GLA_VA

Report of Independent Registered Public Accounting Firm

To the Board of Directors of Genworth Life and Annuity Insurance Company and

Contract Owners of Genworth Life & Annuity VA Separate Account 4:

Opinion on the Financial Statements

We have audited the accompanying statements of assets and liabilities of the subaccounts listed in the Appendix that comprise Genworth Life & Annuity VA Separate Account 4 (the Subaccounts), as of December 31, 2025, the related statements of operations for the year or period listed in the Appendix, the statements of changes in net assets for each of the years or periods listed in the Appendix, and the related notes (collectively, the financial statements). In our opinion, the financial statements present fairly, in all material respects, the financial position of the Subaccounts as of December 31, 2025, the results of their operations for the year or period listed in the Appendix, and the changes in their net assets for each of the years or periods listed in the Appendix, in conformity with U.S. generally accepted accounting principles.

Basis for Opinion

These financial statements are the responsibility of the Subaccounts’ management. Our responsibility is to express an opinion on these financial statements based on our audits. We are a public accounting firm registered with the Public Company Accounting Oversight Board (United States) (PCAOB) and are required to be independent with respect to the Subaccounts in accordance with the U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement, whether due to error or fraud. Our audits included performing procedures to assess the risks of material misstatement of the financial statements, whether due to error or fraud, and performing procedures that respond to those risks. Such procedures included examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. Such procedures also included confirmation of securities owned as of December 31, 2025, by correspondence with the transfer agent of the underlying investments. Our audits also included evaluating the accounting principles used and significant estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that our audits provide a reasonable basis for our opinion.

/s/ KPMG LLP

We have served as the auditor of one or more Genworth Life and Annuity Insurance Company separate account investment companies since 1997.

Richmond, Virginia

April 23, 2026

F-1

Appendix

Statements of assets and liabilities as of December 31, 2025, the related statements of operations for the year then ended, and the statements of changes in net assets for each of the years in the two-year period then ended.

AB Cap Fund, Inc.

AB Small Cap Growth Portfolio — Class A

AB Trust

AB International Value Fund — Class A

AIM Counselor Series Trust (Invesco Counselor Series Trust)

Invesco Discovery Large Cap Fund — Class A (1)

AIM Equity Funds (Invesco Equity Funds)

Invesco Charter Fund — Class A

Invesco Main Street Fund^® — Class A

AIM Growth Series (Invesco Growth Series)

Invesco Main Street Mid Cap Fund^® — Class A

AIM International Mutual Funds (Invesco International Mutual Funds)

Invesco Global Fund — Class A

AIM Sector Funds (Invesco Sector Funds)

Invesco Comstock Fund — Class A

Allspring Funds Trust

Allspring Disciplined U.S. Core Fund — Class A

Allspring Special Large Cap Value Fund — Class A

Allspring Treasury Plus Money Market Fund — Class A

American Century Capital Portfolios, Inc.

American Century Equity Income Fund — A Class

American Century Government Income Trust

American Century Inflation — Adjusted Bond Fund — A Class

BlackRock Global Allocation Fund, Inc.

BlackRock Global Allocation Fund — Investor A

BlackRock Large Cap Focus Value Fund, Inc.

BlackRock Large Cap Focus Value Fund, Inc. — Investor A

Calamos Investment Trust

Calamos Growth Fund — Class A

Cohen & Steers Global Realty Shares, Inc.

Cohen & Steers Global Realty Shares, Inc. — Class A

Columbia Acorn Trust

Columbia Acorn Fund — Class A

Columbia Acorn International Select^SM — Class A

Columbia Funds Series Trust

Columbia Large Cap Growth Opportunity Fund — Class A

Columbia Select Mid Cap Value Fund — Class A

Davis New York Venture Fund, Inc.

Davis New York Venture Fund — Class A

Eaton Vance Mutual Funds Trust

Eaton Vance Floating-Rate Fund — Class A

Eaton Vance Special Investment Trust

Eaton Vance Large-Cap Value Fund — Class A

Federated Hermes Equity Funds

Federated Hermes Kaufmann Fund — Class A

Fidelity Advisor Series I

Fidelity Advisor^® Equity Growth Fund — Class A

Fidelity Advisor Series II

Fidelity Advisor^® Mid Cap II Fund — Class A

F-2

Fidelity Contrafund

Fidelity Advisor^® New Insights Fund — Class A

Franklin Fund Allocator Series

Franklin Global Allocation Fund — Class A

Franklin Value Investors Trust

Franklin Small Cap Value Fund — Class A

JPMorgan Trust II

JPMorgan Core Bond Fund — Class A

JPMorgan Investor Growth & Income Fund — Class A

Janus Investment Fund

Janus Henderson Forty Fund — Class A

Legg Mason Global Asset Management Trust

ClearBridge Value Fund — Class FI (1)

Legg Mason Partners Variable Equity Trust

ClearBridge Growth Fund — Class FI (1)

Lord Abbett Affiliated Fund, Inc.

Lord Abbett Affiliated Fund — Class A

Lord Abbett Bond Debenture Fund, Inc.

Lord Abbett Bond Debenture Fund — Class A

Lord Abbett Mid Cap Stock Fund, Inc.

Lord Abbett Mid Cap Stock Fund — Class A

PIMCO Funds

PIMCO High Yield Fund — Class A

PIMCO Long-Term U.S. Government Fund — Class A

PIMCO Low Duration Fund — Class A

PIMCO Total Return Fund — Class A

Prudential Investment Portfolios 18

PGIM Jennison Focused Growth Fund — Class A

Prudential Jennison Natural Resources Fund, Inc.

PGIM Jennison Natural Resources Fund, Inc. — Class A

Putnam Investment Funds

Putnam International Small Cap Fund — Class A (1)

T. Rowe Price Capital Appreciation Fund

T. Rowe Price Capital Appreciation Fund — Advisor Class

T. Rowe Price Equity Income Fund

T. Rowe Price Equity Income Fund — Advisor Class

T. Rowe Price Growth Stock Fund, Inc.

T. Rowe Price Growth Stock Fund — Advisor Class

The AB Portfolios

AB All Market Total Return Portfolio — Class A

AB Wealth Appreciation Strategy — Class A

The Advisors’ Inner Circle Fund III

First Foundation Total Return Fund — Class A

Thornburg Investment Trust

Thornburg International Equity Fund — Class A

Thornburg Small/Mid Cap Growth Fund — Class A

Virtus Investment Trust

Virtus NFJ International Value Fund — Class A

Virtus NFJ Large-Cap Value Fund — Class A

Statements of assets and liabilities as of December 31, 2025, the related statements of operations for the year ended December 31, 2025, and the statements of changes in net assets for the year ended December 31, 2025 and for the period from October 25, 2024 (inception) to December 31, 2024.

F-3

GENWORTH LIFE & ANNUITY VA SEPARATE ACCOUNT 4

Statements of Assets and Liabilities

December 31, 2025



	AB Cap Fund, Inc.		AB Trust		AIM Counselor Series Trust (Invesco Counselor Series Trust)			AIM Equity Funds (Invesco Equity Funds)

	AB Small Cap Growth Portfolio — Class A		AB International Value Fund — Class A		Invesco Discovery Large Cap Fund — Class A			Invesco Charter Fund — Class A		Invesco Main Street Fund^® — Class A

Assets:
Investments at fair value (note 2b)		$139,201		$111,612		$—			$581,347		$998,638
Dividend receivable		—		—		—			—		—
Receivable for units sold		—		—		2			—		—
Total assets		139,201		111,612		2			581,347		998,638

Liabilities:
Accrued expenses payable to affiliate (note 4b)		2		4		1			24		41
Payable for units withdrawn		1		—		—			54		61
Total liabilities		3		4		1			78		102
Net assets		$139,198		$111,608		$1			$581,269		$998,536

Investments in securities at cost		$121,329		$77,237		$(1	)		$587,603		$932,834
Shares outstanding		2,091		5,893		—			27,229		15,968



	American Century Government Income Trust		BlackRock Global Allocation Fund, Inc.		BlackRock Large Cap Focus Value Fund, Inc.		Calamos Investment Trust		Cohen & Steers Global Realty Shares, Inc.

	American Century Inflation- Adjusted Bond Fund — A Class		BlackRock Global Allocation Fund — Investor A		BlackRock Large Cap Focus Value Fund, Inc. — Investor A		Calamos Growth Fund — Class A		Cohen & Steers Global Realty Shares, Inc. — Class A

Assets:
Investments at fair value (note 2b)		$292,716		$1,960,163		$790,438		$64,833		$359,996
Dividend receivable		—		—		—		—		—
Receivable for units sold		—		—		—		—		—
Total assets		292,716		1,960,163		790,438		64,833		359,996

Liabilities:
Accrued expenses payable to affiliate (note 4b)		10		83		36		3		10
Payable for units withdrawn		53		89		80		1		147
Total liabilities		63		172		116		4		157
Net assets		$292,653		$1,959,991		$790,322		$64,829		$359,839

Investments in securities at cost		$309,076		$1,788,673		$768,394		$52,726		$339,119
Shares outstanding		27,772		97,038		40,226		1,371		6,637

See accompanying notes to financial statements.

F-6

GENWORTH LIFE & ANNUITY VA SEPARATE ACCOUNT 4

Statements of Assets and Liabilities — Continued

December 31, 2025



AIM Growth Series (Invesco Growth Series)		AIM International Mutual Funds (Invesco International Mutual Funds)		AIM Sector Funds (Invesco Sector Funds)		Allspring Funds Trust						American Century Capital Portfolios, Inc.

Invesco Main Street Mid Cap Fund^® — Class A		Invesco Global Fund — Class A		Invesco Comstock Fund — Class A		Allspring Disciplined U.S. Core Fund — Class A		Allspring Special Large Cap Value Fund — Class A		Allspring Treasury Plus Money Market Fund — Class A		American Century Equity Income Fund — A Class


	$291,628		$1,007,004		$333,666		$—		$—		$110,335		$47,580
	—		—		—		—		—		312		—
	15		—		—		—		—		—		—
	291,643		1,007,004		333,666		—		—		110,647		47,580


	8		91		12		—		—		5		—
	—		3		1		—		—		1		—
	8		94		13		—		—		6		—
	$291,635		$1,006,910		$333,653		$—		$—		$110,641		$47,580

	$275,039		$1,037,094		$291,914		$—		$—		$110,335		$48,866
	10,147		11,642		10,844		—		—		110,335		5,624



Columbia Acorn Trust				Columbia Funds Series Trust				Davis New York Venture Fund, Inc.		Eaton Vance Mutual Funds Trust		Eaton Vance Special Investment Trust

Columbia Acorn Fund — Class A		Columbia Acorn International Select^SM — Class A		Columbia Large Cap Growth Opportunity Fund — Class A		Columbia Select Mid Cap Value Fund — Class A		Davis New York Venture Fund — Class A		Eaton Vance Floating-Rate Fund — Class A		Eaton Vance Large-Cap Value Fund — Class A


	$257,776		$26,655		$31,067		$288,246		$941,954		$294,818		$229,273
	—		—		—		—		—		2,045		—
	—		—		—		—		—		—		—
	257,776		26,655		31,067		288,246		941,954		296,863		229,273


	11		3		1		13		36		15		6
	1		1		—		38		500		41		1
	12		4		1		51		536		56		7
	$257,764		$26,651		$31,066		$288,195		$941,418		$296,807		$229,266

	$272,225		$27,360		$24,625		$280,848		$896,974		$306,171		$184,684
	28,834		932		1,694		19,770		32,571		35,265		8,568

See accompanying notes to financial statements.

F-7

GENWORTH LIFE & ANNUITY VA SEPARATE ACCOUNT 4

Statements of Assets and Liabilities — Continued

December 31, 2025



	Federated Hermes Equity Funds		Fidelity Advisor Series I		Fidelity Advisor Series II		Fidelity Contrafund		Fidelity Puritan Trust

	Federated Hermes Kaufmann Fund — Class A		Fidelity Advisor^® Equity Growth Fund — Class A		Fidelity Advisor^® Mid Cap II Fund — Class A		Fidelity Advisor^® New Insights Fund — Class A		Fidelity^® Balanced Fund — Class A

Assets:
Investments at fair value (note 2b)		$454,291		$287,404		$19,719		$979,987		$1,150,460
Dividend receivable		—		—		—		—		—
Receivable for units sold		68		—		—		—		—
Total assets		454,359		287,404		19,719		979,987		1,150,460

Liabilities:
Accrued expenses payable to affiliate (note 4b)		19		12		—		41		48
Payable for units withdrawn		—		10		1		24		—
Total liabilities		19		22		1		65		48
Net assets		$454,340		$287,382		$19,718		$979,922		$1,150,412

Investments in securities at cost		$492,495		$237,420		$19,738		$739,390		$1,070,268
Shares outstanding		81,560		12,819		844		21,290		35,806



	Legg Mason Partners Variable Equity Trust		Lord Abbett Affiliated Fund, Inc.		Lord Abbett Bond Debenture Fund, Inc.		Lord Abbett Mid Cap Stock Fund, Inc.		PIMCO Funds

	ClearBridge Growth Fund — Class FI		Lord Abbett Affiliated Fund — Class A		Lord Abbett Bond Debenture Fund — Class A		Lord Abbett Mid Cap Stock Fund — Class A		PIMCO High Yield Fund — Class A

Assets:
Investments at fair value (note 2b)		$124,787		$11,105		$297,443		$603,387		$325,438
Dividend receivable		—		—		1,458		—		1,693
Receivable for units sold		—		—		—		13		—
Total assets		124,787		11,105		298,901		603,400		327,131

Liabilities:
Accrued expenses payable to affiliate (note 4b)		5		1		12		23		10
Payable for units withdrawn		—		1		54		—		60
Total liabilities		5		2		66		23		70
Net assets		$124,782		$11,103		$298,835		$603,377		$327,061

Investments in securities at cost		$168,155		$8,642		$288,795		$586,511		$334,988
Shares outstanding		1,338		554		40,857		17,873		39,785

See accompanying notes to financial statements.

F-8

GENWORTH LIFE & ANNUITY VA SEPARATE ACCOUNT 4

Statements of Assets and Liabilities — Continued

December 31, 2025



Fidelity Stock Fund		Franklin Fund Allocator Series		Franklin Value Investors Trust		JPMorgan Trust II				Janus Investment Fund		Legg Mason Global Asset Management Trust

Fidelity^® Leveraged Company Stock Fund — Class A		Franklin Global Allocation Fund — Class A		Franklin Small Cap Value Fund — Class A		JPMorgan Core Bond Fund — Class A		JPMorgan Investor Growth & Income Fund — Class A		Janus Henderson Forty Fund — Class A		ClearBridge Value Fund — Class FI


	$21,680		$534,724		$399,107		$1,367,721		$386,017		$100,734		$286,877
	—		—		—		—		5,126		—		—
	—		—		6		—		—		—		—
	21,680		534,724		399,113		1,367,721		391,143		100,734		286,877


	3		22		13		56		17		4		6
	1		1		—		96		—		1		11
	4		23		13		152		17		5		17
	$21,676		$534,701		$399,100		$1,367,569		$391,126		$100,729		$286,860

	$19,292		$366,438		$383,769		$1,423,692		$331,197		$83,277		$289,843
	496		31,016		7,165		131,133		18,295		1,809		2,383



PIMCO Funds (continued)						Prudential Investment Portfolios 18		Prudential Jennison Natural Resources Fund, Inc.		Putnam Investment Funds		T. Rowe Price Capital Appreciation Fund

PIMCO Long- Term U.S. Government Fund — Class A		PIMCO Low Duration Fund — Class A		PIMCO Total Return Fund — Class A		PGIM Jennison Focused Growth Fund — Class A		PGIM Jennison Natural Resources Fund, Inc. — Class A		Putnam International Small Cap Fund — Class A		T. Rowe Price Capital Appreciation Fund — Advisor Class


	$836,745		$605,890		$1,695,497		$181,379		$163,895		$294,166		$459,290
	2,671		2,014		6,046		—		—		—		—
	—		—		—		—		—		—		—
	839,416		607,904		1,701,543		181,379		163,895		294,166		459,290


	34		28		70		7		18		10		19
	93		57		121		1		1		64		—
	127		85		191		8		19		74		19
	$839,289		$607,819		$1,701,352		$181,371		$163,876		$294,092		$459,271

	$878,644		$615,677		$1,758,233		$138,705		$104,540		$246,114		$407,909
	59,725		64,732		191,365		6,111		2,348		6,591		13,093

See accompanying notes to financial statements.

F-9

GENWORTH LIFE & ANNUITY VA SEPARATE ACCOUNT 4

Statements of Assets and Liabilities — Continued

December 31, 2025



	T. Rowe Price Equity Income Fund		T. Rowe Price Growth Stock Fund, Inc.		The AB Portfolios				The Advisors’ Inner Circle Fund III

	T. Rowe Price Equity Income Fund — Advisor Class		T. Rowe Price Growth Stock Fund — Advisor Class		AB All Market Total Return Portfolio — Class A		AB Wealth Appreciation Strategy — Class A		First Foundation Total Return Fund — Class A

Assets:
Investments at fair value (note 2b)		$185,297		$390,503		$1,351,488		$7,570		$1,149,861
Dividend receivable		—		—		—		—		—
Receivable for units sold		—		—		—		—		—
Total assets		185,297		390,503		1,351,488		7,570		1,149,861

Liabilities:
Accrued expenses payable to affiliate (note 4b)		7		26		53		1		44
Payable for units withdrawn		1		—		264		1		—
Total liabilities		8		26		317		2		44
Net assets		$185,289		$390,477		$1,351,171		$7,568		$1,149,817

Investments in securities at cost		$155,706		$326,801		$1,331,191		$5,818		$1,169,463
Shares outstanding		4,825		3,823		87,532		320		43,688

See accompanying notes to financial statements.

F-10

GENWORTH LIFE & ANNUITY VA SEPARATE ACCOUNT 4

Statements of Assets and Liabilities — Continued

December 31, 2025



Thornburg Investment Trust				Virtus Investment Trust

Thornburg International Equity Fund — Class A		Thornburg Small/ Mid Cap Growth Fund — Class A		Virtus NFJ International Value Fund — Class A		Virtus NFJ Large-Cap Value Fund — Class A


	$107,789		$—		$59,773		$—
	—		—		—		—
	—		—		—		—
	107,789		—		59,773		—


	4		—		5		—
	1		—		55		—
	5		—		60		—
	$107,784		$—		$59,713		$—

	$83,538		$—		$45,979		$—
	3,341		—		2,440		—

See accompanying notes to financial statements.

F-11

GENWORTH LIFE & ANNUITY VA SEPARATE ACCOUNT 4

Statements of Operations



	AB Cap Fund, Inc.			AB Trust		AIM Counselor Series Trust (Invesco Counselor Series Trust)			AIM Equity Funds (Invesco Equity Funds)

	AB Small Cap Growth Portfolio — Class A			AB International Value Fund — Class A		Invesco Discovery Large Cap Fund — Class A			Invesco Charter Fund — Class A			Invesco Main Street Fund^® — Class A

	Year ended December 31, 2025			Year ended December 31, 2025		Year ended December 31, 2025			Year ended December 31, 2025			Year ended December 31, 2025

Investment income and expense:
Income — Ordinary dividends		—			3,005		—			1,293			3,360
Mortality and expense risk and administrative charges (note 4a)		2,135			1,785		9,179			3,715			12,344
Net investment income (expense)		$(2,135	)		$1,220		$(9,179	)		$(2,422	)		$(8,984	)

Net realized and unrealized gain (loss) on investments:
Net realized gain (loss)		2,064			7,674		322,589			1,885			13,655
Change in unrealized appreciation (depreciation)		6,352			27,156		(225,206	)		(7,364	)		38,219
Capital gain distributions		—			—		—			37,949			66,344

Net realized and unrealized gain (loss) on investments		$8,416			$34,830		$97,383			$32,470			$118,218

Increase (decrease) in net assets from operations		$6,281			$36,050		$88,204			$30,048			$109,234



	American Century Government Income Trust			BlackRock Global Allocation Fund, Inc.		BlackRock Large Cap Focus Value Fund, Inc.		Calamos Investment Trust			Cohen & Steers Global Realty Shares, Inc.

	American Century Inflation- Adjusted Bond Fund — A Class			BlackRock Global Allocation Fund — Investor A		BlackRock Large Cap Focus Value Fund, Inc. — Investor A		Calamos Growth Fund — Class A			Cohen & Steers Global Realty Shares, Inc. — Class A

	Year ended December 31, 2025			Year ended December 31, 2025		Year ended December 31, 2025		Year ended December 31, 2025			Year ended December 31, 2025

Investment income and expense:
Income — Ordinary dividends		11,594			48,755		14,431		—			11,185
Mortality and expense risk and administrative charges (note 4a)		4,201			30,359		11,923		896			5,101
Net investment income (expense)		$7,393			$18,396		$2,508		$(896	)		$6,084

Net realized and unrealized gain (loss) on investments:
Net realized gain (loss)		(3,971	)		32,225		4,436		2,153			3,511
Change in unrealized appreciation (depreciation)		10,651			143,180		59,486		2,389			20,253
Capital gain distributions		—			127,115		96,734		5,232			—

Net realized and unrealized gain (loss) on investments		$6,680			$302,520		$160,656		$9,774			$23,764

Increase (decrease) in net assets from operations		$14,073			$320,916		$163,164		$8,878			$29,848

See accompanying notes to financial statements.

F-12

GENWORTH LIFE & ANNUITY VA SEPARATE ACCOUNT 4

Statements of Operations — Continued



AIM Growth Series (Invesco Growth Series)			AIM International Mutual Funds (Invesco International Mutual Funds)			AIM Sector Funds (Invesco Sector Funds)			Allspring Funds Trust						American Century Capital Portfolios, Inc.

Invesco Main Street Mid Cap Fund^® — Class A			Invesco Global Fund — Class A			Invesco Comstock Fund — Class A			Allspring Disciplined U.S. Core Fund — Class A		Allspring Special Large Cap Value Fund — Class A		Allspring Treasury Plus Money Market Fund — Class A		American Century Equity Income Fund — A Class

Year ended December 31, 2025			Year ended December 31, 2025			Year ended December 31, 2025			Year ended December 31, 2025		Year ended December 31, 2025		Year ended December 31, 2025		Year ended December 31, 2025


	534			—			7,581			—		—		1,997		960

	4,198			15,682			6,933			—		—		873		669
	$(3,664	)		$(15,682	)		$648			$—		$—		$1,124		$291


	6,403			17,617			61,068			—		—		—		45
	(4,799	)		(73,988	)		(7,914	)		—		—		—		727
	23,733			200,095			22,493			—		—		—		3,520

	$25,337			$143,724			$75,647			$—		$—		$ —		$4,292

	$21,673			$128,042			$76,295			$—		$—		$1,124		$4,583



Columbia Acorn Trust						Columbia Funds Series Trust						Davis New York Venture Fund, Inc.			Eaton Vance Mutual Funds Trust			Eaton Vance Special Investment Trust

Columbia Acorn Fund — Class A			Columbia Acorn International Select^SM — Class A			Columbia Large Cap Growth Opportunity Fund — Class A			Columbia Select Mid Cap Value Fund — Class A			Davis New York Venture Fund — Class A			Eaton Vance Floating-Rate Fund — Class A			Eaton Vance Large-Cap Value Fund — Class A

Year ended December 31, 2025			Year ended December 31, 2025			Year ended December 31, 2025			Year ended December 31, 2025			Year ended December 31, 2025			Year ended December 31, 2025			Year ended December 31, 2025


	—			1,623			—			1,786			8,694			21,263			2,000

	3,788			360			413			4,141			11,085			4,256			3,140
	$(3,788	)		$1,263			$(413	)		$(2,355	)		$(2,391	)		$17,007			$(1,140	)


	(5,557	)		(261	)		1,030			(534	)		(1,619	)		(1,584	)		6,532
	20,112			3,487			1,621			19,650			107,969			(9,373	)		5,913
	—			—			1,957			16,994			75,751			—			11,530

	$14,555			$3,226			$4,608			$36,110			$182,101			$(10,957	)		$23,975

	$10,767			$4,489			$4,195			$33,755			$179,710			$6,050			$22,835

See accompanying notes to financial statements.

F-13

GENWORTH LIFE & ANNUITY VA SEPARATE ACCOUNT 4

Statements of Operations — Continued



	Federated Hermes Equity Funds			Fidelity Advisor Series I			Fidelity Advisor Series II			Fidelity Contrafund			Fidelity Puritan Trust

	Federated Hermes Kaufmann Fund — Class A			Fidelity Advisor^® Equity Growth Fund — Class A			Fidelity Advisor^® Mid Cap II Fund — Class A			Fidelity Advisor^® New Insights Fund — Class A			Fidelity^® Balanced Fund — Class A

	Year ended December 31, 2025			Year ended December 31, 2025			Year ended December 31, 2025			Year ended December 31, 2025			Year ended December 31, 2025

Investment income and expense:
Income — Ordinary dividends		—			—			—			—			17,353
Mortality and expense risk and administrative charges (note 4a)		4,598			8,704			2,566			14,415			16,660
Net investment income (expense)		$(4,598	)		$(8,704	)		$(2,566	)		$(14,415	)		$693

Net realized and unrealized gain (loss) on investments:
Net realized gain (loss)		(1,005	)		106,948			(4,385	)		61,471			3,570
Change in unrealized appreciation (depreciation)		(25,208	)		(12,565	)		5,239			45,541			90,239
Capital gain distributions		44,711			1,773			13,558			93,907			43,501

Net realized and unrealized gain (loss) on investments		$18,498			$96,156			$14,412			$200,919			$137,310

Increase (decrease) in net assets from operations		$13,900			$87,452			$11,846			$186,504			$138,003



	Legg Mason Partners Variable Equity Trust			Lord Abbett Affiliated Fund, Inc.			Lord Abbett Bond Debenture Fund, Inc.		Lord Abbett Mid Cap Stock Fund, Inc.			PIMCO Funds

	ClearBridge Growth Fund — Class FI			Lord Abbett Affiliated Fund — Class A			Lord Abbett Bond Debenture Fund — Class A		Lord Abbett Mid Cap Stock Fund — Class A			PIMCO High Yield Fund — Class A

	Year ended December 31, 2025			Year ended December 31, 2025			Year ended December 31, 2025		Year ended December 31, 2025			Year ended December 31, 2025

Investment income and expense:
Income — Ordinary dividends		—			129			17,896		2,676			19,190
Mortality and expense risk and administrative charges (note 4a)		1,684			181			4,265		8,758			4,635
Net investment income (expense)		$(1,684	)		$(52	)		$13,631		$(6,082	)		$14,555

Net realized and unrealized gain (loss) on investments:
Net realized gain (loss)		(8,637	)		761			771		3,392			(3,600	)
Change in unrealized appreciation (depreciation)		1,962			174			5,403		433			9,861
Capital gain distributions		22,427			675			—		38,740			—

Net realized and unrealized gain (loss) on investments		$15,752			$1,610			$6,174		$42,565			$6,261

Increase (decrease) in net assets from operations		$14,068			$1,558			$19,805		$36,483			$20,816

See accompanying notes to financial statements.

F-14

GENWORTH LIFE & ANNUITY VA SEPARATE ACCOUNT 4

Statements of Operations — Continued



Fidelity Stock Fund			Franklin Fund Allocator Series			Franklin Value Investors Trust			JPMorgan Trust II					Janus Investment Fund			Legg Mason Global Asset Management Trust

Fidelity^® Leveraged Company Stock Fund — Class A			Franklin Global Allocation Fund — Class A			Franklin Small Cap Value Fund — Class A			JPMorgan Core Bond Fund — Class A			JPMorgan Investor Growth & Income Fund — Class A		Janus Henderson Forty Fund — Class A			ClearBridge Value Fund — Class FI

Year ended December 31, 2025			Year ended December 31, 2025			Year ended December 31, 2025			Year ended December 31, 2025			Year ended December 31, 2025		Year ended December 31, 2025			Year ended December 31, 2025


	—			4,540			3,929			48,552			8,947		—			2,491

	300			7,807			5,868			19,207			5,793		1,351			4,107
	$(300	)		$(3,267	)		$(1,939	)		$29,345			$3,154		$(1,351	)		$(1,616	)


	436			28,663			7,127			(19,080	)		5,997		5,183			125
	2,892			23,476			(4,700	)		61,225			25,833		208			7,430
	1,009			21,979			26,036			—			8,509		11,150			19,671

	$4,337			$74,118			$28,463			$42,145			$40,339		$16,541			$27,226

	$4,037			$70,851			$26,524			$71,490			$43,493		$15,190			$25,610



PIMCO Funds (continued)									Prudential Investment Portfolios 18			Prudential Jennison Natural Resources Fund, Inc.			Putnam Investment Funds		T. Rowe Price Capital Appreciation Fund

PIMCO Long- Term U.S. Government Fund — Class A			PIMCO Low Duration Fund — Class A			PIMCO Total Return Fund — Class A			PGIM Jennison Focused Growth Fund — Class A			PGIM Jennison Natural Resources Fund, Inc. — Class A			Putnam International Small Cap Fund — Class A		T. Rowe Price Capital Appreciation Fund — Advisor Class

Year ended December 31, 2025			Year ended December 31, 2025			Year ended December 31, 2025			Year ended December 31, 2025			Year ended December 31, 2025			Year ended December 31, 2025		Year ended December 31, 2025


	26,263			23,404			76,922			—			1,603			16,349		7,078

	10,794			8,696			27,016			2,661			2,385			4,202		6,755
	$15,469			$14,708			$49,906			$(2,661	)		$(782	)		$12,147		$323


	(13,265	)		(3,421	)		(46,002	)		7,372			20,675			20,531		7,897
	37,403			10,597			126,687			12,169			33,230			22,412		5,490
	—			—			—			7,366			—			17,770		29,668

	$24,138			$7,176			$80,685			$26,907			$53,905			$60,713		$43,055

	$39,607			$21,884			$130,591			$24,246			$53,123			$72,860		$43,378

See accompanying notes to financial statements.

F-15

GENWORTH LIFE & ANNUITY VA SEPARATE ACCOUNT 4

Statements of Operations — Continued



	T. Rowe Price Equity Income Fund		T. Rowe Price Growth Stock Fund, Inc.			The AB Portfolios						The Advisors’ Inner Circle Fund III

	T. Rowe Price Equity Income Fund — Advisor Class		T. Rowe Price Growth Stock Fund — Advisor Class			AB All Market Total Return Portfolio — Class A			AB Wealth Appreciation Strategy — Class A			First Foundation Total Return Fund— Class A

	Year ended December 31, 2025		Year ended December 31, 2025			Year ended December 31, 2025			Year ended December 31, 2025			Year ended December 31, 2025

Investment income and expense:
Income — Ordinary dividends		2,527		—			38,168			71			42,399
Mortality and expense risk and administrative charges (note 4a)		2,464		5,606			12,316			106			16,541
Net investment income (expense)		$63		$(5,606	)		$25,852			$(35	)		$25,858

Net realized and unrealized gain (loss) on investments:
Net realized gain (loss)		3,253		16,826			15,644			256			1,324
Change in unrealized appreciation (depreciation)		16,313		(8,937	)		(34,160	)		688			49,021
Capital gain distributions		2,040		48,595			98,483			432			15,903

Net realized and unrealized gain (loss) on investments		$21,606		$56,484			$79,967			$1,376			$66,248

Increase (decrease) in net assets from operations		$21,669		$50,878			$105,819			$1,341			$92,106

See accompanying notes to financial statements.

F-16

GENWORTH LIFE & ANNUITY VA SEPARATE ACCOUNT 4

Statements of Changes in Net Assets



	AB Cap Fund, Inc.						AB Trust						AIM Counselor Series Trust (Invesco Counselor Series Trust)

	AB Small Cap Growth Portfolio — Class A						AB International Value Fund — Class A						Invesco Discovery Large Cap Fund — Class A

	Year ended December 31,						Year ended December 31,						Year ended December 31,

	2025			2024			2025			2024			2025			2024

Increase (decrease) in net assets

From operations:
Net investment income (expense)		$(2,135	)		$(2,104	)		$ 1,220			$ 7,742			$ (9,179	)		$(13,159	)
Net realized gain (loss) on investments		2,064			1,751			7,674			2,510			322,589			98,972
Change in unrealized appreciation (depreciation) on investments		6,352			22,253			27,156			(7,157	)		(225,206	)		143,224
Capital gain distributions		—			—			—			—			—			33,840
Increase (decrease) in net assets from operations		6,281			21,900			36,050			3,095			88,204			262,877

From capital transactions (note 4):
Transfers for contract benefits and terminations		(5,312	)		(5,447	)		(4,006	)		(3,685	)		(69,169	)		(201,272	)
Administrative expenses		(1,929	)		(1,994	)		(1,370	)		(1,377	)		(12,583	)		(16,626	)
Transfers between subaccounts (including fixed account), net		7,361			(11,068	)		(24,629	)		9,025			(1,160,078	)		486,585
Increase (decrease) in net assets from capital transactions		120			(18,509	)		(30,005	)		3,963			(1,241,830	)		268,687
Increase (decrease) in net assets		6,401			3,391			6,045			7,058			(1,153,626	)		531,564
Net assets at beginning of year		132,797			129,406			105,563			98,505			1,153,627			622,063
Net assets at end of year		$139,198			$132,797			$111,608			$105,563			$1			$1,153,627

Change in units (note 5):
Units purchased		719			408			547			2,229			4,465			21,552
Units redeemed		(670	)		(843	)		(4,044	)		(1,677	)		(34,339	)		(12,938	)
Net increase (decrease) in units from capital transactions with contract owners		49			(435	)		(3,497	)		552			(29,874	)		8,614

See accompanying notes to financial statements.

F-18

GENWORTH LIFE & ANNUITY VA SEPARATE ACCOUNT 4

Statements of Changes in Net Assets — Continued



AIM Equity Funds (Invesco Equity Funds)												AIM Growth Series (Invesco Growth Series)						AIM International Mutual Funds (Invesco International Mutual Funds)						AIM Sector Funds (Invesco Sector Funds)

Invesco Charter Fund — Class A						Invesco Main Street Fund^® — Class A						Invesco Main Street Mid Cap Fund^® — Class A						Invesco Global Fund — Class A						Invesco Comstock Fund — Class A

Year ended December 31,						Year ended December 31,						Year ended December 31,						Year ended December 31,						Year ended December 31,

2025			2024			2025			2024			2025			2024			2025			2024			2025			2024




	$(2,422	)		$(150	)		$(8,984	)		$(3,396	)		$(3,664	)		$(3,968	)		$(15,682	)		$(17,106	)		$648			$1,478
	1,885			2,167			13,655			6,837			6,403			14,803			17,617			42,347			61,068			35,895
	(7,364	)		520			38,219			57,084			(4,799	)		14,631			(73,988	)		17,107			(7,914	)		7,908
	37,949			474			66,344			35,292			23,733			23,554			200,095			105,259			22,493			47,455
	30,048			3,011			109,234			95,817			21,673			49,020			128,042			147,607			76,295			92,736


	(23,566	)		(875	)		(55,370	)		(56,649	)		(29,432	)		(56,702	)		(52,682	)		(52,497	)		(37,172	)		(74,355	)
	(4,545	)		(238	)		(12,715	)		(7,710	)		(5,397	)		(5,903	)		(15,479	)		(17,185	)		(7,994	)		(11,659	)
	572,430			(7,919	)		263,172			291,133			10,817			(9,698	)		(19,585	)		(131,695	)		(320,132	)		(63,932	)
	544,319			(9,032	)		195,087			226,774			(24,012	)		(72,303	)		(87,746	)		(201,377	)		(365,298	)		(149,946	)
	574,367			(6,021	)		304,321			322,591			(2,339	)		(23,283	)		40,296			(53,770	)		(289,003	)		(57,210	)
	6,902			12,923			694,215			371,624			293,974			317,257			966,614			1,020,384			622,656			679,866
	$581,269			$6,902			$998,536			$694,215			$291,635			$293,974			$1,006,910			$966,614			$333,653			$622,656


	17,957			18			8,601			9,973			1,256			1,505			3,021			2,881			1,124			1,998
	(1,334	)		(317	)		(3,712	)		(3,404	)		(1,982	)		(3,841	)		(5,887	)		(10,197	)		(10,819	)		(6,334	)
	16,623			(299	)		4,889			6,569			(726	)		(2,336	)		(2,866	)		(7,316	)		(9,695	)		(4,336	)

See accompanying notes to financial statements.

F-19

GENWORTH LIFE & ANNUITY VA SEPARATE ACCOUNT 4

Statements of Changes in Net Assets — Continued



	Allspring Funds Trust

	Allspring Disciplined U.S. Core Fund — Class A				Allspring Special Large Cap Value Fund — Class A				Allspring Treasury Plus Money Market Fund — Class A

	Year ended December 31,				Year ended December 31,				Year ended December 31,

	2025		2024		2025		2024		2025			2024

Increase (decrease) in net assets

From operations:
Net investment income (expense)		$—		$—		$—		$—		$1,124			$1,827
Net realized gain (loss) on investments		—		—		—		—		—			—
Change in unrealized appreciation (depreciation) on investments		—		—		—		—		—			—
Capital gain distributions		—		—		—		—		—			—
Increase (decrease) in net assets from operations		—		—		—		—		1,124			1,827

From capital transactions (note 4):
Transfers for contract benefits and terminations		—		—		—		—		(92,908	)		(207,549	)
Administrative expenses		—		—		—		—		(1,000	)		(362	)
Transfers between subaccounts (including fixed account), net		—		—		—		—		184,105			127,750
Increase (decrease) in net assets from capital transactions		—		—		—		—		90,197			(80,161	)
Increase (decrease) in net assets		—		—		—		—		91,321			(78,334	)
Net assets at beginning of year		—		—		—		—		19,320			97,654
Net assets at end of year		$—		$—		$—		$—		$110,641			$19,320

Change in units (note 5):
Units purchased		—		—		—		—		20,114			24,719
Units redeemed		—		—		—		—		(10,232	)		(33,374	)
Net increase (decrease) in units from capital transactions with contract owners		—		—		—		—		9,882			(8,655	)

See accompanying notes to financial statements.

F-20

GENWORTH LIFE & ANNUITY VA SEPARATE ACCOUNT 4

Statements of Changes in Net Assets — Continued



American Century Capital Portfolios, Inc.						American Century Government Income Trust						BlackRock Global Allocation Fund, Inc.						BlackRock Large Cap Focus Value Fund, Inc.						Calamos Investment Trust

American Century Equity Income Fund — A Class						American Century Inflation-Adjusted Bond Fund — A Class						BlackRock Global Allocation Fund — Investor A						BlackRock Large Cap Focus Value Fund, Inc. — Investor A						Calamos Growth Fund — Class A

Year ended December 31,						Year ended December 31,						Year ended December 31,						Year ended December 31,						Year ended December 31,

2025			2024			2025			2024			2025			2024			2025			2024			2025			2024




	$291			$438			$7,393			$860			$18,396			$(12,251	)		$2,508			$3,628			$(896	)		$(1,635	)
	45			293			(3,971	)		(11,239	)		32,225			25,368			4,436			6,423			2,153			16,282
	727			(375	)		10,651			11,589			143,180			21,620			59,486			8,950			2,389			9,579
	3,520			3,929			—			—			127,115			153,729			96,734			47,358			5,232			6,875
	4,583			4,285			14,073			1,210			320,916			188,466			163,164			66,359			8,878			31,101


	(5,811	)		(5,795	)		(29,605	)		(47,433	)		(359,612	)		(334,457	)		(52,344	)		(78,708	)		(1,978	)		(59,598	)
	(1,194	)		(1,207	)		(6,080	)		(7,220	)		(40,425	)		(50,611	)		(12,564	)		(13,147	)		(930	)		(1,886	)
	1,444			503			11,677			(23,280	)		(14,058	)		(344,403	)		(68,701	)		18,252			(793	)		(19,245	)
	(5,561	)		(6,499	)		(24,008	)		(77,933	)		(414,095	)		(729,471	)		(133,609	)		(73,603	)		(3,701	)		(80,729	)
	(978	)		(2,214	)		(9,935	)		(76,723	)		(93,179	)		(541,005	)		29,555			(7,244	)		5,177			(49,628	)
	48,558			50,772			302,588			379,311			2,053,170			2,594,175			760,767			768,011			59,652			109,280
	$47,580			$48,558			$292,653			$302,588			$1,959,991			$2,053,170			$790,322			$760,767			$64,829			$59,652


	199			194			3,798			5,563			2,648			4,785			1,532			3,588			230			258
	(402	)		(446	)		(5,855	)		(12,354	)		(25,594	)		(48,730	)		(6,013	)		(6,266	)		(320	)		(2,726	)
	(203	)		(252	)		(2,057	)		(6,791	)		(22,946	)		(43,945	)		(4,481	)		(2,678	)		(90	)		(2,468	)

See accompanying notes to financial statements.

F-21

GENWORTH LIFE & ANNUITY VA SEPARATE ACCOUNT 4

Statements of Changes in Net Assets — Continued



	Cohen & Steers Global Realty Shares, Inc.						Columbia Acorn Trust

	Cohen & Steers Global Realty Shares, Inc. — Class A						Columbia Acorn Fund — Class A						Columbia Acorn International Select^SM — Class A

	Year ended December 31,						Year ended December 31,						Year ended December 31,

	2025			2024			2025			2024			2025			2024

Increase (decrease) in net assets

From operations:
Net investment income (expense)		$ 6,084			$ 3,674			$(3,788	)		$(3,332	)		$1,263			$(130	)
Net realized gain (loss) on investments		3,511			7,468			(5,557	)		(9,132	)		(261	)		(260	)
Change in unrealized appreciation (depreciation) on investments		20,253			(9,553	)		20,112			37,999			3,487			(3	)
Capital gain distributions		—			—			—			—			—			—
Increase (decrease) in net assets from operations		29,848			1,589			10,767			25,535			4,489			(393	)

From capital transactions (note 4):
Transfers for contract benefits and terminations		(32,155	)		(58,207	)		(5,925	)		(5,252	)		(295	)		(269	)
Administrative expenses		(6,517	)		(6,972	)		(4,007	)		(3,622	)		(358	)		(347	)
Transfers between subaccounts (including fixed account), net		10,389			39,331			17,542			11,519			(1,157	)		2,662
Increase (decrease) in net assets from capital transactions		(28,283	)		(25,848	)		7,610			2,645			(1,810	)		2,046
Increase (decrease) in net assets		1,565			(24,259	)		18,377			28,180			2,679			1,653
Net assets at beginning of year		358,274			382,533			239,387			211,207			23,972			22,319
Net assets at end of year		$359,839			$358,274			$257,764			$239,387			$26,651			$23,972

Change in units (note 5):
Units purchased		3,232			6,481			1,954			1,752			194			405
Units redeemed		(5,168	)		(7,935	)		(1,531	)		(1,660	)		(379	)		(177	)
Net increase (decrease) in units from capital transactions with contract owners		(1,936	)		(1,454	)		423			92			(185	)		228

See accompanying notes to financial statements.

F-22

GENWORTH LIFE & ANNUITY VA SEPARATE ACCOUNT 4

Statements of Changes in Net Assets — Continued



Columbia Funds Series Trust												Davis New York Venture Fund, Inc.						Eaton Vance Mutual Funds Trust						Eaton Vance Special Investment Trust

Columbia Large Cap Growth Opportunity Fund — Class A						Columbia Select Mid Cap Value Fund — Class A						Davis New York Venture Fund — Class A						Eaton Vance Floating-Rate Fund — Class A						Eaton Vance Large-Cap Value Fund — Class A

Year ended December 31,						Year ended December 31,						Year ended December 31,						Year ended December 31,						Year ended December 31,

2025			2024			2025			2024			2025			2024			2025			2024			2025			2024




	$(413	)		$(3,050	)		$(2,355	)		$(821	)		$(2,391	)		$1,717			$17,007			$21,039			$(1,140	)		$(1,676	)
	1,030			32,264			(534	)		1,857			(1,619	)		(45	)		(1,584	)		(512	)		6,532			46,807
	1,621			(109	)		19,650			(12,466	)		107,969			(28,732	)		(9,373	)		(646	)		5,913			(19,294	)
	1,957			9,464			16,994			13,283			75,751			97,880			—			—			11,530			11,083
	4,195			38,569			33,755			1,853			179,710			70,820			6,050			19,881			22,835			36,920


	(1,581	)		(14,146	)		(28,736	)		(43,404	)		(39,712	)		(49,350	)		(29,788	)		(43,944	)		(9,818	)		(178,552	)
	(496	)		(3,935	)		(5,345	)		(2,401	)		(12,587	)		(8,567	)		(6,234	)		(6,533	)		(2,939	)		(5,724	)
	143			(331,526	)		(3,315	)		334,110			202,100			77,901			16,687			24,890			3,674			(9,246	)
	(1,934	)		(349,607	)		(37,396	)		288,305			149,801			19,984			(19,335	)		(25,587	)		(9,083	)		(193,522	)
	2,261			(311,038	)		(3,641	)		290,158			329,511			90,804			(13,285	)		(5,706	)		13,752			(156,602	)
	28,805			339,843			291,836			1,678			611,907			521,103			310,092			315,798			215,514			372,116
	$31,066			$28,805			$288,195			$291,836			$941,418			$611,907			$296,807			$310,092			$229,266			$215,514


	130			714			991			11,981			10,899			5,097			2,828			3,391			852			1,442
	(181	)		(14,204	)		(2,190	)		(1,896	)		(5,945	)		(4,666	)		(4,066	)		(5,044	)		(1,188	)		(9,497	)
	(51	)		(13,490	)		(1,199	)		10,085			4,954			431			(1,238	)		(1,653	)		(336	)		(8,055	)

See accompanying notes to financial statements.

F-23

GENWORTH LIFE & ANNUITY VA SEPARATE ACCOUNT 4

Statements of Changes in Net Assets — Continued



	Federated Hermes Equity Funds						Fidelity Advisor Series I						Fidelity Advisor Series II

	Federated Hermes Kaufmann Fund — Class A						Fidelity Advisor^® Equity Growth Fund — Class A						Fidelity Advisor^® Mid Cap II Fund — Class A

	Year ended December 31,						Year ended December 31,						Year ended December 31,

	2025			2024			2025			2024			2025			2024

Increase (decrease) in net assets

From operations:
Net investment income (expense)		$(4,598	)		$(2,721	)		$(8,704	)		$(9,323	)		$(2,566	)		$(1,464	)
Net realized gain (loss) on investments		(1,005	)		(289	)		106,948			56,528			(4,385	)		3,281
Change in unrealized appreciation (depreciation) on investments		(25,208	)		8,855			(12,565	)		2,506			5,239			(5,860	)
Capital gain distributions		44,711			16,388			1,773			98,187			13,558			13,128
Increase (decrease) in net assets from operations		13,900			22,233			87,452			147,898			11,846			9,085

From capital transactions (note 4):
Transfers for contract benefits and terminations		(16,208	)		(5,072	)		(63,356	)		(148,046	)		(18,473	)		(43,968	)
Administrative expenses		(4,307	)		(2,222	)		(11,625	)		(11,755	)		(3,401	)		(2,529	)
Transfers between subaccounts (including fixed account), net		298,137			(5,576	)		(596,033	)		475,102			(277,290	)		337,564
Increase (decrease) in net assets from capital transactions		277,622			(12,870	)		(671,014	)		315,301			(299,164	)		291,067
Increase (decrease) in net assets		291,522			9,363			(583,562	)		463,199			(287,318	)		300,152
Net assets at beginning of year		162,818			153,455			870,944			407,745			307,036			6,884
Net assets at end of year		$454,340			$162,818			$287,382			$870,944			$19,718			$307,036

Change in units (note 5):
Units purchased		10,569			393			1,667			11,921			1,302			12,474
Units redeemed		(1,639	)		(860	)		(13,039	)		(5,455	)		(11,164	)		(2,272	)
Net increase (decrease) in units from capital transactions with contract owners		8,930			(467	)		(11,372	)		6,466			(9,862	)		10,202

See accompanying notes to financial statements.

F-24

GENWORTH LIFE & ANNUITY VA SEPARATE ACCOUNT 4

Statements of Changes in Net Assets — Continued



Fidelity Contrafund						Fidelity Puritan Trust						Fidelity Stock Fund						Franklin Fund Allocator Series						Franklin Value Investors Trust

Fidelity Advisor^® New Insights Fund — Class A						Fidelity^® Balanced Fund — Class A						Fidelity^® Leveraged Company Stock Fund — Class A						Franklin Global Allocation Fund — Class A						Franklin Small Cap Value Fund — Class A

Year ended December 31,						Year ended December 31,			Period from October 25 to December 31,			Year ended December 31,			Period from October 25 to December 31,			Year ended December 31,						Year ended December 31,

2025			2024			2025			2024			2025			2024			2025			2024			2025			2024




	$(14,415	)		$(24,190	)		$693			$1,379			$(300	)		$(3	)		$(3,267	)		$(2,019	)		$(1,939	)		$(3,586	)
	61,471			341,775			3,570			301			436			36			28,663			22,718			7,127			26,789
	45,541			129,831			90,239			(10,048	)		2,892			(504	)		23,476			38,133			(4,700	)		6,971
	93,907			58,624			43,501			8,895			1,009			537			21,979			—			26,036			21,822
	186,504			506,040			138,003			527			4,037			66			70,851			58,832			26,524			51,996


	(56,717	)		(156,228	)		(68,402	)		(5,824	)		(1,120	)		(108	)		(58,569	)		(53,379	)		(36,662	)		(64,536	)
	(15,243	)		(29,101	)		(17,142	)		(3,380	)		(356	)		(23	)		(12,319	)		(12,330	)		(7,224	)		(8,289	)
	(84,037	)		(1,542,687	)		(6,002	)		1,112,632			(853	)		20,033			1,787			(25	)		17,495			(35,776	)
	(155,997	)		(1,728,016	)		(91,546	)		1,103,428			(2,329	)		19,902			(69,101	)		(65,734	)		(26,391	)		(108,601	)
	30,507			(1,221,976	)		46,457			1,103,955			1,708			19,968			1,750			(6,902	)		133			(56,605	)
	949,415			2,171,391			1,103,955			—			19,968			—			532,951			539,853			398,967			455,572
	$979,922			$949,415			$1,150,412			$1,103,955			$21,676			$19,968			$534,701			$532,951			$399,100			$398,967


	1,787			3,214			1,732			111,668			455			2,080			996			935			2,996			3,959
	(4,943	)		(46,719	)		(10,450	)		(1,518	)		(620	)		(87	)		(4,706	)		(4,802	)		(3,758	)		(7,555	)
	(3,156	)		(43,505	)		(8,718	)		110,150			(165	)		1,993			(3,710	)		(3,867	)		(762	)		(3,596	)

See accompanying notes to financial statements.

F-25

GENWORTH LIFE & ANNUITY VA SEPARATE ACCOUNT 4

Statements of Changes in Net Assets — Continued



	JPMorgan Trust II												Janus Investment Fund

	JPMorgan Core Bond Fund — Class A						JPMorgan Investor Growth & Income Fund — Class A						Janus Henderson Forty Fund — Class A

	Year ended December 31,						Year ended December 31,						Year ended December 31,

	2025			2024			2025			2024			2025			2024

Increase (decrease) in net assets

From operations:
Net investment income (expense)		$29,345			$30,412			$3,154			$5,378			$(1,351	)		$(4,473	)
Net realized gain (loss) on investments		(19,080	)		(39,500	)		5,997			10,981			5,183			120,473
Change in unrealized appreciation (depreciation) on investments		61,225			16,503			25,833			(1,154	)		208			(41,571	)
Capital gain distributions		—			—			8,509			2,820			11,150			8,964
Increase (decrease) in net assets from operations		71,490			7,415			43,493			18,025			15,190			83,393

From capital transactions (note 4):
Transfers for contract benefits and terminations		(88,298	)		(201,632	)		(33,355	)		(10,444	)		(4,811	)		(20,878	)
Administrative expenses		(21,929	)		(23,667	)		(5,718	)		(2,363	)		(1,240	)		(5,748	)
Transfers between subaccounts (including fixed account), net		137,121			193,092			7,068			161,268			(2,318	)		(458,632	)
Increase (decrease) in net assets from capital transactions		26,894			(32,207	)		(32,005	)		148,461			(8,369	)		(485,258	)
Increase (decrease) in net assets		98,384			(24,792	)		11,488			166,486			6,821			(401,865	)
Net assets at beginning of year		1,269,185			1,293,977			379,638			213,152			93,908			495,773
Net assets at end of year		$1,367,569			$1,269,185			$391,126			$379,638			$100,729			$93,908

Change in units (note 5):
Units purchased		24,336			33,122			552			8,443			329			663
Units redeemed		(22,221	)		(35,611	)		(1,839	)		(2,311	)		(500	)		(13,009	)
Net increase (decrease) in units from capital transactions with contract owners		2,115			(2,489	)		(1,287	)		6,132			(171	)		(12,346	)

See accompanying notes to financial statements.

F-26

GENWORTH LIFE & ANNUITY VA SEPARATE ACCOUNT 4

Statements of Changes in Net Assets — Continued



Legg Mason Global Asset Management Trust						Legg Mason Partners Variable Equity Trust						Lord Abbett Affiliated Fund, Inc.						Lord Abbett Bond Debenture Fund, Inc.						Lord Abbett Mid Cap Stock Fund, Inc.

ClearBridge Value Fund — Class FI						ClearBridge Growth Fund — Class FI						Lord Abbett Affiliated Fund — Class A						Lord Abbett Bond Debenture Fund — Class A						Lord Abbett Mid Cap Stock Fund — Class A

Year ended December 31,						Year ended December 31,						Year ended December 31,						Year ended December 31,						Year ended December 31,

2025			2024			2025			2024			2025			2024			2025			2024			2025			2024




	$(1,616	)		$(836	)		$(1,684	)		$(1,657	)		$(52	)		$14			$13,631			$14,274			$(6,082	)		$(2,459	)
	125			3,716			(8,637	)		(8,208	)		761			3,832			771			872			3,392			18,197
	7,430			(10,395	)		1,962			2,246			174			(2,639	)		5,403			1,582			433			(26,781	)
	19,671			20,857			22,427			20,147			675			515			—			—			38,740			48,449
	25,610			13,342			14,068			12,528			1,558			1,722			19,805			16,728			36,483			37,406


	(28,552	)		(43,826	)		(6,155	)		(5,182	)		(1,803	)		(23,536	)		(31,246	)		(44,438	)		(40,266	)		(55,788	)
	(5,324	)		(2,401	)		(1,653	)		(1,658	)		(395	)		(403	)		(6,102	)		(6,416	)		(10,505	)		(6,603	)
	5,618			322,393			(60	)		(2,689	)		(21	)		(657	)		7,008			23,017			27,578			376,570
	(28,258	)		276,166			(7,868	)		(9,529	)		(2,219	)		(24,596	)		(30,340	)		(27,837	)		(23,193	)		314,179
	(2,648	)		289,508			6,200			2,999			(661	)		(22,874	)		(10,535	)		(11,109	)		13,290			351,585
	289,508			—			118,582			115,583			11,764			34,638			309,370			320,479			590,087			238,502
	$286,860			$289,508			$124,782			$118,582			$11,103			$11,764			$298,835			$309,370			$603,377			$590,087


	1,057			12,262			741			609			29			30			1,553			2,249			2,982			17,128
	(1,945	)		(2,267	)		(995	)		(944	)		(110	)		(1,126	)		(3,171	)		(3,768	)		(3,734	)		(4,408	)
	(888	)		9,995			(254	)		(335	)		(81	)		(1,096	)		(1,618	)		(1,519	)		(752	)		12,720

See accompanying notes to financial statements.

F-27

GENWORTH LIFE & ANNUITY VA SEPARATE ACCOUNT 4

Statements of Changes in Net Assets — Continued



	PIMCO Funds

	PIMCO High Yield Fund — Class A						PIMCO Long-Term U.S. Government Fund — Class A						PIMCO Low Duration Fund — Class A

	Year ended December 31,						Year ended December 31,						Year ended December 31,

	2025			2024			2025			2024			2025			2024

Increase (decrease) in net assets

From operations:
Net investment income (expense)		$14,555			$15,303			$15,469			$12,485			$14,708			$14,891
Net realized gain (loss) on investments		(3,600	)		(5,111	)		(13,265	)		(31,187	)		(3,421	)		(4,993	)
Change in unrealized appreciation (depreciation) on investments		9,861			6,517			37,403			(39,680	)		10,597			8,461
Capital gain distributions		—			—			—			—			—			—
Increase (decrease) in net assets from operations		20,816			16,709			39,607			(58,382	)		21,884			18,359

From capital transactions (note 4):
Transfers for contract benefits and terminations		(31,771	)		(45,783	)		(72,237	)		(97,415	)		(44,181	)		(58,051	)
Administrative expenses		(6,698	)		(6,991	)		(15,322	)		(17,345	)		(11,758	)		(12,183	)
Transfers between subaccounts (including fixed account), net		9,283			25,746			206,789			(109,622	)		32,934			58,289
Increase (decrease) in net assets from capital transactions		(29,186	)		(27,028	)		119,230			(224,382	)		(23,005	)		(11,945	)
Increase (decrease) in net assets		(8,370	)		(10,319	)		158,837			(282,764	)		(1,121	)		6,414
Net assets at beginning of year		335,431			345,750			680,452			963,216			608,940			602,526
Net assets at end of year		$327,061			$335,431			$839,289			$680,452			$607,819			$608,940

Change in units (note 5):
Units purchased		1,901			2,584			24,091			17,281			9,310			9,682
Units redeemed		(3,439	)		(4,036	)		(14,359	)		(34,135	)		(11,382	)		(10,716	)
Net increase (decrease) in units from capital transactions with contract owners		(1,538	)		(1,452	)		9,732			(16,854	)		(2,072	)		(1,034	)

See accompanying notes to financial statements.

F-28

GENWORTH LIFE & ANNUITY VA SEPARATE ACCOUNT 4

Statements of Changes in Net Assets — Continued



PIMCO Funds (continued)						Prudential Investment Portfolios 18						Prudential Jennison Natural Resources Fund, Inc.						Putnam Investment Funds						T. Rowe Price Capital Appreciation Fund

PIMCO Total Return Fund — Class A						PGIM Jennison Focused Growth Fund — Class A						PGIM Jennison Natural Resources Fund, Inc. — Class A						Putnam International Small Cap Fund — Class A						T. Rowe Price Capital Appreciation Fund — Advisor Class

Year ended December 31,						Year ended December 31,						Year ended December 31,						Year ended December 31,						Year ended December 31,

2025			2024			2025			2024			2025			2024			2025			2024			2025			2024




	$49,906			$48,911			$(2,661	)		$(2,097	)		$(782	)		$(1,223	)		$12,147			$6,591			$323			$1,946
	(46,002	)		(34,990	)		7,372			6,361			20,675			32,380			20,531			15,658			7,897			8,307
	126,687			(2,205	)		12,169			29,961			33,230			(28,730	)		22,412			(14,255	)		5,490			(2,418	)
	—			—			7,366			—			—			—			17,770			—			29,668			32,487
	130,591			11,716			24,246			34,225			53,123			2,427			72,860			7,994			43,378			40,322


	(144,702	)		(202,336	)		(3,820	)		(3,091	)		(13,378	)		(91,948	)		(28,975	)		(55,822	)		(19,860	)		(18,129	)
	(34,883	)		(33,623	)		(2,960	)		(2,422	)		(3,451	)		(4,436	)		(5,451	)		(5,862	)		(7,351	)		(6,962	)
	(220,322	)		502,804			(1,909	)		12,197			(43,212	)		10,228			(43,142	)		30,917			7,806			28,763
	(399,907	)		266,845			(8,689	)		6,684			(60,041	)		(86,156	)		(77,568	)		(30,767	)		(19,405	)		3,672
	(269,316	)		278,561			15,557			40,909			(6,918	)		(83,729	)		(4,708	)		(22,773	)		23,973			43,994
	1,970,668			1,692,107			165,814			124,905			170,794			254,523			298,800			321,573			435,298			391,304
	$1,701,352			$1,970,668			$181,371			$165,814			$163,876			$170,794			$294,092			$298,800			$459,271			$435,298


	20,235			46,653			2,238			3,959			2,696			8,984			1,640			4,158			874			1,274
	(49,912	)		(25,855	)		(2,855	)		(3,590	)		(9,819	)		(20,288	)		(6,745	)		(6,177	)		(1,421	)		(1,203	)
	(29,677	)		20,798			(617	)		369			(7,123	)		(11,304	)		(5,105	)		(2,019	)		(547	)		71

See accompanying notes to financial statements.

F-29

GENWORTH LIFE & ANNUITY VA SEPARATE ACCOUNT 4

Statements of Changes in Net Assets — Continued



	T. Rowe Price Equity Income Fund						T. Rowe Price Growth Stock Fund, Inc.						The AB Portfolios

	T. Rowe Price Equity Income Fund — Advisor Class						T. Rowe Price Growth Stock Fund — Advisor Class						AB All Market Total Return Portfolio — Class A

	Year ended December 31,						Year ended December 31,						Year ended December 31,

	2025			2024			2025			2024			2025			2024

Increase (decrease) in net assets

From operations:
Net investment income (expense)		$63			$786			$(5,606	)		$(5,130	)		$25,852			$7,566
Net realized gain (loss) on investments		3,253			75,384			16,826			20,190			15,644			14,128
Change in unrealized appreciation (depreciation) on investments		16,313			(26,589	)		(8,937	)		43,538			(34,160	)		13,381
Capital gain distributions		2,040			11,046			48,595			24,359			98,483			—
Increase (decrease) in net assets from operations		21,669			60,627			50,878			82,957			105,819			35,075

From capital transactions (note 4):
Transfers for contract benefits and terminations		(10,986	)		(27,989	)		(16,729	)		(15,010	)		(81,598	)		(65,901	)
Administrative expenses		(2,663	)		(7,272	)		(6,375	)		(5,997	)		(15,703	)		(9,582	)
Transfers between subaccounts (including fixed account), net		2,381			(442,314	)		(6,070	)		(11,806	)		853,563			(13,614	)
Increase (decrease) in net assets from capital transactions		(11,268	)		(477,575	)		(29,174	)		(32,813	)		756,262			(89,097	)
Increase (decrease) in net assets		10,401			(416,948	)		21,704			50,144			862,081			(54,022	)
Net assets at beginning of year		174,888			591,836			368,773			318,629			489,090			543,112
Net assets at end of year		$185,289			$174,888			$390,477			$368,773			$1,351,171			$489,090

Change in units (note 5):
Units purchased		486			1,739			883			1,234			55,424			2,424
Units redeemed		(870	)		(19,447	)		(1,395	)		(1,996	)		(8,588	)		(8,462	)
Net increase (decrease) in units from capital transactions with contract owners		(384	)		(17,708	)		(512	)		(762	)		46,836			(6,038	)

See accompanying notes to financial statements.

F-30

GENWORTH LIFE & ANNUITY VA SEPARATE ACCOUNT 4

Statements of Changes in Net Assets — Continued



The AB Portfolios (continued)						The Advisors’ Inner Circle Fund III						Thornburg Investment Trust										Virtus Investment Trust

AB Wealth Appreciation Strategy — Class A						First Foundation Total Return Fund — Class A						Thornburg International Equity Fund — Class A						Thornburg Small/ Mid Cap Growth Fund — Class A				Virtus NFJ International Value Fund — Class A

Year ended December 31,						Year ended December 31,						Year ended December 31,						Year ended December 31,				Year ended December 31,

2025			2024			2025			2024			2025			2024			2025		2024		2025			2024




	$(35	)		$(2,690	)		$25,858			$39,340			$(220	)		$(680	)		$—		$—		$2,277			$435
	256			51,510			1,324			3,422			4,862			7,259			—		—		2,609			525
	688			(7,214	)		49,021			(50,136	)		21,897			2,574			—		—		14,441			(2,838	)
	432			313			15,903			49,309			2,443			7,639			—		—		—			—
	1,341			41,919			92,106			41,935			28,982			16,792			—		—		19,327			(1,878	)


	(310	)		(13,056	)		(115,374	)		(65,415	)		(6,524	)		(6,707	)		—		—		(2,361	)		(2,559	)
	(113	)		(3,553	)		(20,406	)		(25,460	)		(1,770	)		(2,692	)		—		—		(1,154	)		(1,129	)
	(271	)		(337,929	)		3,005			(162,163	)		(15,360	)		(55,491	)		—		—		(10,062	)		5,078
	(694	)		(354,538	)		(132,775	)		(253,038	)		(23,654	)		(64,890	)		—		—		(13,577	)		1,390
	647			(312,619	)		(40,669	)		(211,103	)		5,328			(48,098	)		—		—		5,750			(488	)
	6,921			319,540			1,190,486			1,401,589			102,456			150,554			—		—		53,963			54,451
	$7,568			$6,921			$1,149,817			$1,190,486			$107,784			$102,456			$—		$—		$59,713			$53,963


	15			277			2,251			2,580			342			1,237			—		—		315			1,258
	(43	)		(17,762	)		(8,420	)		(15,423	)		(1,754	)		(5,596	)		—		—		(1,737	)		(1,050	)
	(28	)		(17,485	)		(6,169	)		(12,843	)		(1,412	)		(4,359	)		—		—		(1,422	)		208

See accompanying notes to financial statements.

F-31

GENWORTH LIFE & ANNUITY VA SEPARATE ACCOUNT 4

Statements of Changes in Net Assets — Continued



	Virtus Investment Trust (continued)

	Virtus NFJ Large-Cap Value Fund — Class A

	Year ended December 31,

	2025		2024

Increase (decrease) in net assets

From operations:
Net investment income (expense)		$—		$—
Net realized gain (loss) on investments		—		—
Change in unrealized appreciation (depreciation) on investments		—		—
Capital gain distributions		—		—
Increase (decrease) in net assets from operations		—		—

From capital transactions (note 4):
Transfers for contract benefits and terminations		—		—
Administrative expenses		—		—
Transfers between subaccounts (including fixed account), net		—		—
Increase (decrease) in net assets from capital transactions		—		—
Increase (decrease) in net assets		—		—
Net assets at beginning of year		—		—
Net assets at end of year		$—		$—

Change in units (note 5):
Units purchased		—		—
Units redeemed		—		—
Net increase (decrease) in units from capital transactions with contract owners		—		—

See accompanying notes to financial statements.

F-32

GENWORTH LIFE & ANNUITY VA SEPARATE ACCOUNT 4

Notes to Financial Statements

December 31, 2025

(1)

Description of Entity

Genworth Life & Annuity VA Separate Account 4 (the “Separate Account”) is a separate investment account established on January 17, 2008, by Genworth Life and Annuity Insurance Company (“GLAIC”), pursuant to the laws of the Commonwealth of Virginia. GLAIC is a stock life insurance company operating under a charter granted by the Commonwealth of Virginia on March 21, 1871. GLAIC is licensed as a life insurer to do business in Bermuda, the District of Columbia and all states except for New York. GLAIC is wholly-owned by Genworth Life Insurance Company, which is wholly-owned by Genworth North America Corporation, which is indirectly wholly-owned by Genworth Financial, Inc.

GLAIC has a 34.5% investment in an affiliate, Genworth Life Insurance Company of New York.

GLAIC’s principal products are life insurance and fixed deferred and immediate annuities. Life insurance products provide protection against financial hardship after the death of an insured. Deferred annuities are investment vehicles intended for contract owners who want to accumulate tax-deferred assets for retirement, desire a tax-efficient source of income and seek to protect against outliving their assets. Immediate annuities provide a fixed amount of income for either a defined number of years, the annuitant’s lifetime or the longer of a defined number of years or the annuitant’s lifetime. In March 2016, GLAIC suspended sales of traditional life insurance and fixed annuity products. GLAIC, however, continues to service its existing retained and reinsured blocks of business.

GLAIC also has other products which have not been actively sold since 2011, but it continues to service its existing blocks of business. Those products include variable annuities, including group variable annuities offered through retirement plans, variable life insurance and funding agreements. Most of its variable annuities include guaranteed minimum death benefits. Some of GLAIC’s group and individual variable annuity products include guaranteed minimum benefit features such as guaranteed minimum withdrawal benefits and certain types of guaranteed annuitization benefits.

The Separate Account has subaccounts that currently invest in series or portfolios (“Portfolios”) of open-end mutual funds (“Funds”). Such Portfolios are also available for sale directly to the general public. The Portfolios are sold to GLAIC, and they may also be sold to other insurance companies that issue variable annuity contracts and variable life insurance policies, including affiliated insurance companies of GLAIC. In addition, the Portfolios may be sold to retirement plans. GLAIC uses the Separate Account to support flexible purchase payment variable deferred annuity contracts issued by GLAIC, as well as other purposes permitted by law.

Currently, there are multiple subaccounts of the Separate Account available under each contract. Each subaccount invests exclusively in shares representing an interest in a separate corresponding Portfolio (a division of a Fund, the assets of which are separate from other Portfolios that may be available in the Fund).

The assets of the Separate Account belong to GLAIC. However, GLAIC does not charge the assets in the Separate Account attributable to the contracts with liabilities arising out of any other business that GLAIC may conduct. The assets of the Separate Account will, however, be available to cover the liabilities of GLAIC’s General Account to the extent that the assets of the Separate Account exceed its liabilities arising under the contracts supported by it. Income and both realized and unrealized gains or losses from the assets of the Separate Account are credited to or charged against the Separate Account without regard to the income, gains or losses arising out of any other business GLAIC may conduct. Guarantees made under the contracts, including any rider options, are based on the claims paying ability of GLAIC to the extent that the amount of the guarantee exceeds the assets available in the Separate Account.

The Separate Account is registered with the U.S. Securities and Exchange Commission (“SEC”) as a unit investment trust under the Investment Company Act of 1940, as amended. The Separate Account meets the definition of a separate account under the Federal securities laws. Registration with the SEC does not involve supervision of the management or investment practices or policies of the Separate Account by the SEC. Contract owners assume the full investment risk for amounts allocated by contract owners to the Separate Account.

F-33

GENWORTH LIFE & ANNUITY VA SEPARATE ACCOUNT 4

Notes to Financial Statements — Continued

December 31, 2025

During the years ended December 31, 2025 and 2024, the following Portfolio names were changed:


Prior Portfolio Name	Current Portfolio Name	Effective Date
Putnam Investment Funds — Putnam International Capital Opportunities Fund — Class A	Putnam Investment Funds — Putnam International Small Cap Fund — Class A	September 30, 2025
AIM Counselor Series Trust (Invesco Counselor Series Trust) — Invesco Capital Appreciation Fund — Class A	AIM Counselor Series Trust (Invesco Counselor Series Trust) — Invesco Discovery Large Cap Fund — Class A	December 20, 2024
Legg Mason Partners Variable Equity Trust — ClearBridge Aggressive Growth Fund — Class FI	Legg Mason Partners Variable Equity Trust — ClearBridge Growth Fund — Class FI	April 29, 2024
Legg Mason Global Asset Management Trust — ClearBridge Value Trust — Class FI	Legg Mason Global Asset Management Trust — ClearBridge Value Fund — Class FI	March 1, 2024

During the year ended December 31, 2024, the following Portfolios were liquidated, and the Portfolio assets were reinvested in new or existing Portfolios:


Liquidated Portfolio	Reinvested Portfolio	Inception Date
Fidelity Advisor Series I — Fidelity Advisor^® Balanced Fund — Class A	Fidelity Puritan Trust — Fidelity^® Balanced Fund — Class A	October 25, 2024
Fidelity Advisor Series I — Fidelity Advisor^® Leveraged Company Stock Fund — Class A	Fidelity Stock Fund — Fidelity^® Leveraged Company Stock Fund — Class A	October 25, 2024

All designated Portfolios listed above are series type mutual funds.

(2)

Summary of Significant Accounting Policies

(a) Basis of Presentation

These financial statements have been prepared on the basis of U.S. generally accepted accounting principles (“U.S. GAAP”). Preparing financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect amounts and disclosures reported therein. Actual results could differ from those estimates. The Separate Account is an investment company and follows accounting and reporting guidance under Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) Topic 946, Financial Services — Investment Companies.

(b) Investments

Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. In determining fair value, the Separate Account, generally, uses a market approach as the valuation technique due to the nature of the mutual fund investments offered in the Separate Account. This technique maximizes the use of observable inputs and minimizes the use of unobservable inputs. Investments in mutual funds are valued at the mutual fund’s closing net asset value per share on the day of valuation.

Valuation Inputs: Various inputs are used to determine the value of the mutual fund’s investments. These inputs are summarized in the three broad levels listed below:

•

Level 1 — quoted prices in active markets for identical securities;

F-34

GENWORTH LIFE & ANNUITY VA SEPARATE ACCOUNT 4

Notes to Financial Statements — Continued

December 31, 2025

•

Level 2 — observable inputs other than Level 1 quoted prices (including, but not limited to, quoted prices for similar securities, interest rates, prepayment speeds and credit risk); and

•

Level 3 — unobservable inputs.

The investments of the Separate Accounts are measured at fair value on a recurring basis. All investments are categorized as Level 1 as of December 31, 2025 and there were no transfers between the levels during 2025.

Purchases and redemptions of investments in mutual funds are recorded on the Valuation Day that the request for the purchase or redemption is received. A Valuation Day is any day that the New York Stock Exchange is open for regular trading, except for days on which a Portfolio does not value its shares. Income distributions, and gains from realized gain distributions, are recorded on the ex-dividend date. Realized gains and losses on investments are determined on the average cost basis. Units and unit values are disclosed as of the last Valuation Day of the applicable year or period.

(c) Unit Classes

There are several unit classes of subaccounts based on the variable annuity contract through which the subaccounts are available. An indefinite number of units in each unit class is authorized. Each unit class has its own expense structure as noted in note 4(a) below. In January 2011, Genworth announced that its insurance company subsidiaries, including GLAIC, would discontinue new sales of variable annuity products but would continue to service existing blocks of business. Although the contracts are no longer available for new sales, additional purchase payments may still be accepted under the terms of the contract.

(d) Federal Income Taxes

The operations of the Separate Account are a part of, and taxed with, the operations of GLAIC. Therefore, the Separate Account is not separately taxed as a regulated investment company under Subchapter M of the Internal Revenue Code of 1986, as amended (the “Code”). Under existing federal income tax laws, investment income and capital gains of the Separate Account are not taxed. Accordingly, the Separate Account paid no federal income taxes and no federal income tax payment was required. GLAIC is taxed as a life insurance company under the Code.

(e) Net Assets

Net assets are currently attributable to contract owners in the accumulation period as no contract owners have begun receiving annuity payments.

(f) Segment Reporting

An operating segment is defined in Topic 280 as a component of a public entity that engages in business activities from which it may recognize revenues and incur expenses, has operating results that are regularly reviewed by a public entity’s chief operating decision maker (“CODM”) to make decisions about resources to be allocated to the segment and assess its performance, and has discrete financial information available. The subaccounts within the Separate Account apply the guidance in Topic 280, Segment Reporting, which impacts financial statement disclosures only and does not affect the financial position or results of operations of the subaccounts of the Separate Account. The subaccounts have acted as single reportable segments, and the CODM of the subaccounts within the Separate Account is the Variable Product Portfolio Manager. The Separate Account is structured with a limited purpose by design, and its sole purpose is to record and report the invested funds and activities and performance chosen by contract/policy holders. Investment performance of funds may vary based on the underlying fund’s investment objectives specified in the fund prospectuses. Significant revenues and expenses are reported on the Statements of Changes in Net Assets and are reviewed by the CODM. The accounting policies of the segment are the same as those described in the summary of significant accounting policies herein.

F-35

GENWORTH LIFE & ANNUITY VA SEPARATE ACCOUNT 4

Notes to Financial Statements — Continued

December 31, 2025

(g) Subsequent Events

No material subsequent events have occurred since December 31, 2025 through April 23, 2026, the date the financial statements were available to be issued, that would require adjustment to the financial statements.

(3)

Purchases and Sales of Investments

The aggregate cost of the investments acquired, and the aggregate proceeds of investments sold, for the year ended December 31, 2025 were:


Fund/Portfolio	Cost of Shares Acquired		Proceeds from Shares Sold
AB Cap Fund, Inc.
AB Small Cap Growth Portfolio — Class A	$	27,338	$	29,355
AB Trust
AB International Value Fund — Class A		7,827		36,613
AIM Counselor Series Trust (Invesco Counselor Series Trust)
Invesco Discovery Large Cap Fund — Class A		156,805		1,407,571
AIM Equity Funds (Invesco Equity Funds)
Invesco Charter Fund — Class A		628,449		48,526
Invesco Main Street Fund^® — Class A		409,215		156,687
AIM Growth Series (Invesco Growth Series)
Invesco Main Street Mid Cap Fund^® — Class A		62,714		66,719
AIM International Mutual Funds (Invesco International Mutual Funds)
Invesco Global Fund — Class A		282,454		185,890
AIM Sector Funds (Invesco Sector Funds)
Invesco Comstock Fund — Class A		69,381		411,637
Allspring Funds Trust
Allspring Disciplined U.S. Core Fund — Class A		—		—
Allspring Special Large Cap Value Fund — Class A		—		—
Allspring Treasury Plus Money Market Fund — Class A		185,858		94,778
American Century Capital Portfolios, Inc.
American Century Equity Income Fund — A Class		10,022		11,772
American Century Government Income Trust
American Century Inflation-Adjusted Bond Fund — A Class		56,099		72,732
BlackRock Global Allocation Fund, Inc.
BlackRock Global Allocation Fund — Investor A		223,259		491,863
BlackRock Large Cap Focus Value Fund, Inc.
BlackRock Large Cap Focus Value Fund, Inc. — Investor A		152,749		187,139
Calamos Investment Trust
Calamos Growth Fund — Class A		12,494		11,857
Cohen & Steers Global Realty Shares, Inc.
Cohen & Steers Global Realty Shares, Inc. — Class A		59,050		81,198
Columbia Acorn Trust
Columbia Acorn Fund — Class A		46,312		42,488
Columbia Acorn International Select^SM — Class A		3,578		4,124
Columbia Funds Series Trust
Columbia Large Cap Growth Opportunity Fund — Class A		5,468		5,860
Columbia Select Mid Cap Value Fund — Class A		46,923		69,726

F-36

GENWORTH LIFE & ANNUITY VA SEPARATE ACCOUNT 4

Notes to Financial Statements — Continued

December 31, 2025


Fund/Portfolio	Cost of Shares Acquired		Proceeds from Shares Sold
Davis New York Venture Fund, Inc.
Davis New York Venture Fund — Class A	$	423,395	$	199,656
Eaton Vance Mutual Funds Trust
Eaton Vance Floating-Rate Fund — Class A		65,972		68,438
Eaton Vance Special Investment Trust
Eaton Vance Large-Cap Value Fund — Class A		34,089		32,781
Federated Hermes Equity Funds
Federated Hermes Kaufmann Fund — Class A		369,994		52,316
Fidelity Advisor Series I
Fidelity Advisor^® Equity Growth Fund — Class A		87,936		765,747
Fidelity Advisor Series II
Fidelity Advisor^® Mid Cap II Fund — Class A		49,428		337,685
Fidelity Contrafund
Fidelity Advisor^® New Insights Fund — Class A		173,189		249,750
Fidelity Puritan Trust
Fidelity^® Balanced Fund — Class A		78,356		125,707
Fidelity Stock Fund
Fidelity^® Leveraged Company Stock Fund — Class A		5,362		6,979
Franklin Fund Allocator Series
Franklin Global Allocation Fund — Class A		44,748		95,135
Franklin Value Investors Trust
Franklin Small Cap Value Fund — Class A		110,188		112,499
JPMorgan Trust II
JPMorgan Core Bond Fund — Class A		359,476		303,546
JPMorgan Investor Growth & Income Fund — Class A		32,645		51,907
Janus Investment Fund
Janus Henderson Forty Fund — Class A		25,738		24,308
Legg Mason Global Asset Management Trust
ClearBridge Value Fund — Class FI		52,110		62,404
Legg Mason Partners Variable Equity Trust
ClearBridge Growth Fund — Class FI		43,052		30,176
Lord Abbett Affiliated Fund, Inc.
Lord Abbett Affiliated Fund — Class A		1,544		3,140
Lord Abbett Bond Debenture Fund, Inc.
Lord Abbett Bond Debenture Fund — Class A		47,094		63,693
Lord Abbett Mid Cap Stock Fund, Inc.
Lord Abbett Mid Cap Stock Fund — Class A		113,592		104,216
PIMCO Funds
PIMCO High Yield Fund — Class A		55,810		70,371
PIMCO Long-Term U.S. Government Fund — Class A		331,908		198,006
PIMCO Low Duration Fund — Class A		127,566		135,885
PIMCO Total Return Fund — Class A		347,435		696,379
Prudential Investment Portfolios 18
PGIM Jennison Focused Growth Fund — Class A		31,543		35,528
Prudential Jennison Natural Resources Fund, Inc.
PGIM Jennison Natural Resources Fund, Inc. — Class A		22,152		82,968

F-37

GENWORTH LIFE & ANNUITY VA SEPARATE ACCOUNT 4

Notes to Financial Statements — Continued

December 31, 2025


Fund/Portfolio	Cost of Shares Acquired		Proceeds from Shares Sold
Putnam Investment Funds
Putnam International Small Cap Fund — Class A	$	60,400	$	108,112
T. Rowe Price Capital Appreciation Fund
T. Rowe Price Capital Appreciation Fund — Advisor Class		69,733		59,146
T. Rowe Price Equity Income Fund
T. Rowe Price Equity Income Fund — Advisor Class		18,062		27,226
T. Rowe Price Growth Stock Fund, Inc.
T. Rowe Price Growth Stock Fund — Advisor Class		90,397		76,576
The AB Portfolios
AB All Market Total Return Portfolio — Class A		1,031,562		150,740
AB Wealth Appreciation Strategy — Class A		812		1,109
The Advisors’ Inner Circle Fund III
First Foundation Total Return Fund — Class A		105,932		196,947
Thornburg Investment Trust
Thornburg International Equity Fund — Class A		9,880		31,310
Thornburg Small/Mid Cap Growth Fund — Class A		—		—
Virtus Investment Trust
Virtus NFJ International Value Fund — Class A		6,042		17,243
Virtus NFJ Large-Cap Value Fund — Class A		—		—

F-38

GENWORTH LIFE & ANNUITY VA SEPARATE ACCOUNT 4

Notes to Financial Statements — Continued

December 31, 2025

(4)

Related Party Transactions

(a) GLAIC

Net purchase payments (premiums) transferred from GLAIC to the Separate Account represent gross premiums recorded by GLAIC on its flexible premium variable deferred annuity contracts, less deductions retained as compensation for premium taxes. GLAIC may deduct charges for premium tax or other tax levied by any governmental entity from purchase payments or assets when the premium tax is incurred or when we pay proceeds under the contract.

Charges are assessed under the contracts to cover mortality and expense risks that GLAIC assumes, certain administrative expenses, as well as any additional elective benefits provided under the contract. Contract owners may elect one of two separate classes of contracts available: one class that assesses a sales charge upon surrender of the contract within 7 years of receipt of the purchase payment (“Class B”) and the other class which assesses a sales charge upon surrender of the contract within 4 years of receipt of the purchase payment (“Class L”). There is also a charge assessed if the contract owner elects a joint annuitant, a living benefit rider option and/or a death benefit rider option.

The mortality and expense risk charge for the contract is lower if the contract owner elects Class B and higher if the contract owner elects Class L. As of December 31, 2025, the mortality and expense risk charge was 1.20% for Class B and 1.50% for Class L. As of December 31, 2025, the administrative expense charge for both classes was 0.15% and the joint annuitant charge for both classes was 0.05%. The administrative expense charge, mortality and expense risk charge and joint annuitant charge are assessed on the contract owners’ average daily net assets in the Separate Account and, therefore, are assessed through a reduction of unit values.

As of December 31, 2025, the charge for the living benefit rider options upon reset was 1.25% of benefit base and, if the Principal Protection Death Benefit (“PPDB”) was elected with the living benefit rider option, there is an additional charge that ranged from 0.15% to 0.50% of the value of the PPDB. The charge for the Annual Step-Up Death Benefit Rider (“ASDB”) as of December 31, 2025 was 0.20%. The charge for the ASDB is assessed as a percentage of contract value at the time the charge is taken. The charges for the living benefit riders, including the PPDB, and the ASDB are assessed through a redemption in units.

Note 6 demonstrates the total charge percentage by unit in a range. The unit class may encompass multiple contracts through a combination of one or more available rider options equal to the total amount assessed on a daily basis. The range of contract charges as of December 31, 2025 was 1.35% to 1.70% as a percentage of contract owners’ average daily net assets in the Separate Account and reflect a Class B contract with a single annuitant (lowest fee) to a Class L contract with joint annuitants. The charges for the living benefit riders, including the PPDB, and the ASDB rider are not reflected in this range because the charges are not assessed on the contract owners’ average daily net assets in the Separate Account. In addition to the charges described above, an annual contract maintenance charge of $30.00 is assessed to all contracts. This charge is taken on each contract anniversary and at the time the contract is surrendered. This charge is assessed through a redemption in units. This charge is not assessed if the contract owner’s contract value is $40,000 or more at the time the charge is due.

(b) Accrued Expenses Payable to Affiliate

Charges and deductions made under the contracts for services and benefits unpaid at year-end are accrued and payable to GLAIC.

(c) Capital Brokerage Corporation

Capital Brokerage Corporation (“CBC”), an affiliate of GLAIC, is a Washington corporation registered with the SEC under the Securities Exchange Act of 1934 as a broker-dealer and is a member of the Financial Industry Regulation Authority (“FINRA”). CBC serves as the distributor and principal underwriter for variable annuity contracts, variable life insurance policies and certain guaranteed income annuity contracts issued by GLAIC. GLAIC pays commissions and other marketing related expenses to CBC. Certain officers and directors of GLAIC are also officers and directors of CBC.

F-39

GENWORTH LIFE & ANNUITY VA SEPARATE ACCOUNT 4

Notes to Financial Statements — Continued

December 31, 2025

(5)

Capital Transactions

All dividends and capital gain distributions of the Portfolios are automatically reinvested in shares of the distributing Portfolios at their net asset value on the date of distribution. In other words, Portfolio dividends or Portfolio distributions are not paid to contract owners as additional units, but instead are reflected in unit values.

The increase (decrease) in outstanding units and amounts by subaccount from capital transactions for the years or lesser periods ended December 31, 2025 and 2024 are reflected in the Statements of Changes in Net Assets.

(6)

Financial Highlights

GLAIC’s variable annuity products have unique combinations of features and fees that are assessed to the contract owner. Differences in fee structures result in a variety of contract expense rates, unit values, and total returns. A summary by subaccount of the outstanding units, unit values, net assets, expense ratios, investment income ratios and total return ratios for the years or lesser periods ended December 31, 2025, 2024, 2023, 2022, and 2021 follows. This information is presented as a range based upon product grouping. Expenses as a percent of average net assets are presented as a range of lowest to highest contract expense rate. The unit value and total return ranges are presented to correlate to the respective expense rate. Accordingly, some individual contract amounts may not be within the ranges presented due to the timing of the introduction of new funds.


	Expense as a % of Average Net Assets (1)		Units		Unit Value		Net Assets 000s		Investment Income Ratio (2)		Total Return (3)
AB Cap Fund, Inc.
AB Small Cap Growth Portfolio — Class A
2025		1.35% to 1.70%		3,236		44.52 to 41.83		139		0.00%		3.44% to 3.07%
2024		1.35% to 1.70%		3,187		43.05 to 40.58		133		0.00%		16.88% to 16.47%
2023		1.35% to 1.70%		3,622		36.83 to 34.84		129		0.00%		16.25% to 15.84%
2022		1.35% to 1.70%		3,716		31.68 to 30.08		114		0.00%		(39.91)% to (40.13)%
2021		1.35% to 1.70%		3,133		52.73 to 50.24		161		0.00%		7.86% to 7.47%
AB Trust
AB International Value Fund — Class A
2025		1.40% to 1.70%		10,903		10.69 to 10.13		112		2.79%		39.99% to 39.56%
2024		1.40% to 1.70%		14,400		7.64 to 7.26		106		9.15%		3.32% to 3.01%
2023		1.40% to 1.70%		13,848		7.39 to 7.05		99		0.77%		13.29% to 12.94%
2022		1.35% to 1.70%		62,003		6.57 to 6.24		400		1.37%		(12.01)% to (12.32)%
2021		1.40% to 1.70%		16,914		7.42 to 7.12		121		2.62%		9.22% to 8.88%
AIM Counselor Series Trust (Invesco Counselor Series Trust)
Invesco Discovery Large Cap Fund — Class A
2025		1.35% to 1.70%		—		43.47 to 40.84		—		0.00%		11.10% to 10.71%
2024		1.35% to 1.70%		29,874		39.13 to 36.89		1,154		0.00%		32.19% to 31.72%
2023		1.35% to 1.70%		21,260		29.60 to 28.01		622		0.00%		33.69% to 33.22%
2022		1.35% to 1.70%		13,813		22.14 to 21.02		302		0.00%		(32.03)% to (32.27)%
2021		1.35% to 1.70%		—		32.57 to 31.04		—		0.00%		20.69% to 20.27%

F-40

GENWORTH LIFE & ANNUITY VA SEPARATE ACCOUNT 4

Notes to Financial Statements — Continued

December 31, 2025


	Expense as a % of Average Net Assets (1)		Units		Unit Value		Net Assets 000s		Investment Income Ratio (2)		Total Return (3)
AIM Equity Funds (Invesco Equity Funds)
Invesco Charter Fund — Class A
2025		1.35% to 1.70%		16,852		34.98 to 32.86		581		0.23%		14.38% to 13.97%
2024		1.40% to 1.70%		229		30.33 to 28.83		7		0.27%		23.52% to 23.15%
2023		1.40% to 1.70%		528		24.56 to 23.41		13		0.05%		21.33% to 20.96%
2022		1.35% to 1.70%		61,222		20.39 to 19.36		1,234		1.48%		(21.79)% to (22.07)%
2021		1.35% to 1.70%		5,860		26.07 to 24.84		151		0.50%		25.68% to 25.23%
Invesco Main Street Fund^® — Class A
2025		1.35% to 1.70%		24,052		42.50 to 39.93		999		0.41%		14.37% to 13.96%
2024		1.35% to 1.70%		19,163		37.16 to 35.04		694		0.73%		21.96% to 21.53%
2023		1.40% to 1.65%		12,594		30.24 to 29.06		372		0.09%		21.35% to 21.05%
2022		1.35% to 1.70%		75,380		25.10 to 23.83		1,864		0.95%		(21.25)% to (21.53)%
2021		1.35% to 1.70%		77,038		31.87 to 30.37		2,420		0.80%		25.88% to 25.43%
AIM Growth Series (Invesco Growth Series)
Invesco Main Street Mid Cap Fund^® — Class A
2025		1.35% to 1.70%		8,843		33.47 to 31.45		292		0.18%		7.45% to 7.07%
2024		1.35% to 1.70%		9,569		31.15 to 29.37		294		0.22%		15.48% to 15.07%
2023		1.35% to 1.70%		11,905		26.98 to 25.52		317		0.00%		12.94% to 12.54%
2022		1.35% to 1.70%		722		23.89 to 22.68		17		0.12%		(15.50)% to (15.80)%
2021		1.35% to 1.70%		1,033		28.27 to 26.94		29		0.03%		21.36% to 20.93%
AIM International Mutual Funds (Invesco International Mutual Funds)
Invesco Global Fund — Class A
2025		1.35% to 1.70%		32,284		32.58 to 30.61		1,007		0.00%		13.69% to 13.29%
2024		1.35% to 1.70%		35,150		28.66 to 27.02		967		0.00%		14.70% to 14.29%
2023		1.35% to 1.70%		42,466		24.98 to 23.64		1,020		0.00%		32.23% to 31.76%
2022		1.35% to 1.70%		50,438		18.89 to 17.94		919		0.00%		(33.06)% to (33.30)%
2021		1.35% to 1.70%		46,522		28.23 to 26.90		1,270		0.00%		13.81% to 13.40%
AIM Sector Funds (Invesco Sector Funds)
Invesco Comstock Fund — Class A
2025		1.35% to 1.40%		8,299		40.39 to 40.03		334		1.57%		15.57% to 15.52%
2024		1.35% to 1.70%		17,994		34.94 to 32.94		623		1.65%		13.46% to 13.06%
2023		1.35% to 1.70%		22,330		30.80 to 29.14		680		1.77%		10.73% to 10.34%
2022		1.35% to 1.65%		12,425		27.81 to 26.61		342		1.58%		(0.55)% to (0.85)%
2021		1.35% to 1.65%		20,711		27.97 to 26.83		575		1.36%		31.52% to 31.12%
Allspring Funds Trust
Allspring Disciplined U.S. Core Fund — Class A
2025		1.35% to 1.70%		—		67.49 to 63.88		—		0.00%		17.06% to 16.64%
2024		1.35% to 1.70%		—		57.65 to 54.77		—		0.00%		27.48% to 27.03%
2023		1.35% to 1.70%		—		45.22 to 43.11		—		0.00%		24.24% to 23.80%
2022		1.35% to 1.70%		—		36.40 to 34.83		—		0.00%		(19.22)% to (19.51)%
2021		1.35% to 1.70%		—		45.06 to 43.27		—		0.00%		28.66% to 28.21%

F-41

GENWORTH LIFE & ANNUITY VA SEPARATE ACCOUNT 4

Notes to Financial Statements — Continued

December 31, 2025


	Expense as a % of Average Net Assets (1)		Units		Unit Value		Net Assets 000s		Investment Income Ratio (2)		Total Return (3)
Allspring Special Large Cap Value Fund — Class A
2025		1.35% to 1.70%		—		43.72 to 41.38		—		0.00%		14.88% to 14.47%
2024		1.35% to 1.70%		—		38.05 to 36.15		—		0.00%		14.98% to 14.57%
2023		1.35% to 1.70%		—		33.10 to 31.55		—		0.00%		12.06% to 11.67%
2022		1.35% to 1.70%		—		29.53 to 28.25		—		0.00%		(7.85)% to (8.18)%
2021		1.35% to 1.70%		—		32.05 to 30.77		—		0.00%		22.09% to 21.66%
Allspring Treasury Plus Money Market Fund — Class A
2025		1.35% to 1.65%		11,932		9.65 to 9.20		111		1.45%		2.37% to 2.06%
2024		1.35% to 1.35%		2,050		9.42 to 9.42		19		4.70%		3.30% to 3.30%
2023		1.35% to 1.35%		10,705		9.12 to 9.12		98		4.54%		3.18% to 3.18%
2022		1.35% to 1.35%		6,334		8.84 to 8.84		56		0.42%		(0.19)% to (0.19)%
2021		1.35% to 1.35%		10,918		8.86 to 8.86		97		0.01%		(1.34)% to (1.34)%
American Century Capital Portfolios, Inc.
American Century Equity Income Fund — A Class
2025		1.40% to 1.65%		1,646		28.92 to 27.65		48		2.03%		10.07% to 9.78%
2024		1.40% to 1.65%		1,849		26.28 to 25.19		49		2.29%		8.70% to 8.43%
2023		1.40% to 1.65%		2,101		24.17 to 23.23		51		2.18%		2.20% to 1.94%
2022		1.40% to 1.65%		2,201		23.65 to 22.79		52		1.86%		(4.73)% to (4.97)%
2021		1.40% to 1.65%		2,679		24.83 to 23.98		66		1.58%		14.86% to 14.57%
American Century Government Income Trust
American Century Inflation-Adjusted Bond Fund — A Class
2025		1.35% to 1.70%		24,602		12.06 to 11.33		293		3.96%		4.89% to 4.52%
2024		1.35% to 1.70%		26,659		11.50 to 10.84		303		1.69%		0.15% to (0.20)%
2023		1.35% to 1.70%		33,450		11.48 to 10.86		379		3.59%		1.43% to 1.07%
2022		1.35% to 1.70%		49,978		11.32 to 10.74		559		8.48%		(13.73)% to (14.03)%
2021		1.35% to 1.70%		14,487		13.12 to 12.50		188		3.59%		4.69% to 4.32%
BlackRock Global Allocation Fund, Inc.
BlackRock Global Allocation Fund — Investor A
2025		1.35% to 1.70%		100,034		20.23 to 19.01		1,960		2.47%		17.77% to 17.35%
2024		1.35% to 1.70%		122,980		17.18 to 16.20		2,053		1.07%		7.52% to 7.14%
2023		1.35% to 1.70%		166,925		15.98 to 15.12		2,594		1.14%		10.83% to 10.44%
2022		1.35% to 1.70%		189,961		14.42 to 13.69		2,672		0.00%		(17.18)% to (17.47)%
2021		1.35% to 1.70%		211,639		17.41 to 16.59		3,598		0.94%		5.01% to 4.64%
BlackRock Large Cap Focus Value Fund, Inc.
BlackRock Large Cap Focus Value Fund, Inc. — Investor A
2025		1.35% to 1.70%		24,365		33.56 to 31.53		790		1.87%		23.32% to 22.89%
2024		1.35% to 1.70%		28,846		27.21 to 25.65		761		2.01%		8.58% to 8.20%
2023		1.35% to 1.70%		31,524		25.06 to 23.71		768		2.14%		14.36% to 13.96%
2022		1.35% to 1.70%		35,301		21.91 to 20.81		754		1.65%		(6.14)% to (6.47)%
2021		1.35% to 1.70%		27,061		23.35 to 22.25		612		1.18%		20.59% to 20.17%

F-42

GENWORTH LIFE & ANNUITY VA SEPARATE ACCOUNT 4

Notes to Financial Statements — Continued

December 31, 2025


	Expense as a % of Average Net Assets (1)		Units		Unit Value		Net Assets 000s		Investment Income Ratio (2)		Total Return (3)
Calamos Investment Trust
Calamos Growth Fund — Class A
2025		1.35% to 1.65%		1,699		38.81 to 36.78		65		0.00%		14.58% to 14.23%
2024		1.35% to 1.65%		1,789		33.87 to 32.20		60		0.00%		30.45% to 30.05%
2023		1.35% to 1.65%		4,257		25.96 to 24.76		109		0.00%		35.72% to 35.31%
2022		1.35% to 1.70%		22,815		19.13 to 18.16		432		0.00%		(34.23)% to (34.47)%
2021		1.35% to 1.70%		17,519		29.09 to 27.72		504		0.00%		21.61% to 21.18%
Cohen & Steers Global Realty Shares, Inc.
Cohen & Steers Global Realty Shares, Inc. — Class A
2025		1.35% to 1.70%		23,493		15.54 to 14.60		360		3.16%		8.81% to 8.42%
2024		1.35% to 1.70%		25,429		14.28 to 13.47		358		2.40%		(0.83)% to (1.19)%
2023		1.35% to 1.70%		26,883		14.40 to 13.63		383		2.85%		8.93% to 8.54%
2022		1.35% to 1.65%		4,788		13.22 to 12.65		62		2.39%		(26.32)% to (26.54)%
2021		1.35% to 1.65%		4,606		17.95 to 17.22		82		3.33%		24.67% to 24.30%
Columbia Acorn Trust
Columbia Acorn Fund — Class A
2025		1.35% to 1.70%		9,676		27.41 to 25.75		258		0.00%		3.15% to 2.78%
2024		1.35% to 1.70%		9,253		26.57 to 25.05		239		0.00%		12.60% to 12.20%
2023		1.35% to 1.70%		9,161		23.60 to 22.33		211		0.00%		19.96% to 19.53%
2022		1.35% to 1.70%		10,202		19.67 to 18.68		197		0.00%		(34.90)% to (35.13)%
2021		1.35% to 1.70%		20,062		30.22 to 28.80		598		1.41%		7.32% to 6.94%
Columbia Acorn International Select^SM— Class A
2025		1.35% to 1.70%		2,501		10.69 to 10.49		27		6.45%		19.48% to 19.06%
2024		1.35% to 1.70%		2,686		8.95 to 8.81		24		0.89%		(1.65)% to (2.01)%
2023		1.35% to 1.70%		2,458		9.10 to 8.99		22		0.00%		16.54% to 16.13%
2022		1.35% to 1.70%		2,470		7.81 to 7.74		19		0.00%		(37.65)% to (37.87)%
2021		1.35% to 1.70%		170,195		12.53 to 12.46		2,130		0.76%		9.00% to 8.61%
Columbia Funds Series Trust
Columbia Large Cap Growth Opportunity Fund — Class A
2025		1.35% to 1.65%		947		32.92 to 32.01		31		0.00%		13.74% to 13.40%
2024		1.35% to 1.65%		998		28.94 to 28.23		29		0.00%		22.77% to 22.39%
2023		1.35% to 1.70%		14,488		23.58 to 22.98		340		0.00%		29.50% to 29.04%
2022		1.35% to 1.70%		34,957		18.21 to 17.81		633		0.00%		(30.63)% to (30.88)%
2021		1.35% to 1.70%		12,969		26.25 to 25.77		339		0.00%		17.47% to 17.05%
Columbia Select Mid Cap Value Fund — Class A
2025		1.35% to 1.70%		8,953		32.66 to 30.68		288		0.62%		12.08% to 11.69%
2024		1.35% to 1.70%		10,152		29.14 to 27.47		292		0.37%		11.33% to 10.93%
2023		1.65% to 1.70%		67		24.96 to 24.76		2		0.85%		8.44% to 8.39%
2022		1.65% to 1.70%		71		23.02 to 22.85		2		0.56%		(10.94)% to (10.99)%
2021		1.65% to 1.70%		80		25.84 to 25.67		2		0.31%		29.79% to 29.72%

F-43

GENWORTH LIFE & ANNUITY VA SEPARATE ACCOUNT 4

Notes to Financial Statements — Continued

December 31, 2025


	Expense as a % of Average Net Assets (1)		Units		Unit Value		Net Assets 000s		Investment Income Ratio (2)		Total Return (3)
Davis New York Venture Fund, Inc.
Davis New York Venture Fund — Class A
2025		1.35% to 1.70%		26,735		35.87 to 33.70		941		1.15%		25.17% to 24.72%
2024		1.35% to 1.70%		21,781		28.66 to 27.02		612		1.78%		15.91% to 15.50%
2023		1.35% to 1.70%		21,350		24.72 to 23.39		521		0.91%		28.25% to 27.80%
2022		1.35% to 1.70%		26,331		19.28 to 18.30		502		1.43%		(18.58)% to (18.87)%
2021		1.35% to 1.70%		33,475		23.67 to 22.56		785		0.14%		10.99% to 10.59%
Eaton Vance Mutual Funds Trust
Eaton Vance Floating-Rate Fund — Class A
2025		1.35% to 1.70%		18,506		16.26 to 15.27		297		7.17%		2.20% to 1.84%
2024		1.35% to 1.70%		19,744		15.91 to 15.00		310		8.00%		6.49% to 6.11%
2023		1.35% to 1.70%		21,397		14.94 to 14.13		316		8.37%		10.32% to 9.93%
2022		1.35% to 1.70%		24,381		13.54 to 12.86		326		5.01%		(3.90)% to (4.24)%
2021		1.35% to 1.70%		14,471		14.09 to 13.42		202		3.07%		2.61% to 2.25%
Eaton Vance Special Investment Trust
Eaton Vance Large-Cap Value Fund — Class A
2025		1.35% to 1.70%		8,665		26.78 to 25.16		229		0.91%		10.60% to 10.21%
2024		1.35% to 1.70%		9,001		24.21 to 22.83		216		0.99%		9.98% to 9.58%
2023		1.35% to 1.70%		17,056		22.02 to 20.83		372		0.99%		6.46% to 6.09%
2022		1.35% to 1.70%		33,168		20.68 to 19.64		679		1.07%		(4.09)% to (4.43)%
2021		1.35% to 1.70%		29,778		21.56 to 20.55		637		1.00%		22.62% to 22.18%
Federated Hermes Equity Funds
Federated Hermes Kaufmann Fund — Class A
2025		1.35% to 1.70%		14,949		31.28 to 29.38		454		0.00%		10.03% to 9.64%
2024		1.35% to 1.65%		6,019		28.42 to 27.02		163		0.00%		14.67% to 14.32%
2023		1.35% to 1.65%		6,486		24.79 to 23.64		153		0.00%		13.36% to 13.02%
2022		1.35% to 1.65%		6,476		21.87 to 20.92		136		0.00%		(31.18)% to (31.39)%
2021		1.35% to 1.65%		6,014		31.77 to 30.49		183		0.00%		1.02% to 0.72%
Fidelity Advisor Series I
Fidelity Advisor^® Equity Growth Fund — Class A
2025		1.35% to 1.70%		4,713		61.85 to 58.11		287		0.00%		12.73% to 12.33%
2024		1.35% to 1.70%		16,085		54.87 to 51.73		871		0.00%		27.96% to 27.50%
2023		1.35% to 1.70%		9,619		42.88 to 40.57		408		0.00%		33.43% to 32.95%
2022		1.35% to 1.70%		9,560		32.14 to 30.51		304		0.00%		(25.68)% to (25.94)%
2021		1.35% to 1.70%		3,405		43.24 to 41.20		146		0.00%		21.07% to 20.64%
Fidelity Advisor Series II
Fidelity Advisor^® Mid Cap II Fund — Class A
2025		1.35% to 1.65%		615		32.68 to 30.97		20		0.00%		10.01% to 9.67%
2024		1.35% to 1.70%		10,477		29.70 to 28.00		307		0.36%		15.34% to 14.92%
2023		1.35% to 1.65%		275		25.76 to 24.56		7		0.18%		13.16% to 12.82%
2022		1.35% to 1.65%		292		22.76 to 21.77		6		0.07%		(16.16)% to (16.42)%
2021		1.35% to 1.65%		327		27.15 to 26.05		9		0.03%		23.23% to 22.86%

F-44

GENWORTH LIFE & ANNUITY VA SEPARATE ACCOUNT 4

Notes to Financial Statements — Continued

December 31, 2025


	Expense as a % of Average Net Assets (1)		Units		Unit Value		Net Assets 000s		Investment Income Ratio (2)		Total Return (3)
Fidelity Contrafund
Fidelity Advisor^® New Insights Fund — Class A
2025		1.35% to 1.70%		18,450		54.55 to 51.24		980		0.00%		21.01% to 20.58%
2024		1.35% to 1.70%		21,606		45.08 to 42.50		949		0.04%		33.08% to 32.60%
2023		1.35% to 1.70%		65,111		33.87 to 32.05		2,171		0.33%		34.12% to 33.65%
2022		1.35% to 1.70%		21,968		25.26 to 23.98		542		0.34%		(28.46)% to (28.71)%
2021		1.35% to 1.70%		25,381		35.30 to 33.64		878		0.00%		22.62% to 22.19%
Fidelity Puritan Trust
Fidelity^® Balanced Fund — Class A
2025		1.35% to 1.70%		101,432		11.36 to 11.31		1,150		1.57%		13.33% to 12.93%
2024 (6)		1.35% to 1.70%		110,150		10.03 to 10.02		1,104		0.42%		0.25% to 0.19%
Fidelity Stock Fund
Fidelity^® Leveraged Company Stock Fund — Class A
2025		1.35% to 1.70%		1,828		11.86 to 11.81		22		0.00%		18.39% to 17.98%
2024 (6)		1.35% to 1.70%		1,993		10.02 to 10.01		20		0.25%		0.19% to 0.13%
Franklin Fund Allocator Series
Franklin Global Allocation Fund — Class A
2025		1.35% to 1.70%		26,975		20.21 to 18.99		535		0.85%		14.33% to 13.92%
2024		1.35% to 1.70%		30,685		17.68 to 16.67		533		1.10%		11.34% to 10.94%
2023		1.35% to 1.70%		34,552		15.88 to 15.02		540		1.73%		11.40% to 11.01%
2022		1.35% to 1.70%		38,338		14.25 to 13.53		539		3.94%		(13.02)% to (13.33)%
2021		1.35% to 1.70%		48,057		16.39 to 15.61		776		0.84%		10.23% to 9.84%
Franklin Value Investors Trust
Franklin Small Cap Value Fund — Class A
2025		1.35% to 1.70%		13,448		30.29 to 28.46		399		0.99%		5.86% to 5.48%
2024		1.35% to 1.70%		14,210		28.62 to 26.98		399		0.71%		9.80% to 9.41%
2023		1.35% to 1.70%		17,806		26.06 to 24.66		456		1.38%		11.37% to 10.98%
2022		1.35% to 1.70%		5,800		23.40 to 22.22		132		0.36%		(11.41)% to (11.72)%
2021		1.35% to 1.70%		6,871		26.42 to 25.17		176		0.53%		23.77% to 23.34%
JPMorgan Trust II
JPMorgan Core Bond Fund — Class A
2025		1.35% to 1.70%		104,234		13.42 to 12.61		1,368		3.76%		5.66% to 5.28%
2024		1.35% to 1.70%		102,119		12.71 to 11.98		1,269		3.68%		0.44% to 0.08%
2023		1.35% to 1.70%		104,608		12.65 to 11.97		1,294		3.21%		4.00% to 3.63%
2022		1.35% to 1.70%		156,582		12.16 to 11.55		1,872		2.25%		(13.74)% to (14.04)%
2021		1.35% to 1.70%		182,237		14.10 to 13.44		2,529		1.77%		(2.70)% to (3.04)%
JPMorgan Investor Growth & Income Fund — Class A
2025		1.35% to 1.70%		14,427		27.99 to 26.29		391		2.37%		12.39% to 11.99%
2024		1.35% to 1.70%		15,714		24.90 to 23.48		380		4.27%		11.20% to 10.80%
2023		1.35% to 1.70%		9,582		22.39 to 21.19		213		1.90%		14.28% to 13.88%
2022		1.35% to 1.70%		10,776		19.59 to 18.61		210		1.43%		(15.87)% to (16.17)%
2021		1.35% to 1.70%		11,676		23.29 to 22.19		270		2.41%		12.43% to 12.03%

F-45

GENWORTH LIFE & ANNUITY VA SEPARATE ACCOUNT 4

Notes to Financial Statements — Continued

December 31, 2025


	Expense as a % of Average Net Assets (1)		Units		Unit Value		Net Assets 000s		Investment Income Ratio (2)		Total Return (3)
Janus Investment Fund
Janus Henderson Forty Fund — Class A
2025		1.35% to 1.40%		1,999		50.75 to 50.31		101		0.00%		16.46% to 16.41%
2024		1.35% to 1.40%		2,170		43.57 to 43.22		94		0.11%		26.24% to 26.17%
2023		1.35% to 1.70%		14,516		34.52 to 32.66		496		0.02%		37.66% to 37.18%
2022		1.35% to 1.70%		15,262		25.07 to 23.81		379		0.00%		(34.60)% to (34.83)%
2021		1.35% to 1.40%		3,227		38.34 to 38.08		123		0.20%		21.01% to 20.95%
Legg Mason Global Asset Management Trust
ClearBridge Value Fund — Class FI
2025		1.35% to 1.70%		9,107		31.95 to 30.01		287		0.87%		8.85% to 8.46%
2024		1.35% to 1.70%		9,995		29.35 to 27.67		290		0.35%		13.44% to 13.04%
2023		1.35% to 1.70%		—		25.87 to 24.48		—		0.00%		17.61% to 17.19%
2022		1.35% to 1.70%		—		22.00 to 20.89		—		0.00%		(7.77)% to (8.10)%
2021		1.35% to 1.70%		—		23.85 to 22.73		—		0.00%		26.20% to 25.76%
Legg Mason Partners Variable Equity Trust
ClearBridge Growth Fund — Class FI
2025		1.35% to 1.40%		4,068		30.87 to 30.60		125		0.00%		11.84% to 11.78%
2024		1.35% to 1.40%		4,322		27.60 to 27.37		119		0.00%		10.60% to 10.54%
2023		1.35% to 1.40%		4,657		24.96 to 24.76		116		0.22%		22.12% to 22.06%
2022		1.35% to 1.40%		4,976		20.44 to 20.29		101		0.00%		(26.60)% to (26.64)%
2021		1.35% to 1.70%		17,858		27.84 to 26.53		493		0.00%		6.33% to 5.95%
Lord Abbett Affiliated Fund, Inc.
Lord Abbett Affiliated Fund — Class A
2025		1.35% to 1.70%		386		29.59 to 27.80		11		1.12%		14.19% to 13.79%
2024		1.35% to 1.70%		467		25.91 to 24.43		12		1.69%		15.71% to 15.30%
2023		1.35% to 1.70%		1,563		22.39 to 21.19		35		1.82%		9.00% to 8.61%
2022		1.35% to 1.70%		1,666		20.55 to 19.51		34		1.67%		(11.06)% to (11.38)%
2021		1.35% to 1.70%		8,282		23.10 to 22.01		189		1.24%		25.04% to 24.59%
Lord Abbett Bond Debenture Fund, Inc.
Lord Abbett Bond Debenture Fund — Class A
2025		1.35% to 1.70%		15,218		19.88 to 18.68		299		6.00%		6.93% to 6.55%
2024		1.35% to 1.70%		16,836		18.60 to 17.53		309		5.85%		5.32% to 4.95%
2023		1.35% to 1.70%		18,355		17.66 to 16.70		320		4.10%		5.42% to 5.04%
2022		1.35% to 1.70%		2,729		16.75 to 15.90		46		4.33%		(13.87)% to (14.18)%
2021		1.35% to 1.70%		11,189		19.45 to 18.53		216		2.98%		1.86% to 1.50%
Lord Abbett Mid Cap Stock Fund, Inc.
Lord Abbett Mid Cap Stock Fund — Class A
2025		1.35% to 1.70%		22,738		27.13 to 25.49		603		0.45%		5.82% to 5.45%
2024		1.35% to 1.70%		23,490		25.64 to 24.17		590		0.83%		13.49% to 13.08%
2023		1.35% to 1.65%		10,770		22.59 to 21.55		239		0.56%		13.94% to 13.60%
2022		1.35% to 1.65%		12,025		19.83 to 18.97		234		0.91%		(12.26)% to (12.53)%
2021		1.35% to 1.65%		14,405		22.60 to 21.68		320		0.72%		27.14% to 26.76%

F-46

GENWORTH LIFE & ANNUITY VA SEPARATE ACCOUNT 4

Notes to Financial Statements — Continued

December 31, 2025


	Expense as a % of Average Net Assets (1)		Units		Unit Value		Net Assets 000s		Investment Income Ratio (2)		Total Return (3)
PIMCO Funds
PIMCO High Yield Fund — Class A
2025		1.35% to 1.70%		16,372		20.22 to 19.00		327		5.91%		6.73% to 6.35%
2024		1.35% to 1.70%		17,910		18.95 to 17.86		335		5.83%		4.95% to 4.58%
2023		1.35% to 1.70%		19,362		18.05 to 17.08		346		5.48%		10.85% to 10.46%
2022		1.35% to 1.70%		21,220		16.28 to 15.46		342		4.68%		(12.29)% to (12.61)%
2021		1.35% to 1.70%		30,840		18.57 to 17.69		567		4.17%		2.28% to 1.92%
PIMCO Long-Term U.S. Government Fund — Class A
2025		1.35% to 1.70%		63,940		13.33 to 12.52		839		3.51%		4.63% to 4.26%
2024		1.35% to 1.70%		54,208		12.74 to 12.01		680		2.92%		(7.25)% to (7.58)%
2023		1.35% to 1.70%		71,062		13.74 to 13.00		963		2.83%		1.77% to 1.41%
2022		1.35% to 1.70%		6,888		13.50 to 12.82		91		1.89%		(30.16)% to (30.41)%
2021		1.35% to 1.70%		68,064		19.33 to 18.42		1,300		1.55%		(6.16)% to (6.50)%
PIMCO Low Duration Fund — Class A
2025		1.35% to 1.70%		53,301		11.63 to 10.92		608		3.94%		3.83% to 3.47%
2024		1.35% to 1.70%		55,373		11.20 to 10.56		609		3.88%		3.10% to 2.73%
2023		1.35% to 1.70%		56,407		10.86 to 10.28		603		3.79%		3.59% to 3.23%
2022		1.35% to 1.70%		57,105		10.48 to 9.95		589		1.59%		(6.72)% to (7.05)%
2021		1.35% to 1.70%		101,219		11.24 to 10.71		1,122		0.54%		(2.31)% to (2.66)%
PIMCO Total Return Fund — Class A
2025		1.35% to 1.70%		122,603		14.20 to 13.34		1,701		4.23%		7.49% to 7.11%
2024		1.35% to 1.70%		152,280		13.21 to 12.45		1,971		4.21%		0.87% to 0.51%
2023		1.35% to 1.70%		131,482		13.09 to 12.39		1,692		3.55%		4.52% to 4.15%
2022		1.35% to 1.70%		164,907		12.53 to 11.90		2,035		3.96%		(15.54)% to (15.84)%
2021		1.35% to 1.70%		133,897		14.83 to 14.13		1,955		1.93%		(2.51)% to (2.86)%
Prudential Investment Portfolios 18
PGIM Jennison Focused Growth Fund — Class A
2025		1.35% to 1.65%		14,293		12.79 to 12.63		181		0.00%		14.33% to 13.98%
2024		1.35% to 1.65%		14,910		11.18 to 11.08		166		0.00%		29.74% to 29.35%
2023		1.35% to 1.65%		14,541		8.62 to 8.57		125		0.00%		50.24% to 49.79%
2022		1.35% to 1.65%		18,610		5.74 to 5.72		107		0.00%		(41.53)% to (41.71)%
2021 (4)		1.35% to 1.70%		28,456		9.81 to 9.81		279		0.00%		(1.87)% to (1.89)%
Prudential Jennison Natural Resources Fund, Inc.
PGIM Jennison Natural Resources Fund, Inc. — Class A
2025		1.35% to 1.70%		16,508		10.00 to 9.39		164		0.96%		36.72% to 36.24%
2024		1.35% to 1.70%		23,631		7.31 to 6.90		171		0.92%		(0.57)% to (0.93)%
2023		1.35% to 1.70%		34,935		7.36 to 6.96		255		1.92%		(3.50)% to (3.84)%
2022		1.35% to 1.70%		34,199		7.62 to 7.24		258		2.36%		22.83% to 22.39%
2021		1.35% to 1.70%		51,952		6.21 to 5.91		320		0.53%		25.51% to 25.07%

F-47

GENWORTH LIFE & ANNUITY VA SEPARATE ACCOUNT 4

Notes to Financial Statements — Continued

December 31, 2025


	Expense as a % of Average Net Assets (1)		Units		Unit Value		Net Assets 000s		Investment Income Ratio (2)		Total Return (3)
Putnam Investment Funds
Putnam International Small Cap Fund — Class A
2025		1.35% to 1.70%		16,832		17.72 to 16.64		294		5.59%		28.38% to 27.93%
2024		1.35% to 1.70%		21,937		13.80 to 13.01		299		3.49%		1.64% to 1.28%
2023		1.35% to 1.70%		23,956		13.58 to 12.84		322		0.43%		13.67% to 13.27%
2022		1.35% to 1.70%		26,621		11.94 to 11.34		314		0.72%		(19.12)% to (19.41)%
2021		1.35% to 1.70%		9,748		14.77 to 14.07		142		0.77%		11.88% to 11.49%
T. Rowe Price Capital Appreciation Fund
T. Rowe Price Capital Appreciation Fund — Advisor Class
2025		1.35% to 1.70%		11,615		40.80 to 38.33		459		1.61%		10.65% to 10.26%
2024		1.35% to 1.70%		12,162		36.88 to 34.77		435		2.02%		10.89% to 10.49%
2023		1.35% to 1.70%		12,091		33.26 to 31.47		391		1.85%		16.92% to 16.51%
2022		1.35% to 1.70%		14,355		28.44 to 27.01		399		1.14%		(13.36)% to (13.67)%
2021		1.35% to 1.70%		16,627		32.83 to 31.28		534		0.44%		16.62% to 16.21%
T. Rowe Price Equity Income Fund
T. Rowe Price Equity Income Fund — Advisor Class
2025		1.35% to 1.65%		6,081		30.62 to 29.03		185		1.42%		12.65% to 12.31%
2024		1.35% to 1.65%		6,465		27.19 to 25.85		175		1.62%		10.00% to 9.67%
2023		1.35% to 1.70%		24,173		24.71 to 23.38		592		1.91%		7.87% to 7.49%
2022		1.35% to 1.70%		21,077		22.91 to 21.75		479		1.70%		(4.87)% to (5.21)%
2021		1.35% to 1.70%		20,433		24.08 to 22.95		490		1.32%		23.57% to 23.13%
T. Rowe Price Growth Stock Fund, Inc.
T. Rowe Price Growth Stock Fund — Advisor Class
2025		1.35% to 1.70%		7,058		56.67 to 53.24		390		0.00%		13.77% to 13.37%
2024		1.35% to 1.70%		7,570		49.81 to 46.96		369		0.00%		27.51% to 27.06%
2023		1.35% to 1.70%		8,332		39.06 to 36.96		319		0.00%		42.93% to 42.43%
2022		1.35% to 1.70%		10,835		27.33 to 25.95		291		0.00%		(41.10)% to (41.31)%
2021		1.35% to 1.70%		11,683		46.40 to 44.21		534		0.00%		18.09% to 17.67%
The AB Portfolios
AB All Market Total Return Portfolio — Class A
2025		1.35% to 1.70%		79,455		17.23 to 16.19		1,351		4.39%		13.68% to 13.27%
2024		1.35% to 1.70%		32,619		15.16 to 14.29		489		2.89%		6.90% to 6.52%
2023		1.35% to 1.70%		38,657		14.18 to 13.42		543		1.82%		9.54% to 9.15%
2022		1.35% to 1.70%		18,083		12.95 to 12.29		233		2.57%		(20.84)% to (21.12)%
2021		1.35% to 1.70%		18,560		16.35 to 15.58		302		0.00%		11.43% to 11.03%
AB Wealth Appreciation Strategy — Class A
2025		1.40% to 1.70%		303		25.23 to 23.91		8		0.97%		19.58% to 19.22%
2024		1.40% to 1.70%		331		21.10 to 20.06		7		0.25%		17.18% to 16.83%
2023		1.35% to 1.70%		17,816		18.15 to 17.17		320		1.16%		19.09% to 18.67%
2022		1.40% to 1.70%		427		15.13 to 14.47		6		1.19%		(19.81)% to (20.06)%
2021		1.40% to 1.70%		1,077		18.86 to 18.10		20		1.16%		18.69% to 18.32%

F-48

GENWORTH LIFE & ANNUITY VA SEPARATE ACCOUNT 4

Notes to Financial Statements — Continued

December 31, 2025


	Expense as a % of Average Net Assets (1)		Units		Unit Value		Net Assets 000s		Investment Income Ratio (2)		Total Return (3)
The Advisors’ Inner Circle Fund III
First Foundation Total Return Fund — Class A
2025		1.35% to 1.70%		52,667		22.00 to 20.67		1,150		3.59%		7.98% to 7.59%
2024		1.35% to 1.70%		58,836		20.38 to 19.21		1,190		4.31%		3.09% to 2.72%
2023		1.35% to 1.70%		71,679		19.77 to 18.70		1,402		5.08%		15.36% to 14.95%
2022		1.35% to 1.70%		85,238		17.13 to 16.27		1,445		3.20%		0.44% to 0.08%
2021 (5)		1.35% to 1.70%		108,570		17.06 to 16.26		1,828		1.57%		20.56% to 20.14%
Thornburg Investment Trust
Thornburg International Equity Fund — Class A
2025		1.35% to 1.70%		5,568		19.74 to 18.54		108		1.26%		32.02% to 31.55%
2024		1.35% to 1.70%		6,980		14.95 to 14.10		102		1.09%		9.73% to 9.34%
2023		1.35% to 1.70%		11,339		13.63 to 12.89		151		1.87%		14.21% to 13.81%
2022		1.35% to 1.70%		11,789		11.93 to 11.33		137		1.57%		(18.13)% to (18.42)%
2021		1.35% to 1.70%		13,112		14.57 to 13.89		187		0.52%		5.81% to 5.44%
Thornburg Small/Mid Cap Growth Fund — Class A
2025		1.35% to 1.70%		1		26.30 to 24.71		—		0.00%		2.90% to 2.54%
2024		1.35% to 1.70%		1		25.56 to 24.10		—		0.00%		18.04% to 17.62%
2023		1.35% to 1.70%		1		21.65 to 20.49		—		0.00%		17.95% to 17.53%
2022		1.35% to 1.70%		1		18.36 to 17.43		—		0.00%		(35.08)% to (35.31)%
2021		1.35% to 1.70%		5,000		28.28 to 26.94		140		0.00%		(5.61)% to (5.95)%
Virtus Investment Trust
Virtus NFJ International Value Fund — Class A
2025		1.35% to 1.70%		5,374		11.22 to 10.54		60		5.40%		39.96% to 39.46%
2024		1.35% to 1.70%		6,796		8.02 to 7.56		54		2.22%		(3.92)% to (4.27)%
2023		1.35% to 1.70%		6,588		8.35 to 7.90		54		1.64%		8.85% to 8.46%
2022		1.35% to 1.70%		6,040		7.67 to 7.28		46		1.71%		(20.39)% to (20.67)%
2021		1.35% to 1.70%		6,974		9.63 to 9.18		67		0.92%		8.41% to 8.02%
Virtus NFJ Large-Cap Value Fund — Class A
2025		1.35% to 1.70%		—		22.89 to 21.51		—		0.00%		5.08% to 4.71%
2024		1.35% to 1.70%		—		21.79 to 20.54		—		0.00%		4.59% to 4.21%
2023		1.35% to 1.70%		—		20.83 to 19.71		—		0.00%		15.97% to 15.56%
2022		1.35% to 1.70%		—		17.96 to 17.06		—		0.41%		(15.98)% to (16.28)%
2021		1.35% to 1.70%		85,882		21.38 to 20.37		1,816		0.60%		24.49% to 24.05%

(1)

Expenses as a percentage of average net assets represent the annualized asset-based contract expenses of the Separate Account, consisting of mortality and expense risk charges, administrative expenses and other rider charges for each period indicated. The ratios include only those expenses that result in a direct reduction to unit values. Charges made directly to the contract owner through the redemption of units and expenses of the underlying Portfolios are excluded.

(2)	The investment income ratio represents the ordinary dividends received by the subaccount from the Portfolio divided by average net assets.

(3)	The total return represents a range of maximum and minimum annual total returns for the year or lesser period indicated and includes deductions for expenses assessed through the daily unit value calculation. The total return does not include

F-49

GENWORTH LIFE & ANNUITY VA SEPARATE ACCOUNT 4

Notes to Financial Statements — Continued

December 31, 2025

any expenses assessed through the redemption of units; inclusion of these expenses in the calculation would result in a reduction in the total return presented. Standardized total returns shown separately in a prospectus or marketing material for a product supported by the Separate Account include the maximum contract charges that may be assessed to any contract through both the daily unit value calculation and the redemption of units. Accordingly, these standardized total returns will generally reflect a lower return than the total return.

(4)	The ratios of expenses and net investment income to average net assets are annualized for the period from December 10 to December 31, 2021.

(5)	The ratios of expenses and net investment income to average net assets are annualized for the period from January 11 to December 31, 2021.

(6)	The ratios of expenses and net investment income to average net assets are annualized for the period from October 25 to December 31, 2024.

F-50


	Page
Report of Independent Registered Public Accounting Firm		F-1

Statements of Assets and Liabilities		F-6

Statements of Operations		F-12

Statements of Changes in Net Assets		F-18

Notes to Financial Statements		F-33



Thornburg Investment Trust					Virtus Investment Trust

Thornburg International Equity Fund — Class A			Thornburg Small/Mid Cap Growth Fund — Class A		Virtus NFJ International Value Fund — Class A		Virtus NFJ Large-Cap Value Fund — Class A

Year ended December 31, 2025			Year ended December 31, 2025		Year ended December 31, 2025		Year ended December 31, 2025


	1,315			—		3,083		—

	1,535			—		806		—
	$(220	)		$—		$2,277		$—


	4,862			—		2,609		—
	21,897			—		14,441		—
	2,443			—		—		—

	$29,202			$—		$17,050		$—

	$28,982			$—		$19,327		$—