| Schedule of long-term debt |
| | | | | | | | | | | | December 31, | | | 2025 | | 2024 | | 2023 | Debt securities (ticker: OMA21V) issued in the Mexican market on April 16, 2021, for Ps. 1,000,000, the loan accrues interest at a TIIE 28 rate (1) plus 75 basis points for a 5-year term maturing on April 10, 2026. Financing of green projects specified in the Bank's framework (note 20 a). | | | 1,000,000 | | | 1,000,000 | | | 1,000,000 | | | | | | | | | | | Debt securities (ticker: OMA21-2) issued in the Mexican market on April 16, 2021, for Ps. 2,500,000 at an annual fixed rate of 7.83%, for a 7-year term maturing on April 7, 2028 (note 20 a). | | | 2,500,000 | | | 2,500,000 | | | 2,500,000 | | | | | | | | | | | Sustainability-linked notes (ticker: OMA22L) issued in the Mexican market on March 31, 2022, for Ps. 1,700,000 at a variable rate TIIE 28 days (1) plus 14 basis points for a term of 5 years maturing on March 25, 2027 (note 20 b). | | | 1,700,000 | | | 1,700,000 | | | 1,700,000 | | | | | | | | | | | Sustainability-linked notes (ticker OMA22-2L) issued in the Mexican market on March 31, 2022, for Ps.2,300,000 at an annual fixed rate of 9.35%, with a 7-year term maturing on March 22, 2029 (note 20 b). | | | 2,300,000 | | | 2,300,000 | | | 2,300,000 | | | | | | | | | | | Sustainability-linked notes (ticker: OMA23L) issued in the Mexican market on March 10, 2023, for Ps. 640,000 at a variable rate TIIE 28 days (1) plus 22 basis points for a term of 3.4 years maturing on July 24, 2026 (note 20 c). | | | 640,000 | | | 640,000 | | | 640,000 | | | | | | | | | | | Sustainability-linked notes (ticker OMA23-2L) issued in the Mexican market on March 10, 2023, for Ps.2,560,000 at an annual fixed rate of 10.26%, with a 7-year term maturing on March 1, 2030 (note 20 c). | | | 2,560,000 | | | 2,560,000 | | | 2,560,000 | | | | | | | | | | | Debt securities (ticker: OMA25) issued in the Mexican market on June 25, 2025, for Ps. 820,000 at a variable rate TIIE de Fondeo plus 45 basis points for a term of 3 years maturing on June 23, 2028. (note 20 d) | | | 820,000 | | | — | | | — | | | | | | | | | | | Debt securities (ticker: OMA25-2) issued in the Mexican market on June 25, 2025, for Ps. 1,930,000 at an annual fixed rate of 9.34%, for a 7-year term maturing on June 18, 2032. (note 20 d) | | | 1,930,000 | | | — | | | — | | | | | | | | | | | Total long-term debt | | | 13,450,000 | | | 10,700,000 | | | 10,700,000 | Less: | | | | | | | | | | Commissions and debt issuance costs | | | (21,641) | | | (18,120) | | | (23,292) | | | | 13,428,359 | | | 10,681,880 | | | 10,676,708 | Current portion long-term debt | | | (1,640,000) | | | — | | | — | Long-term debt | | Ps. | 11,788,359 | | Ps. | 10,681,880 | | Ps. | 10,676,708 |
| (1) | The Interbank Offering Rate in Mexico “TIIE” to the 28 days as of December 31, 2025, 2024 and 2023, was 7.3489%, 10.2440%, and 11.5035%, respectively. The funding TIIE as of December 31, 2025 was 7.09% |
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| Schedule of changes in consolidated long-term debt |
| | | | | | | | | | | | December 31, | | | 2025 | | 2024 | | 2023 | Initial debt balance | | Ps. | 10,681,880 | | Ps. | 10,676,708 | | Ps. | 8,984,336 | Increase in debt | | | 2,750,000 | | | — | | | 3,200,000 | Amortization of debt securities | | | — | | | — | | | (1,500,000) | Payment of commissions and other expenses | | | (9,845) | | | | | | (10,640) | Amortization of expenses | | | 6,324 | | | 5,172 | | | 3,012 | Ending balance of debt | | Ps. | 13,428,359 | | Ps. | 10,681,880 | | Ps. | 10,676,708 |
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