The composition of deposits is shown below. Average balances represent year-to-date averages.


	March 31, 2026				December 31, 2025
	Balance		Average Balance		Balance		Average Balance
	(Dollars in Thousands)
Non-interest-bearing transaction accounts	$	405,281	$	428,739	$	378,770	$	419,691
Interest-bearing transaction accounts		1,170,271		1,220,945		1,103,696		1,018,736
Money market accounts		960,052		925,282		905,773		856,554
Certificates of deposit		260,455		273,635		284,764		236,848
Wholesale deposits		769,943		682,138		707,412		737,253
Total deposits	$	3,566,002	$	3,530,739	$	3,380,415	$	3,269,082

A summary of annual maturities of core and wholesale certificates of deposit at March 31, 2026 is as follows:


(In Thousands)
Maturities during the year ended December 31,
2026	$	492,823
2027		136,744
2028		32,095
2029		19,813
2030		7,635
Thereafter		1,022
	$	690,132

Wholesale deposits include $429.7 million and $340.3 million of wholesale certificates of deposit and non-reciprocal interest-bearing transaction accounts, respectively, at March 31, 2026, compared to $537.1 million and $170.3 million of wholesale certificates of deposit and non-reciprocal interest-bearing transaction accounts, respectively, at December 31, 2025. The Corporation has entered into derivative contracts hedging a portion of the certificates of deposit included above. As of March 31, 2026, the notional amount of derivatives designated as cash flow hedges totaled $444.1 million with a weighted average remaining maturity of 3.04 years and a weighted average rate of 3.66%.

Certificates of deposit and wholesale deposits denominated in amounts greater than $250,000 were $93.1 million at March 31, 2026 and $113.0 million at December 31, 2025.