| ADMINISTRATIVE EXPENSES |
ADMINISTRATIVE EXPENSES This item consists of the following: | | | | | | | | | | | | | | | | | | | 2025 | | 2024 | | 2023 | | S/(000) | | S/(000) | | S/(000) | | | | | | | | Information technology and system expenses | 1,385,862 | | | 1,251,424 | | | 1,080,001 | | | Publicity and others | 514,431 | | | 770,965 | | | 720,718 | | | Consulting and professional fees | 448,927 | | | 407,508 | | | 336,715 | | | Taxes and contributions | 354,353 | | | 382,711 | | | 264,326 | | | Transport and communications | 250,470 | | | 244,255 | | | 226,860 | | | Repair and maintenance | 170,417 | | | 154,533 | | | 157,127 | | | Short term, low-value and variable lease expenses | 143,855 | | | 124,781 | | | 108,357 | | | Outsourcing | 112,962 | | | 107,274 | | | 144,534 | | | Comissions by agents | 108,710 | | | 118,156 | | | 115,120 | | | Subscriptions and quotes | 78,402 | | | 74,002 | | | 61,945 | | | Security and protection | 69,679 | | | 65,970 | | | 64,432 | | | Sundry supplies | 69,582 | | | 91,769 | | | 118,510 | | | Electricity and water | 48,150 | | | 52,260 | | | 56,359 | | | Insurance | 44,046 | | | 55,150 | | | 56,324 | | | Electronic processing | 33,579 | | | 29,466 | | | 39,764 | | | Cleaning | 27,254 | | | 25,549 | | | 22,677 | | | Others | 230,105 | | | 228,002 | | | 229,434 | | | Total | 4,090,784 | | | 4,183,775 | | | 3,803,203 | |
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