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ameripriservs:PotentialAdverseTaxConsequencesMember 2026-04-28 2026-04-28 0001007571 ameripriservs:C000235285Member ameripriservs:FixedAccountMember 2026-04-28 2026-04-28 0001007571 ameripriservs:C000235285Member ameripriservs:SpecialDCAFixedAccountMember 2026-04-28 2026-04-28 0001007571 vip:StandardDeathBenefitMember ameripriservs:C000235285Member 2026-04-28 2026-04-28 pure iso4217:USD utr:Y 0001007571 false 2026-04-28 N-4 N-4 RIVERSOURCE OF NEW YORK VARIABLE ANNUITY ACCOUNT <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;table-layout:auto;"> <tr style="height:38.75pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:93.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:4pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> </span></div></div></td> <td colspan="3" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:341pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;text-transform:uppercase;">FEES, EXPENSES AND ADJUSTMENTS</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:93.5pt;background-color:#E5E5E5;border-right:0.5pt solid #000000;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">Location in </span></div> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">Statutory </span></div> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">Prospectus</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;empty-cells:show;width:528pt;table-layout:auto;"> <tr style="height:87.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;vertical-align:Top;width:93.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Are There Charges </span></div> <div style="margin-left:4pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">or Adjustments for </span></div> <div style="margin-left:4pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Early </span></div> <div style="margin-left:4pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Withdrawals?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;vertical-align:Top;width:341pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Yes. </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">If you make a withdrawal or surrender during the first </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">7</span><span style="font-family:Arial;font-size:9.30pt;line-height:10.2300pt;margin-left:0.0pt;"> </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">contract years, </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">you will be assessed a surrender charge of up to </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">7</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">% of the Purchase </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Payment.</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">For example, if you make a withdrawal, you could pay a surrender charge of </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">up to $</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">7,000</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> on a $100,000 investment.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;vertical-align:Top;width:93.5pt;border-right:0.5pt solid #000000;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Fee Table and </span></div> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Examples</span></div> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Charges and </span></div> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Adjustments – </span></div> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Transaction </span></div> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Expenses – </span></div> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Surrender Charge</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;empty-cells:show;width:528pt;table-layout:auto;"> <tr style="height:37.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;vertical-align:Top;width:93.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Are There </span></div> <div style="margin-left:4pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Transaction </span></div> <div style="margin-left:4pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Charges?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;vertical-align:Top;width:341pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">No. </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Other than surrender charges. we do not assess any transaction </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">charges.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;vertical-align:Top;width:93.5pt;border-right:0.5pt solid #000000;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> </span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;empty-cells:show;width:528pt;table-layout:auto;"> <tr style="height:59.75pt;"> <td rowspan="8" style="border-right:0.5pt solid #000000;padding-bottom:4.5pt;vertical-align:Top;width:93.5pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Are There Ongoing </span></div> <div style="margin-left:4pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Fees and </span></div> <div style="margin-left:4pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Expenses?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;vertical-align:Top;width:341pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Yes. </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">The table below describes the current fees and expenses that you </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">may pay each year, depending on the investment options and optional </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">benefits you choose. Please refer to your Contract Data page for </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">information about the specific fees you will pay each year based on the </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">options you have elected.</span></div></div></td> <td rowspan="8" style="padding-bottom:4.5pt;vertical-align:Top;width:93.5pt;border-right:0.5pt solid #000000;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Fee Table and </span></div> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Examples</span></div> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Appendix A: </span></div> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Investment </span></div> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Options Available </span></div> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Under the </span></div> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Contract</span></div></div></td></tr> <tr style="height:15.75pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:171pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Annual Fee</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:85pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Minimum</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:85pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Maximum</span></div></div></td></tr> <tr style="height:37.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:171pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Base Contract</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(1)</span> <div style="clear:right;"> </div></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(varies by death benefit option, age </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">band, size band and Contract value)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:85pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;">0.93</span><span style="font-family:Arial;font-size:9.30pt;">%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:85pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;">1.58</span><span style="font-family:Arial;font-size:9.30pt;">%</span></div></div></td></tr> <tr style="height:26.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:171pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Fund options</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(funds fees and expenses)</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(2)</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:85pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;">0.51</span><span style="font-family:Arial;font-size:9.30pt;">%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:85pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;">2.32</span><span style="font-family:Arial;font-size:9.30pt;">%</span></div></div></td></tr> <tr style="height:48.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:171pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Optional benefits available for an </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">additional charge</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(for a single optional benefit, if </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">elected)</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(3)</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:85pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;">0.10</span><span style="font-family:Arial;font-size:9.30pt;">%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:85pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;">0.25</span><span style="font-family:Arial;font-size:9.30pt;">%</span></div></div></td></tr> <tr style="height:120.75pt;"> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:341pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">(1) </span><span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">As a percentage of average daily </span><span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">contract value in the variable account. Includes the </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">Mortality and Expense Fee and contract administrative charge.</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">(2) </span><span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">As a percentage of Fund net assets.</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">(3) </span><span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">As a percentage of average daily </span><span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">Contract value in the Variable Account.</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Because your Contract is customizable, the choices you make affect how </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">much you will pay. To help you understand the cost of owning your Contract, </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">the following table shows the lowest and highest cost you could pay each </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">year, based on current charges. This estimate assumes that you do not </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">take withdrawals from the Contract, </span><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">which could add surrender charges </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">that substantially increase costs</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">.</span></div></div></td></tr> <tr style="height:26.75pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:171pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Lowest Annual Cost:</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;">$</span><span style="font-family:Arial;font-size:9.30pt;">1,380</span></div></div></td> <td colspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:170pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Highest Annual Cost:</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;">$</span><span style="font-family:Arial;font-size:9.30pt;">3,137</span></div></div></td></tr> <tr style="height:129.75pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:171pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Assumes:</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Investment of $100,000</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">5% annual appreciation</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Least expensive combination of </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">Contract features and Fund fees </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">and expenses</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">No optional benefits</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">No sales charge</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">No additional purchase payments, </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">transfers or withdrawals</span></div></div></td> <td colspan="2" style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:170pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Assumes:</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Investment of $100,000</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">5% annual appreciation</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Most expensive combination of </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">Contract features, optional </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">benefits and Fund fees and </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">expenses</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">No sales charge</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">No additional purchase payments, </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">transfers or withdrawals </span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;empty-cells:show;width:528pt;table-layout:auto;"> <tr style="height:87.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;vertical-align:Top;width:93.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Are There Charges </span></div> <div style="margin-left:4pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">or Adjustments for </span></div> <div style="margin-left:4pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Early </span></div> <div style="margin-left:4pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Withdrawals?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;vertical-align:Top;width:341pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Yes. </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">If you make a withdrawal or surrender during the first </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">7</span><span style="font-family:Arial;font-size:9.30pt;line-height:10.2300pt;margin-left:0.0pt;"> </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">contract years, </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">you will be assessed a surrender charge of up to </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">7</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">% of the Purchase </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Payment.</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">For example, if you make a withdrawal, you could pay a surrender charge of </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">up to $</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">7,000</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> on a $100,000 investment.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;vertical-align:Top;width:93.5pt;border-right:0.5pt solid #000000;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Fee Table and </span></div> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Examples</span></div> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Charges and </span></div> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Adjustments – </span></div> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Transaction </span></div> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Expenses – </span></div> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Surrender Charge</span></div></div></td></tr></table> 7 0.07 7000 <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;empty-cells:show;width:528pt;table-layout:auto;"> <tr style="height:37.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;vertical-align:Top;width:93.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Are There </span></div> <div style="margin-left:4pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Transaction </span></div> <div style="margin-left:4pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Charges?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;vertical-align:Top;width:341pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">No. </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Other than surrender charges. we do not assess any transaction </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">charges.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;vertical-align:Top;width:93.5pt;border-right:0.5pt solid #000000;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> </span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;empty-cells:show;width:528pt;table-layout:auto;"> <tr style="height:59.75pt;"> <td rowspan="8" style="border-right:0.5pt solid #000000;padding-bottom:4.5pt;vertical-align:Top;width:93.5pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Are There Ongoing </span></div> <div style="margin-left:4pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Fees and </span></div> <div style="margin-left:4pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Expenses?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;vertical-align:Top;width:341pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Yes. </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">The table below describes the current fees and expenses that you </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">may pay each year, depending on the investment options and optional </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">benefits you choose. Please refer to your Contract Data page for </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">information about the specific fees you will pay each year based on the </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">options you have elected.</span></div></div></td> <td rowspan="8" style="padding-bottom:4.5pt;vertical-align:Top;width:93.5pt;border-right:0.5pt solid #000000;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Fee Table and </span></div> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Examples</span></div> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Appendix A: </span></div> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Investment </span></div> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Options Available </span></div> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Under the </span></div> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Contract</span></div></div></td></tr> <tr style="height:15.75pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:171pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Annual Fee</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:85pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Minimum</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:85pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Maximum</span></div></div></td></tr> <tr style="height:37.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:171pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Base Contract</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(1)</span> <div style="clear:right;"> </div></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(varies by death benefit option, age </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">band, size band and Contract value)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:85pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;">0.93</span><span style="font-family:Arial;font-size:9.30pt;">%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:85pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;">1.58</span><span style="font-family:Arial;font-size:9.30pt;">%</span></div></div></td></tr> <tr style="height:26.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:171pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Fund options</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(funds fees and expenses)</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(2)</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:85pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;">0.51</span><span style="font-family:Arial;font-size:9.30pt;">%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:85pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;">2.32</span><span style="font-family:Arial;font-size:9.30pt;">%</span></div></div></td></tr> <tr style="height:48.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:171pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Optional benefits available for an </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">additional charge</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(for a single optional benefit, if </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">elected)</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(3)</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:85pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;">0.10</span><span style="font-family:Arial;font-size:9.30pt;">%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:85pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;">0.25</span><span style="font-family:Arial;font-size:9.30pt;">%</span></div></div></td></tr> <tr style="height:120.75pt;"> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:341pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">(1) </span><span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">As a percentage of average daily </span><span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">contract value in the variable account. Includes the </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">Mortality and Expense Fee and contract administrative charge.</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">(2) </span><span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">As a percentage of Fund net assets.</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">(3) </span><span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">As a percentage of average daily </span><span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">Contract value in the Variable Account.</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Because your Contract is customizable, the choices you make affect how </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">much you will pay. To help you understand the cost of owning your Contract, </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">the following table shows the lowest and highest cost you could pay each </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">year, based on current charges. This estimate assumes that you do not </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">take withdrawals from the Contract, </span><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">which could add surrender charges </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">that substantially increase costs</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">.</span></div></div></td></tr> <tr style="height:26.75pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:171pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Lowest Annual Cost:</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;">$</span><span style="font-family:Arial;font-size:9.30pt;">1,380</span></div></div></td> <td colspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:170pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Highest Annual Cost:</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;">$</span><span style="font-family:Arial;font-size:9.30pt;">3,137</span></div></div></td></tr> <tr style="height:129.75pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:171pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Assumes:</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Investment of $100,000</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">5% annual appreciation</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Least expensive combination of </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">Contract features and Fund fees </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">and expenses</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">No optional benefits</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">No sales charge</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">No additional purchase payments, </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">transfers or withdrawals</span></div></div></td> <td colspan="2" style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:170pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Assumes:</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Investment of $100,000</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">5% annual appreciation</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Most expensive combination of </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">Contract features, optional </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">benefits and Fund fees and </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">expenses</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">No sales charge</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">No additional purchase payments, </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">transfers or withdrawals </span></div></div></td></tr></table> 0.0093 0.0158 0.0051 0.0232 0.0010 0.0025 <span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">As a percentage of average daily </span><span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">contract value in the variable account. Includes the </span><span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">Mortality and Expense Fee and contract administrative charge.</span> <span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">As a percentage of Fund net assets.</span> <span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">As a percentage of average daily </span><span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">Contract value in the Variable Account.</span> 1380 3137 <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;table-layout:auto;"> <tr style="height:38.75pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:93.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:4pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> </span></div></div></td> <td colspan="3" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:341pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;text-transform:uppercase;">RISKS</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:93.5pt;background-color:#E5E5E5;border-right:0.5pt solid #000000;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">Location in </span></div> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">Statutory </span></div> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Center;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">Prospectus</span></div></div></td></tr> <tr style="height:37.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:93.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Is There a Risk of </span></div> <div style="margin-left:4pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Loss from Poor </span></div> <div style="margin-left:4pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Performance?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:341pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Yes. </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">You can lose money by investing in this Contract including loss of </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">principal.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:93.5pt;border-right:0.5pt solid #000000;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Principal Risks of </span></div> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Investing in the </span></div> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Contract</span></div></div></td></tr> <tr style="height:159.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:93.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Is This a </span></div> <div style="margin-left:4pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Short-Term </span></div> <div style="margin-left:4pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Investment?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:341pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">No.</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">The Contract is not a short-term investment and is not appropriate for an </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">investor who needs ready access to cash because the contract is </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">designed to provide for the accumulation of retirement savings and </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">income on a long-term basis.</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">The Contract has a surrender charge that may apply for the first seven </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">years. The surrender charges may reduce the value of your Contract if </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">you withdraw money during that time. Surrenders may also reduce </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">Contract guarantees.</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Surrenders may also be subject to taxes and tax penalties.</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">The benefits of tax deferral and long-term income mean the contract is </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">generally more beneficial to investors with a long term investment </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">horizon.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:93.5pt;border-right:0.5pt solid #000000;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Principal Risks of </span></div> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Investing in the </span></div> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Contract</span></div> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Charges and </span></div> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Adjustments – </span></div> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Transaction </span></div> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Expenses – </span></div> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Surrender Charge</span></div></div></td></tr> <tr style="height:90.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:93.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">What Are the </span></div> <div style="margin-left:4pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Risks Associated </span></div> <div style="margin-left:4pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">with the </span></div> <div style="margin-left:4pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Investment </span></div> <div style="margin-left:4pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Options?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:341pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;margin-top:3pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">An investment in the Contract is subject to the risk of poor investment </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">performance and can vary depending on the performance of the </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">investment options available under the Contract.</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Each investment option (including under any fixed account investment </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">options) has its own unique risks.</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">You should review the investment options before making any investment </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">decisions.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:93.5pt;border-right:0.5pt solid #000000;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Principal Risks of </span></div> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Investing in the </span></div> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Contract</span></div> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">The Variable </span></div> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Account and the </span></div> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Funds</span></div></div></td></tr> <tr style="height:81.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:93.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">What Are the </span></div> <div style="margin-left:4pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Risks Related to </span></div> <div style="margin-left:4pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">the Insurance </span></div> <div style="margin-left:4pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Company?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:341pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Any obligations (including under the Fixed Account), guarantees or benefits </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">we may provide under the contract that exceed the value of amounts held </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">in the Variable Account are subject to our financial strength and </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">claims-paying ability. If we experience financial distress, we may not be </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">able to meet our obligations to you. More information about RiverSource </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Life of NY, including our financial strength ratings, is available by contacting </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">us at 1-800-862-7919.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:93.5pt;border-right:0.5pt solid #000000;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Principal Risks of </span></div> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Investing in the </span></div> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Contract</span></div> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">The General </span></div> <div style="margin-left:4.75pt;margin-right:4pt;text-align:Left;white-space:normal;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Account</span></div></div></td></tr></table> <span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Yes. </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">You can lose money by investing in this Contract including loss of </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">principal.</span> <span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">No.</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">The Contract is not a short-term investment and is not appropriate for an </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">investor who needs ready access to cash because the contract is </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">designed to provide for the accumulation of retirement savings and </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">income on a long-term basis.</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">The Contract has a surrender charge that may apply for the first seven </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">years. The surrender charges may reduce the value of your Contract if </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">you withdraw money during that time. Surrenders may also reduce </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">Contract guarantees.</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Surrenders may also be subject to taxes and tax penalties.</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">The benefits of tax deferral and long-term income mean the contract is </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">generally more beneficial to investors with a long term investment </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">horizon.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">An investment in the Contract is subject to the risk of poor investment </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">performance and can vary depending on the performance of the </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">investment options available under the Contract.</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Each investment option (including under any fixed account investment </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">options) has its own unique risks.</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">You should review the investment options before making any investment </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">decisions.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Any obligations (including under the Fixed Account), guarantees or benefits </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">we may provide under the contract that exceed the value of amounts held </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">in the Variable Account are subject to our financial strength and </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">claims-paying ability. If we experience financial distress, we may not be </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">able to meet our obligations to you. More information about RiverSource </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Life of NY, including our financial strength ratings, is available by contacting </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">us at 1-800-862-7919.</span> <span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Subject to certain restrictions, you may transfer your </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Contract value </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">among the </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">subaccounts without charge at any time before the </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">annuitization start date</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">, and once per contract year after the </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">annuitization start date</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">.</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">We reserve the right to modify, restrict or suspend your transfer </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">privileges if we determine that your transfer activity constitutes market </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">timing.</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">We reserve the right to limit the number of transfers allowed each </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">contract year</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">. The limit will not be less than 12 transfers per contract </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">year</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">.</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">We reserve the right to add, remove or substitute </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Funds as investment </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">options. We also reserve the right, upon notification to you, to close or </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">restrict any </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Funds.</span> <span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">We may stop offering an optional benefit at any time for new sales.</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Withdrawals may substantially reduce the benefit.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Consult with a tax advisor to determine the tax implications of an </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">investment in and payments and withdrawals received under this </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">Contract.</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">If you purchase the Contract through a tax-qualified plan or individual </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">retirement account, you do not get any additional tax benefit.</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Earnings under your contract are taxed at ordinary income tax rates </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">generally when withdrawn. You may have to pay a 10% tax penalty if you </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">take a withdrawal before age 59½.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Your investment professional may receive compensation for selling this </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Contract to you, in the form of commissions, additional cash benefits (e.g., </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">bonuses), and non-cash compensation. This financial incentive may </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">influence your investment professional to recommend this Contract over </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">another investment for which the investment professional is not </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">compensated or compensated less.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">If you already own an annuity or insurance Contract, some investment </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">professionals may have a financial incentive to offer you a new Contract in </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">place of the one you own. You should only exchange a Contract you already </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">own if you determine, after comparing the features, fees, and risks of both </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Contracts, that it is better for you to purchase the new Contract rather than </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">continue to own your existing Contract.</span> <span style="color:#000000;font-family:Arial;font-size:16.74pt;">Fee Table and Examples</span><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">The following tables describe the fees,</span><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;line-height:10.2300pt;"> </span><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">expenses and adjustments</span><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;line-height:10.2300pt;"> </span><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">that you will pay when buying, owning, surrendering, or making withdrawals from an investment option or from the Contract. Please refer to your Contract Data page for information about the specific fees you will pay each year based on the options you have elected. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">The first table describes the fees and expenses that you will pay at the time that you buy the Contract, surrender or make withdrawals from the Contract.</span> <hr style="background-color:#000000;height:0.5pt;margin-bottom:1pt;margin-left:0%;margin-top:2.0pt;position:relative;text-align:left;top:1pt;width:528pt;"/><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">Transaction Expenses</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;text-decoration:underline;">Surrender Charges</span> <br/><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">(as a percentage of purchase payments surrendered)</span><span style="color:#000000;font-family:Arial;font-size:1pt;line-height:0.0000pt;"> </span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:528pt;"> <tr style="height:10.25pt;"> <td style="vertical-align:Bottom;width:514.2pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td style="vertical-align:Bottom;width:13.8pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:4pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;font-weight:bold;"> </span></div></div></td></tr> <tr style="height:9.25pt;"> <td style="padding-bottom:1.5pt;padding-top:4pt;vertical-align:Bottom;width:514.2pt;"> <div style="line-height:7.4400pt;text-align:left;"> <div style="margin-left:3pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;font-weight:bold;margin-left:0.0pt;">Maximum Surrender Charge Percentage</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:4pt;vertical-align:Bottom;white-space:nowrap;width:13.8pt;"> <div style="line-height:7.4400pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:4.8pt;"> <div style="display:flex;margin:auto;width:6.8pt;"> <div style="display:flex;white-space:nowrap;width:6.8pt;"><span style="font-family:Arial;font-size:7.44pt;width:6.8pt;">7</span></div> <div style="display:flex;"><span style="font-family:Arial;font-size:7.44pt;width:auto;">%</span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-top:1.5pt solid #FFFFFF;empty-cells:show;width:528pt;"> <tr style="height:13.75pt;"> <td style="border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:391.64pt;"> <div style="line-height:10.4400pt;text-align:left;"> <div style="margin-left:3pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;font-weight:bold;margin-left:0.0pt;">Contract Year</span><span style="font-family:Arial;font-size:5pt;margin-left:0.0pt;position:relative;top:-3.25pt;">(1)</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:136.36pt;"> <div style="line-height:10.4400pt;text-align:left;"> <div style="margin-left:4pt;margin-right:22pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;font-weight:bold;">Surrender Charge Percentage</span></div></div></td></tr> <tr style="height:13.25pt;"> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:391.64pt;"> <div style="line-height:10.4400pt;text-align:left;"> <div style="margin-left:3pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">1</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:136.36pt;"> <div style="line-height:10.4400pt;margin-left:6pt;margin-right:12pt;text-align:right;width:106.36pt;"> <div style="display:flex;margin:auto;width:6.8pt;"> <div style="display:flex;white-space:nowrap;width:6.8pt;"><span style="font-family:Arial;font-size:7.44pt;width:6.8pt;">7</span></div> <div style="display:flex;"><span style="font-family:Arial;font-size:7.44pt;width:auto;">%</span></div></div></div></td></tr> <tr style="height:13.25pt;"> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:391.64pt;"> <div style="line-height:10.4400pt;text-align:left;"> <div style="margin-left:3pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">2</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:136.36pt;"> <div style="line-height:10.4400pt;margin-left:6pt;margin-right:12pt;text-align:right;width:106.36pt;"> <div style="display:flex;margin:auto;width:6.8pt;"> <div style="display:flex;white-space:nowrap;width:6.8pt;"><span style="font-family:Arial;font-size:7.44pt;width:6.8pt;">7</span></div></div></div></td></tr> <tr style="height:13.25pt;"> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:391.64pt;"> <div style="line-height:10.4400pt;text-align:left;"> <div style="margin-left:3pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">3</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:136.36pt;"> <div style="line-height:10.4400pt;margin-left:6pt;margin-right:12pt;text-align:right;width:106.36pt;"> <div style="display:flex;margin:auto;width:6.8pt;"> <div style="display:flex;white-space:nowrap;width:6.8pt;"><span style="font-family:Arial;font-size:7.44pt;width:6.8pt;">7</span></div></div></div></td></tr> <tr style="height:13.25pt;"> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:391.64pt;"> <div style="line-height:10.4400pt;text-align:left;"> <div style="margin-left:3pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">4</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:136.36pt;"> <div style="line-height:10.4400pt;margin-left:6pt;margin-right:12pt;text-align:right;width:106.36pt;"> <div style="display:flex;margin:auto;width:6.8pt;"> <div style="display:flex;white-space:nowrap;width:6.8pt;"><span style="font-family:Arial;font-size:7.44pt;width:6.8pt;">6</span></div></div></div></td></tr> <tr style="height:13.25pt;"> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:391.64pt;"> <div style="line-height:10.4400pt;text-align:left;"> <div style="margin-left:3pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">5</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:136.36pt;"> <div style="line-height:10.4400pt;margin-left:6pt;margin-right:12pt;text-align:right;width:106.36pt;"> <div style="display:flex;margin:auto;width:6.8pt;"> <div style="display:flex;white-space:nowrap;width:6.8pt;"><span style="font-family:Arial;font-size:7.44pt;width:6.8pt;">5</span></div></div></div></td></tr> <tr style="height:13.25pt;"> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:391.64pt;"> <div style="line-height:10.4400pt;text-align:left;"> <div style="margin-left:3pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">6</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:136.36pt;"> <div style="line-height:10.4400pt;margin-left:6pt;margin-right:12pt;text-align:right;width:106.36pt;"> <div style="display:flex;margin:auto;width:6.8pt;"> <div style="display:flex;white-space:nowrap;width:6.8pt;"><span style="font-family:Arial;font-size:7.44pt;width:6.8pt;">4</span></div></div></div></td></tr> <tr style="height:13.25pt;"> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:391.64pt;"> <div style="line-height:10.4400pt;text-align:left;"> <div style="margin-left:3pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">7</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:136.36pt;"> <div style="line-height:10.4400pt;margin-left:6pt;margin-right:12pt;text-align:right;width:106.36pt;"> <div style="display:flex;margin:auto;width:6.8pt;"> <div style="display:flex;white-space:nowrap;width:6.8pt;"><span style="font-family:Arial;font-size:7.44pt;width:6.8pt;">2</span></div></div></div></td></tr> <tr style="height:9.25pt;"> <td style="background-color:#E5E5E5;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;width:391.64pt;"> <div style="line-height:7.4400pt;text-align:left;"> <div style="margin-left:3pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">8+</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:136.36pt;"> <div style="line-height:7.4400pt;margin-left:6pt;margin-right:12pt;text-align:right;width:106.36pt;"> <div style="display:flex;margin:auto;width:6.8pt;"> <div style="display:flex;white-space:nowrap;width:6.8pt;"><span style="font-family:Arial;font-size:7.44pt;width:6.8pt;">0</span></div></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:5pt;position:relative;top:-3.25pt;">(1)</span><span style="color:#000000;font-family:Arial;font-size:7.44pt;">For the purpose of surrender charge calculations, we consider that the year is completed one day prior to the contract anniversary. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">The next table describes the fees and expenses that you will pay </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;font-weight:bold;">each year</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;"> during the time that you own the contract (not including Funds fees and expenses). If you choose to purchase an optional benefit, you will pay additional charges, as shown below.</span> <hr style="background-color:#000000;height:0.5pt;margin-bottom:1pt;margin-left:0%;margin-top:2.0pt;position:relative;text-align:left;top:1pt;width:528pt;"/><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">Annual Contract Expenses</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;text-decoration:underline;">Administrative Expenses</span> <br/><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">(assessed annually and upon full surrender)</span><span style="color:#000000;font-family:Arial;font-size:1pt;font-weight:bold;line-height:0.0000pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-top:1.5pt solid #FFFFFF;empty-cells:show;width:528pt;"> <tr style="height:14.75pt;"> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:406.55pt;"> <div style="line-height:10.4400pt;text-align:left;"> <div style="margin-left:3pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;font-weight:bold;margin-left:0.0pt;">Annual contract administrative charge*</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:66.38pt;"> <div style="line-height:10.4400pt;text-align:left;"> <div style="margin-left:6pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;font-weight:bold;margin-left:0.0pt;">Maximum:</span><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.0pt;"> $</span><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">65</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:55.07pt;"> <div style="line-height:10.4400pt;text-align:left;"> <div style="margin-left:6pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;font-weight:bold;margin-left:0.0pt;">Current:</span><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.0pt;"> $</span><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">50</span></div></div></td></tr> <tr style="height:9.25pt;"> <td style="background-color:#E5E5E5;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;width:406.55pt;"> <div style="line-height:7.4400pt;text-align:left;"> <div style="margin-left:3pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;font-weight:bold;margin-left:0.0pt;">Annual contract administrative charge if your contract value equals or exceeds $50,000</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;width:66.38pt;"> <div style="line-height:7.4400pt;text-align:left;"> <div style="margin-left:6pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;font-weight:bold;margin-left:0.0pt;">Maximum:</span><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.0pt;"> $</span><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">15</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;width:55.07pt;"> <div style="line-height:7.4400pt;text-align:left;"> <div style="margin-left:6pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;font-weight:bold;margin-left:0.0pt;">Current:</span><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.0pt;"> $</span><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">0</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:7.44pt;">* </span><span style="color:#000000;font-family:Arial;font-size:7.44pt;">Upon full surrender of the contract, we will assess this charge even if your </span><span style="color:#000000;font-family:Arial;font-size:7.44pt;">contract value equals or exceeds $50,000.</span><span style="color:#000000;font-family:Arial;font-size:7.44pt;line-height:8.3700pt;"> </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;text-decoration:underline;">Base Contract Expenses</span><span style="color:#000000;font-family:Arial;font-size:6.5pt;font-weight:bold;position:relative;text-decoration:underline;top:-4.25pt;">(1)</span> <br/><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">(as a percentage of average daily contract value in the variable account) </span><span style="font-family:Arial;font-size:9.30pt;">Age band is determined based on your age on the application date. Size band is determined quarterly and for the first contract year only, at the time of each purchase payment. For more information on how we determine age band and size band, please see section " Charges and Adjustments – Annual Contract Expenses – Mortality and Expense Risk Fee". </span><span style="color:#000000;font-family:Arial;font-size:5pt;position:relative;top:-3.25pt;">(1)</span><span style="color:#000000;font-family:Arial;font-size:7.44pt;line-height:9.00pt;"> </span><span style="color:#000000;font-family:Arial;font-size:7.44pt;">Base Contract Expenses are called Mortality and Expense Risk Fee in the Contract and elsewhere in this prospectus.</span><span style="color:#000000;font-family:Arial;font-size:7.44pt;line-height:9.00pt;"> </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;text-decoration:underline;">Standard ROPP Death Benefit</span><span style="color:#000000;font-family:Arial;font-size:1pt;line-height:0.0000pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-top:1.5pt solid #FFFFFF;empty-cells:show;width:528pt;"> <tr style="height:14.25pt;"> <td style="border-bottom:1pt solid #E5E5E5;padding-bottom:2pt;padding-top:2pt;vertical-align:Bottom;width:172pt;"> <div style="line-height:9.4400pt;text-align:left;"> <div style="margin-right:12pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;font-weight:bold;">Age Band</span></div></div></td> <td style="border-bottom:1pt solid #E5E5E5;padding-bottom:2pt;padding-top:2pt;vertical-align:Bottom;width:184pt;"> <div style="line-height:9.4400pt;text-align:left;"> <div style="margin-left:12pt;margin-right:12pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;font-weight:bold;">Size Band</span></div></div></td> <td style="border-bottom:1pt solid #E5E5E5;padding-bottom:2pt;padding-top:2pt;vertical-align:Bottom;width:172pt;"> <div style="line-height:9.4400pt;text-align:left;"> <div style="margin-left:10pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;font-weight:bold;">Base Contract Expenses</span></div></div></td></tr> <tr style="height:12.75pt;"> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2pt;vertical-align:Top;width:172pt;"> <div style="line-height:10.4400pt;text-align:left;"> <div style="margin-right:12pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">0-80</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2pt;vertical-align:Top;width:184pt;"> <div style="line-height:10.4400pt;text-align:left;"> <div style="margin-left:12pt;margin-right:12pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">Less than $1,000,000</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2pt;vertical-align:Top;white-space:nowrap;width:172pt;"> <div style="line-height:10.4400pt;margin-left:12pt;text-align:right;width:160pt;"> <div style="display:flex;margin:auto;width:18.79pt;"> <div style="display:flex;white-space:nowrap;width:18.79pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:18.79pt;">1.20</span></div> <div style="display:flex;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:auto;">%</span></div></div></div></td></tr> <tr style="height:13.25pt;"> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:172pt;"> <div style="line-height:10.4400pt;text-align:left;"> <div style="margin-right:12pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">0-80</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:184pt;"> <div style="line-height:10.4400pt;text-align:left;"> <div style="margin-left:12pt;margin-right:12pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">$1,000,000 and greater</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:172pt;"> <div style="line-height:10.4400pt;margin-left:12pt;text-align:right;width:160pt;"> <div style="display:flex;margin:auto;width:18.79pt;"> <div style="display:flex;white-space:nowrap;width:18.79pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:18.79pt;">1.10</span></div> <div style="display:flex;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:auto;">%</span></div></div></div></td></tr> <tr style="height:13.25pt;"> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;vertical-align:Top;white-space:nowrap;width:172pt;"> <div style="line-height:0.5pt;margin-right:12pt;text-align:right;width:160pt;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;vertical-align:Top;white-space:nowrap;width:184pt;"> <div style="line-height:0.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:160pt;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;vertical-align:Top;white-space:nowrap;width:172pt;"> <div style="line-height:0.5pt;margin-left:12pt;text-align:right;width:160pt;"> <div style="display:flex;margin:auto;width:18.79pt;"> <div style="display:flex;white-space:nowrap;width:18.79pt;"> </div></div></div></td></tr> <tr style="height:13.25pt;"> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:172pt;"> <div style="line-height:10.4400pt;text-align:left;"> <div style="margin-right:12pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">81+</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:184pt;"> <div style="line-height:10.4400pt;text-align:left;"> <div style="margin-left:12pt;margin-right:12pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">Less than $1,000,000</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:172pt;"> <div style="line-height:10.4400pt;margin-left:12pt;text-align:right;width:160pt;"> <div style="display:flex;margin:auto;width:18.79pt;"> <div style="display:flex;white-space:nowrap;width:18.79pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:18.79pt;">1.55</span></div> <div style="display:flex;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:auto;">%</span></div></div></div></td></tr> <tr style="height:9.25pt;"> <td style="background-color:#E5E5E5;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Top;width:172pt;"> <div style="line-height:7.4400pt;text-align:left;"> <div style="margin-right:12pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">81+</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Top;width:184pt;"> <div style="line-height:7.4400pt;text-align:left;"> <div style="margin-left:12pt;margin-right:12pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">$1,000,000 and greater</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:172pt;"> <div style="line-height:7.4400pt;margin-left:12pt;text-align:right;width:160pt;"> <div style="display:flex;margin:auto;width:18.79pt;"> <div style="display:flex;white-space:nowrap;width:18.79pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:18.79pt;">1.45</span></div> <div style="display:flex;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:auto;">%</span></div></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:9.30pt;text-decoration:underline;">Contract Value Death Benefit </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">For non-qualified contracts only, you can opt out of the Standard ROPP Death Benefit and select the Contract Value Death Benefit.</span><span style="color:#000000;font-family:Arial;font-size:1pt;line-height:0.0000pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-top:1.5pt solid #FFFFFF;empty-cells:show;width:528pt;"> <tr style="height:14.25pt;"> <td style="border-bottom:1pt solid #E5E5E5;padding-bottom:2pt;padding-top:2pt;vertical-align:Bottom;width:172pt;"> <div style="line-height:9.4400pt;text-align:left;"> <div style="margin-right:12pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;font-weight:bold;">Age Band*</span></div></div></td> <td style="border-bottom:1pt solid #E5E5E5;padding-bottom:2pt;padding-top:2pt;vertical-align:Bottom;width:184pt;"> <div style="line-height:9.4400pt;text-align:left;"> <div style="margin-left:12pt;margin-right:12pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;font-weight:bold;">Size Band</span></div></div></td> <td style="border-bottom:1pt solid #E5E5E5;padding-bottom:2pt;padding-top:2pt;vertical-align:Bottom;width:172pt;"> <div style="line-height:9.4400pt;text-align:left;"> <div style="margin-left:10pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;font-weight:bold;">Base Contract Expenses</span></div></div></td></tr> <tr style="height:12.75pt;"> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2pt;vertical-align:Top;width:172pt;"> <div style="line-height:10.4400pt;text-align:left;"> <div style="margin-right:12pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">All Ages</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2pt;vertical-align:Top;width:184pt;"> <div style="line-height:10.4400pt;text-align:left;"> <div style="margin-left:12pt;margin-right:12pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">Less than $1,000,000</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2pt;vertical-align:Top;white-space:nowrap;width:172pt;"> <div style="line-height:10.4400pt;margin-left:12pt;text-align:right;width:160pt;"> <div style="display:flex;margin:auto;width:18.79pt;"> <div style="display:flex;white-space:nowrap;width:18.79pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:18.79pt;">1.00</span></div> <div style="display:flex;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:auto;">%</span></div></div></div></td></tr> <tr style="height:9.25pt;"> <td style="background-color:#E5E5E5;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Top;width:172pt;"> <div style="line-height:7.4400pt;text-align:left;"> <div style="margin-right:12pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">All Ages</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Top;width:184pt;"> <div style="line-height:7.4400pt;text-align:left;"> <div style="margin-left:12pt;margin-right:12pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">$1,000,000 and greater</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:172pt;"> <div style="line-height:7.4400pt;margin-left:12pt;text-align:right;width:160pt;"> <div style="display:flex;margin:auto;width:18.79pt;"> <div style="display:flex;white-space:nowrap;width:18.79pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:18.79pt;">0.90</span></div> <div style="display:flex;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:auto;">%</span></div></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:7.44pt;">* </span><span style="color:#000000;font-family:Arial;font-size:7.44pt;">For </span><span style="color:#000000;font-family:Arial;font-size:7.44pt;">Contract Value Death Benefit, the Mortality and Expense Risk Fee does not vary by age.</span><span style="color:#000000;font-family:Arial;font-size:7.44pt;line-height:8.3700pt;"> </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;text-decoration:underline;">Optional Benefit Expenses </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;text-decoration:underline;">Optional Death Benefits </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">If your contract has the Standard ROPP Death Benefit, you may select one of the following optional death benefit riders for an additional fee.</span><span style="color:#000000;font-family:Arial;font-size:1pt;line-height:0.0000pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-top:1.5pt solid #FFFFFF;empty-cells:show;width:528pt;"> <tr style="height:14.75pt;"> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:390.55pt;"> <div style="line-height:10.4400pt;text-align:left;"> <div style="margin-left:3pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;font-weight:bold;margin-left:0.0pt;">MAV Death Benefit</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:74.38pt;"> <div style="line-height:10.4400pt;text-align:left;"> <div style="margin-left:6pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;font-weight:bold;margin-left:0.0pt;">Maximum:</span><span style="color:#000000;font-family:Arial;font-size:7.44pt;line-height:7.4400pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">0.25</span><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">%</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:63.07pt;"> <div style="line-height:10.4400pt;text-align:left;"> <div style="margin-left:6pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;font-weight:bold;margin-left:0.0pt;">Current:</span><span style="color:#000000;font-family:Arial;font-size:7.44pt;line-height:7.4400pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">0.25</span><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">%</span></div></div></td></tr> <tr style="height:9.25pt;"> <td style="background-color:#E5E5E5;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;width:390.55pt;"> <div style="line-height:7.4400pt;text-align:left;"> <div style="margin-left:3pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;font-weight:bold;margin-left:0.0pt;">5-year MAV Death Benefit</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;width:74.38pt;"> <div style="line-height:7.4400pt;text-align:left;"> <div style="margin-left:6pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;font-weight:bold;margin-left:0.0pt;">Maximum:</span><span style="color:#000000;font-family:Arial;font-size:7.44pt;line-height:7.4400pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">0.10</span><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">%</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;width:63.07pt;"> <div style="line-height:7.4400pt;text-align:left;"> <div style="margin-left:6pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;font-weight:bold;margin-left:0.0pt;">Current:</span><span style="color:#000000;font-family:Arial;font-size:7.44pt;line-height:7.4400pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">0.10</span><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">%</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:9.30pt;">(as a percentage of average daily Contract value in the Variable Account) </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">If you choose one of the above optional death benefits, we will charge the rider fee  in addition to your mortality and expense risk fee.</span><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">The next table shows the minimum and maximum total operating expenses charged by the Funds that you may pay periodically during the time that you own the contract. Expenses shown may change over time and may be higher or lower in the future. A complete list of investment</span><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;line-height:10.2300pt;"> </span><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">options available under the contract, including their annual expenses, may be found in Appendix A.</span> <hr style="background-color:#000000;height:0.5pt;margin-bottom:1pt;margin-left:0%;margin-top:2.0pt;position:relative;text-align:left;top:1pt;width:528pt;"/><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">Annual Fund Expenses</span><span style="color:#000000;font-family:Arial;font-size:6.5pt;font-weight:bold;position:relative;top:-4.25pt;">(1)</span> <table cellpadding="0" cellspacing="0" style="border-top:1.5pt solid #FFFFFF;empty-cells:show;width:528pt;"> <tr style="height:11.75pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Bottom;width:379.51pt;"> <div style="line-height:7.4400pt;text-align:left;"> <div style="margin-left:3pt;margin-right:18pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;font-weight:bold;">Total Annual Fund Expenses</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Bottom;width:80.63pt;"> <div style="line-height:7.4400pt;text-align:left;"> <div style="margin-left:18pt;margin-right:18pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;font-weight:bold;">Minimum(%)</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Bottom;width:67.86pt;"> <div style="line-height:7.4400pt;text-align:left;"> <div style="margin-left:18pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;font-weight:bold;">Maximum(%)</span></div></div></td></tr> <tr style="height:15.25pt;"> <td style="background-color:#E5E5E5;padding-bottom:1.5pt;padding-top:1.25pt;vertical-align:Top;width:379.51pt;"> <div style="line-height:7.4400pt;text-align:left;"> <div style="margin-left:3pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">(expenses deducted from the Fund assets, including management fees, distribution and/or service </span></div> <div style="margin-left:3pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">(12b-1) fees and other expenses)</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:1.5pt;padding-top:1.25pt;vertical-align:Top;width:80.63pt;"> <div style="line-height:7.4400pt;text-align:left;"> <div style="margin-left:18pt;margin-right:18pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">0.51</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:1.5pt;padding-top:1.25pt;vertical-align:Top;width:67.86pt;"> <div style="line-height:7.4400pt;text-align:left;"> <div style="margin-left:18pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">2.32</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:5pt;position:relative;top:-3.25pt;">(1)</span><span style="color:#000000;font-family:Arial;font-size:7.44pt;">Total annual Fund operating expenses are deducted from amounts that are allocated to the Fund. They include management fees and other expenses and may include distribution (12b-1) fees. Other expenses may include service fees that may be used to compensate service providers, including us and our affiliates, for administrative and contract</span><span style="color:#000000;font-family:Arial;font-size:7.44pt;line-height:9.00pt;"> </span><span style="color:#000000;font-family:Arial;font-size:7.44pt;">owner services provided on behalf of the Fund. The amount of these payments will vary by Fund and may be significant. See “The Variable Account and the Funds” for additional information, including potential conflicts of interest these payments may create. Distribution (12b-1) fees are used to finance any activity that is primarily intended to result in the sale of Fund shares. Because 12b-1 fees are paid out of Fund assets on an ongoing basis, you may pay more if you select Subaccounts investing in Funds that have adopted 12b-1 plans than if you select Subaccounts investing in Funds that have not adopted 12b-1 plans. For a more complete description of each Fund’s fees and expenses and important disclosure regarding payments the Fund and/or its affiliates make, please review the Fund’s prospectus and SAI.</span> <hr style="background-color:#000000;height:0.5pt;margin-bottom:1pt;margin-left:0%;margin-top:2.0pt;position:relative;text-align:left;top:1pt;width:528pt;"/><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">Transaction Expenses</span> 0.07 <table cellpadding="0" cellspacing="0" style="border-top:1.5pt solid #FFFFFF;empty-cells:show;width:528pt;"> <tr style="height:13.75pt;"> <td style="border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:391.64pt;"> <div style="line-height:10.4400pt;text-align:left;"> <div style="margin-left:3pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;font-weight:bold;margin-left:0.0pt;">Contract Year</span><span style="font-family:Arial;font-size:5pt;margin-left:0.0pt;position:relative;top:-3.25pt;">(1)</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:136.36pt;"> <div style="line-height:10.4400pt;text-align:left;"> <div style="margin-left:4pt;margin-right:22pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;font-weight:bold;">Surrender Charge Percentage</span></div></div></td></tr> <tr style="height:13.25pt;"> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:391.64pt;"> <div style="line-height:10.4400pt;text-align:left;"> <div style="margin-left:3pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">1</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:136.36pt;"> <div style="line-height:10.4400pt;margin-left:6pt;margin-right:12pt;text-align:right;width:106.36pt;"> <div style="display:flex;margin:auto;width:6.8pt;"> <div style="display:flex;white-space:nowrap;width:6.8pt;"><span style="font-family:Arial;font-size:7.44pt;width:6.8pt;">7</span></div> <div style="display:flex;"><span style="font-family:Arial;font-size:7.44pt;width:auto;">%</span></div></div></div></td></tr> <tr style="height:13.25pt;"> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:391.64pt;"> <div style="line-height:10.4400pt;text-align:left;"> <div style="margin-left:3pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">2</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:136.36pt;"> <div style="line-height:10.4400pt;margin-left:6pt;margin-right:12pt;text-align:right;width:106.36pt;"> <div style="display:flex;margin:auto;width:6.8pt;"> <div style="display:flex;white-space:nowrap;width:6.8pt;"><span style="font-family:Arial;font-size:7.44pt;width:6.8pt;">7</span></div></div></div></td></tr> <tr style="height:13.25pt;"> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:391.64pt;"> <div style="line-height:10.4400pt;text-align:left;"> <div style="margin-left:3pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">3</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:136.36pt;"> <div style="line-height:10.4400pt;margin-left:6pt;margin-right:12pt;text-align:right;width:106.36pt;"> <div style="display:flex;margin:auto;width:6.8pt;"> <div style="display:flex;white-space:nowrap;width:6.8pt;"><span style="font-family:Arial;font-size:7.44pt;width:6.8pt;">7</span></div></div></div></td></tr> <tr style="height:13.25pt;"> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:391.64pt;"> <div style="line-height:10.4400pt;text-align:left;"> <div style="margin-left:3pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">4</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:136.36pt;"> <div style="line-height:10.4400pt;margin-left:6pt;margin-right:12pt;text-align:right;width:106.36pt;"> <div style="display:flex;margin:auto;width:6.8pt;"> <div style="display:flex;white-space:nowrap;width:6.8pt;"><span style="font-family:Arial;font-size:7.44pt;width:6.8pt;">6</span></div></div></div></td></tr> <tr style="height:13.25pt;"> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:391.64pt;"> <div style="line-height:10.4400pt;text-align:left;"> <div style="margin-left:3pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">5</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:136.36pt;"> <div style="line-height:10.4400pt;margin-left:6pt;margin-right:12pt;text-align:right;width:106.36pt;"> <div style="display:flex;margin:auto;width:6.8pt;"> <div style="display:flex;white-space:nowrap;width:6.8pt;"><span style="font-family:Arial;font-size:7.44pt;width:6.8pt;">5</span></div></div></div></td></tr> <tr style="height:13.25pt;"> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:391.64pt;"> <div style="line-height:10.4400pt;text-align:left;"> <div style="margin-left:3pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">6</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:136.36pt;"> <div style="line-height:10.4400pt;margin-left:6pt;margin-right:12pt;text-align:right;width:106.36pt;"> <div style="display:flex;margin:auto;width:6.8pt;"> <div style="display:flex;white-space:nowrap;width:6.8pt;"><span style="font-family:Arial;font-size:7.44pt;width:6.8pt;">4</span></div></div></div></td></tr> <tr style="height:13.25pt;"> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:391.64pt;"> <div style="line-height:10.4400pt;text-align:left;"> <div style="margin-left:3pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">7</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:136.36pt;"> <div style="line-height:10.4400pt;margin-left:6pt;margin-right:12pt;text-align:right;width:106.36pt;"> <div style="display:flex;margin:auto;width:6.8pt;"> <div style="display:flex;white-space:nowrap;width:6.8pt;"><span style="font-family:Arial;font-size:7.44pt;width:6.8pt;">2</span></div></div></div></td></tr> <tr style="height:9.25pt;"> <td style="background-color:#E5E5E5;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;width:391.64pt;"> <div style="line-height:7.4400pt;text-align:left;"> <div style="margin-left:3pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">8+</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Bottom;white-space:nowrap;width:136.36pt;"> <div style="line-height:7.4400pt;margin-left:6pt;margin-right:12pt;text-align:right;width:106.36pt;"> <div style="display:flex;margin:auto;width:6.8pt;"> <div style="display:flex;white-space:nowrap;width:6.8pt;"><span style="font-family:Arial;font-size:7.44pt;width:6.8pt;">0</span></div></div></div></td></tr></table> <hr style="background-color:#000000;height:0.5pt;margin-bottom:1pt;margin-left:0%;margin-top:2.0pt;position:relative;text-align:left;top:1pt;width:528pt;"/><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">Annual Contract Expenses</span> 65 50 15 0 <span style="color:#000000;font-family:Arial;font-size:7.44pt;">Upon full surrender of the contract, we will assess this charge even if your </span><span style="color:#000000;font-family:Arial;font-size:7.44pt;">contract value equals or exceeds $50,000.</span> <span style="color:#000000;font-family:Arial;font-size:7.44pt;">Base Contract Expenses are called Mortality and Expense Risk Fee in the Contract and elsewhere in this prospectus.</span> 0.0120 0.0110 0.0155 0.0145 0.0100 0.0090 <span style="color:#000000;font-family:Arial;font-size:7.44pt;">For </span><span style="color:#000000;font-family:Arial;font-size:7.44pt;">Contract Value Death Benefit, the Mortality and Expense Risk Fee does not vary by age.</span> 0.0025 0.0025 0.0010 0.0010 <hr style="background-color:#000000;height:0.5pt;margin-bottom:1pt;margin-left:0%;margin-top:2.0pt;position:relative;text-align:left;top:1pt;width:528pt;"/><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">Annual Fund Expenses</span><span style="color:#000000;font-family:Arial;font-size:6.5pt;font-weight:bold;position:relative;top:-4.25pt;">(1)</span> <table cellpadding="0" cellspacing="0" style="border-top:1.5pt solid #FFFFFF;empty-cells:show;width:528pt;"> <tr style="height:11.75pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Bottom;width:379.51pt;"> <div style="line-height:7.4400pt;text-align:left;"> <div style="margin-left:3pt;margin-right:18pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;font-weight:bold;">Total Annual Fund Expenses</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Bottom;width:80.63pt;"> <div style="line-height:7.4400pt;text-align:left;"> <div style="margin-left:18pt;margin-right:18pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;font-weight:bold;">Minimum(%)</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Bottom;width:67.86pt;"> <div style="line-height:7.4400pt;text-align:left;"> <div style="margin-left:18pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;font-weight:bold;">Maximum(%)</span></div></div></td></tr> <tr style="height:15.25pt;"> <td style="background-color:#E5E5E5;padding-bottom:1.5pt;padding-top:1.25pt;vertical-align:Top;width:379.51pt;"> <div style="line-height:7.4400pt;text-align:left;"> <div style="margin-left:3pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">(expenses deducted from the Fund assets, including management fees, distribution and/or service </span></div> <div style="margin-left:3pt;margin-right:18pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">(12b-1) fees and other expenses)</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:1.5pt;padding-top:1.25pt;vertical-align:Top;width:80.63pt;"> <div style="line-height:7.4400pt;text-align:left;"> <div style="margin-left:18pt;margin-right:18pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">0.51</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:1.5pt;padding-top:1.25pt;vertical-align:Top;width:67.86pt;"> <div style="line-height:7.4400pt;text-align:left;"> <div style="margin-left:18pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">2.32</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:5pt;position:relative;top:-3.25pt;">(1)</span><span style="color:#000000;font-family:Arial;font-size:7.44pt;">Total annual Fund operating expenses are deducted from amounts that are allocated to the Fund. They include management fees and other expenses and may include distribution (12b-1) fees. Other expenses may include service fees that may be used to compensate service providers, including us and our affiliates, for administrative and contract</span><span style="color:#000000;font-family:Arial;font-size:7.44pt;line-height:9.00pt;"> </span><span style="color:#000000;font-family:Arial;font-size:7.44pt;">owner services provided on behalf of the Fund. The amount of these payments will vary by Fund and may be significant. See “The Variable Account and the Funds” for additional information, including potential conflicts of interest these payments may create. Distribution (12b-1) fees are used to finance any activity that is primarily intended to result in the sale of Fund shares. Because 12b-1 fees are paid out of Fund assets on an ongoing basis, you may pay more if you select Subaccounts investing in Funds that have adopted 12b-1 plans than if you select Subaccounts investing in Funds that have not adopted 12b-1 plans. For a more complete description of each Fund’s fees and expenses and important disclosure regarding payments the Fund and/or its affiliates make, please review the Fund’s prospectus and SAI.</span> <span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">(expenses deducted from the Fund assets, including management fees, distribution and/or service </span><span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">(12b-1) fees and other expenses)</span> 0.0051 0.0232 <span style="color:#000000;font-family:Arial;font-size:7.44pt;">Total annual Fund operating expenses are deducted from amounts that are allocated to the Fund. They include management fees and other expenses and may include distribution (12b-1) fees. Other expenses may include service fees that may be used to compensate service providers, including us and our affiliates, for administrative and contract</span><span style="color:#000000;font-family:Arial;font-size:7.44pt;line-height:9.00pt;"> </span><span style="color:#000000;font-family:Arial;font-size:7.44pt;">owner services provided on behalf of the Fund. The amount of these payments will vary by Fund and may be significant. See “The Variable Account and the Funds” for additional information, including potential conflicts of interest these payments may create. Distribution (12b-1) fees are used to finance any activity that is primarily intended to result in the sale of Fund shares. Because 12b-1 fees are paid out of Fund assets on an ongoing basis, you may pay more if you select Subaccounts investing in Funds that have adopted 12b-1 plans than if you select Subaccounts investing in Funds that have not adopted 12b-1 plans. For a more complete description of each Fund’s fees and expenses and important disclosure regarding payments the Fund and/or its affiliates make, please review the Fund’s prospectus and SAI.</span> 10304 17406 23693 40852 3879 3879 11768 11768 19834 19834 40802 40802 8136 10853 12342 18167 1548 1548 4805 4805 8292 8292 18117 18117 <span style="color:#000000;font-family:Arial;font-size:16.74pt;">Principal Risks of Investing in the Contract</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">Risk of Loss. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">Variable annuities involve risks, including possible loss of principal. Your losses could be significant. This contract is not a deposit or obligation of, or guaranteed or endorsed by, any bank. This contract is not federally insured by the Federal Deposit Insurance Corporation, the Federal Reserve Board, or any other agency.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;line-height:10.2300pt;"> </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">Short-Term Investment Risk. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">This contract is not designed for short-term investing and may not be appropriate for an investor who needs ready access to cash. The benefits of tax deferral and long-term income means that this contract is more beneficial to investors with a long-term investment horizon.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;line-height:10.2300pt;"> </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">Withdrawal Risk. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">You should carefully consider the risks associated with withdrawals under the contract. Withdrawals may be subject to a significant surrender charge. If you make a withdrawal prior to age 59½, there may be adverse tax consequences, including a 10% IRS penalty tax. A withdrawal may reduce the value of your standard and optional benefits. In addition, a withdrawal could reduce the value of certain optional death benefits by an amount greater than the amount withdrawn. A total withdrawal (surrender) will result in the termination of your contract.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;line-height:10.2300pt;"> </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">Subaccount Risk. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">Amounts that you invest in the subaccounts are subject to the risk of poor investment performance. You assume the investment risk. Generally, if the subaccounts that you select make money, your contract value goes up, and if they lose money, your contract value goes down. Each subaccount’s performance depends on the performance of its underlying Fund. Each underlying Fund has its own investment risks, and you are exposed to the Fund’s investment risks when you invest in a subaccount.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;line-height:10.2300pt;"> </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">You are responsible for selecting subaccounts that are appropriate for you based on your own individual circumstances, investment goals, financial situation, and risk tolerance. For risks associated with the Special DCA Fixed Account, see Financial Strength and Claims-Paying Ability Risk below.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;line-height:10.2300pt;"> </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">Selection Risk.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;"> The optional benefits under the contract were designed for different financial goals and to protect against different financial risks. There is a risk that you may not choose, or may not have chosen, the benefit or benefits (if any) that are best suited for you based on your present or future needs and circumstances, and the benefits that are more suited for you (if any) may not be elected after your contract is issued. In addition, if you elected an optional benefit and if the contingencies upon which the benefit depend never occur, you will have paid for an optional benefit that did not provide a financial benefit. There is also a risk that any financial return of an optional benefit, if any, will ultimately be less than the amount you paid for the benefit.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;line-height:10.2300pt;"> </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">Managed Volatility Fund Risk. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">The Portfolio Stabilizer funds are managed volatility funds that employ a strategy designed to reduce overall volatility and downside risk. These risk management techniques help us manage our financial risks associated with the contract’s guarantees, like death benefits, because they reduce the incidence of extreme outcomes including the probability of large gains or losses. However, these strategies can also limit your participation in rising equity markets, which may limit the potential growth of your contract value and the potential growth of your guaranteed benefits and may therefore conflict with your personal investment objectives. Certain Funds advised by our affiliate, Columbia Management, employ such risk management strategies. Costs associated with running a managed volatility strategy may also adversely impact the performance of managed volatility funds.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;line-height:10.2300pt;"> </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">Purchase Payment Risk.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;"> Your ability to make subsequent purchase payments is subject to restrictions. We reserve the right to limit purchase payments on a non-discriminatory basis with notification when the yield on new or existing investments would not support the guaranteed minimum interest rate. Also, our prior approval may be required before accepting certain purchase payments. We reserve the right to limit certain annuity features (for example, investment options) if prior approval is required. There is no guarantee that you will always be permitted to make purchase payments.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;line-height:10.2300pt;"> </span><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">Contract Changes Risk. </span><span style="font-family:Arial;font-size:9.30pt;">We reserve the right to make certain changes in the future, subject to applicable law. During the annuity payout period, we reserve the right to limit the number of subaccounts in which you may invest. We reserve the right to add, remove or substitute approved investment options at any time and in our sole discretion. We reserve the right to close or restrict approved investment options in our sole discretion.</span><span style="font-family:Arial;font-size:9.30pt;line-height:10.2300pt;"> </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">Financial Strength and Claims-Paying Ability Risk. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">All guarantees under the contract that are paid from our general account are subject to our financial strength and claims-paying ability. If we experience financial distress, we may not be able to meet our obligations to you.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;line-height:10.2300pt;"> </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">Cybersecurity Risk.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;"> Increasingly, businesses are dependent on the continuity, security, and effective operation of various technology systems. The nature of our business depends on the continued effective operation of our systems and those of our business partners. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">This dependence makes us susceptible to operational and information security risks from cyber-attacks. These risks may include the following: </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">the corruption or destruction of data; </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">theft, misuse or dissemination of data to the public, including your information we hold; and </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">denial of service attacks on our website or other forms of attacks on our systems and the software and hardware we use to run them. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">These attacks and their consequences can negatively impact your contract, your privacy, your ability to conduct transactions on your contract, or your ability to receive timely service from us. The risk of cyberattacks may be higher during periods of geopolitical turmoil. There can be no assurance that we, the underlying funds in your contract, or our other business partners will avoid losses affecting your contract due to any successful cyber-attacks or information security breaches.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;line-height:10.2300pt;"> </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">Potential Adverse Tax Consequences. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">Tax considerations vary by individual facts and circumstances. Tax rules may change without notice. Generally, earnings under your contract are taxed at ordinary income tax rates when withdrawn. You may have to pay a tax penalty if you take a withdrawal before age 59 ½. If you purchase a qualified annuity to fund a retirement plan that is tax-deferred, your contract will not provide any necessary or additional tax deferral beyond what is provided in that retirement plan. Consult a tax professional.</span> <span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">Risk of Loss. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">Variable annuities involve risks, including possible loss of principal. Your losses could be significant. This contract is not a deposit or obligation of, or guaranteed or endorsed by, any bank. This contract is not federally insured by the Federal Deposit Insurance Corporation, the Federal Reserve Board, or any other agency.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;line-height:10.2300pt;"> </span> <span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">Short-Term Investment Risk. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">This contract is not designed for short-term investing and may not be appropriate for an investor who needs ready access to cash. The benefits of tax deferral and long-term income means that this contract is more beneficial to investors with a long-term investment horizon.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;line-height:10.2300pt;"> </span> <span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">Withdrawal Risk. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">You should carefully consider the risks associated with withdrawals under the contract. Withdrawals may be subject to a significant surrender charge. If you make a withdrawal prior to age 59½, there may be adverse tax consequences, including a 10% IRS penalty tax. A withdrawal may reduce the value of your standard and optional benefits. In addition, a withdrawal could reduce the value of certain optional death benefits by an amount greater than the amount withdrawn. A total withdrawal (surrender) will result in the termination of your contract.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;line-height:10.2300pt;"> </span> <span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">Subaccount Risk. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">Amounts that you invest in the subaccounts are subject to the risk of poor investment performance. You assume the investment risk. Generally, if the subaccounts that you select make money, your contract value goes up, and if they lose money, your contract value goes down. Each subaccount’s performance depends on the performance of its underlying Fund. Each underlying Fund has its own investment risks, and you are exposed to the Fund’s investment risks when you invest in a subaccount.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;line-height:10.2300pt;"> </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">You are responsible for selecting subaccounts that are appropriate for you based on your own individual circumstances, investment goals, financial situation, and risk tolerance. For risks associated with the Special DCA Fixed Account, see Financial Strength and Claims-Paying Ability Risk below.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;line-height:10.2300pt;"> </span> <span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">Selection Risk.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;"> The optional benefits under the contract were designed for different financial goals and to protect against different financial risks. There is a risk that you may not choose, or may not have chosen, the benefit or benefits (if any) that are best suited for you based on your present or future needs and circumstances, and the benefits that are more suited for you (if any) may not be elected after your contract is issued. In addition, if you elected an optional benefit and if the contingencies upon which the benefit depend never occur, you will have paid for an optional benefit that did not provide a financial benefit. There is also a risk that any financial return of an optional benefit, if any, will ultimately be less than the amount you paid for the benefit.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;line-height:10.2300pt;"> </span> <span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">Managed Volatility Fund Risk. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">The Portfolio Stabilizer funds are managed volatility funds that employ a strategy designed to reduce overall volatility and downside risk. These risk management techniques help us manage our financial risks associated with the contract’s guarantees, like death benefits, because they reduce the incidence of extreme outcomes including the probability of large gains or losses. However, these strategies can also limit your participation in rising equity markets, which may limit the potential growth of your contract value and the potential growth of your guaranteed benefits and may therefore conflict with your personal investment objectives. Certain Funds advised by our affiliate, Columbia Management, employ such risk management strategies. Costs associated with running a managed volatility strategy may also adversely impact the performance of managed volatility funds.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;line-height:10.2300pt;"> </span> <span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">Purchase Payment Risk.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;"> Your ability to make subsequent purchase payments is subject to restrictions. We reserve the right to limit purchase payments on a non-discriminatory basis with notification when the yield on new or existing investments would not support the guaranteed minimum interest rate. Also, our prior approval may be required before accepting certain purchase payments. We reserve the right to limit certain annuity features (for example, investment options) if prior approval is required. There is no guarantee that you will always be permitted to make purchase payments.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;line-height:10.2300pt;"> </span> <span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">Contract Changes Risk. </span><span style="font-family:Arial;font-size:9.30pt;">We reserve the right to make certain changes in the future, subject to applicable law. During the annuity payout period, we reserve the right to limit the number of subaccounts in which you may invest. We reserve the right to add, remove or substitute approved investment options at any time and in our sole discretion. We reserve the right to close or restrict approved investment options in our sole discretion.</span><span style="font-family:Arial;font-size:9.30pt;line-height:10.2300pt;"> </span> <span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">Financial Strength and Claims-Paying Ability Risk. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">All guarantees under the contract that are paid from our general account are subject to our financial strength and claims-paying ability. If we experience financial distress, we may not be able to meet our obligations to you.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;line-height:10.2300pt;"> </span> <span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">Cybersecurity Risk.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;"> Increasingly, businesses are dependent on the continuity, security, and effective operation of various technology systems. The nature of our business depends on the continued effective operation of our systems and those of our business partners. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">This dependence makes us susceptible to operational and information security risks from cyber-attacks. These risks may include the following: </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">the corruption or destruction of data; </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">theft, misuse or dissemination of data to the public, including your information we hold; and </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">denial of service attacks on our website or other forms of attacks on our systems and the software and hardware we use to run them. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">These attacks and their consequences can negatively impact your contract, your privacy, your ability to conduct transactions on your contract, or your ability to receive timely service from us. The risk of cyberattacks may be higher during periods of geopolitical turmoil. There can be no assurance that we, the underlying funds in your contract, or our other business partners will avoid losses affecting your contract due to any successful cyber-attacks or information security breaches.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;line-height:10.2300pt;"> </span> <span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">Potential Adverse Tax Consequences. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">Tax considerations vary by individual facts and circumstances. Tax rules may change without notice. Generally, earnings under your contract are taxed at ordinary income tax rates when withdrawn. You may have to pay a tax penalty if you take a withdrawal before age 59 ½. If you purchase a qualified annuity to fund a retirement plan that is tax-deferred, your contract will not provide any necessary or additional tax deferral beyond what is provided in that retirement plan. Consult a tax professional.</span> <span style="color:#000000;font-family:Arial;font-size:16.74pt;">The Fixed Account</span><span style="font-family:Arial;font-size:9.30pt;">Amounts allocated to the fixed account are part of our general account. The fixed account includes the Special DCA fixed account. We credit interest daily on amounts you allocate to the fixed account at rates we determine from time to time at our discretion. Interest rates credited in excess of the guaranteed rate generally will be based on various factors related to future investment earnings. The fixed account guaranteed minimum interest rate on amounts invested in the fixed account will never be less than state law allows. We back the principal and interest guarantees relating to the fixed account. These guarantees are subject to the creditworthiness and continued claims-paying ability of RiverSource Life of NY. Information regarding the fixed account option, including (i) its name,</span><span style="font-family:Arial;font-size:9.30pt;line-height:10.2300pt;"> </span><span style="font-family:Arial;font-size:9.30pt;">(ii) its terms, and (iii) its historical guaranteed minimum interest rates may be found in Appendix A to this prospectus. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">Because of exemptive and exclusionary provisions, we have not registered interests in the fixed account as securities under the Securities Act of 1933 nor have any of these accounts been registered as investment companies under the Investment Company Act of 1940. Accordingly, neither the fixed account nor any interests in the fixed account are subject to the provisions of these Acts. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">The fixed account has not been registered with the SEC. Disclosures regarding the fixed account, however, are subject to certain generally applicable provisions of the federal securities laws relating to the accuracy and completeness of statements made in a prospectus.</span> <span style="color:#000000;font-family:Arial;font-size:12.09pt;">The Special DCA Fixed Account </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">You may allocate purchase payments to the Special DCA fixed account. You may not transfer contract value to the Special DCA fixed account. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">You may allocate your entire purchase payment to the Special DCA fixed account for a term of six or twelve months. We reserve the right to offer shorter or longer terms for the Special DCA fixed account.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;line-height:10.2300pt;"> </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">In accordance with your investment instructions, we transfer amounts from the Special DCA fixed account to the subaccounts so that, at the end of the Special DCA fixed account term, the balance of the Special DCA fixed account is zero. The amount of each transfer equals the remaining Special DCA fixed account value on the date of the transfer divided by the number of remaining transfers in the program. You may not change the amount of transfers. The first Special DCA monthly transfer occurs one day after we receive your payment. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">The value of the Special DCA fixed account increases when we credit interest to the Special DCA fixed account and decreases when we make monthly transfers from the Special DCA fixed account. When you allocate a purchase payment to the Special DCA fixed account, the interest rate applicable to that purchase payment will be the rate in effect for the Special DCA fixed account term you choose on the date we receive your purchase payment. The applicable interest rate is guaranteed for the length of the term for the Special DCA fixed account term you choose. We credit and compound interest daily based on a 365-day year (366 in a leap year) so as to produce the annual effective rate which we declare. We credit interest only on the declining balance of the Special DCA fixed account; we do not credit interest on amounts that have been transferred from the Special DCA fixed account. As a result, the net effective interest rates we credit will </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">be less than the declared annual effective rates. We credit and compound interest daily based on a full year so as to produce the annual effective rate which we declare. The interest rate we apply to each purchase payment  to the Special DCA fixed account is guaranteed for the term. Thereafter, we will change the rates from time to time at our discretion, but  we will never credit a rate that is less than the  fixed account guaranteed minimum interest rate. We also reserve the right to declare a Special DCA fixed account with a different duration.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;line-height:10.2300pt;"> </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">Alternatively, you may allocate your purchase payment to any combination of the following which equals one hundred percent of the amount you invest: </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">the Special DCA fixed account for a six month term; </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">the Special DCA fixed account for a twelve month term; </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">to the subaccounts, subject to investment minimums. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">Once you establish a Special DCA fixed account, you cannot allocate additional purchase payments to it. However, you may establish another Special DCA fixed account and allocate new purchase payments to it.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;line-height:10.2300pt;"> </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">You may discontinue any Special DCA fixed account before the end of its term by giving us notice. If you do so, we will transfer the remaining balance of the Special DCA fixed account in accordance with your investment instructions to us. Transfers are subject to investment minimums and other restrictions we may impose, including but not limited to, any limitations described in this prospectus on transfers (see” Transfer policies”).</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;line-height:10.2300pt;"> </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">Dollar-cost averaging from the Special DCA fixed account does not guarantee that any subaccount will gain in value nor will it protect against a decline in value if market prices fall. For an example of how Special DCA dollar-cost averaging works, see table below showing the Special DCA fixed account for a six-month term. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">How Special dollar-cost averaging works</span><span style="color:#000000;font-family:Arial;font-size:1pt;font-weight:bold;line-height:0.0000pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-top:1.5pt solid #FFFFFF;empty-cells:show;width:528pt;"> <tr style="height:29.75pt;"> <td style="padding-bottom:4pt;padding-top:4pt;vertical-align:Bottom;width:106.51pt;"> <div style="line-height:7.4400pt;text-align:left;"> <div style="margin-right:6.92pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">By spreading the investment</span></div> <div style="margin-right:6.92pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">over the term of the</span></div> <div style="margin-right:6.92pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">Special DCA</span></div></div></td> <td style="padding-bottom:4pt;padding-top:4pt;vertical-align:Bottom;width:73.84pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:4.92pt;margin-right:4.92pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;font-weight:bold;"> </span></div></div></td> <td style="padding-bottom:4pt;padding-top:4pt;vertical-align:Bottom;width:61.84pt;"> <div style="line-height:7.4400pt;text-align:left;"> <div style="margin-left:4.92pt;margin-right:4.92pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;font-weight:bold;">Date</span></div></div></td> <td style="padding-bottom:4pt;padding-top:4pt;vertical-align:Bottom;width:52.23pt;"> <div style="line-height:7.4400pt;text-align:left;"> <div style="margin-left:4.92pt;margin-right:4.92pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;font-weight:bold;">SDCA</span></div> <div style="margin-left:4.92pt;margin-right:4.92pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;font-weight:bold;">Balance</span></div></div></td> <td style="padding-bottom:4pt;padding-top:4pt;vertical-align:Bottom;width:54.32pt;"> <div style="line-height:7.4400pt;text-align:left;"> <div style="margin-left:4.92pt;margin-right:4.92pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;font-weight:bold;">Portion</span></div> <div style="margin-left:4.92pt;margin-right:4.92pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;font-weight:bold;">Transferred</span></div></div></td> <td style="padding-bottom:4pt;padding-top:4pt;vertical-align:Bottom;width:54.32pt;"> <div style="line-height:7.4400pt;text-align:left;"> <div style="margin-left:4.92pt;margin-right:4.92pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;font-weight:bold;">Amount</span></div> <div style="margin-left:4.92pt;margin-right:4.92pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;font-weight:bold;">Transferred</span></div></div></td> <td style="padding-bottom:4pt;padding-top:4pt;vertical-align:Bottom;width:62.94pt;"> <div style="line-height:7.4400pt;text-align:left;"> <div style="margin-left:4.92pt;margin-right:4.92pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;font-weight:bold;">Accumulation</span></div> <div style="margin-left:4.92pt;margin-right:4.92pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;font-weight:bold;">unit value</span></div></div></td> <td style="padding-bottom:4pt;padding-top:4pt;vertical-align:Bottom;width:61.99pt;"> <div style="line-height:7.4400pt;text-align:left;"> <div style="margin-left:4.92pt;margin-right:16pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;font-weight:bold;">Number</span></div> <div style="margin-left:4.92pt;margin-right:16pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;font-weight:bold;">of units</span></div> <div style="margin-left:4.92pt;margin-right:16pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;font-weight:bold;">purchased</span></div></div></td></tr> <tr style="height:13.25pt;"> <td rowspan="3" style="border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.25pt;vertical-align:Middle;width:106.51pt;"> <div style="line-height:10.4400pt;text-align:left;"> <div style="margin-right:6.92pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">you automatically buy</span></div> <div style="margin-right:6.92pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">more units when the</span></div> <div style="margin-right:6.92pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">per unit market price is low</span></div></div></td> <td style="border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.25pt;vertical-align:Middle;white-space:nowrap;width:73.84pt;"> <div style="line-height:0.5pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:67.12pt;"> <div style="display:flex;margin:auto;width:69.12pt;"> <div style="display:flex;white-space:nowrap;width:69.12pt;"> </div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.25pt;vertical-align:Middle;white-space:nowrap;width:61.84pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:48pt;"> <div style="display:flex;margin:auto;width:37.67pt;"> <div style="display:flex;white-space:nowrap;width:37.67pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:37.67pt;">Jan 15th</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.25pt;vertical-align:Middle;white-space:nowrap;width:52.23pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:38.39pt;"> <div style="display:flex;margin:auto;width:40.38pt;"> <div style="display:flex;white-space:nowrap;width:40.38pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:auto;">$</span><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:40.38pt;">5,000.00</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.25pt;vertical-align:Middle;white-space:nowrap;width:54.32pt;"> <div style="line-height:0.5pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:40.48pt;"> <div style="display:flex;margin:auto;width:15.76pt;"> <div style="display:flex;white-space:nowrap;width:15.76pt;"> </div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.25pt;vertical-align:Middle;white-space:nowrap;width:54.32pt;"> <div style="line-height:0.5pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:40.48pt;"> <div style="display:flex;margin:auto;width:33.19pt;"> <div style="display:flex;white-space:nowrap;width:33.19pt;"> </div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.25pt;vertical-align:Middle;white-space:nowrap;width:62.94pt;"> <div style="line-height:0.5pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:49.1pt;"> <div style="display:flex;margin:auto;width:16.39pt;"> <div style="display:flex;white-space:nowrap;width:16.39pt;"> </div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.25pt;vertical-align:Middle;white-space:nowrap;width:61.99pt;"> <div style="line-height:0.5pt;margin-left:6.92pt;margin-right:9pt;text-align:right;width:37.07pt;"> <div style="display:flex;margin:auto;width:23.59pt;"> <div style="display:flex;white-space:nowrap;width:23.59pt;"> </div></div></div></td></tr> <tr style="height:13.25pt;"> <td style="border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:73.84pt;"> <div style="line-height:0.5pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:67.12pt;"> <div style="display:flex;margin:auto;width:69.12pt;"> <div style="display:flex;white-space:nowrap;width:69.12pt;"> </div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:61.84pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:48pt;"> <div style="display:flex;margin:auto;width:37.67pt;"> <div style="display:flex;white-space:nowrap;width:37.67pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:37.67pt;">Jan 16th</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:52.23pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:38.39pt;"> <div style="display:flex;margin:auto;width:40.38pt;"> <div style="display:flex;white-space:nowrap;width:40.38pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:40.38pt;">5,000.14</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:54.32pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:40.48pt;"> <div style="display:flex;margin:auto;width:15.76pt;"> <div style="display:flex;white-space:nowrap;width:15.76pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:15.76pt;">1/6</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:54.32pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:40.48pt;"> <div style="display:flex;margin:auto;width:33.19pt;"> <div style="display:flex;white-space:nowrap;width:33.19pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:auto;">$</span><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:33.19pt;">833.36</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:62.94pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:49.1pt;"> <div style="display:flex;margin:auto;width:16.39pt;"> <div style="display:flex;white-space:nowrap;width:16.39pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:auto;">$</span><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:16.39pt;">18</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:61.99pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:9pt;text-align:right;width:37.07pt;"> <div style="display:flex;margin:auto;width:23.59pt;"> <div style="display:flex;white-space:nowrap;width:23.59pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:23.59pt;">46.30</span></div></div></div></td></tr> <tr style="height:13.25pt;"> <td style="border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:73.84pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:67.12pt;"> <div style="display:flex;margin:auto;width:69.12pt;"> <div style="display:flex;white-space:nowrap;width:69.12pt;"><span style="color:#000000;font-family:Arial;font-size:13.02pt;width:69.12pt;">→</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:61.84pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:48pt;"> <div style="display:flex;margin:auto;width:37.67pt;"> <div style="display:flex;white-space:nowrap;width:37.67pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:37.67pt;">Feb 16th</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:52.23pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:38.39pt;"> <div style="display:flex;margin:auto;width:40.38pt;"> <div style="display:flex;white-space:nowrap;width:40.38pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:40.38pt;">4,170.30</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:54.32pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:40.48pt;"> <div style="display:flex;margin:auto;width:15.76pt;"> <div style="display:flex;white-space:nowrap;width:15.76pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:15.76pt;">1/5</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:54.32pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:40.48pt;"> <div style="display:flex;margin:auto;width:33.19pt;"> <div style="display:flex;white-space:nowrap;width:33.19pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:33.19pt;">834.06</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:62.94pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:49.1pt;"> <div style="display:flex;margin:auto;width:16.39pt;"> <div style="display:flex;white-space:nowrap;width:16.39pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:16.39pt;">15</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:61.99pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:9pt;text-align:right;width:37.07pt;"> <div style="display:flex;margin:auto;width:23.59pt;"> <div style="display:flex;white-space:nowrap;width:23.59pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:23.59pt;">55.60</span></div></div></div></td></tr> <tr style="height:13.25pt;"> <td rowspan="3" style="border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;width:106.51pt;"> <div style="line-height:10.4400pt;text-align:left;"> <div style="margin-right:6.92pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">and fewer units</span></div> <div style="margin-right:6.92pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">when the per unit</span></div> <div style="margin-right:6.92pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">market price is high.</span></div></div></td> <td style="border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:73.84pt;"> <div style="line-height:0.5pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:67.12pt;"> <div style="display:flex;margin:auto;width:69.12pt;"> <div style="display:flex;white-space:nowrap;width:69.12pt;"> </div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:61.84pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:48pt;"> <div style="display:flex;margin:auto;width:37.67pt;"> <div style="display:flex;white-space:nowrap;width:37.67pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:37.67pt;">Mar 16th</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:52.23pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:38.39pt;"> <div style="display:flex;margin:auto;width:40.38pt;"> <div style="display:flex;white-space:nowrap;width:40.38pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:40.38pt;">3,338.79</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:54.32pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:40.48pt;"> <div style="display:flex;margin:auto;width:15.76pt;"> <div style="display:flex;white-space:nowrap;width:15.76pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:15.76pt;">1/4</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:54.32pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:40.48pt;"> <div style="display:flex;margin:auto;width:33.19pt;"> <div style="display:flex;white-space:nowrap;width:33.19pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:33.19pt;">834.70</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:62.94pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:49.1pt;"> <div style="display:flex;margin:auto;width:16.39pt;"> <div style="display:flex;white-space:nowrap;width:16.39pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:16.39pt;">19</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:61.99pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:9pt;text-align:right;width:37.07pt;"> <div style="display:flex;margin:auto;width:23.59pt;"> <div style="display:flex;white-space:nowrap;width:23.59pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:23.59pt;">43.93</span></div></div></div></td></tr> <tr style="height:13.25pt;"> <td style="border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:73.84pt;"> <div style="line-height:0.5pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:67.12pt;"> <div style="display:flex;margin:auto;width:69.12pt;"> <div style="display:flex;white-space:nowrap;width:69.12pt;"> </div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:61.84pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:48pt;"> <div style="display:flex;margin:auto;width:37.67pt;"> <div style="display:flex;white-space:nowrap;width:37.67pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:37.67pt;">April 16th</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:52.23pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:38.39pt;"> <div style="display:flex;margin:auto;width:40.38pt;"> <div style="display:flex;white-space:nowrap;width:40.38pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:40.38pt;">2,506.20</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:54.32pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:40.48pt;"> <div style="display:flex;margin:auto;width:15.76pt;"> <div style="display:flex;white-space:nowrap;width:15.76pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:15.76pt;">1/3</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:54.32pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:40.48pt;"> <div style="display:flex;margin:auto;width:33.19pt;"> <div style="display:flex;white-space:nowrap;width:33.19pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:33.19pt;">835.40</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:62.94pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:49.1pt;"> <div style="display:flex;margin:auto;width:16.39pt;"> <div style="display:flex;white-space:nowrap;width:16.39pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:16.39pt;">17</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:61.99pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:9pt;text-align:right;width:37.07pt;"> <div style="display:flex;margin:auto;width:23.59pt;"> <div style="display:flex;white-space:nowrap;width:23.59pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:23.59pt;">49.14</span></div></div></div></td></tr> <tr style="height:13.25pt;"> <td style="border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:73.84pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:67.12pt;"> <div style="display:flex;margin:auto;width:69.12pt;"> <div style="display:flex;white-space:nowrap;width:69.12pt;"><span style="color:#000000;font-family:Arial;font-size:13.02pt;width:69.12pt;">→</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:61.84pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:48pt;"> <div style="display:flex;margin:auto;width:37.67pt;"> <div style="display:flex;white-space:nowrap;width:37.67pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:37.67pt;">May 16th</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:52.23pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:38.39pt;"> <div style="display:flex;margin:auto;width:40.38pt;"> <div style="display:flex;white-space:nowrap;width:40.38pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:40.38pt;">1,672.17</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:54.32pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:40.48pt;"> <div style="display:flex;margin:auto;width:15.76pt;"> <div style="display:flex;white-space:nowrap;width:15.76pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:15.76pt;">1/2</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:54.32pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:40.48pt;"> <div style="display:flex;margin:auto;width:33.19pt;"> <div style="display:flex;white-space:nowrap;width:33.19pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:33.19pt;">836.09</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:62.94pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:49.1pt;"> <div style="display:flex;margin:auto;width:16.39pt;"> <div style="display:flex;white-space:nowrap;width:16.39pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:16.39pt;">21</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:61.99pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:9pt;text-align:right;width:37.07pt;"> <div style="display:flex;margin:auto;width:23.59pt;"> <div style="display:flex;white-space:nowrap;width:23.59pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:23.59pt;">39.81</span></div></div></div></td></tr> <tr style="height:9.25pt;"> <td style="padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Middle;width:106.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-right:6.92pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.0pt;"> </span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:73.84pt;"> <div style="line-height:0.5pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:67.12pt;"> <div style="display:flex;margin:auto;width:69.12pt;"> <div style="display:flex;white-space:nowrap;width:69.12pt;"> </div></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:61.84pt;"> <div style="line-height:7.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:48pt;"> <div style="display:flex;margin:auto;width:37.67pt;"> <div style="display:flex;white-space:nowrap;width:37.67pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:37.67pt;">Jun 16th</span></div></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:52.23pt;"> <div style="line-height:7.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:38.39pt;"> <div style="display:flex;margin:auto;width:40.38pt;"> <div style="display:flex;white-space:nowrap;width:40.38pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:40.38pt;">836.79</span></div></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:54.32pt;"> <div style="line-height:7.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:40.48pt;"> <div style="display:flex;margin:auto;width:15.76pt;"> <div style="display:flex;white-space:nowrap;width:15.76pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:15.76pt;">1/1</span></div></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:54.32pt;"> <div style="line-height:7.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:40.48pt;"> <div style="display:flex;margin:auto;width:33.19pt;"> <div style="display:flex;white-space:nowrap;width:33.19pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:33.19pt;">836.79</span></div></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:62.94pt;"> <div style="line-height:7.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:49.1pt;"> <div style="display:flex;margin:auto;width:16.39pt;"> <div style="display:flex;white-space:nowrap;width:16.39pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:16.39pt;">20</span></div></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:61.99pt;"> <div style="line-height:7.4400pt;margin-left:6.92pt;margin-right:9pt;text-align:right;width:37.07pt;"> <div style="display:flex;margin:auto;width:23.59pt;"> <div style="display:flex;white-space:nowrap;width:23.59pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:23.59pt;">41.84</span></div></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:9.30pt;">You paid an average price of $18.11 per unit over the 6 months, while the average market price actually was $18.33.</span> <span style="color:#000000;font-family:Arial;font-size:12.09pt;">The Special DCA Fixed Account </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">You may allocate purchase payments to the Special DCA fixed account. You may not transfer contract value to the Special DCA fixed account. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">You may allocate your entire purchase payment to the Special DCA fixed account for a term of six or twelve months. We reserve the right to offer shorter or longer terms for the Special DCA fixed account.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;line-height:10.2300pt;"> </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">In accordance with your investment instructions, we transfer amounts from the Special DCA fixed account to the subaccounts so that, at the end of the Special DCA fixed account term, the balance of the Special DCA fixed account is zero. The amount of each transfer equals the remaining Special DCA fixed account value on the date of the transfer divided by the number of remaining transfers in the program. You may not change the amount of transfers. The first Special DCA monthly transfer occurs one day after we receive your payment. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">The value of the Special DCA fixed account increases when we credit interest to the Special DCA fixed account and decreases when we make monthly transfers from the Special DCA fixed account. When you allocate a purchase payment to the Special DCA fixed account, the interest rate applicable to that purchase payment will be the rate in effect for the Special DCA fixed account term you choose on the date we receive your purchase payment. The applicable interest rate is guaranteed for the length of the term for the Special DCA fixed account term you choose. We credit and compound interest daily based on a 365-day year (366 in a leap year) so as to produce the annual effective rate which we declare. We credit interest only on the declining balance of the Special DCA fixed account; we do not credit interest on amounts that have been transferred from the Special DCA fixed account. As a result, the net effective interest rates we credit will </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">be less than the declared annual effective rates. We credit and compound interest daily based on a full year so as to produce the annual effective rate which we declare. The interest rate we apply to each purchase payment  to the Special DCA fixed account is guaranteed for the term. Thereafter, we will change the rates from time to time at our discretion, but  we will never credit a rate that is less than the  fixed account guaranteed minimum interest rate. We also reserve the right to declare a Special DCA fixed account with a different duration.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;line-height:10.2300pt;"> </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">Alternatively, you may allocate your purchase payment to any combination of the following which equals one hundred percent of the amount you invest: </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">the Special DCA fixed account for a six month term; </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">the Special DCA fixed account for a twelve month term; </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">to the subaccounts, subject to investment minimums. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">Once you establish a Special DCA fixed account, you cannot allocate additional purchase payments to it. However, you may establish another Special DCA fixed account and allocate new purchase payments to it.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;line-height:10.2300pt;"> </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">You may discontinue any Special DCA fixed account before the end of its term by giving us notice. If you do so, we will transfer the remaining balance of the Special DCA fixed account in accordance with your investment instructions to us. Transfers are subject to investment minimums and other restrictions we may impose, including but not limited to, any limitations described in this prospectus on transfers (see” Transfer policies”).</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;line-height:10.2300pt;"> </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">Dollar-cost averaging from the Special DCA fixed account does not guarantee that any subaccount will gain in value nor will it protect against a decline in value if market prices fall. For an example of how Special DCA dollar-cost averaging works, see table below showing the Special DCA fixed account for a six-month term. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">How Special dollar-cost averaging works</span><span style="color:#000000;font-family:Arial;font-size:1pt;font-weight:bold;line-height:0.0000pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-top:1.5pt solid #FFFFFF;empty-cells:show;width:528pt;"> <tr style="height:29.75pt;"> <td style="padding-bottom:4pt;padding-top:4pt;vertical-align:Bottom;width:106.51pt;"> <div style="line-height:7.4400pt;text-align:left;"> <div style="margin-right:6.92pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">By spreading the investment</span></div> <div style="margin-right:6.92pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">over the term of the</span></div> <div style="margin-right:6.92pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">Special DCA</span></div></div></td> <td style="padding-bottom:4pt;padding-top:4pt;vertical-align:Bottom;width:73.84pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:4.92pt;margin-right:4.92pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;font-weight:bold;"> </span></div></div></td> <td style="padding-bottom:4pt;padding-top:4pt;vertical-align:Bottom;width:61.84pt;"> <div style="line-height:7.4400pt;text-align:left;"> <div style="margin-left:4.92pt;margin-right:4.92pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;font-weight:bold;">Date</span></div></div></td> <td style="padding-bottom:4pt;padding-top:4pt;vertical-align:Bottom;width:52.23pt;"> <div style="line-height:7.4400pt;text-align:left;"> <div style="margin-left:4.92pt;margin-right:4.92pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;font-weight:bold;">SDCA</span></div> <div style="margin-left:4.92pt;margin-right:4.92pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;font-weight:bold;">Balance</span></div></div></td> <td style="padding-bottom:4pt;padding-top:4pt;vertical-align:Bottom;width:54.32pt;"> <div style="line-height:7.4400pt;text-align:left;"> <div style="margin-left:4.92pt;margin-right:4.92pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;font-weight:bold;">Portion</span></div> <div style="margin-left:4.92pt;margin-right:4.92pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;font-weight:bold;">Transferred</span></div></div></td> <td style="padding-bottom:4pt;padding-top:4pt;vertical-align:Bottom;width:54.32pt;"> <div style="line-height:7.4400pt;text-align:left;"> <div style="margin-left:4.92pt;margin-right:4.92pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;font-weight:bold;">Amount</span></div> <div style="margin-left:4.92pt;margin-right:4.92pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;font-weight:bold;">Transferred</span></div></div></td> <td style="padding-bottom:4pt;padding-top:4pt;vertical-align:Bottom;width:62.94pt;"> <div style="line-height:7.4400pt;text-align:left;"> <div style="margin-left:4.92pt;margin-right:4.92pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;font-weight:bold;">Accumulation</span></div> <div style="margin-left:4.92pt;margin-right:4.92pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;font-weight:bold;">unit value</span></div></div></td> <td style="padding-bottom:4pt;padding-top:4pt;vertical-align:Bottom;width:61.99pt;"> <div style="line-height:7.4400pt;text-align:left;"> <div style="margin-left:4.92pt;margin-right:16pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;font-weight:bold;">Number</span></div> <div style="margin-left:4.92pt;margin-right:16pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;font-weight:bold;">of units</span></div> <div style="margin-left:4.92pt;margin-right:16pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;font-weight:bold;">purchased</span></div></div></td></tr> <tr style="height:13.25pt;"> <td rowspan="3" style="border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.25pt;vertical-align:Middle;width:106.51pt;"> <div style="line-height:10.4400pt;text-align:left;"> <div style="margin-right:6.92pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">you automatically buy</span></div> <div style="margin-right:6.92pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">more units when the</span></div> <div style="margin-right:6.92pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">per unit market price is low</span></div></div></td> <td style="border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.25pt;vertical-align:Middle;white-space:nowrap;width:73.84pt;"> <div style="line-height:0.5pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:67.12pt;"> <div style="display:flex;margin:auto;width:69.12pt;"> <div style="display:flex;white-space:nowrap;width:69.12pt;"> </div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.25pt;vertical-align:Middle;white-space:nowrap;width:61.84pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:48pt;"> <div style="display:flex;margin:auto;width:37.67pt;"> <div style="display:flex;white-space:nowrap;width:37.67pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:37.67pt;">Jan 15th</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.25pt;vertical-align:Middle;white-space:nowrap;width:52.23pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:38.39pt;"> <div style="display:flex;margin:auto;width:40.38pt;"> <div style="display:flex;white-space:nowrap;width:40.38pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:auto;">$</span><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:40.38pt;">5,000.00</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.25pt;vertical-align:Middle;white-space:nowrap;width:54.32pt;"> <div style="line-height:0.5pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:40.48pt;"> <div style="display:flex;margin:auto;width:15.76pt;"> <div style="display:flex;white-space:nowrap;width:15.76pt;"> </div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.25pt;vertical-align:Middle;white-space:nowrap;width:54.32pt;"> <div style="line-height:0.5pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:40.48pt;"> <div style="display:flex;margin:auto;width:33.19pt;"> <div style="display:flex;white-space:nowrap;width:33.19pt;"> </div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.25pt;vertical-align:Middle;white-space:nowrap;width:62.94pt;"> <div style="line-height:0.5pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:49.1pt;"> <div style="display:flex;margin:auto;width:16.39pt;"> <div style="display:flex;white-space:nowrap;width:16.39pt;"> </div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.25pt;vertical-align:Middle;white-space:nowrap;width:61.99pt;"> <div style="line-height:0.5pt;margin-left:6.92pt;margin-right:9pt;text-align:right;width:37.07pt;"> <div style="display:flex;margin:auto;width:23.59pt;"> <div style="display:flex;white-space:nowrap;width:23.59pt;"> </div></div></div></td></tr> <tr style="height:13.25pt;"> <td style="border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:73.84pt;"> <div style="line-height:0.5pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:67.12pt;"> <div style="display:flex;margin:auto;width:69.12pt;"> <div style="display:flex;white-space:nowrap;width:69.12pt;"> </div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:61.84pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:48pt;"> <div style="display:flex;margin:auto;width:37.67pt;"> <div style="display:flex;white-space:nowrap;width:37.67pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:37.67pt;">Jan 16th</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:52.23pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:38.39pt;"> <div style="display:flex;margin:auto;width:40.38pt;"> <div style="display:flex;white-space:nowrap;width:40.38pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:40.38pt;">5,000.14</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:54.32pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:40.48pt;"> <div style="display:flex;margin:auto;width:15.76pt;"> <div style="display:flex;white-space:nowrap;width:15.76pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:15.76pt;">1/6</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:54.32pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:40.48pt;"> <div style="display:flex;margin:auto;width:33.19pt;"> <div style="display:flex;white-space:nowrap;width:33.19pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:auto;">$</span><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:33.19pt;">833.36</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:62.94pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:49.1pt;"> <div style="display:flex;margin:auto;width:16.39pt;"> <div style="display:flex;white-space:nowrap;width:16.39pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:auto;">$</span><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:16.39pt;">18</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:61.99pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:9pt;text-align:right;width:37.07pt;"> <div style="display:flex;margin:auto;width:23.59pt;"> <div style="display:flex;white-space:nowrap;width:23.59pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:23.59pt;">46.30</span></div></div></div></td></tr> <tr style="height:13.25pt;"> <td style="border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:73.84pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:67.12pt;"> <div style="display:flex;margin:auto;width:69.12pt;"> <div style="display:flex;white-space:nowrap;width:69.12pt;"><span style="color:#000000;font-family:Arial;font-size:13.02pt;width:69.12pt;">→</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:61.84pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:48pt;"> <div style="display:flex;margin:auto;width:37.67pt;"> <div style="display:flex;white-space:nowrap;width:37.67pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:37.67pt;">Feb 16th</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:52.23pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:38.39pt;"> <div style="display:flex;margin:auto;width:40.38pt;"> <div style="display:flex;white-space:nowrap;width:40.38pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:40.38pt;">4,170.30</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:54.32pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:40.48pt;"> <div style="display:flex;margin:auto;width:15.76pt;"> <div style="display:flex;white-space:nowrap;width:15.76pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:15.76pt;">1/5</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:54.32pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:40.48pt;"> <div style="display:flex;margin:auto;width:33.19pt;"> <div style="display:flex;white-space:nowrap;width:33.19pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:33.19pt;">834.06</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:62.94pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:49.1pt;"> <div style="display:flex;margin:auto;width:16.39pt;"> <div style="display:flex;white-space:nowrap;width:16.39pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:16.39pt;">15</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:61.99pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:9pt;text-align:right;width:37.07pt;"> <div style="display:flex;margin:auto;width:23.59pt;"> <div style="display:flex;white-space:nowrap;width:23.59pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:23.59pt;">55.60</span></div></div></div></td></tr> <tr style="height:13.25pt;"> <td rowspan="3" style="border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;width:106.51pt;"> <div style="line-height:10.4400pt;text-align:left;"> <div style="margin-right:6.92pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">and fewer units</span></div> <div style="margin-right:6.92pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">when the per unit</span></div> <div style="margin-right:6.92pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">market price is high.</span></div></div></td> <td style="border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:73.84pt;"> <div style="line-height:0.5pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:67.12pt;"> <div style="display:flex;margin:auto;width:69.12pt;"> <div style="display:flex;white-space:nowrap;width:69.12pt;"> </div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:61.84pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:48pt;"> <div style="display:flex;margin:auto;width:37.67pt;"> <div style="display:flex;white-space:nowrap;width:37.67pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:37.67pt;">Mar 16th</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:52.23pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:38.39pt;"> <div style="display:flex;margin:auto;width:40.38pt;"> <div style="display:flex;white-space:nowrap;width:40.38pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:40.38pt;">3,338.79</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:54.32pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:40.48pt;"> <div style="display:flex;margin:auto;width:15.76pt;"> <div style="display:flex;white-space:nowrap;width:15.76pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:15.76pt;">1/4</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:54.32pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:40.48pt;"> <div style="display:flex;margin:auto;width:33.19pt;"> <div style="display:flex;white-space:nowrap;width:33.19pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:33.19pt;">834.70</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:62.94pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:49.1pt;"> <div style="display:flex;margin:auto;width:16.39pt;"> <div style="display:flex;white-space:nowrap;width:16.39pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:16.39pt;">19</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:61.99pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:9pt;text-align:right;width:37.07pt;"> <div style="display:flex;margin:auto;width:23.59pt;"> <div style="display:flex;white-space:nowrap;width:23.59pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:23.59pt;">43.93</span></div></div></div></td></tr> <tr style="height:13.25pt;"> <td style="border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:73.84pt;"> <div style="line-height:0.5pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:67.12pt;"> <div style="display:flex;margin:auto;width:69.12pt;"> <div style="display:flex;white-space:nowrap;width:69.12pt;"> </div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:61.84pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:48pt;"> <div style="display:flex;margin:auto;width:37.67pt;"> <div style="display:flex;white-space:nowrap;width:37.67pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:37.67pt;">April 16th</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:52.23pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:38.39pt;"> <div style="display:flex;margin:auto;width:40.38pt;"> <div style="display:flex;white-space:nowrap;width:40.38pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:40.38pt;">2,506.20</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:54.32pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:40.48pt;"> <div style="display:flex;margin:auto;width:15.76pt;"> <div style="display:flex;white-space:nowrap;width:15.76pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:15.76pt;">1/3</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:54.32pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:40.48pt;"> <div style="display:flex;margin:auto;width:33.19pt;"> <div style="display:flex;white-space:nowrap;width:33.19pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:33.19pt;">835.40</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:62.94pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:49.1pt;"> <div style="display:flex;margin:auto;width:16.39pt;"> <div style="display:flex;white-space:nowrap;width:16.39pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:16.39pt;">17</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:61.99pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:9pt;text-align:right;width:37.07pt;"> <div style="display:flex;margin:auto;width:23.59pt;"> <div style="display:flex;white-space:nowrap;width:23.59pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:23.59pt;">49.14</span></div></div></div></td></tr> <tr style="height:13.25pt;"> <td style="border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:73.84pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:67.12pt;"> <div style="display:flex;margin:auto;width:69.12pt;"> <div style="display:flex;white-space:nowrap;width:69.12pt;"><span style="color:#000000;font-family:Arial;font-size:13.02pt;width:69.12pt;">→</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:61.84pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:48pt;"> <div style="display:flex;margin:auto;width:37.67pt;"> <div style="display:flex;white-space:nowrap;width:37.67pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:37.67pt;">May 16th</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:52.23pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:38.39pt;"> <div style="display:flex;margin:auto;width:40.38pt;"> <div style="display:flex;white-space:nowrap;width:40.38pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:40.38pt;">1,672.17</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:54.32pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:40.48pt;"> <div style="display:flex;margin:auto;width:15.76pt;"> <div style="display:flex;white-space:nowrap;width:15.76pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:15.76pt;">1/2</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:54.32pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:40.48pt;"> <div style="display:flex;margin:auto;width:33.19pt;"> <div style="display:flex;white-space:nowrap;width:33.19pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:33.19pt;">836.09</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:62.94pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:49.1pt;"> <div style="display:flex;margin:auto;width:16.39pt;"> <div style="display:flex;white-space:nowrap;width:16.39pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:16.39pt;">21</span></div></div></div></td> <td style="background-color:#E5E5E5;border-bottom:1.5pt solid #FFFFFF;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:61.99pt;"> <div style="line-height:10.4400pt;margin-left:6.92pt;margin-right:9pt;text-align:right;width:37.07pt;"> <div style="display:flex;margin:auto;width:23.59pt;"> <div style="display:flex;white-space:nowrap;width:23.59pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:23.59pt;">39.81</span></div></div></div></td></tr> <tr style="height:9.25pt;"> <td style="padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Middle;width:106.51pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-right:6.92pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;margin-left:0.0pt;"> </span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:73.84pt;"> <div style="line-height:0.5pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:67.12pt;"> <div style="display:flex;margin:auto;width:69.12pt;"> <div style="display:flex;white-space:nowrap;width:69.12pt;"> </div></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:61.84pt;"> <div style="line-height:7.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:48pt;"> <div style="display:flex;margin:auto;width:37.67pt;"> <div style="display:flex;white-space:nowrap;width:37.67pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:37.67pt;">Jun 16th</span></div></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:52.23pt;"> <div style="line-height:7.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:38.39pt;"> <div style="display:flex;margin:auto;width:40.38pt;"> <div style="display:flex;white-space:nowrap;width:40.38pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:40.38pt;">836.79</span></div></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:54.32pt;"> <div style="line-height:7.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:40.48pt;"> <div style="display:flex;margin:auto;width:15.76pt;"> <div style="display:flex;white-space:nowrap;width:15.76pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:15.76pt;">1/1</span></div></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:54.32pt;"> <div style="line-height:7.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:40.48pt;"> <div style="display:flex;margin:auto;width:33.19pt;"> <div style="display:flex;white-space:nowrap;width:33.19pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:33.19pt;">836.79</span></div></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:62.94pt;"> <div style="line-height:7.4400pt;margin-left:6.92pt;margin-right:6.92pt;text-align:right;width:49.1pt;"> <div style="display:flex;margin:auto;width:16.39pt;"> <div style="display:flex;white-space:nowrap;width:16.39pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:16.39pt;">20</span></div></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:1.5pt;padding-top:2.375pt;vertical-align:Middle;white-space:nowrap;width:61.99pt;"> <div style="line-height:7.4400pt;margin-left:6.92pt;margin-right:9pt;text-align:right;width:37.07pt;"> <div style="display:flex;margin:auto;width:23.59pt;"> <div style="display:flex;white-space:nowrap;width:23.59pt;"><span style="color:#000000;font-family:Arial;font-size:7.44pt;width:23.59pt;">41.84</span></div></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:9.30pt;">You paid an average price of $18.11 per unit over the 6 months, while the average market price actually was $18.33.</span> <span style="color:#000000;font-family:Arial;font-size:9.30pt;">You may allocate your entire purchase payment to the Special DCA fixed account for a term of six or twelve months. We reserve the right to offer shorter or longer terms for the Special DCA fixed account.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;line-height:10.2300pt;"> </span> <span style="color:#000000;font-family:Arial;font-size:9.30pt;">The value of the Special DCA fixed account increases when we credit interest to the Special DCA fixed account and decreases when we make monthly transfers from the Special DCA fixed account. When you allocate a purchase payment to the Special DCA fixed account, the interest rate applicable to that purchase payment will be the rate in effect for the Special DCA fixed account term you choose on the date we receive your purchase payment. The applicable interest rate is guaranteed for the length of the term for the Special DCA fixed account term you choose. We credit and compound interest daily based on a 365-day year (366 in a leap year) so as to produce the annual effective rate which we declare. We credit interest only on the declining balance of the Special DCA fixed account; we do not credit interest on amounts that have been transferred from the Special DCA fixed account. As a result, the net effective interest rates we credit will </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">be less than the declared annual effective rates. We credit and compound interest daily based on a full year so as to produce the annual effective rate which we declare. The interest rate we apply to each purchase payment  to the Special DCA fixed account is guaranteed for the term. Thereafter, we will change the rates from time to time at our discretion, but  we will never credit a rate that is less than the  fixed account guaranteed minimum interest rate. We also reserve the right to declare a Special DCA fixed account with a different duration.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;line-height:10.2300pt;"> </span> <span style="color:#000000;font-family:Arial;font-size:9.30pt;">Alternatively, you may allocate your purchase payment to any combination of the following which equals one hundred percent of the amount you invest: </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">the Special DCA fixed account for a six month term; </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">the Special DCA fixed account for a twelve month term; </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">to the subaccounts, subject to investment minimums. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">Once you establish a Special DCA fixed account, you cannot allocate additional purchase payments to it. However, you may establish another Special DCA fixed account and allocate new purchase payments to it.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;line-height:10.2300pt;"> </span> <span style="color:#000000;font-family:Arial;font-size:9.30pt;">You may discontinue any Special DCA fixed account before the end of its term by giving us notice. If you do so, we will transfer the remaining balance of the Special DCA fixed account in accordance with your investment instructions to us. Transfers are subject to investment minimums and other restrictions we may impose, including but not limited to, any limitations described in this prospectus on transfers (see” Transfer policies”).</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;line-height:10.2300pt;"> </span> <span style="color:#000000;font-family:Arial;font-size:16.74pt;">Benefits Available Under the Contract</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">The following table summarizes information about the benefits available under the Contract.</span><span style="color:#000000;font-family:Arial;font-size:1pt;line-height:0.0000pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:26.75pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:86.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Name of Benefit</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:111pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Purpose</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:77pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Maximum Fee</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:77pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Current Fee</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:176.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Brief Description of Restrictions/ </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Limitations</span></div></div></td></tr> <tr style="height:15.75pt;"> <td colspan="5" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:528.0pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Standard</span><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;"> Benefits </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;font-weight:bold;">(no additional charge)</span></div></div></td></tr> <tr style="height:48.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:86.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Dollar Cost </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Averaging</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:111pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Allows the systematic </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">transfer of a specified </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">dollar amount among </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">the subaccounts</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:176.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Transfers not available to the </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">Special DCA fixed account</span></div></div></td></tr> <tr style="height:145.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:86.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Special Dollar </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Cost Averaging </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">(SDCA)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:111pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Allows the systematic </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">transfer from the </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Special DCA fixed </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">account to one or more </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">eligible subaccounts</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:176.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Must be funded with a purchase </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">payment, not transferred </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">contract </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">value</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Only 6-month and 12-month options </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">are available</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Transfers occur on a monthly basis </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">and the first monthly transfer </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">occurs one day after we receive </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">your purchase payment</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">You may not use the Special DCA </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">fixed account as a destination for </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">the Special DCA monthly transfer.</span></div></div></td></tr> <tr style="height:87.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:86.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Asset </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Rebalancing</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:111pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Allows you to have your </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">investments </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">periodically rebalanced </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">among the </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">subaccounts to your </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">pre-selected </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">percentages</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:176.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">You must have $2,000 in </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Contract </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">Value</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> to participate.</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">We require 30 days notice for you to </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">change or cancel the program</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">You can request rebalancing to be </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">done either quarterly, semiannually </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">or annually</span></div></div></td></tr> <tr style="height:173.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:86.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Income Guide</span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">(no longer </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">available for new </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">enrollments </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">effective </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">July 1, 2026)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:111pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Provides reporting and </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">monitoring of </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">withdrawals you take </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">from your annuity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:176.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Contract </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">owners must be at least </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">age 50 and no older than age 85</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Available only if the servicing </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">broker-dealer on your contract is </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">Ameriprise Financial Services, LLC</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Not available if you are making </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">substantially equal withdrawals</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Not available if you have more than </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">one systematic withdrawal program </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">in place</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Systematic withdrawals must be set </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">up according to the all the terms of </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">Income Guide</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Your contract cannot have any loans</span></div></div></td></tr> <tr style="height:73.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:86.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Automated </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Partial </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Surrenders</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:111pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Allows automated </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">partial surrenders from </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">the contract</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:176.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Additional systematic payments are </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">not allowed with automated </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">partial </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">surrender</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">s</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">May result in income taxes and IRS </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">penalty on all or a portion of the </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">amounts surrendered</span></div></div></td></tr> <tr style="height:70.75pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:86.5pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Hospital or </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Nursing Home </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Confinement</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:111pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Allows you to withdraw </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">contract value without </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">a surrender charge</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">N/A</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">N/A</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:176.5pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">You must be confined to a hospital </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">or nursing home for the prior </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">60 days or confinement began </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">within 30 days following a 60 day </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">confinement period</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">You must be under age 76 on the </span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:26.75pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:86.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Name of Benefit</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:111pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Purpose</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:77pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Maximum Fee</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:77pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Current Fee</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:176.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Brief Description of Restrictions/ </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Limitations</span></div></div></td></tr> <tr style="height:175.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:86.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:111pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:176.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">contract application date and </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">confinement must start after the </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">contract issue date</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Must receive your surrender request </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">and written proof of confinement </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">within 91 days after your release </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">from the hospital or nursing home If </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">it is not reasonably possible to </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">provide proof within such time, </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">unless you are legally incapacitated, </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">We must receive it as soon as </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">possible and no later than one year </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">after the 91 Day period has expired.</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Amount withdrawn must be paid </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">directly to you</span></div></div></td></tr> <tr style="height:98.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:86.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Terminal Illness </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Diagnosis</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:111pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Allows you to withdraw </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">contract value without </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">a surrender charge</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:176.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Terminal Illness diagnosis must </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">occur after the contract is issued</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Must be terminally ill and not </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">expected to live more than 12 </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">months</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Amount withdrawn must be after the </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">first contract anniversary and must </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">be paid directly to you</span></div></div></td></tr> <tr style="height:95.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:86.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Standard ROPP </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Death Benefit</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:111pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Provides a guaranteed </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">death benefit equal to </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">the greater of the </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Return of Purchase </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Payment Value (ROPP) </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">or Contract Value</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:176.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Withdrawals will proportionately </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">reduce the benefit, which means </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">your benefit could be reduced by </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">more than the dollar amount of your </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">withdrawals, and such reductions </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">could be significant</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Annuitizing the Contract terminates </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">the benefit</span></div></div></td></tr> <tr style="height:51.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:86.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Contract Value </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Death Benefit</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:111pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Provides a minimum </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">death benefit equal to </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">the Contract Value</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:176.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Annuitizing the Contract terminates </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">the benefit</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Only available for non-qualified </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">contracts</span></div></div></td></tr> <tr style="height:15.75pt;"> <td colspan="5" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:528.0pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Optional</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;"> Benefits</span></div></div></td></tr> <tr style="height:195.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:86.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">MAV Death </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Benefit</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:111pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Increases the </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">guaranteed death </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">benefit to the highest </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">anniversary contract </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">value, adjusted for any </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">partial surrenders</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">0.25</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">% of </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">average daily </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">variable </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">account value</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">0.25</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:176.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Available to </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">owners age 79 and </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">younger</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Must be elected at contract issue</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Not available with </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Contract Value </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">Death Benefit</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">No longer eligible to increase on </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">any contract anniversary on/after </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">your 81st birthday.</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Withdrawals will proportionately </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">reduce the benefit, which means </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">your benefit could be reduced by </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">more than the dollar amount of your </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">withdrawals. Such reductions could </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">be significant.</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Annuitizing the Contract terminates </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">the benefit</span></div></div></td></tr> <tr style="height:12.75pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:86.5pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">5-year MAV</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:111pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Increases the</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">0.10</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">% of</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">0.10</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">%</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:176.5pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Available to </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">owners age 75 and </span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:26.75pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:86.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Name of Benefit</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:111pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Purpose</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:77pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Maximum Fee</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:77pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Current Fee</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:176.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Brief Description of Restrictions/ </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Limitations</span></div></div></td></tr> <tr style="height:181.75pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:86.5pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Death Benefit</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:111pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">guaranteed death </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">benefit to the highest </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">5th anniversary </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">contract value, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">adjusted for any partial </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">surrenders</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">average daily </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">variable </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">account value</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> </span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:176.5pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">younger</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Must be elected at contract issue</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Not available with </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Contract Value </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">Death Benefit</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">No longer eligible to increase on </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">any contract anniversary on/after </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">your 81st birthday</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Withdrawals will proportionately </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">reduce the benefit, which means </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">your benefit could be reduced by </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">more than the dollar amount of your </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">withdrawals. Such reductions could </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">be significant</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Annuitizing the Contract terminates </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">the benefit</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:26.75pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:86.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Name of Benefit</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:111pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Purpose</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:77pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Maximum Fee</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:77pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Current Fee</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:176.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Brief Description of Restrictions/ </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Limitations</span></div></div></td></tr> <tr style="height:15.75pt;"> <td colspan="5" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:528.0pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Standard</span><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;"> Benefits </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;font-weight:bold;">(no additional charge)</span></div></div></td></tr> <tr style="height:48.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:86.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Dollar Cost </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Averaging</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:111pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Allows the systematic </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">transfer of a specified </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">dollar amount among </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">the subaccounts</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:176.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Transfers not available to the </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">Special DCA fixed account</span></div></div></td></tr> <tr style="height:145.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:86.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Special Dollar </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Cost Averaging </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">(SDCA)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:111pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Allows the systematic </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">transfer from the </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Special DCA fixed </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">account to one or more </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">eligible subaccounts</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:176.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Must be funded with a purchase </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">payment, not transferred </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">contract </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">value</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Only 6-month and 12-month options </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">are available</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Transfers occur on a monthly basis </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">and the first monthly transfer </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">occurs one day after we receive </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">your purchase payment</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">You may not use the Special DCA </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">fixed account as a destination for </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">the Special DCA monthly transfer.</span></div></div></td></tr> <tr style="height:87.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:86.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Asset </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Rebalancing</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:111pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Allows you to have your </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">investments </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">periodically rebalanced </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">among the </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">subaccounts to your </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">pre-selected </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">percentages</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:176.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">You must have $2,000 in </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Contract </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">Value</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> to participate.</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">We require 30 days notice for you to </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">change or cancel the program</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">You can request rebalancing to be </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">done either quarterly, semiannually </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">or annually</span></div></div></td></tr> <tr style="height:173.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:86.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Income Guide</span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">(no longer </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">available for new </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">enrollments </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">effective </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">July 1, 2026)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:111pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Provides reporting and </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">monitoring of </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">withdrawals you take </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">from your annuity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:176.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Contract </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">owners must be at least </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">age 50 and no older than age 85</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Available only if the servicing </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">broker-dealer on your contract is </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">Ameriprise Financial Services, LLC</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Not available if you are making </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">substantially equal withdrawals</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Not available if you have more than </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">one systematic withdrawal program </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">in place</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Systematic withdrawals must be set </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">up according to the all the terms of </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">Income Guide</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Your contract cannot have any loans</span></div></div></td></tr> <tr style="height:73.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:86.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Automated </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Partial </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Surrenders</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:111pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Allows automated </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">partial surrenders from </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">the contract</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:176.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Additional systematic payments are </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">not allowed with automated </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">partial </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">surrender</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">s</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">May result in income taxes and IRS </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">penalty on all or a portion of the </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">amounts surrendered</span></div></div></td></tr> <tr style="height:70.75pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:86.5pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Hospital or </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Nursing Home </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Confinement</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:111pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Allows you to withdraw </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">contract value without </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">a surrender charge</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">N/A</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">N/A</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:176.5pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">You must be confined to a hospital </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">or nursing home for the prior </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">60 days or confinement began </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">within 30 days following a 60 day </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">confinement period</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">You must be under age 76 on the </span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:26.75pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:86.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Name of Benefit</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:111pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Purpose</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:77pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Maximum Fee</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:77pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Current Fee</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:176.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Brief Description of Restrictions/ </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Limitations</span></div></div></td></tr> <tr style="height:175.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:86.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:111pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:176.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">contract application date and </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">confinement must start after the </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">contract issue date</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Must receive your surrender request </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">and written proof of confinement </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">within 91 days after your release </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">from the hospital or nursing home If </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">it is not reasonably possible to </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">provide proof within such time, </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">unless you are legally incapacitated, </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">We must receive it as soon as </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">possible and no later than one year </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">after the 91 Day period has expired.</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Amount withdrawn must be paid </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">directly to you</span></div></div></td></tr> <tr style="height:98.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:86.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Terminal Illness </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Diagnosis</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:111pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Allows you to withdraw </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">contract value without </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">a surrender charge</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:176.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Terminal Illness diagnosis must </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">occur after the contract is issued</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Must be terminally ill and not </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">expected to live more than 12 </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">months</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Amount withdrawn must be after the </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">first contract anniversary and must </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">be paid directly to you</span></div></div></td></tr> <tr style="height:95.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:86.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Standard ROPP </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Death Benefit</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:111pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Provides a guaranteed </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">death benefit equal to </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">the greater of the </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Return of Purchase </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Payment Value (ROPP) </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">or Contract Value</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:176.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Withdrawals will proportionately </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">reduce the benefit, which means </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">your benefit could be reduced by </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">more than the dollar amount of your </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">withdrawals, and such reductions </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">could be significant</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Annuitizing the Contract terminates </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">the benefit</span></div></div></td></tr> <tr style="height:51.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:86.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Contract Value </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Death Benefit</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:111pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Provides a minimum </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">death benefit equal to </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">the Contract Value</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:176.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Annuitizing the Contract terminates </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">the benefit</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Only available for non-qualified </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">contracts</span></div></div></td></tr> <tr style="height:15.75pt;"> <td colspan="5" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:528.0pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Optional</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;"> Benefits</span></div></div></td></tr> <tr style="height:195.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:86.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">MAV Death </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Benefit</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:111pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Increases the </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">guaranteed death </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">benefit to the highest </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">anniversary contract </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">value, adjusted for any </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">partial surrenders</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">0.25</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">% of </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">average daily </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">variable </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">account value</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">0.25</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:176.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Available to </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">owners age 79 and </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">younger</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Must be elected at contract issue</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Not available with </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Contract Value </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">Death Benefit</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">No longer eligible to increase on </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">any contract anniversary on/after </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">your 81st birthday.</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Withdrawals will proportionately </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">reduce the benefit, which means </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">your benefit could be reduced by </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">more than the dollar amount of your </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">withdrawals. Such reductions could </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">be significant.</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Annuitizing the Contract terminates </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">the benefit</span></div></div></td></tr> <tr style="height:12.75pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:86.5pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">5-year MAV</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:111pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Increases the</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">0.10</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">% of</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">0.10</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">%</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:176.5pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Available to </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">owners age 75 and </span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:26.75pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:86.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Name of Benefit</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:111pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Purpose</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:77pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Maximum Fee</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:77pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Current Fee</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:176.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Brief Description of Restrictions/ </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Limitations</span></div></div></td></tr> <tr style="height:181.75pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:86.5pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Death Benefit</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:111pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">guaranteed death </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">benefit to the highest </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">5th anniversary </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">contract value, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">adjusted for any partial </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">surrenders</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">average daily </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">variable </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">account value</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:77pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> </span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:176.5pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">younger</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Must be elected at contract issue</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Not available with </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Contract Value </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">Death Benefit</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">No longer eligible to increase on </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">any contract anniversary on/after </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">your 81st birthday</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Withdrawals will proportionately </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">reduce the benefit, which means </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">your benefit could be reduced by </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">more than the dollar amount of your </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">withdrawals. Such reductions could </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">be significant</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Annuitizing the Contract terminates </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">the benefit</span></div></div></td></tr></table> true true true true true true true true true <span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Dollar Cost </span><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Averaging</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Allows the systematic </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">transfer of a specified </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">dollar amount among </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">the subaccounts</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Transfers not available to the </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">Special DCA fixed account</span> <span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Special Dollar </span><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Cost Averaging </span><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">(SDCA)</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Allows the systematic </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">transfer from the </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Special DCA fixed </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">account to one or more </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">eligible subaccounts</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Must be funded with a purchase </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">payment, not transferred </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">contract </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">value</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Only 6-month and 12-month options </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">are available</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Transfers occur on a monthly basis </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">and the first monthly transfer </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">occurs one day after we receive </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">your purchase payment</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">You may not use the Special DCA </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">fixed account as a destination for </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">the Special DCA monthly transfer.</span> <span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Asset </span><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Rebalancing</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Allows you to have your </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">investments </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">periodically rebalanced </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">among the </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">subaccounts to your </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">pre-selected </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">percentages</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">You must have $2,000 in </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Contract </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">Value</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> to participate.</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">We require 30 days notice for you to </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">change or cancel the program</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">You can request rebalancing to be </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">done either quarterly, semiannually </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">or annually</span> <span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Income Guide</span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">(no longer </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">available for new </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">enrollments </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">effective </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">July 1, 2026)</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Provides reporting and </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">monitoring of </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">withdrawals you take </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">from your annuity</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Contract </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">owners must be at least </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">age 50 and no older than age 85</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Available only if the servicing </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">broker-dealer on your contract is </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">Ameriprise Financial Services, LLC</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Not available if you are making </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">substantially equal withdrawals</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Not available if you have more than </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">one systematic withdrawal program </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">in place</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Systematic withdrawals must be set </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">up according to the all the terms of </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">Income Guide</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Your contract cannot have any loans</span> <span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Automated </span><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Partial </span><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Surrenders</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Allows automated </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">partial surrenders from </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">the contract</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Additional systematic payments are </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">not allowed with automated </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">partial </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">surrender</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">s</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">May result in income taxes and IRS </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">penalty on all or a portion of the </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">amounts surrendered</span> <span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Hospital or </span><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Nursing Home </span><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Confinement</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Allows you to withdraw </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">contract value without </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">a surrender charge</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">You must be confined to a hospital </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">or nursing home for the prior </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">60 days or confinement began </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">within 30 days following a 60 day </span><span style="font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">confinement period</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">You must be under age 76 on the </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">contract application date and </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">confinement must start after the </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">contract issue date</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Must receive your surrender request </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">and written proof of confinement </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">within 91 days after your release </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">from the hospital or nursing home If </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">it is not reasonably possible to </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">provide proof within such time, </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">unless you are legally incapacitated, </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">We must receive it as soon as </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">possible and no later than one year </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">after the 91 Day period has expired.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Amount withdrawn must be paid </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">directly to you</span> <span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Terminal Illness </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Diagnosis</span> <span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Allows you to withdraw </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">contract value without </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">a surrender charge</span> <span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Terminal Illness diagnosis must </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">occur after the contract is issued</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Must be terminally ill and not </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">expected to live more than 12 </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">months</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Amount withdrawn must be after the </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">first contract anniversary and must </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">be paid directly to you</span> <span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Standard ROPP </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Death Benefit</span> <span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Provides a guaranteed </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">death benefit equal to </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">the greater of the </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Return of Purchase </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Payment Value (ROPP) </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">or Contract Value</span> <span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Withdrawals will proportionately </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">reduce the benefit, which means </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">your benefit could be reduced by </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">more than the dollar amount of your </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">withdrawals, and such reductions </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">could be significant</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Annuitizing the Contract terminates </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">the benefit</span> <span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Contract Value </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Death Benefit</span> <span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Provides a minimum </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">death benefit equal to </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">the Contract Value</span> <span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Annuitizing the Contract terminates </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">the benefit</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Only available for non-qualified </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">contracts</span> true true <span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">MAV Death </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Benefit</span> <span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Increases the </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">guaranteed death </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">benefit to the highest </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">anniversary contract </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">value, adjusted for any </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">partial surrenders</span> 0.0025 0.0025 <span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Available to </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">owners age 79 and </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">younger</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Must be elected at contract issue</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Not available with </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Contract Value </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">Death Benefit</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">No longer eligible to increase on </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">any contract anniversary on/after </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">your 81st birthday.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Withdrawals will proportionately </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">reduce the benefit, which means </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">your benefit could be reduced by </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">more than the dollar amount of your </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">withdrawals. Such reductions could </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">be significant.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Annuitizing the Contract terminates </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">the benefit</span> <span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">5-year MAV</span> <span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Increases the</span> 0.0010 0.0010 <span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Available to </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">owners age 75 and </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Death Benefit</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">guaranteed death </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">benefit to the highest </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">5th anniversary </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">contract value, </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">adjusted for any partial </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">surrenders</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">average daily </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">variable </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">account value</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">younger</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Must be elected at contract issue</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Not available with </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Contract Value </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">Death Benefit</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">No longer eligible to increase on </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">any contract anniversary on/after </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">your 81st birthday</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Withdrawals will proportionately </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">reduce the benefit, which means </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">your benefit could be reduced by </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">more than the dollar amount of your </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">withdrawals. Such reductions could </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">be significant</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.5pt;">Annuitizing the Contract terminates </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:9.0pt;">the benefit</span> <span style="color:#000000;font-family:Arial;font-size:16.74pt;">Benefits in Case of Death </span><span style="font-family:Arial;font-size:9.30pt;">We will pay the death benefit to your beneficiary upon your death if you die before the annuitization start date and the contract value is greater than zero. If a contract has more than one person as the owner, we will pay benefits upon the first to die of any owner. If the joint owners are spouses, the surviving spouse will be treated as the sole primary beneficiary. Further, a spousal joint owner may have the right to continue the contract in force upon your death (see</span><span style="font-family:Arial;font-size:9.30pt;line-height:10.2300pt;"> </span><span style="font-family:Arial;font-size:9.30pt;">“Spousal continuation”). </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">All contracts include a Standard Return of Purchase Payment (ROPP) Death Benefit; however, non-qualified contracts can elect to opt out of the Standard ROPP Death Benefit and instead receive the Contract Value Death Benefit for a reduced mortality and expense risk charge. If you select the Contract Value Death Benefit, your beneficiary will only receive the contract value which is impacted by investment performance and charges. You will not have a guaranteed return of purchase payments at death. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">If you have the Standard ROPP Death Benefit and if you die prior to the annuitization start date, we will pay the beneficiary the greater of the following amounts: </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">the Contract Value, as of the day we receive due proof of death; or </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">ROPP value, which is explained below. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">If you have a non-qualified contract and elect the Contract Value Death Benefit and if you die prior to the annuitization start date, we will pay the beneficiary the Contract Value, as of the day we receive due proof of death. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">Here are some terms that are used to describe the Standard ROPP Death Benefit and optional death benefits: </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">ROPP Value:</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;"> is the initial purchase payment on the contract issue date. Additional purchase payments will be added to the ROPP value. Adjusted partial surrenders will be subtracted from the ROPP value.</span><span style="color:#000000;font-family:Arial;font-size:1pt;line-height:0.0000pt;"> </span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:217.97pt;"> <tr style="height:10.5pt;"> <td rowspan="2" style="padding-bottom:3.75pt;padding-top:3.75pt;vertical-align:Middle;width:133.97pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:6pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Adjusted partial surrenders</span></div></div></td> <td rowspan="2" style="padding-bottom:3.75pt;padding-top:3.75pt;vertical-align:Middle;width:18pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:6pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">=</span></div></div></td> <td style="padding-bottom:1.75pt;padding-top:1.75pt;vertical-align:Middle;width:66pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:9.09%;margin-right:0%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">a × b</span></div></div></div></td></tr> <tr style="height:11.5pt;"> <td style="padding-bottom:1.5pt;padding-top:3.75pt;vertical-align:Middle;width:66pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">c</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:525pt;"> <tr style="height:9.25pt;"> <td style="padding-bottom:2.5pt;padding-top:2.5pt;vertical-align:Top;width:14.4pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:6pt;margin-right:3pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;">a</span></div></div></td> <td style="padding-bottom:2.5pt;padding-top:2.5pt;vertical-align:Top;width:12pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">=</span></div></div></td> <td style="padding-bottom:2.5pt;padding-top:2.5pt;vertical-align:Top;width:498.6pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">the amount your contract value is reduced by the partial surrender.</span></div></div></td></tr> <tr style="height:11.75pt;"> <td style="padding-bottom:2.5pt;padding-top:2.5pt;vertical-align:Top;width:14.4pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:6pt;margin-right:3pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;">b</span></div></div></td> <td style="padding-bottom:2.5pt;padding-top:2.5pt;vertical-align:Top;width:12pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">=</span></div></div></td> <td style="padding-bottom:2.5pt;padding-top:2.5pt;vertical-align:Top;width:498.6pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">the applicable ROPP value, MAV value or 5-year MAV value on the date of (but prior to) the partial surrender.</span></div></div></td></tr> <tr style="height:10.25pt;"> <td style="padding-bottom:3pt;padding-top:2.5pt;vertical-align:Top;width:14.4pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:6pt;margin-right:3pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;">c</span></div></div></td> <td style="padding-bottom:3pt;padding-top:2.5pt;vertical-align:Top;width:12pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">=</span></div></div></td> <td style="padding-bottom:3pt;padding-top:2.5pt;vertical-align:Top;width:498.6pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">the contract value on the date of (but prior to) the partial surrender.</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:9.30pt;">If you take a partial surrender, the applicable ROPP, MAV, or 5-year MAV value will be reduced proportionally based on the percentage of contract value that is withdrawn. This means that if the contract value is higher than the ROPP, MAV, or 5-year MAV value at the time of a partial surrender, then the ROPP, MAV, or 5-year MAV Value is reduced by an amount that is less than the dollar amount withdrawn. Conversely, if the contract value is lower than the ROPP, MAV, or 5-year MAV value at the time of a partial surrender, then the ROPP, MAV, or 5-year MAV value is reduced by an amount that is more than the dollar amount withdrawn. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">Covered Life Change</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">: is either continuation of the contract by a spouse under the spousal continuation provision, or an ownership change where any owner after the ownership change was not an owner prior to the change.</span> <br/><span style="color:#000000;font-family:Arial;font-size:9.30pt;">For a spouse who continues the contract, we set the ROPP value to the contract value on the date of the continuation </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">after any increase to the contract value due to the death benefit that would otherwise have been paid. </span> <br/><span style="color:#000000;font-family:Arial;font-size:9.30pt;">After a covered life change other than for the spouse who continues the contract, we reset the ROPP value on the valuation date we receive your written request for the ownership change to the contract value if that amount is less.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;line-height:10.2300pt;"> </span><span style="color:#000000;font-family:Arial;font-size:12.09pt;">If You Die Before the Annuitization Start Date </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">When paying the beneficiary, we will process the death claim on the valuation date our death claim requirements are fulfilled. We will determine the contract’s value using the accumulation unit value we calculate on that valuation date. We will mail payment to the beneficiary within seven days after our death claim requirements are fulfilled. Death claim requirements generally include due proof of death and will be detailed in the claim materials we send upon notification of death. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">When paying multiple beneficiaries, we will process the death claim of each beneficiary on the valuation date when a beneficiary provides us with complete death claim requirements. We will determine a beneficiary’s proceeds using the accumulation unit value we calculate on that valuation date. The remaining contract value remains invested as was specified at time of death. We pay interest, if any, at a rate no less than required by law. We will mail payment to a beneficiary within seven days after our death claim requirements are fulfilled. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">Nonqualified annuities </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">Spousal continuation:</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;"> If your spouse is sole primary beneficiary and you die before the annuitization start date, your spouse may keep the contract as owner with the contract value equal to the death benefit that would otherwise have been paid. To do this your spouse must, on the date our death claim requirements are fulfilled, give us written instructions to continue the contract as owner. Your spouse may not make additional purchase payments. </span><span style="font-family:Arial;font-size:9.30pt;">There will be no surrender charges on the contract from that point forward. If you elected any optional contract features or riders, your spouse will be subject to all limitations and/or restrictions of those features or riders just as if they were purchasing a new contract and the values may be reset (see “Optional Death Benefits” and “Benefits in Case of Death”). In addition, the age band used to determine the mortality and expense risk fee may change depending on the attained age of the spouse (see “Charges and Adjustments</span><span style="font-family:Arial;font-size:9.30pt;line-height:10.2300pt;"> </span><span style="font-family:Arial;font-size:9.30pt;">–</span><span style="font-family:Arial;font-size:9.30pt;line-height:10.2300pt;"> </span><span style="font-family:Arial;font-size:9.30pt;">Annual Contract Expenses</span><span style="font-family:Arial;font-size:9.30pt;line-height:10.2300pt;"> </span><span style="font-family:Arial;font-size:9.30pt;">– Mortality and Expense Risk Fee”). </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">If your beneficiary is not your spouse, or your spouse does not elect spousal continuation, we will pay the beneficiary in a single sum unless you give us other written instructions. Generally, we must fully distribute the death benefit within five years of your death. However, the beneficiary may receive payouts under any annuity payout plan available under this contract if: </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">the beneficiary elects in writing, and payouts begin, no later than one year after your death, or other date as permitted by the IRS; and </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">the payout period does not extend beyond the beneficiary’s life or life expectancy. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">Qualified annuities </span><span style="font-family:Arial;font-size:9.30pt;">The information below has been revised to reflect regulations issued by the Internal Revenue Service that describe the requirements for required minimum distributions when a person or entity inherit assets held in an IRA, 403(b) or qualified retirement plan. Contract owners are advised to work with a tax professional to understand their required minimum distribution obligations under the regulations and federal law. The regulations can be found in the IRS Notice 2024-35. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">Spouse beneficiary</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">: If you have not elected an annuity payout plan, and if your spouse is the sole primary beneficiary, your spouse may either elect to treat the contract as his/her own (spousal continuation), so long as he </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">or she is eligible to do so or elect an annuity payout plan or another plan agreed to by us. If your spouse elects a payout option, the payouts must begin no later than the year in which you would have reached age 73. If you attained age 73 at the time of death, payouts must begin no later than Dec. 31 of the year following the year of your death. </span><span style="font-family:Arial;font-size:9.30pt;">Your spouse may elect to assume ownership of the contract with the contract value equal to the death benefit that would otherwise have been paid. To do this your spouse must, on the date our death claim requirements are fulfilled, give us written instructions to continue the contract as owner. There will be no surrender charges on the contract from that point forward. If you elected any optional contract features or riders, your spouse will be subject to all limitations and/or restrictions of those features or riders just as if they were purchasing a new contract and the values may be reset (see “Optional Death Benefits” and “Benefits in Case of Death”). In addition, the age band used to determine the mortality and expense risk fee may change depending on the attained age of the spouse (see “Charges and Adjustments</span><span style="font-family:Arial;font-size:9.30pt;line-height:10.2300pt;"> </span><span style="font-family:Arial;font-size:9.30pt;">–</span><span style="font-family:Arial;font-size:9.30pt;line-height:10.2300pt;"> </span><span style="font-family:Arial;font-size:9.30pt;">Annual Contract Expenses</span><span style="font-family:Arial;font-size:9.30pt;line-height:10.2300pt;"> </span><span style="font-family:Arial;font-size:9.30pt;">– Mortality and Expense Risk Fee”). </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">If you purchased this contract as an inherited IRA and your spouse is the sole beneficiary, he or she can elect to continue this contract as an inherited IRA. Your spouse must follow the schedule of minimum surrenders established based on your life expectancy and must withdraw his or her entire inherited interest by December 31 of the 10</span><span style="color:#000000;font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">th</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;"> year following your date of death. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">If you purchased this contract as an inherited IRA and your spouse is not the sole beneficiary, he or she can elect an alternative payment plan for his or her share of the death benefit and all optional death benefits will terminate. Your spouse beneficiary must submit the applicable investment options form. No additional purchase payments will be accepted. The death benefit payable on the death of the spouse beneficiary is the contract value and the mortality and expense risk fee will be reset based on the spouse's attained age. Your spouse must follow the schedule of minimum surrenders established based on your life expectancy and must withdraw his or her entire inherited interest by December 31 of the 10</span><span style="color:#000000;font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">th</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;"> year following your date of death. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">Non-spouse beneficiary:</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;"> If you have not elected an annuity payout plan, the beneficiary is required to withdraw his or her entire inherited interest by December 31 of the 10</span><span style="color:#000000;font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">th</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;"> year following your date of death unless they qualify as an “eligible designated beneficiary.” Your beneficiary may be required to take distributions during the 10-year period if you died after your Required Beginning Date, as defined by the Code. Eligible designated beneficiaries may continue to take proceeds out over your life expectancy if you died prior to your Required Beginning Date or over the greater of your life expectancy or their life expectancy if you died after your Required Beginning Date. Eligible designated beneficiaries include: </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">the surviving spouse; </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">a lawful child of the owner under the age of 21 (remaining amount must be withdrawn by the earlier of the end of the year the minor turns 31 or end of the 10th year following the minor's death); </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">disabled within the meaning of Code section 72(m)(7); </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">chronically ill within the meaning of Code section 7702B(c)(2); </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">any other person who is not more than 10 years younger than the owner. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">However, non-natural beneficiaries, such as estates and charities, are subject to a five-year rule to distribute the IRA if you died prior to your Required Beginning Date. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">We will pay the beneficiary in a single sum unless the beneficiary elects to receive payouts under a payout plan available under this contract and: </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">the beneficiary elects in writing, and payouts begin, no later than one year following the year of your death; and </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">the payout period does not extend beyond December 31 of the 10</span><span style="color:#000000;font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;">th</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;"> year following your death or the applicable life expectancy for an eligible designated beneficiary </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">Spouse and Non-spouse beneficiary:</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;"> If a beneficiary elects an alternative payment plan which is an inherited IRA, all optional death benefits will terminate. The beneficiary must submit the applicable investment options form. No additional purchase payments will be accepted. The death benefit payable on the death of the beneficiary is the contract value (however, the morality and expense risk charge is still based on the standard ROPP death benefit).The age band will be reset to reflect the age of the new owner on the date of the Covered Life Change and the size band will be reset based on the beneficiary’s portion of the death benefit proceeds, which may affect the mortality and expense risk fee charge. </span><span style="color:#000000;font-family:Arial;font-size:12.09pt;">If You Die After the Annuitization Start Date </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">If you die after the annuitization start date, the amount payable to your beneficiary, if any, will depend on the annuity payment plan elected, subject to adjustment in order to comply with the IRS rules and regulations. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">Death of the owner</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">: If the owner is the annuitant and dies after the annuitization start date, payments cease for lifetime only payment plans. Payments continue to the owner’s beneficiaries for the remainder of any guarantee period or for the lifetime of a surviving joint annuitant, if any. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">If the owner is not the annuitant and dies after the annuitization start date, payments continue to the beneficiaries according to the payment plan in effect. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">Death of the annuitant or of a beneficiary receiving payments under an annuity payment plan</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">: If the owner is not the annuitant and the annuitant dies after the annuitization start date, payments cease for lifetime payment plans. Payments continue to the owner for the remainder of any guarantee period or for the lifetime of a surviving joint annuitant, if any. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">If a beneficiary elects an annuity payment plan as provided under the payment options provision above and dies after payments begin, payments continue to beneficiaries named by the deceased beneficiary as provided under the change of beneficiary provision for the remainder of any guarantee period. (See “Annuity Payout Plans”) </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">In any event, amounts remaining payable must be paid at least as rapidly as payments were being made at the time of such death.</span> <span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">Example of Standard ROPP Death Benefit calculation: </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">You purchase the contract with a payment of $20,000 </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">During the second contract year the contract value falls to $18,000, at which point you take a $1,500 partial surrender, leaving a contract value of $16,500.</span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:528pt;"> <tr style="height:9.75pt;"> <td colspan="3" style="padding-bottom:3pt;padding-top:3pt;vertical-align:Top;width:480pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">We calculate the death benefit as follows:</span></div></div></td> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:45pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:3pt;text-align:right;width:39pt;"> <div style="display:flex;margin:auto;width:41.0pt;"> <div style="display:flex;white-space:nowrap;width:41.0pt;"> </div></div></div></td> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr> <tr style="height:12.75pt;"> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Top;width:27pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> </span></div></div></td> <td colspan="2" style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;width:453pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">The total purchase payments minus adjustments for partial surrenders:</span></div></div></td> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:45pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:3pt;text-align:right;width:39pt;"> <div style="display:flex;margin:auto;width:41.0pt;"> <div style="display:flex;white-space:nowrap;width:41.0pt;"> </div></div></div></td> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr> <tr style="height:23.75pt;"> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Top;width:27pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> </span></div></div></td> <td colspan="2" style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;width:453pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Total purchase payments</span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">minus adjusted partial surrenders, calculated as:</span></div></div></td> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:45pt;"> <div style="line-height:10.2300pt;margin-left:3pt;margin-right:3pt;text-align:right;width:39pt;"> <div style="display:flex;margin:auto;width:41.0pt;"> <div style="display:flex;white-space:nowrap;width:41.0pt;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;width:auto;">$</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;width:41.0pt;">20,000</span></div></div></div></td> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr> <tr style="height:14pt;"> <td style="padding-bottom:4.25pt;padding-top:3pt;vertical-align:Top;width:27pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> </span></div></div></td> <td style="padding-bottom:1.25pt;padding-top:3pt;vertical-align:Bottom;width:102pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="border-bottom:0.5pt groove #000000;color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">$1,500 × $20,000</span></div></div></td> <td rowspan="2" style="padding-bottom:4.25pt;padding-top:3pt;vertical-align:Middle;width:351pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">=</span></div></div></td> <td style="padding-bottom:1.25pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:45pt;"> <div style="line-height:10.3000pt;margin-left:3pt;margin-right:3pt;text-align:right;width:39pt;"> <div style="display:flex;margin:auto;width:41.0pt;"> <div style="border-bottom:0.5pt groove #000000;display:flex;white-space:nowrap;width:41.0pt;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;width:41.0pt;">–1,667</span></div></div></div></td> <td style="padding-bottom:4.25pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr> <tr style="height:14pt;"> <td style="padding-bottom:3pt;padding-top:4.25pt;vertical-align:Top;width:27pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> </span></div></div></td> <td style="padding-bottom:3pt;padding-top:4.25pt;vertical-align:Bottom;width:102pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;">$18,000</span></div></div></td> <td style="padding-bottom:3pt;padding-top:4.25pt;vertical-align:Bottom;white-space:nowrap;width:45pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:3pt;text-align:right;width:39pt;"> <div style="display:flex;margin:auto;width:41.0pt;"> <div style="display:flex;white-space:nowrap;width:41.0pt;"> </div></div></div></td> <td style="padding-bottom:3pt;padding-top:4.25pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr> <tr style="height:14.5pt;"> <td style="padding-bottom:4.75pt;padding-top:3pt;vertical-align:Top;width:27pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> </span></div></div></td> <td colspan="2" style="padding-bottom:4.75pt;padding-top:3pt;vertical-align:Bottom;width:453pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">for a death benefit of:</span></div></div></td> <td style="padding-bottom:1.75pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:45pt;"> <div style="line-height:12.3000pt;margin-left:3pt;margin-right:3pt;text-align:right;width:39pt;"> <div style="display:flex;margin:auto;width:41.0pt;"> <div style="border-bottom:1.5pt groove #000000;display:flex;white-space:nowrap;width:41.0pt;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;width:auto;">$</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;width:41.0pt;">18,333</span></div></div></div></td> <td style="padding-bottom:4.75pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr> <tr style="height:12.5pt;"> <td style="padding-bottom:1.5pt;padding-top:4.75pt;vertical-align:Top;width:27pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> </span></div></div></td> <td colspan="2" style="padding-bottom:1.5pt;padding-top:4.75pt;vertical-align:Bottom;width:453pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">since this is greater than your contract value of $16,500</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:4.75pt;vertical-align:Bottom;white-space:nowrap;width:45pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:3pt;text-align:right;width:39pt;"> <div style="display:flex;margin:auto;width:41.0pt;"> <div style="display:flex;white-space:nowrap;width:41.0pt;"> </div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:4.75pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr></table> <span style="color:#000000;font-family:Arial;font-size:12.09pt;">Maximum Anniversary Value (MAV) Death Benefit </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">The MAV Death Benefit provides that if you die while the contract is in force and before the annuitization start date, the death benefit will be the greatest of these values: </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">1.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">the contract value; </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">2.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">the ROPP value; or </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">3.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">the MAV. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">The MAV equals the ROPP value prior to the first contract anniversary. Every contract anniversary prior to the earlier of your 81st birthday or your death, we compare the MAV to the current contract value and we reset the MAV to the higher amount. The MAV is increased by any additional purchase payments and reduced by adjusted partial surrenders as described above in the “Benefits in Case of Death” section. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">For a spouse who is age 79 or younger and continues the contract, we reset the MAV to the contract value on the date of the continuation after any increase to the contract value due to the death benefit that would otherwise have been paid. If your spouse is age 80 or older when the contract is continued, the MAV death benefit will terminate and the Standard ROPP Death Benefit will apply. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">After a covered life change other than for a spouse who continues the contract, if all owners are age 79 or younger, we reset the MAV on the valuation date we receive your request for the ownership change to the lesser of these two values: </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">(a)</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">the contract value, or </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">(b)</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">the MAV on that date, but prior to the reset. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">If any owner is age 80 or older at the time of the covered life change, the MAV death benefit will terminate and the Standard ROPP Death Benefit will apply. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">You cannot elect the optional MAV Death Benefit if you have elected the Contract Value Death Benefit. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">For an example, please see Appendix C.</span> <span style="color:#000000;font-family:Arial;font-size:12.09pt;">5-Year Maximum Anniversary Value (5-Year MAV) Death Benefit </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">The 5-year MAV Death Benefit provides that if you die while the contract is in force and before the annuitization start date, the death benefit will be the greatest of these values: </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">1.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">the contract value; </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">2.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">the ROPP value; or </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">3.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">the 5-year MAV. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">The 5-year MAV equals the ROPP value prior to the fifth contract anniversary. Every fifth contract anniversary prior to the earlier of your 81st birthday or your death, we compare the 5-year MAV to the current contract value and we reset the 5-Year MAV to the higher amount. The 5-year MAV is increased by any additional purchase payments and reduced by adjusted partial surrenders as described above in the “Benefits in Case of Death” section. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">For a spouse who is age 75 or younger and continues the contract, we reset the 5-Year MAV to the contract value on the date of the continuation after any increase to the contract value due to the death benefit that would otherwise have been paid. If your spouse is age 76 or older when the contract was continued, the 5-year MAV death benefit will terminate and the Standard ROPP Death Benefit will apply. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">After a covered life change other than for a spouse who continues the contract, if all owners are age 75 or younger, we reset the 5-Year MAV on the valuation date we receive your request for the ownership change to the lesser of these two values: </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">(a)</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">the contract value, or </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">(b)</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">the 5-Year MAV on that date, but prior to the reset. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">If any owner is age 76 or older at the time of the covered life change, the 5-year MAV death benefit will terminate and the Standard ROPP Death Benefit will apply. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">You cannot elect the optional 5-Year MAV Death Benefit if you have elected the Contract Value Death Benefit. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">For an example, please see Appendix C.</span> <span style="font-family:Arial;font-size:16.74pt;">Appendix A:</span><span style="font-family:Arial;font-size:16.74pt;line-height:16.74pt;"> </span><span style="font-family:Arial;font-size:16.74pt;">Investment Options Available Under the Contract</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">The following is a list of funds available under the contract. More information about the funds is available in the prospectuses for the funds, which may be amended from time to time and can be found online at riversource.com. You can also request this information at no cost by calling 1-800-862-7919 or by sending an email request to riversource.annuityservice@ampf.com. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">The current expenses and performance information below reflects fee and expenses of the funds, but do not reflect the other fees and expenses that your contract may charge. Expenses would be higher and performance would be lower if these other charges were included. Each fund’s past performance is not necessarily an indication of future performance.</span><span style="color:#000000;font-family:Arial;font-size:1pt;line-height:0.0000pt;"> </span> <span style="color:#000000;font-family:Arial;font-size:9.30pt;">The following is a list of funds available under the contract. More information about the funds is available in the prospectuses for the funds, which may be amended from time to time and can be found online at riversource.com. You can also request this information at no cost by calling 1-800-862-7919 or by sending an email request to riversource.annuityservice@ampf.com. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">The current expenses and performance information below reflects fee and expenses of the funds, but do not reflect the other fees and expenses that your contract may charge. Expenses would be higher and performance would be lower if these other charges were included. Each fund’s past performance is not necessarily an indication of future performance.</span><span style="color:#000000;font-family:Arial;font-size:1pt;line-height:0.0000pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:31pt;"> <td rowspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:116.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Investment Objective</span></div></div></td> <td rowspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:205pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Fund and</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;font-weight:bold;">Adviser/Sub-Adviser</span></div></div></td> <td rowspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:56pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Current </span></div> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">Expenses </span></div> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">Ratio</span></div> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">[NET]</span></div></div></td> <td colspan="3" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:150.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Average Annual Total Returns</span></div> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:15.75pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:50pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">1 Year</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:50pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">5 Year</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:50.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">10 Year</span></div></div></td></tr> <tr style="height:26.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term growth </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">of capital.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">AB VPS Large Cap Growth Portfolio (Class B)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">AllianceBernstein L.P.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.90%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">12.85%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:5.0pt;">11.76%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">15.88%</span></div></div></div></td></tr> <tr style="height:26.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term growth </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">of capital.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">AB VPS Relative Value Portfolio (Class B)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">AllianceBernstein L.P.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.85%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">10.20%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:5.0pt;">11.15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">10.30%</span></div></div></div></td></tr> <tr style="height:37.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term growth </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">of capital.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">AB VPS Sustainable Global Thematic </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Portfolio (Class B)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">AllianceBernstein L.P.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.20%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">6.02%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">3.02%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">9.80%</span></div></div></div></td></tr> <tr style="height:59.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term capital </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Allspring VT Small Cap Growth Fund </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class 2)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Allspring Funds Management, LLC, adviser; </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Allspring Global Investments, LLC, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">subadviser.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.16%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">9.25%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">(0.96%)</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">9.94%</span></div></div></div></td></tr> <tr style="height:114.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">The Portfolio seeks </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">investment results that </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">correspond (before fees </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">and expenses) generally </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">to the price and yield </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">performance of its </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">underlying index, the </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Alerian Midstream </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Energy Select Index (the </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">"Index").</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">ALPS | Alerian Energy Infrastructure Portfolio </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class III)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">ALPS Advisors, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.30%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">4.66%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:5.0pt;">22.06%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">10.70%</span></div></div></div></td></tr> <tr style="height:37.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term growth </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">of capital.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">BlackRock Advantage SMID Cap V.I. Fund </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class III)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">BlackRock Advisors, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.80%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">10.87%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">6.77%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">10.85%</span></div></div></div></td></tr> <tr style="height:59.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks high total </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">investment return.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">BlackRock Global Allocation V.I. Fund </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class III)</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">2</span> <div style="clear:right;"> </div></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">BlackRock Advisors, LLC, adviser; BlackRock </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">(Singapore) Limited and BlackRock </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">International Limited, subadvisers.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.01%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">19.42%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">5.51%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">7.33%</span></div></div></div></td></tr> <tr style="height:56.75pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term capital </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">BNY Mellon Sustainable U.S. Equity </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Portfolio, Inc. (Service Shares)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">BNY Mellon Investment Adviser, Inc., </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">adviser; Newton Investment Management </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Limited, subadviser.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.91%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">15.67%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:5.0pt;">11.65%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">13.27%</span><span style="font-family:Arial;font-size:9.30pt;line-height:10.2300pt;margin-left:0.0pt;"> </span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:31pt;"> <td rowspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:116.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Investment Objective</span></div></div></td> <td rowspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:205pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Fund and</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;font-weight:bold;">Adviser/Sub-Adviser</span></div></div></td> <td rowspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:56pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Current </span></div> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">Expenses </span></div> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">Ratio</span></div> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">[NET]</span></div></div></td> <td colspan="3" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:150.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Average Annual Total Returns</span></div> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:15.75pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:50pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">1 Year</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:50pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">5 Year</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:50.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">10 Year</span></div></div></td></tr> <tr style="height:103.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to achieve a </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">competitive total return </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">through an actively </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">managed portfolio of </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">stocks, bonds and </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">money market </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">instruments which offer </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">income and capital </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">growth opportunity.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Calvert VP SRI Balanced Portfolio (Class F)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Calvert Research and Management</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.90%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">11.68%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">8.43%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">9.51%</span></div></div></div></td></tr> <tr style="height:37.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term capital </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Acorn Fund</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.86%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">4.47%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">1.02%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">8.66%</span></div></div></div></td></tr> <tr style="height:48.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term capital </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Acorn </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">International Fund</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.01%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span> <div style="clear:right;"> </div></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">12.76%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">(1.00%)</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">4.31%</span></div></div></div></td></tr> <tr style="height:59.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks maximum total </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">investment return </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">through a combination </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">of capital growth and </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">current income.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Balanced Fund </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class 2)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.96%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">13.75%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">8.45%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">9.48%</span></div></div></div></td></tr> <tr style="height:48.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with total </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">return.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Commodity </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Strategy Fund (Class 2)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.98%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">15.30%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:5.0pt;">12.44%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">6.46%</span></div></div></div></td></tr> <tr style="height:48.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks total return, </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">consisting of long-term </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">capital appreciation and </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">current income.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Contrarian Core </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Fund (Class 2)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.95%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">17.35%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:5.0pt;">13.89%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">14.03%</span></div></div></div></td></tr> <tr style="height:70.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term capital </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Cornerstone </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Equity Fund (Class 2) (previously Columbia </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Variable Portfolio - Select Large Cap Equity </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Fund (Class 2))</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.92%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">13.96%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:5.0pt;">13.30%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:17.8pt;">-</span></div></div></div></td></tr> <tr style="height:70.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">long-term capital growth.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Cornerstone </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Growth Fund (Class 2) (previously Columbia </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Variable Portfolio - Large Cap Growth Fund </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class 2))</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.96%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">15.85%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:5.0pt;">13.75%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">15.69%</span></div></div></div></td></tr> <tr style="height:48.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Disciplined </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Core Fund (Class 2)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.93%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">14.35%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:5.0pt;">13.87%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">13.31%</span></div></div></div></td></tr> <tr style="height:67.75pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with a high </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">level of current income </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">and, as a secondary </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">objective, steady growth </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">of capital.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Dividend </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Opportunity Fund (Class 2)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.90%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">15.56%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:5.0pt;">11.60%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">10.15%</span><span style="font-family:Arial;font-size:9.30pt;line-height:10.2300pt;margin-left:0.0pt;"> </span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:31pt;"> <td rowspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:116.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Investment Objective</span></div></div></td> <td rowspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:205pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Fund and</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;font-weight:bold;">Adviser/Sub-Adviser</span></div></div></td> <td rowspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:56pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Current </span></div> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">Expenses </span></div> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">Ratio</span></div> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">[NET]</span></div></div></td> <td colspan="3" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:150.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Average Annual Total Returns</span></div> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:15.75pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:50pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">1 Year</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:50pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">5 Year</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:50.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">10 Year</span></div></div></td></tr> <tr style="height:81.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Non-diversified fund that </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">seeks to provide </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with high </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">total return through </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">current income and, </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">secondarily, through </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Emerging </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Markets Bond Fund (Class 2)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.98%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">12.65%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">1.47%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">4.03%</span></div></div></div></td></tr> <tr style="height:48.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">long-term capital growth.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Emerging </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Markets Fund (Class 2)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.34%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">30.87%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">(1.37%)</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">7.00%</span></div></div></div></td></tr> <tr style="height:70.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">maximum current </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">income consistent with </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">liquidity and stability of </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">principal.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Government </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Money Market Fund (Class 2)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.59%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">3.71%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">2.79%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">1.72%</span></div></div></div></td></tr> <tr style="height:81.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with high </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">current income as its </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">primary objective and, </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">as its secondary </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">objective, capital </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">growth.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - High Yield Bond </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Fund (Class 2)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.89%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">8.49%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">3.93%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">5.51%</span></div></div></div></td></tr> <tr style="height:59.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with a high </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">total return through </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">current income and </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Income </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Opportunities Fund (Class 2)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.89%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">8.43%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">3.60%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">5.17%</span></div></div></div></td></tr> <tr style="height:81.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with a high </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">level of current income </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">while attempting to </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">conserve the value of </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">the investment for the </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">longest period of time.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Intermediate </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Bond Fund (Class 2)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.78%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">8.84%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">(0.68%)</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">2.52%</span></div></div></div></td></tr> <tr style="height:48.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">long-term capital </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Large Cap Index </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Fund (Class 2)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.50%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">17.25%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:5.0pt;">13.84%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">14.21%</span></div></div></div></td></tr> <tr style="height:48.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks total return, </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">consisting of current </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">income and capital </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Long </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Government/Credit Bond Fund (Class 2)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.72%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">5.98%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">(5.48%)</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">1.31%</span></div></div></div></td></tr> <tr style="height:45.75pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">capital appreciation.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Overseas Core </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Fund (Class 2)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.05%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">37.96%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">8.92%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">7.55%</span><span style="font-family:Arial;font-size:9.30pt;line-height:10.2300pt;margin-left:0.0pt;"> </span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:31pt;"> <td rowspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:116.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Investment Objective</span></div></div></td> <td rowspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:205pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Fund and</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;font-weight:bold;">Adviser/Sub-Adviser</span></div></div></td> <td rowspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:56pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Current </span></div> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">Expenses </span></div> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">Ratio</span></div> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">[NET]</span></div></div></td> <td colspan="3" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:150.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Average Annual Total Returns</span></div> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:15.75pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:50pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">1 Year</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:50pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">5 Year</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:50.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">10 Year</span></div></div></td></tr> <tr style="height:70.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with high </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">total return through </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">income and growth of </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">capital.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Select </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Corporate Income Fund (Class 2) (previously </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Corporate Bond </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Fund (Class 2))</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.72%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">7.55%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">1.20%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">1.94%</span></div></div></div></td></tr> <tr style="height:48.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">long-term growth of </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">capital.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Select Large </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Cap Value Fund (Class 2)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.94%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">27.97%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:5.0pt;">13.32%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">12.30%</span></div></div></div></td></tr> <tr style="height:48.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">growth of capital.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Select Mid Cap </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Growth Fund (Class 2)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.08%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">14.86%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">7.26%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">11.89%</span></div></div></div></td></tr> <tr style="height:48.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">long-term growth of </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">capital.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Select Mid Cap </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Value Fund (Class 2)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.08%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">13.87%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:5.0pt;">10.90%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">10.17%</span></div></div></div></td></tr> <tr style="height:70.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with a </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">level of current income </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">consistent with </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">preservation of capital.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Select Short </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Corporate Income Fund (Class 2) (previously </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Limited </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Duration Credit Fund (Class 2))</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.66%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">6.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">1.90%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">2.94%</span></div></div></div></td></tr> <tr style="height:48.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">long-term capital growth.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Select Small </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Cap Value Fund (Class 2)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.10%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">6.30%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">8.66%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">7.97%</span></div></div></div></td></tr> <tr style="height:48.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">long-term capital </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Seligman </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Global Technology Fund (Class 2)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.18%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">34.37%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:5.0pt;">18.42%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">22.70%</span></div></div></div></td></tr> <tr style="height:70.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term capital </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Small Cap </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Value Discovery Fund (Class 2) (previously </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Small Cap </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Value Fund (Class 2))</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.16%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">14.66%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:5.0pt;">12.19%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">11.20%</span></div></div></div></td></tr> <tr style="height:48.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks total return, </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">consisting of current </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">income and capital </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Strategic </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Income Fund (Class 2)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.95%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">6.88%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">1.87%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">3.99%</span></div></div></div></td></tr> <tr style="height:78.75pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">current income as its </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">primary objective and, </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">as its secondary </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">objective, preservation </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">of capital.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">U.S. Government Mortgage Fund (Class 2)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.70%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">8.83%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">(0.32%)</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">1.65%</span><span style="font-family:Arial;font-size:9.30pt;line-height:10.2300pt;margin-left:0.0pt;"> </span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:31pt;"> <td rowspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:116.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Investment Objective</span></div></div></td> <td rowspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:205pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Fund and</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;font-weight:bold;">Adviser/Sub-Adviser</span></div></div></td> <td rowspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:56pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Current </span></div> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">Expenses </span></div> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">Ratio</span></div> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">[NET]</span></div></div></td> <td colspan="3" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:150.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Average Annual Total Returns</span></div> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:15.75pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:50pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">1 Year</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:50pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">5 Year</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:50.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">10 Year</span></div></div></td></tr> <tr style="height:92.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Non-diversified fund that </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">seeks to provide </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with total </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">return that exceeds the </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">rate of inflation over the </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">long term.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">CTIVP</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> - BlackRock Global Inflation-Linked </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Securities Fund (Class 2) (previously CTIVP</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">® </span> <div style="clear:right;"> </div></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">- BlackRock Global Inflation-Protected </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Securities Fund (Class 2))</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC, adviser; BlackRock Financial </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Management, Inc., subadviser; BlackRock </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">International Limited, sub-subadviser.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.87%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">3.84%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">(1.74%)</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">1.71%</span></div></div></div></td></tr> <tr style="height:59.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">current income and </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">CTIVP</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> - CenterSquare Real Estate Fund </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class 2)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC, adviser; CenterSquare Investment </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Management LLC, subadviser.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.09%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">2.11%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">6.36%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">5.44%</span></div></div></div></td></tr> <tr style="height:81.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with a high </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">level of current income.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">CTIVP</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> - Fidelity Institutional AM</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> Total Bond </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Fund (Class 2) (previously CTIVP</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> - American </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Century Diversified Bond Fund (Class 2))</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC, adviser; FIAM LLC, subadviser; FMR </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Investment Management (UK) Limited, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">sub-subadviser.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.74%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">7.24%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">(0.57%)</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">2.08%</span></div></div></div></td></tr> <tr style="height:59.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">long-term capital growth.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">CTIVP</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> - Principal Large Cap Growth Fund </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class 2)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC, adviser; Principal Global Investors, LLC, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">subadviser.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.95%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">13.49%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:5.0pt;">10.20%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">14.38%</span></div></div></div></td></tr> <tr style="height:59.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">long-term growth of </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">capital and income.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">CTIVP</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> - T. Rowe Price Large Cap Value Fund </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class 2)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC, adviser; T. Rowe Price Associates, Inc., </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">subadviser.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.94%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">12.12%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:5.0pt;">10.15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">9.64%</span></div></div></div></td></tr> <tr style="height:70.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with total </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">return through current </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">income and capital </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">CTIVP</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> - TCW Total Return Bond Fund </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class 2) (previously CTIVP</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> - TCW Core Plus </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Bond Fund (Class 2))</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC, adviser; TCW Investment Management </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Company LLC, subadviser.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.75%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">7.31%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">(0.78%)</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">1.79%</span></div></div></div></td></tr> <tr style="height:59.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">long-term growth of </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">capital.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">CTIVP</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> - Victory Sycamore Established Value </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Fund (Class 2)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC, adviser; Victory Capital Management </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Inc., subadviser.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.07%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">2.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">9.37%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">10.43%</span></div></div></div></td></tr> <tr style="height:59.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">long-term capital growth.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">CTIVP</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> - Wellington Large Cap Value Fund </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class 2)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC, adviser; Wellington Management </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Company LLP, subadviser.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.86%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">19.61%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:5.0pt;">10.97%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">10.43%</span></div></div></div></td></tr> <tr style="height:56.75pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">long-term capital growth.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">CTIVP</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> - Westfield Mid Cap Growth Fund </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class 2)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC, adviser; Westfield Capital Management </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Company, L.P., subadviser.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.08%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">10.12%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">6.89%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">11.90%</span><span style="font-family:Arial;font-size:9.30pt;line-height:10.2300pt;margin-left:0.0pt;"> </span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:31pt;"> <td rowspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:116.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Investment Objective</span></div></div></td> <td rowspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:205pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Fund and</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;font-weight:bold;">Adviser/Sub-Adviser</span></div></div></td> <td rowspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:56pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Current </span></div> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">Expenses </span></div> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">Ratio</span></div> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">[NET]</span></div></div></td> <td colspan="3" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:150.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Average Annual Total Returns</span></div> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:15.75pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:50pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">1 Year</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:50pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">5 Year</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:50.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">10 Year</span></div></div></td></tr> <tr style="height:59.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">long-term capital growth.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">CTIVP</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> - Westfield Select Large Cap Growth </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Fund (Class 2)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC, adviser; Westfield Capital Management </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Company, L.P., subadviser.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.94%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">16.98%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">1.78%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">13.02%</span></div></div></div></td></tr> <tr style="height:70.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks investment </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">results that correspond </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">to the total return </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">performance of common </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">stocks as represented </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">by the MSCI EAFE Index.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">CVT EAFE International Index Portfolio </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class F)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Calvert Research and Management</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.68%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">30.64%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">8.31%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">7.63%</span></div></div></div></td></tr> <tr style="height:81.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks investment </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">results that correspond </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">to the investment </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">performance of U.S. </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">common stocks, as </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">represented by the </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">NASDAQ 100 Index.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">CVT Nasdaq 100 Index Portfolio (Class F)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Calvert Research and Management, adviser; </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Ameritas Investment Partners, Inc, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">subadviser.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.74%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">20.10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:5.0pt;">14.45%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">18.79%</span></div></div></div></td></tr> <tr style="height:81.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks investment </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">results that correspond </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">to the investment </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">performance of U.S. </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">common stocks, as </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">represented by the </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Russell 2000</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> Index.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">CVT Russell 2000</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> Small Cap Index </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Portfolio (Class F)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Calvert Research and Management, adviser; </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Ameritas Investment Partners, Inc, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">subadviser.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.60%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">12.23%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">5.62%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">9.08%</span></div></div></div></td></tr> <tr style="height:59.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks capital </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">DWS Alternative Asset Allocation VIP </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class B)</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">2</span> <div style="clear:right;"> </div></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">DWS Investment Management Americas </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Inc., adviser; RREEF America L.L.C., </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">subadviser.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.31%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">10.03%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">4.88%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">4.52%</span></div></div></div></td></tr> <tr style="height:37.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks high level of </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">current income.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Eaton Vance VT Floating-Rate Income Fund </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Initial Class)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Eaton Vance Management</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.19%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">3.95%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">4.64%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">4.43%</span></div></div></div></td></tr> <tr style="height:103.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term capital </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Fidelity</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> VIP Contrafund</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> Portfolio (Service </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Class 2)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Fidelity Management &amp; Research Company, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">adviser; Fidelity Management &amp; Research </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Company (UK) Limited, Fidelity </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Management &amp; Research Company (Hong </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Kong) Limited, Fidelity Management &amp; </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Research Company (Japan) Limited, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">subadvisers.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.79%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">21.24%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:5.0pt;">15.08%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">15.49%</span></div></div></div></td></tr> <tr style="height:122.75pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks capital </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Fidelity</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> VIP Emerging Markets Portfolio </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Service Class 2)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Fidelity Management &amp; Research Company, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">adviser; Fidelity Management &amp; Research </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Company (UK) Limited, Fidelity </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Management &amp; Research Company (Hong </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Kong) Limited, Fidelity Management &amp; </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Research Company (Japan) Limited, FIL </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Investment Advisers, FIL Investment </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Advisers (UK) Limited and FIL Investments </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">(Japan) Limited, subadvisers.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.12%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">40.79%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">5.62%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">10.66%</span><span style="font-family:Arial;font-size:9.30pt;line-height:10.2300pt;margin-left:0.0pt;"> </span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:31pt;"> <td rowspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:116.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Investment Objective</span></div></div></td> <td rowspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:205pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Fund and</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;font-weight:bold;">Adviser/Sub-Adviser</span></div></div></td> <td rowspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:56pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Current </span></div> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">Expenses </span></div> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">Ratio</span></div> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">[NET]</span></div></div></td> <td colspan="3" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:150.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Average Annual Total Returns</span></div> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:15.75pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:50pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">1 Year</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:50pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">5 Year</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:50.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">10 Year</span></div></div></td></tr> <tr style="height:103.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks capital </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Fidelity</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> VIP Energy Portfolio (Service </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Class 2)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Fidelity Management &amp; Research Company, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">adviser; Fidelity Management &amp; Research </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Company (UK) Limited, Fidelity </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Management &amp; Research Company (Hong </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Kong) Limited, Fidelity Management &amp; </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Research Company (Japan) Limited, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">subadvisers.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.85%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">10.34%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:5.0pt;">23.86%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">7.69%</span></div></div></div></td></tr> <tr style="height:103.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks high total return </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">through a combination </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">of current income and </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">capital appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Fidelity</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> VIP Growth &amp; Income Portfolio </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Service Class 2)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Fidelity Management &amp; Research Company, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">adviser; Fidelity Management &amp; Research </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Company (UK) Limited, Fidelity </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Management &amp; Research Company (Hong </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Kong) Limited, Fidelity Management &amp; </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Research Company (Japan) Limited, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">subadvisers.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.72%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">21.21%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:5.0pt;">15.83%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">13.56%</span></div></div></div></td></tr> <tr style="height:103.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide capital </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">growth.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Fidelity</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> VIP Growth Opportunities Portfolio </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Service Class 2)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Fidelity Management &amp; Research Company, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">adviser; Fidelity Management &amp; Research </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Company (UK) Limited, Fidelity </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Management &amp; Research Company (Hong </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Kong) Limited, Fidelity Management &amp; </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Research Company (Japan) Limited, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">subadvisers.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.81%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">21.73%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:5.0pt;">11.04%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">19.64%</span></div></div></div></td></tr> <tr style="height:125.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks capital </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Fidelity</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> VIP International Capital </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Appreciation Portfolio (Service Class 2)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Fidelity Management &amp; Research Company, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">adviser; Fidelity Management &amp; Research </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Company (UK) Limited, Fidelity </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Management &amp; Research Company (Hong </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Kong) Limited, Fidelity Management &amp; </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Research Company (Japan) Limited, FIL </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Investment Advisers, FIL Investment </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Advisers (UK) Limited and FIL Investments </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">(Japan) Limited, subadvisers.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.02%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">18.36%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">5.99%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">9.53%</span></div></div></div></td></tr> <tr style="height:100.75pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks as high level of </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">current income as is </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">consistent with the </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">preservation of capital.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Fidelity</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> VIP Investment Grade Bond </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Portfolio (Service Class 2)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Fidelity Management &amp; Research Company, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">adviser; Fidelity Management &amp; Research </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Company (UK) Limited, Fidelity </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Management &amp; Research Company (Hong </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Kong) Limited, Fidelity Management &amp; </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Research Company (Japan) Limited, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">subadvisers.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.62%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">6.93%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">(0.21%)</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">2.45%</span><span style="font-family:Arial;font-size:9.30pt;line-height:10.2300pt;margin-left:0.0pt;"> </span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:31pt;"> <td rowspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:116.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Investment Objective</span></div></div></td> <td rowspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:205pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Fund and</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;font-weight:bold;">Adviser/Sub-Adviser</span></div></div></td> <td rowspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:56pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Current </span></div> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">Expenses </span></div> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">Ratio</span></div> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">[NET]</span></div></div></td> <td colspan="3" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:150.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Average Annual Total Returns</span></div> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:15.75pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:50pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">1 Year</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:50pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">5 Year</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:50.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">10 Year</span></div></div></td></tr> <tr style="height:103.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term growth </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">of capital.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Fidelity</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> VIP Mid Cap Portfolio (Service </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Class 2)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Fidelity Management &amp; Research Company, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">adviser; Fidelity Management &amp; Research </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Company (UK) Limited, Fidelity </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Management &amp; Research Company (Hong </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Kong) Limited, Fidelity Management &amp; </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Research Company (Japan) Limited, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">subadvisers.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.80%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">11.49%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">9.83%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">10.31%</span></div></div></div></td></tr> <tr style="height:125.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks a high level of </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">current income and may </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">also seek capital </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Fidelity</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> VIP Strategic Income Portfolio </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Service Class 2)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Fidelity Management &amp; Research Company, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">adviser; Fidelity Management &amp; Research </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Company (UK) Limited, Fidelity </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Management &amp; Research Company (Hong </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Kong) Limited, Fidelity Management &amp; </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Research Company (Japan) Limited, FIL </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Investment Advisers, FIL Investment </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Advisers (UK) Limited and FIL Investments </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">(Japan) Limited, subadvisers.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.88%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">8.58%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">2.79%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">4.40%</span></div></div></div></td></tr> <tr style="height:103.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to maximize </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">income while </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">maintaining prospects </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">for capital appreciation. </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Under normal market </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">conditions, the fund </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">invests in a diversified </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">portfolio of debt and </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">equity securities.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Franklin Income VIP Fund (Class 4)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Franklin Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.82%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">12.43%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">7.54%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">7.19%</span></div></div></div></td></tr> <tr style="height:37.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks capital </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Franklin Mutual Global Discovery VIP Fund </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class 4)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Franklin Mutual Advisers, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.26%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">23.25%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:5.0pt;">11.88%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">8.41%</span></div></div></div></td></tr> <tr style="height:92.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term total </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">return. Under normal </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">market conditions, the </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">fund invests at least </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">80% of its net assets in </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">investments of small </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">capitalization </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">companies.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Franklin Small Cap Value VIP Fund (Class 4)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Franklin Mutual Advisers, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.01%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">7.49%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">8.75%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">9.71%</span></div></div></div></td></tr> <tr style="height:37.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term growth </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">of capital.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Goldman Sachs VIT Small Cap Equity </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Insights Fund (Service Shares)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Goldman Sachs Asset Management, L.P.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.07%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">15.82%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:5.0pt;">10.19%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">10.57%</span></div></div></div></td></tr> <tr style="height:45.75pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks total return with a </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">low to moderate </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">correlation to traditional </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">financial market indices.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Invesco V.I. Balanced-Risk Allocation Fund </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Series II Shares)</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">3</span> <div style="clear:right;"> </div></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.13%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">8.69%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">2.27%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">4.91%</span><span style="font-family:Arial;font-size:9.30pt;line-height:10.2300pt;margin-left:0.0pt;"> </span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:31pt;"> <td rowspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:116.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Investment Objective</span></div></div></td> <td rowspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:205pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Fund and</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;font-weight:bold;">Adviser/Sub-Adviser</span></div></div></td> <td rowspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:56pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Current </span></div> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">Expenses </span></div> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">Ratio</span></div> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">[NET]</span></div></div></td> <td colspan="3" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:150.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Average Annual Total Returns</span></div> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:15.75pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:50pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">1 Year</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:50pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">5 Year</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:50.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">10 Year</span></div></div></td></tr> <tr style="height:103.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks capital growth </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">and income through </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">investments in equity </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">securities, including </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">common stocks, </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">preferred stocks and </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">securities convertible </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">into common and </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">preferred stocks.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Invesco V.I. Comstock Fund (Series II </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Shares)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">17.14%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:5.0pt;">15.14%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">11.67%</span></div></div></div></td></tr> <tr style="height:48.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks total return, </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">comprised of current </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">income and capital </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Invesco V.I. Core Plus Bond Fund (Series II </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Shares)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.87%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">6.96%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">(0.36%)</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">2.73%</span></div></div></div></td></tr> <tr style="height:26.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks capital </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Invesco V.I. Global Fund (Series II Shares)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.06%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">15.05%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">7.01%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">10.72%</span></div></div></div></td></tr> <tr style="height:37.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks capital </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Invesco V.I. Main Street Small Cap Fund</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">® </span> <div style="clear:right;"> </div></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Series II Shares)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.09%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">8.44%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">8.07%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">10.31%</span></div></div></div></td></tr> <tr style="height:37.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term growth </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">of capital.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Invesco V.I. Technology Fund (Series II </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Shares)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.21%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">20.16%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:5.0pt;">10.02%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">15.49%</span></div></div></div></td></tr> <tr style="height:59.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term capital </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">growth, consistent with </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">preservation of capital </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">and balanced by current </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">income.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Janus Henderson Balanced Portfolio </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Service Shares)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Janus Henderson Investors US LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.87%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">14.84%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">8.21%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">9.86%</span></div></div></div></td></tr> <tr style="height:48.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to obtain </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">maximum total return, </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">consistent with </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">preservation of capital.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Janus Henderson Flexible Bond Portfolio </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Service Shares)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Janus Henderson Investors US LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.82%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">7.22%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">(0.47%)</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">2.07%</span></div></div></div></td></tr> <tr style="height:37.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term growth </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">of capital.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Janus Henderson Forty Portfolio (Service </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Shares)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Janus Henderson Investors US LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.87%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">17.86%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:5.0pt;">11.37%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">15.96%</span></div></div></div></td></tr> <tr style="height:37.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term growth </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">of capital.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Janus Henderson Global Technology and </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Innovation Portfolio (Service Shares)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Janus Henderson Investors US LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.97%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">24.84%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:5.0pt;">13.44%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">21.18%</span></div></div></div></td></tr> <tr style="height:37.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term growth </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">of capital.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Janus Henderson Overseas Portfolio </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Service Shares)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Janus Henderson Investors US LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.96%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">28.58%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">9.17%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">8.97%</span></div></div></div></td></tr> <tr style="height:37.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term capital </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Lazard Retirement Emerging Markets Equity </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Portfolio (Service Shares)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Lazard Asset Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.38%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">41.77%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:5.0pt;">10.76%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">9.35%</span></div></div></div></td></tr> <tr style="height:34.75pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks total return.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Lazard Retirement Global Dynamic </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Multi-Asset Portfolio (Service Shares)</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">3</span> <div style="clear:right;"> </div></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Lazard Asset Management, LLC</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.05%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">15.72%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">5.19%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">5.93%</span><span style="font-family:Arial;font-size:9.30pt;line-height:10.2300pt;margin-left:0.0pt;"> </span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:31pt;"> <td rowspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:116.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Investment Objective</span></div></div></td> <td rowspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:205pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Fund and</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;font-weight:bold;">Adviser/Sub-Adviser</span></div></div></td> <td rowspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:56pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Current </span></div> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">Expenses </span></div> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">Ratio</span></div> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">[NET]</span></div></div></td> <td colspan="3" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:150.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Average Annual Total Returns</span></div> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:15.75pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:50pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">1 Year</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:50pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">5 Year</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:50.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">10 Year</span></div></div></td></tr> <tr style="height:92.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to deliver high </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">current income and </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">long-term growth of </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">capital by investing </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">primarily in a variety of </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">fixed income securities </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">and select equity-related </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">securities.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Lord Abbett Series Fund Bond Debenture </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Portfolio (Class VC)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Lord, Abbett &amp; Co LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.98%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">8.33%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">2.10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">4.72%</span></div></div></div></td></tr> <tr style="height:158.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to deliver a high </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">level of current income </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">consistent with the </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">preservation of capital </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">by investing in a variety </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">of short maturity debt </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">securities including, </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">investment grade and </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">high yield corporate </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">bonds, U.S. government </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">securities, and </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">mortgage- and other </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">asset-backed debt </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">securities.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Lord Abbett Series Fund Short Duration </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Income Portfolio (Class VC)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Lord, Abbett &amp; Co LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.72%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">5.90%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">2.25%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">2.62%</span></div></div></div></td></tr> <tr style="height:59.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks capital growth.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">LVIP American Century International Fund </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Service Class)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments Corporation, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">adviser; American Century Investment </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Management, Inc., subadviser.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.10%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">15.81%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">1.71%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">6.27%</span></div></div></div></td></tr> <tr style="height:59.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term capital </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">growth. Income is a </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">secondary objective.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">LVIP American Century Mid Cap Value Fund </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Service Class)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments Corporation, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">adviser; American Century Investment </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Management, Inc., subadviser.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.01%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">8.83%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">8.72%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">8.96%</span></div></div></div></td></tr> <tr style="height:59.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term capital </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">growth. Income is a </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">secondary objective.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">LVIP American Century Value Fund (Service </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Class)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments Corporation, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">adviser; American Century Investment </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Management, Inc., subadviser.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.86%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">15.85%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:5.0pt;">11.47%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">10.07%</span></div></div></div></td></tr> <tr style="height:59.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide high </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">total return from a </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">portfolio of selected </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">equity securities.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">LVIP JPMorgan U.S. Equity Fund (Service </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Class)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Lincoln Investment Advisors Corporation, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">adviser; J.P. Morgan Investment </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Management Inc., subadviser.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.88%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">14.26%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:5.0pt;">13.40%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">14.56%</span></div></div></div></td></tr> <tr style="height:37.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks total return.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">MFS</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> Global Real Estate Portfolio (Service </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Class)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Massachusetts Financial Services Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.15%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">3.30%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">1.08%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">4.76%</span></div></div></div></td></tr> <tr style="height:37.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks capital </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">MFS</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> International Growth Portfolio (Service </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Class)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Massachusetts Financial Services Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.13%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">20.81%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">6.80%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">9.60%</span></div></div></div></td></tr> <tr style="height:37.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks capital </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">MFS</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> Research International Portfolio </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Service Class)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Massachusetts Financial Services Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.15%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">21.75%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">5.25%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">7.27%</span></div></div></div></td></tr> <tr style="height:23.75pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks total return.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">MFS</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> Utilities Series (Service Class)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Massachusetts Financial Services Company</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.03%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">14.76%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">7.38%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">9.22%</span><span style="font-family:Arial;font-size:9.30pt;line-height:10.2300pt;margin-left:0.0pt;"> </span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:31pt;"> <td rowspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:116.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Investment Objective</span></div></div></td> <td rowspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:205pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Fund and</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;font-weight:bold;">Adviser/Sub-Adviser</span></div></div></td> <td rowspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:56pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Current </span></div> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">Expenses </span></div> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">Ratio</span></div> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">[NET]</span></div></div></td> <td colspan="3" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:150.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Average Annual Total Returns</span></div> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:15.75pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:50pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">1 Year</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:50pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">5 Year</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:50.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">10 Year</span></div></div></td></tr> <tr style="height:59.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">The Fund seeks </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">long-term capital growth </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">by investing primarily in </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">common stocks and </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">other equity securities.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Morgan Stanley VIF Discovery Portfolio </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class II Shares)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Morgan Stanley Investment Management </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.05%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">12.44%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">(5.46%)</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">14.04%</span></div></div></div></td></tr> <tr style="height:92.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term growth </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">of capital by investing </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">primarily in securities of </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">companies that meet </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">the Fund's </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">environmental, social </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">and governance (ESG) </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">criteria.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Neuberger Berman AMT Quality Equity </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Portfolio (Class S) (previously Neuberger </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Berman AMT Sustainable Equity Portfolio </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class S))</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Neuberger Berman Investment Advisers LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.12%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">13.41%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:5.0pt;">12.54%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">12.66%</span></div></div></div></td></tr> <tr style="height:70.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide total </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">return.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Nomura VIP Asset Strategy Series (Service </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Class) (previously Macquarie VIP Asset </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Strategy Series (Service Class))</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Delaware Management Company, adviser; </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Macquarie Investment Management Global </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Limited, subadviser.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.77%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">16.66%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">7.07%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">7.84%</span></div></div></div></td></tr> <tr style="height:70.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks high current </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">income.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Nomura VIP Fund for Income Series (Service </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Class) (previously Macquarie VIP Fund for </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Income Series (Service Class))</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Delaware Management Company, adviser; </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Nomura Corporate Research and Asset </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Management Inc., subadviser.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.05%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span> <div style="clear:right;"> </div></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">8.80%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.8pt;">-</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:17.8pt;">-</span></div></div></div></td></tr> <tr style="height:59.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term capital </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">growth.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Nomura VIP International Core Equity Series </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Service Class) (previously Macquarie VIP </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">International Core Equity Series (Service </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Class))</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Delaware Management Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.11%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span> <div style="clear:right;"> </div></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">24.24%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">7.83%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">6.62%</span></div></div></div></td></tr> <tr style="height:70.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks maximum real </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">return, consistent with </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">preservation of real </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">capital and prudent </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">investment </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">management.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">PIMCO VIT All Asset Portfolio (Advisor </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Class)</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">2</span> <div style="clear:right;"> </div></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Pacific Investment Management Company </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC (PIMCO)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">2.23%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">14.19%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">5.49%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">6.67%</span></div></div></div></td></tr> <tr style="height:59.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks maximum total </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">return, consistent with </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">preservation of capital </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">and prudent investment </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">management.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">PIMCO VIT Total Return Portfolio (Advisor </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Class)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Pacific Investment Management Company </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC (PIMCO)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.83%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">8.78%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">(0.08%)</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">2.26%</span></div></div></div></td></tr> <tr style="height:78.75pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks capital </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Putnam VT Global Health Care Fund </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class IB Shares)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Putnam Investment Management, LLC, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">adviser; Franklin Advisers, Inc., Franklin </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Templeton Investment Management Limited </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">and The Putnam Advisory Company, LLC, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">subadvisers.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.00%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">15.05%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">7.71%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">8.36%</span><span style="font-family:Arial;font-size:9.30pt;line-height:10.2300pt;margin-left:0.0pt;"> </span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:31pt;"> <td rowspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:116.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Investment Objective</span></div></div></td> <td rowspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:205pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Fund and</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;font-weight:bold;">Adviser/Sub-Adviser</span></div></div></td> <td rowspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:56pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Current </span></div> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">Expenses </span></div> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">Ratio</span></div> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">[NET]</span></div></div></td> <td colspan="3" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:150.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Average Annual Total Returns</span></div> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:15.75pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:50pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">1 Year</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:50pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">5 Year</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:50.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">10 Year</span></div></div></td></tr> <tr style="height:81.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks capital growth. </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Current income is a </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">secondary objective.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Putnam VT International Value Fund </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class IB Shares)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Putnam Investment Management, LLC, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">adviser; Franklin Advisers, Inc., Franklin </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Templeton Investment Management Limited </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">and The Putnam Advisory Company, LLC, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">subadvisers.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.06%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">34.68%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:5.0pt;">12.49%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">8.86%</span></div></div></div></td></tr> <tr style="height:70.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks capital growth </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">and current income.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Putnam VT Large Cap Value Fund (Class IB </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Shares)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Putnam Investment Management, LLC, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">adviser; Franklin Advisers, Inc. and Franklin </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Templeton Investment Management Limited, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">subadvisers.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.79%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">20.35%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:5.0pt;">15.38%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">13.30%</span></div></div></div></td></tr> <tr style="height:70.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term capital </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Putnam VT Sustainable Future Fund </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class IB Shares)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Putnam Investment Management, LLC, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">adviser; Franklin Advisers, Inc. and Franklin </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Templeton Investment Management Limited, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">subadvisers.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.05%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">2.66%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">1.19%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">9.60%</span></div></div></div></td></tr> <tr style="height:70.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term capital </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Putnam VT Sustainable Leaders Fund </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class IB Shares)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Putnam Investment Management, LLC, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">adviser; Franklin Advisers, Inc. and Franklin </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Templeton Investment Management Limited, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">subadvisers.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.88%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">10.69%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:5.0pt;">10.34%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">14.69%</span></div></div></div></td></tr> <tr style="height:103.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term capital </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation by </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">investing in common </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">stocks of gold-mining </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">companies. The Fund </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">may take current </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">income into </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">consideration when </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">choosing investments.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">VanEck VIP Global Gold Fund (Class S </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Shares)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Van Eck Associates Corporation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.45%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:2.0pt;">164.43%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:5.0pt;">20.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">20.89%</span></div></div></div></td></tr> <tr style="height:48.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide a high </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">level of total return that </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">is consistent with an </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">aggressive level of risk.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Variable Portfolio - Aggressive Portfolio </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class 2)</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">2</span> <div style="clear:right;"> </div></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.04%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">17.63%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">8.13%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">9.06%</span></div></div></div></td></tr> <tr style="height:59.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide a high </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">level of total return that </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">is consistent with a </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">conservative level of </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">risk.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Variable Portfolio - Conservative Portfolio </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class 2)</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">2</span> <div style="clear:right;"> </div></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.89%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">10.21%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">1.62%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">3.53%</span></div></div></div></td></tr> <tr style="height:59.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Pursues total return </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">while seeking to </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">manage the Fund's </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">exposure to equity </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">market volatility.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Variable Portfolio - Managed Risk Fund </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class 2)</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">2,3</span> <div style="clear:right;"> </div></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.02%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">12.15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">4.73%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:17.8pt;">-</span></div></div></div></td></tr> <tr style="height:56.75pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Pursues total return </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">while seeking to </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">manage the Fund's </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">exposure to equity </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">market volatility.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Variable Portfolio - Managed Risk U.S. Fund </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class 2)</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">2,3</span> <div style="clear:right;"> </div></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.99%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">9.59%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">5.64%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:17.8pt;">-</span><span style="font-family:Arial;font-size:9.30pt;line-height:10.2300pt;margin-left:0.0pt;"> </span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:31pt;"> <td rowspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:116.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Investment Objective</span></div></div></td> <td rowspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:205pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Fund and</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;font-weight:bold;">Adviser/Sub-Adviser</span></div></div></td> <td rowspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:56pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Current </span></div> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">Expenses </span></div> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">Ratio</span></div> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">[NET]</span></div></div></td> <td colspan="3" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:150.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Average Annual Total Returns</span></div> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:15.75pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:50pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">1 Year</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:50pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">5 Year</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:50.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">10 Year</span></div></div></td></tr> <tr style="height:59.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Pursues total return </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">while seeking to </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">manage the Fund's </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">exposure to equity </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">market volatility.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Variable Portfolio - Managed Volatility </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Conservative Fund (Class 2)</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">2,3</span> <div style="clear:right;"> </div></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.95%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">9.17%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">1.15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">3.33%</span></div></div></div></td></tr> <tr style="height:59.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Pursues total return </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">while seeking to </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">manage the Fund's </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">exposure to equity </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">market volatility.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Variable Portfolio - Managed Volatility </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Conservative Growth Fund (Class 2)</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">2,3</span> <div style="clear:right;"> </div></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.97%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">11.02%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">2.66%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">4.53%</span></div></div></div></td></tr> <tr style="height:59.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Pursues total return </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">while seeking to </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">manage the Fund's </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">exposure to equity </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">market volatility.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Variable Portfolio - Managed Volatility Growth </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Fund (Class 2)</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">2,3</span> <div style="clear:right;"> </div></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.01%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">14.75%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">5.83%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">6.95%</span></div></div></div></td></tr> <tr style="height:59.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Pursues total return </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">while seeking to </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">manage the Fund’s </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">exposure to equity </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">market volatility.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Variable Portfolio - Managed Volatility </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Moderate Growth Fund (Class 2)</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">2,3</span> <div style="clear:right;"> </div></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.98%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">12.87%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">4.29%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">5.82%</span></div></div></div></td></tr> <tr style="height:48.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide a high </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">level of total return that </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">is consistent with a </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">moderate level of risk.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Variable Portfolio - Moderate Portfolio </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class 2)</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">2</span> <div style="clear:right;"> </div></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.96%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">13.86%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">4.91%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">6.42%</span></div></div></div></td></tr> <tr style="height:59.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide a high </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">level of total return that </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">is consistent with a </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">moderately aggressive </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">level of risk.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Variable Portfolio - Moderately Aggressive </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Portfolio (Class 2)</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">2</span> <div style="clear:right;"> </div></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">15.71%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">6.44%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">7.71%</span></div></div></div></td></tr> <tr style="height:59.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide a high </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">level of total return that </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">is consistent with a </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">moderately conservative </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">level of risk.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Variable Portfolio - Moderately Conservative </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Portfolio (Class 2)</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">2</span> <div style="clear:right;"> </div></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.94%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">12.10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">3.18%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">4.92%</span></div></div></div></td></tr> <tr style="height:81.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with a high </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">level of current income </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">while conserving the </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">value of the investment </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">for the longest period of </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">time.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Variable Portfolio - Partners Core Bond Fund </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class 2)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC, adviser; J.P. Morgan Investment </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Management Inc. and Allspring Global </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Investments, LLC, subadvisers.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.73%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">7.28%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">(0.23%)</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">1.99%</span></div></div></div></td></tr> <tr style="height:67.75pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">long-term capital growth.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Variable Portfolio - Partners Core Equity Fund </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class 2)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC, adviser; J.P. Morgan Investment </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Management Inc. and T. Rowe Price </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Associates, Inc., subadvisers.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.93%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">13.14%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:5.0pt;">13.04%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">12.63%</span><span style="font-family:Arial;font-size:9.30pt;line-height:10.2300pt;margin-left:0.0pt;"> </span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:31pt;"> <td rowspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:116.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Investment Objective</span></div></div></td> <td rowspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:205pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Fund and</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;font-weight:bold;">Adviser/Sub-Adviser</span></div></div></td> <td rowspan="2" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:56pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Current </span></div> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">Expenses </span></div> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">Ratio</span></div> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;">[NET]</span></div></div></td> <td colspan="3" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:150.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">Average Annual Total Returns</span></div> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:15.75pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:50pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">1 Year</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:50pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">5 Year</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Bottom;width:50.5pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.00pt;">10 Year</span></div></div></td></tr> <tr style="height:92.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">long-term growth of </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">capital.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Variable Portfolio - Partners International </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Core Equity Fund (Class 2)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC, adviser; Schroder Investment </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Management North America Inc., </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">subadviser; Schroder Investment </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Management North America Limited, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">sub-subadviser.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.08%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">24.55%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">7.02%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">6.12%</span></div></div></div></td></tr> <tr style="height:70.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">long-term capital growth.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Variable Portfolio - Partners International </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Growth Fund (Class 2)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC, adviser; William Blair Investment </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Management, LLC and Walter Scott &amp; </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Partners Limited, subadvisers.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.08%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">17.50%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">1.36%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">5.01%</span></div></div></div></td></tr> <tr style="height:70.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">long-term capital growth.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Variable Portfolio - Partners International </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Value Fund (Class 2)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC, adviser; Pzena Investment </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Management, LLC and Thompson, Siegel &amp; </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Walmsley LLC, subadvisers.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.05%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">34.84%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:5.0pt;">10.14%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">6.97%</span></div></div></div></td></tr> <tr style="height:70.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">long-term capital growth.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Variable Portfolio - Partners Small Cap </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Growth Fund (Class 2)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC, adviser; Goldman Sachs Asset </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Management, LP and Segall Bryant &amp; Hamill </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC, subadvisers.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.10%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">7.86%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">0.94%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">7.72%</span></div></div></div></td></tr> <tr style="height:70.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">long-term capital </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Variable Portfolio - Partners Small Cap Value </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Fund (Class 2)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC, adviser; Segall Bryant &amp; Hamill, LLC </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">and William Blair Investment Management, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC, subadvisers.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.09%</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">7.07%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">6.60%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">7.06%</span></div></div></div></td></tr> <tr style="height:59.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Pursues total return </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">while seeking to </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">manage the Fund's </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">exposure to equity </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">market volatility.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Variable Portfolio - U.S. Flexible Conservative </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Growth Fund (Class 2)</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">2,3</span> <div style="clear:right;"> </div></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.96%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">9.22%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">3.53%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:17.8pt;">-</span></div></div></div></td></tr> <tr style="height:59.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Pursues total return </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">while seeking to </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">manage the Fund's </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">exposure to equity </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">market volatility.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Variable Portfolio - U.S. Flexible Growth Fund </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class 2)</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">2,3</span> <div style="clear:right;"> </div></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.93%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">11.07%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">7.36%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:17.8pt;">-</span></div></div></div></td></tr> <tr style="height:59.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Pursues total return </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">while seeking to </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">manage the Fund's </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">exposure to equity </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">market volatility.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:11.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Variable Portfolio - U.S. Flexible Moderate </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Growth Fund (Class 2)</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">2,3</span> <div style="clear:right;"> </div></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">0.94%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:8.0pt;">10.10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">5.46%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.375pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:11.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:17.8pt;">-</span></div></div></div></td></tr> <tr style="height:56.75pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:116.5pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to maximize total </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">return.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;width:205pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Western Asset Variable Global High Yield </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Bond Portfolio (Class II)</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Franklin Templeton Fund Adviser, LLC, </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">adviser; Western Asset Management </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Company, LLC, subadviser.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:56pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:48pt;"> <div style="display:flex;margin-left:auto;width:48pt;"> <div style="display:flex;white-space:nowrap;width:48pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:15.5pt;">1.06%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">9.95%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:11.0pt;">2.34%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.375pt;vertical-align:Top;white-space:nowrap;width:50.5pt;"> <div style="line-height:10.2300pt;margin-right:9pt;text-align:right;width:42pt;"> <div style="display:flex;margin-left:auto;width:42pt;"> <div style="display:flex;white-space:nowrap;width:42pt;"><span style="font-family:Arial;font-size:9.30pt;margin-left:14.0pt;">5.09%</span></div></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:5pt;position:relative;top:-3.25pt;">1</span><span style="color:#000000;font-family:Arial;font-size:7.44pt;">This Fund and its investment adviser and/or affiliates have entered into a temporary expense reimbursement arrangement and/or fee waiver. The Fund’s annual expenses reflect temporary fee reductions. Please see the Fund’s prospectus for additional information.</span><span style="color:#000000;font-family:Arial;font-size:5pt;position:relative;top:-3.25pt;">2</span><span style="color:#000000;font-family:Arial;font-size:7.44pt;">This Fund is a fund of funds and invests substantially all of its assets in other underlying funds. Because the Fund invests in other funds, it will bear its pro rata portion of the operating expenses of those underlying funds, including management fees. </span><span style="color:#000000;font-family:Arial;font-size:5pt;position:relative;top:-3.25pt;">3</span><span style="color:#000000;font-family:Arial;font-size:7.44pt;">This Fund is managed in a way that is intended to minimize volatility of returns. See “Principal Risks of Investing in the Contract.”</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term growth </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">of capital.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">AB VPS Large Cap Growth Portfolio (Class B)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">AllianceBernstein L.P.</span> 0.0090 0.1285 0.1176 0.1588 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term growth </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">of capital.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">AB VPS Relative Value Portfolio (Class B)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">AllianceBernstein L.P.</span> 0.0085 0.1020 0.1115 0.1030 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term growth </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">of capital.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">AB VPS Sustainable Global Thematic </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Portfolio (Class B)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">AllianceBernstein L.P.</span> 0.0120 0.0602 0.0302 0.0980 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term capital </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Allspring VT Small Cap Growth Fund </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Allspring Funds Management, LLC, adviser; </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Allspring Global Investments, LLC, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">subadviser.</span> 0.0116 0.0925 -0.0096 0.0994 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">The Portfolio seeks </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">investment results that </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">correspond (before fees </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">and expenses) generally </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">to the price and yield </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">performance of its </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">underlying index, the </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Alerian Midstream </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Energy Select Index (the </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">"Index").</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">ALPS | Alerian Energy Infrastructure Portfolio </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class III)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">ALPS Advisors, Inc.</span> 0.0130 0.0466 0.2206 0.1070 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term growth </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">of capital.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">BlackRock Advantage SMID Cap V.I. Fund </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class III)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">BlackRock Advisors, LLC</span> 0.0080 0.1087 0.0677 0.1085 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks high total </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">investment return.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">BlackRock Global Allocation V.I. Fund </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class III)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">BlackRock Advisors, LLC, adviser; BlackRock </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">(Singapore) Limited and BlackRock </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">International Limited, subadvisers.</span> 0.0101 0.1942 0.0551 0.0733 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term capital </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">BNY Mellon Sustainable U.S. Equity </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Portfolio, Inc. (Service Shares)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">BNY Mellon Investment Adviser, Inc., </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">adviser; Newton Investment Management </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Limited, subadviser.</span> 0.0091 0.1567 0.1165 0.1327 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to achieve a </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">competitive total return </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">through an actively </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">managed portfolio of </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">stocks, bonds and </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">money market </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">instruments which offer </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">income and capital </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">growth opportunity.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Calvert VP SRI Balanced Portfolio (Class F)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Calvert Research and Management</span> 0.0090 0.1168 0.0843 0.0951 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term capital </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Acorn Fund</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span> 0.0086 0.0447 0.0102 0.0866 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term capital </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Acorn </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">International Fund</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span> 0.0101 0.1276 -0.0100 0.0431 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks maximum total </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">investment return </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">through a combination </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">of capital growth and </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">current income.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Balanced Fund </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span> 0.0096 0.1375 0.0845 0.0948 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with total </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">return.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Commodity </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Strategy Fund (Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span> 0.0098 0.1530 0.1244 0.0646 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks total return, </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">consisting of long-term </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">capital appreciation and </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">current income.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Contrarian Core </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Fund (Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span> 0.0095 0.1735 0.1389 0.1403 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term capital </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Cornerstone </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Equity Fund (Class 2) (previously Columbia </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Variable Portfolio - Select Large Cap Equity </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Fund (Class 2))</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span> 0.0092 0.1396 0.1330 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">long-term capital growth.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Cornerstone </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Growth Fund (Class 2) (previously Columbia </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Variable Portfolio - Large Cap Growth Fund </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class 2))</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span> 0.0096 0.1585 0.1375 0.1569 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">capital appreciation.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Disciplined </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Core Fund (Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span> 0.0093 0.1435 0.1387 0.1331 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with a high </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">level of current income </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">and, as a secondary </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">objective, steady growth </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">of capital.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Dividend </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Opportunity Fund (Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span> 0.0090 0.1556 0.1160 0.1015 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Non-diversified fund that </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">seeks to provide </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with high </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">total return through </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">current income and, </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">secondarily, through </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">capital appreciation.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Emerging </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Markets Bond Fund (Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span> 0.0098 0.1265 0.0147 0.0403 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">long-term capital growth.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Emerging </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Markets Fund (Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span> 0.0134 0.3087 -0.0137 0.0700 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">maximum current </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">income consistent with </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">liquidity and stability of </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">principal.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Government </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Money Market Fund (Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span> 0.0059 0.0371 0.0279 0.0172 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with high </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">current income as its </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">primary objective and, </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">as its secondary </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">objective, capital </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">growth.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - High Yield Bond </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Fund (Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span> 0.0089 0.0849 0.0393 0.0551 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with a high </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">total return through </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">current income and </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">capital appreciation.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Income </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Opportunities Fund (Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span> 0.0089 0.0843 0.0360 0.0517 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with a high </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">level of current income </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">while attempting to </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">conserve the value of </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">the investment for the </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">longest period of time.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Intermediate </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Bond Fund (Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span> 0.0078 0.0884 -0.0068 0.0252 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">long-term capital </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Large Cap Index </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Fund (Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span> 0.0050 0.1725 0.1384 0.1421 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks total return, </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">consisting of current </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">income and capital </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Long </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Government/Credit Bond Fund (Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span> 0.0072 0.0598 -0.0548 0.0131 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">capital appreciation.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Overseas Core </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Fund (Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span> 0.0105 0.3796 0.0892 0.0755 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with high </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">total return through </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">income and growth of </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">capital.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Select </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Corporate Income Fund (Class 2) (previously </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Corporate Bond </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Fund (Class 2))</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span> 0.0072 0.0755 0.0120 0.0194 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">long-term growth of </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">capital.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Select Large </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Cap Value Fund (Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span> 0.0094 0.2797 0.1332 0.1230 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">growth of capital.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Select Mid Cap </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Growth Fund (Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span> 0.0108 0.1486 0.0726 0.1189 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">long-term growth of </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">capital.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Select Mid Cap </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Value Fund (Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span> 0.0108 0.1387 0.1090 0.1017 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with a </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">level of current income </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">consistent with </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">preservation of capital.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Select Short </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Corporate Income Fund (Class 2) (previously </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Limited </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Duration Credit Fund (Class 2))</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span> 0.0066 0.0600 0.0190 0.0294 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">long-term capital growth.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Select Small </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Cap Value Fund (Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span> 0.0110 0.0630 0.0866 0.0797 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">long-term capital </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Seligman </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Global Technology Fund (Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span> 0.0118 0.3437 0.1842 0.2270 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term capital </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Small Cap </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Value Discovery Fund (Class 2) (previously </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Small Cap </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Value Fund (Class 2))</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span> 0.0116 0.1466 0.1219 0.1120 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks total return, </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">consisting of current </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">income and capital </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - Strategic </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Income Fund (Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span> 0.0095 0.0688 0.0187 0.0399 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">current income as its </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">primary objective and, </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">as its secondary </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">objective, preservation </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">of capital.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Columbia Variable Portfolio - </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">U.S. Government Mortgage Fund (Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span> 0.0070 0.0883 -0.0032 0.0165 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Non-diversified fund that </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">seeks to provide </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with total </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">return that exceeds the </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">rate of inflation over the </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">long term.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">CTIVP</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> - BlackRock Global Inflation-Linked </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Securities Fund (Class 2) (previously CTIVP</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">® </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">- BlackRock Global Inflation-Protected </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Securities Fund (Class 2))</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC, adviser; BlackRock Financial </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Management, Inc., subadviser; BlackRock </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">International Limited, sub-subadviser.</span> 0.0087 0.0384 -0.0174 0.0171 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">current income and </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">capital appreciation.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">CTIVP</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> - CenterSquare Real Estate Fund </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC, adviser; CenterSquare Investment </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Management LLC, subadviser.</span> 0.0109 0.0211 0.0636 0.0544 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with a high </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">level of current income.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">CTIVP</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> - Fidelity Institutional AM</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> Total Bond </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Fund (Class 2) (previously CTIVP</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> - American </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Century Diversified Bond Fund (Class 2))</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC, adviser; FIAM LLC, subadviser; FMR </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Investment Management (UK) Limited, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">sub-subadviser.</span> 0.0074 0.0724 -0.0057 0.0208 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">long-term capital growth.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">CTIVP</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> - Principal Large Cap Growth Fund </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC, adviser; Principal Global Investors, LLC, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">subadviser.</span> 0.0095 0.1349 0.1020 0.1438 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">long-term growth of </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">capital and income.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">CTIVP</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> - T. Rowe Price Large Cap Value Fund </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC, adviser; T. Rowe Price Associates, Inc., </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">subadviser.</span> 0.0094 0.1212 0.1015 0.0964 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with total </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">return through current </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">income and capital </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">CTIVP</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> - TCW Total Return Bond Fund </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class 2) (previously CTIVP</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> - TCW Core Plus </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Bond Fund (Class 2))</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC, adviser; TCW Investment Management </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Company LLC, subadviser.</span> 0.0075 0.0731 -0.0078 0.0179 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">long-term growth of </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">capital.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">CTIVP</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> - Victory Sycamore Established Value </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Fund (Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC, adviser; Victory Capital Management </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Inc., subadviser.</span> 0.0107 0.0200 0.0937 0.1043 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">long-term capital growth.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">CTIVP</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> - Wellington Large Cap Value Fund </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC, adviser; Wellington Management </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Company LLP, subadviser.</span> 0.0086 0.1961 0.1097 0.1043 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">long-term capital growth.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">CTIVP</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> - Westfield Mid Cap Growth Fund </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC, adviser; Westfield Capital Management </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Company, L.P., subadviser.</span> 0.0108 0.1012 0.0689 0.1190 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">long-term capital growth.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">CTIVP</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> - Westfield Select Large Cap Growth </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Fund (Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC, adviser; Westfield Capital Management </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Company, L.P., subadviser.</span> 0.0094 0.1698 0.0178 0.1302 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks investment </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">results that correspond </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">to the total return </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">performance of common </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">stocks as represented </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">by the MSCI EAFE Index.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">CVT EAFE International Index Portfolio </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class F)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Calvert Research and Management</span> 0.0068 0.3064 0.0831 0.0763 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks investment </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">results that correspond </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">to the investment </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">performance of U.S. </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">common stocks, as </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">represented by the </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">NASDAQ 100 Index.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">CVT Nasdaq 100 Index Portfolio (Class F)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Calvert Research and Management, adviser; </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Ameritas Investment Partners, Inc, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">subadviser.</span> 0.0074 0.2010 0.1445 0.1879 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks investment </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">results that correspond </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">to the investment </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">performance of U.S. </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">common stocks, as </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">represented by the </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Russell 2000</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> Index.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">CVT Russell 2000</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> Small Cap Index </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Portfolio (Class F)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Calvert Research and Management, adviser; </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Ameritas Investment Partners, Inc, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">subadviser.</span> 0.0060 0.1223 0.0562 0.0908 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks capital </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">DWS Alternative Asset Allocation VIP </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class B)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">DWS Investment Management Americas </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Inc., adviser; RREEF America L.L.C., </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">subadviser.</span> 0.0131 0.1003 0.0488 0.0452 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks high level of </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">current income.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Eaton Vance VT Floating-Rate Income Fund </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Initial Class)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Eaton Vance Management</span> 0.0119 0.0395 0.0464 0.0443 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term capital </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Fidelity</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> VIP Contrafund</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> Portfolio (Service </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Fidelity Management &amp; Research Company, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">adviser; Fidelity Management &amp; Research </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Company (UK) Limited, Fidelity </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Management &amp; Research Company (Hong </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Kong) Limited, Fidelity Management &amp; </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Research Company (Japan) Limited, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">subadvisers.</span> 0.0079 0.2124 0.1508 0.1549 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks capital </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Fidelity</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> VIP Emerging Markets Portfolio </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Service Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Fidelity Management &amp; Research Company, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">adviser; Fidelity Management &amp; Research </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Company (UK) Limited, Fidelity </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Management &amp; Research Company (Hong </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Kong) Limited, Fidelity Management &amp; </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Research Company (Japan) Limited, FIL </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Investment Advisers, FIL Investment </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Advisers (UK) Limited and FIL Investments </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">(Japan) Limited, subadvisers.</span> 0.0112 0.4079 0.0562 0.1066 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks capital </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Fidelity</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> VIP Energy Portfolio (Service </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Fidelity Management &amp; Research Company, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">adviser; Fidelity Management &amp; Research </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Company (UK) Limited, Fidelity </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Management &amp; Research Company (Hong </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Kong) Limited, Fidelity Management &amp; </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Research Company (Japan) Limited, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">subadvisers.</span> 0.0085 0.1034 0.2386 0.0769 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks high total return </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">through a combination </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">of current income and </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">capital appreciation.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Fidelity</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> VIP Growth &amp; Income Portfolio </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Service Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Fidelity Management &amp; Research Company, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">adviser; Fidelity Management &amp; Research </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Company (UK) Limited, Fidelity </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Management &amp; Research Company (Hong </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Kong) Limited, Fidelity Management &amp; </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Research Company (Japan) Limited, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">subadvisers.</span> 0.0072 0.2121 0.1583 0.1356 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide capital </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">growth.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Fidelity</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> VIP Growth Opportunities Portfolio </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Service Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Fidelity Management &amp; Research Company, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">adviser; Fidelity Management &amp; Research </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Company (UK) Limited, Fidelity </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Management &amp; Research Company (Hong </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Kong) Limited, Fidelity Management &amp; </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Research Company (Japan) Limited, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">subadvisers.</span> 0.0081 0.2173 0.1104 0.1964 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks capital </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Fidelity</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> VIP International Capital </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Appreciation Portfolio (Service Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Fidelity Management &amp; Research Company, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">adviser; Fidelity Management &amp; Research </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Company (UK) Limited, Fidelity </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Management &amp; Research Company (Hong </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Kong) Limited, Fidelity Management &amp; </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Research Company (Japan) Limited, FIL </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Investment Advisers, FIL Investment </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Advisers (UK) Limited and FIL Investments </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">(Japan) Limited, subadvisers.</span> 0.0102 0.1836 0.0599 0.0953 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks as high level of </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">current income as is </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">consistent with the </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">preservation of capital.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Fidelity</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> VIP Investment Grade Bond </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Portfolio (Service Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Fidelity Management &amp; Research Company, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">adviser; Fidelity Management &amp; Research </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Company (UK) Limited, Fidelity </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Management &amp; Research Company (Hong </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Kong) Limited, Fidelity Management &amp; </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Research Company (Japan) Limited, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">subadvisers.</span> 0.0062 0.0693 -0.0021 0.0245 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term growth </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">of capital.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Fidelity</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> VIP Mid Cap Portfolio (Service </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Fidelity Management &amp; Research Company, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">adviser; Fidelity Management &amp; Research </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Company (UK) Limited, Fidelity </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Management &amp; Research Company (Hong </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Kong) Limited, Fidelity Management &amp; </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Research Company (Japan) Limited, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">subadvisers.</span> 0.0080 0.1149 0.0983 0.1031 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks a high level of </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">current income and may </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">also seek capital </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Fidelity</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> VIP Strategic Income Portfolio </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Service Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Fidelity Management &amp; Research Company, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">adviser; Fidelity Management &amp; Research </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Company (UK) Limited, Fidelity </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Management &amp; Research Company (Hong </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Kong) Limited, Fidelity Management &amp; </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Research Company (Japan) Limited, FIL </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Investment Advisers, FIL Investment </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Advisers (UK) Limited and FIL Investments </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">(Japan) Limited, subadvisers.</span> 0.0088 0.0858 0.0279 0.0440 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to maximize </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">income while </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">maintaining prospects </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">for capital appreciation. </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Under normal market </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">conditions, the fund </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">invests in a diversified </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">portfolio of debt and </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">equity securities.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Franklin Income VIP Fund (Class 4)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Franklin Advisers, Inc.</span> 0.0082 0.1243 0.0754 0.0719 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks capital </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Franklin Mutual Global Discovery VIP Fund </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class 4)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Franklin Mutual Advisers, LLC</span> 0.0126 0.2325 0.1188 0.0841 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term total </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">return. Under normal </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">market conditions, the </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">fund invests at least </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">80% of its net assets in </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">investments of small </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">capitalization </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">companies.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Franklin Small Cap Value VIP Fund (Class 4)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Franklin Mutual Advisers, LLC</span> 0.0101 0.0749 0.0875 0.0971 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term growth </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">of capital.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Goldman Sachs VIT Small Cap Equity </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Insights Fund (Service Shares)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Goldman Sachs Asset Management, L.P.</span> 0.0107 0.1582 0.1019 0.1057 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks total return with a </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">low to moderate </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">correlation to traditional </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">financial market indices.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Invesco V.I. Balanced-Risk Allocation Fund </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Series II Shares)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Invesco Advisers, Inc.</span> 0.0113 0.0869 0.0227 0.0491 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks capital growth </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">and income through </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">investments in equity </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">securities, including </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">common stocks, </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">preferred stocks and </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">securities convertible </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">into common and </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">preferred stocks.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Invesco V.I. Comstock Fund (Series II </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Shares)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Invesco Advisers, Inc.</span> 0.0100 0.1714 0.1514 0.1167 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks total return, </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">comprised of current </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">income and capital </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Invesco V.I. Core Plus Bond Fund (Series II </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Shares)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Invesco Advisers, Inc.</span> 0.0087 0.0696 -0.0036 0.0273 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks capital </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Invesco V.I. Global Fund (Series II Shares)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Invesco Advisers, Inc.</span> 0.0106 0.1505 0.0701 0.1072 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks capital </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Invesco V.I. Main Street Small Cap Fund</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">® </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Series II Shares)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Invesco Advisers, Inc.</span> 0.0109 0.0844 0.0807 0.1031 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term growth </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">of capital.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Invesco V.I. Technology Fund (Series II </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Shares)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Invesco Advisers, Inc.</span> 0.0121 0.2016 0.1002 0.1549 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term capital </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">growth, consistent with </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">preservation of capital </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">and balanced by current </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">income.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Janus Henderson Balanced Portfolio </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Service Shares)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Janus Henderson Investors US LLC</span> 0.0087 0.1484 0.0821 0.0986 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to obtain </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">maximum total return, </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">consistent with </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">preservation of capital.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Janus Henderson Flexible Bond Portfolio </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Service Shares)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Janus Henderson Investors US LLC</span> 0.0082 0.0722 -0.0047 0.0207 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term growth </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">of capital.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Janus Henderson Forty Portfolio (Service </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Shares)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Janus Henderson Investors US LLC</span> 0.0087 0.1786 0.1137 0.1596 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term growth </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">of capital.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Janus Henderson Global Technology and </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Innovation Portfolio (Service Shares)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Janus Henderson Investors US LLC</span> 0.0097 0.2484 0.1344 0.2118 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term growth </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">of capital.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Janus Henderson Overseas Portfolio </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Service Shares)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Janus Henderson Investors US LLC</span> 0.0096 0.2858 0.0917 0.0897 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term capital </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Lazard Retirement Emerging Markets Equity </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Portfolio (Service Shares)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Lazard Asset Management, LLC</span> 0.0138 0.4177 0.1076 0.0935 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks total return.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Lazard Retirement Global Dynamic </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Multi-Asset Portfolio (Service Shares)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Lazard Asset Management, LLC</span> 0.0105 0.1572 0.0519 0.0593 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to deliver high </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">current income and </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">long-term growth of </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">capital by investing </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">primarily in a variety of </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">fixed income securities </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">and select equity-related </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">securities.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Lord Abbett Series Fund Bond Debenture </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Portfolio (Class VC)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Lord, Abbett &amp; Co LLC</span> 0.0098 0.0833 0.0210 0.0472 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to deliver a high </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">level of current income </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">consistent with the </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">preservation of capital </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">by investing in a variety </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">of short maturity debt </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">securities including, </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">investment grade and </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">high yield corporate </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">bonds, U.S. government </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">securities, and </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">mortgage- and other </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">asset-backed debt </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">securities.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Lord Abbett Series Fund Short Duration </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Income Portfolio (Class VC)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Lord, Abbett &amp; Co LLC</span> 0.0072 0.0590 0.0225 0.0262 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks capital growth.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">LVIP American Century International Fund </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Service Class)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments Corporation, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">adviser; American Century Investment </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Management, Inc., subadviser.</span> 0.0110 0.1581 0.0171 0.0627 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term capital </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">growth. Income is a </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">secondary objective.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">LVIP American Century Mid Cap Value Fund </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Service Class)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments Corporation, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">adviser; American Century Investment </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Management, Inc., subadviser.</span> 0.0101 0.0883 0.0872 0.0896 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term capital </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">growth. Income is a </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">secondary objective.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">LVIP American Century Value Fund (Service </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Class)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments Corporation, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">adviser; American Century Investment </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Management, Inc., subadviser.</span> 0.0086 0.1585 0.1147 0.1007 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide high </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">total return from a </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">portfolio of selected </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">equity securities.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">LVIP JPMorgan U.S. Equity Fund (Service </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Class)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Lincoln Investment Advisors Corporation, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">adviser; J.P. Morgan Investment </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Management Inc., subadviser.</span> 0.0088 0.1426 0.1340 0.1456 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks total return.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">MFS</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> Global Real Estate Portfolio (Service </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Class)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Massachusetts Financial Services Company</span> 0.0115 0.0330 0.0108 0.0476 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks capital </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">MFS</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> International Growth Portfolio (Service </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Class)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Massachusetts Financial Services Company</span> 0.0113 0.2081 0.0680 0.0960 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks capital </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">MFS</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> Research International Portfolio </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Service Class)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Massachusetts Financial Services Company</span> 0.0115 0.2175 0.0525 0.0727 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks total return.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">MFS</span><span style="font-family:Arial;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> Utilities Series (Service Class)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Massachusetts Financial Services Company</span> 0.0103 0.1476 0.0738 0.0922 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">The Fund seeks </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">long-term capital growth </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">by investing primarily in </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">common stocks and </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">other equity securities.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Morgan Stanley VIF Discovery Portfolio </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class II Shares)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Morgan Stanley Investment Management </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Inc.</span> 0.0105 0.1244 -0.0546 0.1404 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term growth </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">of capital by investing </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">primarily in securities of </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">companies that meet </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">the Fund's </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">environmental, social </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">and governance (ESG) </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">criteria.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Neuberger Berman AMT Quality Equity </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Portfolio (Class S) (previously Neuberger </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Berman AMT Sustainable Equity Portfolio </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class S))</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Neuberger Berman Investment Advisers LLC</span> 0.0112 0.1341 0.1254 0.1266 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide total </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">return.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Nomura VIP Asset Strategy Series (Service </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Class) (previously Macquarie VIP Asset </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Strategy Series (Service Class))</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Delaware Management Company, adviser; </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Macquarie Investment Management Global </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Limited, subadviser.</span> 0.0077 0.1666 0.0707 0.0784 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks high current </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">income.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Nomura VIP Fund for Income Series (Service </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Class) (previously Macquarie VIP Fund for </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Income Series (Service Class))</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Delaware Management Company, adviser; </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Nomura Corporate Research and Asset </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Management Inc., subadviser.</span> 0.0105 0.0880 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term capital </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">growth.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Nomura VIP International Core Equity Series </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Service Class) (previously Macquarie VIP </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">International Core Equity Series (Service </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Class))</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Delaware Management Company</span> 0.0111 0.2424 0.0783 0.0662 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks maximum real </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">return, consistent with </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">preservation of real </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">capital and prudent </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">investment </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">management.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">PIMCO VIT All Asset Portfolio (Advisor </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Class)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Pacific Investment Management Company </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC (PIMCO)</span> 0.0223 0.1419 0.0549 0.0667 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks maximum total </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">return, consistent with </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">preservation of capital </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">and prudent investment </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">management.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">PIMCO VIT Total Return Portfolio (Advisor </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Class)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Pacific Investment Management Company </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC (PIMCO)</span> 0.0083 0.0878 -0.0008 0.0226 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks capital </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Putnam VT Global Health Care Fund </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class IB Shares)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Putnam Investment Management, LLC, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">adviser; Franklin Advisers, Inc., Franklin </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Templeton Investment Management Limited </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">and The Putnam Advisory Company, LLC, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">subadvisers.</span> 0.0100 0.1505 0.0771 0.0836 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks capital growth. </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Current income is a </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">secondary objective.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Putnam VT International Value Fund </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class IB Shares)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Putnam Investment Management, LLC, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">adviser; Franklin Advisers, Inc., Franklin </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Templeton Investment Management Limited </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">and The Putnam Advisory Company, LLC, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">subadvisers.</span> 0.0106 0.3468 0.1249 0.0886 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks capital growth </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">and current income.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Putnam VT Large Cap Value Fund (Class IB </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Shares)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Putnam Investment Management, LLC, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">adviser; Franklin Advisers, Inc. and Franklin </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Templeton Investment Management Limited, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">subadvisers.</span> 0.0079 0.2035 0.1538 0.1330 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term capital </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Putnam VT Sustainable Future Fund </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class IB Shares)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Putnam Investment Management, LLC, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">adviser; Franklin Advisers, Inc. and Franklin </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Templeton Investment Management Limited, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">subadvisers.</span> 0.0105 0.0266 0.0119 0.0960 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term capital </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Putnam VT Sustainable Leaders Fund </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class IB Shares)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Putnam Investment Management, LLC, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">adviser; Franklin Advisers, Inc. and Franklin </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Templeton Investment Management Limited, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">subadvisers.</span> 0.0088 0.1069 0.1034 0.1469 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term capital </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation by </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">investing in common </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">stocks of gold-mining </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">companies. The Fund </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">may take current </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">income into </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">consideration when </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">choosing investments.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">VanEck VIP Global Gold Fund (Class S </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Shares)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Van Eck Associates Corporation</span> 0.0145 1.6443 0.2000 0.2089 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide a high </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">level of total return that </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">is consistent with an </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">aggressive level of risk.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Variable Portfolio - Aggressive Portfolio </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span> 0.0104 0.1763 0.0813 0.0906 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide a high </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">level of total return that </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">is consistent with a </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">conservative level of </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">risk.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Variable Portfolio - Conservative Portfolio </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span> 0.0089 0.1021 0.0162 0.0353 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Pursues total return </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">while seeking to </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">manage the Fund's </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">exposure to equity </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">market volatility.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Variable Portfolio - Managed Risk Fund </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span> 0.0102 0.1215 0.0473 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Pursues total return </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">while seeking to </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">manage the Fund's </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">exposure to equity </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">market volatility.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Variable Portfolio - Managed Risk U.S. Fund </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span> 0.0099 0.0959 0.0564 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Pursues total return </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">while seeking to </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">manage the Fund's </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">exposure to equity </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">market volatility.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Variable Portfolio - Managed Volatility </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Conservative Fund (Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span> 0.0095 0.0917 0.0115 0.0333 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Pursues total return </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">while seeking to </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">manage the Fund's </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">exposure to equity </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">market volatility.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Variable Portfolio - Managed Volatility </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Conservative Growth Fund (Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span> 0.0097 0.1102 0.0266 0.0453 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Pursues total return </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">while seeking to </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">manage the Fund's </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">exposure to equity </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">market volatility.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Variable Portfolio - Managed Volatility Growth </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Fund (Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span> 0.0101 0.1475 0.0583 0.0695 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Pursues total return </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">while seeking to </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">manage the Fund’s </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">exposure to equity </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">market volatility.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Variable Portfolio - Managed Volatility </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Moderate Growth Fund (Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span> 0.0098 0.1287 0.0429 0.0582 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide a high </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">level of total return that </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">is consistent with a </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">moderate level of risk.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Variable Portfolio - Moderate Portfolio </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span> 0.0096 0.1386 0.0491 0.0642 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide a high </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">level of total return that </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">is consistent with a </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">moderately aggressive </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">level of risk.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Variable Portfolio - Moderately Aggressive </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Portfolio (Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span> 0.0100 0.1571 0.0644 0.0771 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide a high </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">level of total return that </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">is consistent with a </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">moderately conservative </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">level of risk.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Variable Portfolio - Moderately Conservative </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Portfolio (Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span> 0.0094 0.1210 0.0318 0.0492 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with a high </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">level of current income </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">while conserving the </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">value of the investment </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">for the longest period of </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">time.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Variable Portfolio - Partners Core Bond Fund </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC, adviser; J.P. Morgan Investment </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Management Inc. and Allspring Global </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Investments, LLC, subadvisers.</span> 0.0073 0.0728 -0.0023 0.0199 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">long-term capital growth.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Variable Portfolio - Partners Core Equity Fund </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC, adviser; J.P. Morgan Investment </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Management Inc. and T. Rowe Price </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Associates, Inc., subadvisers.</span> 0.0093 0.1314 0.1304 0.1263 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">long-term growth of </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">capital.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Variable Portfolio - Partners International </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Core Equity Fund (Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC, adviser; Schroder Investment </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Management North America Inc., </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">subadviser; Schroder Investment </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Management North America Limited, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">sub-subadviser.</span> 0.0108 0.2455 0.0702 0.0612 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">long-term capital growth.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Variable Portfolio - Partners International </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Growth Fund (Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC, adviser; William Blair Investment </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Management, LLC and Walter Scott &amp; </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Partners Limited, subadvisers.</span> 0.0108 0.1750 0.0136 0.0501 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">long-term capital growth.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Variable Portfolio - Partners International </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Value Fund (Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC, adviser; Pzena Investment </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Management, LLC and Thompson, Siegel &amp; </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Walmsley LLC, subadvisers.</span> 0.0105 0.3484 0.1014 0.0697 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">long-term capital growth.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Variable Portfolio - Partners Small Cap </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Growth Fund (Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC, adviser; Goldman Sachs Asset </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Management, LP and Segall Bryant &amp; Hamill </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC, subadvisers.</span> 0.0110 0.0786 0.0094 0.0772 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to provide </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">shareholders with </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">long-term capital </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">appreciation.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Variable Portfolio - Partners Small Cap Value </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Fund (Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC, adviser; Segall Bryant &amp; Hamill, LLC </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">and William Blair Investment Management, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC, subadvisers.</span> 0.0109 0.0707 0.0660 0.0706 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Pursues total return </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">while seeking to </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">manage the Fund's </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">exposure to equity </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">market volatility.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Variable Portfolio - U.S. Flexible Conservative </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Growth Fund (Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span> 0.0096 0.0922 0.0353 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Pursues total return </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">while seeking to </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">manage the Fund's </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">exposure to equity </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">market volatility.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Variable Portfolio - U.S. Flexible Growth Fund </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">(Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span> 0.0093 0.1107 0.0736 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Pursues total return </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">while seeking to </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">manage the Fund's </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">exposure to equity </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">market volatility.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Variable Portfolio - U.S. Flexible Moderate </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Growth Fund (Class 2)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Columbia Management Investment Advisers, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">LLC</span> 0.0094 0.1010 0.0546 <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks to maximize total </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">return.</span> <span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Western Asset Variable Global High Yield </span><span style="font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Bond Portfolio (Class II)</span> <span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Franklin Templeton Fund Adviser, LLC, </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">adviser; Western Asset Management </span><span style="font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Company, LLC, subadviser.</span> 0.0106 0.0995 0.0234 0.0509 <span style="color:#000000;font-family:Arial;font-size:7.44pt;">This Fund and its investment adviser and/or affiliates have entered into a temporary expense reimbursement arrangement and/or fee waiver. The Fund’s annual expenses reflect temporary fee reductions. Please see the Fund’s prospectus for additional information.</span> <span style="font-family:Arial;font-size:9.30pt;">The following is a list of Fixed Options currently available under the Contract. We may change the features of the Fixed Options listed below or terminate existing Fixed Options. We will provide you with written notice before doing so. </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-collapse:collapse;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="border-left:0.1pt hidden;border-right:0.1pt hidden;border-top:0.1pt hidden;height:25.25pt;"> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:386.29pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;font-weight:bold;margin-left:0.0pt;">Name</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:41.43pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;font-weight:bold;">Term</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.34pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;font-weight:bold;">Contract</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;font-weight:bold;">Issue</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;font-weight:bold;">Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:60.93pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;font-weight:bold;">Guaranteed</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;font-weight:bold;">Minimum</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;font-weight:bold;">Interest Rate*</span></div></div></td></tr> <tr style="height:13.25pt;"> <td rowspan="5" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:386.29pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">Special DCA Fixed Account</span></div></div></td> <td rowspan="5" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:41.43pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;">6 Months</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:39.34pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">2022</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:60.93pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">1.00%</span></div></div></td></tr> <tr style="height:13.25pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:39.34pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">2023</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:60.93pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">2.95%</span></div></div></td></tr> <tr style="height:13.25pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:39.34pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">2024</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:60.93pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">3.00%</span></div></div></td></tr> <tr style="height:13.25pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:39.34pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">2025</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:60.93pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">2.65%</span></div></div></td></tr> <tr style="height:13.25pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:39.34pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">2026</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:60.93pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">2.40%</span></div></div></td></tr> <tr style="height:13.25pt;"> <td rowspan="5" style="background-color:#E5E5E5;border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:386.29pt;"> <div style="line-height:7.4400pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">Special DCA Fixed Account</span></div></div></td> <td rowspan="5" style="background-color:#E5E5E5;border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:41.43pt;"> <div style="line-height:7.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">1 Year</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:39.34pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">2022</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:60.93pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">1.00%</span></div></div></td></tr> <tr style="height:13.25pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:39.34pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">2023</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:60.93pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">2.95%</span></div></div></td></tr> <tr style="height:13.25pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:39.34pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">2024</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:60.93pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">3.00%</span></div></div></td></tr> <tr style="height:13.25pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:39.34pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">2025</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:60.93pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">2.65%</span></div></div></td></tr> <tr style="height:9.75pt;"> <td style="background-color:#E5E5E5;border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:39.34pt;"> <div style="line-height:7.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">2026</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:60.93pt;"> <div style="line-height:7.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">2.40%</span></div></div></td></tr></table><span style="font-family:Arial;font-size:7.44pt;">*</span><span style="font-family:Arial;font-size:7.44pt;">See your Contract Data Page for your applicable guaranteed minimum interest rate. </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-collapse:collapse;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="border-left:0.1pt hidden;border-right:0.1pt hidden;border-top:0.1pt hidden;height:25.25pt;"> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:386.29pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;font-weight:bold;margin-left:0.0pt;">Name</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:41.43pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;font-weight:bold;">Term</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.34pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;font-weight:bold;">Contract</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;font-weight:bold;">Issue</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;font-weight:bold;">Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:60.93pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;font-weight:bold;">Guaranteed</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;font-weight:bold;">Minimum</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;font-weight:bold;">Interest Rate*</span></div></div></td></tr> <tr style="height:13.25pt;"> <td rowspan="5" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:386.29pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">Special DCA Fixed Account</span></div></div></td> <td rowspan="5" style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:41.43pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;">6 Months</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:39.34pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">2022</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:60.93pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">1.00%</span></div></div></td></tr> <tr style="height:13.25pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:39.34pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">2023</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:60.93pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">2.95%</span></div></div></td></tr> <tr style="height:13.25pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:39.34pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">2024</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:60.93pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">3.00%</span></div></div></td></tr> <tr style="height:13.25pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:39.34pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">2025</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:60.93pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">2.65%</span></div></div></td></tr> <tr style="height:13.25pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:39.34pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">2026</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:60.93pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">2.40%</span></div></div></td></tr> <tr style="height:13.25pt;"> <td rowspan="5" style="background-color:#E5E5E5;border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:386.29pt;"> <div style="line-height:7.4400pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">Special DCA Fixed Account</span></div></div></td> <td rowspan="5" style="background-color:#E5E5E5;border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:41.43pt;"> <div style="line-height:7.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">1 Year</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:39.34pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">2022</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:60.93pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">1.00%</span></div></div></td></tr> <tr style="height:13.25pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:39.34pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">2023</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:60.93pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">2.95%</span></div></div></td></tr> <tr style="height:13.25pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:39.34pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">2024</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:60.93pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">3.00%</span></div></div></td></tr> <tr style="height:13.25pt;"> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:39.34pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">2025</span></div></div></td> <td style="background-color:#E5E5E5;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:60.93pt;"> <div style="line-height:8.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">2.65%</span></div></div></td></tr> <tr style="height:9.75pt;"> <td style="background-color:#E5E5E5;border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:39.34pt;"> <div style="line-height:7.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">2026</span></div></div></td> <td style="background-color:#E5E5E5;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:60.93pt;"> <div style="line-height:7.4400pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="font-family:Arial;font-size:7.44pt;margin-left:0.00pt;">2.40%</span></div></div></td></tr></table> <span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">Special DCA Fixed Account</span> P6M 0.0100 0.0295 0.0300 0.0265 0.0240 <span style="font-family:Arial;font-size:7.44pt;margin-left:0.0pt;">Special DCA Fixed Account</span> P1Y 0.0100 0.0295 0.0300 0.0265 0.0240 <span style="font-family:Arial;font-size:9.30pt;font-weight:bold;text-transform:uppercase;">Example – Standard ROPP Death Benefit </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">Assumptions: </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">You purchase the contract with a payment of $20,000; and </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">on the first contract anniversary you make an additional purchase payment of $5,000; and </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">During the second contract year the contract value falls to $22,000 and you take a $1,500 (including surrender charge) partial surrender; and </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">During the third contract year the contract value grows to $23,000.</span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:528pt;"> <tr style="height:9.75pt;"> <td colspan="3" style="padding-bottom:3pt;padding-top:3pt;vertical-align:Top;width:465pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">We calculate the Standard ROPP Death Benefit as follows:</span></div></div></td> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:60pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:3pt;text-align:right;width:54pt;"> <div style="display:flex;margin:auto;width:56.0pt;"> <div style="display:flex;white-space:nowrap;width:56.0pt;"> </div></div></div></td> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr> <tr style="height:14.5pt;"> <td colspan="3" style="padding-bottom:4.75pt;padding-top:3pt;vertical-align:Top;width:465pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Contract value at death:</span></div></div></td> <td style="padding-bottom:1.75pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:60pt;"> <div style="line-height:12.3000pt;margin-left:3pt;margin-right:3pt;text-align:right;width:54pt;"> <div style="display:flex;margin:auto;width:56.0pt;"> <div style="border-bottom:1.5pt groove #000000;display:flex;white-space:nowrap;width:56.0pt;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;width:auto;">$</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;width:56.0pt;">23,000.00</span></div></div></div></td> <td style="padding-bottom:4.75pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr> <tr style="height:14.5pt;"> <td colspan="3" style="padding-bottom:3pt;padding-top:4.75pt;vertical-align:Top;width:465pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Purchase payments minus adjusted partial surrenders:</span></div></div></td> <td style="padding-bottom:3pt;padding-top:4.75pt;vertical-align:Bottom;white-space:nowrap;width:60pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:3pt;text-align:right;width:54pt;"> <div style="display:flex;margin:auto;width:56.0pt;"> <div style="display:flex;white-space:nowrap;width:56.0pt;"> </div></div></div></td> <td style="padding-bottom:3pt;padding-top:4.75pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr> <tr style="height:12.75pt;"> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Top;width:27pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> </span></div></div></td> <td colspan="2" style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;width:438pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Total purchase payments:</span></div></div></td> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:60pt;"> <div style="line-height:10.2300pt;margin-left:3pt;margin-right:3pt;text-align:right;width:54pt;"> <div style="display:flex;margin:auto;width:56.0pt;"> <div style="display:flex;white-space:nowrap;width:56.0pt;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;width:auto;">$</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;width:56.0pt;">25,000.00</span></div></div></div></td> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr> <tr style="height:12.75pt;"> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Top;width:27pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> </span></div></div></td> <td colspan="2" style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;width:438pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">minus adjusted partial surrenders, calculated as:</span></div></div></td> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:60pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:3pt;text-align:right;width:54pt;"> <div style="display:flex;margin:auto;width:56.0pt;"> <div style="display:flex;white-space:nowrap;width:56.0pt;"> </div></div></div></td> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr> <tr style="height:14pt;"> <td style="padding-bottom:4.25pt;padding-top:3pt;vertical-align:Top;width:27pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> </span></div></div></td> <td style="padding-bottom:1.25pt;padding-top:3pt;vertical-align:Bottom;width:102pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="border-bottom:0.5pt groove #000000;color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">$1,500 × $25,000</span></div></div></td> <td rowspan="2" style="padding-bottom:4.25pt;padding-top:3pt;vertical-align:Middle;width:336pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">=</span></div></div></td> <td style="padding-bottom:1.25pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:60pt;"> <div style="line-height:10.3000pt;margin-left:3pt;margin-right:3pt;text-align:right;width:54pt;"> <div style="display:flex;margin:auto;width:56.0pt;"> <div style="border-bottom:0.5pt groove #000000;display:flex;white-space:nowrap;width:56.0pt;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;width:56.0pt;">–1,704.54</span></div></div></div></td> <td style="padding-bottom:4.25pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr> <tr style="height:14pt;"> <td style="padding-bottom:3pt;padding-top:4.25pt;vertical-align:Top;width:27pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> </span></div></div></td> <td style="padding-bottom:3pt;padding-top:4.25pt;vertical-align:Bottom;width:102pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;">$22,000</span></div></div></td> <td style="padding-bottom:3pt;padding-top:4.25pt;vertical-align:Bottom;white-space:nowrap;width:60pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:3pt;text-align:right;width:54pt;"> <div style="display:flex;margin:auto;width:56.0pt;"> <div style="display:flex;white-space:nowrap;width:56.0pt;"> </div></div></div></td> <td style="padding-bottom:3pt;padding-top:4.25pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr> <tr style="height:14.5pt;"> <td style="padding-bottom:4.75pt;padding-top:3pt;vertical-align:Top;width:27pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> </span></div></div></td> <td colspan="2" style="padding-bottom:4.75pt;padding-top:3pt;vertical-align:Bottom;width:438pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">for a death benefit of:</span></div></div></td> <td style="padding-bottom:1.75pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:60pt;"> <div style="line-height:12.3000pt;margin-left:3pt;margin-right:3pt;text-align:right;width:54pt;"> <div style="display:flex;margin:auto;width:56.0pt;"> <div style="border-bottom:1.5pt groove #000000;display:flex;white-space:nowrap;width:56.0pt;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;width:auto;">$</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;width:56.0pt;">23,295.45</span></div></div></div></td> <td style="padding-bottom:4.75pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr> <tr style="height:12.5pt;"> <td colspan="3" style="padding-bottom:1.5pt;padding-top:4.75pt;vertical-align:Top;width:465pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">The Standard ROPP Death Benefit, calculated as the greatest of these two values:</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:4.75pt;vertical-align:Bottom;white-space:nowrap;width:60pt;"> <div style="line-height:10.2300pt;margin-left:3pt;margin-right:3pt;text-align:right;width:54pt;"> <div style="display:flex;margin:auto;width:56.0pt;"> <div style="display:flex;white-space:nowrap;width:56.0pt;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;width:auto;">$</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;width:56.0pt;">23,295.45</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:4.75pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr></table> <span style="font-family:Arial;font-size:9.30pt;font-weight:bold;text-transform:uppercase;">Example – MAV Death Benefit </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">Assumptions: </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">You purchase the contract with a payment of $25,000. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">On the first contract anniversary the contract value grows to $26,000. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">During the second contract year the contract value falls to $22,000, at which point you take a $1,500 partial surrender (including surrender charge), leaving a contract value of $20,500.</span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:528pt;"> <tr style="height:20.75pt;"> <td colspan="3" style="padding-bottom:3pt;padding-top:3pt;vertical-align:Top;width:465pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">We calculate the MAV death benefit, which is based on the greater of three values,</span></div> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">as follows:</span></div></div></td> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:60pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:3pt;text-align:right;width:54pt;"> <div style="display:flex;margin:auto;width:56.0pt;"> <div style="display:flex;white-space:nowrap;width:56.0pt;"> </div></div></div></td> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr> <tr style="height:14pt;"> <td style="padding-bottom:4.25pt;padding-top:3pt;vertical-align:Top;width:27pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">1.</span></div></div></td> <td colspan="2" style="padding-bottom:4.25pt;padding-top:3pt;vertical-align:Bottom;width:438pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Contract value at death:</span></div></div></td> <td style="padding-bottom:1.25pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:60pt;"> <div style="line-height:10.3000pt;margin-left:3pt;margin-right:3pt;text-align:right;width:54pt;"> <div style="display:flex;margin:auto;width:56.0pt;"> <div style="border-bottom:0.5pt groove #000000;display:flex;white-space:nowrap;width:56.0pt;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;width:auto;">$</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;width:56.0pt;">20,500.00</span></div></div></div></td> <td style="padding-bottom:4.25pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr> <tr style="height:14pt;"> <td style="padding-bottom:3pt;padding-top:4.25pt;vertical-align:Top;width:27pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">2.</span></div></div></td> <td colspan="2" style="padding-bottom:3pt;padding-top:4.25pt;vertical-align:Bottom;width:438pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Purchase payments minus adjusted partial surrenders:</span></div></div></td> <td style="padding-bottom:3pt;padding-top:4.25pt;vertical-align:Bottom;white-space:nowrap;width:60pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:3pt;text-align:right;width:54pt;"> <div style="display:flex;margin:auto;width:56.0pt;"> <div style="display:flex;white-space:nowrap;width:56.0pt;"> </div></div></div></td> <td style="padding-bottom:3pt;padding-top:4.25pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr> <tr style="height:12.75pt;"> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Top;width:27pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> </span></div></div></td> <td colspan="2" style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;width:438pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Total purchase payments:</span></div></div></td> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:60pt;"> <div style="line-height:10.2300pt;margin-left:3pt;margin-right:3pt;text-align:right;width:54pt;"> <div style="display:flex;margin:auto;width:56.0pt;"> <div style="display:flex;white-space:nowrap;width:56.0pt;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;width:auto;">$</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;width:56.0pt;">25,000.00</span></div></div></div></td> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr> <tr style="height:12.75pt;"> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Top;width:27pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> </span></div></div></td> <td colspan="2" style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;width:438pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">minus adjusted partial surrenders, calculated as:</span></div></div></td> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:60pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:3pt;text-align:right;width:54pt;"> <div style="display:flex;margin:auto;width:56.0pt;"> <div style="display:flex;white-space:nowrap;width:56.0pt;"> </div></div></div></td> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr> <tr style="height:14pt;"> <td style="padding-bottom:4.25pt;padding-top:3pt;vertical-align:Top;width:27pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> </span></div></div></td> <td style="padding-bottom:1.25pt;padding-top:3pt;vertical-align:Bottom;width:102pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="border-bottom:0.5pt groove #000000;color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">$1,500 × $25,000</span></div></div></td> <td rowspan="2" style="padding-bottom:4.25pt;padding-top:3pt;vertical-align:Middle;width:336pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">=</span></div></div></td> <td style="padding-bottom:1.25pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:60pt;"> <div style="line-height:10.3000pt;margin-left:3pt;margin-right:3pt;text-align:right;width:54pt;"> <div style="display:flex;margin:auto;width:56.0pt;"> <div style="border-bottom:0.5pt groove #000000;display:flex;white-space:nowrap;width:56.0pt;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;width:56.0pt;">–1,704.55</span></div></div></div></td> <td style="padding-bottom:4.25pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr> <tr style="height:14pt;"> <td style="padding-bottom:3pt;padding-top:4.25pt;vertical-align:Top;width:27pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> </span></div></div></td> <td style="padding-bottom:3pt;padding-top:4.25pt;vertical-align:Bottom;width:102pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;">$22,000</span></div></div></td> <td style="padding-bottom:3pt;padding-top:4.25pt;vertical-align:Bottom;white-space:nowrap;width:60pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:3pt;text-align:right;width:54pt;"> <div style="display:flex;margin:auto;width:56.0pt;"> <div style="display:flex;white-space:nowrap;width:56.0pt;"> </div></div></div></td> <td style="padding-bottom:3pt;padding-top:4.25pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr> <tr style="height:14.5pt;"> <td style="padding-bottom:4.75pt;padding-top:3pt;vertical-align:Top;width:27pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> </span></div></div></td> <td colspan="2" style="padding-bottom:4.75pt;padding-top:3pt;vertical-align:Bottom;width:438pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">for a death benefit of:</span></div></div></td> <td style="padding-bottom:1.75pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:60pt;"> <div style="line-height:12.3000pt;margin-left:3pt;margin-right:3pt;text-align:right;width:54pt;"> <div style="display:flex;margin:auto;width:56.0pt;"> <div style="border-bottom:1.5pt groove #000000;display:flex;white-space:nowrap;width:56.0pt;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;width:auto;">$</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;width:56.0pt;">23,295.45</span></div></div></div></td> <td style="padding-bottom:4.75pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr> <tr style="height:14.5pt;"> <td style="padding-bottom:3pt;padding-top:4.75pt;vertical-align:Top;width:27pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">3.</span></div></div></td> <td colspan="2" style="padding-bottom:3pt;padding-top:4.75pt;vertical-align:Bottom;width:438pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">The MAV immediately preceding the date of death:</span></div></div></td> <td style="padding-bottom:3pt;padding-top:4.75pt;vertical-align:Bottom;white-space:nowrap;width:60pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:3pt;text-align:right;width:54pt;"> <div style="display:flex;margin:auto;width:56.0pt;"> <div style="display:flex;white-space:nowrap;width:56.0pt;"> </div></div></div></td> <td style="padding-bottom:3pt;padding-top:4.75pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr> <tr style="height:12.75pt;"> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Top;width:27pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> </span></div></div></td> <td colspan="2" style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;width:438pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Greatest of your contract anniversary values:</span></div></div></td> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:60pt;"> <div style="line-height:10.2300pt;margin-left:3pt;margin-right:3pt;text-align:right;width:54pt;"> <div style="display:flex;margin:auto;width:56.0pt;"> <div style="display:flex;white-space:nowrap;width:56.0pt;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;width:auto;">$</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;width:56.0pt;">26,000.00</span></div></div></div></td> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr> <tr style="height:12.75pt;"> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Top;width:27pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> </span></div></div></td> <td colspan="2" style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;width:438pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">plus purchase payments made since the prior anniversary:</span></div></div></td> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:60pt;"> <div style="line-height:10.2300pt;margin-left:3pt;margin-right:3pt;text-align:right;width:54pt;"> <div style="display:flex;margin:auto;width:56.0pt;"> <div style="display:flex;white-space:nowrap;width:56.0pt;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;width:56.0pt;">+0.00</span></div></div></div></td> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr> <tr style="height:10.75pt;"> <td style="padding-bottom:1.5pt;padding-top:3pt;vertical-align:Top;width:27pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> </span></div></div></td> <td colspan="2" style="padding-bottom:1.5pt;padding-top:3pt;vertical-align:Bottom;width:438pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">minus adjusted partial surrenders, calculated as:</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:60pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:3pt;text-align:right;width:54pt;"> <div style="display:flex;margin:auto;width:56.0pt;"> <div style="display:flex;white-space:nowrap;width:56.0pt;"> </div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:528pt;"> <tr style="height:11pt;"> <td style="padding-bottom:4.25pt;padding-top:4.25pt;vertical-align:Top;width:27pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> </span></div></div></td> <td style="padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;width:102pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="border-bottom:0.5pt groove #000000;color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">$1,500 × $26,000</span></div></div></td> <td rowspan="2" style="padding-bottom:4.25pt;padding-top:4.25pt;vertical-align:Middle;width:336pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">=</span></div></div></td> <td style="padding-bottom:1.25pt;padding-top:1.25pt;vertical-align:Bottom;white-space:nowrap;width:60pt;"> <div style="line-height:10.3000pt;margin-left:3pt;margin-right:3pt;text-align:right;width:54pt;"> <div style="display:flex;margin:auto;width:56.0pt;"> <div style="border-bottom:0.5pt groove #000000;display:flex;white-space:nowrap;width:56.0pt;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;width:56.0pt;">–1,772.73</span></div></div></div></td> <td style="padding-bottom:4.25pt;padding-top:4.25pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr> <tr style="height:14pt;"> <td style="padding-bottom:3pt;padding-top:4.25pt;vertical-align:Top;width:27pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> </span></div></div></td> <td style="padding-bottom:3pt;padding-top:4.25pt;vertical-align:Bottom;width:102pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;">$22,000</span></div></div></td> <td style="padding-bottom:3pt;padding-top:4.25pt;vertical-align:Bottom;white-space:nowrap;width:60pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:3pt;text-align:right;width:54pt;"> <div style="display:flex;margin:auto;width:56.0pt;"> <div style="display:flex;white-space:nowrap;width:56.0pt;"> </div></div></div></td> <td style="padding-bottom:3pt;padding-top:4.25pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr> <tr style="height:14.5pt;"> <td style="padding-bottom:4.75pt;padding-top:3pt;vertical-align:Top;width:27pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> </span></div></div></td> <td colspan="2" style="padding-bottom:4.75pt;padding-top:3pt;vertical-align:Bottom;width:438pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">for a death benefit of:</span></div></div></td> <td style="padding-bottom:1.75pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:60pt;"> <div style="line-height:12.3000pt;margin-left:3pt;margin-right:3pt;text-align:right;width:54pt;"> <div style="display:flex;margin:auto;width:56.0pt;"> <div style="border-bottom:1.5pt groove #000000;display:flex;white-space:nowrap;width:56.0pt;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;width:auto;">$</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;width:56.0pt;">24,227.27</span></div></div></div></td> <td style="padding-bottom:4.75pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr> <tr style="height:23.5pt;"> <td colspan="3" style="padding-bottom:1.5pt;padding-top:4.75pt;vertical-align:Top;width:465pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">The MAV Death Benefit, calculated as the greatest of these three values,</span></div> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">which is the MAV:</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:4.75pt;vertical-align:Bottom;white-space:nowrap;width:60pt;"> <div style="line-height:10.2300pt;margin-left:3pt;margin-right:3pt;text-align:right;width:54pt;"> <div style="display:flex;margin:auto;width:56.0pt;"> <div style="display:flex;white-space:nowrap;width:56.0pt;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;width:auto;">$</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;width:56.0pt;">24,227.27</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:4.75pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr></table> <span style="font-family:Arial;font-size:9.30pt;font-weight:bold;text-transform:uppercase;">Example – 5-Year MAV Death Benefit </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">Assumptions: </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">You purchase the contract with a payment of $25,000. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">On the fifth contract anniversary the contract value grows to $26,000. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">•</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;">During the sixth contract year the contract value falls to $22,000, at which point you take a $1,500 partial surrender (including surrender charge), leaving a contract value at $20,500.</span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:528pt;"> <tr style="height:20.75pt;"> <td colspan="3" style="padding-bottom:3pt;padding-top:3pt;vertical-align:Top;width:465pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">We calculate the 5-Year MAV death benefit, which is based on the greater of three values,</span></div> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">as follows:</span></div></div></td> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:60pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:3pt;text-align:right;width:54pt;"> <div style="display:flex;margin:auto;width:56.0pt;"> <div style="display:flex;white-space:nowrap;width:56.0pt;"> </div></div></div></td> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr> <tr style="height:13.5pt;"> <td style="padding-bottom:3.75pt;padding-top:3pt;vertical-align:Top;width:27pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">1.</span></div></div></td> <td colspan="2" style="padding-bottom:3.75pt;padding-top:3pt;vertical-align:Bottom;width:438pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Contract value at death:</span></div></div></td> <td style="padding-bottom:1.25pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:60pt;"> <div style="line-height:10.3000pt;margin-left:3pt;margin-right:3pt;text-align:right;width:54pt;"> <div style="display:flex;margin:auto;width:56.0pt;"> <div style="border-bottom:0.5pt groove #000000;display:flex;white-space:nowrap;width:56.0pt;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;width:auto;">$</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;width:56.0pt;">20,500.00</span></div></div></div></td> <td style="padding-bottom:3.75pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr> <tr style="height:13.5pt;"> <td style="padding-bottom:3pt;padding-top:3.75pt;vertical-align:Top;width:27pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">2.</span></div></div></td> <td colspan="2" style="padding-bottom:3pt;padding-top:3.75pt;vertical-align:Bottom;width:438pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">Purchase payments minus adjusted partial surrenders:</span></div></div></td> <td style="padding-bottom:3pt;padding-top:3.75pt;vertical-align:Bottom;white-space:nowrap;width:60pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:3pt;text-align:right;width:54pt;"> <div style="display:flex;margin:auto;width:56.0pt;"> <div style="display:flex;white-space:nowrap;width:56.0pt;"> </div></div></div></td> <td style="padding-bottom:3pt;padding-top:3.75pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr> <tr style="height:12.75pt;"> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Top;width:27pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> </span></div></div></td> <td colspan="2" style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;width:438pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Total purchase payments:</span></div></div></td> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:60pt;"> <div style="line-height:10.2300pt;margin-left:3pt;margin-right:3pt;text-align:right;width:54pt;"> <div style="display:flex;margin:auto;width:56.0pt;"> <div style="display:flex;white-space:nowrap;width:56.0pt;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;width:auto;">$</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;width:56.0pt;">25,000.00</span></div></div></div></td> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr> <tr style="height:12.75pt;"> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Top;width:27pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> </span></div></div></td> <td colspan="2" style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;width:438pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">minus adjusted partial surrenders, calculated as:</span></div></div></td> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:60pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:3pt;text-align:right;width:54pt;"> <div style="display:flex;margin:auto;width:56.0pt;"> <div style="display:flex;white-space:nowrap;width:56.0pt;"> </div></div></div></td> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr> <tr style="height:13.5pt;"> <td style="padding-bottom:3.75pt;padding-top:3pt;vertical-align:Top;width:27pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> </span></div></div></td> <td style="padding-bottom:1.25pt;padding-top:3pt;vertical-align:Bottom;width:102pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="border-bottom:0.5pt groove #000000;color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">$1,500 × $25,000</span></div></div></td> <td rowspan="2" style="padding-bottom:3.75pt;padding-top:3pt;vertical-align:Middle;width:336pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">=</span></div></div></td> <td style="padding-bottom:1.25pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:60pt;"> <div style="line-height:10.3000pt;margin-left:3pt;margin-right:3pt;text-align:right;width:54pt;"> <div style="display:flex;margin:auto;width:56.0pt;"> <div style="border-bottom:0.5pt groove #000000;display:flex;white-space:nowrap;width:56.0pt;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;width:56.0pt;">–1,704.55</span></div></div></div></td> <td style="padding-bottom:3.75pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr> <tr style="height:13.5pt;"> <td style="padding-bottom:3pt;padding-top:3.75pt;vertical-align:Top;width:27pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> </span></div></div></td> <td style="padding-bottom:3pt;padding-top:3.75pt;vertical-align:Bottom;width:102pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;">$22,000</span></div></div></td> <td style="padding-bottom:3pt;padding-top:3.75pt;vertical-align:Bottom;white-space:nowrap;width:60pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:3pt;text-align:right;width:54pt;"> <div style="display:flex;margin:auto;width:56.0pt;"> <div style="display:flex;white-space:nowrap;width:56.0pt;"> </div></div></div></td> <td style="padding-bottom:3pt;padding-top:3.75pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr> <tr style="height:14.5pt;"> <td style="padding-bottom:4.75pt;padding-top:3pt;vertical-align:Top;width:27pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> </span></div></div></td> <td colspan="2" style="padding-bottom:4.75pt;padding-top:3pt;vertical-align:Bottom;width:438pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">for a death benefit of:</span></div></div></td> <td style="padding-bottom:1.75pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:60pt;"> <div style="line-height:12.3000pt;margin-left:3pt;margin-right:3pt;text-align:right;width:54pt;"> <div style="display:flex;margin:auto;width:56.0pt;"> <div style="border-bottom:1.5pt groove #000000;display:flex;white-space:nowrap;width:56.0pt;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;width:auto;">$</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;width:56.0pt;">23,295.45</span></div></div></div></td> <td style="padding-bottom:4.75pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr> <tr style="height:14.5pt;"> <td style="padding-bottom:3pt;padding-top:4.75pt;vertical-align:Top;width:27pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">3.</span></div></div></td> <td colspan="2" style="padding-bottom:3pt;padding-top:4.75pt;vertical-align:Bottom;width:438pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">The 5-Year MAV immediately preceding the date of death:</span></div></div></td> <td style="padding-bottom:3pt;padding-top:4.75pt;vertical-align:Bottom;white-space:nowrap;width:60pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:3pt;text-align:right;width:54pt;"> <div style="display:flex;margin:auto;width:56.0pt;"> <div style="display:flex;white-space:nowrap;width:56.0pt;"> </div></div></div></td> <td style="padding-bottom:3pt;padding-top:4.75pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr> <tr style="height:12.75pt;"> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Top;width:27pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> </span></div></div></td> <td colspan="2" style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;width:438pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Greatest of your contract anniversary values:</span></div></div></td> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:60pt;"> <div style="line-height:10.2300pt;margin-left:3pt;margin-right:3pt;text-align:right;width:54pt;"> <div style="display:flex;margin:auto;width:56.0pt;"> <div style="display:flex;white-space:nowrap;width:56.0pt;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;width:auto;">$</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;width:56.0pt;">26,000.00</span></div></div></div></td> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr> <tr style="height:12.75pt;"> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Top;width:27pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> </span></div></div></td> <td colspan="2" style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;width:438pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">plus purchase payments made since the prior anniversary:</span></div></div></td> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:60pt;"> <div style="line-height:10.2300pt;margin-left:3pt;margin-right:3pt;text-align:right;width:54pt;"> <div style="display:flex;margin:auto;width:56.0pt;"> <div style="display:flex;white-space:nowrap;width:56.0pt;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;width:56.0pt;">+0.00</span></div></div></div></td> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr> <tr style="height:12.75pt;"> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Top;width:27pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> </span></div></div></td> <td colspan="2" style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;width:438pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">minus adjusted partial surrenders, calculated as:</span></div></div></td> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:60pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:3pt;text-align:right;width:54pt;"> <div style="display:flex;margin:auto;width:56.0pt;"> <div style="display:flex;white-space:nowrap;width:56.0pt;"> </div></div></div></td> <td style="padding-bottom:3pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr> <tr style="height:14pt;"> <td style="padding-bottom:4.25pt;padding-top:3pt;vertical-align:Top;width:27pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> </span></div></div></td> <td style="padding-bottom:1.25pt;padding-top:3pt;vertical-align:Bottom;width:102pt;"> <div style="line-height:10.3000pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="border-bottom:0.5pt groove #000000;color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">$1,500 × $26,000</span></div></div></td> <td rowspan="2" style="padding-bottom:4.25pt;padding-top:3pt;vertical-align:Middle;width:336pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">=</span></div></div></td> <td style="padding-bottom:1.25pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:60pt;"> <div style="line-height:10.3000pt;margin-left:3pt;margin-right:3pt;text-align:right;width:54pt;"> <div style="display:flex;margin:auto;width:56.0pt;"> <div style="border-bottom:0.5pt groove #000000;display:flex;white-space:nowrap;width:56.0pt;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;width:56.0pt;">–1,772.73</span></div></div></div></td> <td style="padding-bottom:4.25pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr> <tr style="height:14pt;"> <td style="padding-bottom:3pt;padding-top:4.25pt;vertical-align:Top;width:27pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> </span></div></div></td> <td style="padding-bottom:3pt;padding-top:4.25pt;vertical-align:Bottom;width:102pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;">$22,000</span></div></div></td> <td style="padding-bottom:3pt;padding-top:4.25pt;vertical-align:Bottom;white-space:nowrap;width:60pt;"> <div style="line-height:0.5pt;margin-left:3pt;margin-right:3pt;text-align:right;width:54pt;"> <div style="display:flex;margin:auto;width:56.0pt;"> <div style="display:flex;white-space:nowrap;width:56.0pt;"> </div></div></div></td> <td style="padding-bottom:3pt;padding-top:4.25pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr> <tr style="height:14.5pt;"> <td style="padding-bottom:4.75pt;padding-top:3pt;vertical-align:Top;width:27pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;"> </span></div></div></td> <td colspan="2" style="padding-bottom:4.75pt;padding-top:3pt;vertical-align:Bottom;width:438pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">for a death benefit of:</span></div></div></td> <td style="padding-bottom:1.75pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:60pt;"> <div style="line-height:12.3000pt;margin-left:3pt;margin-right:3pt;text-align:right;width:54pt;"> <div style="display:flex;margin:auto;width:56.0pt;"> <div style="border-bottom:1.5pt groove #000000;display:flex;white-space:nowrap;width:56.0pt;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;width:auto;">$</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;width:56.0pt;">24,227.27</span></div></div></div></td> <td style="padding-bottom:4.75pt;padding-top:3pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr> <tr style="height:23.5pt;"> <td colspan="3" style="padding-bottom:1.5pt;padding-top:4.75pt;vertical-align:Top;width:465pt;"> <div style="line-height:10.2300pt;text-align:left;"> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">The 5-Year MAV Death Benefit, calculated as the greatest of these three values,</span></div> <div style="margin-left:12pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;margin-left:0.0pt;">which is the 5-Year MAV:</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:4.75pt;vertical-align:Bottom;white-space:nowrap;width:60pt;"> <div style="line-height:10.2300pt;margin-left:3pt;margin-right:3pt;text-align:right;width:54pt;"> <div style="display:flex;margin:auto;width:56.0pt;"> <div style="display:flex;white-space:nowrap;width:56.0pt;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;width:auto;">$</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;width:56.0pt;">24,227.27</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:4.75pt;vertical-align:Bottom;white-space:nowrap;width:3pt;"> <div style="line-height:0.5pt;margin-left:3pt;text-align:right;"> <div style="display:flex;margin:auto;width:2.0pt;"> <div style="display:flex;white-space:nowrap;width:2.0pt;"> </div></div></div></td></tr></table>