April 27, 2026
U.S. Securities and Exchange Commission
Disclosure Review Office
100 F Street, N.E.
Washington, D.C. 20549
| Re: | John Hancock Life Insurance Company (U.S.A.) (“Depositor”) |
| John Hancock Life Insurance Company (U.S.A.) Separate Account Q (“Registrant”) |
| Registration Statements on Form N-4: 333-164147 |
Dear Commissioners:
On behalf of the Registrant I hereby certify, pursuant to Rule 497(j) under the Securities Act of 1933 and in lieu of filing under paragraph (c) of Rule 497, with respect to the above-referenced registration statements on Form N-4 that:
| 1. | the form of the Prospectus and Statement of Additional Information that would have been filed pursuant to Rule 497(c) would not have differed from that contained in the most recent amendment to each registration statement effective April 27, 2026; and |
| 2. | the text of the most recent amendment to each registration statement has been filed electronically. |
Very truly yours,
| /s/ Sophia Pattas |
| Sophia Pattas |
| AVP and Senior Counsel 617-663-2332 spattas@jhancock.com |
197 Clarendon Street, Boston, Massachusetts, United States, 02116