v3.26.1
INSURANCE AND REINSURANCE RESULT - Schedule of Onerous and Non-onerous Contracts (Details) - PEN (S/)
S/ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Disclosure of reconciliation of changes in insurance contracts by components [line items]      
Impact on provisions for contracts recognized in the period S/ 1,051,450 S/ 609,754  
Risk adjustment for non-financial risk      
Disclosure of reconciliation of changes in insurance contracts by components [line items]      
Impact on provisions for contracts recognized in the period 23,680 7,172  
Total      
Disclosure of reconciliation of changes in insurance contracts by components [line items]      
Impact on provisions for contracts recognized in the period 34,562 31,136 S/ 20,474
Total | Insurance Acquisition Cash Flows      
Disclosure of reconciliation of changes in insurance contracts by components [line items]      
Impact on provisions for contracts recognized in the period 187,656 156,200 106,243
Total | Claims and other directly attributable expenses      
Disclosure of reconciliation of changes in insurance contracts by components [line items]      
Impact on provisions for contracts recognized in the period 1,688,847 1,331,766 794,420
Total | Estimates of the present value of future inflows      
Disclosure of reconciliation of changes in insurance contracts by components [line items]      
Impact on provisions for contracts recognized in the period (1,999,443) (1,590,161) (994,790)
Total | Risk adjustment for non-financial risk      
Disclosure of reconciliation of changes in insurance contracts by components [line items]      
Impact on provisions for contracts recognized in the period 16,992 9,628 8,138
Total | CSM      
Disclosure of reconciliation of changes in insurance contracts by components [line items]      
Impact on provisions for contracts recognized in the period 140,510 123,703 106,463
Onerous contracts      
Disclosure of reconciliation of changes in insurance contracts by components [line items]      
Impact on provisions for contracts recognized in the period 34,562 31,136 20,474
Onerous contracts | Insurance Acquisition Cash Flows      
Disclosure of reconciliation of changes in insurance contracts by components [line items]      
Impact on provisions for contracts recognized in the period 22,097 27,948 21,123
Onerous contracts | Claims and other directly attributable expenses      
Disclosure of reconciliation of changes in insurance contracts by components [line items]      
Impact on provisions for contracts recognized in the period 623,686 445,384 135,905
Onerous contracts | Estimates of the present value of future inflows      
Disclosure of reconciliation of changes in insurance contracts by components [line items]      
Impact on provisions for contracts recognized in the period (620,171) (446,274) (138,467)
Onerous contracts | Risk adjustment for non-financial risk      
Disclosure of reconciliation of changes in insurance contracts by components [line items]      
Impact on provisions for contracts recognized in the period 8,950 4,078 1,913
Onerous contracts | CSM      
Disclosure of reconciliation of changes in insurance contracts by components [line items]      
Impact on provisions for contracts recognized in the period 0 0 0
Non-onerous contracts      
Disclosure of reconciliation of changes in insurance contracts by components [line items]      
Impact on provisions for contracts recognized in the period 0 0 0
Non-onerous contracts | Insurance Acquisition Cash Flows      
Disclosure of reconciliation of changes in insurance contracts by components [line items]      
Impact on provisions for contracts recognized in the period 165,559 128,252 85,120
Non-onerous contracts | Claims and other directly attributable expenses      
Disclosure of reconciliation of changes in insurance contracts by components [line items]      
Impact on provisions for contracts recognized in the period 1,065,161 886,382 658,515
Non-onerous contracts | Estimates of the present value of future inflows      
Disclosure of reconciliation of changes in insurance contracts by components [line items]      
Impact on provisions for contracts recognized in the period (1,379,272) (1,143,887) (856,323)
Non-onerous contracts | Risk adjustment for non-financial risk      
Disclosure of reconciliation of changes in insurance contracts by components [line items]      
Impact on provisions for contracts recognized in the period 8,042 5,550 6,225
Non-onerous contracts | CSM      
Disclosure of reconciliation of changes in insurance contracts by components [line items]      
Impact on provisions for contracts recognized in the period S/ 140,510 S/ 123,703 S/ 106,463