FINANCIAL AND NON-FINANCIAL RISK MANAGEMENT - Schedule of Estimates of Accumulated Claims Incurred (Details) - PEN (S/)
|
Dec. 31, 2025 |
Dec. 31, 2024 |
| Gross estimates of the undiscounted amount of the claims [Abstract] |
|
|
| At the end of the claim year |
S/ 15,879,057,000
|
S/ 14,958,064,000
|
| 1 year later |
694,293,000
|
1,167,744,000
|
| 2 years later |
319,664,000
|
492,958,000
|
| 3 years later |
150,371,000
|
208,944,000
|
| 4 years later |
58,874,000
|
112,491,000
|
| 5 years later |
51,755,000
|
42,671,000
|
| 6 years later |
21,199,000
|
53,930,000
|
| 7 years later |
15,484,000
|
12,620,000
|
| 8 years later |
15,047,000
|
6,816,000
|
| 9 years later |
3,709,000
|
3,952,000
|
| Accumulated gross claims and other directly attributable expenses paid for the year of occurrence |
17,209,453,000
|
17,060,190,000
|
| Liabilities / Gross Obligations accumulated by claims |
2,445,328,000
|
2,970,074,000
|
| Discount event |
(149,138,000)
|
(189,917,000)
|
| Effect of Risk Adjustment for non-financial risk |
21,129,000
|
28,729,000
|
| Gross LIC of the Temporary Regime and Definitive Regime |
32,599,000
|
39,082,000
|
| Gross provision for incurred claims |
2,349,918,000
|
2,847,968,000
|
| Liabilities for incurred claims that arise from pension |
3,686,000,000
|
3,857,000,000
|
| Liabilities for incurred claims that arise from SCTR businesses |
1,223,000,000
|
1,001,000,000
|
| Other minor liabilities for incurred claims |
113,000,000.0
|
8,000,000.0
|
| Nine years before reporting year |
|
|
| Gross estimates of the undiscounted amount of the claims [Abstract] |
|
|
| At the end of the claim year |
1,923,936,000
|
1,637,838,000
|
| 1 year later |
1,390,000
|
2,458,000
|
| 2 years later |
1,447,000
|
2,052,000
|
| 3 years later |
2,162,000
|
3,390,000
|
| 4 years later |
232,000
|
0
|
| 5 years later |
0
|
0
|
| 6 years later |
0
|
0
|
| 7 years later |
0
|
0
|
| 8 years later |
0
|
0
|
| 9 years later |
0
|
0
|
| Accumulated gross claims and other directly attributable expenses paid for the year of occurrence |
1,929,167,000
|
1,645,738,000
|
| Liabilities / Gross Obligations accumulated by claims |
12,904,000
|
8,317,000
|
| Discount event |
(1,570,000)
|
(1,614,000)
|
| Effect of Risk Adjustment for non-financial risk |
0
|
0
|
| Gross LIC of the Temporary Regime and Definitive Regime |
0
|
0
|
| Gross provision for incurred claims |
11,334,000
|
6,703,000
|
| Eight years before reporting year |
|
|
| Gross estimates of the undiscounted amount of the claims [Abstract] |
|
|
| At the end of the claim year |
1,620,489,000
|
1,047,428,000
|
| 1 year later |
3,450,000
|
1,999,000
|
| 2 years later |
83,000
|
164,000
|
| 3 years later |
27,000
|
82,000
|
| 4 years later |
622,000
|
1,533,000
|
| 5 years later |
179,000
|
0
|
| 6 years later |
0
|
0
|
| 7 years later |
0
|
0
|
| 8 years later |
0
|
0
|
| 9 years later |
0
|
0
|
| Accumulated gross claims and other directly attributable expenses paid for the year of occurrence |
1,624,850,000
|
1,051,206,000
|
| Liabilities / Gross Obligations accumulated by claims |
6,087,000
|
6,919,000
|
| Discount event |
(756,000)
|
(1,021,000)
|
| Effect of Risk Adjustment for non-financial risk |
0
|
0
|
| Gross LIC of the Temporary Regime and Definitive Regime |
0
|
0
|
| Gross provision for incurred claims |
5,331,000
|
5,898,000
|
| Seven years before reporting year |
|
|
| Gross estimates of the undiscounted amount of the claims [Abstract] |
|
|
| At the end of the claim year |
1,179,383,000
|
1,602,775,000
|
| 1 year later |
3,561,000
|
2,917,000
|
| 2 years later |
2,196,000
|
1,889,000
|
| 3 years later |
78,000
|
92,000
|
| 4 years later |
41,000
|
46,000
|
| 5 years later |
600,000
|
843,000
|
| 6 years later |
158,000
|
0
|
| 7 years later |
0
|
0
|
| 8 years later |
0
|
0
|
| 9 years later |
0
|
0
|
| Accumulated gross claims and other directly attributable expenses paid for the year of occurrence |
1,186,017,000
|
1,608,562,000
|
| Liabilities / Gross Obligations accumulated by claims |
12,615,000
|
7,909,000
|
| Discount event |
(1,377,000)
|
(1,015,000)
|
| Effect of Risk Adjustment for non-financial risk |
0
|
0
|
| Gross LIC of the Temporary Regime and Definitive Regime |
0
|
0
|
| Gross provision for incurred claims |
11,238,000
|
6,894,000
|
| Six years before reporting year |
|
|
| Gross estimates of the undiscounted amount of the claims [Abstract] |
|
|
| At the end of the claim year |
1,426,645,000
|
1,152,556,000
|
| 1 year later |
2,321,000
|
5,830,000
|
| 2 years later |
2,788,000
|
3,469,000
|
| 3 years later |
2,462,000
|
2,122,000
|
| 4 years later |
130,000
|
90,000
|
| 5 years later |
51,000
|
75,000
|
| 6 years later |
968,000
|
811,000
|
| 7 years later |
169,000
|
0
|
| 8 years later |
0
|
0
|
| 9 years later |
0
|
0
|
| Accumulated gross claims and other directly attributable expenses paid for the year of occurrence |
1,435,534,000
|
1,164,953,000
|
| Liabilities / Gross Obligations accumulated by claims |
11,535,000
|
18,380,000
|
| Discount event |
(1,164,000)
|
(1,900,000)
|
| Effect of Risk Adjustment for non-financial risk |
0
|
0
|
| Gross LIC of the Temporary Regime and Definitive Regime |
0
|
0
|
| Gross provision for incurred claims |
10,371,000
|
16,480,000
|
| Five years before reporting year |
|
|
| Gross estimates of the undiscounted amount of the claims [Abstract] |
|
|
| At the end of the claim year |
1,597,362,000
|
1,426,087,000
|
| 1 year later |
9,853,000
|
15,447,000
|
| 2 years later |
2,045,000
|
4,180,000
|
| 3 years later |
2,424,000
|
2,880,000
|
| 4 years later |
1,513,000
|
2,389,000
|
| 5 years later |
102,000
|
144,000
|
| 6 years later |
20,000
|
81,000
|
| 7 years later |
770,000
|
1,419,000
|
| 8 years later |
216,000
|
0
|
| 9 years later |
0
|
0
|
| Accumulated gross claims and other directly attributable expenses paid for the year of occurrence |
1,614,305,000
|
1,452,627,000
|
| Liabilities / Gross Obligations accumulated by claims |
38,043,000
|
30,226,000
|
| Discount event |
(3,273,000)
|
(2,849,000)
|
| Effect of Risk Adjustment for non-financial risk |
0
|
0
|
| Gross LIC of the Temporary Regime and Definitive Regime |
0
|
0
|
| Gross provision for incurred claims |
34,770,000
|
27,377,000
|
| Four years before reporting year |
|
|
| Gross estimates of the undiscounted amount of the claims [Abstract] |
|
|
| At the end of the claim year |
2,162,977,000
|
1,548,529,000
|
| 1 year later |
44,296,000
|
21,123,000
|
| 2 years later |
8,055,000
|
11,051,000
|
| 3 years later |
2,109,000
|
3,500,000
|
| 4 years later |
3,386,000
|
4,431,000
|
| 5 years later |
1,671,000
|
3,446,000
|
| 6 years later |
27,000
|
111,000
|
| 7 years later |
27,000
|
30,000
|
| 8 years later |
350,000
|
1,028,000
|
| 9 years later |
466,000
|
0
|
| Accumulated gross claims and other directly attributable expenses paid for the year of occurrence |
2,223,364,000
|
1,593,249,000
|
| Liabilities / Gross Obligations accumulated by claims |
148,659,000
|
56,998,000
|
| Discount event |
(8,802,000)
|
(4,729,000)
|
| Effect of Risk Adjustment for non-financial risk |
0
|
0
|
| Gross LIC of the Temporary Regime and Definitive Regime |
0
|
0
|
| Gross provision for incurred claims |
139,857,000
|
52,269,000
|
| Three years before reporting year |
|
|
| Gross estimates of the undiscounted amount of the claims [Abstract] |
|
|
| At the end of the claim year |
1,397,741,000
|
2,106,530,000
|
| 1 year later |
70,983,000
|
107,965,000
|
| 2 years later |
30,262,000
|
39,861,000
|
| 3 years later |
9,012,000
|
11,137,000
|
| 4 years later |
2,211,000
|
4,203,000
|
| 5 years later |
4,586,000
|
6,419,000
|
| 6 years later |
2,639,000
|
5,158,000
|
| 7 years later |
89,000
|
30,000
|
| 8 years later |
13,000
|
46,000
|
| 9 years later |
1,501,000
|
297,000
|
| Accumulated gross claims and other directly attributable expenses paid for the year of occurrence |
1,519,037,000
|
2,281,646,000
|
| Liabilities / Gross Obligations accumulated by claims |
233,355,000
|
222,417,000
|
| Discount event |
(18,875,000)
|
(15,369,000)
|
| Effect of Risk Adjustment for non-financial risk |
0
|
0
|
| Gross LIC of the Temporary Regime and Definitive Regime |
0
|
0
|
| Gross provision for incurred claims |
214,480,000
|
207,048,000
|
| Two years before reporting year |
|
|
| Gross estimates of the undiscounted amount of the claims [Abstract] |
|
|
| At the end of the claim year |
1,680,689,000
|
1,379,742,000
|
| 1 year later |
104,804,000
|
167,943,000
|
| 2 years later |
72,363,000
|
127,303,000
|
| 3 years later |
27,570,000
|
31,737,000
|
| 4 years later |
9,711,000
|
9,776,000
|
| 5 years later |
1,821,000
|
4,076,000
|
| 6 years later |
3,139,000
|
4,783,000
|
| 7 years later |
3,089,000
|
2,316,000
|
| 8 years later |
15,000
|
92,000
|
| 9 years later |
480,000
|
854,000
|
| Accumulated gross claims and other directly attributable expenses paid for the year of occurrence |
1,903,681,000
|
1,728,622,000
|
| Liabilities / Gross Obligations accumulated by claims |
346,916,000
|
466,484,000
|
| Discount event |
(25,155,000)
|
(34,248,000)
|
| Effect of Risk Adjustment for non-financial risk |
0
|
0
|
| Gross LIC of the Temporary Regime and Definitive Regime |
0
|
0
|
| Gross provision for incurred claims |
321,761,000
|
432,236,000
|
| One year before reporting year |
|
|
| Gross estimates of the undiscounted amount of the claims [Abstract] |
|
|
| At the end of the claim year |
1,399,261,000
|
1,564,601,000
|
| 1 year later |
254,237,000
|
172,015,000
|
| 2 years later |
101,636,000
|
85,383,000
|
| 3 years later |
72,489,000
|
59,927,000
|
| 4 years later |
23,323,000
|
22,453,000
|
| 5 years later |
27,137,000
|
9,912,000
|
| 6 years later |
2,454,000
|
4,248,000
|
| 7 years later |
2,923,000
|
3,339,000
|
| 8 years later |
2,711,000
|
2,328,000
|
| 9 years later |
737,000
|
244,000
|
| Accumulated gross claims and other directly attributable expenses paid for the year of occurrence |
1,886,908,000
|
1,924,450,000
|
| Liabilities / Gross Obligations accumulated by claims |
576,782,000
|
454,110,000
|
| Discount event |
(37,617,000)
|
(34,104,000)
|
| Effect of Risk Adjustment for non-financial risk |
3,540,000
|
0
|
| Gross LIC of the Temporary Regime and Definitive Regime |
0
|
0
|
| Gross provision for incurred claims |
542,705,000
|
420,006,000
|
| Reporting year |
|
|
| Gross estimates of the undiscounted amount of the claims [Abstract] |
|
|
| At the end of the claim year |
1,490,574,000
|
1,491,978,000
|
| 1 year later |
199,398,000
|
670,047,000
|
| 2 years later |
98,789,000
|
217,606,000
|
| 3 years later |
32,038,000
|
94,077,000
|
| 4 years later |
17,705,000
|
67,570,000
|
| 5 years later |
15,608,000
|
17,756,000
|
| 6 years later |
11,794,000
|
38,738,000
|
| 7 years later |
8,417,000
|
5,486,000
|
| 8 years later |
11,742,000
|
3,322,000
|
| 9 years later |
525,000
|
2,557,000
|
| Accumulated gross claims and other directly attributable expenses paid for the year of occurrence |
1,886,590,000
|
2,609,137,000
|
| Liabilities / Gross Obligations accumulated by claims |
1,058,432,000
|
1,698,314,000
|
| Discount event |
(50,549,000)
|
(93,068,000)
|
| Effect of Risk Adjustment for non-financial risk |
17,589,000
|
28,729,000
|
| Gross LIC of the Temporary Regime and Definitive Regime |
0
|
0
|
| Gross provision for incurred claims |
S/ 1,025,472,000
|
S/ 1,633,975,000
|