FINANCIAL AND NON-FINANCIAL RISK MANAGEMENT - Schedule of Classification of Direct Loans and Allowances of Loans (Details) - PEN (S/)
S/ in Thousands |
Dec. 31, 2025 |
Dec. 31, 2024 |
| Direct loans and allowances [Abstract] |
|
|
| Gross |
S/ 148,629,098
|
S/ 144,319,245
|
| Less: Allowance for loan losses |
7,669,950
|
7,994,977
|
| Total, net |
140,959,148
|
136,324,268
|
| Stage 1 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
125,204,952
|
118,068,867
|
| Less: Allowance for loan losses |
1,418,877
|
1,274,546
|
| Total, net |
123,786,075
|
116,794,321
|
| Stage 2 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
14,542,032
|
16,432,348
|
| Less: Allowance for loan losses |
1,305,346
|
1,371,084
|
| Total, net |
13,236,686
|
15,061,264
|
| Stage 3 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
8,882,114
|
9,818,030
|
| Less: Allowance for loan losses |
4,945,727
|
5,349,347
|
| Total, net |
3,936,387
|
4,468,683
|
| Neither past due nor impaired |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
136,675,847
|
130,867,669
|
| Past due but not impaired |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
3,071,137
|
3,633,546
|
| Impaired |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
8,882,114
|
9,818,030
|
| Commercial loans |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
76,144,846
|
76,921,615
|
| Less: Allowance for loan losses |
2,759,119
|
2,944,208
|
| Total, net |
73,385,727
|
73,977,407
|
| Commercial loans | Stage 1 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
67,074,907
|
67,915,775
|
| Less: Allowance for loan losses |
436,438
|
493,130
|
| Total, net |
66,638,469
|
67,422,645
|
| Commercial loans | Stage 2 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
4,550,136
|
3,977,617
|
| Less: Allowance for loan losses |
277,425
|
291,963
|
| Total, net |
4,272,711
|
3,685,654
|
| Commercial loans | Stage 3 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
4,519,803
|
5,028,223
|
| Less: Allowance for loan losses |
2,045,256
|
2,159,115
|
| Total, net |
2,474,547
|
2,869,108
|
| Commercial loans | Neither past due nor impaired |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
70,875,782
|
70,812,359
|
| Commercial loans | Neither past due nor impaired | Stage 1 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
66,660,719
|
67,303,201
|
| Commercial loans | Neither past due nor impaired | Stage 2 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
4,215,063
|
3,509,158
|
| Commercial loans | Neither past due nor impaired | Stage 3 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
0
|
0
|
| Commercial loans | Past due but not impaired |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
749,261
|
1,081,033
|
| Commercial loans | Past due but not impaired | Stage 1 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
414,188
|
612,574
|
| Commercial loans | Past due but not impaired | Stage 2 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
335,073
|
468,459
|
| Commercial loans | Past due but not impaired | Stage 3 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
0
|
0
|
| Commercial loans | Impaired |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
4,519,803
|
5,028,223
|
| Commercial loans | Impaired | Stage 1 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
0
|
0
|
| Commercial loans | Impaired | Stage 2 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
0
|
0
|
| Commercial loans | Impaired | Stage 3 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
4,519,803
|
5,028,223
|
| Residential mortgage loans |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
26,187,586
|
25,092,057
|
| Less: Allowance for loan losses |
966,586
|
1,054,119
|
| Total, net |
25,221,000
|
24,037,938
|
| Residential mortgage loans | Stage 1 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
22,139,653
|
18,956,498
|
| Less: Allowance for loan losses |
49,855
|
66,260
|
| Total, net |
22,089,798
|
18,890,238
|
| Residential mortgage loans | Stage 2 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
2,430,482
|
4,491,676
|
| Less: Allowance for loan losses |
116,289
|
168,188
|
| Total, net |
2,314,193
|
4,323,488
|
| Residential mortgage loans | Stage 3 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
1,617,451
|
1,643,883
|
| Less: Allowance for loan losses |
800,442
|
819,671
|
| Total, net |
817,009
|
824,212
|
| Residential mortgage loans | Neither past due nor impaired |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
23,413,873
|
22,270,753
|
| Residential mortgage loans | Neither past due nor impaired | Stage 1 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
21,569,665
|
18,451,482
|
| Residential mortgage loans | Neither past due nor impaired | Stage 2 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
1,844,208
|
3,819,271
|
| Residential mortgage loans | Neither past due nor impaired | Stage 3 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
0
|
0
|
| Residential mortgage loans | Past due but not impaired |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
1,156,262
|
1,177,421
|
| Residential mortgage loans | Past due but not impaired | Stage 1 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
569,988
|
505,016
|
| Residential mortgage loans | Past due but not impaired | Stage 2 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
586,274
|
672,405
|
| Residential mortgage loans | Past due but not impaired | Stage 3 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
0
|
0
|
| Residential mortgage loans | Impaired |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
1,617,451
|
1,643,883
|
| Residential mortgage loans | Impaired | Stage 1 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
0
|
0
|
| Residential mortgage loans | Impaired | Stage 2 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
0
|
0
|
| Residential mortgage loans | Impaired | Stage 3 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
1,617,451
|
1,643,883
|
| Small and Micro business loans |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
24,029,897
|
22,778,133
|
| Less: Allowance for loan losses |
1,834,536
|
1,948,134
|
| Total, net |
22,195,361
|
20,829,999
|
| Small and Micro business loans | Stage 1 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
18,577,688
|
16,846,992
|
| Less: Allowance for loan losses |
472,604
|
384,145
|
| Total, net |
18,105,084
|
16,462,847
|
| Small and Micro business loans | Stage 2 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
4,094,513
|
4,244,312
|
| Less: Allowance for loan losses |
412,193
|
396,678
|
| Total, net |
3,682,320
|
3,847,634
|
| Small and Micro business loans | Stage 3 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
1,357,696
|
1,686,829
|
| Less: Allowance for loan losses |
949,739
|
1,167,311
|
| Total, net |
407,957
|
519,518
|
| Small and Micro business loans | Neither past due nor impaired |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
22,009,902
|
20,260,194
|
| Small and Micro business loans | Neither past due nor impaired | Stage 1 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
18,382,809
|
16,589,516
|
| Small and Micro business loans | Neither past due nor impaired | Stage 2 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
3,627,093
|
3,670,678
|
| Small and Micro business loans | Neither past due nor impaired | Stage 3 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
0
|
0
|
| Small and Micro business loans | Past due but not impaired |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
662,299
|
831,110
|
| Small and Micro business loans | Past due but not impaired | Stage 1 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
194,879
|
257,476
|
| Small and Micro business loans | Past due but not impaired | Stage 2 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
467,420
|
573,634
|
| Small and Micro business loans | Past due but not impaired | Stage 3 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
0
|
0
|
| Small and Micro business loans | Impaired |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
1,357,696
|
1,686,829
|
| Small and Micro business loans | Impaired | Stage 1 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
0
|
0
|
| Small and Micro business loans | Impaired | Stage 2 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
0
|
0
|
| Small and Micro business loans | Impaired | Stage 3 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
1,357,696
|
1,686,829
|
| Consumer loans |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
22,266,769
|
19,527,440
|
| Less: Allowance for loan losses |
2,109,709
|
2,048,516
|
| Total, net |
20,157,060
|
17,478,924
|
| Consumer loans | Stage 1 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
17,412,704
|
14,349,602
|
| Less: Allowance for loan losses |
459,980
|
331,011
|
| Total, net |
16,952,724
|
14,018,591
|
| Consumer loans | Stage 2 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
3,466,901
|
3,718,743
|
| Less: Allowance for loan losses |
499,439
|
514,255
|
| Total, net |
2,967,462
|
3,204,488
|
| Consumer loans | Stage 3 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
1,387,164
|
1,459,095
|
| Less: Allowance for loan losses |
1,150,290
|
1,203,250
|
| Total, net |
236,874
|
255,845
|
| Consumer loans | Neither past due nor impaired |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
20,376,290
|
17,524,363
|
| Consumer loans | Neither past due nor impaired | Stage 1 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
17,253,968
|
14,188,847
|
| Consumer loans | Neither past due nor impaired | Stage 2 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
3,122,322
|
3,335,516
|
| Consumer loans | Neither past due nor impaired | Stage 3 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
0
|
0
|
| Consumer loans | Past due but not impaired |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
503,315
|
543,982
|
| Consumer loans | Past due but not impaired | Stage 1 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
158,736
|
160,755
|
| Consumer loans | Past due but not impaired | Stage 2 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
344,579
|
383,227
|
| Consumer loans | Past due but not impaired | Stage 3 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
0
|
0
|
| Consumer loans | Impaired |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
1,387,164
|
1,459,095
|
| Consumer loans | Impaired | Stage 1 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
0
|
0
|
| Consumer loans | Impaired | Stage 2 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
0
|
0
|
| Consumer loans | Impaired | Stage 3 |
|
|
| Direct loans and allowances [Abstract] |
|
|
| Gross |
S/ 1,387,164
|
S/ 1,459,095
|