LOANS, NET - Schedule of Movement of Gross Balance of Loan Portfolio by Stages (Details) - PEN (S/)
S/ in Thousands |
12 Months Ended |
Dec. 31, 2025 |
Dec. 31, 2024 |
| Gross balance of loan portfolio [Roll Forward] |
|
|
| Beginning balance |
S/ 166,986,750
|
|
| Ending balance |
170,242,161
|
S/ 166,986,750
|
| Stage 1 | Portfolio of Direct Loans |
|
|
| Gross balance of loan portfolio [Roll Forward] |
|
|
| Beginning balance |
139,360,500
|
134,378,762
|
| Transfer to Stage 2 |
(22,966,473)
|
(26,832,665)
|
| Transfer to Stage 3 |
(689,034)
|
(645,942)
|
| Transfer from Stage 2 |
11,964,823
|
13,995,296
|
| Transfer from Stage 3 |
488,153
|
709,479
|
| New loans, liquidation and write-offs, net |
24,289,208
|
17,300,502
|
| Transfers between classes of loans |
0
|
0
|
| Sale of loan portfolio |
0
|
0
|
| Exchange differences and others |
(7,027,197)
|
455,068
|
| Ending balance |
145,419,980
|
139,360,500
|
| Stage 2 | Portfolio of Direct Loans |
|
|
| Gross balance of loan portfolio [Roll Forward] |
|
|
| Beginning balance |
16,962,911
|
17,443,067
|
| Transfer to Stage 1 |
(11,964,823)
|
(13,995,296)
|
| Transfer to Stage 3 |
(4,470,921)
|
(5,702,910)
|
| Transfer from Stage 1 |
22,966,473
|
26,832,665
|
| Transfer from Stage 3 |
419,029
|
794,562
|
| New loans, liquidation and write-offs, net |
(8,549,401)
|
(8,399,808)
|
| Transfers between classes of loans |
0
|
0
|
| Sale of loan portfolio |
0
|
0
|
| Exchange differences and others |
(246,783)
|
(9,369)
|
| Ending balance |
15,116,485
|
16,962,911
|
| Stage 3 | Portfolio of Direct Loans |
|
|
| Gross balance of loan portfolio [Roll Forward] |
|
|
| Beginning balance |
10,663,339
|
12,125,441
|
| Transfer to Stage 1 |
(488,153)
|
(709,479)
|
| Transfer to Stage 2 |
(419,029)
|
(794,562)
|
| Transfer from Stage 1 |
689,034
|
645,942
|
| Transfer from Stage 2 |
4,470,921
|
5,702,910
|
| New loans, liquidation and write-offs, net |
(4,902,353)
|
(6,164,898)
|
| Transfers between classes of loans |
0
|
0
|
| Sale of loan portfolio |
(8,698)
|
(174,311)
|
| Exchange differences and others |
(299,365)
|
32,296
|
| Ending balance |
9,705,696
|
10,663,339
|
| Consolidated 3 Stages | Portfolio of Direct Loans |
|
|
| Gross balance of loan portfolio [Roll Forward] |
|
|
| Beginning balance |
166,986,750
|
163,947,270
|
| Written off and forgivens |
(2,787,188)
|
(3,887,584)
|
| Transfers between classes of loans |
0
|
0
|
| New loans and liquidation, net |
13,624,642
|
6,623,380
|
| Sale of loan portfolio |
(8,698)
|
(174,311)
|
| Exchange differences and others |
(7,573,345)
|
477,995
|
| Ending balance |
170,242,161
|
166,986,750
|
| Commercial loans | Stage 1 | Portfolio of Direct Loans |
|
|
| Gross balance of loan portfolio [Roll Forward] |
|
|
| Beginning balance |
89,105,601
|
83,928,787
|
| Transfer to Stage 2 |
(6,357,467)
|
(6,375,422)
|
| Transfer to Stage 3 |
(469,266)
|
(321,490)
|
| Transfer from Stage 2 |
3,576,054
|
5,170,908
|
| Transfer from Stage 3 |
309,924
|
557,795
|
| New loans, liquidation and write-offs, net |
5,587,697
|
4,212,548
|
| Transfers between classes of loans |
1,023,019
|
1,471,769
|
| Sale of loan portfolio |
0
|
0
|
| Exchange differences and others |
(5,550,866)
|
460,706
|
| Ending balance |
87,224,696
|
89,105,601
|
| Commercial loans | Stage 2 | Portfolio of Direct Loans |
|
|
| Gross balance of loan portfolio [Roll Forward] |
|
|
| Beginning balance |
4,508,146
|
5,937,197
|
| Transfer to Stage 1 |
(3,576,054)
|
(5,170,908)
|
| Transfer to Stage 3 |
(1,324,351)
|
(1,523,412)
|
| Transfer from Stage 1 |
6,357,467
|
6,375,422
|
| Transfer from Stage 3 |
155,245
|
517,832
|
| New loans, liquidation and write-offs, net |
(893,639)
|
(1,763,989)
|
| Transfers between classes of loans |
71,068
|
134,410
|
| Sale of loan portfolio |
0
|
0
|
| Exchange differences and others |
(173,438)
|
1,594
|
| Ending balance |
5,124,444
|
4,508,146
|
| Commercial loans | Stage 3 | Portfolio of Direct Loans |
|
|
| Gross balance of loan portfolio [Roll Forward] |
|
|
| Beginning balance |
5,873,420
|
7,307,176
|
| Transfer to Stage 1 |
(309,924)
|
(557,795)
|
| Transfer to Stage 2 |
(155,245)
|
(517,832)
|
| Transfer from Stage 1 |
469,266
|
321,490
|
| Transfer from Stage 2 |
1,324,351
|
1,523,412
|
| New loans, liquidation and write-offs, net |
(1,954,164)
|
(1,843,891)
|
| Transfers between classes of loans |
307,257
|
(265,854)
|
| Sale of loan portfolio |
(8,698)
|
(110,550)
|
| Exchange differences and others |
(202,923)
|
17,264
|
| Ending balance |
5,343,340
|
5,873,420
|
| Commercial loans | Consolidated 3 Stages | Portfolio of Direct Loans |
|
|
| Gross balance of loan portfolio [Roll Forward] |
|
|
| Beginning balance |
99,487,167
|
97,173,160
|
| Written off and forgivens |
(438,066)
|
(594,478)
|
| Transfers between classes of loans |
1,401,344
|
1,340,325
|
| New loans and liquidation, net |
3,177,960
|
1,199,146
|
| Sale of loan portfolio |
(8,698)
|
(110,550)
|
| Exchange differences and others |
(5,927,227)
|
479,564
|
| Ending balance |
97,692,480
|
99,487,167
|
| Residential mortgage loans | Stage 1 | Portfolio of Direct Loans |
|
|
| Gross balance of loan portfolio [Roll Forward] |
|
|
| Beginning balance |
18,956,529
|
19,150,069
|
| Transfer to Stage 2 |
(2,064,585)
|
(4,867,259)
|
| Transfer to Stage 3 |
(57,011)
|
(78,840)
|
| Transfer from Stage 2 |
3,393,702
|
2,949,592
|
| Transfer from Stage 3 |
32,643
|
22,355
|
| New loans, liquidation and write-offs, net |
2,635,093
|
1,727,613
|
| Transfers between classes of loans |
7,760
|
2,186
|
| Sale of loan portfolio |
0
|
0
|
| Exchange differences and others |
(764,478)
|
50,813
|
| Ending balance |
22,139,653
|
18,956,529
|
| Residential mortgage loans | Stage 2 | Portfolio of Direct Loans |
|
|
| Gross balance of loan portfolio [Roll Forward] |
|
|
| Beginning balance |
4,492,325
|
3,558,102
|
| Transfer to Stage 1 |
(3,393,702)
|
(2,949,592)
|
| Transfer to Stage 3 |
(385,204)
|
(493,788)
|
| Transfer from Stage 1 |
2,064,585
|
4,867,259
|
| Transfer from Stage 3 |
72,531
|
52,741
|
| New loans, liquidation and write-offs, net |
(370,485)
|
(548,555)
|
| Transfers between classes of loans |
462
|
0
|
| Sale of loan portfolio |
0
|
0
|
| Exchange differences and others |
(50,031)
|
6,158
|
| Ending balance |
2,430,481
|
4,492,325
|
| Residential mortgage loans | Stage 3 | Portfolio of Direct Loans |
|
|
| Gross balance of loan portfolio [Roll Forward] |
|
|
| Beginning balance |
1,643,178
|
1,468,748
|
| Transfer to Stage 1 |
(32,643)
|
(22,355)
|
| Transfer to Stage 2 |
(72,531)
|
(52,741)
|
| Transfer from Stage 1 |
57,011
|
78,840
|
| Transfer from Stage 2 |
385,204
|
493,788
|
| New loans, liquidation and write-offs, net |
(308,771)
|
(284,913)
|
| Transfers between classes of loans |
(96)
|
871
|
| Sale of loan portfolio |
0
|
(44,749)
|
| Exchange differences and others |
(53,902)
|
5,689
|
| Ending balance |
1,617,450
|
1,643,178
|
| Residential mortgage loans | Consolidated 3 Stages | Portfolio of Direct Loans |
|
|
| Gross balance of loan portfolio [Roll Forward] |
|
|
| Beginning balance |
25,092,032
|
24,176,919
|
| Written off and forgivens |
(22,365)
|
(20,162)
|
| Transfers between classes of loans |
8,126
|
3,057
|
| New loans and liquidation, net |
1,978,202
|
914,307
|
| Sale of loan portfolio |
0
|
(44,749)
|
| Exchange differences and others |
(868,411)
|
62,660
|
| Ending balance |
26,187,584
|
25,092,032
|
| Small and Micro-business loans | Stage 1 | Portfolio of Direct Loans |
|
|
| Gross balance of loan portfolio [Roll Forward] |
|
|
| Beginning balance |
16,905,829
|
16,065,846
|
| Transfer to Stage 2 |
(9,011,684)
|
(9,240,619)
|
| Transfer to Stage 3 |
(90,624)
|
(115,321)
|
| Transfer from Stage 2 |
2,369,423
|
3,329,738
|
| Transfer from Stage 3 |
29,434
|
44,315
|
| New loans, liquidation and write-offs, net |
9,778,401
|
8,378,279
|
| Transfers between classes of loans |
(1,023,019)
|
(1,471,769)
|
| Sale of loan portfolio |
0
|
0
|
| Exchange differences and others |
(351,549)
|
(84,640)
|
| Ending balance |
18,606,211
|
16,905,829
|
| Small and Micro-business loans | Stage 2 | Portfolio of Direct Loans |
|
|
| Gross balance of loan portfolio [Roll Forward] |
|
|
| Beginning balance |
4,243,585
|
4,630,314
|
| Transfer to Stage 1 |
(2,369,423)
|
(3,329,738)
|
| Transfer to Stage 3 |
(1,414,877)
|
(1,907,961)
|
| Transfer from Stage 1 |
9,011,684
|
9,240,619
|
| Transfer from Stage 3 |
92,463
|
118,948
|
| New loans, liquidation and write-offs, net |
(5,386,341)
|
(4,355,869)
|
| Transfers between classes of loans |
(71,068)
|
(134,410)
|
| Sale of loan portfolio |
0
|
0
|
| Exchange differences and others |
(11,365)
|
(18,318)
|
| Ending balance |
4,094,658
|
4,243,585
|
| Small and Micro-business loans | Stage 3 | Portfolio of Direct Loans |
|
|
| Gross balance of loan portfolio [Roll Forward] |
|
|
| Beginning balance |
1,687,703
|
1,802,830
|
| Transfer to Stage 1 |
(29,434)
|
(44,315)
|
| Transfer to Stage 2 |
(92,463)
|
(118,948)
|
| Transfer from Stage 1 |
90,624
|
115,321
|
| Transfer from Stage 2 |
1,414,877
|
1,907,961
|
| New loans, liquidation and write-offs, net |
(1,375,550)
|
(2,237,017)
|
| Transfers between classes of loans |
(307,257)
|
265,854
|
| Sale of loan portfolio |
0
|
(7,081)
|
| Exchange differences and others |
(30,759)
|
3,098
|
| Ending balance |
1,357,741
|
1,687,703
|
| Small and Micro-business loans | Consolidated 3 Stages | Portfolio of Direct Loans |
|
|
| Gross balance of loan portfolio [Roll Forward] |
|
|
| Beginning balance |
22,837,117
|
22,498,990
|
| Written off and forgivens |
(1,265,317)
|
(1,746,105)
|
| Transfers between classes of loans |
(1,401,344)
|
(1,340,325)
|
| New loans and liquidation, net |
4,281,827
|
3,531,498
|
| Sale of loan portfolio |
0
|
(7,081)
|
| Exchange differences and others |
(393,673)
|
(99,860)
|
| Ending balance |
24,058,610
|
22,837,117
|
| Consumer loans | Stage 1 | Portfolio of Direct Loans |
|
|
| Gross balance of loan portfolio [Roll Forward] |
|
|
| Beginning balance |
14,392,541
|
15,234,060
|
| Transfer to Stage 2 |
(5,532,737)
|
(6,349,365)
|
| Transfer to Stage 3 |
(72,133)
|
(130,291)
|
| Transfer from Stage 2 |
2,625,644
|
2,545,058
|
| Transfer from Stage 3 |
116,152
|
85,014
|
| New loans, liquidation and write-offs, net |
6,288,017
|
2,982,062
|
| Transfers between classes of loans |
(7,760)
|
(2,186)
|
| Sale of loan portfolio |
0
|
0
|
| Exchange differences and others |
(360,304)
|
28,189
|
| Ending balance |
17,449,420
|
14,392,541
|
| Consumer loans | Stage 2 | Portfolio of Direct Loans |
|
|
| Gross balance of loan portfolio [Roll Forward] |
|
|
| Beginning balance |
3,718,855
|
3,317,454
|
| Transfer to Stage 1 |
(2,625,644)
|
(2,545,058)
|
| Transfer to Stage 3 |
(1,346,489)
|
(1,777,749)
|
| Transfer from Stage 1 |
5,532,737
|
6,349,365
|
| Transfer from Stage 3 |
98,790
|
105,041
|
| New loans, liquidation and write-offs, net |
(1,898,936)
|
(1,731,395)
|
| Transfers between classes of loans |
(462)
|
0
|
| Sale of loan portfolio |
0
|
0
|
| Exchange differences and others |
(11,949)
|
1,197
|
| Ending balance |
3,466,902
|
3,718,855
|
| Consumer loans | Stage 3 | Portfolio of Direct Loans |
|
|
| Gross balance of loan portfolio [Roll Forward] |
|
|
| Beginning balance |
1,459,038
|
1,546,687
|
| Transfer to Stage 1 |
(116,152)
|
(85,014)
|
| Transfer to Stage 2 |
(98,790)
|
(105,041)
|
| Transfer from Stage 1 |
72,133
|
130,291
|
| Transfer from Stage 2 |
1,346,489
|
1,777,749
|
| New loans, liquidation and write-offs, net |
(1,263,868)
|
(1,799,077)
|
| Transfers between classes of loans |
96
|
(871)
|
| Sale of loan portfolio |
0
|
(11,931)
|
| Exchange differences and others |
(11,781)
|
6,245
|
| Ending balance |
1,387,165
|
1,459,038
|
| Consumer loans | Consolidated 3 Stages | Portfolio of Direct Loans |
|
|
| Gross balance of loan portfolio [Roll Forward] |
|
|
| Beginning balance |
19,570,434
|
20,098,201
|
| Written off and forgivens |
(1,061,440)
|
(1,526,839)
|
| Transfers between classes of loans |
(8,126)
|
(3,057)
|
| New loans and liquidation, net |
4,186,653
|
978,429
|
| Sale of loan portfolio |
0
|
(11,931)
|
| Exchange differences and others |
(384,034)
|
35,631
|
| Ending balance |
S/ 22,303,487
|
S/ 19,570,434
|