v3.26.1
CONSOLIDATED STATEMENT OF FINANCIAL POSITION
S/ in Thousands, $ in Thousands
Dec. 31, 2025
PEN (S/)
Dec. 31, 2024
PEN (S/)
Cash and due from banks:    
Non-interest-bearing S/ 7,649,640 S/ 7,535,259
Interest-bearing 41,394,817 40,119,937
Total cash 49,044,457 47,655,196
Cash collateral, reverse repurchase agreements and securities borrowing 2,177,200 1,033,177
Investments:    
At fair value through profit or loss 4,957,236 4,715,343
At fair value through other comprehensive income 33,043,160 34,208,187
At fair value through other comprehensive income pledged as collateral 5,990,889 5,934,451
Total 39,034,049 40,142,638
Amortized cost 8,490,126 7,904,517
Amortized cost pledged as collateral 323,531 1,063,360
Total investments at amortized cost, net 8,813,657 8,967,877
Loans, net:    
Loans, net of unearned income 149,984,954 145,732,273
Allowance for loan losses (7,669,950) (7,994,977)
Total loans, net 142,315,004 137,737,296
Financial assets designated at fair value through profit or loss 992,429 932,734
Reinsurance contract assets 708,560 841,170
Property, furniture and equipment, net 2,069,017 1,438,609
Due from customers on banker’s acceptances 345,906 528,184
Intangible assets and goodwill, net 4,764,394 3,289,157
Right-of-use assets, net 603,441 402,538
Deferred tax assets, net 1,391,636 1,170,866
Other assets 10,145,547 7,234,155
Total assets 267,362,533 256,088,940
Deposits and obligations:    
Non-interest-bearing 52,217,286 47,160,191
Interest-bearing 118,184,347 114,681,875
Total 170,401,633 161,842,066
Payables from repurchase agreements and securities lending 8,243,787 9,060,710
Due to banks and correspondents 10,675,238 10,754,385
Due from customers on banker’s acceptances 345,906 528,184
Lease liabilities 612,259 404,817
Financial liabilities at fair value through profit or loss 1,055,893 151,485
Insurance contract liability 14,264,155 13,422,285
Bonds and notes issued 14,025,535 17,268,443
Deferred tax liabilities, net 376,939 59,025
Other liabilities 8,265,079 7,620,306
Total liabilities 228,266,424 221,111,706
Equity attributable to Credicorp’s equity holders:    
Capital stock 1,318,993 1,318,993
Treasury stock (209,845) (208,879)
Capital surplus 148,729 176,307
Reserves 29,648,582 27,202,665
Other Reserves 544,767 214,627
Retained earnings 6,915,724 5,642,738
Total equity attributable to owners of parent 38,366,950 34,346,451
Non-controlling interest 729,159 630,783
Total equity 39,096,109 34,977,234
Total liabilities and equity S/ 267,362,533 S/ 256,088,940