v3.26.1
CONSOLIDATED STATEMENT OF INCOME - PEN (S/)
S/ in Thousands
 12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Profit or loss [abstract]      
Interest and similar income S/ 19,930,169 S/ 19,869,256 S/ 18,798,495
Interest and similar expenses (5,213,690) (5,754,125) (5,860,523)
Net interest, similar income and expenses 14,716,479 14,115,131 12,937,972
Provision for credit losses on loan portfolio (2,873,454) (3,943,301) (3,957,143)
Recoveries of written-off loans 467,198 423,854 334,798
Provision for credit losses on loan portfolio, net of recoveries (2,406,256) (3,519,447) (3,622,345)
Net interest, similar income and expenses, after provision for credit losses on loan portfolio 12,310,223 10,595,684 9,315,627
Other income      
Commissions and fees 4,199,719 4,052,103 3,804,459
Net gain on foreign exchange transactions 1,542,318 1,359,805 886,126
Net gain on securities 400,686 362,295 425,144
Net gain on derivatives held for trading 51,917 156,195 53,665
Net exchange difference result 41,991 (41,058) 45,778
Others 584,648 514,779 440,653
Total other income 6,821,279 6,404,119 5,655,825
Insurance and reinsurance result      
Insurance service result 1,848,025 1,693,617 1,602,421
Reinsurance result (458,825) (494,597) (391,321)
Total insurance and reinsurance result 1,389,200 1,199,020 1,211,100
Medical services results      
Total income 28,555,000 27,472,000 25,665,000
Other expenses      
Salaries and employee benefits (5,435,471) (4,676,436) (4,265,453)
Administrative expenses (4,090,784) (4,183,775) (3,803,203)
Depreciation and amortization (746,243) (570,830) (511,174)
Impairment loss on goodwill 0 (27,346) (71,959)
Depreciation of right-of-use assets (146,899) (142,640) (147,833)
Others (568,386) (773,269) (534,601)
Total other expenses (10,987,783) (10,374,296) (9,334,223)
Net result before income tax 9,947,553 7,824,527 6,848,329
Tax expense (income) (2,864,899) (2,201,275) (1,888,451)
Net result after income tax 7,082,654 5,623,252 4,959,878
Attributable to:      
Credicorp’s equity holders 6,925,377 5,501,254 4,865,540
Non-controlling interest 157,277 121,998 94,338
Net result after income tax S/ 7,082,654 S/ 5,623,252 S/ 4,959,878
Net basic and dilutive earnings per share attributable to Credicorp’s equity holders (in soles):      
Basic (in sol per share) S/ 87.25 S/ 69.24 S/ 61.22
Diluted (in sol per share) S/ 87.08 S/ 69.09 S/ 61.08
Medical Services      
Medical services results      
Total income S/ 1,387,341 S/ 0 S/ 0
Cost of sales of medical services and medicines (972,707) 0 0
Total medical services results S/ 414,634 S/ 0 S/ 0