v3.26.1
ADMINISTRATIVE EXPENSES (Tables)
 12 Months Ended
Dec. 31, 2025
ADMINISTRATIVE EXPENSES [Abstract]  
Schedule of Administrative Expenses
This item consists of the following:
202520242023
S/(000)S/(000)S/(000)
Information technology and system expenses1,385,862 1,251,424 1,080,001 
Publicity and others514,431 770,965 720,718 
Consulting and professional fees448,927 407,508 336,715 
Taxes and contributions354,353 382,711 264,326 
Transport and communications250,470 244,255 226,860 
Repair and maintenance170,417 154,533 157,127 
Short term, low-value and variable lease expenses143,855 124,781 108,357 
Outsourcing112,962 107,274 144,534 
Comissions by agents108,710 118,156 115,120 
Subscriptions and quotes78,402 74,002 61,945 
Security and protection69,679 65,970 64,432 
Sundry supplies69,582 91,769 118,510 
Electricity and water48,150 52,260 56,359 
Insurance44,046 55,150 56,324 
Electronic processing33,579 29,466 39,764 
Cleaning27,254 25,549 22,677 
Others230,105 228,002 229,434 
Total4,090,784 4,183,775 3,803,203