v3.26.1
INSURANCE AND REINSURANCE CONTRACTS ASSETS AND LIABILITIES - Schedule of Liability for Insurance Contracts (Details)
S/ in Thousands, $ in Thousands
 12 Months Ended
Dec. 31, 2025
PEN (S/)
Dec. 31, 2025
USD ($)
Dec. 31, 2024
PEN (S/)
Dec. 31, 2023
PEN (S/)
Disclosure of reconciliation of changes in insurance contracts by components [line items]        
Claims incurred and other insurance service expenses S/ (847,817)   S/ (703,341)  
Result of the insurance service (49,430)   (3,733)  
Total changes in the consolidated income statement 1,051,450   609,754  
Other changes (563,993)   56,013  
Cash flow:        
Premiums received 1,886,374   1,500,797  
Claims and other service expenses paid (1,190,631)   (1,077,186)  
Insurance acquisition cash flows (101,310)   (80,588)  
Net cash flow 594,433   343,023  
Insurance Contracts        
Disclosure of reconciliation of changes in insurance contracts by components [line items]        
Balances at the beginning of the period 13,422,285   12,318,133  
Insurance income (4,648,700)   (3,779,394)  
Claims incurred and other insurance service expenses 3,676,869   2,266,847  
Adjustments relating to the past to liabilities for incurred claims (908,139)   (203,999)  
Losses and recoveries for losses in onerous contracts 10,686   15,801  
Amortization of insurance acquisition cash flows 21,259   7,128  
Insurance service expenses 2,800,675   2,085,777 S/ 2,252,987
Result of the insurance service (1,848,025)   (1,693,617)  
Net financial expenses for insurance contracts 1,221,188   740,450  
Total changes in the consolidated income statement (626,837)   (953,167)  
Investment components 0   0  
Acquisition of Pacifico EPS shares | $   $ 115,645    
Other changes (782,539)   32,047  
Cash flow:        
Premiums received 7,358,881   5,180,689  
Claims and other service expenses paid (4,228,965)   (3,050,355)  
Insurance acquisition cash flows (994,315)   (105,062)  
Net cash flow 2,135,601   2,025,272  
Balances at the end of the period 14,264,155   13,422,285 12,318,133
Insurance Contracts | Liabilities for Remaining Coverage, Excluding loss component        
Disclosure of reconciliation of changes in insurance contracts by components [line items]        
Balances at the beginning of the period 9,317,066   8,379,672  
Insurance income (4,649,818)   (3,779,710)  
Claims incurred and other insurance service expenses 56,133   0  
Adjustments relating to the past to liabilities for incurred claims 0   0  
Losses and recoveries for losses in onerous contracts 0   0  
Amortization of insurance acquisition cash flows 21,259   7,128  
Insurance service expenses 77,392   7,128  
Result of the insurance service (4,572,426)   (3,772,582)  
Net financial expenses for insurance contracts 1,012,259   553,835  
Total changes in the consolidated income statement (3,560,167)   (3,218,747)  
Investment components (1,045,427)   (914,866)  
Acquisition of Pacifico EPS shares | $   (60,734)    
Other changes (683,280)   (4,620)  
Cash flow:        
Premiums received 7,358,881   5,180,689  
Claims and other service expenses paid 0   0  
Insurance acquisition cash flows (994,315)   (105,062)  
Net cash flow 6,364,566   5,075,627  
Balances at the end of the period 10,332,024   9,317,066 8,379,672
Insurance Contracts | Liabilities for Remaining Coverage, Loss Component        
Disclosure of reconciliation of changes in insurance contracts by components [line items]        
Balances at the beginning of the period 247,799   207,695  
Insurance income 1,118   316  
Claims incurred and other insurance service expenses 0   8,172  
Adjustments relating to the past to liabilities for incurred claims 0   (4,365)  
Losses and recoveries for losses in onerous contracts 10,686   15,801  
Amortization of insurance acquisition cash flows 0   0  
Insurance service expenses 10,686   19,608  
Result of the insurance service 11,804   19,924  
Net financial expenses for insurance contracts (6,868)   (5,376)  
Total changes in the consolidated income statement 4,936   14,548  
Investment components 0   0  
Acquisition of Pacifico EPS shares | $   0    
Other changes (7,212)   25,556  
Cash flow:        
Premiums received 0   0  
Claims and other service expenses paid 0   0  
Insurance acquisition cash flows 0   0  
Net cash flow 0   0  
Balances at the end of the period 245,523   247,799 207,695
Insurance Contracts | Liabilities for incurred claims - contracts not measured by PAA        
Disclosure of reconciliation of changes in insurance contracts by components [line items]        
Balances at the beginning of the period 1,288,630   1,212,856  
Insurance income 0   0  
Claims incurred and other insurance service expenses 842,435   722,763  
Adjustments relating to the past to liabilities for incurred claims (713,756)   (550,740)  
Losses and recoveries for losses in onerous contracts 0   0  
Amortization of insurance acquisition cash flows 0   0  
Insurance service expenses 128,679   172,023  
Result of the insurance service 128,679   172,023  
Net financial expenses for insurance contracts 95,490   64,928  
Total changes in the consolidated income statement 224,169   236,951  
Investment components 1,045,427   914,866  
Acquisition of Pacifico EPS shares | $   0    
Other changes (11,223)   1,171  
Cash flow:        
Premiums received 0   0  
Claims and other service expenses paid (1,190,631)   (1,077,214)  
Insurance acquisition cash flows 0   0  
Net cash flow (1,190,631)   (1,077,214)  
Balances at the end of the period 1,356,372   1,288,630 1,212,856
Insurance Contracts | Incurred Loss Liabilities - Contracts Measured by PAA, Present Value of Fulfillment Cash Flows        
Disclosure of reconciliation of changes in insurance contracts by components [line items]        
Balances at the beginning of the period 2,544,942   2,497,439  
Insurance income 0   0  
Claims incurred and other insurance service expenses 2,778,176   1,535,912  
Adjustments relating to the past to liabilities for incurred claims (190,799)   348,829  
Losses and recoveries for losses in onerous contracts 0   0  
Amortization of insurance acquisition cash flows 0   0  
Insurance service expenses 2,587,377   1,884,741  
Result of the insurance service 2,587,377   1,884,741  
Net financial expenses for insurance contracts 119,361   126,019  
Total changes in the consolidated income statement 2,706,738   2,010,760  
Investment components 0   0  
Acquisition of Pacifico EPS shares | $   175,615    
Other changes (80,224)   9,884  
Cash flow:        
Premiums received 0   0  
Claims and other service expenses paid (3,038,334)   (1,973,141)  
Insurance acquisition cash flows 0   0  
Net cash flow (3,038,334)   (1,973,141)  
Balances at the end of the period 2,308,737   2,544,942 2,497,439
Insurance Contracts | Liabilities for Incurred Claims for Contracts Measured by PAA, Risk Adjustment        
Disclosure of reconciliation of changes in insurance contracts by components [line items]        
Balances at the beginning of the period 23,848   20,471  
Insurance income 0   0  
Claims incurred and other insurance service expenses 125   0  
Adjustments relating to the past to liabilities for incurred claims (3,584)   2,277  
Losses and recoveries for losses in onerous contracts 0   0  
Amortization of insurance acquisition cash flows 0   0  
Insurance service expenses (3,459)   2,277  
Result of the insurance service (3,459)   2,277  
Net financial expenses for insurance contracts 946   1,044  
Total changes in the consolidated income statement (2,513)   3,321  
Investment components 0   0  
Acquisition of Pacifico EPS shares | $   $ 764    
Other changes (600)   56  
Cash flow:        
Premiums received 0   0  
Claims and other service expenses paid 0   0  
Insurance acquisition cash flows 0   0  
Net cash flow 0   0  
Balances at the end of the period S/ 21,499   S/ 23,848 S/ 20,471