OPERATING SEGMENTS -Schedule of Information Relating to Operating Segments (Details) - PEN (S/)
S/ in Thousands |
12 Months Ended |
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
| Disclosure of operating segments [line items] |
|
|
|
| External |
S/ 28,555,000
|
S/ 27,472,000
|
S/ 25,665,000
|
| From other segments |
2,889,000
|
2,025,000
|
2,051,000
|
| Net interest, similar income and expenses |
14,716,479
|
14,115,131
|
12,937,972
|
| Other income, net |
8,625,000
|
7,603,000
|
6,867,000
|
| Provision for credit losses on loan portfolio |
(2,873,454)
|
(3,943,301)
|
(3,957,143)
|
| Depreciation and amortization and right in use |
(893,000)
|
(713,000)
|
(659,000)
|
| Income tax |
(2,865,000)
|
(2,201,000)
|
(1,888,000)
|
| Net profit (loss) |
7,082,654
|
5,623,252
|
4,959,878
|
| Additions of fixed asset, intangibles and goodwill |
1,848,000
|
1,111,000
|
1,214,000
|
| Total assets |
267,362,533
|
256,088,940
|
238,840,000
|
| Total liabilities |
228,266,424
|
221,111,706
|
205,733,000
|
| Universal Banking |
|
|
|
| Disclosure of operating segments [line items] |
|
|
|
| External |
20,211,000
|
20,100,000
|
18,622,000
|
| From other segments |
745,000
|
672,000
|
705,000
|
| Net interest, similar income and expenses |
11,352,000
|
11,168,000
|
10,150,000
|
| Other income, net |
5,426,000
|
4,995,000
|
4,425,000
|
| Provision for credit losses on loan portfolio |
(1,951,000)
|
(2,915,000)
|
(2,896,000)
|
| Depreciation and amortization and right in use |
(643,000)
|
(522,000)
|
(488,000)
|
| Income tax |
(2,192,000)
|
(1,840,000)
|
(1,560,000)
|
| Net profit (loss) |
6,128,000
|
5,007,000
|
4,382,000
|
| Additions of fixed asset, intangibles and goodwill |
885,000
|
806,000
|
910,000
|
| Total assets |
212,268,000
|
207,917,000
|
|
| Total liabilities |
186,616,000
|
184,405,000
|
|
| Insurance, Medical Services and Pension funds |
|
|
|
| Disclosure of operating segments [line items] |
|
|
|
| External |
2,781,000
|
2,154,000
|
2,116,000
|
| From other segments |
1,239,000
|
547,000
|
535,000
|
| Net interest, similar income and expenses |
299,000
|
301,000
|
289,000
|
| Other income, net |
1,859,000
|
1,314,000
|
1,331,000
|
| Provision for credit losses on loan portfolio |
0
|
0
|
0
|
| Depreciation and amortization and right in use |
(70,000)
|
(29,000)
|
(29,000)
|
| Income tax |
(210,000)
|
(99,000)
|
(97,000)
|
| Net profit (loss) |
1,001,000
|
903,000
|
969,000
|
| Additions of fixed asset, intangibles and goodwill |
746,000
|
134,000
|
96,000
|
| Total assets |
21,307,000
|
18,435,000
|
|
| Total liabilities |
16,727,000
|
14,537,000
|
|
| Microfinance |
|
|
|
| Disclosure of operating segments [line items] |
|
|
|
| External |
3,971,000
|
3,769,000
|
3,725,000
|
| From other segments |
151,000
|
147,000
|
188,000
|
| Net interest, similar income and expenses |
2,910,000
|
2,569,000
|
2,420,000
|
| Other income, net |
194,000
|
185,000
|
200,000
|
| Provision for credit losses on loan portfolio |
(842,000)
|
(969,000)
|
(1,048,000)
|
| Depreciation and amortization and right in use |
(113,000)
|
(112,000)
|
(102,000)
|
| Income tax |
(189,000)
|
(86,000)
|
(21,000)
|
| Net profit (loss) |
500,000
|
298,000
|
57,000
|
| Additions of fixed asset, intangibles and goodwill |
133,000
|
95,000
|
173,000
|
| Total assets |
21,213,000
|
19,302,000
|
|
| Total liabilities |
17,937,000
|
16,179,000
|
|
| Operating Segments | Universal Banking |
|
|
|
| Disclosure of operating segments [line items] |
|
|
|
| Total assets |
|
|
190,684,000
|
| Total liabilities |
|
|
168,501,000
|
| Operating Segments | Universal Banking | Banco de Crédito del Perú |
|
|
|
| Disclosure of operating segments [line items] |
|
|
|
| External |
19,528,000
|
19,176,000
|
17,802,000
|
| From other segments |
723,000
|
647,000
|
686,000
|
| Net interest, similar income and expenses |
11,137,000
|
10,815,000
|
9,818,000
|
| Other income, net |
5,240,000
|
4,831,000
|
4,315,000
|
| Provision for credit losses on loan portfolio |
(1,927,000)
|
(2,831,000)
|
(2,846,000)
|
| Depreciation and amortization and right in use |
(621,000)
|
(492,000)
|
(460,000)
|
| Income tax |
(2,158,000)
|
(1,767,000)
|
(1,498,000)
|
| Net profit (loss) |
6,042,000
|
5,003,000
|
4,379,000
|
| Additions of fixed asset, intangibles and goodwill |
859,000
|
722,000
|
894,000
|
| Total assets |
202,206,000
|
194,921,000
|
178,053,000
|
| Total liabilities |
176,582,000
|
171,451,000
|
155,908,000
|
| Operating Segments | Universal Banking | Banco de Crédito de Bolivia |
|
|
|
| Disclosure of operating segments [line items] |
|
|
|
| External |
683,000
|
924,000
|
820,000
|
| From other segments |
22,000
|
25,000
|
19,000
|
| Net interest, similar income and expenses |
215,000
|
353,000
|
332,000
|
| Other income, net |
186,000
|
164,000
|
110,000
|
| Provision for credit losses on loan portfolio |
(24,000)
|
(84,000)
|
(50,000)
|
| Depreciation and amortization and right in use |
(22,000)
|
(30,000)
|
(28,000)
|
| Income tax |
(34,000)
|
(73,000)
|
(62,000)
|
| Net profit (loss) |
86,000
|
4,000
|
3,000
|
| Additions of fixed asset, intangibles and goodwill |
26,000
|
84,000
|
16,000
|
| Total assets |
10,062,000
|
12,996,000
|
12,631,000
|
| Total liabilities |
10,034,000
|
12,954,000
|
12,593,000
|
| Operating Segments | Insurance, Medical Services and Pension funds |
|
|
|
| Disclosure of operating segments [line items] |
|
|
|
| Total assets |
|
|
17,327,000
|
| Total liabilities |
|
|
13,675,000
|
| Operating Segments | Insurance, Medical Services and Pension funds | Pacífico Seguros and subsidiaries |
|
|
|
| Disclosure of operating segments [line items] |
|
|
|
| External |
2,374,000
|
1,769,000
|
1,730,000
|
| From other segments |
1,235,000
|
541,000
|
528,000
|
| Net interest, similar income and expenses |
298,000
|
299,000
|
285,000
|
| Other income, net |
1,456,000
|
935,000
|
952,000
|
| Provision for credit losses on loan portfolio |
0
|
0
|
0
|
| Depreciation and amortization and right in use |
(41,000)
|
(2,000)
|
(4,000)
|
| Income tax |
(150,000)
|
(44,000)
|
(40,000)
|
| Net profit (loss) |
854,000
|
770,000
|
819,000
|
| Additions of fixed asset, intangibles and goodwill |
731,000
|
122,000
|
79,000
|
| Total assets |
20,625,000
|
17,777,000
|
16,586,000
|
| Total liabilities |
16,496,000
|
14,355,000
|
13,435,000
|
| Operating Segments | Insurance, Medical Services and Pension funds | Prima AFP |
|
|
|
| Disclosure of operating segments [line items] |
|
|
|
| External |
407,000
|
385,000
|
386,000
|
| From other segments |
4,000
|
6,000
|
7,000
|
| Net interest, similar income and expenses |
1,000
|
2,000
|
4,000
|
| Other income, net |
403,000
|
379,000
|
379,000
|
| Provision for credit losses on loan portfolio |
0
|
0
|
0
|
| Depreciation and amortization and right in use |
(29,000)
|
(27,000)
|
(25,000)
|
| Income tax |
(60,000)
|
(55,000)
|
(57,000)
|
| Net profit (loss) |
147,000
|
133,000
|
150,000
|
| Additions of fixed asset, intangibles and goodwill |
15,000
|
12,000
|
17,000
|
| Total assets |
682,000
|
658,000
|
741,000
|
| Total liabilities |
231,000
|
182,000
|
240,000
|
| Operating Segments | Microfinance |
|
|
|
| Disclosure of operating segments [line items] |
|
|
|
| Total assets |
|
|
19,095,000
|
| Total liabilities |
|
|
15,794,000
|
| Operating Segments | Microfinance | MiBanco |
|
|
|
| Disclosure of operating segments [line items] |
|
|
|
| External |
3,301,000
|
3,195,000
|
3,236,000
|
| From other segments |
150,000
|
146,000
|
187,000
|
| Net interest, similar income and expenses |
2,480,000
|
2,243,000
|
2,165,000
|
| Other income, net |
138,000
|
125,000
|
155,000
|
| Provision for credit losses on loan portfolio |
(749,000)
|
(851,000)
|
(923,000)
|
| Depreciation and amortization and right in use |
(93,000)
|
(93,000)
|
(87,000)
|
| Income tax |
(158,000)
|
(85,000)
|
(47,000)
|
| Net profit (loss) |
453,000
|
308,000
|
202,000
|
| Additions of fixed asset, intangibles and goodwill |
120,000
|
85,000
|
129,000
|
| Total assets |
18,355,000
|
16,979,000
|
16,931,000
|
| Total liabilities |
15,568,000
|
14,279,000
|
13,902,000
|
| Operating Segments | Microfinance | MiBanco Colombia |
|
|
|
| Disclosure of operating segments [line items] |
|
|
|
| External |
670,000
|
574,000
|
489,000
|
| From other segments |
1,000
|
1,000
|
1,000
|
| Net interest, similar income and expenses |
430,000
|
326,000
|
255,000
|
| Other income, net |
56,000
|
60,000
|
45,000
|
| Provision for credit losses on loan portfolio |
(93,000)
|
(118,000)
|
(125,000)
|
| Depreciation and amortization and right in use |
(20,000)
|
(19,000)
|
(15,000)
|
| Income tax |
(31,000)
|
(1,000)
|
26,000
|
| Net profit (loss) |
47,000
|
(10,000)
|
(145,000)
|
| Additions of fixed asset, intangibles and goodwill |
13,000
|
10,000
|
44,000
|
| Total assets |
2,858,000
|
2,323,000
|
2,164,000
|
| Total liabilities |
2,369,000
|
1,900,000
|
1,892,000
|
| Operating Segments | Investment Management and Advisory |
|
|
|
| Disclosure of operating segments [line items] |
|
|
|
| External |
1,405,000
|
1,317,000
|
1,210,000
|
| From other segments |
538,000
|
527,000
|
518,000
|
| Net interest, similar income and expenses |
54,000
|
36,000
|
82,000
|
| Other income, net |
1,010,000
|
945,000
|
809,000
|
| Provision for credit losses on loan portfolio |
0
|
(30,000)
|
0
|
| Depreciation and amortization and right in use |
(42,000)
|
(43,000)
|
(50,000)
|
| Income tax |
(54,000)
|
(69,000)
|
(31,000)
|
| Net profit (loss) |
225,000
|
196,000
|
161,000
|
| Additions of fixed asset, intangibles and goodwill |
30,000
|
36,000
|
16,000
|
| Total assets |
8,226,000
|
8,466,000
|
10,104,000
|
| Total liabilities |
6,682,000
|
6,907,000
|
8,394,000
|
| Operating Segments | Other segments |
|
|
|
| Disclosure of operating segments [line items] |
|
|
|
| External |
455,000
|
388,000
|
278,000
|
| From other segments |
216,000
|
132,000
|
105,000
|
| Net interest, similar income and expenses |
101,000
|
41,000
|
(3,000)
|
| Other income, net |
304,000
|
264,000
|
216,000
|
| Provision for credit losses on loan portfolio |
(80,000)
|
(29,000)
|
(13,000)
|
| Depreciation and amortization and right in use |
(25,000)
|
(7,000)
|
10,000
|
| Income tax |
(216,000)
|
(83,000)
|
(179,000)
|
| Net profit (loss) |
(766,000)
|
(779,000)
|
(609,000)
|
| Additions of fixed asset, intangibles and goodwill |
54,000
|
40,000
|
19,000
|
| Total assets |
6,446,000
|
6,341,000
|
4,947,000
|
| Total liabilities |
2,410,000
|
3,286,000
|
2,670,000
|
| Eliminations |
|
|
|
| Disclosure of operating segments [line items] |
|
|
|
| External |
(268,000)
|
(256,000)
|
(286,000)
|
| From other segments |
0
|
0
|
0
|
| Net interest, similar income and expenses |
0
|
0
|
0
|
| Other income, net |
(168,000)
|
(100,000)
|
(114,000)
|
| Provision for credit losses on loan portfolio |
0
|
0
|
0
|
| Depreciation and amortization and right in use |
0
|
0
|
0
|
| Income tax |
(4,000)
|
(24,000)
|
0
|
| Net profit (loss) |
(5,000)
|
(2,000)
|
0
|
| Additions of fixed asset, intangibles and goodwill |
0
|
0
|
0
|
| Total assets |
(2,097,000)
|
(4,372,000)
|
(3,317,000)
|
| Total liabilities |
S/ (2,106,000)
|
S/ (4,202,000)
|
S/ (3,301,000)
|