ck0001526622-20260429

0001526622-26-000058.txt : 20260430 0001526622-26-000058.hdr.sgml : 20260430 20260429202115 ACCESSION NUMBER: 0001526622-26-000058 CONFORMED SUBMISSION TYPE: 485BPOS PUBLIC DOCUMENT COUNT: 14 FILED AS OF DATE: 20260430 DATE AS OF CHANGE: 20260429 EFFECTIVENESS DATE: 20260501 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Principal National Life Insurance Co Variable Life Separate Account CENTRAL INDEX KEY: 0001526622 ORGANIZATION NAME: EIN: 341022982 STATE OF INCORPORATION: IA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 485BPOS SEC ACT: 1940 Act SEC FILE NUMBER: 811-22589 FILM NUMBER: 26919337 BUSINESS ADDRESS: STREET 1: PRINCIPAL FINANCIAL GROUP STREET 2: 711 HIGH STREET CITY: DES MOINES STATE: IA ZIP: 50392 BUSINESS PHONE: 515-247-5461 MAIL ADDRESS: STREET 1: PRINCIPAL FINANCIAL GROUP STREET 2: 711 HIGH STREET CITY: DES MOINES STATE: IA ZIP: 50392 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Principal National Life Insurance Co Variable Life Separate Account CENTRAL INDEX KEY: 0001526622 ORGANIZATION NAME: EIN: 341022982 STATE OF INCORPORATION: IA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 485BPOS SEC ACT: 1933 Act SEC FILE NUMBER: 333-233170 FILM NUMBER: 26919336 BUSINESS ADDRESS: STREET 1: PRINCIPAL FINANCIAL GROUP STREET 2: 711 HIGH STREET CITY: DES MOINES STATE: IA ZIP: 50392 BUSINESS PHONE: 515-247-5461 MAIL ADDRESS: STREET 1: PRINCIPAL FINANCIAL GROUP STREET 2: 711 HIGH STREET CITY: DES MOINES STATE: IA ZIP: 50392

0001526622 S000034165 Principal National Life Insurance Co Variable Life Separate Account

C000215152 Principal Executive Variable Universal Life III

485BPOS 1 ck0001526622-20260429.htm 485BPOS ck0001526622-20260429

As filed with the Securities and Exchange Commission on April 29, 2026

Registration No. 333-233170

811-22589

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM N-6

REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933

Post-Effective Amendment No. 11

and/or

REGISTRATION STATEMENT UNDER THE INVESTMENT COMPANY ACT OF 1940

Amendment No. 41

Principal National Life Insurance Company Variable Life Separate Account

--------------------------------------------------------------------------------

(Exact Name of Registrant)

Principal Life Insurance Company

--------------------------------------------------------------------------------

(Name of Depositor)

The Principal Financial Group, 711 High Street, Des Moines, Iowa 50392

--------------------------------------------------------------------------------

(Address of Depositor’s Principal Executive Offices) (Zip Code)

(515) 246-5688

-------------------------------------------------------------------------------

Depositor’s Telephone Number, including Area Code

Kate F. Stecklein

Principal Life Insurance Company

Principal Financial Group

711 High Street, Des Moines, Iowa 50392

--------------------------------------------------------------------------------

(Name and Address of Agent for Service)

Title of Securities Being Registered: Principal ® Executive Variable Universal Life III

Approximate Date of Proposed Public Offering: Continuously on and after the effective date of this registration statement.

It is proposed that this filing will become effective (check appropriate box)

_____ immediately upon filing pursuant to paragraph (b)

XX on May 1, 2026 pursuant to paragraph (b)

_____ 60 days after filing pursuant to paragraph (a)(1)

_____ on (date) pursuant to paragraph (a)(1) of Rule 485 under the Securities Act

If appropriate, check the following box:

_____ This post-effective amendment designates a new effective date for a previously filed post-effective amendment.

PRINCIPAL® EXECUTIVE VARIABLE UNIVERSAL LIFE III

FLEXIBLE PREMIUM VARIABLE UNIVERSAL LIFE INSURANCE POLICY

(the "Policy")

Issued by Principal National Life Insurance Company (the “Company”) through its

Principal National Life Insurance Company Variable Life Separate Account (the “Separate Account”)

This prospectus is dated May 1, 2026.

This prospectus, also known as the statutory prospectus, describes a variable life insurance policy offered by the Company and is for the use of prospective and current Policy Owners. This prospectus provides information about the Policy. As in the case of other life insurance policies, it may not be in your best interest to buy this Policy as a replacement for, or in addition to, existing insurance coverage. The Policy involves investment risk, including possible loss of principal.

The Policy is designed for:

•Ownership by corporations, employers, trusts, associations or similar entities in connection with financing non-qualified executive deferred compensation plans, salary continuation plans, post-employment benefits or similar purposes; and

•Ownership or sponsorship by businesses or employers for such purposes as financing supplemental retirement benefits, business transfer plans, business protection designs, or other similar purposes.

The Policy features two types of investment options: (1) the Divisions of the Separate Account, each of which invests in the shares of a corresponding mutual fund or series thereof (“Underlying Fund”); and (2) the Fixed Account, which guarantees principal and credits a fixed rate of interest. Information about the Underlying Funds available as investment options under the Policy is contained in their respective current prospectuses, which you should read carefully.

The Securities and Exchange Commission (“SEC”) has not approved or disapproved this security or determined if this prospectus is truthful or complete. Any representation to the contrary is a criminal offense.

Additional information about certain investment products, including variable life insurance policies, has been prepared by the SEC's staff and is available at Investor.gov.

If you are a new investor in the Policy, you may cancel your Policy within 10 days of receiving it without paying fees or penalties. In some states, this cancellation period may be longer. Upon cancellation, you will receive either a full refund of the amount you paid with your application or your total Policy value. You should review this prospectus, or consult with your investment professional, for additional information about the specific cancellation terms that apply.

The availability of investment options, Policy benefits, or other Policy features described in this prospectus may vary depending on your financial professional or your financial professional’s firm. See GENERAL DESCRIPTION OF THE POLICY – Financial Intermediary Variations.

TABLE OF CONTENTS


			Page
GLOSSARY			3
KEY INFORMATION			5
OVERVIEW OF THE POLICY			9
SUMMARY: FEE TABLES			11
PRINCIPAL RISKS OF INVESTING IN THE POLICY			16
CORPORATE ORGANIZATION AND OPERATION			19
CHARGES AND DEDUCTIONS			20
GENERAL DESCRIPTION OF THE POLICY			26
PREMIUMS			33
DEATH BENEFITS AND POLICY VALUES			36
OTHER BENEFITS AVAILABLE UNDER THE POLICY			42
SURRENDERS AND PARTIAL SURRENDERS			45
LOANS			48
POLICY TERMINATION AND REINSTATEMENT			49
TAX ISSUES RELATED TO THE POLICY			51
GENERAL PROVISIONS			54
LEGAL PROCEEDINGS			58
FINANCIAL STATEMENTS			58
APPENDIX - UNDERLYING FUNDS AVAILABLE UNDER THE POLICY			59
APPENDIX A - TARGET PREMIUM RATES			81
APPENDIX B - APPLICABLE PERCENTAGES (FOR LIFE INSURANCE DEFINITION TEST)			93
ADDITIONAL INFORMATION			118

GLOSSARY

Adjustment – change to the Policy resulting from an increase or decrease in Total Face Amount or a change in tobacco status, death benefit option, rating or riders.

Adjustment Date – the Monthly Date on or next following the Company’s approval of a requested Adjustment.

Attained Age – the Insured’s issue age on the birthday nearest to the Policy Date plus the number of full Policy Years since the Policy Date.

Base Policy Face Amount – the insurance benefit provided by the Policy without any riders. The Base Policy Face Amount is shown on your Data Pages.

Business Day – any date that the New York Stock Exchange (“NYSE”) is open for trading and trading is not restricted.

Company (and we, us, our) – Principal National Life Insurance Company.

Data Pages – the pages of the Policy which contain information specific to you, the Insured, and the Policy. Current or revised Data Pages may be sent to you from time to time which reflect the current status of your Policy.

Death Benefit Guarantee Premium Requirement – the amount of premium required to be paid in order to maintain the protections of the death benefit guarantee rider.

Division – a part of the Separate Account which invests in shares of a corresponding mutual fund. The value of an investment in a Division is variable and is not guaranteed. The "Money Market Division" refers to the Fidelity VIP Government Money Market Portfolio.

Effective Date – the date on which all requirements, including initial premium, for issuance of a Policy have been satisfied.

Fixed Account – the portion of the Policy Value that is held in our General Account, other than Policy Value held in the Loan Account.

General Account – assets of the Company other than those allocated to the Separate Account or our other separate accounts.

Home Office – the address shown on your Policy cover page or such other address we provide.

Initial Total Face Amount – the original Total Face Amount in effect on the Policy Date.

Insured – the person named as the “insured” on the Data Pages. The Insured may or may not be the Owner.

Loan Account – the portion of the Policy Value held in our General Account that reflects any Loan Indebtedness.

Loan Indebtedness – the amount of any outstanding policy loan(s) and unpaid loan interest.

Monthly Date – the day of the month which is the same day as the Policy Date.

Example: If the Policy Date is September 5, 2020, the first Monthly Date is October 5, 2020.

Monthly Policy Charge – the amount subtracted from the Policy Value on each Monthly Date as described under CHARGES AND DEDUCTIONS - Monthly Policy Charge.

Net Amount at Risk – the result of:

•the death benefit (as described in the Policy) at the beginning of the Policy Month, divided by the death benefit discount rate shown on the Data Pages; minus

•the Policy Value at the beginning of the Policy Month calculated as if the Monthly Policy Charge was zero.

Net Policy Value – the Policy Value minus any Loan Indebtedness.

Net Premium – the gross premium paid, less the deductions for the Premium Expense Charge. It is the amount of premium allocated to the Divisions and/or the Fixed Account.

Net Surrender Value – Surrender Value minus any Loan Indebtedness.

Owner – the party which owns all the rights and privileges of this Policy.

Planned Periodic Premium – the premium in the amount and frequency you plan to pay.

Policy Date – the date from which Monthly Dates, Policy Years, and policy anniversaries are determined; the Policy Date is shown on your Data Pages and will never be the 29th, 30th, or 31st of any month.

Policy Maturity Date – the date to which the Policy will stay in force, unless the death of the Insured occurs prior to that date, so long as all requirements outlined in the Policy are satisfied. The Policy Maturity Date is shown on the Data Pages. The Policy Maturity Date may be extended as described in the maturity date extension provision.

Policy Month – any one-month period beginning on the Monthly Date.

Example: The Monthly Date is May 5, 2020; the first Policy Month ends on June 4, 2020.

Policy Value – the sum of the values in the Divisions, the Fixed Account, and the Loan Account.

Policy Year – the one-year period beginning on the Policy Date and ending one day before the policy anniversary and each subsequent one year period beginning on a policy anniversary.

Example: If the Policy Date is September 5, 2020, the first Policy Year ends on September 4, 2021. The first policy anniversary falls on September 5, 2021.

Premium Expense Charge – the charge deducted from premium payments.

Prorated Basis – is the proportion that the value of a particular Division or the Fixed Account bears to the total value of all Divisions and the Fixed Account.

Separate Account – the Principal National Life Insurance Company Variable Life Separate Account, an account established by us which has Divisions to which Net Premiums may be allocated under the Policy.

Surrender Value – the Policy Value plus any enhanced cash surrender value benefit provided by any attached rider.

Target Premium – a premium amount which is used to determine the Premium Expense Charge under a Policy. The Target Premium is shown in your Data Pages.

Total Face Amount – the Base Policy Face Amount plus the insurance benefit provided by any supplemental benefit rider issued with your Policy. If there is no supplemental benefit rider issued with your Policy, the Total Face Amount is the Base Policy Face Amount. The total policy face amount may be adjusted as described in the Policy. The Total Face Amount is the amount used to determine the death benefit provided by the Policy and is shown on the Data Pages.

Underlying Fund – a registered open-end investment company, or a separate investment account or portfolio thereof, in which a Division invests.

Unit – the accounting measure used to calculate the value of each Division.

Valuation Period – the period begins at the close of normal trading on the NYSE, generally 4:00 p.m. E.T. on each Business Day and ends at the close of normal trading of the NYSE on the next Business Day.

Written Request – actual delivery to the Company at our Home Office of a written notice or request, signed and dated, on a form we supply or approve, or in such other form and substance that is acceptable to us. In states where permitted, we will require you to use the form(s) we provide for certain Written Requests, along with required supporting documentation, including, for example, for a policy surrender, a change of beneficiary, or a request to adjust your Policy. Written Requests may be mailed to us at:

Principal National Life Insurance Company

P.O. Box 10431

Des Moines, Iowa 50306-0431

Phone: 1-800-247-9988

Fax: 1-866-885-0390

you, your – the Owner of the Policy.

KEY INFORMATION

Important Information You Should Consider about the Policy

FEES AND EXPENSES

Location in Statutory Prospectus

Charges for Early Withdrawals

No surrender charge is imposed on a partial or full surrender.

SUMMARY: FEE TABLES - Transaction Fees

CHARGES AND DEDUCTIONS

Transaction Charges

You may be charged for other transactions, including a sales charge and taxes assessed on each premium paid, a transaction fee for unscheduled partial surrenders, transfer fees for unscheduled Division transfers, and illustration fees.

SUMMARY: FEE TABLES - Transaction Fees

CHARGES AND DEDUCTIONS

Ongoing Fees and Expenses (annual charges)

In addition to transaction charges, an investment in the Policy is subject to certain ongoing fees and expenses, including fees and expenses covering the cost of insurance under the Policy and the cost of optional benefits under the Policy, as well as interest for any Loan Indebtedness. Certain fees and expenses are set based on the characteristics of the Insured (e.g., age, sex, and rating classification). You should view the Data Pages for rates applicable to you. "Data Pages" are the pages of the Policy which contain information specific to you, to the Insured and the Policy. Current or revised Data Pages may be sent to you from time to time.

Investors will also bear expenses associated with the Underlying Funds, as shown in the following table:

SUMMARY: FEE TABLES - Periodic Charges Other Than Annual Underlying Fund Expenses

CHARGES AND DEDUCTIONS

SUMMARY: FEE TABLES -Annual Underlying Fund Expenses

CHARGES AND DEDUCTIONS

APPENDIX – Underlying Funds Available Under the Policy

Annual Fee

Minimum

Maximum

Investment Options (Underlying Fund Fees and Expenses)

0.12%

2.86%


RISKS		Location in Statutory Prospectus
Risk of Loss	You can lose money by investing in a Policy.	PRINCIPAL RISKS OF INVESTING IN THE POLICY - Risk of Loss; Not a Short Term Investment
Not a Short-Term Investment	The Policy is not a short-term investment and is not appropriate for an investor that needs ready access to cash. Withdrawals will reduce the value of your Policy and the death benefit and may lead to adverse tax consequences.
Risks Associated with Investment Options	An investment in the Policy is subject to the risk of poor investment performance and can vary depending on the performance of the investment options available under the Policy (e.g., the Underlying Funds). Each investment option (including the Fixed Account) has its own unique risks. A comprehensive discussion of the risks of each Underlying Fund may be found in the Underlying Fund’s prospectus. You should review these investment options before making an investment decision.	PRINCIPAL RISKS OF INVESTING IN THE POLICY - Risks of Underlying Funds
Insurance Company Risks	An investment in the Policy is subject to the risks related to the Company. Any obligations (including under the Fixed Account), guarantees, or benefits are subject to the claims-paying ability of the Company. More information about the Company, including its financial strength ratings, is available at https://investors.principal.com/investor-relations/our-business/credit-ratings/default.aspx.	GENERAL DESCRIPTION OF THE POLICY - General Account
Policy Lapse	When the Policy lapses, it terminates with no value and no longer provides any life insurance benefit upon the death of the Insured. Poor investment performance, partial surrenders, failure to pay sufficient premiums, and unpaid policy loans and loan interest will increase the risk of lapse. If your Policy lapses, you can only reinstate it under certain conditions, including making certain payments.	PRINCIPAL RISKS OF INVESTING IN THE POLICY - Policy Termination (Lapse) POLICY TERMINATION AND REINSTATEMENT


RESTRICTIONS		Location in Statutory Prospectus
Investments	While you may transfer amounts in the Divisions (which invest in shares of a corresponding Underlying Fund) and Fixed Account, certain restrictions and transfer fees apply with regard to the number and amount of such transfers. Transfers from the Fixed Account are subject to significant limitations. Transfers are also subject to the excessive trading and market timing polices described in this prospectus. We reserve the right to remove or substitute Underlying Funds as investment options. Depending on your state, or your financial professional or your financial professional's firm, certain investment options may not be available.	GENERAL DESCRIPTION OF THE POLICY -Limitations on Transfers GENERAL DESCRIPTION OF THE POLICY -Reservation of Rights GENERAL DESCRIPTION OF THE POLICY -Material State Variations GENERAL DESCRIPTION OF THE POLICY – Financial Intermediary Variations
Optional Benefits	Some optional benefits under the Policy are subject to limitations, restrictions, and additional charges, including with respect to their availability and the amounts that may be paid under such benefits. Withdrawals may significantly reduce the value of a benefit. Depending on your state, or your financial professional or your financial professional's firm, certain benefits may not be available or may be available on different terms.	OTHER BENEFITS AVAILABLE UNDER THE POLICY GENERAL DESCRIPTION OF THE POLICY - Material State Variations GENERAL DESCRIPTION OF THE POLICY – Financial Intermediary Variations


TAXES		Location in Statutory Prospectus
Tax Implications	You should consult with a tax professional to determine the tax implications of an investment in, and payments received under, the Policy. There is no additional tax benefit to you if the Policy is purchased through a tax-qualified plan or individual retirement account (IRA), and withdrawals will be subject to ordinary income tax and may be subject to tax penalties	TAX ISSUES RELATED TO THE POLICY


CONFLICTS OF INTEREST		Location in Statutory Prospectus
Investment Professional Compensation	The Company pays compensation to broker-dealers, financial institutions and other parties for the sale of the Policy, including commissions on premiums paid on the Policy. The Company and/or its affiliates may also pay other amounts such as marketing allowances, expense reimbursements and education payments. Such compensation may influence the financial intermediary or sales representative to recommend the purchase of this Policy over competing policies or over other investment options.	PRINCIPAL RISKS OF INVESTING IN THE POLICY - Conflicts of Interest
Exchanges	Some financial representatives may have a financial incentive to offer a new policy in place of the one you already own. You should only exchange an existing policy if you determine, after comparing the features, fees and risks of both policies, and any fees or penalties to terminate the existing policy, that it is preferable to purchase the new policy rather than continue to own an existing policy.	PRINCIPAL RISKS OF INVESTING IN THE POLICY - Conflicts of Interest

OVERVIEW OF THE POLICY

This is a brief summary of the Policy’s features. More detailed information follows later in this prospectus.

Purpose

The Policy is an individual flexible premium variable universal life insurance policy offered by the Company. The purpose of the Policy is primarily to provide death benefit protection upon the death of the Insured.

The Policy Value reflects your premium payments, partial surrenders, policy loans, unpaid loan interest, policy expenses, interest credited to the Fixed Account, and/or investment experience of the Divisions. As a result, the Policy may be appropriate for persons seeking both life insurance protection and the potential for the accumulation of cash values. However, it is not suitable as a short-term investment due to the costs of insurance and the other expenses charged. In addition, withdrawals from the Policy (as well as loans) will increase the risk of lapse and may have adverse tax consequences.

Premiums

This is a "flexible premium" policy, which means you may choose the amount and frequency of premium payments (subject to certain limitations).

Net Premium payments are allocated to the Fixed Account and the Divisions according to your instructions.

•Each Division invests in a corresponding Underlying Fund. The Underlying Funds are mutual funds registered under the Investment Company Act of 1940 as open-end management investment companies. It is possible that the investment performance could cause a loss of the entire amount allocated to the Division. A full description of each Underlying Fund, including its investment objectives, policies and restrictions, charges and expenses and other operational information, is contained in its prospectus. Additional information about each Underlying Fund is provided in APPENDIX - UNDERLYING FUNDS AVAILABLE UNDER THE POLICY.

•The Fixed Account guarantees principal and credits a fixed rate of interest.

The Internal Revenue Code imposes limits on premiums under the guideline premium/cash value corridor test, as well as to determine whether the Policy is classified as a Modified Endowment Contract. If you make a premium payment that we determine exceeds one or both of these limits, we reserve the right to only accept that portion of the payment that is within the applicable limit(s).

Payment of insufficient premiums may result in a lapse of the Policy.

Contract Features

Death Benefits/Maturity Proceeds

Under the Policy, the Company guarantees to pay a death benefit for as long as the Policy is in force. The death proceeds are paid to the beneficiary(ies) when the Insured dies. Death proceeds are paid in cash or applied under a benefit payment option elected on the application (or, if no option was selected, Option 1). Subject to certain conditions, the death benefit option may be changed after the Policy has been issued.

If the Policy is in force and the Insured is living on the Policy Maturity Date, we will pay the Owner an amount equal to the Net Surrender Value. Maturity proceeds are paid in cash lump sum or applied under a benefit payment option. The Policy terminates on the Policy Maturity Date.

Surrenders and Withdrawal Options

The Policy may be fully surrendered and any Net Surrender Value paid to the Owner.

On or after the first policy anniversary and prior to the Policy Maturity Date, you may surrender a part of the Net Surrender Value. Unscheduled partial surrenders are subject to limitations on the number and amounts you may surrender. No surrender charge is imposed on a surrender; however, a transaction fee of the lesser of $25 or 2% of the amount surrendered is imposed on each unscheduled partial surrender after the second unscheduled partial surrender in a Policy Year.

Partial surrenders may significantly reduce the Policy Value, the death benefit, and any optional benefits and will increase the risk of lapse. Surrenders may also have adverse tax consequences.

On or after the first policy anniversary and prior to the Policy Maturity Date, you may elect to receive part of your Net Surrender Value automatically on any Monthly Date (known as a "scheduled partial surrender") in the amount and

frequency you choose, subject to certain limitations. Once surrenders equal premiums paid, if there is any remaining Net Surrender Value, scheduled policy loans will automatically begin, unless you direct us otherwise.

Loans

A loan may be taken using the Policy as collateral. The maximum loan amount is 90% of the Net Surrender Value. You are charged interest on any Loan Indebtedness.

Outstanding policy loans and loan interest may significantly reduce the death benefit and any optional benefits, and will increase the risk of lapse. Unpaid Loan Indebtedness may also have adverse tax consequences.

Transfers

Subject to certain limitations, you may transfer funds among the Divisions and the Fixed Account. We also offer Automatic Portfolio Rebalancing. You may incur an additional fee for transfers.

Optional Insurance Benefits

Subject to certain conditions, you may add one or more optional insurance benefits to your Policy, including benefits that accelerate the payment of your death benefit under certain circumstances or help manage the risk of lapse. An additional charge may apply if you elect an optional benefit.

SUMMARY: FEE TABLES

The following tables describe the fees and expenses that you will pay when buying, owning, and surrendering or making withdrawals from the Policy. Please refer to your Data Pages for information about the specific fees you will pay based on the options you have elected.

The first table describes the fees and expenses that you will pay at the time that you buy the Policy, surrender the Policy, make withdrawals from the Policy, or transfer cash value between investment options.


Transaction Fees for Policy Dates before October 1, 2021
Charge	When Charge is Deducted	Amount Deducted
Sales Charge	upon receipt of premium
Maximum		6.50% of premium paid
Current		6.50% of premium paid
Taxes (federal, state and local)	upon receipt of premium
Maximum		3.25% of premium paid
Current		3.25% of premium paid
Transaction Fee for Unscheduled Partial Surrender	from each unscheduled partial surrender after the second unscheduled partial surrender in a Policy Year
Maximum		The lesser of $25 or 2% of the amount surrendered
Current		The lesser of $25 or 2% of the amount surrendered
Transfer Fee for Unscheduled Division Transfer	upon each unscheduled Division transfer after the first unscheduled Division transfer in a Policy Month
Maximum		$25 per unscheduled transfer
Current		None

Optional Insurance Benefits
Life Paid-Up Rider	on the date rider benefit begins
Maximum (if Policy is issued with the guideline premium/cash value corridor test)		7.50% of Policy Value
Maximum (if the Policy is issued with the cash value accumulation test)		13.50% of Policy Value
Current (if Policy is issued with the guideline premium/cash value corridor test)		5.50% of Policy Value
Current (if the Policy is issued with the cash value accumulation test)		9.50% of Policy Value


Transaction Fees for Policy Dates from October 1, 2021, through March 1, 2026
Charge	When Charge is Deducted	Amount Deducted
Sales Charge(1)	upon receipt of premium
Maximum		7.75% of premium paid(2)
Current		7.50% of premium paid(2)
Taxes (federal, state and local)	upon receipt of premium
Maximum		3.25% of premium paid
Current		3.25% of premium paid
Transaction Fee for Unscheduled Partial Surrender	from each unscheduled partial surrender after the second unscheduled partial surrender in a Policy Year
Maximum		The lesser of $25 or 2% of the amount surrendered
Current		The lesser of $25 or 2% of the amount surrendered
Transfer Fee for Unscheduled Division Transfer(3)	upon each unscheduled Division transfer after the first unscheduled Division transfer in a Policy Month
Maximum		$25 per unscheduled transfer
Current		None



Optional Insurance Benefits
Life Paid-Up Rider	on the date rider benefit begins
Maximum (if Policy is issued with the guideline premium/cash value corridor test)(4)		7.50% of Policy Value
Maximum (if the Policy is issued with the cash value accumulation test) (4)		13.50% of Policy Value
Current (if Policy is issued with the guideline premium/cash value corridor test)(4)		5.50% of Policy Value
Current (if the Policy is issued with the cash value accumulation test)(4)		7.50% of Policy Value


Transaction Fees for Policy Dates on or after March 2, 2026
Charge	When Charge is Deducted	Amount Deducted
Sales Charge(1)	upon receipt of premium
Maximum		6.75% of premium paid(2)
Current		3.25% of premium paid(2)
Taxes (federal, state and local)	upon receipt of premium
Maximum		3.25% of premium paid
Current		3.25% of premium paid
Transaction Fee for Unscheduled Partial Surrender	from each unscheduled partial surrender after the second unscheduled partial surrender in a Policy Year
Maximum		The lesser of $25 or 2% of the amount surrendered
Current		The lesser of $25 or 2% of the amount surrendered
Transfer Fee for Unscheduled Division Transfer(3)	upon each unscheduled Division transfer after the first unscheduled Division transfer in a Policy Month
Maximum		$25 per unscheduled transfer
Current		None

Optional Insurance Benefits
Life Paid-Up Rider	on the date rider benefit begins
Maximum (if Policy is issued with the guideline premium/cash value corridor test) (4)		7.50% of Policy Value
Maximum (if the Policy is issued with the cash value accumulation test) (4)		13.50% of Policy Value
Current (if Policy is issued with the guideline premium/cash value corridor test) (4)		5.50% of Policy Value
Current (if the Policy is issued with the cash value accumulation test) (4)		7.50% of Policy Value

(1)The sales charge varies over time and also varies with the existence of the Supplemental Benefit Rider, as described in CHARGES AND DEDUCTIONS - Premium Expense Charge.

(2)Premium paid up to Target Premium. The maximum sales charge on premium paid in excess of Target Premium is 3.00% for Policy Dates before October 1, 2021; 3.75% for Policy Dates from October 1, 2021 – March 1, 2026; and 6.75% for Policy Dates on or after March 2, 2026.

(3)In addition to the fees shown, additional transfer fees or restrictions may be imposed by federal regulators, state regulators and/or sponsors of the underlying mutual funds. See GENERAL DESCRIPTION OF THE POLICY.

(4)For more information regarding the guideline premium/cash value corridor test and the cash value accumulation test, see DEATH BENEFITS AND POLICY VALUES - IRS Definition of Life Insurance.

This table describes the fees and expenses that you will pay periodically during the time that you own the Policy, not including Underlying Fund fees and expenses.


Periodic Charges Other Than Annual Underlying Fund Expenses For Policy Dates before October 1, 2021
Charge	When Charge is Deducted	Amount Deducted
Cost of Insurance(1)	monthly
Maximum		$83.33 per $1,000 of Net Amount at Risk
Minimum		$0.00167 per $1,000 of Net Amount at Risk
Maximum Charge for Representative Insured(2)		$0.21196 per $1,000 of Net Amount at Risk
Asset Based Charge	monthly
Maximum		0.35% of Division value per year
Current Charge		Yr 1-5: 0.35% of Division value per year Yr 6-15: 0.30% of Division value per year Yr 16+: 0.25% of Division value per year
Monthly Policy Issue Charge (except as noted below)(1)	monthly
Maximum		$0.67709 per $1,000 of Total Face Amount
Minimum		$0.02667 per $1,000 of Total Face Amount
Maximum Charge for Representative Insured(2)		$0.06250 per $1,000 of Total Face Amount
Monthly Policy Issue Charge, for Policies with the Supplemental Benefit Rider.(1)
Maximum		$0.67709 per $1,000 of Total Face Amount
Minimum		$0.02667 per $1,000 of Total Face Amount
Maximum Charge for Representative Insured(2)		$0.06250 per $1,000 of Total Face Amount
Net Policy Loan Charge(3)	annually (accrued daily)
Maximum		1.0% of Loan Indebtedness per year(4)
Current		1.0% of Loan Indebtedness per year(4)
Optional Insurance Benefits
Supplemental Benefit Rider (Cost of Supplemental Insurance)(1)	monthly
Maximum		$83.33 per $1,000 of Net Amount at Risk
Minimum		$0.00062 per $1,000 of Net Amount at Risk
Maximum Charge for Representative Insured(2)		$0.21196 per $1,000 of Net Amount at Risk


Periodic Charges Other Than Annual Underlying Mutual Fund Expenses For Policy Dates from October 1, 2021, through March 1, 2026
Charge	When Charge is Deducted	Amount Deducted
Cost of Insurance(1)	monthly
Maximum Minimum		$83.33333 per $1,000 of Net Amount at Risk $0.00167 per $1,000 of Net Amount at Risk
Maximum Charge for Representative Insured(2)		$0.00667 per $1,000 of Net Amount at Risk
Asset Based Charge	monthly	0.35% of Division value per year
Maximum
Current Charge		0.35% of Division value per year
Monthly Policy Issue Charge (except as noted below)(1)	monthly
Maximum		$1.08418 per $1,000 of Total Face Amount
Minimum		$0.05467 per $1,000 of Total Face Amount
Maximum Charge for Representative Insured(2)		$0.06000 per $1,000 of Total Face Amount
Monthly Policy Issue Charge, for Policies with the Supplemental Benefit Rider(1)
Maximum		$1.08418 per $1,000 of Total Face Amount
Minimum		$0.00547 per $1,000 of Total Face Amount
Maximum Charge for Representative Insured(2)		$0.04800 per $1,000 of Total Face Amount
Net Policy Loan Charge(3)	annually (accrued daily)
Maximum		1.0% of Loan Indebtedness per year(4)
Current		1.0% of Loan Indebtedness per year(4)
Optional Insurance Benefits
Supplemental Benefit Rider (Cost of Supplemental Insurance)(1)	monthly
Maximum		$83.33333 per $1,000 of Net Amount at Risk
Minimum		$0.00062 per $1,000 of Net Amount at Risk
Maximum Charge for Representative Insured(2)		$0.00200 per $1,000 of Net Amount at Risk


Periodic Charges Other Than Annual Underlying Mutual Fund Expenses For Policy Dates on or after March 2, 2026
Charge	When Charge is Deducted	Amount Deducted
Cost of Insurance(1)	monthly
Maximum		$83.33333 per $1,000 of Net Amount at Risk
Minimum		$0.00585 per $1,000 of Net Amount at Risk
Maximum Charge for Representative Insured(2)		$0.01455 per $1,000 of Net Amount at Risk


Asset Based Charge for Base Face Amount(5) Policy without Enhanced Cash Surrender Value Rider	monthly
Maximum		0.90% of Division value per year
Current Charge		0.30% of Division value per year
Policy with Enhanced Cash Surrender Value Rider (including 1.20 charge multiplier for 25% Enhancement Factor option)
Maximum		0.90% of Division value per year
Current Charge		0.36% of Division value per year
Policy with Enhanced Cash Surrender Value Rider (including 1.45 charge multiplier for 50% Enhancement Factor option)
Maximum		0.90% of Division value per year
Current		0.44% of Division value per year
Policy with Enhanced Cash Surrender Value Rider (including 1.65 charge multiplier for 75% Enhancement Factor option)
Maximum		0.90% of Division value per year
Current		0.50% of Division value per year
Policy with Enhanced Cash Surrender Value Rider (including 1.80 charge multiplier for 100% Enhancement Factor option)
Maximum		0.90% of Division value per year
Current		0.54% of Division value per year
Monthly Policy Issue Charge(1)	monthly
Policy without Supplemental Benefit Rider
Maximum		$1.08418 per $1,000 of Total Face Amount
Minimum		$0.05467 per $1,000 of Total Face Amount
Maximum Charge for Representative Insured(2)		$0.06000 per $1,000 of Total Face Amount
Policy with Supplemental Benefit Rider
Maximum		$1.08418 per $1,000 of Total Face Amount
Minimum		$0.00547 per $1,000 of Total Face Amount
Maximum Charge for Representative Insured(2)		$0.04800 per $1,000 of Total Face Amount
Net Policy Loan Charge(3)	annually (accrued daily)
Maximum		1.00% of Loan Indebtedness per year(4)
Current		1.00% of Loan Indebtedness per year(4)
Optional Insurance Benefits
Supplemental Benefit Rider	monthly
Asset Based Charge for Supplement Benefit Rider Face Amount(5)
Policy without Enhanced Cash Surrender Value Rider
Maximum		0.90% of Division value per year
Current		0.15% of Division value per year
Policy with Enhanced Cash Surrender Value Rider (including 1.20 charge multiplier for 25% Enhancement Factor option)
Maximum		0.90% of Division value per year
Current		0.18% of Division value per year


Policy with Enhanced Cash Surrender Value Rider (including 1.45 charge multiplier for 50% Enhancement Factor option)
Maximum						0.90% of Division value per year
Current						0.22% of Division value per year
Policy with Enhanced Cash Surrender Value Rider (including 1.65 charge multiplier for 75% Enhancement Factor option)
Maximum						0.90% of Division value per year
Current						0.25% of Division value per year
Policy with Enhanced Cash Surrender Value Rider (including 1.80 charge multiplier for 100% Enhancement Factor option)
Maximum						0.90% of Division value per year
Current						0.27% of Division value per year
Cost of Supplemental Insurance Charge(1)
Maximum						$83.33333 per $1,000 of Net Amount at Risk
Minimum						$0.00374 per $1,000 of Net Amount at Risk
Maximum Charge for Representative Insured(2)						$0.00873 per $1,000 of Net Amount at Risk

(1)This charge varies based on individual characteristics, within the minimum and maximum shown. As a result, the current charge shown in the table may not be representative of the charge that you will pay. To obtain more information about the charge that would apply to you, contact your registered representative or call 1-800-247-9988 and request personalized illustrations.

(2)Current charges reflect the charges in effect as of the date of this prospectus supplement for a Representative Insured, which is a 45 year-old male with a risk classification of preferred non-tobacco for Policy Year one.

(3)The difference between the interest charged on the Loan Indebtedness and the interest credited to the Loan Account.

(4)This charge decreases after Policy Year ten.

(5)For Policies issued on or after March 2, 2026, if you elect the Enhanced Cash Surrender Value Rider, the current asset based charge(s) under your Policy will be increased by a designated multiplier, which varies based on the applicable Enhancement Factor option, subject to a maximum charge of 0.90% of Division value per year. The multiplier will be applied to the asset based charge for the proportionate Base Face Amount and, if elected, the Supplemental Benefit Rider. A higher Enhancement Factor will generally result in higher asset based charges compared to a lower Enhancement Factor. In no case will a multiplier result in a current asset-based charge greater than the maximum charge. There is no multiplier to the asset based charge(s) if the Enhanced Cash Surrender Value Rider has not been elected. For details, see CHARGES AND DEDUCTIONS – Monthly Policy Charge.

The following table shows the minimum and maximum total expenses charged by the Underlying Funds that you may pay periodically during the time that you own the Policy. Expenses shown may change over time and be higher or lower in the future. A complete list of Underlying Funds, including their annual expenses, is provided in APPENDIX - UNDERLYING FUNDS AVAILABLE UNDER THE POLICY.


Annual Underlying Fund Expenses as of December 31, 2025	Minimum	Maximum
Total annual Underlying Fund expenses (expenses that are deducted from underlying fund assets, including management fees, distribution and/or service (12b-1) fees and other expenses)	0.12%	2.86%

PRINCIPAL RISKS OF INVESTING IN THE POLICY

Risk of Loss

You can lose money by investing in a Policy, including loss of principal. It is possible that investment performance could cause a loss of the entire amount allocated to the Divisions. Without additional premium payments or a death benefit guarantee rider, it is possible that no death benefit would be paid upon the Insured’s death.

Not a Short Term Investment

This Policy is not suitable as a short-term savings vehicle and is not appropriate if you need ready access to cash. Costs of insurance and other Policy expenses may reduce the value of your Policy and its benefits. In addition, the benefits of tax

deferral are better for investors with long time horizons. Partial surrenders may significantly reduce the Policy Value, the death benefit, and any optional benefits and will increase the risk of lapse.

Policy Termination (Lapse)

On an ongoing basis, the Policy’s Net Surrender Value must be sufficient to cover the Monthly Policy Charges and any Loan Indebtedness. It is possible that poor investment performance, Monthly Policy Charges, Loan Indebtedness, and/or partial surrenders could cause the Policy to lapse unless additional premiums are paid. Partial surrenders and policy loans increase the risk of lapse because the amount of either or both is not available to generate investment return or pay for policy charges. It is possible that the Policy could lapse even if your Policy has a rider that is intended to help you manage the risk of lapse. When the Policy lapses, it terminates with no value and no longer provides any life insurance benefit upon the death of the Insured. If your Policy lapses, you can only reinstate it under certain conditions, including making certain payments.

Limitations on Access to Surrender Value

The Policy should not be viewed as a highly-liquid investment. Your ability to withdraw money from the Policy is restricted and partial surrenders may negatively affect your Policy Value, death benefit, and any optional benefits.

Unscheduled Partial Surrenders

Up to two unscheduled partial surrenders may be made in a Policy Year before the transaction fees apply. The minimum amount of a partial surrender is $500. The total of the amount(s) surrendered may not be greater than 90% of the Net Policy Value as of the effective date of the unscheduled partial surrender. The unscheduled partial surrender may not decrease the Total Face Amount to less than $100,000.

Scheduled Partial Surrenders

Partial surrenders may be scheduled on a monthly, quarterly, semiannual, or annual basis. Each scheduled partial surrender may not be greater than 90% of the Net Policy Value (as of the date of the scheduled partial surrender).

Full Surrender

The Policy may be surrendered while the Policy is in effect. There is no refund of any Monthly Policy Charges deducted before the full surrender effective date.

Adverse Tax Consequences

A full surrender, cancellation of the Policy by lapse or the maturity of the Policy on its maturity date may have adverse tax consequences. If the amount received by the Owner plus any Loan Indebtedness exceeds the premiums paid into the Policy, then the excess generally will be treated as taxable income.

In certain employer-sponsored life insurance arrangements, participants may be required to report for income tax purposes, one or more of the following:

•the value each year of the life insurance protection provided;

•an amount equal to any employer-paid premiums; or

•some or all of the amount by which the current value exceeds the employer’s interest in the Policy.

You should consult with a tax professional to determine the tax implications of an investment in, and payments received under, the Policy. Participants should consult with the sponsor or the administrator of the plan and/or with their personal tax or legal adviser to determine the tax consequences, if any, of their employer-sponsored life insurance arrangements. There is no additional tax benefit to you if the Policy is purchased through a tax-qualified plan or individual retirement account (IRA), and withdrawals will be subject to ordinary income tax and may be subject to tax penalties.

There are other tax issues to consider when you own a life insurance policy. These are described in more detail in TAX ISSUES RELATED TO THE POLICY.

Risks of Underlying Funds

Amounts that you allocate to the Divisions are subject to the risk of poor investment performance. Each Division invests in an Underlying Fund. The performance of each Division depends on the performance of its Underlying Fund. Each Underlying Fund has its own investment risks, and you are exposed to an Underlying Fund’s investment risks when you invest in the corresponding Division. A comprehensive discussion of the risks of each Underlying Fund may be found in the Underlying Fund’s prospectus. As with all mutual funds, as the value of an Underlying Fund’s assets rise or fall, the fund’s share price changes.

The Underlying Funds are NOT available to the general public directly but are available only as investment options in variable life insurance policies or variable annuity contracts issued by life insurance companies and qualified plans. Some of the Underlying Funds have been established by investment advisers that manage publicly available mutual funds having similar names and investment objectives. While some of the Underlying Funds may be similar to, and may in fact be modeled after publicly available mutual funds, the Underlying Funds are not otherwise directly related to any publicly available mutual fund. Consequently, the investment performance of publicly available mutual funds and of any Underlying Fund may differ substantially.

Potentially Harmful Transfer Activity

This Policy is not designed as a vehicle for market timing. Accordingly, your ability to make transfers under the Policy is subject to limitation if we determine, in our sole opinion, that the exercise of that privilege may disadvantage or potentially hurt the rights or interests of other Policy owners. We have limitations and restrictions on transfer activity, which we apply to all owners of the Policy without exception.

Insurance Company Risks

An investment in the Policy is subject to the risks related to the Company. Any obligations, guarantees, or benefits are subject to the claims-paying ability of the Company. If the Company is unable to meet its obligations to creditors, it is possible that the Company's obligations to you under this Policy may not be satisfied.

Conflicts of Interest

Investment Professional Compensation

The Company pays compensation to broker-dealers, financial institutions and other parties (“Financial Intermediaries”) for the sale of the Policy according to schedules in the sales agreements and other agreements reached between the Company and the Financial Intermediaries. Such compensation generally consists of commissions on premiums paid on the Policy. The Company and/or its affiliates may also pay other amounts (“Additional Payments”) that include, but are not limited to, marketing allowances, expense reimbursements and education payments. These Additional Payments are designed to provide incentives for the sale and retention of the Policies as well as other products sold by the Company and may influence the Financial Intermediary or sales representative to recommend the purchase of this Policy over competing policies or over other investment options. You may ask your sales representative about these differing and divergent interests and the compensation paid to your representative and such representative's broker-dealer for soliciting applications for the Policy.

Some financial representatives may have a financial incentive to offer a new policy in place of the one you already own. You should only exchange an existing policy if you determine, after comparing the features, fees and risks of both policies, and any fees or penalties to terminate the existing policy, that it is preferable to purchase the new policy rather than continue to own an existing policy.

Compensation and Underlying Fund Selection

When selecting the Underlying Funds, we consider each such fund’s investment strategy, asset class, manager’s reputation, and performance. We also consider the amount of compensation that we receive from the Underlying Funds, their advisers, sub-advisers, or their distributors, which can be significant. Additionally, we offer certain Underlying Funds at least in part because they are managed by an affiliate.

Compensation We Receive from Underlying Funds

The Company and certain of our affiliates receive compensation from certain Underlying Funds pursuant to Rule 12b-1 under the 1940 Act. This compensation is paid out of an Underlying Fund’s assets and is as much as 0.25% of the average net assets of an Underlying Fund that are attributable to the variable life insurance products issued by us and our affiliates that offer the particular fund (the Company’s variable contracts). An investment in an Underlying Fund with a 12b-1 fee will increase the cost of your investment.

Compensation We Receive from Underlying Fund Advisors

We and certain of our affiliates also receive compensation from the advisers and sub-advisers to some of the Underlying Funds. We use this compensation for such purposes as paying expenses that we incur in promoting, issuing, distributing and administering the Policy and providing services on behalf of the Underlying Funds in our role as intermediary. Some advisers and sub-advisers pay us more than others; some advisers and sub-advisers do not pay us any such compensation. The advisers’ revenues from which such compensation is paid may be derived, in whole or in part, from the advisory fees deducted from Underlying Fund assets.

Owners, through their indirect investment in the Underlying Funds, bear the costs of these advisory fees.

Other Conflicts of Interest

The Underlying Funds are available to registered separate accounts offering variable annuity and variable life products of other affiliated and unaffiliated insurance companies, as well as to the Separate Account and other separate accounts of the Company. Although we do not anticipate any disadvantages to these arrangements, it is possible that a material conflict may arise between the interests of the Separate Account and one or more of the other separate accounts participating in the Underlying Funds. A conflict may occur, for example, as a result of a change in law affecting the operations of variable life and variable annuity separate accounts, differences in the voting instructions of the Owners and payees and those of other insurance companies, or some other reason. In the event of a conflict of interest, we will take steps necessary to protect Owners and payees, including withdrawing the Separate Account from participation in the Underlying Funds involved in the conflict or substituting shares of other funds.

Risks Affecting Our Administration of Your Policy

Our operations and/or the activities and operations of our service providers and business partners are subject to certain risks that may be beyond our control, including systems failures and operational disruptions caused by severe natural or man-made events (e.g., natural disasters, pandemics, cyberattacks). These risks are not unique to the Company and they could materially impact our ability to conduct business, safeguard your personal information, and administer the Policy (e.g., calculate Policy values or Unit values, process Policy transactions). These events could also impact the issuers of the securities in which the Underlying Funds invest, which could cause your Policy to lose value.

The Company is highly dependent upon its computer systems and those of its business partners. This makes the Company potentially susceptible to operational and information security risks resulting from a cyberattack or other cybersecurity incident. These risks include direct risks, such as theft, misuse, corruption and destruction of data maintained by the Company, and indirect risks, such as denial of service attacks on service provider websites and other operational disruptions that impede our ability to electronically interact with service providers. Cybersecurity threats, and the methods and devices used to attack systems and networks, evolve constantly (for example, through the increased use of artificial intelligent (“AI”) tools). Although we make substantial efforts to protect our computer systems from these security risks, including internal processes and technological defenses that are preventative or detective, and other controls designed to provide multiple layers of security assurance, there can be no guarantee that we, our service providers, or the Underlying Funds will be able to avoid adverse impacts from cybersecurity incidents, including the types of impacts described above. If your Contract is adversely affected as a result of the failure of our cybersecurity controls, we will take reasonable steps to restore your Contract.

CORPORATE ORGANIZATION AND OPERATION

The Company

The Company is a stock life insurance company. It is located at: 711 High Street, Des Moines, Iowa 50392. It is authorized to transact life insurance business in the District of Columbia and in every state, except New York. The Company is a wholly owned subsidiary of Principal Financial Services, Inc., which in turn is a wholly owned subsidiary of Principal Financial Group, Inc.

Principal National Life Insurance Company Variable Life Separate Account

The Separate Account was established under Iowa law on November 28, 2007 and is registered as a unit investment trust with the SEC. This registration does not involve SEC supervision of the investments or investment policies of the Separate Account.

The income, gains, and losses, whether or not realized, credited to or charged against the Separate Account reflect the Separate Account’s own investment experience and not the investment experience of the Company’s other assets. Assets of the Separate Account may not be used to pay any liabilities of the Company other than those arising from the policies funded by the Separate Account. The Company is obligated to pay all amounts promised to Owners under the Policy, subject to the Company’s financial strength and claims-paying ability.

The Company does not guarantee the investment results of the Separate Account.

The Fixed Account

The Fixed Account is part of our General Account. Because of exemptions and exclusions contained in the Securities Act of 1933 and the Investment Company Act of 1940, the Fixed Account and any interest in it are not subject to the provisions of these acts. However, disclosures relating to the Fixed Account are subject to generally applicable provisions of the federal securities laws relating to the accuracy and completeness of statements made in

prospectuses. You may obtain more information regarding the Fixed Account from our Home Office or from a registered representative.

Our obligations with respect to the Fixed Account are supported by our General Account. Subject to applicable law, We have sole discretion over the investment of assets in the General Account.

We guarantee that the Fixed Account value accrues interest daily at the following effective annual rates, compounded annually. We may, in our sole discretion, credit interest at a higher rate.

•2%, for Policy Dates before October 1, 2021.

•1% for Policy Dates on or after October 1, 2021.

We may defer payments of proceeds payable out of the Fixed Account for a period of up to six months.

Our underwriting guidelines prohibit Fixed Account values in related policies to exceed $20 million without our prior approval. (Related policies are those owned and/or sponsored by a single entity; for example, the employer of the Insureds. We determine what policies are related.) In addition, without our prior approval, in each calendar year no more than $5 million of Net Premium payment allocations and/or transfers to the Fixed Account may be made by related policies. In the absence of your instructions, we will refund the premium payment to the Owner and/or reject the transfer instructions which would otherwise cause these limits to be exceeded.

We reserve the right to limit premium payments and/or transfers allocated to the Fixed Account.

The Underlying Funds

The assets of each Division of the Separate Account invest in a corresponding Underlying Fund. The Company purchases and sells fund shares for the Separate Account at their net asset value. The assets of each Division are separate from the others. A Division’s performance has no effect on the investment performance of any other Division.

The Underlying Funds are mutual funds registered under the Investment Company Act of 1940 as open-end management investment companies. Additional information about each Underlying Fund, including its name, type, investment advisor, current expenses and performance, is provided in APPENDIX - UNDERLYING FUNDS AVAILABLE UNDER THE POLICY. Each Underlying Fund has issued a prospectus that contains more detailed information about the Underlying Fund. You should read the Underlying Fund prospectuses carefully before investing. These documents are available without charge on the following website www.principal.com/ExecutiveVUL3Report.

Voting Rights

We vote shares of the Underlying Funds owned by the Separate Account according to the instructions of the Owners. We will notify you of shareholder meetings of the Underlying Funds related to the Divisions in which you hold Units. We will send you proxy materials and instructions for you to provide voting instructions to us. We will arrange for the handling and tallying of proxies received from you and other Policy Owners. If you give no voting instructions, we will vote those shares in the same proportion as shares for which we received instructions.

We determine the number of Underlying Fund shares that you may instruct us to vote by allocating one vote for each $100 of Policy Value in the Division. Fractional votes are allocated for amounts less than $100. We determine the number of Underlying Fund shares you may instruct us to vote as of the record date established by the mutual fund for its shareholder meeting. In the event that applicable law changes or we are required by regulators to disregard voting instructions, we may decide to vote the shares of the Underlying Funds in our own right. Because there is no required minimum number of votes a small number of votes can have a disproportionate effect.

CHARGES AND DEDUCTIONS

We make certain charges and deductions to support operation of the Policy and the Separate Account. Some charges are deducted from premium payments when they are received; some charges are deducted on a monthly basis; and some charges are deducted at the time a Policy is surrendered or terminated. These charges are intended to cover distribution expenses (commissions paid to registered representatives, printing of prospectuses, and advertising), administrative expenses (processing applications, conducting medical examinations, determining insurability, establishing and maintaining records, processing death benefit claims and Policy changes, reporting, and overhead), and mortality expenses.

The amount of the charges in any Policy Year may not specifically correspond to the expenses for that year. We expect to recover our total expenses over the life of the Policies. To the extent that the charges do not cover total expenses for a Policy Year, we bear the loss. Conversely, if the aggregate amount of the charges deducted is more than our costs for a Policy Year, the excess is profit to the Company.

Premium Expense Charge (Sales Charge and Taxes)

When we receive your premium payment, we deduct a Premium Expense Charge. The sales charge is intended to pay us for distribution and other expenses relating to sales of the Policy, including commissions paid to registered representatives, printing of prospectuses, sales literature, and advertising. The Premium Expense Charge is deducted from premiums paid in each period. The Premium Expense Charge also applies to premiums attributable to a Total Face Amount increase.

The actual premium taxes we pay vary from state to state. The expense charge is based upon the average tax rate we expect to pay nationwide, the premiums we receive from all states and other expense assumptions. The rate for a particular Policy does not necessarily reflect the actual tax costs applicable to that Policy.

Premium Expense Charge (as a % of Premium Paid) (Up to Target Premium) For Policy Dates before October 1, 2021


	Years since issue or Adjustment	Sales Charge	Federal, State and Local Taxes	Total
Current Charges(1)	through 1	3.00%	3.25%	6.25%
	2 through 7	6.50%	3.25%	9.75%
	more than 7	2.50%	3.25%	5.75%
Maximum Charges(2)	1 through 7	6.50%	3.25%	9.75%
	more than 7	3.00%	3.25%	6.25%

(1)When the Supplemental Benefit Rider is elected, the year 2 Target Premium and applicable sales charge is calculated based upon the following three-tiered structure as follows (current sales charge noted):

•6.50% is charged up to the Target Premium that is proportionately lower with Supplemental Benefit Rider (SBR target) compared to a policy without this rider (full base)

•3.00% is charged between SBR target and the applicable full base policy Target Premium.

•0.50% is charged on the excess above the full base policy Target Premium.

(2)When the Supplemental Benefit Rider is elected, the year 2 Target Premium and applicable sales charge is calculated based upon a three-tiered structure as follows (maximum sales charge noted):

•6.50% maximum is charged up to the Target Premium that is proportionately lower with Supplemental Benefit Rider (SBR target) compared to a policy without this rider (full base)

•3.00% maximum is charged between SBR target and the applicable full base policy Target Premium.

•3.00% maximum is charged on the excess above the full base policy Target Premium.

Premium Expense Charge (as a % of Premium Paid) (Over Target Premium) For Policy Dates before October 1, 2021

Years since issue or Adjustment

Sales Charge

Federal, State and Local Taxes

Total

Maximum Charges

all years

3.00%

3.25%

6.25%

Premium Expense Charge (as a % of Premium Paid) (Up to Target Premium) For Policy Dates from October 1, 2021, through March 1, 2026


	Years since issue or Adjustment	Sales Charge	Federal, State and Local Taxes	Total
Current Charges(1)	through 1	3.50%	3.25%	6.75%
	2 through 7	7.50%	3.25%	10.75%
	more than 7	3.75%	3.25%	7.00%


Maximum Charges(2)	1 through 7	7.75%	3.25%	11.00%
	more than 7	3.75%	3.25%	7.00%

•7.50% is charged up to the Target Premium that is proportionately lower with Supplemental Benefit Rider (SBR target) compared to a policy without this rider (full base)

•3.50% is charged between SBR target and the applicable full base policy Target Premium.

•0.50% is charged on the excess above the full base policy Target Premium.

(2)When the Supplemental Benefit Rider is elected, the year 2 Target Premium and applicable sales charge is calculated based upon a three-tiered structure as follows (maximum sales charge noted):

•7.75% maximum is charged up to the Target Premium that is proportionately lower with Supplemental Benefit Rider (SBR target) compared to a policy without this rider (full base)

•3.75% maximum is charged between SBR target and the applicable full base policy Target Premium.

•3.75% maximum is charged on the excess above the full base policy Target Premium.

Premium Expense Charge (as a % of Premium Paid) (Over Target Premium) For Policy Dates from October 1, 2021, through March 1, 2026

Years since issue or Adjustment

Sales Charge

Federal, State and Local Taxes

Total

Maximum Charges

all years

3.75%

3.25%

7.00%

Premium Expense Charge (as a % of Premium Paid) (Up to Target Premium) For Policy Dates on or after March 2, 2026


	Years since issue or Adjustment	Sales Charge	Federal, State and Local Taxes	Total
Current Charges(1)	All years	3.25%	3.25%	6.50%
Maximum Charges(2)	All years	6.75%	3.25%	10.00%

•3.25% is charged up to the Target Premium that is proportionately lower with Supplemental Benefit Rider (SBR target) compared to a policy without this rider (full base).

•0.50% is charged between SBR target and the applicable full base policy Target Premium.

•0.25% is charged on the excess above the full base policy Target Premium.

(2)When the Supplemental Benefit Rider is elected, the year 2 Target Premium and applicable sales charge is calculated based upon a three-tiered structure as follows (maximum sales charge noted):

•6.75% maximum is charged up to the Target Premium that is proportionately lower with Supplemental Benefit Rider (SBR target) compared to a policy without this rider (full base).

•6.75% maximum is charged between SBR target and the applicable full base policy Target Premium.

•6.75% maximum is charged on the excess above the full base policy Target Premium.

Premium Expense Charge (as a % of Premium Paid) (Over Target Premium) For Policy Dates on or after March 2, 2026

Years since issue or Adjustment

Sales Charge

Federal, State and Local Taxes

Total

Maximum Charges

all years

6.75%

3.25%

10.00%

Transaction Fee for Unscheduled Partial Surrender

A transaction fee of the lesser of $25 or 2% of the amount surrendered is charged on each unscheduled partial surrender after the second unscheduled partial surrender in a Policy Year.

Transfer Fee for Unscheduled Division Transfer

Currently there is no charge for making an unscheduled Division transfer. However, we reserve the right to impose a transfer fee in the future of up to $25 on each unscheduled Division transfer after the first unscheduled Division transfer in a Policy Month. A transfer fee is intended to reimburse us for our additional separate account operation expenses related to multiple unscheduled Division transfers. Policyowners will not be provided prior notice if we begin imposing the transfer fee; however, if imposed, the transfer fee will apply to all policyowners in a non-discriminatory fashion.

For purposes of applying the transfer fee for unscheduled Division transfers, we will count all unscheduled Division transfers that occur in any one Valuation Period as one transfer. However, allocations of premium payments will not be counted as unscheduled Division transfers.

Monthly Policy Charge

The Monthly Policy Charge is made up of:

•a charge for the cost of insurance;

•a monthly policy issue charge;

•an asset based charge (applied against the Divisions);

•any charge for an optional insurance benefit added by rider(s); and

•any additional charges shown on the Data Pages.

On the Policy Date and each Monthly Date thereafter, we deduct the Monthly Policy Charge from your Policy Value in the Divisions and Fixed Account (but not your Loan Account). The deduction is made using your current Monthly Policy Charge allocation percentages. Your allocation percentages may be:

•the same as allocation percentages for premium payments;

•determined on a Prorated Basis; or

•determined by any other allocation method upon which we agree.

If you do not designate Monthly Policy Charge allocation percentages, the charge will be allocated the same as the allocation percentages for premium payments. The total of the allocation percentages must equal 100. Allocation percentages may be changed without charge. A request for an allocation change is effective once approved by us, as of the next Monthly Date. If we cannot follow your instructions because of insufficient value in any Division and/or the Fixed Account, the Monthly Policy Charge is deducted on a Prorated Basis.

Cost of Insurance Charge

This charge compensates us for providing insurance protection under the Policy. We base this charge on several factors including, but not limited to, (i) the Insured’s gender (if applicable), issue age, tobacco status, and risk classification, and (ii) our expectations of future investment earnings, expenses, state and federal taxes, mortality and persistency experience, market conditions, and revenue for profit. The monthly cost of insurance rates for Policy Dates before March 2, 2026, ranges from a minimum of $0.00167 per $1,000 Net Amount at Risk to a maximum of $83.33333 per $1,000 Net Amount at Risk. The monthly cost of insurance rate for Policy Dates on or after March 2, 2026, ranges from a minimum of $0.00585 per $1,000 Net Amount at Risk to a maximum of $83.33333 per $1,000 Net Amount at Risk.

Entities and other persons buying Policies under a sponsored arrangement may apply for special underwriting. If special underwriting is granted, the cost of insurance charge may increase because of higher anticipated mortality experience. Special underwriting programs currently available include simplified issue underwriting and guaranteed issue underwriting. The cost of insurance rates for healthy individuals may be greater under special underwriting programs than for Policies subjected to full underwriting. Healthy individuals in a group will likely pay higher cost of insurance charges because they bear a portion of the cost of insuring the less healthy individuals in the group.

The Net Amount at Risk is the difference between the death benefit, divided by the death benefit discount rate, and the Policy Value. The lower the Policy Value, the higher the Net Amount at Risk thus higher cost of insurance charges. The Net Amount at Risk is affected by investment performance, policy loans, payment of premiums and charges under the Policy, death benefit option chosen, partial surrenders, and Adjustments to the Total Face Amount.

Asset Based Charge

The asset based charge reimburses us for expenses associated with the maintenance, accounting and recordkeeping of the Divisions of the Separate Account. In addition, this charge reimburses us for service fees (a trail commission) paid to the registered representative.

For Policy Dates before October 1, 2021, each month we deduct an asset based charge at the following annual rates:

•Year 1-5:0.35% of Division value per year

•Year 6-15: 0.30% of Division value per year

•Year 16+:0.25% of Division value per year

For Policy Dates from October 1, 2021 through March 1, 2026, the asset based charge is 0.35% of Division value in all years.

For Policy Dates on or after March 2, 2026, the asset based charge is proportioned as follows according to the percentage of Base Face Amount and, if elected, the Supplemental Benefit Rider:

•Asset based charge for the Base Face Amount:

◦Maximum: 0.90% of Division value per year

◦Current: 0.30% of Division value per year (before multiplier for the Enhanced Cash Surrender Value Rider, if elected)

•Asset based charge for the Supplemental Benefit Rider

◦Maximum: 0.90% of Division value per year

◦Current: 0.15% of Division value per year (before multiplier for the Enhanced Cash Surrender Value Rider, if elected)

If the Enhanced Cash Surrender Value Rider has been elected, the current asset based charge(s) under the Policy will be increased, subject to the maximum charge of 0.90%, by a multiplier based on the applicable Enhancement Factor option, as follows:


Enhancement Factor option			multiplier
25%			1.20
50%			1.45
75%			1.65
100%			1.80

A higher Enhancement Factor will generally result in higher asset based charges compared to a lower Enhancement Factor. In no case will a multiplier result in a current asset-based charge greater than the maximum charge. See SUMMARY: FEE TABLES for the asset based charges after application of the Enhancement Factor option multipliers.

Monthly Policy Issue Charge

This charge reimburses us for the expenses associated with Policy issue, including underwriting and setting up Policy records. The monthly policy issue charge applies per $1,000 of Total Face Amount and varies by gender (if applicable), age at issue and Adjustment, duration since issue and Adjustment, tobacco status and risk classification.

For Policy Dates before October 1, 2021, except as described in the next sentence, the charge ranges from a minimum of $0.02667 to a maximum of $0.67709 per $1,000 Total Face Amount. For Policies which have the Supplemental Benefit Rider, the charge ranges from a minimum of $0.02667 to a maximum of $0.67709 per $1,000 Total Face Amount.

For Policy Dates on or after October 1, 2021, the charge ranges from a minimum of $0.05467 to a maximum of $1.08418 per $1,000 Total Face Amount.

Any Total Face Amount increase will have its own monthly Policy issue charge (within the minimum and maximum described).

Net Policy Loan Charge

The net policy loan charge represents the difference between the interest charged on the Loan Indebtedness and the interest credited to the Loan Account. The current net policy loan charge is 1.00% of Loan Indebtedness in Policy Years 1-10 and 0.00% of Loan Indebtedness thereafter. See LOANS for more detail.

Optional Insurance Benefits Charges

For optional insurance benefits that charge a fee, charges are summarized below:


Optional Benefit/Rider			Charge for Insureds with a Risk Classification of Standard or Better
Life Paid-Up (Overloan Protection)			There is no charge for the rider unless the rider benefits commence. If the rider benefits commence, there is a one-time charge guaranteed not to exceed 7.5% of the Policy Value (for Policies using the guideline premium test) and 13.5% of the Policy Value (for Policies using the cash value accumulation test) that is taken from the Policy Value.
Supplemental Benefit Rider			The charge for this rider varies based on individual characteristics. For Policies with Policy Dates before March 2, 2026, the monthly charge is guaranteed not to be less than $0.00062 per $1,000, nor to exceed $83.33 per $1,000, of Net Amount at Risk. For Policies with Policy Dates on or after March 2, 2026, the monthly charge is guaranteed not to be less than $0.00374 per $1,000, nor to exceed $83.33 per $1,000, of Net Amount at Risk. There is also an asset based charge for the Supplemental Benefit Rider Face Amount, which is guaranteed not to exceed 0.90% per year of the Policy Value in the Divisions.

Distribution of the Policy

The Company has appointed Principal Securities, Inc. (“PSI”), Des Moines, Iowa 50392, a broker-dealer registered under the Securities Exchange Act of 1934, a member of the Financial Industry Regulatory Authority (“FINRA”) and affiliate of the Company, as the distributor and principal underwriter of the Policy. The Company pays commissions to PSI as described in the Statement of Additional Information. Expense allowances may be paid to agents and brokers based on premiums received.

Expense allowances may be paid to agents and brokers based on premiums received. PSI also may receive 12b-1 fees in connection with purchases and sales of the mutual funds underlying the Divisions of the Separate Account. The 12b-1 fees for the Underlying Funds are shown in the prospectuses of each Underlying Fund.

Applications for the Policies are solicited by registered representatives of PSI or such other broker-dealers as have entered into selling agreements with PSI. Such registered representatives act as appointed agents of the Company under applicable state insurance law and must be licensed to sell variable insurance products. The Company intends to offer the Policy in all jurisdictions where it is licensed to do business and where the Policy is approved.

Payments to Financial Intermediaries

The Company pays compensation to broker-dealers, financial institutions and other parties (“Financial Intermediaries”) for the sale of the Policy according to schedules in the sales agreements and other agreements reached between the Company and the Financial Intermediaries. Such compensation generally consists of commissions on premiums paid on the Policy. The Company and/or its affiliates may also pay other amounts (“Additional Payments”) that include, but are not limited to, marketing allowances, expense reimbursements and education payments. These Additional Payments are designed to provide incentives for the sale and retention of the Policies as well as other products sold by the Company and may influence the Financial Intermediary or registered representative to recommend the purchase of this Policy over competing policies or over other investment options. You may ask your registered representative about these differing and divergent interests, how she/he is personally compensated and how his/her broker-dealer is compensated for soliciting applications for the Policy.

Service Arrangements and Compensation

The Company and/or PSI have entered into agreements with the distributors, advisers and/or the affiliates of some of the mutual funds underlying the Divisions of the Separate Account and receive compensation for providing certain services including, but not limited to, distribution and operational support services, to the Underlying Fund. Fees for these services are paid periodically (typically, quarterly or monthly) based on the average daily net asset value of shares of each Underlying Fund held by the Separate Account and purchased at the Policy Owners’ instructions. Because the Company and PSI receive such fees, they may be subject to competing interests in making these funds available as investment options under the Policy. The Company takes into consideration the anticipated payments from Underlying Funds when it determines the charges assessed under the Policy. Without these payments, charges under the Policy are expected to be higher.

Underlying Fund Charges

The assets of each Division are used to purchase shares in a corresponding Underlying Fund at net asset value. The net asset value reflects management fees and operating expenses already deducted from the assets of the

Underlying Fund. Current management fees and operating expenses for each Underlying Fund are shown in its prospectus.

GENERAL DESCRIPTION OF THE POLICY

General Account

The Company's general obligations, including those under the Fixed Account, and any guaranteed benefits under the Policy are supported by our General Account (and not by the Separate Account) and are subject to the Company's claims-paying ability. A Policy Owner should look to the Company's financial strength for its claims-paying ability. Assets in the General Account are not segregated for the exclusive benefit of any particular Policy or obligation. General account assets are also available to the Company's general creditors and the conduct of its routine business activities, such as the payment of salaries, rent and other ordinary business expenses. For more information about the Company's financial strength, you may review its financial statements and/or check its current rating with one or more of the independent sources that rate insurance companies for their financial strength and stability. Such ratings are subject to change and have no bearing on the performance of the Underlying Funds.

The Contract

The entire contract is made up of applications, amendments, riders and endorsements attached to the Policy, Data Pages, copies of any supplemental applications, amendments, and endorsements. No statement, unless made in an application, is used to void a Policy (or void an Adjustment in the case of an Adjustment application). Only our corporate officers can agree to change or waive any provisions of a Policy. Any change or waiver must be in writing and signed by an officer of the Company.

The Policy is an individual flexible premium variable universal life insurance policy. This prospectus describes all material provisions of the Policy. Your Policy’s provisions may differ from the description in this prospectus, and certain riders and options may not be available, because of legal requirements or restrictions in the state in which the Policy was issued. A general summary of material state variations is included in the GENERAL DESCRIPTION OF THE POLICY - Material State Variations. Specific variations from the information appearing in this prospectus which are required due to individual state requirements are contained in your Policy, or in riders or endorsements attached to your Policy. You should refer to your Policy for these state specific features.

Rights under the Policy

Ownership

Unless changed, the Owner is as named in the application. The Owner may exercise every right and privilege of the Policy, subject to the rights of any irrevocable beneficiary(ies) and any assignee(s).

All rights and privileges of ownership of a Policy end if:

•the death proceeds are paid;

•the maturity proceeds are paid;

•the Policy is surrendered; or

•the grace period ends without our receiving the payment required to keep the Policy in force.

If an Owner dies before the Policy terminates, the surviving Owner(s), if any, succeeds to that person’s ownership interest, unless otherwise specified. If all Owners die before the Policy terminates, the Policy’s ownership interest passes to the Insured. If the Owner is not a natural person and is no longer in existence, the Insured becomes the Owner unless otherwise required by law. With our consent, you may specify a different arrangement for contingent ownership.

You may change your ownership designation. Your request must be in writing and approved by us. After approval, the change is effective as of the date you signed the request for change. We reserve the right to require that you send us the Policy so that we can record the change.

Beneficiary

If the Insured dies before the Policy Maturity Date, we pay death proceeds to your named beneficiary(ies). You have the right to name a beneficiary(ies) and contingent beneficiary(ies). This may be done as part of the application process or by sending us a Written Request. Unless you have named an irrevocable beneficiary, you may change your beneficiary designation by sending us a Written Request. After approval, the change is effective as of the date you signed the request for change. We reserve the right to require that you send us the Policy so that we can record the change.

If no beneficiary(ies) survives the Insured, the death proceeds will be paid to the surviving Owner(s) in equal percentages, or if applicable, to the last surviving Owner's estate unless otherwise specified.

Assignment

You may assign your Policy. Each assignment is subject to any payments made or action taken by the Company prior to our notification of the assignment. We assume no responsibility for the validity of any assignment.

An assignment must be made in writing and filed with us at our Home Office. The irrevocable beneficiary(ies), if any, must authorize any assignment in writing. Your rights, as well as those of the beneficiary(ies), are subject to any assignment on file with us.

Limitations on Transfers

Division Transfers

After the initial allocation of premiums, you may transfer amounts between the Divisions and/or to the Fixed Account. You must specify the dollar amount or percentage to transfer from each Division. The transfer is made, and the values determined as of the end of the Valuation Period in which we receive your request. In states where allowed, we reserve the right to reject transfer instructions from someone providing them for multiple Policies for which he or she is not the Owner.

You may request an unscheduled transfer or set up scheduled transfers by:

•sending a Written Request to us;

•calling us at 1-800-247-9988 (if telephone privileges apply);

•faxing us at 1-866-885-0390;

•visiting www.principal.com (if internet privileges apply).

Unscheduled Transfers

You may make unscheduled transfers from a Division to another Division and/or the Fixed Account. We reserve the right to impose a transfer fee of $25 on each unscheduled transfer after the first unscheduled transfer in a Policy Month.

Scheduled Transfers

You may elect to have automatic transfers made out of one Division into one or more of the other Divisions. You may not make automatic transfers from the Divisions to the Fixed Account. You choose the investment options, the dollar amount and timing of the transfers. There is no transfer fee on scheduled transfers. There is no charge for participation in the scheduled transfer program.

Automatic transfers are designed to reduce the risks that result from market fluctuations. They do this by spreading out the allocation of your money to investment options over a longer period of time. This allows you to reduce the risk of investing most of your money at a time when market prices are high. The success of this strategy depends on market trends and is not guaranteed.

Example:


Month	Amount Invested	Share Price	Shares Purchased
January	$100	$25.00	4
February	$100	$20.00	5
March	$100	$20.00	5
April	$100	$10.00	10
May	$100	$15.00	6
June	$100	$20.00	5
Total	$600	$110.00	35

In the example above, the average share price is $18.33 (total of share prices ($110.00) divided by number of purchases (6)) and the average share cost is $17.14 (amount invested ($600.00) divided by number of shares purchased (35)).

Automatic transfers are made on a periodic basis. The amount of the transfer is: the dollar amount you select; or a percentage of the Division value as of the date specified (other than the 29th, 30th, or 31st). You select the transfer date (other than the 29th, 30th, or 31st) and the transfer frequency (annually, semi-annually, quarterly, or monthly). If

the selected date is not a Business Day, the transfer is completed on the next Business Day. Transfers continue until your interest in the Division has a zero balance or we receive notice to stop them. We reserve the right to limit the number of Divisions from which simultaneous transfers are made. In no event will it ever be less than two. Automatic transfers are not available from the Divisions to the Fixed Account.

Fixed Account Transfers

Transfers from your investment in the Fixed Account to the Division(s) are subject to certain limitations. You may transfer amounts by making either a scheduled or unscheduled Fixed Account transfer. You may not make both a scheduled and an unscheduled transfer from the Fixed Account in the same calendar year. It may take several years before a policy Owner can move all the Policy Value in the Fixed Account to the Divisions.

Unscheduled Transfers

You may make one unscheduled transfer from the Fixed Account to Division(s) during the first 30-day period of each calendar quarter.

•In each calendar year, the transfers may not exceed:

•your Fixed Account value as of December 31 of the prior year (if $5,000 or less);

•$5,000 (if your Fixed Account value as of December 31 of the prior year is greater than $5,000 but less than $20,000); or

•25% of your Fixed Account value as of December 31 of the prior year (if the Fixed Account value is greater than $20,000).

•We must receive your notice during the 30-day period.

•You must specify the dollar amount or percentage to be transferred.

Scheduled Transfer Program

You may elect scheduled transfers from the Fixed Account to your Division(s) without an additional charge as follows:

•The value of your Fixed Account must be $20,000 or more when your scheduled transfers begin.

•You must elect participation in the program by furnishing us with notice. The election may be made at any time following the end of the examination offer period. Once made, this election is irrevocable.

•Transfers to the Divisions will be made in the proportions used for allocation of premium payments.

•If your premium payments included an allocation to the Fixed Account, your notice must include new premium payment allocations to the Division(s) only.

•During the transfer period, you may not: make unscheduled transfers out of the Fixed Account; or make transfers and premium payments to the Fixed Account.

Your election will be effective as of the Valuation Period during which we receive your notice and transfers will be made according to the following schedule:

•The first transfer will be 25% of the Fixed Account value;

•12 months from the first transfer (or next Business Day if the transfer day is not a Business Day), 33% of the Fixed Account value;

•24 months from the first transfer (or next Business Day if the transfer day is not a Business Day), 50% of the Fixed Account value; and

•36 months from the first transfer (or next Business Day if the transfer day is not a Business Day), the balance of the Fixed Account value. If on any transfer date, the Fixed Account value prior to the transfer is $5,000 or less, the entire Fixed Account value will be transferred.

Example: The example does not reflect payment of interest on the value in the Fixed Account. It also assumes that Monthly Policy Charges are not taken from the Fixed Account and that you make no partial surrenders or policy loans from the Fixed Account.

The Policy is dated July 1, 2020. On February 7, 2021, the balance in the Fixed Account is $100,000 and scheduled transfers are elected. The transfers will occur as follows:


Date	Balance	Percent to be Transferred	Amount to be Transferred
February 7, 2021	$100,000	25%	$25,000
February 7, 2022	$75,000	33%	$24,750
February 7, 2023	$50,250	50%	$25,125
February 7, 2024	$25,125	100%	$25,125

The first day that you may make transfers or premium payments to the Fixed Account is February 8, 2024. After January 1, 2025, you may make an unscheduled transfer from the Fixed Account as set forth above.

Automatic Portfolio Rebalancing (APR)

APR allows you to maintain a specific percentage of your Net Policy Value in the Divisions over time.

Example: You may choose to rebalance so that 50% of your Policy Values are in the Money Market Division and 50% in the SmallCap Value I Division. At the end of the specified period, market changes may have caused 60% of your value to be in the Money Market Division and 40% in the SmallCap Value I Division. By rebalancing, Units from the Money Market Division are sold and the proceeds are used to purchase Units in the SmallCap Value I Division so that 50% of the Policy Values are once again invested in each Division.

You may elect APR at the time of application or after the Policy has been issued. There is no charge for participation in the APR program. The APR transfers:

•do not begin until the expiration of the examination offer period;

•are done without charge;

•may be done on the specified frequency (monthly, quarterly, semiannual, or annual) on a Policy Year or calendar year basis;

•may be done by:

•calling us at 1-800-247-9988 (if telephone privileges apply);

•mailing your Written Request to us;

•faxing us at 1-866-885-0390; or

•visiting www.principal.com (if internet privileges apply).

•are made at the end of the next Valuation Period after we receive your instruction;

•are not available if you have scheduled transfers from the same Divisions; and

•are not available for any values in the Fixed Account.

Automatic portfolio rebalancing is also the term used in connection with certain non-qualified deferred compensation plans. In these instances, the plan has a service agreement directing the service provider to give effect to the plan’s allocation instructions.

Reservation of Rights

We reserve the right to change the Policy to assure it continues to qualify as life insurance for tax purposes. However, we cannot make any guarantee regarding the future tax treatment of any Policy.

We reserve the right to modify or endorse the Policy in order to maintain compliance with applicable laws and regulations.

We also reserve the right to amend or terminate the special plans described in this prospectus; for example, preauthorized premium payments. You would be notified of any such action to the extent required by law.

We reserve the right to make certain changes if, in our judgment, they best serve your interests or are appropriate in carrying out the purpose of the Policy. Any changes are made only to the extent and in the manner permitted by applicable laws. Also, when required by law, we will obtain your approval of the changes and approval from any appropriate regulatory authority. Approvals may not be required in all cases.

Examples of the changes we may make include:

•transfer assets in any Division to another Division;

•add, combine or eliminate Divisions; or

•substitute the shares of a Division for shares in another Division:

•if shares of a Division are no longer available for investment; or

•if in our judgment, investment in a Division becomes inappropriate considering the purposes of the Division.

If we eliminate or combine existing Divisions or transfer assets from one Division to another, you may change allocation percentages and transfer any value in an affected Division to another Division(s) without charge. If we substitute one Underlying Fund for another, you may change your allocations. You may exercise these privileges until the later of 60 days after a) the effective date of the change, or b) the date you receive notice of the options available. You may only exercise these rights if you have an interest in the affected Division(s).

Right to Exchange

During the first 24 months after the Effective Date (except during a grace period), you have the right to make an irrevocable, one-time election to transfer all of your Division values to the Fixed Account. No charge is imposed on this transfer. The Policy Value immediately after the transfer will be the same as immediately before the transfer. From the exchange date forward, the Policy Value will no longer be affected by the investment performance of the Divisions.

Your request must be in writing and be signed by the Owner(s). The request must be postmarked or delivered to our Home Office before the end of the 24-month period. The transfer is effective when we receive your Written Request.

Suicide

Death proceeds will not be paid if the Insured dies by suicide, while sane or insane, within two years of the Policy Date. Instead, we will return all premiums paid, less any Loan Indebtedness, less any partial surrenders. Death proceeds which are a result of a Face Amount increase made under an Adjustment or a rider that requires evidence of insurability will not be paid if the Insured dies by suicide, while sane or insane, within two years of the Adjustment Date. Instead, we will return the sum of the Monthly Policy Charges paid for the increased amount of protection.

The length of the suicide period may vary in some states. Any returned amounts noted above will be paid to the beneficiary(ies) of the policy.

Aviation and Hazardous Sports Exclusion Riders

Your Policy may be subject to the Aviation Exclusion Rider or the Hazardous Sports Exclusion Rider. Under these riders, if the Insured dies in an excluded circumstance, we will pay only the Net Surrender Value as of the date of death, even if there is other language in the Policy to the contrary. Excluded circumstances include death as a result of: participating in an excluded hazardous sport specified in the rider; operating, riding in, or descending from aircraft on which the Insured is a pilot or member of the operating crew, is giving or receiving training or instruction, or has other specified assigned duties; or jumping or parachuting from an aircraft.

Delay of Payments or Transfers

Payment due to exercise of your rights under the examination offer provision, surrenders, policy loans, death or maturity proceeds, and transfers to or from a Division are generally made within five days after we receive your instructions in a form acceptable to us. This period may be shorter where required by law. However, payment of any amount upon return of the Policy, full or partial surrender, policy loan, death, maturity or the transfer to or from a Division may be deferred during any period when the right to sell mutual fund shares is suspended as permitted under provisions of the Investment Company Act of 1940.

The right to sell shares may be suspended during any period when:

•trading on the NYSE is restricted as determined by the SEC or when the NYSE is closed for other than weekends and holidays, or

•an emergency exists, as determined by the SEC, as a result of which: disposal by a fund of securities owned by it is not reasonably practicable; it is not reasonably practicable for a fund to fairly determine the value of its net assets; or the SEC permits suspension for the protection of security holders.

If a payment or transfer is delayed and your instruction is not canceled by your Written Request, the transaction will occur on the first Business Day following the expiration of the permitted delay. The transaction is generally made within five days thereafter.

In addition, we reserve the right to defer payment of that portion of your Policy Value that is attributable to a premium payment made by check for a reasonable period of time (not to exceed 15 Business Days) to allow the check to clear the banking system.

We may defer payment of proceeds payable out of the Fixed Account for a period of up to six months.

Frequent Trading and Market-Timing (Abusive Trading Practices)

This Policy is not designed for frequent trading or market timing activity of the investment options. If you intend to trade frequently and/or use market timing investment strategies, you should not purchase this Policy. The Company does not accommodate market timing.

We consider frequent trading and market timing activities to be abusive trading practices because they:

•Disrupt the management of the Underlying Funds by forcing the fund to hold short-term (liquid) assets rather than investing for long term growth, which results in lost investment opportunities for the fund and causing unplanned portfolio turnover;

•Hurt the portfolio performance of the Underlying Funds; and

•Increase expenses of the Underlying Fund and Separate Account due to increased broker-dealer commissions; and increased recordkeeping and related costs.

If we are not able to identify such abusive trading practices, the abuses described above will negatively impact the Contract and cause investors to suffer the harms described.

We have adopted policies and procedures to help us identify and prevent abusive trading practices. In addition, the Underlying Funds monitor trading activity to identify and take action against abuses. While our policies and procedures are designed to identify and protect against abusive trading practices, there can be no certainty that we will identify and prevent abusive trading in all instances. When we do identify abusive trading, we will apply our policies and procedures in a fair and uniform manner.

If we, or an Underlying Fund, deem abusive trading practices to be occurring, we will take action that may include, but is not limited to:

•Rejecting transfer instructions from a Contract Owner or other person authorized by the Owner to direct transfers;

•Restricting submission of transfer requests by, for example, allowing transfer requests to be submitted by 1st class U.S. mail only and disallowing requests made via the internet, by facsimile, by overnight courier or by telephone;

•Limiting the number of unscheduled transfer during a Contract year to no more than 12;

•Prohibiting you from requesting a transfer among the Divisions for a minimum of thirty days where there is evidence of at least one round-trip transaction (exchange or redemption of shares that were purchased within 30 days of the exchange/redemption) by you; and

•Taking such other action as directed by the Underlying Fund.

The Underlying Funds have reserved the right to accept or reject, without prior written notice, any transfer requests.

In some instances, a transfer may be completed prior to a determination of abusive trading. In those instances, we will reverse the transfer (within two Business Days of the transfer) and return the Contract to the investment option holdings it had prior to the transfer. We will give you notice in writing in this instance.

Material State Variations

Your Policy’s provisions may differ from the description in this prospectus, and certain riders and options may not be available, because of legal requirements or restrictions in the state in which the Policy was issued. A general summary of material state variations is below. The specific variations from the information appearing in this prospectus which are required due to individual state requirements are contained in your Policy, or in riders or endorsements attached to your Policy. You should refer to your Policy for these state specific features.


State with Variation	Provision/Rider	Description of Variation
DE, ND, SD	Free Look (Amount of Refund)	Premium refund states
CA	Free Look (Amount of Refund)	whether premium or account value is refunded depends upon investments selected
FL, ND	Benefit Payment	Lump sum only
ND	Suicide Exclusion (Duration)	One year
FL	Enhanced Cash Surrender Value Rider	Rider benefit is available on full policy surrenders related to a replacement or Section 1035 Exchange
IL, MD, TX	Aviation Exclusion	Not applicable
AZ, CT, GA, IL, KY, LA, MD, MN, MO, MT, NH, ND, OK, SD, TN, TX, WI	Hazardous Sports Exclusion	Not applicable
NJ	Change of Insured Rider	Not available
NJ	Salary Increase Rider	Not available

Financial Intermediary Variations

There may be variations in the availability of investment options, Policy benefits, and other Policy features described in this prospectus - including restrictions, limitations, and other variations - which may apply depending on the broker-dealer through which the Policy is sold or continues to be serviced. For example, your financial intermediary may not

recommend a particular investment option or benefit to you. Any such financial intermediary variations are not known or reasonably available to the Company, and based on several considerations (e.g., the large number of broker-dealers through whom the Policies are distributed, and the terms of our existing selling agreements), the Company does not believe it can obtain information about any such financial intermediary variations without unreasonable effort or expense.

You should discuss with your financial professional any limitations, restrictions, or other variations related to the investment options, Policy benefits, and other Policy features that may apply through your financial professional’s broker-dealer.

PREMIUMS

Payment of Premiums

You may make unscheduled premium payments and/or Planned Periodic Premiums. Planned periodic premiums are premiums in the amount and on the frequency you plan to pay. We will send premium reminder notices if you establish an annual, semiannual, or quarterly planned payment schedule. You may set up preauthorized withdrawals to allow us to automatically deduct premium payments from your checking or other financial institution account.

The amount and frequency of your premium payments affects the Policy Value, the Net Policy Value, and how long the Policy remains in force. Insufficient premium payments may cause the Policy to lapse as described in POLICY TERMINATION AND REINSTATEMENT.

Premium payments may be delivered to us as follows:

•If you have established an annual, semiannual, or quarterly planned payment schedule, by sending payment in the reply envelope enclosed in the premium reminder notice;

•By mailing your payment according to the instructions below; or

•By wire transfer according to the instructions below.

Premium Payment Mailing Instructions

Premium payments sent to our Home Office must be addressed as follows:

Principal National Life Insurance Company

P.O. Box 10431

Des Moines, Iowa 50306-0431

Premium Payment Wiring Instructions

Premium payments sent to us by wire transfer must be directed as follows:

Direct to: Wire Routing Transit Number 121000248 Bank name: Wells Fargo Bank, N.A.

City, State: San Francisco, CA

Beneficiary Account Number (BNF): 8785453690

Beneficiary Account Name: Principal Life Insurance Company Individual BMA EFT OBI Information: (instructions - see below)

OBI Information is extremely important in identifying how to apply these funds. Please include the following:

•As much description as possible in the 68 characters allowed.

•Contract number(s), business group or Insured’s name, special instructions - such as “init prem”, “loan repay”, etc.

•Direct it to: ATTN: Individual Billing and Collection

Payments are to be made via personal or financial institution check (for example, a bank or cashier’s check). We reserve the right to refuse any payment that we feel presents a fraud or money laundering risk. Examples of the types of payments we will not accept are cash, money orders, travelers checks, credit card checks, and foreign checks.

Premiums Affecting Guarantee Provisions

If the Death Benefit Guarantee rider is made a part of your Policy and you pay at least the Death Benefit Guarantee Premium Requirement, the rider guarantees the Policy will not lapse before the Insured’s Attained Age 85.

The death benefit guarantee monthly premium is shown on your Data Pages. The death benefit guarantee premium may vary by issue age, risk classification, gender (if applicable), and tobacco status.

The Death Benefit Guarantee Premium Requirement is met if (a) is equal to or greater than (b) where:

(a)is the sum of premiums paid less any partial surrenders and any Loan Indebtedness; and

(b)is the sum of the death benefit guarantee monthly premiums since the Policy Date to the most recent Monthly Date.

If on any Monthly Date, the Death Benefit Guarantee Premium Requirement is not met, the protections of the rider will not apply and the Policy is at risk of terminating on any Monthly Date if the Net Policy Value is insufficient to pay the Monthly Policy Charge.

Premium Limitations

•If we receive such premium payments more than 30 days from the date the applicable limit will increase, we will refund the excess premium payment to you.

•If we receive such premium payments within 30 days from the date the applicable limit will increase, we will hold the excess premium payment in a non- interest bearing account and apply it to your Policy once the applicable limit increases.

Except for any amount necessary to continue the Policy in force, we reserve the right to refund any premium that increases the Policy's death benefit by more than it increases the Policy Value. Alternatively, we may require satisfactory evidence of insurability.

The minimum initial premium required is based on the Initial Total Face Amount of the Policy, the death benefit option and the charges and expenses of the Policy. There is no minimum amount requirement for subsequent premiums; however, insufficient premium payments may cause the Policy to lapse (see POLICY TERMINATION AND REINSTATEMENT – Policy Termination (Lapse)).

Allocation of Premiums

We allocate your initial Net Premiums as described below. Thereafter, allocations of Net Premiums are made to the Divisions and the Fixed Account according to your instructions. The total of all allocation percentages must equal 100. Net premiums are allocated as of the Valuation Period in which they are received in good order.

The percentage allocation for future premium payments may be changed, without charge, at any time by:

•sending a Written Request to us;

•calling us at 1-800-247-9988 (if telephone privileges apply);

•faxing us at 1-866-885-0390; or

•visiting www.principal.com (if internet privileges apply).

The allocation changes are effective at the end of the Valuation Period in which the new instructions are received.

Premium Refund States

If the Policy is issued in a state that requires a full refund of premium when the Policy is returned during the examination offer period, the initial Net Premium, including any premium received during the examination offer period, is allocated to the Money Market Division. The premium will be reallocated to the Divisions and the Fixed Account according to your instructions on the later of the Effective Date or the end of the examination offer period (or on the first Business Day thereafter). See SURRENDERS AND PARTIAL SURRENDERS – Right to Examine Policy (“Free Look” Provision) for more information about the examination offer period.

If the purchase of this Policy falls within the definition of a replacement under state law, we reserve the right to retain the initial Net Premiums in the Money Market Division to correspond to the examination offer period of a particular state’s replacement requirements.

Market Value States

If the Policy is issued in a state that allows refund of Net Policy Value when the Policy is returned during the examination offer period, the initial Net Premium is immediately allocated to the Divisions according to your instructions. In these states, we will refund the Net Policy Value, which may be more or less than your premium, if the Policy is returned during the examination offer period. See SURRENDERS AND PARTIAL SURRENDERS – Right to Examine Policy (“Free Look” Provision) for more information about the examination offer period.

Division Valuation

There is no guaranteed minimum Division value. Its value reflects the investment experience of the Division. It is possible that the investment performance could cause a loss of the entire amount allocated to the Division. Without additional premium payments or a Death Benefit Guarantee rider, it is possible that no death benefit would be paid upon the Insured’s death.

At the end of any Valuation Period, your value in a Division is:

•the number of Units you have in the Division

•multiplied by the value of a Unit in the Division.

The number of Units is the total of Units purchased by allocations to the Division from:

•your initial premium payment (less Premium Expense Charges);

•plus subsequent premium payments (less Premium Expense Charges);

•plus transfers from another Division or the Fixed Account;

minus Units sold:

•for partial surrenders from the Division;

•as part of a transfer to another Division, the Fixed Account or the Loan Account; and

•to pay Monthly Policy Charges and any transaction fees.

We calculate Unit values on days that the NYSE is open for trading and trading is not restricted. We do not calculate Unit values on these recognized holidays: New Year’s Day; Labor Day; Martin Luther King, Jr. Day; Thanksgiving; President’s Day; Christmas; Good Friday; Memorial Day, Juneteenth National Independence Day, and Independence Day. In addition, we do not calculate Unit values if an emergency exists making disposal or valuation of securities held in the Underlying Funds impracticable or if the SEC, by order, permits a suspension or postponement for the protection of security holders. To calculate the Unit value of a Division, the Unit value from the previous Business Day is multiplied by the Division’s net investment factor for the current Valuation Period. The number of Units does not change due to a change in Unit value.

The net investment factor measures the performance of each Division. The net investment factor for a Valuation Period is calculated as follows:

[{the share price (net asset value) of the Underlying Fund at the end of the Valuation

Period before that day’s transactions

plus

the per share amount of the dividend (or other distribution) made by the mutual fund during the Valuation Period}

divided by

the share price of the Underlying Fund at the end of the previous Valuation Period after that day’s transactions]

When an investment owned by an Underlying Fund pays a dividend, the dividend increases the net asset value of a share of the Underlying Fund as of the date the dividend is recorded. As the net asset value of a share of an Underlying Fund increases, the Unit value of the corresponding Division also reflects an increase. Payment of a dividend under these circumstances does not increase the number of Units you own in the Division.

Fixed Account Valuation

The value of your Fixed Account on any Business Day is:

•Net Premiums allocated to the Fixed Account

•plus transfers from the Division(s) and the Loan Account (as a result of a loan repayment)

•plus interest credited to the Fixed Account

•minus surrenders, transaction fees, and Monthly Policy Charges

•minus transfers to the Loan Account

•minus transfers to the Division(s)

DEATH BENEFITS AND POLICY VALUES

Death Proceeds

We will pay the death proceeds to the beneficiary(ies) subject to the provisions of the Policy, after we receive:

•notice and proof that the Insured died while the Policy was in force and before the Policy Maturity Date. Proof of the Insured's death consists of a certified copy of the death certificate of the Insured;

•Sufficient information to determine our liability, the extent of the liability, and the appropriate payee legally entitled to the proceeds; and

•Sufficient evidence that any legal impediments to payment of proceeds that depend on the action of parties other than us are resolved. Legal impediments to payment include, but are not limited to: (a) the establishment of guardianships and conservatorships; (b) the appointment and qualification of trustees, executors and administrators; and (c) the submission of information required to satisfy state and federal reporting requirements.

We pay death proceeds first to the assignee, if any, in a lump sum. We pay the remainder to your named beneficiary(ies) as described below. If no beneficiary(ies) survives the Insured, we will pay the death proceeds to the Owner or the Owner’s estate unless you have given us written notice otherwise.

We will pay death proceeds according to the benefit payment option (shown below) that you have chosen. If you do not select a benefit payment option, your named beneficiary(ies) may each choose to receive payment in a lump sum or according to a benefit payment option. If your beneficiary(ies) does not choose a benefit payment option, we will pay the death proceeds in a lump sum.

Death proceeds, calculated as of the date of death of the Insured, are A minus B minus C where:

•A is the death benefit plus any proceeds from any benefit rider on the Insured's life;

•B is any Loan Indebtedness; and

•C, if the Insured's death occurs during a grace period, is the lesser of any overdue Monthly Policy Charges and, if applicable, the Death Benefit Guarantee Premium Requirement.

Benefit Payment Instructions

While the Insured is alive, you may give us instructions for payment of death proceeds under one of the fixed benefit payment options shown below. If we have not received written benefit payment instructions from you prior to the Insured’s death, each of your beneficiaries may select either a lump sum distribution or one of the benefit payment options shown below. You may change your benefit payment instructions by sending us written notice. If you change your beneficiary(ies) designation, your prior benefit payment instructions are automatically revoked.

Benefit Payment Options

The benefit payment options include:

•Custom Benefit Arrangement – We will make benefit payments based on arrangements you have requested and we have agreed to in writing (e.g., equal payments made over a specified period of time, joint and survivor life income with a reduced survivor benefit, etc.).

•Life Income – We will make benefit payments for a person’s lifetime; payments stop after the death of that person. It is possible that we would make no payments if the person were to die before the first payment was due.

•Life Income with Period Certain – We will make benefit payments for the longer of a person’s lifetime or a guaranteed period that you specify (must be between 5 to 30 years). If the person dies before all of the guaranteed payments have been made, we will continue to make the guaranteed payments to the person(s) you or your beneficiary designate until the end of the guaranteed period.

•Joint and Survivor Life Income – We will make benefit payments for the longer of the lifetimes of two named people. Payments stop upon the death of the survivor of the two persons. It is possible that we would make no payments if both persons were to die before the first payment was due.

•Joint and Survivor Life Income with Period Certain – We will make benefit payments for the longer of the lifetimes of two named people or a guaranteed payment period that you specify (must be between 5 to 30 years). If both people die before all of the guaranteed payments have been made, we will continue to make the guaranteed payments to the person(s) you or your beneficiary designates until the end of the guaranteed period.

These benefit payment options are also available if the Policy matures or is surrendered.

Death Benefit Options

The death benefit option is selected at the time of application. If a death benefit option is not chosen, the Policy will be issued with Death Benefit Option 1.

The three death benefit options available are:

•Death Benefit Option 1 – the death benefit equals the greater of:

•the Total Face Amount; or

•the amount found by multiplying the Surrender Value by the applicable percentage*.

•Death Benefit Option 2 – the death benefit equals the greater of:

•the Total Face Amount plus the Policy Value; or

•the amount found by multiplying the Surrender Value by the applicable percentage*.

•Death Benefit Option 3 – the death benefit equals the greater of:

•the Total Face Amount plus the greater of a) premiums paid less partial surrenders and b) zero; or

•the amount found by multiplying the Surrender Value by the applicable percentage*.

*The applicable percentage tables are in Appendix B and are based on our interpretation of Section 7702 of the Internal Revenue Code as set forth below. The table which applies to your Policy is determined by your choice of either the guideline premium/cash value corridor test or the cash value accumulation test.

Example: The following assumptions are made to demonstrate the use of the Tables found in Appendix B: Death Benefit Option: 1

Total Face Amount:

$1,000,000 Surrender Value:

$900,000

Definition of Life Insurance Test: Guideline Premium/Cash Value Corridor Test Attained Age: 45

Risk Class: Preferred Non-

Tobacco Applicable Percentage: 215%

Death Benefit: $900,000 x 215% = $1,935,000

For Policy Dates before October 1, 2021, if the Definition of Life Insurance Test was the Cash Value Accumulation Test, the applicable percentage would be 378.88% (assuming the Insured is a male) and the death benefit would be $3,409,920.

For Policy Dates on or after October 1, 2021, if the Definition of Life Insurance Test was the Cash Value Accumulation Test, the applicable percentage would be 201.591% (assuming the Insured is a male) and the death benefit would be $1,814,319.

Change in Death Benefit Option

You may change the death benefit option on or after the first policy anniversary. Up to two changes are allowed per Policy Year. Your request must be made in writing and approved by us. The effective date of the change will be the Monthly Date that coincides with, or next follows, our approval. If the death benefit option change involves a face decrease, you may elect to keep the current Total Face Amount, subject to underwriting review and approval.

The option may not be changed from Death Benefit Option 1 to Death Benefit Option 3 or from Death Benefit Option 2 to Death Benefit Option 3. We will increase or decrease the Total Face Amount so that the death benefit immediately after the change equals the death benefit before the change.


Changing from Death Benefit Option 1 to Death Benefit Option 2 We will decrease the Total Face Amount. The amount of the decrease is equal to the Policy Value on the effective date of the change. If there have been previous increases in the Total Face Amount, the decrease of Total Face Amount will be made on a last in, first out basis. Because the death benefit can continue to increase under Death Benefit Option 2, thereby increasing the Company’s risk we may require proof of insurability. In addition, cost of insurance charges will likely increase. This example assumes that the Base Policy Face Amount equals the Total Face Amount.
Total Face Amount	Death Benefit	Policy Value
before the change	before the change	before the change
$1,000,000	$1,000,000	$50,000
after the change	after the change	after the change
$950,000 ($1,000,000 - $50,000)	$1,000,000 ($950,000+$50,000)	$50,000

Changing from Death Benefit Option 2 to Death Benefit Option 1 We will increase the Total Face Amount. The amount of the increase is equal to the Policy Value on the effective date of the change. The Total Face Amount increase will be in the same proportion as the Base Policy Face Amount to the Total Face Amount. Because the death benefit will not continue to increase under Death Benefit Option 1, no proof of insurability is required. Cost of insurance charges will likely decrease. This example assumes that the policy face amount equals the Total Face Amount.
Total Face Amount	Death Benefit	Policy Value
before the change	before the change	before the change
$1,000,000	$1,050,000 ($1,000,000 + $50,000)	$50,000
after the change	after the change	after the change
$1,050,000 ($1,000,000 + $50,000)	$1,050,000	$50,000


Changing from Death Benefit Option 3 to Death Benefit Option 1 We will increase the Total Face Amount if the total premiums paid are greater than total partial surrenders (including any transaction fees) as of the effective date of the change. The increase will be in the same proportion as the Base Policy Face Amount is to the Total Face Amount. Because the death benefit will not continue to increase under Death Benefit Option 1, no proof of insurability is required. Cost of insurance charges will likely decrease. This example assumes total premiums paid are $30,000, total partial surrenders are $10,000 and the Base Policy Face Amount equals the Total Face Amount.
Total Face Amount	Death Benefit	Policy Value
before the change	before the change	before the change
$1,000,000	$1,020,000 ($1,000,000 + ($30,000 - $10,000))	$50,000
after the change	after the change	after the change
$1,020,000 ($1,000,000 + ($30,000 - $10,000))	$1,020,000	$50,000


Changing from Death Benefit Option 3 to Death Benefit Option 2 We will either increase or decrease the Total Face Amount by subtracting the Policy Value from the greater of a) premiums paid less partial surrenders and b) zero. Because the death benefit can continue to increase under Death Benefit Option 2, therefore increasing the Company’s risk, we may require proof of insurability. In addition, cost of insurance charges will likely increase. This example assumes that total premiums paid are $30,000, total partial surrenders are $10,000 and the policy face amount equals the Total Face Amount.
Total Face Amount	Death Benefit	Policy Value
before the change	before the change	before the change
$1,000,000	$1,020,000 ($1,000,000 + ($30,000 - $10,000))	$50,000
after the change	after the change	after the change
$970,000 ($1,000,000 + ($30,000 - $10,000 - $50,000))	$1,020,000 ($970,000 + $50,000)	$50,000

IRS Definition of Life Insurance

The Policy should qualify as a life insurance contract as long as it satisfies either the guideline premium/cash value corridor test or the cash value accumulation test as defined under Section 7702 of the Internal Revenue Code. One of these tests is chosen at issue. If a test is not chosen, the Policy will comply with the guideline premium/cash value corridor test. Once a test is chosen, it cannot be changed on the Policy.

The guideline premium/cash value corridor test places limitations on the amount of premium payments that may be made and on Policy Values that can accumulate relative to the death benefit. Guideline premium limits are determined when the Policy is issued and can vary by the death benefit option chosen. Guideline premium limits will likely change due to any Adjustment to the Policy.

If you make a premium payment that we determine exceeds the current guideline premium limits under Internal Revenue Code Section 7702, we reserve the right to apply or refund the payment as described under “Premium Limitations.”

The cash value accumulation test does not place limitations on the amount of premium payments but limits the amount of Policy Values that can accumulate relative to the death benefit.

To satisfy either test, the ratio of the death benefit to the Policy Value must be at least as great as the applicable percentage shown in Appendix B. As the Policy Value increases, the minimum death benefit may be required to increase. Because the cost of insurance you pay is based in part on the amount of the death benefit, an increase in the death benefit increases the cost of insurance.

As compared to the cash value accumulation test, the guideline premium/cash value corridor test generally has:

•smaller applicable percentages

•lower minimum death benefit

•lower cost of insurance charges

•better Policy Value growth.

The smaller applicable percentages lead to a lower minimum death benefit and thus lower cost of insurance charges. Lower charges result in better Policy Value growth.

This may not be the result in all cases. The specifics of each Policy determine which test is more suitable. Illustrations using each of the tests will help you determine which test meets your objectives. An illustration may be obtained from your registered representative or by calling 1-800-247-9988.

The table below demonstrates the minimum death benefit based on the test chosen.

For Policy Dates before October 1, 2021

The example below is based on the following:

•The Insured is a male with an Attained Age of 45 at the time the Policy was issued. He dies at the beginning of the sixth Policy Year (Attained Age 50)

•Total Face amount is $100,000

•Death Benefit Option 1

•Surrender value at the date of death is $25,000

•The minimum death benefit under the guideline premium/cash value corridor test is $46,250 (assuming an applicable percentage of 185% x Surrender Value)

•The minimum death benefit under the cash value accumulation test is $80,494 (assuming an applicable percentage of 321.976%)


The death benefit payable is the larger of these two amounts
	Face Amount	Minimum death benefit	Net amount at risk used in calculating the cost of insurance charge
Guideline Premium/Cash Value Corridor Test	$100,000	$46,250	$74,705.44
Cash Value Accumulation Test	$100,000	$80,494	$74,705.44

Here’s the same example, but with a Surrender Value of $75,000. Because the Surrender Value has increased, the minimum death benefit is now:

•$138,750 for the guideline premium/cash value corridor test

•$214,482 for the cash value accumulation test.


The death benefit payable is the larger of these two amounts
	Face Amount	Minimum death benefit	Net amount at risk used in calculating the cost of insurance charge
Guideline Premium/Cash Value Corridor Test	$100,000	$138,750	$65,521.22
Cash Value Accumulation Test	$100,000	$214,482	$166,083.83

For Policy Dates on or after October 1, 2021

The example below is based on the following:

•The Insured is a male with an Attained Age of 45 at the time the Policy was issued. He dies at the beginning of the sixth Policy Year (Attained Age 50)

•Total Face amount is $100,000

•Death Benefit Option 1

•Surrender value at the date of death is $25,000

•The minimum death benefit under the guideline premium/cash value corridor test is $46,250 (assuming an applicable percentage of 185% x Surrender Value)

•The minimum death benefit under the cash value accumulation test is $46,219 (assuming an applicable percentage of 184.874%)


The death benefit payable is the larger of these two amounts
	Face Amount	Minimum death benefit	Net amount at risk used in calculating the cost of insurance charge
Guideline Premium/Cash Value Corridor Test	$100,000	$46,250	$74,917.11
Cash Value Accumulation Test	$100,000	$46,219	$74,917.11

Here’s the same example, but with a Surrender Value of $75,000. Because the Surrender Value has increased, the minimum death benefit is now:

•$138,750 for the guideline premium/cash value corridor test

•$138,656 for the cash value accumulation test.


The death benefit payable is the larger of these two amounts
	Face Amount	Minimum death benefit	Net amount at risk used in calculating the cost of insurance charge
Guideline Premium/Cash Value Corridor Test	$100,000	$138,750	$63,635.00
Cash Value Accumulation Test	$100,000	$138,656	$63,540.58

Keep in mind that cost of insurance charges, which affect your Policy’s value, increase with the amount of the death benefit, as well as over time. The cost of insurance is charged at a rate per $1,000 of Net Amount at Risk. As the Net Amount at Risk increases, the cost of insurance increases. Policy value also varies depending on the performance of the investment options in your Policy.

All transactions will be subject to the limits as defined under Section 7702 of the Internal Revenue Code. A transaction may not be allowed, or an increase in Total Face Amount may be required, if the transaction would cause a refund of premium and/or distribution of the Policy Value in order to maintain compliance with the Section 7702 limits.

Maturity Proceeds

If your Policy is in force and the Insured is living on the Policy Maturity Date shown on the Data Pages, you may elect to be paid the maturity proceeds, which are equal to the Net Surrender Value.

Adjustment Options

Increase in Total Face Amount

You may request an increase in the Total Face Amount provided that the Policy is not in a grace period and Monthly Policy Charges are not being waived under a rider. The minimum increase in Total Face Amount is $10,000.

The request must be made on an Adjustment application. The application must be signed by the Owner(s) and the Insured. If your request is not approved, no changes are made to your Policy.

We will approve your request if:

•the Attained Age of the Insured does not exceed the maximum age limit that applies to the Policy on a new issue basis; and

•the amount of the face amount increase is at least the minimum face amount Increase shown on the Data Pages; and

•you supply evidence which satisfies us that the Insured is alive and insurable under our underwriting guidelines then in effect; and

•the death proceeds less the Policy Value does not exceed our maximum limits as defined under our underwriting guidelines then in effect; and

•your policy is not in a grace period; and

•the face amount after Adjustment is not less than the minimum face amount shown on the Data Pages; and

•your Monthly Policy Charges or premiums are not being waived under any rider.

The increase in Total Face Amount is in a risk classification determined by us. The Adjustment is effective on the Monthly Date on or next following our approval of your request.

If you want insurance coverage to start at the time the Adjustment application is submitted, an “adjustment premium” payment must be sent with the completed application. The amount of the adjustment premium is based on the face amount of the Policy, the death benefit option and the charges and expenses of the Policy. This amount is shown on the Policy illustration provided to you by your registered representative. If this amount is submitted with the application, an adjustment premium conditional receipt will be given to you. The receipt acknowledges the adjustment premium payment and details any interim conditional insurance coverage.

Any adjustment premium payment made in connection with the Adjustment application is held in our General Account without interest (for a period of up to a 60 days) while we complete underwriting for the Adjustment. If we approve the Adjustment, on the effective date of the Adjustment, the amount of the adjustment premium payment being held minus the Premium Expense Charge is moved to the Divisions and/or Fixed Account according to your then current premium allocation percentages.

The cost of insurance charge will increase in the event of an increase in a Policy’s Total Face Amount. If there is insufficient value to pay the higher charges after an increase in Total Face Amount, the Policy will lapse, unless the protections of the death benefit guarantee rider are in effect. The entire Policy would be at risk of lapsing, not just the incremental increase in Total Face Amount.

Decrease in Total Face Amount

On or after the first policy anniversary, you may request a decrease in the Total Face Amount. No transaction fee is imposed on decreases in the Total Face Amount. A request for a decrease requires the following:

•the request must be made on an Adjustment application;

•the application must be signed by the Owner(s);

•the decrease is at least the minimum amount as determined by our underwriting guidelines in place at the time of your request;

•the decrease may not reduce the Total Face Amount below $100,000; and

•if there have been previous increases in the Total Face Amount, the decrease of Total Face Amount will be made on a last in, first out basis.

A decrease may not be allowed if the decrease would cause a refund of premium and/or the distribution of the Policy Value in order to maintain compliance with the limits required by the Internal Revenue Code relating to the definition of life insurance.

Policy Values

Your Policy Value is equal to the sum of the values in the Divisions, the Fixed Account, and Loan Account. The Policy Value:

•increases as premiums are applied and interest is credited;

•decreases as partial surrenders and Policy expenses are deducted; and

•can increase or decrease as the investment experience of your chosen Divisions fluctuates.

OTHER BENEFITS AVAILABLE UNDER THE POLICY

In addition to the standard death benefit associated with the Policy, other standard and/or optional benefits may also be available. The following table summarizes information about those benefits. For information about the fees associated with each benefit included in the table, if any, see SUMMARY: FEE TABLES.

Not all benefits (including those referred to below as "standard") are available to all Owners or in all states, and provisions may vary. In addition, depending on your financial professional or your financial professional’s firm, certain benefits may not be available, or may be available on different terms. See GENERAL DESCRIPTION OF THE POLICY – Financial Intermediary Variations.

Name of Benefit

Purpose

Standard/

Optional

Charge

Brief Description of

Restrictions/Limitations

Scheduled Transfers

Permits automatic transfers from one Division to one or more of the other Divisions, or from the Fixed Account to one or more of the Divisions, on a regular basis

Standard

Automatic transfers are not available from the Divisions to the Fixed Account

Transfers from the Divisions take place annually, semi-annually, quarterly, or monthly.

Additional limitations apply to scheduled transfers from the Fixed Account.

Automatic Portfolio Rebalancing

Allows you to maintain a specific percentage of your Net Policy Value in the Divisions over time.

Standard

Not available if you have scheduled transfers from the same Divisions.

Not available for the Fixed Account.

Change of Insured

Allows the business to change the Insured when an employee leaves employment or ownership of the business changes

Optional

available on business cases only

Death Benefit Guarantee

Guarantees the Policy will not lapse before the Insured attains age 85 if premiums paid equal or exceed the Death Benefit Guarantee Premium requirement

Standard(1)

If the rider terminates, it may not be reinstated.

Life Paid-Up (Overloan Protection)

Under certain circumstances, guarantees the Policy will not lapse when there is large Loan Indebtedness by converting the Policy to paid-up life insurance

Optional

Yes

Once the benefit begins, certain limitations and restrictions are imposed on the Policy. Consult your tax advisor regarding this rider.

Enhanced Cash Surrender Value Rider

If you surrender a Policy in full, we will pay an amount in addition to the Net Policy Value

Optional

Yes. There is no initial cost to purchase the

Underwriting guidelines and plan premium levels determine availability to

Enhanced Cash Surrender Value Rider. However, your Policy Value will be impacted if a higher current asset based charge is

deducted from your Policy Value.

Select the enhanced cash surrender options. Contact your registered representative for more information.

Election will generally result in higher asset based charges.

Supplemental Benefit Rider

Provides additional insurance (Total Face Amount) at a reduced cost

Optional

Yes

Our approval, under our then current underwriting guidelines, is required to add this rider. The supplemental cost of insurance rate applies.

For Policy Dates on or after March 2, 2026, Supplemental Benefit Rider asset based charges also apply.

(1)Availability of these riders varies. See the more detailed information below.

Change of Insured Rider

This rider is available on business cases only and may be added at any time prior to the proposed Insured’s issue age 69. It allows the business to change the Insured when an employee leaves employment or ownership of the business changes. We must receive satisfactory evidence of insurability (according to our underwriting guidelines then in effect) for the newly named Insured. Future cost of insurance rates are based on the gender, issue age, tobacco status and risk classification of the newly named Insured. Until the effective date of the change of Insured application, coverage remains in effect on the life of the prior Insured. The death proceeds are paid when the newly named Insured dies. There is no charge for this rider.

Death Benefit Guarantee Rider

This rider is automatically made a part of the Policy at issue as long as the premium (planned or paid) is equal to or greater than the annual Death Benefit Guarantee Premium Requirement. This rider provides that your Policy will not lapse before Insured’s Attained Age 85 if premiums paid equal or exceed the Death Benefit Guarantee Premium Requirement. The Death Benefit Guarantee Premium Requirement is described in PREMIUMS - Premiums Affecting Guarantee Provisions, and an illustration (available at no charge from your registered representative or our Home Office) will provide the Death Benefit Guarantee Premium Requirement applicable to your Policy.

If on any Monthly Date, the death benefit guarantee premium is not met, we send you a notice stating the premium required to keep the rider in effect. If the premium required to maintain the rider is not received in our Home Office before the expiration of the 61 days (which begins when the notice is mailed), the death benefit guarantee is no longer in effect and the rider is terminated. If the rider terminates, it may not be reinstated (except in states where reinstatement is required). The rider may not be added after the Policy has been issued. There is no charge to purchase this rider; however, sufficient premiums are required to be paid in order for the rider benefits to apply.

Enhanced Cash Surrender Value Rider

If you surrender a Policy in full that has the optional Enhanced Cash Surrender Value Rider, we will pay an amount in addition to the Net Policy Value as set out below. The additional amount reflects a partial refund of past policy charges. The additional amount is only available upon a full cash surrender of the Policy that is not associated with a replacement or an exchange under Section 1035 of the Internal Revenue Code, or with the exercise of your right to return the Policy pursuant to the examination offer (Free-Look) provision. In Florida, the additional amount is only available upon a full cash surrender of the Policy that is not associated with the exercise of your right to return the Policy pursuant to the examination offer (Free-Look) provision. This rider has no value unless or until you surrender the Policy in full. This rider generally terminates if there is a change of ownership of your Policy. This rider may be reinstated as part of your Policy if the rider was part of your Policy at the end of the grace period (as described in the grace period provision of the Policy) and if all conditions for reinstatement are met. If the rider is reinstated pursuant to the terms and conditions of the rider, Policy Year of surrender for the rider benefit will be based on the Policy Date.

The Enhanced Cash Surrender Value Rider benefit is equal to the additional amount shown in the applicable table below, multiplied by the Enhancement Factor. There are four Enhancement Factor options available - 25%, 50%, 75%, or 100%. Underwriting guidelines and plan premium levels determine availability to select these options. Higher Enhancement Factors are available for relatively larger plan premium levels. Contact your registered representative for more information.

For Policy Dates before March 2, 2026*


Policy Year of Surrender			Additional Amount

1			8.15% of premium received since issue less partial surrenders

2			9.50% of premium received since issue less partial surrenders

3			9.40% of premium received since issue less partial surrenders

4			9.00% of premium received since issue less partial surrenders

5			8.40% of premium received since issue less partial surrenders

6			7.50% of premium received since issue less partial surrenders

7			6.50% of premium received since issue less partial surrenders

8			5.50% of premium received since issue less partial surrenders

9			4.75% of premium received since issue less partial surrenders


10			4.00% of premium received since issue less partial surrenders

11			3.00% of premium received since issue less partial surrenders

12			2.00% of premium received since issue less partial surrenders

13			0.90% of premium received since issue less partial surrenders

14+			0.00% of premium received since issue less partial surrenders

*There is no initial cost to purchase this rider, however, your Policy Value will be impacted because a higher current asset based charge will be deducted from your Policy Value with 100% Enhancement Factor as compared to a Policy issued without this rider. This higher current asset based charge will continue even if this rider terminates.

For Policy Dates on or after March 2, 2026**


Policy Year of Surrender			Additional Amount
1			8.00% of premium received since issue less partial surrenders
2			7.20% of premium received since issue less partial surrenders
3			6.50% of premium received since issue less partial surrenders
4			5.75% of premium received since issue less partial surrenders
5			5.10% of premium received since issue less partial surrenders
6			4.50% of premium received since issue less partial surrenders
7			3.90% of premium received since issue less partial surrenders
8			2.95% of premium received since issue less partial surrenders
9			1.90% of premium received since issue less partial surrenders
10			0.90% of premium received since issue less partial surrenders
11			0.00% of premium received since issue less partial surrenders
12			0.00% of premium received since issue less partial surrenders
13			0.00% of premium received since issue less partial surrenders
14+			0.00% of premium received since issue less partial surrenders

**There is no initial cost to purchase this rider, however, the current asset based charge(s) under the Policy will be increased, subject to a maximum charge of 0.90% of Division value per year, based on a designated multiplier, which varies based on the applicable Enhancement Factor option. The multiplier will be applied to the asset based charge for the proportionate Base Face Amount and, if elected, the Supplemental Benefit Rider. The higher current asset based charge(s) will continue even if this rider terminates.

See SUMMARY: FEE TABLES and CHARGES AND DEDUCTIONS for additional information about asset based charges under the Policy

Life Paid-Up Rider (Overloan Protection)

This rider may be elected at any time prior to the Policy Maturity Date. Under certain circumstances, this rider can guarantee the Policy will not lapse when there is large Loan Indebtedness by converting the Policy to paid-up life insurance. The rider benefit will begin on any Monthly Date the following conditions are satisfied:

•the Loan Indebtedness is at least the following percentages of the Surrender Value:

◦92% current (92% guaranteed) for the guideline premium test; or

◦90% current (86% guaranteed) for the cash value accumulation test.

•there is sufficient Net Surrender Value to cover the one-time rider charge;

•the Insured’s Attained Age is 75 years or older;

•the Policy has been in force for at least 15 Policy Years; and

•premiums paid have been surrendered.

The amount of Loan Indebtedness is stated in the annual policy statement you receive each Policy Year. Once the rider benefit begins:

•All values in the Divisions are immediately transferred to the Fixed Account where they will earn interest.

•No further Monthly Policy Charges are deducted for the remaining paid-up death benefit.

•No new premium payments, Face Amount Adjustments, partial surrenders or loans are allowed.

•If death benefit option 2 or 3 is in effect, your death benefit option will change to death benefit option 1 and you may no longer change the death benefit option.

•Your Loan Indebtedness remains and interest will continue to accrue on the Loan Indebtedness. However, loan payments can be submitted.

•All optional riders will automatically be terminated.

There is a one-time maximum charge of 13.5% of the Policy Value, which is taken from the Policy Value on the date the rider benefit begins. For example, if your Policy Value is $100,000, it will be reduced by $13,500 when the benefit begins. We will send you new Data Pages reflecting the change. You have the right to reject this change by giving us Notice.

The Internal Revenue Service has not taken a position on the Life Paid-Up rider. You should consult your tax advisor regarding this rider.

Supplemental Benefit Rider

This rider provides additional insurance (Total Face Amount) at a reduced cost. Our approval, under our then current underwriting guidelines, is required to add this rider.

There is a supplemental cost of insurance charge for the Net Amount at Risk provided by this rider. The supplemental cost of insurance rate varies depending upon the Insured’s gender, issue age, duration since issue and Adjustment, tobacco status, and risk classification, and is determined based on, without limitation, our expectations as to our future earnings, expenses, state and federal taxes, mortality and persistency experience, market conditions, and revenue for profit. For Policy Dates before March 2, 2026, the supplemental cost of insurance rate ranges from a maximum of $83.33333 per $1,000 Net Amount at Risk to $0.00062 per $1,000 Net Amount at Risk. For Policy Dates on or after March 2, 2026, the supplemental cost of insurance rate ranges from a maximum of $83.33333 per $1,000 Net Amount at Risk to $0.00374 per $1,000 Net Amount at Risk.

In addition to the supplemental cost of insurance charge, for Policy Dates on or after March 2, 2026, there is an additional asset based charge for the Supplemental Benefit Rider. The maximum asset based charge for the Supplemental Benefit Rider with or without the Enhanced Cash Surrender Value Rider will always be 0.90% of the Division value per year. The current asset-based charge will be increased by a multiplier if the Enhancement Cash Surrender Value Rider has been elected, depending on the applicable Enhancement Factor option and subject to the maximum charge. See SUMMARY: FEE TABLES and CHARGES AND DEDUCTIONS for additional information about asset based charges under the Policy.

SURRENDERS AND PARTIAL SURRENDERS

Surrenders

You must send us a Written Request for any surrender. The request must be signed by all Owners, irrevocable beneficiary(ies), if any, and any assignees. The surrender is effective and the Surrender Value calculated as of the end of the Valuation Period during which we receive the Written Request for surrender. Partial surrenders may negatively affect your Death Benefit Guarantee rider, if applicable. Partial surrenders will reduce your face amount if under death benefit option 1 or 3.

Full Surrender

The Policy may be surrendered while the Policy is in effect. There is no refund of any Monthly Policy Charges deducted before the full surrender effective date.

Unscheduled Partial Surrender

On or after the first policy anniversary and prior to the Policy Maturity Date, you may surrender a part of the Net Policy Value. You may take two unscheduled partial surrenders during a Policy Year before any transaction fees apply. After the second unscheduled partial surrender in a Policy Year, a transaction fee of the lesser of $25 or 2% of the amount surrendered is charged on each unscheduled partial surrender. An unscheduled partial surrender may not be less than $500 and may not be greater than 90% of the Net Policy Value as of the effective date of the unscheduled partial surrender. The unscheduled partial surrender may not decrease the Total Face Amount to less than $100,000. Unscheduled partial surrenders will negatively affect your death benefit and your Death Benefit Guarantee rider, if applicable.

Your Policy Value is reduced by the amount of the surrender plus any transaction fee. We surrender Units from the Divisions and/or values from the Fixed Account to equal the dollar amount of the surrender request. The amount of the

surrender and the transaction fee are deducted from your Divisions and/or Fixed Account according to the surrender allocation percentages you specify. If surrender allocation percentages are not specified, we use your Monthly Policy Charge allocation percentages. No surrender charge is imposed on a partial surrender.

An unscheduled partial surrender may cause a reduction in Total Face Amount. If the Total Face Amount had been previously increased, any reduction of the Total Face Amount at the time of partial surrender, is made on a last in, first out basis.

•If Death Benefit Option 1 is in effect and the death benefit equals the Total Face Amount, the Total Face Amount is reduced by the amount of the unscheduled partial surrender that is not deemed to be a preferred partial surrender. In situations where the death benefit is greater than the Total Face Amount, the Total Face Amount is reduced by the amount the unscheduled partial surrender exceeds the difference between the death benefit and Total Face Amount.

Preferred Partial Surrender (pertains only if Death Benefit Option 1 is in effect).

During Policy Years 2 through 15, 10% of the Net Policy Value as of the end of the prior Policy Year may be surrendered without a subsequent decrease in the Total Face Amount. As discussed immediately above, any amount surrendered in excess of 10% would not constitute a preferred partial surrender and would cause a reduction in the Total Face Amount. The 10% preferred partial surrender privilege is not cumulative from year-to-year and cannot exceed $100,000 in any Policy Year or $250,000 over the life of the Policy.

The maximum preferred partial surrender is equal to ((a) plus (b) ) not to exceed (c) where:

(a)is the amount of the unscheduled partial surrender;

(b)is the amount of any preferred partial surrenders in the same Policy Year; and

(c)is 10% of the Net Policy Value at the end of the prior Policy Year.

•If the Death Benefit Option 3 is in effect, the Total Face Amount is reduced by the lesser of (a) or (b) where:

(a)is the amount of the unscheduled partial surrender; and

(b)is the greater of (i) the amount that total partial surrenders exceed total premiums paid; or (ii) zero.

Scheduled Partial Surrender

On or after the first policy anniversary and prior to the Policy Maturity Date, you may elect to receive part of your Net Policy Value automatically on any Monthly Date.

•You select the amount of the surrender and the surrender frequency (annually, semi-annually, quarterly or monthly (based on Policy Year)).

•The surrender is deducted from your Division(s) and/or Fixed Account according to your Monthly Policy Charge allocation percentages.

•Each scheduled partial surrender may not be greater than 90% of the Net Policy Value (as of the date of the scheduled partial surrender).

•Scheduled partial surrenders will continue until we receive your instructions to stop them or until surrenders equal premiums paid. Once surrenders equal premiums paid, if there is any remaining Net Policy Value, scheduled policy loans will automatically begin, unless you instruct us otherwise, so as to provide you the same dollar amount at the same frequency as you had received under the scheduled partial surrenders.

•A scheduled partial surrender may cause a reduction in Total Face Amount:

•If Death Benefit Option 1 is in effect and the death benefit equals the Total Face Amount, the Total Face Amount is reduced on the first Monthly Date a scheduled partial surrender is effective (and each subsequent policy anniversary). The amount of the reduction is the sum of the scheduled partial surrenders planned for that Policy Year that are not deemed to be a preferred partial surrender. If the amount of the scheduled partial surrender is increased, the Total Face Amount is reduced on the Monthly Date the change is effective. If the amount of the scheduled partial surrender is decreased, the Total Face Amount is not increased.

If the death benefit is greater than the Total Face Amount, the Total Face Amount is reduced by the amount determined above which exceeds the difference between the death benefit and Total Face Amount.

Preferred Partial Surrender (pertains only if Death Benefit Option 1 is in effect).

reduction in the Total Face Amount. The 10% preferred partial surrender privilege is not cumulative from year-to-year and cannot exceed $100,000 in any Policy Year or $250,000 over the life of the Policy.

The maximum preferred partial surrender is equal to ((a) plus (b)) not to exceed (c) where:

(a)is the amount of the scheduled partial surrenders planned for that Policy Year;

(b)is the amount of any preferred partial surrenders in the same Policy Year; and

(c)is 10% of the Net Policy Value at the end of the prior Policy Year.

•If the Death Benefit Option 2 is in effect, there is no reduction in the Total Face Amount upon a scheduled partial surrender.

•If the Death Benefit Option 3 is in effect, the Total Face Amount is reduced on the first Monthly Date a scheduled partial surrender is effective and on each subsequent policy anniversary. The Total Face Amount may also be reduced on the Monthly Date any increase to a scheduled partial surrender is effective. The Total Face Amount is reduced by the lesser of (a) or (b) where:

(a)is the amount of the scheduled partial surrenders planned for that Policy Year; and

(b)is the greater of (i) the amount that total partial surrenders exceed total premiums paid; or (ii) zero.

Examination Offer (Free-Look Provision)

It is important to us that you are satisfied with the purchase of your Policy. Under state law, you have the right to return the Policy for any reason during the examination offer period (a “free look”). If you properly exercise your free look, we will rescind the policy and we will pay you a refund. The state in which the Policy is issued determines the examination offer period and the type of refund that applies. A general summary of material state variations is included in GENERAL DESCRIPTION OF THE POLICY - Material State Variations.

If you return this Policy before expiration of the examination offer period, we will refund your full premium in states where required. In states where permitted, we will refund the Net Policy Value, which may be more or less than your premium.

Your request to return the Policy must be in writing. The request and the Policy must be mailed to us or returned to the agent no later (as determined by the postmark) than the last day of the examination offer period as shown below.

The examination offer period is the later of:

•10 days after you receive the Policy or,

•such later date as specified by applicable state law

NOTE: See GENERAL DESCRIPTION OF THE POLICY – Delay of Payments.

LOANS

Policy Loans

While your Policy is in effect and has a Net Policy Value, you may borrow money from us with the Policy as the security for the policy loan.

•The maximum amount you may borrow is 90% of the Net Policy Value as of the date we process the policy loan.

•If telephone privileges apply, you may request a policy loan of $100,000 or less by calling us at 1-800-247-9988. If you do not have telephone privileges or are requesting a policy loan of more than $100,000, the request must be made in writing.

•Requests for policy loans from any joint Owner are binding on all joint Owners.

•Policy loans may negatively affect your death benefit, including any Death Benefit Guarantee rider, if applicable (see POLICY TERMINATION AND REINSTATEMENT – Policy Termination (Lapse)).

You are charged interest on any Loan Indebtedness as follows:

•For Policy Dates before October 1, 2021, during the first ten Policy Years, the interest rate is 5.00% per year. After Policy Year ten, the interest rate is 4.00% per year.

•For Policy Dates on or after October 1, 2021, during the first ten Policy Years, the interest rate is 3.00% per year. After Policy Year ten, the interest rate is 2.00% per year.

Interest accrues daily and is due and payable at the end of the Policy Year. If interest is not paid when due, it is added to the Loan Indebtedness. Adding unpaid interest to the Loan Indebtedness causes additional amounts to be redeemed from the Division(s) and/or Fixed Account and redemption proceeds transferred to the Loan Account. Redemptions are made in the same proportion as the allocation used for the most recent Monthly Policy Charge.

A policy loan generally has a permanent effect on Policy Values because borrowed amounts do not reflect the investment experience of the Division(s) or interest credited to the Fixed Account. In addition, Loan Indebtedness is subtracted from:

•death proceeds at the death of the Insured;

•Surrender Value upon full surrender or termination of a Policy; and

•maturity proceeds paid.

Loan indebtedness reduces your Net Policy Value. If the Net Policy Value is less than the Monthly Policy Charges on a Monthly Date, the 61-day grace period provision applies (see POLICY TERMINATION AND REINSTATEMENT – Policy Termination (Lapse)).

If the Policy lapses with any Loan Indebtedness, there may be negative tax consequences.

Loan Account

When a policy loan is taken, a Loan Account is established. The Loan Account is part of our General Account.

An amount equal to the loan is transferred from your Divisions and/or Fixed Account to your Loan Account. You may instruct us on the proportions to be taken from your Divisions or the Fixed Account. There are no restrictions on which Divisions or accounts that the loan amount can be transferred from.

Your Loan Account earns interest from the date of transfer as set forth below. Interest accrues daily and is paid at the end of the Policy Year. Once credited, interest is nonforfeitable.

•For Policy Dates before October 1, 2021, 4.00% of the amount in the Loan Account per year

•For Policy Dates on or after October 1, 2021, 2.00% of the amount in the Loan Account per year

Net Policy Loan Charge

Unscheduled Loans

Unscheduled loans are available in all Policy Years. You may instruct us on the proportions to be taken from your accounts. If you do not provide such instruction, the loan amount is withdrawn in the same proportion as the allocation used for the most recent Monthly Policy Charge.

Scheduled Loans

After the first Policy Year, scheduled policy loans are available on any Monthly Date if you have withdrawn, through partial surrenders, an amount equal to or exceeding total premiums paid. A scheduled loan is the equivalent of a scheduled withdrawal of earnings following the withdrawal of all premiums paid. Scheduled loans may occur on a monthly, quarterly, semiannual or annual basis (based on the Policy Year). The loan amount is withdrawn in the same proportion as the allocation used for the most recent Monthly Policy Charge.

Loan Payments

While the Policy is in force and before the Insured dies, you may pay the Loan Indebtedness as follows:

•policy loans may be repaid totally or in part;

•repayments are allocated to the Division(s) and/or the Fixed Account in the proportions used for allocation of premium payments;

•payments that we receive that are not designated as premium payments are applied as loan repayments if there is any Loan Indebtedness;

•the repayments are allocated as of the Valuation Period in which we receive the repayment; and

•repayments are to be sent to our Home Office.

POLICY TERMINATION AND REINSTATEMENT

Policy Termination (Lapse)

A Policy will go into default and is at risk of terminating if the Net Policy Value on any Monthly Date is less than the Monthly Policy Charge.

Before any Policy lapses, the Policy will enter a grace period, described below, during which you may pay the minimum required premium to keep your Policy in force. A Policy will terminate if you have not made the minimum required premium payment before the grace period expires.

The Policy also terminates:

•when you make a full Policy surrender;

•when death proceeds are paid; or

•when the maturity proceeds are paid.

When the Policy terminates, all privileges and rights of the Owner(s) and all optional insurance benefits will end. Subject to certain conditions, you may reinstate a policy that has terminated (see POLICY TERMINATION AND REINSTATEMENT – Reinstatement).

Grace Period

If a Policy goes into default and is at risk of terminating, we will send you notice of a 61-day grace period during which you can pay the minimum required premium to keep your Policy in force. This grace period begins on the date we mail the notice of impending policy termination to you. The notice will be sent to your last post office address known to us and will tell you the amount of the minimum required premium to keep the Policy in force, payment instructions; and the grace period end date.

Your Policy will remain in force during the grace period. If we do not receive the minimum required premium payment by the end of the grace period, your Policy will terminate without value.

No partial surrenders or policy loans may be made during a grace period.

Minimum Required Premium

The minimum required premium is intended to (i) reimburse us for the Monthly Policy Charges during the grace period, and (ii) provide enough Policy Value to pay the Monthly Policy Charge on the first Monthly Date after grace period.

The minimum required premium payment is [(a) plus (b)] divided by (c) where:

(a)is any amount by which your Net Policy Value is less than zero at the start of the grace period after the Monthly Policy Charge is deducted;

(b)is three Monthly Policy Charges; and

(c)is 1 minus the guaranteed maximum Premium Expense Charge percentage. See CHARGES AND DEDUCTIONS – Premium Expense Charge (Sales Charge and Taxes).

If the grace period ends before we receive the minimum required premium, we keep any remaining value in the Policy to cover past due policy charges. Adverse market fluctuations may cause the Policy to enter into subsequent grace periods. The length of the grace period and/or the calculation for the minimum required premium may be different in some states.

Death during Grace Period

If the Insured dies during a grace period, the death benefit is paid and the amount is reduced by:

•all Monthly Policy Charges due and unpaid at the death of the Insured; and

•any Loan Indebtedness.

NOTE: The state of Florida requires that the Net Policy Value of the Policy equal zero prior to entering a grace period. The grace period will end 31 days after the day the notice is mailed.

Reinstatement

Subject to certain conditions, you may reinstate a Policy that terminated as described in REINSTATEMENT – Policy Termination (Lapse). The Policy may be reinstated provided all of the following conditions are satisfied:

•such reinstatement is prior to the Policy Maturity Date;

•You have not surrendered your Policy;

•not more than three years have elapsed since the policy terminated (this time period may be longer in some states);

•You supply evidence which satisfies us that the Insured is alive and is insurable under our underwriting guidelines then in effect;

•You either repay or reinstate any Loan Indebtedness existing at termination; and

•You make the minimum required premium payment.

The minimum required premium is intended to a) reimburse us for the Monthly Policy Charges during the grace period and b) provide enough Policy Value to pay Monthly Policy Charges for three Policy Months after reinstatement. The minimum required premium payment is [(1) plus (2)] divided by (3) where:

(1)is any amount by which your Net Policy Value is less than zero at the end of the grace period after the Monthly Policy Charge is deducted;

(2)is three Monthly Policy Charges; and

(3)is 1 minus the guaranteed maximum Premium Expense Charge percentage. See CHARGES AND DEDUCTIONS – Premium Expense Charge (Sales Charge and Taxes).

NOTE: The minimum required premium during a grace period and the minimum required premium to reinstate a policy are calculated differently. The minimum required premium for reinstatement is calculated to collect Monthly Policy Charges due and unpaid during the grace period and to provide us with enough Policy Value to pay three Monthly Policy Charges after reinstatement of the Policy. As a result, the minimum required premium for reinstatement will be higher than the minimum required premium for grace period.

Reinstatement will be effective on the next Monthly Date following the date we approve the reinstatement application. Your rights and privileges as Owner(s) are restored upon reinstatement. The reinstated Policy will have the same Policy Date as the original Policy. The Death Benefit Guarantee rider will be as if the Policy had never ended. You will receive new Data Pages upon reinstatement.

If a policy loan or loan interest was unpaid when the Policy terminated, the policy loan must be reinstated or repaid (loan interest does not accrue over the period the Policy was terminated). We do not require payment of Monthly Policy Charges during the period the Policy was terminated.

Premiums received with your reinstatement application are held in our General Account without interest (for a period of up to 60 days) while we complete underwriting for the reinstatement. If the reinstatement is approved, premiums are allocated to your selected Division(s) and/or Fixed Account on the reinstatement date. We will use the premium allocation percentages in effect at the time of termination of the Policy unless you provide new allocation instructions.

If you reinstate your Policy, the Premium Expense Charge and the monthly policy issue charge are calculated based on the number of years since the Policy was issued.

TAX ISSUES RELATED TO THE POLICY

The following description is a general summary of the tax rules pertaining to life insurance policies. This section relates primarily to federal income taxes rules, regulations and interpretations, which in our opinion are currently in effect but which are subject to change at any time. This summary is not comprehensive and is not intended as tax advice. While we reserve the right to change the Policy to assure it continues to qualify as life insurance for tax purposes, we cannot make any guarantee regarding the future tax treatment of any Policy.

NOTE: Due to the complexity of these rules and because they are affected by the facts and circumstances of each policy, you should consult with legal and tax counsel and other competent advisors regarding these matters.

IRS Definition of Life Insurance

The Policy should qualify as a life insurance contract as long as it satisfies either the guideline premium/cash value corridor test or the cash value accumulation test as defined under Section 7702 of the Internal Revenue Code. One of these tests is chosen on the application. If a test is not chosen, the Policy will comply with the guideline premium/cash value corridor test. Once a test is chosen, it cannot be changed on the Policy.

The cash value accumulation test does not place limitations on the amount of premium payments but limits the amount of Policy Values that can accumulate relative to the death benefit.

To satisfy either test, the ratio of the death benefit to the Policy Value must be at least as great as the applicable percentage shown in Appendix C. As the Policy Value increases, the minimum death benefit may be required to increase. Because the cost of insurance you pay is based in part on the amount of the death benefit, an increase in the death benefit increases the cost of insurance.

As compared to the cash value accumulation test, the guideline premium/cash value corridor test generally has:

•smaller applicable percentages

•lower minimum death benefit

•lower cost of insurance charges

•better Policy Value growth.

The smaller applicable percentages lead to a lower minimum death benefit and thus lower cost of insurance charges. Lower charges result in better Policy Value growth.

The table below demonstrates the minimum death benefit based on the test chosen. Policy value assumptions may not be realistic. The example below is based on the following:

•The Insured is a male with an Attained Age of 45 at the time the Policy was issued. He dies at the beginning of the sixth Policy Year (Attained Age 50)

•Face amount is $100,000

•Death Benefit Option 1

•Surrender value at the date of death is $25,000

•The minimum death benefit under the guideline premium/cash value corridor test is $46,250 (assuming an applicable percentage of 185% x surrender value)

•The minimum death benefit under the cash value accumulation test is $61,820 (assuming an applicable percentage of 247.28%)


The death benefit payable is the larger of these two amounts
	Face Amount	Minimum death benefit	Net amount at risk used in calculating the cost of insurance charge
Guideline Premium/Cash Value Corridor Test	$100,000	$46,250	$74,753.98
Cash Value Accumulation Test	$100,000	$61,820	$74,753.98

Here’s the same example, but with a surrender value of $75,000. Because the surrender value has increased, the minimum death benefit is now:

•$138,750 for the guideline premium/cash value corridor test

•$185,460 for the cash value accumulation test.

The death benefit payable is the larger of these two amounts


The death benefit payable is the larger of these two amounts
	Face Amount	Minimum death benefit	Net amount at risk used in calculating the cost of insurance charge
Guideline Premium/Cash Value Corridor Test	$100,000	$138,750	$63,408.64
Cash Value Accumulation Test	$100,000	$185,460	$110,003.73

All transactions will be subject to the limits as defined under Section 7702 of the Internal Revenue Code. A transaction may not be allowed, or an increase in Face Amount may be required, if the transaction would cause a refund of premium and/or distribution of the Policy Value in order to maintain compliance with the Section 7702 limits.

Taxation of Death Proceeds

Under Section 101(a)(1) of the Internal Revenue Code, gross income does not include amounts received under a Policy if such amounts are paid by reason of the death of the Insured. However, if the Policy is transferred for valuable consideration, then a portion of the death proceeds may be includable in the beneficiary’s gross income under Section 101(a)(2) of the Internal Revenue Code.

Under Section 101(g) of the Internal Revenue Code, certain amounts received under a Policy on the life of an Insured who qualifies as a terminally or chronically ill individual can be excluded from gross income as an amount paid by reason of the death of the Insured.

For employer-owned life insurance on the life of an Insured who is an employee, the death benefit amount excluded from gross income is limited to the premiums and other consideration paid for the life insurance if the employer is directly or indirectly a beneficiary under the Policy unless certain requirements are met. These requirements are provided in Section 101(j) of the Internal Revenue Code and would include notice and consent by the Insured of the life insurance coverage prior to the issuance of the coverage. These rules generally apply to employer-owned life insurance issued or materially changed on or after August 17, 2006.

Taxation of Maturity Proceeds

A taxable event may occur if the Net Surrender Value at maturity plus any Loan Indebtedness is greater than premiums paid less partial surrenders and premium refunds. The taxable amount is the difference between the Surrender Value and the remaining premiums in the policy.

Taxation of Growth in Policy Value

Any increase in Policy Value is not included in gross income while the Policy is in force and continues to meet the definition of life insurance as defined under Section 7702 of the Internal Revenue Code. If a contract does not meet the definition of life insurance, the policy Owner will be subject to income tax on annual increases in cash value.

Taxation of Policy Surrenders and Partial Surrenders (including Preferred Partial Surrenders)

A surrender or termination of the Policy may have income tax consequences. Upon surrender, the Owner(s) is not taxed on the Surrender Value except for the amount, if any, that exceeds the gross premiums paid less the untaxed portion of any prior surrenders. The amount of any Loan Indebtedness, upon surrender or termination, is added to the Net Surrender Value and treated, for this purpose, as if it had been received. A loss incurred upon surrender is generally not deductible. The tax consequences of a surrender may differ if the proceeds are received under any benefit payment option.

A full surrender of the Policy will, and a partial surrender may, be included in your gross income to the extent that the distribution exceeds your investment in the Policy. Partial surrenders generally are not taxable unless the total of such surrenders exceeds total premiums paid to the date of partial surrender less the untaxed portion of any prior partial surrenders. If within the first fifteen Policy Years, you make a partial surrender with a corresponding reduction in the Total Face Amount, special rules apply. Under those circumstances, the Internal Revenue Code has defined a special formula under which you may be taxed on all or a portion of the surrender amount.

Transfers between the Division(s) and/or Fixed Account are not considered as distributions from the Policy and would not be considered taxable income.

Taxation of Policy Loans and Loan Interest

If the Policy is not a modified endowment contract, loans received under the Policy are not generally considered to be distributions subject to tax. Interest paid to us as a result of a policy loan may or may not be deductible depending on a number of factors.

If the Policy is a modified endowment contract, loans received under the Policy are considered to be distributions subject to tax. The taxable amount is generally the difference between the Policy Value and your investment in the Policy at the time the loan is made.

If the Policy terminates with an outstanding loan balance, there may be tax consequences.

Taxation of Change of Owner

Transfer of ownership may have tax consequences to the Owner. The sale of a life insurance policy may have different income tax consequences than the cash surrender of such policy. The purchaser of a policy via a reportable policy sale is required to provide certain information to the issuer, seller/payment recipient and Internal Revenue Service (IRS) under Section 6050Y of the Internal Revenue Code. Please consult with your tax advisor before changing ownership of your life insurance policy.

Taxation of Change of Insured

For tax purposes, changing the Insured is considered to be the same as a surrender of the policy. The taxable amount is generally the difference between the Policy Value and your investment in the Policy.

Modified Endowment Contract Status

A Policy becomes a Modified Endowment Contract when premiums paid exceed certain premium limits as defined by Section 7702A of the Internal Revenue Code. There is no change regarding the tax-deferred internal build-up of Policy Value or the income tax-free death benefit to your beneficiary(ies), however, distributions from a Modified Endowment Contract are taxed as if the Policy is a deferred annuity. Thus, taxation on partial surrenders, policy loans and other defined distributions will occur if your Policy Value is greater than your premiums paid. In addition, taxable distributions are subject to a federal income tax penalty of 10% unless the distribution is

•made after the Owner attains age 59½; or

•attributable to the taxpayer becoming disabled (as defined in Section 72(m)(7)); or

•part of a series of substantially equal periodic payments (made not less frequently than annually) made for the life or life expectancy of the taxpayer or the joint lives or joint life expectancy of the taxpayer and beneficiary.

Once a Policy is classified as a Modified Endowment Contract, the classification cannot be changed. Modified endowment contract classification may be avoided by limiting the amount of premiums paid under the Policy. If you make a premium payment that we determine would cause your policy to be classified as a Modified Endowment

Contract under Internal Revenue Code Section 7702A, we reserve the right to apply or refund the payment as described under “Premium Limitations.”

Taxation of Exchange or Assignment of Policies

An exchange or assignment of a Policy may have tax consequences. Please consult with your tax advisor before exchanging or assigning your life insurance policy.

Special Considerations for Life Insurance Owned by a Business Entity

Section 264 of the Internal Revenue Code imposes numerous limitations on the interest and other business deductions that may otherwise be available to businesses that own life insurance policies. In addition, the premium paid by a business for a life insurance policy is not deductible as a business expense or otherwise if the business is directly or indirectly a beneficiary of the policy.

Other Tax Issues

Federal estate taxes and state and local estate, inheritance, and other taxes may become due depending on applicable law and your circumstances or the circumstances of the Policy beneficiary(ies) if you or the Insured dies.

Withholding

Federal withholding is generally required on certain taxable distributions under insurance contracts. In the case of periodic payments, the withholding is at graduated wage withholding rates. With respect to non-periodic distributions, withholding is a flat rate of 10%. You may elect to have either non-periodic or periodic payments made without withholding except if your tax identification number has not been furnished to us or if the Internal Revenue Service has notified us that the number you furnished is incorrect. Non-resident aliens are subject to 30% withholding (or a lower treaty rate) on taxable distributions.

Under the Foreign Account Tax Compliance Act (FATCA), We will be required to withhold a 30% tax on taxable distributions to certain foreign entities that fail to comply with new reporting and withholding requirements designed to inform the U.S. Department of the Treasury. We may disclose the information we receive from policy Owners to the IRS, non-U.S. taxing authorities or other parties as necessary to comply with FATCA. Withholding also may be required if a policy Owner that is a foreign entity fails to provide Us with appropriate certifications or other documentation concerning its status under FATCA.

Mutual Fund Diversification

The U.S. Department of the Treasury has adopted regulations under Section 817(h) of the Internal Revenue Code which establishes standards of diversification for the investments underlying the contracts. Under this Internal Revenue Code section, Separate Account investments must be adequately diversified in order for the increase in the value of contracts to receive tax-deferred treatment. In order to be adequately diversified, the portfolio of each Underlying Fund must, as of the end of each calendar quarter or within 30 days thereafter, have no more than 55% of its assets invested in any one investment, 70% in any two investments, 80% in any three investments and 90% in any four investments. Variable life insurance Separate Accounts are provided a special diversification exemption when investing in U.S. Treasury securities.

Failure of an Underlying Fund to meet the diversification requirements could result in tax liability to contract holders. The investment opportunities of the Underlying Funds could conceivably be limited by adhering to the above diversification requirements.

GENERAL PROVISIONS

Purchase Procedures

A completed application and required supplements must be submitted to us through an agent or broker selling the Policy.

The minimum Total Face Amount when the Policy is originally issued is $100,000. We reserve the right to increase or decrease the minimum Total Face Amount. The increased minimum Total Face Amount would apply only to Policies issued after the effective date of the increase.

To issue a Policy, we require that the age of the Insured be 75 or younger as of the Policy Date. Other underwriting restrictions may apply. An applicant for the Policy must:

•furnish satisfactory evidence of insurability of the Insured; and

•meet our insurance underwriting guidelines and suitability rules.

If you want insurance coverage to start at the time the application is submitted, you must send a payment with the completed application. The amount is based on the face amount of the Policy, the death benefit option and the charges and expenses of the Policy. This amount is shown on the policy illustration provided to you by your registered representative. If this amount is submitted with the application, a conditional receipt will be given to you. The receipt acknowledges the initial payment and details any interim conditional insurance coverage.

We reserve the right to reject any application or related premium if we determine that we have not received complete information and/or instructions or that our underwriting guidelines, suitability rules or procedures have not been met. Any premium submitted will be returned to the designated Owner on the application no later than five Business Days from the date the application was rejected.

Important Information about Customer Identification Procedures

To help the government fight the funding of terrorism and money laundering activities, federal law requires financial institutions to obtain, verify, and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to verify your identity. We may also ask to see your driver’s license or other identifying documents.

If concerns arise with verification of your identification, no transactions will be permitted while we attempt to reconcile the concerns. If we are unable to verify your identity within 30 days of our receipt of your initial premium payment, the account(s) will be closed and redeemed in accordance with normal redemption procedures.

We do not knowingly sell policies that are for the benefit of a business/organization that is illegal under Federal and/or State law (such as a marijuana clinic), or a person who owns or receives income from such an entity or whose source of funds is illegal.

Policy Date

If we issue a Policy, a Policy Date is determined. Policies will not be dated on the 29th, 30th or 31st of any month. Policies that would otherwise be dated on these dates are dated on the first day of the following month. Policies that are issued on a cash on delivery (COD) basis and that would otherwise be dated on the 29th, 30th or 31st of a month will be dated on the first day of the following month. The Policy Date is shown on the Data Pages.

Upon specific request and our approval, the Policy may be backdated. The Policy Date may not be more than six months prior to the date of application (or shorter period if required by state law). Payment of at least the Monthly Policy Charges is required for the backdated period. Monthly policy charges are deducted from the Policy Value for the backdated period.

Effective Date

The Policy Date and the Effective Date are the same unless a backdated Policy Date is requested. Insurance coverage is effective, provided all purchase requirements for the Policy have been satisfied.

If the proposed Insured dies before the Effective Date, there is no coverage under the Policy (coverage is determined solely under the terms of the conditional receipt, if any).

Special Purchase Plans

Where permitted by state law, Policies may be purchased under group or sponsored arrangements as well as on an individual basis. A group arrangement is a program under which a trustee, employer, or similar entity purchases Policies covering a group of individuals on a group or individual basis. A sponsored arrangement is a program under which an employer permits group solicitation of its employees or an association permits group solicitation of its members for the purchase of Policies on an individual basis.

Charges and deductions may be reduced for Policies purchased under a group or sponsored arrangement including waiver of premium sales load and waiver of surrender charge. Reductions may be available to:

•employees, officers, directors, agents, and immediate family members of the group or sponsored arrangement; and

•employees or agents of the Company and its subsidiaries.

Reductions are made under our rules in effect on the date a Policy application is approved and are based on certain criteria (size of group, expected number of participants, anticipated premium payments, total assets under management for the group or sponsored arrangement).

Generally, the sales contacts and effort, administrative costs and mortality cost per Policy vary based on the size of the arrangement, the purpose for which the Policies are purchased, and certain characteristics of the members. The amount of the reduction and the criteria for reducing the charges and deductions reflect:

a) our reduced sales effort and administrative costs; and b) the different mortality experience expected from sales to group or sponsored arrangements.

We may modify, on a uniform basis, both the amounts of reductions and the criteria for qualification. Reductions in these charges wll not discriminate unfairly against any person, including the affected Owners and all other Policy Owners with policies funded with the Separate Account.

Statement of Values

You receive an annual policy statement at the end of each Policy Year. The statement will show:

•beginning and end dates of the current statement period;

•the Policy Value at the beginning and end of the statement period;

•the death benefit at the end of the statement period;

•the Surrender Value, if any, at the end of the statement period;

•all premiums paid during the statement period;

•all charges deducted during the statement period;

•any Loan Indebtedness at the end of the statement period;

•any partial surrenders made during the statement period;

•any investment gain or loss during the statement period;

•the total value of each of your Divisions and the Fixed Account as of the end of the statement period;

•if applicable, a notice that the policy may terminate without value before the end of the next statement period unless additional premiums are paid (assuming guaranteed interest, mortality and expense loads, and premium charges); and

•any other information required to be included in the statement under state or federal law. At any time, you may request a free current statement by telephoning 1-800-247-9988.

We also send you the reports required by the Investment Company Act of 1940 (as amended).

Services Available via the Telephone

If you elect to use telephone privileges, instructions for the following transactions may be given to us via the telephone:

•change in allocations of future premium payments;

•change in allocation of the Monthly Policy Charge;

•change to your APR instructions;

•change to your scheduled transfer instructions;

•unscheduled transfers; and

•request for a policy loan (of $100,000 or less).

Instructions:

•may be given by calling us at 1-800-247-9988 between 8 a.m. and 5 p.m. Eastern Time on any day that the NYSE is open;

•must be received by us before the close of the NYSE (generally 4:00 p.m. Eastern Time) to be effective the day they are given;

•are effective the next Business Day if not received until after the close of the NYSE.

Although neither the Separate Account nor the Company is responsible for the authenticity of telephone transaction instructions, the Separate Account and the Company reserve the right to refuse telephone instructions. You are liable for a loss resulting from a fraudulent telephone or internet order that we reasonably believe is genuine. We use reasonable procedures to assure instructions are genuine. If the procedures are not followed, we may be liable for loss due to unauthorized or fraudulent transactions. The procedures for telephone instructions include: recording all telephone instructions, requesting personal identification information (name, phone number, social security number, birth date, etc.) and sending written confirmation to the Owner’s address of record.

Misstatement of Age or Gender

We will adjust the death benefit if the age, or gender where applicable, of the Insured has been misstated. The adjusted death benefit will be equal to the death benefit that would have been purchased at the Insured’s correct age, or gender where applicable, of the Insured using the most recent cost of insurance rate charge and adjusting the Net Amount at Risk by the ratio of the incorrect cost of insurance rate to the correct cost of insurance rate.

Non-Participating Policy

The Policies do not share in any divisible surplus of the Company.

Incontestability

With respect to material misstatements made in the initial application(s) for the policy, We will not contest the policy after the policy has been in force during the lifetime of the Insured for two years from the Policy Date. With respect to material misstatements made in any subsequent application(s) for additional coverage or reinstatement application(s), We will not contest the additional coverage or reinstated coverage resulting from such application(s) after the additional coverage or reinstated coverage has been in force during the lifetime of the Insured for two years from the date of the Adjustment or reinstatement. The time limits in this Incontestability provision do not apply to fraudulent misrepresentations, when permitted by applicable law in the state where the policy is delivered or issued for delivery.

Independent Registered Public Accounting Firm

The financial statements of the Principal National Life Insurance Company Variable Life Separate Account and the consolidated financial statements of the Principal National Life Insurance Company are incorporated in the Statement of Additional Information. Those statements and related schedules have been audited by Ernst & Young LLP, independent registered public accounting firm, 801 Grand Avenue, Suite 3100, Des Moines, Iowa 50309, for the periods indicated in their reports.

LEGAL PROCEEDINGS

There are no legal proceedings pending which are likely to have a material adverse affect on the Separate Account, the ability of the principal underwriter to perform its contract with the Separate Account, or the ability of the Company to meets its obligations under the Policies.

FINANCIAL STATEMENTS

Financial Statements for the Company and for the Separate Account are incorporated in the Statement of Additional Information

APPENDIX A

UNDERLYING FUNDS AVAILABLE UNDER THE POLICY

The following is a list of Underlying Funds currently available under the Policy, which is subject to change. Before you invest, you should review the prospectuses for the Underlying Funds, as may be amended from time to time. These prospectuses contain more information about the Underlying Funds and their risks. You can find the prospectuses and other information about the Underlying Funds online at https://www.principal.com/ExecutiveVUL3Report. You can also request this information at no cost by calling 1-800-247-9988 or by sending an email request to Lifeinsurance@principal.com.

The current expenses and performance information below reflects fees and expenses of the Underlying Funds but does not reflect the other fees and expenses that your Policy may charge. Expenses would be higher and performance would be lower if these charges were included. Each Underlying Fund’s past performance is not necessarily an indication of future performance.

Some of the Underlying Funds are “funds of funds.” A fund of funds is a mutual fund that invests primarily in a portfolio of other mutual funds. Operating expenses shown for a fund of funds include the fees and expenses that such fund incurs indirectly as a result of investing in other funds. More detail about the risks of investing in a fund of funds is available in such fund’s prospectus.

The availability of investment options may vary depending in your financial professional or your financial professional's firm. See GENERAL DESCRIPTION OF THE POLICY - Financial Intermediary Variations.


Type	Fund Name	Adviser/ Subadviser	Current Expenses	Average Annual Total Returns (as of 12/31/25)
				1 Year	5 Year	10 Year

Small/Mid U.S. Equity	AB Variable Products Series Fund, Inc. Discovery Value Portfolio Class A	Alliance Bernstein L.P.	0.82%	2.89%	8.75%	8.55%
International Equity	AB Variable Products Series Fund, Inc. International Value Portfolio Class A	Alliance Bernstein L.P.	0.90%	41.70%	10.47%	6.64%
Small/Mid U.S. Equity	AB Variable Products Series Fund, Inc. Small Cap Growth Portfolio Class A 1,2	Alliance Bernstein L.P.	0.90%	4.80%	-0.44%	11.26%
International Equity	AB Variable Products Series Fund, Inc. Sustainable Global Thematic Portfolio Class A 1	Alliance Bernstein L.P.	0.94%	6.32%	3.28%	10.08%


Asset Allocation	American Funds Insurance Series® American Funds ® Global Balanced Fund Class 2 1	Capital Research and Management Company	0.76%	17.14%	6.11%	7.69%
Fixed Income	American Funds Insurance Series® Capital World Bond Fund ® Class 2	Capital Research and Management Company	0.73%	9.39%	-2.50%	1.23%
International Equity	American Funds Insurance Series® SMALLCAP World Fund Class 2 1,9	Capital Research and Management Company	0.90%	14.64%	0.49%	7.23%
Large U.S. Equity	American Funds Insurance Series® Growth Fund Class 2	Capital Research and Management Company	0.58%	20.24%	13.37%	17.97%
International Equity	American Funds Insurance Series® EUPAC Fund Class 2 1,10	Capital Research and Management Company	0.72%	26.77%	3.40%	7.00%
International Equity	American Funds Insurance Series® New World Fund ® Class 2 1	Capital Research and Management Company	0.82%	28.29%	5.33%	9.25%
Large U.S. Equity	American Funds Insurance Series® Washington Mutual Investors Fund Class 2 1	Capital Research and Management Company	0.50%	17.21%	13.89%	12.36%
Small/Mid U.S. Equity	BNY Mellon Investment Portfolios MidCap Stock Portfolio Service Shares 1	BNY Mellon Investment Adviser, Inc./ Newton Investment Management North America, LLC	1.05%	9.81%	9.39%	8.51%


Other - Technology	BNY Mellon Investment Portfolios Technology Growth Portfolio Service Shares	BNY Mellon Investment Adviser, Inc./ Newton Investment Management North America, LLC	1.07%	27.87%	8.96%	16.97%
Large U.S. Equity	BNY Mellon Sustainable U.S. Equity Portfolio, Inc. Service Shares	BNY Mellon Investment Adviser, Inc./ Newton Investment Management North America, LLC	0.91%	15.67%	11.65%	13.27%
Large U.S. Equity	BNY Mellon Variable Investment Fund Appreciation Portfolio Service Shares	BNY Mellon Investment Adviser, Inc./ Fayez Sarofim & Co., LLC	1.10%	9.78%	9.08%	12.63%
International Equity	Calvert Variable Trust, Inc. CVT EAFE International Index Portfolio Class F 1	Calvert Research and Management	0.68%	30.64%	8.31%	7.63%
Fixed Income	Calvert Variable Trust, Inc. CVT Investment Grade Bond Index Portfolio Class I 1	Calvert Research and Management/ Ameritas Investment Partners, Inc.	0.57%	6.64%	-0.68%	1.62%
Small/Mid U.S. Equity	Calvert Variable Trust, Inc. CVT Russell 2000 Small Cap Index Portfolio Class F 1	Calvert Research and Management/ Ameritas Investment Partners, Inc.	0.60%	12.23%	5.62%	9.08%
International Equity	Columbia Funds Variable Insurance Trust Acorn International Fund 1,2	Columbia Wanger Asset Management, LLC	1.09%	12.76%	-1.00%	4.31%


Other - Multinarrative	Deutsche DWS Variable Series II DWS Alternative Asset Allocation VIP Class B	DWS Investment Management Americas, Inc./ RREEF American L.L.C.	1.31%	10.03%	4.88%	4.52%
Small/Mid U.S. Equity	Deutsche DWS Variable Series II DWS Small Mid Cap Value VIP Class B	DWS Investment Management Americas, Inc.	1.17%	17.85%	9.27%	7.18%
Large U.S. Equity	Fidelity® Variable Insurance Products Trust I Fidelity® VIP Equity-Income Portfolio SM Service Class 2	Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.) Fidelity Management & Research (Japan) Limited (FMR Japan)	0.71%	18.75%	12.23%	11.32%


Fixed Income	Fidelity® Variable Insurance Products Trust I Fidelity® VIP High Income Portfolio Service Class 2	Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.) Fidelity Management & Research (Japan) Limited (FMR Japan)	1.06%	10.31%	4.00%	5.34%
Large U.S. Equity	Fidelity® Variable Insurance Products Trust II Fidelity® VIP Contrafund SM Portfolio Service Class 2	Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.) Fidelity Management & Research (Japan) Limited (FMR Japan)	0.79%	21.24%	15.08%	15.49%
Small/Mid U.S. Equity	Fidelity® Variable Insurance Products Trust II Fidelity® VIP Extended Market Index Portfolio Service Class 2	Fidelity Management & Research Company, LLC/ Geode	0.37%	12.03%	7.75%


International Equity	Fidelity® Variable Insurance Products Trust II Fidelity® VIP International Index Portfolio Service Class 2	Fidelity Management & Research Company, LLC/ Geode	0.41%	32.82%	7.76%	6.79%
Asset Allocation	Fidelity® Variable Insurance Products Trust II Fidelity® VIP Total Market Index Portfolio Service Class 2	Fidelity Management & Research Company, LLC/ Geode	0.36%	16.86%	12.86%
Small/Mid U.S. Equity	Fidelity® Variable Insurance Products Trust III Fidelity® VIP Mid Cap Portfolio Service Class 2	Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.) Fidelity Management & Research (Japan) Limited (FMR Japan)	0.80%	11.49%	9.83%	10.31%


Other - Consumer Defensive	Fidelity® Variable Insurance Products Trust IV Fidelity® VIP Consumer Staples Portfolio Service Class 2	Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.) Fidelity Management & Research (Japan) Limited (FMR Japan)	0.86%	-3.23
Other - Equity Energy	Fidelity® Variable Insurance Products Trust IV Fidelity® VIP Energy Portfolio Service Class 2	Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.) Fidelity Management & Research (Japan) Limited (FMR Japan)	0.85%	10.34%	23.86%	7.69%


Money Market	Fidelity® Variable Insurance Products Trust V Fidelity® VIP Government Money Market Portfolio Service Class	Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.) Fidelity Management & Research (Japan) Limited (FMR Japan)	0.35%	4.03%	3.02%	1.95%
Fixed Income	Fidelity® Variable Insurance Products Trust V Fidelity® VIP Strategic Income Portfolio Service Class 2	Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.) Fidelity Management & Research (Japan) Limited (FMR Japan)	0.50%	3.86%	2.90%	1.83%
Balanced/Asset Allocation	Franklin Templeton Variable Insurance Product Trust Franklin Income VIP Fund Class 2	Franklin Advisers, Inc.	0.72%	12.56%	7.66%	7.30%


International Equity	Franklin Templeton Variable Insurance Product Trust Franklin Mutual Global Discovery VIP Fund Class 2	Franklin Mutual Advisers, LLC	1.16%	23.34%	12.00%	8.52%
Large U.S. Equity	Franklin Templeton Variable Insurance Product Trust Franklin Mutual Shares VIP Fund Class 2	Franklin Mutual Advisers, LLC	0.94%	11.52%	9.20%	7.53%
Large U.S. Equity	Franklin Templeton Variable Insurance Product Trust Franklin Rising Dividends VIP Fund Class 2	Franklin Advisers, Inc.	0.89%	11.80%	9.50%	12.10%
Small/Mid U.S. Equity	Franklin Templeton Variable Insurance Product Trust Franklin Small Cap Value VIP Fund Class 2 1	Franklin Mutual Advisers, LLC	0.91%	7.65%	8.86%	9.81%
Fixed Income	Franklin Templeton Variable Insurance Product Trust Franklin Strategic Income VIP Fund Class 2 1	Franklin Advisers, Inc.	1.07%	7.24%	1.92%	3.10%
Fixed Income	Franklin Templeton Variable Insurance Product Trust Franklin U.S. Government Securities VIP Fund Class 2	Franklin Advisers, Inc.	0.79%	6.69%	0.02%	1.14%
International Equity	Franklin Templeton Variable Insurance Product Trust Templeton Developing Markets VIP Fund Class 2	Templeton Asset Management, Ltd./Franklin Templeton Investment Management Limited	1.37%	46.27%	5.46%	10.40%


International Equity	Franklin Templeton Variable Insurance Product Trust Templeton Foreign VIP Fund Class 21	Templeton Asset Management, Ltd./Franklin Templeton Investment Management Limited	1.08%	29.19%	8.25%	5.75%
Fixed Income	Franklin Templeton Variable Insurance Product Trust Templeton Global Bond VIP Fund Class 2 1	Templeton Asset Management, Ltd.	0.75%	15.73%	-0.96%	-0.15%
Large U.S. Equity	Invesco Variable Insurance Funds Invesco V.I. American Franchise Fund Series II	Invesco Advisers, Inc.	0.85%	11.67%	10.35%	14.87%
Small/Mid U.S. Equity	Invesco Variable Insurance Funds Invesco V.I. American Value Fund Series I	Invesco Advisers, Inc.	0.89%	21.00%	17.85%	12.29%
Large U.S. Equity	Invesco Variable Insurance Funds Invesco V.I. Core Equity Fund Series II	Invesco Advisers, Inc.	1.05%	15.88%	12.52%	11.46%
Small/Mid U.S. Equity	Invesco Variable Insurance Funds Invesco V.I. Discovery Mid Cap Growth Fund Series I	Invesco Advisers, Inc.	0.86%	4.79%	3.90%	11.38%
International Equity	Invesco Variable Insurance Funds Invesco V.I. EQV International Equity Fund Series I	Invesco Advisers, Inc.	0.90%	16.50%	3.68%	6.22%
Other - Global Real Estate	Invesco Variable Insurance Funds Invesco V.I. Global Real Estate Fund Series I	Invesco Advisers, Inc.	1.02%	7.85%	1.73%	2.44%
Other - Health	Invesco Variable Insurance Funds Invesco V.I. Health Care Fund Series I	Invesco Advisers, Inc.	0.99%	15.33%	3.80%	6.58%
Small/Mid U.S. Equity	Invesco Variable Insurance Funds Invesco V.I. Main Street Mid Cap Fund Series II	Invesco Advisers, Inc.	1.19%	8.96%	8.83%	9.08%


Small/Mid U.S. Equity	Invesco Variable Insurance Funds Invesco V.I. Main Street Small Cap Fund® Series II	Invesco Advisers, Inc.	1.09%	8.44%	8.07%	10.31%
Small/Mid U.S. Equity	Invesco Variable Insurance Funds Invesco V.I. Small Cap Equity Fund Series I	Invesco Advisers, Inc.	0.96%	8.05%	7.32%	9.55%
International Equity	Janus Aspen Series Trust Janus Henderson Global Sustainable Equity Portfolio Service Shares 1	Janus Henderson Investors US LLC	0.99%	17.26%
Balanced/Asset Allocation	Janus Aspen Series Trust Janus Henderson Balanced Portfolio Service Shares	Janus Henderson Investors US LLC	0.87%	14.82%	8.21%	9.86%
Small/Mid U.S. Equity	Janus Aspen Series Trust Janus Henderson Enterprise Portfolio Service Shares	Janus Henderson Investors US LLC	0.97%	7.41%	7.35%	12.51%
Fixed Income	Janus Aspen Series Trust Janus Henderson Flexible Bond Portfolio Service Shares 1	Janus Henderson Investors US LLC	0.82%	7.22%	-0.47%	2.07%
Large U.S. Equity	Janus Aspen Series Trust Janus Henderson Forty Portfolio Service Shares	Janus Henderson Investors US LLC	0.87%	17.86%	11.37%	15.96%
International Equity	Janus Aspen Series Trust Janus Henderson Global Research Portfolio Service Shares	Janus Henderson Investors US LLC	1.07%	20.60%	12.23%	12.64%
Other - Technology	Janus Aspen Series Trust Janus Henderson Global Technology and Innovation Portfolio Service Shares	Janus Henderson Investors US LLC	0.97%	24.84%	13.44%	21.18%
Small/Mid U.S. Equity	Legg Mason Partners Variable Income Trust ClearBridge Variable Mid Cap Portfolio Class I	Franklin Templeton Fund Adviser, LLC/ ClearBridge Investments, LLC	0.82%	4.35%	4.50%	7.50%


Small/Mid U.S. Equity	Legg Mason Partners Variable Income Trust ClearBridge Variable Small Cap Growth Portfolio Class I	Franklin Templeton Fund Adviser, LLC/ ClearBridge Investments, LLC	0.81%	9.23%	-0.20%	9.38%
Small/Mid U.S. Equity	Lincoln Variable Insurance Products Trust LVIP American Century Capital Appreciation Fund Service Class	Lincoln Financial Investments Corporation/ American Century Investment Management, Inc.	0.62%	6.56%	5.02%	11.31%
Large U.S. Equity	Lincoln Variable Insurance Products Trust LVIP Avantis Large Cap Value Fund Service Class 6	Lincoln Financial Investments Corporation/ American Century Investment Management, Inc.	0.96%	14.56%	8.51%	10.12%
Inflation - Protected Bond	Lincoln Variable Insurance Products Trust LVIP American Century Inflation Protection Fund Service Class	Lincoln Financial Investments Corporation/ American Century Investment Management, Inc.	0.72%	6.33%	0.62%	2.61%
International Equity	Lincoln Variable Insurance Products Trust LVIP American Century International Fund Service Class	Lincoln Financial Investments Corporation/ American Century Investment Management, Inc.	0.95%	15.81%	1.71%	6.27%


Small/Mid U.S. Equity	Lincoln Variable Insurance Products Trust LVIP American Century Mid Cap Value Fund Service Class	Lincoln Financial Investments Corporation/ American Century Investment Management, Inc.	1.01%	8.83%	8.72%	8.96%
Large U.S. Equity	Lincoln Variable Insurance Products Trust LVIP American Century Value Fund Service Class	Lincoln Financial Investments Corporation/ American Century Investment Management, Inc.	0.86%	15.85%	11.47%	10.07%
Small/Mid U.S. Equity	Lord Abbett Series Fund, Inc. Developing Growth Portfolio Class VC 1	Lord Abbett	1.27%	14.59%	-1.17%	11.03%
International Equity	MFS® Variable Insurance Trust MFS® Global Equity Series Service Class 1	Massachusetts Financial Services Company	1.18%	13.28%	5.45%	8.64%
Large U.S. Equity	MFS® Variable Insurance Trust MFS® Growth Series Service Class 1	Massachusetts Financial Services Company	0.98%	11.90%	10.82%	15.31%
Small/Mid U.S. Equity	MFS® Variable Insurance Trust MFS® New Discovery Series Service Class 1	Massachusetts Financial Services Company	1.12%	12.56%	-0.54%	10.46%
Balanced/Asset Allocation	MFS® Variable Insurance Trust MFS® Total Return Series Service Class	Massachusetts Financial Services Company	0.86%	10.91%	6.16%	7.36%
Other - Utilities	MFS® Variable Insurance Trust MFS® Utilities Series Service Class 1	Massachusetts Financial Services Company	1.03%	14.76%	7.38%	9.22%


Large U.S. Equity	MFS® Variable Insurance Trust MFS® Value Series Service Class 1	Massachusetts Financial Services Company	0.94%	12.77%	9.69%	9.77%
Small/Mid U.S. Equity	MFS® Variable Insurance Trust III MFS® Blended Research Small Cap Equity Portfolio 1	Massachusetts Financial Services Company	0.83%	5.49%	6.62%	8.82%
International Equity	MFS® Variable Insurance Trust II MFS® International Intrinsic Equity Portfolio Service Class 1,5	Massachusetts Financial Services Company	1.14%	32.96%	7.02%	9.68%
International Equity	MFS® Variable Insurance Trust II MFS® Research International Portfolio Service Class 1	Massachusetts Financial Services Company	1.15%	21.75%	5.25%	7.27%
Fixed Income	MFS® Variable Insurance Trust III MFS® Inflation-Adjusted Bond Portfolio Service Class 1	Massachusetts Financial Services Company	0.85%	8.17%	-3.35%	0.84%
Small/Mid U.S. Equity	MFS® Variable Insurance Trust III MFS® Mid Cap Value Portfolio Service Class 1	Massachusetts Financial Services Company	1.04%	5.75%	9.90%	9.69%
Small/Mid U.S. Equity	MFS® Variable Insurance Trust III MFS® New Discovery Value Portfolio Service Class 1	Massachusetts Financial Services Company	1.13%	2.88%	8.22%	10.30%
Small/Mid U.S. Equity	Neuberger Berman Advisers Management Trust Mid Cap Growth Portfolio Class S 1	Neuberger Berman Investment Advisers, LLC	1.11%	5.23%	4.27%	10.71%
Large U.S. Equity	Neuberger Berman Advisers Management Trust Quality Equity Portfolio Class I 3	Neuberger Berman Investment Advisers, LLC	0.87%	13.74%	12.83%	12.94%


Small/Mid U.S. Equity	Nomura Funds Nomura VIP Small Cap Value Series Service Class 1,4	Delaware Management Company, a series of Nomura Investment Management Business Trust	1.04%	7.83%	8.93%	8.84%
Asset Allocation	Northern Lights Variable Trust TOPS TM Managed Risk Balanced ETF Portfolio Class 2	Valmark Advisers, Inc./ Milliman Financial Risk Management, LLC	0.76%	9.03%	3.83%	4.92%
Asset Allocation	Northern Lights Variable Trust TOPS TM Managed Risk Moderately Aggressive ETF Portfolio Class 2 7	Valmark Advisers, Inc./ Milliman Financial Risk Management, LLC	0.75%	11.65%	5.36%	6.13%
Asset Allocation	Northern Lights Variable Trust TOPS TM Managed Risk Moderate ETF Portfolio Class 2 8	Valmark Advisers, Inc./ Milliman Financial Risk Management, LLC	0.75%	10.36%	4.74%	5.72%
Balanced/Asset Allocation	PIMCO Variable Insurance Trust PIMCO All Asset Portfolio Administrative Class 1	Pacific Investment Management Company, LLC	2.13%	14.20%	5.60%	6.77%
Other - Commodities	PIMCO Variable Insurance Trust PIMCO CommodityRealReturn®Strategy Portfolio Administrative Class	Pacific Investment Management Company, LLC	0.86%	18.79%	10.55%	6.54%
Fixed Income	PIMCO Variable Insurance Trust PIMCO Emerging Markets Bond Portfolio Administrative Class	Pacific Investment Management Company, LLC	1.17%	14.98%	2.44%	5.06%
Fixed Income	PIMCO Variable Insurance Trust PIMCO High Yield Portfolio Administrative Class	Pacific Investment Management Company, LLC	0.81%	8.95%	3.97%	5.57%


Global Bond - USD Hedged	PIMCO Variable Insurance Trust PIMCO International Bond Portfolio (U.S. Dollar-Hedged) Administrative Class 4	Pacific Investment Management Company, LLC	1.09%	3.95%	1.03%	2.88%
Fixed Income	PIMCO Variable Insurance Trust PIMCO Long-Term U.S. Government Portfolio Administrative Class	Pacific Investment Management Company, LLC	2.48%	6.15%	-6.82%	0.01%
Short-Term Fixed Income	PIMCO Variable Insurance Trust PIMCO Low Duration Portfolio Administrative Class	Pacific Investment Management Company, LLC	0.66%	5.52%	1.57%	1.79%
Fixed Income	PIMCO Variable Insurance Trust PIMCO Real Return Portfolio Administrative Class	Pacific Investment Management Company, LLC	1.39%	7.85%	1.21%	3.21%
Short-Term Fixed Income	PIMCO Variable Insurance Trust PIMCO Short-Term Portfolio Administrative Class	Pacific Investment Management Company, LLC	0.65%	4.67%	3.25%	2.76%
Fixed Income	PIMCO Variable Insurance Trust PIMCO Total Return Portfolio Administrative Class	Pacific Investment Management Company, LLC	0.73%	8.89%	0.02%	2.36%
Fixed Income	Principal Variable Contract Funds, Inc. PVC – Bond Market Index Account Class 1	Principal Global Investors, LLC	0.15%	7.16%	-0.52%	1.80%
Fixed Income	Principal Variable Contract Funds, Inc. PVC – Core Plus Bond Account Class 1	Principal Global Investors, LLC	0.50%	7.46%	-0.48%	2.36%
International Equity	Principal Variable Contract Funds, Inc. PVC – Diversified International Account Class 1	Principal Global Investors, LLC	0.86%	32.36%	7.40%	8.08%
Large U.S. Equity	Principal Variable Contract Funds, Inc. PVC – Equity Income Account Class 1	Principal Global Investors, LLC	0.48%	15.50%	10.21%	11.51%


International Equity	Principal Variable Contract Funds, Inc. PVC – Global Emerging Markets Account Class 1	Principal Global Investors, LLC	1.12%	37.27%	5.06%	8.12%
Fixed Income	Principal Variable Contract Funds, Inc. PVC – Government & High-Quality Bond Account Class 1	Principal Global Investors, LLC	0.50%	7.91%	-0.23%	1.26%
Large U.S. Equity	Principal Variable Contract Funds, Inc. PVC – Large Cap Growth Account I Class 1 1	Principal Global Investors, LLC/ Los Angeles Capital Management, LLC T. Rowe Price Associates, Inc. Westfield Capital Management Company, L.P.	0.67%	11.39%	9.44%	15.00%
Large U.S. Equity	Principal Variable Contract Funds, Inc. PVC – Large Cap S&P 500 Index Account Class 1	Principal Global Investors, LLC/ Spectrum Asset Management, Inc.	0.20%	17.62%	14.14%	14.52%
Small/Mid U.S. Equity	Principal Variable Contract Funds, Inc. PVC – MidCap Account Class 1	Principal Global Investors, LLC	0.53%	1.78%	8.33%	12.58%


Large U.S. Equity	Principal Variable Contract Funds, Inc. PVC – Principal Capital Appreciation Account Class 1	Principal Global Investors, LLC	0.63%	13.52%	13.82%	14.35%
Asset Allocation	Principal Variable Contract Funds, Inc. PVC – Principal LifeTime 2020 Account Class 1	Principal Global Investors, LLC	0.47%	11.33%	4.65%	6.77%
Asset Allocation	Principal Variable Contract Funds, Inc. PVC – Principal LifeTime 2030 Account Class 1	Principal Global Investors, LLC	0.50%	13.21%	5.91%	8.07%
Asset Allocation	Principal Variable Contract Funds, Inc. PVC – Principal LifeTime 2040 Account Class 1	Principal Global Investors, LLC	0.54%	15.57%	7.56%	9.35%
Asset Allocation	Principal Variable Contract Funds, Inc. PVC – Principal LifeTime 2050 Account Class 1	Principal Global Investors, LLC	0.58%	17.50%	8.77%	10.22%
Asset Allocation	Principal Variable Contract Funds, Inc. PVC – Principal LifeTime 2060 Account Class 1	Principal Global Investors, LLC	0.61%	17.68%	8.97%	10.35%
Asset Allocation	Principal Variable Contract Funds, Inc. PVC – Principal LifeTime Strategic Income Account Class 1	Principal Global Investors, LLC	0.48%	10.45%	3.48%	4.98%
Small/Mid U.S. Equity	Principal Variable Contract Funds, Inc. PVC – Real Estate Securities Account Class 1	Principal Global Investors, LLC	0.78%	1.24%	4.88%	5.94%


Short - Term Fixed Income	Principal Variable Contract Funds, Inc. PVC – Short-Term Income Account Class 1	Principal Global Investors, LLC	0.42%	5.48%	2.33%	2.52%
Small/Mid U.S. Equity	Principal Variable Contract Funds, Inc. PVC – SmallCap Account Class 1	Principal Global Investors, LLC	0.84%	15.10%	6.29%	9.57%
Asset Allocation	Principal Variable Contract Funds, Inc. PVC – Strategic Asset Management (SAM) – Balanced Portfolio Class 1	Principal Global Investors, LLC	0.68%	14.00%	7.27%	8.29%
Asset Allocation	Principal Variable Contract Funds, Inc. PVC – Strategic Asset Management (SAM) – Conservative Balanced Portfolio Class 1	Principal Global Investors, LLC	0.67%	11.69%	5.04%	6.39%
Asset Allocation	Principal Variable Contract Funds, Inc. PVC – Strategic Asset Management (SAM) – Conservative Growth Portfolio Class 1	Principal Global Investors, LLC	0.72%	15.56%	9.00%	9.94%
Asset Allocation	Principal Variable Contract Funds, Inc. PVC – Strategic Asset Management (SAM) – Flexible Income Portfolio Class 1	Principal Global Investors, LLC	0.64%	9.96%	3.57%	5.12%
Asset Allocation	Principal Variable Contract Funds, Inc. PVC – Strategic Asset Management (SAM) – Strategic Growth Portfolio Class 1	Principal Global Investors, LLC	0.75%	16.86%	10.16%	10.96%


International Equity	Putnam Variable Trust Putnam VT International Value Fund Class IB	Putnam Management, LLC (d/b/a Putnam Management)/ Franklin Advisers, Inc.	1.06%	34.68%	12.49%	8.86%
Large U.S. Equity	Putnam Variable Trust Putnam VT Large Cap Growth Fund Class IB	Putnam Management, LLC (d/b/a Putnam Management)/ Franklin Advisers, Inc.	0.88%	14.34%	13.44%	17.66%
Small/Mid U.S. Equity	Putnam Variable Trust Putnam VT Small Cap Growth Fund Class IB 1	Putnam Management, LLC (d/b/a Putnam Management)/ Franklin Advisers, Inc.	1.12%	8.80%	6.18%	11.45%
Small/Mid U.S. Equity	Putnam Variable Trust Putnam VT Small Cap Value Fund Class IB	Putnam Management, LLC (d/b/a Putnam Management)/ Franklin Advisers, Inc.	1.02%	5.27%	10.99%	9.13%
Other - Natural Resources	Rydex Variable Trust Basic Materials Fund Rydex VT 1	Security Investors, LLC (d/b/a Guggenheim Investments)	1.78%	32.89%	9.42%	11.58%
Other - Utilities	Rydex Variable Trust Utilities Fund Rydex VT 1	Security Investors, LLC (d/b/a Guggenheim Investments)	1.79%	17.07%	8.56%	8.60%
Other - Health	T. Rowe Price Equity Series, Inc. Health Sciences Portfolio II Class	T. Rowe Price	1.11%	17.80%	3.86%	8.70%


Other - Natural Resources	VanEck Variable Insurance Products Trust VanEck VIP Global Resources Fund Initial Class	VanEck Associates Corporation	1.08%	36.48%	10.51%	8.33%
Balanced/Asset Allocation	Vanguard Variable Insurance Funds Vanguard VIF Balanced Portfolio	Wellington Management Company, LLP	0.20%	16.46%	9.29%	10.03%
Balanced/Asset Allocation	Vanguard Variable Insurance Funds Vanguard VIF Conservative Allocation Portfolio 3	The Vanguard Group, Inc.	0.12%	12.73%	4.22%	6.14%
Large U.S. Equity	Vanguard Variable Insurance Funds Vanguard VIF Equity Income Portfolio 3	Wellington Management Company, LLP	0.29%	16.80%	12.59%	11.52%
Fixed Income	Vanguard Variable Insurance Funds Vanguard VIF Global Bond Index Portfolio	The Vanguard Group, Inc.	0.13%	5.69%	-0.41%
Small/Mid U.S. Equity	Vanguard Variable Insurance Funds Vanguard VIF International Portfolio	Schroder Investment Management North America Inc.; Baillie Gifford Overseas Ltd.	0.32%	19.97%	0.62%	10.48%
Small/Mid U.S. Equity	Vanguard Variable Insurance Funds Vanguard VIF Mid-Cap Index Portfolio	The Vanguard Group, Inc.	0.17%	11.54%	8.46%	10.77%
Asset Allocation	Vanguard Variable Insurance Funds Vanguard VIF Real Estate Index Portfolio	The Vanguard Group, Inc.	0.26%	3.11%	4.51%	5.08%

1.The Fund's current expenses are subject to a temporary expense reimbursement and/or fee waiver arrangement that is in place. This arrangement may be terminated in the future and, therefore, the expense figures shown reflect temporary fee reductions. Please refer to the Fund's prospectus for more information.

2.This fund is closed to new investors with an application signature date of February 1, 2013, and after.

3.This fund became available for investment on June 5, 2023.

4.This fund became available for investment on May 31, 2025.

5.Prior to June 2, 2025, the name of this fund was the Wanger Acorn International Fund.

6.Prior to July 28, 2025, the name of this fund was the AMT Sustainable Equity Portfolio.

7.Prior to December 1, 2025, the name of this fund was the Macquarie VIP Small Cap Value Series.

8.Prior to April 30, 2026, the name of this fund was the MFS ® International Intrinsic Value Portfolio.

9.Prior to May 1, 2026, the name of this fund was the LVIP American Century Disciplined Core Value Fund.

10.Prior to May 1, 2026, the name of this fund was the TOPS ® Managed Risk Growth ETF Portfolio.

11.Prior to May 1, 2026, the name of this fund was the TOPS ® Managed Risk Moderate Growth ETF Portfolio.

12.Prior to May 1, 2026, the name of this fund was the Global Small Capitalization Fund.

13.Prior to May 1, 2026, the name of this fund was the International Fund.

APPENDIX A – TARGET PREMIUM RATES - For Policy Dates before October 1, 2021

TARGET PREMIUM RATES (per $1,000 of Policy Face Amount) – Male


Table: Age:	Standard	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16
	100%	120%	130%	140%	150%	150%	165%	165%	180%	180%	195%	195%	210%	210%	210%	210%
20	18.60	22.32	24.18	26.04	27.90	27.90	30.69	30.69	33.48	33.48	36.27	36.27	39.06	39.06	39.06	39.06
21	19.21	23.05	24.97	26.89	28.82	28.82	31.70	31.70	34.58	34.58	37.46	37.46	40.34	40.34	40.34	40.34
22	19.85	23.82	25.81	27.79	29.78	29.78	32.75	32.75	35.73	35.73	38.71	38.71	41.69	41.69	41.69	41.69
23	20.51	24.61	26.66	28.71	30.77	30.77	33.84	33.84	36.92	36.92	39.99	39.99	43.07	43.07	43.07	43.07
24	21.19	25.43	27.55	29.67	31.79	31.79	34.96	34.96	38.14	38.14	41.32	41.32	44.50	44.50	44.50	44.50
25	21.89	26.27	28.46	30.65	32.84	32.84	36.12	36.12	39.40	39.40	42.69	42.69	45.97	45.97	45.97	45.97
26	22.61	27.13	29.39	31.65	33.92	33.92	37.31	37.31	40.70	40.70	44.09	44.09	47.48	47.48	47.48	47.48
27	23.37	28.04	30.38	32.72	35.06	35.06	38.56	38.56	42.07	42.07	45.57	45.57	49.08	49.08	49.08	49.08
28	24.16	28.99	31.41	33.82	36.24	36.24	39.86	39.86	43.49	43.49	47.11	47.11	50.74	50.74	50.74	50.74
29	24.99	29.99	32.49	34.99	37.49	37.49	41.23	41.23	44.98	44.98	48.73	48.73	52.48	52.48	52.48	52.48
30	25.86	31.03	33.62	36.20	38.79	38.79	42.67	42.67	46.55	46.55	50.43	50.43	54.31	54.31	54.31	54.31
31	26.76	32.11	34.79	37.46	40.14	40.14	44.15	44.15	48.17	48.17	52.18	52.18	56.20	56.20	56.20	56.20
32	27.69	33.23	36.00	38.77	41.54	41.54	45.69	45.69	49.84	49.84	54.00	54.00	58.15	58.15	58.15	58.15
33	28.66	34.39	37.26	40.12	42.99	42.99	47.29	47.29	51.59	51.59	55.89	55.89	60.19	60.19	60.19	60.19
34	29.65	35.58	38.55	41.51	44.48	44.48	48.92	48.92	53.37	53.37	57.82	57.82	62.27	62.27	62.27	62.27
35	30.68	36.82	39.88	42.95	46.02	46.02	50.62	50.62	55.22	55.22	59.83	59.83	64.43	64.43	64.43	64.43
36	31.74	38.09	41.26	44.44	47.61	47.61	52.37	52.37	57.13	57.13	61.89	61.89	66.65	66.65	66.65	66.65
37	32.82	39.38	42.67	45.95	49.23	49.23	54.15	54.15	59.08	59.08	64.00	64.00	68.92	68.92	68.92	68.92
38	33.94	40.73	44.12	47.52	50.91	50.91	56.00	56.00	61.09	61.09	66.18	66.18	71.27	71.27	71.27	71.27
39	35.08	42.10	45.60	49.11	52.62	52.62	57.88	57.88	63.14	63.14	68.41	68.41	73.67	73.67	73.67	73.67
40	36.25	43.50	47.13	50.75	54.38	54.38	59.81	59.81	65.25	65.25	70.69	70.69	76.13	76.13	76.13	76.13
41	37.45	44.94	48.69	52.43	56.18	56.18	61.79	61.79	67.41	67.41	73.03	73.03	78.65	78.65	78.65	78.65
42	38.68	46.42	50.28	54.15	58.02	58.02	63.82	63.82	69.62	69.62	75.43	75.43	81.23	81.23	81.23	81.23
43	39.95	47.94	51.94	55.93	59.93	59.93	65.92	65.92	71.91	71.91	77.90	77.90	83.90	83.90	83.90	83.90
44	41.26	49.51	53.64	57.76	61.89	61.89	68.08	68.08	74.27	74.27	80.46	80.46	86.65	86.65	86.65	86.65
45	42.61	51.13	55.39	59.65	63.92	63.92	70.31	70.31	76.70	76.70	83.09	83.09	89.48	89.48	89.48	89.48
46	44.02	52.82	57.23	61.63	66.03	66.03	72.63	72.63	79.24	79.24	85.84	85.84	92.44	92.44	92.44	92.44
47	45.48	54.58	59.12	63.67	68.22	68.22	75.04	75.04	81.86	81.86	88.69	88.69	95.51	95.51	95.51	95.51
48	47.00	56.40	61.10	65.80	70.50	70.50	77.55	77.55	84.60	84.60	91.65	91.65	98.70	98.70	98.70	98.70
49	48.59	58.31	63.17	68.03	72.89	72.89	80.17	80.17	87.46	87.46	94.75	94.75	102.04	102.04	102.04	102.04
50	50.23	60.28	65.30	70.32	75.35	75.35	82.88	82.88	90.41	90.41	97.95	97.95	105.48	105.48	105.48	105.48
51	51.94	62.33	67.52	72.72	77.91	77.91	85.70	85.70	93.49	93.49	101.28	101.28	109.07	109.07	109.07	109.07
52	53.71	64.45	69.82	75.19	80.57	80.57	88.62	88.62	96.68	96.68	104.73	104.73	112.79	112.79	112.79	112.79
53	55.55	66.66	72.22	77.77	83.33	83.33	91.66	91.66	99.99	99.99	108.32	108.32	116.66	116.66	116.66	116.66
54	57.44	68.93	74.67	80.42	86.16	86.16	94.78	94.78	103.39	103.39	112.01	112.01	120.62	120.62	120.62	120.62
55	59.41	71.29	77.23	83.17	89.12	89.12	98.03	98.03	106.94	106.94	115.85	115.85	124.76	124.76	124.76	124.76


Table: Age:	Standard	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16
	100%	120%	130%	140%	150%	150%	165%	165%	180%	180%	195%	195%	210%	210%	210%	210%
56	61.44	73.73	79.87	86.02	92.16	92.16	101.38	101.38	110.59	110.59	119.81	119.81	129.02	129.02	129.02	129.02
57	63.53	76.24	82.59	88.94	95.30	95.30	104.82	104.82	114.35	114.35	123.88	123.88	133.41	133.41	133.41	133.41
58	65.70	78.84	85.41	91.98	98.55	98.55	108.41	108.41	118.26	118.26	128.12	128.12	137.97	137.97	137.97	137.97
59	67.94	81.53	88.32	95.12	101.91	101.91	112.10	112.10	122.29	122.29	132.48	132.48	142.67	142.67	142.67	142.67
60	70.25	84.30	91.33	98.35	105.38	105.38	115.91	115.91	126.45	126.45	136.99	136.99	147.53	147.53	147.53	147.53
61	72.63	87.16	94.42	101.68	108.95	108.95	119.84	119.84	130.73	130.73	141.63	141.63	152.52	152.52	152.52	152.52
62	75.08	90.10	97.60	105.11	112.62	112.62	123.88	123.88	135.14	135.14	146.41	146.41	157.67	157.67	157.67	157.67
63	77.60	93.12	100.88	108.64	116.40	116.40	128.04	128.04	139.68	139.68	151.32	151.32	162.96	162.96	162.96	162.96
64	80.18	96.22	104.23	112.25	120.27	120.27	132.30	132.30	144.32	144.32	156.35	156.35	168.38	168.38	168.38	168.38
65	82.83	99.40	107.68	115.96	124.25	124.25	136.67	136.67	149.09	149.09	161.52	161.52	173.94	173.94	173.94	173.94
66	85.55	102.66	111.22	119.77	128.33	128.33	141.16	141.16	153.99	153.99	166.82	166.82	179.66	179.66	179.66	179.66
67	88.36	106.03	114.87	123.70	132.54	132.54	145.79	145.79	159.05	159.05	172.30	172.30	185.56	185.56	185.56	185.56
68	91.28	109.54	118.66	127.79	136.92	136.92	150.61	150.61	164.30	164.30	178.00	178.00	191.69	191.69	191.69	191.69
69	94.32	113.18	122.62	132.05	141.48	141.48	155.63	155.63	169.78	169.78	183.92	183.92	198.07	198.07	198.07	198.07
70	97.51	117.01	126.76	136.51	146.27	146.27	160.89	160.89	175.52	175.52	190.14	190.14	204.77	204.77	204.77	204.77
71	100.85	121.02	131.11	141.19	151.28	151.28	166.40	166.40	181.53	181.53	196.66	196.66	211.79	211.79	211.79	211.79
72	104.33	125.20	135.63	146.06	156.50	156.50	172.14	172.14	187.79	187.79	203.44	203.44	219.09	219.09	219.09	219.09
73	107.96	129.55	140.35	151.14	161.94	161.94	178.13	178.13	194.33	194.33	210.52	210.52	226.72	226.72	226.72	226.72
74	111.72	134.06	145.24	156.41	167.58	167.58	184.34	184.34	201.10	201.10	217.85	217.85	234.61	234.61	234.61	234.61
75	115.63	138.76	150.32	161.88	173.45	173.45	190.79	190.79	208.13	208.13	225.48	225.48	242.82	242.82	242.82	242.82

TARGET PREMIUM RATES (per $1,000 of Policy Face Amount) – Female


Table: Age:	Standard	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16
	100%	120%	130%	140%	150%	150%	165%	165%	180%	180%	195%	195%	210%	210%	210%	210%
20	15.80	18.96	20.54	22.12	23.70	23.70	26.07	26.07	28.44	28.44	30.81	30.81	33.18	33.18	33.18	33.18
21	16.38	19.66	21.29	22.93	24.57	24.57	27.03	27.03	29.48	29.48	31.94	31.94	34.40	34.40	34.40	34.40
22	16.99	20.39	22.09	23.79	25.49	25.49	28.03	28.03	30.58	30.58	33.13	33.13	35.68	35.68	35.68	35.68
23	17.62	21.14	22.91	24.67	26.43	26.43	29.07	29.07	31.72	31.72	34.36	34.36	37.00	37.00	37.00	37.00
24	18.28	21.94	23.76	25.59	27.42	27.42	30.16	30.16	32.90	32.90	35.65	35.65	38.39	38.39	38.39	38.39
25	18.95	22.74	24.64	26.53	28.43	28.43	31.27	31.27	34.11	34.11	36.95	36.95	39.80	39.80	39.80	39.80
26	19.65	23.58	25.55	27.51	29.48	29.48	32.42	32.42	35.37	35.37	38.32	38.32	41.27	41.27	41.27	41.27
27	20.38	24.46	26.49	28.53	30.57	30.57	33.63	33.63	36.68	36.68	39.74	39.74	42.80	42.80	42.80	42.80
28	21.14	25.37	27.48	29.60	31.71	31.71	34.88	34.88	38.05	38.05	41.22	41.22	44.39	44.39	44.39	44.39
29	21.93	26.32	28.51	30.70	32.90	32.90	36.18	36.18	39.47	39.47	42.76	42.76	46.05	46.05	46.05	46.05
30	22.75	27.30	29.58	31.85	34.13	34.13	37.54	37.54	40.95	40.95	44.36	44.36	47.78	47.78	47.78	47.78
31	23.59	28.31	30.67	33.03	35.39	35.39	38.92	38.92	42.46	42.46	46.00	46.00	49.54	49.54	49.54	49.54
32	24.47	29.36	31.81	34.26	36.71	36.71	40.38	40.38	44.05	44.05	47.72	47.72	51.39	51.39	51.39	51.39
33	25.38	30.46	32.99	35.53	38.07	38.07	41.88	41.88	45.68	45.68	49.49	49.49	53.30	53.30	53.30	53.30
34	26.32	31.58	34.22	36.85	39.48	39.48	43.43	43.43	47.38	47.38	51.32	51.32	55.27	55.27	55.27	55.27
35	27.29	32.75	35.48	38.21	40.94	40.94	45.03	45.03	49.12	49.12	53.22	53.22	57.31	57.31	57.31	57.31
36	28.29	33.95	36.78	39.61	42.44	42.44	46.68	46.68	50.92	50.92	55.17	55.17	59.41	59.41	59.41	59.41
37	29.32	35.18	38.12	41.05	43.98	43.98	48.38	48.38	52.78	52.78	57.17	57.17	61.57	61.57	61.57	61.57
38	30.37	36.44	39.48	42.52	45.56	45.56	50.11	50.11	54.67	54.67	59.22	59.22	63.78	63.78	63.78	63.78
39	31.46	37.75	40.90	44.04	47.19	47.19	51.91	51.91	56.63	56.63	61.35	61.35	66.07	66.07	66.07	66.07
40	32.58	39.10	42.35	45.61	48.87	48.87	53.76	53.76	58.64	58.64	63.53	63.53	68.42	68.42	68.42	68.42
41	33.74	40.49	43.86	47.24	50.61	50.61	55.67	55.67	60.73	60.73	65.79	65.79	70.85	70.85	70.85	70.85
42	34.94	41.93	45.42	48.92	52.41	52.41	57.65	57.65	62.89	62.89	68.13	68.13	73.37	73.37	73.37	73.37
43	36.19	43.43	47.05	50.67	54.29	54.29	59.71	59.71	65.14	65.14	70.57	70.57	76.00	76.00	76.00	76.00
44	37.48	44.98	48.72	52.47	56.22	56.22	61.84	61.84	67.46	67.46	73.09	73.09	78.71	78.71	78.71	78.71
45	38.83	46.60	50.48	54.36	58.25	58.25	64.07	64.07	69.89	69.89	75.72	75.72	81.54	81.54	81.54	81.54
46	40.22	48.26	52.29	56.31	60.33	60.33	66.36	66.36	72.40	72.40	78.43	78.43	84.46	84.46	84.46	84.46
47	41.66	49.99	54.16	58.32	62.49	62.49	68.74	68.74	74.99	74.99	81.24	81.24	87.49	87.49	87.49	87.49
48	43.15	51.78	56.10	60.41	64.73	64.73	71.20	71.20	77.67	77.67	84.14	84.14	90.62	90.62	90.62	90.62
49	44.69	53.63	58.10	62.57	67.04	67.04	73.74	73.74	80.44	80.44	87.15	87.15	93.85	93.85	93.85	93.85
50	46.29	55.55	60.18	64.81	69.44	69.44	76.38	76.38	83.32	83.32	90.27	90.27	97.21	97.21	97.21	97.21
51	47.93	57.52	62.31	67.10	71.90	71.90	79.08	79.08	86.27	86.27	93.46	93.46	100.65	100.65	100.65	100.65
52	49.63	59.56	64.52	69.48	74.45	74.45	81.89	81.89	89.33	89.33	96.78	96.78	104.22	104.22	104.22	104.22
53	51.38	61.66	66.79	71.93	77.07	77.07	84.78	84.78	92.48	92.48	100.19	100.19	107.90	107.90	107.90	107.90
54	53.19	63.83	69.15	74.47	79.79	79.79	87.76	87.76	95.74	95.74	103.72	103.72	111.70	111.70	111.70	111.70
55	55.06	66.07	71.58	77.08	82.59	82.59	90.85	90.85	99.11	99.11	107.37	107.37	115.63	115.63	115.63	115.63
56	56.98	68.38	74.07	79.77	85.47	85.47	94.02	94.02	102.56	102.56	111.11	111.11	119.66	119.66	119.66	119.66
57	58.97	70.76	76.66	82.56	88.46	88.46	97.30	97.30	106.15	106.15	114.99	114.99	123.84	123.84	123.84	123.84
58	61.02	73.22	79.33	85.43	91.53	91.53	100.68	100.68	109.84	109.84	118.99	118.99	128.14	128.14	128.14	128.14


Table: Age:	Standard	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16
	100%	120%	130%	140%	150%	150%	165%	165%	180%	180%	195%	195%	210%	210%	210%	210%
59	63.13	75.76	82.07	88.38	94.70	94.70	104.16	104.16	113.63	113.63	123.10	123.10	132.57	132.57	132.57	132.57
60	65.32	78.38	84.92	91.45	97.98	97.98	107.78	107.78	117.58	117.58	127.37	127.37	137.17	137.17	137.17	137.17
61	67.57	81.08	87.84	94.60	101.36	101.36	111.49	111.49	121.63	121.63	131.76	131.76	141.90	141.90	141.90	141.90
62	69.88	83.86	90.84	97.83	104.82	104.82	115.30	115.30	125.78	125.78	136.27	136.27	146.75	146.75	146.75	146.75
63	72.27	86.72	93.95	101.18	108.41	108.41	119.25	119.25	130.09	130.09	140.93	140.93	151.77	151.77	151.77	151.77
64	74.73	89.68	97.15	104.62	112.10	112.10	123.30	123.30	134.51	134.51	145.72	145.72	156.93	156.93	156.93	156.93
65	77.26	92.71	100.44	108.16	115.89	115.89	127.48	127.48	139.07	139.07	150.66	150.66	162.25	162.25	162.25	162.25
66	79.87	95.84	103.83	111.82	119.81	119.81	131.79	131.79	143.77	143.77	155.75	155.75	167.73	167.73	167.73	167.73
67	82.55	99.06	107.32	115.57	123.83	123.83	136.21	136.21	148.59	148.59	160.97	160.97	173.36	173.36	173.36	173.36
68	85.30	102.36	110.89	119.42	127.95	127.95	140.75	140.75	153.54	153.54	166.34	166.34	179.13	179.13	179.13	179.13
69	88.14	105.77	114.58	123.40	132.21	132.21	145.43	145.43	158.65	158.65	171.87	171.87	185.09	185.09	185.09	185.09
70	91.07	109.28	118.39	127.50	136.61	136.61	150.27	150.27	163.93	163.93	177.59	177.59	191.25	191.25	191.25	191.25
71	94.09	112.91	122.32	131.73	141.14	141.14	155.25	155.25	169.36	169.36	183.48	183.48	197.59	197.59	197.59	197.59
72	97.21	116.65	126.37	136.09	145.82	145.82	160.40	160.40	174.98	174.98	189.56	189.56	204.14	204.14	204.14	204.14
73	100.47	120.56	130.61	140.66	150.71	150.71	165.78	165.78	180.85	180.85	195.92	195.92	210.99	210.99	210.99	210.99
74	103.86	124.63	135.02	145.40	155.79	155.79	171.37	171.37	186.95	186.95	202.53	202.53	218.11	218.11	218.11	218.11
75	107.41	128.89	139.63	150.37	161.12	161.12	177.23	177.23	193.34	193.34	209.45	209.45	225.56	225.56	225.56	225.56

TARGET PREMIUM RATES (per $1,000 of Policy Face Amount) – Unisex


Table: Age:	Standard	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16
	100%	120%	130%	140%	150%	150%	165%	165%	180%	180%	195%	195%	210%	210%	210%	210%
20	18.06	21.67	23.48	25.28	27.09	27.09	29.80	29.80	32.51	32.51	35.22	35.22	37.93	37.93	37.93	37.93
21	18.67	22.40	24.27	26.14	28.01	28.01	30.81	30.81	33.61	33.61	36.41	36.41	39.21	39.21	39.21	39.21
22	19.30	23.16	25.09	27.02	28.95	28.95	31.85	31.85	34.74	34.74	37.64	37.64	40.53	40.53	40.53	40.53
23	19.95	23.94	25.94	27.93	29.93	29.93	32.92	32.92	35.91	35.91	38.90	38.90	41.90	41.90	41.90	41.90
24	20.63	24.76	26.82	28.88	30.95	30.95	34.04	34.04	37.13	37.13	40.23	40.23	43.32	43.32	43.32	43.32
25	21.32	25.58	27.72	29.85	31.98	31.98	35.18	35.18	38.38	38.38	41.57	41.57	44.77	44.77	44.77	44.77
26	22.05	26.46	28.67	30.87	33.08	33.08	36.38	36.38	39.69	39.69	43.00	43.00	46.31	46.31	46.31	46.31
27	22.80	27.36	29.64	31.92	34.20	34.20	37.62	37.62	41.04	41.04	44.46	44.46	47.88	47.88	47.88	47.88
28	23.58	28.30	30.65	33.01	35.37	35.37	38.91	38.91	42.44	42.44	45.98	45.98	49.52	49.52	49.52	49.52
29	24.40	29.28	31.72	34.16	36.60	36.60	40.26	40.26	43.92	43.92	47.58	47.58	51.24	51.24	51.24	51.24
30	25.26	30.31	32.84	35.36	37.89	37.89	41.68	41.68	45.47	45.47	49.26	49.26	53.05	53.05	53.05	53.05
31	26.15	31.38	34.00	36.61	39.23	39.23	43.15	43.15	47.07	47.07	50.99	50.99	54.92	54.92	54.92	54.92
32	27.08	32.50	35.20	37.91	40.62	40.62	44.68	44.68	48.74	48.74	52.81	52.81	56.87	56.87	56.87	56.87
33	28.03	33.64	36.44	39.24	42.05	42.05	46.25	46.25	50.45	50.45	54.66	54.66	58.86	58.86	58.86	58.86
34	29.02	34.82	37.73	40.63	43.53	43.53	47.88	47.88	52.24	52.24	56.59	56.59	60.94	60.94	60.94	60.94
35	30.03	36.04	39.04	42.04	45.05	45.05	49.55	49.55	54.05	54.05	58.56	58.56	63.06	63.06	63.06	63.06
36	31.08	37.30	40.40	43.51	46.62	46.62	51.28	51.28	55.94	55.94	60.61	60.61	65.27	65.27	65.27	65.27
37	32.15	38.58	41.80	45.01	48.23	48.23	53.05	53.05	57.87	57.87	62.69	62.69	67.52	67.52	67.52	67.52
38	33.26	39.91	43.24	46.56	49.89	49.89	54.88	54.88	59.87	59.87	64.86	64.86	69.85	69.85	69.85	69.85
39	34.39	41.27	44.71	48.15	51.59	51.59	56.74	56.74	61.90	61.90	67.06	67.06	72.22	72.22	72.22	72.22
40	35.55	42.66	46.22	49.77	53.33	53.33	58.66	58.66	63.99	63.99	69.32	69.32	74.66	74.66	74.66	74.66
41	36.75	44.10	47.78	51.45	55.13	55.13	60.64	60.64	66.15	66.15	71.66	71.66	77.18	77.18	77.18	77.18
42	37.97	45.56	49.36	53.16	56.96	56.96	62.65	62.65	68.35	68.35	74.04	74.04	79.74	79.74	79.74	79.74
43	39.23	47.08	51.00	54.92	58.85	58.85	64.73	64.73	70.61	70.61	76.50	76.50	82.38	82.38	82.38	82.38
44	40.54	48.65	52.70	56.76	60.81	60.81	66.89	66.89	72.97	72.97	79.05	79.05	85.13	85.13	85.13	85.13
45	41.90	50.28	54.47	58.66	62.85	62.85	69.14	69.14	75.42	75.42	81.71	81.71	87.99	87.99	87.99	87.99
46	43.30	51.96	56.29	60.62	64.95	64.95	71.45	71.45	77.94	77.94	84.44	84.44	90.93	90.93	90.93	90.93
47	44.76	53.71	58.19	62.66	67.14	67.14	73.85	73.85	80.57	80.57	87.28	87.28	94.00	94.00	94.00	94.00
48	46.28	55.54	60.16	64.79	69.42	69.42	76.36	76.36	83.30	83.30	90.25	90.25	97.19	97.19	97.19	97.19
49	47.85	57.42	62.21	66.99	71.78	71.78	78.95	78.95	86.13	86.13	93.31	93.31	100.49	100.49	100.49	100.49
50	49.49	59.39	64.34	69.29	74.24	74.24	81.66	81.66	89.08	89.08	96.51	96.51	103.93	103.93	103.93	103.93
51	51.18	61.42	66.53	71.65	76.77	76.77	84.45	84.45	92.12	92.12	99.80	99.80	107.48	107.48	107.48	107.48
52	52.94	63.53	68.82	74.12	79.41	79.41	87.35	87.35	95.29	95.29	103.23	103.23	111.17	111.17	111.17	111.17
53	54.76	65.71	71.19	76.66	82.14	82.14	90.35	90.35	98.57	98.57	106.78	106.78	115.00	115.00	115.00	115.00
54	56.64	67.97	73.63	79.30	84.96	84.96	93.46	93.46	101.95	101.95	110.45	110.45	118.94	118.94	118.94	118.94
55	58.59	70.31	76.17	82.03	87.89	87.89	96.67	96.67	105.46	105.46	114.25	114.25	123.04	123.04	123.04	123.04
56	60.60	72.72	78.78	84.84	90.90	90.90	99.99	99.99	109.08	109.08	118.17	118.17	127.26	127.26	127.26	127.26
57	62.67	75.20	81.47	87.74	94.01	94.01	103.41	103.41	112.81	112.81	122.21	122.21	131.61	131.61	131.61	131.61
58	64.82	77.78	84.27	90.75	97.23	97.23	106.95	106.95	116.68	116.68	126.40	126.40	136.12	136.12	136.12	136.12


Table: Age:	Standard	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16
	100%	120%	130%	140%	150%	150%	165%	165%	180%	180%	195%	195%	210%	210%	210%	210%
59	67.04	80.45	87.15	93.86	100.56	100.56	110.62	110.62	120.67	120.67	130.73	130.73	140.78	140.78	140.78	140.78
60	69.32	83.18	90.12	97.05	103.98	103.98	114.38	114.38	124.78	124.78	135.17	135.17	145.57	145.57	145.57	145.57
61	71.68	86.02	93.18	100.35	107.52	107.52	118.27	118.27	129.02	129.02	139.78	139.78	150.53	150.53	150.53	150.53
62	74.10	88.92	96.33	103.74	111.15	111.15	122.27	122.27	133.38	133.38	144.50	144.50	155.61	155.61	155.61	155.61
63	76.60	91.92	99.58	107.24	114.90	114.90	126.39	126.39	137.88	137.88	149.37	149.37	160.86	160.86	160.86	160.86
64	79.15	94.98	102.90	110.81	118.73	118.73	130.60	130.60	142.47	142.47	154.34	154.34	166.22	166.22	166.22	166.22
65	81.78	98.14	106.31	114.49	122.67	122.67	134.94	134.94	147.20	147.20	159.47	159.47	171.74	171.74	171.74	171.74
66	84.48	101.38	109.82	118.27	126.72	126.72	139.39	139.39	152.06	152.06	164.74	164.74	177.41	177.41	177.41	177.41
67	87.27	104.72	113.45	122.18	130.91	130.91	144.00	144.00	157.09	157.09	170.18	170.18	183.27	183.27	183.27	183.27
68	90.15	108.18	117.20	126.21	135.23	135.23	148.75	148.75	162.27	162.27	175.79	175.79	189.32	189.32	189.32	189.32
69	93.16	111.79	121.11	130.42	139.74	139.74	153.71	153.71	167.69	167.69	181.66	181.66	195.64	195.64	195.64	195.64
70	96.29	115.55	125.18	134.81	144.44	144.44	158.88	158.88	173.32	173.32	187.77	187.77	202.21	202.21	202.21	202.21
71	99.56	119.47	129.43	139.38	149.34	149.34	164.27	164.27	179.21	179.21	194.14	194.14	209.08	209.08	209.08	209.08
72	102.98	123.58	133.87	144.17	154.47	154.47	169.92	169.92	185.36	185.36	200.81	200.81	216.26	216.26	216.26	216.26
73	106.53	127.84	138.49	149.14	159.80	159.80	175.77	175.77	191.75	191.75	207.73	207.73	223.71	223.71	223.71	223.71
74	110.21	132.25	143.27	154.29	165.32	165.32	181.85	181.85	198.38	198.38	214.91	214.91	231.44	231.44	231.44	231.44
75	114.05	136.86	148.27	159.67	171.08	171.08	188.18	188.18	205.29	205.29	222.40	222.40	239.51	239.51	239.51	239.51

TARGET PREMIUM RATES - For Policy Dates on or after October 1, 2021*

*(in states where approved; otherwise we apply the rate(s) in effect before October 1, 2021 regardless of Policy Date).

TARGET PREMIUM RATES (per $1,000 of Policy Face Amount) – Male


Table:	Standard	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16
Age:	100%	120%	130%	140%	150%	150%	165%	165%	180%	180%	195%	195%	210%	210%	210%	210%
20	48.31	57.97	62.8	67.63	72.47	72.47	79.71	79.71	86.96	86.96	94.2	94.2	101.45	101.45	101.45	101.45
21	49.18	59.02	63.93	68.85	73.77	73.77	81.15	81.15	88.52	88.52	95.9	95.9	103.28	103.28	103.28	103.28
22	50.08	60.1	65.1	70.11	75.12	75.12	82.63	82.63	90.14	90.14	97.66	97.66	105.17	105.17	105.17	105.17
23	50.98	61.18	66.27	71.37	76.47	76.47	84.12	84.12	91.76	91.76	99.41	99.41	107.06	107.06	107.06	107.06
24	51.9	62.28	67.47	72.66	77.85	77.85	85.64	85.64	93.42	93.42	101.21	101.21	108.99	108.99	108.99	108.99
25	52.84	63.41	68.69	73.98	79.26	79.26	87.19	87.19	95.11	95.11	103.04	103.04	110.96	110.96	110.96	110.96
26	53.79	64.55	69.93	75.31	80.69	80.69	88.75	88.75	96.82	96.82	104.89	104.89	112.96	112.96	112.96	112.96
27	54.76	65.71	71.19	76.66	82.14	82.14	90.35	90.35	98.57	98.57	106.78	106.78	115	115	115	115
28	55.76	66.91	72.49	78.06	83.64	83.64	92	92	100.37	100.37	108.73	108.73	117.1	117.1	117.1	117.1
29	56.78	68.14	73.81	79.49	85.17	85.17	93.69	93.69	102.2	102.2	110.72	110.72	119.24	119.24	119.24	119.24
30	57.82	69.38	75.17	80.95	86.73	86.73	95.4	95.4	104.08	104.08	112.75	112.75	121.42	121.42	121.42	121.42
31	58.9	70.68	76.57	82.46	88.35	88.35	97.19	97.19	106.02	106.02	114.86	114.86	123.69	123.69	123.69	123.69
32	59.99	71.99	77.99	83.99	89.99	89.99	98.98	98.98	107.98	107.98	116.98	116.98	125.98	125.98	125.98	125.98
33	61.11	73.33	79.44	85.55	91.67	91.67	100.83	100.83	110	110	119.16	119.16	128.33	128.33	128.33	128.33
34	62.24	74.69	80.91	87.14	93.36	93.36	102.7	102.7	112.03	112.03	121.37	121.37	130.7	130.7	130.7	130.7
35	63.39	76.07	82.41	88.75	95.09	95.09	104.59	104.59	114.1	114.1	123.61	123.61	133.12	133.12	133.12	133.12
36	64.56	77.47	83.93	90.38	96.84	96.84	106.52	106.52	116.21	116.21	125.89	125.89	135.58	135.58	135.58	135.58
37	65.75	78.9	85.48	92.05	98.63	98.63	108.49	108.49	118.35	118.35	128.21	128.21	138.08	138.08	138.08	138.08
38	66.95	80.34	87.04	93.73	100.43	100.43	110.47	110.47	120.51	120.51	130.55	130.55	140.6	140.6	140.6	140.6
39	68.17	81.8	88.62	95.44	102.26	102.26	112.48	112.48	122.71	122.71	132.93	132.93	143.16	143.16	143.16	143.16
40	69.39	83.27	90.21	97.15	104.09	104.09	114.49	114.49	124.9	124.9	135.31	135.31	145.72	145.72	145.72	145.72
41	70.63	84.76	91.82	98.88	105.95	105.95	116.54	116.54	127.13	127.13	137.73	137.73	148.32	148.32	148.32	148.32
42	71.88	86.26	93.44	100.63	107.82	107.82	118.6	118.6	129.38	129.38	140.17	140.17	150.95	150.95	150.95	150.95
43	73.14	87.77	95.08	102.4	109.71	109.71	120.68	120.68	131.65	131.65	142.62	142.62	153.59	153.59	153.59	153.59
44	74.43	89.32	96.76	104.2	111.65	111.65	122.81	122.81	133.97	133.97	145.14	145.14	156.3	156.3	156.3	156.3
45	75.74	90.89	98.46	106.04	113.61	113.61	124.97	124.97	136.33	136.33	147.69	147.69	159.05	159.05	159.05	159.05
46	77.08	92.5	100.2	107.91	115.62	115.62	127.18	127.18	138.74	138.74	150.31	150.31	161.87	161.87	161.87	161.87
47	78.44	94.13	101.97	109.82	117.66	117.66	129.43	129.43	141.19	141.19	152.96	152.96	164.72	164.72	164.72	164.72
48	79.84	95.81	103.79	111.78	119.76	119.76	131.74	131.74	143.71	143.71	155.69	155.69	167.66	167.66	167.66	167.66
49	81.27	97.52	105.65	113.78	121.91	121.91	134.1	134.1	146.29	146.29	158.48	158.48	170.67	170.67	170.67	170.67
50	82.73	99.28	107.55	115.82	124.1	124.1	136.5	136.5	148.91	148.91	161.32	161.32	173.73	173.73	173.73	173.73
51	84.24	101.09	109.51	117.94	126.36	126.36	139	139	151.63	151.63	164.27	164.27	176.9	176.9	176.9	176.9
52	85.77	102.92	111.5	120.08	128.66	128.66	141.52	141.52	154.39	154.39	167.25	167.25	180.12	180.12	180.12	180.12
53	87.34	104.81	113.54	122.28	131.01	131.01	144.11	144.11	157.21	157.21	170.31	170.31	183.41	183.41	183.41	183.41


Table:	Standard	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16
Age:	100%	120%	130%	140%	150%	150%	165%	165%	180%	180%	195%	195%	210%	210%	210%	210%
54	88.94	106.73	115.62	124.52	133.41	133.41	146.75	146.75	160.09	160.09	173.43	173.43	186.77	186.77	186.77	186.77
55	90.57	108.68	117.74	126.8	135.86	135.86	149.44	149.44	163.03	163.03	176.61	176.61	190.2	190.2	190.2	190.2
56	92.25	110.7	119.93	129.15	138.38	138.38	152.21	152.21	166.05	166.05	179.89	179.89	193.73	193.73	193.73	193.73
57	93.96	112.75	122.15	131.54	140.94	140.94	155.03	155.03	169.13	169.13	183.22	183.22	197.32	197.32	197.32	197.32
58	95.71	114.85	124.42	133.99	143.57	143.57	157.92	157.92	172.28	172.28	186.63	186.63	200.99	200.99	200.99	200.99
59	97.51	117.01	126.76	136.51	146.27	146.27	160.89	160.89	175.52	175.52	190.14	190.14	204.77	204.77	204.77	204.77
60	99.34	119.21	129.14	139.08	149.01	149.01	163.91	163.91	178.81	178.81	193.71	193.71	208.61	208.61	208.61	208.61
61	101.22	121.46	131.59	141.71	151.83	151.83	167.01	167.01	182.2	182.2	197.38	197.38	212.56	212.56	212.56	212.56
62	103.14	123.77	134.08	144.4	154.71	154.71	170.18	170.18	185.65	185.65	201.12	201.12	216.59	216.59	216.59	216.59
63	105.1	126.12	136.63	147.14	157.65	157.65	173.42	173.42	189.18	189.18	204.95	204.95	220.71	220.71	220.71	220.71
64	107.09	128.51	139.22	149.93	160.64	160.64	176.7	176.7	192.76	192.76	208.83	208.83	224.89	224.89	224.89	224.89
65	109.12	130.94	141.86	152.77	163.68	163.68	180.05	180.05	196.42	196.42	212.78	212.78	229.15	229.15	229.15	229.15
66	111.21	133.45	144.57	155.69	166.82	166.82	183.5	183.5	200.18	200.18	216.86	216.86	233.54	233.54	233.54	233.54
67	113.35	136.02	147.36	158.69	170.03	170.03	187.03	187.03	204.03	204.03	221.03	221.03	238.04	238.04	238.04	238.04
68	115.57	138.68	150.24	161.8	173.36	173.36	190.69	190.69	208.03	208.03	225.36	225.36	242.7	242.7	242.7	242.7
69	117.9	141.48	153.27	165.06	176.85	176.85	194.54	194.54	212.22	212.22	229.91	229.91	247.59	247.59	247.59	247.59
70	120.35	144.42	156.46	168.49	180.53	180.53	198.58	198.58	216.63	216.63	234.68	234.68	252.74	252.74	252.74	252.74
71	122.93	147.52	159.81	172.1	184.4	184.4	202.83	202.83	221.27	221.27	239.71	239.71	258.15	258.15	258.15	258.15
72	125.64	150.77	163.33	175.9	188.46	188.46	207.31	207.31	226.15	226.15	245	245	263.84	263.84	263.84	263.84
73	128.48	154.18	167.02	179.87	192.72	192.72	211.99	211.99	231.26	231.26	250.54	250.54	269.81	269.81	269.81	269.81
74	131.44	157.73	170.87	184.02	197.16	197.16	216.88	216.88	236.59	236.59	256.31	256.31	276.02	276.02	276.02	276.02
75	134.54	161.45	174.9	188.36	201.81	201.81	221.99	221.99	242.17	242.17	262.35	262.35	282.53	282.53	282.53	282.53

TARGET PREMIUM RATES (per $1,000 of Policy Face Amount) – Female


Table:	Standard	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16
Age:	100%	120%	130%	140%	150%	150%	165%	165%	180%	180%	195%	195%	210%	210%	210%	210%
20	45.02	54.02	58.53	63.03	67.53	67.53	74.28	74.28	81.04	81.04	87.79	87.79	94.54	94.54	94.54	94.54
21	45.89	55.07	59.66	64.25	68.84	68.84	75.72	75.72	82.6	82.6	89.49	89.49	96.37	96.37	96.37	96.37
22	46.77	56.12	60.8	65.48	70.16	70.16	77.17	77.17	84.19	84.19	91.2	91.2	98.22	98.22	98.22	98.22
23	47.68	57.22	61.98	66.75	71.52	71.52	78.67	78.67	85.82	85.82	92.98	92.98	100.13	100.13	100.13	100.13
24	48.6	58.32	63.18	68.04	72.9	72.9	80.19	80.19	87.48	87.48	94.77	94.77	102.06	102.06	102.06	102.06
25	49.53	59.44	64.39	69.34	74.3	74.3	81.72	81.72	89.15	89.15	96.58	96.58	104.01	104.01	104.01	104.01
26	50.48	60.58	65.62	70.67	75.72	75.72	83.29	83.29	90.86	90.86	98.44	98.44	106.01	106.01	106.01	106.01
27	51.45	61.74	66.89	72.03	77.18	77.18	84.89	84.89	92.61	92.61	100.33	100.33	108.05	108.05	108.05	108.05
28	52.44	62.93	68.17	73.42	78.66	78.66	86.53	86.53	94.39	94.39	102.26	102.26	110.12	110.12	110.12	110.12
29	53.45	64.14	69.49	74.83	80.18	80.18	88.19	88.19	96.21	96.21	104.23	104.23	112.25	112.25	112.25	112.25
30	54.48	65.38	70.82	76.27	81.72	81.72	89.89	89.89	98.06	98.06	106.24	106.24	114.41	114.41	114.41	114.41
31	55.53	66.64	72.19	77.74	83.3	83.3	91.62	91.62	99.95	99.95	108.28	108.28	116.61	116.61	116.61	116.61
32	56.6	67.92	73.58	79.24	84.9	84.9	93.39	93.39	101.88	101.88	110.37	110.37	118.86	118.86	118.86	118.86
33	57.7	69.24	75.01	80.78	86.55	86.55	95.21	95.21	103.86	103.86	112.52	112.52	121.17	121.17	121.17	121.17
34	58.81	70.57	76.45	82.33	88.22	88.22	97.04	97.04	105.86	105.86	114.68	114.68	123.5	123.5	123.5	123.5
35	59.94	71.93	77.92	83.92	89.91	89.91	98.9	98.9	107.89	107.89	116.88	116.88	125.87	125.87	125.87	125.87
36	61.08	73.3	79.4	85.51	91.62	91.62	100.78	100.78	109.94	109.94	119.11	119.11	128.27	128.27	128.27	128.27
37	62.25	74.7	80.93	87.15	93.38	93.38	102.71	102.71	112.05	112.05	121.39	121.39	130.73	130.73	130.73	130.73
38	63.42	76.1	82.45	88.79	95.13	95.13	104.64	104.64	114.16	114.16	123.67	123.67	133.18	133.18	133.18	133.18
39	64.61	77.53	83.99	90.45	96.92	96.92	106.61	106.61	116.3	116.3	125.99	125.99	135.68	135.68	135.68	135.68
40	65.82	78.98	85.57	92.15	98.73	98.73	108.6	108.6	118.48	118.48	128.35	128.35	138.22	138.22	138.22	138.22
41	67.05	80.46	87.17	93.87	100.58	100.58	110.63	110.63	120.69	120.69	130.75	130.75	140.81	140.81	140.81	140.81
42	68.3	81.96	88.79	95.62	102.45	102.45	112.7	112.7	122.94	122.94	133.19	133.19	143.43	143.43	143.43	143.43
43	69.57	83.48	90.44	97.4	104.36	104.36	114.79	114.79	125.23	125.23	135.66	135.66	146.1	146.1	146.1	146.1
44	70.88	85.06	92.14	99.23	106.32	106.32	116.95	116.95	127.58	127.58	138.22	138.22	148.85	148.85	148.85	148.85
45	72.21	86.65	93.87	101.09	108.32	108.32	119.15	119.15	129.98	129.98	140.81	140.81	151.64	151.64	151.64	151.64
46	73.57	88.28	95.64	103	110.36	110.36	121.39	121.39	132.43	132.43	143.46	143.46	154.5	154.5	154.5	154.5
47	74.95	89.94	97.44	104.93	112.43	112.43	123.67	123.67	134.91	134.91	146.15	146.15	157.4	157.4	157.4	157.4
48	76.36	91.63	99.27	106.9	114.54	114.54	125.99	125.99	137.45	137.45	148.9	148.9	160.36	160.36	160.36	160.36
49	77.79	93.35	101.13	108.91	116.69	116.69	128.35	128.35	140.02	140.02	151.69	151.69	163.36	163.36	163.36	163.36
50	79.25	95.1	103.03	110.95	118.88	118.88	130.76	130.76	142.65	142.65	154.54	154.54	166.43	166.43	166.43	166.43
51	80.73	96.88	104.95	113.02	121.1	121.1	133.2	133.2	145.31	145.31	157.42	157.42	169.53	169.53	169.53	169.53
52	82.25	98.7	106.93	115.15	123.38	123.38	135.71	135.71	148.05	148.05	160.39	160.39	172.73	172.73	172.73	172.73
53	83.79	100.55	108.93	117.31	125.69	125.69	138.25	138.25	150.82	150.82	163.39	163.39	175.96	175.96	175.96	175.96
54	85.35	102.42	110.96	119.49	128.03	128.03	140.83	140.83	153.63	153.63	166.43	166.43	179.24	179.24	179.24	179.24
55	86.95	104.34	113.04	121.73	130.43	130.43	143.47	143.47	156.51	156.51	169.55	169.55	182.6	182.6	182.6	182.6


Table:	Standard	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16
Age:	100%	120%	130%	140%	150%	150%	165%	165%	180%	180%	195%	195%	210%	210%	210%	210%
56	88.58	106.3	115.15	124.01	132.87	132.87	146.16	146.16	159.44	159.44	172.73	172.73	186.02	186.02	186.02	186.02
57	90.23	108.28	117.3	126.32	135.35	135.35	148.88	148.88	162.41	162.41	175.95	175.95	189.48	189.48	189.48	189.48
58	91.93	110.32	119.51	128.7	137.9	137.9	151.68	151.68	165.47	165.47	179.26	179.26	193.05	193.05	193.05	193.05
59	93.65	112.38	121.75	131.11	140.48	140.48	154.52	154.52	168.57	168.57	182.62	182.62	196.67	196.67	196.67	196.67
60	95.42	114.5	124.05	133.59	143.13	143.13	157.44	157.44	171.76	171.76	186.07	186.07	200.38	200.38	200.38	200.38
61	97.22	116.66	126.39	136.11	145.83	145.83	160.41	160.41	175	175	189.58	189.58	204.16	204.16	204.16	204.16
62	99.06	118.87	128.78	138.68	148.59	148.59	163.45	163.45	178.31	178.31	193.17	193.17	208.03	208.03	208.03	208.03
63	100.95	121.14	131.24	141.33	151.43	151.43	166.57	166.57	181.71	181.71	196.85	196.85	212	212	212	212
64	102.87	123.44	133.73	144.02	154.31	154.31	169.74	169.74	185.17	185.17	200.6	200.6	216.03	216.03	216.03	216.03
65	104.84	125.81	136.29	146.78	157.26	157.26	172.99	172.99	188.71	188.71	204.44	204.44	220.16	220.16	220.16	220.16
66	106.86	128.23	138.92	149.6	160.29	160.29	176.32	176.32	192.35	192.35	208.38	208.38	224.41	224.41	224.41	224.41
67	108.92	130.7	141.6	152.49	163.38	163.38	179.72	179.72	196.06	196.06	212.39	212.39	228.73	228.73	228.73	228.73
68	111.04	133.25	144.35	155.46	166.56	166.56	183.22	183.22	199.87	199.87	216.53	216.53	233.18	233.18	233.18	233.18
69	113.21	135.85	147.17	158.49	169.82	169.82	186.8	186.8	203.78	203.78	220.76	220.76	237.74	237.74	237.74	237.74
70	115.44	138.53	150.07	161.62	173.16	173.16	190.48	190.48	207.79	207.79	225.11	225.11	242.42	242.42	242.42	242.42
71	117.74	141.29	153.06	164.84	176.61	176.61	194.27	194.27	211.93	211.93	229.59	229.59	247.25	247.25	247.25	247.25
72	120.13	144.16	156.17	168.18	180.2	180.2	198.21	198.21	216.23	216.23	234.25	234.25	252.27	252.27	252.27	252.27
73	122.62	147.14	159.41	171.67	183.93	183.93	202.32	202.32	220.72	220.72	239.11	239.11	257.5	257.5	257.5	257.5
74	125.22	150.26	162.79	175.31	187.83	187.83	206.61	206.61	225.4	225.4	244.18	244.18	262.96	262.96	262.96	262.96
75	127.97	153.56	166.36	179.16	191.96	191.96	211.15	211.15	230.35	230.35	249.54	249.54	268.74	268.74	268.74	268.74

TARGET PREMIUM RATES (per $1,000 of Policy Face Amount) – Unisex


Table:	Standard	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16
Age:	100%	120%	130%	140%	150%	150%	165%	165%	180%	180%	195%	195%	210%	210%	210%	210%
20	47.68	57.22	61.98	66.75	71.52	71.52	78.67	78.67	85.82	85.82	92.98	92.98	100.13	100.13	100.13	100.13
21	48.56	58.27	63.13	67.98	72.84	72.84	80.12	80.12	87.41	87.41	94.69	94.69	101.98	101.98	101.98	101.98
22	49.45	59.34	64.29	69.23	74.18	74.18	81.59	81.59	89.01	89.01	96.43	96.43	103.85	103.85	103.85	103.85
23	50.35	60.42	65.46	70.49	75.53	75.53	83.08	83.08	90.63	90.63	98.18	98.18	105.74	105.74	105.74	105.74
24	51.27	61.52	66.65	71.78	76.91	76.91	84.6	84.6	92.29	92.29	99.98	99.98	107.67	107.67	107.67	107.67
25	52.21	62.65	67.87	73.09	78.32	78.32	86.15	86.15	93.98	93.98	101.81	101.81	109.64	109.64	109.64	109.64
26	53.16	63.79	69.11	74.42	79.74	79.74	87.71	87.71	95.69	95.69	103.66	103.66	111.64	111.64	111.64	111.64
27	54.13	64.96	70.37	75.78	81.2	81.2	89.31	89.31	97.43	97.43	105.55	105.55	113.67	113.67	113.67	113.67
28	55.13	66.16	71.67	77.18	82.7	82.7	90.96	90.96	99.23	99.23	107.5	107.5	115.77	115.77	115.77	115.77
29	56.15	67.38	73	78.61	84.23	84.23	92.65	92.65	101.07	101.07	109.49	109.49	117.92	117.92	117.92	117.92
30	57.19	68.63	74.35	80.07	85.79	85.79	94.36	94.36	102.94	102.94	111.52	111.52	120.1	120.1	120.1	120.1
31	58.26	69.91	75.74	81.56	87.39	87.39	96.13	96.13	104.87	104.87	113.61	113.61	122.35	122.35	122.35	122.35
32	59.35	71.22	77.16	83.09	89.03	89.03	97.93	97.93	106.83	106.83	115.73	115.73	124.64	124.64	124.64	124.64
33	60.46	72.55	78.6	84.64	90.69	90.69	99.76	99.76	108.83	108.83	117.9	117.9	126.97	126.97	126.97	126.97
34	61.59	73.91	80.07	86.23	92.39	92.39	101.62	101.62	110.86	110.86	120.1	120.1	129.34	129.34	129.34	129.34
35	62.74	75.29	81.56	87.84	94.11	94.11	103.52	103.52	112.93	112.93	122.34	122.34	131.75	131.75	131.75	131.75
36	63.91	76.69	83.08	89.47	95.87	95.87	105.45	105.45	115.04	115.04	124.62	124.62	134.21	134.21	134.21	134.21
37	65.09	78.11	84.62	91.13	97.64	97.64	107.4	107.4	117.16	117.16	126.93	126.93	136.69	136.69	136.69	136.69
38	66.29	79.55	86.18	92.81	99.44	99.44	109.38	109.38	119.32	119.32	129.27	129.27	139.21	139.21	139.21	139.21
39	67.5	81	87.75	94.5	101.25	101.25	111.38	111.38	121.5	121.5	131.63	131.63	141.75	141.75	141.75	141.75
40	68.72	82.46	89.34	96.21	103.08	103.08	113.39	113.39	123.7	123.7	134	134	144.31	144.31	144.31	144.31
41	69.96	83.95	90.95	97.94	104.94	104.94	115.43	115.43	125.93	125.93	136.42	136.42	146.92	146.92	146.92	146.92
42	71.21	85.45	92.57	99.69	106.82	106.82	117.5	117.5	128.18	128.18	138.86	138.86	149.54	149.54	149.54	149.54
43	72.47	86.96	94.21	101.46	108.71	108.71	119.58	119.58	130.45	130.45	141.32	141.32	152.19	152.19	152.19	152.19
44	73.76	88.51	95.89	103.26	110.64	110.64	121.7	121.7	132.77	132.77	143.83	143.83	154.9	154.9	154.9	154.9
45	75.08	90.1	97.6	105.11	112.62	112.62	123.88	123.88	135.14	135.14	146.41	146.41	157.67	157.67	157.67	157.67
46	76.42	91.7	99.35	106.99	114.63	114.63	126.09	126.09	137.56	137.56	149.02	149.02	160.48	160.48	160.48	160.48
47	77.79	93.35	101.13	108.91	116.69	116.69	128.35	128.35	140.02	140.02	151.69	151.69	163.36	163.36	163.36	163.36
48	79.18	95.02	102.93	110.85	118.77	118.77	130.65	130.65	142.52	142.52	154.4	154.4	166.28	166.28	166.28	166.28
49	80.62	96.74	104.81	112.87	120.93	120.93	133.02	133.02	145.12	145.12	157.21	157.21	169.3	169.3	169.3	169.3
50	82.08	98.5	106.7	114.91	123.12	123.12	135.43	135.43	147.74	147.74	160.06	160.06	172.37	172.37	172.37	172.37
51	83.58	100.3	108.65	117.01	125.37	125.37	137.91	137.91	150.44	150.44	162.98	162.98	175.52	175.52	175.52	175.52
52	85.11	102.13	110.64	119.15	127.67	127.67	140.43	140.43	153.2	153.2	165.96	165.96	178.73	178.73	178.73	178.73
53	86.67	104	112.67	121.34	130.01	130.01	143.01	143.01	156.01	156.01	169.01	169.01	182.01	182.01	182.01	182.01
54	88.27	105.92	114.75	123.58	132.41	132.41	145.65	145.65	158.89	158.89	172.13	172.13	185.37	185.37	185.37	185.37
55	89.9	107.88	116.87	125.86	134.85	134.85	148.34	148.34	161.82	161.82	175.31	175.31	188.79	188.79	188.79	188.79


Table:	Standard	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16
Age:	100%	120%	130%	140%	150%	150%	165%	165%	180%	180%	195%	195%	210%	210%	210%	210%
56	91.56	109.87	119.03	128.18	137.34	137.34	151.07	151.07	164.81	164.81	178.54	178.54	192.28	192.28	192.28	192.28
57	93.26	111.91	121.24	130.56	139.89	139.89	153.88	153.88	167.87	167.87	181.86	181.86	195.85	195.85	195.85	195.85
58	95	114	123.5	133	142.5	142.5	156.75	156.75	171	171	185.25	185.25	199.5	199.5	199.5	199.5
59	96.78	116.14	125.81	135.49	145.17	145.17	159.69	159.69	174.2	174.2	188.72	188.72	203.24	203.24	203.24	203.24
60	98.61	118.33	128.19	138.05	147.92	147.92	162.71	162.71	177.5	177.5	192.29	192.29	207.08	207.08	207.08	207.08
61	100.47	120.56	130.61	140.66	150.71	150.71	165.78	165.78	180.85	180.85	195.92	195.92	210.99	210.99	210.99	210.99
62	102.38	122.86	133.09	143.33	153.57	153.57	168.93	168.93	184.28	184.28	199.64	199.64	215	215	215	215
63	104.32	125.18	135.62	146.05	156.48	156.48	172.13	172.13	187.78	187.78	203.42	203.42	219.07	219.07	219.07	219.07
64	106.3	127.56	138.19	148.82	159.45	159.45	175.4	175.4	191.34	191.34	207.29	207.29	223.23	223.23	223.23	223.23
65	108.32	129.98	140.82	151.65	162.48	162.48	178.73	178.73	194.98	194.98	211.22	211.22	227.47	227.47	227.47	227.47
66	110.39	132.47	143.51	154.55	165.59	165.59	182.14	182.14	198.7	198.7	215.26	215.26	231.82	231.82	231.82	231.82
67	112.51	135.01	146.26	157.51	168.77	168.77	185.64	185.64	202.52	202.52	219.39	219.39	236.27	236.27	236.27	236.27
68	114.72	137.66	149.14	160.61	172.08	172.08	189.29	189.29	206.5	206.5	223.7	223.7	240.91	240.91	240.91	240.91
69	117.01	140.41	152.11	163.81	175.52	175.52	193.07	193.07	210.62	210.62	228.17	228.17	245.72	245.72	245.72	245.72
70	119.42	143.3	155.25	167.19	179.13	179.13	197.04	197.04	214.96	214.96	232.87	232.87	250.78	250.78	250.78	250.78
71	121.94	146.33	158.52	170.72	182.91	182.91	201.2	201.2	219.49	219.49	237.78	237.78	256.07	256.07	256.07	256.07
72	124.58	149.5	161.95	174.41	186.87	186.87	205.56	205.56	224.24	224.24	242.93	242.93	261.62	261.62	261.62	261.62
73	127.35	152.82	165.56	178.29	191.03	191.03	210.13	210.13	229.23	229.23	248.33	248.33	267.44	267.44	267.44	267.44
74	130.24	156.29	169.31	182.34	195.36	195.36	214.9	214.9	234.43	234.43	253.97	253.97	273.5	273.5	273.5	273.5
75	133.27	159.92	173.25	186.58	199.91	199.91	219.9	219.9	239.89	239.89	259.88	259.88	279.87	279.87	279.87	279.87

APPENDIX B – APPLICABLE PERCENTAGES (FOR LIFE INSURANCE DEFINITION TEST)

Guideline Premium/Cash Value Corridor Test


Insured’s Attained Age	Percentage of Surrender Value	Insured’s Attained Age	Percentage of Surrender Value	Insured’s Attained Age	Percentage of Surrender Value
0-40	250	53	164	66	119
41	243	54	157	67	118
42	236	55	150	68	117
43	229	56	146	69	116
44	222	57	142	70	115
45	215	58	138	71	113
46	209	59	134	72	111
47	203	60	130	73	109
48	197	61	128	74	107
49	191	62	126	75-90	105
50	185	63	124	91	104
51	178	64	122	92	103
52	171	65	120	93	102
				94+	101

Cash Value Accumulation Test (percentage of Surrender Value) – Male

For Policy Dates before October 1, 2021


Table:		150%	175%	200%	225%	250%	275%	300%	325%	350%	375%	400%	425%	450%	475%	500%
Age:	Standard	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16
0	1796.21%	1489.76%	1385.21%	1299.68%	1228.00%	1166.78%	1113.70%	1067.10%	1025.77%	988.79%	955.46%	925.22%	897.61%	872.30%	848.97%	827.40%
1	1735.20%	1440.70%	1340.20%	1257.97%	1189.05%	1130.17%	1079.11%	1034.29%	994.52%	958.94%	926.87%	897.76%	871.19%	846.82%	824.36%	803.59%
2	1672.75%	1389.67%	1293.05%	1213.99%	1147.72%	1091.10%	1042.00%	998.89%	960.65%	926.42%	895.57%	867.56%	842.00%	818.56%	796.95%	776.96%
3	1611.89%	1339.77%	1246.88%	1170.88%	1107.15%	1052.71%	1005.50%	964.04%	927.25%	894.34%	864.66%	837.72%	813.13%	790.58%	769.79%	750.56%
4	1552.65%	1291.07%	1201.76%	1128.68%	1067.41%	1015.06%	969.66%	929.79%	894.41%	862.76%	834.21%	808.30%	784.65%	762.95%	742.96%	724.46%
5	1495.27%	1243.80%	1157.94%	1087.68%	1028.77%	978.43%	934.77%	896.43%	862.41%	831.96%	804.51%	779.59%	756.84%	735.97%	716.74%	698.94%
6	1439.73%	1197.98%	1115.43%	1047.87%	991.23%	942.83%	900.84%	863.97%	831.26%	801.98%	775.57%	751.60%	729.72%	709.65%	691.15%	674.03%
7	1386.17%	1153.76%	1074.40%	1009.45%	954.98%	908.44%	868.07%	832.61%	801.15%	772.99%	747.59%	724.54%	703.50%	684.19%	666.40%	649.93%
8	1334.54%	1111.11%	1034.80%	972.35%	919.98%	875.23%	836.41%	802.31%	772.06%	744.97%	720.55%	698.38%	678.14%	659.57%	642.46%	626.62%
9	1284.61%	1069.80%	996.44%	936.39%	886.04%	843.01%	805.67%	772.89%	743.79%	717.75%	694.26%	672.94%	653.47%	635.61%	619.15%	603.92%
10	1236.49%	1029.97%	959.44%	901.71%	853.29%	811.91%	776.01%	744.48%	716.50%	691.46%	668.87%	648.36%	629.64%	612.46%	596.63%	581.98%
11	1190.13%	991.58%	923.76%	868.25%	821.69%	781.91%	747.39%	717.07%	690.16%	666.08%	644.35%	624.63%	606.63%	590.11%	574.88%	560.78%
12	1145.58%	954.69%	889.49%	836.11%	791.35%	753.09%	719.90%	690.74%	664.86%	641.70%	620.81%	601.84%	584.52%	568.63%	553.99%	540.43%
13	1102.87%	919.35%	856.67%	805.35%	762.30%	725.52%	693.60%	665.56%	640.67%	618.40%	598.30%	580.06%	563.40%	548.12%	534.03%	520.99%
14	1062.12%	885.70%	825.43%	776.09%	734.70%	699.32%	668.63%	641.66%	617.73%	596.30%	576.98%	559.43%	543.41%	528.70%	515.15%	502.61%
15	1023.49%	853.90%	795.95%	748.51%	708.72%	674.70%	645.18%	619.24%	596.23%	575.62%	557.02%	540.14%	524.73%	510.58%	497.54%	485.47%
16	987.24%	824.25%	768.55%	722.93%	684.67%	651.96%	623.56%	598.62%	576.48%	556.65%	538.76%	522.52%	507.68%	494.07%	481.52%	469.90%
17	953.41%	796.78%	743.24%	699.39%	662.60%	631.14%	603.83%	579.84%	558.53%	539.46%	522.24%	506.61%	492.33%	479.22%	467.14%	455.95%
18	922.06%	771.58%	720.13%	677.98%	642.61%	612.36%	586.09%	563.01%	542.51%	524.15%	507.58%	492.53%	478.78%	466.16%	454.52%	443.74%
19	892.56%	748.03%	698.59%	658.09%	624.08%	595.00%	569.74%	547.53%	527.81%	510.14%	494.20%	479.71%	466.47%	454.31%	443.10%	432.72%
20	864.00%	725.20%	677.70%	638.78%	606.10%	578.14%	553.85%	532.49%	513.52%	496.52%	481.18%	467.23%	454.49%	442.78%	431.99%	421.99%
21	836.40%	703.11%	657.49%	620.10%	588.69%	561.81%	538.47%	517.93%	499.69%	483.34%	468.57%	455.15%	442.89%	431.62%	421.23%	411.60%
22	809.65%	681.68%	637.87%	601.95%	571.77%	545.94%	523.50%	503.76%	486.22%	470.49%	456.29%	443.38%	431.58%	420.74%	410.73%	401.46%
23	783.74%	660.88%	618.81%	584.30%	555.32%	530.50%	508.94%	489.96%	473.10%	457.98%	444.32%	431.90%	420.55%	410.12%	400.49%	391.56%
24	758.62%	640.69%	600.29%	567.15%	539.31%	515.47%	494.75%	476.52%	460.31%	445.77%	432.64%	420.70%	409.78%	399.75%	390.48%	381.90%
25	734.27%	621.07%	582.29%	550.47%	523.74%	500.84%	480.93%	463.42%	447.84%	433.87%	421.25%	409.77%	399.27%	389.62%	380.71%	372.45%
26	710.66%	602.02%	564.79%	534.25%	508.57%	486.59%	467.47%	450.64%	435.67%	422.25%	410.12%	399.09%	389.00%	379.72%	371.15%	363.21%
27	687.64%	583.38%	547.64%	518.32%	493.67%	472.56%	454.20%	438.04%	423.66%	410.77%	399.11%	388.51%	378.81%	369.90%	361.66%	354.03%
28	665.14%	565.07%	530.77%	502.62%	478.96%	458.69%	441.06%	425.54%	411.73%	399.35%	388.15%	377.96%	368.64%	360.08%	352.16%	344.82%
29	643.14%	547.10%	514.18%	487.16%	464.45%	444.99%	428.06%	413.16%	399.90%	388.00%	377.24%	367.46%	358.51%	350.27%	342.67%	335.62%
30	621.71%	529.53%	497.93%	472.00%	450.20%	431.51%	415.26%	400.95%	388.21%	376.79%	366.46%	357.06%	348.46%	340.55%	333.24%	326.47%
31	600.86%	512.39%	482.06%	457.17%	436.24%	418.30%	402.70%	388.96%	376.73%	365.76%	355.84%	346.81%	338.55%	330.95%	323.93%	317.42%
32	580.71%	495.81%	466.69%	442.80%	422.71%	405.49%	390.51%	377.32%	365.58%	355.05%	345.52%	336.85%	328.92%	321.62%	314.88%	308.62%
33	561.30%	479.83%	451.89%	428.96%	409.68%	393.15%	378.78%	366.11%	354.84%	344.73%	335.58%	327.26%	319.64%	312.63%	306.15%	300.15%
34	542.63%	464.45%	437.64%	415.64%	397.14%	381.28%	367.48%	355.33%	344.51%	334.80%	326.02%	318.03%	310.72%	303.99%	297.77%	292.00%


Table:		150%	175%	200%	225%	250%	275%	300%	325%	350%	375%	400%	425%	450%	475%	500%
Age:	Standard	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16
35	524.66%	449.66%	423.94%	402.84%	385.08%	369.87%	356.63%	344.97%	334.59%	325.27%	316.84%	309.17%	302.15%	295.69%	289.72%	284.18%
36	507.37%	435.42%	410.76%	390.51%	373.48%	358.88%	346.18%	334.99%	325.03%	316.09%	308.01%	300.64%	293.91%	287.71%	281.98%	276.66%
37	490.79%	421.79%	398.13%	378.71%	362.38%	348.38%	336.20%	325.47%	315.92%	307.34%	299.58%	292.52%	286.06%	280.11%	274.61%	269.51%
38	474.85%	408.69%	386.00%	367.39%	351.73%	338.31%	326.63%	316.34%	307.18%	298.95%	291.51%	284.74%	278.54%	272.83%	267.56%	262.67%
39	459.55%	396.12%	374.38%	356.54%	341.53%	328.66%	317.47%	307.60%	298.82%	290.94%	283.81%	277.31%	271.37%	265.90%	260.84%	256.15%
40	444.84%	384.05%	363.22%	346.12%	331.74%	319.41%	308.68%	299.23%	290.82%	283.26%	276.43%	270.20%	264.51%	259.26%	254.42%	249.92%
41	430.72%	372.47%	352.51%	336.14%	322.36%	310.55%	300.28%	291.22%	283.17%	275.93%	269.38%	263.42%	257.97%	252.94%	248.30%	243.99%
42	417.13%	361.34%	342.22%	326.54%	313.35%	302.04%	292.20%	283.54%	275.82%	268.89%	262.63%	256.92%	251.69%	246.89%	242.44%	238.32%
43	404.02%	350.58%	332.28%	317.26%	304.64%	293.82%	284.40%	276.11%	268.72%	262.09%	256.10%	250.64%	245.64%	241.04%	236.78%	232.84%
44	391.27%	340.09%	322.57%	308.20%	296.12%	285.76%	276.75%	268.82%	261.75%	255.41%	249.67%	244.45%	239.67%	235.27%	231.20%	227.43%
45	378.88%	329.88%	313.10%	299.35%	287.79%	277.88%	269.26%	261.67%	254.92%	248.85%	243.37%	238.37%	233.80%	229.59%	225.70%	222.09%
46	366.85%	319.92%	303.87%	290.71%	279.65%	270.17%	261.93%	254.67%	248.21%	242.41%	237.17%	232.39%	228.02%	224.00%	220.29%	216.84%
47	355.15%	310.22%	294.86%	282.27%	271.69%	262.63%	254.74%	247.80%	241.63%	236.09%	231.07%	226.51%	222.34%	218.50%	214.94%	211.65%
48	343.78%	300.76%	286.06%	274.01%	263.89%	255.23%	247.69%	241.06%	235.15%	229.86%	225.07%	220.71%	216.72%	213.05%	209.66%	206.52%
49	332.72%	291.54%	277.47%	265.95%	256.27%	247.98%	240.78%	234.44%	228.80%	223.73%	219.16%	215.00%	211.19%	207.68%	204.44%	201.44%
50	321.98%	282.55%	269.09%	258.06%	248.81%	240.88%	234.00%	227.94%	222.55%	217.71%	213.34%	209.36%	205.73%	202.38%	199.29%	196.42%
51	311.57%	273.82%	260.94%	250.40%	241.55%	233.97%	227.39%	221.60%	216.45%	211.83%	207.65%	203.86%	200.38%	197.19%	194.24%	191.51%
52	301.51%	265.37%	253.05%	242.97%	234.50%	227.26%	220.97%	215.44%	210.52%	206.11%	202.12%	198.50%	195.18%	192.14%	189.32%	186.71%
53	291.79%	257.20%	245.42%	235.77%	227.68%	220.76%	214.75%	209.47%	204.77%	200.56%	196.76%	193.30%	190.13%	187.23%	184.54%	182.05%
54	282.41%	249.32%	238.04%	228.82%	221.09%	214.48%	208.74%	203.69%	199.21%	195.19%	191.56%	188.26%	185.24%	182.47%	179.91%	177.54%
55	273.37%	241.70%	230.92%	222.11%	214.72%	208.41%	202.92%	198.10%	193.82%	189.99%	186.53%	183.38%	180.50%	177.86%	175.42%	173.16%
56	264.67%	234.37%	224.06%	215.64%	208.58%	202.55%	197.32%	192.72%	188.64%	184.98%	181.68%	178.67%	175.93%	173.41%	171.09%	168.94%
57	256.29%	227.31%	217.46%	209.42%	202.67%	196.92%	191.92%	187.53%	183.64%	180.15%	177.00%	174.14%	171.53%	169.13%	166.92%	164.87%
58	248.24%	220.53%	211.11%	203.43%	196.99%	191.50%	186.73%	182.55%	178.84%	175.51%	172.51%	169.79%	167.30%	165.02%	162.91%	160.96%
59	240.50%	214.01%	205.02%	197.68%	191.54%	186.30%	181.75%	177.76%	174.22%	171.06%	168.20%	165.61%	163.24%	161.06%	159.06%	157.20%
60	233.08%	207.76%	199.17%	192.17%	186.31%	181.31%	176.98%	173.18%	169.81%	166.79%	164.07%	161.61%	159.35%	157.29%	155.38%	153.62%
61	225.96%	201.77%	193.58%	186.90%	181.31%	176.55%	172.42%	168.80%	165.59%	162.72%	160.14%	157.79%	155.65%	153.68%	151.87%	150.19%
62	219.16%	196.06%	188.24%	181.87%	176.54%	172.01%	168.08%	164.63%	161.58%	158.85%	156.39%	154.16%	152.12%	150.26%	148.54%	146.95%
63	212.65%	190.59%	183.14%	177.07%	172.00%	167.68%	163.94%	160.66%	157.76%	155.16%	152.83%	150.71%	148.78%	147.00%	145.37%	143.87%
64	206.42%	185.38%	178.28%	172.50%	167.67%	163.56%	160.01%	156.89%	154.13%	151.67%	149.45%	147.44%	145.61%	143.93%	142.38%	140.95%
65	200.48%	180.41%	173.65%	168.14%	163.55%	159.65%	156.27%	153.31%	150.69%	148.35%	146.25%	144.34%	142.61%	141.02%	139.55%	138.20%
66	194.79%	175.67%	169.23%	163.99%	159.63%	155.92%	152.71%	149.90%	147.42%	145.20%	143.21%	141.40%	139.76%	138.26%	136.87%	135.59%
67	189.35%	171.13%	165.00%	160.02%	155.88%	152.35%	149.31%	146.65%	144.30%	142.20%	140.31%	138.60%	137.05%	135.63%	134.32%	133.11%
68	184.12%	166.77%	160.95%	156.22%	152.28%	148.94%	146.06%	143.54%	141.31%	139.32%	137.54%	135.93%	134.46%	133.11%	131.88%	130.74%
69	179.11%	162.59%	157.06%	152.57%	148.84%	145.67%	142.94%	140.55%	138.45%	136.57%	134.88%	133.36%	131.97%	130.70%	129.54%	128.47%
70	174.30%	158.59%	153.33%	149.07%	145.54%	142.53%	139.95%	137.69%	135.70%	133.93%	132.34%	130.90%	129.59%	128.39%	127.30%	126.29%
71	169.70%	154.76%	149.77%	145.73%	142.38%	139.54%	137.10%	134.96%	133.08%	131.41%	129.91%	128.55%	127.32%	126.19%	125.16%	124.21%
72	165.31%	151.11%	146.38%	142.56%	139.38%	136.70%	134.39%	132.37%	130.60%	129.02%	127.60%	126.33%	125.17%	124.11%	123.14%	122.24%


Table:		150%	175%	200%	225%	250%	275%	300%	325%	350%	375%	400%	425%	450%	475%	500%
Age:	Standard	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16
73	161.13%	147.65%	143.17%	139.55%	136.55%	134.01%	131.83%	129.93%	128.26%	126.77%	125.44%	124.24%	123.15%	122.15%	121.24%	120.40%
74	157.17%	144.38%	140.14%	136.71%	133.88%	131.49%	129.43%	127.64%	126.07%	124.67%	123.42%	122.29%	121.26%	120.33%	119.47%	118.69%
75	153.42%	141.30%	137.28%	134.05%	131.38%	129.12%	127.18%	125.50%	124.02%	122.71%	121.53%	120.47%	119.51%	118.64%	117.83%	117.10%
76	149.86%	138.38%	134.59%	131.54%	129.02%	126.90%	125.08%	123.50%	122.11%	120.88%	119.77%	118.78%	117.88%	117.07%	116.32%	115.63%
77	146.48%	135.62%	132.04%	129.17%	126.80%	124.81%	123.10%	121.62%	120.32%	119.16%	118.13%	117.20%	116.37%	115.60%	114.90%	114.26%
78	143.26%	133.00%	129.63%	126.92%	124.70%	122.83%	121.23%	119.84%	118.62%	117.55%	116.58%	115.72%	114.94%	114.23%	113.57%	112.98%
79	140.19%	130.51%	127.33%	124.79%	122.70%	120.95%	119.45%	118.15%	117.02%	116.02%	115.12%	114.31%	113.59%	112.92%	112.32%	111.77%
80	137.27%	128.13%	125.14%	122.76%	120.80%	119.16%	117.76%	116.55%	115.50%	114.56%	113.73%	112.98%	112.31%	111.69%	111.13%	110.62%
81	134.49%	125.87%	123.06%	120.83%	119.00%	117.46%	116.16%	115.04%	114.05%	113.18%	112.41%	111.72%	111.09%	110.53%	110.01%	109.53%
82	131.85%	123.73%	121.10%	119.00%	117.29%	115.86%	114.65%	113.60%	112.69%	111.89%	111.17%	110.53%	109.95%	109.43%	108.95%	108.51%
83	129.34%	121.70%	119.22%	117.26%	115.67%	114.33%	113.21%	112.23%	111.39%	110.64%	109.98%	109.39%	108.86%	108.38%	107.94%	107.54%
84	126.98%	119.80%	117.48%	115.64%	114.15%	112.91%	111.86%	110.96%	110.18%	109.49%	108.88%	108.34%	107.85%	107.40%	107.00%	106.63%
85	124.78%	118.03%	115.85%	114.13%	112.74%	111.59%	110.61%	109.78%	109.06%	108.42%	107.86%	107.36%	106.91%	106.50%	106.13%	105.79%
86	122.74%	116.39%	114.35%	112.75%	111.45%	110.37%	109.47%	108.70%	108.03%	107.44%	106.92%	106.46%	106.05%	105.67%	105.33%	105.02%
87	120.86%	114.90%	112.99%	111.48%	110.27%	109.27%	108.43%	107.71%	107.09%	106.55%	106.07%	105.65%	105.26%	104.92%	104.61%	104.33%
88	119.15%	113.55%	111.76%	110.35%	109.21%	108.28%	107.49%	106.83%	106.25%	105.75%	105.31%	104.92%	104.57%	104.25%	103.97%	103.71%
89	117.59%	112.35%	110.66%	109.34%	108.28%	107.40%	106.67%	106.05%	105.52%	105.05%	104.64%	104.28%	103.96%	103.67%	103.40%	103.17%
90	116.18%	111.29%	109.70%	108.46%	107.46%	106.64%	105.96%	105.38%	104.88%	104.44%	104.06%	103.73%	103.43%	103.16%	102.92%	102.70%
91	114.90%	110.36%	108.87%	107.70%	106.75%	105.98%	105.34%	104.80%	104.33%	103.92%	103.57%	103.26%	102.98%	102.73%	102.50%	102.30%
92	113.72%	109.54%	108.14%	107.04%	106.15%	105.42%	104.82%	104.30%	103.86%	103.48%	103.15%	102.86%	102.60%	102.36%	102.16%	101.97%
93	112.61%	108.80%	107.50%	106.47%	105.63%	104.94%	104.37%	103.88%	103.47%	103.11%	102.80%	102.52%	102.27%	102.06%	101.97%	101.00%
94	111.51%	108.12%	106.93%	105.97%	105.18%	104.53%	103.99%	103.53%	103.14%	102.80%	102.50%	102.24%	102.01%	101.97%	101.00%	101.00%
95	110.36%	107.45%	106.38%	105.51%	104.78%	104.17%	103.67%	103.23%	102.86%	102.54%	102.26%	102.02%	101.97%	101.00%	101.00%	101.00%
96	109.06%	106.69%	105.78%	105.00%	104.34%	103.79%	103.31%	102.91%	102.56%	102.26%	102.00%	101.97%	101.00%	101.00%	101.00%	101.00%
97	107.56%	105.82%	105.10%	104.46%	103.90%	103.41%	102.98%	102.60%	102.27%	101.99%	101.97%	101.00%	101.00%	101.00%	101.00%	101.00%
98	105.72%	104.69%	104.23%	103.79%	103.37%	102.99%	102.63%	102.30%	102.00%	101.97%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
99	103.33%	102.99%	102.83%	102.66%	102.50%	102.33%	102.17%	102.00%	101.97%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
100	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
101	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
102	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
103	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
104	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
105	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
106	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
107	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
108	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
109	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
110	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%


Table:		150%	175%	200%	225%	250%	275%	300%	325%	350%	375%	400%	425%	450%	475%	500%
Age:	Standard	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16
111	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
112	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
113	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
114	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
115	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
116	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
117	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
118	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
119	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
120	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%

Cash Value Accumulation Test (percentage of Surrender Value) – Female

For Policy Dates before October 1, 2021


Table:		150%	175%	200%	225%	250%	275%	300%	325%	350%	375%	400%	425%	450%	475%	500%
Age:	Standard	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16
0	2136.04%	1805.42%	1691.14%	1597.05%	1517.72%	1449.57%	1390.16%	1337.72%	1290.97%	1248.93%	1210.85%	1176.14%	1144.31%	1114.99%	1087.86%	1062.66%
1	2066.25%	1749.14%	1639.52%	1549.26%	1473.16%	1407.78%	1350.78%	1300.47%	1255.61%	1215.26%	1178.72%	1145.39%	1114.85%	1086.70%	1060.66%	1036.46%
2	1993.31%	1688.82%	1583.56%	1496.90%	1423.83%	1361.05%	1306.31%	1257.99%	1214.91%	1176.17%	1141.07%	1109.06%	1079.72%	1052.69%	1027.67%	1004.43%
3	1920.56%	1628.05%	1526.93%	1443.67%	1373.47%	1313.16%	1260.57%	1214.15%	1172.76%	1135.54%	1101.81%	1071.06%	1042.87%	1016.89%	992.86%	970.52%
4	1849.34%	1568.25%	1471.08%	1391.08%	1323.62%	1265.66%	1215.13%	1170.52%	1130.74%	1094.97%	1062.56%	1033.01%	1005.92%	980.95%	957.85%	936.38%
5	1780.65%	1510.54%	1417.16%	1340.29%	1275.46%	1219.77%	1171.20%	1128.34%	1090.11%	1055.74%	1024.59%	996.19%	970.15%	946.16%	923.96%	903.33%
6	1714.42%	1454.85%	1365.12%	1291.25%	1228.95%	1175.43%	1128.76%	1087.57%	1050.83%	1017.80%	987.86%	960.57%	935.55%	912.49%	891.15%	871.32%
7	1650.83%	1401.41%	1315.18%	1244.19%	1184.33%	1132.91%	1088.06%	1048.47%	1013.18%	981.43%	952.66%	926.44%	902.39%	880.23%	859.72%	840.67%
8	1589.51%	1349.83%	1266.97%	1198.76%	1141.24%	1091.82%	1048.72%	1010.68%	976.76%	946.25%	918.61%	893.41%	870.30%	849.00%	829.29%	810.98%
9	1530.16%	1299.82%	1220.20%	1154.64%	1099.36%	1051.87%	1010.45%	973.89%	941.29%	911.97%	885.41%	861.18%	838.97%	818.51%	799.56%	781.96%
10	1472.96%	1251.59%	1175.07%	1112.07%	1058.94%	1013.30%	973.50%	938.36%	907.03%	878.85%	853.32%	830.04%	808.69%	789.02%	770.82%	753.90%
11	1418.02%	1205.29%	1131.75%	1071.21%	1020.15%	976.29%	938.04%	904.27%	874.16%	847.08%	822.55%	800.17%	779.66%	760.75%	743.25%	727.00%
12	1365.07%	1160.63%	1089.96%	1031.77%	982.71%	940.55%	903.79%	871.35%	842.41%	816.38%	792.80%	771.30%	751.58%	733.41%	716.59%	700.97%
13	1314.03%	1117.55%	1049.64%	993.72%	946.57%	906.06%	870.73%	839.54%	811.73%	786.72%	764.06%	743.39%	724.44%	706.98%	690.81%	675.80%
14	1264.69%	1075.86%	1010.58%	956.84%	911.52%	872.58%	838.63%	808.66%	781.93%	757.89%	736.10%	716.24%	698.03%	681.24%	665.71%	651.27%
15	1217.58%	1036.11%	973.38%	921.74%	878.19%	840.77%	808.14%	779.34%	753.65%	730.55%	709.61%	690.52%	673.02%	656.89%	641.96%	628.08%
16	1173.19%	998.87%	938.61%	889.00%	847.17%	811.23%	779.88%	752.21%	727.54%	705.34%	685.23%	666.89%	650.08%	634.58%	620.23%	606.90%
17	1131.28%	963.89%	906.03%	858.39%	818.22%	783.71%	753.61%	727.04%	703.34%	682.03%	662.72%	645.11%	628.96%	614.07%	600.30%	587.49%
18	1091.29%	930.59%	875.05%	829.31%	790.75%	757.62%	728.73%	703.22%	680.47%	660.01%	641.47%	624.56%	609.05%	594.76%	581.53%	569.24%
19	1052.69%	898.41%	845.09%	801.19%	764.17%	732.37%	704.63%	680.15%	658.31%	638.67%	620.87%	604.63%	589.75%	576.03%	563.33%	551.52%
20	1015.33%	867.21%	816.02%	773.88%	738.34%	707.81%	681.19%	657.68%	636.72%	617.86%	600.77%	585.19%	570.90%	557.73%	545.53%	534.20%
21	979.17%	836.97%	787.83%	747.37%	713.25%	683.94%	658.38%	635.82%	615.70%	597.59%	581.19%	566.23%	552.51%	539.86%	528.16%	517.28%
22	944.19%	807.66%	760.48%	721.64%	688.89%	660.75%	636.22%	614.55%	595.23%	577.86%	562.11%	547.75%	534.58%	522.44%	511.20%	500.76%
23	910.36%	779.27%	733.97%	696.68%	665.24%	638.23%	614.67%	593.88%	575.33%	558.65%	543.53%	529.74%	517.10%	505.44%	494.65%	484.63%
24	877.78%	751.92%	708.43%	672.63%	642.45%	616.52%	593.91%	573.94%	556.14%	540.13%	525.61%	512.38%	500.24%	489.05%	478.70%	469.07%
25	846.53%	725.71%	683.96%	649.60%	620.63%	595.74%	574.04%	554.88%	537.79%	522.42%	508.49%	495.79%	484.14%	473.40%	463.46%	454.23%
26	816.42%	700.43%	660.36%	627.38%	599.57%	575.69%	554.86%	536.47%	520.07%	505.32%	491.95%	479.76%	468.59%	458.28%	448.74%	439.88%
27	787.28%	675.93%	637.47%	605.81%	579.12%	556.20%	536.21%	518.56%	502.82%	488.66%	475.84%	464.14%	453.41%	443.52%	434.37%	425.86%
28	759.09%	652.20%	615.27%	584.88%	559.27%	537.26%	518.07%	501.13%	486.03%	472.44%	460.13%	448.90%	438.61%	429.12%	420.33%	412.17%
29	731.88%	629.25%	593.81%	564.64%	540.05%	518.92%	500.51%	484.25%	469.75%	456.72%	444.90%	434.12%	424.24%	415.14%	406.70%	398.87%
30	705.65%	607.12%	573.10%	545.10%	521.50%	501.22%	483.55%	467.95%	454.03%	441.52%	430.18%	419.84%	410.36%	401.62%	393.53%	386.01%
31	680.44%	585.86%	553.20%	526.33%	503.68%	484.22%	467.26%	452.29%	438.94%	426.93%	416.05%	406.13%	397.03%	388.64%	380.88%	373.66%
32	656.17%	565.38%	534.04%	508.25%	486.51%	467.84%	451.56%	437.19%	424.38%	412.86%	402.42%	392.90%	384.17%	376.13%	368.68%	361.76%
33	632.79%	545.65%	515.56%	490.81%	469.95%	452.04%	436.42%	422.63%	410.34%	399.29%	389.27%	380.14%	371.76%	364.04%	356.90%	350.26%
34	610.33%	526.69%	497.82%	474.07%	454.05%	436.87%	421.88%	408.66%	396.87%	386.26%	376.65%	367.89%	359.86%	352.45%	345.60%	339.23%


Table:		150%	175%	200%	225%	250%	275%	300%	325%	350%	375%	400%	425%	450%	475%	500%
Age:	Standard	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16
35	588.76%	508.50%	480.80%	458.01%	438.81%	422.32%	407.95%	395.26%	383.95%	373.78%	364.57%	356.16%	348.46%	341.36%	334.78%	328.68%
36	568.07%	491.06%	464.48%	442.63%	424.21%	408.39%	394.61%	382.44%	371.59%	361.84%	353.00%	344.95%	337.56%	330.75%	324.45%	318.59%
37	548.26%	474.38%	448.89%	427.92%	410.26%	395.09%	381.87%	370.21%	359.81%	350.46%	341.99%	334.27%	327.19%	320.66%	314.62%	309.01%
38	529.28%	458.42%	433.98%	413.87%	396.94%	382.40%	369.73%	358.55%	348.59%	339.63%	331.51%	324.11%	317.32%	311.07%	305.29%	299.91%
39	511.07%	443.11%	419.68%	400.41%	384.18%	370.25%	358.11%	347.39%	337.85%	329.26%	321.48%	314.39%	307.89%	301.91%	296.36%	291.21%
40	493.55%	428.40%	405.93%	387.46%	371.91%	358.56%	346.93%	336.67%	327.52%	319.30%	311.85%	305.06%	298.84%	293.10%	287.79%	282.86%
41	476.66%	414.19%	392.66%	374.96%	360.06%	347.27%	336.12%	326.29%	317.53%	309.66%	302.53%	296.03%	290.07%	284.58%	279.50%	274.78%
42	460.36%	400.47%	379.84%	362.88%	348.60%	336.35%	325.67%	316.26%	307.87%	300.33%	293.50%	287.28%	281.57%	276.32%	271.46%	266.94%
43	444.59%	387.18%	367.40%	351.15%	337.47%	325.74%	315.51%	306.50%	298.47%	291.25%	284.71%	278.75%	273.29%	268.27%	263.61%	259.29%
44	429.34%	374.30%	355.35%	339.78%	326.67%	315.43%	305.64%	297.01%	289.32%	282.41%	276.15%	270.45%	265.22%	260.41%	255.96%	251.82%
45	414.60%	361.84%	343.67%	328.75%	316.20%	305.43%	296.06%	287.79%	280.43%	273.81%	267.82%	262.36%	257.36%	252.76%	248.50%	244.54%
46	400.35%	349.77%	332.36%	318.07%	306.04%	295.73%	286.75%	278.83%	271.78%	265.45%	259.72%	254.49%	249.71%	245.30%	241.23%	237.44%
47	386.64%	338.16%	321.48%	307.78%	296.26%	286.39%	277.79%	270.21%	263.46%	257.40%	251.92%	246.92%	242.34%	238.13%	234.23%	230.61%
48	373.44%	326.97%	310.99%	297.88%	286.84%	277.39%	269.16%	261.90%	255.45%	249.65%	244.40%	239.62%	235.24%	231.21%	227.48%	224.02%
49	360.74%	316.21%	300.91%	288.34%	277.78%	268.73%	260.85%	253.91%	247.73%	242.18%	237.16%	232.59%	228.40%	224.55%	220.98%	217.68%
50	348.52%	305.86%	291.20%	279.17%	269.06%	260.39%	252.85%	246.21%	240.30%	234.99%	230.19%	225.82%	221.82%	218.13%	214.73%	211.57%
51	336.77%	295.89%	281.85%	270.34%	260.66%	252.37%	245.15%	238.80%	233.15%	228.07%	223.48%	219.31%	215.48%	211.96%	208.71%	205.69%
52	325.46%	286.31%	272.86%	261.84%	252.58%	244.65%	237.75%	231.67%	226.27%	221.42%	217.03%	213.04%	209.38%	206.02%	202.91%	200.03%
53	314.58%	277.09%	264.22%	253.67%	244.81%	237.22%	230.63%	224.82%	219.65%	215.02%	210.83%	207.01%	203.52%	200.31%	197.34%	194.59%
54	304.13%	268.23%	255.91%	245.82%	237.34%	230.09%	223.78%	218.23%	213.29%	208.86%	204.86%	201.22%	197.89%	194.82%	191.99%	189.36%
55	294.08%	259.71%	247.93%	238.27%	230.17%	223.23%	217.20%	211.90%	207.18%	202.95%	199.13%	195.65%	192.47%	189.54%	186.84%	184.34%
56	284.43%	251.53%	240.25%	231.02%	223.27%	216.64%	210.88%	205.82%	201.31%	197.28%	193.63%	190.31%	187.27%	184.48%	181.90%	179.51%
57	275.15%	243.67%	232.89%	224.06%	216.65%	210.32%	204.82%	199.98%	195.68%	191.83%	188.35%	185.18%	182.28%	179.62%	177.17%	174.89%
58	266.24%	236.12%	225.81%	217.38%	210.30%	204.25%	199.00%	194.38%	190.28%	186.60%	183.28%	180.26%	177.50%	174.96%	172.62%	170.45%
59	257.69%	228.88%	219.03%	210.97%	204.21%	198.43%	193.42%	189.01%	185.10%	181.59%	178.42%	175.55%	172.92%	170.50%	168.27%	166.20%
60	249.49%	221.94%	212.52%	204.82%	198.37%	192.86%	188.07%	183.87%	180.14%	176.80%	173.78%	171.04%	168.53%	166.23%	164.11%	162.14%
61	241.62%	215.29%	206.29%	198.94%	192.78%	187.52%	182.96%	178.96%	175.40%	172.21%	169.34%	166.73%	164.35%	162.16%	160.14%	158.27%
62	234.09%	208.93%	200.34%	193.32%	187.44%	182.43%	178.08%	174.26%	170.88%	167.84%	165.11%	162.62%	160.35%	158.27%	156.35%	154.57%
63	226.88%	202.84%	194.64%	187.95%	182.34%	177.56%	173.42%	169.79%	166.56%	163.67%	161.07%	158.71%	156.55%	154.57%	152.75%	151.06%
64	219.97%	197.02%	189.20%	182.82%	177.48%	172.93%	168.98%	165.52%	162.45%	159.71%	157.23%	154.99%	152.94%	151.06%	149.32%	147.72%
65	213.37%	191.47%	184.01%	177.93%	172.84%	168.51%	164.75%	161.46%	158.54%	155.93%	153.58%	151.45%	149.50%	147.72%	146.08%	144.56%
66	207.06%	186.17%	179.06%	173.26%	168.42%	164.30%	160.73%	157.60%	154.83%	152.35%	150.12%	148.10%	146.25%	144.56%	143.00%	141.56%
67	201.03%	181.11%	174.34%	168.82%	164.22%	160.30%	156.90%	153.93%	151.30%	148.95%	146.83%	144.92%	143.17%	141.56%	140.09%	138.72%
68	195.26%	176.28%	169.84%	164.59%	160.21%	156.49%	153.27%	150.45%	147.95%	145.73%	143.72%	141.90%	140.25%	138.73%	137.33%	136.04%
69	189.76%	171.68%	165.55%	160.56%	156.41%	152.87%	149.82%	147.14%	144.78%	142.67%	140.77%	139.05%	137.48%	136.05%	134.73%	133.51%
70	184.50%	167.29%	161.46%	156.73%	152.78%	149.43%	146.53%	144.00%	141.76%	139.77%	137.97%	136.34%	134.86%	133.51%	132.26%	131.11%
71	179.47%	163.10%	157.57%	153.07%	149.33%	146.16%	143.41%	141.02%	138.90%	137.01%	135.32%	133.78%	132.39%	131.11%	129.93%	128.85%
72	174.66%	159.11%	153.85%	149.59%	146.04%	143.04%	140.44%	138.18%	136.18%	134.40%	132.80%	131.35%	130.03%	128.83%	127.72%	126.70%


Table:		150%	175%	200%	225%	250%	275%	300%	325%	350%	375%	400%	425%	450%	475%	500%
Age:	Standard	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16
73	170.06%	155.29%	150.30%	146.26%	142.91%	140.07%	137.62%	135.48%	133.59%	131.91%	130.40%	129.04%	127.80%	126.67%	125.63%	124.67%
74	165.66%	151.64%	146.91%	143.09%	139.92%	137.23%	134.92%	132.90%	131.12%	129.54%	128.12%	126.84%	125.68%	124.61%	123.64%	122.74%
75	161.45%	148.15%	143.68%	140.06%	137.06%	134.53%	132.35%	130.45%	128.78%	127.29%	125.95%	124.75%	123.66%	122.66%	121.74%	120.90%
76	157.42%	144.82%	140.59%	137.17%	134.34%	131.95%	129.90%	128.11%	126.54%	125.14%	123.89%	122.76%	121.74%	120.81%	119.95%	119.16%
77	153.58%	141.64%	137.65%	134.42%	131.75%	129.50%	127.57%	125.89%	124.42%	123.11%	121.93%	120.88%	119.92%	119.05%	118.25%	117.51%
78	149.92%	138.62%	134.85%	131.81%	129.29%	127.18%	125.36%	123.79%	122.41%	121.18%	120.08%	119.09%	118.20%	117.38%	116.64%	115.95%
79	146.42%	135.75%	132.19%	129.32%	126.96%	124.97%	123.27%	121.79%	120.50%	119.35%	118.33%	117.41%	116.57%	115.81%	115.12%	114.48%
80	143.10%	133.02%	129.66%	126.97%	124.74%	122.88%	121.28%	119.90%	118.69%	117.62%	116.67%	115.81%	115.03%	114.33%	113.68%	113.09%
81	139.94%	130.43%	127.27%	124.73%	122.64%	120.90%	119.40%	118.11%	116.98%	115.98%	115.10%	114.30%	113.58%	112.92%	112.32%	111.77%
82	136.95%	127.99%	125.02%	122.63%	120.67%	119.04%	117.64%	116.44%	115.38%	114.45%	113.63%	112.89%	112.22%	111.61%	111.05%	110.55%
83	134.14%	125.71%	122.91%	120.67%	118.83%	117.30%	116.00%	114.87%	113.89%	113.03%	112.26%	111.57%	110.95%	110.39%	109.88%	109.41%
84	131.49%	123.56%	120.93%	118.83%	117.11%	115.68%	114.46%	113.42%	112.51%	111.70%	110.99%	110.35%	109.78%	109.26%	108.78%	108.35%
85	129.01%	121.56%	119.10%	117.13%	115.52%	114.18%	113.05%	112.07%	111.22%	110.48%	109.82%	109.23%	108.70%	108.22%	107.78%	107.38%
86	126.69%	119.72%	117.40%	115.56%	114.05%	112.80%	111.75%	110.84%	110.05%	109.36%	108.75%	108.20%	107.71%	107.26%	106.86%	106.49%
87	124.54%	118.02%	115.85%	114.13%	112.72%	111.55%	110.57%	109.72%	108.99%	108.35%	107.78%	107.28%	106.82%	106.41%	106.04%	105.70%
88	122.53%	116.46%	114.43%	112.82%	111.50%	110.41%	109.50%	108.71%	108.03%	107.43%	106.91%	106.44%	106.02%	105.64%	105.30%	104.99%
89	120.67%	115.03%	113.14%	111.63%	110.40%	109.38%	108.53%	107.80%	107.16%	106.61%	106.12%	105.69%	105.30%	104.95%	104.64%	104.35%
90	118.94%	113.72%	111.96%	110.55%	109.40%	108.46%	107.66%	106.98%	106.39%	105.87%	105.42%	105.02%	104.66%	104.34%	104.05%	103.78%
91	117.31%	112.53%	110.89%	109.58%	108.51%	107.62%	106.88%	106.24%	105.70%	105.22%	104.80%	104.43%	104.10%	103.80%	103.53%	103.28%
92	115.76%	111.42%	109.91%	108.70%	107.70%	106.87%	106.18%	105.59%	105.08%	104.63%	104.24%	103.90%	103.59%	103.31%	103.06%	102.83%
93	114.27%	110.39%	109.01%	107.89%	106.97%	106.20%	105.55%	105.00%	104.53%	104.11%	103.75%	103.43%	103.14%	102.88%	102.65%	102.44%
94	112.81%	109.42%	108.18%	107.16%	106.31%	105.60%	105.00%	104.48%	104.04%	103.66%	103.32%	103.02%	102.75%	102.51%	102.30%	102.11%
95	111.31%	108.44%	107.35%	106.44%	105.68%	105.03%	104.47%	104.00%	103.59%	103.23%	102.92%	102.65%	102.40%	102.19%	101.98%	101.97%
96	109.70%	107.41%	106.50%	105.71%	105.03%	104.45%	103.95%	103.51%	103.14%	102.81%	102.52%	102.27%	102.04%	101.97%	101.97%	101.00%
97	107.94%	106.29%	105.59%	104.96%	104.40%	103.90%	103.46%	103.07%	102.72%	102.42%	102.16%	101.97%	101.97%	101.00%	101.00%	101.00%
98	105.90%	104.94%	104.50%	104.08%	103.68%	103.31%	102.97%	102.64%	102.34%	102.07%	101.97%	101.00%	101.00%	101.00%	101.00%	101.00%
99	103.37%	103.06%	102.91%	102.75%	102.60%	102.45%	102.30%	102.14%	101.99%	101.97%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
100	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
101	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
102	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
103	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
104	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
105	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
106	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
107	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
108	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
109	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
110	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%

100


Table:		150%	175%	200%	225%	250%	275%	300%	325%	350%	375%	400%	425%	450%	475%	500%
Age:	Standard	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16
111	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
112	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
113	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
114	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
115	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
116	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
117	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
118	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
119	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
120	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%

101

Cash Value Accumulation Test (percentage of Surrender Value) – Unisex

For Policy Dates before October 1, 2021


Table:		150%	175%	200%	225%	250%	275%	300%	325%	350%	375%	400%	425%	450%	475%	500%
Age:	Standard	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16
0	1853.43%	1541.94%	1435.41%	1348.15%	1274.94%	1212.34%	1158.01%	1110.26%	1067.87%	1029.91%	995.66%	964.55%	936.15%	910.07%	886.02%	863.76%
1	1790.76%	1491.48%	1389.10%	1305.24%	1234.86%	1174.67%	1122.43%	1076.51%	1035.74%	999.22%	966.27%	936.34%	909.00%	883.90%	860.76%	839.33%
2	1726.46%	1438.82%	1340.41%	1259.80%	1192.14%	1134.27%	1084.03%	1039.88%	1000.67%	965.55%	933.85%	905.07%	878.77%	854.63%	832.36%	811.75%
3	1663.50%	1387.03%	1292.43%	1214.93%	1149.88%	1094.25%	1045.94%	1003.48%	965.78%	932.00%	901.52%	873.84%	848.54%	825.32%	803.91%	784.07%
4	1602.22%	1336.46%	1245.52%	1171.01%	1108.47%	1054.98%	1008.54%	967.71%	931.45%	898.98%	869.66%	843.04%	818.71%	796.38%	775.78%	756.70%
5	1542.87%	1287.40%	1199.97%	1128.34%	1068.21%	1016.78%	972.12%	932.87%	898.00%	866.77%	838.58%	812.98%	789.58%	768.10%	748.29%	729.94%
6	1485.63%	1240.05%	1156.00%	1087.13%	1029.32%	979.87%	936.93%	899.19%	865.66%	835.63%	808.52%	783.89%	761.40%	740.74%	721.68%	704.04%
7	1430.43%	1194.35%	1113.55%	1047.34%	991.76%	944.22%	902.93%	866.64%	834.40%	805.52%	779.45%	755.77%	734.13%	714.26%	695.94%	678.97%
8	1377.21%	1150.26%	1072.58%	1008.93%	955.50%	909.78%	870.08%	835.18%	804.18%	776.41%	751.34%	728.57%	707.76%	688.65%	671.03%	654.70%
9	1325.73%	1107.56%	1032.88%	971.68%	920.31%	876.35%	838.18%	804.62%	774.82%	748.11%	724.00%	702.10%	682.09%	663.71%	646.76%	631.06%
10	1276.12%	1066.38%	994.58%	935.75%	886.35%	844.09%	807.39%	775.12%	746.46%	720.77%	697.59%	676.53%	657.29%	639.61%	623.31%	608.21%
11	1228.31%	1026.68%	957.65%	901.08%	853.59%	812.96%	777.67%	746.64%	719.08%	694.38%	672.09%	651.83%	633.33%	616.33%	600.65%	586.13%
12	1182.37%	988.53%	922.17%	867.79%	822.12%	783.05%	749.12%	719.29%	692.78%	669.03%	647.60%	628.12%	610.32%	593.97%	578.89%	564.93%
13	1138.22%	951.88%	888.08%	835.79%	791.89%	754.32%	721.69%	693.01%	667.52%	644.68%	624.07%	605.33%	588.22%	572.50%	557.99%	544.56%
14	1096.01%	916.87%	855.54%	805.27%	763.06%	726.94%	695.57%	667.98%	643.47%	621.51%	601.68%	583.67%	567.20%	552.08%	538.13%	525.21%
15	1056.01%	883.83%	824.88%	776.55%	735.96%	701.24%	671.07%	644.54%	620.97%	599.85%	580.78%	563.46%	547.62%	533.07%	519.65%	507.22%
16	1018.45%	852.98%	796.31%	749.86%	710.84%	677.45%	648.45%	622.94%	600.27%	579.96%	561.61%	544.94%	529.71%	515.72%	502.80%	490.84%
17	983.26%	824.28%	769.82%	725.17%	687.66%	655.56%	627.67%	603.14%	581.34%	561.80%	544.16%	528.12%	513.46%	500.00%	487.57%	476.06%
18	950.53%	797.83%	745.51%	702.61%	666.56%	635.71%	608.89%	585.31%	564.34%	545.55%	528.57%	513.14%	499.03%	486.07%	474.11%	463.03%
19	919.57%	772.93%	722.67%	681.45%	646.82%	617.16%	591.39%	568.71%	548.55%	530.47%	514.15%	499.30%	485.73%	473.25%	461.74%	451.07%
20	889.55%	748.75%	700.48%	660.88%	627.61%	599.11%	574.34%	552.54%	533.16%	515.78%	500.07%	485.79%	472.73%	460.73%	449.65%	439.38%
21	860.59%	725.41%	679.06%	641.03%	609.06%	581.68%	557.88%	536.92%	518.29%	501.58%	486.48%	472.75%	460.19%	448.64%	437.98%	428.10%
22	832.51%	702.74%	658.23%	621.70%	591.00%	564.70%	541.83%	521.69%	503.79%	487.72%	473.21%	460.00%	447.92%	436.82%	426.57%	417.06%
23	805.29%	680.71%	637.97%	602.90%	573.41%	548.15%	526.18%	506.84%	489.63%	474.19%	460.24%	447.54%	435.93%	425.25%	415.39%	406.25%
24	778.94%	659.36%	618.33%	584.66%	556.35%	532.09%	510.98%	492.40%	475.87%	461.03%	447.63%	435.42%	424.26%	414.00%	404.52%	395.73%
25	753.43%	638.67%	599.28%	566.96%	539.77%	516.48%	496.21%	478.36%	462.48%	448.23%	435.35%	423.63%	412.90%	403.03%	393.92%	385.47%
26	728.74%	618.60%	580.80%	549.77%	523.68%	501.31%	481.85%	464.71%	449.46%	435.77%	423.40%	412.14%	401.83%	392.35%	383.59%	375.47%
27	704.70%	599.00%	562.73%	532.94%	507.89%	486.42%	467.74%	451.28%	436.64%	423.49%	411.60%	400.79%	390.88%	381.78%	373.36%	365.56%
28	681.27%	579.83%	545.01%	516.43%	492.38%	471.77%	453.83%	438.03%	423.97%	411.35%	399.93%	389.54%	380.03%	371.28%	363.20%	355.70%
29	658.40%	561.04%	527.62%	500.19%	477.11%	457.32%	440.10%	424.93%	411.43%	399.31%	388.35%	378.37%	369.24%	360.83%	353.07%	345.87%
30	636.16%	542.73%	510.66%	484.32%	462.17%	443.18%	426.65%	412.08%	399.12%	387.48%	376.96%	367.38%	358.60%	350.53%	343.08%	336.16%
31	614.60%	524.92%	494.14%	468.86%	447.60%	429.37%	413.50%	399.52%	387.08%	375.91%	365.80%	356.60%	348.18%	340.43%	333.26%	326.62%
32	593.74%	507.67%	478.13%	453.87%	433.47%	415.97%	400.74%	387.32%	375.37%	364.65%	354.95%	346.11%	338.02%	330.58%	323.70%	317.32%
33	573.67%	491.08%	462.73%	439.46%	419.87%	403.08%	388.46%	375.59%	364.12%	353.82%	344.51%	336.03%	328.27%	321.12%	314.52%	308.39%
34	554.35%	475.11%	447.91%	425.58%	406.78%	390.67%	376.65%	364.29%	353.28%	343.40%	334.46%	326.33%	318.87%	312.01%	305.68%	299.79%

102


Table:		150%	175%	200%	225%	250%	275%	300%	325%	350%	375%	400%	425%	450%	475%	500%
Age:	Standard	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16
35	535.77%	459.74%	433.65%	412.22%	394.20%	378.74%	365.28%	353.42%	342.87%	333.39%	324.81%	317.00%	309.85%	303.26%	297.18%	291.53%
36	517.90%	444.97%	419.94%	399.39%	382.10%	367.27%	354.36%	342.99%	332.86%	323.77%	315.54%	308.04%	301.18%	294.87%	289.03%	283.61%
37	500.76%	430.82%	406.81%	387.11%	370.53%	356.31%	343.93%	333.02%	323.31%	314.59%	306.69%	299.51%	292.92%	286.87%	281.27%	276.07%
38	484.31%	417.24%	394.23%	375.33%	359.44%	345.81%	333.94%	323.48%	314.17%	305.81%	298.24%	291.35%	285.04%	279.23%	273.86%	268.87%
39	468.51%	404.22%	382.16%	364.05%	348.81%	335.75%	324.38%	314.35%	305.43%	297.41%	290.16%	283.55%	277.51%	271.94%	266.79%	262.01%
40	453.33%	391.71%	370.57%	353.22%	338.62%	326.10%	315.21%	305.60%	297.05%	289.37%	282.42%	276.09%	270.30%	264.96%	260.03%	255.45%
41	438.74%	379.69%	359.44%	342.82%	328.84%	316.85%	306.41%	297.22%	289.03%	281.67%	275.02%	268.96%	263.40%	258.29%	253.57%	249.19%
42	424.69%	368.12%	348.73%	332.81%	319.42%	307.94%	297.95%	289.14%	281.30%	274.26%	267.89%	262.09%	256.78%	251.88%	247.36%	243.17%
43	411.12%	356.94%	338.36%	323.12%	310.30%	299.32%	289.75%	281.33%	273.82%	267.09%	260.99%	255.44%	250.35%	245.68%	241.35%	237.33%
44	397.95%	346.05%	328.26%	313.67%	301.41%	290.89%	281.74%	273.68%	266.50%	260.05%	254.22%	248.91%	244.05%	239.57%	235.43%	231.59%
45	385.15%	335.44%	318.42%	304.45%	292.71%	282.65%	273.89%	266.18%	259.32%	253.15%	247.57%	242.50%	237.85%	233.57%	229.61%	225.94%
46	372.73%	325.13%	308.83%	295.47%	284.23%	274.61%	266.23%	258.85%	252.29%	246.39%	241.06%	236.20%	231.76%	227.67%	223.89%	220.38%
47	360.69%	315.11%	299.51%	286.72%	275.97%	266.76%	258.75%	251.69%	245.42%	239.78%	234.68%	230.04%	225.79%	221.89%	218.27%	214.92%
48	349.00%	305.35%	290.42%	278.18%	267.90%	259.09%	251.43%	244.68%	238.68%	233.30%	228.42%	223.99%	219.93%	216.20%	212.75%	209.54%
49	337.66%	295.86%	281.57%	269.86%	260.03%	251.60%	244.28%	237.83%	232.09%	226.94%	222.29%	218.05%	214.18%	210.61%	207.31%	204.26%
50	326.66%	286.63%	272.96%	261.75%	252.34%	244.29%	237.28%	231.12%	225.64%	220.72%	216.27%	212.23%	208.52%	205.12%	201.97%	199.05%
51	316.02%	277.69%	264.60%	253.89%	244.89%	237.18%	230.49%	224.60%	219.36%	214.66%	210.41%	206.55%	203.01%	199.76%	196.76%	193.97%
52	305.73%	269.04%	256.52%	246.27%	237.66%	230.30%	223.90%	218.27%	213.27%	208.78%	204.72%	201.03%	197.65%	194.55%	191.69%	189.03%
53	295.81%	260.69%	248.71%	238.91%	230.68%	223.64%	217.53%	212.15%	207.37%	203.08%	199.21%	195.68%	192.46%	189.50%	186.77%	184.23%
54	286.25%	252.63%	241.17%	231.80%	223.93%	217.21%	211.37%	206.23%	201.66%	197.57%	193.88%	190.51%	187.44%	184.62%	182.01%	179.59%
55	277.03%	244.86%	233.90%	224.94%	217.42%	210.99%	205.41%	200.51%	196.15%	192.25%	188.72%	185.51%	182.58%	179.89%	177.40%	175.10%
56	268.16%	237.38%	226.90%	218.33%	211.15%	205.01%	199.69%	195.01%	190.85%	187.12%	183.76%	180.70%	177.91%	175.34%	172.97%	170.78%
57	259.62%	230.18%	220.17%	211.98%	205.12%	199.26%	194.18%	189.71%	185.74%	182.19%	178.98%	176.07%	173.40%	170.96%	168.70%	166.61%
58	251.42%	223.26%	213.69%	205.87%	199.32%	193.73%	188.88%	184.62%	180.83%	177.45%	174.39%	171.61%	169.08%	166.75%	164.60%	162.61%
59	243.54%	216.62%	207.47%	200.01%	193.76%	188.42%	183.79%	179.73%	176.12%	172.89%	169.98%	167.34%	164.92%	162.71%	160.66%	158.77%
60	235.98%	210.25%	201.51%	194.38%	188.42%	183.33%	178.92%	175.05%	171.61%	168.54%	165.77%	163.25%	160.95%	158.84%	156.90%	155.10%
61	228.73%	204.14%	195.81%	189.01%	183.32%	178.47%	174.26%	170.57%	167.30%	164.38%	161.74%	159.34%	157.16%	155.15%	153.31%	151.60%
62	221.79%	198.31%	190.36%	183.87%	178.45%	173.83%	169.82%	166.31%	163.20%	160.41%	157.91%	155.63%	153.55%	151.65%	149.89%	148.27%
63	215.16%	192.74%	185.15%	178.97%	173.80%	169.40%	165.59%	162.25%	159.29%	156.65%	154.26%	152.10%	150.13%	148.32%	146.65%	145.11%
64	208.82%	187.42%	180.19%	174.30%	169.38%	165.19%	161.57%	158.39%	155.58%	153.07%	150.80%	148.75%	146.88%	145.16%	143.59%	142.13%
65	202.76%	182.35%	175.46%	169.85%	165.17%	161.19%	157.75%	154.73%	152.06%	149.67%	147.52%	145.58%	143.80%	142.18%	140.68%	139.30%
66	196.96%	177.50%	170.94%	165.61%	161.16%	157.37%	154.10%	151.24%	148.71%	146.44%	144.41%	142.56%	140.88%	139.35%	137.93%	136.62%
67	191.41%	172.87%	166.63%	161.56%	157.33%	153.73%	150.63%	147.91%	145.51%	143.37%	141.44%	139.70%	138.11%	136.65%	135.31%	134.08%
68	186.09%	168.43%	162.50%	157.68%	153.66%	150.25%	147.31%	144.74%	142.46%	140.43%	138.61%	136.96%	135.46%	134.08%	132.82%	131.65%
69	180.99%	164.18%	158.54%	153.96%	150.15%	146.92%	144.13%	141.69%	139.54%	137.62%	135.90%	134.34%	132.92%	131.62%	130.43%	129.33%
70	176.10%	160.11%	154.75%	150.41%	146.79%	143.73%	141.09%	138.78%	136.75%	134.94%	133.31%	131.84%	130.50%	129.27%	128.15%	127.12%
71	171.42%	156.22%	151.13%	147.01%	143.59%	140.69%	138.19%	136.01%	134.09%	132.38%	130.84%	129.45%	128.19%	127.04%	125.98%	125.00%
72	166.96%	152.51%	147.68%	143.78%	140.54%	137.80%	135.44%	133.38%	131.56%	129.95%	128.50%	127.19%	126.00%	124.92%	123.92%	123.01%

103


Table:		150%	175%	200%	225%	250%	275%	300%	325%	350%	375%	400%	425%	450%	475%	500%
Age:	Standard	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16
73	162.71%	148.99%	144.41%	140.72%	137.65%	135.06%	132.83%	130.89%	129.18%	127.66%	126.29%	125.06%	123.95%	122.93%	121.99%	121.13%
74	158.67%	145.65%	141.32%	137.82%	134.93%	132.48%	130.38%	128.55%	126.94%	125.51%	124.23%	123.07%	122.02%	121.06%	120.19%	119.38%
75	154.83%	142.49%	138.39%	135.09%	132.36%	130.06%	128.08%	126.36%	124.84%	123.50%	122.29%	121.21%	120.22%	119.33%	118.51%	117.75%
76	151.20%	139.51%	135.63%	132.52%	129.94%	127.77%	125.91%	124.30%	122.87%	121.61%	120.48%	119.47%	118.55%	117.71%	116.94%	116.23%
77	147.74%	136.68%	133.02%	130.08%	127.66%	125.62%	123.87%	122.36%	121.02%	119.84%	118.79%	117.84%	116.98%	116.19%	115.48%	114.82%
78	144.44%	133.98%	130.54%	127.77%	125.50%	123.58%	121.94%	120.52%	119.28%	118.17%	117.19%	116.30%	115.50%	114.77%	114.10%	113.49%
79	141.30%	131.42%	128.17%	125.58%	123.44%	121.64%	120.11%	118.78%	117.62%	116.59%	115.67%	114.85%	114.10%	113.42%	112.80%	112.23%
80	138.30%	128.98%	125.93%	123.49%	121.48%	119.80%	118.37%	117.13%	116.05%	115.09%	114.24%	113.47%	112.78%	112.15%	111.57%	111.04%
81	135.45%	126.67%	123.79%	121.50%	119.63%	118.06%	116.72%	115.57%	114.56%	113.67%	112.87%	112.16%	111.52%	110.94%	110.41%	109.92%
82	132.75%	124.48%	121.78%	119.63%	117.87%	116.41%	115.16%	114.09%	113.15%	112.33%	111.59%	110.94%	110.34%	109.80%	109.31%	108.86%
83	130.19%	122.40%	119.86%	117.85%	116.21%	114.85%	113.69%	112.69%	111.82%	111.05%	110.37%	109.77%	109.22%	108.72%	108.27%	107.86%
84	127.79%	120.45%	118.07%	116.19%	114.66%	113.39%	112.31%	111.38%	110.58%	109.87%	109.24%	108.68%	108.18%	107.72%	107.30%	106.92%
85	125.54%	118.64%	116.41%	114.65%	113.22%	112.03%	111.03%	110.17%	109.43%	108.77%	108.19%	107.68%	107.21%	106.79%	106.41%	106.06%
86	123.45%	116.97%	114.88%	113.23%	111.89%	110.79%	109.86%	109.06%	108.37%	107.77%	107.23%	106.75%	106.33%	105.94%	105.59%	105.27%
87	121.52%	115.45%	113.48%	111.94%	110.69%	109.66%	108.79%	108.05%	107.41%	106.85%	106.36%	105.92%	105.53%	105.17%	104.85%	104.56%
88	119.75%	114.06%	112.22%	110.77%	109.61%	108.64%	107.84%	107.15%	106.55%	106.04%	105.58%	105.18%	104.81%	104.49%	104.19%	103.92%
89	118.15%	112.83%	111.10%	109.74%	108.64%	107.74%	106.99%	106.35%	105.80%	105.32%	104.89%	104.52%	104.18%	103.88%	103.61%	103.36%
90	116.68%	111.72%	110.10%	108.82%	107.80%	106.95%	106.25%	105.65%	105.14%	104.69%	104.30%	103.95%	103.64%	103.36%	103.11%	102.88%
91	115.34%	110.75%	109.23%	108.03%	107.06%	106.27%	105.61%	105.05%	104.56%	104.15%	103.78%	103.46%	103.17%	102.91%	102.68%	102.46%
92	114.10%	109.88%	108.46%	107.33%	106.42%	105.68%	105.05%	104.53%	104.07%	103.68%	103.34%	103.04%	102.77%	102.53%	102.31%	102.12%
93	112.92%	109.09%	107.78%	106.72%	105.87%	105.17%	104.58%	104.08%	103.65%	103.29%	102.96%	102.68%	102.42%	102.20%	101.99%	101.97%
94	111.76%	108.36%	107.16%	106.18%	105.39%	104.73%	104.17%	103.70%	103.30%	102.95%	102.65%	102.38%	102.14%	101.97%	101.97%	101.00%
95	110.54%	107.64%	106.57%	105.68%	104.95%	104.33%	103.81%	103.37%	103.00%	102.67%	102.38%	102.14%	101.97%	101.00%	101.00%	101.00%
96	109.18%	106.83%	105.91%	105.14%	104.47%	103.91%	103.43%	103.02%	102.67%	102.36%	102.10%	101.97%	101.00%	101.00%	101.00%	101.00%
97	107.63%	105.91%	105.20%	104.56%	104.00%	103.50%	103.07%	102.69%	102.36%	102.07%	101.97%	101.00%	101.00%	101.00%	101.00%	101.00%
98	105.76%	104.74%	104.28%	103.84%	103.44%	103.05%	102.70%	102.37%	102.07%	101.97%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
99	103.34%	103.01%	102.84%	102.68%	102.52%	102.35%	102.19%	102.03%	101.97%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
100	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
101	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
102	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
103	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
104	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
105	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
106	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
107	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
108	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
109	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
110	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%

104


Table:		150%	175%	200%	225%	250%	275%	300%	325%	350%	375%	400%	425%	450%	475%	500%
Age:	Standard	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16
111	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
112	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
113	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
114	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
115	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
116	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
117	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
118	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
119	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%
120	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%	101.00%

105

Cash Value Accumulation Test (percentage of Surrender Value) – Male

For Policy Dates on or after October 1, 2021

(in states where approved; otherwise we apply the rate(s) in effect before October 1, 2021 regardless of Policy Date).


Table:	None	150%	175%	200%	225%	250%	275%	300%	325%	350%	375%	400%	425%	450%	475%	500%
Age:		2	3	4	5	6	7	8	9	10	11	12	13	14	15	16
0	461.136%	420.898%	406.082%	393.469%	382.515%	372.855%	364.231%	356.456%	349.389%	342.919%	336.963%	331.450%	326.324%	321.540%	317.059%	312.847%
1	452.546%	413.195%	398.711%	386.381%	375.675%	366.234%	357.808%	350.211%	343.307%	336.987%	331.169%	325.784%	320.778%	316.106%	311.730%	307.618%
2	443.920%	405.394%	391.216%	379.148%	368.670%	359.431%	351.185%	343.752%	336.996%	330.813%	325.120%	319.852%	314.955%	310.384%	306.103%	302.081%
3	435.422%	397.697%	383.815%	372.001%	361.743%	352.699%	344.628%	337.352%	330.740%	324.689%	319.117%	313.962%	309.169%	304.697%	300.507%	296.571%
4	427.054%	390.105%	376.511%	364.942%	354.898%	346.043%	338.140%	331.017%	324.543%	318.619%	313.165%	308.118%	303.426%	299.048%	294.947%	291.095%
5	418.830%	382.637%	369.322%	357.992%	348.155%	339.484%	331.745%	324.770%	318.431%	312.631%	307.291%	302.349%	297.756%	293.469%	289.455%	285.683%
6	410.746%	375.291%	362.249%	351.151%	341.517%	333.024%	325.445%	318.614%	312.406%	306.726%	301.496%	296.658%	292.160%	287.962%	284.031%	280.338%
7	402.816%	368.083%	355.307%	344.436%	335.000%	326.682%	319.259%	312.569%	306.489%	300.926%	295.805%	291.066%	286.662%	282.551%	278.702%	275.085%
8	395.036%	361.009%	348.494%	337.846%	328.603%	320.455%	313.185%	306.633%	300.679%	295.230%	290.215%	285.574%	281.261%	277.236%	273.466%	269.924%
9	387.392%	354.053%	341.793%	331.361%	322.307%	314.326%	307.204%	300.786%	294.954%	289.617%	284.705%	280.159%	275.934%	271.992%	268.300%	264.831%
10	379.893%	347.228%	335.217%	324.997%	316.127%	308.309%	301.333%	295.046%	289.333%	284.105%	279.294%	274.841%	270.703%	266.842%	263.225%	259.828%
11	372.536%	340.532%	328.764%	318.752%	310.063%	302.403%	295.569%	289.411%	283.814%	278.694%	273.981%	269.620%	265.566%	261.784%	258.242%	254.914%
12	365.330%	333.974%	322.445%	312.637%	304.125%	296.622%	289.928%	283.895%	278.413%	273.398%	268.781%	264.510%	260.540%	256.835%	253.365%	250.106%
13	358.279%	327.561%	316.268%	306.661%	298.323%	290.975%	284.418%	278.510%	273.141%	268.229%	263.708%	259.525%	255.637%	252.009%	248.611%	245.420%
14	351.397%	321.312%	310.252%	300.844%	292.680%	285.484%	279.065%	273.280%	268.023%	263.214%	258.788%	254.692%	250.886%	247.334%	244.008%	240.883%
15	344.704%	315.249%	304.422%	295.214%	287.223%	280.181%	273.898%	268.237%	263.094%	258.388%	254.056%	250.049%	246.324%	242.849%	239.595%	236.537%
16	338.231%	309.412%	298.822%	289.816%	282.001%	275.115%	268.972%	263.436%	258.407%	253.806%	249.572%	245.654%	242.013%	238.616%	235.435%	232.446%
17	331.989%	303.816%	293.466%	284.666%	277.031%	270.304%	264.303%	258.896%	253.985%	249.491%	245.356%	241.531%	237.975%	234.658%	231.552%	228.634%
18	325.994%	298.480%	288.377%	279.788%	272.337%	265.774%	259.919%	254.646%	249.855%	245.473%	241.441%	237.710%	234.244%	231.009%	227.981%	225.136%
19	320.195%	293.342%	283.487%	275.111%	267.848%	261.449%	255.744%	250.604%	245.937%	241.667%	237.739%	234.105%	230.728%	227.578%	224.629%	221.858%
20	314.504%	288.300%	278.688%	270.521%	263.439%	257.203%	251.643%	246.636%	242.088%	237.929%	234.103%	230.564%	227.275%	224.208%	221.336%	218.638%
21	308.925%	283.357%	273.984%	266.022%	259.120%	253.043%	247.626%	242.747%	238.318%	234.268%	230.541%	227.095%	223.894%	220.907%	218.112%	215.486%
22	303.450%	278.504%	269.364%	261.602%	254.876%	248.955%	243.677%	238.926%	234.612%	230.668%	227.040%	223.685%	220.569%	217.662%	214.941%	212.385%
23	298.074%	273.737%	264.825%	257.260%	250.705%	244.936%	239.796%	235.169%	230.969%	227.129%	223.597%	220.331%	217.298%	214.469%	211.821%	209.335%
24	292.795%	269.054%	260.365%	252.992%	246.605%	240.986%	235.980%	231.474%	227.384%	223.646%	220.209%	217.031%	214.079%	211.326%	208.750%	206.331%
25	287.612%	264.452%	255.983%	248.797%	242.574%	237.101%	232.226%	227.839%	223.858%	220.219%	216.874%	213.781%	210.910%	208.232%	205.726%	203.373%
26	282.521%	259.931%	251.674%	244.672%	238.610%	233.279%	228.532%	224.261%	220.386%	216.846%	213.590%	210.581%	207.788%	205.183%	202.746%	200.458%
27	277.506%	255.468%	247.419%	240.595%	234.689%	229.496%	224.873%	220.715%	216.943%	213.497%	210.329%	207.402%	204.684%	202.150%	199.779%	197.554%
28	272.556%	251.053%	243.204%	236.552%	230.797%	225.738%	221.235%	217.185%	213.513%	210.158%	207.074%	204.225%	201.580%	199.115%	196.808%	194.644%
29	267.671%	246.687%	239.032%	232.546%	226.936%	222.006%	217.619%	213.674%	210.097%	206.830%	203.828%	201.054%	198.480%	196.080%	193.836%	191.729%
30	262.857%	242.375%	234.908%	228.583%	223.113%	218.308%	214.033%	210.190%	206.706%	203.524%	200.600%	197.900%	195.393%	193.057%	190.873%	188.823%
31	258.117%	238.123%	230.838%	224.669%	219.337%	214.653%	210.486%	206.741%	203.347%	200.247%	197.400%	194.770%	192.329%	190.055%	187.928%	185.933%
32	253.467%	233.951%	226.844%	220.828%	215.629%	211.063%	207.003%	203.354%	200.047%	197.028%	194.255%	191.694%	189.318%	187.104%	185.034%	183.092%
33	248.914%	229.868%	222.936%	217.071%	212.003%	207.554%	203.598%	200.044%	196.823%	193.884%	191.184%	188.691%	186.379%	184.224%	182.210%	180.320%
34	244.460%	225.876%	219.117%	213.400%	208.461%	204.127%	200.274%	196.813%	193.678%	190.816%	188.189%	185.763%	183.513%	181.417%	179.457%	177.619%
35	240.104%	221.975%	215.386%	209.815%	205.004%	200.783%	197.031%	193.662%	190.611%	187.827%	185.270%	182.911%	180.722%	178.684%	176.779%	174.992%

106


Table:	None	150%	175%	200%	225%	250%	275%	300%	325%	350%	375%	400%	425%	450%	475%	500%
Age:		2	3	4	5	6	7	8	9	10	11	12	13	14	15	16
36	235.842%	218.161%	211.740%	206.312%	201.626%	197.517%	193.865%	190.587%	187.618%	184.910%	182.424%	180.129%	178.002%	176.020%	174.169%	172.432%
37	231.682%	214.444%	208.189%	202.903%	198.342%	194.343%	190.791%	187.602%	184.715%	182.082%	179.666%	177.437%	175.369%	173.445%	171.646%	169.959%
38	227.617%	210.816%	204.724%	199.579%	195.141%	191.251%	187.797%	184.697%	181.892%	179.333%	176.986%	174.820%	172.813%	170.944%	169.198%	167.561%
39	223.649%	207.279%	201.349%	196.343%	192.027%	188.245%	184.887%	181.876%	179.151%	176.666%	174.387%	172.286%	170.337%	168.524%	166.831%	165.243%
40	219.771%	203.828%	198.058%	193.189%	188.993%	185.318%	182.056%	179.132%	176.486%	174.076%	171.864%	169.825%	167.936%	166.178%	164.536%	162.997%
41	215.987%	200.464%	194.852%	190.119%	186.042%	182.473%	179.307%	176.469%	173.902%	171.564%	169.420%	167.444%	165.613%	163.910%	162.319%	160.829%
42	212.287%	197.180%	191.723%	187.124%	183.165%	179.700%	176.628%	173.876%	171.387%	169.121%	167.044%	165.130%	163.357%	161.708%	160.168%	158.726%
43	208.664%	193.964%	188.660%	184.193%	180.350%	176.988%	174.009%	171.341%	168.929%	166.734%	164.722%	162.869%	161.153%	159.558%	158.069%	156.674%
44	205.098%	190.795%	185.641%	181.302%	177.571%	174.310%	171.421%	168.834%	166.497%	164.371%	162.423%	160.629%	158.969%	157.426%	155.986%	154.638%
45	201.591%	187.675%	182.666%	178.452%	174.830%	171.666%	168.865%	166.358%	164.094%	162.035%	160.149%	158.413%	156.807%	155.315%	153.922%	152.619%
46	198.141%	184.601%	179.733%	175.641%	172.126%	169.056%	166.340%	163.910%	161.717%	159.723%	157.898%	156.219%	154.665%	153.222%	151.876%	150.617%
47	194.746%	181.572%	176.841%	172.867%	169.456%	166.478%	163.845%	161.490%	159.366%	157.436%	155.669%	154.044%	152.542%	151.147%	149.846%	148.629%
48	191.403%	178.585%	173.987%	170.128%	166.817%	163.928%	161.375%	159.093%	157.036%	155.167%	153.457%	151.885%	150.432%	149.083%	147.826%	146.651%
49	188.113%	175.640%	171.172%	167.423%	164.210%	161.408%	158.932%	156.721%	154.728%	152.918%	151.264%	149.743%	148.338%	147.034%	145.820%	144.684%
50	184.874%	172.737%	168.394%	164.753%	161.633%	158.915%	156.515%	154.372%	152.442%	150.690%	149.088%	147.617%	146.258%	144.998%	143.824%	142.727%
51	181.692%	169.882%	165.662%	162.126%	159.098%	156.462%	154.135%	152.058%	150.188%	148.492%	146.942%	145.519%	144.205%	142.987%	141.853%	140.793%
52	178.572%	167.082%	162.981%	159.547%	156.609%	154.052%	151.797%	149.785%	147.975%	146.333%	144.834%	143.457%	142.187%	141.010%	139.915%	138.892%
53	175.514%	164.338%	160.353%	157.020%	154.170%	151.691%	149.505%	147.557%	145.804%	144.215%	142.766%	141.435%	140.208%	139.071%	138.013%	137.026%
54	172.520%	161.650%	157.781%	154.546%	151.781%	149.378%	147.261%	145.375%	143.679%	142.142%	140.741%	139.455%	138.269%	137.171%	136.151%	135.198%
55	169.589%	159.021%	155.264%	152.125%	149.445%	147.116%	145.066%	143.240%	141.600%	140.114%	138.760%	137.518%	136.373%	135.314%	134.329%	133.410%
56	166.725%	156.452%	152.805%	149.761%	147.164%	144.909%	142.924%	141.158%	139.572%	138.136%	136.828%	135.629%	134.525%	133.503%	132.553%	131.668%
57	163.926%	153.945%	150.407%	147.455%	144.939%	142.756%	140.836%	139.129%	137.596%	136.209%	134.947%	133.790%	132.725%	131.740%	130.825%	129.972%
58	161.194%	151.500%	148.069%	145.209%	142.773%	140.660%	138.804%	137.154%	135.674%	134.336%	133.117%	132.002%	130.976%	130.027%	129.146%	128.325%
59	158.529%	149.118%	145.792%	143.022%	140.665%	138.622%	136.828%	135.235%	133.807%	132.516%	131.341%	130.267%	129.278%	128.365%	127.517%	126.728%
60	155.934%	146.802%	143.579%	140.899%	138.619%	136.645%	134.913%	133.376%	131.998%	130.754%	129.623%	128.588%	127.637%	126.759%	125.944%	125.186%
61	153.408%	144.552%	141.432%	138.840%	136.636%	134.731%	133.060%	131.577%	130.250%	129.052%	127.963%	126.968%	126.054%	125.210%	124.428%	123.700%
62	150.954%	142.371%	139.353%	136.848%	134.720%	132.882%	131.271%	129.843%	128.566%	127.413%	126.367%	125.411%	124.533%	123.723%	122.972%	122.275%
63	148.571%	140.259%	137.341%	134.922%	132.870%	131.099%	129.547%	128.173%	126.945%	125.838%	124.833%	123.915%	123.073%	122.297%	121.578%	120.910%
64	146.260%	138.216%	135.398%	133.065%	131.087%	129.382%	127.889%	126.569%	125.389%	124.326%	123.362%	122.483%	121.676%	120.933%	120.245%	119.606%
65	144.019%	136.241%	133.522%	131.273%	129.370%	127.729%	126.296%	125.028%	123.896%	122.878%	121.954%	121.113%	120.341%	119.631%	118.973%	118.363%
66	141.845%	134.330%	131.709%	129.544%	127.713%	126.137%	124.761%	123.546%	122.462%	121.486%	120.603%	119.799%	119.062%	118.383%	117.757%	117.175%
67	139.734%	132.479%	129.955%	127.872%	126.114%	124.601%	123.282%	122.118%	121.080%	120.148%	119.304%	118.536%	117.833%	117.187%	116.589%	116.036%
68	137.684%	130.684%	128.255%	126.253%	124.565%	123.116%	121.852%	120.739%	119.747%	118.856%	118.051%	117.319%	116.649%	116.034%	115.465%	114.939%
69	135.690%	128.943%	126.607%	124.685%	123.066%	121.678%	120.469%	119.405%	118.458%	117.608%	116.841%	116.143%	115.506%	114.920%	114.381%	113.881%
70	133.755%	127.254%	125.010%	123.166%	121.616%	120.287%	119.132%	118.116%	117.212%	116.403%	115.672%	115.009%	114.403%	113.847%	113.334%	112.860%
71	131.879%	125.622%	123.468%	121.701%	120.217%	118.947%	117.844%	116.875%	116.014%	115.244%	114.549%	113.919%	113.344%	112.816%	112.330%	111.881%
72	130.067%	124.051%	121.985%	120.294%	118.875%	117.663%	116.612%	115.688%	114.870%	114.138%	113.478%	112.879%	112.334%	111.834%	111.374%	110.949%
73	128.322%	122.543%	120.565%	118.948%	117.594%	116.439%	115.438%	114.560%	113.783%	113.088%	112.462%	111.895%	111.379%	110.906%	110.471%	110.070%
74	126.647%	121.103%	119.211%	117.668%	116.378%	115.278%	114.327%	113.494%	112.756%	112.098%	111.506%	110.970%	110.482%	110.035%	109.625%	109.247%
75	125.040%	119.729%	117.923%	116.452%	115.225%	114.180%	113.278%	112.489%	111.791%	111.168%	110.609%	110.103%	109.643%	109.222%	108.836%	108.480%

107


Table:	None	150%	175%	200%	225%	250%	275%	300%	325%	350%	375%	400%	425%	450%	475%	500%
Age:		2	3	4	5	6	7	8	9	10	11	12	13	14	15	16
76	123.500%	118.419%	116.697%	115.298%	114.132%	113.142%	112.288%	111.541%	110.882%	110.295%	109.768%	109.292%	108.859%	108.463%	108.100%	107.766%
77	122.021%	117.167%	115.528%	114.199%	113.094%	112.157%	111.350%	110.646%	110.025%	109.472%	108.976%	108.529%	108.122%	107.752%	107.412%	107.098%
78	120.599%	115.968%	114.410%	113.150%	112.104%	111.219%	110.458%	109.795%	109.211%	108.692%	108.227%	107.808%	107.427%	107.080%	106.763%	106.470%
79	119.230%	114.817%	113.338%	112.145%	111.157%	110.323%	109.607%	108.984%	108.436%	107.949%	107.514%	107.122%	106.767%	106.443%	106.147%	105.874%
80	117.914%	113.713%	112.311%	111.183%	110.251%	109.466%	108.794%	108.209%	107.696%	107.242%	106.835%	106.470%	106.139%	105.837%	105.562%	105.309%
81	116.650%	112.656%	111.329%	110.264%	109.387%	108.649%	108.018%	107.472%	106.993%	106.569%	106.190%	105.850%	105.542%	105.263%	105.007%	104.772%
82	115.441%	111.649%	110.394%	109.390%	108.565%	107.873%	107.283%	106.772%	106.326%	105.931%	105.579%	105.264%	104.979%	104.720%	104.483%	104.267%
83	114.283%	110.686%	109.500%	108.554%	107.779%	107.130%	106.579%	106.103%	105.687%	105.320%	104.994%	104.702%	104.438%	104.199%	103.981%	103.781%
84	113.187%	109.779%	108.659%	107.769%	107.042%	106.435%	105.920%	105.477%	105.090%	104.750%	104.448%	104.178%	103.934%	103.713%	103.513%	103.329%
85	112.156%	108.930%	107.874%	107.036%	106.354%	105.787%	105.307%	104.894%	104.535%	104.220%	103.941%	103.691%	103.467%	103.264%	103.079%	102.910%
86	111.191%	108.142%	107.146%	106.359%	105.719%	105.189%	104.741%	104.357%	104.024%	103.732%	103.474%	103.244%	103.037%	102.850%	102.681%	102.526%
87	110.296%	107.419%	106.480%	105.739%	105.139%	104.643%	104.225%	103.868%	103.559%	103.289%	103.050%	102.837%	102.647%	102.475%	102.319%	102.177%
88	109.472%	106.762%	105.877%	105.179%	104.616%	104.152%	103.761%	103.429%	103.142%	102.891%	102.670%	102.473%	102.297%	102.139%	101.996%	101.865%
89	108.721%	106.174%	105.339%	104.683%	104.153%	103.717%	103.352%	103.042%	102.774%	102.541%	102.336%	102.154%	101.992%	101.845%	101.713%	101.593%
90	108.036%	105.651%	104.865%	104.245%	103.747%	103.337%	102.995%	102.704%	102.454%	102.237%	102.046%	101.877%	101.726%	101.590%	101.468%	101.357%
91	107.410%	105.189%	104.449%	103.866%	103.395%	103.009%	102.687%	102.414%	102.179%	101.976%	101.797%	101.639%	101.499%	101.373%	101.259%	101.157%
92	106.829%	104.781%	104.087%	103.537%	103.093%	102.728%	102.424%	102.166%	101.945%	101.754%	101.586%	101.438%	101.307%	101.189%	101.085%	101.000%
93	106.277%	104.413%	103.768%	103.251%	102.832%	102.487%	102.199%	101.955%	101.746%	101.565%	101.407%	101.268%	101.144%	101.034%	101.000%	101.000%
94	105.732%	104.074%	103.481%	103.001%	102.608%	102.283%	102.010%	101.779%	101.581%	101.410%	101.260%	101.127%	101.010%	101.000%	101.000%	101.000%
95	105.160%	103.736%	103.207%	102.769%	102.405%	102.101%	101.845%	101.628%	101.442%	101.281%	101.139%	101.016%	101.000%	101.000%	101.000%	101.000%
96	104.514%	103.356%	102.901%	102.515%	102.186%	101.906%	101.668%	101.464%	101.289%	101.137%	101.005%	101.000%	101.000%	101.000%	101.000%	101.000%
97	103.769%	102.919%	102.561%	102.243%	101.962%	101.715%	101.498%	101.309%	101.144%	101.002%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
98	102.858%	102.352%	102.120%	101.902%	101.696%	101.504%	101.326%	101.159%	101.007%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
99	101.667%	101.502%	101.419%	101.337%	101.254%	101.172%	101.090%	101.008%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
100	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
101	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
102	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
103	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
104	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
105	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
106	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
107	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
108	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
109	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
110	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
111	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
112	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
113	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
114	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
115	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%

108


Table:	None	150%	175%	200%	225%	250%	275%	300%	325%	350%	375%	400%	425%	450%	475%	500%
Age:		2	3	4	5	6	7	8	9	10	11	12	13	14	15	16
116	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
117	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
118	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
119	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
120	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%

109

Cash Value Accumulation Test (percentage of Surrender Value) – Female

For Policy Dates on or after October 1, 2021

(in states where approved; otherwise we apply the rate(s) in effect before October 1, 2021 regardless of Policy Date).


Table:	None	150%	175%	200%	225%	250%	275%	300%	325%	350%	375%	400%	425%	450%	475%	500%
Age:		2	3	4	5	6	7	8	9	10	11	12	13	14	15	16
0	496.024%	457.137%	442.791%	430.581%	419.977%	410.622%	402.265%	394.724%	387.859%	381.567%	375.763%	370.382%	365.370%	360.682%	356.282%	352.138%
1	486.870%	448.886%	434.882%	422.967%	412.622%	403.499%	395.352%	388.000%	381.311%	375.181%	369.528%	364.287%	359.407%	354.843%	350.561%	346.528%
2	477.633%	440.471%	426.775%	415.123%	405.010%	396.092%	388.129%	380.945%	374.409%	368.420%	362.898%	357.779%	353.013%	348.556%	344.375%	340.438%
3	468.460%	432.074%	418.667%	407.262%	397.364%	388.638%	380.846%	373.818%	367.423%	361.565%	356.163%	351.157%	346.495%	342.137%	338.048%	334.199%
4	459.409%	423.769%	410.639%	399.471%	389.779%	381.234%	373.606%	366.726%	360.466%	354.731%	349.444%	344.545%	339.982%	335.717%	331.716%	327.949%
5	450.528%	415.619%	402.760%	391.823%	382.333%	373.967%	366.498%	359.762%	353.635%	348.021%	342.846%	338.050%	333.585%	329.410%	325.494%	321.808%
6	441.817%	407.622%	395.028%	384.317%	375.024%	366.833%	359.520%	352.925%	346.926%	341.431%	336.365%	331.671%	327.300%	323.215%	319.382%	315.774%
7	433.285%	399.793%	387.460%	376.972%	367.873%	359.853%	352.694%	346.238%	340.366%	334.987%	330.029%	325.435%	321.158%	317.160%	313.409%	309.879%
8	424.915%	392.111%	380.032%	369.762%	360.853%	353.001%	345.992%	339.672%	333.924%	328.659%	323.806%	319.309%	315.123%	311.211%	307.541%	304.086%
9	416.691%	384.556%	372.725%	362.667%	353.941%	346.252%	339.389%	333.201%	327.573%	322.418%	317.667%	313.265%	309.168%	305.338%	301.745%	298.364%
10	408.623%	377.142%	365.554%	355.703%	347.158%	339.628%	332.907%	326.848%	321.338%	316.290%	311.639%	307.329%	303.318%	299.569%	296.052%	292.742%
11	400.720%	369.884%	358.535%	348.887%	340.519%	333.145%	326.565%	320.633%	315.238%	310.297%	305.744%	301.525%	297.599%	293.929%	290.487%	287.248%
12	392.968%	362.762%	351.646%	342.197%	334.003%	326.782%	320.339%	314.531%	309.249%	304.412%	299.954%	295.825%	291.981%	288.389%	285.020%	281.850%
13	385.363%	355.773%	344.886%	335.632%	327.607%	320.536%	314.227%	308.540%	303.368%	298.632%	294.268%	290.226%	286.463%	282.947%	279.649%	276.546%
14	377.892%	348.903%	338.237%	329.173%	321.313%	314.388%	308.209%	302.639%	297.575%	292.937%	288.664%	284.706%	281.022%	277.579%	274.350%	271.312%
15	370.594%	342.200%	331.755%	322.879%	315.183%	308.402%	302.353%	296.901%	291.943%	287.404%	283.221%	279.347%	275.741%	272.372%	269.213%	266.240%
16	363.512%	335.719%	325.498%	316.813%	309.283%	302.651%	296.734%	291.401%	286.554%	282.115%	278.026%	274.238%	270.713%	267.420%	264.332%	261.426%
17	356.635%	329.447%	319.451%	310.960%	303.599%	297.117%	291.335%	286.125%	281.389%	277.053%	273.059%	269.360%	265.919%	262.703%	259.688%	256.852%
18	349.925%	323.338%	313.567%	305.269%	298.077%	291.745%	286.098%	281.010%	276.386%	272.153%	268.254%	264.644%	261.286%	258.148%	255.207%	252.440%
19	343.343%	317.344%	307.793%	299.684%	292.657%	286.471%	280.956%	275.987%	271.472%	267.340%	263.535%	260.012%	256.735%	253.674%	250.804%	248.105%
20	336.878%	311.452%	302.116%	294.190%	287.324%	281.281%	275.893%	271.041%	266.633%	262.599%	258.884%	255.445%	252.247%	249.260%	246.460%	243.827%
21	330.527%	305.661%	296.533%	288.786%	282.077%	276.172%	270.910%	266.171%	261.866%	257.927%	254.300%	250.944%	247.822%	244.907%	242.175%	239.606%
22	324.290%	299.968%	291.044%	283.472%	276.915%	271.146%	266.004%	261.375%	257.171%	253.325%	249.784%	246.507%	243.460%	240.615%	237.949%	235.442%
23	318.163%	294.374%	285.648%	278.246%	271.837%	266.199%	261.176%	256.654%	252.548%	248.791%	245.334%	242.135%	239.160%	236.383%	233.781%	231.334%
24	312.160%	288.892%	280.361%	273.126%	266.863%	261.354%	256.447%	252.030%	248.020%	244.352%	240.976%	237.853%	234.950%	232.239%	229.700%	227.313%
25	306.289%	283.537%	275.198%	268.127%	262.008%	256.627%	251.835%	247.522%	243.607%	240.026%	236.732%	233.684%	230.851%	228.207%	225.730%	223.402%
26	300.534%	278.287%	270.136%	263.227%	257.249%	251.994%	247.314%	243.103%	239.281%	235.786%	232.571%	229.597%	226.834%	224.254%	221.838%	219.568%
27	294.880%	273.125%	265.159%	258.406%	252.566%	247.432%	242.862%	238.750%	235.018%	231.607%	228.469%	225.567%	222.871%	220.354%	217.998%	215.783%
28	289.326%	268.051%	260.263%	253.664%	247.957%	242.942%	238.478%	234.462%	230.819%	227.489%	224.426%	221.594%	218.962%	216.507%	214.207%	212.047%
29	283.875%	263.069%	255.456%	249.007%	243.430%	238.531%	234.170%	230.249%	226.691%	223.440%	220.450%	217.686%	215.118%	212.722%	210.479%	208.371%
30	278.531%	258.185%	250.743%	244.440%	238.991%	234.205%	229.946%	226.117%	222.643%	219.469%	216.551%	213.853%	211.347%	209.010%	206.821%	204.766%
31	273.300%	253.406%	246.133%	239.974%	234.652%	229.977%	225.819%	222.080%	218.689%	215.592%	212.744%	210.112%	207.667%	205.387%	203.253%	201.248%
32	268.175%	248.725%	241.617%	235.600%	230.401%	225.836%	221.776%	218.126%	214.817%	211.794%	209.016%	206.448%	204.063%	201.840%	199.759%	197.804%
33	263.152%	244.138%	237.192%	231.314%	226.236%	221.779%	217.815%	214.252%	211.023%	208.074%	205.363%	202.858%	200.533%	198.365%	196.336%	194.430%
34	258.237%	239.651%	232.866%	227.124%	222.166%	217.815%	213.946%	210.470%	207.319%	204.442%	201.799%	199.356%	197.089%	194.976%	192.998%	191.141%
35	253.430%	235.268%	228.640%	223.034%	218.194%	213.947%	210.172%	206.781%	203.708%	200.903%	198.326%	195.945%	193.735%	191.676%	189.749%	187.940%

110


Table:	None	150%	175%	200%	225%	250%	275%	300%	325%	350%	375%	400%	425%	450%	475%	500%
Age:		2	3	4	5	6	7	8	9	10	11	12	13	14	15	16
36	248.731%	230.987%	224.515%	219.042%	214.319%	210.176%	206.494%	203.187%	200.191%	197.457%	194.946%	192.626%	190.474%	188.468%	186.591%	184.830%
37	244.144%	226.813%	220.495%	215.155%	210.548%	206.507%	202.918%	199.695%	196.776%	194.112%	191.666%	189.408%	187.312%	185.359%	183.533%	181.820%
38	239.666%	222.745%	216.580%	211.372%	206.880%	202.942%	199.444%	196.305%	193.462%	190.869%	188.488%	186.290%	184.251%	182.351%	180.575%	178.909%
39	235.290%	218.773%	212.761%	207.683%	203.304%	199.467%	196.061%	193.004%	190.237%	187.713%	185.396%	183.258%	181.276%	179.429%	177.703%	176.084%
40	231.009%	214.890%	209.027%	204.077%	199.811%	196.074%	192.757%	189.781%	187.089%	184.634%	182.381%	180.302%	178.375%	176.581%	174.904%	173.331%
41	226.812%	211.084%	205.367%	200.543%	196.387%	192.748%	189.519%	186.623%	184.004%	181.616%	179.426%	177.405%	175.532%	173.789%	172.160%	170.633%
42	222.699%	207.353%	201.780%	197.078%	193.030%	189.486%	186.343%	183.526%	180.978%	178.656%	176.527%	174.564%	172.744%	171.051%	169.469%	167.986%
43	218.659%	203.687%	198.253%	193.672%	189.729%	186.278%	183.219%	180.478%	178.000%	175.742%	173.673%	171.765%	169.997%	168.352%	166.816%	165.377%
44	214.692%	200.085%	194.787%	190.323%	186.482%	183.122%	180.145%	177.478%	175.067%	172.872%	170.860%	169.006%	167.289%	165.691%	164.200%	162.803%
45	210.799%	196.547%	191.382%	187.032%	183.291%	180.020%	177.122%	174.528%	172.183%	170.049%	168.093%	166.291%	164.623%	163.072%	161.623%	160.267%
46	206.976%	193.072%	188.037%	183.798%	180.154%	176.970%	174.149%	171.625%	169.345%	167.270%	165.369%	163.618%	161.997%	160.491%	159.084%	157.768%
47	203.236%	189.674%	184.767%	180.637%	177.089%	173.989%	171.245%	168.790%	166.573%	164.556%	162.709%	161.008%	159.434%	157.972%	156.607%	155.330%
48	199.575%	186.348%	181.567%	177.545%	174.090%	171.074%	168.405%	166.018%	163.863%	161.903%	160.109%	158.458%	156.930%	155.511%	154.187%	152.948%
49	195.993%	183.097%	178.439%	174.523%	171.161%	168.227%	165.632%	163.311%	161.217%	159.314%	157.572%	155.969%	154.487%	153.110%	151.826%	150.625%
50	192.489%	179.918%	175.382%	171.570%	168.299%	165.446%	162.923%	160.668%	158.635%	156.787%	155.096%	153.541%	152.103%	150.768%	149.524%	148.360%
51	189.062%	176.810%	172.393%	168.684%	165.503%	162.729%	160.277%	158.087%	156.113%	154.319%	152.679%	151.171%	149.777%	148.483%	147.277%	146.150%
52	185.710%	173.773%	169.474%	165.865%	162.772%	160.077%	157.695%	155.569%	153.653%	151.913%	150.322%	148.860%	147.510%	146.256%	145.089%	143.997%
53	182.434%	170.807%	166.623%	163.114%	160.108%	157.489%	155.177%	153.114%	151.255%	149.568%	148.026%	146.609%	145.301%	144.087%	142.957%	141.901%
54	179.232%	167.911%	163.841%	160.430%	157.509%	154.966%	152.722%	150.721%	148.918%	147.283%	145.790%	144.418%	143.151%	141.977%	140.883%	139.862%
55	176.104%	165.083%	161.126%	157.811%	154.974%	152.506%	150.330%	148.389%	146.642%	145.058%	143.612%	142.284%	141.058%	139.923%	138.866%	137.879%
56	173.048%	162.324%	158.478%	155.258%	152.504%	150.110%	148.000%	146.119%	144.427%	142.893%	141.494%	140.209%	139.024%	137.926%	136.905%	135.952%
57	170.065%	159.634%	155.897%	152.771%	150.099%	147.777%	145.732%	143.910%	142.272%	140.788%	139.435%	138.193%	137.048%	135.988%	135.002%	134.081%
58	167.154%	157.011%	153.382%	150.348%	147.757%	145.507%	143.527%	141.763%	140.178%	138.743%	137.435%	136.235%	135.129%	134.106%	133.154%	132.267%
59	164.314%	154.456%	150.933%	147.991%	145.480%	143.300%	141.383%	139.677%	138.145%	136.758%	135.494%	134.336%	133.269%	132.281%	131.364%	130.509%
60	161.546%	151.969%	148.552%	145.699%	143.267%	141.157%	139.302%	137.653%	136.173%	134.833%	133.614%	132.496%	131.467%	130.516%	129.632%	128.808%
61	158.850%	149.552%	146.238%	143.475%	141.120%	139.080%	137.287%	135.693%	134.264%	132.972%	131.796%	130.719%	129.727%	128.811%	127.960%	127.168%
62	156.227%	147.204%	143.993%	141.318%	139.040%	137.068%	135.336%	133.798%	132.420%	131.174%	130.040%	129.003%	128.049%	127.168%	126.350%	125.588%
63	153.675%	144.925%	141.816%	139.228%	137.027%	135.122%	133.450%	131.967%	130.638%	129.439%	128.348%	127.350%	126.432%	125.585%	124.799%	124.068%
64	151.196%	142.715%	139.707%	137.205%	135.080%	133.242%	131.630%	130.201%	128.922%	127.767%	126.718%	125.759%	124.878%	124.064%	123.311%	122.609%
65	148.788%	140.575%	137.667%	135.251%	133.200%	131.428%	129.876%	128.500%	127.270%	126.160%	125.152%	124.232%	123.386%	122.606%	121.884%	121.212%
66	146.451%	138.504%	135.695%	133.363%	131.386%	129.680%	128.186%	126.864%	125.682%	124.616%	123.650%	122.767%	121.957%	121.210%	120.518%	119.875%
67	144.185%	136.501%	133.789%	131.542%	129.638%	127.997%	126.561%	125.291%	124.157%	123.136%	122.209%	121.364%	120.589%	119.874%	119.213%	118.599%
68	141.988%	134.565%	131.950%	129.786%	127.955%	126.377%	124.999%	123.781%	122.694%	121.716%	120.830%	120.021%	119.280%	118.598%	117.967%	117.381%
69	139.859%	132.694%	130.176%	128.094%	126.334%	124.821%	123.499%	122.333%	121.292%	120.357%	119.510%	118.738%	118.031%	117.380%	116.778%	116.220%
70	137.797%	130.888%	128.465%	126.464%	124.775%	123.324%	122.059%	120.943%	119.949%	119.055%	118.247%	117.511%	116.837%	116.218%	115.645%	115.114%
71	135.799%	129.143%	126.815%	124.894%	123.276%	121.886%	120.677%	119.610%	118.661%	117.810%	117.040%	116.339%	115.698%	115.109%	114.565%	114.061%
72	133.864%	127.459%	125.222%	123.381%	121.832%	120.503%	119.348%	118.331%	117.427%	116.616%	115.883%	115.217%	114.609%	114.050%	113.534%	113.056%
73	131.990%	125.831%	123.686%	121.923%	120.441%	119.173%	118.071%	117.103%	116.242%	115.471%	114.776%	114.144%	113.567%	113.037%	112.549%	112.097%
74	130.175%	124.259%	122.204%	120.518%	119.102%	117.893%	116.844%	115.922%	115.105%	114.373%	113.713%	113.115%	112.569%	112.068%	111.607%	111.180%
75	128.417%	122.741%	120.775%	119.164%	117.814%	116.662%	115.664%	114.789%	114.013%	113.320%	112.696%	112.130%	111.614%	111.141%	110.706%	110.304%

111


Table:	None	150%	175%	200%	225%	250%	275%	300%	325%	350%	375%	400%	425%	450%	475%	500%
Age:		2	3	4	5	6	7	8	9	10	11	12	13	14	15	16
76	126.718%	121.278%	119.398%	117.861%	116.575%	115.480%	114.533%	113.703%	112.968%	112.313%	111.723%	111.188%	110.702%	110.256%	109.847%	109.468%
77	125.077%	119.869%	118.075%	116.610%	115.387%	114.347%	113.448%	112.663%	111.968%	111.349%	110.793%	110.289%	109.831%	109.413%	109.028%	108.673%
78	123.496%	118.516%	116.805%	115.411%	114.249%	113.263%	112.413%	111.670%	111.015%	110.431%	109.908%	109.434%	109.004%	108.611%	108.250%	107.918%
79	121.972%	117.218%	115.588%	114.263%	113.161%	112.227%	111.424%	110.723%	110.106%	109.557%	109.065%	108.621%	108.217%	107.849%	107.512%	107.201%
80	120.507%	115.973%	114.423%	113.165%	112.122%	111.239%	110.481%	109.821%	109.240%	108.725%	108.263%	107.847%	107.470%	107.126%	106.811%	106.521%
81	119.100%	114.782%	113.309%	112.117%	111.129%	110.296%	109.582%	108.961%	108.416%	107.932%	107.500%	107.111%	106.759%	106.438%	106.145%	105.875%
82	117.756%	113.651%	112.254%	111.125%	110.193%	109.407%	108.735%	108.152%	107.641%	107.188%	106.785%	106.422%	106.093%	105.795%	105.522%	105.271%
83	116.478%	112.581%	111.258%	110.191%	109.311%	108.572%	107.940%	107.394%	106.915%	106.493%	106.116%	105.778%	105.472%	105.195%	104.942%	104.709%
84	115.263%	111.572%	110.320%	109.313%	108.483%	107.788%	107.196%	106.684%	106.237%	105.842%	105.491%	105.177%	104.893%	104.635%	104.401%	104.186%
85	114.114%	110.625%	109.443%	108.493%	107.712%	107.059%	106.504%	106.025%	105.607%	105.240%	104.913%	104.621%	104.357%	104.119%	103.902%	103.703%
86	113.033%	109.742%	108.627%	107.732%	106.999%	106.386%	105.866%	105.418%	105.029%	104.686%	104.382%	104.111%	103.867%	103.646%	103.445%	103.262%
87	112.021%	108.927%	107.877%	107.036%	106.347%	105.772%	105.285%	104.867%	104.504%	104.186%	103.903%	103.652%	103.425%	103.221%	103.035%	102.866%
88	111.071%	108.173%	107.187%	106.396%	105.749%	105.211%	104.756%	104.366%	104.028%	103.731%	103.469%	103.235%	103.026%	102.837%	102.665%	102.509%
89	110.181%	107.478%	106.553%	105.812%	105.205%	104.701%	104.276%	103.912%	103.596%	103.320%	103.077%	102.860%	102.666%	102.491%	102.332%	102.188%
90	109.346%	106.839%	105.975%	105.280%	104.713%	104.241%	103.843%	103.503%	103.209%	102.952%	102.726%	102.525%	102.345%	102.183%	102.036%	101.902%
91	108.558%	106.251%	105.448%	104.800%	104.269%	103.828%	103.456%	103.139%	102.865%	102.625%	102.415%	102.228%	102.061%	101.911%	101.775%	101.651%
92	107.806%	105.705%	104.963%	104.361%	103.866%	103.454%	103.106%	102.810%	102.554%	102.331%	102.135%	101.961%	101.806%	101.667%	101.541%	101.426%
93	107.077%	105.195%	104.515%	103.960%	103.500%	103.117%	102.793%	102.516%	102.277%	102.069%	101.886%	101.724%	101.580%	101.450%	101.333%	101.227%
94	106.358%	104.710%	104.098%	103.592%	103.170%	102.815%	102.514%	102.257%	102.035%	101.841%	101.671%	101.520%	101.386%	101.266%	101.156%	101.060%
95	105.617%	104.223%	103.687%	103.235%	102.852%	102.528%	102.251%	102.013%	101.807%	101.628%	101.471%	101.332%	101.207%	101.100%	101.000%	101.000%
96	104.824%	103.707%	103.258%	102.868%	102.531%	102.240%	101.987%	101.769%	101.579%	101.413%	101.268%	101.141%	101.026%	101.000%	101.000%	101.000%
97	103.956%	103.148%	102.802%	102.490%	102.211%	101.962%	101.740%	101.543%	101.369%	101.216%	101.085%	101.000%	101.000%	101.000%	101.000%	101.000%
98	102.948%	102.474%	102.255%	102.048%	101.851%	101.667%	101.493%	101.330%	101.179%	101.039%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
99	101.691%	101.537%	101.460%	101.383%	101.307%	101.230%	101.154%	101.078%	101.002%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
100	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
101	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
102	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
103	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
104	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
105	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
106	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
107	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
108	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
109	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
110	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
111	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
112	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
113	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
114	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
115	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%

112


Table:	None	150%	175%	200%	225%	250%	275%	300%	325%	350%	375%	400%	425%	450%	475%	500%
Age:		2	3	4	5	6	7	8	9	10	11	12	13	14	15	16
116	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
117	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
118	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
119	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
120	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%

113

Cash Value Accumulation Test (percentage of Surrender Value) – Female

For Policy Dates on or after October 1, 2021

(in states where approved; otherwise we apply the rate(s) in effect before October 1, 2021 regardless of Policy Date).


Table:	None	150%	175%	200%	225%	250%	275%	300%	325%	350%	375%	400%	425%	450%	475%	500%
Age:		2	3	4	5	6	7	8	9	10	11	12	13	14	15	16
0	496.024%	457.137%	442.791%	430.581%	419.977%	410.622%	402.265%	394.724%	387.859%	381.567%	375.763%	370.382%	365.370%	360.682%	356.282%	352.138%
1	486.870%	448.886%	434.882%	422.967%	412.622%	403.499%	395.352%	388.000%	381.311%	375.181%	369.528%	364.287%	359.407%	354.843%	350.561%	346.528%
2	477.633%	440.471%	426.775%	415.123%	405.010%	396.092%	388.129%	380.945%	374.409%	368.420%	362.898%	357.779%	353.013%	348.556%	344.375%	340.438%
3	468.460%	432.074%	418.667%	407.262%	397.364%	388.638%	380.846%	373.818%	367.423%	361.565%	356.163%	351.157%	346.495%	342.137%	338.048%	334.199%
4	459.409%	423.769%	410.639%	399.471%	389.779%	381.234%	373.606%	366.726%	360.466%	354.731%	349.444%	344.545%	339.982%	335.717%	331.716%	327.949%
5	450.528%	415.619%	402.760%	391.823%	382.333%	373.967%	366.498%	359.762%	353.635%	348.021%	342.846%	338.050%	333.585%	329.410%	325.494%	321.808%
6	441.817%	407.622%	395.028%	384.317%	375.024%	366.833%	359.520%	352.925%	346.926%	341.431%	336.365%	331.671%	327.300%	323.215%	319.382%	315.774%
7	433.285%	399.793%	387.460%	376.972%	367.873%	359.853%	352.694%	346.238%	340.366%	334.987%	330.029%	325.435%	321.158%	317.160%	313.409%	309.879%
8	424.915%	392.111%	380.032%	369.762%	360.853%	353.001%	345.992%	339.672%	333.924%	328.659%	323.806%	319.309%	315.123%	311.211%	307.541%	304.086%
9	416.691%	384.556%	372.725%	362.667%	353.941%	346.252%	339.389%	333.201%	327.573%	322.418%	317.667%	313.265%	309.168%	305.338%	301.745%	298.364%
10	408.623%	377.142%	365.554%	355.703%	347.158%	339.628%	332.907%	326.848%	321.338%	316.290%	311.639%	307.329%	303.318%	299.569%	296.052%	292.742%
11	400.720%	369.884%	358.535%	348.887%	340.519%	333.145%	326.565%	320.633%	315.238%	310.297%	305.744%	301.525%	297.599%	293.929%	290.487%	287.248%
12	392.968%	362.762%	351.646%	342.197%	334.003%	326.782%	320.339%	314.531%	309.249%	304.412%	299.954%	295.825%	291.981%	288.389%	285.020%	281.850%
13	385.363%	355.773%	344.886%	335.632%	327.607%	320.536%	314.227%	308.540%	303.368%	298.632%	294.268%	290.226%	286.463%	282.947%	279.649%	276.546%
14	377.892%	348.903%	338.237%	329.173%	321.313%	314.388%	308.209%	302.639%	297.575%	292.937%	288.664%	284.706%	281.022%	277.579%	274.350%	271.312%
15	370.594%	342.200%	331.755%	322.879%	315.183%	308.402%	302.353%	296.901%	291.943%	287.404%	283.221%	279.347%	275.741%	272.372%	269.213%	266.240%
16	363.512%	335.719%	325.498%	316.813%	309.283%	302.651%	296.734%	291.401%	286.554%	282.115%	278.026%	274.238%	270.713%	267.420%	264.332%	261.426%
17	356.635%	329.447%	319.451%	310.960%	303.599%	297.117%	291.335%	286.125%	281.389%	277.053%	273.059%	269.360%	265.919%	262.703%	259.688%	256.852%
18	349.925%	323.338%	313.567%	305.269%	298.077%	291.745%	286.098%	281.010%	276.386%	272.153%	268.254%	264.644%	261.286%	258.148%	255.207%	252.440%
19	343.343%	317.344%	307.793%	299.684%	292.657%	286.471%	280.956%	275.987%	271.472%	267.340%	263.535%	260.012%	256.735%	253.674%	250.804%	248.105%
20	336.878%	311.452%	302.116%	294.190%	287.324%	281.281%	275.893%	271.041%	266.633%	262.599%	258.884%	255.445%	252.247%	249.260%	246.460%	243.827%
21	330.527%	305.661%	296.533%	288.786%	282.077%	276.172%	270.910%	266.171%	261.866%	257.927%	254.300%	250.944%	247.822%	244.907%	242.175%	239.606%
22	324.290%	299.968%	291.044%	283.472%	276.915%	271.146%	266.004%	261.375%	257.171%	253.325%	249.784%	246.507%	243.460%	240.615%	237.949%	235.442%
23	318.163%	294.374%	285.648%	278.246%	271.837%	266.199%	261.176%	256.654%	252.548%	248.791%	245.334%	242.135%	239.160%	236.383%	233.781%	231.334%
24	312.160%	288.892%	280.361%	273.126%	266.863%	261.354%	256.447%	252.030%	248.020%	244.352%	240.976%	237.853%	234.950%	232.239%	229.700%	227.313%
25	306.289%	283.537%	275.198%	268.127%	262.008%	256.627%	251.835%	247.522%	243.607%	240.026%	236.732%	233.684%	230.851%	228.207%	225.730%	223.402%
26	300.534%	278.287%	270.136%	263.227%	257.249%	251.994%	247.314%	243.103%	239.281%	235.786%	232.571%	229.597%	226.834%	224.254%	221.838%	219.568%
27	294.880%	273.125%	265.159%	258.406%	252.566%	247.432%	242.862%	238.750%	235.018%	231.607%	228.469%	225.567%	222.871%	220.354%	217.998%	215.783%
28	289.326%	268.051%	260.263%	253.664%	247.957%	242.942%	238.478%	234.462%	230.819%	227.489%	224.426%	221.594%	218.962%	216.507%	214.207%	212.047%
29	283.875%	263.069%	255.456%	249.007%	243.430%	238.531%	234.170%	230.249%	226.691%	223.440%	220.450%	217.686%	215.118%	212.722%	210.479%	208.371%
30	278.531%	258.185%	250.743%	244.440%	238.991%	234.205%	229.946%	226.117%	222.643%	219.469%	216.551%	213.853%	211.347%	209.010%	206.821%	204.766%
31	273.300%	253.406%	246.133%	239.974%	234.652%	229.977%	225.819%	222.080%	218.689%	215.592%	212.744%	210.112%	207.667%	205.387%	203.253%	201.248%
32	268.175%	248.725%	241.617%	235.600%	230.401%	225.836%	221.776%	218.126%	214.817%	211.794%	209.016%	206.448%	204.063%	201.840%	199.759%	197.804%
33	263.152%	244.138%	237.192%	231.314%	226.236%	221.779%	217.815%	214.252%	211.023%	208.074%	205.363%	202.858%	200.533%	198.365%	196.336%	194.430%
34	258.237%	239.651%	232.866%	227.124%	222.166%	217.815%	213.946%	210.470%	207.319%	204.442%	201.799%	199.356%	197.089%	194.976%	192.998%	191.141%
35	253.430%	235.268%	228.640%	223.034%	218.194%	213.947%	210.172%	206.781%	203.708%	200.903%	198.326%	195.945%	193.735%	191.676%	189.749%	187.940%

114


Table:	None	150%	175%	200%	225%	250%	275%	300%	325%	350%	375%	400%	425%	450%	475%	500%
Age:		2	3	4	5	6	7	8	9	10	11	12	13	14	15	16
36	248.731%	230.987%	224.515%	219.042%	214.319%	210.176%	206.494%	203.187%	200.191%	197.457%	194.946%	192.626%	190.474%	188.468%	186.591%	184.830%
37	244.144%	226.813%	220.495%	215.155%	210.548%	206.507%	202.918%	199.695%	196.776%	194.112%	191.666%	189.408%	187.312%	185.359%	183.533%	181.820%
38	239.666%	222.745%	216.580%	211.372%	206.880%	202.942%	199.444%	196.305%	193.462%	190.869%	188.488%	186.290%	184.251%	182.351%	180.575%	178.909%
39	235.290%	218.773%	212.761%	207.683%	203.304%	199.467%	196.061%	193.004%	190.237%	187.713%	185.396%	183.258%	181.276%	179.429%	177.703%	176.084%
40	231.009%	214.890%	209.027%	204.077%	199.811%	196.074%	192.757%	189.781%	187.089%	184.634%	182.381%	180.302%	178.375%	176.581%	174.904%	173.331%
41	226.812%	211.084%	205.367%	200.543%	196.387%	192.748%	189.519%	186.623%	184.004%	181.616%	179.426%	177.405%	175.532%	173.789%	172.160%	170.633%
42	222.699%	207.353%	201.780%	197.078%	193.030%	189.486%	186.343%	183.526%	180.978%	178.656%	176.527%	174.564%	172.744%	171.051%	169.469%	167.986%
43	218.659%	203.687%	198.253%	193.672%	189.729%	186.278%	183.219%	180.478%	178.000%	175.742%	173.673%	171.765%	169.997%	168.352%	166.816%	165.377%
44	214.692%	200.085%	194.787%	190.323%	186.482%	183.122%	180.145%	177.478%	175.067%	172.872%	170.860%	169.006%	167.289%	165.691%	164.200%	162.803%
45	210.799%	196.547%	191.382%	187.032%	183.291%	180.020%	177.122%	174.528%	172.183%	170.049%	168.093%	166.291%	164.623%	163.072%	161.623%	160.267%
46	206.976%	193.072%	188.037%	183.798%	180.154%	176.970%	174.149%	171.625%	169.345%	167.270%	165.369%	163.618%	161.997%	160.491%	159.084%	157.768%
47	203.236%	189.674%	184.767%	180.637%	177.089%	173.989%	171.245%	168.790%	166.573%	164.556%	162.709%	161.008%	159.434%	157.972%	156.607%	155.330%
48	199.575%	186.348%	181.567%	177.545%	174.090%	171.074%	168.405%	166.018%	163.863%	161.903%	160.109%	158.458%	156.930%	155.511%	154.187%	152.948%
49	195.993%	183.097%	178.439%	174.523%	171.161%	168.227%	165.632%	163.311%	161.217%	159.314%	157.572%	155.969%	154.487%	153.110%	151.826%	150.625%
50	192.489%	179.918%	175.382%	171.570%	168.299%	165.446%	162.923%	160.668%	158.635%	156.787%	155.096%	153.541%	152.103%	150.768%	149.524%	148.360%
51	189.062%	176.810%	172.393%	168.684%	165.503%	162.729%	160.277%	158.087%	156.113%	154.319%	152.679%	151.171%	149.777%	148.483%	147.277%	146.150%
52	185.710%	173.773%	169.474%	165.865%	162.772%	160.077%	157.695%	155.569%	153.653%	151.913%	150.322%	148.860%	147.510%	146.256%	145.089%	143.997%
53	182.434%	170.807%	166.623%	163.114%	160.108%	157.489%	155.177%	153.114%	151.255%	149.568%	148.026%	146.609%	145.301%	144.087%	142.957%	141.901%
54	179.232%	167.911%	163.841%	160.430%	157.509%	154.966%	152.722%	150.721%	148.918%	147.283%	145.790%	144.418%	143.151%	141.977%	140.883%	139.862%
55	176.104%	165.083%	161.126%	157.811%	154.974%	152.506%	150.330%	148.389%	146.642%	145.058%	143.612%	142.284%	141.058%	139.923%	138.866%	137.879%
56	173.048%	162.324%	158.478%	155.258%	152.504%	150.110%	148.000%	146.119%	144.427%	142.893%	141.494%	140.209%	139.024%	137.926%	136.905%	135.952%
57	170.065%	159.634%	155.897%	152.771%	150.099%	147.777%	145.732%	143.910%	142.272%	140.788%	139.435%	138.193%	137.048%	135.988%	135.002%	134.081%
58	167.154%	157.011%	153.382%	150.348%	147.757%	145.507%	143.527%	141.763%	140.178%	138.743%	137.435%	136.235%	135.129%	134.106%	133.154%	132.267%
59	164.314%	154.456%	150.933%	147.991%	145.480%	143.300%	141.383%	139.677%	138.145%	136.758%	135.494%	134.336%	133.269%	132.281%	131.364%	130.509%
60	161.546%	151.969%	148.552%	145.699%	143.267%	141.157%	139.302%	137.653%	136.173%	134.833%	133.614%	132.496%	131.467%	130.516%	129.632%	128.808%
61	158.850%	149.552%	146.238%	143.475%	141.120%	139.080%	137.287%	135.693%	134.264%	132.972%	131.796%	130.719%	129.727%	128.811%	127.960%	127.168%
62	156.227%	147.204%	143.993%	141.318%	139.040%	137.068%	135.336%	133.798%	132.420%	131.174%	130.040%	129.003%	128.049%	127.168%	126.350%	125.588%
63	153.675%	144.925%	141.816%	139.228%	137.027%	135.122%	133.450%	131.967%	130.638%	129.439%	128.348%	127.350%	126.432%	125.585%	124.799%	124.068%
64	151.196%	142.715%	139.707%	137.205%	135.080%	133.242%	131.630%	130.201%	128.922%	127.767%	126.718%	125.759%	124.878%	124.064%	123.311%	122.609%
65	148.788%	140.575%	137.667%	135.251%	133.200%	131.428%	129.876%	128.500%	127.270%	126.160%	125.152%	124.232%	123.386%	122.606%	121.884%	121.212%
66	146.451%	138.504%	135.695%	133.363%	131.386%	129.680%	128.186%	126.864%	125.682%	124.616%	123.650%	122.767%	121.957%	121.210%	120.518%	119.875%
67	144.185%	136.501%	133.789%	131.542%	129.638%	127.997%	126.561%	125.291%	124.157%	123.136%	122.209%	121.364%	120.589%	119.874%	119.213%	118.599%
68	141.988%	134.565%	131.950%	129.786%	127.955%	126.377%	124.999%	123.781%	122.694%	121.716%	120.830%	120.021%	119.280%	118.598%	117.967%	117.381%
69	139.859%	132.694%	130.176%	128.094%	126.334%	124.821%	123.499%	122.333%	121.292%	120.357%	119.510%	118.738%	118.031%	117.380%	116.778%	116.220%
70	137.797%	130.888%	128.465%	126.464%	124.775%	123.324%	122.059%	120.943%	119.949%	119.055%	118.247%	117.511%	116.837%	116.218%	115.645%	115.114%
71	135.799%	129.143%	126.815%	124.894%	123.276%	121.886%	120.677%	119.610%	118.661%	117.810%	117.040%	116.339%	115.698%	115.109%	114.565%	114.061%
72	133.864%	127.459%	125.222%	123.381%	121.832%	120.503%	119.348%	118.331%	117.427%	116.616%	115.883%	115.217%	114.609%	114.050%	113.534%	113.056%
73	131.990%	125.831%	123.686%	121.923%	120.441%	119.173%	118.071%	117.103%	116.242%	115.471%	114.776%	114.144%	113.567%	113.037%	112.549%	112.097%
74	130.175%	124.259%	122.204%	120.518%	119.102%	117.893%	116.844%	115.922%	115.105%	114.373%	113.713%	113.115%	112.569%	112.068%	111.607%	111.180%
75	128.417%	122.741%	120.775%	119.164%	117.814%	116.662%	115.664%	114.789%	114.013%	113.320%	112.696%	112.130%	111.614%	111.141%	110.706%	110.304%

115


Table:	None	150%	175%	200%	225%	250%	275%	300%	325%	350%	375%	400%	425%	450%	475%	500%
Age:		2	3	4	5	6	7	8	9	10	11	12	13	14	15	16
76	126.718%	121.278%	119.398%	117.861%	116.575%	115.480%	114.533%	113.703%	112.968%	112.313%	111.723%	111.188%	110.702%	110.256%	109.847%	109.468%
77	125.077%	119.869%	118.075%	116.610%	115.387%	114.347%	113.448%	112.663%	111.968%	111.349%	110.793%	110.289%	109.831%	109.413%	109.028%	108.673%
78	123.496%	118.516%	116.805%	115.411%	114.249%	113.263%	112.413%	111.670%	111.015%	110.431%	109.908%	109.434%	109.004%	108.611%	108.250%	107.918%
79	121.972%	117.218%	115.588%	114.263%	113.161%	112.227%	111.424%	110.723%	110.106%	109.557%	109.065%	108.621%	108.217%	107.849%	107.512%	107.201%
80	120.507%	115.973%	114.423%	113.165%	112.122%	111.239%	110.481%	109.821%	109.240%	108.725%	108.263%	107.847%	107.470%	107.126%	106.811%	106.521%
81	119.100%	114.782%	113.309%	112.117%	111.129%	110.296%	109.582%	108.961%	108.416%	107.932%	107.500%	107.111%	106.759%	106.438%	106.145%	105.875%
82	117.756%	113.651%	112.254%	111.125%	110.193%	109.407%	108.735%	108.152%	107.641%	107.188%	106.785%	106.422%	106.093%	105.795%	105.522%	105.271%
83	116.478%	112.581%	111.258%	110.191%	109.311%	108.572%	107.940%	107.394%	106.915%	106.493%	106.116%	105.778%	105.472%	105.195%	104.942%	104.709%
84	115.263%	111.572%	110.320%	109.313%	108.483%	107.788%	107.196%	106.684%	106.237%	105.842%	105.491%	105.177%	104.893%	104.635%	104.401%	104.186%
85	114.114%	110.625%	109.443%	108.493%	107.712%	107.059%	106.504%	106.025%	105.607%	105.240%	104.913%	104.621%	104.357%	104.119%	103.902%	103.703%
86	113.033%	109.742%	108.627%	107.732%	106.999%	106.386%	105.866%	105.418%	105.029%	104.686%	104.382%	104.111%	103.867%	103.646%	103.445%	103.262%
87	112.021%	108.927%	107.877%	107.036%	106.347%	105.772%	105.285%	104.867%	104.504%	104.186%	103.903%	103.652%	103.425%	103.221%	103.035%	102.866%
88	111.071%	108.173%	107.187%	106.396%	105.749%	105.211%	104.756%	104.366%	104.028%	103.731%	103.469%	103.235%	103.026%	102.837%	102.665%	102.509%
89	110.181%	107.478%	106.553%	105.812%	105.205%	104.701%	104.276%	103.912%	103.596%	103.320%	103.077%	102.860%	102.666%	102.491%	102.332%	102.188%
90	109.346%	106.839%	105.975%	105.280%	104.713%	104.241%	103.843%	103.503%	103.209%	102.952%	102.726%	102.525%	102.345%	102.183%	102.036%	101.902%
91	108.558%	106.251%	105.448%	104.800%	104.269%	103.828%	103.456%	103.139%	102.865%	102.625%	102.415%	102.228%	102.061%	101.911%	101.775%	101.651%
92	107.806%	105.705%	104.963%	104.361%	103.866%	103.454%	103.106%	102.810%	102.554%	102.331%	102.135%	101.961%	101.806%	101.667%	101.541%	101.426%
93	107.077%	105.195%	104.515%	103.960%	103.500%	103.117%	102.793%	102.516%	102.277%	102.069%	101.886%	101.724%	101.580%	101.450%	101.333%	101.227%
94	106.358%	104.710%	104.098%	103.592%	103.170%	102.815%	102.514%	102.257%	102.035%	101.841%	101.671%	101.520%	101.386%	101.266%	101.156%	101.060%
95	105.617%	104.223%	103.687%	103.235%	102.852%	102.528%	102.251%	102.013%	101.807%	101.628%	101.471%	101.332%	101.207%	101.100%	101.000%	101.000%
96	104.824%	103.707%	103.258%	102.868%	102.531%	102.240%	101.987%	101.769%	101.579%	101.413%	101.268%	101.141%	101.026%	101.000%	101.000%	101.000%
97	103.956%	103.148%	102.802%	102.490%	102.211%	101.962%	101.740%	101.543%	101.369%	101.216%	101.085%	101.000%	101.000%	101.000%	101.000%	101.000%
98	102.948%	102.474%	102.255%	102.048%	101.851%	101.667%	101.493%	101.330%	101.179%	101.039%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
99	101.691%	101.537%	101.460%	101.383%	101.307%	101.230%	101.154%	101.078%	101.002%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
100	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
101	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
102	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
103	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
104	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
105	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
106	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
107	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
108	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
109	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
110	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
111	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
112	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
113	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
114	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
115	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%

116


Table:	None	150%	175%	200%	225%	250%	275%	300%	325%	350%	375%	400%	425%	450%	475%	500%
Age:		2	3	4	5	6	7	8	9	10	11	12	13	14	15	16
116	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
117	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
118	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
119	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%
120	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%	101.000%

117

ADDITIONAL INFORMATION

Additional information about the Policy and the Separate Account is available in the Statement of Additional Information dated May 1, 2026, and which is incorporated into this prospectus.

The Statement of Additional Information is available, without charge, upon request. Your questions and/or requests for a free copy of the Statement of Additional Information or a free personalized illustration should be directed to: Principal Executive Universal Life III, Principal Financial Group, P.O. Box 10431, Des Moines, Iowa 50306-0431, 1-800-247-9988. You may also contact us through our internet site: www.principal.com

Reports and other information about the Separate Account are also available on the Commission’s website at http://www.sec.gov. Copies of this information may be obtained, upon payment of a duplicating fee, by electronic request at the following email address: publicinfo@sec.gov.

Principal® Executive Variable Universal Life III

EDGAR Contract Identifier: C000215152

118

PART B

STATEMENT OF ADDITIONAL INFORMATION

Glossary Correction Update

PRINCIPAL® EXECUTIVE VARIABLE UNIVERSAL LIFE III

FLEXIBLE PREMIUM VARIABLE UNIVERSAL LIFE INSURANCE POLICY

Issued by Principal National Life Insurance Company (the “Company”) through its

Principal National Life Insurance Company Variable Life Separate Account

dated May 1, 2025

The Statement of Additional Information provides information about the Principal® Executive Variable Universal Life III Insurance Policy (the "Policy") sponsored by Principal National Life Insurance Company through its Principal National Life Insurance Company Variable Life Separate Account.

This Statement of Additional Information is not a prospectus but does provide information that supplements the Policy’s Prospectus dated May 1, 2025. It should be read with that Prospectus which is available without charge. To request a copy of the Prospectus, please contact us at:

Principal® Executive Variable Universal Life III

Principal Financial Group

P.O. Box 10431

Des Moines, Iowa 50306-0431

Telephone: 1-800-247-9988

Fax: 1-866-885-0390

TABLE OF CONTENTS


			Page
GENERAL INFORMATION AND HISTORY			3
The Company			3
Principal National Life Insurance Company Variable Life Separate Account			3
Administrative and Facilities Services			3
Independent Registered Public Accounting Firm			3
UNDERWRITERS			3
UNDERWRITING PROCEDURES			4
PERFORMANCE DATA			4
FINANCIAL STATEMENTS			5

GENERAL INFORMATION AND HISTORY

The Company

Principal National Life Insurance Company (the “Company”) is the issuer of the Principal Variable Universal Life Income IV Insurance Policy (the “Policy”). The Company is a stock life insurance company with its home office at: Principal Financial Group, 711 High Street, Des Moines, Iowa 50306-0431. It is authorized to transact life insurance business in the District of Columbia and in every state except New York. The Company is a wholly-owned subsidiary of Principal Financial Services, Inc. (“PFS”), which in turn is a wholly owned subsidiary of Principal Financial Group, Inc.

The Progressive Corporation (“Progressive”), an Ohio corporation, organized the Company on November 6, 1967, as an Ohio domiciled life insurance company. PFS acquired control of the Company from Progressive pursuant to a Purchase and Sale Agreement dated August 22, 2003. PFS subsequently redomesticated the Company to Iowa and on October 21, 2003, changed the Company’s name from Progressive American Life Insurance Company to Principal Health Insurance Company. PFS originally intended to use the Company to sell group medical insurance and to provide third party administrative services to self-insured customers. However, PFS never used the Company for these purposes. PFS eventually determined that the best strategic use of the Company would be to offer and sell individual life insurance products. On October 16, 2007, PFS changed the Company’s name to Principal National Life Insurance Company to reflect this change in purpose.

Principal National Life Insurance Company Variable Life Separate Account

The Company’s board of directors established the Variable Life Separate Account (the “Separate Account”) under Iowa law on November 28, 2007. It is registered as a unit investment trust with the U.S. Securities and Exchange Commission (the “SEC”). This registration does not involve SEC supervision of the investments or investment policies of the Separate Account.

All of the units of the Separate Account are owned by the Company. Policy owners may purchase units of the divisions of the Separate Account.

Administrative and Facilities Services

Principal Life Insurance Company (“PLIC”) provides administrative support services and facilities to the Company. PLIC is a wholly-owned subsidiary of Principal Financial Services, Inc. and an affiliate of the Company. PLIC’s address is 711 High Street, Des Moines, Iowa, 50306-0431.

Independent Registered Public Accounting Firm

Ernst & Young LLP, serves as the independent registered public accounting firm for Principal National Life Insurance Company and the Principal National Life Insurance Company Variable Life Separate Account. The audited financial statements incorporated in this Statement of Additional Information have been incorporated in reliance upon the report of Ernst & Young LLP, given its authority as an expert in accounting and auditing. The principal business address of Ernst & Young LLP is 801 Grand Avenue, Suite 3100, Des Moines, Iowa 50309.

UNDERWRITERS

The principal underwriter of the Policy is Principal Securities, Inc. ("PSI") formerly Princor Financial Services Corporation which is a wholly-owned subsidiary of Principal Financial Services, Inc. and an affiliate of the Company. PSI’s address is Principal Securities, Inc., 655 9th Street, Des Moines, IA 50392. PSI was incorporated in Iowa in 1968, and is a securities broker-dealer registered with the SEC as well as a member of the Financial Institutions Regulatory Authority. The Policies may also be sold through other broker-dealers authorized by PSI and applicable law to do so.

The Company pays commissions to PSI of no more than 13% of premiums received by the Company in the first policy year (or first policy year following an adjustment) up to the target premium. In the second through the fifth policy years following the policy date (or adjustment date), commissions range from 0% to 5.25% of premiums received; in policy years six through ten following the policy date (or adjustment date), commissions range from 0% to 1.5% of premiums received. PSI also receives 12b-1 fees in connection with purchases and sales of certain mutual funds underlying the Policies. The 12b-1 fees for the underlying mutual funds are shown in the prospectuses of each underlying mutual fund.

The Policy’s offering to the public is continuous. As the principal underwriter, PSI is paid for the distribution of the Policy. For the last three fiscal years PSI has received and retained the following commissions:


2024 received/retained	2023 received/retained	2022 received/retained
$14,491,312/$0	$13,318,277/$0	$12,652,308/$0

UNDERWRITING PROCEDURES

Guaranteed maximum cost of insurance rates are based on 2017 CSO Unismoke Mortality Table (the prevailing mortality table approved by the National Association of Insurance Commissioners), age nearest birthday, with distinction for the insured’s gender.

PERFORMANCE DATA

The Separate Account may publish advertisements containing information (including graphs, charts, tables and examples) about the performance of one or more of its divisions.

The Separate Account may publish advertisements containing information about the hypothetical performance of one or more of its divisions for this Policy as if the Policy had been issued on or after the date the underlying fund in which such division invests was first offered. Possible differences in the methods used in calculating yield and total return should be considered when comparing the Separate Account performance figures to performance figures published for other products.

The Separate Account may also quote rankings, yields or returns published by independent statistical services or publishers and information regarding performance of certain market indices.

From time to time, the Separate Account or an underlying fund may advertise the “yield” and “effective yield” of a money market division or of the underlying fund in which it invests. Both yield figures are based on historical earnings and are not intended to indicate future performance. The “yield” of the division refers to the income generated in the division over a seven day period (the period will be stated in the advertisement). This income is then “annualized.” That is, the amount of income generated during that week is assumed to be generated each week over a 52-week period and is shown as a percentage. The “effective yield” is calculated similarly but, when annualized, the income earned in the division is assumed to be reinvested. The “effective yield” is slightly higher than the “yield” because of the compounding effect of this assumed reinvestment. Neither yield quotation reflects a sales load deducted from purchase payments which, if included, would reduce the “yield” and “effective yield.” For the period ended December 31, 2024, the 7-day annualized and effective yields of the Fidelity VIP Government Money Market Division were 5.05% and 5.05%, respectively.

In addition, the Separate Account advertises the “yield” for certain other divisions. The “yield” of a division is determined by annualizing the net investment income per unit for a specific, historical 30-day period and dividing the result by the ending maximum offering price of the unit for the same period. This yield quotation does not reflect a contingent deferred sales charge which, if included, would reduce the “yield.” No contingent deferred sales charge is assessed on investments in the Separate Account divisions of the Policy.

The Separate Account also advertises the average annual total return of its various divisions. The average annual total return for any of the divisions is computed by calculating the average annual compounded rate of return over the stated period that would equate an initial premium of $1,000 to the ending redeemable policy value.

The performance information does not include any charges or fees that are deducted from your Policy. These are charges and fees such as the sales charge, charge for taxes, surrender charges (if any), transfer fees (if any), transaction fees (if any) cost of insurance charge, asset based charge, monthly policy issue charge (if any), monthly administrative charge (if any), policy loan interest charge (if any), and charges for optional insurance benefits. Some of these charges vary depending on your age, gender, face amount, risk classification, premiums, policy duration, and account value. All of these policy charges will have a significant impact on your Policy’s value and overall performance. If these charges and fees were reflected in the performance data, performance would be lower. To see the impact of these charges and fees on your Policy’s performance, you should obtain a personalized illustration based on historical underlying mutual fund performance from your financial adviser.

Any performance data quoted for the Separate Account represents historical performance and is not intended to indicate future performance.

FINANCIAL STATEMENTS

The financial statements of the Principal National Life Insurance Company Variable Life Separate Account and Principal National Life Insurance Company are incorporated by reference to the submission for type N-VPFS filed by Principal National Life Insurance Company Variable Life Separate Account with the Securities and Exchange Commission on April 28, 2025.

Part C

Other Information

Item 30. Exhibits

Unless otherwise noted, documents containing Accession Numbers below have previously been filed with the Securities and Exchange Commission and are incorporated herein by reference.


(a)	Resolution of Board of Directors of the Depositor (Incorporated by Reference from Exhibit (a) to Registrant's Filing on Form N-6 on 07/25/2011)(Accession No. 0000898745-11-000511)

(b)	Custodian Agreement - N/A

(c)	Underwriting Contracts

	(1)	Distribution Agreement dated February 1, 2009 (Incorporated by Reference from Exhibit (c1) to Registrant's Filing on Form N-6 on 07/25/2011)(Accession No. 0000898745-11-000511)
	(2)	Broker Dealer Marketing and Servicing Agreement for Variable Life Policies - Incorporated by Reference from Exhibit (c2) to Registrant's Filing on Form N-6 on 08/02/2019 (Accession No. 0001526622-19-000018)
	(3)	Registered Representative Agreement - Incorporated by Reference from Exhibit (c3) to Registrant's Filing on Form N-6 on 08/02/2019 (Accession No. 0001526622-19-000018)

(d)	Contracts

	(d1)	Form of Variable Life Contract (Filed as Exhibit (D1) on 08/09/2019)(Accession No. 0001526622-19-000022)

	(d2)	Form of Change of Insured Rider (Filed as Exhibit (D2) on 08/09/2019)(Accession No. 0001526622-19-000022)

	(d3)	Form of Death Benefit Guarantee Rider (Filed as Exhibit (D3) on 08/09/2019)(Accession No. 0001526622-19-000022)

	(d4)	Form of Enhanced Cash Surrender Value Rider (Filed as Exhibit (D4) on 08/09/2019)(Accession No. 0001526622-19-000022)

	(d5)	Form of Supplemental Benefit Rider (Filed as Exhibit (D5) on 08/09/2019)(Accession No. 0001526622-19-000022)

	(d6)	Form of Life Paid-up Rider (Filed as Exhibit (D6) on 08/09/2019)(Accession No. 0001526622-19-000022)

	(d7)	Form of Aviation Exclusion Rider (Filed as Exhibit (D7) on 08/09/2019)(Accession No. 0001526622-19-000022)

	(d8)	Form of Hazardous Sports Exclusion Rider (Filed as Exhibit (D8) on 08/09/2019)(Accession No. 0001526622-19-000022)

(e)	Applications

	(e1)	Form of Life Insurance Application (Filed as Exhibit (E1) on 08/09/2019)(Accession No. 0001526622-19-000022)

	(e2)	Form of Guaranteed/Simplified Issue Life Insurance Application (Filed as Exhibit (E2) on 08/09/2019)(Accession No. 0001526622-19-000022)

	(e3)	Form of Multi-Life Guaranteed Issue Life Insurance Application (Filed as Exhibit (E3) on 08/09/2019)(Accession No. 0001526622-19-000022)

	(e4)	Form of Supplemental Application (Filed as Exhibit (E4) on 08/09/2019)(Accession No. 0001526622-19-000022)


(f)	Depositor's Certificate of Incorporation and By-laws

	(1)	Articles of Incorporation of the Depositor (Incorporated by Reference from Exhibit (f1) to Registrant's Filing on Form N-6 on 07/25/2011)(Accession No. 0000898745-11-000511)
	(2)	Bylaws of Depositor (Incorporated by Reference from Bylaws of Depositor (Incorporated by Reference from Exhibit (f2) to Registrant's Filing on Form N-6 on 07/25/2011)(Accession No. 0000898745-11-000511)

(g)	Reinsurance Contracts - Incorporated by Reference from Exhibit (g) to Registrant's Filing on Form N-6 on 10/19/2011 (Accession No. 0000898745-11-000724)


(h)	Participation Agreements

	1. AllianceBernstein
	(a)	Participation Agreement dated December 15, 2014 (Filed as Exhibit (h)(1)(a) on 10/19/2011)(Accession No. 0000898745-11-000724)
	(b)	Amendment to Participation Agreement dated January 1, 2008 (Incorporated by Reference From Exhibit (h)(1)(b) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)
	(c)	Administrative Services Agreement dated December 15, 2004 (Incorporated by Reference from Exhibit (h)(1)(c) to the Form N-6 Filed on 10/19/2011)(Accession No. 0000898745-11-000724)
	(d)	Rule 22c-2 Agreement dated April 16, 2007 (Incorporated by Reference From Exhibit (h)(1)(d) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)
	(e)	Amendment 2 to Participation Agreement dated May 1, 2011 (Filed as Exhibit (h)(1)(e) on 12/09/2011)(Accession No. 0000898745-11-000809)
	(f)	Amendment 3 to Participation Agreement dated November 1, 2011 (Filed as Exhibit (h)(1)(f) on 12/09/2011)(Accession No. 0000898745-11-000809)
	(g)	Amendment 1 to Administrative Services Agreement dated November 1, 2011 (Filed as Exhibit (h)(1)(g) on 12/09/2011)(Accession No. 0000898745-11-000809)
	(h)	Amendment 1 to Rule 22c-2 Agreement dated November 1, 2011 (Filed as Exhibit (h)(1)(h) on 12/09/2011)(Accession No. 0000898745-11-000809)

	2. American Century
	(a)	Shareholder Services Agreement dated March 18, 1999 (Incorporated by Reference From Exhibit (h)(2)(a) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)
	(b)	Amendment 1 to Shareholder Services Agreement dated May 1, 2001 (Incorporated by Reference From Exhibit (h)(2)(b) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)
	(c)	Amendment 2 to Shareholder Services Agreement dated May 1, 2002 (Incorporated by Reference From Exhibit (h)(2)(c) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)
	(d)	Amendment 3 to Shareholder Services Agreement dated May 1, 2004 (Incorporated by Reference From Exhibit (h)(2)(d) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)
	(e)	Amendment 4 to Shareholder Services Agreement dated October 13, 2005 (Incorporated by Reference From Exhibit (h)(2)(e) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)
	(f)	Rule 22c-2 Agreement dated April 16, 2007 (Incorporated by Reference From Exhibit (h)(2)(f) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)
	(g)	Amendment 5 to Shareholder Services Agreement dated June 1, 2011 (Filed as Exhibit (h)(2)(g) on 12/09/2011)(Accession No. 0000898745-11-000809)
	(h)	Amendment 6 to Shareholder Services Agreement dated November 1, 2011 (Filed as Exhibit (h)(2)(h) on 12/09/2011)(Accession No. 0000898745-11-000809)
	(i)	Amendment 1 to Rule 22c-2 Agreement dated November 1, 2011 (Filed as Exhibit (h)(2)(i) on 12/09/2011)(Accession No. 0000898745-11-000809)
	(j)	Amendment 7 to Shareholder Services Agreement dated March 20, 2014 (Filed as Exhibit (h)2(j) on 04/28/2014 (Accession No. 0001526622-14-000005)

	3. American Funds
	(a)	Fund Participation and Service Agreement dated May 1, 2014 -- Filed as exhibit 99.h03(a) on 04/27/2015 (Accession No. 0001526622-15-000016)
	(b)	Rule 22c-2 Agreement dated May 19, 2014 -- Filed as exhibit 99.h03(b) on 04/27/2015 (Accession No. 0001526622-15-000016)
	(c)	Business Agreement dated May 1, 2014 -- Filed as exhibit 99.h03(c) on 04/27/2015 (Accession No. 0001526622-15-000016)
	(d)	Form of First Amendment To Fund Participation and Service Agreement -- Filed as exhibit 99.h03(d) on 04/27/2015 (Accession No. 0001526622-15-000016)

	4. Calvert Variable Series, Inc.
	(a)	Consolidated Fund Participation Agreement dated November 1, 2011 (Filed as Exhibit (h)(3)(a) on 12/09/2011)(Accession No. 0000898745-11-000809)
	(b)	Amendment to Consolidated Fund Participation Agreement dated April 30, 2014 -- Filed as exhibit 99.h04(b) on 04/27/2015 (Accession No. 0001526622-15-000016)
	(c)	Consolidated Administrative Services Agreement dated November 1, 2011 (Filed as Exhibit (h)(3)(b) on 12/09/2011)(Accession No. 0000898745-11-000809)


			(d)			Amendment to Consolidated Services Agreement dated April 30, 2014 -- Filed as exhibit 99.h04(d) on 04/27/2015 (Accession No. 0001526622-15-000016)
			(e)			Rule 22c-2 Agreement (PLIC) dated March 29, 2007 -- Filed as exhibit 99.h04(e) on 04/27/2015 (Accession No. 0001526622-15-000016)
			(f)			Rule 22c-2 Agreement (Princor) dated April 10, 2007 -- Filed as exhibit 99.h04(f) on 04/27/2015 (Accession No. 0001526622-15-000016)

			5. ClearBridge (Legg Mason)
			(a)			Participation Agreement dated April 26, 2013 (Filed as Exhibit (h)5(a) on 04/25/2014 (Accession No. 0000812797-14-000019)
			(b)			Administrative Services Agreement dated April 26, 2013 (Filed as Exhibit (h)5(b) on 04/25/2014 (Accession No. 0000812797-14-000019)

			6. Delaware Distributors
			(a)			Fund Participation Agreement dated November 1, 2011 (Incorporated by Reference From Exhibit (h)(4)(a) to Registrant's Filing on Form N-6 on 12/09/2011)(Accession No. 0000898745-11-000809)
			(b)			Administrative Services Agreement dated November 1, 2011 (Incorporated by Reference From Exhibit (h)(4)(b) to Registrant's Filing on Form N-6 on 12/09/2011)(Accession No. 0000898745-11-000809)

			7. Dreyfus
			(a)			Participation Agreement dated March 26, 2001 (Incorporated by Reference from Exhibit (8)(d)(1) to the Form N-4 filed on 05/01/2008 by Principal Life Insurance Co Separate Account B, File No. 333-116220)(Accession No. 0000950137-08-006515)
			(b)			Amendment to Participation Agreement dated March 26, 2002 (Incorporated by Reference from Exhibit (8)(d)(1) to the Form N-4 filed on 05/01/2008 by Principal Life Insurance Co Separate Account B, File No. 333-116220)(Accession No. 0000950137-08-006515)
			(c)			Amendment 2 to Participation Agreement dated April 15, 2011 (Filed as Exhibit (h)7(g) on 04/25/2014 (Accession No. 0000812797-14-000019)
			(d)			Amendment 3 to Participation Agreement dated April 25, 2012 (Filed as Exhibit (h)7(i) on 04/25/2014 (Accession No. 0000812797-14-000019)
			(e)			Administrative Services Agreement dated March 26, 2002 (Incorporated by Reference from Exhibit (8)(d)(2) to the Form N-4 filed on 05/01/2008 by Principal Life Insurance Co Separate Account B, File No. 333-116220)(Accession No. 0000950137-08-006515)
			(f)			Amendment to Administrative Services Agreement dated September 1, 2004 (Incorporated by Reference from Exhibit (8)(d)(2) to the Form N-4 filed on 05/01/2008 by Principal Life Insurance Co Separate Account B, File No. 333-116220)(Accession No. 0000950137-08-006515)
			(g)			Amendment 2 to Administrative Services Agreement dated April 25, 2012 (Filed as Exhibit (h)7(j) on 04/25/2014 (Accession No. 0000812797-14-000019)
			(h)			12b-1 Letter Agreement dated March 26, 2001 (Incorporated by Reference from Exhibit (8)(d)(3) to the Form N-4 filed on 05/01/2008 by Principal Life Insurance Co Separate Account B, File No. 333-116220)(Accession No. 0000950137-08-006515)
			(i)			12b-1 Letter Agreement for Service Class Shares dated March 26, 2002 -- Filed as exhibit 99.h07(i) on 04/27/2015 (Accession No. 0001526622-15-000016)
			(j)			Amendment to 12b-1 Letter Agreement dated September 1, 2004 (Incorporated by Reference from Exhibit (8)(d)(3) to the Form N-4 filed on 05/01/2008 by Principal Life Insurance Co Separate Account B, File No. 333-116220)(Accession No. 0000950137-08-006515)
			(k)			Amendment 2 to 12b-1 Letter Agreement dated April 25, 2012 (Filed as Exhibit (h)7(h) on 04/25/2014 (Accession No. 0000812797-14-000019)
			(l)			Rule 22c-2 (Supplemental) Agreement dated April 16, 2007 -- Filed as exhibit 99.h07(l) on 04/27/2015 (Accession No. 0001526622-15-000016)

			8. DWS
			(a)			Participation Agreement dated December 1, 2007 (Incorporated by Reference from Exhibit (h)(5) to the Form N-6 Filed on 06/26/2008 by Principal Life Insurance Co Variable Life Separate Account, File No. 333-146896)(Accession No. 0000950137-08-008766)
			(b)			Amendment 1 to Participation Agreement dated January 5, 2011 (Incorporated by Reference from Exhibit (h)(10) to the Form N-6 Filed on 04/27/2011 by Principal Life Insurance Co Variable Life Separate Account, File No. 333-65690 (Accession No. 0000898745-11-000198)
			(c)			Amendment 2 to Participation Agreement dated May 1, 2011 (Filed as Exhibit (h)7(c) on 04/28/2014 (Accession No. 0001526622-14-000005)


			(d)			Amendment 3 to Participation Agreement dated December 18, 2012 (Filed as Exhibit (h)7(d) on 04/28/2014 (Accession No. 0001526622-14-000005)
			(e)			Amendment 4 to Participation Agreement dated April 10, 2013 (Filed as Exhibit (h)7(e) on 04/28/2014 (Accession No. 0001526622-14-000005)

			9. Fidelity Distributors Corporation
			(a)			Participation Agreement dated December 2, 2011 (Incorporated by Reference From Exhibit (h)(5)(a) to Registrant's Filing on Form N-6 on 12/09/2011)(Accession No. 0000898745-11-000809)
			(b)			Amendment 1 to Participation Agreement dated December 2, 2011 (Incorporated by Reference From Exhibit (h)(5)(b) to Registrant's Filing on Form N-6 on 12/09/2011)(Accession No. 0000898745-11-000809)
			(c)			Amendment to Participation Agreement dated October 15, 2019 - Filed as Exhibit 99.(h)9(c) on 04/28/2020 (Accession No. 0001526622-20-000017)

			10. Franklin Templeton
			(a)			Amended and Restated Participation Agreement dated November 1, 2007 (Incorporated by Reference from Exhibit (h)(7)(b) to the Form N-6 Filed on 06/26/2008 by Principal Life Insurance Co Variable Life Separate Account, File No. 333-146896) (Accession No. 0000950137-08-008766)
			(b)			Amendment 1 to Amended and Restated Participation Agreement dated September 10, 2009 (Filed as Exhibit (h)(7)(b) on 10/19/2011)(Accession No. 0000898745-11-000724)
			(c)			Amendment 2 to Amended and Restated Participation Agreement dated August 16, 2010 (Filed as Exhibit (h)(7)(c) on 10/19/2011)(Accession No. 0000898745-11-000724)
			(d)			Participation Agreement Addendum dated May 1, 2011 (Filed as Exhibit (h)(7)(e) on 10/19/2011)(Accession No. 0000898745-11-000724)
			(e)			Amendment 3 to Amended and Restated Participation Agreement dated November 1, 2011 (Filed as Exhibit (h)(7)(d) on 10/19/2011)(Accession No. 0000898745-11-000724)
			(f)			Amendment 4 to Amended and Restated Participation Agreement dated September 16, 2013 (Filed as Exhibit (h)10(j) on 04/25/2014 (Accession No. 0000812797-14-000019)
			(g)			Amendment 5 to Amended and Restated Participation Agreement dated May 1, 2014 -- Filed as exhibit 99.h10(g) on 04/27/2015 (Accession No. 0001526622-15-000016)
			(h)			Amendment 6 to Amended and Restated Participation Agreement dated September 16, 2014 -- Filed as exhibit 99.h10(h) on 04/27/2015 (Accession No. 0001526622-15-000016)
			(i)			Administrative Services Agreement dated December 14, 2007 (Incorporated by Reference from Exhibit (h)(7)(c) to Registrant's Filing on Form N-6 on 6/26/08)(Accession No. 0000950137-08-008766)
			(j)			Amendment 1 to Administrative Services Agreement dated September 10, 2009 (Filed as Exhibit (h)(7)(g) on 10/19/2011)(Accession No. 0000898745-11-000724)
			(k)			Amendment 2 to Administrative Services Agreement dated April 20, 2011 (Filed as Exhibit (h)(7)(h) on 10/19/2011)(Accession No. 0000898745-11-000724)
			(l)			Amendment 3 to Administrative Services Agreement dated November 1, 2011 (Filed as Exhibit (h)(7)(i) on 10/19/2011)(Accession No. 0000898745-11-000724)
			(m)			Amendment 4 to Administrative Services Agreement dated May 24, 2013 -- Filed as Exhibit 99.h10(m) on 04/27/2015 (Accession No. 0001526622-15-000016)
			(n)			Amendment 5 to Administrative Services Agreement dated May 1, 2014 - Filed as Exhibit 99(h)(10)(n) on 04/27/2017 (Accession No. 0001526622-15-000011)
			(o)			Amendment 6 to Administrative Services Agreement dated August 30, 2016 - Filed as Exhibit 99(h)(10)(o) on 04/27/2017 (Accession No. 0001526622-15-000011)
			(p)			Shareholder Information Agreement dated April 16, 2007 (Filed as Exhibit (h)(7)(a) to the Form N-6 Filed on 06/26/2008 by Principal Life Insurance Co Variable Life Separate Account, File No. 333-146896)(Accession No. 0000950137-08-008766)
			(q)			Amendment to Shareholder Information Agreement (22c-2) dated April 2015 -- Filed as exhibit 99.h10(o) on 04/27/2015 (Accession No. 0001526622-15-000016)
			(r)			Amendment to Participation Agreement Addendum dated March 31, 2015 -- Filed as exhibit 99.h10(p) on 04/27/2015 (Accession No. 0001526622-15-000016)

			11. Invesco (formerly AIM Advisors, Inc.)
			(a)			Participation Agreement dated June 8, 1999 (Incorporated by Reference From Exhibit (h)(8)(a) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)
			(b)			Amendment to Participation Agreement dated April 1, 2001 (Incorporated by Reference From Exhibit (h)(8)(b) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)
			(c)			Amendment 2 to Participation Agreement dated May 1, 2002 (Incorporated by Reference From Exhibit (h)(8)(c) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)


			(d)			Amendment 3 to Participation Agreement dated August 15, 2002 (Incorporated by Reference From Exhibit (h)(8)(d) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)
			(e)			Amendment 4 to Participation Agreement dated January 8, 2003 (Incorporated by Reference From Exhibit (h)(8)(e) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)
			(f)			Amendment 5 to Participation Agreement dated February 14, 2003 (Incorporated by Reference From Exhibit (h)(1)(f) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)
			(g)			Amendment 6 to Participation Agreement dated April 30, 2004 (Incorporated by Reference From Exhibit (h)(8)(g) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)
			(h)			Amendment 7 to Participation Agreement dated April 29, 2005 (Incorporated by Reference From Exhibit (h)(8)(h) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)
			(i)			Amendment 8 to Participation Agreement dated May 1, 2006 (Incorporated by Reference From Exhibit (h)(8)(i) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)
			(j)			Amendment 9 to Participation Agreement dated April 30, 2010 (Filed as Exhibit (h)(8)(j) on 10/19/2011)(Accession No. 0000898745-11-000724)
			(k)			Amendment 10 to Participation Agreement dated April 1, 2011 (Filed as Exhibit (h)(8)(k) on 10/19/2011)(Accession No. 0000898745-11-000724)
			(l)			Distribution Services Agreement dated October 1, 2002 (Incorporated by Reference From Exhibit (h)(8)(l) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)
			(m)			Rule 22c-2 Agreement dated April 16, 2007 (Incorporated by Reference From Exhibit (h)(8)(m) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)
			(n)			Administrative Services Agreement dated June 8, 1999 (Incorporated by Reference From Exhibit (h)(8)(n) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)
			(o)			Amendment 1 to Administrative Services Agreement dated April 30, 2004 (Incorporated by Reference From Exhibit (h)(8)(o) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)
			(p)			Amendment 11 to Participation Agreement dated November 1, 2011 (Incorporated by Reference From Exhibit (h)(7)(p) to Registrant's Filing on Form N-6 on 12/09/2011)(Accession No. 0000898745-11-000809)
			(q)			Amendment 2 to Administrative Services Agreement dated November 1, 2011 (Filed as Exhibit (h)(7)(q) on 12/09/2011)(Accession No. 0000898745-11-000809)
			(r)			Amendment 1 to Rule 22c-2 Agreement dated November 1, 2011 (Filed as Exhibit (h)(7)(r) on 12/09/2011)(Accession No. 0000898745-11-000809)

			12. Janus
			(a)			Fund Participation Agreement dated August 28, 2000 (Filed as Exhibit (h)(9)(a) on 10/19/2011)(Accession No. 0000898745-11-000724)
			(b)			Amendment 1 to Participation Agreement dated April 1, 2001 (Incorporated by Reference from Exhibit (h)(8) to Registrant's Filing on Form N-6 on 6/26/08)(Accession No. 0000950137-08-008766)
			(c)			Amendment 2 to Participation Agreement October 16, 2001 (Incorporated by Reference from Exhibit (h)(8) to Registrant's Filing on Form N-6 on 6/26/08)(Accession No. 0000950137-08-008766)
			(d)			Amendment 3 to Participation Agreement dated May 1, 2002 (Incorporated by Reference from Exhibit (h)(8) to Registrant's Filing on Form N-6 on 6/26/08)(Accession No. 0000950137-08-008766)
			(e)			Amendment 4 to Participation Agreement dated September 3, 2002 (Filed as Exhibit (h)(9)(e) on 10/19/2011)(Accession No. 0000898745-11-000724)
			(f)			Amendment 5 to Participation Agreement dated January 8, 2003 (Filed as Exhibit (h)(9)(f) on 10/19/2011)(Accession No. 0000898745-11-000724)
			(g)			Amendment 6 to Participation Agreement dated August 20, 2007 (Filed as Exhibit (h)(9)(g) on 10/19/2011)(Accession No. 0000898745-11-000724)
			(h)			Amendment 7 to Participation Agreement dated November 1, 2011 (Filed as Exhibit (h)(8)(k) on 12/09/2011)(Accession No. 0000898745-11-000809)
			(i)			Amendment 8 to Participation Agreement dated February 24, 2012 (Filed as Exhibit (h)13(o) on 04/25/2014 (Accession No. 0000812797-14-000019)
			(j)			Amendment to Participation Agreement dated October 15, 2019 - Filed as Exhibit 99.(h)12(j) on 04/28/2020 (Accession No. 0001526622-20-000017)
			(k)			Distribution & Shareholder Services Agreement (Service Shares) dated August 28, 2000 (Incorporated by Reference from Exhibit (h)(8) to Registrant's Filing on Form N-6 on 6/26/08)(Accession No. 0000950137-08-008766)
			(l)			Acceptance Letter of New Distribution and Shareholder Services Agreement dated October 19, 2001 -- Filed as exhibit 99.h12(k) on 04/27/2015 (Accession No. 0001526622-15-000016)
			(m)			Amendment 1 to Distribution and Shareholder Services Agreement dated November 1, 2011 (Incorporated by Reference from Exhibit (h)(8)(l) to the Form N-6 filed on 12/09/2011)(Accession No. 0000898745-11-000809)


			(n)			Administrative Services Letter Agreement dated August 14, 2006 (Incorporated by Reference from Exhibit (h)(8) to the Form N-6 Filed on 06/26/2008 by Principal Life Insurance Co Variable Life Separate Account, File No. 333-146896)(Accession No. 0000950137-08-008766)
			(o)			Administrative Services Letter Agreement dated May 6, 2008 -- Filed as exhibit 99.h12(n) on 04/27/2015 (Accession No. 0001526622-15-000016)
			(p)			Amendment 1 to Administrative Services Letter Agreement dated November 1, 2011 (Filed as Exhibit (h)(8)(m) on 12/09/2011)(Accession No. 0000898745-11-000809)
			(q)			Supplemental Agreement dated April 12, 2007 to Distribution, Shareholder Servicing, Administrative Servicing and Fund/SERV Agreements Letter dated August 14, 2006 -- Filed as exhibit 99.h12(p) on 04/27/2015 (Accession No. 0001526622-15-000016)
			(r)			Amendment to Administrative Services Letter Agreement dated October 15, 2019 - Filed as Exhibit 99.(h)12(r) on 04/28/2020 (Accession No. 0001526622-20-000017)
			(s)			Rule 22c-2 Agreement dated April 16, 2007 (Filed as Exhibit (h)(9)(j) on 10/19/2011)(Accession No. 0000898745-11-000724)
			(t)			Amendment 1 to Rule 22c-2 Agreement dated November 1, 2011 (Filed as Exhibit (h)(8)(n) on 12/09/2011)(Accession No. 0000898745-11-000809)
			(u)			Letter regarding Handling of Mutual Fund Orders dated May 20, 2005 -- Filed as exhibit 99.h12(s) on 04/27/2015 (Accession No. 0001526622-15-000016)

			13. Lincoln
			(a)			Participation Agreement with Lincoln Variable Insurance Products Trust dated April 26, 2021 - Filed on 04/30/2024 (Accession No. 0001526622-24-000021)
			(b)			Amendment to Participation Agreement with Lincoln Variable Insurance Products Trust dated May 1, 2023 - Filed on 04/30/2024 (Accession No. 0001526622-24-000021)
			(c)			Amendment to Participation Agreement with Lincoln Variable Insurance Products Trust dated April 29, 2024 - Filed on 04/30/2024 (Accession No. 0001526622-24-000021)
			(d)			Distribution Services Agreement with Lincoln Financial Distributors, Inc. dated April 26, 2021 - Filed on 04/30/2024 (Accession No. 0001526622-24-000021)
			(e)			Amendment to Distribution Services Agreement with Lincoln Financial Distributors, Inc. dated April 29, 2024 - Filed on 04/30/2024 (Accession No. 0001526622-24-000021)
			(f)			Administrative Services Agreement with Lincoln Financial Investments Corporation dated May 1, 2023 - Filed on 04/30/2024 (Accession No. 0001526622-24-000021)
			(g)			Amendment to Administrative Services Agreement with Lincoln Financial Investments Corporation dated April 29, 2024 - Filed on 04/30/2024 (Accession No. 0001526622-24-000021)
			14. Lord Abbett
			(a)			Participation Agreement dated May 1, 2016 -- Filed as Exhibit 99(h)13(a) on 04/27/2017 (Accession No. 0001526622-17-000011)
			(b)			Administrative Service Agreement dated May 1, 2016 -- Filed as Exhibit 99(h)13(b) on 04/27/2017 (Accession No. 0001526622-17-000011)
			(c)			Service Agreement Letter dated May 1, 2016 -- Filed as Exhibit 99(h)13(c) on 04/26/2017 (Accession No. 0001526622-15-000016)
			(d)			Support Payment Agreement dated May 1, 2016 -- Filed as Exhibit 99(h)13(d) on 04/27/2017 (Accession No. 0001526622-17-000011)

			15. MFS
			(a)			Amended and Restated Participation Agreement dated May 1, 2013 -- Filed as Exhibit (h)12(a) on 04/28/2014 (Accession No. 0001526622-14-000005)
			(b)			Amended and Restated Fund/Serv Supplement dated May 1, 2013 -- Filed as Exhibit (h)12(b) on 04/28/2014 (Accession No. 0001526622-14-000005)
			(c)			Amended and Restated Administrative Services Letter dated April 1, 2016 -- Filed as exhibit 99.h.14(c) on 02/21/2017 (Accession No. 0000812797-17-000003)
			(d)			Rule 22c-2 Agreement dated April 16, 2007 (Filed as Exhibit (h)(10)(m) on 10/19/2011)(Accession No. 0000898745-11-000724)
			(e)			Amendment 1 to Rule 22c-2 Agreement dated November 1, 2011 (Filed as Exhibit (h)(9)(n) on 12/09/2011)(Accession No. 0000898745-11-000809)

			16. Neuberger Berman Advisors
			(a)			Participation Agreement dated May 1, 2002 (Incorporated by Reference From Exhibit (h)(11)(a) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)


			(b)			Amendment 1 to Participation Agreement dated September 3, 2002 (Incorporated by Reference From Exhibit (h)(11)(b) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)
			(c)			Amendment 2 to Participation Agreement dated January 6, 2003 (Incorporated by Reference From Exhibit (h)(11)(c) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)
			(d)			Amendment 3 to Participation Agreement dated September 15, 2004 (Incorporated by Reference From Exhibit (h)(11)(d) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)
			(e)			Distribution and Administrative Services Agreement dated September 15, 2004 (Incorporated by Reference From Exhibit (h)(11)(e) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)
			(f)			Rule 22c-2 Agreement dated April 16, 2007 (Incorporated by Reference From Exhibit (h)(11)(f) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)
			(g)			Amendment 4 to Participation Agreement dated November 1, 2011 (Filed as Exhibit (h)(10)(g) on 12/09/2011)(Accession No. 0000898745-11-000809)
			(h)			Amendment 1 to Distribution and Administrative Services Agreement dated November 1, 2011(Filed as Exhibit (h)(10)(h) on 12/09/2011)(Accession No. 0000898745-11-000809)
			(i)			Amendment 1 to Rule 22c-2 Agreement dated November 1, 2011 (Filed as Exhibit (h)(10)(i) on 12/09/2011)(Accession No. 0000898745-11-000809)

			17. Oppenheimer
			(a)			Participation Agreement dated December 21, 2007 (Incorporated by Reference From Exhibit (h)(11)(a) to Registrant's Filing on Form N-6 on 12/09/2011)(Accession No. 0000898745-11-000809)
			(b)			Amendment 1 to Participation Agreement dated November 9, 2011 (Filed as Exhibit (h)(11)(b) on 12/09/2011)(Accession No. 0000898745-11-000809)
			(c)			Administrative Services Letter Agreement dated December 21, 2007 (Filed as Exhibit (h)(11)(c) on 12/09/2011)(Accession No. 0000898745-11-000809)
			(d)			Amendment 1 to Administrative Services Letter Agreement dated November 9, 2011 (Filed as Exhibit (h)(11)(d) on 12/09/2011)(Accession No. 0000898745-11-000809)

			18. PIMCO
			(a)			Participation Agreement dated March 9, 2009 (Filed as Exhibit (h)16(a) to Form N-6 filed by Principal Life Insurance Company Variable Life Separate Account on 04/30/2014) (Accession No. 0000812797-14-000039)
			(b)			Novation and Amendment dated October 22, 2010 (Filed as Exhibit (h)16(b) to Form N-6 filed by Principal Life Insurance Company Variable Life Separate Account on 04/30/2014) (Accession No. 0000812797-14-000039)
			(c)			Novation 1 dated October 22, 2010 (Filed as Exhibit (h)16(c) to Form N-6 filed by Principal Life Insurance Company Variable Life Separate Account on 04/30/2014) (Accession No. 0000812797-14-000039)
			(d)			Novation 2 dated October 22, 2010 (Filed as Exhibit (h)16(d) to Form N-6 filed by Principal Life Insurance Company Variable Life Separate Account on 04/30/2014) (Accession No. 0000812797-14-000039)
			(e)			Administrative Services Agreement (PIMCO Services) dated March 9, 2009 (Filed as Exhibit (h)16(e) to Form N-6 filed by Principal Life Insurance Company Variable Life Separate Account on 04/30/2014) (Accession No. 0000812797-14-000039)
			(f)			Administrative Services Agreement (PIMCO Trust) dated March 9, 2009 (Filed as Exhibit (h)16(f) to Form N-6 filed by Principal Life Insurance Company Variable Life Separate Account on 04/30/2014) (Accession No. 0000812797-14-000039)
			(g)			Assignment and Amendment to Services Agreement dated March 29, 2012 (Filed as Exhibit (h)16(g) to Form N-6 filed by Principal Life Insurance Company Variable Life Separate Account on 04/30/2014) (Accession No. 0000812797-14-000039)
			(h)			Instrument of Accession and Amendment dated August, 29, 2012 (Filed as Exhibit (h)16(h) to Form N-6 filed by Principal Life Insurance Company Variable Life Separate Account on 04/30/2014) (Accession No. 0000812797-14-000039)

			19. Principal Variable Contracts Funds, Inc.
			(a)			Participation Agreement dated January 5, 2007 (Filed as Exhibit (h)19(a) on 04/25/2014 (Accession No. 0000812797-14-000019)
			(b)			Amendment 1 to Participation Agreement dated June 1, 2007 (Filed as Exhibit (h)(12)(b) on 12/09/2011)(Accession No. 0000898745-11-000809)
			(c)			Amendment 2 to Participation Agreement dated January 1, 2010 (Filed as Exhibit (h)19(c) on 04/25/2014 (Accession No. 0000812797-14-000019)
			(d)			Amendment 3 (letter) to Participation Agreement dated June 17, 2010 -- Filed as exhibit 99.h16(d) on 04/27/2015 (Accession No. 0001526622-15-000016)
			(e)			Amendment 4 to Participation Agreement dated November 1, 2011 (Filed as Exhibit (h)(12)(d) on 12/09/2011)(Accession No. 0000898745-11-000809)


			(f)			Amendment 5 to Participation Agreement dated February 9, 2015 -- Filed as exhibit 99.h16(f) on 04/27/2015 (Accession No. 0001526622-15-000016)
			(g)			Amendment 6 to Participation Agreement dated August 10, 2016 -- Filed as Exhibit 99(h)17(g) on 04/27/2017 (Accession No. 0001526622-17-000011)
			(h)			Rule 22c-2 Agreement dated April 16, 2007 (Filed as Exhibit (h)19(f) on 04/25/2014 (Accession No. 0000812797-14-000019)
			(i)			Amendment 1 to Rule 22c-2 Agreement dated November 1, 2011 (Filed as Exhibit (h)(1)(g) on 12/09/2011)(Accession No. 0000898745-11-000809)
			(j)			Rule 12b-1 Letter Agreement dated December 30, 2009 (Filed as Exhibit (h)19(e) on 04/25/2014 (Accession No. 0000812797-14-000019)
			(k)			Amendment 12b-1 Letter Agreement dated November 9, 2011 -- Filed as exhibit 99.h16(j) on 04/27/2015 (Accession No. 0001526622-15-000016)

			20. Putnam
			(a)			Marketing and Administrative Servicing Agreement dated April 1, 2011 (Filed as Exhibit (h)(14)(a) on 10/19/2011)(Accession No. 0000898745-11-000724)
			(b)			Amendment 1 to Marketing and Administrative Servicing Agreement dated November 1, 2011 (Filed as Exhibit (h)(13)(b) on 12/09/2011)(Accession No. 0000898745-11-000809)
			(c)			Amendment 2 to Marketing and Administrative Servicing Agreement dated December 1, 2011 -- Filed as exhibit 99.h17(c) on 04/27/2015 (Accession No. 0001526622-15-000016)
			(d)			Amendment 3 to Marketing and Administrative Servicing Agreement dated March 2, 2021 - Filed as Ex 99(h)19(d) on 04/29/2021 (Accession No. 0001526622-21-000028)
			(e)			Participation Agreement dated November 1, 2011 (Incorporated by Reference From Exhibit (h)(13)(c) to Registrant's Filing on Form N-6 on 12/09/2011)(Accession No. 0000898745-11-000809)
			(f)			Amendment 1 to Participation Agreement dated March 2, 2021 - Filed as Ex 99(h)19(f) on 04/29/2021 (Accession No. 0001526622-21-000028)
			(g)			Rule 22c-2 Agreement dated November 1, 2011 (Incorporated by Reference From Exhibit (h)(13)(d) to Registrant's Filing on Form N-6 on 12/09/2011)(Accession No. 0000898745-11-000809)
			(j)			Amendment 3 to Participation Agreement dated July 31, 2023 - Filed on 04/30/2024 (Accession No. 0001526622-24-000021)
			21. TOPS (Northern Lights)
			(a)			Participation Agreement dated May 1, 2012 (Filed as Exhibit (h)17(a) on 04/28/2014 (Accession No. 0001526622-14-000005)

			22. Van Eck
			(a)			Service Agreement dated November 28, 2007 (Incorporated by Reference from Exhibit (h)(15)(a) to the Form N-6 Filed on 10/19/2011)(Accession No. 0000898745-11-000724)
			(b)			Amendment 1 to Service Agreement dated April 24, 2009 (Incorporated by Reference from Exhibit (h)(15)(b) to the Form N-6 Filed on 10/19/2011)(Accession No. 0000898745-11-000724)
			(c)			Amendment 2 to Administrative Services Agreement dated May 1, 2011 (Filed as Exhibit (h)(15)(c) on 10/19/2011)(Accession No. 0000898745-11-000724)
			(d)			Participation Agreement dated November 28, 2007 (Filed as Exhibit (h)(15)(d) on 10/19/2011)(Accession No. 0000898745-11-000724)
			(e)			Amendment 1 to Participation Agreement dated April 24, 2009 (Filed as Exhibit (h)(15)(e) on 10/19/2011)(Accession No. 0000898745-11-000724)
			(f)			Amendment 2 to Participation Agreement dated November 1, 2011 (Filed as Exhibit (h)(14)(f) on 12/09/2011)(Accession No. 0000898745-11-000809)
			(g)			Amendment 4 to Participation Agreement dated May 10, 2022
			(h)			Amendment 3 to Service Agreement dated November 1, 2011 (Filed as Exhibit (h)(14)(g) on 12/09/2011)(Accession No. 0000898745-11-000809)
			(i)			Amendment 4 to Service Agreement dated as of May 1, 2012 (Filed as Exhibit (h)18(j) on 04/28/2014 (Accession No. 0001526622-14-000005)
			(j)			Amendment 5 to Service Agreement dated May 1, 2017 (Filed as Exhibit (h)20(k) on 04/26/2019 (Accession No. 0001526622-19-000011)
			(k)			Amendment 6 to Service Agreement dated October 15, 2019 - Filed as Exhibit 99.(h)21(j) on 04/28/2020 (Accession No. 0001526622-20-000017)
			(l)			Amendment 7 to Service Agreement dated May 10, 2022
			(m)			Shareholder Information Agreement dated November 28, 2007 (Filed as Exhibit (h)(14)(h) on 12/09/2011)(Accession No. 0000898745-11-000809)


	(n)	Amendment 1 to Shareholder Information Agreement dated November 1, 2011 (Filed as Exhibit (h)(14)(i) on 12/09/2011)(Accession No. 0000898745-11-000809)

	23. Vanguard
	(a)	Participation Agreement dated April 30, 2002 (Filed as Exhibit (h54) to Form N-6 filed 4/27/2011 by Principal Life Insurance Company Variable Life Separate Account) (Accession No. 0000898745-11-000207)
	(b)	Amendment to Participation Agreement dated September 3, 2002 (Filed as Exhibit (h54) to to Form N-6 filed 4/27/2011 by Principal Life Insurance Company Variable Life Separate Account)(Accession No. 0000898745-11-000207)
	(c)	Amendment 1 to Participation Agreement dated January 8, 2003 (Filed as Exhibit (h54) to to Form N-6 filed 4/27/2011 by Principal Life Insurance Company Variable Life Separate Account)(Accession No. 0000898745-11-000207)
	(d)	Amendment 2 to Participation Agreement dated April 15, 2007 (Filed as Exhibit (h54) to the Registrant's Filing on Form N-6 on 4/27/2011)(Accession No. 0000898745-11-000207)
	(e)	Amendment 3 to Participation Agreement dated September 11, 2007 (Filed as Exhibit (h54) to Form N-6 filed 4/27/2011 by Principal Life Insurance Company Variable Life Separate Account)(Accession No. 0000898745-11-000207)
	(f)	Amendment 4 to Participation Agreement dated April 24, 2012 (Filed as Exhibit (h)21(f) to Form N-6 filed 4/30/2014 by Principal Life Insurance Company Variable Life Separate Account (Accession No. 0000812797-14-000039)

	24. Wanger International
	(a)	Wanger Advisors Trust Participation Agreement dated April 28, 2015 -- Filed as Exhibit (h)20(a) on 04/25/2016 (Accession No. 0001526622-16-000033)
	(b)	Services Agreement dated May 1, 2015 -- Filed as Exhibit (h)20(b) on 04/25/2016 (Accession No. 0001526622-16-000033)

(i)	Administration Contracts
	(a)	Services Agreement between Principal Life Insurance Company and Principal National Life Insurance Company effective as of February 20, 2008 (Incorporated by Reference from Exhibit (i1) to Registrant's Filing on Form N-6 on 12/09/2011)(Accession No. 0000898745-11-000809)

(j)	Other Material Contracts - N/A

(k)	Legal Opinion - Filed as Exhibit 99 (n)(3) on April 30, 2025 (Accession No. 0001526622-25-000017)

(l)	Actuarial Opinion - N/A

(m)	Calculations - N/A

(n)	Other Opinions
	(1)	Consent of Ernst & Young LLP *
	(2)	Powers of Attorney - N/A

(o)	Omitted Financial Statements - N/A

(p)	Initial Capital Agreements - N/A

(q)	Redeemability Exemption - Filed as Exhibit 99.(q) on 04/28/2020 (Accession No. 00015216622-20-000017)

(r)	Form of Initial Summary Prospectus - Filed as Exhibit 99.(r) on 10/29/2025 (Accession No. 0001526622-25-000048)

* Filed Herein

Item 31. Officers and Directors of the Depositor

Principal National Life Insurance Company is managed by a Board of Directors which is elected by its policyowners. The directors and executive officers of the Company, their positions with the Company, including Board Committee memberships, and their principal business address, are as follows:

DIRECTORS:


Name and Principal Business Address			Positions and Offices
Amy C. Friedrich Principal Financial Group, 711 High Street, Des Moines, IA 50392			Principal National Life: Director, President - Benefits & Protection
Kenneth A. McCullum Principal Financial Group, 711 High Street, Des Moines, IA 50392			Principal National Life: Director, Executive Vice President/Chief Risk Officer & General Account
Joel M. Pitz Principal Financial Group, Inc., 711 High Street, Des Moines, IA 50392			Principal National Life: Director, Executive Vice President/Chief Financial Officer
Srinivas D. Reddy Principal Financial Group, 711 High Street, Des Moines, IA 50392			Principal National Life: Director, Senior Vice President - Retirement and Income Solutions
Nathan P. Schelhaas Principal Financial Group, 711 High Street, Des Moines, IA 50392			Principal National Life: Chairman of the Board and President

EXECUTIVE OFFICERS (OTHER THAN DIRECTORS):


Name and Principal Business Address			Positions and Offices
Christopher Agbe-Davies			Secretary
Kamal Bhatia			President and Chief Executive Officer - Principal Asset Management
Lisa M. Coulson(1)			Senior Vice President and Chief Human Resources Officer
Elizabeth K. Dietrich			Vice President and Chief Actuary
George Djurasovic(1)			Interim General Counsel
Christopher P. Freese(1)			Chief Risk Officer
Kathleen B. Kay(1)			Executive Vice President and Chief Information Officer & PGS
Christopher D. Payne(1)			Senior Vice President, Government Relations
Scott Sailer(1)			Vice President - Treasurer & Corporate CFO
Kathleen M. Souhrada(1)			Vice President - Benefits and Protection - Head of Business Owner Solutions
Deanna D. Strable-Soethout			President and Chief Executive Officer
Elizabeth D. Swanson(1)			Assistant General Counsel and Assistant Corporate Secretary
Bethany A. Wood(1)			Executive Vice President and Chief Marketing Officer

			(1) Principal Business Address:
			Principal Financial Group
			Des Moines, IA 50392

Item 32. Persons Controlled by or Under Common Control with the Depositor or the Registrant

The Registrant, Principal National Life Insurance Company Variable Life Separate Account, is a separate account of Principal National Life Insurance Company (the "Depositor") and is operated as a unit investment trust. The Registrant supports benefits payable under Depositor's variable life insurance policies by investing assets allocated to various investment options in shares of Principal Variable Contracts Funds, Inc. and other mutual funds registered under the Investment Company Act of 1940 as open-end management investment companies of the "series" type. No person is directly or indirectly controlled by the Registrant.

The Depositor is wholly-owned by Principal Financial Services, Inc. Principal Financial Services, Inc. (an Iowa corporation) an intermediate holding company organized pursuant to Section 512A.14 of the Iowa Code. In turn, Principal Financial Services, Inc. is a wholly-owned subsidiary of Principal Financial Group, Inc., a publicly traded company that filed consolidated financial statements with the SEC. A list of persons directly or indirectly controlled by or under common control with Depositor as of December 31, 2025 appears below:

None of the companies listed in such organization chart is a subsidiary of the Registrant; therefore, only the separate financial statements of Registrant and the consolidated financial statements of the Depositor are being filed with this Registration Statement.

Principal National Life Insurance Company - Organizational Structure

(December 31, 2025)

Organized in

% Owned

PRINCIPAL FINANCIAL GROUP, INC.

Delaware

Publicly Held

→ Principal Financial Services, Inc.*#

Iowa

100

→ CCB Pension Management, Co. Ltd.

China

17.64

→ PFG DO Brasil LTDA*#

Brazil

100

→ Brasilprev Seguros E Previdencia S.A.*

Brazil

→ Principal Global Investors Participacoes, LTDA*#

Brazil

100

→ Claritas Investments LTD*#

Cayman Islands

100

→ Claritas Administracao de Recursos LTDA*#

Brazil

100

→ PFG Do Brasil 2 Participacoes LTDA*#

Brazil

100

→ Ciclic Corretora de Seguros S.A.*#

Brazil

50.01

→ Principal International, LLC.*#

Iowa

100

→ Principal International (Asia) Limited*#

Hong Kong

100

→ Principal Asia Pacific Investment Consulting (Beijing) Limited*#

China

100

→ Principal International (South Asia) SDN, BHD*#

Malaysia

100

→ Principal Nominee Company (Hong Kong) Limited*#

Hong Kong

100

→ Principal Asset Management Company (Asia) Limited*#

Hong Kong

100

→ Principal Trust Company (Hong Kong) Limited*

Hong Kong

100

→ Principal Insurance Company (Hong Kong) Limited*#

Hong Kong

100

→ Principal Asset Management Berhad*

Malaysia

→ CIMB Wealth Advisors Berhad*

Malaysia

100

→ PT Principal Asset Management

Indonesia

100

→ Principal Asset Management (S) PTE LTD*#

Singapore

100

→ Principal Asset Management Company Limited*

Thailand

100

→ PT Principal International Indonesia*

Indonesia

100

→ Principal Trust Company (Asia) Limited*#

Hong Kong

100

→ Principal Investment & Retirement Services Limited*#

Hong Kong

100

→ Principal Consulting (India) Private Limited*#

India

100

→ Principal Bermuda Holding, LLC

Delaware

100

→ Principal Financial Services (Bermuda) Ltd.

Bermuda

100

→ Principal Global Investors Holding Company, LLC*#

Delaware

100

→ Principal Global Financial Services (Europe) II LTD*#

United Kingdom

100

→ Principal Global Investors (Europe) Limited*

Wales/United Kingdom

100

→ Principal Global Investors (Switzerland) GMBH*

Switzerland

100

→ Principal Global Investors (Ireland) Limited*#

Ireland

100

→ PGI Origin Holding Company LTD*#<

Wales/United Kingdom

100

→ Origin Asset Management LLP*#<

Wales/United Kingdom

94.14

→ Principal Corporate Secretarial Services Limited

Wales/United Kingdom

100

→ Principal Real Estate Europe Limited

Wales/United Kingdom

100

→ Principal Real Estate Limited

Wales/United Kingdom

100

→ Principal Real Estate B.V.

Netherlands

100

→ Principal Real Estate GmbH

Germany

100

→ PD Frankfurt GmbH mbH

Germany

94.9

→ Principal Real Estate S.á.r.l.

Luxembourg

100

→ Principal Real Estate SAS

France

100

→ Principal Real Estate S.L.U.

Spain

100

→ Principal Real Estate Spezialfondsgesellschaft mbH

Germany

94.9

→ Principal Global Investors (Singapore) Limited*#

Singapore

100

→ Principal Real Asset Investments Private Fund Management (Beijing) Co., Ltd.

China

→ Principal Private Fund Management (Shanghai) Co., Ltd.

China

100

→ Principal Global Investors (Hong Kong) Limited*#

Hong Kong

100

→ Principal Global Investors Holding Company (US), LLC*#

Delaware

100

→ Spectrum Asset Management, Inc.*#<

Connecticut

100

→ SAMI Brokerage LLC

Connecticut

100

→ Post Advisory Group, LLC*#<

Delaware

74.64

→ Principal Commercial Funding, LLC*#<

Delaware

100

→ Principal Global Investors, LLC*#<

Delaware

100

→ Principal Real Estate Investors, LLC*#

Delaware

100

→ Principal Global Investors Trust Company*#

Oregon

100

→ Principal Shareholder Services, Inc.*#

Washington

100

→ Principal Funds Distributor, Inc.*#

Washington

100

→ Principal Islamic Asset Management SDN. BHD*#

Malaysia

→ Principal Financial Group (Mauritius) LTD*#

Mauritius

100

→ Principal Life Insurance Company+#

Iowa

100

→ Principal Reinsurance Company of Delaware*#<

Delaware

100

→ Principal Reinsurance Company of Delaware II*#<

Delaware

100

→ Principal Real Estate Holding Company, LLC*#<

Delaware

100

→ GAVI PREHC HC, LLC*#<

Delaware

100

→ Principal Development Investors, LLC*#<

Delaware

100

→ Principal Real Estate Fund Investors, LLC*#<

Delaware

100

→ Principal Holding Company, LLC*#<

Iowa

100

→ Petula Associates, LLC*<

Iowa

100

→ Principal Real Estate Portfolio, Inc.*#<

Delaware

100

→ GAVI PREPI HC, LLC*#<

Delaware

100

→ Petula Prolix Development Company, LLC*#<

Iowa

100

→ Principal Commercial Acceptance, LLC*#<

Delaware

100

→ Principal Generation Plant, LLC*#<

Delaware

100

→ Principal Bank*#<

Iowa

100

→ Principal Advised Services, LLC

Delaware

100

→ Principal Workplace Ventures, LLC

Delaware

100

→ Equity FC, LTD*#<

Iowa

100

→ Principal Dental Services, Inc.*#<

Arizona

100

→ Employers Dental Services, Inc.*#<

Arizona

100

→ First Dental Health*#<

California

100

→ Delaware Charter Guarantee & Trust Company*#<

Delaware

100

→ Preferred Product Network, Inc.*#<

Delaware

100

→ Principal Reinsurance Company of Vermont*#

Vermont

100

→ Principal Reinsurance Company of Vermont II*#<

Vermont

100

→ Principal International Holding Company, LLC*#

Delaware

100

→ Principal Global Services Private Limited*#

India

100

→ Principal Global Services (Philippines) LLC

Philippines

100

→ CCB Principal Asset Management Company, LTD*

China

→ Principal Financial Services I (US), LLC*#

Delaware

100

→ Principal Financial Services II (US), LLC*#

Delaware

100

→ Principal Financial Services I (UK) LLP *#

Wales/United Kingdom

100

→ Principal Financial Services V (UK) LTD.*#

United Kingdom

100

→ Principal Financial Services II (UK) LTD.*#

Wales/United Kingdom

100

→ Principal Financial Services III (UK) LTD.*#

Wales/United Kingdom

100

→ Principal Financial Services Asia (UK) LTD*#

United Kingdom

100

→ Principal Global Investors Asia (UK) Ltd

United Kingdom

100

→ Principal Global Investors (Australia) Service Company Pty Limited*#

Australia

100

→ Principal Investor Management (DIFC) Limited

UAE

100

→ Principal Global Investors (Australia) Limited*#

Australia

100

→ Principal Global Investors (Japan) Limited*#

Japan

100

→ Principal Financial Services VI (UK) LTD*#

United Kingdom

100

→ Principal Global Financial Services (Europe) LTD*#

United Kingdom

100

→ Principal Financial Services Latin America LTD.*#

Wales/United Kingdom

100

→ Principal International Latin America LTD.*#

United Kingdom

100

→ Principal International Mexico, LLC*#

Delaware

100

→ Principal Mexico Servicios, S.A. de C.V.*#

Mexico

100

→ Principal Innovación, S.A. de C.V.

Mexico

100

→ Principal Financial Group, S.A. de C. V. Grupo Financiero*#

Mexico

100

→ Principal Afore, S. A. de C.V., Principal Grupo Financiero*#

Mexico

100

→ Principal Fondos de Inversión S.A. de C.V., Operadora de Fondos de Inversion, Principal Grupo Financiero*#

Mexico

100

→ Principal Seguros, S.A. de C.V., Principal Grupo Financiero*#

Mexico

100

→ Principal International South America I LTD.*#

Wales/United Kingdom

100

→ Principal International South America II LTD.*#

Wales/United Kingdom

100

→ Principal International South America II LTD., Agencia En Chile*#

Chile/United Kingdom

100

→ Principal International de Chile, S.A.*#

Chile

100

→ Principal Compania de Seguros de Vida Chile S.A.*#

Chile

100

→ Principal Administradora General de Fondos S.A.*#

Chile

100

→ Principal Ahorro e Inversiones S.A.*#

Chile

100

→ Principal Servicios Corporativos Chile LTDA*#

Chile

100

→ Principal Servicios de Administración S.A.*#

Chile

100

→ Principal Holding Company Chile S.A.*#

Chile

100

→ Principal Chile Limitada*#

Chile

100

→ Administradora de Fondos de Pensiones Cuprum S.A.*#

Chile

→ Inversiones Cuprum Internacional S.A.*#

Chile

100

→ Principal National Life Insurance Company+#

Iowa

100

→ Principal Securities, Inc.

Iowa

100

→ Diversified Dental Services, Inc.*#

Nevada

100

→ Principal Innovations, Inc.

Delaware

100

→ Business Owner Ecosystem, Inc.

Delaware

100

→ Principal Workforce, LLC

Delaware

100

→ Principal Financial Services (Asia) Pte Ltd

Singapore

100

+ Consolidated financial statements are filed with the SEC.

* Not required to file financial statements with the SEC.

# Included in the consolidated financial statements of Principal Financial Group, Inc. filed with the SEC.

= Separate Financial statements are filed with SEC.

< Included in the financial statements of Principal Life Insurance Company filed with the SEC.

Item 33. Indemnification

Sections 490.851 through 490.859 of the Iowa Business Corporation Act permit corporations to indemnify directors and officers where (A) all of the following apply: the director or officer (i) acted in good faith; (ii) reasonably believed that (a) in the case of conduct in the individual's official capacity, that the individual's conduct was in the best interests of the corporation or (b) in all other cases, that the individual's conduct was at least not opposed to the best interests of the corporation; and (iii) in the case of any criminal proceeding, the individual had no reasonable cause to believe the individual's conduct was unlawful; and (B) the individual engaged in conduct for which broader indemnification has been made permissible or obligatory under a provision of the corporation's articles of incorporation.

Unless ordered by a court pursuant to the Iowa Business Corporation Act, a corporation shall not indemnify a director or officer in either of the following circumstances: (A) in connection with a proceeding by or in the right of the corporation, except for reasonable expenses incurred in connection with the proceeding if it is determined that the director has met the relevant standard of conduct (above) or (B) in connection with any proceeding with respect to conduct for which the director was adjudged liable on the basis that the director receive a financial benefit to which he or she was not entitled, whether or not involving action in the director's official capacity.

Principal National Life Insurance Company's By-Laws provide that it shall indemnify directors and officers against damages, awards, settlements and costs reasonably incurred or imposed in connection with any suit or proceeding to which such person is or may be made a party by reason of being a director or officer of the Company. Such rights of indemnification are in addition to any rights to indemnity to which the person may be entitled under Iowa law and are subject to any limitations imposed by the Board of Directors. The Board has provided that certain procedures must be followed for indemnification of officers, and that there is no indemnity of officers when there is a final adjudication of liability based upon acts which constitute gross negligence or willful misconduct.

Insofar as indemnification for liability arising under the Securities Act of 1933 may be permitted to directors, officers and controlling persons of the Company pursuant to the foregoing provisions, or otherwise, the Company has been advised that in the opinion of the Securities and Exchange Commission such indemnification is against public policy as expressed in the Act and is, therefore, unenforceable. In the event that a claim for indemnification against such liabilities (other than the payment by the Company of expenses incurred or paid by a director, officer or controlling person of the Company in the successful defense of any action, suit or proceeding) is asserted by such director, officer or controlling person in connection with the securities being registered, the Company will, unless in the opinion of its counsel the matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the question whether such indemnification by it is against public policy as expressed in the Act and will be governed by the final adjudication of such issue.

Item 34. Principal Underwriters

(a) Other Activity

Principal Securities, Inc. acts as principal underwriter for variable annuity contracts issued by Principal Life Insurance Company Separate Account B, a registered unit investment trust and for variable life insurance contracts issued by Principal Life Insurance Company Variable Life Separate Account and Principal National Life Insurance Company Variable Life Separate Account, registered unit investment trusts. Principal Securities, Inc. also acts as principal underwriter for index-linked annuity contracts issued by Principal Life Insurance Company.

(b) Management


(b1) Name and principal			(b2) Positions and offices
business address			with principal underwriter

Christopher Agbe-Davies			Vice President, Associate General Counsel and Assistant Secretary
Principal Financial Group(1)

Vivek Agrawal			Director
Principal Financial Group (1)

Chad Claire			Chief Information Officer
Principal Financial Group(1)

Tom Drogan			Chief Compliance Officer
Principal Financial Group(1)

Amy C. Friedrich			Director
Principal Financial Group(1)

William Froehlich			Vice President, Operations
Principal Financial Group(1)

Sarah Juteau			Counsel
Principal Financial Group(1)

Cody Lawler			Vice President, Head of Operations and Head of Supervision
Principal Financial Group(1)

Kenneth A. McCullum			Director
Principal Financial Group(1)

Michael F. Murray			Chairman, President and Chief Executive Officer
Principal Financial Group(1)


Doug Rants			Chief Information Security Officer
Principal Financial Group(1)

Dawn Roberts			Chief Financial Officer
Principal Financial Group(1)

Nathan P. Schelhaas			Director
Principal Financial Group(1)

Craig Spadafora			Senior Vice President
Principal Financial Group(1)

Dan VanWinkle			AML Officer
Principal Financial Group(1)

Dan L. Westholm			Assistant Vice President - Treasury
Principal Financial Group(1)

(1) 655 9th Street
Des Moines, IA 50309

For the fiscal year ended December 31, 2025:

(1)
Name of Principal Underwriter

(2)
Net Underwriting Discounts & Commissions

(3)
Compensation on Events Occasioning the Deduction of a Deferred Sales Load

(4)
Brokerage Commissions

(5)
Compensation

Principal Securities, Inc. (formerly Princor Financial Services Corporation)

$19,181,941

—

Item 35. Location of Accounts and Records

All accounts, books or other documents of the Registrant are located at the offices of the Depositor, The Principal Financial Group, 711 High Street, Des Moines, Iowa 50392.

Item 36. Management Services

N/A

Item 37. Fee Representation

Principal National Life Insurance Company represents that the fees and charges deducted under the Policy, in the aggregate, are reasonable in relation to the services rendered, the expenses expected to be incurred, and the risks assumed by the Company.

SIGNATURES

Pursuant to the requirements of the Securities Act of 1933 and the Investment Company Act of 1940, the Registrant certifies that it meets all of the requirements for effectiveness of this registration statement under rule 485(b) under the Securities Act and has duly caused this registration statement to be signed on its behalf by the undersigned, duly authorized, in the City of Des Moines and State of Iowa, on the 29th day of April, 2026.


			PRINCIPAL NATIONAL LIFE INSURANCE COMPANY VARIABLE LIFE SEPARATE ACCOUNT

			(Registrant)


			By :			/s/ Nathan P. Schelhaas
						Nathan P. Schelhaas
						Chairman and President


			PRINCIPAL NATIONAL LIFE INSURANCE COMPANY
			(Depositor)


			By :			/s/ Nathan P. Schelhaas
						Nathan P. Schelhaas
						Chairman and President

Pursuant to the requirements of the Securities Act, this amendment to the registration statement has been signed by the following persons in the capacities and on the date indicated.


Signature	Title	Date

/s/ N. P. Schelhaas	Chairman and President	April 29, 2026
N. P. Schelhaas	(Principal Executive Officer)

/s/ K. Wilhelm	Vice President and Controller	April 29, 2026
K. Wilhelm	(Principal Accounting Officer)

/s/ J. M. Pitz	Director, Chief Financial Officer	April 29, 2026
J. M. Pitz	(Principal Financial Officer)

/s/ K. A. McCullum	Director, Senior Vice President and Chief Risk Officer	April 29, 2026
K. A. McCullum

/s/ A. C. Friedrich	Director, President - Benefits & Protection	April 29, 2026
A. C. Friedrich

/s/ S. D. Reddy	Director, Senior Vice President - Retirement and	April 29, 2026
S. D. Reddy	Income Solutions

GRAPHIC 3 image_0.jpg GRAPHIC begin 644 image_0.jpg M_]C_X 02D9)1@ ! @$!] 'T #_VP!# (! 0$! 0(! 0$" @(" @0# @(" M @4$! ,$!@4&!@8%!@8&!PD(!@<)!P8&" L("0H*"@H*!@@+# L*# D*"@K_ MVP!# 0(" @(" @4# P4*!P8'"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H* M"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@K_P 1" %I!($# 2( A$! Q$!_\0 M'P 04! 0$! 0$ $" P0%!@<("0H+_\0 M1 @$# P($ P4% M! 0 %] 0(# 01!1(A,4$&$U%A!R)Q%#*!D:$((T*QP152T? D,V)R@@D* M%A<8&1HE)B7J#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6VM[BYNL+#Q,7& MQ\C)RM+3U-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W^/GZ_\0 'P$ P$! 0$! M 0$! 0 $" P0%!@<("0H+_\0 M1$ @$"! 0#! <%! 0 0)W $" M Q$$!2$Q!A)!40=A<1,B,H$(%$*1H;'!"2,S4O 58G+1"A8D-.$E\1<8&1HF M)R@I*C4V-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI:G-T=79W>'EZ@H.$ MA8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4 MU=;7V-G:XN/DY>;GZ.GJ\O/T]?;W^/GZ_]H # ,! (1 Q$ /P#]_**** "B MBB@ HHHH **** "BBB@ HHHH *1AD8I:"0.M #=G')I,!3EOTIP8'H:7 /44 MG2PI2V.0,C%1YP/FI'ND0#)&.]*T^Q#J4U\3'/(V/E% M-.XG<&^H%5+O7=+M06GNU0#KN8 "L>[^*/@C3PWVCQ/8J1U5KM ?RS71'#5: MBTBSBKYKEU#XZB7S1T8+6XQR&@_?K+[T>^AI",]/PI MOF@G!<'%?.1_X*._ KE?[:NN/^G?_P"O4EG_ ,%#_@3X!/K M_L;,$OX;^XY5Q[PW-VC67WH^B6@>Y0'^=83RW%4_B@_N.^AQ1DV(:<:\?O1V:G M><+3OG[9X]JRK#QAH.H+FSU*&3WBE5OY&M!;RWG'R3?D:Y)TJD-&CVZ..PM= M>Y-/YDNYO6G*XZBBBF 44A8#J:6@ HHHH * M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH * M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH MHH **** $9MO:D+\<4,PSC% !8Y/2@2NF"L2<&E)(Z#-(X(Z#BD"D\@5/,EN M#?8&))Y%(S ,%)YQ0QV]:C'R$L.?K3@/>LW5_%6E:/"9M0O4B5>26-?+?Q_P#^"DW@/P09M,\+W(NKF/(! MVY7/U%?%_P 8/VZ_BE\2+N6*WU.:VA9CCR9&'%?991P5F.823DN5/N?D7%/C M#D>2N(_'//<=)QPLN5'NOC+]O[]H7Q/<.(/%QBMW/^K,7./SKS36 MOBKX\\1737FJ:_.[,?FVR$?UKF0B@8WU*CA1R?I7TN$R'+Z#Y8021^4YGQKG MF/;=2J[OS-*7Q#K-PH$NHS$>\I_QJ-;ZYC]0H M1^RON/F9YOF4]ZC^\N+)._S>>W_?5/6ZF7I,_P"#&JT3D#DFGA@>*3PN'ZQ1 MSO,<=TJ/[V7(M8U&,_N[R48Z8D-:%MXM\1VI62UUF=&!X/FM_C6)D <_G3TF M& ,UA6P&$JPLHHTI9OFM*?/&K+[V>G^"_P!K+XX>"$6#1?%K(BXX9-W\S7MW MPJ_X*>^,]"E2U\;:9/J . 9D95 _,U\BB3O_ "I^\2)E78>PKPL1PG@,3%NI M%'V&4^)O%65R7LJSLC]2OA5^WS\+O'31P2ZS!:S/_P L9)/2OAI%?)/[/ MO_!0?PMXSDBT?Q/.+>Y? R5POYFOJ#P]XLTK7;-+K3[N*6-AG,;AA^E?GF-R MK%8"?+4B?TUP[QGE'$-%2P]17?0U/,RV%/'K2F8!MH/XBF@)(-Z' ]Z5$7=G M'TKS$G'XCZV$[NS'H_I3U;=VJ(DKT7BGJWRY%*S6I=FD*7P<8IQ.*9]X9[T* MQSUH3YE=!9CZ***(WMJ 4444P"BBB@ HHHH **** "BBB@ HHHH **** "BB MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB MB@ HHHH **** "BBB@!"H/)%'(. .*6FL2&J)OEU%OH#,/S99!@1@ ! M]:^*/VS?^"C.C^"X[GPGX%NQ-<8*&1.0#TX(KVZI#->*I\NR$F&8CM7YR_M#_MT_$WXS:E/9 M66LRVVEL3MM\^_J#7CWC_P"*/C'XE:K+KGB34Y)G9BP5Y"6>HY^ MM?NW#G V%RV"J8B-Y'\=<<^*N99Y6E##S<8^1I]U,Y&N9V+7F#'_UJ7S6S@U '^;D]*>",]:)15M"72Y%Q(KPLQR?"8Z#C4CN?6\,<89OP[C(U:-1V72Y^Q?P;^/W@WXMZ)#J.B:I%( MY0>9&K9*D]J]!5_,570\5^.WP1^/_C'X1>((;[3+UOLX<>;$7.#R.U?I3^S1 M^TSX9^,'AZ&6"]07(0>9&Q (Z=J_%N).%J^5S\-/%K <54U0Q#M4V M/8#(RC+''/6I4. .*A5A-AE8$=34B! -RL23ZU\;=VL]S]TA91O>Z9)@JE#G*9%1R8P&[CH*4N#'UY- M9SWL+N12%P^!=2(/*RR0MSP<$9'UKZ#(\CKYSBXTZ:TZGQ?%G%>'X M;R^=2H_>Z(J?M_?\%#Y;ZXN?AC\+=8VP@M'=7<,F1(#[=N:^%]2U2ZUBY>^U M"Y:2=W+%F/6J-WJM_J,\FH7\ID=CDLYR32))N8/ZBOZ9X?X9PN28-*GK)[L_ MASC'B[,.)<:Y5)/DOHBR9'9@H7#9YJ194 ROXU7>0=1UH$O&>*^FA!I:GPDH MQOH7$G8C -.$I'(%54EYP*FB;+9_G6F*Q<6]C!Q99'( MS3TSC)-5C(67C^=.#,1R:S<%U(G%I%M7 QBGQN.@-5E/R8W)K?6=/N'2'S!YX#?>4=J\_# M K@G\Z"RGY">*\_'X"CC:+A)'K9)G.*R7&QK46U9W/V'_9S^-VC?%SP=;:U8 MWBM)Y:B90V<,1TKTX% N(QP>]?E!^QE^TQJ/P@\:V^BWUTYL+A\$,20"2 /Y MU^HG@KQ39^*=&@U&PN%DCD0'&''5'B?*(PF_W MB2-[:#@T9&<9I1TXIJH0V2:^9>I^N.4M%8=2H?FIH.:<@.] Z4 %%%&0.IH **,CU%(6 '!% "T4#..: 0>E ! M10"#TI-PSC- "T444 %%%% !1110 4444 %%%% !110<@9% !13=X*\''UHW M\;>!UH =12;AC.:4$'H: "BBB@ HHHH **** M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHI&&1 MUI-V 6BD P2<]: ] #J*:GWB%/'>AG"CCF@!U%(6Q@XX-+0 4444 %%%% !12!P:"P'>@!:1 M_NFE!!Z4A(;Y: (9#DC$>[%1EEB#/,F >33Y"%;;SSZ5Y;^U-\=-#^"7PYO MO$&I7JI(L++$I89+%3C]:Z,%A*F-Q4:4%=MGFYKF-+*\'*O-V25SP;_@I-^V MM:_"/PI-X'\.7P_M&\5HODDPR'&1_*ORR\1>)M1\3ZQ+K=[=*?*3=D+@GH.W%XG9%DONQ"[\'I3U90, ]*J@],T]9648QFOMYTH)\ MT=C\PDFRTK%^,TH;'RM4$4S Y'>GM(Q.:CE,7$L1D^M2I-CBJB2MCBGAA][] M*QE'0S]FI.S+BOOYIZ..A':JLI3H4[R=BJ6'Q%22C3C=DH<,! MS4BS[!M%>@?#?]E7XL?$-D?2] N(TDQ@S0L*]_\ /\ P2D\=ZY:I<:K*,GP<;U)H^QRSP\XCSBWL:;U[H^/\ S'4_.G7I4B$GD)BOT%T/ M_@DC80P :M>%F_V)_P#Z]:,G_!)WPFT.V.ZF#8X_?5X,N/\ );V4M#ZE>"W$ M\8:PU/SOCD"X4FGK/N/&>*^Y]?\ ^"1UYM9]+OP/[NZX_P#KUY)\1_\ @G%\ M5?!;/)I\"W"+V0EC75A^,A\Z+<'=C(J02 =#6 MWXM^$OCOP3@W$84\DP$"N?W8!1E(8=2:^CH8S#8J/-3DC\[QV4XW U7 M&M3<;>1:AE('-2>:#C%4]X"#:>3ZU()/3]:W]F_B;/*E2MJ6@X/7BGJY!Y-5 MD?UYIY<\ 'O4RB8N!:5PPZT]"A.UCP3S59'P,YIRR88$CBL91N9N&A=CE:WF M2X0\QD%,>W>OT"_X)K?M''Q/H;> M+O"=GK,$JMYT*L<'U%=.,EXZFR'&":=4?0?G2$YZJ/SK\;?^(@/QTYQ'IL M?_@+_P#6I3_P<">-@,?V8F1U_P!%_P#K4*$@/V1X_NC\Z1BH&<8]\U^-O_$0 M-XX8X&E*/K:?_6J>U_X.!_%BR W&EJ1GG%K_ /6HY&!^Q&96/ROD4XOY?4U^ M67@;_@X3\+2W$=KX@T2X&2 Q2TP/Y5]*_!K_ (*X?L\?%-HHKG5_LKO@$3NJ M8_.CD8'UNK$\4N3G&/QKG?!WQ-\&>/+);[PIX@M+M64,5AG5CC\*Z%'1ADG! M/0=ZEJP$BG*\TM-5B4R2,^U!;:FXT@'44#D9HH **** "BBB@ HHHH *;)C; MRV.>M.R!U--8J1CK0 RXV' =L>AK(U7QKX=T!R-3UN., 9.YNE?,W_!3#]NZ MU_92\ 2P:/.AU2>-UB5@#A@,U^)?QE_;2^/'Q;\1W.O7_P 0=4MO,D8I%:7\ MB+@GT!JXQN!_2;H?C_PCXE3=HVK17'NK5KJYF3I\N*_F-^%'[77QX^%WB"#Q M!I/Q(U69XG#-#=:A(R''L37[3_\ !+7]OQ_VIO!R:#XDN%&IVR$.0,;@HY^M M#C9 ?9D,8C4*@XJ2HX) PPN<>]2M/IDRET*KU/2 MD]@&B1B27BVC^]FJE_K6GZ4AN-0OEBC7NQKE/CS\7=)^#/PZO_&6K3A%M;=V M7<1RP4D"OPH_;4_X*A_&?X[^-;ZT\/>);G3],65A;BRF:)L>^TBKC!M ?O98 M?%;P3J<[6UGKD+N"1@-6W:W4$\6^&Y!W]"*_EUL?V@OC3IFII=0?%/7=ZN), M_P!J2X/?!^:OT9_X)1_\%5?&NH^-+#X0?%C4UGMY9%BMKJ7YFQW)8U3IM ?K MKN8<9IZ$D CK5?3KR'4K.&_@.8YHQ(A'<$9%64)!P *S >,XY-%%% !1110 M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% 3 M@9JO=S_9X'N&; 12S?2IV&1BJ6L@_P!F7!_Z8FE:X'RU^T+_ ,%9_@/^SSXQ ME\&^*[ZV2>*0HP>8@Y%< O\ P7?_ &82N4U2S.>G[\_XU^A&:_F__ .";)8?M/Z( .MSS^E?T<>%Q_P 4SIPQ_P N M$/\ Z *F:2 O*Q(Y'--9B:5CY8&!Q574KZ'2;*74;Z0+%&A8DG'%97=P%N;Z MVLXVN+FY"*@)+'TKP[XQ?\%'_P!DWX+WG#5YMX8_9C_96^%6HJO[5_C;4+S7 M' FE1]2W@;N0,,?K5I ?5]C_ ,%L/V0);W[--X\L8X=V//+G!'K7MOP<_;<_ M9P^/ 7_A5OQ'L]39@-PA/W?\FOB9=-_X)8^(;9= CN/+##:KB6(-^=<_\2/^ M">.D:-H)^,7['GC^\86P,HM8=3)!V\X*H?4T[(#]35G66#>LX9200U648$#% M?"?_ 38_;QUOQWJTGP(^+I\G7[!_)03)M,@0?,>>3U%?=<>TJ'4\$<5+5@' M4444@"BBB@")=W\1I:*:Y.< TDTT&XX'C@T XZ4T,%3)I1TW9X--Z!P MV%G+^+O$UYKM],7EGG9MS'/6OV3PPX M<^M8CZY5CHMC^=O&+BQT:#P-&6O4I1R[LH/(K.2UT,6BT&'4&GI+@_A582''\J%<,GD^28K.,=&A1C=LRO@=\!/'7QPUY/#_A33)9%=PKRJO3-?HC^S M/_P3&\$> K2WU7Q;9QW5Y@,XDAP0>M>X?LX?LO>#/@;X5MM*L-+A-Q'&!).4 M!8D>_6O5XD2([$3C'I7\\<2<<8W,:TH4)6@?U_P+X28'*J$:^-CS39A>&?AO MX:\*VZVNCZ3'$BC"A!6[#;6\(VHF#4BJ ?E)]\FEVC.:_/:E:M-\TY7/VS"Y M?@\+%*$$K"A!T"T"*(]5HXSSWIP7/*G\ZQ3YCI<5?8B>%2"2>!VJK<6%G<#: M\8.>U76R.G6F8D Y4?A6D92C+1F=7#4ZZM)(\[^)/[.?PY^(UM)#KN@03,ZD M;G7-?#/[5W_!-S5_!L<_BGX=6S26T99WM8H\!!US7Z5;3CVR2*RX964$&OHYL+KXB^ ].42@EYXD7G)/. .V!7 MY_75M-I]T]I=*R21N5(?@Y!Q7] \.\08;.L*I1^+J?PYQOP3C.%[T) MTF[9J02<]*JHQ&&(J0<?Q-C\6_#>+3I[K=+"%0*3Z*:^F47&.>M?G%_P2V\>26GB=]% MNK@[6+$+GVK]'+1Q/ D@]*_FWBW!_4LTE9:,_P!'/"3.%F?#4$W=Q5AR;N=P M[U*IR.M-$?&0>M.48&*^8O<_5+W%I"H;@BEHH X+]I157X,Z_A?^87])M4#Y2?SKU?]E+]ESQ)^U!XP'A'PW.B2F0(#*Q Y MK6[ \G *MOB.,]J'+I\SC&?XO2OT(C_X(,_&B1%?[?;]3V.J7^E7 NK"[97!R,5[K\ M5?\ @G3^T1\*_,N-1\(74L:#):*U8BO#]7\/ZQX?O'LM8T^6VF0X9)D*G-/F M3 ]Z_9F_X*.?M ?L\ZS;S:7XJO/L:./,@67 =<]*_87]@/\ X*C?"[]K.P@\ M.ZI=P67B)%"M;F7,K/Q7X6U6 M:WFMY =T4A4-R.N.O2B5-- ?U*0%70R02;E(X(J12S( U?)'_!-+]O'1OVFO MAG::=J]ZHUFWCV3+D#M "..<^M,?=L.S MKBED?G@9^E)N&/Z4 ?BS_P ' %WJH^*5FD[N;?[4V >GW37YQ%RY"A<''!]J M_?'_ (*O?L&G]ISP1+K?A^U#:A;H[Q[>Y(QVK\4/B-^S/\8/AIKUQX?UOP;? M$P.P21+5L$#WK>#0'GS>4B@R#YCTK] _^"%-SK\'QA*V.\PF*3=CI7QEX%_9 M[^+GCW58M*TCP7?,TS[0_P!E8@5^SW_!(C]@O4/V=/"8\7>*[79?72D[9 <@ M,/0T3: ^[+0G@-UQS4]0P1A&R,X[9J:L "BBB@ HHR/6B@ HHR#T-(&!]OK0 M M%(3[9^E+2NF 449'K1D>M%T 44A<"EI@%%%% !1110 4449'K0 44'BC(' M4T %%&0>AHR#T- !1110 4V3[N >>U.IDQPFX=1TH ^-/^"S^HZS:_LP7$>B MJVYKA1)M_NXYK\")&;SW!7YPQW&OZ?\ ]I7X*Z;\;_A5J7@Z\MT=KBVD$9<= M&*D"OP'_ &N/^"?/QD^ /C6^L8/#-U=V0E;RI+>!FX^M:4YVW ^="J[""."> MM=_^S+EF^\V MC6Q;/KY:UTBD Y-5M+T^#1],M]+MEQ';PK&@'8 8%6*YP)**:)5Z&EW#=MH M6BD# ]#2T %%)O7. :"<=J %HI-R]C0#GL: %HHR/6C(]12N@"B@'/8T4P"B MBB@ HHHH **,\X]*"0.30 44FX=N?I2Y[T %%(#GL:6@ HHR,9%% !1110 5 M5UA%_LNXX_Y9'^56JK:SQI5P?^F1_E0!^ '_ 6, '[36H8'_+Y)7R -H&/ MXJ^O_P#@L80?VF=0Q_S^25\@L,(![UTP=T!] _\ !-==W[3NA\_\O/\ A7]& M_AC_ )%K3O\ KQA_] %?SD_\$T_^3G-"_P"OC_"OZ-O#&?\ A&]/_P"O&'_T M 5E4=V!<8XR&'':O)/VT?'%SX!_9[\0^(H)2LD&G3,A!QT%>N$[@1CI7@W_! M1'2[O6?V5_$UO:1EI#IDX"J/]D5E'S ^4/\ @CQ\)M.\>W'B+]H+6[19KJ\N MQ,)7&2-T8'7\*^6O^"EWA72_&/\ P4!T?PGJ:*;2^O;:&XC;H4.[K7VE_P $ M0_$>G6_P*U'PM+*JWEOY:21,<'.PGI7Q'_P55TS5_$/[=%GIF@2F*^FGMTMG M0D;6.[!XK?W0/J?XM?\ !(S]F/0_@))XZ\,:9IVGZA'9^:+F*,;MP#'^E>=_ M\$5/B]XW/CK5_A=<:C-=:;#*\2JQ^7'FL/Z"OG[]K#P3^V!\&O#VB:?XX\9: MBVAZK;JTKPWDVU%W[<$[L#O7Z&_\$>OVZ!\^_\% O#<'[(7[:_5OPE>MJ7A7 M3-1$/#^R>YA:/S%0;F7;> (7@\#:-%)P5TFV!'N(EJ)6 UZ***@ HHHH CSBC SFBBCE2CH$FHZ(:ZD MC JO?W*65N\Y. B$G\JL/E/G]:XOXW>+X?!7@'4-9ED V6S\GM\IK7!T9XBO M&'=GG9GB?J>#E6?1'YG?\%=_V@9_$?C,>!-*OSLMI2955NQ4U\/))YJ@ Y/< MUVO[2OQ"N/B1\7]6\123EUDE(&3QP37"Q2!%V@M2))SBJSMM=AU]#2HYQ7V,G9\Q\2X7B6]R^M2+(!WJ MJ'(XR*D60X'2DTFN8YW$LA_7\Z>KX''-5EDXP,4X/ZBLE#4R<"TCG_ZU/5US M\U5$ESQ4RRLIP%R3P*SJ\L%>00HRJS44=/\ "_X?:U\4O'%AX0\.VS-<74NR M$)WK]E/V,_V8]#^!'P\M;2&P07DL0DGEVX(8C)'YU\D_\$B/V;8;VY;XJ^([ M#ZMS^NO"'@FA@$ ML;77O/8EA<[>13]P_NBA!@=*=@=AS7Y+9QZG]"J+44'7I11SD@B@#/>J&)U; MZ5(@('-,(QWJ2@!I0EJ0H13Z337=/MS' MI][(! %3 W\D_P Z_7+''SCG':OEC_@I9\*K'QK$Y]7EM2\NG+)/$5'.< 5 M]EP7G%7 9FHWT>A^0>+G#.%SC(Y5HQ]Z)^5J3D((SRW:G>;_ '1^M5U2:.5X MY?E=#C:>U.RQ&2>*_I.A+FBI+J?P#C:#HXF4.Q:CESW[4\S9/6JH(P#FG"3) MQD5HH\R.*4+NY;27'.:<9,]159''3-/R!WK*<+Q)A'EG<]X_8,\57&C?&RSL MHW(21&S@^XK]<-"D\[2XV!_Y9@_I7XR?LFZG_9OQDTZX4_,6 _\ 'A7[&^!; MK[3H5O,1UB7^5?@?B)1MC4S^V_H_8SGRF4/,VU8KUI]1T]#\O6OS=G])L6BB MB@#@_P!I7_DC.O?]@NX_]%M7\TGQR_Y*CJW_ %\&OZ6_VE?^2,Z]_P!@NX_] M%M7\TGQR_P"2HZM_U\&M:>H')5]S_P#!#&O&ED^G^(--CN4=<%9!G(]*^#?\ M@H=_P2(\#_$GPM>>-?A9X?AM]5CC9_(MX>7/)ZGZ5^A"[PQ#8W>H'&*CN8$N MX'M)XPT;J0X(ZU2E8#^5[XB>!-:^''B*[\*:] \,]M<.DB,/1B/Z5BXC6((9 MCL(R&_N^U?HG_P %VOV7]*^&_P 2D^(OAW3?)L[TQI\JXR^,MT]S7YU8DW?- M@AN<"NI2N@/H_P#X)K?M+:M\!OCYIH_M)Q9ZC,O" M=CXCMI04N8 X(-?RS>&=9E\/>(;76[?(>UF#ICL17]%'_!,;XB3_ !%_9?\ M#VH7USYD@TZ+?SR#S6-5: ?189F3?MW<]#VI5W-]PX^E0WL]O:6TEU,2J1)E MCGM7C_B+]NG]GOPCK$V@ZSXRM(KB!RDB/=J"I'8U@E8#V7%_LU(I(\>6!]_MBUZC\-?B?X0^*FAC7_!VIQW4!Q\\4@8<_2JY0.C= MT^ZCE3["D5W7@1Y_VJBO-2L=/MGN=0N8X509+N< 5Y3\2_VVO@)\+%==>\;V M(=/O*+I0:7*V!ZV',1^>0G/:E !SSD&OC3Q5_P %G_V:] N3%;:C]HP<9BG0 MC^50Z!_P6G_9UU:Z6*XO/)5CC,DJ#^E/E8'V@N1\J-2."C[L[B>U>1_!S]M' MX)_'&ZCL_!GB>VGN'QB&.X5FY]A7KA*% XSS[U+3N 31#9M13E71",5W]O%''&MO M!&%C084#L*\/;_@HA^S:$W+XZL,?]?:UZ=\-/BKX2^*VD_VSX0U.*YMB<&2* M0,/S%)W ZI?F;=3JC@0( $)(]34E( ..A[TG(X"_K7*?%3XQ>!_A!IR:MXWU M6*T@8$B264*!CZUYO%_P4-_9J;.?'NG\?]/BT6N![BX)4G,B8W]*\D\( M?ML_ ?QYK<7A[P[XQLYKF=L1HETI)->K07%O/;K$_!MH;WQ#K<%HH7.9Y0M?/OQ9_X*D_LW_#,2HWBFWN9(B0 M4ANE)R*?*V!],DOG"\"G9=3C&1ZU^=?B3_@O]\$-&N'2#P_?SJ#UC"'^E4]& M_P"#A/X+:ES8'Z0'8W.<&FN=O"OGVKY&^%/\ P5__ M &=/B&\<,^M1V;28&+B=%_I7T?X$^,GPZ^)%LEWX5\2VMR' (6.<-_*I<+ = M07)Z5,IRO-0D'/ ^E3(05J;V 6BC(/0T9'3-, HHR,XS1D=,T (W)VAL&F$% M3RF:>[!1DG'N:Y[QA\2/!7@B![GQ3XBMK4(,XEF"F@#>WN"&(XHE81X).%>*?^"^OP,T*[>"UT6^N%4\-'L( M_E5*+8'Z()M(R!UILA9!E17YKV'_ <0_!RYN?L\GA'4U7.,E$_PKT7X??\ M!;O]G?Q?,D5Z9K3<1\UQ*J@?I1RR ^XEED(R5IZDELQ"ZTN^CGC89W1MD5#C("W4=R_E0F39NP.E/#J1D,* M9-OR-I&.X-)7 8FY4#L^0W\/I6!XT^%_@3Q]&UMXJT""\# C]ZN:V+^]LM*M MI+ZZ?:D:%G+'@ =:\?U_]N[]GCPUK$^C:AXULHYK=L3(]VN:M*X&GI?[&O[/ MND79OX? -CG?N \L]?SKTCP]H&D^'-/33='L$@@C7$4:= *\8D_X*&?LV%@D M?CO3^F3F[6NJ^%?[5GP?^+^M_P!B>"O$MO=7&X#9%8C'![5F>*_$NC^#=$F\0ZY<"*W@0M([-@*! MR37CTO\ P4*_9I0&/_A/+'C^(7BXHM<#W-7,9VLN">])(T@^Y)D&O$M/_P"" M@'[.6I:A#I=EXXL7EF<(@%VIR37LFCZQINLZ9#K.GR>9#.NZ-U;((I.Z LIM M3G/7K3B"3N68X]*I:WX@T70+0W^KZA%;QJ,EI6Q7B'Q=_P""B?[.WPE#IJ'C M"TEE0',<=TN:$I,#WM7#,0BX/K2C*GYIC]*_/SQK_P %Z?@7X=N'@M=*N[E5 M/WH-AS^E<]8?\'#GP6FF$!\(:H #C.0,"."#3P03D'I4WL M%%%, HH)"C).*:\L4:&21P% R2 M30 A&')W_A3BR'@FN4\7_&?X;>#;=I]:\7V,!3[PDG (KQSQY_P4V_9N\#AU MN?&5E,Z9^6*Z7-%I,#Z.P ,J<4UFR<;LU\&>,O\ @NC\ ?#[L+:VN+C!_P"6 M+H?Z5Q5S_P '#_P8M9#'%X/U5\'JJ)_A1:0'Z4MN# @\=Z0DL>6(%?G3X=_X M. ?@GK$JI<^'=0A#'GS HQ^E>U_"[_@K7^S;\0A'%)X@AM'P'T%_P33_ .3G-"_Z^/\ "OZ-O#'_ M "+6G?\ 7C#_ .@"OYR?^":?_)SFA?\ 7Q_A7]&WAC_D6M._Z\8?_0!64]P+ MK9/"_C7-_$OP79>/?!>H>%KV,.ES;,A!'J*Z0[NU1[LJ8\* M_P#@G'^U=J5MXKMY8O#&M7SR12-D(BX5!T_&NP^('[&S?M>_M):!^TC\//& M?3X+FWFD\LK_ Y'//>ONG]IW]D3X7_ +3OA*3PWXTTD>:8\1W,&$=3R?O M9ZU\$>)/^"7O[6/[.GB&76O@1\1Y)+!'+06EQ>S2XY)QC=CTJDU8#[0_:C_9 M(\._M%? %?ASK4L1N(+95AG;!.1DY_,U\D? J#Q3_P $QO#VIO\ $+QN\VGD M2"PM7D7&[=G@+[8K%?2_^"KFN)_PCUSJ=E'$XVB1=/<$#Z[JU?A7_P $?_B[ M\5O%L'C+]HKQ]=W=LL@DDLTU*8#/<;2Q'>G<#G/V._AUXV_;A_:]F_:+\964 MI\/V-U*+*.491E;:RGGW6OU>LK=+.SAM(QA8HE11[ 8KD/@Y\&/!7P1\*6WA M+P9I$4%M;QA 1&N\XZ$D#DUVE2W< HHHI %%%% $>#G%(<@Y["G [1G%)UHC M[BU!)/43)=>GTKY7_P""IGQ57X;_ O9TE DE=(\;NS9%?4L[^2F17YF_\ M!;[XGE8+/X>^?@7,:S;<]=K_ /UZ^IX0P:QV=4X=+W/A./)\FG[\-QWKMOS0LM(VL8N).3LY4UL^ ](F\2^+=/T>!"WGW<:,/8L M!6"DI!PQKV7]AGPG%XN^/%A8RQ[E1E<#Z-7B9]B%ALNJ5'T1[N08'ZUFE.FN MK/UY_8T^&%E\.?@[I6C6T00I; ,,8KV+A0!6-X(TI-'T&"QB 'EH!@5M#DAB M*_C;,L0\3C*E6^[9_?W#V!A@\HI0MLD/8\[<=::AQGZ4O#M0JGG->=>$CVU= M)BK@C)%+@>@I ,#%+5 KVU$* TM%% Q'QCFFX7^]^E.92W2F$8.*+IZ!9;@V M%YSFD)&,T @@@CFD3N#4./+-"NXSL (;J*\W_:?T"/6OA3JMJRY+6C]OI7I( M '2N/^.)C7X=:FTF,"U;K^%>CET^3,*;7=?F>%Q+2A5R:LFOLL_$+XAVL>E^ M.=2T]1CRKIE_E64LG&!T%;?QD9'^*.NRQGC^T&Q^E!4@?'%=L8Z7/"4;NQ.K8Y!IX8'H:KB4 YI MZR5$D0XZV/1/V;6\OXKZ;*O42J/_ !X5^RWPP+2>%K1CWB'\A7XW_LHV3:G\ M8].M<'[X/_CPK]E_A_:FS\.VT)_AB'\A7X3XEVCBHH_LCZ/E)QRUOS-T\'%/ M48%(B@C)YYIU?E)_3X4444 <'^TK_P D9U[_ +!=Q_Z+:OYI/CE_R5'5O^O@ MU_2W^TK_ ,D9U[_L%W'_ *+:OYI/CE_R5'5O^O@UO2V Y*ON?_@AI_R<$O\ MU]I_(5\,5]S_ /!#3_DX)?\ K[3^0JY; ?NQ:_\ 'LG_ %R%2)]T5':_\>R? M]/_ <+>';*;]G#0]4 'G?V MRP)QS@(M?B.6(;:I^E?LQ_P<-_$O3H_A%HW@&*4?:HM3\UUS_"R"OQF ;((' M)Z5U4@$&Y>1]\=Z_>+_@B+K$][^SC:VLS'$<,0&?]TU^#N&?E.M?OM_P1@$ MSZ+^S%I.IRIC[5:1../8BG5T0'UO\00R>#M1=7*XM6Z5_.+^W/XEUF+]I7Q3 M%;:C( -5EZ?A7]'?Q"S_ ,(5J8QQ]E:OYMOVZW(_:7\58'359>WTK"&K \K/ MB?Q*8P@U649/K7[+_P#!%#]HK0O#_P"R9XDU_P TC=D-Y;S$%^HQ@Y':OS^\>_%WQ_\ $2_: M]\5^)KF[,A)82L#_ $KF9Y[RZE9YYU;)RS=S6AH7@GQ/KGR:#H]Q=,S<")-U M*-H@9AXB?LB?'+7(%NK3X?:F0W((MCBDUS]D;XYZ! M$9K_ ,!:BH SS;&G*2 ^JO\ @@YH.M>(OVB+FYAG<6]B878#H!NQ7[F1["!& MHR .?K7Y.?\ !OI\&]?$^*/$GB;Q)HLUNT]G$(_-3&")!7ZQH2C8"\>M<\I M)L#X\_X+-7MQ8?LV736SE3]FEZ5^#6H^*?$3WLH74I Y[U^\/\ P6D&?V:; MIF_Y]I:_ W4"AOY@%/\ K#WK2FDT!:_X2S7TRO\ :DI'H37[M?\ !$^\N;[] MGE9+J4L?.YS_ +M?@LJ[5R"*_>3_ ((B%C^SLI./]=_[*:516 ^WUV[?E'%+ M2+G')_*EK(#X!_X+WWM[9? 2%[.Y:,_99,[>_)K\25\6:_R!J4G7UK]L/^"_ MF?\ AGZ'!_Y=9?YFOQ PN1C.ZM8*Z ]P_8A^*&M>&?V@="OI]4D"I=#.6XK M]KOVE_\ @H+\,_V6_@[8:EJ6J07&HW.EPM#;LW.YHP1T/O7\]_AKQ%J?A+6X MM=TR3;/ VY#CO71_&/X]?$3XTZG;ZGXRUR2X>VM8X(HD=@@5 /ESC/%:2:]%^'G[)?QP^)=N)O#_@#47R<*1:DYI6L!YH M&=05\O"^M*I0\AL@CI7T%_P[-_:R, F;X;:D4QVL6_QKB?'G[(?QW^&RO+KW M@6_A5!EB]J1B@#S:TO;C3IEGMI3&P.05KW+]G7]OCXX? ;7[>[TKQ=>26D;+ MNMS+A<#\*\.FM+B"1H[Z,I(AP488-1## R 88= :JR: _H)_X)X?\%+_ -^ MU1HL/A[5]3BAUR- K1,_+G&3R3[U]:PR,R"56X8],]J_ER^"/QD\;? [Q[I_ MCOP9J\EO=6\H+('.TC(SE0<'@5_0U^P%^UMX?_:P^!VG>+;6<"_CC\JZ@)&X M% H+8'8G-<\X6 ]XC8!B:>!N;=VJ,#:-U/1R1^%9J5P&G(ER>O85%>W=MI]J M]S>7*QHHR78@8I;R[@L;:2[N9 JHI8D^@%?FA_P5J_X*C+X$TVY^$?PKU4"[ MG#174R,&*J1V(P1R*UC'F ]0_;O_ ."P7PQ_9Z2X\'^"KN#5-75&1U+D>6XX MZJ>V17Y0_M _\%&OVA/CEJTYU7QG>P12,2D:S C![H>#/V'/VA/&T"W&A_#[4I%<<$6 MK&JND!Y$%;J(QGZT,[(HC==ON*^A)?\ @F/^U9! ;B7X;:H%QG_CR;_&N&\: M_LF_'+P)N77? 6H1*O4O:D8I7C(#EO!_Q:\?_#V]BNO"OBRZMBI! B8#^E?7 M_P"RE_P60^-/P>U6VLO&6K3ZGI\3#S4N;@X9?PQ7Q-J6CZAH\Y@OK-X9 >5D M6H )2XSRY/04-(#^D+]D']OWX/\ [5FAQR>&]7A34"O[VT!Q@@<]37T!& <$ M-N]S7X\?\$/_ -D/Q=JWB4?%'6+J\MK2,/L43.BMQD< X-?L):(R1+'G[J@9 M]:YIM= .9^-3-%\.=6>(X/\ 9\W(_P!PU_.!^UOXFU^W^/OB!(M0D51='@&O MZ0/C8P'PTU<%"?\ B7S=/]PU_-C^UQY9_:"\0M@_\?9ZUI25P."_X2GQ*5W+ MJLHY]:^_O^"#6M:GJ'Q]C2\OW?\ TI,Y^@K\\L.ZG#@#-?H'_P $#05_:#C' M7_2H_P"0JYK0#]PQTHHHKG \4_;^FEM_V9O$TL4Y0C2;CD?[E?SF:_I%_P""@8S^S#XF'_4*N/\ T"OYJ=3RMP^UAUZ5I35V!T/@'Q[K M>B^,-/U675) MO=)(6STP:_?;X8?MB?#OX/?L+>$?BOXTUV,BXT)94$K-20RR-G*G(Q7HGQ(_:A^*GQ)^'GA[X;Z[K;#2O#5D;73X(,H#&6 M+?-@X8Y)K64%U ^H?VTO^"P'Q8^,.MW>B^!-7FL-+W%(GMISSR1T.:^,?$OC MGQ/XSO7O?%.M37!_V=OBY\0)%_P"$8\'7 MMRK]&CMRPI72 X>)CAN2Q[ T*6)V.H4>H-?0-K_P30_:PU.V6XA^&^HF-AG* MV+9_G6)XM_8,_:1\#6K3:O\ #S4E11G)M&'%+F70#QH,/, 5L%3E6KT/X2_M M/_%_X-ZS#J'A3QA>0>0PVP1N &'Y5Q6O^%/$'AVZ:PU[39;653RLJ8K/ D5# M"KCK]XU:2: _8O\ X)X?\%F]+\;WUI\/OC)?+%=R[8H;B60L68G'KCM7Z5:' MK-AXETN+6-'O5>"90Z.A!##UK^533-2U31KM+S2K\P20G;&W,H@/1N1Q MQ7Y%?M@_\%POB?\ \)'J7@KP#IW]FM97#0.]O<,#D'WK]AM1LXKRTDM+V$2) M*N)$(R&%?SY_\%U7!W8'E/Q0_;8 M^/?Q2NY9M8\>7^)3\T1E! _2O+]5US5]8F\_4M0DGD/+%S3=/T34]3?R-+LW MGD/\*+DUZ'X&_9(^.GQ"1?\ A'O >H2%B,,+4D5O>* \TW,Q^YCU]Z<'"_+& MG/>OJ7PA_P $F?VIO$<0:Y\)7,&1P9+-A_6NANO^",W[3]M;&2+2]QQG:+1L M_P Z.:('QRH!<"24C/6IK"^O[*;S[*8QE#D.IYKWOQ[_ ,$V/VF/ 2275_X$ MOY%BY,B6;8'ZUX=XC\(^(?"E^^G^)=(N+65&((D7;35F![!^SU^WU\=O@1K, M-QI/C"\:UB8?N?-P,#\*_8+_ ()Y_P#!4KP-^T[;0>#O$VHPV>M)#GRS(3YF M!UR3U-?@:=SX;N7J ZJVM?\@FX_P"N+?RJS5;6O^03@HHJ $* ^U&T>E+10 @0 YS2T44 (4!-+110 M 4444 %%%% #2%(P.U-I%)(S2YI;B;Y78@OV'V=O85^,?_!9+Q=_PDG[0=C; MQ7!*6EE+$Z@\9WK7[-:D=MK(1_=K\&?^"CGB3^VOVE]9A,A;[->31]>G(K]) M\,Z2GG.VQ^,>,59TLJ23W/#XI%*C&*>&!/!JJC #K4JNI'6OZ=V2/Y&J)\UR M=796SFI!*&ZU75^,>W%*K9ZU:EH8N):64'CK4HDP.!^M5%;/!J02#KFJN9RB M65;/S \U(LF&R?3FJJR#CFI/.P,G'(K63>EC.4-="8/ODW9X':OJ?_@EOHJW MWQOAO3&"5C(!_&OE%&.P\\FOK[_@DW=PQ_%U(9#\QC/\Z^3XYD_[$J6['V_ M-.+S^E?N?L1IB!+52#CCFK(X/'>H+)3_ +6?BJ/PU\(M M7O))=H6T:4H)7U/A^/\SAEN059R=KIH_-3QMK"ZOXLU+4D^99[HOGUK/,BDY1 MS]*IK=8;:>3_ !'WJ9"HZ'GO7]9X*E[&A&'D?YWYI4]MC9S[LLQ/SUIY?!YJ MLDA4Y!I?.).,UKR-1/-<+2+:/GK3Q*N[ Z54$F/7\*/0BOV#T&-8=-B0=HP,?A7YJ?\ !*+P#_:/BZ37 M[FU)$9<*Q'M7Z9VD7E0(H'05_-?B!BUB,UY>Q__X6Y\.V.$\667'?S*S-<_: ^$6C1&34?&UB@7[Q,^*:IM@= MB)'.8&.#C.16+X_\>:!\/?"]SXB\0Z@EO#;Q%B[L!G@^M>$?&G_@I_\ LQ?" M32YKF7QI9W\\2$K;VMX-Y/IR*_+3_@H#_P %??'_ .TG-<>%? ZGI\RD>M:*FP.)_X*J?M=3?M*_'*\DTVZW65KB*-4;*Y0E<_I7RBK'A(V MW,/7M3KFZN+JX:\N)S(97)?)).2I$R@>M?T??L0?#0_"S]GK0/#!M_+:#3T4KCIC-?DQ_P $9?V) M=6^)?Q-A^)?B+2V%A:%9(3(A^\K'-?M[INGQZ79IIUE&%2)=H ':LJC I_$( M$>"=3.?^71N*_FV_;L&?VE_%!_ZBLN?TK^DGXA$GP/J>>OV1LU_-M^W9G_AI M?Q/_ -A27^E12 \;:,$;<\&AT\S:F,@#&>].)8D!>#G@D5T/PF\%7/Q \?:? MX>LHF,DUTBL.H(+ 'C\:ZGH@/=_V!_\ @GUXW_:T\5Q206$L>D1,K37&WJN< M'@BOV,_9S_X)>_L^?!C2;87OA"RO[E(QYC3P8);UX-=+^P3^SAH'P#^!^E:1 M9Z6D5[)"&GDV#)#!2.U>Z>2KC^(,#U)KFF]0.=TSX,_"[281#9>!K&%5& $0 M_P"-)J7P2^$^M1F/5/ MC.",8=#T_.NH'*;>ON*>!@8J .8\&?";X?\ P\=U M\$^$[331(,.+92-P_$UTFPD[2:>>!FD!!Y% 'QG_ ,%I,_\ #,]U_P!>TM?@ M=J'%]+C^^:_?/_@M,,_LTW0_Z=9:_ S41B^E'^V:WI; 0X'3%?O+_P $10/^ M&=U'_3;_ -EK\&J_>7_@B+_R;NO_ %V_]EI5 /M\ 8%%%%&=4\6Z M[;^'M(LVEN;J8(BH">2<"L]MV1LZ]J_0+_@BA^R)#\4_B&/B%K]K');6NXHD MB9^96Z\UDV<>G6%N(TC& % 'Y5990 "* MPF:,JQF0G@_C77*N>3T MHEBC<+OSP>S@B"J,D\= MST%?EG>6,^GWTUC>Q%'@=D92.0P)!K^I_P"('A33?&WA:]T'4[0/%- P(D ( M/RFOYTO^"B7P?3X-_M':OHUC;[;>1O,0*.,LS&M8-M >$(0,ONRYZ$U^AW_! M![]HR\\!_%BX^'NH7Y-O?PK%!;LW =G/(K\[0DKMG&*]Z_X)R>(+CP[^U/X: MO8+@K_Q,X0P!Z\FM'K$#^DHKO (."!R*8OF%BPZ =*J^'M1&IZ+;ZGGYIHPQ MJY(RH68MM 7))KD:U ^8O^"G7[6UA^S1\#KW4H;Q4U*XB"6\.[!(;BV[3W-Y%?AAX"\&6RVOA[PW;6JH.!$I M&/UK8C^?Y5!55.,&IHU0#@\_6L&[@)+;6\T7E2Q!DQ]TUR/B_P"!GPH\EWK9*+:VXZ_4YK\_8_^".'QS\*_'[3_ AJ.E2W&DRWNQ;MF!++@]0!BOWF M;:RX3O5&XTC3Y)$N'M(6FC.1(T8)S[&JY@.&_9I^"F@? _X9:=X2T&Q2,Q6R M"YPN/G P:])BR!@K@#I4,0=!EL$$=%'2I81M7:#D#O4/4#F/C5_R3/6/^P?- M_P"@&OYKOVN?^3@?$/\ U]FOZ4?C5_R3/6/^P?-_Z :_FN_:Y_Y.!\0_]?9K M2G\0'F@ VD8[U^@G_! O_DX-/^OM/Y"OS['0_4U^@G_! O\ Y.#3_K[3^0K6 MI\('[A4445S >)_\%!/^38/$_P#V";C_ - K^:C45S M)_\ L$W'_H%?S57_ /Q\O_O5M2 AR2-G7/ %.M+>:\NDT^WBWRYVF/MFHV( MVDXSP#7T!_P3I_9T?]HC]HK1?"5W#N@6;]X^..,'FM).R ^E?^"9O_!)S4OC M#%;_ !)^)VGO'IQ;,5O)&"K$'W&>A%?K'\*?V4O@I$M$AT[P]X'L8I(U \Q M(B#D?C75_#?P)HWPY\'6'A31=.2**VM8T/EJ!R% )X'M6]$I1F0H2">":YY. M[ 6UL[*R@6"U@5$QPJ]*S/$?@/P=XGB,'B'0+>[5A@I*I(_G6N"K?*>"*"X M/F<8Z9J&W<#XN_;4_P""3?P@^.>@WFH>#O#MOIFI>43&UK",EL<+]/EB6*9EMYW'^M5UD:&^@DB5;B- 6$8<$CGM7UK\K E>U(Z# M>1<@#I4Q=@/BK]FW_@CI\"OA-9VM[XLTB#4;I,&07%L.3^!KZJ\'? _X4>!H M4B\*^";*T"+@&*,C^M=6"LJ@*!QW-.*,PVEA^ IN0!%!#$ L2!5'W0*>>N<4 MR-BGRE3]:>G1W$4@PZ2#((KXJ_X*%?\$M_AA\8 M?!5[XD\"^&[?3]2@A:4&UAY?:">I)]*^WYSE"",Y[U7U"UBN[*6SN(MPEA9< MGIR,546TP/Y9OB=\/-9^&/C6[\(Z];M'/9RE9-PY%<^^[R_.*_Q8%?:W_!:_ MX3:9\//VB)M5L+=8S?W;[U48S@&OBHX#A)3P>GM73]D#[P_X(:_'V_\ AW^T M):^!Y+UEMMX%ZBBBH **** "BBB@ HHHH M **** "BBB@!@V[, M *]L4D[1):;EN3*/;D5_0KK>TV;_ $K^=S]L5GB_:C\?$$Q'YBOU/PL2 M>;R?D?AOC1>6711Y_')Q@U(&'4&JP=2 ?6G*Y]U4I-21E*!.K\\U,K+LR3S M556P^%P*VYKRL9J.I95P?:OI/_@F/XE?2OC_;6I(V/'U)]37S,H)4G/.* M](_92\>GP'\8]*U3?M$EU'$>?5A7SG$M!XS*JL%V/I.$L2L+G=.?9G] FDW" M36,*YCX1ZY%K_ (-LM2CDW++$"".]=1&Q8DN<#/%?Q_B: M;HUYTWNFS^\LKKK$8"G-=4AQ&!@^M* =ORGZT9#\8YINV$A MC+"-Y,,^.PK?#X:K7DH0C=L\_'YCAL'2]I4FDD6_C#\4O#OPM\(WGB+7]26& M.*,XRPR3@XXS7XU_MA_M#ZG\?OB?=:O)<$6<4FV"(-E1@D9Y]:[G]N7]O#7O MCSK<_AWPW<2QZ=&Q5 K?>7.1R*^9&G=V+NV6/4YK^@. N#98*"Q5=>\^G8_D M7Q7X_6=5GA<-+W$6 XX"K]34R283@<]ZK0MD DT_<,XS7ZU.FHM'\^2BY,LJ MY//Z4]6)Y(JJLN.,T_[2RKA5YJ*J?)[I,H)Z%N-7;TQ]:EM()+J[6UA&6D.$ M'J:J"91MD+P7A5(/)KR,TQD,#@95 M:CM9'K"#R*B0'&3W-*,YXKSWN?4,D[T4#IS12 X/\ :5_Y(SKW M_8+N/_1;5_-)\><%+@_\-8_M($!(_C#K( Y'[\?X4O\ PUG^TEP[?&+6*#IEVW'V23Z8J7:X'>_P##6G[26#3 Y_2N-&EWPZ6C_E3UTC4W.$LWSVXH32 =K&OZQK]P;S5[^2Y<]6D;)J MEEV&W:,'I[5I6'@SQ3>2[;'2)F=N@VYS7I'PN_8C_:.^*UT@\.?#O49%=@!* MMME>>_6CF0'DOEYE6&-/GR#A!G-?2W["/_!/[XF_M1^/+>Y_L:>#189A]HN' M0KGH1@,.:^Q?V)O^""DUI>6OC;]H&_BN8BP8:=&KQR(>O. / M@QHD'AKP)H<%K:P(%C3RU+D#U8 9K-U$!B?LT?L\^$/V>/A]9^$O#>G1QM%$ M/-D5,%C@9_6O2@Q8Y Q]*8-NW.,X MQ7TS_P $K? 5EX^_:DT;3KQ,HBO)G;G)4J:^9G&217VK_P $.[&*\_:\TV)U M!Q:3G]%K=_"!^\^B6R6FD6L"H ([=%&/90*M%58W^R*FHP/J2) M%V?-^)]:D**1TIA!^5#4@X&*YVV @51QB@HI&"*6BJ6P$%\N;.12?^6;9_*O MP<_X+8V$,/[0L\\*!"4C!P.O!K]Y;P9MW!_N-_*OPB_X+=G3/V0/B%>1-M=?#_'SQ3XMN M)-_VW5I)>N>H%<*I9>X"JH)R!VYIRHJ\@4!0O2E MJ # ]*0* , <4M% "!%'1:#&A.2HI:* &F(9X.*55"\#IZ4M% '*_&D9^&FL M#_J'S?\ H!K^:_\ :Z&/V@?$(_Z>S7]*/QH_Y)IK'_8/F_\ 0#7\UW[7?_)P M7B+_ *^S6E/X@/,QT/U-?H)_P0+_ .3@T_Z^T_D*_/L=#]37Z"?\$"_^3@T_ MZ^T_D*UJ?"!^X5%%%CX?Z=K'C MC5?%LT>^6PNT6.0KR,H*_,<+NXK]9?\ @W(54TWQ9&0"QOH<'_MF*TGL!^L) M7*A2<4NW@#)XHP, &EKE 3:"&;3Q9\ M+-6TBZMQ()+1^HS_ -7:UF^,8Q+X7OD(SFV?C_@)H35P/YCOVEO!L7@'XU: MUX>6/8JW#NHQCJ[5P)7)/'T->[_\%(+6"T_:HUZ"-0 %4C'^\U>$G*@#OBNJ M.P'VA_P1.\=W?AC]IJTTF&;"ZC-#"XSU&XFOWO" G$:X]2*_G7_X).74T'[9 M/A2.-L*VK0@C_OJOZ*E(7D=.]8U-P&EXT;:@QC]:;,QCCW.DC(BCMY5)B/(Y!]"16:B!]2_$/ MXT_#;X5Z<^H^,/$EM;1HN6'G*6_+-?*WQC_X+4?LZ?#JXEMO#^J+>R(2,/"> MOX&OQL^/'[:?QR_:%UZYUGQ=XNFS*Y(6)V10.<# ;%>4W-_?:E)YEW=RLXZN M\A(:ME3[@?K9XO\ ^#A#2Y)7CT;PY:X7H07&:X^;_@X!\0O*6CT2 #/02/7Y M?$-))NV$'W-21V5](=R)D>F*KDB!^J&B?\'!%^CJ+_PY:L.^9'KT7P3_ ,' M'P_U:1+'7=$MH03RP#G'ZU^-FM)/-MDD=G/H3F MG_P<^M:-: >J?L8@+\>M$XR3=C!]*_I2^&0"_#O1 !_S"X/_ $ 5_-;^QI_R M7O0_^OL5_2G\,_\ DGFB?]@N#_T 5A4W W*K:U_R";C_ *XM_*K-5M:_Y!-Q M_P!<6_E68'\_W_!8K_DYB_\ ^OV2OD-^GXU]>?\ !8K_ ).8O_\ K]DKY#?I M^-=%/8#Z"_X)I_\ )SFA?]?'^%?T;>&/^1:T[_KQA_\ 0!7\Y/\ P33_ .3G M-"_Z^/\ "OZ-O#'_ "+6G?\ 7C#_ .@"LI[@7J***@ HHHH **** "BBB@ H MHHH **** (F) Q0O3K2.">@I5&!S6H1A[=@#SBOP?\ ^"JWAM?"_P"TW=R.FT7CS2Y] M?F%?J'AC5C2S1^A^*>+]"4\JYD?-ZMBGJXSP:KN_(S2J_OQ7]'Q:MH?RQ*G; M1EKS![TJR<\&H Y'0TY7[BM$S*4+%I) 1BGK(,XS599/?%/$GM57=[F3CE2!DP2W3%95J4:M&47U+PU1X:NJBZ'[>?\$ROCG;?%'X':9%/>[[ MJ"U43+NR037T_DR2;L_)CC'K7XP_\$H?VIQ\(OBS!X'UW41%I^KSHAFD;Y8@ M/6OV0T#5+35;"+4[.=6CFC#(P/# C.17\I<9Y-4RK-IR:TEJC^U/#KB"CF^3 M0@G[T58THR2>M/<\8!J-&"G.*<&/45\9HV?HL;J-V*A ZT_-,!5N2?K2DC=U MZT715QLS?+D'@=34,K>606; J:95=-@[UD>,[R6RT"[F@/S1P$J1ZU5-.I44 M$8XBK["BY]A-0\9>'-*8B\UFUB*]1).HQ^9KSSX@?M=_!KX=PR2ZSXFB)4<" M%E?^35^6?[;'[3WQ7A^+^K^'K#7YH[>&[9-J,1V'H:^?-3^(GB[7Y;M(KB\N8[.W@,C3.%4 9.2<"OU%_X)>?LL?\(%X-C\=^)-/Q>WL8PK MKRF"""*^:?\ @G!^Q5JGQ4\6Q>/?&NENFDVDGR0RI_K&X*L#Z<5^K7AOP]8^ M'=,ATZPMU1(T"@*. *_!O$3BOV\W@Z+]3^GO![@&<:BS+$1\T7U5(8@%'%. M(R %Z=Z&4D\&E5=M?B]1_>?U+"*5.VUAP!8<"G!0*2/[O/K3J2V&M@HHHIC. M#_:5_P"2,Z]_V"[C_P!%M7\TGQR_Y*CJW_7P:_I;_:5_Y(SKW_8+N/\ T6U? MS2?'+_DJ.K?]?!K:D!R5?5W_ 2E_9_\$_'WXR+X=\9VX> W"J08PW!'N:^4 M:^Z/^"&7_)PB_P#7VG\A6LG9 ?I+:?\ !'[]ETPK*=-4[E&2_XU]6V?_'E'_NBGUS<\@/DX?\ !'[]E[/_ ""D_P# )?\ MXJK5G_P2+_9/%;U%%V &)M^\>F,4X MQ(QW;1GUIU%2UHI0BBEHI@8WQ"P/!.IG'_ "ZM7\VO[=7'[3?BENW] MJR_TK^DKXB?\B1J?_7HU?S:_MV?\G+>*/^PK)_2M*>]@/&W!SFOMS_@A;\G[ M8.G$=39W'\EKXD?I^-?;?_!"_P#Y/"TS_KQN/Y+6L]$!^]$7S1(1_=%/IEO_ M *A/]T4^N6VH!1113 **** /C7_@M+_R;5=?]>LM?@7J7_'_ #?]=#7[Z?\ M!:7_ )-JNO\ KUEK\"]2_P"/^;_KH:WI; 0U^\O_ 1%_P"3=U_Z[?\ LM?@ MU7[R_P#!$7_DW=?^NW_LM*H!]O@@\BBD3[HI:Y6!^??_ 7^_P"3?8O^O63^ M9K\0%(R1[5^W_P#P7^_Y-]B_Z]9/YFOP^'W_ /@-=E/8":R.V[C/^V/YU_0U M_P $BES^R38-CGSS_P"@BOYY+3_CZC_WQ_.OZ'/^"1'_ ":1I_\ U\'_ -!% M*JM /J)?FY8'?^PE%_,UY'7KG[#O\ R<=X=_["47\S6_V0/Z2_AM_R(FEC'_+J/YFO._V] M=/?5/V/_ (A6T8^=O#_%>B?#8D> M+('/V4?S-9?Q^\,-XU^#OB'PFB; MC?Z:\6WUSBN9;@?RX:E9RV>HRV4JX>-R&'O4*KG*]P*[?]I/PL_@?XY^)?"1 MCV"QU-XB"/3%<.A*,X/W2O!KJ7P@?J=_P;M>*;6R?6_#;R@27&H>8J^H$9K] M=UPL8P>M?S__ /!%_P".UK\*OVJM-T?6[T06%[;S;F=L N=JK_.OWYL+F*>R MBN8VS'+&K+]",USS6H%A>G6EIJ[1_%UIV1ZBH **,CU%!('4T %%&0>AHR/6 MIN[@%%&1ZBC(/0U0'*_&GCX::P?^H?-_Z :_FO\ VNO^3@O$/_7V:_I0^-7_ M "3/6/\ L'S?^@&OYKOVN?\ DX'Q#_U]FM*?Q >:#H?J:_03_@@7_P G!I_U M]I_(5^?8Z'ZFOT$_X(%_\G!I_P!?:?R%:U/A _<*BBBN8#Q/_@H)_P FP>)_ M^P3K:D M S:HY]*_6/\ X-R,-I_BN1QS]NAQ_P!^Q7Y.DD""*=D>HKE>X!1D>M&0>AIKXC4L!G/452V 8 M6 ('K6)\1=133/!>HWS-@);/G_ODUN;?DPC?_6KRC]L7XCZ;\,/@5K6OZE=* MBK;,@);'+(P%-1NP/Y^_V_-C-7C1R0&([<5O?$_Q/ M/XL^(&JZY>2;S->2[2?3>V*P2Y3Y1^%=459 ?5'_ 2%T&;4_P!K;P_?1Q96 MVU&%R?3[U?T+J0$^HS7XF_\ ! ?X4S^,/C9JGB)[8C^S;6&<,1Q]\BOVQ)&X M#/S =:RG8#YY_P""CG[6&F_LM_ C4-:BN474;VWDCTT!N?,&#VZ<9K^>KXO_ M !2\4_&+QY>^-O%FK2W%Q=3NZB1]VP$YP/:OT%_X+_?&;4M2^)L?PUAO"+?3 MIMY3/!W(17YI,8Q'YK*>:J,4 JX0DX^M>R?LP?L5_%S]I_7HK#PCHLGV4R / M.^5 'MD8Z5P/P<\#7'Q*^(VD>!K<@C4+L1=,XR"?Z5_1-^PM^R]X/^ OP=TJ MWL--A^U2V<;2R",9R5YZBB3Y0/CWX$_\$#?"5GI<,_Q(UJX\XJ"P"(_/YU[K MHG_!%W]F'2H%BDC:5@.2]DG_ ,57V)&OEH(_3TIK*0&-*NWE2>=D#. ,8!]*^:?X/QK]!O^"_ M&KVNH_&VS@@<%HKJ3=@^QK\^?X/QKI3N@/5/V-/^2]Z'_P!?8K^E/X9D?\*] MT0?]0N#_ - %?S6?L:?\E[T/_K[%?TI_#/\ Y)YHG_8+@_\ 0!6$]P-RJVM? M\@FX_P"N+?RJSD>HJIK+ Z5<#_IBW\J@#\ /^"Q?'[3%^3_S^25\AOZ5]>_\ M%C6_XR7O^.EY)7R$7SCCO73!)(#Z"_X)J?\ )SFA_P#7Q_A7]&WAC_D6M._Z M\8?_ $ 5_.3_ ,$U2!^T[H>3_P O/^%?T:^&&7_A&].&?^7&'_T 5C/<"_11 MD>M%9JX!1113 **** "BBB@ HHHH **** &@*W:FDV]ONFM9(HA@#3U=EX!J 2>HIZ M/QQ5)F;@64)]:EWKMP3^%5%D]_PIZ2J#TK6-I.QFX&CINJWNDWL&I:?<-!- MV4>(X-?KK_P2]_;IT_XL^$;?P)XQU!(]3LT\N,._WD48')[\5^/J2L=I4].M M=9\)OBMXH^#OBZV\5^'+]U,4BLRQG&<'-?&<9<-T\[P;A%>\MC[K@GBFKP[C MXMOW6S^CB"6.51(K@@]#FI&; R*^1_V"O^"@?@S]H/PM:Z#XAU..WUE8U5XY M9?F=OH*^L;6\BNE#1."NT$'UK^7\PRS$Y9B'1JQM8_L3)\[P>;86-2E-._0F M#$=12@Y[4WS%;YF/TI<[N%;BO,<4]4>TFEHT/5<\D<5A>/9%'A>]*CG[.PYK M;4L/E_6L/X@C/A>](/\ R[M_*NC"ROB8W[HXLTYH8&;78_"_]MIFC^/NN@MR MU^Q_05Y,)"IQ" 1CYLFO5/VWN/CYKIZ_Z<_\A7D*/Z'ZBO[(X:FY9135^B/X M*XN4IYS4D^[+<;;@20 N>U313[<#/6JT>TCFGY7[V:^E<:4:>^I\?-QENBUY MX]:59C?L2?\ M$O?$GBRZM_'/Q5LVM+92&2PN(R&?N"",CM7Z1_#CX8>&_AUI$6BZ#IB6\<2 M*0HYK\9XS\0:$8O#X-W?<_?_ ]\)ZN(J1Q.81LM]2'X1?"S0/A?X6M_#NC6 M21)#"%&U0,X'4UUUN'$>)!@BDV!#@5(,D<"OP:O6GBJCJS=Y,_JC!X/#Y?0C M1H*T4"@D\4X ;_[!=Q_Z+:OYI/CE M_P E1U;_ *^#6U(#DJ^Z/^"&/_)PJ?\ 7VG\A7PO7W/_ ,$-/^3@E_Z^T_D* MTJ; ?NO9*/LD8_V1_*IL#T%16O\ Q[I_US%2+]T5R@+1110 8'I1@>@HHH * M*** "BBB@#&^(G_(D:G_ ->C5_-K^W9_RC M5_-K^W9_R7_@B+_R;NO_ %V_]EI5 M /MY?NBEH!R,T5RO<#\^_P#@O]_R;[%_UZR?S-?A\/O_ / :_<'_ (+_ '_) MOL7_ %ZR?S-?A\/O_P# :[*>P$MI_P ?4?\ OC^=?T.?\$B/^32-/_Z^#_Z" M*_GCM/\ CZC_ -\?SK^AS_@D1_R:1I__ %\'_P!!%%7X0/J)/O-]:=34^\WU MIUEG_IT']:U759X2)ER&R&!]*R_AK_R(>E_ M]>H_F:U_+^8Y'X5RMV8'X&_\%J?V<[CX1?M)W'BBSLG%OXA>:\>0)\H.X#K7 MQ=APNX_<%?T#_P#!6C]CJ#]HWX)7>IZ39K_:MA&#!)LR=@W,1^E?@5XL\-:I MX/UVZ\/ZS;-#/;3,K1N,'@D?TKHA).($G@KQ;?\ @SQ78>)=+N'AFM+A)$=# M@X5@T, MZ[AV [5Z5^SC^U!\0_V;/&UOXM\'ZE*ABD5G1#PP';&:'&Z _IVW'(R?IBGK MG'-?!O[%G_!:7X*?%O2+70/BOKEOH6I! KS7]P/WC8Z@+GO7V=X2^+7P\\=6 M*ZGX3\56M] ZY5X&)!'Y5BXM =,5/8YI"3C.:JKJ-F8RRWJ@$]ZR?$GQ.\!^ M#K9KKQ1XIM;**,9>29B!_*E8#?5B1FH9=4TR&X6TGU&!)7.%B>90Q/L,YKXW M_:N_X+,_LZ_ [2[FU\$ZY;>)K]5*+%I]R T;],GF07WF)9G VK@\$@XJN1@?O8"",@TZ/O7FW[,7QTT+X\_"_3O& M>B7Z3^9:I]H"-G$A7)!KT:%@6QT]O2H>@'-?&K_DF>L?]@^;_P! -?S7?M<_ M\G ^(?\ K[-?TH?&S_DFFK_]@^;_ - -?S7_ +7/_)P/B'_K[-:4_B \T'0_ M4U^@G_! O_DX-/\ K[3^0K\^QT/U-?H)_P $"_\ DX-/^OM/Y"M:GP@?N%11 M17,!XG_P4$_Y-@\3_P#8)N/_ $"OYJ=0.+ES[U_2M_P4$_Y-@\3_ /8)N/\ MT"OYJ=0_X^G_ -ZMJ0$0R05R>17ZG?\ !NMXOT'1I?$V@:EJ,4W\7>!=1D@,$FZ38>&Z>_M6DDV!_4-# MME7S89"4/2G%R#C%?G+^Q)_P7#^&GQ TZU\)_&BZ32;N,!#>7EPH5L<=!GTK M[M\#?'+X3?$RQ74/ GC6RU)& (-LY/7ZBN=P Z]2<9I"7W<]/K5._C5\,OAQICZCXV\:66F1HNXRW+$#]!2LP.F:6&"%GFGV*,EF8X % M?E-_P7,_;GTJ333\"/!6KK+(XQ=O"^<,C=,C/8UTW_!0O_@M=X0T+1+OX=_ M74%N[F16CDU>TF#(01TP<'@C]:_(_P"(/CSQ!\1?$ESXM\37[SW=W*9)9';. M2>]:P@!BS2/*WF2?>9B2:D@A^U31VH!+.P50HYR3Q3'WK(2\@8 9*@5[S_P3 MV_93\2_M0?'[2O#T-D[:='+Y\UQLRJ;&5MI]R*UEI$#]6?\ @A;^SK/\+_V= MXOB'JUD8=0UE7BEWKABBL&7KSWK[KN<"W<$X;82"/I6+\./ ^C_#WP7I_A;0 M[58(+6W15C4?Q!0"?TK<9SWEU^UGJ/GYP#'NSW& MUJ^+Y&WN(P@V@9K]&?\ @OK\'M2T'XSCXD+ ?LFH2A$(7C*H2>:_.3>#*!C@ MC-=%,#V/]A+4]+T_]I7PM/>JN&U1-I8<#@U_2'\-9K>Y\%:5/;2 QFR0_*>. ME?RW>"/%6H^"O%5EXHTER9K&82*5[3_@F+^W_P##7XZ_"^Q\'ZGX MEM[?6;2!8S:RRY=]J\D8%14B[@?9D+M(Q;8-G\)[T_:/2H;.ZMKB,>1,&[C% M2;E!.]N>U86U "JH% M-,DU?Q+JL5E;0KNEGF/RH/4U^7?_ 5:_P""N'A673+KX/\ P)U^*]:12EWJ M-I*&0=F3!PV/:NE; >K?L:?\EZT,_]/8K^E'X; M'_BWNB<_\PJ#_P! %?S.?LL>(+'PU\:M&U&]E'EK= D9Z5_2E\'->L-=^%V@ MWME=JR'3(.1V^0<5C4BP.KJMK()TFXQ_SR;^56/-A.YEE QWJ#45+Z5<*'!) MB."*R _ #_@L8I/[2]__ -?DE?(>P@9K['_X+-Z7-IO[2-W+G9(_P"/&'_T 5_- M!^QM\0K3X;?'/1M>U"01PQW \UF.-O(K^D'X3^-_#GCCX?Z1J_A_5HKV!]/@ M_>PGA6\M80:FJLL\'W6D#,.F.]3*W'SC''4U@ ^BD7IP>.U+ M0 4444 %%%% !1110 4444 -?(Y!I@8'I3SDKS3&^5>*2UV!)NP[C:8HQGE58U]!MGY0>YK"^)7AZ#Q)X/O])GBWK+;2#; M]5(KOR_$2PN-A-/J>5GF%CBLMJ4VNA_,UXAL;C1M=N].NHBCQ7#@C'^T:K+( M#S7LO[?7PJN?A5\?]5T[[(8;9YLQ*1W)8FO% X4XW=17]8Y/BEB<#"?D?Q9G M6#EAL?.#74M*^>*>'(JO;L=@8MS4HD7OU]*]A;'ASB[DZR<5*L@Q57S,#@T] M92>#Q5;&4HEI7.,@TY7SP#BJZ/Z]:>)>?\*?,9N)95LTY"0XQ^-0+-QQ3XYB M2<^E:*36QFXEE@(9MQ8E2>U.252VTL<>AJL)2PVDT\/N(SS4W;=V0XZG4_#S MXG^+?AEKT.O^%=4EM987#*8I-N?KBOTB_8L_X*XZ;K45MX/^*$HAN44+YVTX M8= 23BORV)).<]:FMKF:"19H961E.05.*^8S_A;!9["THI,^LX>XMS#(:ZE" M3:/Z/? WQ>\%_$'3(;_P]K=K,DJY4+.I/Y UT\!]37VU\ O^"VMD+:'3/B;HDH?(5KJ6X4 >^,U^(9]X M>9GE\VZ"YHG]#\.>*F6XZFHXEV9^ENXAMH/2L;Q__P BI>_]<&_E7B_PX_X* M-?LQ_$"*%;3XFZ8EU*.;;SB6!].E>C:K\2_"7BWP==S:%K,-TC0-AHSTXKY# M^S,=AL1'VE-K7L?;5>(,KQV$FH55JNY^)/[;S?\ %_==SWOW_D*\C+@#BO6/ MVX9$/Q^USRSP;Y^?P%>7Z+X@05_4W#V88+#993A4J).R/X MVXGRG&XG.*DZ<&U=[$*2-CK3UN_#7_@E?^TEXSN$&N^$[W1U;'SW$&0!^!KKQ'%.3X+6I53^:.#"<&YUCI*, M*3^X^:O/PPC4+J)U]$?F;\ ?\ @G!\6?BK?03:OIKVT#D$EB5./Q%?H7^S#_P3 MI^%OP71-4U728KZ^"+DW,2ML(YR#ZU]'Z5X9TG0X5MM.L8T4# "J*O)"!D;> MU?DN?<=9KG5XN7+'R/W/AKPRR;)FIN/-)=R"PT^PT^!+2RA$:HN$5%P /2K M1DHWKN*"",BB@ #I10 444A)&: M.$_:5_Y(SKW_ &"[C_T6U?S2?'+_ )*CJW_7P:_I;_:2.[X,Z_[:5<9/I^[: MOYH_CKN'Q.U5HQN#7!PPK:D!R=?<_P#P0T_Y."7_ *^T_D*^&6#H #$R?]-OT_&OMO_@A? M_P GA:9_UXW'\EKXDDRB"1U.&. M?;7_ 0PRG[8&FEQ\QL[C:G?&%K63N@/ MWIM_]0G^Z*?443A(T#'&5&/RJ6N< HHHH ***1V"C)- 'QM_P6E_Y-JNO^O6 M6OP+U+_C_F_ZZ&OWR_X+1EF_9MN(U&2;:7I7X'WZHVH3J9AD2$8K:EL!7K]Y M?^"(O_)NZ_\ 7;_V6OP:VNH.\8 _B-?O'_P1'+1_LZKN'6;(;VVFBH!]P*,# M%+38G61 ZMD'O3JYM6P/S[_X+_?\F^Q?]>LG\S7X?#[_ /P&OW!_X+^[O^&? M82L9;_19.GU-?A^R!,.L@;/& .E=5-Z 26G_ !]1_P"^/YU_0Y_P2(_Y-(T_ M_KX/_H(K^>2UB:.[C!.N_L.Q2#]HKPVY')U.( >O)K?H!_27\-?^1#TO_KU' M\S6V/OGZ5A_#7=_P@VE@C!%J,KZ=:VU)+%^V*Y)*X%75].M=7LI=.OX@$/#VG^(=+ETG5[19HI5*E645<9G0,=NIO$%1P/QKHBTT!XO:7DUK<+=64[QO'T=3@ M@UW?A']J;]H/P@RP>'OBGK-O#'TBCO&5:X*6U>W=H)1ABV=M-+L> I%%D![> M?^"AG[3YM?LMFN1\5_M6_M">+8W&O?%?6YHG&-C7K$5Y\",;2 MX^E* ^TACD?WJ+(!]]J%[JA.HZC>222,WS,6RS$]S3"H8".,8+<9'4?2ND^' MOP@^(WQ4U--*^'OA.ZU6YH6FL_&+2;CP]:! M@TEM?6QRP],C-#:2 [__ ((:?M)_$6P\2_\ "NKVTNYM.97*L\3E00,#G&*_ M8&U)?$N/O#O7BG[+_P"Q'$_V:-%BM/">BPQW4: /,HY MH]*YY--@K[S M_P N$V#_ , -?S9_M=*R_M!^(!Y9(-V<&JIZ.X'F0Z'ZFOT$_P""!?\ R<&G M_7VG\A7Y]J-L3,S)_\ L$W'_H%?S4ZA_P ? M3_[U;4@(1G!( /'>C9(\><,BG[Q4<4X1$MG/3G'K7W9_P32_X)X^%?VUO@CX MQNYC'#JFGW$*6M)N+ ]L_X>%?M2"S%G_PM#5B$KBN$)C#!?,!]!0 )&+JW"'#'T-*,;NX#KBXNYV-QK'DFF[HRZYSTY'85)9V-YJ=RL-G;M,\AVH%[FOI_P#90_X)6?M&?M#ZG::A M>>$KW3M&E8,VH2P;DQQZ>O-6Y1B!X=\$?@;XX^.7C&V\-^%=(FF\^4(SB-L M'WQ7[Q?\$T?V%] _9:^&<%Y?:>G]K7<:232E060X((!]*T/V+O\ @FU\+_V6 MM'@FCTZ"XU)8P9;L(>3P>A'KFOIF*-!@1@*$& .M83G?8!\:N1F0#/\.#3C MQ\_?H>*=&@5?Y4X@=<5D!\Q_\%./V0++]J;X%7EE8V@.IZ=!)+9X !9R ,9_ M.OY^?BM\,?%7PG\7W?A#Q1I3V\EI,T99T(S@]LCD5_4[.(Y(O*=1AN/FKXM_ MX*#?\$IO '[45A/XD\+6L-EKRH6281DESU(P!W(%7&7*!^!ZL2<1KC^M;7@C MXD^-?AMJ\6L^"O$EYI]S&X.^UE*9YY&17J'[2/["?Q__ &;M:NH/&?@J]6RB M8^5>O$%5A^=>*A)HD,VK10:#I:$C!83."/TKX65V0?.P7/5C22#;CR5\S/7 M;4?CAK5IK7C_PG M=Z)HI991/=P961YD2[0H\;%60#N*_H]\ ?\$_?@[X"^"LOPMT[1+=A<6HB>4+U_2O MQP_X*,?\$[OBE^S;XTO?$]GX9N)M"N;EF2^2+$:;FSM_(TE-; ?*-E?W&GS+ M?VKE'!RCIU%?3WPB_P""L/[27PB\,1>&-(U/[9!"@$9NKALJ , =*^7O*"[8 MXGX;[[?W:,DG"6Y)Z9_K3E[R _:K_@C/^WA\2OVK/$/B&S^(\L8>VFB$$:RD MCD#/6OT5VAT(D'##&!7X;_\ !!?QF_A[]H4^'&FV_P!HW:#&?0"OW)3+* 7Q ME>M8-- ?CY_P7L_9^U*W\5Q?$C3K%GA!D=W"YZDU^81_=9)R&/!&.E?TT?M: M?LR>'/VEOAK>>#=;M4\QX2L,CKGUK\'OVTOV!?B]^S!XPNYM8\,7)TMYF\BZ M,6U,$DC],5K3:L!\]6TSV$D=W!*WFCE:]W^#W_!1/]I+X,Z6NE>'_%5Q+:J, M)#-=L OX5X*J3A]J*3C^$4LJ[B/.;![*:N=F!^A?[!7_ 4T^/7Q1_:U\-Z+ MXWUU_P"SGWK- +ABK=,9!ZU^V&ESI>6<%SDGS;='YZ<@&OYC/V2?%K>"_CUH M6O&388KE57GU8"OZ9O 5\EYX%T6]+C$VD6S9]S$IKGDK,#87/0@#'I2TB@8R M#U[TM2 4444 %%%% !1110 4444 -!+G!I2%Z8I"-O0\THQ@$U+TC<5_>L-. M >G0U'=1++"R$9# C'M4KCC([4#!8$'MTHL[J2):4DXR/RF_X+A?LWR)/!\2 M-+T\D-,QE9$[!3_C7Y?S%2N%R"AP17]&G[:_P0M/C9\%=8\/BS$MT;-_LWRY M.XXK^?#XR_#_ %#X:?$35/"6J6QBEM[QU"L,9P:_?_#O.?K>%6&F]4?S-XFY M"\%CGB8+W6).:A<[ -QQ[4(VXY!Q7ZG+FC[I^2G@XYJND@' IZOFJ3N9.)8$G/7\ZD23WJLAXQFI4.1@ MFK3L92@63)&0H .>_%*,.WS,?H*AC=_N@_2G&1U;:32:7-:2N19P?NLOV6LZ MII,?!&GZG?SVBO<7-[:J[NQ)Y)/6O;=-_9:^!FG$/8_#'1HB.Z6*BN(_ MX)^#=\ -!8GK8(3^9KWL/Q@"OY6SS%XFGF52$9NR?<_L7AG)LOKY53JSIIMI M:G.Z7\,_!6A*!I?AVU@ [10@?RK9MK"RB&(XL8Z9%6#GJ>]* HZG/TKPIUZM M3XI7/K*6 P5%>Y!(18@#PH ]J5H\G^M*& Z"E QELYK'FN='(N@!0@R>:%&> M2HI-PSG;2AMQQBF4E80QJ3G%*$ .12T4 PP/2BBB@84444 %%%% "$$C@TDK M?NR13J:3M&TC- %/5=(L]?TR33=0A62*52LB,,A@1@@UY/J'["7[,^JW\M_J M'PLT=Y)#DL;!#S7L81SRK8H5'W!G;I1S ].L9PV?,M[14.?J*]& YSFEQ[\^M/F; 8B*F0N3CH#3E M)(Y%+CG-%( HHHH **** "BBB@ I&) R*6B@"K>6L-_ ]I^37K3JRCY3^--*,R8'7N:%H!XPW[ M W[+6W?)\)M&([ :6[ CRYX@PY^M><-^P3^RVV3_ ,*DT4EC MRW]G)FO:&0DY/--.!T&*:DT!XQ_PP)^RX#L7X4:*:&VP%C0J , #T%/IH8CY=M M.J;(#EOBA\(O ?Q;TG^R/'?A^WU"W"D>7<0AQ@^QKS[_ (8$_9:9=G_"I=%" M^O\ 9R9KVDABP(;CN*3RPWW^>>*=[ >+#]@7]EP.NSX4:-E.YT]*].\%>!O# M7@#15\/>%M+BL[1#\L5O&% /T%;3H""3^%-8,6!!X]*+W 2&-8FY.<]":FJ/ M +989]!4E !377<1D]Z=28R
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ck0001526622-20260429.xsd XBRL TAXONOMY EXTENSION SCHEMA DOCUMENT EX-101.DEF 5 ck0001526622-20260429_def.xml XBRL TAXONOMY EXTENSION DEFINITION LINKBASE DOCUMENT EX-101.LAB 6 ck0001526622-20260429_lab.xml XBRL TAXONOMY EXTENSION LABEL LINKBASE DOCUMENT C000026502 [Member] C000026502 C000020925 [Member] C000020925 C000028828 [Member] C000028828 C000055530 [Member] C000055530 C000007313 [Member] C000007313 C000037828 [Member] C000037828 C000126088 [Member] C000126088 C000247643 [Member] C000247643 C000247623 [Member] C000247623 C000020908 [Member] C000020908 C000012148 [Member] C000012148 C000020918 [Member] C000020918 C000021082 [Member] C000021082 C000028838 [Member] C000028838 C000012160 [Member] C000012160 C000025041 [Member] C000025041 C000086783 [Member] C000086783 C000028860 [Member] C000028860 C000000000 [Member] C000000000 50% Enhancement Factor option [Member] 50% Enhancement Factor option C000026494 [Member] C000026494 C000007615 [Member] C000007615 C000005449 [Member] C000005449 C000097935 [Member] C000097935 C000007612 [Member] C000007612 C000022324 [Member] C000022324 C000021906 [Member] C000021906 C000026482 [Member] C000026482 C000020107 [Member] C000020107 C000000420 [Member] C000000420 C000077948 [Member] C000077948 C000030374 [Member] C000030374 Asset Based Charge [Member] Asset Based Charge Monthly Policy Issue Charge [Member] Monthly Policy Issue Charge Change of Insured [Member] Change of Insured Life Paid-Up (Overloan Protection) [Member] Life Paid-Up (Overloan Protection) Yr 6-15 [Member] Yr 6-15 C000020114 [Member] C000020114 C000020923 [Member] C000020923 Death Benefit Guarantee [Member] Death Benefit Guarantee C000023923 [Member] C000023923 C000097932 [Member] C000097932 C000047262 [Member] C000047262 C000012146 [Member] C000012146 C000022328 [Member] C000022328 C000023917 [Member] C000023917 C000028836 [Member] C000028836 100% Enhancement Factor option [Member] 100% Enhancement Factor option Scheduled Transfers [Member] Scheduled Transfers C000084678 [Member] C000084678 C000020101 [Member] C000020101 C000209364 [Member] C000209364 Change Of Insured Rider [Member] Change Of Insured Rider C000020970 [Member] C000020970 C000020930 [Member] C000020930 C000199918 [Member] C000199918 C000038541 [Member] C000038541 C000112990 [Member] C000112990 C000199922 [Member] C000199922 C000048775 [Member] C000048775 Limitations On Access To Surrender Value Risk [Member] Limitations On Access To Surrender Value Risk C000068455 [Member] C000068455 C000243080 [Member] C000243080 Risks Affecting Our Administration Of Your Policy [Member] Risks Affecting Our Administration Of Your Policy Net Policy Loan Charge [Member] Net Policy Loan Charge C000007330 [Member] C000007330 C000007319 [Member] C000007319 C000038548 [Member] C000038548 C000026498 [Member] C000026498 C000000410 [Member] C000000410 C000010852 [Member] C000010852 Maximum (if the Policy is issued with the cash value accumulation test) [Member] Maximum (if the Policy is issued with the cash value accumulation test) C000038530 [Member] C000038530 C000020095 [Member] C000020095 C000020130 [Member] C000020130 C000012159 [Member] C000012159 C000010394 [Member] C000010394 C000020919 [Member] C000020919 C000233310 [Member] C000233310 75% Enhancement Factor option [Member] 75% Enhancement Factor option C000038532 [Member] C000038532 C000000432 [Member] C000000432 C000010428 [Member] C000010428 C000005027 [Member] C000005027 C000000422 [Member] C000000422 C000020981 [Member] C000020981 C000020109 [Member] C000020109 C000026493 [Member] C000026493 C000028733 [Member] C000028733 Policy without Enhanced Cash Surrender Value Rider [Member] Policy without Enhanced Cash Surrender Value Rider Supplemental Benefit Rider [Member] Supplemental Benefit Rider C000087850 [Member] C000087850 C000097937 [Member] C000097937 C000199920 [Member] C000199920 Conflicts Of Interest Risk [Member] Conflicts Of Interest Risk C000007317 [Member] C000007317 C000028740 [Member] C000028740 C000028720 [Member] C000028720 C000023925 [Member] C000023925 Enhanced Cash Surrender Value Rider [Member] Enhanced Cash Surrender Value Rider C000023915 [Member] C000023915 C000102905 [Member] C000102905 C000021009 [Member] C000021009 C000006666 [Member] C000006666 Adverse Tax Consequences [Member] Adverse Tax Consequences C000209375 [Member] C000209375 C000020103 [Member] C000020103 C000215152 [Member] C000215152 Life Paid-Up Issued With Cash Value Accumulation Test [Member] Life Paid-Up Issued With Cash Value Accumulation Test Monthly Policy Issue Charge, Supplemental Benefit Rider [Member] Monthly Policy Issue Charge, Supplemental Benefit Rider Potentially Harmful Transfer Activities Risk [Member] Potentially Harmful Transfer Activities Risk C000028252 [Member] C000028252 25% Enhancement Factor option [Member] 25% Enhancement Factor option October 1, 2021, through March 1, 2026 [Member] October 1, 2021, through March 1, 2026 C000028716 [Member] C000028716 C000020917 [Member] C000020917 C000052150 [Member] C000052150 C000024404 [Member] C000024404 C000010862 [Member] C000010862 C000010842 [Member] C000010842 C000084659 [Member] C000084659 C000028736 [Member] C000028736 C000048812 [Member] C000048812 C000020929 [Member] C000020929 C000000415 [Member] C000000415 C000026500 [Member] C000026500 C000028728 [Member] C000028728 Life Paid-Up Issued With Guideline Premium Cash Value Corridor Test [Member] Life Paid-Up Issued With Guideline Premium Cash Value Corridor Test C000047121 [Member] C000047121 C000007311 [Member] C000007311 Current (if the Policy is issued with the cash value accumulation test) [Member] Current (if the Policy is issued with the cash value accumulation test) C000020099 [Member] C000020099 Yr 1-5 [Member] Yr 1-5 Underlying Funds Risk [Member] Underlying Funds Risk C000038543 2 [Member] C000038543 2 C000007315 [Member] C000007315 Automatic Portfolio Rebalancing [Member] Automatic Portfolio Rebalancing C000020910 [Member] C000020910 C000020920 [Member] C000020920 C000005036 [Member] C000005036 C000023920 [Member] C000023920 C000007262 [Member] C000007262 C000026489 [Member] C000026489 C000020121 [Member] C000020121 C000021045 [Member] C000021045 C000020111 [Member] C000020111 C000017231 [Member] C000017231 C000068447 [Member] C000068447 C000026484 [Member] C000026484 C000012155 [Member] C000012155 C000000453 [Member] C000000453 C000020916 [Member] C000020916 C000020932 [Member] C000020932 C000247652 [Member] C000247652 C000038543 1 [Member] C000038543 1 C000038528 [Member] C000038528 C000099202 [Member] C000099202 C000020921 [Member] C000020921 C000038545 [Member] C000038545 C000026478 [Member] C000026478 C000192542 [Member] C000192542 C000030372 [Member] C000030372 Policy Termination (Lapse) Risk [Member] Policy Termination (Lapse) Risk C000010872 [Member] C000010872 C000007246 [Member] C000007246 C000087493 [Member] C000087493 C000020904 [Member] C000020904 EX-101.PRE 7 ck0001526622-20260429_pre.xml XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE DOCUMENT EX-99.(N)(1) 8 principalexecutivevariable.htm EX-99.(N)(1) Document

Consent of Independent Registered Public Accounting Firm
We consent to the references to our firm under the caption “Independent Registered Public Accounting Firm” in the Prospectus and in the Statement of Additional Information, each dated May 1, 2026, and each included in this Post-Effective Amendment No. 11 the Registration Statement Form N-6, File Nos. 333-233170 and 811-22589 of Principal National Life Insurance Company Variable Life Separate Account (the “Registration Statement”).

We also consent to the incorporation by reference of our reports (1) dated April 9, 2026, with respect to the statutory-basis financial statements of Principal National Life Insurance Company, (2) dated April 9, 2026 with respect to the statutory-basis financial statement schedules of Principal National Life Insurance Company, and (3) dated April 2, 2026, with respect to the financial statements of each of the subaccounts within Principal National Life Insurance Company Variable Life Separate Account included in form N-VPFS for the year ended December 31, 2025, into this Registration Statement, filed with the Securities and Exchange Commission.
/s/ Ernst & Young LLP
Des Moines, Iowa
April 29, 2026

XML 10 R1.htm IDEA: XBRL DOCUMENT v3.26.1

N-6

May 01, 2026

USD ($)

Prospectus:

Document Type N-6

Entity Registrant Name Principal National Life Insurance Co Variable Life Separate Account

Entity Central Index Key 0001526622

Entity Investment Company Type N-6

Document Period End Date Apr. 29, 2026

Amendment Flag false

C000215152 [Member]

Item 2. Key Information [Line Items]

Fees and Expenses [Text Block]
FEES AND EXPENSES
Location in Statutory Prospectus
Charges for Early Withdrawals
No surrender charge is imposed on a partial or full surrender.
SUMMARY: FEE TABLES - Transaction Fees
CHARGES AND DEDUCTIONS
Transaction Charges
You may be charged for other transactions, including a sales charge and taxes assessed on each premium paid, a transaction fee for unscheduled partial surrenders, transfer fees for unscheduled Division transfers, and illustration fees.
SUMMARY: FEE TABLES - Transaction Fees
CHARGES AND DEDUCTIONS
Ongoing Fees and Expenses (annual charges)
In addition to transaction charges, an investment in the Policy is subject to certain ongoing fees and expenses, including fees and expenses covering the cost of insurance under the Policy and the cost of optional benefits under the Policy, as well as interest for any Loan Indebtedness. Certain fees and expenses are set based on the characteristics of the Insured (e.g., age, sex, and rating classification). You should view the Data Pages for rates applicable to you. "Data Pages" are the pages of the Policy which contain information specific to you, to the Insured and the Policy. Current or revised Data Pages may be sent to you from time to time.
Investors will also bear expenses associated with the Underlying Funds, as shown in the following table:
SUMMARY: FEE TABLES - Periodic Charges Other Than Annual Underlying Fund Expenses
CHARGES AND DEDUCTIONS
SUMMARY: FEE TABLES -Annual Underlying Fund Expenses
CHARGES AND DEDUCTIONS
APPENDIX – Underlying Funds Available Under the Policy
Annual Fee
Minimum
Maximum
Investment Options (Underlying Fund Fees and Expenses)
0.12% 2.86%

Charges for Early Withdrawals [Text Block]
Charges for Early Withdrawals
No surrender charge is imposed on a partial or full surrender.
SUMMARY: FEE TABLES - Transaction Fees
CHARGES AND DEDUCTIONS

Transaction Charges [Text Block]
Transaction Charges
You may be charged for other transactions, including a sales charge and taxes assessed on each premium paid, a transaction fee for unscheduled partial surrenders, transfer fees for unscheduled Division transfers, and illustration fees.
SUMMARY: FEE TABLES - Transaction Fees
CHARGES AND DEDUCTIONS

Ongoing Fees and Expenses [Table Text Block]
FEES AND EXPENSES
Location in Statutory Prospectus
Charges for Early Withdrawals
No surrender charge is imposed on a partial or full surrender.
SUMMARY: FEE TABLES - Transaction Fees
CHARGES AND DEDUCTIONS
Transaction Charges
You may be charged for other transactions, including a sales charge and taxes assessed on each premium paid, a transaction fee for unscheduled partial surrenders, transfer fees for unscheduled Division transfers, and illustration fees.
SUMMARY: FEE TABLES - Transaction Fees
CHARGES AND DEDUCTIONS
Ongoing Fees and Expenses (annual charges)
In addition to transaction charges, an investment in the Policy is subject to certain ongoing fees and expenses, including fees and expenses covering the cost of insurance under the Policy and the cost of optional benefits under the Policy, as well as interest for any Loan Indebtedness. Certain fees and expenses are set based on the characteristics of the Insured (e.g., age, sex, and rating classification). You should view the Data Pages for rates applicable to you. "Data Pages" are the pages of the Policy which contain information specific to you, to the Insured and the Policy. Current or revised Data Pages may be sent to you from time to time.
Investors will also bear expenses associated with the Underlying Funds, as shown in the following table:
SUMMARY: FEE TABLES - Periodic Charges Other Than Annual Underlying Fund Expenses
CHARGES AND DEDUCTIONS
SUMMARY: FEE TABLES -Annual Underlying Fund Expenses
CHARGES AND DEDUCTIONS
APPENDIX – Underlying Funds Available Under the Policy
Annual Fee
Minimum
Maximum
Investment Options (Underlying Fund Fees and Expenses)
0.12% 2.86%

Investment Options (of Other Amount) Minimum [Percent] 0.12%

Investment Options (of Other Amount) Maximum [Percent] 2.86%

Risks [Table Text Block]
RISKS
Location in Statutory Prospectus
Risk of Loss
You can lose money by investing in a Policy.
PRINCIPAL RISKS OF INVESTING IN THE POLICY - Risk of Loss; Not a Short Term Investment
Not a Short-Term Investment
The Policy is not a short-term investment and is not appropriate for an investor that needs ready access to cash.
Withdrawals will reduce the value of your Policy and the death benefit and may lead to adverse tax consequences.
Risks Associated with Investment Options
An investment in the Policy is subject to the risk of poor investment performance and can vary depending on the performance of the investment options available under the Policy (e.g., the Underlying Funds). Each investment option (including the Fixed Account) has its own unique risks. A comprehensive discussion of the risks of each Underlying Fund may be found in the Underlying Fund’s prospectus. You should review these investment options before making an investment decision.
PRINCIPAL RISKS OF INVESTING IN THE POLICY - Risks of Underlying Funds
Insurance Company Risks
An investment in the Policy is subject to the risks related to the Company. Any obligations (including under the Fixed Account), guarantees, or benefits are subject to the claims-paying ability of the Company. More information about the Company, including its financial strength ratings, is available at https://investors.principal.com/investor-relations/our-business/credit-ratings/default.aspx.
GENERAL DESCRIPTION OF THE POLICY - General Account
Policy Lapse
When the Policy lapses, it terminates with no value and no longer provides any life insurance benefit upon the death of the Insured. Poor investment performance, partial surrenders, failure to pay sufficient premiums, and unpaid policy loans and loan interest will increase the risk of lapse. If your Policy lapses, you can only reinstate it under certain conditions, including making certain payments.
PRINCIPAL RISKS OF INVESTING IN THE POLICY - Policy Termination (Lapse)
POLICY TERMINATION AND REINSTATEMENT
RESTRICTIONS
Location in
Statutory Prospectus
Investments
While you may transfer amounts in the Divisions (which invest in shares of a corresponding Underlying Fund) and Fixed Account, certain restrictions and transfer fees apply with regard to the number and amount of such transfers. Transfers from the Fixed Account are subject to significant limitations. Transfers are also subject to the excessive trading and market timing polices described in this prospectus.
We reserve the right to remove or substitute Underlying Funds as investment options.
Depending on your state, or your financial professional or your financial professional's firm, certain investment options may not be available.
GENERAL DESCRIPTION OF THE POLICY -Limitations on Transfers
GENERAL DESCRIPTION OF THE POLICY -Reservation of Rights
GENERAL DESCRIPTION OF THE POLICY -Material State Variations
GENERAL DESCRIPTION OF THE POLICY – Financial Intermediary Variations
Optional Benefits
Some optional benefits under the Policy are subject to limitations, restrictions, and additional charges, including with respect to their availability and the amounts that may be paid under such benefits.
Withdrawals may significantly reduce the value of a benefit.
Depending on your state, or your financial professional or your financial professional's firm, certain benefits may not be available or may be available on different terms.
OTHER BENEFITS AVAILABLE UNDER THE POLICY
GENERAL DESCRIPTION OF THE POLICY - Material State Variations
GENERAL DESCRIPTION OF THE POLICY – Financial Intermediary Variations
TAXES
Location in
Statutory Prospectus
Tax Implications
You should consult with a tax professional to determine the tax implications of an investment in, and payments received under, the Policy. There is no additional tax benefit to you if the Policy is purchased through a tax-qualified plan or individual retirement account (IRA), and withdrawals will be subject to ordinary income tax and may be subject to tax penalties
TAX ISSUES RELATED TO THE POLICY

Investment Restrictions [Text Block]
While you may transfer amounts in the Divisions (which invest in shares of a corresponding Underlying Fund) and Fixed Account, certain restrictions and transfer fees apply with regard to the number and amount of such transfers. Transfers from the Fixed Account are subject to significant limitations. Transfers are also subject to the excessive trading and market timing polices described in this prospectus.
We reserve the right to remove or substitute Underlying Funds as investment options.
Depending on your state, or your financial professional or your financial professional's firm, certain investment options may not be available.

Optional Benefit Restrictions [Text Block]
Some optional benefits under the Policy are subject to limitations, restrictions, and additional charges, including with respect to their availability and the amounts that may be paid under such benefits.
Withdrawals may significantly reduce the value of a benefit.
Depending on your state, or your financial professional or your financial professional's firm, certain benefits may not be available or may be available on different terms.

Tax Implications [Text Block]
You should consult with a tax professional to determine the tax implications of an investment in, and payments received under, the Policy. There is no additional tax benefit to you if the Policy is purchased through a tax-qualified plan or individual retirement account (IRA), and withdrawals will be subject to ordinary income tax and may be subject to tax penalties

Investment Professional Compensation [Text Block]
The Company pays compensation to broker-dealers, financial institutions and other parties for the sale of the Policy, including commissions on premiums paid on the Policy. The Company and/or its affiliates may also pay other amounts such as marketing allowances, expense reimbursements and education payments. Such compensation may influence the financial intermediary or sales representative to recommend the purchase of this Policy over competing policies or over other investment options.

Exchanges [Text Block]
Some financial representatives may have a financial incentive to offer a new policy in place of the one you already own. You should only exchange an existing policy if you determine, after comparing the features, fees and risks of both policies, and any fees or penalties to terminate the existing policy, that it is preferable to purchase the new policy rather than continue to own an existing policy.

Transaction Expenses [Table Text Block]
Transaction Fees for Policy Dates before October 1, 2021
Charge
When Charge is Deducted
Amount Deducted
Sales Charge
upon receipt of premium
Maximum
6.50% of premium paid
Current
6.50% of premium paid
Taxes (federal, state and local)
upon receipt of premium
Maximum
3.25% of premium paid
Current
3.25% of premium paid
Transaction Fee for Unscheduled Partial Surrender
from each unscheduled partial surrender after the second unscheduled partial surrender in a Policy Year
Maximum
The lesser of $25 or 2% of the amount surrendered
Current
The lesser of $25 or 2% of the amount surrendered
Transfer Fee for Unscheduled Division Transfer
upon each unscheduled Division transfer after the first unscheduled Division transfer in a Policy Month
Maximum
$25 per unscheduled transfer
Current
None
Optional Insurance Benefits
Life Paid-Up Rider
on the date rider benefit begins
Maximum (if Policy is issued with the guideline premium/cash value corridor test)
7.50% of Policy Value
Maximum (if the Policy is issued with the cash value accumulation test)
13.50% of Policy Value
Current (if Policy is issued with the guideline premium/cash value
corridor test)
5.50% of Policy Value
Current (if the Policy is issued with the cash value accumulation test)
9.50% of Policy Value
Transaction Fees for Policy Dates from October 1, 2021, through March 1, 2026
Charge
When Charge is Deducted
Amount Deducted
Sales Charge(1)
upon receipt of premium
Maximum
7.75% of premium paid(2)
Current
7.50% of premium paid(2)
Taxes (federal, state and local)
upon receipt of premium
Maximum
3.25% of premium paid
Current
3.25% of premium paid
Transaction Fee for Unscheduled Partial Surrender
from each unscheduled partial surrender after the second unscheduled partial surrender in a Policy Year
Maximum
The lesser of $25 or 2% of the amount surrendered
Current
The lesser of $25 or 2% of the amount surrendered
Transfer Fee for Unscheduled Division Transfer(3)
upon each unscheduled Division transfer after the first unscheduled Division transfer in a Policy Month
Maximum
$25 per unscheduled transfer
Current
None
Optional Insurance Benefits
Life Paid-Up Rider
on the date rider benefit begins
Maximum (if Policy is issued with the guideline premium/cash value corridor test)(4)
7.50% of Policy Value
Maximum (if the Policy is issued with the cash value accumulation test) (4)
13.50% of Policy Value
Current (if Policy is issued with the guideline premium/cash value corridor test)(4)
5.50% of Policy Value
Current (if the Policy is issued with the cash value accumulation test)(4)
7.50% of Policy Value
Transaction Fees for Policy Dates on or after March 2, 2026
Charge
When Charge is Deducted
Amount Deducted
Sales Charge(1)
upon receipt of premium
Maximum
6.75% of premium paid(2)
Current
3.25% of premium paid(2)
Taxes (federal, state and local)
upon receipt of premium
Maximum
3.25% of premium paid
Current
3.25% of premium paid
Transaction Fee for Unscheduled Partial Surrender
from each unscheduled partial surrender after the second unscheduled partial surrender in a Policy Year
Maximum
The lesser of $25 or 2% of the amount surrendered
Current
The lesser of $25 or 2% of the amount surrendered
Transfer Fee for Unscheduled Division Transfer(3)
upon each unscheduled Division transfer after the first unscheduled Division transfer in a Policy Month
Maximum
$25 per unscheduled transfer
Current
None
Optional Insurance Benefits
Life Paid-Up Rider
on the date rider benefit begins
Maximum (if Policy is issued with the guideline premium/cash value corridor test) (4)
7.50% of Policy Value
Maximum (if the Policy is issued with the cash value accumulation test) (4)
13.50% of Policy Value
Current (if Policy is issued with the guideline premium/cash value corridor test) (4)
5.50% of Policy Value
Current (if the Policy is issued with the cash value accumulation test) (4)
7.50% of Policy Value
(1)The sales charge varies over time and also varies with the existence of the Supplemental Benefit Rider, as described in CHARGES AND DEDUCTIONS - Premium Expense Charge.
(2)Premium paid up to Target Premium. The maximum sales charge on premium paid in excess of Target Premium is 3.00% for Policy Dates before October 1, 2021; 3.75% for Policy Dates from October 1, 2021 – March 1, 2026; and 6.75% for Policy Dates on or after March 2, 2026.
(3)In addition to the fees shown, additional transfer fees or restrictions may be imposed by federal regulators, state regulators and/or sponsors of the underlying mutual funds. See GENERAL DESCRIPTION OF THE POLICY.
(4)For more information regarding the guideline premium/cash value corridor test and the cash value accumulation test, see DEATH BENEFITS AND POLICY VALUES - IRS Definition of Life Insurance.

Sales Load, Description [Text Block]
Sales Charge(1)

Sales Load, When Deducted [Text Block]
upon receipt of premium

Sales Load (of Premium Payments), Maximum [Percent] 6.75%

Sales Load (of Premium Payments), Current [Percent] 3.25%

Premium Taxes, Description [Text Block]
Taxes (federal, state and local)

Premium Taxes, When Deducted [Text Block]
upon receipt of premium

Premium Taxes (of Premium Payments), Maximum [Percent] 3.25%

Premium Taxes (of Premium Payments), Current [Percent] 3.25%

Deferred Sales Load, Footnotes [Text Block] The sales charge varies over time and also varies with the existence of the Supplemental Benefit Rider, as described in CHARGES AND DEDUCTIONS - Premium Expense Charge.

Other Surrender Fees, Description [Text Block]
Transaction Fee for Unscheduled Partial Surrender

Other Surrender Fees, When Deducted [Text Block]
from each unscheduled partial surrender after the second unscheduled partial surrender in a Policy Year

Other Surrender Fees, Maximum [Dollars] $ 25

Other Surrender Fees, Current [Dollars] $ 25

Other Surrender Fees (of Other Amount), Maximum [Percent] 2.00%

Other Surrender Fees (of Other Amount), Current [Percent] 2.00%

Transfer Fees, Description [Text Block]
Transfer Fee for Unscheduled Division Transfer(3)

Transfer Fees, When Deducted [Text Block]
upon each unscheduled Division transfer after the first unscheduled Division transfer in a Policy Month

Transfer Fee, Maximum [Dollars] $ 25

Transfer Fee, Current [Dollars] $ 0

Transfer Fee, Footnotes [Text Block] In addition to the fees shown, additional transfer fees or restrictions may be imposed by federal regulators, state regulators and/or sponsors of the underlying mutual funds. See GENERAL DESCRIPTION OF THE POLICY.

Other Transaction Fee (of Other Amount), Footnotes [Text Block] Premium paid up to Target Premium. The maximum sales charge on premium paid in excess of Target Premium is 3.00% for Policy Dates before October 1, 2021; 3.75% for Policy Dates from October 1, 2021 – March 1, 2026; and 6.75% for Policy Dates on or after March 2, 2026.For more information regarding the guideline premium/cash value corridor test and the cash value accumulation test, see DEATH BENEFITS AND POLICY VALUES - IRS Definition of Life Insurance.

Periodic Charges [Table Text Block]
Periodic Charges Other Than Annual Underlying Fund Expenses For Policy Dates before October 1, 2021
Charge
When Charge is Deducted
Amount Deducted
Cost of Insurance(1)
monthly
Maximum
$83.33 per $1,000 of Net Amount at Risk
Minimum
$0.00167 per $1,000 of Net Amount at Risk
Maximum Charge for Representative Insured(2)
$0.21196 per $1,000 of Net Amount at Risk
Asset Based Charge
monthly
Maximum
0.35% of Division value per year
Current Charge
Yr 1-5: 0.35% of Division value per year Yr 6-15: 0.30% of Division value per year Yr 16+: 0.25% of Division value per year
Monthly Policy Issue Charge (except as noted below)(1)
monthly
Maximum
$0.67709 per $1,000 of Total Face Amount
Minimum
$0.02667 per $1,000 of Total Face Amount
Maximum Charge for Representative Insured(2)
$0.06250 per $1,000 of Total Face Amount
Monthly Policy Issue Charge, for Policies with the Supplemental Benefit Rider.(1)
Maximum
$0.67709 per $1,000 of Total Face Amount
Minimum
$0.02667 per $1,000 of Total Face Amount
Maximum Charge for Representative
Insured(2)
$0.06250 per $1,000 of Total Face Amount
Net Policy Loan Charge(3)
annually (accrued daily)
Maximum
1.0% of Loan Indebtedness per year(4)
Current
1.0% of Loan Indebtedness per year(4)
Optional Insurance Benefits
Supplemental Benefit Rider (Cost of Supplemental Insurance)(1)
monthly
Maximum
$83.33 per $1,000 of Net Amount at Risk
Minimum
$0.00062 per $1,000 of Net Amount at Risk
Maximum Charge for Representative Insured(2)
$0.21196 per $1,000 of Net Amount at Risk
Periodic Charges Other Than Annual Underlying Mutual Fund Expenses For Policy Dates from October 1, 2021, through March 1, 2026
Charge
When Charge is Deducted
Amount Deducted
Cost of Insurance(1)
monthly
Maximum
Minimum
$83.33333 per $1,000 of Net Amount at Risk
$0.00167 per $1,000 of Net Amount at Risk
Maximum Charge for Representative Insured(2)
$0.00667 per $1,000 of Net Amount at Risk
Asset Based Charge
monthly
0.35% of Division value per year
Maximum
Current Charge
0.35% of Division value per year
Monthly Policy Issue Charge (except as noted below)(1)
monthly
Maximum
$1.08418 per $1,000 of Total Face Amount
Minimum
$0.05467 per $1,000 of Total Face Amount
Maximum Charge for Representative Insured(2)
$0.06000 per $1,000 of Total Face Amount
Monthly Policy Issue Charge, for Policies with the Supplemental Benefit Rider(1)
Maximum
$1.08418 per $1,000 of Total Face Amount
Minimum
$0.00547 per $1,000 of Total Face
Amount
Maximum Charge for Representative Insured(2)
$0.04800 per $1,000 of Total Face Amount
Net Policy Loan Charge(3)
annually (accrued daily)
Maximum
1.0% of Loan Indebtedness per year(4)
Current
1.0% of Loan Indebtedness per year(4)
Optional Insurance Benefits
Supplemental Benefit Rider (Cost of Supplemental Insurance)(1)
monthly
Maximum
$83.33333 per $1,000 of Net Amount at Risk
Minimum
$0.00062 per $1,000 of Net Amount at Risk
Maximum Charge for Representative Insured(2)
$0.00200 per $1,000 of Net Amount at Risk
Periodic Charges Other Than Annual Underlying Mutual Fund Expenses
For Policy Dates on or after March 2, 2026
Charge
When Charge is Deducted
Amount Deducted
Cost of Insurance(1)
monthly
Maximum
$83.33333 per $1,000 of Net Amount at Risk
Minimum
$0.00585 per $1,000 of Net Amount at Risk
Maximum Charge for Representative Insured(2)
$0.01455 per $1,000 of Net Amount at Risk
Asset Based Charge for Base Face Amount(5)
Policy without Enhanced Cash Surrender Value Rider
monthly
Maximum
0.90% of Division value per year
Current Charge
0.30% of Division value per year
Policy with Enhanced Cash Surrender Value Rider (including 1.20 charge multiplier for 25% Enhancement Factor option)
Maximum
0.90% of Division value per year
Current Charge
0.36% of Division value per year
Policy with Enhanced Cash Surrender Value Rider (including 1.45 charge multiplier for 50% Enhancement Factor option)
Maximum
0.90% of Division value per year
Current
0.44% of Division value per year
Policy with Enhanced Cash Surrender Value Rider (including 1.65 charge multiplier for 75% Enhancement Factor option)
Maximum
0.90% of Division value per year
Current
0.50% of Division value per year
Policy with Enhanced Cash Surrender Value Rider (including 1.80 charge multiplier for 100% Enhancement Factor option)
Maximum
0.90% of Division value per year
Current
0.54% of Division value per year
Monthly Policy Issue Charge(1)
monthly
Policy without Supplemental Benefit Rider
Maximum
$1.08418 per $1,000 of Total Face Amount
Minimum
$0.05467 per $1,000 of Total Face Amount
Maximum Charge for Representative Insured(2)
$0.06000 per $1,000 of Total Face Amount
Policy with Supplemental Benefit Rider
Maximum
$1.08418 per $1,000 of Total Face Amount
Minimum
$0.00547 per $1,000 of Total Face Amount
Maximum Charge for Representative Insured(2)
$0.04800 per $1,000 of Total Face Amount
Net Policy Loan Charge(3)
annually (accrued daily)
Maximum
1.00% of Loan Indebtedness per year(4)
Current
1.00% of Loan Indebtedness per year(4)
Optional Insurance Benefits
Supplemental Benefit Rider monthly
Asset Based Charge for Supplement Benefit Rider Face Amount(5)
Policy without Enhanced Cash Surrender Value Rider
Maximum
0.90% of Division value per year
Current
0.15% of Division value per year
Policy with Enhanced Cash Surrender Value Rider (including 1.20 charge multiplier for 25% Enhancement Factor option)
Maximum
0.90% of Division value per year
Current
0.18% of Division value per year
Policy with Enhanced Cash Surrender Value Rider (including 1.45 charge multiplier for 50% Enhancement Factor option)
Maximum
0.90% of Division value per year
Current
0.22% of Division value per year
Policy with Enhanced Cash Surrender Value Rider (including 1.65 charge multiplier for 75% Enhancement Factor option)
Maximum
0.90% of Division value per year
Current
0.25% of Division value per year
Policy with Enhanced Cash Surrender Value Rider (including 1.80 charge multiplier for 100% Enhancement Factor option)
Maximum
0.90% of Division value per year
Current
0.27% of Division value per year
Cost of Supplemental Insurance Charge(1)
Maximum
$83.33333 per $1,000 of Net Amount at Risk
Minimum
$0.00374 per $1,000 of Net Amount at Risk
Maximum Charge for Representative Insured(2)
$0.00873 per $1,000 of Net Amount at Risk
(1)This charge varies based on individual characteristics, within the minimum and maximum shown. As a result, the current charge shown in the table may not be representative of the charge that you will pay. To obtain more information about the charge that would apply to you, contact your registered representative or call 1-800-247-9988 and request personalized illustrations.
(2)Current charges reflect the charges in effect as of the date of this prospectus supplement for a Representative Insured, which is a 45 year-old male with a risk classification of preferred non-tobacco for Policy Year one.
(3)The difference between the interest charged on the Loan Indebtedness and the interest credited to the Loan Account.
(4)This charge decreases after Policy Year ten.
(5)For Policies issued on or after March 2, 2026, if you elect the Enhanced Cash Surrender Value Rider, the current asset based charge(s) under your Policy will be increased by a designated multiplier, which varies based on the applicable Enhancement Factor option, subject to a maximum charge of 0.90% of Division value per year. The multiplier will be applied to the asset based charge for the proportionate Base Face Amount and, if elected, the Supplemental Benefit Rider. A higher Enhancement Factor will generally result in higher asset based charges compared to a lower Enhancement Factor. In no case will a multiplier result in a current asset-based charge greater than the maximum charge. There is no multiplier to the asset based charge(s) if the Enhanced Cash Surrender Value Rider has not been elected. For details, see CHARGES AND DEDUCTIONS – Monthly Policy Charge.

Insurance Cost, Description [Text Block]
Cost of Insurance(1)

Insurance Cost, Representative Investor [Text Block] 0.01455

Insurance Cost, Maximum [Dollars] $ 83.33333

Insurance Cost, Minimum [Dollars] $ 0.00585

Insurance Cost, Footnotes [Text Block] Current charges reflect the charges in effect as of the date of this prospectus supplement for a Representative Insured, which is a 45 year-old male with a risk classification of preferred non-tobacco for Policy Year one.

Other Annual Expense, Footnotes [Text Block] The difference between the interest charged on the Loan Indebtedness and the interest credited to the Loan Account.

Annual Portfolio Company Expenses [Table Text Block]
Annual Underlying Fund Expenses as of December 31, 2025
Minimum
Maximum
Total annual Underlying Fund expenses (expenses that are deducted from underlying fund assets, including management fees, distribution and/or service (12b-1) fees and other expenses)
0.12% 2.86%

Portfolio Company Expenses Minimum [Percent] 0.12%

Portfolio Company Expenses Maximum [Percent] 2.86%

Item 5. Principal Risks [Table Text Block]
PRINCIPAL RISKS OF INVESTING IN THE POLICY
Risk of Loss
You can lose money by investing in a Policy, including loss of principal. It is possible that investment performance could cause a loss of the entire amount allocated to the Divisions. Without additional premium payments or a death benefit guarantee rider, it is possible that no death benefit would be paid upon the Insured’s death.
Not a Short Term Investment
This Policy is not suitable as a short-term savings vehicle and is not appropriate if you need ready access to cash. Costs of insurance and other Policy expenses may reduce the value of your Policy and its benefits. In addition, the benefits of tax
deferral are better for investors with long time horizons. Partial surrenders may significantly reduce the Policy Value, the death benefit, and any optional benefits and will increase the risk of lapse.
Policy Termination (Lapse)
On an ongoing basis, the Policy’s Net Surrender Value must be sufficient to cover the Monthly Policy Charges and any Loan Indebtedness. It is possible that poor investment performance, Monthly Policy Charges, Loan Indebtedness, and/or partial surrenders could cause the Policy to lapse unless additional premiums are paid. Partial surrenders and policy loans increase the risk of lapse because the amount of either or both is not available to generate investment return or pay for policy charges. It is possible that the Policy could lapse even if your Policy has a rider that is intended to help you manage the risk of lapse. When the Policy lapses, it terminates with no value and no longer provides any life insurance benefit upon the death of the Insured. If your Policy lapses, you can only reinstate it under certain conditions, including making certain payments.
Limitations on Access to Surrender Value
The Policy should not be viewed as a highly-liquid investment. Your ability to withdraw money from the Policy is restricted and partial surrenders may negatively affect your Policy Value, death benefit, and any optional benefits.
Unscheduled Partial Surrenders
Up to two unscheduled partial surrenders may be made in a Policy Year before the transaction fees apply. The minimum amount of a partial surrender is $500. The total of the amount(s) surrendered may not be greater than 90% of the Net Policy Value as of the effective date of the unscheduled partial surrender. The unscheduled partial surrender may not decrease the Total Face Amount to less than $100,000.
Scheduled Partial Surrenders
Partial surrenders may be scheduled on a monthly, quarterly, semiannual, or annual basis. Each scheduled partial surrender may not be greater than 90% of the Net Policy Value (as of the date of the scheduled partial surrender).
Full Surrender
The Policy may be surrendered while the Policy is in effect. There is no refund of any Monthly Policy Charges deducted before the full surrender effective date.
Adverse Tax Consequences
A full surrender, cancellation of the Policy by lapse or the maturity of the Policy on its maturity date may have adverse tax consequences. If the amount received by the Owner plus any Loan Indebtedness exceeds the premiums paid into the Policy, then the excess generally will be treated as taxable income.
In certain employer-sponsored life insurance arrangements, participants may be required to report for income tax purposes, one or more of the following:
•the value each year of the life insurance protection provided;
•an amount equal to any employer-paid premiums; or
•some or all of the amount by which the current value exceeds the employer’s interest in the Policy.
You should consult with a tax professional to determine the tax implications of an investment in, and payments received under, the Policy. Participants should consult with the sponsor or the administrator of the plan and/or with their personal tax or legal adviser to determine the tax consequences, if any, of their employer-sponsored life insurance arrangements. There is no additional tax benefit to you if the Policy is purchased through a tax-qualified plan or individual retirement account (IRA), and withdrawals will be subject to ordinary income tax and may be subject to tax penalties.
There are other tax issues to consider when you own a life insurance policy. These are described in more detail in TAX ISSUES RELATED TO THE POLICY.
Risks of Underlying Funds
Amounts that you allocate to the Divisions are subject to the risk of poor investment performance. Each Division invests in an Underlying Fund. The performance of each Division depends on the performance of its Underlying Fund. Each Underlying Fund has its own investment risks, and you are exposed to an Underlying Fund’s investment risks when you invest in the corresponding Division. A comprehensive discussion of the risks of each Underlying Fund may be found in the Underlying Fund’s prospectus. As with all mutual funds, as the value of an Underlying Fund’s assets rise or fall, the fund’s share price changes.
The Underlying Funds are NOT available to the general public directly but are available only as investment options in variable life insurance policies or variable annuity contracts issued by life insurance companies and qualified plans. Some of the Underlying Funds have been established by investment advisers that manage publicly available mutual funds having similar names and investment objectives. While some of the Underlying Funds may be similar to, and may in fact be modeled after publicly available mutual funds, the Underlying Funds are not otherwise directly related to any publicly available mutual fund. Consequently, the investment performance of publicly available mutual funds and of any Underlying Fund may differ substantially.
Potentially Harmful Transfer Activity
This Policy is not designed as a vehicle for market timing. Accordingly, your ability to make transfers under the Policy is subject to limitation if we determine, in our sole opinion, that the exercise of that privilege may disadvantage or potentially hurt the rights or interests of other Policy owners. We have limitations and restrictions on transfer activity, which we apply to all owners of the Policy without exception.
Insurance Company Risks
An investment in the Policy is subject to the risks related to the Company. Any obligations, guarantees, or benefits are subject to the claims-paying ability of the Company. If the Company is unable to meet its obligations to creditors, it is possible that the Company's obligations to you under this Policy may not be satisfied.
Conflicts of Interest
Investment Professional Compensation
The Company pays compensation to broker-dealers, financial institutions and other parties (“Financial Intermediaries”) for the sale of the Policy according to schedules in the sales agreements and other agreements reached between the Company and the Financial Intermediaries. Such compensation generally consists of commissions on premiums paid on the Policy. The Company and/or its affiliates may also pay other amounts (“Additional Payments”) that include, but are not limited to, marketing allowances, expense reimbursements and education payments. These Additional Payments are designed to provide incentives for the sale and retention of the Policies as well as other products sold by the Company and may influence the Financial Intermediary or sales representative to recommend the purchase of this Policy over competing policies or over other investment options. You may ask your sales representative about these differing and divergent interests and the compensation paid to your representative and such representative's broker-dealer for soliciting applications for the Policy.
Some financial representatives may have a financial incentive to offer a new policy in place of the one you already own. You should only exchange an existing policy if you determine, after comparing the features, fees and risks of both policies, and any fees or penalties to terminate the existing policy, that it is preferable to purchase the new policy rather than continue to own an existing policy.
Compensation and Underlying Fund Selection
When selecting the Underlying Funds, we consider each such fund’s investment strategy, asset class, manager’s reputation, and performance. We also consider the amount of compensation that we receive from the Underlying Funds, their advisers, sub-advisers, or their distributors, which can be significant. Additionally, we offer certain Underlying Funds at least in part because they are managed by an affiliate.
Compensation We Receive from Underlying Funds
The Company and certain of our affiliates receive compensation from certain Underlying Funds pursuant to Rule 12b-1 under the 1940 Act. This compensation is paid out of an Underlying Fund’s assets and is as much as 0.25% of the average net assets of an Underlying Fund that are attributable to the variable life insurance products issued by us and our affiliates that offer the particular fund (the Company’s variable contracts). An investment in an Underlying Fund with a 12b-1 fee will increase the cost of your investment.
Compensation We Receive from Underlying Fund Advisors
We and certain of our affiliates also receive compensation from the advisers and sub-advisers to some of the Underlying Funds. We use this compensation for such purposes as paying expenses that we incur in promoting, issuing, distributing and administering the Policy and providing services on behalf of the Underlying Funds in our role as intermediary. Some advisers and sub-advisers pay us more than others; some advisers and sub-advisers do not pay us any such compensation. The advisers’ revenues from which such compensation is paid may be derived, in whole or in part, from the advisory fees deducted from Underlying Fund assets.
Owners, through their indirect investment in the Underlying Funds, bear the costs of these advisory fees.
Other Conflicts of Interest
The Underlying Funds are available to registered separate accounts offering variable annuity and variable life products of other affiliated and unaffiliated insurance companies, as well as to the Separate Account and other separate accounts of the Company. Although we do not anticipate any disadvantages to these arrangements, it is possible that a material conflict may arise between the interests of the Separate Account and one or more of the other separate accounts participating in the Underlying Funds. A conflict may occur, for example, as a result of a change in law affecting the operations of variable life and variable annuity separate accounts, differences in the voting instructions of the Owners and payees and those of other insurance companies, or some other reason. In the event of a conflict of interest, we will take steps necessary to protect Owners and payees, including withdrawing the Separate Account from participation in the Underlying Funds involved in the conflict or substituting shares of other funds.
Risks Affecting Our Administration of Your Policy
Our operations and/or the activities and operations of our service providers and business partners are subject to certain risks that may be beyond our control, including systems failures and operational disruptions caused by severe natural or man-made events (e.g., natural disasters, pandemics, cyberattacks). These risks are not unique to the Company and they could materially impact our ability to conduct business, safeguard your personal information, and administer the Policy (e.g., calculate Policy values or Unit values, process Policy transactions). These events could also impact the issuers of the securities in which the Underlying Funds invest, which could cause your Policy to lose value.
The Company is highly dependent upon its computer systems and those of its business partners. This makes the Company potentially susceptible to operational and information security risks resulting from a cyberattack or other cybersecurity incident. These risks include direct risks, such as theft, misuse, corruption and destruction of data maintained by the Company, and indirect risks, such as denial of service attacks on service provider websites and other operational disruptions that impede our ability to electronically interact with service providers. Cybersecurity threats, and the methods and devices used to attack systems and networks, evolve constantly (for example, through the increased use of artificial intelligent (“AI”) tools). Although we make substantial efforts to protect our computer systems from these security risks, including internal processes and technological defenses that are preventative or detective, and other controls designed to provide multiple layers of security assurance, there can be no guarantee that we, our service providers, or the Underlying Funds will be able to avoid adverse impacts from cybersecurity incidents, including the types of impacts described above. If your Contract is adversely affected as a result of the failure of our cybersecurity controls, we will take reasonable steps to restore your Contract.

Item 10. Standard Death Benefits (N-6) [Table Text Block]
DEATH BENEFITS AND POLICY VALUES
Death Proceeds
We will pay the death proceeds to the beneficiary(ies) subject to the provisions of the Policy, after we receive:
•notice and proof that the Insured died while the Policy was in force and before the Policy Maturity Date. Proof of the Insured's death consists of a certified copy of the death certificate of the Insured;
•Sufficient information to determine our liability, the extent of the liability, and the appropriate payee legally entitled to the proceeds; and
•Sufficient evidence that any legal impediments to payment of proceeds that depend on the action of parties other than us are resolved. Legal impediments to payment include, but are not limited to: (a) the establishment of guardianships and conservatorships; (b) the appointment and qualification of trustees, executors and administrators; and (c) the submission of information required to satisfy state and federal reporting requirements.
We pay death proceeds first to the assignee, if any, in a lump sum. We pay the remainder to your named beneficiary(ies) as described below. If no beneficiary(ies) survives the Insured, we will pay the death proceeds to the Owner or the Owner’s estate unless you have given us written notice otherwise.
We will pay death proceeds according to the benefit payment option (shown below) that you have chosen. If you do not select a benefit payment option, your named beneficiary(ies) may each choose to receive payment in a lump sum or according to a benefit payment option. If your beneficiary(ies) does not choose a benefit payment option, we will pay the death proceeds in a lump sum.
Death proceeds, calculated as of the date of death of the Insured, are A minus B minus C where:
•A is the death benefit plus any proceeds from any benefit rider on the Insured's life;
•B is any Loan Indebtedness; and
•C, if the Insured's death occurs during a grace period, is the lesser of any overdue Monthly Policy Charges and, if applicable, the Death Benefit Guarantee Premium Requirement.
Benefit Payment Instructions
While the Insured is alive, you may give us instructions for payment of death proceeds under one of the fixed benefit payment options shown below. If we have not received written benefit payment instructions from you prior to the Insured’s death, each of your beneficiaries may select either a lump sum distribution or one of the benefit payment options shown below. You may change your benefit payment instructions by sending us written notice. If you change your beneficiary(ies) designation, your prior benefit payment instructions are automatically revoked.
Benefit Payment Options
The benefit payment options include:
•Custom Benefit Arrangement – We will make benefit payments based on arrangements you have requested and we have agreed to in writing (e.g., equal payments made over a specified period of time, joint and survivor life income with a reduced survivor benefit, etc.).
•Life Income – We will make benefit payments for a person’s lifetime; payments stop after the death of that person. It is possible that we would make no payments if the person were to die before the first payment was due.
•Life Income with Period Certain – We will make benefit payments for the longer of a person’s lifetime or a guaranteed period that you specify (must be between 5 to 30 years). If the person dies before all of the guaranteed payments have been made, we will continue to make the guaranteed payments to the person(s) you or your beneficiary designate until the end of the guaranteed period.
•Joint and Survivor Life Income – We will make benefit payments for the longer of the lifetimes of two named people. Payments stop upon the death of the survivor of the two persons. It is possible that we would make no payments if both persons were to die before the first payment was due.
•Joint and Survivor Life Income with Period Certain – We will make benefit payments for the longer of the lifetimes of two named people or a guaranteed payment period that you specify (must be between 5 to 30 years). If both people die before all of the guaranteed payments have been made, we will continue to make the guaranteed payments to the person(s) you or your beneficiary designates until the end of the guaranteed period.
These benefit payment options are also available if the Policy matures or is surrendered.
Death Benefit Options
The death benefit option is selected at the time of application. If a death benefit option is not chosen, the Policy will be issued with Death Benefit Option 1.
The three death benefit options available are:
•Death Benefit Option 1 – the death benefit equals the greater of:
•the Total Face Amount; or
•the amount found by multiplying the Surrender Value by the applicable percentage*.
•Death Benefit Option 2 – the death benefit equals the greater of:
•the Total Face Amount plus the Policy Value; or
•the amount found by multiplying the Surrender Value by the applicable percentage*.
•Death Benefit Option 3 – the death benefit equals the greater of:
•the Total Face Amount plus the greater of a) premiums paid less partial surrenders and b) zero; or
•the amount found by multiplying the Surrender Value by the applicable percentage*.
*The applicable percentage tables are in Appendix B and are based on our interpretation of Section 7702 of the Internal Revenue Code as set forth below. The table which applies to your Policy is determined by your choice of either the guideline premium/cash value corridor test or the cash value accumulation test.
Example: The following assumptions are made to demonstrate the use of the Tables found in Appendix B: Death Benefit Option: 1
Total Face Amount:
$1,000,000 Surrender Value:
$900,000
Definition of Life Insurance Test: Guideline Premium/Cash Value Corridor Test Attained Age: 45
Risk Class: Preferred Non-
Tobacco Applicable Percentage: 215%
Death Benefit: $900,000 x 215% = $1,935,000
For Policy Dates before October 1, 2021, if the Definition of Life Insurance Test was the Cash Value Accumulation Test, the applicable percentage would be 378.88% (assuming the Insured is a male) and the death benefit would be $3,409,920.
For Policy Dates on or after October 1, 2021, if the Definition of Life Insurance Test was the Cash Value Accumulation Test, the applicable percentage would be 201.591% (assuming the Insured is a male) and the death benefit would be $1,814,319.
Change in Death Benefit Option
You may change the death benefit option on or after the first policy anniversary. Up to two changes are allowed per Policy Year. Your request must be made in writing and approved by us. The effective date of the change will be the Monthly Date that coincides with, or next follows, our approval. If the death benefit option change involves a face decrease, you may elect to keep the current Total Face Amount, subject to underwriting review and approval.
The option may not be changed from Death Benefit Option 1 to Death Benefit Option 3 or from Death Benefit Option 2 to Death Benefit Option 3. We will increase or decrease the Total Face Amount so that the death benefit immediately after the change equals the death benefit before the change.
Changing from Death Benefit Option 1 to Death Benefit Option 2
We will decrease the Total Face Amount. The amount of the decrease is equal to the Policy Value on the effective date of the change. If there have been previous increases in the Total Face Amount, the decrease of Total Face Amount will be made on a last in, first out basis. Because the death benefit can continue to increase under Death Benefit Option 2, thereby increasing the Company’s risk we may require proof of insurability. In addition, cost of insurance charges will likely increase. This example assumes that the Base Policy Face Amount equals the Total Face Amount.
Total Face Amount
Death Benefit
Policy Value
before the change
before the change
before the change
$1,000,000 $1,000,000 $50,000
after the change
after the change
after the change
$950,000
($1,000,000 - $50,000)
$1,000,000
($950,000+$50,000)
$50,000
Changing from Death Benefit Option 2 to Death Benefit Option 1
We will increase the Total Face Amount. The amount of the increase is equal to the Policy Value on the effective date of the change. The Total Face Amount increase will be in the same proportion as the Base Policy Face Amount to the Total Face Amount. Because the death benefit will not continue to increase under Death Benefit Option 1, no proof of insurability is required. Cost of insurance charges will likely decrease. This example assumes that the policy face amount equals the Total Face Amount.
Total Face Amount
Death Benefit
Policy Value
before the change
before the change
before the change
$1,000,000
$1,050,000
($1,000,000 + $50,000)
$50,000
after the change
after the change
after the change
$1,050,000
($1,000,000 + $50,000)
$1,050,000 $50,000
Changing from Death Benefit Option 3 to Death Benefit Option 1
We will increase the Total Face Amount if the total premiums paid are greater than total partial surrenders (including any transaction fees) as of the effective date of the change. The increase will be in the same proportion as the Base Policy Face Amount is to the Total Face Amount. Because the death benefit will not continue to increase under Death Benefit Option 1, no proof of insurability is required. Cost of insurance charges will likely decrease. This example assumes total premiums paid are $30,000, total partial surrenders are $10,000 and the Base Policy Face Amount equals the Total Face Amount.
Total Face Amount
Death Benefit
Policy Value
before the change
before the change
before the change
$1,000,000
$1,020,000
($1,000,000 + ($30,000 - $10,000))
$50,000
after the change
after the change
after the change
$1,020,000
($1,000,000 + ($30,000 - $10,000))
$1,020,000 $50,000
Changing from Death Benefit Option 3 to Death Benefit Option 2
We will either increase or decrease the Total Face Amount by subtracting the Policy Value from the greater of a) premiums paid less partial surrenders and b) zero. Because the death benefit can continue to increase under Death Benefit Option 2, therefore increasing the Company’s risk, we may require proof of insurability. In addition, cost of insurance charges will likely increase. This example assumes that total premiums paid are $30,000, total partial surrenders are $10,000 and the policy face amount equals the Total Face Amount.
Total Face Amount
Death Benefit
Policy Value
before the change
before the change
before the change
$1,000,000
$1,020,000
($1,000,000 + ($30,000 - $10,000))
$50,000
after the change
after the change
after the change
$970,000
($1,000,000 + ($30,000 - $10,000 - $50,000))
$1,020,000
($970,000 + $50,000)
$50,000
IRS Definition of Life Insurance
The Policy should qualify as a life insurance contract as long as it satisfies either the guideline premium/cash value corridor test or the cash value accumulation test as defined under Section 7702 of the Internal Revenue Code. One of these tests is chosen at issue. If a test is not chosen, the Policy will comply with the guideline premium/cash value corridor test. Once a test is chosen, it cannot be changed on the Policy.
The guideline premium/cash value corridor test places limitations on the amount of premium payments that may be made and on Policy Values that can accumulate relative to the death benefit. Guideline premium limits are determined when the Policy is issued and can vary by the death benefit option chosen. Guideline premium limits will likely change due to any Adjustment to the Policy.
If you make a premium payment that we determine exceeds the current guideline premium limits under Internal Revenue Code Section 7702, we reserve the right to apply or refund the payment as described under “Premium Limitations.”
The cash value accumulation test does not place limitations on the amount of premium payments but limits the amount of Policy Values that can accumulate relative to the death benefit.
To satisfy either test, the ratio of the death benefit to the Policy Value must be at least as great as the applicable percentage shown in Appendix B. As the Policy Value increases, the minimum death benefit may be required to increase. Because the cost of insurance you pay is based in part on the amount of the death benefit, an increase in the death benefit increases the cost of insurance.
As compared to the cash value accumulation test, the guideline premium/cash value corridor test generally has:
•smaller applicable percentages
•lower minimum death benefit
•lower cost of insurance charges
•better Policy Value growth.
The smaller applicable percentages lead to a lower minimum death benefit and thus lower cost of insurance charges. Lower charges result in better Policy Value growth.
This may not be the result in all cases. The specifics of each Policy determine which test is more suitable. Illustrations using each of the tests will help you determine which test meets your objectives. An illustration may be obtained from your registered representative or by calling 1-800-247-9988.
The table below demonstrates the minimum death benefit based on the test chosen.
For Policy Dates before October 1, 2021
The example below is based on the following:
•The Insured is a male with an Attained Age of 45 at the time the Policy was issued. He dies at the beginning of the sixth Policy Year (Attained Age 50)
•Total Face amount is $100,000
•Death Benefit Option 1
•Surrender value at the date of death is $25,000
•The minimum death benefit under the guideline premium/cash value corridor test is $46,250 (assuming an applicable percentage of 185% x Surrender Value)
•The minimum death benefit under the cash value accumulation test is $80,494 (assuming an applicable percentage of 321.976%)
The death benefit payable is the larger of these two amounts
Face Amount
Minimum death
benefit
Net amount at risk
used in
calculating the cost of
insurance charge
Guideline Premium/Cash Value Corridor Test
$100,000 $46,250 $74,705.44
Cash Value Accumulation Test
$100,000 $80,494 $74,705.44
Here’s the same example, but with a Surrender Value of $75,000. Because the Surrender Value has increased, the minimum death benefit is now:
•$138,750 for the guideline premium/cash value corridor test
•$214,482 for the cash value accumulation test.
The death benefit payable is the larger of these two amounts
Face Amount
Minimum death
benefit
Net amount at risk
used in
calculating the cost of
insurance charge
Guideline Premium/Cash Value Corridor Test
$100,000 $138,750 $65,521.22
Cash Value Accumulation Test
$100,000 $214,482 $166,083.83
For Policy Dates on or after October 1, 2021
The example below is based on the following:
•The Insured is a male with an Attained Age of 45 at the time the Policy was issued. He dies at the beginning of the sixth Policy Year (Attained Age 50)
•Total Face amount is $100,000
•Death Benefit Option 1
•Surrender value at the date of death is $25,000
•The minimum death benefit under the guideline premium/cash value corridor test is $46,250 (assuming an applicable percentage of 185% x Surrender Value)
•The minimum death benefit under the cash value accumulation test is $46,219 (assuming an applicable percentage of 184.874%)
The death benefit payable is the larger of these two amounts
Face Amount
Minimum death
benefit
Net amount at risk
used in
calculating the cost of
insurance charge
Guideline Premium/Cash Value Corridor Test
$100,000 $46,250 $74,917.11
Cash Value Accumulation Test
$100,000 $46,219 $74,917.11
Here’s the same example, but with a Surrender Value of $75,000. Because the Surrender Value has increased, the minimum death benefit is now:
•$138,750 for the guideline premium/cash value corridor test
•$138,656 for the cash value accumulation test.
The death benefit payable is the larger of these two amounts
Face Amount
Minimum death
benefit
Net amount at risk
used in
calculating the cost of
insurance charge
Guideline Premium/Cash Value Corridor Test
$100,000 $138,750 $63,635.00
Cash Value Accumulation Test
$100,000 $138,656 $63,540.58
Keep in mind that cost of insurance charges, which affect your Policy’s value, increase with the amount of the death benefit, as well as over time. The cost of insurance is charged at a rate per $1,000 of Net Amount at Risk. As the Net Amount at Risk increases, the cost of insurance increases. Policy value also varies depending on the performance of the investment options in your Policy.
All transactions will be subject to the limits as defined under Section 7702 of the Internal Revenue Code. A transaction may not be allowed, or an increase in Total Face Amount may be required, if the transaction would cause a refund of premium and/or distribution of the Policy Value in order to maintain compliance with the Section 7702 limits.
Maturity Proceeds
If your Policy is in force and the Insured is living on the Policy Maturity Date shown on the Data Pages, you may elect to be paid the maturity proceeds, which are equal to the Net Surrender Value.
Adjustment Options
Increase in Total Face Amount
You may request an increase in the Total Face Amount provided that the Policy is not in a grace period and Monthly Policy Charges are not being waived under a rider. The minimum increase in Total Face Amount is $10,000.
The request must be made on an Adjustment application. The application must be signed by the Owner(s) and the Insured. If your request is not approved, no changes are made to your Policy.
We will approve your request if:
•the Attained Age of the Insured does not exceed the maximum age limit that applies to the Policy on a new issue basis; and
•the amount of the face amount increase is at least the minimum face amount Increase shown on the Data Pages; and
•you supply evidence which satisfies us that the Insured is alive and insurable under our underwriting guidelines then in effect; and
•the death proceeds less the Policy Value does not exceed our maximum limits as defined under our underwriting guidelines then in effect; and
•your policy is not in a grace period; and
•the face amount after Adjustment is not less than the minimum face amount shown on the Data Pages; and
•your Monthly Policy Charges or premiums are not being waived under any rider.
The increase in Total Face Amount is in a risk classification determined by us. The Adjustment is effective on the Monthly Date on or next following our approval of your request.
If you want insurance coverage to start at the time the Adjustment application is submitted, an “adjustment premium” payment must be sent with the completed application. The amount of the adjustment premium is based on the face amount of the Policy, the death benefit option and the charges and expenses of the Policy. This amount is shown on the Policy illustration provided to you by your registered representative. If this amount is submitted with the application, an adjustment premium conditional receipt will be given to you. The receipt acknowledges the adjustment premium payment and details any interim conditional insurance coverage.
Any adjustment premium payment made in connection with the Adjustment application is held in our General Account without interest (for a period of up to a 60 days) while we complete underwriting for the Adjustment. If we approve the Adjustment, on the effective date of the Adjustment, the amount of the adjustment premium payment being held minus the Premium Expense Charge is moved to the Divisions and/or Fixed Account according to your then current premium allocation percentages.
The cost of insurance charge will increase in the event of an increase in a Policy’s Total Face Amount. If there is insufficient value to pay the higher charges after an increase in Total Face Amount, the Policy will lapse, unless the protections of the death benefit guarantee rider are in effect. The entire Policy would be at risk of lapsing, not just the incremental increase in Total Face Amount.
Decrease in Total Face Amount
On or after the first policy anniversary, you may request a decrease in the Total Face Amount. No transaction fee is imposed on decreases in the Total Face Amount. A request for a decrease requires the following:
•the request must be made on an Adjustment application;
•the application must be signed by the Owner(s);
•the decrease is at least the minimum amount as determined by our underwriting guidelines in place at the time of your request;
•the decrease may not reduce the Total Face Amount below $100,000; and
•if there have been previous increases in the Total Face Amount, the decrease of Total Face Amount will be made on a last in, first out basis.
A decrease may not be allowed if the decrease would cause a refund of premium and/or the distribution of the Policy Value in order to maintain compliance with the limits required by the Internal Revenue Code relating to the definition of life insurance.
Policy Values
Your Policy Value is equal to the sum of the values in the Divisions, the Fixed Account, and Loan Account. The Policy Value:
•increases as premiums are applied and interest is credited;
•decreases as partial surrenders and Policy expenses are deducted; and
•can increase or decrease as the investment experience of your chosen Divisions fluctuates.

Standard Death Benefit [Text Block]
Death Proceeds
We will pay the death proceeds to the beneficiary(ies) subject to the provisions of the Policy, after we receive:
•notice and proof that the Insured died while the Policy was in force and before the Policy Maturity Date. Proof of the Insured's death consists of a certified copy of the death certificate of the Insured;
•Sufficient information to determine our liability, the extent of the liability, and the appropriate payee legally entitled to the proceeds; and
•Sufficient evidence that any legal impediments to payment of proceeds that depend on the action of parties other than us are resolved. Legal impediments to payment include, but are not limited to: (a) the establishment of guardianships and conservatorships; (b) the appointment and qualification of trustees, executors and administrators; and (c) the submission of information required to satisfy state and federal reporting requirements.
We pay death proceeds first to the assignee, if any, in a lump sum. We pay the remainder to your named beneficiary(ies) as described below. If no beneficiary(ies) survives the Insured, we will pay the death proceeds to the Owner or the Owner’s estate unless you have given us written notice otherwise.
We will pay death proceeds according to the benefit payment option (shown below) that you have chosen. If you do not select a benefit payment option, your named beneficiary(ies) may each choose to receive payment in a lump sum or according to a benefit payment option. If your beneficiary(ies) does not choose a benefit payment option, we will pay the death proceeds in a lump sum.
Death proceeds, calculated as of the date of death of the Insured, are A minus B minus C where:
•A is the death benefit plus any proceeds from any benefit rider on the Insured's life;
•B is any Loan Indebtedness; and
•C, if the Insured's death occurs during a grace period, is the lesser of any overdue Monthly Policy Charges and, if applicable, the Death Benefit Guarantee Premium Requirement.
Benefit Payment Instructions
While the Insured is alive, you may give us instructions for payment of death proceeds under one of the fixed benefit payment options shown below. If we have not received written benefit payment instructions from you prior to the Insured’s death, each of your beneficiaries may select either a lump sum distribution or one of the benefit payment options shown below. You may change your benefit payment instructions by sending us written notice. If you change your beneficiary(ies) designation, your prior benefit payment instructions are automatically revoked.
Benefit Payment Options
The benefit payment options include:
•Custom Benefit Arrangement – We will make benefit payments based on arrangements you have requested and we have agreed to in writing (e.g., equal payments made over a specified period of time, joint and survivor life income with a reduced survivor benefit, etc.).
•Life Income – We will make benefit payments for a person’s lifetime; payments stop after the death of that person. It is possible that we would make no payments if the person were to die before the first payment was due.
•Life Income with Period Certain – We will make benefit payments for the longer of a person’s lifetime or a guaranteed period that you specify (must be between 5 to 30 years). If the person dies before all of the guaranteed payments have been made, we will continue to make the guaranteed payments to the person(s) you or your beneficiary designate until the end of the guaranteed period.
•Joint and Survivor Life Income – We will make benefit payments for the longer of the lifetimes of two named people. Payments stop upon the death of the survivor of the two persons. It is possible that we would make no payments if both persons were to die before the first payment was due.
•Joint and Survivor Life Income with Period Certain – We will make benefit payments for the longer of the lifetimes of two named people or a guaranteed payment period that you specify (must be between 5 to 30 years). If both people die before all of the guaranteed payments have been made, we will continue to make the guaranteed payments to the person(s) you or your beneficiary designates until the end of the guaranteed period.
These benefit payment options are also available if the Policy matures or is surrendered.

Item 11. Other Benefits Available (N-6) [Text Block]
OTHER BENEFITS AVAILABLE UNDER THE POLICY
In addition to the standard death benefit associated with the Policy, other standard and/or optional benefits may also be available. The following table summarizes information about those benefits. For information about the fees associated with each benefit included in the table, if any, see SUMMARY: FEE TABLES.
Not all benefits (including those referred to below as "standard") are available to all Owners or in all states, and provisions may vary. In addition, depending on your financial professional or your financial professional’s firm, certain benefits may not be available, or may be available on different terms. See GENERAL DESCRIPTION OF THE POLICY – Financial Intermediary Variations.
Name of Benefit
Purpose
Standard/
Optional
Charge
Brief Description of
Restrictions/Limitations
Scheduled Transfers
Permits automatic transfers from one Division to one or more of the other Divisions, or from the Fixed Account to one or more of the Divisions, on a regular basis
Standard No
Automatic transfers are not available from the Divisions to the Fixed Account
Transfers from the Divisions take place annually, semi-annually, quarterly, or monthly.
Additional limitations apply to scheduled transfers from the Fixed Account.
Automatic Portfolio Rebalancing
Allows you to maintain a specific percentage of your Net Policy Value in the Divisions over time.
Standard No
Not available if you have scheduled transfers from the same Divisions.
Not available for the Fixed Account.
Change of Insured
Allows the business to change the Insured when an employee leaves employment or ownership of the business changes
Optional No
available on business cases only
Death Benefit Guarantee
Guarantees the Policy will not lapse before the Insured attains age 85 if premiums paid equal or exceed the Death Benefit Guarantee Premium requirement
Standard(1)
No
If the rider terminates, it may not be reinstated.
Life Paid-Up (Overloan Protection)
Under certain circumstances, guarantees the Policy will not lapse when there is large Loan Indebtedness by converting the Policy to paid-up life insurance
Optional Yes
Once the benefit begins, certain limitations and restrictions are imposed on the Policy. Consult your tax advisor regarding this rider.
Enhanced Cash Surrender Value Rider
If you surrender a Policy in full, we will pay an amount in addition to the Net Policy Value
Optional
Yes. There is no initial cost to purchase the
Underwriting guidelines and plan premium levels determine availability to
Enhanced Cash Surrender Value Rider. However, your Policy Value will be impacted if a higher current asset based charge is
deducted from your Policy Value.
Select the enhanced cash surrender options. Contact your registered representative for more information.
Election will generally result in higher asset based charges.
Supplemental Benefit Rider
Provides additional insurance (Total Face Amount) at a reduced cost
Optional Yes
Our approval, under our then current underwriting guidelines, is required to add this rider. The supplemental cost of insurance rate applies.
For Policy Dates on or after March 2, 2026, Supplemental Benefit Rider asset based charges also apply.
(1)Availability of these riders varies. See the more detailed information below.
Change of Insured Rider
This rider is available on business cases only and may be added at any time prior to the proposed Insured’s issue age 69. It allows the business to change the Insured when an employee leaves employment or ownership of the business changes. We must receive satisfactory evidence of insurability (according to our underwriting guidelines then in effect) for the newly named Insured. Future cost of insurance rates are based on the gender, issue age, tobacco status and risk classification of the newly named Insured. Until the effective date of the change of Insured application, coverage remains in effect on the life of the prior Insured. The death proceeds are paid when the newly named Insured dies. There is no charge for this rider.
Death Benefit Guarantee Rider
This rider is automatically made a part of the Policy at issue as long as the premium (planned or paid) is equal to or greater than the annual Death Benefit Guarantee Premium Requirement. This rider provides that your Policy will not lapse before Insured’s Attained Age 85 if premiums paid equal or exceed the Death Benefit Guarantee Premium Requirement. The Death Benefit Guarantee Premium Requirement is described in PREMIUMS - Premiums Affecting Guarantee Provisions, and an illustration (available at no charge from your registered representative or our Home Office) will provide the Death Benefit Guarantee Premium Requirement applicable to your Policy.
If on any Monthly Date, the death benefit guarantee premium is not met, we send you a notice stating the premium required to keep the rider in effect. If the premium required to maintain the rider is not received in our Home Office before the expiration of the 61 days (which begins when the notice is mailed), the death benefit guarantee is no longer in effect and the rider is terminated. If the rider terminates, it may not be reinstated (except in states where reinstatement is required). The rider may not be added after the Policy has been issued. There is no charge to purchase this rider; however, sufficient premiums are required to be paid in order for the rider benefits to apply.
Enhanced Cash Surrender Value Rider
If you surrender a Policy in full that has the optional Enhanced Cash Surrender Value Rider, we will pay an amount in addition to the Net Policy Value as set out below. The additional amount reflects a partial refund of past policy charges. The additional amount is only available upon a full cash surrender of the Policy that is not associated with a replacement or an exchange under Section 1035 of the Internal Revenue Code, or with the exercise of your right to return the Policy pursuant to the examination offer (Free-Look) provision. In Florida, the additional amount is only available upon a full cash surrender of the Policy that is not associated with the exercise of your right to return the Policy pursuant to the examination offer (Free-Look) provision. This rider has no value unless or until you surrender the Policy in full. This rider generally terminates if there is a change of ownership of your Policy. This rider may be reinstated as part of your Policy if the rider was part of your Policy at the end of the grace period (as described in the grace period provision of the Policy) and if all conditions for reinstatement are met. If the rider is reinstated pursuant to the terms and conditions of the rider, Policy Year of surrender for the rider benefit will be based on the Policy Date.
The Enhanced Cash Surrender Value Rider benefit is equal to the additional amount shown in the applicable table below, multiplied by the Enhancement Factor. There are four Enhancement Factor options available - 25%, 50%, 75%, or 100%. Underwriting guidelines and plan premium levels determine availability to select these options. Higher Enhancement Factors are available for relatively larger plan premium levels. Contact your registered representative for more information.
For Policy Dates before March 2, 2026*
Policy Year of Surrender
Additional Amount
1
8.15% of premium received since issue less partial surrenders
2
9.50% of premium received since issue less partial surrenders
3
9.40% of premium received since issue less partial surrenders
4
9.00% of premium received since issue less partial surrenders
5
8.40% of premium received since issue less partial surrenders
6
7.50% of premium received since issue less partial surrenders
7
6.50% of premium received since issue less partial surrenders
8
5.50% of premium received since issue less partial surrenders
9
4.75% of premium received since issue less partial surrenders
10
4.00% of premium received since issue less partial surrenders
11
3.00% of premium received since issue less partial surrenders
12
2.00% of premium received since issue less partial surrenders
13
0.90% of premium received since issue less partial surrenders
14+
0.00% of premium received since issue less partial surrenders
*There is no initial cost to purchase this rider, however, your Policy Value will be impacted because a higher current asset based charge will be deducted from your Policy Value with 100% Enhancement Factor as compared to a Policy issued without this rider. This higher current asset based charge will continue even if this rider terminates.
For Policy Dates on or after March 2, 2026**
Policy Year of Surrender
Additional Amount
1
8.00% of premium received since issue less partial surrenders
2
7.20% of premium received since issue less partial surrenders
3
6.50% of premium received since issue less partial surrenders
4
5.75% of premium received since issue less partial surrenders
5
5.10% of premium received since issue less partial surrenders
6
4.50% of premium received since issue less partial surrenders
7
3.90% of premium received since issue less partial surrenders
8
2.95% of premium received since issue less partial surrenders
9
1.90% of premium received since issue less partial surrenders
10
0.90% of premium received since issue less partial surrenders
11
0.00% of premium received since issue less partial surrenders
12
0.00% of premium received since issue less partial surrenders
13
0.00% of premium received since issue less partial surrenders
14+
0.00% of premium received since issue less partial surrenders
**There is no initial cost to purchase this rider, however, the current asset based charge(s) under the Policy will be increased, subject to a maximum charge of 0.90% of Division value per year, based on a designated multiplier, which varies based on the applicable Enhancement Factor option. The multiplier will be applied to the asset based charge for the proportionate Base Face Amount and, if elected, the Supplemental Benefit Rider. The higher current asset based charge(s) will continue even if this rider terminates.
See SUMMARY: FEE TABLES and CHARGES AND DEDUCTIONS for additional information about asset based charges under the Policy
Life Paid-Up Rider (Overloan Protection)
This rider may be elected at any time prior to the Policy Maturity Date. Under certain circumstances, this rider can guarantee the Policy will not lapse when there is large Loan Indebtedness by converting the Policy to paid-up life insurance. The rider benefit will begin on any Monthly Date the following conditions are satisfied:
•the Loan Indebtedness is at least the following percentages of the Surrender Value:
◦92% current (92% guaranteed) for the guideline premium test; or
◦90% current (86% guaranteed) for the cash value accumulation test.
•there is sufficient Net Surrender Value to cover the one-time rider charge;
•the Insured’s Attained Age is 75 years or older;
•the Policy has been in force for at least 15 Policy Years; and
•premiums paid have been surrendered.
The amount of Loan Indebtedness is stated in the annual policy statement you receive each Policy Year. Once the rider benefit begins:
•All values in the Divisions are immediately transferred to the Fixed Account where they will earn interest.
•No further Monthly Policy Charges are deducted for the remaining paid-up death benefit.
•No new premium payments, Face Amount Adjustments, partial surrenders or loans are allowed.
•If death benefit option 2 or 3 is in effect, your death benefit option will change to death benefit option 1 and you may no longer change the death benefit option.
•Your Loan Indebtedness remains and interest will continue to accrue on the Loan Indebtedness. However, loan payments can be submitted.
•All optional riders will automatically be terminated.
There is a one-time maximum charge of 13.5% of the Policy Value, which is taken from the Policy Value on the date the rider benefit begins. For example, if your Policy Value is $100,000, it will be reduced by $13,500 when the benefit begins. We will send you new Data Pages reflecting the change. You have the right to reject this change by giving us Notice.
The Internal Revenue Service has not taken a position on the Life Paid-Up rider. You should consult your tax advisor regarding this rider.
Supplemental Benefit Rider
This rider provides additional insurance (Total Face Amount) at a reduced cost. Our approval, under our then current underwriting guidelines, is required to add this rider.
There is a supplemental cost of insurance charge for the Net Amount at Risk provided by this rider. The supplemental cost of insurance rate varies depending upon the Insured’s gender, issue age, duration since issue and Adjustment, tobacco status, and risk classification, and is determined based on, without limitation, our expectations as to our future earnings, expenses, state and federal taxes, mortality and persistency experience, market conditions, and revenue for profit. For Policy Dates before March 2, 2026, the supplemental cost of insurance rate ranges from a maximum of $83.33333 per $1,000 Net Amount at Risk to $0.00062 per $1,000 Net Amount at Risk. For Policy Dates on or after March 2, 2026, the supplemental cost of insurance rate ranges from a maximum of $83.33333 per $1,000 Net Amount at Risk to $0.00374 per $1,000 Net Amount at Risk.
In addition to the supplemental cost of insurance charge, for Policy Dates on or after March 2, 2026, there is an additional asset based charge for the Supplemental Benefit Rider. The maximum asset based charge for the Supplemental Benefit Rider with or without the Enhanced Cash Surrender Value Rider will always be 0.90% of the Division value per year. The current asset-based charge will be increased by a multiplier if the Enhancement Cash Surrender Value Rider has been elected, depending on the applicable Enhancement Factor option and subject to the maximum charge. See SUMMARY: FEE TABLES and CHARGES AND DEDUCTIONS for additional information about asset based charges under the Policy.

Benefits Available [Table Text Block]
Name of Benefit
Purpose
Standard/
Optional
Charge
Brief Description of
Restrictions/Limitations
Scheduled Transfers
Permits automatic transfers from one Division to one or more of the other Divisions, or from the Fixed Account to one or more of the Divisions, on a regular basis
Standard No
Automatic transfers are not available from the Divisions to the Fixed Account
Transfers from the Divisions take place annually, semi-annually, quarterly, or monthly.
Additional limitations apply to scheduled transfers from the Fixed Account.
Automatic Portfolio Rebalancing
Allows you to maintain a specific percentage of your Net Policy Value in the Divisions over time.
Standard No
Not available if you have scheduled transfers from the same Divisions.
Not available for the Fixed Account.
Change of Insured
Allows the business to change the Insured when an employee leaves employment or ownership of the business changes
Optional No
available on business cases only
Death Benefit Guarantee
Guarantees the Policy will not lapse before the Insured attains age 85 if premiums paid equal or exceed the Death Benefit Guarantee Premium requirement
Standard(1)
No
If the rider terminates, it may not be reinstated.
Life Paid-Up (Overloan Protection)
Under certain circumstances, guarantees the Policy will not lapse when there is large Loan Indebtedness by converting the Policy to paid-up life insurance
Optional Yes
Once the benefit begins, certain limitations and restrictions are imposed on the Policy. Consult your tax advisor regarding this rider.
Enhanced Cash Surrender Value Rider
If you surrender a Policy in full, we will pay an amount in addition to the Net Policy Value
Optional
Yes. There is no initial cost to purchase the
Underwriting guidelines and plan premium levels determine availability to
Enhanced Cash Surrender Value Rider. However, your Policy Value will be impacted if a higher current asset based charge is
deducted from your Policy Value.
Select the enhanced cash surrender options. Contact your registered representative for more information.
Election will generally result in higher asset based charges.
Supplemental Benefit Rider
Provides additional insurance (Total Face Amount) at a reduced cost
Optional Yes
Our approval, under our then current underwriting guidelines, is required to add this rider. The supplemental cost of insurance rate applies.
For Policy Dates on or after March 2, 2026, Supplemental Benefit Rider asset based charges also apply.
(1)Availability of these riders varies. See the more detailed information below.

Item 18. Portfolio Companies (N-6) [Text Block]
APPENDIX A
UNDERLYING FUNDS AVAILABLE UNDER THE POLICY
The following is a list of Underlying Funds currently available under the Policy, which is subject to change. Before you invest, you should review the prospectuses for the Underlying Funds, as may be amended from time to time. These prospectuses contain more information about the Underlying Funds and their risks. You can find the prospectuses and other information about the Underlying Funds online at https://www.principal.com/ExecutiveVUL3Report. You can also request this information at no cost by calling 1-800-247-9988 or by sending an email request to Lifeinsurance@principal.com.
The current expenses and performance information below reflects fees and expenses of the Underlying Funds but does not reflect the other fees and expenses that your Policy may charge. Expenses would be higher and performance would be lower if these charges were included. Each Underlying Fund’s past performance is not necessarily an indication of future performance.
Some of the Underlying Funds are “funds of funds.” A fund of funds is a mutual fund that invests primarily in a portfolio of other mutual funds. Operating expenses shown for a fund of funds include the fees and expenses that such fund incurs indirectly as a result of investing in other funds. More detail about the risks of investing in a fund of funds is available in such fund’s prospectus.
The availability of investment options may vary depending in your financial professional or your financial professional's firm. See GENERAL DESCRIPTION OF THE POLICY - Financial Intermediary Variations.
Type
Fund Name
Adviser/
Subadviser
Current
Expenses
Average Annual Total Returns (as of 12/31/25)
1
Year
5
Year
10
Year
Small/Mid U.S. Equity
AB Variable Products Series Fund, Inc. Discovery Value Portfolio
Class A
Alliance
Bernstein L.P.
0.82% 2.89% 8.75% 8.55%
International Equity
AB Variable Products Series Fund, Inc. International Value Portfolio
Class A
Alliance
Bernstein L.P.
0.90% 41.70% 10.47% 6.64%
Small/Mid U.S. Equity
AB Variable Products Series Fund, Inc.
Small Cap Growth Portfolio
Class A 1,2
Alliance
Bernstein L.P.
0.90% 4.80% -0.44% 11.26%
International Equity
AB Variable Products Series Fund, Inc. Sustainable Global Thematic Portfolio
Class A 1
Alliance Bernstein L.P.
0.94% 6.32% 3.28% 10.08%
Asset Allocation
American Funds Insurance Series® American Funds ® Global Balanced Fund
Class 2 1
Capital Research and Management Company
0.76% 17.14% 6.11% 7.69%
Fixed Income
American Funds Insurance Series® Capital World Bond Fund ®
Class 2
Capital Research and Management Company
0.73% 9.39% -2.50% 1.23%
International Equity
American Funds Insurance Series®
SMALLCAP World Fund
Class 2 1,9
Capital Research and Management Company
0.90% 14.64% 0.49% 7.23%
Large U.S. Equity
American Funds Insurance Series® Growth Fund
Class 2
Capital Research and Management Company
0.58% 20.24% 13.37% 17.97%
International Equity
American Funds Insurance Series®
EUPAC Fund
Class 2 1,10
Capital Research and Management Company
0.72% 26.77% 3.40% 7.00%
International Equity
American Funds Insurance Series®
New World Fund ®
Class 2 1
Capital Research and Management Company
0.82% 28.29% 5.33% 9.25%
Large U.S. Equity
American Funds Insurance Series® Washington Mutual Investors Fund
Class 2 1
Capital Research and Management Company
0.50% 17.21% 13.89% 12.36%
Small/Mid U.S. Equity
BNY Mellon Investment Portfolios
MidCap Stock Portfolio
Service Shares 1
BNY Mellon Investment Adviser, Inc./ Newton Investment Management North America, LLC
1.05% 9.81% 9.39% 8.51%
Other - Technology
BNY Mellon Investment Portfolios
Technology Growth Portfolio
Service Shares
BNY Mellon Investment Adviser, Inc./ Newton Investment Management North America, LLC
1.07% 27.87% 8.96% 16.97%
Large U.S. Equity
BNY Mellon Sustainable U.S. Equity Portfolio, Inc.
Service Shares
BNY Mellon Investment Adviser, Inc./ Newton Investment Management North America, LLC
0.91% 15.67% 11.65% 13.27%
Large U.S. Equity
BNY Mellon Variable Investment Fund
Appreciation Portfolio
Service Shares
BNY Mellon Investment Adviser, Inc./ Fayez Sarofim & Co., LLC
1.10% 9.78% 9.08% 12.63%
International Equity
Calvert Variable Trust, Inc.
CVT EAFE International Index Portfolio
Class F 1
Calvert Research and Management
0.68% 30.64% 8.31% 7.63%
Fixed Income
Calvert Variable Trust, Inc.
CVT Investment Grade Bond Index Portfolio
Class I 1
Calvert Research and Management/ Ameritas Investment Partners, Inc.
0.57% 6.64% -0.68% 1.62%
Small/Mid U.S. Equity
Calvert Variable Trust, Inc.
CVT Russell 2000 Small Cap Index Portfolio
Class F 1
Calvert Research and Management/ Ameritas Investment Partners, Inc.
0.60% 12.23% 5.62% 9.08%
International Equity
Columbia Funds Variable Insurance Trust
Acorn International Fund 1,2
Columbia Wanger Asset Management, LLC
1.09% 12.76% -1.00% 4.31%
Other - Multinarrative
Deutsche DWS Variable Series II
DWS Alternative Asset Allocation VIP
Class B
DWS Investment Management Americas, Inc./ RREEF American L.L.C.
1.31% 10.03% 4.88% 4.52%
Small/Mid U.S. Equity
Deutsche DWS Variable Series II
DWS Small Mid Cap Value VIP
Class B
DWS Investment Management Americas, Inc.
1.17% 17.85% 9.27% 7.18%
Large U.S. Equity
Fidelity® Variable Insurance Products Trust I
Fidelity® VIP Equity-Income Portfolio SM
Service Class 2
Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)
Fidelity Management & Research (Japan) Limited (FMR Japan)
0.71% 18.75% 12.23% 11.32%
Fixed Income
Fidelity® Variable Insurance Products Trust I
Fidelity® VIP High Income Portfolio
Service Class 2
Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)
Fidelity Management & Research (Japan) Limited (FMR Japan)
1.06% 10.31% 4.00% 5.34%
Large U.S. Equity
Fidelity® Variable Insurance Products Trust II
Fidelity® VIP Contrafund SM Portfolio
Service Class 2
Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)
Fidelity Management & Research (Japan) Limited (FMR Japan)
0.79% 21.24% 15.08% 15.49%
Small/Mid U.S. Equity
Fidelity® Variable Insurance Products Trust II
Fidelity® VIP Extended Market Index Portfolio
Service Class 2
Fidelity Management & Research Company, LLC/ Geode
0.37% 12.03% 7.75%

International Equity
Fidelity® Variable Insurance Products Trust II
Fidelity® VIP International Index Portfolio
Service Class 2
Fidelity Management & Research Company, LLC/ Geode
0.41% 32.82% 7.76% 6.79%
Asset Allocation
Fidelity® Variable Insurance Products Trust II
Fidelity® VIP Total Market Index Portfolio
Service Class 2
Fidelity Management & Research Company, LLC/ Geode
0.36% 16.86% 12.86%

Small/Mid U.S. Equity
Fidelity® Variable Insurance Products Trust III
Fidelity® VIP Mid Cap Portfolio
Service Class 2
Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)
Fidelity Management & Research (Japan) Limited (FMR Japan)
0.80% 11.49% 9.83% 10.31%
Other - Consumer Defensive
Fidelity® Variable Insurance Products Trust IV
Fidelity® VIP Consumer Staples Portfolio
Service Class 2
Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)
Fidelity Management & Research (Japan) Limited (FMR Japan)
0.86%
-3.23

Other - Equity Energy
Fidelity® Variable Insurance Products Trust IV
Fidelity® VIP Energy Portfolio
Service Class 2
Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)
Fidelity Management & Research (Japan) Limited (FMR Japan)
0.85% 10.34% 23.86% 7.69%
Money Market
Fidelity® Variable Insurance Products Trust V
Fidelity® VIP Government Money Market Portfolio
Service Class
Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)
Fidelity Management & Research (Japan) Limited (FMR Japan)
0.35% 4.03% 3.02% 1.95%
Fixed Income
Fidelity® Variable Insurance Products Trust V
Fidelity® VIP Strategic Income Portfolio
Service Class 2
Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)
Fidelity Management & Research (Japan) Limited (FMR Japan)
0.50% 3.86% 2.90% 1.83%
Balanced/Asset Allocation
Franklin Templeton Variable Insurance Product Trust
Franklin Income VIP Fund
Class 2
Franklin Advisers, Inc.
0.72% 12.56% 7.66% 7.30%
International Equity
Franklin Templeton Variable Insurance Product Trust
Franklin Mutual Global Discovery VIP Fund
Class 2
Franklin Mutual Advisers, LLC
1.16% 23.34% 12.00% 8.52%
Large U.S. Equity
Franklin Templeton Variable Insurance Product Trust
Franklin Mutual Shares VIP Fund
Class 2
Franklin Mutual Advisers, LLC
0.94% 11.52% 9.20% 7.53%
Large U.S. Equity
Franklin Templeton Variable Insurance Product Trust
Franklin Rising Dividends VIP Fund
Class 2
Franklin Advisers, Inc.
0.89% 11.80% 9.50% 12.10%
Small/Mid U.S. Equity
Franklin Templeton Variable Insurance Product Trust
Franklin Small Cap Value VIP Fund
Class 2 1
Franklin Mutual Advisers, LLC
0.91% 7.65% 8.86% 9.81%
Fixed Income
Franklin Templeton Variable Insurance Product Trust
Franklin Strategic Income VIP Fund
Class 2 1
Franklin Advisers, Inc.
1.07% 7.24% 1.92% 3.10%
Fixed Income
Franklin Templeton Variable Insurance Product Trust
Franklin U.S. Government Securities VIP Fund
Class 2
Franklin Advisers, Inc.
0.79% 6.69% 0.02% 1.14%
International Equity
Franklin Templeton Variable Insurance Product Trust
Templeton Developing Markets VIP Fund
Class 2
Templeton Asset Management, Ltd./Franklin Templeton Investment Management Limited
1.37% 46.27% 5.46% 10.40%
International Equity
Franklin Templeton Variable Insurance Product Trust
Templeton Foreign VIP Fund
Class 21
Templeton Asset Management, Ltd./Franklin Templeton Investment Management Limited
1.08% 29.19% 8.25% 5.75%
Fixed Income
Franklin Templeton Variable Insurance Product Trust
Templeton Global Bond VIP Fund
Class 2 1
Templeton Asset Management, Ltd.
0.75% 15.73% -0.96% -0.15%
Large U.S. Equity
Invesco Variable Insurance Funds
Invesco V.I. American Franchise Fund
Series II
Invesco Advisers, Inc.
0.85% 11.67% 10.35% 14.87%
Small/Mid U.S. Equity
Invesco Variable Insurance Funds
Invesco V.I. American Value Fund
Series I
Invesco Advisers, Inc.
0.89% 21.00% 17.85% 12.29%
Large U.S. Equity
Invesco Variable Insurance Funds
Invesco V.I. Core Equity Fund
Series II
Invesco Advisers, Inc.
1.05% 15.88% 12.52% 11.46%
Small/Mid U.S. Equity
Invesco Variable Insurance Funds
Invesco V.I. Discovery Mid Cap Growth Fund
Series I
Invesco Advisers, Inc.
0.86% 4.79% 3.90% 11.38%
International Equity
Invesco Variable Insurance Funds
Invesco V.I. EQV International Equity Fund
Series I
Invesco Advisers, Inc.
0.90% 16.50% 3.68% 6.22%
Other - Global Real Estate
Invesco Variable Insurance Funds
Invesco V.I. Global Real Estate Fund
Series I
Invesco Advisers, Inc.
1.02% 7.85% 1.73% 2.44%
Other - Health
Invesco Variable Insurance Funds
Invesco V.I. Health Care Fund
Series I
Invesco Advisers, Inc.
0.99% 15.33% 3.80% 6.58%
Small/Mid U.S. Equity
Invesco Variable Insurance Funds
Invesco V.I. Main Street Mid Cap Fund
Series II
Invesco Advisers, Inc.
1.19% 8.96% 8.83% 9.08%
Small/Mid U.S. Equity
Invesco Variable Insurance Funds
Invesco V.I. Main Street Small Cap Fund®
Series II
Invesco Advisers, Inc.
1.09% 8.44% 8.07% 10.31%
Small/Mid U.S. Equity
Invesco Variable Insurance Funds
Invesco V.I. Small Cap Equity Fund
Series I
Invesco Advisers, Inc.
0.96% 8.05% 7.32% 9.55%
International Equity
Janus Aspen Series Trust
Janus Henderson Global Sustainable Equity Portfolio
Service Shares 1
Janus Henderson Investors US LLC
0.99% 17.26%

Balanced/Asset Allocation
Janus Aspen Series Trust
Janus Henderson Balanced Portfolio
Service Shares
Janus Henderson Investors US LLC
0.87% 14.82% 8.21% 9.86%
Small/Mid U.S. Equity
Janus Aspen Series Trust
Janus Henderson Enterprise Portfolio
Service Shares
Janus Henderson Investors US LLC
0.97% 7.41% 7.35% 12.51%
Fixed Income
Janus Aspen Series Trust
Janus Henderson Flexible Bond Portfolio
Service Shares 1
Janus Henderson Investors US LLC
0.82% 7.22% -0.47% 2.07%
Large U.S. Equity
Janus Aspen Series Trust
Janus Henderson Forty Portfolio
Service Shares
Janus Henderson Investors US LLC
0.87% 17.86% 11.37% 15.96%
International Equity
Janus Aspen Series Trust
Janus Henderson Global Research Portfolio
Service Shares
Janus Henderson Investors US LLC
1.07% 20.60% 12.23% 12.64%
Other - Technology
Janus Aspen Series Trust
Janus Henderson Global Technology and Innovation Portfolio
Service Shares
Janus Henderson Investors US LLC
0.97% 24.84% 13.44% 21.18%
Small/Mid U.S. Equity
Legg Mason Partners Variable Income Trust
ClearBridge Variable Mid Cap Portfolio
Class I
Franklin Templeton Fund Adviser, LLC/
ClearBridge Investments, LLC
0.82% 4.35% 4.50% 7.50%
Small/Mid U.S. Equity
Legg Mason Partners Variable Income Trust
ClearBridge Variable Small Cap Growth Portfolio
Class I
Franklin Templeton Fund Adviser, LLC/
ClearBridge Investments, LLC
0.81% 9.23% -0.20% 9.38%
Small/Mid U.S. Equity
Lincoln Variable Insurance Products Trust
LVIP American Century Capital Appreciation Fund
Service Class
Lincoln Financial Investments Corporation/
American Century Investment Management, Inc.
0.62% 6.56% 5.02% 11.31%
Large U.S. Equity
Lincoln Variable Insurance Products Trust
LVIP Avantis Large Cap Value Fund
Service Class 6
Lincoln Financial Investments Corporation/
American Century Investment Management, Inc.
0.96% 14.56% 8.51% 10.12%
Inflation - Protected Bond
Lincoln Variable Insurance Products Trust
LVIP American Century Inflation Protection Fund
Service Class
Lincoln Financial Investments Corporation/
American Century Investment Management, Inc.
0.72% 6.33% 0.62% 2.61%
International Equity
Lincoln Variable Insurance Products Trust
LVIP American Century International Fund
Service Class
Lincoln Financial Investments Corporation/
American Century Investment Management, Inc.
0.95% 15.81% 1.71% 6.27%
Small/Mid U.S. Equity
Lincoln Variable Insurance Products Trust
LVIP American Century Mid Cap Value Fund
Service Class
Lincoln Financial Investments Corporation/
American Century Investment Management, Inc.
1.01% 8.83% 8.72% 8.96%
Large U.S. Equity
Lincoln Variable Insurance Products Trust
LVIP American Century Value Fund
Service Class
Lincoln Financial Investments Corporation/
American Century Investment Management, Inc.
0.86% 15.85% 11.47% 10.07%
Small/Mid U.S. Equity
Lord Abbett Series Fund, Inc.
Developing Growth Portfolio
Class VC 1
Lord Abbett
1.27% 14.59% -1.17% 11.03%
International Equity
MFS® Variable Insurance Trust
MFS® Global Equity Series
Service Class 1
Massachusetts Financial Services Company
1.18% 13.28% 5.45% 8.64%
Large U.S. Equity
MFS® Variable Insurance Trust
MFS® Growth Series
Service Class 1
Massachusetts Financial Services Company
0.98% 11.90% 10.82% 15.31%
Small/Mid U.S. Equity
MFS® Variable Insurance Trust
MFS® New Discovery Series
Service Class 1
Massachusetts Financial Services Company
1.12% 12.56% -0.54% 10.46%
Balanced/Asset Allocation
MFS® Variable Insurance Trust
MFS® Total Return Series
Service Class
Massachusetts Financial Services Company
0.86% 10.91% 6.16% 7.36%
Other - Utilities
MFS® Variable Insurance Trust
MFS® Utilities Series
Service Class 1
Massachusetts Financial Services Company
1.03% 14.76% 7.38% 9.22%
Large U.S. Equity
MFS® Variable Insurance Trust
MFS® Value Series
Service Class 1
Massachusetts Financial Services Company
0.94% 12.77% 9.69% 9.77%
Small/Mid U.S. Equity
MFS® Variable Insurance Trust III
MFS® Blended Research Small Cap Equity Portfolio 1
Massachusetts Financial Services Company
0.83% 5.49% 6.62% 8.82%
International Equity
MFS® Variable Insurance Trust II
MFS® International Intrinsic Equity Portfolio
Service Class 1,5
Massachusetts Financial Services Company
1.14% 32.96% 7.02% 9.68%
International Equity
MFS® Variable Insurance Trust II
MFS® Research International Portfolio
Service Class 1
Massachusetts Financial Services Company
1.15% 21.75% 5.25% 7.27%
Fixed Income
MFS® Variable Insurance Trust III
MFS® Inflation-Adjusted Bond Portfolio
Service Class 1
Massachusetts Financial Services Company
0.85% 8.17% -3.35% 0.84%
Small/Mid U.S. Equity
MFS® Variable Insurance Trust III
MFS® Mid Cap Value Portfolio
Service Class 1
Massachusetts Financial Services Company
1.04% 5.75% 9.90% 9.69%
Small/Mid U.S. Equity
MFS® Variable Insurance Trust III
MFS® New Discovery Value Portfolio
Service Class 1
Massachusetts Financial Services Company
1.13% 2.88% 8.22% 10.30%
Small/Mid U.S. Equity
Neuberger Berman Advisers Management Trust
Mid Cap Growth Portfolio
Class S 1
Neuberger Berman Investment Advisers, LLC
1.11% 5.23% 4.27% 10.71%
Large U.S. Equity
Neuberger Berman Advisers Management Trust
Quality Equity Portfolio
Class I 3
Neuberger Berman Investment Advisers, LLC
0.87% 13.74% 12.83% 12.94%
Small/Mid U.S. Equity
Nomura Funds
Nomura VIP Small Cap Value Series
Service Class 1,4
Delaware Management Company, a series of Nomura Investment Management Business Trust
1.04% 7.83% 8.93% 8.84%
Asset Allocation
Northern Lights Variable Trust
TOPS TM Managed Risk Balanced ETF Portfolio
Class 2
Valmark Advisers, Inc./ Milliman Financial Risk Management, LLC
0.76% 9.03% 3.83% 4.92%
Asset Allocation
Northern Lights Variable Trust
TOPS TM Managed Risk Moderately Aggressive ETF Portfolio
Class 2 7
Valmark Advisers, Inc./ Milliman Financial Risk Management, LLC
0.75% 11.65% 5.36% 6.13%
Asset Allocation
Northern Lights Variable Trust
TOPS TM Managed Risk Moderate ETF Portfolio
Class 2 8
Valmark Advisers, Inc./ Milliman Financial Risk Management, LLC
0.75% 10.36% 4.74% 5.72%
Balanced/Asset Allocation
PIMCO Variable Insurance Trust
PIMCO All Asset Portfolio
Administrative Class 1
Pacific Investment Management Company, LLC
2.13% 14.20% 5.60% 6.77%
Other - Commodities
PIMCO Variable Insurance Trust
PIMCO CommodityRealReturn®Strategy Portfolio
Administrative Class
Pacific Investment Management Company, LLC
0.86% 18.79% 10.55% 6.54%
Fixed Income
PIMCO Variable Insurance Trust
PIMCO Emerging Markets Bond Portfolio
Administrative Class
Pacific Investment Management Company, LLC
1.17% 14.98% 2.44% 5.06%
Fixed Income
PIMCO Variable Insurance Trust
PIMCO High Yield Portfolio
Administrative Class
Pacific Investment Management Company, LLC
0.81% 8.95% 3.97% 5.57%
Global Bond - USD Hedged
PIMCO Variable Insurance Trust
PIMCO International Bond Portfolio (U.S. Dollar-Hedged)
Administrative Class 4
Pacific Investment Management Company, LLC
1.09% 3.95% 1.03% 2.88%
Fixed Income
PIMCO Variable Insurance Trust
PIMCO Long-Term U.S. Government Portfolio
Administrative Class
Pacific Investment Management Company, LLC
2.48% 6.15% -6.82% 0.01%
Short-Term Fixed Income
PIMCO Variable Insurance Trust
PIMCO Low Duration Portfolio
Administrative Class
Pacific Investment Management Company, LLC
0.66% 5.52% 1.57% 1.79%
Fixed Income
PIMCO Variable Insurance Trust
PIMCO Real Return Portfolio
Administrative Class
Pacific Investment Management Company, LLC
1.39% 7.85% 1.21% 3.21%
Short-Term Fixed Income
PIMCO Variable Insurance Trust
PIMCO Short-Term Portfolio
Administrative Class
Pacific Investment Management Company, LLC
0.65% 4.67% 3.25% 2.76%
Fixed Income
PIMCO Variable Insurance Trust
PIMCO Total Return Portfolio
Administrative Class
Pacific Investment Management Company, LLC
0.73% 8.89% 0.02% 2.36%
Fixed Income
Principal Variable Contract Funds, Inc. PVC – Bond Market Index Account
Class 1
Principal Global Investors, LLC
0.15% 7.16% -0.52% 1.80%
Fixed Income
Principal Variable Contract Funds, Inc.
PVC – Core Plus Bond Account
Class 1
Principal Global Investors, LLC
0.50% 7.46% -0.48% 2.36%
International Equity
Principal Variable Contract Funds, Inc.
PVC – Diversified International Account
Class 1
Principal Global Investors, LLC
0.86% 32.36% 7.40% 8.08%
Large U.S. Equity
Principal Variable Contract Funds, Inc.
PVC – Equity Income Account
Class 1
Principal Global Investors, LLC
0.48% 15.50% 10.21% 11.51%
International Equity
Principal Variable Contract Funds, Inc.
PVC – Global Emerging Markets Account
Class 1
Principal Global Investors, LLC
1.12% 37.27% 5.06% 8.12%
Fixed Income
Principal Variable Contract Funds, Inc.
PVC – Government & High-Quality Bond Account
Class 1
Principal Global Investors, LLC
0.50% 7.91% -0.23% 1.26%
Large U.S. Equity
Principal Variable Contract Funds, Inc.
PVC – Large Cap Growth Account I
Class 1 1
Principal Global Investors, LLC/ Los Angeles Capital Management, LLC T. Rowe Price Associates, Inc.
Westfield Capital Management Company, L.P.
0.67% 11.39% 9.44% 15.00%
Large U.S. Equity
Principal Variable Contract Funds, Inc.
PVC – Large Cap S&P 500 Index Account
Class 1
Principal Global Investors, LLC/ Spectrum Asset Management, Inc.
0.20% 17.62% 14.14% 14.52%
Small/Mid U.S. Equity
Principal Variable Contract Funds, Inc.
PVC – MidCap Account
Class 1
Principal Global Investors, LLC
0.53% 1.78% 8.33% 12.58%
Large U.S. Equity
Principal Variable Contract Funds, Inc.
PVC – Principal Capital Appreciation Account
Class 1
Principal Global Investors, LLC
0.63% 13.52% 13.82% 14.35%
Asset Allocation
Principal Variable Contract Funds, Inc.
PVC – Principal LifeTime 2020 Account
Class 1
Principal Global Investors, LLC
0.47% 11.33% 4.65% 6.77%
Asset Allocation
Principal Variable Contract Funds, Inc.
PVC – Principal LifeTime 2030 Account
Class 1
Principal Global Investors, LLC
0.50% 13.21% 5.91% 8.07%
Asset Allocation
Principal Variable Contract Funds, Inc.
PVC – Principal LifeTime 2040 Account
Class 1
Principal Global Investors, LLC
0.54% 15.57% 7.56% 9.35%
Asset Allocation
Principal Variable Contract Funds, Inc.
PVC – Principal LifeTime 2050 Account
Class 1
Principal Global Investors, LLC
0.58% 17.50% 8.77% 10.22%
Asset Allocation
Principal Variable Contract Funds, Inc.
PVC – Principal LifeTime 2060 Account
Class 1
Principal Global Investors, LLC
0.61% 17.68% 8.97% 10.35%
Asset Allocation
Principal Variable Contract Funds, Inc.
PVC – Principal LifeTime Strategic Income Account
Class 1
Principal Global Investors, LLC
0.48% 10.45% 3.48% 4.98%
Small/Mid U.S. Equity
Principal Variable Contract Funds, Inc.
PVC – Real Estate Securities Account
Class 1
Principal Global Investors, LLC
0.78% 1.24% 4.88% 5.94%
Short - Term Fixed Income
Principal Variable Contract Funds, Inc.
PVC – Short-Term Income Account
Class 1
Principal Global Investors, LLC
0.42% 5.48% 2.33% 2.52%
Small/Mid U.S. Equity
Principal Variable Contract Funds, Inc.
PVC – SmallCap Account
Class 1
Principal Global Investors, LLC
0.84% 15.10% 6.29% 9.57%
Asset Allocation
Principal Variable Contract Funds, Inc. PVC – Strategic Asset Management (SAM) – Balanced Portfolio
Class 1
Principal Global Investors, LLC
0.68% 14.00% 7.27% 8.29%
Asset Allocation
Principal Variable Contract Funds, Inc.
PVC – Strategic Asset Management (SAM) – Conservative Balanced Portfolio
Class 1
Principal Global Investors, LLC
0.67% 11.69% 5.04% 6.39%
Asset Allocation
Principal Variable Contract Funds, Inc.
PVC – Strategic Asset Management (SAM) – Conservative Growth Portfolio
Class 1
Principal Global Investors, LLC
0.72% 15.56% 9.00% 9.94%
Asset Allocation
Principal Variable Contract Funds, Inc.
PVC – Strategic Asset Management (SAM) – Flexible Income Portfolio
Class 1
Principal Global Investors, LLC
0.64% 9.96% 3.57% 5.12%
Asset Allocation
Principal Variable Contract Funds, Inc.
PVC – Strategic Asset Management (SAM) – Strategic Growth Portfolio
Class 1
Principal Global Investors, LLC

0.75% 16.86% 10.16% 10.96%
International Equity
Putnam Variable Trust
Putnam VT International Value Fund
Class IB
Putnam Management, LLC (d/b/a Putnam Management)/ Franklin Advisers, Inc.
1.06% 34.68% 12.49% 8.86%
Large U.S. Equity
Putnam Variable Trust
Putnam VT Large Cap Growth Fund
Class IB
Putnam Management, LLC (d/b/a Putnam Management)/ Franklin Advisers, Inc.
0.88% 14.34% 13.44% 17.66%
Small/Mid U.S. Equity
Putnam Variable Trust
Putnam VT Small Cap Growth Fund
Class IB 1
Putnam Management, LLC (d/b/a Putnam Management)/ Franklin Advisers, Inc.
1.12% 8.80% 6.18% 11.45%
Small/Mid U.S. Equity
Putnam Variable Trust
Putnam VT Small Cap Value Fund
Class IB
Putnam Management, LLC (d/b/a Putnam Management)/ Franklin Advisers, Inc.
1.02% 5.27% 10.99% 9.13%
Other - Natural Resources
Rydex Variable Trust
Basic Materials Fund
Rydex VT 1
Security Investors, LLC (d/b/a Guggenheim Investments)
1.78% 32.89% 9.42% 11.58%
Other - Utilities
Rydex Variable Trust
Utilities Fund
Rydex VT 1
Security Investors, LLC (d/b/a Guggenheim Investments)
1.79% 17.07% 8.56% 8.60%
Other - Health
T. Rowe Price Equity Series, Inc.
Health Sciences Portfolio
II Class
T. Rowe Price
1.11% 17.80% 3.86% 8.70%
Other - Natural Resources
VanEck Variable Insurance Products Trust
VanEck VIP Global Resources Fund
Initial Class
VanEck Associates Corporation
1.08% 36.48% 10.51% 8.33%
Balanced/Asset Allocation
Vanguard Variable Insurance Funds
Vanguard VIF Balanced Portfolio
Wellington Management Company, LLP
0.20% 16.46% 9.29% 10.03%
Balanced/Asset Allocation
Vanguard Variable Insurance Funds
Vanguard VIF Conservative Allocation Portfolio 3
The Vanguard Group, Inc.
0.12% 12.73% 4.22% 6.14%
Large U.S. Equity
Vanguard Variable Insurance Funds
Vanguard VIF Equity Income Portfolio 3
Wellington Management Company, LLP
0.29% 16.80% 12.59% 11.52%
Fixed Income
Vanguard Variable Insurance Funds
Vanguard VIF Global Bond Index Portfolio
The Vanguard Group, Inc.
0.13% 5.69% -0.41%

Small/Mid U.S. Equity
Vanguard Variable Insurance Funds
Vanguard VIF International Portfolio
Schroder Investment Management North America Inc.; Baillie Gifford Overseas Ltd. 0.32% 19.97% 0.62% 10.48%
Small/Mid U.S. Equity
Vanguard Variable Insurance Funds
Vanguard VIF Mid-Cap Index Portfolio
The Vanguard Group, Inc.
0.17% 11.54% 8.46% 10.77%
Asset Allocation
Vanguard Variable Insurance Funds
Vanguard VIF Real Estate Index Portfolio
The Vanguard Group, Inc.
0.26% 3.11% 4.51% 5.08%
1.The Fund's current expenses are subject to a temporary expense reimbursement and/or fee waiver arrangement that is in place. This arrangement may be terminated in the future and, therefore, the expense figures shown reflect temporary fee reductions. Please refer to the Fund's prospectus for more information.
2.This fund is closed to new investors with an application signature date of February 1, 2013, and after.
3.This fund became available for investment on June 5, 2023.
4.This fund became available for investment on May 31, 2025.
5.Prior to June 2, 2025, the name of this fund was the Wanger Acorn International Fund.
6.Prior to July 28, 2025, the name of this fund was the AMT Sustainable Equity Portfolio.
7.Prior to December 1, 2025, the name of this fund was the Macquarie VIP Small Cap Value Series.
8.Prior to April 30, 2026, the name of this fund was the MFS ® International Intrinsic Value Portfolio.
9.Prior to May 1, 2026, the name of this fund was the LVIP American Century Disciplined Core Value Fund.
10.Prior to May 1, 2026, the name of this fund was the TOPS ® Managed Risk Growth ETF Portfolio.
11.Prior to May 1, 2026, the name of this fund was the TOPS ® Managed Risk Moderate Growth ETF Portfolio.
12.Prior to May 1, 2026, the name of this fund was the Global Small Capitalization Fund.
13.Prior to May 1, 2026, the name of this fund was the International Fund.

Prospectuses Available [Text Block]
The following is a list of Underlying Funds currently available under the Policy, which is subject to change. Before you invest, you should review the prospectuses for the Underlying Funds, as may be amended from time to time. These prospectuses contain more information about the Underlying Funds and their risks. You can find the prospectuses and other information about the Underlying Funds online at https://www.principal.com/ExecutiveVUL3Report. You can also request this information at no cost by calling 1-800-247-9988 or by sending an email request to Lifeinsurance@principal.com.
The current expenses and performance information below reflects fees and expenses of the Underlying Funds but does not reflect the other fees and expenses that your Policy may charge. Expenses would be higher and performance would be lower if these charges were included. Each Underlying Fund’s past performance is not necessarily an indication of future performance.
Some of the Underlying Funds are “funds of funds.” A fund of funds is a mutual fund that invests primarily in a portfolio of other mutual funds. Operating expenses shown for a fund of funds include the fees and expenses that such fund incurs indirectly as a result of investing in other funds. More detail about the risks of investing in a fund of funds is available in such fund’s prospectus.
The availability of investment options may vary depending in your financial professional or your financial professional's firm. See GENERAL DESCRIPTION OF THE POLICY - Financial Intermediary Variations.

C000215152 [Member] | Risk of Loss [Member]

Item 2. Key Information [Line Items]

Risk [Text Block]
You can lose money by investing in a Policy.

Principal Risk [Text Block]
Risk of Loss
You can lose money by investing in a Policy, including loss of principal. It is possible that investment performance could cause a loss of the entire amount allocated to the Divisions. Without additional premium payments or a death benefit guarantee rider, it is possible that no death benefit would be paid upon the Insured’s death.

C000215152 [Member] | Not Short Term Investment Risk [Member]

Item 2. Key Information [Line Items]

Risk [Text Block]
The Policy is not a short-term investment and is not appropriate for an investor that needs ready access to cash.
Withdrawals will reduce the value of your Policy and the death benefit and may lead to adverse tax consequences.

Principal Risk [Text Block]
Not a Short Term Investment
This Policy is not suitable as a short-term savings vehicle and is not appropriate if you need ready access to cash. Costs of insurance and other Policy expenses may reduce the value of your Policy and its benefits. In addition, the benefits of tax
deferral are better for investors with long time horizons. Partial surrenders may significantly reduce the Policy Value, the death benefit, and any optional benefits and will increase the risk of lapse.

C000215152 [Member] | Investment Options Risk [Member]

Item 2. Key Information [Line Items]

Risk [Text Block]
An investment in the Policy is subject to the risk of poor investment performance and can vary depending on the performance of the investment options available under the Policy (e.g., the Underlying Funds). Each investment option (including the Fixed Account) has its own unique risks. A comprehensive discussion of the risks of each Underlying Fund may be found in the Underlying Fund’s prospectus. You should review these investment options before making an investment decision.

C000215152 [Member] | Insurance Company Risk [Member]

Item 2. Key Information [Line Items]

Risk [Text Block]
An investment in the Policy is subject to the risks related to the Company. Any obligations (including under the Fixed Account), guarantees, or benefits are subject to the claims-paying ability of the Company. More information about the Company, including its financial strength ratings, is available at https://investors.principal.com/investor-relations/our-business/credit-ratings/default.aspx.

Principal Risk [Text Block]
Insurance Company Risks
An investment in the Policy is subject to the risks related to the Company. Any obligations, guarantees, or benefits are subject to the claims-paying ability of the Company. If the Company is unable to meet its obligations to creditors, it is possible that the Company's obligations to you under this Policy may not be satisfied.

C000215152 [Member] | Contract Lapse Risk [Member]

Item 2. Key Information [Line Items]

Risk [Text Block]
When the Policy lapses, it terminates with no value and no longer provides any life insurance benefit upon the death of the Insured. Poor investment performance, partial surrenders, failure to pay sufficient premiums, and unpaid policy loans and loan interest will increase the risk of lapse. If your Policy lapses, you can only reinstate it under certain conditions, including making certain payments.

C000215152 [Member] | Policy Termination (Lapse) Risk [Member]

Item 2. Key Information [Line Items]

Principal Risk [Text Block]
Policy Termination (Lapse)
On an ongoing basis, the Policy’s Net Surrender Value must be sufficient to cover the Monthly Policy Charges and any Loan Indebtedness. It is possible that poor investment performance, Monthly Policy Charges, Loan Indebtedness, and/or partial surrenders could cause the Policy to lapse unless additional premiums are paid. Partial surrenders and policy loans increase the risk of lapse because the amount of either or both is not available to generate investment return or pay for policy charges. It is possible that the Policy could lapse even if your Policy has a rider that is intended to help you manage the risk of lapse. When the Policy lapses, it terminates with no value and no longer provides any life insurance benefit upon the death of the Insured. If your Policy lapses, you can only reinstate it under certain conditions, including making certain payments.

C000215152 [Member] | Limitations On Access To Surrender Value Risk [Member]

Item 2. Key Information [Line Items]

Principal Risk [Text Block]
Limitations on Access to Surrender Value
The Policy should not be viewed as a highly-liquid investment. Your ability to withdraw money from the Policy is restricted and partial surrenders may negatively affect your Policy Value, death benefit, and any optional benefits.
Unscheduled Partial Surrenders
Up to two unscheduled partial surrenders may be made in a Policy Year before the transaction fees apply. The minimum amount of a partial surrender is $500. The total of the amount(s) surrendered may not be greater than 90% of the Net Policy Value as of the effective date of the unscheduled partial surrender. The unscheduled partial surrender may not decrease the Total Face Amount to less than $100,000.
Scheduled Partial Surrenders
Partial surrenders may be scheduled on a monthly, quarterly, semiannual, or annual basis. Each scheduled partial surrender may not be greater than 90% of the Net Policy Value (as of the date of the scheduled partial surrender).
Full Surrender
The Policy may be surrendered while the Policy is in effect. There is no refund of any Monthly Policy Charges deducted before the full surrender effective date.

C000215152 [Member] | Adverse Tax Consequences [Member]

Item 2. Key Information [Line Items]

Principal Risk [Text Block]
Adverse Tax Consequences
A full surrender, cancellation of the Policy by lapse or the maturity of the Policy on its maturity date may have adverse tax consequences. If the amount received by the Owner plus any Loan Indebtedness exceeds the premiums paid into the Policy, then the excess generally will be treated as taxable income.
In certain employer-sponsored life insurance arrangements, participants may be required to report for income tax purposes, one or more of the following:
•the value each year of the life insurance protection provided;
•an amount equal to any employer-paid premiums; or
•some or all of the amount by which the current value exceeds the employer’s interest in the Policy.
You should consult with a tax professional to determine the tax implications of an investment in, and payments received under, the Policy. Participants should consult with the sponsor or the administrator of the plan and/or with their personal tax or legal adviser to determine the tax consequences, if any, of their employer-sponsored life insurance arrangements. There is no additional tax benefit to you if the Policy is purchased through a tax-qualified plan or individual retirement account (IRA), and withdrawals will be subject to ordinary income tax and may be subject to tax penalties.
There are other tax issues to consider when you own a life insurance policy. These are described in more detail in TAX ISSUES RELATED TO THE POLICY.

C000215152 [Member] | Underlying Funds Risk [Member]

Item 2. Key Information [Line Items]

Principal Risk [Text Block]
Risks of Underlying Funds
Amounts that you allocate to the Divisions are subject to the risk of poor investment performance. Each Division invests in an Underlying Fund. The performance of each Division depends on the performance of its Underlying Fund. Each Underlying Fund has its own investment risks, and you are exposed to an Underlying Fund’s investment risks when you invest in the corresponding Division. A comprehensive discussion of the risks of each Underlying Fund may be found in the Underlying Fund’s prospectus. As with all mutual funds, as the value of an Underlying Fund’s assets rise or fall, the fund’s share price changes.
The Underlying Funds are NOT available to the general public directly but are available only as investment options in variable life insurance policies or variable annuity contracts issued by life insurance companies and qualified plans. Some of the Underlying Funds have been established by investment advisers that manage publicly available mutual funds having similar names and investment objectives. While some of the Underlying Funds may be similar to, and may in fact be modeled after publicly available mutual funds, the Underlying Funds are not otherwise directly related to any publicly available mutual fund. Consequently, the investment performance of publicly available mutual funds and of any Underlying Fund may differ substantially.

C000215152 [Member] | Potentially Harmful Transfer Activities Risk [Member]

Item 2. Key Information [Line Items]

Principal Risk [Text Block]
Potentially Harmful Transfer Activity
This Policy is not designed as a vehicle for market timing. Accordingly, your ability to make transfers under the Policy is subject to limitation if we determine, in our sole opinion, that the exercise of that privilege may disadvantage or potentially hurt the rights or interests of other Policy owners. We have limitations and restrictions on transfer activity, which we apply to all owners of the Policy without exception.

C000215152 [Member] | Conflicts Of Interest Risk [Member]

Item 2. Key Information [Line Items]

Principal Risk [Text Block]
Conflicts of Interest
Investment Professional Compensation
The Company pays compensation to broker-dealers, financial institutions and other parties (“Financial Intermediaries”) for the sale of the Policy according to schedules in the sales agreements and other agreements reached between the Company and the Financial Intermediaries. Such compensation generally consists of commissions on premiums paid on the Policy. The Company and/or its affiliates may also pay other amounts (“Additional Payments”) that include, but are not limited to, marketing allowances, expense reimbursements and education payments. These Additional Payments are designed to provide incentives for the sale and retention of the Policies as well as other products sold by the Company and may influence the Financial Intermediary or sales representative to recommend the purchase of this Policy over competing policies or over other investment options. You may ask your sales representative about these differing and divergent interests and the compensation paid to your representative and such representative's broker-dealer for soliciting applications for the Policy.
Some financial representatives may have a financial incentive to offer a new policy in place of the one you already own. You should only exchange an existing policy if you determine, after comparing the features, fees and risks of both policies, and any fees or penalties to terminate the existing policy, that it is preferable to purchase the new policy rather than continue to own an existing policy.
Compensation and Underlying Fund Selection
When selecting the Underlying Funds, we consider each such fund’s investment strategy, asset class, manager’s reputation, and performance. We also consider the amount of compensation that we receive from the Underlying Funds, their advisers, sub-advisers, or their distributors, which can be significant. Additionally, we offer certain Underlying Funds at least in part because they are managed by an affiliate.
Compensation We Receive from Underlying Funds
The Company and certain of our affiliates receive compensation from certain Underlying Funds pursuant to Rule 12b-1 under the 1940 Act. This compensation is paid out of an Underlying Fund’s assets and is as much as 0.25% of the average net assets of an Underlying Fund that are attributable to the variable life insurance products issued by us and our affiliates that offer the particular fund (the Company’s variable contracts). An investment in an Underlying Fund with a 12b-1 fee will increase the cost of your investment.
Compensation We Receive from Underlying Fund Advisors
We and certain of our affiliates also receive compensation from the advisers and sub-advisers to some of the Underlying Funds. We use this compensation for such purposes as paying expenses that we incur in promoting, issuing, distributing and administering the Policy and providing services on behalf of the Underlying Funds in our role as intermediary. Some advisers and sub-advisers pay us more than others; some advisers and sub-advisers do not pay us any such compensation. The advisers’ revenues from which such compensation is paid may be derived, in whole or in part, from the advisory fees deducted from Underlying Fund assets.
Owners, through their indirect investment in the Underlying Funds, bear the costs of these advisory fees.
Other Conflicts of Interest
The Underlying Funds are available to registered separate accounts offering variable annuity and variable life products of other affiliated and unaffiliated insurance companies, as well as to the Separate Account and other separate accounts of the Company. Although we do not anticipate any disadvantages to these arrangements, it is possible that a material conflict may arise between the interests of the Separate Account and one or more of the other separate accounts participating in the Underlying Funds. A conflict may occur, for example, as a result of a change in law affecting the operations of variable life and variable annuity separate accounts, differences in the voting instructions of the Owners and payees and those of other insurance companies, or some other reason. In the event of a conflict of interest, we will take steps necessary to protect Owners and payees, including withdrawing the Separate Account from participation in the Underlying Funds involved in the conflict or substituting shares of other funds.

C000215152 [Member] | Risks Affecting Our Administration Of Your Policy [Member]

Item 2. Key Information [Line Items]

Principal Risk [Text Block]
Risks Affecting Our Administration of Your Policy
Our operations and/or the activities and operations of our service providers and business partners are subject to certain risks that may be beyond our control, including systems failures and operational disruptions caused by severe natural or man-made events (e.g., natural disasters, pandemics, cyberattacks). These risks are not unique to the Company and they could materially impact our ability to conduct business, safeguard your personal information, and administer the Policy (e.g., calculate Policy values or Unit values, process Policy transactions). These events could also impact the issuers of the securities in which the Underlying Funds invest, which could cause your Policy to lose value.
The Company is highly dependent upon its computer systems and those of its business partners. This makes the Company potentially susceptible to operational and information security risks resulting from a cyberattack or other cybersecurity incident. These risks include direct risks, such as theft, misuse, corruption and destruction of data maintained by the Company, and indirect risks, such as denial of service attacks on service provider websites and other operational disruptions that impede our ability to electronically interact with service providers. Cybersecurity threats, and the methods and devices used to attack systems and networks, evolve constantly (for example, through the increased use of artificial intelligent (“AI”) tools). Although we make substantial efforts to protect our computer systems from these security risks, including internal processes and technological defenses that are preventative or detective, and other controls designed to provide multiple layers of security assurance, there can be no guarantee that we, our service providers, or the Underlying Funds will be able to avoid adverse impacts from cybersecurity incidents, including the types of impacts described above. If your Contract is adversely affected as a result of the failure of our cybersecurity controls, we will take reasonable steps to restore your Contract.

C000215152 [Member] | C000028838 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
AB Variable Products Series Fund, Inc. Discovery Value Portfolio
Class A

Portfolio Company Objective [Text Block] Small/Mid U.S. Equity

Portfolio Company Adviser [Text Block]
Alliance
Bernstein L.P.

Current Expenses [Percent] 0.82%

Average Annual Total Returns, 1 Year [Percent] 2.89%

Average Annual Total Returns, 5 Years [Percent] 8.75%

Average Annual Total Returns, 10 Years [Percent] 8.55%

C000215152 [Member] | C000028828 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
AB Variable Products Series Fund, Inc. International Value Portfolio
Class A

Portfolio Company Objective [Text Block] International Equity

Portfolio Company Adviser [Text Block]
Alliance
Bernstein L.P.

Current Expenses [Percent] 0.90%

Average Annual Total Returns, 1 Year [Percent] 41.70%

Average Annual Total Returns, 5 Years [Percent] 10.47%

Average Annual Total Returns, 10 Years [Percent] 6.64%

C000215152 [Member] | C000028836 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
AB Variable Products Series Fund, Inc.
Small Cap Growth Portfolio
Class A 1,2

Portfolio Company Objective [Text Block]
Small/Mid U.S. Equity

Portfolio Company Adviser [Text Block]
Alliance
Bernstein L.P.

Current Expenses [Percent] 0.90%

Average Annual Total Returns, 1 Year [Percent] 4.80%

Average Annual Total Returns, 5 Years [Percent] (0.44%)

Average Annual Total Returns, 10 Years [Percent] 11.26%

C000215152 [Member] | C000028860 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
AB Variable Products Series Fund, Inc. Sustainable Global Thematic Portfolio
Class A 1

Portfolio Company Objective [Text Block] International Equity

Portfolio Company Adviser [Text Block] Alliance Bernstein L.P.

Current Expenses [Percent] 0.94%

Average Annual Total Returns, 1 Year [Percent] 6.32%

Average Annual Total Returns, 5 Years [Percent] 3.28%

Average Annual Total Returns, 10 Years [Percent] 10.08%

C000215152 [Member] | C000099202 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
American Funds Insurance Series® American Funds ® Global Balanced Fund
Class 2 1

Portfolio Company Objective [Text Block] Asset Allocation

Portfolio Company Adviser [Text Block] Capital Research and Management Company

Current Expenses [Percent] 0.76%

Average Annual Total Returns, 1 Year [Percent] 17.14%

Average Annual Total Returns, 5 Years [Percent] 6.11%

Average Annual Total Returns, 10 Years [Percent] 7.69%

C000215152 [Member] | C000037828 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
American Funds Insurance Series® Capital World Bond Fund ®
Class 2

Portfolio Company Objective [Text Block] Fixed Income

Portfolio Company Adviser [Text Block] Capital Research and Management Company

Current Expenses [Percent] 0.73%

Average Annual Total Returns, 1 Year [Percent] 9.39%

Average Annual Total Returns, 5 Years [Percent] (2.50%)

Average Annual Total Returns, 10 Years [Percent] 1.23%

C000215152 [Member] | C000023915 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
American Funds Insurance Series®
SMALLCAP World Fund
Class 2 1,9

Portfolio Company Objective [Text Block] International Equity

Portfolio Company Adviser [Text Block] Capital Research and Management Company

Current Expenses [Percent] 0.90%

Average Annual Total Returns, 1 Year [Percent] 14.64%

Average Annual Total Returns, 5 Years [Percent] 0.49%

Average Annual Total Returns, 10 Years [Percent] 7.23%

C000215152 [Member] | C000023917 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
American Funds Insurance Series® Growth Fund
Class 2

Portfolio Company Objective [Text Block] Large U.S. Equity

Portfolio Company Adviser [Text Block] Capital Research and Management Company

Current Expenses [Percent] 0.58%

Average Annual Total Returns, 1 Year [Percent] 20.24%

Average Annual Total Returns, 5 Years [Percent] 13.37%

Average Annual Total Returns, 10 Years [Percent] 17.97%

C000215152 [Member] | C000023920 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
American Funds Insurance Series®
EUPAC Fund
Class 2 1,10

Portfolio Company Objective [Text Block] International Equity

Portfolio Company Adviser [Text Block] Capital Research and Management Company

Current Expenses [Percent] 0.72%

Average Annual Total Returns, 1 Year [Percent] 26.77%

Average Annual Total Returns, 5 Years [Percent] 3.40%

Average Annual Total Returns, 10 Years [Percent] 7.00%

C000215152 [Member] | C000023923 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
American Funds Insurance Series®
New World Fund ®
Class 2 1

Portfolio Company Objective [Text Block] International Equity

Portfolio Company Adviser [Text Block] Capital Research and Management Company

Current Expenses [Percent] 0.82%

Average Annual Total Returns, 1 Year [Percent] 28.29%

Average Annual Total Returns, 5 Years [Percent] 5.33%

Average Annual Total Returns, 10 Years [Percent] 9.25%

C000215152 [Member] | C000023925 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
American Funds Insurance Series® Washington Mutual Investors Fund
Class 2 1

Portfolio Company Objective [Text Block] Large U.S. Equity

Portfolio Company Adviser [Text Block] Capital Research and Management Company

Current Expenses [Percent] 0.50%

Average Annual Total Returns, 1 Year [Percent] 17.21%

Average Annual Total Returns, 5 Years [Percent] 13.89%

Average Annual Total Returns, 10 Years [Percent] 12.36%

C000215152 [Member] | C000007612 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
BNY Mellon Investment Portfolios
MidCap Stock Portfolio
Service Shares 1

Portfolio Company Objective [Text Block] Small/Mid U.S. Equity

Portfolio Company Adviser [Text Block] BNY Mellon Investment Adviser, Inc.

Portfolio Company Subadviser [Text Block] Newton Investment Management North America, LLC

Current Expenses [Percent] 1.05%

Average Annual Total Returns, 1 Year [Percent] 9.81%

Average Annual Total Returns, 5 Years [Percent] 9.39%

Average Annual Total Returns, 10 Years [Percent] 8.51%

C000215152 [Member] | C000007615 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
BNY Mellon Investment Portfolios
Technology Growth Portfolio
Service Shares

Portfolio Company Objective [Text Block] Other - Technology

Portfolio Company Adviser [Text Block] BNY Mellon Investment Adviser, Inc.

Portfolio Company Subadviser [Text Block] Newton Investment Management North America, LLC

Current Expenses [Percent] 1.07%

Average Annual Total Returns, 1 Year [Percent] 27.87%

Average Annual Total Returns, 5 Years [Percent] 8.96%

Average Annual Total Returns, 10 Years [Percent] 16.97%

C000215152 [Member] | C000005027 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
BNY Mellon Sustainable U.S. Equity Portfolio, Inc.
Service Shares

Portfolio Company Objective [Text Block] Large U.S. Equity

Portfolio Company Adviser [Text Block] BNY Mellon Investment Adviser, Inc.

Portfolio Company Subadviser [Text Block] Newton Investment Management North America, LLC

Current Expenses [Percent] 0.91%

Average Annual Total Returns, 1 Year [Percent] 15.67%

Average Annual Total Returns, 5 Years [Percent] 11.65%

Average Annual Total Returns, 10 Years [Percent] 13.27%

C000215152 [Member] | C000005036 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
BNY Mellon Variable Investment Fund
Appreciation Portfolio
Service Shares

Portfolio Company Objective [Text Block] Large U.S. Equity

Portfolio Company Adviser [Text Block] BNY Mellon Investment Adviser, Inc.

Portfolio Company Subadviser [Text Block] Fayez Sarofim & Co., LLC

Current Expenses [Percent] 1.10%

Average Annual Total Returns, 1 Year [Percent] 9.78%

Average Annual Total Returns, 5 Years [Percent] 9.08%

Average Annual Total Returns, 10 Years [Percent] 12.63%

C000215152 [Member] | C000055530 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Calvert Variable Trust, Inc.
CVT EAFE International Index Portfolio
Class F 1

Portfolio Company Objective [Text Block] International Equity

Portfolio Company Adviser [Text Block] Calvert Research and Management

Current Expenses [Percent] 0.68%

Average Annual Total Returns, 1 Year [Percent] 30.64%

Average Annual Total Returns, 5 Years [Percent] 8.31%

Average Annual Total Returns, 10 Years [Percent] 7.63%

C000215152 [Member] | C000030374 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Calvert Variable Trust, Inc.
CVT Investment Grade Bond Index Portfolio
Class I 1

Portfolio Company Objective [Text Block] Fixed Income

Portfolio Company Adviser [Text Block] Calvert Research and Management

Portfolio Company Subadviser [Text Block] Ameritas Investment Partners, Inc.

Current Expenses [Percent] 0.57%

Average Annual Total Returns, 1 Year [Percent] 6.64%

Average Annual Total Returns, 5 Years [Percent] (0.68%)

Average Annual Total Returns, 10 Years [Percent] 1.62%

C000215152 [Member] | C000030372 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Calvert Variable Trust, Inc.
CVT Russell 2000 Small Cap Index Portfolio
Class F 1

Portfolio Company Objective [Text Block] Small/Mid U.S. Equity

Portfolio Company Adviser [Text Block] Calvert Research and Management

Portfolio Company Subadviser [Text Block] Ameritas Investment Partners, Inc.

Current Expenses [Percent] 0.60%

Average Annual Total Returns, 1 Year [Percent] 12.23%

Average Annual Total Returns, 5 Years [Percent] 5.62%

Average Annual Total Returns, 10 Years [Percent] 9.08%

C000215152 [Member] | C000024404 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Columbia Funds Variable Insurance Trust
Acorn International Fund 1,2

Portfolio Company Objective [Text Block] International Equity

Portfolio Company Adviser [Text Block]
Columbia Wanger Asset Management, LLC

Current Expenses [Percent] 1.09%

Average Annual Total Returns, 1 Year [Percent] 12.76%

Average Annual Total Returns, 5 Years [Percent] (1.00%)

Average Annual Total Returns, 10 Years [Percent] 4.31%

C000215152 [Member] | C000077948 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Deutsche DWS Variable Series II
DWS Alternative Asset Allocation VIP
Class B

Portfolio Company Objective [Text Block] Other - Multinarrative

Portfolio Company Adviser [Text Block] DWS Investment Management Americas, Inc.

Portfolio Company Subadviser [Text Block] RREEF American L.L.C.

Current Expenses [Percent] 1.31%

Average Annual Total Returns, 1 Year [Percent] 10.03%

Average Annual Total Returns, 5 Years [Percent] 4.88%

Average Annual Total Returns, 10 Years [Percent] 4.52%

C000215152 [Member] | C000017231 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Deutsche DWS Variable Series II
DWS Small Mid Cap Value VIP
Class B

Portfolio Company Objective [Text Block] Small/Mid U.S. Equity

Portfolio Company Adviser [Text Block] DWS Investment Management Americas, Inc.

Current Expenses [Percent] 1.17%

Average Annual Total Returns, 1 Year [Percent] 17.85%

Average Annual Total Returns, 5 Years [Percent] 9.27%

Average Annual Total Returns, 10 Years [Percent] 7.18%

C000215152 [Member] | C000020970 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Fidelity® Variable Insurance Products Trust I
Fidelity® VIP Equity-Income Portfolio SM
Service Class 2

Portfolio Company Objective [Text Block] Large U.S. Equity

Portfolio Company Adviser [Text Block]
Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)
Fidelity Management & Research (Japan) Limited (FMR Japan)

Portfolio Company Subadviser [Text Block]
Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)
Fidelity Management & Research (Japan) Limited (FMR Japan)

Current Expenses [Percent] 0.71%

Average Annual Total Returns, 1 Year [Percent] 18.75%

Average Annual Total Returns, 5 Years [Percent] 12.23%

Average Annual Total Returns, 10 Years [Percent] 11.32%

C000215152 [Member] | C000020981 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Fidelity® Variable Insurance Products Trust I
Fidelity® VIP High Income Portfolio
Service Class 2

Portfolio Company Objective [Text Block] Fixed Income

Portfolio Company Adviser [Text Block]
Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)
Fidelity Management & Research (Japan) Limited (FMR Japan)

Portfolio Company Subadviser [Text Block]
Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)
Fidelity Management & Research (Japan) Limited (FMR Japan)

Current Expenses [Percent] 1.06%

Average Annual Total Returns, 1 Year [Percent] 10.31%

Average Annual Total Returns, 5 Years [Percent] 4.00%

Average Annual Total Returns, 10 Years [Percent] 5.34%

C000215152 [Member] | C000021009 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Fidelity® Variable Insurance Products Trust II
Fidelity® VIP Contrafund SM Portfolio
Service Class 2

Portfolio Company Objective [Text Block] Large U.S. Equity

Portfolio Company Adviser [Text Block]
Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)
Fidelity Management & Research (Japan) Limited (FMR Japan)

Portfolio Company Subadviser [Text Block]
Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)
Fidelity Management & Research (Japan) Limited (FMR Japan)

Current Expenses [Percent] 0.79%

Average Annual Total Returns, 1 Year [Percent] 21.24%

Average Annual Total Returns, 5 Years [Percent] 15.08%

Average Annual Total Returns, 10 Years [Percent] 15.49%

C000215152 [Member] | C000199918 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Fidelity® Variable Insurance Products Trust II
Fidelity® VIP Extended Market Index Portfolio
Service Class 2

Portfolio Company Objective [Text Block] Small/Mid U.S. Equity

Portfolio Company Adviser [Text Block] Fidelity Management & Research Company, LLC

Portfolio Company Subadviser [Text Block] Geode

Current Expenses [Percent] 0.37%

Average Annual Total Returns, 1 Year [Percent] 12.03%

Average Annual Total Returns, 5 Years [Percent] 7.75%

Average Annual Total Returns, 10 Years [Percent]

C000215152 [Member] | C000199920 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Fidelity® Variable Insurance Products Trust II
Fidelity® VIP International Index Portfolio
Service Class 2

Portfolio Company Objective [Text Block] International Equity

Portfolio Company Adviser [Text Block] Fidelity Management & Research Company, LLC

Portfolio Company Subadviser [Text Block] Geode

Current Expenses [Percent] 0.41%

Average Annual Total Returns, 1 Year [Percent] 32.82%

Average Annual Total Returns, 5 Years [Percent] 7.76%

Average Annual Total Returns, 10 Years [Percent] 6.79%

C000215152 [Member] | C000199922 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Fidelity® Variable Insurance Products Trust II
Fidelity® VIP Total Market Index Portfolio
Service Class 2

Portfolio Company Objective [Text Block] Asset Allocation

Portfolio Company Adviser [Text Block] Fidelity Management & Research Company, LLC

Portfolio Company Subadviser [Text Block] Geode

Current Expenses [Percent] 0.36%

Average Annual Total Returns, 1 Year [Percent] 16.86%

Average Annual Total Returns, 5 Years [Percent] 12.86%

C000215152 [Member] | C000021045 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Fidelity® Variable Insurance Products Trust III
Fidelity® VIP Mid Cap Portfolio
Service Class 2

Portfolio Company Objective [Text Block] Small/Mid U.S. Equity

Portfolio Company Adviser [Text Block]
Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)
Fidelity Management & Research (Japan) Limited (FMR Japan)

Portfolio Company Subadviser [Text Block]
Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)
Fidelity Management & Research (Japan) Limited (FMR Japan)

Current Expenses [Percent] 0.80%

Average Annual Total Returns, 1 Year [Percent] 11.49%

Average Annual Total Returns, 5 Years [Percent] 9.83%

Average Annual Total Returns, 10 Years [Percent] 10.31%

C000215152 [Member] | C000243080 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Fidelity® Variable Insurance Products Trust IV
Fidelity® VIP Consumer Staples Portfolio
Service Class 2

Portfolio Company Objective [Text Block] Other - Consumer Defensive

Portfolio Company Adviser [Text Block]
Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)
Fidelity Management & Research (Japan) Limited (FMR Japan)

Portfolio Company Subadviser [Text Block]
Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)
Fidelity Management & Research (Japan) Limited (FMR Japan)

Current Expenses [Percent] 0.86%

Average Annual Total Returns, 1 Year [Percent] (323.00%)

C000215152 [Member] | C000021082 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Fidelity® Variable Insurance Products Trust IV
Fidelity® VIP Energy Portfolio
Service Class 2

Portfolio Company Objective [Text Block] Other - Equity Energy

Portfolio Company Adviser [Text Block]
Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)
Fidelity Management & Research (Japan) Limited (FMR Japan)

Portfolio Company Subadviser [Text Block]
Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)
Fidelity Management & Research (Japan) Limited (FMR Japan)

Current Expenses [Percent] 0.85%

Average Annual Total Returns, 1 Year [Percent] 10.34%

Average Annual Total Returns, 5 Years [Percent] 23.86%

Average Annual Total Returns, 10 Years [Percent] 7.69%

C000215152 [Member] | C000048775 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Fidelity® Variable Insurance Products Trust V
Fidelity® VIP Government Money Market Portfolio
Service Class

Portfolio Company Objective [Text Block] Money Market

Portfolio Company Adviser [Text Block]
Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)
Fidelity Management & Research (Japan) Limited (FMR Japan)

Portfolio Company Subadviser [Text Block]
Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)
Fidelity Management & Research (Japan) Limited (FMR Japan)

Current Expenses [Percent] 0.35%

Average Annual Total Returns, 1 Year [Percent] 4.03%

Average Annual Total Returns, 5 Years [Percent] 3.02%

Average Annual Total Returns, 10 Years [Percent] 1.95%

C000215152 [Member] | C000048812 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Fidelity® Variable Insurance Products Trust V
Fidelity® VIP Strategic Income Portfolio
Service Class 2

Portfolio Company Objective [Text Block] Fixed Income

Portfolio Company Adviser [Text Block]
Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)
Fidelity Management & Research (Japan) Limited (FMR Japan)

Portfolio Company Subadviser [Text Block]
Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)
Fidelity Management & Research (Japan) Limited (FMR Japan)

Current Expenses [Percent] 0.50%

Average Annual Total Returns, 1 Year [Percent] 3.86%

Average Annual Total Returns, 5 Years [Percent] 2.90%

Average Annual Total Returns, 10 Years [Percent] 1.83%

C000215152 [Member] | C000020130 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Franklin Templeton Variable Insurance Product Trust
Franklin Income VIP Fund
Class 2

Portfolio Company Objective [Text Block] Balanced/Asset Allocation

Portfolio Company Adviser [Text Block] Franklin Advisers, Inc.

Current Expenses [Percent] 0.72%

Average Annual Total Returns, 1 Year [Percent] 12.56%

Average Annual Total Returns, 5 Years [Percent] 7.66%

Average Annual Total Returns, 10 Years [Percent] 7.30%

C000215152 [Member] | C000020107 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Franklin Templeton Variable Insurance Product Trust
Franklin Mutual Global Discovery VIP Fund
Class 2

Portfolio Company Objective [Text Block] International Equity

Portfolio Company Adviser [Text Block] Franklin Mutual Advisers, LLC

Current Expenses [Percent] 1.16%

Average Annual Total Returns, 1 Year [Percent] 23.34%

Average Annual Total Returns, 5 Years [Percent] 12.00%

Average Annual Total Returns, 10 Years [Percent] 8.52%

C000215152 [Member] | C000020109 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Franklin Templeton Variable Insurance Product Trust
Franklin Mutual Shares VIP Fund
Class 2

Portfolio Company Objective [Text Block] Large U.S. Equity

Portfolio Company Adviser [Text Block] Franklin Mutual Advisers, LLC

Current Expenses [Percent] 0.94%

Average Annual Total Returns, 1 Year [Percent] 11.52%

Average Annual Total Returns, 5 Years [Percent] 9.20%

Average Annual Total Returns, 10 Years [Percent] 7.53%

C000215152 [Member] | C000020095 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Franklin Templeton Variable Insurance Product Trust
Franklin Rising Dividends VIP Fund
Class 2

Portfolio Company Objective [Text Block] Large U.S. Equity

Portfolio Company Adviser [Text Block] Franklin Advisers, Inc.

Current Expenses [Percent] 0.89%

Average Annual Total Returns, 1 Year [Percent] 11.80%

Average Annual Total Returns, 5 Years [Percent] 9.50%

Average Annual Total Returns, 10 Years [Percent] 12.10%

C000215152 [Member] | C000020099 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Franklin Templeton Variable Insurance Product Trust
Franklin Small Cap Value VIP Fund
Class 2 1

Portfolio Company Objective [Text Block] Small/Mid U.S. Equity

Portfolio Company Adviser [Text Block] Franklin Mutual Advisers, LLC

Current Expenses [Percent] 0.91%

Average Annual Total Returns, 1 Year [Percent] 7.65%

Average Annual Total Returns, 5 Years [Percent] 8.86%

Average Annual Total Returns, 10 Years [Percent] 9.81%

C000215152 [Member] | C000020101 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Franklin Templeton Variable Insurance Product Trust
Franklin Strategic Income VIP Fund
Class 2 1

Portfolio Company Objective [Text Block] Fixed Income

Portfolio Company Adviser [Text Block] Franklin Advisers, Inc.

Current Expenses [Percent] 1.07%

Average Annual Total Returns, 1 Year [Percent] 7.24%

Average Annual Total Returns, 5 Years [Percent] 1.92%

Average Annual Total Returns, 10 Years [Percent] 3.10%

C000215152 [Member] | C000020103 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Franklin Templeton Variable Insurance Product Trust
Franklin U.S. Government Securities VIP Fund
Class 2

Portfolio Company Objective [Text Block] Fixed Income

Portfolio Company Adviser [Text Block] Franklin Advisers, Inc.

Current Expenses [Percent] 0.79%

Average Annual Total Returns, 1 Year [Percent] 6.69%

Average Annual Total Returns, 5 Years [Percent] 0.02%

Average Annual Total Returns, 10 Years [Percent] 1.14%

C000215152 [Member] | C000020111 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Franklin Templeton Variable Insurance Product Trust
Templeton Developing Markets VIP Fund
Class 2

Portfolio Company Objective [Text Block] International Equity

Portfolio Company Adviser [Text Block] Templeton Asset Management, Ltd.

Portfolio Company Subadviser [Text Block] Franklin Templeton Investment Management Limited

Current Expenses [Percent] 1.37%

Average Annual Total Returns, 1 Year [Percent] 46.27%

Average Annual Total Returns, 5 Years [Percent] 5.46%

Average Annual Total Returns, 10 Years [Percent] 10.40%

C000215152 [Member] | C000020114 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Franklin Templeton Variable Insurance Product Trust
Templeton Foreign VIP Fund
Class 21

Portfolio Company Objective [Text Block] International Equity

Portfolio Company Adviser [Text Block] Templeton Asset Management, Ltd.

Portfolio Company Subadviser [Text Block] Franklin Templeton Investment Management Limited

Current Expenses [Percent] 1.08%

Average Annual Total Returns, 1 Year [Percent] 29.19%

Average Annual Total Returns, 5 Years [Percent] 8.25%

Average Annual Total Returns, 10 Years [Percent] 5.75%

C000215152 [Member] | C000020121 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Franklin Templeton Variable Insurance Product Trust
Templeton Global Bond VIP Fund
Class 2 1

Portfolio Company Objective [Text Block] Fixed Income

Portfolio Company Adviser [Text Block] Templeton Asset Management, Ltd.

Current Expenses [Percent] 0.75%

Average Annual Total Returns, 1 Year [Percent] 15.73%

Average Annual Total Returns, 5 Years [Percent] (0.96%)

Average Annual Total Returns, 10 Years [Percent] (0.15%)

C000215152 [Member] | C000084678 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Invesco Variable Insurance Funds
Invesco V.I. American Franchise Fund
Series II

Portfolio Company Objective [Text Block] Large U.S. Equity

Portfolio Company Adviser [Text Block] Invesco Advisers, Inc.

Current Expenses [Percent] 0.85%

Average Annual Total Returns, 1 Year [Percent] 11.67%

Average Annual Total Returns, 5 Years [Percent] 10.35%

Average Annual Total Returns, 10 Years [Percent] 14.87%

C000215152 [Member] | C000084659 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Invesco Variable Insurance Funds
Invesco V.I. American Value Fund
Series I

Portfolio Company Objective [Text Block] Small/Mid U.S. Equity

Portfolio Company Adviser [Text Block] Invesco Advisers, Inc.

Current Expenses [Percent] 0.89%

Average Annual Total Returns, 1 Year [Percent] 21.00%

Average Annual Total Returns, 5 Years [Percent] 17.85%

Average Annual Total Returns, 10 Years [Percent] 12.29%

C000215152 [Member] | C000000453 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Invesco Variable Insurance Funds
Invesco V.I. Core Equity Fund
Series II

Portfolio Company Objective [Text Block] Large U.S. Equity

Portfolio Company Adviser [Text Block] Invesco Advisers, Inc.

Current Expenses [Percent] 1.05%

Average Annual Total Returns, 1 Year [Percent] 15.88%

Average Annual Total Returns, 5 Years [Percent] 12.52%

Average Annual Total Returns, 10 Years [Percent] 11.46%

C000215152 [Member] | C000209364 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Invesco Variable Insurance Funds
Invesco V.I. Discovery Mid Cap Growth Fund
Series I

Portfolio Company Objective [Text Block] Small/Mid U.S. Equity

Portfolio Company Adviser [Text Block] Invesco Advisers, Inc.

Current Expenses [Percent] 0.86%

Average Annual Total Returns, 1 Year [Percent] 4.79%

Average Annual Total Returns, 5 Years [Percent] 3.90%

Average Annual Total Returns, 10 Years [Percent] 11.38%

C000215152 [Member] | C000000410 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Invesco Variable Insurance Funds
Invesco V.I. EQV International Equity Fund
Series I

Portfolio Company Objective [Text Block] International Equity

Portfolio Company Adviser [Text Block] Invesco Advisers, Inc.

Current Expenses [Percent] 0.90%

Average Annual Total Returns, 1 Year [Percent] 16.50%

Average Annual Total Returns, 5 Years [Percent] 3.68%

Average Annual Total Returns, 10 Years [Percent] 6.22%

C000215152 [Member] | C000000420 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Invesco Variable Insurance Funds
Invesco V.I. Global Real Estate Fund
Series I

Portfolio Company Objective [Text Block] Other - Global Real Estate

Portfolio Company Adviser [Text Block] Invesco Advisers, Inc.

Current Expenses [Percent] 1.02%

Average Annual Total Returns, 1 Year [Percent] 7.85%

Average Annual Total Returns, 5 Years [Percent] 1.73%

Average Annual Total Returns, 10 Years [Percent] 2.44%

C000215152 [Member] | C000000432 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Invesco Variable Insurance Funds
Invesco V.I. Health Care Fund
Series I

Portfolio Company Objective [Text Block] Other - Health

Portfolio Company Adviser [Text Block] Invesco Advisers, Inc.

Current Expenses [Percent] 0.99%

Average Annual Total Returns, 1 Year [Percent] 15.33%

Average Annual Total Returns, 5 Years [Percent] 3.80%

Average Annual Total Returns, 10 Years [Percent] 6.58%

C000215152 [Member] | C000000415 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Invesco Variable Insurance Funds
Invesco V.I. Main Street Mid Cap Fund
Series II

Portfolio Company Objective [Text Block] Small/Mid U.S. Equity

Portfolio Company Adviser [Text Block] Invesco Advisers, Inc.

Current Expenses [Percent] 1.19%

Average Annual Total Returns, 1 Year [Percent] 8.96%

Average Annual Total Returns, 5 Years [Percent] 8.83%

Average Annual Total Returns, 10 Years [Percent] 9.08%

C000215152 [Member] | C000209375 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Invesco Variable Insurance Funds
Invesco V.I. Main Street Small Cap Fund®
Series II

Portfolio Company Objective [Text Block] Small/Mid U.S. Equity

Portfolio Company Adviser [Text Block] Invesco Advisers, Inc.

Current Expenses [Percent] 1.09%

Average Annual Total Returns, 1 Year [Percent] 8.44%

Average Annual Total Returns, 5 Years [Percent] 8.07%

Average Annual Total Returns, 10 Years [Percent] 10.31%

C000215152 [Member] | C000000422 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Invesco Variable Insurance Funds
Invesco V.I. Small Cap Equity Fund
Series I

Portfolio Company Objective [Text Block] Small/Mid U.S. Equity

Portfolio Company Adviser [Text Block] Invesco Advisers, Inc.

Current Expenses [Percent] 0.96%

Average Annual Total Returns, 1 Year [Percent] 8.05%

Average Annual Total Returns, 5 Years [Percent] 7.32%

Average Annual Total Returns, 10 Years [Percent] 9.55%

C000215152 [Member] | C000233310 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Janus Aspen Series Trust
Janus Henderson Global Sustainable Equity Portfolio
Service Shares 1

Portfolio Company Objective [Text Block] International Equity

Portfolio Company Adviser [Text Block]
Janus Henderson Investors US LLC

Current Expenses [Percent] 0.99%

Average Annual Total Returns, 1 Year [Percent] 17.26%

C000215152 [Member] | C000028716 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Janus Aspen Series Trust
Janus Henderson Balanced Portfolio
Service Shares

Portfolio Company Objective [Text Block] Balanced/Asset Allocation

Portfolio Company Adviser [Text Block]
Janus Henderson Investors US LLC

Current Expenses [Percent] 0.87%

Average Annual Total Returns, 1 Year [Percent] 14.82%

Average Annual Total Returns, 5 Years [Percent] 8.21%

Average Annual Total Returns, 10 Years [Percent] 9.86%

C000215152 [Member] | C000028720 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Janus Aspen Series Trust
Janus Henderson Enterprise Portfolio
Service Shares

Portfolio Company Objective [Text Block] Small/Mid U.S. Equity

Portfolio Company Adviser [Text Block]
Janus Henderson Investors US LLC

Current Expenses [Percent] 0.97%

Average Annual Total Returns, 1 Year [Percent] 7.41%

Average Annual Total Returns, 5 Years [Percent] 7.35%

Average Annual Total Returns, 10 Years [Percent] 12.51%

C000215152 [Member] | C000028733 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Janus Aspen Series Trust
Janus Henderson Flexible Bond Portfolio
Service Shares 1

Portfolio Company Objective [Text Block] Fixed Income

Portfolio Company Adviser [Text Block]
Janus Henderson Investors US LLC

Current Expenses [Percent] 0.82%

Average Annual Total Returns, 1 Year [Percent] 7.22%

Average Annual Total Returns, 5 Years [Percent] (0.47%)

Average Annual Total Returns, 10 Years [Percent] 2.07%

C000215152 [Member] | C000028736 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Janus Aspen Series Trust
Janus Henderson Forty Portfolio
Service Shares

Portfolio Company Objective [Text Block] Large U.S. Equity

Portfolio Company Adviser [Text Block]
Janus Henderson Investors US LLC

Current Expenses [Percent] 0.87%

Average Annual Total Returns, 1 Year [Percent] 17.86%

Average Annual Total Returns, 5 Years [Percent] 11.37%

Average Annual Total Returns, 10 Years [Percent] 15.96%

C000215152 [Member] | C000028728 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Janus Aspen Series Trust
Janus Henderson Global Research Portfolio
Service Shares

Portfolio Company Objective [Text Block] International Equity

Portfolio Company Adviser [Text Block]
Janus Henderson Investors US LLC

Current Expenses [Percent] 1.07%

Average Annual Total Returns, 1 Year [Percent] 20.60%

Average Annual Total Returns, 5 Years [Percent] 12.23%

Average Annual Total Returns, 10 Years [Percent] 12.64%

C000215152 [Member] | C000028740 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Janus Aspen Series Trust
Janus Henderson Global Technology and Innovation Portfolio
Service Shares

Portfolio Company Objective [Text Block] Other - Technology

Portfolio Company Adviser [Text Block]
Janus Henderson Investors US LLC

Current Expenses [Percent] 0.97%

Average Annual Total Returns, 1 Year [Percent] 24.84%

Average Annual Total Returns, 5 Years [Percent] 13.44%

Average Annual Total Returns, 10 Years [Percent] 21.18%

C000215152 [Member] | C000047121 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Legg Mason Partners Variable Income Trust
ClearBridge Variable Mid Cap Portfolio
Class I

Portfolio Company Objective [Text Block] Small/Mid U.S. Equity

Portfolio Company Adviser [Text Block] Franklin Templeton Fund Adviser, LLC

Portfolio Company Subadviser [Text Block]
ClearBridge Investments, LLC

Current Expenses [Percent] 0.82%

Average Annual Total Returns, 1 Year [Percent] 4.35%

Average Annual Total Returns, 5 Years [Percent] 4.50%

Average Annual Total Returns, 10 Years [Percent] 7.50%

C000215152 [Member] | C000047262 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Legg Mason Partners Variable Income Trust
ClearBridge Variable Small Cap Growth Portfolio
Class I

Portfolio Company Objective [Text Block] Small/Mid U.S. Equity

Portfolio Company Adviser [Text Block] Franklin Templeton Fund Adviser, LLC

Portfolio Company Subadviser [Text Block]
ClearBridge Investments, LLC

Current Expenses [Percent] 0.81%

Average Annual Total Returns, 1 Year [Percent] 9.23%

Average Annual Total Returns, 5 Years [Percent] (0.20%)

Average Annual Total Returns, 10 Years [Percent] 9.38%

C000215152 [Member] | C000247623 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Lincoln Variable Insurance Products Trust
LVIP American Century Capital Appreciation Fund
Service Class

Portfolio Company Objective [Text Block] Small/Mid U.S. Equity

Portfolio Company Adviser [Text Block] Lincoln Financial Investments Corporation

Portfolio Company Subadviser [Text Block] American Century Investment Management, Inc.

Current Expenses [Percent] 0.62%

Average Annual Total Returns, 1 Year [Percent] 6.56%

Average Annual Total Returns, 5 Years [Percent] 5.02%

Average Annual Total Returns, 10 Years [Percent] 11.31%

C000215152 [Member] | C000087493 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Lincoln Variable Insurance Products Trust
LVIP Avantis Large Cap Value Fund
Service Class 6

Portfolio Company Objective [Text Block] Large U.S. Equity

Portfolio Company Adviser [Text Block] Lincoln Financial Investments Corporation

Portfolio Company Subadviser [Text Block] American Century Investment Management, Inc.

Current Expenses [Percent] 0.96%

Average Annual Total Returns, 1 Year [Percent] 14.56%

Average Annual Total Returns, 5 Years [Percent] 8.51%

Average Annual Total Returns, 10 Years [Percent] 10.12%

C000215152 [Member] | C000086783 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Lincoln Variable Insurance Products Trust
LVIP American Century Inflation Protection Fund
Service Class

Portfolio Company Objective [Text Block] Inflation - Protected Bond

Portfolio Company Adviser [Text Block] Lincoln Financial Investments Corporation

Portfolio Company Subadviser [Text Block] American Century Investment Management, Inc.

Current Expenses [Percent] 0.72%

Average Annual Total Returns, 1 Year [Percent] 6.33%

Average Annual Total Returns, 5 Years [Percent] 0.62%

Average Annual Total Returns, 10 Years [Percent] 2.61%

C000215152 [Member] | C000247643 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Lincoln Variable Insurance Products Trust
LVIP American Century International Fund
Service Class

Portfolio Company Objective [Text Block] International Equity

Portfolio Company Adviser [Text Block] Lincoln Financial Investments Corporation

Portfolio Company Subadviser [Text Block] American Century Investment Management, Inc.

Current Expenses [Percent] 0.95%

Average Annual Total Returns, 1 Year [Percent] 15.81%

Average Annual Total Returns, 5 Years [Percent] 1.71%

Average Annual Total Returns, 10 Years [Percent] 6.27%

C000215152 [Member] | C000247652 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Lincoln Variable Insurance Products Trust
LVIP American Century Mid Cap Value Fund
Service Class

Portfolio Company Objective [Text Block] Small/Mid U.S. Equity

Portfolio Company Adviser [Text Block] Lincoln Financial Investments Corporation

Portfolio Company Subadviser [Text Block] American Century Investment Management, Inc.

Current Expenses [Percent] 1.01%

Average Annual Total Returns, 1 Year [Percent] 8.83%

Average Annual Total Returns, 5 Years [Percent] 8.72%

Average Annual Total Returns, 10 Years [Percent] 8.96%

C000215152 [Member] | C000000000 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Lincoln Variable Insurance Products Trust
LVIP American Century Value Fund
Service Class

Portfolio Company Objective [Text Block] Large U.S. Equity

Portfolio Company Adviser [Text Block] Lincoln Financial Investments Corporation

Portfolio Company Subadviser [Text Block] American Century Investment Management, Inc.

Current Expenses [Percent] 0.86%

Average Annual Total Returns, 1 Year [Percent] 15.85%

Average Annual Total Returns, 5 Years [Percent] 11.47%

Average Annual Total Returns, 10 Years [Percent] 10.07%

C000215152 [Member] | C000087850 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Lord Abbett Series Fund, Inc.
Developing Growth Portfolio
Class VC 1

Portfolio Company Objective [Text Block] Small/Mid U.S. Equity

Portfolio Company Adviser [Text Block]
Lord Abbett

Current Expenses [Percent] 1.27%

Average Annual Total Returns, 1 Year [Percent] 14.59%

Average Annual Total Returns, 5 Years [Percent] (1.17%)

Average Annual Total Returns, 10 Years [Percent] 11.03%

C000215152 [Member] | C000007319 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
MFS® Variable Insurance Trust
MFS® Global Equity Series
Service Class 1

Portfolio Company Objective [Text Block] International Equity

Portfolio Company Adviser [Text Block] Massachusetts Financial Services Company

Current Expenses [Percent] 1.18%

Average Annual Total Returns, 1 Year [Percent] 13.28%

Average Annual Total Returns, 5 Years [Percent] 5.45%

Average Annual Total Returns, 10 Years [Percent] 8.64%

C000215152 [Member] | C000007317 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
MFS® Variable Insurance Trust
MFS® Growth Series
Service Class 1

Portfolio Company Objective [Text Block] Large U.S. Equity

Portfolio Company Adviser [Text Block] Massachusetts Financial Services Company

Current Expenses [Percent] 0.98%

Average Annual Total Returns, 1 Year [Percent] 11.90%

Average Annual Total Returns, 5 Years [Percent] 10.82%

Average Annual Total Returns, 10 Years [Percent] 15.31%

C000215152 [Member] | C000007330 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
MFS® Variable Insurance Trust
MFS® New Discovery Series
Service Class 1

Portfolio Company Objective [Text Block] Small/Mid U.S. Equity

Portfolio Company Adviser [Text Block] Massachusetts Financial Services Company

Current Expenses [Percent] 1.12%

Average Annual Total Returns, 1 Year [Percent] 12.56%

Average Annual Total Returns, 5 Years [Percent] (0.54%)

Average Annual Total Returns, 10 Years [Percent] 10.46%

C000215152 [Member] | C000007311 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
MFS® Variable Insurance Trust
MFS® Total Return Series
Service Class

Portfolio Company Objective [Text Block] Balanced/Asset Allocation

Portfolio Company Adviser [Text Block] Massachusetts Financial Services Company

Current Expenses [Percent] 0.86%

Average Annual Total Returns, 1 Year [Percent] 10.91%

Average Annual Total Returns, 5 Years [Percent] 6.16%

Average Annual Total Returns, 10 Years [Percent] 7.36%

C000215152 [Member] | C000007313 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
MFS® Variable Insurance Trust
MFS® Utilities Series
Service Class 1

Portfolio Company Objective [Text Block] Other - Utilities

Portfolio Company Adviser [Text Block] Massachusetts Financial Services Company

Current Expenses [Percent] 1.03%

Average Annual Total Returns, 1 Year [Percent] 14.76%

Average Annual Total Returns, 5 Years [Percent] 7.38%

Average Annual Total Returns, 10 Years [Percent] 9.22%

C000215152 [Member] | C000007315 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
MFS® Variable Insurance Trust
MFS® Value Series
Service Class 1

Portfolio Company Objective [Text Block] Large U.S. Equity

Portfolio Company Adviser [Text Block] Massachusetts Financial Services Company

Current Expenses [Percent] 0.94%

Average Annual Total Returns, 1 Year [Percent] 12.77%

Average Annual Total Returns, 5 Years [Percent] 9.69%

Average Annual Total Returns, 10 Years [Percent] 9.77%

C000215152 [Member] | C000021906 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
MFS® Variable Insurance Trust III
MFS® Blended Research Small Cap Equity Portfolio 1

Portfolio Company Objective [Text Block] Small/Mid U.S. Equity

Portfolio Company Adviser [Text Block] Massachusetts Financial Services Company

Current Expenses [Percent] 0.83%

Average Annual Total Returns, 1 Year [Percent] 5.49%

Average Annual Total Returns, 5 Years [Percent] 6.62%

Average Annual Total Returns, 10 Years [Percent] 8.82%

C000215152 [Member] | C000007246 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
MFS® Variable Insurance Trust II
MFS® International Intrinsic Equity Portfolio
Service Class 1,5

Portfolio Company Objective [Text Block] International Equity

Portfolio Company Adviser [Text Block] Massachusetts Financial Services Company

Current Expenses [Percent] 1.14%

Average Annual Total Returns, 1 Year [Percent] 32.96%

Average Annual Total Returns, 5 Years [Percent] 7.02%

Average Annual Total Returns, 10 Years [Percent] 9.68%

C000215152 [Member] | C000007262 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
MFS® Variable Insurance Trust II
MFS® Research International Portfolio
Service Class 1

Portfolio Company Objective [Text Block] International Equity

Portfolio Company Adviser [Text Block] Massachusetts Financial Services Company

Current Expenses [Percent] 1.15%

Average Annual Total Returns, 1 Year [Percent] 21.75%

Average Annual Total Returns, 5 Years [Percent] 5.25%

Average Annual Total Returns, 10 Years [Percent] 7.27%

C000215152 [Member] | C000068455 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
MFS® Variable Insurance Trust III
MFS® Inflation-Adjusted Bond Portfolio
Service Class 1

Portfolio Company Objective [Text Block] Fixed Income

Portfolio Company Adviser [Text Block] Massachusetts Financial Services Company

Current Expenses [Percent] 0.85%

Average Annual Total Returns, 1 Year [Percent] 8.17%

Average Annual Total Returns, 5 Years [Percent] (3.35%)

Average Annual Total Returns, 10 Years [Percent] 0.84%

C000215152 [Member] | C000052150 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
MFS® Variable Insurance Trust III
MFS® Mid Cap Value Portfolio
Service Class 1

Portfolio Company Objective [Text Block] Small/Mid U.S. Equity

Portfolio Company Adviser [Text Block] Massachusetts Financial Services Company

Current Expenses [Percent] 1.04%

Average Annual Total Returns, 1 Year [Percent] 5.75%

Average Annual Total Returns, 5 Years [Percent] 9.90%

Average Annual Total Returns, 10 Years [Percent] 9.69%

C000215152 [Member] | C000068447 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
MFS® Variable Insurance Trust III
MFS® New Discovery Value Portfolio
Service Class 1

Portfolio Company Objective [Text Block] Small/Mid U.S. Equity

Portfolio Company Adviser [Text Block] Massachusetts Financial Services Company

Current Expenses [Percent] 1.13%

Average Annual Total Returns, 1 Year [Percent] 2.88%

Average Annual Total Returns, 5 Years [Percent] 8.22%

Average Annual Total Returns, 10 Years [Percent] 10.30%

C000215152 [Member] | C000022324 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Neuberger Berman Advisers Management Trust
Mid Cap Growth Portfolio
Class S 1

Portfolio Company Objective [Text Block] Small/Mid U.S. Equity

Portfolio Company Adviser [Text Block]
Neuberger Berman Investment Advisers, LLC

Current Expenses [Percent] 1.11%

Average Annual Total Returns, 1 Year [Percent] 5.23%

Average Annual Total Returns, 5 Years [Percent] 4.27%

Average Annual Total Returns, 10 Years [Percent] 10.71%

C000215152 [Member] | C000022328 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Neuberger Berman Advisers Management Trust
Quality Equity Portfolio
Class I 3

Portfolio Company Objective [Text Block] Large U.S. Equity

Portfolio Company Adviser [Text Block]
Neuberger Berman Investment Advisers, LLC

Current Expenses [Percent] 0.87%

Average Annual Total Returns, 1 Year [Percent] 13.74%

Average Annual Total Returns, 5 Years [Percent] 12.83%

Average Annual Total Returns, 10 Years [Percent] 12.94%

C000215152 [Member] | C000006666 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Nomura Funds
Nomura VIP Small Cap Value Series
Service Class 1,4

Portfolio Company Objective [Text Block] Small/Mid U.S. Equity

Portfolio Company Adviser [Text Block]
Delaware Management Company, a series of Nomura Investment Management Business Trust

Current Expenses [Percent] 1.04%

Average Annual Total Returns, 1 Year [Percent] 7.83%

Average Annual Total Returns, 5 Years [Percent] 8.93%

Average Annual Total Returns, 10 Years [Percent] 8.84%

C000215152 [Member] | C000097932 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Northern Lights Variable Trust
TOPS TM Managed Risk Balanced ETF Portfolio
Class 2

Portfolio Company Objective [Text Block] Asset Allocation

Portfolio Company Adviser [Text Block] Valmark Advisers, Inc.

Portfolio Company Subadviser [Text Block] Milliman Financial Risk Management, LLC

Current Expenses [Percent] 0.76%

Average Annual Total Returns, 1 Year [Percent] 9.03%

Average Annual Total Returns, 5 Years [Percent] 3.83%

Average Annual Total Returns, 10 Years [Percent] 4.92%

C000215152 [Member] | C000097937 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Northern Lights Variable Trust
TOPS TM Managed Risk Moderately Aggressive ETF Portfolio
Class 2 7

Portfolio Company Objective [Text Block] Asset Allocation

Portfolio Company Adviser [Text Block] Valmark Advisers, Inc.

Portfolio Company Subadviser [Text Block] Milliman Financial Risk Management, LLC

Current Expenses [Percent] 0.75%

Average Annual Total Returns, 1 Year [Percent] 11.65%

Average Annual Total Returns, 5 Years [Percent] 5.36%

Average Annual Total Returns, 10 Years [Percent] 6.13%

C000215152 [Member] | C000097935 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Northern Lights Variable Trust
TOPS TM Managed Risk Moderate ETF Portfolio
Class 2 8

Portfolio Company Objective [Text Block] Asset Allocation

Portfolio Company Adviser [Text Block] Valmark Advisers, Inc.

Portfolio Company Subadviser [Text Block] Milliman Financial Risk Management, LLC

Current Expenses [Percent] 0.75%

Average Annual Total Returns, 1 Year [Percent] 10.36%

Average Annual Total Returns, 5 Years [Percent] 4.74%

Average Annual Total Returns, 10 Years [Percent] 5.72%

C000215152 [Member] | C000026478 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
PIMCO Variable Insurance Trust
PIMCO All Asset Portfolio
Administrative Class 1

Portfolio Company Objective [Text Block] Balanced/Asset Allocation

Portfolio Company Adviser [Text Block]
Pacific Investment Management Company, LLC

Current Expenses [Percent] 2.13%

Average Annual Total Returns, 1 Year [Percent] 14.20%

Average Annual Total Returns, 5 Years [Percent] 5.60%

Average Annual Total Returns, 10 Years [Percent] 6.77%

C000215152 [Member] | C000026493 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
PIMCO Variable Insurance Trust
PIMCO CommodityRealReturn®Strategy Portfolio
Administrative Class

Portfolio Company Objective [Text Block] Other - Commodities

Portfolio Company Adviser [Text Block]
Pacific Investment Management Company, LLC

Current Expenses [Percent] 0.86%

Average Annual Total Returns, 1 Year [Percent] 18.79%

Average Annual Total Returns, 5 Years [Percent] 10.55%

Average Annual Total Returns, 10 Years [Percent] 6.54%

C000215152 [Member] | C000026494 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
PIMCO Variable Insurance Trust
PIMCO Emerging Markets Bond Portfolio
Administrative Class

Portfolio Company Objective [Text Block] Fixed Income

Portfolio Company Adviser [Text Block]
Pacific Investment Management Company, LLC

Current Expenses [Percent] 1.17%

Average Annual Total Returns, 1 Year [Percent] 14.98%

Average Annual Total Returns, 5 Years [Percent] 2.44%

Average Annual Total Returns, 10 Years [Percent] 5.06%

C000215152 [Member] | C000026498 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
PIMCO Variable Insurance Trust
PIMCO High Yield Portfolio
Administrative Class

Portfolio Company Objective [Text Block] Fixed Income

Portfolio Company Adviser [Text Block]
Pacific Investment Management Company, LLC

Current Expenses [Percent] 0.81%

Average Annual Total Returns, 1 Year [Percent] 8.95%

Average Annual Total Returns, 5 Years [Percent] 3.97%

Average Annual Total Returns, 10 Years [Percent] 5.57%

C000215152 [Member] | C000028252 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
PIMCO Variable Insurance Trust
PIMCO International Bond Portfolio (U.S. Dollar-Hedged)
Administrative Class 4

Portfolio Company Objective [Text Block]
Global Bond - USD Hedged

Portfolio Company Adviser [Text Block]
Pacific Investment Management Company, LLC

Current Expenses [Percent] 1.09%

Average Annual Total Returns, 1 Year [Percent] 3.95%

Average Annual Total Returns, 5 Years [Percent] 1.03%

Average Annual Total Returns, 10 Years [Percent] 2.88%

C000215152 [Member] | C000026500 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
PIMCO Variable Insurance Trust
PIMCO Long-Term U.S. Government Portfolio
Administrative Class

Portfolio Company Objective [Text Block] Fixed Income

Portfolio Company Adviser [Text Block]
Pacific Investment Management Company, LLC

Current Expenses [Percent] 2.48%

Average Annual Total Returns, 1 Year [Percent] 6.15%

Average Annual Total Returns, 5 Years [Percent] (6.82%)

Average Annual Total Returns, 10 Years [Percent] 0.01%

C000215152 [Member] | C000026502 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
PIMCO Variable Insurance Trust
PIMCO Low Duration Portfolio
Administrative Class

Portfolio Company Objective [Text Block] Short-Term Fixed Income

Portfolio Company Adviser [Text Block]
Pacific Investment Management Company, LLC

Current Expenses [Percent] 0.66%

Average Annual Total Returns, 1 Year [Percent] 5.52%

Average Annual Total Returns, 5 Years [Percent] 1.57%

Average Annual Total Returns, 10 Years [Percent] 1.79%

C000215152 [Member] | C000026482 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
PIMCO Variable Insurance Trust
PIMCO Real Return Portfolio
Administrative Class

Portfolio Company Objective [Text Block] Fixed Income

Portfolio Company Adviser [Text Block]
Pacific Investment Management Company, LLC

Current Expenses [Percent] 1.39%

Average Annual Total Returns, 1 Year [Percent] 7.85%

Average Annual Total Returns, 5 Years [Percent] 1.21%

Average Annual Total Returns, 10 Years [Percent] 3.21%

C000215152 [Member] | C000026484 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
PIMCO Variable Insurance Trust
PIMCO Short-Term Portfolio
Administrative Class

Portfolio Company Objective [Text Block] Short-Term Fixed Income

Portfolio Company Adviser [Text Block]
Pacific Investment Management Company, LLC

Current Expenses [Percent] 0.65%

Average Annual Total Returns, 1 Year [Percent] 4.67%

Average Annual Total Returns, 5 Years [Percent] 3.25%

Average Annual Total Returns, 10 Years [Percent] 2.76%

C000215152 [Member] | C000026489 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
PIMCO Variable Insurance Trust
PIMCO Total Return Portfolio
Administrative Class

Portfolio Company Objective [Text Block] Fixed Income

Portfolio Company Adviser [Text Block]
Pacific Investment Management Company, LLC

Current Expenses [Percent] 0.73%

Average Annual Total Returns, 1 Year [Percent] 8.89%

Average Annual Total Returns, 5 Years [Percent] 0.02%

Average Annual Total Returns, 10 Years [Percent] 2.36%

C000215152 [Member] | C000112990 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Principal Variable Contract Funds, Inc. PVC – Bond Market Index Account
Class 1

Portfolio Company Objective [Text Block] Fixed Income

Portfolio Company Adviser [Text Block]
Principal Global Investors, LLC

Current Expenses [Percent] 0.15%

Average Annual Total Returns, 1 Year [Percent] 7.16%

Average Annual Total Returns, 5 Years [Percent] (0.52%)

Average Annual Total Returns, 10 Years [Percent] 1.80%

C000215152 [Member] | C000020925 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Principal Variable Contract Funds, Inc.
PVC – Core Plus Bond Account
Class 1

Portfolio Company Objective [Text Block] Fixed Income

Portfolio Company Adviser [Text Block] Principal Global Investors, LLC

Current Expenses [Percent] 0.50%

Average Annual Total Returns, 1 Year [Percent] 7.46%

Average Annual Total Returns, 5 Years [Percent] (0.48%)

Average Annual Total Returns, 10 Years [Percent] 2.36%

C000215152 [Member] | C000020929 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Principal Variable Contract Funds, Inc.
PVC – Diversified International Account
Class 1

Portfolio Company Objective [Text Block] International Equity

Portfolio Company Adviser [Text Block]
Principal Global Investors, LLC

Current Expenses [Percent] 0.86%

Average Annual Total Returns, 1 Year [Percent] 32.36%

Average Annual Total Returns, 5 Years [Percent] 7.40%

Average Annual Total Returns, 10 Years [Percent] 8.08%

C000215152 [Member] | C000038528 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Principal Variable Contract Funds, Inc.
PVC – Equity Income Account
Class 1

Portfolio Company Objective [Text Block] Large U.S. Equity

Portfolio Company Adviser [Text Block]
Principal Global Investors, LLC

Current Expenses [Percent] 0.48%

Average Annual Total Returns, 1 Year [Percent] 15.50%

Average Annual Total Returns, 5 Years [Percent] 10.21%

Average Annual Total Returns, 10 Years [Percent] 11.51%

C000215152 [Member] | C000020904 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Principal Variable Contract Funds, Inc.
PVC – Global Emerging Markets Account
Class 1

Portfolio Company Objective [Text Block] International Equity

Portfolio Company Adviser [Text Block]
Principal Global Investors, LLC

Current Expenses [Percent] 1.12%

Average Annual Total Returns, 1 Year [Percent] 37.27%

Average Annual Total Returns, 5 Years [Percent] 5.06%

Average Annual Total Returns, 10 Years [Percent] 8.12%

C000215152 [Member] | C000020932 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Principal Variable Contract Funds, Inc.
PVC – Government & High-Quality Bond Account
Class 1

Portfolio Company Objective [Text Block] Fixed Income

Portfolio Company Adviser [Text Block]
Principal Global Investors, LLC

Current Expenses [Percent] 0.50%

Average Annual Total Returns, 1 Year [Percent] 7.91%

Average Annual Total Returns, 5 Years [Percent] (0.23%)

Average Annual Total Returns, 10 Years [Percent] 1.26%

C000215152 [Member] | C000020930 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Principal Variable Contract Funds, Inc.
PVC – Large Cap Growth Account I
Class 1 1

Portfolio Company Objective [Text Block] Large U.S. Equity

Portfolio Company Adviser [Text Block]
Principal Global Investors, LLC/ Los Angeles Capital Management, LLC T. Rowe Price Associates, Inc.
Westfield Capital Management Company, L.P.

Portfolio Company Subadviser [Text Block]
Principal Global Investors, LLC/ Los Angeles Capital Management, LLC T. Rowe Price Associates, Inc.
Westfield Capital Management Company, L.P.

Current Expenses [Percent] 0.67%

Average Annual Total Returns, 1 Year [Percent] 11.39%

Average Annual Total Returns, 5 Years [Percent] 9.44%

Average Annual Total Returns, 10 Years [Percent] 15.00%

C000215152 [Member] | C000020908 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Principal Variable Contract Funds, Inc.
PVC – Large Cap S&P 500 Index Account
Class 1

Portfolio Company Objective [Text Block] Large U.S. Equity

Portfolio Company Adviser [Text Block] Principal Global Investors, LLC

Portfolio Company Subadviser [Text Block] Spectrum Asset Management, Inc.

Current Expenses [Percent] 0.20%

Average Annual Total Returns, 1 Year [Percent] 17.62%

Average Annual Total Returns, 5 Years [Percent] 14.14%

Average Annual Total Returns, 10 Years [Percent] 14.52%

C000215152 [Member] | C000020910 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Principal Variable Contract Funds, Inc.
PVC – MidCap Account
Class 1

Portfolio Company Objective [Text Block] Small/Mid U.S. Equity

Portfolio Company Adviser [Text Block]
Principal Global Investors, LLC

Current Expenses [Percent] 0.53%

Average Annual Total Returns, 1 Year [Percent] 1.78%

Average Annual Total Returns, 5 Years [Percent] 8.33%

Average Annual Total Returns, 10 Years [Percent] 12.58%

C000215152 [Member] | C000038532 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Principal Variable Contract Funds, Inc.
PVC – Principal Capital Appreciation Account
Class 1

Portfolio Company Objective [Text Block] Large U.S. Equity

Portfolio Company Adviser [Text Block]
Principal Global Investors, LLC

Current Expenses [Percent] 0.63%

Average Annual Total Returns, 1 Year [Percent] 13.52%

Average Annual Total Returns, 5 Years [Percent] 13.82%

Average Annual Total Returns, 10 Years [Percent] 14.35%

C000215152 [Member] | C000020916 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Principal Variable Contract Funds, Inc.
PVC – Principal LifeTime 2020 Account
Class 1

Portfolio Company Objective [Text Block] Asset Allocation

Portfolio Company Adviser [Text Block]
Principal Global Investors, LLC

Current Expenses [Percent] 0.47%

Average Annual Total Returns, 1 Year [Percent] 11.33%

Average Annual Total Returns, 5 Years [Percent] 4.65%

Average Annual Total Returns, 10 Years [Percent] 6.77%

C000215152 [Member] | C000020917 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Principal Variable Contract Funds, Inc.
PVC – Principal LifeTime 2030 Account
Class 1

Portfolio Company Objective [Text Block] Asset Allocation

Portfolio Company Adviser [Text Block]
Principal Global Investors, LLC

Current Expenses [Percent] 0.50%

Average Annual Total Returns, 1 Year [Percent] 13.21%

Average Annual Total Returns, 5 Years [Percent] 5.91%

Average Annual Total Returns, 10 Years [Percent] 8.07%

C000215152 [Member] | C000020918 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Principal Variable Contract Funds, Inc.
PVC – Principal LifeTime 2040 Account
Class 1

Portfolio Company Objective [Text Block] Asset Allocation

Portfolio Company Adviser [Text Block]
Principal Global Investors, LLC

Current Expenses [Percent] 0.54%

Average Annual Total Returns, 1 Year [Percent] 15.57%

Average Annual Total Returns, 5 Years [Percent] 7.56%

Average Annual Total Returns, 10 Years [Percent] 9.35%

C000215152 [Member] | C000020919 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Principal Variable Contract Funds, Inc.
PVC – Principal LifeTime 2050 Account
Class 1

Portfolio Company Objective [Text Block] Asset Allocation

Portfolio Company Adviser [Text Block]
Principal Global Investors, LLC

Current Expenses [Percent] 0.58%

Average Annual Total Returns, 1 Year [Percent] 17.50%

Average Annual Total Returns, 5 Years [Percent] 8.77%

Average Annual Total Returns, 10 Years [Percent] 10.22%

C000215152 [Member] | C000126088 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Principal Variable Contract Funds, Inc.
PVC – Principal LifeTime 2060 Account
Class 1

Portfolio Company Objective [Text Block] Asset Allocation

Portfolio Company Adviser [Text Block]
Principal Global Investors, LLC

Current Expenses [Percent] 0.61%

Average Annual Total Returns, 1 Year [Percent] 17.68%

Average Annual Total Returns, 5 Years [Percent] 8.97%

Average Annual Total Returns, 10 Years [Percent] 10.35%

C000215152 [Member] | C000020920 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Principal Variable Contract Funds, Inc.
PVC – Principal LifeTime Strategic Income Account
Class 1

Portfolio Company Objective [Text Block] Asset Allocation

Portfolio Company Adviser [Text Block]
Principal Global Investors, LLC

Current Expenses [Percent] 0.48%

Average Annual Total Returns, 1 Year [Percent] 10.45%

Average Annual Total Returns, 5 Years [Percent] 3.48%

Average Annual Total Returns, 10 Years [Percent] 4.98%

C000215152 [Member] | C000020921 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Principal Variable Contract Funds, Inc.
PVC – Real Estate Securities Account
Class 1

Portfolio Company Objective [Text Block] Small/Mid U.S. Equity

Portfolio Company Adviser [Text Block]
Principal Global Investors, LLC

Current Expenses [Percent] 0.78%

Average Annual Total Returns, 1 Year [Percent] 1.24%

Average Annual Total Returns, 5 Years [Percent] 4.88%

Average Annual Total Returns, 10 Years [Percent] 5.94%

C000215152 [Member] | C000038541 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Principal Variable Contract Funds, Inc.
PVC – Short-Term Income Account
Class 1

Portfolio Company Objective [Text Block] Short - Term Fixed Income

Portfolio Company Adviser [Text Block]
Principal Global Investors, LLC

Current Expenses [Percent] 0.42%

Average Annual Total Returns, 1 Year [Percent] 5.48%

Average Annual Total Returns, 5 Years [Percent] 2.33%

Average Annual Total Returns, 10 Years [Percent] 2.52%

C000215152 [Member] | C000020923 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Principal Variable Contract Funds, Inc.
PVC – SmallCap Account
Class 1

Portfolio Company Objective [Text Block] Small/Mid U.S. Equity

Portfolio Company Adviser [Text Block]
Principal Global Investors, LLC

Current Expenses [Percent] 0.84%

Average Annual Total Returns, 1 Year [Percent] 15.10%

Average Annual Total Returns, 5 Years [Percent] 6.29%

Average Annual Total Returns, 10 Years [Percent] 9.57%

C000215152 [Member] | C000038543 1 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Principal Variable Contract Funds, Inc. PVC – Strategic Asset Management (SAM) – Balanced Portfolio
Class 1

Portfolio Company Objective [Text Block] Asset Allocation

Portfolio Company Adviser [Text Block]
Principal Global Investors, LLC

Current Expenses [Percent] 0.68%

Average Annual Total Returns, 1 Year [Percent] 14.00%

Average Annual Total Returns, 5 Years [Percent] 7.27%

Average Annual Total Returns, 10 Years [Percent] 8.29%

C000215152 [Member] | C000038543 2 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Principal Variable Contract Funds, Inc.
PVC – Strategic Asset Management (SAM) – Conservative Balanced Portfolio
Class 1

Portfolio Company Objective [Text Block] Asset Allocation

Portfolio Company Adviser [Text Block]
Principal Global Investors, LLC

Current Expenses [Percent] 0.67%

Average Annual Total Returns, 1 Year [Percent] 11.69%

Average Annual Total Returns, 5 Years [Percent] 5.04%

Average Annual Total Returns, 10 Years [Percent] 6.39%

C000215152 [Member] | C000038545 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Principal Variable Contract Funds, Inc.
PVC – Strategic Asset Management (SAM) – Conservative Growth Portfolio
Class 1

Portfolio Company Objective [Text Block] Asset Allocation

Portfolio Company Adviser [Text Block]
Principal Global Investors, LLC

Current Expenses [Percent] 0.72%

Average Annual Total Returns, 1 Year [Percent] 15.56%

Average Annual Total Returns, 5 Years [Percent] 9.00%

Average Annual Total Returns, 10 Years [Percent] 9.94%

C000215152 [Member] | C000038548 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Principal Variable Contract Funds, Inc.
PVC – Strategic Asset Management (SAM) – Flexible Income Portfolio
Class 1

Portfolio Company Objective [Text Block] Asset Allocation

Portfolio Company Adviser [Text Block]
Principal Global Investors, LLC

Current Expenses [Percent] 0.64%

Average Annual Total Returns, 1 Year [Percent] 9.96%

Average Annual Total Returns, 5 Years [Percent] 3.57%

Average Annual Total Returns, 10 Years [Percent] 5.12%

C000215152 [Member] | C000038530 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Principal Variable Contract Funds, Inc.
PVC – Strategic Asset Management (SAM) – Strategic Growth Portfolio
Class 1

Portfolio Company Objective [Text Block] Asset Allocation

Portfolio Company Adviser [Text Block]
Principal Global Investors, LLC

Current Expenses [Percent] 0.75%

Average Annual Total Returns, 1 Year [Percent] 16.86%

Average Annual Total Returns, 5 Years [Percent] 10.16%

Average Annual Total Returns, 10 Years [Percent] 10.96%

C000215152 [Member] | C000010852 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Putnam Variable Trust
Putnam VT International Value Fund
Class IB

Portfolio Company Objective [Text Block] International Equity

Portfolio Company Adviser [Text Block] Putnam Management, LLC (d/b/a Putnam Management)

Portfolio Company Subadviser [Text Block] Franklin Advisers, Inc.

Current Expenses [Percent] 1.06%

Average Annual Total Returns, 1 Year [Percent] 34.68%

Average Annual Total Returns, 5 Years [Percent] 12.49%

Average Annual Total Returns, 10 Years [Percent] 8.86%

C000215152 [Member] | C000010842 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Putnam Variable Trust
Putnam VT Large Cap Growth Fund
Class IB

Portfolio Company Objective [Text Block] Large U.S. Equity

Portfolio Company Adviser [Text Block] Putnam Management, LLC (d/b/a Putnam Management)

Portfolio Company Subadviser [Text Block] Franklin Advisers, Inc.

Current Expenses [Percent] 0.88%

Average Annual Total Returns, 1 Year [Percent] 14.34%

Average Annual Total Returns, 5 Years [Percent] 13.44%

Average Annual Total Returns, 10 Years [Percent] 17.66%

C000215152 [Member] | C000010862 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Putnam Variable Trust
Putnam VT Small Cap Growth Fund
Class IB 1

Portfolio Company Objective [Text Block] Small/Mid U.S. Equity

Portfolio Company Adviser [Text Block] Putnam Management, LLC (d/b/a Putnam Management)

Portfolio Company Subadviser [Text Block] Franklin Advisers, Inc.

Current Expenses [Percent] 1.12%

Average Annual Total Returns, 1 Year [Percent] 8.80%

Average Annual Total Returns, 5 Years [Percent] 6.18%

Average Annual Total Returns, 10 Years [Percent] 11.45%

C000215152 [Member] | C000010872 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Putnam Variable Trust
Putnam VT Small Cap Value Fund
Class IB

Portfolio Company Objective [Text Block] Small/Mid U.S. Equity

Portfolio Company Adviser [Text Block] Putnam Management, LLC (d/b/a Putnam Management)

Portfolio Company Subadviser [Text Block] Franklin Advisers, Inc.

Current Expenses [Percent] 1.02%

Average Annual Total Returns, 1 Year [Percent] 5.27%

Average Annual Total Returns, 5 Years [Percent] 10.99%

Average Annual Total Returns, 10 Years [Percent] 9.13%

C000215152 [Member] | C000010428 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Rydex Variable Trust
Basic Materials Fund
Rydex VT 1

Portfolio Company Objective [Text Block] Other - Natural Resources

Portfolio Company Adviser [Text Block]
Security Investors, LLC (d/b/a Guggenheim Investments)

Current Expenses [Percent] 1.78%

Average Annual Total Returns, 1 Year [Percent] 32.89%

Average Annual Total Returns, 5 Years [Percent] 9.42%

Average Annual Total Returns, 10 Years [Percent] 11.58%

C000215152 [Member] | C000010394 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Rydex Variable Trust
Utilities Fund
Rydex VT 1

Portfolio Company Objective [Text Block] Other - Utilities

Portfolio Company Adviser [Text Block]
Security Investors, LLC (d/b/a Guggenheim Investments)

Current Expenses [Percent] 1.79%

Average Annual Total Returns, 1 Year [Percent] 17.07%

Average Annual Total Returns, 5 Years [Percent] 8.56%

Average Annual Total Returns, 10 Years [Percent] 8.60%

C000215152 [Member] | C000005449 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
T. Rowe Price Equity Series, Inc.
Health Sciences Portfolio
II Class

Portfolio Company Objective [Text Block] Other - Health

Portfolio Company Adviser [Text Block] T. Rowe Price

Current Expenses [Percent] 1.11%

Average Annual Total Returns, 1 Year [Percent] 17.80%

Average Annual Total Returns, 5 Years [Percent] 3.86%

Average Annual Total Returns, 10 Years [Percent] 8.70%

C000215152 [Member] | C000025041 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
VanEck Variable Insurance Products Trust
VanEck VIP Global Resources Fund
Initial Class

Portfolio Company Objective [Text Block] Other - Natural Resources

Portfolio Company Adviser [Text Block] VanEck Associates Corporation

Current Expenses [Percent] 1.08%

Average Annual Total Returns, 1 Year [Percent] 36.48%

Average Annual Total Returns, 5 Years [Percent] 10.51%

Average Annual Total Returns, 10 Years [Percent] 8.33%

C000215152 [Member] | C000012146 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Vanguard Variable Insurance Funds
Vanguard VIF Balanced Portfolio

Portfolio Company Objective [Text Block] Balanced/Asset Allocation

Portfolio Company Adviser [Text Block]
Wellington Management Company, LLP

Current Expenses [Percent] 0.20%

Average Annual Total Returns, 1 Year [Percent] 16.46%

Average Annual Total Returns, 5 Years [Percent] 9.29%

Average Annual Total Returns, 10 Years [Percent] 10.03%

C000215152 [Member] | C000102905 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Vanguard Variable Insurance Funds
Vanguard VIF Conservative Allocation Portfolio 3

Portfolio Company Objective [Text Block] Balanced/Asset Allocation

Portfolio Company Adviser [Text Block] The Vanguard Group, Inc.

Current Expenses [Percent] 0.12%

Average Annual Total Returns, 1 Year [Percent] 12.73%

Average Annual Total Returns, 5 Years [Percent] 4.22%

Average Annual Total Returns, 10 Years [Percent] 6.14%

C000215152 [Member] | C000012155 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Vanguard Variable Insurance Funds
Vanguard VIF Equity Income Portfolio 3

Portfolio Company Objective [Text Block] Large U.S. Equity

Portfolio Company Adviser [Text Block]
Wellington Management Company, LLP

Current Expenses [Percent] 0.29%

Average Annual Total Returns, 1 Year [Percent] 16.80%

Average Annual Total Returns, 5 Years [Percent] 12.59%

Average Annual Total Returns, 10 Years [Percent] 11.52%

C000215152 [Member] | C000192542 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Vanguard Variable Insurance Funds
Vanguard VIF Global Bond Index Portfolio

Portfolio Company Objective [Text Block] Fixed Income

Portfolio Company Adviser [Text Block] The Vanguard Group, Inc.

Current Expenses [Percent] 0.13%

Average Annual Total Returns, 1 Year [Percent] 5.69%

Average Annual Total Returns, 5 Years [Percent] (0.41%)

Average Annual Total Returns, 10 Years [Percent]

C000215152 [Member] | C000012159 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Vanguard Variable Insurance Funds
Vanguard VIF International Portfolio

Portfolio Company Objective [Text Block] Small/Mid U.S. Equity

Portfolio Company Adviser [Text Block] Schroder Investment Management North America Inc.; Baillie Gifford Overseas Ltd.

Current Expenses [Percent] 0.32%

Average Annual Total Returns, 1 Year [Percent] 19.97%

Average Annual Total Returns, 5 Years [Percent] 0.62%

Average Annual Total Returns, 10 Years [Percent] 10.48%

C000215152 [Member] | C000012160 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Vanguard Variable Insurance Funds
Vanguard VIF Mid-Cap Index Portfolio

Portfolio Company Objective [Text Block] Small/Mid U.S. Equity

Portfolio Company Adviser [Text Block] The Vanguard Group, Inc.

Current Expenses [Percent] 0.17%

Average Annual Total Returns, 1 Year [Percent] 11.54%

Average Annual Total Returns, 5 Years [Percent] 8.46%

Average Annual Total Returns, 10 Years [Percent] 10.77%

C000215152 [Member] | C000012148 [Member]

Item 2. Key Information [Line Items]

Portfolio Company Name [Text Block]
Vanguard Variable Insurance Funds
Vanguard VIF Real Estate Index Portfolio

Portfolio Company Objective [Text Block] Asset Allocation

Portfolio Company Adviser [Text Block] The Vanguard Group, Inc.

Current Expenses [Percent] 0.26%

Average Annual Total Returns, 1 Year [Percent] 3.11%

Average Annual Total Returns, 5 Years [Percent] 4.51%

Average Annual Total Returns, 10 Years [Percent] 5.08%

C000215152 [Member] | Previously Offered [Member]

Item 2. Key Information [Line Items]

Sales Load, Description [Text Block]
Sales Charge

Sales Load, When Deducted [Text Block]
upon receipt of premium

Sales Load (of Premium Payments), Maximum [Percent] 6.50%

Sales Load (of Premium Payments), Current [Percent] 6.50%

Premium Taxes, Description [Text Block]
Taxes (federal, state and local)

Premium Taxes, When Deducted [Text Block]
upon receipt of premium

Premium Taxes (of Premium Payments), Maximum [Percent] 3.25%

Premium Taxes (of Premium Payments), Current [Percent] 3.25%

Other Surrender Fees, Description [Text Block]
Transaction Fee for Unscheduled Partial Surrender

Other Surrender Fees, When Deducted [Text Block]
from each unscheduled partial surrender after the second unscheduled partial surrender in a Policy Year

Other Surrender Fees, Maximum [Dollars] $ 25

Other Surrender Fees, Current [Dollars] $ 25

Other Surrender Fees (of Other Amount), Maximum [Percent] 2.00%

Other Surrender Fees (of Other Amount), Current [Percent] 2.00%

Transfer Fees, Description [Text Block]
Transfer Fee for Unscheduled Division Transfer

Transfer Fees, When Deducted [Text Block]
upon each unscheduled Division transfer after the first unscheduled Division transfer in a Policy Month

Transfer Fee, Maximum [Dollars] $ 25

Transfer Fee, Current [Dollars] $ 0

Insurance Cost, Description [Text Block]
Cost of Insurance(1)

Insurance Cost, Representative Investor [Text Block] 0.21196

Insurance Cost, Maximum [Dollars] $ 83.33

Insurance Cost, Minimum [Dollars] $ 0.00167

C000215152 [Member] | October 1, 2021, through March 1, 2026 [Member]

Item 2. Key Information [Line Items]

Sales Load (of Premium Payments), Maximum [Percent] 7.75%

Sales Load (of Premium Payments), Current [Percent] 7.50%

Insurance Cost, Representative Investor [Text Block] 0.00667

Insurance Cost, Maximum [Dollars] $ 83.33333

Insurance Cost, Minimum [Dollars] $ 0.00167

C000215152 [Member] | Life Paid-Up (Overloan Protection) [Member]

Item 2. Key Information [Line Items]

Other Transaction Fee, Description [Text Block]
Life Paid-Up Rider

Other Transaction Fee, When Deducted [Text Block]
on the date rider benefit begins

Other Transaction Fee, Current [Percent] 5.50%

Other Transaction Fee (of Other Amount), Maximum [Percent] 7.50%

Name of Benefit [Text Block]
Life Paid-Up (Overloan Protection)

Purpose of Benefit [Text Block]
Under certain circumstances, guarantees the Policy will not lapse when there is large Loan Indebtedness by converting the Policy to paid-up life insurance

Optional Benefit [Flag] true

Brief Restrictions / Limitations [Text Block]
Once the benefit begins, certain limitations and restrictions are imposed on the Policy. Consult your tax advisor regarding this rider.

Name of Benefit [Text Block]
Life Paid-Up (Overloan Protection)

Operation of Benefit [Text Block]
Life Paid-Up Rider (Overloan Protection)
This rider may be elected at any time prior to the Policy Maturity Date. Under certain circumstances, this rider can guarantee the Policy will not lapse when there is large Loan Indebtedness by converting the Policy to paid-up life insurance. The rider benefit will begin on any Monthly Date the following conditions are satisfied:
•the Loan Indebtedness is at least the following percentages of the Surrender Value:
◦92% current (92% guaranteed) for the guideline premium test; or
◦90% current (86% guaranteed) for the cash value accumulation test.
•there is sufficient Net Surrender Value to cover the one-time rider charge;
•the Insured’s Attained Age is 75 years or older;
•the Policy has been in force for at least 15 Policy Years; and
•premiums paid have been surrendered.
The amount of Loan Indebtedness is stated in the annual policy statement you receive each Policy Year. Once the rider benefit begins:
•All values in the Divisions are immediately transferred to the Fixed Account where they will earn interest.
•No further Monthly Policy Charges are deducted for the remaining paid-up death benefit.
•No new premium payments, Face Amount Adjustments, partial surrenders or loans are allowed.
•If death benefit option 2 or 3 is in effect, your death benefit option will change to death benefit option 1 and you may no longer change the death benefit option.
•Your Loan Indebtedness remains and interest will continue to accrue on the Loan Indebtedness. However, loan payments can be submitted.
•All optional riders will automatically be terminated.
There is a one-time maximum charge of 13.5% of the Policy Value, which is taken from the Policy Value on the date the rider benefit begins. For example, if your Policy Value is $100,000, it will be reduced by $13,500 when the benefit begins. We will send you new Data Pages reflecting the change. You have the right to reject this change by giving us Notice.
The Internal Revenue Service has not taken a position on the Life Paid-Up rider. You should consult your tax advisor regarding this rider.

C000215152 [Member] | Life Paid-Up (Overloan Protection) [Member] | Previously Offered [Member]

Item 2. Key Information [Line Items]

Other Transaction Fee, Description [Text Block]
Life Paid-Up Rider

Other Transaction Fee, When Deducted [Text Block]
on the date rider benefit begins

C000215152 [Member] | Life Paid-Up Issued With Guideline Premium Cash Value Corridor Test [Member]

Item 2. Key Information [Line Items]

Other Transaction Fee, Current [Percent] 5.50%

Other Transaction Fee (of Other Amount), Maximum [Percent] 7.50%

C000215152 [Member] | Life Paid-Up Issued With Guideline Premium Cash Value Corridor Test [Member] | Previously Offered [Member]

Item 2. Key Information [Line Items]

Other Transaction Fee, Current [Percent] 5.50%

Other Transaction Fee (of Other Amount), Maximum [Percent] 7.50%

C000215152 [Member] | Life Paid-Up Issued With Cash Value Accumulation Test [Member]

Item 2. Key Information [Line Items]

Other Transaction Fee, Current [Percent] 7.50%

Other Transaction Fee (of Other Amount), Maximum [Percent] 13.50%

C000215152 [Member] | Life Paid-Up Issued With Cash Value Accumulation Test [Member] | Previously Offered [Member]

Item 2. Key Information [Line Items]

Other Transaction Fee, Current [Percent] 9.50%

Other Transaction Fee (of Other Amount), Maximum [Percent] 13.50%

C000215152 [Member] | Maximum (if the Policy is issued with the cash value accumulation test) [Member]

Item 2. Key Information [Line Items]

Other Transaction Fee (of Other Amount), Maximum [Percent] 13.50%

C000215152 [Member] | Current (if the Policy is issued with the cash value accumulation test) [Member]

Item 2. Key Information [Line Items]

Other Transaction Fee, Current [Percent] 7.50%

C000215152 [Member] | Asset Based Charge [Member]

Item 2. Key Information [Line Items]

Other Annual Expense, Description [Text Block]
Asset Based Charge

Other Annual Expense, When Deducted [Text Block]
monthly

Other Annual Expense (of Other Amount), Maximum [Percent] 0.35%

Other Annual Expense (of Other Amount), Current [Percent] 0.30%

C000215152 [Member] | Asset Based Charge [Member] | Previously Offered [Member]

Item 2. Key Information [Line Items]

Other Annual Expense, Description [Text Block]
Asset Based Charge

Other Annual Expense, When Deducted [Text Block]
monthly

Other Annual Expense (of Other Amount), Maximum [Percent] 0.35%

Other Annual Expense (of Other Amount), Current [Percent] 0.25%

C000215152 [Member] | Asset Based Charge [Member] | October 1, 2021, through March 1, 2026 [Member]

Item 2. Key Information [Line Items]

Other Annual Expense, When Deducted [Text Block] monthly

Other Annual Expense (of Other Amount), Current [Percent] 0.35%

C000215152 [Member] | Monthly Policy Issue Charge [Member]

Item 2. Key Information [Line Items]

Other Annual Expense, Description [Text Block]
Monthly Policy Issue Charge(1)

Other Annual Expense, When Deducted [Text Block] monthly

Other Annual Expense, Representative [Text Block] 0.06000

Other Annual Expense, Maximum [Dollars] $ 1.08418

Other Annual Expense, Minimum [Dollars] $ 0.05467

C000215152 [Member] | Monthly Policy Issue Charge [Member] | Previously Offered [Member]

Item 2. Key Information [Line Items]

Other Annual Expense, Description [Text Block]
Monthly Policy Issue Charge (except as noted below)(1)

Other Annual Expense, When Deducted [Text Block]
monthly

Other Annual Expense, Representative [Text Block] 0.06250

Other Annual Expense, Maximum [Dollars] $ 0.67709

Other Annual Expense, Minimum [Dollars] $ 0.02667

C000215152 [Member] | Monthly Policy Issue Charge, Supplemental Benefit Rider [Member]

Item 2. Key Information [Line Items]

Other Annual Expense, Description [Text Block]
Monthly Policy Issue Charge, for Policies with the Supplemental Benefit Rider(1)

Other Annual Expense, Representative [Text Block] 0.04800

Other Annual Expense, Maximum [Dollars] $ 1.08418

Other Annual Expense, Minimum [Dollars] $ 0.00547

C000215152 [Member] | Monthly Policy Issue Charge, Supplemental Benefit Rider [Member] | Previously Offered [Member]

Item 2. Key Information [Line Items]

Other Annual Expense, Description [Text Block]
Monthly Policy Issue Charge, for Policies with the Supplemental Benefit Rider.(1)

Other Annual Expense, Representative [Text Block] 0.06250

Other Annual Expense, Maximum [Dollars] $ 0.67709

Other Annual Expense, Minimum [Dollars] $ 0.02667

C000215152 [Member] | Net Policy Loan Charge [Member]

Item 2. Key Information [Line Items]

Other Annual Expense, Description [Text Block]
Net Policy Loan Charge(3)

Other Annual Expense, When Deducted [Text Block] annually (accrued daily)

Other Annual Expense (of Other Amount), Maximum [Percent] 1.00%

Other Annual Expense (of Other Amount), Current [Percent] 1.00%

C000215152 [Member] | Net Policy Loan Charge [Member] | Previously Offered [Member]

Item 2. Key Information [Line Items]

Other Annual Expense, Description [Text Block]
Net Policy Loan Charge(3)

Other Annual Expense, When Deducted [Text Block]
annually (accrued daily)

Other Annual Expense (of Other Amount), Maximum [Percent] 1.00%

Other Annual Expense (of Other Amount), Current [Percent] 1.00%

C000215152 [Member] | Net Policy Loan Charge [Member] | October 1, 2021, through March 1, 2026 [Member]

Item 2. Key Information [Line Items]

Other Annual Expense, When Deducted [Text Block]
annually (accrued daily)

C000215152 [Member] | Supplemental Benefit Rider [Member]

Item 2. Key Information [Line Items]

Optional Benefit Charge, Description [Text Block] Supplemental Benefit Rider

Optional Benefit Charge, When Deducted [Text Block] monthly

Optional Benefit Charge, Representative [Text Block] 0.00873

Optional Benefit Expense, Maximum [Dollars] $ 83.33333

Optional Benefit Expense, Minimum [Dollars] $ 0.00374

Optional Benefit Expense (of Benefit Base), Maximum [Percent] 0.90%

Optional Benefit Expense (of Benefit Base), Current [Percent] 0.15%

Name of Benefit [Text Block]
Supplemental Benefit Rider

Purpose of Benefit [Text Block]
Provides additional insurance (Total Face Amount) at a reduced cost

Optional Benefit [Flag] true

Brief Restrictions / Limitations [Text Block]
Our approval, under our then current underwriting guidelines, is required to add this rider. The supplemental cost of insurance rate applies.
For Policy Dates on or after March 2, 2026, Supplemental Benefit Rider asset based charges also apply.

Name of Benefit [Text Block]
Supplemental Benefit Rider

Operation of Benefit [Text Block]
Supplemental Benefit Rider
This rider provides additional insurance (Total Face Amount) at a reduced cost. Our approval, under our then current underwriting guidelines, is required to add this rider.
There is a supplemental cost of insurance charge for the Net Amount at Risk provided by this rider. The supplemental cost of insurance rate varies depending upon the Insured’s gender, issue age, duration since issue and Adjustment, tobacco status, and risk classification, and is determined based on, without limitation, our expectations as to our future earnings, expenses, state and federal taxes, mortality and persistency experience, market conditions, and revenue for profit. For Policy Dates before March 2, 2026, the supplemental cost of insurance rate ranges from a maximum of $83.33333 per $1,000 Net Amount at Risk to $0.00062 per $1,000 Net Amount at Risk. For Policy Dates on or after March 2, 2026, the supplemental cost of insurance rate ranges from a maximum of $83.33333 per $1,000 Net Amount at Risk to $0.00374 per $1,000 Net Amount at Risk.
In addition to the supplemental cost of insurance charge, for Policy Dates on or after March 2, 2026, there is an additional asset based charge for the Supplemental Benefit Rider. The maximum asset based charge for the Supplemental Benefit Rider with or without the Enhanced Cash Surrender Value Rider will always be 0.90% of the Division value per year. The current asset-based charge will be increased by a multiplier if the Enhancement Cash Surrender Value Rider has been elected, depending on the applicable Enhancement Factor option and subject to the maximum charge. See SUMMARY: FEE TABLES and CHARGES AND DEDUCTIONS for additional information about asset based charges under the Policy.

C000215152 [Member] | Supplemental Benefit Rider [Member] | Previously Offered [Member]

Item 2. Key Information [Line Items]

Optional Benefit Charge, Description [Text Block]
Supplemental Benefit Rider (Cost of Supplemental Insurance)(1)

Optional Benefit Charge, When Deducted [Text Block]
monthly
monthly

Optional Benefit Charge, Representative [Text Block] 0.21196

Optional Benefit Expense, Maximum [Dollars] $ 83.33

Optional Benefit Expense, Minimum [Dollars] $ 0.00062

C000215152 [Member] | Supplemental Benefit Rider [Member] | October 1, 2021, through March 1, 2026 [Member]

Item 2. Key Information [Line Items]

Optional Benefit Charge, Representative [Text Block] 0.00200

C000215152 [Member] | Scheduled Transfers [Member]

Item 2. Key Information [Line Items]

Name of Benefit [Text Block]
Scheduled Transfers

Purpose of Benefit [Text Block]
Permits automatic transfers from one Division to one or more of the other Divisions, or from the Fixed Account to one or more of the Divisions, on a regular basis

Standard Benefit [Flag] true

Brief Restrictions / Limitations [Text Block]
Automatic transfers are not available from the Divisions to the Fixed Account
Transfers from the Divisions take place annually, semi-annually, quarterly, or monthly.
Additional limitations apply to scheduled transfers from the Fixed Account.

Name of Benefit [Text Block]
Scheduled Transfers

C000215152 [Member] | Automatic Portfolio Rebalancing [Member]

Item 2. Key Information [Line Items]

Name of Benefit [Text Block]
Automatic Portfolio Rebalancing

Purpose of Benefit [Text Block]
Allows you to maintain a specific percentage of your Net Policy Value in the Divisions over time.

Standard Benefit [Flag] true

Brief Restrictions / Limitations [Text Block]
Not available if you have scheduled transfers from the same Divisions.
Not available for the Fixed Account.

Name of Benefit [Text Block]
Automatic Portfolio Rebalancing

C000215152 [Member] | Change of Insured [Member]

Item 2. Key Information [Line Items]

Name of Benefit [Text Block]
Change of Insured

Purpose of Benefit [Text Block]
Allows the business to change the Insured when an employee leaves employment or ownership of the business changes

Optional Benefit [Flag] true

Brief Restrictions / Limitations [Text Block]
available on business cases only

Name of Benefit [Text Block]
Change of Insured

C000215152 [Member] | Death Benefit Guarantee [Member]

Item 2. Key Information [Line Items]

Name of Benefit [Text Block]
Death Benefit Guarantee

Purpose of Benefit [Text Block]
Guarantees the Policy will not lapse before the Insured attains age 85 if premiums paid equal or exceed the Death Benefit Guarantee Premium requirement

Standard Benefit [Flag] true

Brief Restrictions / Limitations [Text Block]
If the rider terminates, it may not be reinstated.

Name of Benefit [Text Block]
Death Benefit Guarantee

Operation of Benefit [Text Block]
Death Benefit Guarantee Rider
This rider is automatically made a part of the Policy at issue as long as the premium (planned or paid) is equal to or greater than the annual Death Benefit Guarantee Premium Requirement. This rider provides that your Policy will not lapse before Insured’s Attained Age 85 if premiums paid equal or exceed the Death Benefit Guarantee Premium Requirement. The Death Benefit Guarantee Premium Requirement is described in PREMIUMS - Premiums Affecting Guarantee Provisions, and an illustration (available at no charge from your registered representative or our Home Office) will provide the Death Benefit Guarantee Premium Requirement applicable to your Policy.
If on any Monthly Date, the death benefit guarantee premium is not met, we send you a notice stating the premium required to keep the rider in effect. If the premium required to maintain the rider is not received in our Home Office before the expiration of the 61 days (which begins when the notice is mailed), the death benefit guarantee is no longer in effect and the rider is terminated. If the rider terminates, it may not be reinstated (except in states where reinstatement is required). The rider may not be added after the Policy has been issued. There is no charge to purchase this rider; however, sufficient premiums are required to be paid in order for the rider benefits to apply.

C000215152 [Member] | Enhanced Cash Surrender Value Rider [Member]

Item 2. Key Information [Line Items]

Name of Benefit [Text Block]
Enhanced Cash Surrender Value Rider

Purpose of Benefit [Text Block]
If you surrender a Policy in full, we will pay an amount in addition to the Net Policy Value

Optional Benefit [Flag] true

Brief Restrictions / Limitations [Text Block]
Underwriting guidelines and plan premium levels determine availability to
Select the enhanced cash surrender options. Contact your registered representative for more information.
Election will generally result in higher asset based charges.

Name of Benefit [Text Block]
Enhanced Cash Surrender Value Rider

Operation of Benefit [Text Block]
Enhanced Cash Surrender Value Rider
If you surrender a Policy in full that has the optional Enhanced Cash Surrender Value Rider, we will pay an amount in addition to the Net Policy Value as set out below. The additional amount reflects a partial refund of past policy charges. The additional amount is only available upon a full cash surrender of the Policy that is not associated with a replacement or an exchange under Section 1035 of the Internal Revenue Code, or with the exercise of your right to return the Policy pursuant to the examination offer (Free-Look) provision. In Florida, the additional amount is only available upon a full cash surrender of the Policy that is not associated with the exercise of your right to return the Policy pursuant to the examination offer (Free-Look) provision. This rider has no value unless or until you surrender the Policy in full. This rider generally terminates if there is a change of ownership of your Policy. This rider may be reinstated as part of your Policy if the rider was part of your Policy at the end of the grace period (as described in the grace period provision of the Policy) and if all conditions for reinstatement are met. If the rider is reinstated pursuant to the terms and conditions of the rider, Policy Year of surrender for the rider benefit will be based on the Policy Date.
The Enhanced Cash Surrender Value Rider benefit is equal to the additional amount shown in the applicable table below, multiplied by the Enhancement Factor. There are four Enhancement Factor options available - 25%, 50%, 75%, or 100%. Underwriting guidelines and plan premium levels determine availability to select these options. Higher Enhancement Factors are available for relatively larger plan premium levels. Contact your registered representative for more information.
For Policy Dates before March 2, 2026*
Policy Year of Surrender
Additional Amount
1
8.15% of premium received since issue less partial surrenders
2
9.50% of premium received since issue less partial surrenders
3
9.40% of premium received since issue less partial surrenders
4
9.00% of premium received since issue less partial surrenders
5
8.40% of premium received since issue less partial surrenders
6
7.50% of premium received since issue less partial surrenders
7
6.50% of premium received since issue less partial surrenders
8
5.50% of premium received since issue less partial surrenders
9
4.75% of premium received since issue less partial surrenders
10
4.00% of premium received since issue less partial surrenders
11
3.00% of premium received since issue less partial surrenders
12
2.00% of premium received since issue less partial surrenders
13
0.90% of premium received since issue less partial surrenders
14+
0.00% of premium received since issue less partial surrenders
*There is no initial cost to purchase this rider, however, your Policy Value will be impacted because a higher current asset based charge will be deducted from your Policy Value with 100% Enhancement Factor as compared to a Policy issued without this rider. This higher current asset based charge will continue even if this rider terminates.
For Policy Dates on or after March 2, 2026**
Policy Year of Surrender
Additional Amount
1
8.00% of premium received since issue less partial surrenders
2
7.20% of premium received since issue less partial surrenders
3
6.50% of premium received since issue less partial surrenders
4
5.75% of premium received since issue less partial surrenders
5
5.10% of premium received since issue less partial surrenders
6
4.50% of premium received since issue less partial surrenders
7
3.90% of premium received since issue less partial surrenders
8
2.95% of premium received since issue less partial surrenders
9
1.90% of premium received since issue less partial surrenders
10
0.90% of premium received since issue less partial surrenders
11
0.00% of premium received since issue less partial surrenders
12
0.00% of premium received since issue less partial surrenders
13
0.00% of premium received since issue less partial surrenders
14+
0.00% of premium received since issue less partial surrenders
**There is no initial cost to purchase this rider, however, the current asset based charge(s) under the Policy will be increased, subject to a maximum charge of 0.90% of Division value per year, based on a designated multiplier, which varies based on the applicable Enhancement Factor option. The multiplier will be applied to the asset based charge for the proportionate Base Face Amount and, if elected, the Supplemental Benefit Rider. The higher current asset based charge(s) will continue even if this rider terminates.

Temporary Fee Reductions, Current Expenses [Text Block] The Fund's current expenses are subject to a temporary expense reimbursement and/or fee waiver arrangement that is in place. This arrangement may be terminated in the future and, therefore, the expense figures shown reflect temporary fee reductions. Please refer to the Fund's prospectus for more information.

C000215152 [Member] | Change Of Insured Rider [Member]

Item 2. Key Information [Line Items]

Operation of Benefit [Text Block]
Change of Insured Rider
This rider is available on business cases only and may be added at any time prior to the proposed Insured’s issue age 69. It allows the business to change the Insured when an employee leaves employment or ownership of the business changes. We must receive satisfactory evidence of insurability (according to our underwriting guidelines then in effect) for the newly named Insured. Future cost of insurance rates are based on the gender, issue age, tobacco status and risk classification of the newly named Insured. Until the effective date of the change of Insured application, coverage remains in effect on the life of the prior Insured. The death proceeds are paid when the newly named Insured dies. There is no charge for this rider.

C000215152 [Member] | Yr 1-5 [Member] | Asset Based Charge [Member] | Previously Offered [Member]

Item 2. Key Information [Line Items]

Other Annual Expense (of Other Amount), Current [Percent] 0.35%

C000215152 [Member] | Yr 6-15 [Member] | Asset Based Charge [Member] | Previously Offered [Member]

Item 2. Key Information [Line Items]

Other Annual Expense (of Other Amount), Current [Percent] 0.30%

C000215152 [Member] | Policy without Enhanced Cash Surrender Value Rider [Member] | Asset Based Charge [Member]

Item 2. Key Information [Line Items]

Other Annual Expense, Description [Text Block] Asset Based Charge for Base Face Amount

Other Annual Expense (of Other Amount), Maximum [Percent] 0.90%

C000215152 [Member] | 25% Enhancement Factor option [Member] | Asset Based Charge [Member]

Item 2. Key Information [Line Items]

Other Annual Expense (of Other Amount), Maximum [Percent] 0.90%

Other Annual Expense (of Other Amount), Current [Percent] 0.36%

C000215152 [Member] | 25% Enhancement Factor option [Member] | Supplemental Benefit Rider [Member]

Item 2. Key Information [Line Items]

Optional Benefit Expense (of Benefit Base), Current [Percent] 0.18%

C000215152 [Member] | 50% Enhancement Factor option [Member] | Asset Based Charge [Member]

Item 2. Key Information [Line Items]

Other Annual Expense (of Other Amount), Maximum [Percent] 0.90%

Other Annual Expense (of Other Amount), Current [Percent] 0.44%

C000215152 [Member] | 50% Enhancement Factor option [Member] | Supplemental Benefit Rider [Member]

Item 2. Key Information [Line Items]

Optional Benefit Expense (of Benefit Base), Current [Percent] 0.22%

C000215152 [Member] | 75% Enhancement Factor option [Member] | Asset Based Charge [Member]

Item 2. Key Information [Line Items]

Other Annual Expense (of Other Amount), Maximum [Percent] 0.90%

Other Annual Expense (of Other Amount), Current [Percent] 0.50%

C000215152 [Member] | 75% Enhancement Factor option [Member] | Supplemental Benefit Rider [Member]

Item 2. Key Information [Line Items]

Optional Benefit Expense (of Benefit Base), Current [Percent] 0.25%

C000215152 [Member] | 100% Enhancement Factor option [Member] | Asset Based Charge [Member]

Item 2. Key Information [Line Items]

Other Annual Expense (of Other Amount), Maximum [Percent] 0.90%

Other Annual Expense (of Other Amount), Current [Percent] 0.54%

C000215152 [Member] | 100% Enhancement Factor option [Member] | Supplemental Benefit Rider [Member]

Item 2. Key Information [Line Items]

Optional Benefit Expense (of Benefit Base), Current [Percent] 0.27%

X

- Definition
Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.
+ References
No definition available.
+ Details

Name: dei_AmendmentFlag

Namespace Prefix: dei_

Data Type: xbrli:booleanItemType

Balance Type: na

Period Type: duration

X

- Definition
For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD.
+ References
No definition available.
+ Details

Name: dei_DocumentPeriodEndDate

Namespace Prefix: dei_

Data Type: xbrli:dateItemType

Balance Type: na

Period Type: duration

X

- Definition
The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.
+ References
No definition available.
+ Details

Name: dei_DocumentType

Namespace Prefix: dei_

Data Type: dei:submissionTypeItemType

Balance Type: na

Period Type: duration

X

- Definition
A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.
+ References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Exchange Act
-Number 240
-Section 12
-Subsection b-2
+ Details

Name: dei_EntityCentralIndexKey

Namespace Prefix: dei_

Data Type: dei:centralIndexKeyItemType

Balance Type: na

Period Type: duration

X

- Definition
One of: N-1A (Mutual Fund), N-1 (Open-End Separate Account with No Variable Annuities), N-2 (Closed-End Investment Company), N-3 (Separate Account Registered as Open-End Management Investment Company), N-4 (Variable Annuity UIT Separate Account), N-5 (Small Business Investment Company), N-6 (Variable Life UIT Separate Account), S-1 or S-3 (Face Amount Certificate Company), S-6 (UIT, Non-Insurance Product).
+ References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Regulation S-T
-Number 232
-Section 313
+ Details

Name: dei_EntityInvCompanyType

Namespace Prefix: dei_

Data Type: dei:invCompanyType

Balance Type: na

Period Type: duration

X

- Definition
The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.
+ References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Exchange Act
-Number 240
-Section 12
-Subsection b-2
+ Details

Name: dei_EntityRegistrantName

Namespace Prefix: dei_

Data Type: xbrli:normalizedStringItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
-Subsection Instructions
-Paragraph 4
+ Details

Name: vip_AnnualPortfolioCompanyExpensesTableTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 18
+ Details

Name: vip_AverageAnnualTotalReturns10YearsPercent

Namespace Prefix: vip_

Data Type: dtr-types:percentItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 18
+ Details

Name: vip_AverageAnnualTotalReturns1YearPercent

Namespace Prefix: vip_

Data Type: dtr-types:percentItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 18
+ Details

Name: vip_AverageAnnualTotalReturns5YearsPercent

Namespace Prefix: vip_

Data Type: dtr-types:percentItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 11
+ Details

Name: vip_BenefitsAvailableTableTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 11
-Subsection Instructions
-Paragraph 5
+ Details

Name: vip_BriefRestrictionsLimitationsTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 2
-Subsection Instructions
-Paragraph 2
-Subparagraph a
+ Details

Name: vip_ChargesForEarlyWithdrawalsTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 18
-Subsection Instructions
-Paragraph 4
+ Details

Name: vip_CurrentExpensesPercent

Namespace Prefix: vip_

Data Type: dtr-types:percentItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
-Subsection Instructions
-Paragraph 2
-Subparagraph a
+ Details

Name: vip_DeferredSalesLoadFootnotesTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
-Subsection Instructions
-Paragraph 3
-Subparagraph b
+ Details

Name: vip_InsuranceCostDescriptionTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
-Subsection Instructions
-Paragraph 3
-Subparagraph b
+ Details

Name: vip_InsuranceCostFootnotesTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
-Subsection Instructions
-Paragraph 3
-Subparagraph b
+ Details

Name: vip_InsuranceCostMaximumDollars

Namespace Prefix: vip_

Data Type: dtr-types:nonNegativeMonetaryItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
-Subsection Instructions
-Paragraph 3
-Subparagraph b
+ Details

Name: vip_InsuranceCostMinimumDollars

Namespace Prefix: vip_

Data Type: dtr-types:nonNegativeMonetaryItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
-Subsection Instructions
-Paragraph 3
-Subparagraph b
+ Details

Name: vip_InsuranceCostRepresentativeInvestorTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 2
-Subsection Instructions
-Paragraph 2
-Subparagraph c
-Sentence ii
+ Details

Name: vip_InvestmentOptionsOfOtherAmountMaximumPercent

Namespace Prefix: vip_

Data Type: dtr-types:percentItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 2
-Subsection Instructions
-Paragraph 2
-Subparagraph c
-Sentence ii
+ Details

Name: vip_InvestmentOptionsOfOtherAmountMinimumPercent

Namespace Prefix: vip_

Data Type: dtr-types:percentItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 2
+ Details

Name: vip_Item2KeyInformationLineItems

Namespace Prefix: vip_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 2
-Subsection Instructions
-Paragraph 6
-Subparagraph b
+ Details

Name: vip_KeyExchangesTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 2
-Subsection Instructions
-Paragraph 2
+ Details

Name: vip_KeyFeesExpensesTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 2
-Subsection Instructions
-Paragraph 6
-Subparagraph a
+ Details

Name: vip_KeyInvestmentProfessionalCompensationTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 2
-Subsection Instructions
-Paragraph 4
-Subparagraph a
+ Details

Name: vip_KeyInvestmentRestrictionsTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 2
-Subsection Instructions
-Paragraph 4
-Subparagraph b
+ Details

Name: vip_KeyOptionalBenefitRestrictionsTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 2
-Subsection Instructions
-Paragraph 5
+ Details

Name: vip_KeyTaxImplicationsTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 11
-Subsection Instructions
-Paragraph 2
+ Details

Name: vip_NameOfBenefitTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 2
-Subsection Instructions
-Paragraph 2
-Subparagraph c
+ Details

Name: vip_OngoingFeesAndExpensesTableTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 11
-Paragraph b
-Subparagraph 2
+ Details

Name: vip_OperationOfBenefitTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
-Subsection Instructions
-Paragraph 3
-Subparagraph f
+ Details

Name: vip_OptionalBenefitChargeDescriptionTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
-Subsection Instructions
-Paragraph 3
-Subparagraph f
+ Details

Name: vip_OptionalBenefitChargeRepresentativeInvestorTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
-Subsection Instructions
-Paragraph 3
-Subparagraph f
+ Details

Name: vip_OptionalBenefitChargeWhenDeductedTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
-Subsection Instructions
-Paragraph 3
-Subparagraph f
+ Details

Name: vip_OptionalBenefitExpenseMaximumDollars

Namespace Prefix: vip_

Data Type: dtr-types:nonNegativeMonetaryItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
-Subsection Instructions
-Paragraph 3
-Subparagraph f
+ Details

Name: vip_OptionalBenefitExpenseMinimumDollars

Namespace Prefix: vip_

Data Type: dtr-types:nonNegativeMonetaryItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
-Subsection Instructions
-Paragraph 3
-Subparagraph f
+ Details

Name: vip_OptionalBenefitExpenseOfBenefitBaseCurrentPercent

Namespace Prefix: vip_

Data Type: dtr-types:percentItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
-Subsection Instructions
-Paragraph 3
-Subparagraph f
+ Details

Name: vip_OptionalBenefitExpenseOfBenefitBaseMaximumPercent

Namespace Prefix: vip_

Data Type: dtr-types:percentItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 11
-Subsection Instructions
-Paragraph 4
+ Details

Name: vip_OptionalBenefitFlag

Namespace Prefix: vip_

Data Type: xbrli:booleanItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
-Subsection Instructions
-Paragraph 3
-Subparagraph h
+ Details

Name: vip_OtherAnnualExpenseDescriptionTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
-Subsection Instructions
-Paragraph 3
-Subparagraph h
+ Details

Name: vip_OtherAnnualExpenseFootnotesTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
-Subsection Instructions
-Paragraph 3
-Subparagraph h
+ Details

Name: vip_OtherAnnualExpenseMaximumDollars

Namespace Prefix: vip_

Data Type: dtr-types:nonNegativeMonetaryItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
-Subsection Instructions
-Paragraph 3
-Subparagraph h
+ Details

Name: vip_OtherAnnualExpenseMinimumDollars

Namespace Prefix: vip_

Data Type: dtr-types:nonNegativeMonetaryItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
-Subsection Instructions
-Paragraph 3
-Subparagraph h
+ Details

Name: vip_OtherAnnualExpenseOfOtherAmountCurrentPercent

Namespace Prefix: vip_

Data Type: dtr-types:percentItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
-Subsection Instructions
-Paragraph 3
-Subparagraph h
+ Details

Name: vip_OtherAnnualExpenseOfOtherAmountMaximumPercent

Namespace Prefix: vip_

Data Type: dtr-types:percentItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
-Subsection Instructions
-Paragraph 3
-Subparagraph h
+ Details

Name: vip_OtherAnnualExpenseRepresentativeInvestorTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
-Subsection Instructions
-Paragraph 3
-Subparagraph h
+ Details

Name: vip_OtherAnnualExpenseWhenDeductedTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 11
+ Details

Name: vip_OtherBenefitsAvailableN6TextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
-Subsection Instructions
-Paragraph 1
-Subparagraph e
+ Details

Name: vip_OtherSurrenderFeesCurrentDollars

Namespace Prefix: vip_

Data Type: dtr-types:nonNegativeMonetaryItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
-Subsection Instructions
-Paragraph 2
-Subparagraph a
+ Details

Name: vip_OtherSurrenderFeesDescriptionTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
-Subsection Instructions
-Paragraph 1
-Subparagraph e
+ Details

Name: vip_OtherSurrenderFeesMaximumDollars

Namespace Prefix: vip_

Data Type: dtr-types:nonNegativeMonetaryItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
-Subsection Instructions
-Paragraph 1
-Subparagraph e
+ Details

Name: vip_OtherSurrenderFeesOfOtherAmountCurrentPercent

Namespace Prefix: vip_

Data Type: dtr-types:percentItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
-Subsection Instructions
-Paragraph 1
-Subparagraph e
+ Details

Name: vip_OtherSurrenderFeesOfOtherAmountMaximumPercent

Namespace Prefix: vip_

Data Type: dtr-types:percentItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
-Subsection Instructions
-Paragraph 1
-Subparagraph e
+ Details

Name: vip_OtherSurrenderFeesWhenDeductedTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
-Subsection Instructions
-Paragraph 2
-Subparagraph c
+ Details

Name: vip_OtherTransactionFeeDescriptionTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
-Subsection Instructions
-Paragraph 2
-Subparagraph c
+ Details

Name: vip_OtherTransactionFeeFootnotesTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
-Subsection Instructions
-Paragraph 2
-Subparagraph c
+ Details

Name: vip_OtherTransactionFeeOfOtherAmountCurrentPercent

Namespace Prefix: vip_

Data Type: dtr-types:percentItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
-Subsection Instructions
-Paragraph 2
-Subparagraph c
+ Details

Name: vip_OtherTransactionFeeOfOtherAmountMaximumPercent

Namespace Prefix: vip_

Data Type: dtr-types:percentItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
-Subsection Instructions
-Paragraph 2
-Subparagraph c
+ Details

Name: vip_OtherTransactionFeeWhenDeductedTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
-Subsection Instructions
-Paragraph 3
+ Details

Name: vip_PeriodicChargesTableTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 18
+ Details

Name: vip_PortfolioCompaniesN6TextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 18
-Subsection Instructions
-Paragraph 3
+ Details

Name: vip_PortfolioCompanyAdviserTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
-Subsection Instructions
-Paragraph 4
-Subparagraph a
+ Details

Name: vip_PortfolioCompanyExpensesMaximumPercent

Namespace Prefix: vip_

Data Type: dtr-types:percentItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
-Subsection Instructions
-Paragraph 4
-Subparagraph a
+ Details

Name: vip_PortfolioCompanyExpensesMinimumPercent

Namespace Prefix: vip_

Data Type: dtr-types:percentItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 18
-Subsection Instructions
-Paragraph 3
+ Details

Name: vip_PortfolioCompanyNameTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 18
+ Details

Name: vip_PortfolioCompanyObjectiveTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 18
-Subsection Instructions
-Paragraph 3
+ Details

Name: vip_PortfolioCompanySubadviserTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
-Subsection Instructions
-Paragraph 1
-Subparagraph b
+ Details

Name: vip_PremiumTaxesDescriptionTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
+ Details

Name: vip_PremiumTaxesOfPremiumPaymentsCurrentPercent

Namespace Prefix: vip_

Data Type: dtr-types:percentItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
+ Details

Name: vip_PremiumTaxesOfPremiumPaymentsMaximumPercent

Namespace Prefix: vip_

Data Type: dtr-types:percentItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
-Subsection Instructions
-Paragraph 1
-Subparagraph e
+ Details

Name: vip_PremiumTaxesWhenDeductedTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 5
+ Details

Name: vip_PrincipalRiskTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 5
+ Details

Name: vip_PrincipalRisksTableTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
No definition available.
+ Details

Name: vip_ProspectusTable

Namespace Prefix: vip_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 18
-Subsection Instructions
-Paragraph 1
-Subparagraph b
+ Details

Name: vip_ProspectusesAvailableTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 11
-Subsection Instructions
-Paragraph 1
+ Details

Name: vip_PurposeOfBenefitTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 2
-Subsection Instructions
-Paragraph 3
+ Details

Name: vip_RiskTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 2
-Subsection Instructions
-Paragraph 3
+ Details

Name: vip_RisksTableTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
-Subsection Instructions
-Paragraph 1
-Subparagraph b
+ Details

Name: vip_SalesLoadDescriptionTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
-Subsection Instructions
-Paragraph 2
+ Details

Name: vip_SalesLoadOfPremiumPaymentsCurrentPercent

Namespace Prefix: vip_

Data Type: dtr-types:percentItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
-Subsection Instructions
-Paragraph 2
+ Details

Name: vip_SalesLoadOfPremiumPaymentsMaximumPercent

Namespace Prefix: vip_

Data Type: dtr-types:percentItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
-Subsection Instructions
-Paragraph 1
-Subparagraph e
+ Details

Name: vip_SalesLoadWhenDeductedTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 11
-Subsection Instructions
-Paragraph 4
+ Details

Name: vip_StandardBenefitFlag

Namespace Prefix: vip_

Data Type: xbrli:booleanItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 10
+ Details

Name: vip_StandardDeathBenefitTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 10
-Subsection a
+ Details

Name: vip_StandardDeathBenefitsN6TableTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 18
-Subsection Instructions
-Paragraph 4
+ Details

Name: vip_TemporaryFeeReductionsCurrentExpensesTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 2
-Subsection Instructions
-Paragraph 2
-Subparagraph b
+ Details

Name: vip_TransactionChargesTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
-Subsection Instructions
-Paragraph 2
+ Details

Name: vip_TransactionExpensesTableTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
-Subsection Instructions
-Paragraph 2
-Subparagraph b
+ Details

Name: vip_TransferFeeCurrentDollars

Namespace Prefix: vip_

Data Type: dtr-types:nonNegativeMonetaryItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
-Subsection Instructions
-Paragraph 2
-Subparagraph b
+ Details

Name: vip_TransferFeeFootnotesTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
-Subsection Instructions
-Paragraph 2
-Subparagraph b
+ Details

Name: vip_TransferFeeMaximumDollars

Namespace Prefix: vip_

Data Type: dtr-types:nonNegativeMonetaryItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
+ Details

Name: vip_TransferFeesDescriptionTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Form N-6
-Section 4
-Subsection Instructions
-Paragraph 1
-Subparagraph e
+ Details

Name: vip_TransferFeesWhenDeductedTextBlock

Namespace Prefix: vip_

Data Type: dtr-types:textBlockItemType

Balance Type: na

Period Type: duration

X

- Details

Name: vip_ContractAxis=ck0001526622_C000215152Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_RiskAxis=vip_RiskOfLossMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_RiskAxis=vip_NotShortTermInvestmentRiskMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_RiskAxis=vip_InvestmentOptionsRiskMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_RiskAxis=vip_InsuranceCompanyRiskMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_RiskAxis=vip_ContractLapseRiskMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_RiskAxis=ck0001526622_PolicyTerminationLapseRiskMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_RiskAxis=ck0001526622_LimitationsOnAccessToSurrenderValueRiskMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_RiskAxis=ck0001526622_AdverseTaxConsequencesMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_RiskAxis=ck0001526622_UnderlyingFundsRiskMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_RiskAxis=ck0001526622_PotentiallyHarmfulTransferActivitiesRiskMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_RiskAxis=ck0001526622_ConflictsOfInterestRiskMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_RiskAxis=ck0001526622_RisksAffectingOurAdministrationOfYourPolicyMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000028838Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000028828Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000028836Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000028860Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000099202Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000037828Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000023915Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000023917Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000023920Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000023923Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000023925Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000007612Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000007615Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000005027Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000005036Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000055530Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000030374Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000030372Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000024404Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000077948Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000017231Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000020970Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000020981Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000021009Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000199918Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000199920Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000199922Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000021045Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000243080Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000021082Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000048775Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000048812Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000020130Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000020107Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000020109Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000020095Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000020099Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000020101Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000020103Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000020111Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000020114Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000020121Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000084678Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000084659Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000000453Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000209364Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000000410Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000000420Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000000432Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000000415Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000209375Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000000422Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000233310Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000028716Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000028720Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000028733Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000028736Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000028728Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000028740Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000047121Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000047262Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000247623Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000087493Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000086783Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000247643Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000247652Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000000000Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000087850Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000007319Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000007317Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000007330Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000007311Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000007313Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000007315Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000021906Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000007246Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000007262Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000068455Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000052150Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000068447Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000022324Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000022328Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000006666Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000097932Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000097937Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000097935Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000026478Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000026493Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000026494Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000026498Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000028252Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000026500Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000026502Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000026482Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000026484Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000026489Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000112990Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000020925Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000020929Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000038528Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000020904Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000020932Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000020930Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000020908Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000020910Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000038532Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000020916Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000020917Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000020918Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000020919Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000126088Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000020920Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000020921Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000038541Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000020923Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C0000385431Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C0000385432Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000038545Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000038548Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000038530Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000010852Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000010842Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000010862Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000010872Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000010428Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000010394Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000005449Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000025041Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000012146Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000102905Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000012155Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000192542Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000012159Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000012160Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_PortfolioCompanyAxis=ck0001526622_C000012148Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_GenerationAxis=vip_PreviouslyOfferedMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_GenerationAxis=ck0001526622_October12021ThroughMarch12026Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_BenefitAxis=ck0001526622_LifePaidUpOverloanProtectionMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_BenefitAxis=ck0001526622_LifePaidUpIssuedWithGuidelinePremiumCashValueCorridorTestMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_BenefitAxis=ck0001526622_LifePaidUpIssuedWithCashValueAccumulationTestMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_BenefitAxis=ck0001526622_MaximumIfThePolicyIsIssuedWithTheCashValueAccumulationTestMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_BenefitAxis=ck0001526622_CurrentIfThePolicyIsIssuedWithTheCashValueAccumulationTestMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_BenefitAxis=ck0001526622_AssetBasedChargeMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_BenefitAxis=ck0001526622_MonthlyPolicyIssueChargeMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_BenefitAxis=ck0001526622_MonthlyPolicyIssueChargeSupplementalBenefitRiderMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_BenefitAxis=ck0001526622_NetPolicyLoanChargeMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_BenefitAxis=ck0001526622_SupplementalBenefitRiderMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_BenefitAxis=ck0001526622_ScheduledTransfersMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_BenefitAxis=ck0001526622_AutomaticPortfolioRebalancingMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_BenefitAxis=ck0001526622_ChangeOfInsuredMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_BenefitAxis=ck0001526622_DeathBenefitGuaranteeMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_BenefitAxis=ck0001526622_EnhancedCashSurrenderValueRiderMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_BenefitAxis=ck0001526622_ChangeOfInsuredRiderMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_ClassAxis=ck0001526622_Yr15Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_ClassAxis=ck0001526622_Yr615Member

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_ClassAxis=ck0001526622_PolicyWithoutEnhancedCashSurrenderValueRiderMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_ClassAxis=ck0001526622_A25EnhancementFactorOptionMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_ClassAxis=ck0001526622_A50EnhancementFactorOptionMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_ClassAxis=ck0001526622_A75EnhancementFactorOptionMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

X

- Details

Name: vip_ClassAxis=ck0001526622_A100EnhancementFactorOptionMember

Namespace Prefix:

Data Type: na

Balance Type:

Period Type:

XML 11 report.css IDEA: XBRL DOCUMENT /* Updated 2009-11-04 */ /* v2.2.0.24 */ /* DefRef Styles */ .report table.authRefData{ background-color: #def; border: 2px solid #2F4497; font-size: 1em; position: absolute; } .report table.authRefData a { display: block; font-weight: bold; } .report table.authRefData p { margin-top: 0px; } .report table.authRefData .hide { background-color: #2F4497; padding: 1px 3px 0px 0px; text-align: right; } .report table.authRefData .hide a:hover { background-color: #2F4497; } .report table.authRefData .body { height: 150px; overflow: auto; width: 400px; } .report table.authRefData table{ font-size: 1em; } /* Report Styles */ .pl a, .pl a:visited { color: black; text-decoration: none; } /* table */ .report { background-color: white; border: 2px solid #acf; clear: both; color: black; font: normal 8pt Helvetica, Arial, san-serif; margin-bottom: 2em; } .report hr { border: 1px solid #acf; } /* Top labels */ .report th { background-color: #acf; color: black; font-weight: bold; text-align: center; } .report th.void { background-color: transparent; color: #000000; font: bold 10pt Helvetica, Arial, san-serif; text-align: left; } .report .pl { text-align: left; vertical-align: top; white-space: normal; width: 200px; white-space: normal; /* word-wrap: break-word; */ } .report td.pl a.a { cursor: pointer; display: block; width: 200px; overflow: hidden; } .report td.pl div.a { width: 200px; } .report td.pl a:hover { background-color: #ffc; } /* Header rows... */ .report tr.rh { background-color: #acf; color: black; font-weight: bold; } /* Calendars... */ .report .rc { background-color: #f0f0f0; } /* Even rows... */ .report .re, .report .reu { background-color: #def; } .report .reu td { border-bottom: 1px solid black; } /* Odd rows... */ .report .ro, .report .rou { background-color: white; } .report .rou td { border-bottom: 1px solid black; } .report .rou table td, .report .reu table td { border-bottom: 0px solid black; } /* styles for footnote marker */ .report .fn { white-space: nowrap; } /* styles for numeric types */ .report .num, .report .nump { text-align: right; white-space: nowrap; } .report .nump { padding-left: 2em; } .report .nump { padding: 0px 0.4em 0px 2em; } /* styles for text types */ .report .text { text-align: left; white-space: normal; } .report .text .big { margin-bottom: 1em; width: 17em; } .report .text .more { display: none; } .report .text .note { font-style: italic; font-weight: bold; } .report .text .small { width: 10em; } .report sup { font-style: italic; } .report .outerFootnotes { font-size: 1em; } XML 12 Show.js IDEA: XBRL DOCUMENT // Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission. Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105. var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0); e.removeAttribute('id');a.parentNode.appendChild(e)}} if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'} e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}} XML 14 FilingSummary.xml IDEA: XBRL DOCUMENT 3.26.1 html 189 92 1 false 173 0 false 2 false false R1.htm 010006 - Disclosure - N-6 Sheet http://xbrl.sec.gov/vip/role/N6 N-6 Cover 1 false false All Reports Book All Reports ck0001526622-20260429.htm ck0001526622-20260429.xsd ck0001526622-20260429_def.xml ck0001526622-20260429_lab.xml ck0001526622-20260429_pre.xml http://xbrl.sec.gov/dei/2025 http://xbrl.sec.gov/vip/2025 true false JSON 17 MetaLinks.json IDEA: XBRL DOCUMENT { "version": "2.2", "instance": { "ck0001526622-20260429.htm": { "nsprefix": "ck0001526622", "nsuri": "http://www.principalfunds.com/20260429", "dts": { "inline": { "local": [ "ck0001526622-20260429.htm" ] }, "schema": { "local": [ "ck0001526622-20260429.xsd" ], "remote": [ "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd", "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd", "http://www.xbrl.org/2003/xl-2003-12-31.xsd", "http://www.xbrl.org/2003/xlink-2003-12-31.xsd", "http://www.xbrl.org/2005/xbrldt-2005.xsd", "http://www.xbrl.org/lrr/arcrole/deprecated-2009-12-16.xsd", "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd", "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd", "https://www.xbrl.org/dtr/type/2024-01-31/types.xsd", "https://xbrl.sec.gov/dei/2025/dei-2025.xsd", "https://xbrl.sec.gov/vip/2025/vip-2025.xsd", "https://xbrl.sec.gov/vip/2025/vip-n6-2025.xsd" ] }, "definitionLink": { "local": [ "ck0001526622-20260429_def.xml" ] }, "labelLink": { "local": [ "ck0001526622-20260429_lab.xml" ] }, "presentationLink": { "local": [ "ck0001526622-20260429_pre.xml" ] } }, "keyStandard": 92, "keyCustom": 0, "axisStandard": 6, "axisCustom": 0, "memberStandard": 6, "memberCustom": 167, "hidden": { "total": 6, "http://xbrl.sec.gov/dei/2025": 6 }, "contextCount": 189, "entityCount": 1, "segmentCount": 173, "elementCount": 446, "unitCount": 2, "baseTaxonomies": { "http://xbrl.sec.gov/vip/2025": 1222, "http://xbrl.sec.gov/dei/2025": 6 }, "report": { "R1": { "role": "http://xbrl.sec.gov/vip/role/N6", "longName": "010006 - Disclosure - N-6", "shortName": "N-6", "isDefault": "true", "groupType": "Prospectus", "subGroupType": "", "menuCat": "Cover", "order": "1", "firstAnchor": { "contextRef": "c-2", "name": "vip:KeyFeesExpensesTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "vip:OngoingFeesAndExpensesTableTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "ck0001526622-20260429.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-2", "name": "vip:KeyFeesExpensesTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "vip:OngoingFeesAndExpensesTableTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "ck0001526622-20260429.htm", "first": true, "unique": true } } }, "tag": { "ck0001526622_A100EnhancementFactorOptionMember": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "A100EnhancementFactorOptionMember", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "100% Enhancement Factor option [Member]", "documentation": "100% Enhancement Factor option" } } }, "auth_ref": [] }, "ck0001526622_A25EnhancementFactorOptionMember": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "A25EnhancementFactorOptionMember", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "25% Enhancement Factor option [Member]", "documentation": "25% Enhancement Factor option" } } }, "auth_ref": [] }, "ck0001526622_A50EnhancementFactorOptionMember": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "A50EnhancementFactorOptionMember", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "50% Enhancement Factor option [Member]", "documentation": "50% Enhancement Factor option" } } }, "auth_ref": [] }, "ck0001526622_A75EnhancementFactorOptionMember": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "A75EnhancementFactorOptionMember", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "75% Enhancement Factor option [Member]", "documentation": "75% Enhancement Factor option" } } }, "auth_ref": [] }, "vip_AdditionalInformationStandardDeathBenefitsNoteN6TextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "AdditionalInformationStandardDeathBenefitsNoteN6TextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Additional Information about Standard Death Benefits, Note (N-6) [Text Block]" } } }, "auth_ref": [ "r3" ] }, "vip_AdministrativeExpenseCurrentDollars": { "xbrltype": "nonNegativeMonetaryItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "AdministrativeExpenseCurrentDollars", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Administrative Expense, Current [Dollars]" } } }, "auth_ref": [ "r53" ] }, "vip_AdministrativeExpenseDescriptionTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "AdministrativeExpenseDescriptionTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Administrative Expenses, Description [Text Block]" } } }, "auth_ref": [ "r53" ] }, "vip_AdministrativeExpenseFootnotesTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "AdministrativeExpenseFootnotesTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Administrative Expense, Footnotes [Text Block]" } } }, "auth_ref": [ "r53" ] }, "vip_AdministrativeExpenseMaximumDollars": { "xbrltype": "nonNegativeMonetaryItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "AdministrativeExpenseMaximumDollars", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Administrative Expense, Maximum [Dollars]" } } }, "auth_ref": [ "r53" ] }, "vip_AdministrativeExpenseMinimumDollars": { "xbrltype": "nonNegativeMonetaryItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "AdministrativeExpenseMinimumDollars", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Administrative Expense, Minimum [Dollars]" } } }, "auth_ref": [ "r53" ] }, "vip_AdministrativeExpenseOfAverageAccountValueCurrentPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "AdministrativeExpenseOfAverageAccountValueCurrentPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Administrative Expense (of Average Account Value), Current [Percent]" } } }, "auth_ref": [ "r53" ] }, "vip_AdministrativeExpenseOfAverageAccountValueMaximumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "AdministrativeExpenseOfAverageAccountValueMaximumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Administrative Expense (of Average Account Value), Maximum [Percent]" } } }, "auth_ref": [ "r53" ] }, "vip_AdministrativeExpenseOfAverageAccountValueMinimumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "AdministrativeExpenseOfAverageAccountValueMinimumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Administrative Expense (of Average Account Value), Minimum [Percent]" } } }, "auth_ref": [ "r53" ] }, "vip_AdministrativeExpenseOfFaceAmountCurrentPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "AdministrativeExpenseOfFaceAmountCurrentPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Administrative Expense (of Face Amount), Current [Percent]" } } }, "auth_ref": [ "r53" ] }, "vip_AdministrativeExpenseOfFaceAmountMaximumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "AdministrativeExpenseOfFaceAmountMaximumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Administrative Expense (of Face Amount), Maximum [Percent]" } } }, "auth_ref": [ "r53" ] }, "vip_AdministrativeExpenseOfFaceAmountMinimumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "AdministrativeExpenseOfFaceAmountMinimumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Administrative Expense (of Face Amount), Minimum [Percent]" } } }, "auth_ref": [ "r53" ] }, "vip_AdministrativeExpenseOfOtherAmountCurrentPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "AdministrativeExpenseOfOtherAmountCurrentPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Administrative Expense (of Other Amount), Current [Percent]" } } }, "auth_ref": [ "r53" ] }, "vip_AdministrativeExpenseOfOtherAmountMaximumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "AdministrativeExpenseOfOtherAmountMaximumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Administrative Expense (of Other Amount), Maximum [Percent]" } } }, "auth_ref": [ "r53" ] }, "vip_AdministrativeExpenseOfOtherAmountMinimumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "AdministrativeExpenseOfOtherAmountMinimumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Administrative Expense (of Other Amount), Minimum [Percent]" } } }, "auth_ref": [ "r53" ] }, "vip_AdministrativeExpenseRepresentativeInvestorTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "AdministrativeExpenseRepresentativeInvestorTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Administrative Expenses, Representative Investor [Text Block]" } } }, "auth_ref": [ "r53" ] }, "vip_AdministrativeExpenseWhenDeductedTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "AdministrativeExpenseWhenDeductedTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Administrative Expenses, When Deducted [Text Block]" } } }, "auth_ref": [ "r53" ] }, "ck0001526622_AdverseTaxConsequencesMember": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "AdverseTaxConsequencesMember", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Adverse Tax Consequences [Member]", "documentation": "Adverse Tax Consequences" } } }, "auth_ref": [] }, "vip_AllBenefitsMember": { "xbrltype": "domainItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "AllBenefitsMember", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "All Benefits:" } } }, "auth_ref": [ "r5" ] }, "vip_AllClassesMember": { "xbrltype": "domainItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "AllClassesMember", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "All Classes:" } } }, "auth_ref": [ "r41" ] }, "vip_AllContractsMember": { "xbrltype": "domainItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "AllContractsMember", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "All Contracts:" } } }, "auth_ref": [ "r41" ] }, "vip_AllPortfolioCompaniesMember": { "xbrltype": "domainItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "AllPortfolioCompaniesMember", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "All Portfolio Companies:" } } }, "auth_ref": [ "r16" ] }, "vip_AllRisksMember": { "xbrltype": "domainItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "AllRisksMember", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "All Risks:" } } }, "auth_ref": [ "r31" ] }, "dei_AmendmentDescription": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/dei/2025", "localname": "AmendmentDescription", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Amendment Description", "documentation": "Description of changes contained within amended document." } } }, "auth_ref": [] }, "dei_AmendmentFlag": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2025", "localname": "AmendmentFlag", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Amendment Flag", "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission." } } }, "auth_ref": [] }, "vip_AnnualMaintenanceFeeCurrentDollars": { "xbrltype": "nonNegativeMonetaryItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "AnnualMaintenanceFeeCurrentDollars", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Annual Maintenance Fee, Current [Dollars]" } } }, "auth_ref": [ "r51" ] }, "vip_AnnualMaintenanceFeeDescriptionTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "AnnualMaintenanceFeeDescriptionTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Annual Maintenance Fee, Description [Text Block]" } } }, "auth_ref": [ "r51" ] }, "vip_AnnualMaintenanceFeeFootnotesTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "AnnualMaintenanceFeeFootnotesTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Annual Maintenance Fee, Footnotes [Text Block]" } } }, "auth_ref": [ "r51" ] }, "vip_AnnualMaintenanceFeeMaximumDollars": { "xbrltype": "nonNegativeMonetaryItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "AnnualMaintenanceFeeMaximumDollars", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Annual Maintenance Fee, Maximum [Dollars]" } } }, "auth_ref": [ "r51" ] }, "vip_AnnualMaintenanceFeeMinimumDollars": { "xbrltype": "nonNegativeMonetaryItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "AnnualMaintenanceFeeMinimumDollars", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Annual Maintenance Fee, Minimum [Dollars]" } } }, "auth_ref": [ "r51" ] }, "vip_AnnualMaintenanceFeeOfOtherAmountCurrentPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "AnnualMaintenanceFeeOfOtherAmountCurrentPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Annual Maintenance Fee (of Other Amount), Current [Percent]" } } }, "auth_ref": [ "r51" ] }, "vip_AnnualMaintenanceFeeOfOtherAmountMaximumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "AnnualMaintenanceFeeOfOtherAmountMaximumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Annual Maintenance Fee (of Other Amount), Maximum [Percent]" } } }, "auth_ref": [ "r51" ] }, "vip_AnnualMaintenanceFeeOfOtherAmountMinimumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "AnnualMaintenanceFeeOfOtherAmountMinimumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Annual Maintenance Fee (of Other Amount), Minimum [Percent]" } } }, "auth_ref": [ "r51" ] }, "vip_AnnualMaintenanceFeeOfPolicyValueCurrentPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "AnnualMaintenanceFeeOfPolicyValueCurrentPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Annual Maintenance Fee (of Policy Value), Current [Percent]" } } }, "auth_ref": [ "r51" ] }, "vip_AnnualMaintenanceFeeOfPolicyValueMaximumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "AnnualMaintenanceFeeOfPolicyValueMaximumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Annual Maintenance Fee (of Policy Value), Maximum [Percent]" } } }, "auth_ref": [ "r51" ] }, "vip_AnnualMaintenanceFeeOfPolicyValueMinimumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "AnnualMaintenanceFeeOfPolicyValueMinimumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Annual Maintenance Fee (of Policy Value), Minimum [Percent]" } } }, "auth_ref": [ "r51" ] }, "vip_AnnualMaintenanceFeeRepresentativeInvestorTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "AnnualMaintenanceFeeRepresentativeInvestorTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Annual Maintenance Fee, Representative Investor [Text Block]" } } }, "auth_ref": [ "r51" ] }, "vip_AnnualMaintenanceFeeWhenDeductedTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "AnnualMaintenanceFeeWhenDeductedTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Annual Maintenance Fee, When Deducted [Text Block]" } } }, "auth_ref": [ "r51" ] }, "vip_AnnualPortfolioCompanyExpensesTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "AnnualPortfolioCompanyExpensesTableTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Annual Portfolio Company Expenses [Table Text Block]" } } }, "auth_ref": [ "r56" ] }, "ck0001526622_AssetBasedChargeMember": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "AssetBasedChargeMember", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Asset Based Charge [Member]", "documentation": "Asset Based Charge" } } }, "auth_ref": [] }, "ck0001526622_AutomaticPortfolioRebalancingMember": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "AutomaticPortfolioRebalancingMember", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Automatic Portfolio Rebalancing [Member]", "documentation": "Automatic Portfolio Rebalancing" } } }, "auth_ref": [] }, "vip_AverageAnnualTotalReturns10YearsPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "AverageAnnualTotalReturns10YearsPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Average Annual Total Returns, 10 Years [Percent]" } } }, "auth_ref": [ "r16" ] }, "vip_AverageAnnualTotalReturns1YearPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "AverageAnnualTotalReturns1YearPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Average Annual Total Returns, 1 Year [Percent]" } } }, "auth_ref": [ "r16" ] }, "vip_AverageAnnualTotalReturns5YearsPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "AverageAnnualTotalReturns5YearsPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Average Annual Total Returns, 5 Years [Percent]" } } }, "auth_ref": [ "r16" ] }, "vip_BenefitAxis": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "BenefitAxis", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Benefit [Axis]" } } }, "auth_ref": [ "r5" ] }, "vip_BenefitNotAvailablePortfolioCompanyFlag": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "BenefitNotAvailablePortfolioCompanyFlag", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Benefit Not Available for Portfolio Company [Flag]" } } }, "auth_ref": [ "r18" ] }, "vip_BenefitStandardOrOptionalTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "BenefitStandardOrOptionalTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Benefit Standard or Optional [Text Block]" } } }, "auth_ref": [ "r13" ] }, "vip_BenefitsAvailablePortfolioCompaniesTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "BenefitsAvailablePortfolioCompaniesTableTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Benefits Available for Portfolio Companies [Table Text Block]" } } }, "auth_ref": [ "r19" ] }, "vip_BenefitsAvailableTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "BenefitsAvailableTableTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Benefits Available [Table Text Block]" } } }, "auth_ref": [ "r5" ] }, "vip_BenefitsDescriptionTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "BenefitsDescriptionTableTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Benefits Description [Table Text Block]" } } }, "auth_ref": [ "r15" ] }, "vip_BenefitsLimitationTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "BenefitsLimitationTableTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Benefits Limitation [Table Text Block]" } } }, "auth_ref": [ "r9" ] }, "vip_BriefRestrictionsLimitationsTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "BriefRestrictionsLimitationsTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Brief Restrictions / Limitations [Text Block]" } } }, "auth_ref": [ "r14" ] }, "ck0001526622_C000000000Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000000000Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000000000 [Member]", "documentation": "C000000000" } } }, "auth_ref": [] }, "ck0001526622_C000000410Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000000410Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000000410 [Member]", "documentation": "C000000410" } } }, "auth_ref": [] }, "ck0001526622_C000000415Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000000415Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000000415 [Member]", "documentation": "C000000415" } } }, "auth_ref": [] }, "ck0001526622_C000000420Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000000420Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000000420 [Member]", "documentation": "C000000420" } } }, "auth_ref": [] }, "ck0001526622_C000000422Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000000422Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000000422 [Member]", "documentation": "C000000422" } } }, "auth_ref": [] }, "ck0001526622_C000000432Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000000432Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000000432 [Member]", "documentation": "C000000432" } } }, "auth_ref": [] }, "ck0001526622_C000000453Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000000453Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000000453 [Member]", "documentation": "C000000453" } } }, "auth_ref": [] }, "ck0001526622_C000005027Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000005027Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000005027 [Member]", "documentation": "C000005027" } } }, "auth_ref": [] }, "ck0001526622_C000005036Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000005036Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000005036 [Member]", "documentation": "C000005036" } } }, "auth_ref": [] }, "ck0001526622_C000005449Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000005449Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000005449 [Member]", "documentation": "C000005449" } } }, "auth_ref": [] }, "ck0001526622_C000006666Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000006666Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000006666 [Member]", "documentation": "C000006666" } } }, "auth_ref": [] }, "ck0001526622_C000007246Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000007246Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000007246 [Member]", "documentation": "C000007246" } } }, "auth_ref": [] }, "ck0001526622_C000007262Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000007262Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000007262 [Member]", "documentation": "C000007262" } } }, "auth_ref": [] }, "ck0001526622_C000007311Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000007311Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000007311 [Member]", "documentation": "C000007311" } } }, "auth_ref": [] }, "ck0001526622_C000007313Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000007313Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000007313 [Member]", "documentation": "C000007313" } } }, "auth_ref": [] }, "ck0001526622_C000007315Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000007315Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000007315 [Member]", "documentation": "C000007315" } } }, "auth_ref": [] }, "ck0001526622_C000007317Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000007317Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000007317 [Member]", "documentation": "C000007317" } } }, "auth_ref": [] }, "ck0001526622_C000007319Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000007319Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000007319 [Member]", "documentation": "C000007319" } } }, "auth_ref": [] }, "ck0001526622_C000007330Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000007330Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000007330 [Member]", "documentation": "C000007330" } } }, "auth_ref": [] }, "ck0001526622_C000007612Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000007612Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000007612 [Member]", "documentation": "C000007612" } } }, "auth_ref": [] }, "ck0001526622_C000007615Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000007615Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000007615 [Member]", "documentation": "C000007615" } } }, "auth_ref": [] }, "ck0001526622_C000010394Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000010394Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000010394 [Member]", "documentation": "C000010394" } } }, "auth_ref": [] }, "ck0001526622_C000010428Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000010428Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000010428 [Member]", "documentation": "C000010428" } } }, "auth_ref": [] }, "ck0001526622_C000010842Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000010842Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000010842 [Member]", "documentation": "C000010842" } } }, "auth_ref": [] }, "ck0001526622_C000010852Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000010852Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000010852 [Member]", "documentation": "C000010852" } } }, "auth_ref": [] }, "ck0001526622_C000010862Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000010862Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000010862 [Member]", "documentation": "C000010862" } } }, "auth_ref": [] }, "ck0001526622_C000010872Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000010872Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000010872 [Member]", "documentation": "C000010872" } } }, "auth_ref": [] }, "ck0001526622_C000012146Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000012146Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000012146 [Member]", "documentation": "C000012146" } } }, "auth_ref": [] }, "ck0001526622_C000012148Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000012148Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000012148 [Member]", "documentation": "C000012148" } } }, "auth_ref": [] }, "ck0001526622_C000012155Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000012155Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000012155 [Member]", "documentation": "C000012155" } } }, "auth_ref": [] }, "ck0001526622_C000012159Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000012159Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000012159 [Member]", "documentation": "C000012159" } } }, "auth_ref": [] }, "ck0001526622_C000012160Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000012160Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000012160 [Member]", "documentation": "C000012160" } } }, "auth_ref": [] }, "ck0001526622_C000017231Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000017231Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000017231 [Member]", "documentation": "C000017231" } } }, "auth_ref": [] }, "ck0001526622_C000020095Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000020095Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000020095 [Member]", "documentation": "C000020095" } } }, "auth_ref": [] }, "ck0001526622_C000020099Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000020099Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000020099 [Member]", "documentation": "C000020099" } } }, "auth_ref": [] }, "ck0001526622_C000020101Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000020101Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000020101 [Member]", "documentation": "C000020101" } } }, "auth_ref": [] }, "ck0001526622_C000020103Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000020103Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000020103 [Member]", "documentation": "C000020103" } } }, "auth_ref": [] }, "ck0001526622_C000020107Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000020107Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000020107 [Member]", "documentation": "C000020107" } } }, "auth_ref": [] }, "ck0001526622_C000020109Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000020109Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000020109 [Member]", "documentation": "C000020109" } } }, "auth_ref": [] }, "ck0001526622_C000020111Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000020111Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000020111 [Member]", "documentation": "C000020111" } } }, "auth_ref": [] }, "ck0001526622_C000020114Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000020114Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000020114 [Member]", "documentation": "C000020114" } } }, "auth_ref": [] }, "ck0001526622_C000020121Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000020121Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000020121 [Member]", "documentation": "C000020121" } } }, "auth_ref": [] }, "ck0001526622_C000020130Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000020130Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000020130 [Member]", "documentation": "C000020130" } } }, "auth_ref": [] }, "ck0001526622_C000020904Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000020904Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000020904 [Member]", "documentation": "C000020904" } } }, "auth_ref": [] }, "ck0001526622_C000020908Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000020908Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000020908 [Member]", "documentation": "C000020908" } } }, "auth_ref": [] }, "ck0001526622_C000020910Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000020910Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000020910 [Member]", "documentation": "C000020910" } } }, "auth_ref": [] }, "ck0001526622_C000020916Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000020916Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000020916 [Member]", "documentation": "C000020916" } } }, "auth_ref": [] }, "ck0001526622_C000020917Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000020917Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000020917 [Member]", "documentation": "C000020917" } } }, "auth_ref": [] }, "ck0001526622_C000020918Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000020918Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000020918 [Member]", "documentation": "C000020918" } } }, "auth_ref": [] }, "ck0001526622_C000020919Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000020919Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000020919 [Member]", "documentation": "C000020919" } } }, "auth_ref": [] }, "ck0001526622_C000020920Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000020920Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000020920 [Member]", "documentation": "C000020920" } } }, "auth_ref": [] }, "ck0001526622_C000020921Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000020921Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000020921 [Member]", "documentation": "C000020921" } } }, "auth_ref": [] }, "ck0001526622_C000020923Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000020923Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000020923 [Member]", "documentation": "C000020923" } } }, "auth_ref": [] }, "ck0001526622_C000020925Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000020925Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000020925 [Member]", "documentation": "C000020925" } } }, "auth_ref": [] }, "ck0001526622_C000020929Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000020929Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000020929 [Member]", "documentation": "C000020929" } } }, "auth_ref": [] }, "ck0001526622_C000020930Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000020930Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000020930 [Member]", "documentation": "C000020930" } } }, "auth_ref": [] }, "ck0001526622_C000020932Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000020932Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000020932 [Member]", "documentation": "C000020932" } } }, "auth_ref": [] }, "ck0001526622_C000020970Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000020970Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000020970 [Member]", "documentation": "C000020970" } } }, "auth_ref": [] }, "ck0001526622_C000020981Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000020981Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000020981 [Member]", "documentation": "C000020981" } } }, "auth_ref": [] }, "ck0001526622_C000021009Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000021009Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000021009 [Member]", "documentation": "C000021009" } } }, "auth_ref": [] }, "ck0001526622_C000021045Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000021045Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000021045 [Member]", "documentation": "C000021045" } } }, "auth_ref": [] }, "ck0001526622_C000021082Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000021082Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000021082 [Member]", "documentation": "C000021082" } } }, "auth_ref": [] }, "ck0001526622_C000021906Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000021906Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000021906 [Member]", "documentation": "C000021906" } } }, "auth_ref": [] }, "ck0001526622_C000022324Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000022324Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000022324 [Member]", "documentation": "C000022324" } } }, "auth_ref": [] }, "ck0001526622_C000022328Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000022328Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000022328 [Member]", "documentation": "C000022328" } } }, "auth_ref": [] }, "ck0001526622_C000023915Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000023915Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000023915 [Member]", "documentation": "C000023915" } } }, "auth_ref": [] }, "ck0001526622_C000023917Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000023917Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000023917 [Member]", "documentation": "C000023917" } } }, "auth_ref": [] }, "ck0001526622_C000023920Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000023920Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000023920 [Member]", "documentation": "C000023920" } } }, "auth_ref": [] }, "ck0001526622_C000023923Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000023923Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000023923 [Member]", "documentation": "C000023923" } } }, "auth_ref": [] }, "ck0001526622_C000023925Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000023925Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000023925 [Member]", "documentation": "C000023925" } } }, "auth_ref": [] }, "ck0001526622_C000024404Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000024404Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000024404 [Member]", "documentation": "C000024404" } } }, "auth_ref": [] }, "ck0001526622_C000025041Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000025041Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000025041 [Member]", "documentation": "C000025041" } } }, "auth_ref": [] }, "ck0001526622_C000026478Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000026478Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000026478 [Member]", "documentation": "C000026478" } } }, "auth_ref": [] }, "ck0001526622_C000026482Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000026482Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000026482 [Member]", "documentation": "C000026482" } } }, "auth_ref": [] }, "ck0001526622_C000026484Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000026484Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000026484 [Member]", "documentation": "C000026484" } } }, "auth_ref": [] }, "ck0001526622_C000026489Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000026489Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000026489 [Member]", "documentation": "C000026489" } } }, "auth_ref": [] }, "ck0001526622_C000026493Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000026493Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000026493 [Member]", "documentation": "C000026493" } } }, "auth_ref": [] }, "ck0001526622_C000026494Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000026494Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000026494 [Member]", "documentation": "C000026494" } } }, "auth_ref": [] }, "ck0001526622_C000026498Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000026498Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000026498 [Member]", "documentation": "C000026498" } } }, "auth_ref": [] }, "ck0001526622_C000026500Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000026500Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000026500 [Member]", "documentation": "C000026500" } } }, "auth_ref": [] }, "ck0001526622_C000026502Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000026502Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000026502 [Member]", "documentation": "C000026502" } } }, "auth_ref": [] }, "ck0001526622_C000028252Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000028252Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000028252 [Member]", "documentation": "C000028252" } } }, "auth_ref": [] }, "ck0001526622_C000028716Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000028716Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000028716 [Member]", "documentation": "C000028716" } } }, "auth_ref": [] }, "ck0001526622_C000028720Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000028720Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000028720 [Member]", "documentation": "C000028720" } } }, "auth_ref": [] }, "ck0001526622_C000028728Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000028728Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000028728 [Member]", "documentation": "C000028728" } } }, "auth_ref": [] }, "ck0001526622_C000028733Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000028733Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000028733 [Member]", "documentation": "C000028733" } } }, "auth_ref": [] }, "ck0001526622_C000028736Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000028736Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000028736 [Member]", "documentation": "C000028736" } } }, "auth_ref": [] }, "ck0001526622_C000028740Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000028740Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000028740 [Member]", "documentation": "C000028740" } } }, "auth_ref": [] }, "ck0001526622_C000028828Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000028828Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000028828 [Member]", "documentation": "C000028828" } } }, "auth_ref": [] }, "ck0001526622_C000028836Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000028836Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000028836 [Member]", "documentation": "C000028836" } } }, "auth_ref": [] }, "ck0001526622_C000028838Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000028838Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000028838 [Member]", "documentation": "C000028838" } } }, "auth_ref": [] }, "ck0001526622_C000028860Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000028860Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000028860 [Member]", "documentation": "C000028860" } } }, "auth_ref": [] }, "ck0001526622_C000030372Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000030372Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000030372 [Member]", "documentation": "C000030372" } } }, "auth_ref": [] }, "ck0001526622_C000030374Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000030374Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000030374 [Member]", "documentation": "C000030374" } } }, "auth_ref": [] }, "ck0001526622_C000037828Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000037828Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000037828 [Member]", "documentation": "C000037828" } } }, "auth_ref": [] }, "ck0001526622_C000038528Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000038528Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000038528 [Member]", "documentation": "C000038528" } } }, "auth_ref": [] }, "ck0001526622_C000038530Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000038530Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000038530 [Member]", "documentation": "C000038530" } } }, "auth_ref": [] }, "ck0001526622_C000038532Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000038532Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000038532 [Member]", "documentation": "C000038532" } } }, "auth_ref": [] }, "ck0001526622_C000038541Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000038541Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000038541 [Member]", "documentation": "C000038541" } } }, "auth_ref": [] }, "ck0001526622_C0000385431Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C0000385431Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000038543 1 [Member]", "documentation": "C000038543 1" } } }, "auth_ref": [] }, "ck0001526622_C0000385432Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C0000385432Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000038543 2 [Member]", "documentation": "C000038543 2" } } }, "auth_ref": [] }, "ck0001526622_C000038545Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000038545Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000038545 [Member]", "documentation": "C000038545" } } }, "auth_ref": [] }, "ck0001526622_C000038548Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000038548Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000038548 [Member]", "documentation": "C000038548" } } }, "auth_ref": [] }, "ck0001526622_C000047121Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000047121Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000047121 [Member]", "documentation": "C000047121" } } }, "auth_ref": [] }, "ck0001526622_C000047262Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000047262Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000047262 [Member]", "documentation": "C000047262" } } }, "auth_ref": [] }, "ck0001526622_C000048775Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000048775Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000048775 [Member]", "documentation": "C000048775" } } }, "auth_ref": [] }, "ck0001526622_C000048812Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000048812Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000048812 [Member]", "documentation": "C000048812" } } }, "auth_ref": [] }, "ck0001526622_C000052150Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000052150Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000052150 [Member]", "documentation": "C000052150" } } }, "auth_ref": [] }, "ck0001526622_C000055530Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000055530Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000055530 [Member]", "documentation": "C000055530" } } }, "auth_ref": [] }, "ck0001526622_C000068447Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000068447Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000068447 [Member]", "documentation": "C000068447" } } }, "auth_ref": [] }, "ck0001526622_C000068455Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000068455Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000068455 [Member]", "documentation": "C000068455" } } }, "auth_ref": [] }, "ck0001526622_C000077948Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000077948Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000077948 [Member]", "documentation": "C000077948" } } }, "auth_ref": [] }, "ck0001526622_C000084659Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000084659Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000084659 [Member]", "documentation": "C000084659" } } }, "auth_ref": [] }, "ck0001526622_C000084678Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000084678Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000084678 [Member]", "documentation": "C000084678" } } }, "auth_ref": [] }, "ck0001526622_C000086783Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000086783Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000086783 [Member]", "documentation": "C000086783" } } }, "auth_ref": [] }, "ck0001526622_C000087493Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000087493Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000087493 [Member]", "documentation": "C000087493" } } }, "auth_ref": [] }, "ck0001526622_C000087850Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000087850Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000087850 [Member]", "documentation": "C000087850" } } }, "auth_ref": [] }, "ck0001526622_C000097932Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000097932Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000097932 [Member]", "documentation": "C000097932" } } }, "auth_ref": [] }, "ck0001526622_C000097935Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000097935Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000097935 [Member]", "documentation": "C000097935" } } }, "auth_ref": [] }, "ck0001526622_C000097937Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000097937Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000097937 [Member]", "documentation": "C000097937" } } }, "auth_ref": [] }, "ck0001526622_C000099202Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000099202Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000099202 [Member]", "documentation": "C000099202" } } }, "auth_ref": [] }, "ck0001526622_C000102905Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000102905Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000102905 [Member]", "documentation": "C000102905" } } }, "auth_ref": [] }, "ck0001526622_C000112990Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000112990Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000112990 [Member]", "documentation": "C000112990" } } }, "auth_ref": [] }, "ck0001526622_C000126088Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000126088Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000126088 [Member]", "documentation": "C000126088" } } }, "auth_ref": [] }, "ck0001526622_C000192542Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000192542Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000192542 [Member]", "documentation": "C000192542" } } }, "auth_ref": [] }, "ck0001526622_C000199918Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000199918Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000199918 [Member]", "documentation": "C000199918" } } }, "auth_ref": [] }, "ck0001526622_C000199920Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000199920Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000199920 [Member]", "documentation": "C000199920" } } }, "auth_ref": [] }, "ck0001526622_C000199922Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000199922Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000199922 [Member]", "documentation": "C000199922" } } }, "auth_ref": [] }, "ck0001526622_C000209364Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000209364Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000209364 [Member]", "documentation": "C000209364" } } }, "auth_ref": [] }, "ck0001526622_C000209375Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000209375Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000209375 [Member]", "documentation": "C000209375" } } }, "auth_ref": [] }, "ck0001526622_C000215152Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000215152Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000215152 [Member]", "documentation": "C000215152" } } }, "auth_ref": [] }, "ck0001526622_C000233310Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000233310Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000233310 [Member]", "documentation": "C000233310" } } }, "auth_ref": [] }, "ck0001526622_C000243080Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000243080Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000243080 [Member]", "documentation": "C000243080" } } }, "auth_ref": [] }, "ck0001526622_C000247623Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000247623Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000247623 [Member]", "documentation": "C000247623" } } }, "auth_ref": [] }, "ck0001526622_C000247643Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000247643Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000247643 [Member]", "documentation": "C000247643" } } }, "auth_ref": [] }, "ck0001526622_C000247652Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "C000247652Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "C000247652 [Member]", "documentation": "C000247652" } } }, "auth_ref": [] }, "vip_CalculationMethodOfBenefitTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "CalculationMethodOfBenefitTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Calculation Method of Benefit [Text Block]" } } }, "auth_ref": [ "r8" ] }, "ck0001526622_ChangeOfInsuredMember": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "ChangeOfInsuredMember", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Change of Insured [Member]", "documentation": "Change of Insured" } } }, "auth_ref": [] }, "ck0001526622_ChangeOfInsuredRiderMember": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "ChangeOfInsuredRiderMember", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Change Of Insured Rider [Member]", "documentation": "Change Of Insured Rider" } } }, "auth_ref": [] }, "vip_ChargesContractValuesNoteN6TextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "ChargesContractValuesNoteN6TextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Charges and Contract Values, Note (N-6) [Text Block]" } } }, "auth_ref": [ "r4" ] }, "vip_ChargesForEarlyWithdrawalsTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "ChargesForEarlyWithdrawalsTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Charges for Early Withdrawals [Text Block]" } } }, "auth_ref": [ "r26" ] }, "vip_ClassAxis": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "ClassAxis", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Class [Axis]" } } }, "auth_ref": [ "r41" ] }, "ck0001526622_ConflictsOfInterestRiskMember": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "ConflictsOfInterestRiskMember", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Conflicts Of Interest Risk [Member]", "documentation": "Conflicts Of Interest Risk" } } }, "auth_ref": [] }, "vip_ContractAxis": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "ContractAxis", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Contract [Axis]" } } }, "auth_ref": [ "r41" ] }, "vip_ContractLapseRiskMember": { "xbrltype": "domainItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "ContractLapseRiskMember", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Contract Lapse Risk [Member]" } } }, "auth_ref": [ "r35" ] }, "vip_CurrentExpensesPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "CurrentExpensesPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Current Expenses [Percent]" } } }, "auth_ref": [ "r21" ] }, "vip_CurrentExpensesPlatformChargePercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "CurrentExpensesPlatformChargePercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Current Expenses + Platform Charge [Percent]" } } }, "auth_ref": [ "r23" ] }, "vip_CurrentGenerationMember": { "xbrltype": "domainItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "CurrentGenerationMember", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Current Generation:" } } }, "auth_ref": [ "r5" ] }, "ck0001526622_CurrentIfThePolicyIsIssuedWithTheCashValueAccumulationTestMember": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "CurrentIfThePolicyIsIssuedWithTheCashValueAccumulationTestMember", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Current (if the Policy is issued with the cash value accumulation test) [Member]", "documentation": "Current (if the Policy is issued with the cash value accumulation test)" } } }, "auth_ref": [] }, "ck0001526622_DeathBenefitGuaranteeMember": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "DeathBenefitGuaranteeMember", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Death Benefit Guarantee [Member]", "documentation": "Death Benefit Guarantee" } } }, "auth_ref": [] }, "vip_DeferredSalesChargeDescriptionTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "DeferredSalesChargeDescriptionTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Deferred Sales Charge, Description [Text Block]" } } }, "auth_ref": [ "r43" ] }, "vip_DeferredSalesChargeWhenDeductedTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "DeferredSalesChargeWhenDeductedTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Deferred Sales Charge, When Deducted [Text Block]" } } }, "auth_ref": [ "r44" ] }, "vip_DeferredSalesLoadCurrentDollars": { "xbrltype": "nonNegativeMonetaryItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "DeferredSalesLoadCurrentDollars", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Deferred Sales Load, Current [Dollars]" } } }, "auth_ref": [ "r46" ] }, "vip_DeferredSalesLoadFootnotesTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "DeferredSalesLoadFootnotesTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Deferred Sales Load, Footnotes [Text Block]" } } }, "auth_ref": [ "r46" ] }, "vip_DeferredSalesLoadMaximumDollars": { "xbrltype": "nonNegativeMonetaryItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "DeferredSalesLoadMaximumDollars", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Deferred Sales Load, Maximum [Dollars]" } } }, "auth_ref": [ "r46" ] }, "vip_DeferredSalesLoadMinimumDollars": { "xbrltype": "nonNegativeMonetaryItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "DeferredSalesLoadMinimumDollars", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Deferred Sales Load, Minimum [Dollars]" } } }, "auth_ref": [ "r46" ] }, "vip_DeferredSalesLoadOfAmountSurrenderedCurrentPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "DeferredSalesLoadOfAmountSurrenderedCurrentPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Deferred Sales Load (of Amount Surrendered), Current [Percent]" } } }, "auth_ref": [ "r46" ] }, "vip_DeferredSalesLoadOfAmountSurrenderedMaximumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "DeferredSalesLoadOfAmountSurrenderedMaximumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Deferred Sales Load (of Amount Surrendered), Maximum [Percent]" } } }, "auth_ref": [ "r46" ] }, "vip_DeferredSalesLoadOfAmountSurrenderedMinimumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "DeferredSalesLoadOfAmountSurrenderedMinimumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Deferred Sales Load (of Amount Surrendered), Minimum [Percent]" } } }, "auth_ref": [ "r46" ] }, "vip_DeferredSalesLoadOfOtherAmountCurrentPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "DeferredSalesLoadOfOtherAmountCurrentPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Deferred Sales Load (of Other Amount), Current [Percent]" } } }, "auth_ref": [ "r46" ] }, "vip_DeferredSalesLoadOfOtherAmountMaximumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "DeferredSalesLoadOfOtherAmountMaximumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Deferred Sales Load (of Other Amount), Maximum [Percent]" } } }, "auth_ref": [ "r46" ] }, "vip_DeferredSalesLoadOfOtherAmountMinimumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "DeferredSalesLoadOfOtherAmountMinimumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Deferred Sales Load (of Other Amount), Minimum [Percent]" } } }, "auth_ref": [ "r46" ] }, "vip_DeferredSalesLoadOfPurchasePaymentsCurrentPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "DeferredSalesLoadOfPurchasePaymentsCurrentPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Deferred Sales Load (of Purchase Payments), Current [Percent]" } } }, "auth_ref": [ "r46" ] }, "vip_DeferredSalesLoadOfPurchasePaymentsMaximumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "DeferredSalesLoadOfPurchasePaymentsMaximumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Deferred Sales Load (of Purchase Payments), Maximum [Percent]" } } }, "auth_ref": [ "r46" ] }, "vip_DeferredSalesLoadOfPurchasePaymentsMinimumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "DeferredSalesLoadOfPurchasePaymentsMinimumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Deferred Sales Load (of Purchase Payments), Minimum [Percent]" } } }, "auth_ref": [ "r46" ] }, "dei_DocumentPeriodEndDate": { "xbrltype": "dateItemType", "nsuri": "http://xbrl.sec.gov/dei/2025", "localname": "DocumentPeriodEndDate", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Document Period End Date", "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD." } } }, "auth_ref": [] }, "dei_DocumentType": { "xbrltype": "submissionTypeItemType", "nsuri": "http://xbrl.sec.gov/dei/2025", "localname": "DocumentType", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Document Type", "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'." } } }, "auth_ref": [] }, "ck0001526622_EnhancedCashSurrenderValueRiderMember": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "EnhancedCashSurrenderValueRiderMember", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Enhanced Cash Surrender Value Rider [Member]", "documentation": "Enhanced Cash Surrender Value Rider" } } }, "auth_ref": [] }, "dei_EntityCentralIndexKey": { "xbrltype": "centralIndexKeyItemType", "nsuri": "http://xbrl.sec.gov/dei/2025", "localname": "EntityCentralIndexKey", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Entity Central Index Key", "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK." } } }, "auth_ref": [ "r0" ] }, "dei_EntityInvCompanyType": { "xbrltype": "invCompanyType", "nsuri": "http://xbrl.sec.gov/dei/2025", "localname": "EntityInvCompanyType", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Entity Investment Company Type", "documentation": "One of: N-1A (Mutual Fund), N-1 (Open-End Separate Account with No Variable Annuities), N-2 (Closed-End Investment Company), N-3 (Separate Account Registered as Open-End Management Investment Company), N-4 (Variable Annuity UIT Separate Account), N-5 (Small Business Investment Company), N-6 (Variable Life UIT Separate Account), S-1 or S-3 (Face Amount Certificate Company), S-6 (UIT, Non-Insurance Product)." } } }, "auth_ref": [ "r60" ] }, "dei_EntityRegistrantName": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2025", "localname": "EntityRegistrantName", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Entity Registrant Name", "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC." } } }, "auth_ref": [ "r0" ] }, "vip_ExpenseRiskFeesCurrentDollars": { "xbrltype": "nonNegativeMonetaryItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "ExpenseRiskFeesCurrentDollars", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Expense Risk Fees, Current [Dollars]" } } }, "auth_ref": [ "r52" ] }, "vip_ExpenseRiskFeesDescriptionTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "ExpenseRiskFeesDescriptionTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Expense Risk Fees, Description [Text Block]" } } }, "auth_ref": [ "r52" ] }, "vip_ExpenseRiskFeesFootnotesTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "ExpenseRiskFeesFootnotesTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Expense Risk Fees, Footnotes [Text Block]" } } }, "auth_ref": [ "r52" ] }, "vip_ExpenseRiskFeesMaximumDollars": { "xbrltype": "nonNegativeMonetaryItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "ExpenseRiskFeesMaximumDollars", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Expense Risk Fees, Maximum [Dollars]" } } }, "auth_ref": [ "r52" ] }, "vip_ExpenseRiskFeesMinimumDollars": { "xbrltype": "nonNegativeMonetaryItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "ExpenseRiskFeesMinimumDollars", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Expense Risk Fees, Minimum [Dollars]" } } }, "auth_ref": [ "r52" ] }, "vip_ExpenseRiskFeesOfFaceAmountCurrentPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "ExpenseRiskFeesOfFaceAmountCurrentPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Expense Risk Fees (of Face Amount), Current [Percent]" } } }, "auth_ref": [ "r52" ] }, "vip_ExpenseRiskFeesOfFaceAmountMaximumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "ExpenseRiskFeesOfFaceAmountMaximumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Expense Risk Fees (of Face Amount), Maximum [Percent]" } } }, "auth_ref": [ "r52" ] }, "vip_ExpenseRiskFeesOfFaceAmountMinimumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "ExpenseRiskFeesOfFaceAmountMinimumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Expense Risk Fees (of Face Amount), Minimum [Percent]" } } }, "auth_ref": [ "r52" ] }, "vip_ExpenseRiskFeesOfOtherAmountCurrentPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "ExpenseRiskFeesOfOtherAmountCurrentPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Expense Risk Fees (of Other Amount), Current [Percent]" } } }, "auth_ref": [ "r52" ] }, "vip_ExpenseRiskFeesOfOtherAmountMaximumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "ExpenseRiskFeesOfOtherAmountMaximumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Expense Risk Fees (of Other Amount), Maximum [Percent]" } } }, "auth_ref": [ "r52" ] }, "vip_ExpenseRiskFeesOfOtherAmountMinimumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "ExpenseRiskFeesOfOtherAmountMinimumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Expense Risk Fees (of Other Amount), Minimum [Percent]" } } }, "auth_ref": [ "r52" ] }, "vip_ExpenseRiskFeesRepresentativeInvestorTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "ExpenseRiskFeesRepresentativeInvestorTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Expense Risk Fees, Representative Investor [Text Block]" } } }, "auth_ref": [ "r52" ] }, "vip_ExpenseRiskFeesWhenDeductedTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "ExpenseRiskFeesWhenDeductedTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Expense Risk Fees, When Deducted [Text Block]" } } }, "auth_ref": [ "r52" ] }, "vip_FeeTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "FeeTableTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Item 4. Fee Table [Text Block]" } } }, "auth_ref": [ "r42" ] }, "vip_FeesCostsBenefitTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "FeesCostsBenefitTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Fees and Costs of Benefit [Text Block]" } } }, "auth_ref": [ "r7" ] }, "vip_GenerationAxis": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "GenerationAxis", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Generation [Axis]" } } }, "auth_ref": [ "r5" ] }, "vip_GuaranteedMinimumAccumulationTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "GuaranteedMinimumAccumulationTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Guaranteed Minimum Accumulation [Text Block]" } } }, "auth_ref": [ "r11" ] }, "vip_GuaranteedMinimumDeathBenefitTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "GuaranteedMinimumDeathBenefitTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Guaranteed Minimum Death Benefit [Text Block]" } } }, "auth_ref": [ "r11" ] }, "vip_GuaranteedMinimumIncomeTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "GuaranteedMinimumIncomeTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Guaranteed Minimum Income [Text Block]" } } }, "auth_ref": [ "r11" ] }, "vip_GuaranteedMinimumWithdrawalTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "GuaranteedMinimumWithdrawalTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Guaranteed Minimum Withdrawal [Text Block]" } } }, "auth_ref": [ "r11" ] }, "vip_InsuranceCompanyRiskMember": { "xbrltype": "domainItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "InsuranceCompanyRiskMember", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Insurance Company Risk [Member]" } } }, "auth_ref": [ "r34" ] }, "vip_InsuranceCostCurrentDollars": { "xbrltype": "nonNegativeMonetaryItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "InsuranceCostCurrentDollars", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Insurance Cost, Current [Dollars]" } } }, "auth_ref": [ "r50" ] }, "vip_InsuranceCostDescriptionTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "InsuranceCostDescriptionTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Insurance Cost, Description [Text Block]" } } }, "auth_ref": [ "r50" ] }, "vip_InsuranceCostFootnotesTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "InsuranceCostFootnotesTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Insurance Cost, Footnotes [Text Block]" } } }, "auth_ref": [ "r50" ] }, "vip_InsuranceCostMaximumDollars": { "xbrltype": "nonNegativeMonetaryItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "InsuranceCostMaximumDollars", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Insurance Cost, Maximum [Dollars]" } } }, "auth_ref": [ "r50" ] }, "vip_InsuranceCostMinimumDollars": { "xbrltype": "nonNegativeMonetaryItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "InsuranceCostMinimumDollars", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Insurance Cost, Minimum [Dollars]" } } }, "auth_ref": [ "r50" ] }, "vip_InsuranceCostOfFaceAmountCurrentPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "InsuranceCostOfFaceAmountCurrentPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Insurance Cost (of Face Amount), Current [Percent]" } } }, "auth_ref": [ "r50" ] }, "vip_InsuranceCostOfFaceAmountMaximumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "InsuranceCostOfFaceAmountMaximumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Insurance Cost (of Face Amount), Maximum [Percent]" } } }, "auth_ref": [ "r50" ] }, "vip_InsuranceCostOfFaceAmountMinimumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "InsuranceCostOfFaceAmountMinimumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Insurance Cost (of Face Amount), Minimum [Percent]" } } }, "auth_ref": [ "r50" ] }, "vip_InsuranceCostOfOtherAmountCurrentPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "InsuranceCostOfOtherAmountCurrentPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Insurance Cost (of Other Amount), Current [Percent]" } } }, "auth_ref": [ "r50" ] }, "vip_InsuranceCostOfOtherAmountMaximumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "InsuranceCostOfOtherAmountMaximumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Insurance Cost (of Other Amount), Maximum [Percent]" } } }, "auth_ref": [ "r50" ] }, "vip_InsuranceCostOfOtherAmountMinimumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "InsuranceCostOfOtherAmountMinimumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Insurance Cost (of Other Amount), Minimum [Percent]" } } }, "auth_ref": [ "r50" ] }, "vip_InsuranceCostRepresentativeInvestorTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "InsuranceCostRepresentativeInvestorTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Insurance Cost, Representative Investor [Text Block]" } } }, "auth_ref": [ "r50" ] }, "vip_InsuranceCostWhenDeductedTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "InsuranceCostWhenDeductedTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Insurance Cost, When Deducted [Text Block]" } } }, "auth_ref": [ "r50" ] }, "vip_InvestmentOptionsFootnotesTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "InvestmentOptionsFootnotesTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Investment Options Footnotes [Text Block]" } } }, "auth_ref": [ "r29" ] }, "vip_InvestmentOptionsOfAverageAnnualNetAssetsMaximumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "InvestmentOptionsOfAverageAnnualNetAssetsMaximumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Investment Options (of Average Annual Net Assets) Maximum [Percent]" } } }, "auth_ref": [ "r29" ] }, "vip_InvestmentOptionsOfAverageAnnualNetAssetsMinimumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "InvestmentOptionsOfAverageAnnualNetAssetsMinimumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Investment Options (of Average Annual Net Assets) Minimum [Percent]" } } }, "auth_ref": [ "r29" ] }, "vip_InvestmentOptionsOfOtherAmountMaximumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "InvestmentOptionsOfOtherAmountMaximumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Investment Options (of Other Amount) Maximum [Percent]" } } }, "auth_ref": [ "r29" ] }, "vip_InvestmentOptionsOfOtherAmountMinimumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "InvestmentOptionsOfOtherAmountMinimumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Investment Options (of Other Amount) Minimum [Percent]" } } }, "auth_ref": [ "r29" ] }, "vip_InvestmentOptionsRiskMember": { "xbrltype": "domainItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "InvestmentOptionsRiskMember", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Investment Options Risk [Member]" } } }, "auth_ref": [ "r33" ] }, "vip_Item2KeyInformationLineItems": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "Item2KeyInformationLineItems", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Item 2. Key Information [Line Items]" } } }, "auth_ref": [ "r24" ] }, "vip_KeyExchangesTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "KeyExchangesTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Exchanges [Text Block]" } } }, "auth_ref": [ "r40" ] }, "vip_KeyFeesExpensesTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "KeyFeesExpensesTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Fees and Expenses [Text Block]" } } }, "auth_ref": [ "r25" ] }, "vip_KeyInvestmentProfessionalCompensationTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "KeyInvestmentProfessionalCompensationTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Investment Professional Compensation [Text Block]" } } }, "auth_ref": [ "r39" ] }, "vip_KeyInvestmentRestrictionsTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "KeyInvestmentRestrictionsTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Investment Restrictions [Text Block]" } } }, "auth_ref": [ "r36" ] }, "vip_KeyOptionalBenefitRestrictionsTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "KeyOptionalBenefitRestrictionsTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Optional Benefit Restrictions [Text Block]" } } }, "auth_ref": [ "r37" ] }, "vip_KeyTaxImplicationsTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "KeyTaxImplicationsTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Tax Implications [Text Block]" } } }, "auth_ref": [ "r38" ] }, "ck0001526622_LifePaidUpIssuedWithCashValueAccumulationTestMember": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "LifePaidUpIssuedWithCashValueAccumulationTestMember", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Life Paid-Up Issued With Cash Value Accumulation Test [Member]", "documentation": "Life Paid-Up Issued With Cash Value Accumulation Test" } } }, "auth_ref": [] }, "ck0001526622_LifePaidUpIssuedWithGuidelinePremiumCashValueCorridorTestMember": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "LifePaidUpIssuedWithGuidelinePremiumCashValueCorridorTestMember", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Life Paid-Up Issued With Guideline Premium Cash Value Corridor Test [Member]", "documentation": "Life Paid-Up Issued With Guideline Premium Cash Value Corridor Test" } } }, "auth_ref": [] }, "ck0001526622_LifePaidUpOverloanProtectionMember": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "LifePaidUpOverloanProtectionMember", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Life Paid-Up (Overloan Protection) [Member]", "documentation": "Life Paid-Up (Overloan Protection)" } } }, "auth_ref": [] }, "ck0001526622_LimitationsOnAccessToSurrenderValueRiskMember": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "LimitationsOnAccessToSurrenderValueRiskMember", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Limitations On Access To Surrender Value Risk [Member]", "documentation": "Limitations On Access To Surrender Value Risk" } } }, "auth_ref": [] }, "vip_LimitationsRestrictionsRisksTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "LimitationsRestrictionsRisksTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Limitations, Restrictions, and Risks of Benefit [Text Block]" } } }, "auth_ref": [ "r9" ] }, "ck0001526622_MaximumIfThePolicyIsIssuedWithTheCashValueAccumulationTestMember": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "MaximumIfThePolicyIsIssuedWithTheCashValueAccumulationTestMember", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Maximum (if the Policy is issued with the cash value accumulation test) [Member]", "documentation": "Maximum (if the Policy is issued with the cash value accumulation test)" } } }, "auth_ref": [] }, "ck0001526622_MonthlyPolicyIssueChargeMember": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "MonthlyPolicyIssueChargeMember", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Monthly Policy Issue Charge [Member]", "documentation": "Monthly Policy Issue Charge" } } }, "auth_ref": [] }, "ck0001526622_MonthlyPolicyIssueChargeSupplementalBenefitRiderMember": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "MonthlyPolicyIssueChargeSupplementalBenefitRiderMember", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Monthly Policy Issue Charge, Supplemental Benefit Rider [Member]", "documentation": "Monthly Policy Issue Charge, Supplemental Benefit Rider" } } }, "auth_ref": [] }, "vip_MortalityAndExpenseRiskFeesCurrentDollars": { "xbrltype": "nonNegativeMonetaryItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "MortalityAndExpenseRiskFeesCurrentDollars", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Mortality And Expense Risk Fees, Current [Dollars]" } } }, "auth_ref": [ "r52" ] }, "vip_MortalityAndExpenseRiskFeesDescriptionTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "MortalityAndExpenseRiskFeesDescriptionTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Mortality and Expense Risk Fees, Description [Text Block]" } } }, "auth_ref": [ "r52" ] }, "vip_MortalityAndExpenseRiskFeesFootnotesTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "MortalityAndExpenseRiskFeesFootnotesTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Mortality And Expense Risk Fees, Footnotes [Text Block]" } } }, "auth_ref": [ "r52" ] }, "vip_MortalityAndExpenseRiskFeesMaximumDollars": { "xbrltype": "nonNegativeMonetaryItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "MortalityAndExpenseRiskFeesMaximumDollars", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Mortality And Expense Risk Fees, Maximum [Dollars]" } } }, "auth_ref": [ "r52" ] }, "vip_MortalityAndExpenseRiskFeesMinimumDollars": { "xbrltype": "nonNegativeMonetaryItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "MortalityAndExpenseRiskFeesMinimumDollars", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Mortality And Expense Risk Fees, Minimum [Dollars]" } } }, "auth_ref": [ "r52" ] }, "vip_MortalityAndExpenseRiskFeesOfFaceAmountCurrentPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "MortalityAndExpenseRiskFeesOfFaceAmountCurrentPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Mortality And Expense Risk Fees (of Face Amount), Current [Percent]" } } }, "auth_ref": [ "r52" ] }, "vip_MortalityAndExpenseRiskFeesOfFaceAmountMaximumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "MortalityAndExpenseRiskFeesOfFaceAmountMaximumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Mortality And Expense Risk Fees (of Face Amount), Maximum [Percent]" } } }, "auth_ref": [ "r52" ] }, "vip_MortalityAndExpenseRiskFeesOfFaceAmountMinimumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "MortalityAndExpenseRiskFeesOfFaceAmountMinimumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Mortality And Expense Risk Fees (of Face Amount), Minimum [Percent]" } } }, "auth_ref": [ "r52" ] }, "vip_MortalityAndExpenseRiskFeesOfOtherAmountCurrentPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "MortalityAndExpenseRiskFeesOfOtherAmountCurrentPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Mortality And Expense Risk Fees (of Other Amount), Current [Percent]" } } }, "auth_ref": [ "r52" ] }, "vip_MortalityAndExpenseRiskFeesOfOtherAmountMaximumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "MortalityAndExpenseRiskFeesOfOtherAmountMaximumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Mortality And Expense Risk Fees (of Other Amount), Maximum [Percent]" } } }, "auth_ref": [ "r52" ] }, "vip_MortalityAndExpenseRiskFeesOfOtherAmountMinimumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "MortalityAndExpenseRiskFeesOfOtherAmountMinimumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Mortality And Expense Risk Fees (of Other Amount), Minimum [Percent]" } } }, "auth_ref": [ "r52" ] }, "vip_MortalityAndExpenseRiskFeesRepresentativeInvestorTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "MortalityAndExpenseRiskFeesRepresentativeInvestorTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Mortality and Expense Risk Fees, Representative Investor [Text Block]" } } }, "auth_ref": [ "r52" ] }, "vip_MortalityAndExpenseRiskFeesWhenDeductedTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "MortalityAndExpenseRiskFeesWhenDeductedTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Mortality and Expense Risk Fees, When Deducted [Text Block]" } } }, "auth_ref": [ "r52" ] }, "vip_MortalityRiskFeesCurrentDollars": { "xbrltype": "nonNegativeMonetaryItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "MortalityRiskFeesCurrentDollars", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Mortality Risk Fees, Current [Dollars]" } } }, "auth_ref": [ "r52" ] }, "vip_MortalityRiskFeesDescriptionTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "MortalityRiskFeesDescriptionTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Mortality Risk Fees, Description [Text Block]" } } }, "auth_ref": [ "r52" ] }, "vip_MortalityRiskFeesFootnotesTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "MortalityRiskFeesFootnotesTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Mortality Risk Fees, Footnotes [Text Block]" } } }, "auth_ref": [ "r52" ] }, "vip_MortalityRiskFeesMaximumDollars": { "xbrltype": "nonNegativeMonetaryItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "MortalityRiskFeesMaximumDollars", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Mortality Risk Fees, Maximum [Dollars]" } } }, "auth_ref": [ "r52" ] }, "vip_MortalityRiskFeesMinimumDollars": { "xbrltype": "nonNegativeMonetaryItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "MortalityRiskFeesMinimumDollars", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Mortality Risk Fees, Minimum [Dollars]" } } }, "auth_ref": [ "r52" ] }, "vip_MortalityRiskFeesOfFaceAmountCurrentPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "MortalityRiskFeesOfFaceAmountCurrentPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Mortality Risk Fees (of Face Amount), Current [Percent]" } } }, "auth_ref": [ "r52" ] }, "vip_MortalityRiskFeesOfFaceAmountMaximumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "MortalityRiskFeesOfFaceAmountMaximumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Mortality Risk Fees (of Face Amount), Maximum [Percent]" } } }, "auth_ref": [ "r52" ] }, "vip_MortalityRiskFeesOfFaceAmountMinimumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "MortalityRiskFeesOfFaceAmountMinimumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Mortality Risk Fees (of Face Amount), Minimum [Percent]" } } }, "auth_ref": [ "r52" ] }, "vip_MortalityRiskFeesOfOtherAmountCurrentPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "MortalityRiskFeesOfOtherAmountCurrentPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Mortality Risk Fees (of Other Amount), Current [Percent]" } } }, "auth_ref": [ "r52" ] }, "vip_MortalityRiskFeesOfOtherAmountMaximumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "MortalityRiskFeesOfOtherAmountMaximumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Mortality Risk Fees (of Other Amount), Maximum [Percent]" } } }, "auth_ref": [ "r52" ] }, "vip_MortalityRiskFeesOfOtherAmountMinimumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "MortalityRiskFeesOfOtherAmountMinimumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Mortality Risk Fees (of Other Amount), Minimum [Percent]" } } }, "auth_ref": [ "r52" ] }, "vip_MortalityRiskFeesRepresentativeInvestorTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "MortalityRiskFeesRepresentativeInvestorTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Mortality Risk Fees, Representative Investor [Text Block]" } } }, "auth_ref": [ "r52" ] }, "vip_MortalityRiskFeesWhenDeductedTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "MortalityRiskFeesWhenDeductedTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Mortality Risk Fees, When Deducted [Text Block]" } } }, "auth_ref": [ "r52" ] }, "vip_NameOfBenefitTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "NameOfBenefitTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Name of Benefit [Text Block]" } } }, "auth_ref": [ "r12" ] }, "ck0001526622_NetPolicyLoanChargeMember": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "NetPolicyLoanChargeMember", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Net Policy Loan Charge [Member]", "documentation": "Net Policy Loan Charge" } } }, "auth_ref": [] }, "vip_NotShortTermInvestmentRiskMember": { "xbrltype": "domainItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "NotShortTermInvestmentRiskMember", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Not Short Term Investment Risk [Member]" } } }, "auth_ref": [ "r32" ] }, "ck0001526622_October12021ThroughMarch12026Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "October12021ThroughMarch12026Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "October 1, 2021, through March 1, 2026 [Member]", "documentation": "October 1, 2021, through March 1, 2026" } } }, "auth_ref": [] }, "vip_OfferedEndingDate": { "xbrltype": "dateItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OfferedEndingDate", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Offered Ending [Date]" } } }, "auth_ref": [ "r42" ] }, "vip_OfferedStartingDate": { "xbrltype": "dateItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OfferedStartingDate", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Offered Starting [Date]" } } }, "auth_ref": [ "r42" ] }, "vip_OngoingFeesAndExpensesTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OngoingFeesAndExpensesTableTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Ongoing Fees and Expenses [Table Text Block]" } } }, "auth_ref": [ "r28" ] }, "vip_OperationOfBenefitTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OperationOfBenefitTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Operation of Benefit [Text Block]" } } }, "auth_ref": [ "r6" ] }, "vip_OptionalBenefitChargeDescriptionTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OptionalBenefitChargeDescriptionTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Optional Benefit Charge, Description [Text Block]" } } }, "auth_ref": [ "r54" ] }, "vip_OptionalBenefitChargeRepresentativeInvestorTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OptionalBenefitChargeRepresentativeInvestorTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Optional Benefit Charge, Representative [Text Block]" } } }, "auth_ref": [ "r54" ] }, "vip_OptionalBenefitChargeWhenDeductedTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OptionalBenefitChargeWhenDeductedTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Optional Benefit Charge, When Deducted [Text Block]" } } }, "auth_ref": [ "r54" ] }, "vip_OptionalBenefitExpenseCurrentDollars": { "xbrltype": "nonNegativeMonetaryItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OptionalBenefitExpenseCurrentDollars", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Optional Benefit Expense, Current [Dollars]" } } }, "auth_ref": [ "r54" ] }, "vip_OptionalBenefitExpenseFootnotesTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OptionalBenefitExpenseFootnotesTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Optional Benefit Expense, Footnotes [Text Block]" } } }, "auth_ref": [ "r54" ] }, "vip_OptionalBenefitExpenseMaximumDollars": { "xbrltype": "nonNegativeMonetaryItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OptionalBenefitExpenseMaximumDollars", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Optional Benefit Expense, Maximum [Dollars]" } } }, "auth_ref": [ "r54" ] }, "vip_OptionalBenefitExpenseMinimumDollars": { "xbrltype": "nonNegativeMonetaryItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OptionalBenefitExpenseMinimumDollars", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Optional Benefit Expense, Minimum [Dollars]" } } }, "auth_ref": [ "r54" ] }, "vip_OptionalBenefitExpenseOfBenefitBaseCurrentPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OptionalBenefitExpenseOfBenefitBaseCurrentPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Optional Benefit Expense (of Benefit Base), Current [Percent]" } } }, "auth_ref": [ "r54" ] }, "vip_OptionalBenefitExpenseOfBenefitBaseMaximumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OptionalBenefitExpenseOfBenefitBaseMaximumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Optional Benefit Expense (of Benefit Base), Maximum [Percent]" } } }, "auth_ref": [ "r54" ] }, "vip_OptionalBenefitExpenseOfBenefitBaseMinimumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OptionalBenefitExpenseOfBenefitBaseMinimumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Optional Benefit Expense (of Benefit Base), Minimum [Percent]" } } }, "auth_ref": [ "r54" ] }, "vip_OptionalBenefitExpenseOfOtherAmountCurrentPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OptionalBenefitExpenseOfOtherAmountCurrentPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Optional Benefit Expense (of Other Amount), Current [Percent]" } } }, "auth_ref": [ "r54" ] }, "vip_OptionalBenefitExpenseOfOtherAmountMaximumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OptionalBenefitExpenseOfOtherAmountMaximumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Optional Benefit Expense (of Other Amount), Maximum [Percent]" } } }, "auth_ref": [ "r54" ] }, "vip_OptionalBenefitExpenseOfOtherAmountMinimumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OptionalBenefitExpenseOfOtherAmountMinimumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Optional Benefit Expense (of Other Amount), Minimum [Percent]" } } }, "auth_ref": [ "r54" ] }, "vip_OptionalBenefitFlag": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OptionalBenefitFlag", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Optional Benefit [Flag]" } } }, "auth_ref": [ "r13" ] }, "vip_OtherAnnualExpenseCurrentDollars": { "xbrltype": "nonNegativeMonetaryItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OtherAnnualExpenseCurrentDollars", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Other Annual Expense, Current [Dollars]" } } }, "auth_ref": [ "r55" ] }, "vip_OtherAnnualExpenseDescriptionTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OtherAnnualExpenseDescriptionTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Other Annual Expense, Description [Text Block]" } } }, "auth_ref": [ "r55" ] }, "vip_OtherAnnualExpenseFootnotesTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OtherAnnualExpenseFootnotesTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Other Annual Expense, Footnotes [Text Block]" } } }, "auth_ref": [ "r55" ] }, "vip_OtherAnnualExpenseMaximumDollars": { "xbrltype": "nonNegativeMonetaryItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OtherAnnualExpenseMaximumDollars", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Other Annual Expense, Maximum [Dollars]" } } }, "auth_ref": [ "r55" ] }, "vip_OtherAnnualExpenseMinimumDollars": { "xbrltype": "nonNegativeMonetaryItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OtherAnnualExpenseMinimumDollars", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Other Annual Expense, Minimum [Dollars]" } } }, "auth_ref": [ "r55" ] }, "vip_OtherAnnualExpenseOfAverageAccountValueCurrentPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OtherAnnualExpenseOfAverageAccountValueCurrentPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Other Annual Expense (of Average Account Value), Current [Percent]" } } }, "auth_ref": [ "r55" ] }, "vip_OtherAnnualExpenseOfAverageAccountValueMaximumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OtherAnnualExpenseOfAverageAccountValueMaximumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Other Annual Expense (of Average Account Value), Maximum [Percent]" } } }, "auth_ref": [ "r55" ] }, "vip_OtherAnnualExpenseOfAverageAccountValueMinimumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OtherAnnualExpenseOfAverageAccountValueMinimumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Other Annual Expense (of Average Account Value), Minimum [Percent]" } } }, "auth_ref": [ "r55" ] }, "vip_OtherAnnualExpenseOfFaceAmountCurrentPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OtherAnnualExpenseOfFaceAmountCurrentPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Other Annual Expense (of Face Amount), Current [Percent]" } } }, "auth_ref": [ "r55" ] }, "vip_OtherAnnualExpenseOfFaceAmountMaximumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OtherAnnualExpenseOfFaceAmountMaximumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Other Annual Expense (of Face Amount), Maximum [Percent]" } } }, "auth_ref": [ "r55" ] }, "vip_OtherAnnualExpenseOfFaceAmountMinimumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OtherAnnualExpenseOfFaceAmountMinimumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Other Annual Expense (of Face Amount), Minimum [Percent]" } } }, "auth_ref": [ "r55" ] }, "vip_OtherAnnualExpenseOfOtherAmountCurrentPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OtherAnnualExpenseOfOtherAmountCurrentPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Other Annual Expense (of Other Amount), Current [Percent]" } } }, "auth_ref": [ "r55" ] }, "vip_OtherAnnualExpenseOfOtherAmountMaximumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OtherAnnualExpenseOfOtherAmountMaximumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Other Annual Expense (of Other Amount), Maximum [Percent]" } } }, "auth_ref": [ "r55" ] }, "vip_OtherAnnualExpenseOfOtherAmountMinimumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OtherAnnualExpenseOfOtherAmountMinimumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Other Annual Expense (of Other Amount), Minimum [Percent]" } } }, "auth_ref": [ "r55" ] }, "vip_OtherAnnualExpenseRepresentativeInvestorTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OtherAnnualExpenseRepresentativeInvestorTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Other Annual Expense, Representative [Text Block]" } } }, "auth_ref": [ "r55" ] }, "vip_OtherAnnualExpenseWhenDeductedTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OtherAnnualExpenseWhenDeductedTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Other Annual Expense, When Deducted [Text Block]" } } }, "auth_ref": [ "r55" ] }, "vip_OtherBenefitsAvailableN6TextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OtherBenefitsAvailableN6TextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Item 11. Other Benefits Available (N-6) [Text Block]" } } }, "auth_ref": [ "r5" ] }, "vip_OtherSurrenderFeesCurrentDollars": { "xbrltype": "nonNegativeMonetaryItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OtherSurrenderFeesCurrentDollars", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Other Surrender Fees, Current [Dollars]" } } }, "auth_ref": [ "r44" ] }, "vip_OtherSurrenderFeesDescriptionTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OtherSurrenderFeesDescriptionTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Other Surrender Fees, Description [Text Block]" } } }, "auth_ref": [ "r46" ] }, "vip_OtherSurrenderFeesFootnotesTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OtherSurrenderFeesFootnotesTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Other Surrender Fees, Footnotes [Text Block]" } } }, "auth_ref": [ "r44" ] }, "vip_OtherSurrenderFeesMaximumDollars": { "xbrltype": "nonNegativeMonetaryItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OtherSurrenderFeesMaximumDollars", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Other Surrender Fees, Maximum [Dollars]" } } }, "auth_ref": [ "r44" ] }, "vip_OtherSurrenderFeesMinimumDollars": { "xbrltype": "nonNegativeMonetaryItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OtherSurrenderFeesMinimumDollars", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Other Surrender Fees, Minimum [Dollars]" } } }, "auth_ref": [ "r44" ] }, "vip_OtherSurrenderFeesOfOtherAmountCurrentPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OtherSurrenderFeesOfOtherAmountCurrentPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Other Surrender Fees (of Other Amount), Current [Percent]" } } }, "auth_ref": [ "r44" ] }, "vip_OtherSurrenderFeesOfOtherAmountMaximumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OtherSurrenderFeesOfOtherAmountMaximumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Other Surrender Fees (of Other Amount), Maximum [Percent]" } } }, "auth_ref": [ "r44" ] }, "vip_OtherSurrenderFeesOfOtherAmountMinimumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OtherSurrenderFeesOfOtherAmountMinimumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Other Surrender Fees (of Other Amount), Minimum [Percent]" } } }, "auth_ref": [ "r44" ] }, "vip_OtherSurrenderFeesWhenDeductedTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OtherSurrenderFeesWhenDeductedTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Other Surrender Fees, When Deducted [Text Block]" } } }, "auth_ref": [ "r44" ] }, "vip_OtherTransactionFeeCurrentDollars": { "xbrltype": "nonNegativeMonetaryItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OtherTransactionFeeCurrentDollars", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Other Transaction Fee, Current [Dollars]" } } }, "auth_ref": [ "r48" ] }, "vip_OtherTransactionFeeDescriptionTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OtherTransactionFeeDescriptionTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Other Transaction Fee, Description [Text Block]" } } }, "auth_ref": [ "r48" ] }, "vip_OtherTransactionFeeFootnotesTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OtherTransactionFeeFootnotesTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Other Transaction Fee (of Other Amount), Footnotes [Text Block]" } } }, "auth_ref": [ "r48" ] }, "vip_OtherTransactionFeeMaximumDollars": { "xbrltype": "nonNegativeMonetaryItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OtherTransactionFeeMaximumDollars", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Other Transaction Fee, Maximum [Dollars]" } } }, "auth_ref": [ "r48" ] }, "vip_OtherTransactionFeeMinimumDollars": { "xbrltype": "nonNegativeMonetaryItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OtherTransactionFeeMinimumDollars", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Other Transaction Fee, Minimum [Dollars]" } } }, "auth_ref": [ "r48" ] }, "vip_OtherTransactionFeeOfOtherAmountCurrentPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OtherTransactionFeeOfOtherAmountCurrentPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Other Transaction Fee, Current [Percent]" } } }, "auth_ref": [ "r48" ] }, "vip_OtherTransactionFeeOfOtherAmountMaximumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OtherTransactionFeeOfOtherAmountMaximumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Other Transaction Fee (of Other Amount), Maximum [Percent]" } } }, "auth_ref": [ "r48" ] }, "vip_OtherTransactionFeeOfOtherAmountMinimumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OtherTransactionFeeOfOtherAmountMinimumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Other Transaction Fee (of Other Amount), Minimum [Percent]" } } }, "auth_ref": [ "r48" ] }, "vip_OtherTransactionFeeWhenDeductedTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "OtherTransactionFeeWhenDeductedTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Other Transaction Fee, When Deducted [Text Block]" } } }, "auth_ref": [ "r48" ] }, "vip_PeriodicChargesTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "PeriodicChargesTableTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Periodic Charges [Table Text Block]" } } }, "auth_ref": [ "r49" ] }, "vip_PlatformChargePercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "PlatformChargePercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Platform Charge [Percent]" } } }, "auth_ref": [ "r22" ] }, "vip_PlatformChargeTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "PlatformChargeTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Platform Charge [Text Block]" } } }, "auth_ref": [ "r22" ] }, "ck0001526622_PolicyTerminationLapseRiskMember": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "PolicyTerminationLapseRiskMember", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Policy Termination (Lapse) Risk [Member]", "documentation": "Policy Termination (Lapse) Risk" } } }, "auth_ref": [] }, "ck0001526622_PolicyWithoutEnhancedCashSurrenderValueRiderMember": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "PolicyWithoutEnhancedCashSurrenderValueRiderMember", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Policy without Enhanced Cash Surrender Value Rider [Member]", "documentation": "Policy without Enhanced Cash Surrender Value Rider" } } }, "auth_ref": [] }, "vip_PortfolioCompaniesN6TextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "PortfolioCompaniesN6TextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Item 18. Portfolio Companies (N-6) [Text Block]" } } }, "auth_ref": [ "r16" ] }, "vip_PortfolioCompaniesTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "PortfolioCompaniesTableTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Portfolio Companies [Table Text Block]" } } }, "auth_ref": [ "r16" ] }, "vip_PortfolioCompanyAdviserTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "PortfolioCompanyAdviserTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Portfolio Company Adviser [Text Block]" } } }, "auth_ref": [ "r20" ] }, "vip_PortfolioCompanyAvailableWithBenefitFlag": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "PortfolioCompanyAvailableWithBenefitFlag", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Portfolio Company Available with Benefit [Flag]" } } }, "auth_ref": [ "r18" ] }, "vip_PortfolioCompanyAxis": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "PortfolioCompanyAxis", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Portfolio Company [Axis]" } } }, "auth_ref": [ "r16" ] }, "vip_PortfolioCompanyExpensesFootnotesTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "PortfolioCompanyExpensesFootnotesTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Portfolio Company Expenses, Footnotes [Text Block]" } } }, "auth_ref": [ "r58" ] }, "vip_PortfolioCompanyExpensesMaximumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "PortfolioCompanyExpensesMaximumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Portfolio Company Expenses Maximum [Percent]" } } }, "auth_ref": [ "r57" ] }, "vip_PortfolioCompanyExpensesMinimumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "PortfolioCompanyExpensesMinimumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Portfolio Company Expenses Minimum [Percent]" } } }, "auth_ref": [ "r57" ] }, "vip_PortfolioCompanyExpensesTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "PortfolioCompanyExpensesTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Portfolio Company Expenses [Text Block]" } } }, "auth_ref": [ "r57" ] }, "vip_PortfolioCompanyNameTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "PortfolioCompanyNameTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Portfolio Company Name [Text Block]" } } }, "auth_ref": [ "r20" ] }, "vip_PortfolioCompanyObjectiveTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "PortfolioCompanyObjectiveTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Portfolio Company Objective [Text Block]" } } }, "auth_ref": [ "r16" ] }, "vip_PortfolioCompanySubadviserTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "PortfolioCompanySubadviserTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Portfolio Company Subadviser [Text Block]" } } }, "auth_ref": [ "r20" ] }, "ck0001526622_PotentiallyHarmfulTransferActivitiesRiskMember": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "PotentiallyHarmfulTransferActivitiesRiskMember", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Potentially Harmful Transfer Activities Risk [Member]", "documentation": "Potentially Harmful Transfer Activities Risk" } } }, "auth_ref": [] }, "vip_PremiumTaxesCurrentDollars": { "xbrltype": "nonNegativeMonetaryItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "PremiumTaxesCurrentDollars", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Premium Taxes, Current [Dollars]" } } }, "auth_ref": [ "r42" ] }, "vip_PremiumTaxesDescriptionTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "PremiumTaxesDescriptionTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Premium Taxes, Description [Text Block]" } } }, "auth_ref": [ "r43" ] }, "vip_PremiumTaxesFootnotesTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "PremiumTaxesFootnotesTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Premium Taxes, Footnotes [Text Block]" } } }, "auth_ref": [ "r42" ] }, "vip_PremiumTaxesMaximumDollars": { "xbrltype": "nonNegativeMonetaryItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "PremiumTaxesMaximumDollars", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Premium Taxes, Maximum [Dollars]" } } }, "auth_ref": [ "r42" ] }, "vip_PremiumTaxesMinimumDollars": { "xbrltype": "nonNegativeMonetaryItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "PremiumTaxesMinimumDollars", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Premium Taxes, Minimum [Dollars]" } } }, "auth_ref": [ "r42" ] }, "vip_PremiumTaxesOfOtherAmountCurrentPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "PremiumTaxesOfOtherAmountCurrentPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Premium Taxes (of Other Amount), Current [Percent]" } } }, "auth_ref": [ "r42" ] }, "vip_PremiumTaxesOfOtherAmountMaximumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "PremiumTaxesOfOtherAmountMaximumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Premium Taxes (of Other Amount), Maximum [Percent]" } } }, "auth_ref": [ "r42" ] }, "vip_PremiumTaxesOfOtherAmountMinimumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "PremiumTaxesOfOtherAmountMinimumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Premium Taxes (of Other Amount), Minimum [Percent]" } } }, "auth_ref": [ "r42" ] }, "vip_PremiumTaxesOfPremiumPaymentsCurrentPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "PremiumTaxesOfPremiumPaymentsCurrentPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Premium Taxes (of Premium Payments), Current [Percent]" } } }, "auth_ref": [ "r42" ] }, "vip_PremiumTaxesOfPremiumPaymentsMaximumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "PremiumTaxesOfPremiumPaymentsMaximumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Premium Taxes (of Premium Payments), Maximum [Percent]" } } }, "auth_ref": [ "r42" ] }, "vip_PremiumTaxesOfPremiumPaymentsMinimumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "PremiumTaxesOfPremiumPaymentsMinimumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Premium Taxes (of Premium Payments), Minimum [Percent]" } } }, "auth_ref": [ "r42" ] }, "vip_PremiumTaxesWhenDeductedTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "PremiumTaxesWhenDeductedTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Premium Taxes, When Deducted [Text Block]" } } }, "auth_ref": [ "r44" ] }, "vip_PreviouslyOfferedMember": { "xbrltype": "domainItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "PreviouslyOfferedMember", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Previously Offered [Member]" } } }, "auth_ref": [ "r5" ] }, "vip_PrincipalRiskTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "PrincipalRiskTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Principal Risk [Text Block]" } } }, "auth_ref": [ "r59" ] }, "vip_PrincipalRisksTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "PrincipalRisksTableTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Item 5. Principal Risks [Table Text Block]" } } }, "auth_ref": [ "r59" ] }, "vip_ProspectusLineItems": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "ProspectusLineItems", "lang": { "en-us": { "role": { "label": "Prospectus [Line Items]" } } }, "auth_ref": [] }, "vip_ProspectusTable": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "ProspectusTable", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Prospectus:" } } }, "auth_ref": [] }, "vip_ProspectusesAvailableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "ProspectusesAvailableTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Prospectuses Available [Text Block]" } } }, "auth_ref": [ "r17" ] }, "vip_PurposeOfBenefitTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "PurposeOfBenefitTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Purpose of Benefit [Text Block]" } } }, "auth_ref": [ "r10" ] }, "vip_RiskAxis": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "RiskAxis", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Risk [Axis]" } } }, "auth_ref": [ "r31" ] }, "vip_RiskOfLossMember": { "xbrltype": "domainItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "RiskOfLossMember", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Risk of Loss [Member]" } } }, "auth_ref": [ "r31" ] }, "vip_RiskTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "RiskTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Risk [Text Block]" } } }, "auth_ref": [ "r30" ] }, "ck0001526622_RisksAffectingOurAdministrationOfYourPolicyMember": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "RisksAffectingOurAdministrationOfYourPolicyMember", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Risks Affecting Our Administration Of Your Policy [Member]", "documentation": "Risks Affecting Our Administration Of Your Policy" } } }, "auth_ref": [] }, "vip_RisksTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "RisksTableTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Risks [Table Text Block]" } } }, "auth_ref": [ "r30" ] }, "vip_SalesLoadDescriptionTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "SalesLoadDescriptionTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Sales Load, Description [Text Block]" } } }, "auth_ref": [ "r43" ] }, "vip_SalesLoadFootnotesTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "SalesLoadFootnotesTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Sales Load, Footnotes [Text Block]" } } }, "auth_ref": [ "r45" ] }, "vip_SalesLoadOfOtherAmountCurrentPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "SalesLoadOfOtherAmountCurrentPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Sales Load (of Other Amount), Current [Percent]" } } }, "auth_ref": [ "r45" ] }, "vip_SalesLoadOfOtherAmountMaximumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "SalesLoadOfOtherAmountMaximumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Sales Load (of Other Amount), Maximum [Percent]" } } }, "auth_ref": [ "r45" ] }, "vip_SalesLoadOfOtherAmountMinimumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "SalesLoadOfOtherAmountMinimumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Sales Load (of Other Amount), Minimum [Percent]" } } }, "auth_ref": [ "r45" ] }, "vip_SalesLoadOfPremiumPaymentsCurrentPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "SalesLoadOfPremiumPaymentsCurrentPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Sales Load (of Premium Payments), Current [Percent]" } } }, "auth_ref": [ "r45" ] }, "vip_SalesLoadOfPremiumPaymentsMaximumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "SalesLoadOfPremiumPaymentsMaximumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Sales Load (of Premium Payments), Maximum [Percent]" } } }, "auth_ref": [ "r45" ] }, "vip_SalesLoadOfPremiumPaymentsMinimumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "SalesLoadOfPremiumPaymentsMinimumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Sales Load (of Premium Payments), Minimum [Percent]" } } }, "auth_ref": [ "r45" ] }, "vip_SalesLoadWhenDeductedTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "SalesLoadWhenDeductedTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Sales Load, When Deducted [Text Block]" } } }, "auth_ref": [ "r44" ] }, "ck0001526622_ScheduledTransfersMember": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "ScheduledTransfersMember", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Scheduled Transfers [Member]", "documentation": "Scheduled Transfers" } } }, "auth_ref": [] }, "vip_SomePortfolioCompaniesNotAvailableForAllBenefitsTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "SomePortfolioCompaniesNotAvailableForAllBenefitsTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Some Portfolio Companies not Available for All Benefits [Text Block]" } } }, "auth_ref": [ "r18" ] }, "vip_StandardBenefitFlag": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "StandardBenefitFlag", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Standard Benefit [Flag]" } } }, "auth_ref": [ "r13" ] }, "vip_StandardDeathBenefitTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "StandardDeathBenefitTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Standard Death Benefit [Text Block]" } } }, "auth_ref": [ "r1" ] }, "vip_StandardDeathBenefitsN6TableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "StandardDeathBenefitsN6TableTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Item 10. Standard Death Benefits (N-6) [Table Text Block]" } } }, "auth_ref": [ "r2" ] }, "ck0001526622_SupplementalBenefitRiderMember": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "SupplementalBenefitRiderMember", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Supplemental Benefit Rider [Member]", "documentation": "Supplemental Benefit Rider" } } }, "auth_ref": [] }, "vip_SurrenderChargeExampleMaximumDollars": { "xbrltype": "nonNegativeMonetaryItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "SurrenderChargeExampleMaximumDollars", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Surrender Charge Example Maximum [Dollars]" } } }, "auth_ref": [ "r26" ] }, "vip_SurrenderChargeFootnotesTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "SurrenderChargeFootnotesTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Surrender Charge Footnotes [Text Block]" } } }, "auth_ref": [ "r26" ] }, "vip_SurrenderChargeOfAmountSurrenderedMaximumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "SurrenderChargeOfAmountSurrenderedMaximumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Surrender Charge (of Amount Surrendered) Maximum [Percent]" } } }, "auth_ref": [ "r26" ] }, "vip_SurrenderChargeOfOtherAmountMaximumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "SurrenderChargeOfOtherAmountMaximumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Surrender Charge (of Other Amount) Maximum [Percent]" } } }, "auth_ref": [ "r26" ] }, "vip_SurrenderChargeOfPurchasePaymentsMaximumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "SurrenderChargeOfPurchasePaymentsMaximumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Surrender Charge (of Purchase Payments) Maximum [Percent]" } } }, "auth_ref": [ "r26" ] }, "vip_SurrenderChargePeriodYears": { "xbrltype": "decimalItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "SurrenderChargePeriodYears", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Surrender Charge Phaseout Period, Years" } } }, "auth_ref": [ "r26" ] }, "vip_TemporaryFeeReductionsCurrentExpensesTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "TemporaryFeeReductionsCurrentExpensesTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Temporary Fee Reductions, Current Expenses [Text Block]" } } }, "auth_ref": [ "r21" ] }, "vip_TransactionChargesTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "TransactionChargesTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Transaction Charges [Text Block]" } } }, "auth_ref": [ "r27" ] }, "vip_TransactionExpensesTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "TransactionExpensesTableTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Transaction Expenses [Table Text Block]" } } }, "auth_ref": [ "r45" ] }, "vip_TransferFeeCurrentDollars": { "xbrltype": "nonNegativeMonetaryItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "TransferFeeCurrentDollars", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Transfer Fee, Current [Dollars]" } } }, "auth_ref": [ "r47" ] }, "vip_TransferFeeFootnotesTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "TransferFeeFootnotesTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Transfer Fee, Footnotes [Text Block]" } } }, "auth_ref": [ "r47" ] }, "vip_TransferFeeMaximumDollars": { "xbrltype": "nonNegativeMonetaryItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "TransferFeeMaximumDollars", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Transfer Fee, Maximum [Dollars]" } } }, "auth_ref": [ "r47" ] }, "vip_TransferFeeMinimumDollars": { "xbrltype": "nonNegativeMonetaryItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "TransferFeeMinimumDollars", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Transfer Fee, Minimum [Dollars]" } } }, "auth_ref": [ "r47" ] }, "vip_TransferFeeOfAmountTransferredCurrentPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "TransferFeeOfAmountTransferredCurrentPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Transfer Fee (of Amount Transferred), Current [Percent]" } } }, "auth_ref": [ "r47" ] }, "vip_TransferFeeOfAmountTransferredMaximumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "TransferFeeOfAmountTransferredMaximumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Transfer Fee (of Amount Transferred), Maximum [Percent]" } } }, "auth_ref": [ "r47" ] }, "vip_TransferFeeOfAmountTransferredMinimumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "TransferFeeOfAmountTransferredMinimumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Transfer Fee (of Amount Transferred), Minimum [Percent]" } } }, "auth_ref": [ "r47" ] }, "vip_TransferFeeOfOtherAmountCurrentPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "TransferFeeOfOtherAmountCurrentPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Transfer Fee (of Other Amount), Current [Percent]" } } }, "auth_ref": [ "r47" ] }, "vip_TransferFeeOfOtherAmountMaximumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "TransferFeeOfOtherAmountMaximumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Transfer Fee (of Other Amount), Maximum [Percent]" } } }, "auth_ref": [ "r47" ] }, "vip_TransferFeeOfOtherAmountMinimumPercent": { "xbrltype": "percentItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "TransferFeeOfOtherAmountMinimumPercent", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Transfer Fee (of Other Amount), Minimum [Percent]" } } }, "auth_ref": [ "r47" ] }, "vip_TransferFeesDescriptionTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "TransferFeesDescriptionTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Transfer Fees, Description [Text Block]" } } }, "auth_ref": [ "r42" ] }, "vip_TransferFeesWhenDeductedTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/vip/2025", "localname": "TransferFeesWhenDeductedTextBlock", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Transfer Fees, When Deducted [Text Block]" } } }, "auth_ref": [ "r44" ] }, "ck0001526622_UnderlyingFundsRiskMember": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "UnderlyingFundsRiskMember", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Underlying Funds Risk [Member]", "documentation": "Underlying Funds Risk" } } }, "auth_ref": [] }, "ck0001526622_Yr15Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "Yr15Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Yr 1-5 [Member]", "documentation": "Yr 1-5" } } }, "auth_ref": [] }, "ck0001526622_Yr615Member": { "xbrltype": "domainItemType", "nsuri": "http://www.principalfunds.com/20260429", "localname": "Yr615Member", "presentation": [ "http://xbrl.sec.gov/vip/role/N6" ], "lang": { "en-us": { "role": { "label": "Yr 6-15 [Member]", "documentation": "Yr 6-15" } } }, "auth_ref": [] } } } }, "std_ref": { "r0": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Number": "240", "Section": "12", "Subsection": "b-2" }, "r1": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "10" }, "r2": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "10", "Subsection": "a" }, "r3": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "10", "Subsection": "b" }, "r4": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "10", "Subsection": "c" }, "r5": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "11" }, "r6": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "11", "Paragraph": "b", "Subparagraph": "2" }, "r7": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "11", "Paragraph": "b", "Subparagraph": "3" }, "r8": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "11", "Paragraph": "b", "Subparagraph": "4" }, "r9": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "11", "Paragraph": "c" }, "r10": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "11", "Subsection": "Instructions", "Paragraph": "1" }, "r11": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "11", "Subsection": "Instructions", "Paragraph": "1", "Subparagraph": "b" }, "r12": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "11", "Subsection": "Instructions", "Paragraph": "2" }, "r13": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "11", "Subsection": "Instructions", "Paragraph": "4" }, "r14": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "11", "Subsection": "Instructions", "Paragraph": "5" }, "r15": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "11", "Subsection": "b" }, "r16": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "18" }, "r17": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "18", "Subsection": "Instructions", "Paragraph": "1", "Subparagraph": "b" }, "r18": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "18", "Subsection": "Instructions", "Paragraph": "1", "Subparagraph": "f" }, "r19": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "18", "Subsection": "Instructions", "Paragraph": "1", "Subparagraph": "f", "Sentence": "2" }, "r20": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "18", "Subsection": "Instructions", "Paragraph": "3" }, "r21": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "18", "Subsection": "Instructions", "Paragraph": "4" }, "r22": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "18", "Subsection": "Instructions", "Paragraph": "5" }, "r23": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "18", "Subsection": "Instructions", "Paragraph": "6" }, "r24": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "2" }, "r25": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "2", "Subsection": "Instructions", "Paragraph": "2" }, "r26": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "2", "Subsection": "Instructions", "Paragraph": "2", "Subparagraph": "a" }, "r27": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "2", "Subsection": "Instructions", "Paragraph": "2", "Subparagraph": "b" }, "r28": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "2", "Subsection": "Instructions", "Paragraph": "2", "Subparagraph": "c" }, "r29": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "2", "Subsection": "Instructions", "Paragraph": "2", "Subparagraph": "c", "Sentence": "ii" }, "r30": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "2", "Subsection": "Instructions", "Paragraph": "3" }, "r31": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "2", "Subsection": "Instructions", "Paragraph": "3", "Subparagraph": "a" }, "r32": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "2", "Subsection": "Instructions", "Paragraph": "3", "Subparagraph": "b" }, "r33": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "2", "Subsection": "Instructions", "Paragraph": "3", "Subparagraph": "c" }, "r34": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "2", "Subsection": "Instructions", "Paragraph": "3", "Subparagraph": "d" }, "r35": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "2", "Subsection": "Instructions", "Paragraph": "3", "Subparagraph": "e" }, "r36": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "2", "Subsection": "Instructions", "Paragraph": "4", "Subparagraph": "a" }, "r37": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "2", "Subsection": "Instructions", "Paragraph": "4", "Subparagraph": "b" }, "r38": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "2", "Subsection": "Instructions", "Paragraph": "5" }, "r39": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "2", "Subsection": "Instructions", "Paragraph": "6", "Subparagraph": "a" }, "r40": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "2", "Subsection": "Instructions", "Paragraph": "6", "Subparagraph": "b" }, "r41": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "3" }, "r42": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "4" }, "r43": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "4", "Subsection": "Instructions", "Paragraph": "1", "Subparagraph": "b" }, "r44": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "4", "Subsection": "Instructions", "Paragraph": "1", "Subparagraph": "e" }, "r45": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "4", "Subsection": "Instructions", "Paragraph": "2" }, "r46": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "4", "Subsection": "Instructions", "Paragraph": "2", "Subparagraph": "a" }, "r47": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "4", "Subsection": "Instructions", "Paragraph": "2", "Subparagraph": "b" }, "r48": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "4", "Subsection": "Instructions", "Paragraph": "2", "Subparagraph": "c" }, "r49": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "4", "Subsection": "Instructions", "Paragraph": "3" }, "r50": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "4", "Subsection": "Instructions", "Paragraph": "3", "Subparagraph": "b" }, "r51": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "4", "Subsection": "Instructions", "Paragraph": "3", "Subparagraph": "c" }, "r52": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "4", "Subsection": "Instructions", "Paragraph": "3", "Subparagraph": "d" }, "r53": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "4", "Subsection": "Instructions", "Paragraph": "3", "Subparagraph": "e" }, "r54": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "4", "Subsection": "Instructions", "Paragraph": "3", "Subparagraph": "f" }, "r55": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "4", "Subsection": "Instructions", "Paragraph": "3", "Subparagraph": "h" }, "r56": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "4", "Subsection": "Instructions", "Paragraph": "4" }, "r57": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "4", "Subsection": "Instructions", "Paragraph": "4", "Subparagraph": "a" }, "r58": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "4", "Subsection": "Instructions", "Paragraph": "4", "Subparagraph": "b" }, "r59": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-6", "Section": "5" }, "r60": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-T", "Number": "232", "Section": "313" } } } ZIP 18 0001526622-26-000058-xbrl.zip IDEA: XBRL DOCUMENT begin 644 0001526622-26-000058-xbrl.zip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¹?RHL^);!,ES]\HU5C^70:O0V"]JTMS:@=K^B-GU40 X&!:D-&#:)@69#B 4X] AGR^"D/7 ZW@>B"TZ&!S6PA_-.> WL MX33]-; '&K ''0ZXWA96XRG6>(HUL$?M?VX%V6/.\_2,JRGBBIS,?ND^[J . MKE_.O?[N][&(K M#6Q1EWPU='GK\>X_.F?_*Y=^I2!N ZJUY^H<@4P2[/@?- M1HL.#SXJC%. 4/F[1@0J]^K7< "C+:J]Y4BW.!7D.#,10Q1BN$!T6?/$2 M-4"Y$,FH@E:EL&]KJ,? ^EBWE-*5M)OMUH9AK8.W/R=0IE:\.U"Q;W[#+#O@ MD19GQ1_.?:FC@$_/9&A_SW[I/'_60"6)&I^5X,?:H%GV]OE$^LG(4&:6W815 M_IS$YO]^\5]QG^SQ2 J_S[H'"R5WIPU6SGY"'-TS+;]/9OP>-MWL"EOUH2 MRU[1/78UV]0]F]&O9>@))K5.MWD);\"%9F-%Z2&Q0,65_^8&R0R[E L?JN&@ M+W)1[[])_*H.[]P]TLL@C1:/LSF2[97CW,]>G#^[G<9IM4=WTUOSRN(^+8;8 M*^?B L_ZC>-N"WVW/R-%V\FXU8^<5/RAPR,OM_S7_>(FCC3($>M1N>$H JQ M$4TUU\D_QZD'#-3<30&2#<>85H'T&:S\?,L*^73U#FL7@RA0;_U&MPEK^#VK M=LZOKYPF:5KJ@.W6AI6^ILHE5$; MKJ3\-$[GG9IJ9"CWWDJE")O\A>8)MPAO]YPD_'B%<'OQO+'AK;HFC'Q"M*X) MJVO"ZIHP!.HQ:KSKHK"Z*(S(!4CG\-=%87]4BA%-G?QJ(:+)BS]>11P5#N 5 MQ)$1@KH>#JD>C@H'ZG*X8:PP[*#R3&I="U?7PNU^*>41/JB%.\2PRT:Q2F\J M!>LFKY1^Y[&'P@$J#$ YDEC4/Z(Z];BN3JVK4ZE7I\Z)8K?17"UP:[0ZJ^6J MV8OW5ZMVLAEWF.4#G0Y>">N*YVP70Z%VQR[$%K;67%E:B"WTW6E9E_W9K3KV M3RZQWLU6K/PB0E'ODH;KEFFX;JF&VU7M?:-EJX6OMCSH>=-3NEI^GR^(PDDM MUH)9P]QJ-WHE4I._^D ;1ZO;:.^LC2,+':*5,%>?0]R, [96V5WR>>BSK'AX MMT6["X>FTVBU5LY,_B*QJMU"QY KW)W[O.4?@>+F=VD? MNK#S2&EIYZW'(N")O!7GL!_01+?J(P.&(#S@X.VKUNN-3\>.ZK.--+9/5R^; M_-4=G9Q-"PZ;MC:_BLC@IBM:,5Z*)2$4(*]=2ZM:(:-J MGUU$"-?R(!GQ;0X">?*UN#,F/&)#7OQ]T%G1(?5]L(_[V%_I2[V_2S'_F:5#C\M:O:\3J)Y]Q4^,'Y5FJS_2D4:_O0A[9;5D2Q'"N;^/8KOMOQ& M' UBP;\?\:%9X1D/)GRJX8*&:VT4G=%TNL2$O_CZH8U O8Q\?&X-:0LI:5-E+ M:)10YBR'TZ5:T*TU21PW>AL$E-8Y1IU&2=REM"IJ"TM=Z:PJ7^D2;GH&1_G7 M2&#,_$9H :8T[;C\M""0?Y5&42"@6X!C##W&0(,H9\0O(A1#B3'SEHPL?)-^ MM;WPY(5 :B8"X27"K[0%M]:)I,D'/%NGC\$V2^+V3@NBS3XGPX$= .119\%V M9R+L'_G&*#1^B_'17+X']):[1??O(O J1PFF+@/2<0'@@9<&W!C$#((7/DLC M%3)C'[*A"@(U,2LV?XN%.$JDB 74-<2IEZ2Q8%SGG]'LU01"I41II>GVV(Y;,8M>HMS;2J. 2X M(47_^L=)NWU\CAS0ZS:R\M3Y:OX=ZBP$_"A"&AL#/>V^*QO#>B4C 6FET,YK MJ.^2D8!JL9WIDX\2O**C -#B%V3./U[\@HX4)"..(0-TU "*&8"!:UM.?A2K M2,7@^QCG+:@4YIO\63 ^*$I>BXXT3&12*:(N>6V G.:F#=,@ ML/'/I6Z6=<7%=9CJP3!5!RE,A3&!CI"!2N=&QHM3D=%# Y%,!$KU)1DIJ&\B MG%@-'36(4VE!AWZ<<"4=^E%+3>BP 4Q,! 8@S"-< J/)Q?-1% M "UQ@684;UH!F"ORQFPBK;C8!5T M\@6.U[;693QU&0]V&0^=JC['.UT0D3KJ"X$(_4A0'63V'P.I@PSQ=:=+W>F" M54!"YA"@UD_0D0(LK XZ'$##ZJ## L=[OLK!.OB^ 72,MSX39$/^+0!T,&(X M%==R;-;V64S8-S7FH:'T!=1A+,#^NVC [4K6*:=@' ]CU( =-6"'V^0[7@%? MAS'PPAB43D$-V.&R\U8#=MS]9 W8@03804<$ZDP_?J:?# ]JQ(ZK7[ZQ?82M M>)%1JPY2U(I,R2A>U(J,2D*Q5LE0CPC>088'B.@=9'B ]]!1@^BP7>0X0!. M\049\G%"EV3(1ZT](<,%I"8R,I< %G0'%?KQ6LC(L*"&[B +W5%[X"]!W"BY MX&1X4&.8..^$UQ@F3M-?8YB@89C0X8#K0#XU=&0-'5ECF-3^YU9 3.:<3\]X MFR*N""2R7[J/.R@$[)=SK[_[?2QGP8O5$(%ZC$ ZM0N0$ ^X]"L%'%O' 2H,>/7EMMIR1^I* MH'ISGOXAR!3!KL]!L]$BRYG /O>5(MJ =Y M&1C&"L,8:%.A_XN7J '*94CF$+0J!;A;)P!8)V#3N%:[V6X=(NQ&,HI5>E-I M;Q9YI?0[CST4#E!A ,J1Q*)^T]O!G,CC_Y^]MV]RVT;VA;\*RIOLL>N9D27- MJV>RKIK$\5V?VB0NV]E4_GH*(J$1UB3!!4C)NI_^HD%2THPDAXXE=2O-6W=S MQI)(HIN-1K_^NF64^,VUBY/Y/Q&9^%Y MX:+;^EXC4Q0FO=F 7!UBV-77MS,=%Q-/F5]V'U;Y76']_^+FR?77/?_5\_7/ MA\/>X.IBXU?>4-[X^;9;#:Y[PQ>7N[I5O_^"XJT&FR]I;O4\\+[BOW_%("K_ M>'+VY)$4@(ST>U?^O0KG+>!8-')<5X+=],7 B]#SK[W-,/\$-UK->$"-V9HP MF?S) U'>4X;D^FM.P]^5M+LTE%LN9O^NXE=QQ>DLVF4:X:_!%>U:&;_>$)^;R(.:BQ];ZQ':-UMMV92/+0=FL^3'SR M%I'7RM,FDUU:VBW?S?[#X"TW22$+A..+"OF[;2UL0?QADL#MB/^7\?N2C%[Z M(#\MU34KM=2:0V8%IV:%0^U=GL$#/GTUDQZTS0S/>V=7^1*CUH:5GPU[E\-= M#:#ZL]P[.PL!I=#,(JKS[T])VH[9MQ*OZ/?.+_)'^+[ NG6&GOI/S_;%T"W5 MWSLM_=WX3)12F98KV;P9YZO>\'Z$J%(\F\4(F_P'S7&\"!_R)/RJU^\_)#R< M.\]#O+2K^:5?[=$5_>(5_9*I=\$I^J6S"5"J?JD0WQ7]LMWWB <@&1:P+_G] M=:\C$,CW/.QW! +UMX]6[TQ' /#JG>GPH"MX1BIXIL,"M(IG*@S8+Z +M6K7 M_59)')_XRW&!4NQ-AP-8M;4#,AP8,J]WYU-=.^B=7USMIOCTA9?@Y<1IFD]Y8E=Q !CQ-N\.3ET\&SUH*]OUK. XG\Y@+-.XP"S0-$,]JNI"O0[.H4.\(O M>Q>;"C3_.%IS?"?83SL?3-%R.0A*[T^X-T=_I _;'^G=P8/^US5#/)PW=9WO>A[7YPB_A.E6?ZB;MFGNL]Z&;-U&9VP?V;-@C PN\SQ1$.R7AYY:XH7@!1DA M^%YE:JP//;,"6$"% ^]TO-]B'^HB<32"4@4V$A/\ /5_416"W^#['1[XW@[V?YGU2OKO [;@0YNC.@&CO3>^T M!8"W!1S))"H3Z8U@ 6&:6)2YR80W"L78)(F9^07[?UFE3@NMK(*Z7UM&16F5 MD*[^C1-/#Q[5"=&O6$7&RA"&*C/OR%5!IJBJ7S@\+T70):+:4"(SGJG/;EH6 MS#_"=GH$B;+GF%]+^O[^M^OA\/(6.8)W#B'&1R'D ^U)!5D13\=EDH10 MT+/>UM!%%ZOXLEA%?[7TFJ,4HH0J$/"$J$4JR+!@I(J9.GC%'1:JRA;#K#N) M4#QV#& E*NEF4DH )V1%Z/5CI=M)Z0$P,!'H1YBEO>4HE/L%V:>N!?*](VQ2 MYP!:[!K-%FH;0ZYCVIWGN3O/$R=+3N:T0?$\Z?@<>*XG'1[L%\Z7^F '13 M(5]]BI3CK0/DR$Q9RP#S+8#D<-'9 $@>%QD;",WCHB,">"[7L7M<[: )C@V' M8-CA$-#8F*S;3SL<@D&'0]#A$'1=6!T. >^#H,,A8&P"=3@$'0Y!AT/0X1!T M. 0=#@'?M[\1AT >&_9 NG/DZ9;\Z[ ']O.N-U95!'1>4;]KH1NV@]!"?P6@ M9U1&G:AM&P&=BF);NU[HPQ"KP2!11T3$NZHIX_WW[T37R4'ES3-*(ZP]\E * MCG(=;U=3A-7.0H8'>/TL9,H*<-I9Z(@ 6C\+F;, IYV%CB)D7E>$V\Y"1@J0 MRJO(B$'7S]+ULV!U=AY[<57G?G?N=^=^=^YWYWX?04L/&26 XW?0V0%=3P]> M3P\9#C!WOCNO$Z>GAXS\=TT]'8["SKIZ]C3E>(V(JXWO\0 %@%N&4B.\Q\TL M^/%3KK+]:K1M+"##@Q_V7@!&70J>RKU:M=3)EPC$(\!";29^KV&M+<1?4B'> MC#%>/1G![P[ EV^ECO?:DTM>")[^,MUO"R!Y V#_]CQY(:@UP:%W0K\WP"@% MW\R#UP9C&V#X=%MD8.^>_3864.' *UGLMQ>&.@/VF]_80CW&T(8MY/-6 '+L MUR9^DC::B.&)&/:'ERT#.4]>?E= 05;S[^<75QJ_\4;3Q\VVW&KSPDGN^FUM=>UI>4+S58/,ES:V>!]Y7_/>O M&$3E'T_.GCR2 I"105X(Y\^76(#P-D46-WWAOZB?\*=N,,P_P2U6 XE0N+$F M0"9_\D!\]Q1XO&ZI\3;N^-^5M+L\?5HN9O_.^%=QQ>DLVF5P[J_!%>UD"T9<(#4;SOB[V*HC$M71CQ7I^+S(OYK*[#U%HP=]XRWW9-(DM!V4SY, M)' 5CM?*4R6376(*M7PK5T04Q?O"^Y%\R=]M>TX+X@\33&Q'_+^,WY=D--(' M^6FIJ)DHI-:\,2OHARN\^6JGYJ_$I)]JK('J:&,D2EO*'W=:_+;QF2B)DI8K MV2PC\U6_=3^24;WIS;*!3?Z#WA!.A)^MSGCA1#B */\H( &$8Y3O:U.G0Y&-(D^R_BRO@ Z1'"Y/^:N6BBXC+9;P_4 MEC61EXZWTFOJ_<*)4\L?MF7-^]):E:T ;:\=$.O=MP?MM;T3Q?(\$&.EA!D' M-+%$.7]+^-( M*N$(=W,J,EG\!S_7 ,Q752D(2)9L+S.OJ;L:>O+7)S4L4HC?/G0MZ@1D?WF) M''EKI2RV7[(G;^1%J]+MD_KF%^?^Z8\)KLAZ^=W(0MYO_:GTK9VQEZ##'^Q'H;O]R2Y6CC?Q2D^U M U70,(ZJXOHAZ(8BX=V/Y!6HY=V4R;PU/S.LWSX*@C.ISOP]NV;D-T J/_I% ML=X$$@44D@SYY6&\<^J*H+'<6,M"45NM/0PN4&'"/\U,394]]&@G4KMAQMLJ MMLI?V,&UL*;?PM^<]6"!X1N1T8 ZS0T.3"J9';#7[G[RU#>V4(CJZRP$V\=E MF&5CQO7-DT-D!N=4H M&5(R4N!5@-YI&_WQR8#>*]8?=0%@G@H9J7O-.RD:(L$X11)D-@%.,H@.^8^J M.0^9$"&S#\9*[7^H%&%K>%+7!0@]%E5V*#X)$?T'T6GPF00,6IR'<=_^'_F* M.UE%]C.3G<;:15:G.I.%L7,QEFZB3?9G\-\QRH?WC/A(/3F8EQ;>/T9T@$P( M<;$T-NH)Z,-PQ;'L0KH,('Y2!]$LX",&ACOMS&(_!; *2 G\_IQDT=TQ Q M>T2'"8OT$4;M+!TVH$2,")&/DS4BXQR$D@O6$K!;L*>C$X#N3.S.Q/4S4103 M60@31655WYG-A3 M1T0NYP"MZZK04V8*,5(B*"$5[O;94E/7-N)$ 8T@E,(F6<+MG__MS& 3)2L/_1F.19@ (M08?\5,:\WW^9 M8YP#9.8\;TGS>G\,E!DWY__]OU<'BY M_QSPHP<_XL-Y[P+HQFA.H[.WT(!;Z)3E<$=N89Y[BXS#"++140$H^7>L&%OK MZ4Z9*ZW,HF6ETMHAVYVJQ$Y5.JY[BN>ZD^%!CN6[D^% F!#'20;:*M?*Z.PT MZY_3K!AI$#JJ53JWWT'QY#DPD@XE'TB' VA.*QT6/(6R48W3:$^&"?)>>CN= MMS; \=ZI6QA->MH]ZZR,/VEE8)CN^Q_Y3/V$(<,!G*@H';W*W,PV>05_Q>AL MV1X#Y*P'1BI38XUB8U%A@3\?40QM.C* 80O021!:'2O[=,649" #K1.6*Z/& M.PN;OH5-Q$80FPRVE9;' W>!6YN8F;,K6T4\JE0CX0)0X;^5[)@5836?IZM MUXS' F3R2P7L7F.M^U>JA#>-*D3WIMTD?!I&!084]Q,Q4\*[%F54A&L?=J6( MJO);C*U)Q=R4MOD<>60/*+0">9MX82J^'='_=:?^(-N7P7=;VR3T?TE$M8L'0[,<<88D=D"46FM8FX6XW71DQ$#M"YZ,ARH0RE+W!.1*QOYK1$B M3.)WL)PW?RE2.1ZO4L=3L MOL% OB,COW-3F\?.6\TI$%:^13O-((,BSH!@P@#AB@ MP@%4EXX,%U8RM!A3]\CP@?F$>CQ >"H<0!H[2.=$&+%^_?5IP+NACKD21"K9 MH]- A%*S1T<#,A^)L;D4FO6&X#XD!J]NCPX.6%.@A]%;2N9H1&HMI4)^80H4 MP"HZ#54HXX+HO/_)MC8BD9:N$.J_I4S$H-_OB;O/-10)[V=G]\SG>L]T,3', M42NJ> O&D4*'!W<(U-/)PUJO,Q3*% ,Z$H!C7I,Y55 P6^B\?=0$#!TV5"8! M:UW(&[)$C<O/S!H.20-S6D?VZ9!Q>* MSRT&)="V$<3C:%CV!G$H\L8"<5S.M=.%G]VW#QJNUM0/,D3"AXE7G%6-DHA, MFJO,>:7I1.G$V%@!B2H-2%EB,2P;/BM4<-A$('-E+EI/_*;$2#J8@K:\K_^A M4U-E92+&,BJ,=?YN45+"?4_$J"Q$9@J1Z%3C=.40,O',B7BJGPD<4X\.'X(2 M4C&@PPVN;IVX5T'0GNJQD'GN)4V.$O7LQ!_ZKE1"WBL,HX@.NPHSDMXX9,T# M5\@")ZM*AP*:SI?ZK]@0(#,-2GW!_;LHJTFK$8 MEX57LOXHGBI70..+4-)FG@!W$GZ;.>7_@GU5C3H=JSB;BGF MX]E%2KS'AE<;+7_4_E?2?M18?@M9)KM(I-5@]!1E!,9-N!L0SK-9=9; MP!E*.)L.#[HF2S/6!4;:GXP:P&DOI+,%4H-6^D*&!Q%.))/,'D")2I*A7B,& M&.GH 4A-H" N4&$ =UL #9F0#@M>8>T!,AP8*;\->"O"GZ1%@1DGHPB'K,," MP_[PDC4#+/2$.C&V)A52I#K3:9E">.X;B"(.+J\@M":^&9SXAXN?52'N4J@" M$;(0[R#46QBX3'Y:7'9]UCN#_[=R'6MO8YUG/7%X+]2SY)H,2W"<4,^"%V18 M@."# OU4R#^X"TJ)>"P/E)0.L(<'QR=%_^']3U+Z#\7]),4!#.^3% ,.CL9" M:O_SWOYR7!Q\SA\I!F"$'4C)_\'##OT>F2X"C* #)0.XBCEPWOX0;N&\^P\] M0YT4\760C3,+$/Q_,MH_!%8OKB\XOW_4V#"9V/O/*)6I=-*/55B<<_)-\A8 MR(9P?OT%ZQFQAS8":>4%ZYPI9_%'*42DH_T6J7+67,@/'@BD13^:&4R'!4AV M,!7RT(+,B]K=86,M%E;]J!,7L!R==HRY=Z+?:%B3O/0V[(&!X*$^BY":EVC M+BPHCB1UIBP1DVH<)'^R M(S"<3O-$C[47X@K#ZX'HX&"%T.'.?2F#8;J1.QCP$70V%-)X:C+T@P$J:HSX MRK@(G>3!5Y\HF123N?\NUE,=ES)93".^]R>L)ZIV_3V]-F8N9]E;L> 1R'#@)'*U%BC3#TAPX/@R/ >?H,R+IJ[-4"F M4K73@I46Y,R"6+N(NTL,L3[6)R%.9H ,^#WA3@* MW%T,+<]@/CGH^8;FZ0^F\#]\+2-5C],\CD;JZNFQBHR50/I-4(?PJR-3)%8=*;_O(2.7(F*8OMEZR$<"*_+&5W$\%YT>K%#,\>,F#UOQ/;+"&7 M]^IT9)7\>!KFPM_(9";G[LGSAT%=G34WOSCW3W],<$76R^]&UE^WX:E$X\-/ M7KY&<6[('&%HK;1D./ *$'0Y,V"DO,YEC3;[2U28$4J6G P+!BB]Y&3('_:' M.!R@P@ E(Q2(+3(2D/I?\.; #.4,($-^K.(R8MU.*5&@9LD( %;"E\X6P,KX MTI$!M)0O'2'@#2N!D^"@\_;')DG,#">>2T8(9):5,L&H&B8^?BY,&[K9&E;- M(<";W9\F:ESSJ+55;#BAC,#O%71[ZP*MM0C6A58ATIG55"Q*N@,C._,BEUW[E&R M-M : =J&A@:7_Y]W[X:'!.><)L>5/ MG/-=Q2VE3CJTDELZ+,"JN:7#@;$U*6=P ;R26SHR@%)Q2J9M"$IN.>^ 8F)- M><^ZF_@G:5&JCKFK #+D>QUPR9L#S!OJ.Y E+) E,CL #V6)# M0IC?0(1^K M*HP.!WC%ARD%@NDP 2WB2X4!&N7]4Z%>)A@%YVA8.FW#_1#7=L>!-8P5V=[, M.$Z!;3(*9](1 )QX M)AT)P IHTI$ K(@F'0Z@133IL$ [D5N3&PLPBBQ4$J:8GU0 RF6> M)PIFL,E$?%_/;WNG8V4/A+_Q0:?*B9_53+PSJEIU[V#-?.OJ# &F@#QWZN9_%< )Q5H)P^'(2@+:^466/M+0OPAB ??4+#UJ:%B^N^D-\ MTP*6"]'_3SHM4PPH#CJJM=][@8+%04:W=*5<6*5<=.9"895RT>$ 3ITC'EL;"OR-1-HIRW=-X_XGE+APE8YRT= M#B"A8E A?XX$RD2%_J=H,[SH;(&T3 J=)YKW3D *[5(AGWMD]\=L L.I>1?< M_" =;U2!]\$SBGD78_^;O5$8J@5XER/K,9WL2EW>\:PKWSB^\@TR HU5OT&' M VCU&W18@&/DDTFQ(6'FD'G]JZ6!"(P@,TJGKHKD) MM7>]@^M%,-;4U.VBD MFLXON]*.KK0#,=5$Y_UWI1U=:4=7VG%TI1W'>-YVI1WAO!W@P.)184!7VM&5 M=G2E'5UI!VOZN]*.KK0#,^I+AORNM*,K[>A*.[K2CJZTHROM.+K2#EHXQ6_& M 6*D.5$$:%6QT"PB;"\11$Q,I!,CI;*'X"11%9\1 >U.A)H$4>7EG[IGH@QW M@=]5B,!BII/$WT7H++(*?GPB7#GZC[^A*$SX85HE6.J;"#,6(=MP(D9S(<72 M_JN?9;)PE,VUBY/Y/Q&9V$9X:+;^O8C4Q0FO;GP3Y@J6W@>)O53 MP@.KKV]G.BXF-^?7O?/!BV_AN=;_+VX>7'T[Z'FRGJ]_?GG1ZU\--W[5[PTV M?K[M5F?#WM7P^K.W>AZ65BW/,P!X^X\G9T\>\:B*,>:%<%XL8P&O_K;^"OC] MZ)LZ,GDSS#^)P<-7 3=:8YS)GX0WN1,IN_X2DQ"$?H<2OO'9**//VW&AVNZ' M9\ Y$@-:#YT.^N^AIGE>Q']^D]CJYGO=0-A,6P\U!):143"'X\\6GV=EPGLG M3'\0)1GTAOU.C#:RYJ+?B5%[,3J_Z,1H(VNN.FWT!6)T^6?$J/85-O/FKR5C MF]G6_Q)5]6>YQ4, KS<6.3,* M(R1K!B1FUIT@CTZ0'N?3XTTF,HR9$ <(7+=5D#@XS'08@&1 T6$ QI% AGC4 MLKY+*ERH3&?6NP!E\C<=\C&4 !WJZUH2UCP(WO(IEL=(AP]HV!YD.'!OE<29 MHDSF0"R\A\AZ%^!4NM.AORX&9,V#2A/V]O/D<)\;7O+R)W_+23(_ ML/1L0:[ZW$*IU(U_;HU5B?WA>;D)D./8>?G&.92^HDVF]['S\H<'KMR:"D.N MYO@PT1@CR:^H'%YHCC89#EBETU%IG6(M!R5KZG$ZZLF0CQ-G($.^^I2KC/G^ M]UZ+B;0L4.+.9+@PTP4&J@ 9^E%\"%K>O ;3'Z.AGHP0Z"Q*2B@JY\R$X,#, MK"Z8\T%FK \$Y]?&7 +*G#/U:"87G$0[+!JLC MA+>5$S@XA7220M\,3OQM(<+_P10R@;@^"E T%7[:A186RKD+S%[GJ'@5Y'A ZC.HE:EL$GN8@B$0TKP1,1E%5 7SEOE M:LN/"C.2463\ZCB!+OU>MQG7(DFD5<3R>CQ.+HJ(4:*NN5+% B M4G08@89W2X<%OT1^;Q_\F*2D'0>LSX9A?WAP!I#: .I3I'+>#8*2]RD0*Q=9 M/6+>-'SPQAA2U$.E7.:M4M8BX+RMK[P3@'$@TN$"$O@[%?+1RG7H2("5&934 MCJU)48 4R,A"JC.D[@@T86@-!V<.@ F^'OB%]5Q>7@&6M5P@6?NE^"\NKZ[Z M+Y!"XV0BP55D'$-*J' -2-P )SB+TH)L 8]Z<*1(ZP/S)4$^R%]58EVK$1I5=?V#VBMKVJXV+/[8ZJ#2*(-H M6 45;1D33 ,Z%C0=QB!92Q?4^?+(B.K2NIM,7BI:'JV.C P'L!+:9V1,7I0) MSG2H1PE]D"$_0 !P#O[@U#*04H$HQ0QDJ,D(@,&H^Z=#/@0L+\XOKU@SH< O"=#/88*I//N\6 M MZ;C#.#J0"O7?#'K]Z_/!-2,=T#KQ<)!L%9VT%!F9Q,H_T=%)2(DF\@FXXTHT MW66LV_6QMC$9!B#M8C+T5[N5D66QH5DFL@IIHA85'K ?J(5454>&?EU@1)G) MR+^9H8P.H4)^C=/#>0/@81E2X8 FA&+.*]](YQA\"I"F.&/UJ+ :8H2%?+Q M,FYH%;3K^084%,LNXX"W#=K&MA;P$L_HQ;>N-K[+G]5>G?LK.K*\F?[]VW7; M6$"% _\R^YV+2$T$VNYEZI-F6'6QK#TRVZ_>(G\&YUC^*)T$6[)GQ45^#W0% ML"^MRJT"+"/>O4#<2\%C/1XK"WA6K-DP4L5,*0RE2(<'W+>"SOS:E$-)V9)A M0G4R8D1IZ)P)./VA9,CGK@?V[=:39\";+%:C0L69$^^57](O=S^_%V-C M16JL$K$JI$ZVA])K.J^&GA&Y<3H,B[8JD86>JMN9CHN)YQ(P8?6JD2D*D][T MEY?(D3-)66R_9"78%P%PKMU-K.]%NT[G\X<,6/WOQ#9+R.6].AUY;GX\#0R] MD0QV@9Q?\GA!WU.*3.@RJL[[;J%); 1G0J3$R]85DS01]"61%+L6\( M9NU?65&WW8N)Q CDD)$!M P''?<%H[F9S/L?*Y0!%63HCQX:*RP/0XDRM8T, M^:Y,O:?E+V!5<]C6FA^IQ,QN6M;:>4.^@ FART" C?U3_,(3F3MUT_QQ&VN7 M)W)^H[/PQ'#1;7VO.GIPX5<]5;;0D4QJ=R%X#M772[^ZUZ]\Z\+Z_\7-D^NO M>_ZKY^N?#\]Z@^O!QJ_ZO^KTS MB.Y4-SRUX=V?#GN79^%][D K_^D-]GO7?1A#8L00^U=/P]HVX^")T7\Y_E; MT)5\,.#P>3L16*G6%A'*1#O"YG% MTN[283I244 P%Q"/R2\PVK\/O]U@I'?>4*OB(CW>IS&.!HK3COJW4L>GO^9\ M&?#T%R^RH3+D\#S8' =Z:TVA(CC_G_TE/.]!;W!!8:-_@ *=P[_D U31MJ-? M[]/1Q$/P:T=\MDM4X6-[\SM//1X; _8;;-I&/1'B=ULT>FROWJY&L/F]_#)+ M=ELS?FR*OY-^!.D?4*%_#X57Q\:"R*0I=)/N\& M0#E-J1!_7_K3%#[FRX+ZF+ C/55F+?1RB:FHK'Y#\%5I, MP(D!DF)!)-T^B\Q;QT%1F3 ]O!KO]]8/,50>R"@JTS+9=X5UVQ,-5R_@.'/K MV6%D[;A3:(+C5 T8Y6%;:YIQQ$!^W"G@[%$>DV-K$();Q/8"#5\7E058'B_B MT? %^BFXPX_ _+Z@YZ)NO-]%?_ 'PK6B7V1\ V89PF3T5XHL) MA@=%A7JD,KO]3YYK1_Y46I10.YFM/Y)NIZA>QT8_1BB1#/$Z\U:)CDL,PQR+ M"6T-YF2F$LJJT&+-G#"=:Y_\7 M20M"$(WZ+GHEBVX+;>C5\ X4AO](FRT_21LAJ!;B6VBX2S#IOPA+^L-+!*X< M %[ZJ]@"S4NIOWB2S%>F'SUJ]3I\N 0!D(-,M&2D1%+-C/(/_"8 *U\.1:ZL M^&9PXO]QXM^)A=E6=1_:-]=GO;,SQ@Q;98T9BY]W.C']R&I1[U*8"XB&1;@.(-DBN6QW#XR[Q_)OR,C !C18#K$(RA_*F=S&%?) M>.,C^>ID9!_#*]^<=T"@'.]CE?^08<"#J-+A^4 %43HS M",$)*L1CA/6HT#YBC"./@S)*A7J(X_*E/@2PSZ[.^7(@QW#ZJ!!?Q^7Y,B## MB'A@91V[$W_EB55ZCB_]6'E)*O1W>I^SWL=*1%,)^%6):+[T8X!&4*']0>D! M/_*19DD1"O4Q)EXF#L'FI4,^Y^2V=([SD8_4YD A0P;:J05\0ZGXYW*7G@M(\Z;H?)]&5?[S"::=:47:P\(L\R#C"F$ M4N=!9?MC9'W(B'_=E=7OO>@C#,.@(@(HR0\REMYN(.X< M1"JY/XT0!*53\H&Q >BTV6\^@%_IJ7;:9(\AGI:PP,\+.4K4@3IU!_U'Q%QM M?)6OM"NL'I4['H:P^>D;7NK>WVE+/NST0&M+_0&02UN2O]L=39[^MGOZ82/O MVKY= >S]3^D*/9[O:>]N34+ODU-;M-\!L*5:TO^#2?VS=MERU)8'!YANWI(' M$[G+.-3QT2_SW.BLV&D@ZOAVPENKLTCG.\W+M.4"&2:\5U%I=:&5VV58_OB$ MX4T6[;(RZ_@8\/3O?[L>#ONW;]^_"7\-;I_QEHA7.P7C.+Y#XB=_1+#7"F8F M60O!1?_LQ4[A&8Y/!C $@ [U(VL^^L7%2B8[S5RTY@051EAUKYU?'7.CNW'8^CF_>=2VZIF /%".>0X4#<1*)W6F':E@UTW%B_13B+0=Z$,D30SS.O M3%"T-!V!V&]J@KH\,->*508"(YZS_U(3TFD.,A)06TGBH7.@D7UOO#F%53J@XEU%\<:TKO!9!L;FX;)]SUO[^4J MW\+%XRVRGER(C0 "9.)W*I4EZG;/T?: MOANK(J6G*FZ+B'V+G+[;$?\79%?2D#@3;E-_+ ;#T>E C)6_NQ>.R&29BN#] M"\!H%GEIO='O5/40YSUCUUCE:5F47F3&_AAVU5FVUUBK?!\#EK__Z-6V"$OY/+]P.^HP*+\&! M$2#:_A:N]/PP_D96/(CF.-""$^G%W5\5[J&SG58H']VAZ53B/[PGHYPQ'*E[ MJ\(AB)'\.$"Y9DLV[!B+_^AV@E<=K,WG]^5.^[2.CG[4:#=!]$IGKK00BA.)G(606%HZ#&.!C!,-DRIU!''*$)&$L(*82G]?8-J2 M7;DU<1D5KB<^+!/Z$(11$.?R%YKQF'D:;Q'^ KY T%?\I[3:Q3JJ0F0S@!04 MNH#AK*LLCXT8E0X*&*L@;?6[U;OYSW/_ KX@]+W/%K/6O35ROO?@S)8%(1Q# M7\2:_88N-RP%::-\$5,6A4<=;S:4_/O?I2K67C,OG7N"_6KB<3834F A1P"J M[F%,_T2,%[5F_J0I=%%6FA*T8)4$R*4-I6N+8K.5XK15CBSJS^H\!&?3%Y)\ MG.GO_#[&Y.]\,N\1.CU19&R,DQLD(P?,D\/11,5E@I,&H,*$G2*XM*6>3CL4 MSD% A_Y0ZX2A!,APH*N/0*RW)W,6!$>*MP!@[@,ZZL!"L2%*5O2,"@M&JI@I MU=D%G.EO E0XQ\+^X0U)BP$9\@\2;*;.A(96Z7146E>%.D,1C8K+JD$7EA4^#O6;_L<; M%A,>&2NG[[.J,!%*#G6,(OU47KQ_)9XU2 U5='3 ;H>"'A_].&< '?V'5%)& MAP$XP6(Z]%M5@!Y$L03)9(]P"@O)R$!761B033CO )Q9%%2HGZD$(UU$AG[> M;Q^KCH;. =#T '*6 F<2WA4T&'DQ.EL J7B&"OF( [FHL #'$R1#?BIY*P"= MC9-204<\CBJ@$QK%K* BTV.R4D$U!_Q*5"PR.K+Q$(Q,H#1C4>(&%%.H+*X@ M8&M$7M8L":C"FG5[&EZG*A4.F"E.8PH5^D/)98'3J$M'%>1X<54RDN M!Z3- M0&96%59XC0P#=#95KH!*# PND%$')@\8,!CU1G3J#7XW)6LAP(DRT.E1D^XC M:_KGIF1]%G0#/#>$$5BS0HY,R=LP**!NE34'8@T8JSC^(ATNX"1@Z- ?>U5H M[W'!GUF.[0I_!UAE?\V."(GZO[%1'>ST]MB$14T>6O;-69O?[A\>Y MVBC =/BPYV.%.OD_;&C_IPPO7'=AP=C M;& 8@GX5 W!!*6U,GW*[A9I&PAM6=EI:MZF0;[QS M(ZN&9=8>GROSW%C69T)C(&&H13)R@%)21T8$<&IOR9"_'!C/>0N\]IX82ID M&08HE*HI.H%K, M\XH+A[80*>&8_K>4M@ K@;,H'/Q\H 1=F?I?3)+Y,\8L&$F8L7KPP!$E/1 R M&U-EY?VA+05*7(BEYJT),W7HF!&EUR^=4X68RJ0,.3TW\4;3H8U&X <9<3@X ME!4E:8 Y.&(90Q$02$#P(,CP8Z)0,$W(T(^":4+&1F(^"*8IU^#,@[I2A77+ M%4Y^E0[]#2P!;RY(C$U 1@\P/PK0$!G(V *_S#)E RK]X.J6LRCHS!6VC-!: MDC_ZBH@)$I"T@?L>A0\W_Y'WZL^P6S:TM7SH.H009T_ <4FO?JQ_N_<9*&)Z9&"$;(0F2K$2OZETF./ M/A16C1.O&6".5B:K;L2@:$/S5%W[[>]9C[KR'R=6R7CN]18@DD/?*JBWX@$A M\*^M+*\9<#7T',J-"[.P;JQ* M+$[4S'Q<2S#[BS>M7(%(5);_K+2^3(F:0L MME^R\FZCT*2VFU?[HM6;'5X\9,#J?R>V64+N.7XZ\@S]>"K'?H4W,IG)N7OR M_*$R]IJXOOG%N7_Z8X(KLEY^-[+^N@U/I2/OCX2T)WXHO0Q[B6LI?-"WMRF' M%#:+FYA9!EL#!L3EUC@X\4JWX9#3\3^>Z%'\8G@17UQ=7<;GYWW5EV?]RZN+ ML[$Z4Z,HCL?___#\\OS)Y\_& 0CQWG@Z^!K-]W]^_/G'=W?_VJ4F;KF> ]3G M?15G7OWX_H=W;]Y^>//+S^*7UPC+.D1G^E=QZ,,_?\1@"W&NO/WE7V]^^+VE MR;P_K?!5]M#_J6:L(]AG&+7;7P;'\# 51^WH_( 2"\,P\#\;"_L?UFBU]_O? MOM198$9^"U:P.!AMB'0VQ *D@C47BHE!R9'0X4 (]W'6"#A9(CH"\%I_8C[T MI#;=3@1.MH@.(W"2A60TP7TIK0UD?9";*)!:),1_7;S%NIOEYVJS*[HM) M2'- $F/;W:M$FZYJ#FIA7H(>^O7""W7JWJK[!;0L_%1]\BZC@WJ*^HB 9!T4 M-?AW7NBH3*1M%@YS<1:>=F_Q$-D\I%H"/$LFSJS45*S15\HC%(#(JD:B+GD(_632KUGC M(!+1T746!Y.:#@.XV_UAA)/?L['7)9:U"[!0'DW.&*.&F(Y@O$;!Z2$C#:FQ MO"T9G?FS/Y5($)YT^( UQ(7.$# N*"0HJ%QT90*J$H:0,7&EE%E7S,V6FU6(8L;:; M2E>@ML,5BU*5]U"V4=G4[G$E3321V;VJAB3#(-$,D"DD3%D7-9Q&KFQ(7\'S MZ[;RQS@:;2$L#MR/=^CVK2V=;M1[[G[P%UH946ZZ@_FVVH9BI;!4&-N=REB) M,@_54RMCND^$3/W!6<.Q6("&J8J=_(?&NGHNKBP*&4TJ7("4+*=[* M>ZAVBDRNJV&X4)T%]8M)N!HJL+8^\/&3>N)G(Q:QO1-19@D41H3% X!$MGJO M$Z"KQ &A/$#C;\OS#F.T&QGJIT:S?ON2,_%H")QT*@2>XM1*D:&?_?['*)$B M0_U=# 96BE1)3(4+FK4,X(2^R) ?2916B;M:9"ZZUBM0N([CO_W:/?6Y'Z Q:PMW4F9E8'8-.0+='W6=6: M[DFJ)>XQB"ZZ*U9W3WQ%MJ7Z2(>\,LPDO-@;K/CV4'[=VZPA*N]?@U^^CDN9 MB'&B/FEH7LZM2G69BJGT#X0/R@Q>G?._2?087EV3#LL7T/!Z%6Q6Q,I%5H\" M4'(B4J] 8>F/!&45S?UW "2H_E%/?W&KOX8R]5B/QUXF%D#+U3,"6GW5!/Y@ M"54BP M1(?V7*UF(!M\>;ADZ_M6R;?O$_RN,&X'E)>K>+]FJ_Y;:UDD++\4 MJ6]U-9BEZ3T/V84@T!,=358QYV> K>]H[1:: M_.C(__#/'\5#Q&V.F^)4_-28D.^#K?7OQ:'1$^^]P:>]OR!63I*%D;C2^0]U M'G5AU;JY6)MN4)M56WRQB,O@\:Q8R)6A]\ DE'51C+6/*<<>+"?N4\R[0K'6 9$U])E/F&-HH MH2@ZY.-H?SKTKQ2"8-2!T#D&N8^=8F\&I)(UGJSZI&RDF8\84E/%&U78PM^\ M#T3F"-NYU5.=J'O>9A%*A3@=/<@])M(D=QZ-PPC:<=&MK*U54Q-!5=&!F=7O MD:D:K.9K1%K:^5.M7#U)Q'-'NE#OIYZZ9_1R55M: Q(4=$PR4F_WGJO;AH-" MA0,XAS\9\A=G/VLA0#G[R2@!\SAM=T@1H,,%UC* 1!!9ONC 420X8!B=0IN M:,G9O!'U^&:K(9O+&":4GR9J[']^_<>-(:?PHX-:M]!T,;R\/;0XW3YDS7DO M],/@.)B75'98K"0.]# 5!N361$K%K$$G)0[\+ATUNW$EN=3Q;:=GCUO/DMEC M*51+ZP+#G*,3U\%4MF28@*-MT79"IVX9J5LJ>PS-=::C9E"*2>F0[\)DG5A9 M%>]_2]+9":UC"$ODS4[7=KKV:][%O941[^D]N;_,8$0JZ:A;KVI9AU!@@A?. MO&LZ,H #X'9&AGZK(J6G.+/LR# !YS D=!;(.1*D)QU%T* :L!8$E,D6=&3@ MHU(8A1MT&,!=$>*%8*AP *6A$6T#M.TE&1L;J6,IQ'T#!=8B=*2)&.9#C91? MOUJ%7?14ISJ3!0R1"@"-I9T&*["Z[*E[=B)TJ-.&*NXHY#^J,FY9P+@U9[(% M"N6BY$WHS-]7N>4,*>/O;6?:+1!X .81EI6: M4O,W ,#I'X9AVE/9R6]8P_3CG&1T_#JLAM0MD5LNN00Z33B9X3VB@?7NSZ!P M P4XF,[^K\P4UF* TY!#1@>@G !T-D#&>DQI8K)['$@.,@* XLO3T7[JDW:% MRB*%@=!'9A]P=X3J4 !K'HQ49%*4ME0ZIR'W?= %!$HLQ%HZ+%@&9!<@[J.Y M2.2L)W[3Q40 AGID,J>RX@00U<,0H"IV.Q>RGC#DOQ326NGM*\@:![1U0'CW MY,(_%\'98XF7_VY*3CF/#5T>&!DO.IJQPG%FG?>G9[F ;JKY: !U" M0S.EHQ%_9[X=P#A0#B-_0&17"K->&5Z-G68L $IX9'?IS MF##+O"1VQ+HLIZ_JX$!&?.#& ^?SG&&<=.)I\^1\D6D'G] 9:<=559@+*O F15ZBN< MC3WQ&WSL[SE52[1[Z$>H,VU5[P3DU)S*8E&ZU7X'5[=6S)2(/!T61H+&X0?U MW6FFTKY^S.GW2P#\K22BM].PMGNXF[Y=_9 _\S5*\1 =!E0=:JSW 7<]@-8: M3&<7_(0'!TJ'":^\_X,1#"/35SKCK0=RYM526.#KA"0 #Q"8CAB@(,70D0'N M!7-8D]_I;(#'H_LP\J1T]@-.#34=:9A(E*P0'0'@[AXVX5[NAP)GSXCUX+?' MYR'KXX#Y)-1E-QAG=4#"0J3"C \3%#0.,L+ O>OAO[5Y,;I4'=I52*!BMN9CHN)?V_P6E:O&IFB,.E-?WF)'#F3E,7V2U:* M,R,%8-R[JW4ZLDI^/)7PFF]D,I-S]^3YPT): MG34WOSCW3W],<$76R^]&UE^WX:E?4I/[!0=#C8X&46,@HQ)1A%W MD=K54RE,/L I;Z7" QP'A8XZJ$N\46!"R3"!NQ!@U;61T0*(96UD>KMF.D$! MS:="/TJ4GLX.D!JEIHT*_2C5*W2H9WX +F: <1:"9OP9:Y\(9VX %>K5?TN< MR3E4&) K"Z$\>:\<;Y?(V# $L5"1B&O4,B/*F070"I^,&D>?FRU_\7!C:E^CXP& >9FQK_C M.N_;Y$R6/ YY$?_/,E7^EY AR4WF]$@GNIB'_ G\?NKE)88/3)A%NGH]S9VT MQHF[;%6P %-6C%0E13H3-SYJ'KB M@^?(EFQ8B.,N1[:&Y\BRF!CKUXJ@P^G,0/+\P*"?#/EKBIFE%*!8M'3(K_5, M3R !FY/9#B'[CF+5TA$&E%I,,A(P4R@17C+T\W[[WB)R&/80'4!G'.Q.,N0C M@7>2H7_-9V#-#8F"Z46'_CK*P9H'*$DO.N=!YQ_C^<=TI "E-8..#H#86Q-Z MHQ=9O/J2/?0OG>HB!%WW:NAO61-"!/J+N+-?.=^P%"0Q_R*F?+#^GF-E'3G) MWU%VZI6>:@=IB#^F%#M=$-I0(/6A,UWXVPF9)&:91,FM2G69NF7W2U&3)&1J M2LA0C50Q4RH+-VD(=Y!A>!Z24N'SU_J3BL5=%,$E(2HHV(^[JZ<@?D!Q2BDLPTZ70C##SE3#^5ZO.>?XN!9TJ$?QS&F0_]4)B5* MCSP9#L3*+RW5@/2" V9'A1$=EAMC\A7*.=#)/@GJD:+#5,C_MS\#L5 ,R3#A MK;_,L-8!**T$9'3 ;*)1@D)D7C_.]#LJU%L5*8TSZ88*"Y F?]%)DM8@EZRG M&;QA;02$-G?>.%$3A5(Z3D8$H"QIQATR#\46(","-:HQ9Q8P]XA#-RWKPG'> MB&E651@I30FJSEQARX",X@243PAG4F4R)0!670?X=;]ETH#OD99)H?.DQCK7 MRH5/@W\I)@%CQ4T"^'IFBE"T&E!VZ%7G;X6;85TT@#/NB@SYM8^$(0)46" Q M7"0RU)>9BR8J+A.4*=EDV(!9.T-&&: 4%-,Y"IQBK0?+G/?;QU2#9+A0/&X\ MX\"%UJ&;T?QFJUF?RQC\AM-$C?W/KS=:]@_'Z<"/#FKK__UOU\/AY>VAI>KV M(6O.>V&(4#WFBO6!BS*'G0SU]6PSUA+P#LW_(L,"7AU,K<^:TMUV9\V.SII( M)@G.67-%99>5&!8=&>HEBH8EHV('I]?]_NGP_.KTQ8OK:\Z"\%1C5,;2D81" M)2J?F PC'4A&"'*KISI1]RBE(5CQGK8@.S!%8OZLLSUVQM+-)LE8?M)AR/.! M5XF)YM9:!%EAW+7EBC_$+R]/KZ\O3LD4M/7/7O0[3;%G30&M_06.]X)6O])V M3\QFLYX_S;-(YS+I1285AS?PCD%W:!AXGQT\OW4,K$$S!H]A?U7&(-%:IJ_' M6_P5M?AA8Z?$YY9+12X^MT;RR)7-?+54?H0)> L!6%0'UA6!<@%*6"']'0#':N" A M%V";8VU=L?E'VJ^I'A0G?O)@O(A$^@HM=8U4SZ>[BM78TQZY\%U;R@(SAWCRTXS#I/ MC5D30X<+6"B#5.AG#JBRT)"<^TA02A7(B #S'1#,?$YED6N/;%P<.D4R"$S M:9@BLPNBB<&93$CG$.#=2ZNSJ7(%TB J,MO Y*%Y% -6@ P/F&\$M!D<=!!V MT(9PT#$'9!:+0J=0RX$"NLC=029$?Q,FPK"/Z;#A Q+B$!T.!"B(!UD>UNQ MP2&E0SYFAID.%SKEN%2.%5:,B";2H@ROHL,. -+)I2TTU&\A(1;3X08*8"\= M\KG;CQMJ.G)K[JU,B59RK,>'-R3DI==WL8+9Y4"8$=;3A,>ZC\W_) @IF MRJ2H"F\\31^5_SLIHZ+",7<]X17G7,0P%-8KS]%_[G5$4HS+1DAD+Q1UB?^;]9S%G!FSY(AWY615P"L-0!S M%P@<<\ZOWQ56%NJ>M1<4JUQE,6LQ0 EADSD&T$QA,APH+/<=@#.!FPSYO$]! M:)HCTO#XY.5]*:W,"J7BU@F4-I E^,VQ3U[^^$FF>:*VHQ%_CJZ+\VUT%7*4 MJ.86(V-COY@(RAQSIVZ:/VYC[?)$SF]T%A86+KJM'S@R16'2FPO_A*F"Q*Y, MZJ>$!U9?W\YT7$QN+BYZ5^=7W\)SK?]?W#RX^G;0\X0^W_#YB][%X'KC5_W> M8/,E6VXU/.]=7IU]T:VV?WY]MODA?YU%77[V5L_#2ZQ>I!<5D,M_/#E[\DB: M0"#[O2LO'\*91,>BV3BUA-X,\T]B\% ^(P7H)6OR9/+=[,3K1QOQZDLV8NBT M7^S"(MX#^;!G-Q._N4&[8AV/]^\ENPZ@M)>$ #79?M8_> M0G3]KR:/%!56D#^'\-XW)_+?EC::2+=1%^WOM/TZ;1(,S//>U=6ZAAGV+L]V M!>_WF*]MC6=OW_1A#?\K,^\^J?"MER\J%?EFT._OT'C9GTJAP<3-6N.; MX47O2-BX(TOAZOIPED);6)!F9Y]_N;+<*<,&QZ0,!X%EK]7(?I$V)+]1OTK; MM=R&Y)FP35OUVVFKKV?#UVT>XMJFVCH7R-IF>'%4ZB;@&?\DO5G;Z9I.U^#J MF@=;A[JRN:"@;([*SZOT\UUN==+I&@ZZ9D!8UVSPHH:]_AFZJEF/@3<;9]#O M+)LOY]I/LG.B>"B;EB&?SK!IXT5==KJF]29LC,'_+;/V.2'RVZS3-9T3U3E1 MQ)RH?N\BJ.JZK*F'-!NQR9J<) ^27# >9[0/HC1:+ MM)%A@=MQ6>;1,2!?+<#DR "4IB8ZO!IL>H#UH[^,]9'@7?4=8PS>90*"T:L,2ZR,ATIWE,_<)!NJ%"?UUTY MO ^#RV?/1!A] LB[E8LL@I$@(N,*0#C_9G#5&YR+I]6,F!HK5\7B*<33X1P1 MM2X%.-]J5P&FKJMZL!HN^]^?73RC.H%^.P(R@G!,^ZG,JDY*W&$C7*0+>$A#+@C<#7*XB M/=;,)X,_-7XC6!@#R_M(X*X.AB^*"4:C!1T.G/6Y<\!8<39PQ3.,G!$=+OR. M$BJA0W\5*F'- NZ'09,V$>R-Q!7S*!3;A6-2A*-"-.IR48FW8-O8JO^6*HOF MXJG,LE(FR?Q$.)7JT^4__UM*Z^F&/_V-4K^223)_UA-OQMM'-M1+NQH"8H%Q MNO"._(U5B2ST5-5C709]6/?J5?50F/[R$CER)BF+[9?L"3WB13M3Y.H1VL'* M?R=VV%SDHE2O]_$S$WI;\)"(2",M/J!H@AI0$913&1.YUKV4*7LW[;1E3=(?1AM"#-ZXY]?:U%I:)2C&"==B%R1I/G2J)3W8D+&>U"WGC!@VP@SAB4 BSRXM)$DSD! M/+3ES=B:M-.\&X)2$[V<:=99=DM_6J=E4LA,F?( V8GM0!0"D$D D* GWF0B M,T)-55:(F4X2H0OXEQ4C)1)(0%6IUIGIB06:AWAXHY#EFDJ= (2S@#WQ( WE M;V'"!Z_U)Q6+NRB"[A^B$";MWF2UJ%A%QLJ0P"VS6%GXU9.7@4HJ2!^?6RB5 M;?&Y-=;"0D7''CL[/SQ&HEG;?,A9]&6B.ZB1.KT-4$FIRA8)[@>*I-$NC;IY MZIX%K>3*T7]4%+Z.E"VDOS9X2H$IKB=^-Z57@?-E+K[J2G2 OY3*CY[%0NE0 M;"*%BR8J+A/(T5M19HM_,C*)UAZ)I>?HX'G@*:?-U@6B18$2#*?"!)P"53+D MIQ(# 9-.I9$W?WF__H\HU2I4Z!^9 L/5)4,_1FT;'0!D3%.0C@AD&.23,8+\ M?TF8TT^;BJ,#!NZ3%B7">LR83B9,#HX_UTJC!>PQM;N MN:<.8U \G2'9<6G]HCA+ O.DZ%A;QUH/GO5/8]Z.834$EC,'4#K,R>P )5DU M!6^MBZ#2*?CD98UYO#W$G,LX]KNP"ZWZ#,.*99!; MC3(9AHSX0\2%]0GP5&,H #+D?W-QXF_+6@5VHZ$VK 3@6Y_==J&&'84:T+89 MF= ^DIXEHV6Z8%.';-+%FI!B360X@!)L(F1J\3X#$*--=+8 3KB)#/F\R_B0 M"IG)O'VL>!,9!B#%F^@<@9IUNNG>*EG@I%O(2 ,Q6&M!-&"(718,"I9][- M=)'S*8BE JC0_\VP#RK@V?ZCLX3L"-^8!%Z2@ M.YG2GJ["$R_J3L?AZ$H\NZ@[XT.@B[IW4?!]]]8MY6E)0I>(9V8 MBU61TE/>4#;<*_XS4^B(MPB@(=?280%W0"LTZ%;J-E>%Z-I97+NRN' &Y]#9 M:$@V%YU4M\M5Y/<$YR93[H=-;)*$>:A?IEA=EF18P#O9Y>V*R)L#\IZW*D 9 MG4*'_!&KM]_6YF[0=:WZC.%]\-&@7TY)M:A81<;*0IOLIO0N@(5?/7GYGM@$ MN<^ME8ID?&Z-S<10\=::>RO3K7+#0>CQP;)+$S%S+D4)= M$OX/D_ ?4%P/,H9W!_#)O->6>\UCYWIW*,=(A4AD.JUXI5ZW]9+P/@59'P*I ML;RWP&RB,((.=!B 90:180!F,I*.&L3,1I+ON1RI>YUUY?_'7?Z_^=7R,;K) MT(]5_D*& ;FTA8YT'NK7$!@QI,((C4$]&3' J?T@0W[^L$:3H_R/,.H@!V1L MSG%I,^TF.&W'9(2@Q#"YZ0@!E#UP5H,5]$"/\P[ R422(3_8PSB6()E=@-,2 M0$<+HB0BR.R 5,:L36&)X0Z3>?LRX[WW"YVRWOU599=?EO >L5!9+,RX^O.3 M?T@6HB3^(^CKJX%8Q"]9I 1HC1/_0^U$V5DU-)$>)ZD*V.RL60TP/ MT-FH*(T*9*AGCLSIQ/G P=,U9*;C-CJ%LQCH+$K*F'F=-J^A M.)WM22@230)_,X>O]D!L$^H=D-$ J/[(^!LH,%4.$"ALP M(43(* ,DX1'5@>O\>*F$I0*F.(]/-Q-T8ZJR MD*6/11V6%$WI1A.0"TI2U(J"Z&C#-8)^Q\DUT8ER(#;ID]G:2+T_9'8U2N\/ MF;>OQF/8 E/6#5 HHSG(; "J.J)"_K]E4J)5WE%APMN0[.#,@1@K MZTEF(\PF.L* +",C C/6=I!5D<*Q@LBP *ORD(PI@%=Z2(4#,F-]"K*$R^\" M EU X$&D.U9"1I&Q<0#OJL*;2S2O)BG>C6S<5<4A#E JF9[SL;;,R]V[@D.\ M4X>.%. <.V3('UY\RSD,V578;H3R]DDPX#.U_2/?(I2S$J'_LS; ZS[&;XO MG?_,L3X)7Z'T]Y&IZ-88#C>9E\_<#.A.0:CYP6GP)4._QE#_9/1?9GB; !(C MPD.&^LX "@;0,PR "SI[X.P,(^="AWZ4I L=\I%&E9.AOVMLKM,N7;;C+YKM M&)YSCG5WV8XNV\$ZS-%E.[HX3Y?MZ+(=G;/?93LXOWSF9D!W"G;9#IQL!YDM MT&4[&+_\SO[IDAU/7E[TNV0'8_*[9$>7[*B2'56.0:Q@'71YAJ_,,YQ=@*?+OR7B3>2/8@O7,U;)'YNC@_<.;K MQT\RS5&27S =Y_Q041&^6$]SJ$56.89M9,IA-F+'3F"5"N@"T( M,E.)A\XV3*P3;PHA$V>$=*Y,_2V+B2S$3WXIDV0NWII$1QAN+9W\^0\3OU$4 MBFU/A@?2HM104"$?Q[>G\_H+^5%AS(FBPP&D-#<=!G155#@6*YWP+J)K0X8' M.&-RZ- /MB%K!LQ-R=D0@FGHWN=@+0*YM(6_">>F0E=:J[(89UX6'4E J7JB M0WX>8@,B,?X> @SD#=&%O46?H SXP.$G"+Y4\1 (S4$P,Q;_6R9S,3@1P_ZP MWQ._9.*U&ME2VKFX"A\.JIA=G1S9&($)<;Y!OQ\B?8):FXQ,M8KO5// MA43F3MTT?]S&VN6)G-_H+% 5+KJM'S@R16'2&R^MMU/ECXY()O53P@.KKV]G M.BXF-Y>7O;.K%]_"K[^^?"\=WEQM?&K?F^P\?-MMQI< M]H:#RYW<:GC1NSI[L9M;7?=>7%]_]E;/ \,JIOG7 C+PCR=G3QZ].7CY@[P0 MSF_C6( <-W)P,\P_B<%#*0#1>/S.JM?U9)MD#7IG*[)E@W"?^@\?W3E2$*#= MC?:Z?K2WKK[$>'CEM=C#'?.\B#LF;F/B9D/\^X>I;S)\[$./SD-%=]WK7Z[Q MMOYPC;4/TSW#WL7.3MR-[%[EZZ!WWH>'O546UK+#LZCEFUX;D-2L:)?G8FLV M%+MTN8Z2 R.U]\>VV.[-:CXL$ZS'L>NOKS?L^NOK-KM^9_V-K=_U7;KC0.-1 M2GRWYX]ISQ_*_O1W^,S.?[%N-PU[YQ>'LYO6'+M!;QBLAL8OWN,+W=:'OOY" MJR7M4[BV\N%JES6R+3FPYN ?C ,MW)!F+1 LV>]96A]O&S?4X1BPV85H D + M#OPE:=\""K(R ?CKZ>Z]V&S5T'SMPXNUM_X')\E.SXNS"X('QEF?W(%QMGFX<]/ MKB[P-/PY007?>02=1]#.(SC[RROXB_[)\.*OK.!7T!?_H@K^XF0PO.A,^"5? M^KT+:B9\LZ2#:OCFH20T_,$XT$+#-VOQ&O[\+Z_A-^B'(R5P8D<.9.4Q?9+]J3A M7[0JUQI>/]J[*_^=V.5[OU>G(ZODQU,Y]BN\D:?X\JV\.;:5K M!%=DO?QN9*'69_VI7UWGM0.NM2\C9%TVB@492::('@1T@^7Q2-TR3\ M6LILO5-R2P,N=$8Z58BQL<5$R)&9JM8]N8>-D[53S=6B8A49*T.(M(0V=/B5 MYUY9F-1_&AV\@[:_<231Y]:Z?^'Z>GZ^]3(S-HG>OW'Z%V/<.U7U>_OK#R^* MFY(TU!CZI6M\>O?VW;.M:@LYGN_7AL#""S*GM@Q]]Q@LH,(!G'@N'0E "5_0 M(3^5.BO\_S L5S),P)C_0$<$7*XB/3ZXY4E*"^95J[Z\1X&!)\,&E"$ =':" M/PLQ:6$-(<%#+TO])3[;P#S]HE-%.4 M88A8]+?-JQ4Z;1]_[B:2; _SD3GP?\>I92.ST5.48DXR2,#1Q!B'<=Z1F?W( MO';'*KS!?W2XX#"$@,X6X%[0O=+CBFYB<0EY;6DWYA/R(O/ZT6(^9*R@$/)A M/?T9:4 <&1V $O.B0S[W"NZ?3*98:\"?I/V(DOF@8P8T<4_6&X'[@#3FGD U MWX:S(GR?RB3Y0>:<>8"5 27#@#>/4QU! MA_Z)G+(^#2)9.MY'P25*0(@,^;QM0<@,BRE$0T1AQ&@Q_SFD"P1:S)Q.F2QB MS)P.$V06B_/^MXUP-!%$$<)HXHW #*C0X=+WC]HX2$ 1@4:'>J;D(!P1D!SHKCH?RO,.(17JVZE*KCJA#<9 MA2]U)G0V52Y0L40BU4RFJS'7FF!YA)IQZ=S^C%OQU>)BGA' W'06.ET MH:!T8I-)N#(OO@-X'<[T,V]$EWGN;9N GHU1=46%#2A#Q>C4G(4IJZPYP/P4 M0,-CH",!$XD1!"3C!HR48GT":.=*%6/42Y'9 1\F"B4;1D8+HLQ3([,#,HQ< M&)EW'TVDQ8&AI\*!,7,C.)>VT)'.V3M#*.E ,M3C> )D=L'=VWRK0G MO$4@X(/%Y/$%:O%:3N,!\O+@>F-:XR'R,OSHH(F.O__M>CB\O#TT3Q^"4@_. M>Q= =\Q[ %)F,(+.=.@?J7L4-4N' V56Z(1S'3[204-& -2G7%LL8XO.[ O> M[8[<)Y^H3_Y>&=HNH,(&,QZC)""P&-"V1[!"!;GMK.X=6=TXY?YD3([89*R= MVYDN)J9$*7>A/F:IBG]VFF97F@:GJI!.4=VH4[2I_,DGF&,"&9)CPWU):OS@D+I#9$$ZE6F99*1/6 MTH"29B=#?24 SSKCB*\$L%:":)6V9# 7?E>2M0;$T?]D-D D$Y7%O$5@CK0% MJ ;09GZ#3,4L/X MP]S_\)ZS.5MB-(V0H1X%.X".)S\XO>[W3X?G5Z75OG!J 6YL]:>C>=[='"N]%(M@>=8 I,"V%D MXZ\]\C>K_>)8A]/?09;9H2!X46$!"HHOUJ';VL\MVT;2NK/F#\^:L?S$_:A! M\7/)J!@4/Y<,]=[-O;P\O;Z^..V?O>CO?T\2V@>MU>TRK==IVZ]UEC8K88#5 M+7#4\(".^&UV+F>S6<][WQG@5R2]R*3B\ $9S-EO;?FD,_^[[.#CKXZ!-6C! MFV/87U7P9CND=Y>:_C*#&J<1CTZX.)4QZTX\G+P1%>J9HXTJE,ES9-X^"N(# M&>IQ9)\.S%SFC0#.[Q^FJ'2H+V\#L /KC8 %.DY'"&:L34"K(J6GK%F E;ZE M[FWKS!6VC."4Z*K!C]OE)I/#P$&KG*)/^R&B MB<2Q-LB\?Q=-5%PF*+@<9)BPP++FS(2Q-2EG^KEC[SJ),O6/S%'0S.AU*+4L M9+RO+:4LZT\X2)ADS,S-0?Z[*#)E5FROJ4NEO=?9:6'RF\TUTP>U*N_* MPJ2RT)'(C2W&)M%&6#62BE4+'0F(I-E*N0R!."/ MBTC90OK/,Y.=_K?T! %2JHC56%GK_XA,FJO,A12YR/W=74^\R>"V3@E(C/CG M*7<2G@-?BXGT3Q:>JJF.E)#W5JG4&]XBUA8>ZY<&/VV^SZV9ZEA941AQKZ=* MJ/'8_PS^V=P1[.?!U2W0DYAJ-C@=J5E)#3EZHG.U473>*>#^WHL>KK;H 82# M8#,?]EOXM(5\C*#+EJ5LENAW\+?;*LK(:N\WY;4E[U>+,//JZTW-Q_+?S_#5JLM*#&A/<,1"$_B;RTN7'* MJ[I_FIF:*GLB9DI$,O/^HTCE1Z_7LKFX+Z6_K%"PI'MIXT:WCZ;(.%Z%$R\A0 MK[+86,=:!W(?BHB&D4V'!2@10SKD&QNCU(:380"*$4"&^E3J#&)DK.U " 0F M&MQDSJ( (5/68@"=YSI"2B&3<0L2.4/)(-(1 Y2>63I@WIMCIU;=EXDDF@S8 M&E ->:*-4569>O='0%!4V3 7O/H^#-23294.$K%RD=6C*KM43+2#I [\I"C= M;0BIPE3Q/%$G_@LERV)BK%]@#/]*=9F*7,XA1.IZXG=3BIDIDUB,E,A,4>6B MZM"I*Z.)D%7FJDX/>=9!;!4FVVE(5HWFPN_,XV$]HRU$*+A*A@7,*Q&P8JM; MRDRYN%5G5*B'1!IG^:\K+UBS(*1M,4QI,KM CS'&C]+1@2@;@,S;Q^FXIU.0 M_I\RO@?CG_<>\(8@1GZ!S"X8X2#&TQ$ ]JX0$O0('448D&#]-L"PA894F(!2 M:D!'!G":\\B< C+/K)J,#D$#YR=!OLH1WU2WOJDOF M%D!5V\*9 S@U9F1./]Z98:2Y#%3(3V66H;01%W";:S_N"I5+N8]<5=?XT0JYU"9# 7*BY7XITJ_ M@$@"9,21%!__6-5DLX8=[B*LG#N9\ )L9$0 9^(/&0GPNISUJ8I4@$U_W$^4 ME+&ZV7J2=P/4MSUX,^AT,^. M;*1SBF4ZBXZWAQS% D=)ZR@5-H:'KK\TJX,;XUA;M Y M;#IMVQF#3&(1);A!AGH[%XO2TC CK>YR$U6G5P4O8/S/FU^% MB6I57OP$8 H"ED#5A0SX 28*D^-$KFSDW0K9X!4L[YO-Q50FI0J _[_C\]43%6G+D?"X/;MJVV MPEA8++F>W 8_4)_\ZK4+<^+\?[U9,-6) E+*K-!) &-(/#LM(#-<]D4LYY[* M,7P@GU4SW0)5>JK\=["T50"'$^#SJ/I=^!;6956DX._G.=R LE>3[=0ZQSUWM\MS+4Y70R]O_E#0L* ; MJV! X%3=SG1<3+PP@JRM7C4R16'2F_[R$CER)O&O:>LE*SL%)$?9W6R4%ZWV MR?#%0P:L_G=BE_'%>W4ZLDI^/ UO^T8F,__JGSQ_J '\]J]O?G'NG_Z8X(JL ME]^-K+]NPU,)*).KC4QZ!W_O4Q5?D7$3-C-@OWUOQ*AO>R3^^*E2:ULU"/(1 M^*I$\F8&S(TY.O2/M449S4.' \-SUN2G_A<3#'=VL\K$B/*"O<*9 3@ZD$X\ MX\?&(V&M"%[AQ'?I,."I^A2IG/=A&&-9A'2T 4;2CXX W%L9\3X-A"H=E!I ,F* 1H;\8L)["S3Q (QSD P3 M/J#8@G0VP5N3Z&@N_@T^$6(06(R M,@ #:SG3/V)]$G#7 $XR3Y5*WK'ASA*JE>#8H,!VTMD(.)J03+(0TS\FPX37 MUJ2^!]2C)EB./(AQ>FO(T._/P9FT*.,:R? \"560V4"?$21&5&!.XO1 M"OS$:![@*)88A :XIF8RFR)@+$ )SD6Q)7? 57$JO^6@+B1^@4 S3H3,ZL# MV@J H?A/G%_?D@>_S#)E 89#?/#_>GQU;CQ_I/WH?V^LB%6BI\KZ?Q1&P,/^ M:5)_A_$8<$,J:ZR"(/$/JIDX/#\-';"B:ONHGK) 9-%N!:YD-E$9X*HT>"0! M).4WO_;"?_ZN6AB]5_%%@ 7O2QWIF"Y>@9+PIJR)E(I=LX$J09 Z!G07>*=O M,E>"$,1:.1 C5U%UXM^@3KQ\R2R@_>@,_CH)Z#F _S(S8JZD=8UHU)L5^B)[ M<,]"210-1L:8G[%&?D,*Z='QZJTJ2HLR]8H*![A7_N96I;I,4481D>&!/VA8 MV[&)IE6 K.I0:L&IL"%XYIP9T 0E6"O$V41'&%) QC:05@D,_" R M#+#*E0D&;@89#J!TQVZ9!\<$/8O,NW^-@YU%I]SC+H6N.,XBH+/(*NE89WM3 M&6/03R9"5((_@'$*4&$ 2H"(D!:,(3F*-#J0CBF ,JN8SA[@? )8C:,!Z<3& MBHED;0=!H8ZV*!@I9%2 FOIMD*&X!(1. =[^L(9:)#G2B2XPD@5D]@)2]0P9 MGR SO(U!E(9 ,F^_KDY$8 &=# EW1.FZ*I4U#QY7Y+)F1JA&9LV!1Y78K'FQ MK$)GS8:F I\U$YAW#"[CIU7S!6M9:!I/!$KW!1T^A&8?M!8$.GS@;D:[,FT: MM'[R/YXD\Z91ZX< R.FJ5C"8;EZU4%;YV%C(D)N&:W-KBFJ4P5>TZU4?Z2SV M:JHJ19]VI9&T-R9%"F]M+9!EA5%F08@%-F0(9\"'VQ9@#*5#)"Y#./B8Q4 MIL8ZTMXK?*J5>]9$BO,0(3YR<+:[J980M XX>?^4_U?:V)1[-7FV+ \C&?!E M,':YL843/WZ*DG+?HRJ/E4?OH$3?;=T1%* BZ[Q.*N M[(;%6Q:!)%$G?A8;1#R6ANIW/?$KM&G!;YT2H6'!G=0(@@@Z=$!&A^+5J='A M =2I83" "OTH444ZKQ^E?Y$.^0HT99'P" MYHV\W!4AT@@;.@Q D7\ZY,> \,G;$5)3Q3LP@-+!3(=\?P18!3.!#/PE$IG= ME_(^C#!:F1=3QZ1(^FB?P7AG=FU MSY%HD7K94D]'R*\9[=IJAZWI/GUNW#@!5H$BQE6%:J!*%/?&_>\'J(=$B:2; MLB7F1V=M;'MLDO7(1"*1SR\YBX'+5:1'FG>]$^_:7QJ#'&8'5!G+8\X<,+FR MU?'(>@J'EP/_3IP5@T!'-]T1#-D&X9^Z7TK*T>L MC>+'+71#IY[]\!'FJ#%T=6LP6T"SAMNE0-S&&426Z\04C__<51.4)%8I5='0 MJDQ)53JDP44'9PP-D@G5WEV5*\RZ>586EC;NP\GA6Y4YD543BG (O-20V$;H M>O="7_(*'G;FRW=VIM.!- M_E6F>2A3I2A^")6R,AJ759ULR(*'2MDV&PR*^#)'QAN5/&Z;Y1)H$"J0DC4' M@)=03W!$+:;^HYR&:1<46#X4A3Q+1.!1->L2\BG.FWO!])Q;?\\1,%)/([LB M+E5H?5!7RD;:J8"\-0T@/C;\UHFR!=OQO_ /SVKL'C/RI(5Y#)V MF[JM!K1+),:_W5;3)N'U?2J+TNIB&BZ+E(K]=S(CP:I 2?T6K8R$!2 Q4'!* M(&H+0+S1M40):7EW+5ZH3%F9D( 8P&R05)+,2<"1@GJX'"//95XO:!)H8!P1 MB.64-7R!]P9)8H0P#""!<<*1_SIYR9L'P2#GO 5F4FZL=2%W>$?6U(^,]1Y2 M%*F\D,.D46]" -[EE]FT';18YM[]JH>3M##<-4+"EAB522+JT&WAZ;GQ^F\Y_8W/ MOW7C\3?0OJV_6[N[XJ[+U[Q]K/Q/POO&_N+LHGHULH%A,$7R?BTI-C\,_30U MM3#D5]$XS@P@&1 !0[U3)&"F.(=?6A:E),%SA6'!J"2)EN/L@;&T-.CN,") M4@N/0[XK71[,3=;;@ ;,%$8&O">0ZH)F8!Z,#%1)6=YBT*:>>>\&&FQ?%.J9 M^X2GV:5R18C@<(Z)OC:I?Q9%FAP'2^DDJH)X_9=[.WB5DXM?^9P&!1!FR:@" M.C@<((GHX)!/%-(!8@"5/X^CMU.2&3TX])-,?<8AGS*> 0/_56?Y6,L!C?F* M,_V9++M+)@*K^E,AZWNTU*+/91SP4[<3-?(7O%AHU-T#PX$1B?['47]DF',P'"C&DG44:*+4 M%Y7%K/6@S&(Q-HD.W>5;,]@C78SY.V/,:]]:.[T^C&NE4F4O5!:MV[WV/(#9 M6>I*N\*M&QDX2 ', ;/V$)NG'N9T(8NP(2F"M0?8D#3 ^AWL0#W,[O_\]C6! M]L.AG[7V6S=$ Y+2L\J5R;IK>J%$?^WM*%#45X-,CSAS(-8N-V[M?=I(AS]K MRX>S]B=HSX?:^Q2Z'\?E=2H*4$=Z[0T-2-O?3$B\7IP]P%KYZT*L/;>XT]MY M";/ZF2$P_E&(MTHZD\GAV@&KH40@MS(J=!3P^=8]A0=(%C3C?="I0(+>&1CZ MR;0@%"3#C!9D+0TTI38P8L =403*3&(<'S?R#SV]?BQJ_ MU(D:^Z6:>S!JOLZM*534S%<4349A&LITPUS%30%V.Z70=C!!< J?!R?_T0P4 MX=Q=RKR[IAWQPEK=D[38XLNR\( MZBAD#KM4>8:2RB#"V0H3S7R4GXDBYKZ!R:IX[TA;5XA7I?,_<$Z\D5,Q,DEB M)F'J;?B!NLJUE6U N H1M].O1.5DA^F_S5C=>F<)[<2%RI2523(5J8R5F.AB MK#/_L$LE MH##KAQ &)1!=!"FC.,9QN#!A/KA&^0LO M>?. QI3#H;\;7L1\>%&L:'(\, R@RW3B" %)71,.^<584JP_SMB:W%@B;QY' M")CO :+@+@S]'TVBUXYV!\6!7XG*>W'4(-$Y@*,$2'*\,-3+HK!Z6!9$W6XX M8L#<):*H_,2A/KU3UB'W8=3$8U5]*6J[I;BNC&XBN%K$U<1?9TJ M\30SA2B,4%>14K'H[]_*"+AGX3L9L@)5 J"^I_\H2I2LR\:',OL2,@8P<7TW M=85*-R6F_QMOK4TS@ABF0JD+9)$%LG!2\B1./ [YN37AZ"$9Q0[# SDE,N!A M6&!*DG F#/F\E0#1:%P8^M_I*Y(ZY4,4!IQ$D2F9&P(T@#TXH4R*& ;, 5#[ MY9PY0)/,0J&^S#E33Q.]1:'>Z2M.!]^JD;S47S@&1)XXO \1[VQH/GE.!V)J2G]5X7* MXI#4"W=3US=/IL(KH>?^UJ53=VX_FU2S\RIB(VJR9/>_4]3$_M;W7X4WND/E,<[@+%@(R]1.J;)9<$P M8;0&4P\]CE<\ODD'OQEHT'=PXGBU F8 ] MR"ZV$S7R%[Q8Z.G6'^DL]L['T7;XT5I]WW__MQ>#P<'C8VS?>?#Q;=;L]?8# MW6^TLV5>5%&/5&;R0M51CSH.\D_/(YM,0PSC79G%+A1*CXR-6LR3,#8EA$(" MZG4(9=AB.TR1$$\3_4>IXV>BQA,75@;X$'^))[4.AM H.1Q<'>;3AA+#?/W# M-F'-@ MK)L68 IP&AP?5#'K6'+#*E0GOD2.:HB!28/ M !5E1A4"@V$$<\.0^P VJD&4*/33)(-PUC]$?;C[QF66)S++2#H\8#9". Y' M)M$&*/)6VLQ<*GL=NIJ+OC4_/QSXQ^3&5?BC1U8ELM"7ZGBBXV+LWR'<:_:J MH2D*DQ[MW%PBA\XD9;'\DIF@7N0M)V4?)H+WA]=&H7^OSFT.<_ M2LN[]H0Y+NJUAF649%G41^4]CC2,?F$M#"3=5#@Y5QI= +,+;O).C M&/Z+DW->TM(QXY9V=M=WVEVG610 MB@4#HSMI:["/&F22"=. S_)F8M3]TMS MYN+03WKHXK#A'4W$%XH\I/'*'- W&]-X15D;'Q%Z7RJF\["Y\D M,LQ8C(PK -%/%A-U2N'ZX CW1 EI5=W*'E"V"R-T"(WX91"N)*F)Q&$.71L4 M#@]:I(;K7B"*0F$@=I"$"G#H#UM"N8#J$5D]],I>#LUEF)9+,YT9A2V9NJ@J M*Y*IT*E_00K_"4=(B@HI)2N"RJ@L@ZJ#KNDW,M:%4\:5HY&J)S&,I4UG1&I3 M+ <2Y!28.,%8DAR,,/3+V.0%;^CC/ CT12)P_" )F0*0WXU R$N+6\A((F7 MP5 _5@D%!# ,_25KV6^C!:R+MMB? NJ2.7P<7:@(A@5TB#DP++@.DO4X<^&4 MHH\:AOI0:!=:9RCBI#!,H F3PI _A]:3FDP7)/W$0%%!LO,!)DQ\C6X]FV8+ M =)"?E$5]K4AP:" X<^%U)D+JB)W\::9+@@#$-,R5MGM"'&:I/%>NDH5,@WS>@0[Y&)^01V2#I9)2+_IL-0^B B90M_4=#+ M8UF(29W/O'O[RL>=NZW.PIAQ$1X96O( 826VK+\I,ARY!G%;T-. #V$W)V9%4^\ ,JILH"J>$8C;/DM.4XC#% MJ>B4%+8ES,AZVB87%"X$=Y1""< P(%:* NX39AO0!:IA6$ 7B(#9!93([CAR M0)&VAZ&>9,(%#/4FBDIK@RO&60U,6,L 4=$R3D-/B#IS%@"R@#L,!T*\BW5( M()44E4LPZZ^S*"ECYF&A88; =)6?BVWY( MSCSX99*1J$(8!I D('%034THO&!]%.;*.I*( PP'9%F,C?474!0OP7!A2!%U MP%$$S$&NJ/,!1*<;YP"2,)H',Y,-ZO^*+U.(!GM"<.$X90BY063]B,:;0JS_.I* MIGE"D_9$X8%,$C.AL0JZ$P%J-W0G EDQ* SY)-6@,+JP\@X*&C@_&":0Q"1Q M%$#?D50!H9 ?)=+Q/@'^V?O<$ZG4B3!94C?]QMJU9I)H3TG_DUB)2RTK[%H= M1AYGJM@2PZD8R1QC#B2\!Y.4JG,7#16<9F0V'$XBH#.IX41A;BT MW*<94E3;X>@"PG(['"9,E20IMT*AGR2F@[/\&>\Q?JDA 0G#6?]B3(+X0L: ME7NL^H/.]7XHU_NC-6,]I/"^_?J^@-EK4U.NG7P8*#Z"QA8@ZIO (,4&@.'! MNIT-J+U/Y'!['KR$X8%,#<4!\!*%_O5'7X%V_QM]J1U!=R?4#EA_3144^>L_ M 6#$/]693DO&%M#:\PY8FE_;8MVE$W[Q858_EE/6BG\2T,19V[\D#("1_[7# MYWC:<3)MZC* W$=*F)%8.Y:8YP1.N#51TA7"9$I84V;Q=F'UNN=B0O&CL#ND@@S#A6H@+>O"L+$DF7\#0[]WMY6]Y&W1T)SI.&Z-#7]G+0 DM<$H MU,LH4CG%^N.< C18K"C4VPJ=G0( !48#A.BR(1G]@',,Y%8SQR2>V #\0!+@ M0V%!9L(H0-:#T&3&')"7L&<4/<+3 C]L2I3GE$*9P40KG4E91VO#L!691?FMNE36J:J3HHT3B*=-IT4Q,>*5/RTSY9QX,]-ST?[R M606+:U51VJSZHL59$X5I\' OE2M2E17"U"T>8Y.$L\<)78BQC$7ED[0_;^_; M$[\I$99&7/BC.K1RB#HKX6\H0HHF(/"&%QQK?Z-F'^,%9 _O$U?^(/WO_,T? M4P8.%\K HXK=O7CPN?!,X,R 7Z6_]:W)V'/"3)Q.^-V4K$,('TVBHVEHS.H? M'E,43L)P(K>&!N<#B@LT@648\F,]8IY9($ [@Z*?>3M,K%QD=4X45(1A@V9- M??!#6+O1WA9PN8J*DG_>C[_^>Z@-]C= M7?C53J^_\/-UW6KOJ[=Z7E%94^J9&=;I;T]VG]SA=PTGGQ?"^26/1=A:Q\U7 M8>WN?-. T!\-\BO1O[VLX49SBV#R)\ND8J>W'Y:MA;6OT.Z.M@>]@]V' O1_ M^6>%QOX5=L+#JA+G:I3! ^J^J!V+3H#'DBI MP1^=>VO>9XOMY3=O'[*R<.$SYV1K#4WKJQ%_]H8/\2O'[SZ_P381[FR9?F]O M?5LF6/X_O[/J(0/N*Z[67*RM>I>U[IGJB>^-^<*7^J2GQNOK_ /:>?&G8K[6$Z1B M%L@)0F1U@9P@1-3_L"=(G_@ J<[GR5@]\"S%%<5K/A%,9*'D]1$*L,&(&/"@ M):&KKCX([3***N5R*9-2A=17;4@]*#[G2F[N7*DX$4-BE:LL=J+,33:#FN.$ M4\FM>9.(1AVLK=[&W]Z]WX*(6[3ONL!Q MC&!6^GV9Y@ !SW6D$I;RP*W;-J)*IJS:Q'6=9,J2*?)I2![BF#E=P,X5D?]%XRWV;C@/<:B]?2C<7GTEJ5Q12Q-)10 M[:]5% 5 GU=O\^/4F/5[_7F!#YMXO?)>,50,&^]7.W&-,2'\,3XJ'Q3!^EL# MB42BGS]T4]V*]*-4!KE6^SUD8]U*SF+_\5$V5F.!58F<"Y"".!W]WE[ELS[H MX*%5171.1MNW6>L:M0]]R.E#F\D!J_)$1FHV8,B6%Q3)K_GF+U(6?%85'HKH M[^SNDZ>]2#GQ]BKR%OV%0G814;H0EL:+3]^ON49X&R]F_F'===*5%T3'@_OD M',__UP;E'&%VU!(C&6;I M_^MW(.K?GSQ^3=[<4TD''5J1^#/.Q/_"6.U]H#CQ4%;^[!]K;Y[NST=; MN72.(ZW\+__%>,]_?K,ESL_\?_]K2_QVND&Q'PP/Z1_ROZ6-3;GFO"I2;OUS M;FSA$%S_NNSG!XLU8<@Y2*")"EMDL:AM1HB)W(<[^T_4JD7R0O/7MQ*::SP[ M4.K,'Q4*#)WXT\R5 6P50)]5[_/CE&1VQR;RL=G6I7[SJ=E@["Z6K.Y(Q6+6 MTO.VO]?KKZ]&NF[LDLG#8LIOWI$3624=1!O MY\YWRK2W8'4'4C? MOQ%2_@&HFQL6L 19=G%0\9W.9!;IQYVDL!AVEV"4QKU8 Q'? F=VP-I$?K$^.Q\K2S$N; V9FY7'I/ >%D8R2!IG^2_G MMBA+*:"9F I#/M'(5!CZ&PM.)[K@K0UYCPR[0<3CS 53S1AQ#UG4L'$\Z*:H M_MP@ ?"6 YD])%;HYAV,YH'A@S=O&Y!I A@.M),166^$N)J^-7Q0Z.#-XP)[ M-^G6X%/6O-AF3;W.HJ0,J1C.!X,_$PJK(S)O 881B4YU(3L^T%C+,.13&VL&5 /66%N&SXHELW&44^33X,A?VC- M%_]NL9()*-8A\JDI6ZACL.Y%IWF9X># MT(!HG [YG:-J'(J^5,<3'1=C__!PC]FKFA[+G9M+Y-![066Q_)*97J!(A2VR MSL[&W?Z=[KV9/\?VI@/Y0FT/K9)?MN7(O^&13"9RZIX\O]W6I[/VYOM[_NEW M":[)^OFGH?77+7@J3G^459%)4T53!8FR3Q]RILS&$9_+T*1<)M(*TO)X& NN M+H_G+!*\O9BF+IXS"WA',H7) D M(!(P0D 3R(!1B%\R,^D< K[9W8"(9C(Y)"E[Q-&!=U&P..X$$L\(A_JQ$J]- MZI\WI4CRX7A(1&WC*.0/I:-IE$5A ._J9Z7M'D;>(0K(I&2N$0PGGC[* M(ZO['.E")CI:X254[^+Q0W9S3V5=Z,*\X#N1]D$',VP< [(R'=) QZ!P@ 1+ M#<<&OM4$Q/H(;)J .)\&D[%)>8L Q6& HPRJ_B=-TO\ FP-H\V_DRW*IA2ZK8_.&!(;^/%GXWXG M4TA:0.!E15WY,XD&-@->P3B5)!UK%I_4%U:I4)3LGE%8,NC*ICNQ%[Y)DZ;L M]/ "U\"0^&GP?*&I5CI4=L"IK@GG0B,:0!L;@#ZD* M7I2DAQB>-200 _A$P.O[;$SV,7P[V MX_W#PX-X;V]'[P]^+@"< ,FYEREKY?MP3A?>(B'S^]_7#ZSP^?5RG!>["G+ZV$-6EC"+PDQU.;W=_[<5CBZK$A#?Y_7]?E"@S%XU57"8J%GE- MBLAK87="9O%S8\7'1&:9__ZC?YZ)=21:FGO77^7M5\T]_+56W?Q#9R( TFNOV[)^./4EJ_ILFT>D[UUC6AHF5! M3[2\<:H091X>*\MB;*QG;RQ"25!LY40F+KRE3!(S$67]]](?9O[ B_R'4Q'[ MNT7%/#]'UJ3A=:WP#XR^>,$*[U7%8<2U!>:9Y66B*,.9*&04!9:!UB7.B=8Y M2<@?)YQ2"SAO%M $56'HO]9HG#TI$HP9'!D@BB; T-\&<8.R5 I@1PK&+NGN'8 M3%@K@<20H"7B" #W4[ ^!4(,5VK>$WA(4*5@Y&!D;*0HYG7#<. T<^5H%.#W M::+%*'R@"Q3AL( N3@2C#FD*$&'(CV3I2/)F* SH1K%P;T@AZ:"#6?]$YKP5 M@&1]_,7*158/><_GY>T2??SE_>GKWPDX<(C"@?.WGSZC,A0'AE]=%V:" M:)6OO>G:I>QK+P/FCVX,WW":Z#:&94,4FW=C.!:K1%\J2V(I+NK5VQC&D?B7 M"S,O&\.R$J5L:V,X!N/%TG)L->/R:^\X,J&UPATM-3AS&[3NG5F M+"_53?^,BK^K@V9+#*=5QT[H;6F_;+I_K,K]E2J[5(G)_2.S*#'.WZ/Y>DF+ MS_$]A*!;[Z^M]RL* Q4FOI!*[3^D*$#I0 Y Z,\?OXD7701"/Z&-:?8!4"$6 MA3< (P,TV588\D-[K2TC*IQ7G%TP]';8Y/%M$QQ16!DL] 8WNC,Z-]'HQ-EC M$VU9*]O"^HM')#"3,#R@M+E@F-"97)S5(%>;:]4\>V6*(>37OS]VVZ3=18.8 M)3Z0Q%V6C9O8],CXZ8*-="TN:RU8@JJNX%:YCZ/9'4U #:>IC7?E,A'0#0S] M_S I;\ONE]#&QIL%:>EXJT":.BX8\F4<6^4<25$6$!=0RH6(6IKKBA5!;)3K M+-*Y3,19Y3GXO[S7(R5"N[&56:3$:Y/F,]-&U_&6*P/I]GZAZ G'248L9LLK M<]5Q9>Y-^CM[NWW2O?:&9&@.3#G-!^,_(ID?!L."4S.1G.G?W]G=.=BFR-HN MY,!"C=!U**TL0QM39KV&60P_(MM^TQ8G!]G%X3<^#H\3?Z ,Q*/P@"@.CQ-_ MP.GP(B&?I%L+A_PA"7H.#/E$969 NY^NS@Q'"H@2$3A20)*(P%G_V&N!J*"! M$8)A DT3+GJ!VMOZFD%\2K)S)ACSB3_QN-$0-#_R=3 M%C01&A@6G O=3&E2 XM:>C".8@_%[)0%&I^83DT%&A<(- M[2+S^-L)@@M+=O#K$T0U]TIE*L#X2TL1?X)7=B?U]&)1GVGK;P$A"\^ORJ"G MK\[>/7O\TP"8 R\.7^SO[>\>O-Q9T34=O!ST^OMK]DUI]SF,;=KL9\XL. N& M.&<&7->85CDN9B%G_N.1 ML6E=.2*>SG9 BVWAE,(Y@ZONXVXCDYS8PO)O &9]^ 4'4"V_!G$'=*09K@PS'' &UY(YCG- M48#"@&*L: :HP7!@5&:QX]0_.1^82)0D$0(8#N@L2LJ8-0N8 :W=K_PK_.9/ MH^P=L.E<']!"8-,3U@YH6D9CSO37(SMSHB@,#!MX%=O.-YX9Y_0P01ECQB?\ MP-S>@)FH3^#\[6_*H@;Z^Q7 M5E62/77/*(J+813/L'3^,T>A=G!$X<*:,F>D>.<>:7A#KU8U*"H..KI_>,P; MA3FTA[#6B"Y7D2:I2<-1B,1#%G 808%)AJ,+'%%H#H8!)$$I'.FOG):=8YV1 M]%'"G BY56G%BOXQZY.Q$8?$D+37P;#!JEQ.& M/?S,@3Q.SL_/*!B 8X+>M(1PEH-7.DEP(&=I?)&,U520E>%!3)*H:+9Z KSK MZ",=Q.QB>XU"EDG@F791R"AG@1:D0R<9;[>39+4U<(L_Z6F&'4!0WZN MK OCE#CS@"3="'/XC706<)A(1 "&"2'#I(N2J.H59B=$8Q5]X2P'3T>\E8&Z MDFF>D&3X; B'(;/*#I/<53A;ZQ] M0ZO\A9>L65",E:C@"45AA%6CTBD1H*&:R52B&,M"3)08*96(/# L*YR08F1E M&0MC16HR-16)K$:,>?+\W=R7GGA;&QI.F)$(SRBF>?V/=N15N.E$)XG(3"%D M%*G<_X]5(BBHK>:NQOI[NBU16'FI$O]74>U9_TED5:P+_V,;7W\FLUAX\\Y3 MES6?+<\+4\5H#^\3:_Y83TA[5"6]Y(4(Y/->K#D9C4(4_G%3- O>B B:]5Z\ M^7LIK+'_'4FQVYV2H5UCS;V2Y[Q &1.I3!P.#,ET M)@X/+@B5)@X74O^+,>_A 7E]<+ 6 ][CE-S83$APG&$X0 -C#4,^40P5AOXW MLJ!(H<"T:7^4%XID>@I,KSZ-3X #Y4[E$\!L@)@-\'1(7W>X<5:VBL$" UQ#LJYVC"\2CDDS1XX:Q^O@8$$W@5D$M- J6.0G]" M,^\31P!DQCHE%[I\-8DOCJ,(76EME7'DOA-8MWLR5P3O:2:YP=!_ZA7 L%!Q M&(#]^/.^@-3AREVH,_KA1_;-UQ":Z7QS5-\^MP-TF)(,D@^' &UGPMHMH"H=P MR.>-RI0:$E N'/&W*F)>-/Z!S!PDTP*KU@^%PV%3&L).1\)DU3"79D%%>/L: M6:IJEA)-PY"X[IH1'^>AJ(1V%@MA:YO?*:*]OI?95*J=N7(TTI&NYM.8 M,%&F^FU[??/[UV._&E]9K(97AP//S-PX'0@ZLBKQ[W2ICBTX&1LU<- M35&8]&CGYA(Y="8IB^67S(A!T"S*/HP4O%Q)"'9W;S-@]L^QO8FM7ZCMH57R MR[8<^3<\DLE$3MV3Y[?%V\MV<_/]/?_TNP379/W\T]#ZZQ8\=>E. 1JV\YB: M9D/GR;S7J2ZJMEG862HTO:^+V4626/2O1C/D&6>NY2=UJ;*2M1R\-B3#%&#H MUZD_E9432=!8WCBAJ#: 848;T!359#X"3N"$=&A<>AA)N"B]>1X^%HU,/ ]# M%CESY#+X$IP9$!GK?39CO1_F"HIIX#"$"Z7W.N/[7VRPVD\I=?NT?:654](1WP*>F%*G\HOQ/F[TW-UGU MYI'J*E(J#N>6"I-5O:LY;AQLIYHS;2M2U=NC#;\,[.G=-C&?"R"2) MF;CE355WHB*W*I%"B19Y'=><3 3H[,'!XY?H?;5(J[_7J^"U><^)G+ .QH=8 MM"894 W# E=&%*8*SIB4G S-!X@'S=!PB@H5%!ZDQK)6!$0-_3#KO[O#F?I8 M3EGO_I$U)(!N*/0SK\J(:8J28,2?9OEAR+_QT#ESH0I.<-8"H<""LP#H++)* M.D41L,1QADA"(C R0+0'<.I3FZCL@F#L=8C7A+CS\LJG+@)[WPAL'76O8G$B M!*3NLOPZG+Z[(X*G(H*Y7BU1,-P6!MGK:KEKC1:>4'TR-LFZ,1)V>C GW%>D MVG-7BLQDVYRS53I4^BB2"FV<2I^ADM:_%6L>A $5)4F9.A /2-!D@.@/65G6 MVI"W_),T:N&03S3Z$$;ZR5HU83A@:+J5<;8 46$C#/VD<5&<^M;:H831!*U3 MNS&CT]Y>565SHU#IEDV%3(-I+3(5_- P3ZXP(O(WT5FI;M4#9N&22"TORFMB M->&FK3M;U]^U')JYW7\X42'2B :6)4RQ"SG_<$4F].*+ZJZXGCA)J@Z0T+J6 M3*OW2>74/[[JXA/.?^%&,BJ,)T9=ZEAYQ1D* X%$QI56#G6BB^FF2,VY7X54 M9SKUJ^K_)V"<7J]RP_DX5%H._9K%HUN#5UFO6Z MUIV6M^7!Y%4]9]M6&57]C:[ZM[K*518DX]9->N(\P-W7#9S7K]I(MYWI\ R" M[\JA\Q^%?[:= \=B;";J4MFM6SV7K+O#Z:JQ<"+0A-58,#Q@/F8UDJ7C#93# M'3VO PIBCI.3R)Q$!>!L@:>.^;SUC[^\/WW].P$+8(;LG;_]].'T[.3\]):?] MZ?MP6CY[MFILXS$1<>8W;Y*8J'K/Q^35$LP9 E6^F N/BP:^A'H*<^Y;8)%@ MD7]^XQWYE_76Y * MX8VBA!I'8N3UB1="YJQ9<7N_V) XBI4@B6W@,*6"R-27VE420E-G!E-Q3]1[ M!2,,[_25HA (.^>K-@49A.$>EL;TU0=XVP%DF,!AWRBBD.<6%HB@% MPHFJI"5)0QZ,'*@_2N:G07]GAR2PB$+_F6*] 7*ZV8$X6C#$#MMT1(6.V]0B MAPKU.@GZT=_8Q*%L?C+6T3A\.ZU"CDUK??75A3$!K_=OQ#C.$:=0TH(SC@XV'[Q8G][9_?E#@4N MD^6-F)NRDB MZ%3KO8ZFQ1HWM"T6S.8CK'J43R:3GK=ULDCG,NE%)A7K-W\I.WI6QV,->+)K MK^KJD"#7PK@CDJ9D$85\-1JI* "E M,"+L7A7Q%@F<"0SY)ZRX,]_:K_CS(#0 MEYBIB9C%,[G5B0CHP=:1SUA%QE8*[*C,8F7#KZY1.E$*Y;[VJFM?[:^]S*=J M/A,%V^"XMF+$^2OO^+F0A8(%BCVEL/I@\(J(,/Q0R"<;5H*#7:8I@EXP" W: MN9($Q!$'HX3$Y(71 "1-!"C$NX(&(AR& 6'H)F?ZFV&/%$= IP$0B!^5)(A] M,(MOD1P]/E%O&.ISL@ )C@$X&9.T$<+( (T/#$-^YP/3^,! 9V!1VHS$"X;A M05Q:FLI8 /!*HKF0[E(^U,6!&(V5%7B6"*0![8#K?:/8##/G-V#3.+* ! M+\:I!VV2QZRU@,ZBI"1"VL'!FJ%![\+Q#^BB!#@\:"M@6&\$.C9SD?"$0*:P!D,^==C+5C[";P@Z+H#\1=5L>\J.B=ON)=4'(21:;,6#M$TK/ $N7.8.2 Q!" $8&I*2EB MQ#@1PME&E\\]SSM]I&C[V#MC(/^E93WQ62GS^YZ=/;\_>O/WT MF7,5Q\G9&\[D?SSY='YZ\IXS"TCW 0R^64 I[O^<&< \6_>V M.EA90YV1-?S <.!I!=>^<_S.*MY3VM\;\Z7B!>]#X:,U=<3V&6&YB0HP1B1RLB4F 131O]BEJJZU MX;FB,/[#0C;W:WJ(Q)DJ1--,XD3SW6S5D&@39N'ZR%A_W]QDNUMOW^"=E!P") M>]HQSU.3^<(X9B])#3\2^40(D#![@ 0 $H9Z"O@W&.&G H"$80!W ,A0K#OA M?0"000#"<(#WX!LBF \4\NG@WU X0.7JPQP"1 "0,%N@\X$['Y@U^80(D# \ M((-V@>$ \PF Q, N*&R@!H"$801SJX . !+G7*1Q#6$"M![J>YIF>9M9@9Z>L P7^ M/'0D%9(P&Z&JGG"L@R03WA(0P.Y$74!0E:I7E>YU=7V55=P2D[&.QB*54S%4 M(G28A&;_)/3K%V/_EN$P$7DS:$'HNF"_N8,.->QU8%[4T>G%Y?"<0Q1W&C+6 MR *BG[.V'T<0T&!-W#.O-$)DR85U9'\F2)%$(PP"* M%G,<^4_\L4BQ^C ,(&FOQ5E_&F, AWYO!FC>P((R)1J%@B,$E 7$.%P@BQNZ$E;'RFX)/1]J"B&NN+IJV%PU"2YG*#C+I8Y%F3<#8TXS5UH5 M7R.D5A=M1FSWR<\G),$4&&$A.CM@Z%<=1-/:J8=)W\J,];B*N63+.F4 A@L? MR2 )8%C OO7HDCM4%PE6*XX50!%)Q]& A$4,5!M@Y?)"[8Z6.C)Y<#BSB^U$ MC?S/7RST9>J/=!9[3^QH._QHK=Y-59QV\/C%:7=+/&ZS9J^W'^AFWNF>E>F0 M=U<5B;4\$H#G^J-3?:K6@\\;GG)75 M_/IPX)^2&U=%^(^L2F28O&W-%A M'TWC[>>0!--0B ].'N?%[TQ\/HM_7Q-_4TI"SIG71- %*F%8P+LN@BI2B;/^ M-(-;4*CG7A16F(+YA()._[%6 'EIH[%T712+\QG8]!818;/CB %)=Q$.]U26* MU$);>'*-N*;@P8# MRLC%8!S LJ%O46'Y2JC ;-!MS%>CZ6]4.[9<6=G?!,'%YL?>5(ZX1N$!">0\#/4TN0D8\M_I*Y(, M+0P#3J(H($ >BSE#:IUOD>K,.]-5S8!P)HF[C,@WF74TXS-P$HVYM$09$9Q8 MN"NM56$:!.^* R+C%B8<3@3M#!XV:.W=+FSP3>>+9)UD"Z<+YXI&DH)6F .% M-[Y5&S#C+ $D18PX(D 7+L/A06L_D$!=PG"!>STK5= (QA)J@D:LA8!F4BD, M^^P'P(42Y)L/1AZ/_@?S%. M>//@HTETQ'JD0E/:Q5H*).^1*C1#16",RRK8)B.BL2)DY^'*+9-*N4W!0?I- MB4@F49G(0E7U#?4H>R=,)F(Y=?64L# ![.SWSV_#_#"3JTR,C!5>"H*%)+PN MN/Z[_SXSA;#*%59'A8I[PC\A-M6G2Q_D;^^4OR@R%YE_]UB,_2$3GGXDSM1$ M_*ZDO1X\]D9.C\5[.?0O4/WU0TBI9^)]&6)_XK_\2VR)_[2]^LOSL&?#L_V=56H"@\.O_#W+3!7*7SP6 M9[*>0"=.O5&I/F0=5QRHA 6-$H9]F0"D* M]40%\3#T_S/TA"13YC;1NS*+G=!I;D-\/9+#A'7[(^_>5Y(X 0SUS#M_/[]] M35'%"T,_"3(S#/7&^M.0]?KGRJ8T$.TP+*!HZ8$AWI4NH$NQ#PVPMH!RXXK< M9(H(01:&#S3 "3#D,S<%\:3VBMKF3M3;,%(5C +,5=':I7$&4-(39$2,9%<;6O=IC):(*>+L0 MO[8E]^*COZ^)>^+U $,_K5Z 84.M&#BKQE1)5UJ:-F04'C"W%W-E_U+?= ML+W/^MQ[%#")#>-!@)+@2[WDK/A)]CX,]2J+0QXSY#QOO)FEW@JI>]+X6$/E M_4Y58VW'")G> W!K16/Q/2! MA^)M&@,HW &8K<];\?GC)XQ^(#"(85CP]$%#VQNF^ZO1P"+682[)L P&U3.1 MRICSEGC0:ND-$P<290AS#J9E43XH[/:&K?Z()#("L_'CTI($QF 8P-L4^O41 M(-V[<+S91YRY&GX>@3R_]V0+H_?QHH"* VF^XEDP!(, M]:2E?&LXY%L0#WI+ D8+CQP <#FZ(>^S<3M!9Y%5TI%TN\+H0NX;@:;# M"X?^AZX%W[RC@ HM$48/DG0Z ^T SFO_T+5?F[?\RV+$KHT-QPVJNFAMIM#Z M9U441E'%/7'BJB_].2(J75HC_X2+91.+#G_-YAYP;7UL-<_7,Y=6N$3&6N5R MD\7AFK8=7VD9EZHJ M[C"#9=3>HJ;D#N+1U)3"3,)SJJ_G^N+_).K]F"'NU5+I==P]#BM6A?:/*HZ$ M7SWY^9V^H@D'+I+_K[WHX^^,[V?F212%2DHQETF]%I$?'[H !P*7RJ[!:=NG M@7!!H=[K;=:0!52J'4<#-/J8\R8@&0V&HP%E1I'M@UE]0@!T'!F@04 GHW_E M4)/^"E1++N/@=6TG:N1__J*MW='>ULV*H^WPR5I+=T+=T>#@>-W"K4NV=:$Z;:OY@21(3!>0C"@L3A@L%Q=!!'.I)'&R&I%X;QM6D"^#B;(&GDKFGS9IZJUR9\![.PSN+ MR5O\$YH#D&KU5XTP6)77I4[/NB##!@498.PJ'1K3E:,X5PY0>!!9%>LN@,_9 MNV;N77;Q^RY^_^!':ZHSWF>KJ\;IQLHZB@Y3&#;, ,1P9L-(*1(YP"G"I EA MX]#_P?]BG%"4H,%L@H\FT1$%!\@,[55-C==C:2_4*+C8NS?(MQM]JJA*0J3'NW<7"*'SB1EL?P24KCA MW?W;#)C],[RCCO_V1 _CEX/]>/_P\"#>V]M1.W)WY^!P?W>D=M4PBN/1_QGL M[QP^:2\;VYL#ZD)M#ZV27[8K#.(CF4SDU#UY?AMK06?M.^WO^9>^RZ>:&S__ M-+3^N@4OJZ^.,I.=E:EG0"0B3[)GZ"\2DSTY4E%\FA[T/?7AIOY]BS*NW9V_? MG9Y_[GBSP!@]>T/P+NLH8?HNMGS\Y?WIZ]\)7F<=)M9W<>;7D_?_?/OYML+^ M+E6]0$7O0BCCNZ;(X<*3MB+E,2V@):M#X>;>;PM9$RD5KS14E&3F D&#XH' M,=')0XZ3VCP/,B?!'NA<2!3ZX\?6V_@[X(Z"9AE-Z^)(C%=_6%F@D99V^E0K MWOV,KAS^2T6\&[I(M &,2)PH(J MI\'9%)BPV@*K=_9%2E^J>R/SW8IP?4\IQ[E.E1-G:B(^F51FGL@?H)XC,X6. MUBUO.[T^#LK_^JNPH=Y4\U-X?&4MA_^,P@+G] M/U1> E@+0'?ZD9Q^.&,^/\BBM+K@; &\D87JL=X%-&$0' ;PICZ,KVPB ?_A M1%6;%.IHG7:%JX=F1LH6>N0]9?]Y/KV> %K_LOXN3+UHOVAN=AWE[:+5]WOP MXFCUYW(4ZD74VH%O=WH[+U%D56?>8DLE 7X,$A?67BL"9;/&RK]:ZC]F+ 'K M'V*)9+$E6@YUXJW6==<*((D \]R%MPYHCD(8#G!/75+H?QCR"54@D!!0Q"^[ M$P"$?)GGUN3^/@5K-N1RJCB;PHFZD,G:D12]"* PP)M!ND@(RAAP9(# (08B M?JQ$VT]W+&:.Q"[NMM%QMZH<&.:849?:B\3:T^583""HE\1B@,RFHCIP84KC M*8+0::YB'0;M4'1KP;"!I&,1RNY.N1\*) U[0") AV* HP6X'XFQRA7), ,< M%I ,\\ AGZ9O%T<-DLUSP1$![@>AM(56K,]!X[4 1>CB(#,RSXW.BDIB:"9MP8C#'Z5,ZOI4(AL%A1$D)@H,]84M74$T=0^&">I* M164X)+@K!1FG.M.NL-61R?JX9"X)3R/VU@+GY7?E,-4N .\%RWJFN\";\7^4 MVE:VN'#^(S>:^E<*72[!XAZI6%EOW%N5&^_Z9A?M[RL[_[J;;"X#/P,@?[ P M_?[CPY#CR#X-##>,[%.A4 ,)0)>_^7FDK>.=P"')8P.13V,!P- O_?%_D2E% MXAG"<$&31 =@R)<9">XLSE&X=B @+/(E:^E/RC1GS0!7INM& ,&2_\X3Y.P# M<#( X/:G>0HB@+9BM,UX_RCB4#5.G8 0H#$+*Q,-*0DF2+ M<':#DA%%L@AF,WC7T/N&G#E DB6!.0ZMBI0FB8[ L(#0,$1A 4FA.@SU%*XA M#/%$9>HPN]^5*>?E-R3EN3#F'V6=",P6(+& 8': %'31,9PH*9T1A,.#.CI& MD2;#48@D>3(<\HFB@S#5^7,U^+%13M!DD'"D@BQ(@L,""A\)YV3H+(1N- -M M_@Q'#B:\NYJ)^HM@+(2NJYNU^'?X9AV^6<@7""E"Y%C,@GR ]\6^H6H,A!-= MD@(@&"Y$,HG*1!8D53 X/1&20H/!%,62 +?C[ $:,P:'_GC]\\VABJ))Q!^& M>O80 ;R7GWEG>(NDP_H D)9"!@Y0R#\A(/X0A?A49R4).@J,]+_B;/I3+3\, M UYSDOU5HVB3L;+J:&DH*Y=Q*!/;3M3(7_%B832K_BA@7F;%T7;XT5KC6P'@ M;G#P^'.7[CSX^#9K]GK[@6[6!XRF4"\PAPN->8T36*/R+F'.%[IJ"1@9R!/F M%J;,>*-0$F8)8?3 R!J*W@J[&;TE]&AV*,U_N&8*C8FBTOI_E-9?)*2X ML#)2(O>/-K&_J)YD$\;.A-DT(^'5EC"7RL:E$A_\JXR3J?AH$AU-Q>NQM!?* MA;GHU=-DGOO/Y3!16]5-JF)6\:KVL,3?2VEE5B@E/EJ5ZC(5GVXFIX/6YZYF M)=4O%:O(V&J$_%$91HJ%7_D3'ZLKZVNOBF)T?NT=/V*U@&\Z.[UN*&P9A8_= MTAU(/2IJK!/>_FE7"Q8.,-8B0.,ZP9#OM<\ER9QV& XP1T>G@0#%V0 7-/B' M,/0SSU3K!78:2T:,2+#@P>Q_HO&I,,)/ W\+0WXS(H;$)$+AP<1J_W+,#T$RHQ"%!8010A06 M$$?+8:9&$/4VP<@!3LE0'O64%$ U5QSD*:B:HX],?:%58/RQ C8;T3:&;+PE!/4D.#LPU(/ (< MX><^*(@N78"S!;J1>>W(/-8^(57]#(X0D!70X+#@=Y*$"I*8,CO+*3.0KI.I4Z?:N6>L69&K)R^R"IL)8HB"ZA=(:JB M,]%8T*)M4+IE2TFKA"P+DWJ613))IL*J2_-%Q1T(W'IVR::CEM&!P"T,U6PZ M.W_)H?'?SDF2% M,1:"L.<+2?\(3/\ G=D&4SI^8FUP]KG'@JLN@CX%:CL,"WZC ML,)@5,%$)PGGU4_E%]81ORXEV!KA3@RE(VFTA^$$26$5R;D ,U*=I-\9M"-;#%#ES@*2Q$H;Z0J9=N333)I!X8$: PA6&(MRHN(Q6+5A>V1=%;0A51 M[]GR8N>N6ND;JI7>>VTK3BN5(YIJ#?&;$B%O+T+R^FY)NA,COR0RS#UW)FM1 M(D50VL%Z.[[YG2M,+N3(RUDUU+P9HAYFJ\NBN;PG3HLP.3TWSNDAR;1BG&+- MBB\3SWI3)A1&$ XGB(HFIBHE0F]D/T>G='3)6T[EE/G-X*;\=:N3:N+9.D3I4I M<T!E\:(@6A6MZ^I#'[0^]#]#WV+ ,A*?VZZ- M;VLL"(M5IU?;I6MS+*[Z8&)$)M-J&4V>J)[X>*O=H,Q-=K?;0-UTDC3_#G>I MC45WMP-!W*K"KU\T,V*V(GEH_)V;R[N:9%B9"P6KHJ[:%$WIXB/((8&"W4/1 MK_46I,A]HG" Q-O8A2&?(O<)(_VD84<8+M!-&,!A 55G P'@LW$^1B@B;G! MD-_4.U#L !@>5+4>G'7 D,(0!**^JO#AS()]SBJ0)/,(L_2[.YS7OJGFX\P" MDK'&,.(? H*<5[^+ \6:N?73%BUSSKJ2M$3AU&%W58A=%6)7A?A7LMDV,#(P MI'&$8=:_:\DA:L)0>&!R3Q(!CJNX8J.O6JQ/#;"I93:2]TMEV8_.A@8>7HZG6B M#T#P^5@YDN$%*"M.!Q$'$P^F*PJ#D0*3%]ID%(<_3DV,M"19$1SZ$T=A_^#0 M?REU(FG&.N# 8VF*M! ,]30V,,Q)^-$D.J*HC(01@%06I56\#T*2-A&8/:!9 M+?ZJZ "NM-;[>\JJNZ[=S+:'O0'V_TGHNW>B4^*]M/!$X@D)%)J!F;V M6#&VBG6Y+95#"L, PI'4*"R@*[;%*3-D66RY:K)06G6TM+:@ ]_^ZH,7@V\_ M>I$/NLY90S$/VFY;4K7#J;IO[I%]U@+0X.FSE@":4!B.#% 9X#@20)@2@N&! M^J.4":M";Q!%@$/_A?6:0%&T.@"Y'XM?Q8Q6=#]V^\&\?F 'Y($.^G7X'JO5 MBR]V29@=Q*N6UI^;0I+@+ M(-&HZP,8]SC_Q5)B2(J3"[@$07XJP_D36$0G[36D.4OH;Q.Q9[9+FRH6!- M7JC_T8V0[K+871;[87G09;%_'K 6@"Z+S2YXWF6QNRQVE\7&400X]'=9["Z+ MO1['#BDM@B-[6$ELJJ9C\!PV52/B_7+8'6/F0TE)26'>4$!SWHLO-%H7GBUD M?>[PG*GR-5V1S.87R:RZX%!Q:Y)0Q6*^=$4\71%/5\3#=P=T13Q=$4]7Q#-C M%'+>!5T1#^?5[XIXNB*>KHBG*^+IBGA(6+#+6@"Z(IZNB*+HBGJZ( MIROB^7&*>+K\S.;E9V#0<:G*AF 80%0?!$,_62$0# >(*GY@3 'N/A&A*03# M Y*Q=3CDRV>LR<^M2G69DGB$,#R0FG611J(S MW.]JEKN:Y:YFN:M9_KZ:Y3OC8&_[2XL'Q-[VEL*/U@H#\C]H':+=0:_?#R2? MCY6XD3]QPVU1A ^IRO&8G/*JK^>GBX,PC_]IMJ:"N*X][+V5]BO]0WN.T,'"Y)Y*TW;;<8S(FJ M:AD'O&XQ7XB*F1?'1G#84M>-/YDP3]>6C"RR)=4=FVZ_*E?=ZQ,GF7Y4MIYDKK_L;==PMML,_:?>%MVFVF"^O$^DCGTXG-X4/!,?3=:G%D1CT]_\*+&D+O"HBN#N8R' 3\Z4X M4G"2(W?C! Q4R]PCKSAW\LWJ+99JX&^,5O\>$?27N_O@\.&RXZ3%@?6I,3)F01-U@.##D M+0"[AR]Z+UY0^$]4\_OF'OFTJK:G:3F 80+-L0A#?F4]D^0?8%B@*5I-8*@G M 26!.052F2@*0"B!08$A/[C+U*.=MUD35CSH$\1[<4A MO\J6<:X,T.Q[)SFO/FE^&(8+S/N'F;620&7&81S"D/AEO0LFDK!-833@; V0H*J#08KXHT%G 5*YRHI4/QIIZPJ1U]T6,LOTI;).VFE/_#,/ M",_%Q#3WK/&G90"F]<> /S3;'HW?E;0]\7M >[;JCS(4GZ>> ^$("-"= :AM M8G41#I(*KSK/K;FL(:)+5\-+J]$H0%1?^I>6A6HAJAM:)CI)PLW"1Q\\(\9) MW1?B/Y 4WCQ.P4ID=!;IF"3!"]/M,-'%F,*)P1$#OZ$SKWTX@4W,/;)&S'84 M@H##!*^".6N"^F2128^U-CBER//@D$\3TL'1 3$1'@2.! P?WX6!EP*3LV^' MCAX]F // IU=FN0R>&ZLV3"B 8K&T0:QBJR23O&VCJ>F9$U_*BE*X6&\ Y6H MJ @AK2]*Y75\J4+0+D0%L"\"G+RHP=.WA"N'_VI^7@:,[3: 9=6E5I.9.-:, MMP&3W%A2^^(I;H* (5"8F2I"5Y^2L1A9DRZF;O4C A5T8<:CUD'"F"G(O".?K-%6QEH5* MIC/1_"9BKOXH9>(67-4 *=W\]([R>JZOCB+_<'#@:<@-ZXJ MJ#VR*M227*KCB8Z+L2/9#*14_?D^>T#P&O_YN;[8=;D78)K MLG[^:6C]=0N>>F@/M@=/1/.-BD^*]M/=)_<^?^K!GM=K9?U9 MM^WYF\CQ=GDBIT*ELH2.9-$^I'EA_?4.Z M5[H5^87U_\7MDYNO>_ZKY_.?[[[L]0!ZK59R^:[3P5&,+2^Q1X9S%EB#_+J+U;2&ZU!,WN0 MSUN6=;I3UMJ]27->7Z%=K;FKO*O_HLFOUN!=8=CMGV1*>^*T^J?7\&/I?S%4 M*@L3=B^U*=VUI17^MOCEMFZ_CK_WW$^ND[%59M>_DQ2)=/XXRK::5+(IBS". M6+N>7YY(EFY1,CKRB]+JKT#MM158&=M+5G>KIFTX;7_>EB:]-JE?Y>F__]N+ M0?_PV FKW1#,X3PO M'G=.@2)>HD-V[Z%#?D0],<>Y!8SK^'6GKDG<*>YY %YQ.Y]F53+[O7KW8%S, MLCF?@^M6I6?7#[-;'XZ5:]ZQ-1.6/(G?/L* W8"^4WD?OD- MFM3&O=F[IKMWV86'SRXL+UKH(V07K@/E*V<7KJ_X_NS"^:)GWCR@30TTZ04G MTRKLGAM;\:^91[(L+-Z\U0*:EJ<1JB>&0I;[YA+Z6_ZRQ3F!P*V.73QWZP^6#5BWST69 M"MB,^,+&1(S^YV-$C/C$&+JCITMJX'&+V3G]8$F-K\;7NA,,YP4?Y@1;SW)C M'&'7*[JZR?:M[.%R^C^OFAK^M(NO:YG@W3*Q+M7^!?N_F1] OF_]=5W;U^U9UXZA^2E'&-0#<5A?6O M+:.*!R.EW+.0FVAR'7^> 7F@?(=V/W3*8\EZ_66W4K];R]>J^E6_-@9:@-D? MJ)4"3']@9T[ F+69:1,P)N+G3*B\MTU,F/#AU8^Q2;M42953V##8GT/2T M,49#G6UM<#[KTB:;EC;!4IS0.1,VK.)T5'?9DNX0^]Y#C%GF9-!E3KK,29$BS")I_ CX5)NZXW1Y MCR[O@>&'=7D/9%[]&)NTRWMT>8\N9/1P(:,N[,'TL%XR>:_+>P"PZL<\JK^9 MC5W>XWZX6(>W%=U&G6 S6%F@Z8\-D !\,Z:148(N(2Y6S2K)G/[@-D6/.\UJ ML:MV^NGS8T[EJ1XZ/R!HGV! T+*8W$AG^K&'?"YC PH7S*/..D:G_KT>/>J4 MK"7T4TS)6O(JBX<+GK89G%6.,:I1?$T\V(U-F<0B)'3\6X2F(2G\W]1L&LK? M+Z3LPI>)"3U,3FA_VLA"NY%6KDT$5HF[4L / MTSC8TBIN*E ^J[HS^/!P9]#V_YX&ERV3B?BD+E4H7'EM8M43OV1MAW H=?&< M=*&5-AH;IS(A0X^O*^NI;++Z.GQ;]>Y6O]B:+<"I:DPBD^9)^'LQON=I'MXE MU(=MY-Y '#O-^Y5'SE:D-3-_X[J<+N ;G,1A<0,[;F,];\JD^5U%(&M]L,6/*@X*T# MN2N!VN/A; G^RCY!D9;,X_)#WNLO*5:?HK1E,?F)DLSE7SK.!T#5@-ZM/]OU MIS$!KISDR86I*SN3G,M2ML%8"0Z\78\XR0&)JP5 ?P+DXTT]3%HU"/5$& M H5\>0L2C2,'NC0\Y]7OLO"-TTA2C87" YE=.\B4"!&04(>X*@"HBXC&$&@T84X&^&Z-9BU0ISMOF?-"*J3 48A MMJ +G'E !(.#LPLN5*:L3!**MI,]*BXLJ'%;^"9CZ8Z6>OH-U&L#'OMBH;-? M?Z2S6&7%T7;XT>KN_[D.@Z7.U$1\,JG,/('?ML(5V,3!,0%3%T6RCF^S;:^W M'WCB4B^":VB"AY"UQ0$^LLI?RO+&59ES4P_LNOWX;;*^>.,E9D*"/8%S #9% MLYSCI%3)'BHK<%6M,UPT^:[3.)NI<7#B$$1U]C ^%TF-%9FO 55GCV[G-9-W M.XV[!I]K6%T,XVOC""$=# ?Z]J2"YR#K0%R5,1?63(KQIE2%G#/'V5E7M FX MMJOK,U\65^(H#8F2K%O>F..N2X=^N;/,B,Y!&'H M+\8E;RN(^TG0 <#P[OXE18"!X4(3@Z9 VL)APON@"T7#BC .ITP*H3-1!XUO MS681FQ;\TJ["Q&IFHU4C?J[IDV$:6^AYZXDP]L;E*M(C';G0_:5D-&XIOQE" M-!EK_W$[?BTUUE]5ZFJ:=D^<)HDGT3;#<$KG%[JZ#6O98JYEN:.<5_,2.9M9 M88@;H[3;?%6M2G+6.X (9 Z&_NO#DS47*L.!@ - #6G<9Q"G2O$^"KTF9!UQ M,<-_A=&CES3N)LP^..$]BUW/>(FL&>'=)$FN$7T0U%_Z M.SM;_GF=OGU(??N&>__'*[+^#YC1<[_D5&/I<4:*+'Z3Y?7/G;+Y!F7SN;16 MA<)SF 5F-/(KT>$[P(2N.WU+!_ (P0ED<_%W.C&V0,7I8Y5^)B3Z3'WR-RJ M5)?I\T@ZWBJ1+ 0!PX'(6*MCPULIT@"?X @!B2<&0_U?]@ZV!OL[K"7@J72N M3&F*NW"X0-+?!D3^]1AN<3.*.LR:ZK_8_ZNX$M=9BWK45E?PT\4HNAA%%Z/H M8A1=C**+43R@2]9YY31>.8P*D%%4IF5"-8(%1Q(ZSYQ5CG3>-7^QL[7WR\/#_ZZ/!JT'#8[K*6R3W[^ MJ9I$T_Y^:*SW@+8]-8G,G3IJ_W(<:Y0_P/%^ZY\[$2 M57Q&-#$*D^RBL0+HK(A7.K_Y90H)D;4+5SN]M9X7L1+.+E[#T;N M!#8V:_5--\!;B1K3-5 M-#I!R$)8[;Z +EGI5"QTAOER?H&C*CJ2752:-S*N$#,V$=;;Z@ 9+#.OM*)Q M."(>XS!8<3_X.]2;88WD_[VMN!(?FZJCU]*-ZPRB>-U4GXCSF4#/X^B'>N$7 M5:&FI']X3#*2!B9 Q3V%ZR0-6"P, M YJY7%N(24\#&"YTQ\&89(@ C#V@L\BJ,+"5PC."$0+NRC"] ME;1MZPFT$YF9= -+'[2KZB_]W1=;AR3=G3"PEB.2]FX8\FFT#0SYE) 7,$P@ M1KR X0-5:PT.I#@AX 4.]-Q@X9L4SOKX3NMCT-_;VGLQX*QR:*P/&%AU M(IA;''W;G;@D)RZ, ! WLV["H=N[?>H^UU='D;^?SLJ*:[?.X>;BPX%_:&Z< M#C\XLBKP]U(U#2[]G:J[9>:JICUFY^82.70F*8OEESQ2T>S+E81F]^4=ELS\ M.;8W-LF%VAY:);]LRY%_PR.93.34A:Z(V1HAG;4WW]_S3[]+<$W6SS\-;>AP MF7_JG=40.O[;D]'VH#_8WGLBFF]4?%*TG^X_Z=J?NO:G[ZQGO6Y=> P%]8@= M3EUO4]?;U/4V<5RMKK>IZVWJ>INZWJ8?N^_G3CKQQR3R8']K?]#O#0;W,>LV M8+]VS4T;1LJ=\/DFD](_.-C:>;';>[&[H>U-]=-C%1E;[9JC"J@R_,K[+3 Q M_J^]Y=J#GU][F7J4^IJYMJ04;F.8]D86B@2K?E$4>6.X1A-WWVR6D=0';#3+ MJ@@\2()G8YCV2U28(0G;-OKP[%.43V\TQP8[@SX%S_XD_?JU<-::3=R=)@>" MD!G>67^N?F>F;9LS"X8J,1/.#""!G![,Z0FR]0_=.0BP!50,(/$68*BG*=>C M(G\%D-^=NH8S\5HQ_*:K#W[(^F :_E)JA^P1GI-2)"08"1 .U>JF (7#^?\_P=K M'1!KDEH>&/I)[!\,$Q@[O\1X>"AD._T%>\ 8&T%B]^5 MM.)I&PX3)Q=*[.\LGZ?99=J^)=-F"ID0R-H+%%D+K<6LP\WR5ELU2Q:0Y!JI MD)A6'6 \UR_5Z=L'T+=O0L\^(VF;>^2KV\ :V0!#/35+SD1YA.9QETUT]CO ME,U#*AO*X0(PASL5T!R,.]GE$QE+?RP+WC,%2$)I.-FTF,C>Q!$ FD)2'$MK MB7)SJJ /1S90,*I;Q0 +V%K>X)?[H!5H$BCHN%:J!*-.^O?P$4*5$2I::Z)>9#)SIB M/#;)6C*12.3ZI/@N+K(6+21I*OA),8H4HT@QBA2C2#&*%*-X0)>4T7CF, M"B">0(Z:]YZS%H'DFI.YYC@;X=(U9RT%EV$)UFQ8&*^U1OJ7 MUZOTGNUUGAWN_7Q[-"C-$TWS1-,\T31/=)4E2/-$%[F1YHENTFJE>:(/\7)I MGFB:)[JA4RA9S!.]6BSQ8])XN+?]O'?8Z?7N8]5MP'9-XT0WC)2KX<]-IN2. M+;41PT0#]IU5H6"D=_B"(BB/$WWBGI]UD@8)%H8!LZ%;%"/M8%*T@X9W8I)H M% (. R@&@>!03PE@ 5.H]#O[[A&2'GX<\G\ZC+W:%)C0.$SX566R<:RQ/+A; MQ*2G 0P7TG$P(ID0 &,/Z#*S*DQCI?",8(2 NS(<7TG:SBL)M!.EF:1II _: M,O53;_?9]B%)ZR8,9N60I'<;AGP:;0-#/B6>!0P3B.$L8/A U3>#@Q=.B&:! M@RO77_HF]8T<;[(^'L#Z.-@_X*QR:*P/&,QT(@Q;''V;3ER2$Q=& (@[53?A MT.W<>NJFQIC4&),:8U)C3&J,N2\W4F/,)JU6:HQ)C3&I,28UQOS832/79_TOW#W60M"ZNHZB M_!.'"9.1SBB2@CB;00Z'*N.M#J>FL>*3=VRS*6'/]'+$.JH\,85:P-D4\^)X MUMN"J&L61PIH"F9P!$!>R>"Q% $22QE' KCO *H9)S@;8)88WA8DW7++"Y4H MSD)5%)P11'BOOCDGZ1:&H;_68T6!&]"'48,T\\Y@MC]1Q!1G_4GL0!SR*2.F M,)N 9+P-S!G0AHMY9\Y(\F8X6H "10QF]UM9\_:%*]XV\$^]Q6HDEA+ W CZ MH'BK_V.J<# ."Y@; )^U^\8[#G#,V@>@20? F( T!P#.^9\.@'0 N&]B7AQ! M4CH&HPR(="&,*%"%A%'HIW&&4*BG# @#,6&F"$EL8A0NM(63K(]%*F0=G-- M%LZP9L"YM%J1.(JQH@D4H7#!5 &1P0E=BH7NHK^"KD?1(G],4NP*TP!5>\_6R:Q= MP8DN"C%0PC6#_Z5IE,,I!J]-"Z"GQ[IV0CJ1JZ'_42Z:,$]'?%&19^+PL-L7 MS'N, Y]. F!'*0OQ69VK,F(IY:HCCGDSYG)SB;&L9PHY_@8B )+SPCZ4N:_\_D9EQ5>B( M&!:ZY.)55Z2_W2)X^O[P/JKWO:P;J^M'C>TLAYEY5+F\%P\^69,IE;M;5Y+X MJ#[AK687C*L [^JWIG? _*Z4)!@O.'QICQ_7V( 1Z;PZ.@](C%X[+>BW^?86 MKV7M[9N1F93S7_A/I/@D SQ$L%^CPE6%5W!!"WK-6TF=QQ^.Y_>H9OMD6T1( M!2&M$EX]>\4],QH"KN;%Z+U6MVZX>CS.P\L$3T=\;,U].'KN86FW+Y6KS-B( M)G<4;;KP*Z]DZ-KAEX8W[WI7"CSU^_*3!(%K::Q\TSD9;?E,O1S'*OQJVE8FT?>G@&1(9I>%F^9*9+R'1P1D+Q1,!/"T<]$=A@. M^=S17:B,1YAS@,C@PY$ LHIV'!94UISKG'EC-Q$D,A(#*!0!CCE$5L0*^ L_AGEL88PN% Y2\SO.T [FG#]_X7HX+U.3A+CKYJT?%C M'K,M40D)U(G4YQ?E3NO6E]T.3'FC]1Z#[8@P:G4\FVYY=\6.MRY^ZL5Y3M>2 MOK_H[T>9?YXNFQA#OQ(EGSWSL.]?JC).QR"[56'=0;,]VBSK;L8/%2PH;&!N!RU( 6S<-: M_G7'KX(IB$+\^A-Y4&O_<5(J^\0]92P!ZX]A0TD \PTP:_KIB)-AVWD^BPV) M-K\KO(EDS7GHF2R-R$:RG >Y@PL=>G4VL%W]/S!5ZT1S&DG:]?=@&#"3:=9" M$+8M:R&@JVDG$X*5P<#T\.A655[)/&!V[11JZ'_^;*DV;S_29:[*^F@G_&BM M^CT,9>X?O%BW3+VXRIJ]SGZ@FZ92#L:Z/*X# ))N2B.D75\1B$#./33 'S! MD$^C F#(G[D8G%F0&Q*L3YBD$TVE,(X&4-\#V 5K>YNY$AS+[Z'LC;,2D"16 M$(X2B!A?G 6 J&L*1P)BOIFW)5!3P+[#" #-(8AC!)"US<&@/9/@O-'I7$XL'*^8:$$(>4;-C+?@)/8E%00'3AN M!DFX'89ZYH&F(4U;.HZ/0:8 8#A B-4&9&WRW@2L-T#AI9\U Y@/7I]A#'"6 M "(S (;^Y 90HO#CN(-Q3 5K,2").,-03Y1Q02$_#&9A;0C'H30IZ)J"KH\: M=)V2S$? V66NJ2H2&#B<8U8%5&2:0;$6 R=K[8;,BWP:"NIQ9("H MS@U'#7 O,#9!"0!>!SRO:E,TF$,Q $2;&28&+0..D ."MZ:,"(?.PP?\SX5O6'(.QBO2Z&&0Y75+T2*OVUZT2/. M,9LK65/$77 X,)\GSUJ[%,JQCCMQ5P-T[54P+/A=%B1=)CA"0(0U@2,"1& 3 M*.0GK GN3CPW&#&KDO]-D_9'H9[&]80Y;T@&HL,L/FMP&ZIQZ#"KWTY# MI^@T(#.S4JL!FU0G#)X\55\KC(%%UM@*<]3$<>:<]P#9"%O1VL=8@]'/.\U/B'$"PX.$=4:&=0;# BJ #QPAH 'X@"&?.^ I$<0' M#/UD"!]4IG *NS%*;<)LL_?^%R,2C \8EY.LO!I'"EZ-I#VC ;> X8'AK0@J MJ\:Z&?.NK;2\;4Z:V.,!"OD#15-0AR, $ZG/:4:ZPK" ?7&M+%G90C=?I;?T M3:SVP-*ESNUJ8X.EGI=:_6Q3DF")SV834PX*@&)":S)/S6U+"BB M-B@,>$N31L&1@&.J- I.%)6DF&+Y 9HTX-HM.=;46^V^<1;^K)#.Z:'.9*U) MR5L*4PEA1JN^U&)JB,!/_OL(T5LBJLN9<%L(, M12B3$%;]T2A7;TH,](1B7/(!S"+3S*[!H7\BN4\+#D#E-)-K<*0@,^?*RC/6 M,S-KPUH$7"TM:TU ,K4&9_V)"LEAR-=CWD< \_4G#7O <,$[,P5=)!R! M'YS:+M<,QMJ_7[[-60A(&HQQSH/8?])](2GU(@XW9F7?D2D]BG8KF.K?2DZ# M-(BQ%PLQ4,*%?TQT/0K8DB(SX\J_O"NT M$P/I_*6FC#\)_5(') 9CW3#M/I?_&*B_"81_(D#+IB)/ [*M/F9^HESME87]L^[5:MB$R M4^8Z_$ 6_AF9TE78:441MMV9?U(Y>R?FZZDNF".S;Z69%"H_:Z%NES%UKK_" M]LA5+741MHI?]-*3J*\R_2(X*.8!LDV)ZA^35*?CG->D9@M.L]Y,Z'GSH-WP MK'DPECEOJ!B2$E<J()E0#\, $I, 1_J9#ROYERJ]0T_1^(AS'&89%9@VC!@$B] T=1O]48XU MIO"3(0FV#\Z)P'J$23O!@S,'#$4E- SU3<69>I+BSZ3X$(@_Z'*F/I=3]Y3U MJ3\9Z8+U[*X)26H A?IYQ0IG":">E(O"!^X.$-%4$13R+_,#%!4U,&P@Z0C% M 4 @.0YACH*VG9FU&J#1@C 2<*D%*>IL@CP. M/2T!/G!^IOJ_M*I4!'TBVDVUO8AN&!$$"UDYM2V:LE"NA_D@TQ1YP"J4M0A3)L-MPW,]U[=% M:6H1 I'Q0?'E0SHM8N[=00AHN'.U4Z5]J5QEIH66/(IM%^%76R]?*S*3:&G[ MP5WOBC)L_JYW)+&N?DA.4MEE/R0SB6R\I:FR3>?EU;'E-PX$XH371PH%! ,M M0])'AY,4CU89BLYD%.*%:2$::DN2[X59_RJZ +R50%GJ,.XP M76H+1@E\H #8@Z&^MOYB23: 84-0\7;#*#HE(')[^MQ99SBC3!;BKDY'/*\ M1/@B?11V7*9W.7-A9AR(8S%SE<706"$O)"5^K.ULHMW0%(69!")NS7Q4,@_M M1#N%&OIG/%N:#6\_TF6NROIH)_QH]>S(J1[[E_F@)N*S& M?YCJ]9S25?[L=?8#\JTP&' <9I@.%"%F;#FP$^];G<[W)@3%U;.P\@R3X['0SH>FL*UQE&Y5)"^ M,,&%D209GPY#_T IWH%UJ\ZU(1F2",.#.:8SQQ[!U.21X/?C9,K7,X58W->4VY694Q-@74,SY6QU&4M64'A MK\J:S(RK0LN2I@,#77 FNAXEH0&)IE(9):MRI=!C75/D&='%988B3-'MBRXS M--!+X$Q)ZF79FYR4_GJ;)+0W'R35X8FYHENV%E52&:]]\F% M3&?20W,E5T-=:B($673FT'0VHV^D0@_33EH6YW6-#6$8O+3$X=+(_*=''[-\ MN)Q_% T&M[S*\J6,&01WZS(2IY.^TB OP?1B/K[?S3]<##D,]?^K_6Y M=MJ4CJ(C"JH]GK,4O-7?23+2,([P<991M07BJ,(%S!&.F^"=83YZLMT#'8J# M (4'I\S'()(%!-$S-3%,F&:]_T7!N@62B1".!&?+D8P_P2%_UI#"FPF2!)L+ MB/XP?9?$ \%A 6_C6X>"3D72F(D3A2#)Q %A8=[2E6-5KFN5)R3^![6^YJVB MK&0N65_7K"]I:\TJ9'\@D+AB M,$'@/(SG6#2V&.B"!,I.98-F)!D7F#-G'@#ES -#48 -4W]$B$6*<^*2&!PH MU--4GL!L?UV>*U>/%0D8)PP7@N5MM:(!GL&QO4EJ<6&$8$K3C(2S_-G(.)(A M)3 B<%&-R4D.5LT## OOF3:R5M?1*G_1WX\R?U==^F\]]Z[X9;-;'/;]HROC M8G_V48MX<*Y>3'1>C_Q[A?LO7C4P=6W&1]W+2^3 F:*I;[]DP=W+5,AF/4PG MX_.5!&>O=XTE"W^&=]3Y/[?T('_>W\_W#P\/\KV]KNK*W>[!X?[N4.VJ09;G MP__;W^\_VYI?-K*7KNV9VAEX._7;CAQZPHYD,9%3M_7+U8Y<7<[?:7_/O_1U M/K7<>/F/@?77+7E9OXBE*3\T8\^ 3(3U] S]K(:>[4_GO[[S>>'W)DKOLVSQ]<1?XLOO[[Y M\.;MR>F71W\A8!X<_WY\\N[XUW=O"-YH#8[UW^+-;Q]>D^R;=?B;?XLQ7I]P MWC.?/KX[>?5U%;2)QST45H.;."E%B*9&P.;:1,!F5\LRES87N9+U2 S:XU%( MYTRFOH3<*W84I0P5O< M>.3C3HNX%Z0& ?5R;F4]:G/ +5SHHW#AD9L#T,D?FH U_\@X/C4Y^4H=)':XEGXV^$89*N1M>MY+9I4NNRZQH\C"RJ8SN>#0HM\, )UEZ MK]PI);[\]O[]\>>O1^+MFS?B-(3RON A82Y/1'PP=9A)=1D]>-+2ZQ=*Q),R MS*)2UGKZ:^-_Y3T*SRZQ-0]#;#T5TBIQX7"&7X7[?9R4RCIA;&!;^,!?4"NW M'<(6HK)FEC<+P0J8A!4)GI&=4C3P4^B?Y1PXH4@@XY _CPM2()G@%%7EJE)E M3@-ICR,+)$#D..03U=/ G 5#7S!UUSCN!>=!@ M/DI\'G/9#F&64/6Q^*$PI;#V\^'[\3K]]\>?7YY-/IR<5?W?NM_!?]@X=_RWR]Q$,=_;NUN79."MG6WJH4SAZ(1JF6JP3_YN[^-E*P?H/?B\),Q2S MG72M*KW.Z?FQ-E9\:FRUD,>&('Z]PO!EEH'X15R5@_6^Q<=9^25G67PU\N?( MPXBB;6_[ XGIKU:KH7CM#W2KHZP$!48IL9^5J[VE$DV97]Z%L>^M6;-$@F&. MF;MLK+WGBT96."(^#F<'Q!+;ZF"9;?4HW+_%^LU&*F\*E8M3Z^\R7$"QNFR. MNZ051)6LSO_9N737$AP2+\$G;]2'3+=LO%GK93\3]7PIQ-":L?>\C>W"*8B=[;0IYMB;;.Z9];^GM]- P+LQ.%[D(:GUU:$CDZLHHZ7J*909A,B/Y<1G@N%HR-6^8S7-6LUUY6?E.B*F2FA"S+1A9%K*<:ZYW+?_[12%LK&_X:-6A9 MCXKIS>*J=:[-K&)#%J*X%"(1(+&G@?_NXH2O;Q)_96&6M,7?T/,;88+M=^]A M@O6[,)OKD['UT//%B,]J((L0]KLL00$^?%=?BS\WQ_I+N^O7N1RA2\F)J6G" M[AE+788)7*4R/?0$5LH&A 9Y%JVGD!L6'U0]ZXL4<=+'O#CS4KD8SSE1 MZ_'UF>20"XIA35T5G;]B3?7[R9KZ(:VIJZ)Q/VNJOTNL83YU"]'F"X5":G-D:J_(-.&U6Y_X* MYL/29.7ZS8>P'P:-\U^[Z 5E[;J$CV<+(R8CYXV;\# MI&%P,4QL7!CI:AZIN;AK>\L4G%G9G+@B2O-$R;W,B8/%!$LR)WX<<%XMX!=)":Z*&+P,A8CB8$:AE3(XN$LZ^#U.Q&<_&?[P4BO9H,& M124]>]4?C2S"^:R^9RK8Z\'97[[DXE-[I;#^(NW_KJ['0"'%X$^+R:[*PE]Q MSW>[ZSRK+@,!#U;LM]^YCAJV?';!#=S0L$@[_^L$M@JKSI# M?W7^<%& 65'H\H4C/A5[N_>P3';[Q(OX3@_]F>0/L9W?*O'DHZ>V,/[1GZRI M513"IW_W=-J;M^U9]>4T7S91[6"!SKLRHV.VW_2Q79<>:2?OW_M^5HX]EAE!7 MGKXI1^$0R<4KZ4;BRWR(ZBQ__CFLW?T/F(U9G14,#^JXXDF;F+P8;RODW"+P M>W?8%,6VF*C6UJ@"Q',IY#A6F.J;\-+7ZR,>>V6QCZ=[R,E?L@>>;8@]L%YY M]D9!1YS.S>#2>#G587BUYX&+9=%58[.1=/'0>L#^&6HC8O_O&!'/;TY V7V^ M? +*NGVBB=7153EK_%D1?M-:$57A7V(6K!6%.E>%$[EJ@Q47_+CQ M=G'D@#\L0A@T#RGNX*Q>[T!8+]7SD<9M)TM?.[VD5O :_V5VHQPR1]5B, M%!M;%B!E26NEWA1M5*V5_C-_CMM02AZ\G>#$>&-IM@%N"OZ?#RK[00*HN_>I ML=JC+MC^TE15$=-XWGB8I_O^HL.RJ6OTY_[+'K61\"F@NN;!*KCLD+B(78HG MIR8LW]O0[7$<_9:G0M:Q\\VK^[ %O56XZ>N)X='L_NW"J[W^0W@T;%;C7N'/ MO\H5:K=F]V_4;.U1)W4^>AM&5@%W6A;;HFDMG2:649<7EG"SW,O9#N[KK)8D MHF![SBX&/(./ZPVHA3,J.KAFN*#]K*Q5;!'3-XR,]3+BK;FPIE^'5'*(]?J/ MXIQ0\5YZAUSTMT6_VS_8%K>?N\MLISASK&V#6SD&_$O$(?ISD/29,,^VQ[.K MXCR#36\_TGX-R_IH)_QHG2I@H7AD3<^\RI1GG?Y>H/AXP=]^[!>B&">YVFH\ MZ&#R#:/=J[0'G6^S(OEK&$>]&OU1*3\D/.*&K?^YM(N'#$,)^*(HY!^$^(>= MY[(B\LN!V5=V'PH+'F6N%+0>K(M7&X3WK?YGN M\^Z5_Y:_W)^Y#-?^O> JS&YS&"K#;Q9^7Z"6_GP51G7FA7V7 M++@< 8Y V8?Q+YZO)-A[_6L,6OAS=)$LJ^29VAE8);_M1(_N2!83.74!,G31 MN?*>U>SF^]YIN$%P2];+?PSL+R^7/?66C$9O+^0IKV],Y[X78EL^9 8N(!!SIER6%U8.C!-JY,*Q')LD\)S%]@3CP MJ#/.\&P@$8+X-!/ER1;0_W,BCP(V$6L&2 IR-^%(7\.CLU:!EI@\"0'TT7H MU'6R 84+AB*/_/B%Y*M2/X?"9ZT,2*J-<,BG,0IQZ"=T#7%.@]GH"XI($8XD M_$>)<>,HSD.<0(E5F=+GO#6"D[5V0YG5QE*D%6'XH +:PP(L+./VPA.9929"H;+>#20Q9)S=8!H*?Q&&_$7\#-;;X!([A+,XU-Q#R9HW M^6HX5%G]D+ H&[<%AB0!1!CRN9<5E&I"4GR/PP Y5OE\QAM)] B%$V^;NGE0 M;(J-X\ BOB/'O4 3*4"A_L80(XXB$% 21()* R0O%5@Q$ODO %(&G)AJ"69HA &/IK,PB9 @(6'**P( RJ;4@"HS!J@*8G M':?0VFKWC?,6R KIG![J[*&!"C=/%$B\8ASRN;=Q"&_$(/6>M_YM9@@BP,N)7SX&"<,YHK68]$94VF5.Z$M$I44NX+ M$=7YE2(/ ^'"Y6%,NQ.EF-+QL:A.FX&6R\(?!6.9*2'].V#B5.IP2LQ'0LFX18(5THC#E6?C_ M\'7E'4_=C,63JI!EZ4\0?TZ$8^9IN+GZHY%%F(/M/SRS7M.I<(C(]OCQ/P_? M1@5X,3/Z0A3%I]F-/[?CM .^4#B8+MX]3.CV?PEOX=]M&D9TSUYUHHO"GURU M*&3EE!@H?W8I<0W/EK6U<%S7TG]($3R#B18DWB+:%0/]/9 M),%"&!T8#BG.0A#/9M820-)QBT.^^AX" Q0Q0Q@6$,5,8>BG"C[ *,%U!0R M ^>4SC],]'SF;+)6!HN.-NN>BU/F.*;WB,B$($^N7&;U0.5"E^+3YS?O3WY[ M_T7LS'_NQ'%;K5F>7;F7.==.F])M"UGF_G]"%T7CZC:8)IY%-(0U MXS;88]69=IZ)_KE6>8_&^=>1H28T!)O"#_YMQDI\' YUIIZV,:%9R"A&G^Y# MY*S.)KQ,;19#3=?2("A9B9NU4A3N+DXO)?/AOK*Q$H'WIMAK&K>Y\*$MQKPYG,>3%O63)"L MJ?K(]!WD< S] 3N9PZ\60RTME(#-29+MT"S$),JX5* M2>]'%"I_NBTN:I#$K Y'7-2BS% 70HMM:- M11N"BD62X;*+QEW/H;$N94V# M!8NS)9G7-G+/UE'Y9;%C&,Y95_#-N"- 665MSOJ8!&P M9L.3T-A:\=X))($*'/+C+B"!>$'AP"0BN%UHA-#&Q%HB2(+7,-(P3V$^I7 5 M<4X&FL9.'/K;V,',4A0#)62>JUS(88O+=8'U-9+.?ZO*%O$K7XH'61M1-=;_ MPZD%7,@78F0FZES9;>&:$"W4H7^RFG>"RJB3+DH+PRM$2$I="F/#N[4HD_,H MQRPXXL)/0P_F]7[+>\%.[MX;=O)@*]Y#EYX'Q_7LLYW>#PQ&^:8FZO0() D45.<(#Y-HQ,,^6Z^ MFUCG?=2F+J8+%2@(!BB,# MA XO# ^(O%08^K\0&L,XZ']4;C4, Z*[3E%" <,!$@04'.HUB3V,XPY5DL(= MQ+$%)&MW4(Y-0Y(CAN$ [W" S',=BYII$#]0V$!4W8Y"_@=%TN2&0CY=4!2% M U1N (P(D 3%8);?\=[_IB&Q@&"6?Z *,Z&H$<.)@]#4B.%,!9K;@!T%%Y17C M[("VZ-TETYBS$%R:QJ(U#T-'A"F+J;@<5M54IA12A.(JD4DW$A>EEM?FJ<>I MY>W<"2&=,YD.C9MBHNN1O]ZJJI!9.WW*V# =2WWW,EB>^2?$FWT)$[7\HWI> M/N9W/BD][\+;?5;GJFR4>&5RM1VNCW<-/U'?E(A^092JLZI8 TG.L6[B8^FNQ_(%;O0DJS9$'0Y:P9P1[Q9.,-9R\&4!H\0 MYCR(IAOKG4!2JH!#?FNRLV8!][,@.45S+Y7U44BB"('(9ZX%%B(SK/D0HU*< ME>$M ;G3"WR6".U2&G$>RKQ$4Q;*N1 @;,I:%R$BN!!W6P@%ZC)&YJ[^,KMJ/TKR!"J-&4;VW01NN8*WE9 N^%<2S96)(.S8.A/@[,8DY_&Q9 $ MZW'()P5CA<$8(/3.8"2!]^PTYN= L(TI%"%.U8@D*9Z#(?_20V!]')+DJF"H M9ZX$+7MHA82V]O*KDB0.$0K]O#5@0IP,CQP:UEL@'8/,Y7\^[2Y@[810_T Z ME0MSI>SXM:S5-9QW%(#U917Q8@XA)P*.FKB&4RT^+P+9AZR(^J.1Q;RD^F9E MM!N923E/1P3,>YW%^N@Z_AG[<[?%N"EJ[;_R#QU,XR]G+Q'3#F]E5AL[!^T/ MD/O#D!:Y^1/10@"ZA3+L'='?_WE;['?]'X?A;_Y7O6[WYX[X+1 UL?YURS/6 M=LQ9XY%PX!VI@=K(2C4N2I8JX%%NL M):'U-%G;2,$#O_2PVS+!0M;:VXY3401< 2N".S$?DR=:L[(C7OE;>_;-&K75 MF7:>1N_S6^5_Z;QDQ9O$.XY-J+DL_5_'L0P8+X!RN%P\'C<@>HB3'%]._^/G MA6YC 0H'7C_VI%YT!@R4W[6/:C.A<^"]M-FCMC3?P@ "A*'E#.@_:FX<;/E7 M78=^MW_P/W_K&&MCYK,+!G' [(XGI9"54T?SO[S(M?.G[_1(E_$=XD4O9K.>M?HFOUKZ>YT!@[C^W=K>N,2EP MM5?5POG3*1=AW5]4(57AUZM??1>]JPPOU/ &>UK.W#X;M]/W]YC="N M'#X%1FPA@*@%=]DN:E[4>ON'L3<7=&HI35==SL' M2$WP+9KG\AV7R8C%>F!WG GXS49K\EX3<8K7^E/QFLR7C,(^['J9Z5[X'=S)>D_&:C-=DO/*5_F2$N-UW,EX3<9K,EZ3\,:[:& _F:Y\C^UDNB;3-9FNR73E M*_W)=$VFZ^;&79\SC[ON=0X3PBO7@SL9K\EX3<9K,E[Y2G\R7C? >/TE3BRZ M> /]_:@TY8=F[.G-VG]GGDQ=-G$PX!6+:_9JAQ%-W[@XO.)H/ISPJ$74H&8S=9+[R/;J3^9K,UV2^ M)O.5K_0G\S69KYMLOG*?4M=/YBO?HSN9K\E\3>9K,E_Y2G\R7Y/YNL&E \SG MU'4[SY/QRO7@3L9K,EZ3\9J,5[[2GXS79+S^>>SU.:#UVNWL=P/#>WO_AV_\ M=I::SX9 J=3<7OLFB4F.BB$ -_M[%?[5KE_N^9;/SU4HS\ M:R@KLKC"M9#.J5H,_+V]I3SR:W=Y<:[R)EX\M&:\]"'U2(1V2O&F'$E_OHS# M#=_Z!QKK[^M?WC_=^NL] 7)^:53!>;S6-/4"/1UQ&OZ^XNO-VR^%YT I]'#A M1L)+^5B7LE:N$X?#I0+XUM@'%,'E#Z6(/:Q(?BL:!!Q8 M0_!I11:\#N+*F@.F)""_AT,^:PT0N_@Y,^"]] <\Q09 84!_&X?Z?K=_\#__ MLXKM$,W;A-WP(-@-,R9%ME:U<-XHR,5\Z1\V8MOK'.Y?]TMZNYU'CN+>D,KE MWLCC6T-TJ;@56?!5R4<]#> 9\* 1[)7))Z)^5;W\91Z46#G/0Z=2Z-3'L7^! M #WTH,&M51=NGVH'K2I#QV/3E/7MJ5P(27JV6<"SJ[=MDW-Q_76%SU RLJFN M,-45IKK"5%>8Z@K72S](MC75%6Y>7>%ZRM=ZR^(>P.8F59OU4CZMWZ \[/23 M0[P-ROTTB)7O89H,RF10)H,R&91\I3\9E)M@4&Z61;E/ M9U&"F)2]%*/D>IPFDS*9E,FD3"8E7^E/)N4FF)0;95$>\(Y1[J6D-]_#-!F4 MR:!,!F4R*/E*?S(HDT'YP ;E(6^##,AF4#[V'>UW>)F4WF91\C]-D4B:3,IF4R:3D*_W) MI$PFY8.;E*M/T_E!3='6UJ(VH&IN-I%.B'OD?6.U79EN,S$2=A[_4(R6RN&*U MD,ZI6@S\;[WA._)KH9ZXIZ():QE_]\D4.IN*B2X*,?"/*S.KPH^WA6L&_ZNR MFD *4=SRVC F7JZ?]ENP%M9/^UA^UV,*:QEF]5M5P9@!%#XCC/P3]6(NCX*E MM5\K\:_UN7;:E(Q9<"X+"K<01O=5RO+=_%,E[3;CQ8^N F/Z*30?#/&%5JQUX&2DLQ%C^L^EU8H@)HQB Z0SD#'Q(2HJ*Z\# MLQ#1%F_*D2PS-0[!U+]V(P(JA M:8.OE365L>%F_M@1OX: KG^$$L=CTX38;9EO"ST4JE!9'4*RX9HOC;]]?!U9 MB%]5J8:Z%I]#!+A]H9$GQ;_,W?'?^*J99X4N&R74N2K# M$Y"_!I=N1?I?OWG]VZO3DX\?>"L";W11[ (8^D.1030U'[+*9?/8H$LO".-H MNW)6BG)@FH>L[=BX@S$Z1IPEX*&#'!LG :T[[&X40UUU>+V_6YKR0S/V#\FB MS^R]VL]JZ-]NI[>[)4HY]F]ZKJNCCY6R4:]\',[\\E/_TU\+DWW;$CK_Y]9P MI[]WN'7A=^?']>RSG=Z64"Z3E;]3;1MU:VOE. M#RD<[H-E1\M=[[EV4;OK93Y)G>_\5A'P;7^C^18C7@1<.]QDICWY>.[_:B2% MY0.X35<[G._,C6 MGHU;_WK$6OROAGE8&D#O9=U87?,^!E[+6G4XVP&_E=P=H4S96FJ*>,@:P+=6 MY8&V63-V=2AS2-X"PE',6**_+?__6LWS]XL?8\PE76[ 5, M,RK/86GN@&1[O*-)GL#0O[C#.?.!Q$Z H9XD>@I#?:&DHV# 0H#: X!F/6_ ML#XLBS ",.#8H6L2OX:@(N3*EBIQVJ.B\=)"%:M:?T] MP*BLZ'KM[:_B>NVV3LA:G:_GA]T^L?/UO//\(-#]O/^0H$R;YWS->EI9\^ ) MC1#@G#@7 :K\*6O#@Z:="8=^[I&HLT;G*GS,V@MY<%C[C6-!K5S]^/8)#@-6 M3I]=ZL=D>OY]T_-!\4!77=EES1;<+$\4%CQY=D A D#G+:7=B6-W)+N3M]V9 M2?>0T'@;IP,%T[2M(6C"C-S3K,! M8#A Y'NAD&_\!T2MJS@R0-6B0*8'5O4[6CBK%\GSV.A2=YC#]B1T9:@\+$GO M\ 6%$P+#BN,Z] B2 &;@\.!!IP%NG.W-N][_<)^UR1%&@E&L/T[1%:^J/SVHD;R@0:LRP)DG!;, MR&ZX&8BE .& 67\B3#(8^JDQR6"V 4V2$H9\5TN:J18P.X$D?@I#/?/J0%F6 M#.C?A:GVL7L-@Y,T&2-*_B[ $] M'JM<>Y.D("EL@N%#;?W%0V4MB8.*(P\D+7Q Y-,<"3#TO]7?F;=19!E1L!ZF MTF-"A.B LPN\%N!]&H:A/ISC$TI:3I6NJ^::=>E_E]!S'C &\X'"W((Y;(>- M#?!!C';:C4?.AJ6Q/FU2:>G+5Q$;@'=ZF'LH)E=YD]$DR&%XD,!+68>DK1I+ M71)-[H+APFSX*NN-D"M96/+"'6(I233B37Y&-)\%A@9R& M:B2WS9D);R5)8S<,_<=4'0HX',C#V9AV0B5MK4FJ5&%8<-%1Q1I3C\01ATD M%4:2U$7A.*',HG&K^E\RC!:_T6KYB_Y^5)KR0S/V#\O:?V?^$;ILXA2.*Q[: M['Z'_= *;YP./SBR*LSK.%WC46+?PYLI?>ZIG:&5@EO^W(H7_#(UE,Y-1M_7(50D"7 M\YOO[_FG7R>X)>OE/P;67[?DJ==60^C\GUO#G7YO;V=WZ]9O]PYW>EO)M?X; MKO4)R>AU% 5*%<':16' +%3%609,132#"48(^IR))[&A^RC4[W+>^22MWC!+ M3])8!+/MU7"HLIHBC 0C_E/34.B^71CWF\#0/V]89JT/B((P. R857?P'EY'$HC!(5]FF64N 20Q"!SRN4^O)+*+ M<1BP:!=W6!^(_S83=:XL288:A@D%=S]QWODE,O_$@1*N&8RU?]\[YLBD6,S] M8C$T$,LX301M;(\YZ'U$,6<=AJ""DX-A@&QJ,Y:USF1!@_6$PH@!IPD@J_84 M^5^-=2GO/'EG4S1K4QT=+#UVUSW0C:0]#":O15+>"T.]Y$R\\1_4>LQ:_,?R MNQZ3X&; G&191.SC+ 0D0QUQRKIZNYW]GUES@+D T 24>S#TD\&VPFC W\,( M*8HH*LXFF(QTQKK"F;#=VD%458%"?BYKUL+/?/FO#"B&R2>0Y'7";&:*JAH8%KPE07O!2?*J[W)< M%23N,(P,:(J(& SU1* ?.%N S!O 80&5.P"S"4CB03CK_U.OV]WV-^9]#+"V M!8FJO6#H)ZEQ@J'>ABEF)$/,8%@PX&T"_-3;W=[O=CE+P&1$DA6!H9\H-8Y" M_AS:@BXJ@J,-_L-:$H(M))PJ<^&=8U&JB7@M:RD^R3/EA%7#0F6U?^D(B](B MI'3$5__+D3QOL5)LN)FHC?_Q__K?^L^TFV.I#*;B3)^'RQLG/IA:9VJ#"H@Y M-T2L2BD]AV/EO%,/.85@0JTA($$E0 M./"5-TBL&YFF8(T2G)G2-05K2YBH>@(G'E#+[ZQ;:61^KAU)$1G,'K#J3-J\ M#8AJ)ZX>C)>C5J^.5KTR>U6$[]3W^K,:^I?=V>UMB5*._8N?Z^KH8Z5LO.CC M\-4R6?EK:MNH+9PHZFIQ[O:EOFEJ:I"!=2G-<0>[_%>*%@<=[WCKR15OK?E>>(TE %@R77)/@O 'S1'M_QLIR M[:F=P!(4'CPY->NP,VXP ?W[:VD$ W@/60]6P8R6Q;K;1#Q+GJ'P('K#220NTN!I M?US)BJ^[*@!)5V:-M:JL1=PB$ZMCC>Q9X]WN\%NW+4)P6/W1:'^LAN)8[X'> M'C%&"=\N*X(E0='%@9#S*T91_X3# +?.@#QPG7PP#ED+ @F6)@[Y5.$R+"Z0 M80KCL&!(D@"'T8/<,64_*-['0!LP9."\#$04-<0)BAN/ /A96U$N?2:N5$ MKBI5QG+1IC)E[)<_"3]4>9@"V3M\X<29"B'$$#!TC1+R3&V+O&G+T833X8:S M;\I<'.^J-99(5T3@]U%N_1?J'#J[13O%0N M!M+Y/\-W$UV/3%.+0H]U/?N]::Q0WRN5M1\X(5V(8(:/ATWMWUTH:4M/DW]H M^%WI0KPSO$;[DD/EZ9&%J.7W\,786"\BNI[&+RMEG7:U*K-IO-ASR9/H?R7M M-U6'VMBV4F=.4-N!+;S3)?RY.]1U1[SU?V]Q[ )4@6?R0/FOE7@O;382_6W1 M[_8/MB.O%X54W+)2-B 5.!%@TH44L[E!X7<_/=OM[(;_PDN+GWH!-$QX\U^T M)K"0M0BF4.#-3V%K=@_Z=_]RR:O[-?8?R:%?FC][?]:5YT31-Q@M0Q-\0Z&> M,O8&(P*6!L@;B/Z@IUG;G$2C/&!$@"03AT(\W41#F/7G?0I>V*. GIG*IG18RMN13K T/!W")\I)CA(8J( MY-<1I_[[>7G?7[I%K)8,]7KSJLGP\S?E*)BLN7@EW9Q]?=N?*Z\9[^ M9KK,K(I?#*:A?K$I:ET5VM]&#Q=?,!!TUSN.9'@W50H5)CZI?'NA=G56N2H] M8W0F!\75F[Z56>V98JI8LAJJ-ETS:$=!1??V@NGMFW<>1WCB?8YT*#7-5A"G M+TI1#-/Y[?W[X\]?C\3;-V]8UW.>'O_Z[LT7UBSP&X5S]/K5OX\__XM$!&". MM.,/KUD;-*_?O/[MU>G)QP^LI8"FGQQ'"LBP6;'*&G3I!6$LN6=$Y, ;UIS/ MQ6CJN,W_+)FL'N1[>UW5E;O=@\/]W:':58,LSX?_M[^_]WSK[A*17O\Q:T3ZU_AP M>!^U].6WSY_??'C]YO.#FLXKOM(:AO'\+>8\L%^UPKNLIS#J;S'ET_'GTY/C M=^MGS!I4R@-O)9BRL5OH6,[1B["NNY4.XGJWKZ818_]O M%)_5'XWRWX0@O"RGPLV):>/@=O9UO'J@A/,DS"+>12$^3DI/];;0_IISTP:H M!S%PGVEIIT^T,<#OE>HGBO/TVL&6>$L1< WO2[J#&5H\!L MPMD&-)A-./1?G*H47$!A DD5"8XJ4,.ARFI]SGLGT!R(./331)=PZ/^2-.'6 MRUC^PUH,,EED32%KDH0##ALD[R.1!%8&II&6^U&@F)L")-*/0WXH4 T'80NX M^LG?Q.0!@#74O4Y&.AN)28@_9LJ;S+&:=5G(QN)#)9LB$T^%"<"# ,: =2<]8&T_5/G,7: M T-)(@ P]$LJD"N8+<#;*J(J@\71 #F1@XQS# [(/&08%K2MQ9P508\S\<92 MX LN#]#O;@:X8/OT7&6FG21U%$^2\*NMEV\;$L=BZ9ERUWNB@$K>]8XW\LAH M-;?<2Y[(<,1PTIMCR9O^ <4.P"'_(IS&O,AA,M(%;UW(/=.?S@+NQ:^:Q(F$ M(;^M_:5(L.&$4TX#E"#O3\<:]&>Z]_\6HH. ! M#OA@,H5?OB*#V<$1@SR46'#O?ABHH;%M;>^P*18J=\5%KYS(9:U (_]_/XC] M6^FRD9>$@D00EJ89-STO0%/']Z-R$S[+\I%UX"HW R%?$J,-1@=(#GO_TI:UMX@ M37H5A7KFL9 /),-+8,A/)G $E>N(B/4MIZ*6WY2H)T8TETDF4=W$R)DA[LC9 MX&_Q54DK9IFY A>6_].,HL@/4.E7!Q&.>V(XQ!\C;D[IS(38,7O>H[0Y=5' M;/M_7KOU?#!GH9QG0?C73_W],/6S?S&SLVW+%0N5U4*[V7C+/$S+5#(;W?TF M%$5X.,--CLL_62<:(_(0A3^EH="B,.23=&S 4!\4#V?ZZQ')I&L8^G_:[W8Y MTT^31( A/QU]G,DG.?H.8 S#,ZLD334%C 1P/_Z>=W_F3#Y)] R&>IKH&0SY M--$S&/+)HFBLS)8[;S%5M8GI+!%]3_-3K=K<]-1U! MVPB&TQ%8D:&P'Z"P@!2$'480J##84>B_G%K#F0OMP!X*#L"P@ B)'H9^*AAJ MG#.1$(8:A@P"TGEM,%P@&]B&PP*2V20X MY"\9V8:%C'/CC;_2G%\X=;=D"38. +1CY5CC% QXJP": M) -.&A(IDX M#G,6_H>W,T0*UP'#A=]*7?,^#H;6C%EO!"*K$(;^U_I<.W\8.B'+_!<2&+]E ML,@DO#@/,3(*?0## 2)U@.,?T*@#'/K?ZN\D,4*<],YQEA'%B7"D@ 3.%*?J M2?W1D%3!PAP#H7HZ-T4A[1SSAR1TB",1-,<"#OV7E?;6;P[E2(8IXK#C]!(, M*VV,BZ?>J(*8_?*P[V]5&:?C?!.KBEA;_6*B\WKDGQ-NLWC5P-2U&1]U+R^1 M V>*IK[]DH7ZBDR5GEL/4U[Q?"46[.U?9<#BGR,[?X5*GJF=@57RVTX4L#2?@,1@QH\,)A5K\]$[7* M*5JQ881@PGH+-(XU^5381# ZX+W_Q8@&H@N&!V2=[3@L>!7GCW'6!,DPOF88 M=\0'LX .VDZH"[/J]+@RKIU5)^\83@=>3'%,L=,?XOP3Y(C M@]D$)$DRG(. IG@"9_FI="#,&!$J'0@C <=4$&.@C##6P8$R3I^4>NQ"C^Z$2'<#D'$LS?O_@Q;I7[L55UNQU]@/=-'4_,,),A;R/PP$ZY'T<'GRLB,(;,!SH ML5Y_$N1JG!.=>6A+48WAPF$!S0 B'/JY1S:HQI#!,(!N"AF.$$14)MXG(7<] M0);E@>% 2O.$. U)T3>,#"0MD+1 2G30)#IP6, \*# ;9R4&TQBQOT#CB_]: MJ!"]&%$3:&8U2Y^*4V]\9PC3!_O\EL(TOY;S378,H$-H9C-%&$ MC>98VI7+WW'9])*[WK&M:W@*\J9;+U_7ID37/&NS2XM\\[#]SK_LQY_Y-,7@)2 +PSP!\4[_1O,H!^ M#]-Z6JUS+6A53(0?F7+68 M2+/V@L735)>QE\"YT$W1Z_XL)J8I\M@MD9G2U;INZC_IE8B]!>UE$9W7__H2 M?$G?TA/!&[OQE,2=A3'GB')9,,M?$?9IX$1TZ1#M838"):(]TG;0Y[I0)&-= M<+8#27$F3("/9L(=C"+(FG%3R%J?L[8+AM:,.=,_5=+NU&9G2A/KA5$&- A@ M.$=!)DOF^K#M;^?,@9]ZW>ZVOW'PH(/OWF; 1$@#"6/%3_W]]FOOW-OH8A=Z MJ.:0".V/?\06=QK/>;/;?L;RNQXW%"?K9G2(IFCZ7IB8WAFE5T22-=F])&Q (6N_Y M1O,,I1][8QA&$Y9)AR8O5486_=IP6R.CT&=XF_/OZ]P(=WJT&D3&P6$8WD4^ MV6P)T;O=*_\M+]Q;AWUZG?-7^+??.8RL@0'G20T^!!DO,HAK% Z0-+@M-1.2 M_*^?_ 6T:]9B0!@YI^+!JA7V%]'Q%SSLDC6$,W#M$IACB4@OPR@D,L,$AP4D ME@D.^;*D:+R%40"I5I^I77*[ 0*3F^'3=(FS$V@, ISE=W+,VR(B@R*!.1)# M#>H+3C*PI.UW^:LL%*[_V,[I&C(M=SJG!YW=/3+G= ]E(]+TT2Z;A,/',<,! M/:"Q1'#HIP&%Q:&?S!#!80$5*BS,"2 IM@".,\(\:T8#BHJS_5/.F+/NHP)% MA6$ F0% M@56S16'",5?ZWX-'C>Y6WZ#GO_^KV?]_L'CQUSN]+E[>R%FL?7R M)$%1,U8Z5(-1<8Y=NB&G,"P@&U@*LPUV.<6_;^8 *<*N,'%'D@PHCOYK1WE2 M3&.#V?W,XPX1S96U B1"7(9) 1]3E07"J #>F<<(\$Q3JX_"@@%)Y 6%>NYE M4(5RC@2H!X<%S.NB:8!-@)8?!::*9O4IT$;(7.!5X^ZI;YQ)?Q:.&F;NBM/U M9Z%P@&8R*@KU1'.!4__!)OA18"F.0&&?J(D.>]I>U!:GO\5(HBW_7.WXB,R$!)V(]@!Q>GS!V8Z>1#G[<>OF1=5,) MR=&(T\XMAS0ATSX* YBW%@ZU=:Q#1E5"=)%EJ<^5==*2\ &'#:QKZZF@'7#V M ?26Q0W%J^1R5 M)0;#@=1FR!SOA7#*2C&16, MP@%3"K+T=0^&"V$ Q=.GM\?C4@#N?@&X4QK;&T:>*(UOG&@X;TR-/&#NULS; M*(?6C%EK J*4($P<]K4^UTZ;\HDC@5]%88,L\U]X3S][J[^3Z,)#% 8<9QE5 M4@9&&TK/ QO,1=9<(*D2@^F:(CH185;_/5W*AKT1F8D(RA1!)T2\QB&"73H8C@:CS0LB,($ MFB89&/)+P[HN;\"Z/80.9QA&_NN19 T:\[S[,VO'AW>'$/-.^=0?Q#[P$7NC M.*N )Y+U-'82_8^C 9@? +DW?SEO_B3]G%>?,A (HP)F@4"-$HW__T),E)CAIHB0&1>Z=+5M MLI 6' MC9Y U"5-I3','J!)M\"< &39%IQM$+,MK,T RI@;C"(@FU2!LQ,*XR]N(S!7 M@1D'ZDR7VZ(I"^5R<101 A@&2,[$VXA.H0U%+2X..H.F M(!]FVOTIT8QSF$WP5I)DS*CH7[4@XCCZ,$>KN1R[!\GE^!.7XV0H7BM9C\2O MJE1#78N/5>QZ[0GMO+,IU'"HO+_!R872 M!7QP!($PX(,C",QK EH[DV9"'TPJ[ G-6 P8^A4-& L,_:X9N)B/(^E$1>$" M64(81QO*LO2JT#IIIT\[XM0[TK/@:P+@+(>/N!M$J4IO:>OAJ3V&8',*M @H6(0SX)' H,]12^&<[: M5U8-E=<:O!4 G7.&PX.+PX.B?PF'#2<4%?LXY--$;''H)QM:BL,"$G@ '/*Y M[P#*<"T.%Y)%D*9W$L9KD:J3,JO"@#J*!@Z8*B6:0P&F1HFJ2 M'%RZO;!&F MC*&XQ3QW_" ;R?),A5]>Y#LZXJ2-VUV-\-T1Q0N7YVJ^_6XOLPE1O(MM>GN3 MQEC:,UWNU*8Z6EXNM=;BJ!DSKM89>6)FZ+0A1EE>(YE ''"5,N+K1)+KFS' MP71QA^7*O_M8AS"X')AS)28CG8V$^IXIE;?A]%S[[>EWF]]/ U5/E"J72&6H MB;NQ\5;>9ZL4*JYQY[5/]VK%V#CVXBCV?H5?;;W\A!8,O.MEURYP=W(.RUW8 M&+Y]07,Q-H9S3RIE:ZE+"N]DLV7.E&L??'5++_K&L(P$QF:9\[7S*V*AT/O[WA1I+ T$&4SXF@R#"X8#H>R3Q%-$84"?\^K7(VN:,PIW M!">!T]LG26#BT$\R\@UF_Y,4-0$I -XU3308I#CT)P.(:N(;C@R03'S#J6-* M5:VLZ5O)*)INO8MY'GV#$9N0BN!6W=_>RP']JRC=.QR-RJ0@9\AA<3G=WF)'#A3 M>,/GUDL6*KXS5?K7?IB"[^P54&+/XYLI=EZF=J9V"5_+8CA_X-CV0Q MD5.W]??IW@EJR7_QA8?]V2IR+7Q5--'X/:MA3Q&QSJUU\6 M@)05HT#U0:)_&9K'&D._.-4QI[S1K8A*XV&6G\J/QRH031.920$?D;:#/M>% M.B.I&(3A DFO-TR]X/I#^U"*(&O&3>L5<^;"T)HQ9_JG2MJ=VNQ,:4I'890! MS; NG*,@DR5S?=A"1G+FP$^];G?;WSB,B@ZE0(OCI(P5/_7WVZ_-><1N5:+0 M0S7'N&U_O*F(F53^,8X"&,OO>MQ0G(4X,/"43C(0%\B<9)S=0.DEXY3,DOB' M..2K/QJ2;8"C"DB&)L)0_^2)I C@Z&_*AH*!8 C_D\&3RD$ (^6\YH>LP *X]]&ID9+]S&%D#@\K+I(0'2P^3#2S=0^$ ";0- MD!W"/#A).:\4A@DI+K<0EV-]'E:%+$OFI5Q#$K K&/+KD61M$)"!?5%5+*SJ MFX5L[0L.KMF LVL&4S?#W3(E<\UP6,#<-Y,EIV,(JF8"1PCH?#.S$[C':IT<\[:(V'EF=[M@'&1@">3A\E=9J++_D5W3-22-[W1-#SJ[ M>V2N*4R(B*;E=]D,<#YN&4[Q)HT=@D,_S3@L'/K)S! <%E#-PX(Y 6A2)##K MSWP@#LTX*)SM3V( <)=^&-U'-0X*A@%D!@#9%KA/BOBO->H&CYO<+;]!SW__ MU[-^_^#Q(RYW^MR]O?=^ K!;Y3X)LS M^2GN0Q3W@=& 9'$?F#W ^P2,R0\:Z'P4%O".^C$_ 8?:.M;J[[W_Q:@@:;E! M8<%K6;/> RGP3Q3XAV'"//!/.4 %)Q'(VR)LHP(T R9AF$ S6!"&?-XFL9(9 M158$AG[7#)SZHU',ZT$JLEYT% [(LO3G@'727HZ(7"Z36# 6@'0Y0E@K"'>53)A6CA=K!AFVCI1K!@' M+Y@&.!L'*%67F572\18"D@F;..13)$QPJ*?,F.!P(6''+[1G4' !A0DT0SYA M9. B7401(<39"C010B#ZB4*$,(X!4800AGZR""'.'F!^$M"%B'!$8,#;.:8I M)L59_D(Y?Z4P0_%$/A7&BB>#IV(2P)6.;FU@OCJ>< ^@8_DO3]"0K(<[PD@A MT2Y$(9]LN",,!Q*&..?5IXS/X9@B*3Y'/-L1APU5(L1\ MK S=@$<8%E!-> 0:+?%W)SQNMG\ZX.R?PFQ#[K.&SZR2-4G.%(8%) XJ#/5/ M]./K(6#RN>]_LO@4CC="98W#T,^^H88P/(/" M+H#(XDJ.^9HD%?@&%!4@>5 M56/=C'GOA$KJG%5\XJ9?0#+[%(;\)YJ59[ J"OS_4]:L# !_,SCU2*&HP_N0 M\.:[?T0I'QMJ^99WHECA>['GXW#XN &1)6^S"7QY\M8JM?/.F&_K9TX/G3F? MK#G7SN^HI[?JAK4I@^7Z_*06V@D]KHRM95F+VHC&B>#\BJEIA+1*.*\3W%"K M7$QT/1*AR[)J;#:23H4R,O\S*]K434?\%IP%_^:R5J*0D^UXDY$\5_$R&QX< M'F%5W=@R?D:6]($Y4FGRGC#D$W5KHI ?.C5IL*Q@6) WUK\4:Q80#?>#H5^M MQ_B$YX-Y;"L371U6_C+#NP[J"47O-@[Y1%[\53BL95 M'$Z0#(##(=^[4*SIKZSQIP()I@\,#]1W93-- NF"(P@ATL!9"-*1Z(]$DEE@ M,!R8\!: B2Y8UV-8Y?Q+Y6T,-@9.A?3_G"@1.",J.6VCML*J85/F%&9C'X57 MIYY';2!:EV(RTMEH(=X<@][.-2H7N?(DC/WE+GZ_$(D0T1L7K4L:&1U^4$^K M&/=N6=R&RF55%5JYCC@69ZI4-LZI&(^EG89?CD,MK0Z?Q=?'CS^?B=>/WFRZO/)Y].3SY^$!_?BM-_OQ&?/KX[>?55[(CW M\YM]B3?[_>)F>.E'(&N>(E.$9,WCT-^F?EBSH!Z1=%.*$-JKP7S(G0.AD4P0V.PMPXU:Q$@BG##:,%APWL+S'I,6)L"FK!AC,$+LMV_KEV<;;E!CJ5YIS D9/!N%0CGE_-@'U,*.>R*+(..M/ M$CF!$0"R&#*,#APW) H09]HCR;1#F U 8B;#4#^QNO8O15(7B$#FGDN,"*0 M;,!%3$2.$I!,(!H3"(8#1"80S/[G;0&-I:9!D(?A .\80$,1)85Q_TA W9A MC-\V $0#RH;" ][;G\;ZPPE_R#-5UJ(TH@@5X>*)=)>E[+D83&=- JX>2_OM M:9OK"!\5TM4BE[$R_>Z"=R?UU]@/= MO2[K/>;M2 H="^.$R"&-CL%QQ(G025#(MRI3^ISWM! B0P.%?+(\#/[0-F.W MDZ7Q0):&:[(1Y\@&E3D/$^[-/0-8&YN2M3OO*I7I ,/-F0D#UBAP$68FDX." MM[T9NT$8'84KFUN%G&Q(EN;#Q],W1VMF7+?3NR5N0"##7TB@_'#V\ SJBF(7 MP_!@ >:+LUW[\2UKJ_;TWV\XKWX+;,=: D*8H=>C&*L'PX+7JI DI'??^8RC@=*E^.K!>G6I^K%Q.=UR/_#N%>BU<- M3%V;\5'W\A(Y<*9HZMLO6;"8,_]*RCZ,P?Q$>G8.[S*@,4_PSOJ_)];>I _ M[^_G^X>'!_G>7E=UY6[WX'!_=ZAVU2#+\^'_[>\?]K;FEXWL923V3.T,K)+? M=F(^ZT@6$SEU6[]<=2"\]S![I_T]_]+7^=1RX^4_!M9?M^1EE_LBO?Z#Q73[ MUSAYKTEM[SX>?_BRHO/TF-,:";(+M_")PDZ^WY(9?\];EXS8P?W/2--$:5#. M,R(H(YCZ?+KN+!B3AJ3\#D8 2!JT8;:_&@Y5QKHYCWES[H@D6X>C_"B&N,$L M_@?%&YHDH=.TV&N<]3]-823.'AB3!/1@-L# 6&LFO"7 E(HU/L70&@HL5Q@5 M2-*A#[/Z$UU3%&S"T$]3%@XC_ F>A\8#1*&>N?@[E356UZQMP"%SD):%,96% MD>7*$!*I->2V!R]O#:'!O( 1L['\KL=W]F33])^2 ,]!C\*!F&[CO 5( M8DTPRY^T/V/RJ7 !4.@G&1L+L_4K:S+E6&L_YI'V*N$/W=(A<'?0.469[Q=E M/J$P,G!F,]>J4-7(E+R'E%=6G^M"G?$>41N 6*84U8TX@D 3;\>AGR;@#K,# MZ*:OP;" HL(?1_X7\OJL^4 2>H'9 S_UNMUM?V/./" I\H&AOJ )/L#03X)( MB*/^,EGX#\\X2P!)E3L,]9+$!H21_][.LVYWI[]WN//\^;-G%/.H822!>7S( M.\0B-Z(TM1C)8-]#*DC7>_?\:S;NIX>.D9#7"\.8&6+NQ#+7_!]X>I(FN MX* CDPPRAI$ 610$Y,,,?>)V JSJ#-!DD%70H3I27";L81@5Q)$NPF& D8J%(-=4U2XHC" UUF M14/D?L$( DT$"D<3O";2!#"[X-=6$W!FP;\::659DTSL@U$$5N?*\CX/*.H; M8-:?=/8L#!>>.*5$.[).G+[Y_/[DPW$8WRB./[P6G]^GSZYOV;#Z=B M-M1-M)$%<:KL6)9?.5I-4#)@9)DX. (3\;>6$D MF3H.PP(=QKW1=+O \( D#0-#/5$B'L8->D?3YG.(0O])F:M!K?*2IML!1@Y( M8';0DW%#4Q1FXHY6->>N9*!VEQMX*3EWF9Q[R[O#BBXWB<*!U[+FC3( M]U>B"CP<&6 ^^8@PWHVC!WE[0:7A'0>JI&9M!$U&)(EO' '(&\4[Z4L#$8E# M/FOU+_.0(@2BS!)'7$<.R5$4X;3\3+A5QNQ] *1R<8I M)T*#1-JXB\6%F3*97[&UI/[E!9_]WB^[ N6)CQK",^7S#,A6FE M%P,W Y><'(>!IJ8R-G)4NOBQ+ J3M>B6?@W]"OF5")^/3]OLEF,,#&.@D8YX-@W9ZI4UN]RUE(P\MI.LA:#2MFQ M+!7)3"X<+BBJ"3$X+&#>[Y>B_K_+@J;P"88# Q4=%M9J8&"L-1,2WQ^'"7,O M-:<( N#H1.XY *N&!7>S@'LU@"[/E:O'(=RAOGMC6:LR8SW!.E7'L*9_(4#+ M.3U @\"0SU1?4BWLXNS$3*K8N-\ M&IQ01 YQ#H)Y=INB6@AG(Q EVW$80#Q0"D8;D-1-P5#OFD%M9<;,+EQYKI8U MX[\V5"N@T2;(VMF#ET/6YD2#S7%F&LZ+P3@K()+639C@)(U#!D-^4@$DT6D< M(Y1&_LF6?U6[XZ1TC57YBUM-CV1KW,_6^-)8JSPG**+@,".D8\$,9P8T%>\9 MXL.F* CHAYFA[0BU )#)P5H)^A<;ZS(VBG!F XG="4,]10D]#/%MY?#C&V9+ M6(!C=]^2CEG $DLV]]_U8Y:;XF-9-U;74T$8_2(K65VUQ2[TJVY*8V)LH]6+ M;;3>=6TRY<34-%9\4/6\X3(Z(!UQ,HR=F=>_"./ABG!Y/9)MJ^?2?DTG0M/G MVBMY8&)F74W%F9:8"BJ\V>=A<;=V;D%55:,^U)TXI\>GC MNY-77\7IF\_O3SX2=K)QZ^G13MB4))!2,D4,46(=Q\LC:PV X4(3M2I):@V'!1)-D M5V"4@"PI=@#.^A/5.,&L_V*)$T6U&T[,SQ^'EO>!.):L3\,![]4OU9FWXL]9 M)9MO*@'YG5&QR:I^9V9*I_YH0INDP_/M#N]#RF.?][>\#$$MV;W8,NMYN'5M MB1WU_] @E\)D92F2,3@G$QFR&0X+B*#-8"*Z)!T(,-37\ILBZ46"D7\*!0A# M//<8Q37CA*,&X*W_E*OEH-!NI'**KER8C7!*4PJ.0CZ5'H1A0%*$S!5A)2W% MZL-L .:M0*:AJ$O&\8+_U>);,XH$W3-^AQ>4@(X$701'C%HJ4,P?4'PW) M-L9!F&$_BX8S^4317!CZ28QX'/S9A;E&G*4@(,=PIG]*8\[C[(,Y[BQO;=". M1&/- BK,29BX#EU@#T8;\C:(V9\%1+%]G-@6(>HL3+/95]-P5@(T]=AHR$. MARV-"-C^5FLPJ:$ MG+\2G; H4D%TP,(H%SH3&T?!*FEIG&T4!A -.<%*/1#%W7"V ??Y9[FL>3. MI(P$A_RY"!M"0^]34L ^X'!@H HS(0DVP;#@)!F#7@]FF64^ M(CR7_DZ<&;" Z,A2$9"4H\!80@%'D:*J&H5^DNDJ. < =V=8,5=^ID4:G:$Y M?E72=L3',E-B/@QW6\RC9@%]M#2E-YZ'2H>./'5[\/\*KNWN\O@_$R3@:P]> M#OG[EJ0$" ;@@@R+$:8$*LNYM&RBO6%CWMW[,:C,@"^2;0-J:^Y?7JJ$F/C"-[SIDR5#=]Z]-U;DB:/9<'T+[WE MUH7^2R]#$AA;50[X8+@&E+:AY=EZ-?Y?>L=V?OM*U4.,H4 T?P#&8"A)-"I. M?I9L$!<.!#L1="O.'D@6-!3+;6!599539YZ@#V*ZZ5WY4>U2DOE*(Q#&#[0 M0 H,B@"%_EG+<-]%'-!;0Y]QT!!B'J%4)(WU1G0M2E6+-L#0PHZVQVGH.3X, M=0K"9.W%\UM,Z'*^<]E_=>_P0'CA$P>KKZD#+&HL@ +%+OWS8<2?2I>,5=KD M).;(4C6$%IE=EOCYHR"W6RDOQ('9N?6.F\<%U%^0<#?-^7,C=1X0"C@S@:2\ M X9ZF>>"K- =!]\CGHL40&\P96XT4P5@]D$AIZ)'UN?,ASA4@#,#B)">4,A? M'"7!F1,CUG(0!XAP9L!L=@J*:T@%?!J'G>R+2XHF )PJV"F)>01#?DIQ%."L M?FE(DG8HY'NCX$:G%.AOW>.O&7(&GR+.?H2464?#/UTZ%,H M'"#! !0, &>,3T,F"-?VW(3+.FX!D-!3.,>I?IVSOXU"T]VT9"EVT=Q&V1"R*S;3U^F:ND'57 MW-;SS=7$QK(^,:MM$Z84LIS.-%3 M!0Z"[D],98W2LP\^EW_&&N:Z[&HI+?O M92Y*70,Y2TF21H;N2&*EA>[PE-B/7_#C\[?0):E)PT$I8 /XB4,]G%V 4FF%T8( M:'0 T.K/,KTBI#M%9MIH[)](_E#E'\Z6$KAI-)8SG"SFBE=9WG/S7DZ+>?0^ MM,3 +V--TKC./OT,0S]9H :'!33%N##4\X;1\D+ MPPA>/3GK!K+:TDEWOC*05TLKZ?"]\::O!KG_^ M[=G1T=,7VQ:I%XNL.=D_#723#;B!V6CY?,4T2YN#N\U%@@Z&XW%8%>K,64M MK/?/>>\"DFIY'/))XL\XYM9R[-K0._-BL+6^D:T5%.UB'I:!J-UW;$BBW#B* MIBO"8![H)<&CQ1$"[G&N5_I&.VW*'?>8<[1;END3&MP%% YPWPC?Z\_,&_2Z MT4BLI8!Y\0N-$L"Q!N: ^EGS@0B#"6;U6%)8O<WZAWTK?\.8!]RU $PO'67^: M62PPRY\JYPT$]KD DE*W(QCR.WN7M0@,!N&0&?U.5E6N270A$ ]X;P&JD40P M#""M$<&1 TT1 L,AOQXKYIX!23,\CDTH2Q(L!!3R0QL43OQWOB=IB %_JQ@P M4;EQ%#V-TX,C!I3EH#A,((%I1Z&>)-^+LP.8PW[\+/.&JN8!1PC> M^\L,B0Z$80&K#J3[V>"Q)AG*#@-.2I(.QY%^NG0XC!TP>$2=1[1Y#Q4G]K%V M%&H.'V^(/3SD3DR8*!M1]0D*^20MB##4DX!>X(2=G")I.8*AGT;X8<@W#>]I MU_\Q).- R#*LZZ9ZWF693I:-.]#I?SW2H_3YT6EZ>G;V-#TY.5 '\OC@Z=GI M<::.U2A)T^R_CTZ?'SWZ\I2$PZ-O9G@=W:%TQ4B Y= >[]^]N7SYZ[=D_)JO MLPT=^*7[[]>'5Q M]?K'UV^O5GIIF]$"=_7=UPT&V3C\WZJ1*> 34ZZ4+72Y\;C\BGZ$JZ9 XOE:I,-CGKWBJ: M<3(PY)/4S^)L -YMI5:[3YS/?Y*"*IC5KWO7I;SFS :2%A*<""]W3*VWBO41 M0.8$XO30A,)*WGN .8X631,5#OW=*&_62N"5K'GK .:-E#G1'#$4^NLQ\X9Z M(CL8A?SN#!"M/2A>CJ6]7E;?<#]%^71I%>E6\SC_IIJ)C%.GY6V8?NWRD',C MF8Z+PPZ:W8Q#?R<*(<$E5.G?4TC6_+BV,N$M$55LG-L5J7*)U2.5BI'*S<1_ MT%B:"" .;V)/F9B:1A1R*BK_G]*8;9 3335U"H]R[67,7[%CEP"', 4-0+PD@_ MV?[?0J4[=+D@S G0%PSP=J1(Z@5P=* W@UC3/Y8DX!,X#*#!XL>AOY I;P'@ M'EOMXD*L98 P)H;#A"XF)CJ,$#&*::@8.XSQ9M'&7(7Z7'E>N8>23;MB#B\T M]$7)W+&"?5C7YYPY0.Y\W;V\:<2E*UTH)]ZJB?A@"EEZLO]W2PX%NS09*]X5 MB31.%@[]A?S$&G**(ED/0WS6D(398.AG9W^L>_RZQEKE3TE+-UQA.&Z_H<6/ MLN%2)6L*2&$80-G*FD2IE*( &L?M(QHP@4)^)75*@:>+X_.M*#0R=CAM_@*G M#0[N#O,Y%H6L&ZMK"@,7Y[ A/'%Q6FYH3EPJJVO=PHYP$#^45,$O-+H#K8/X09Z%N1-5;"F 7UF 2(&T8/C*43 MLT@B"= ("B=VG&(=.?GVX]8>7/'OAN:J/;CTZ#>>H/;0-,'266DL3\=0OG-X M^ *G$/=#;[*&MK?'#R-9W3X]58FQ<5K;>1,JB<.W'GWW Q$ZW-*:I"^]*(H( M?.D=W\>FQY4R05RQ<)D)V0-E7AOE1)@!);HY2$*6J=!.R%J$T2@QD7,[)&-7 M3%2+J.B4_UZ BRM-K1,5OB?%T\.]U+MS"YV?+;:>N,672TA0=G$@U"I) C.. M0CY16A!F^>E:YV%@E(;.^7]0HDGB\( $31*'?"(X21@]0 0GB1/H(!L\A,(! MD@08C/R3P4G"]/E>C6EFKJ#03X7)#K,%J@5/F:45,%+7NF2]"VAFKZ%0SWSJ M3DHT=0R%_@EKZ@NI*:H!8>CG'@V;18\YMP/KHE)E2C.!!L85("L!PLEVSQ(M M) 81C"201 5AA&!J&HJ0 P0#PWT*HSPMPQ//XJ4$,[FSZ5C+?Z5(:$?YOPW649S_L.$1&2:6II)]# !\4^EF?".B;,> M,]JP%GX:S B8Q2=R?V#HKQ5O^HGF'J"0'R8'R<(T9=UA"-V;02ZZRDE1&Q$J MZ.*7NG)V78I85+,[&T@4NC1LD\0V\Q>QN/W^;"+_8U$^QANJQ*EF8]BYVX"#).XAWYBZGYB&!:T,3_. M+!CQ#HN%V&X(YW:AX_DP[VX '[%]H#ABF,S@YORO]=@TM;B1>?-@XL!O*8P_ MG!EBE;2U)L$6AX'-G$V#I4@8PU0,&XIL"- <-:IL"(P Y$:2--#",* @@92" M(9^F8!I& 10RY:LXFP!JW0Q:JSC;1+0]$W!D)^1 M!,)QZ*[KGWX.A4ZA@[:24T&C*W#R1YWE MU/.F/4$%"0@C#E-"_5RF+0D:#PX7>M%X%:H$9>9?=*&H\*&4"M(D"V!6D2Y7 M %,C0Y@JP %7H\L5P,@!78T\CAB0Y$M@J/^_.Y(B6 Z#L%?E)'%B&/IW1H__ M'V<-Z(TT39,MQ-& )&U",-3O)!0*$+Y:<#)65IVO]&@JF889%7NYRNKSX^5. M3?N1+E-O8ISO'3[;;%'A$L?Q^<'"_Y83NHT#\&ZAV0+W3O?/(FM(#!&@\!R% M%L()S[4P=ZP3-23G$,P&F(QU,N9LBA*AO>.H@+>*]_XGR]?#Z("8B.', -XV M4$Z#= ]#?SV6K&>=_8^RK*'N)>_SCWF5CJNE93[M91!_QO135:G!R'];1<%9 M!<::$M8^,(T2@-D"=&7[."*P6'BGG4A5VB2U2E]PR$:,.&!;+:[4O/BK_\7\N M/OSP^B-,K07!OKYX^TJ\>OWJIY=7E^_>;IL3!_LP!O<___;LZ/#PQ2K)V?DH M<^7ZW\+ N"OY6;G'JTO]N[N?'?G'5\;I""1D52YK?:->3'1:C_V[A4?/7S4R M=6V*\X/;2^3(F;RI5U\RITZ"<"O[;73'\[78=O)\D0'S_X[MK0Z\5GLCJ^2G MO>C9GLM\(J?NT9/%Y@A=]C<_]?O\'L$M6=_]:V3]=4N>"MMG<7D?=SK@43LQ M4IFQ2DR4Z(8V?'&TX6[X8IQM*,NI:$>=^5W4PE.'(8=S(P]K(Q)SHZRHI*M% MZO_> L**I#W']\5%ZO_L!=RSZI.J199[UZJ)<%?.?^:_*!NG[MPRBI=_DO_1 M-2/GWR\,4YRGR]_XRE^2J_*Z'B\#W Y[YPD)) &,R@TL262>-'ED-V=T B_^ M7Y[F&21QI$2JLTS9=G*G<*;@/=W#U;+V6_A!=)E]"4OOE9(U1:73LC#O@P%T M)$,Q6&:J/1BN_4#5^0_'M&\ @;F0GD%#P"29?(<3IR'*F\#0?UFZAGM#:ZI) MD'YP,D=T9R0,"RB@WW$$@!WV^XH:"@J@'Q@6<#\*4R+W"H<#(U6J3+.N)21) MW\-07TG-VQ2D 3N#67_F561DO:0P'*!1?S#;WX:*.1IO&+UF8S1=$]0@E&-\ MXYJ-*UTH)]ZJB?A@"EEZ O_W2>NCIYNOR?EB5<;AR?YI(%[F%%-78;8:79D< MCKHAJY/#80$=T#9.]"4EZ5W&B;T0&=TP]#?EX'>QMKJ'R!M-Y U'!9*TL [R M#T)_EX2E:!: ]SO7[A48_,XU_4X2P#B8O?;&T&"EX#3E+"_LO?0[9%2KM%3N M@91*/OKN[;NKU^=;YB!0#P;-/ *EES@,1LQ"'_>W]SG5*4[N 4MW$-( M4J348;I#B6!0ZQ_[[6DZ67"80.$.XU!/UGS0>DR M!DCG!U6B-1]_;$:_J83"=\=)_9.,97;S]>75R]_O'UVRN*4Q&&$QW:+J>Z11S3 ,8XNNI. M1N\HBITWLG+J\1#FZ]!V.^#3F0L1(%'-C4[]#S+/>V3=S.2YF000X%N76TBK MA/-<=9E6Z>HFYSM1OTW7GG\CK0%3=NX:DBG-,)O7+HO'LE3D-!-R4*BGRE'C MF'7, ]XTA4HPY \1GA]EW5A=<^+!ND53K_SYN.:TNL'D^D.3ZU>2=,H9RCX; MRQL*30M#?VDH[$RC?5+&,!]].U42.Y?X\1""?-@)+Z"-UE05R4@%'%6K0LT? MC?N-(P>3L28IML/A0%_/R7J:6\,[%DO4286S"098=:K9UCB;@'>QK;>42?(Q M..M/,UOG&(5\$O''67T=-* .P\>\M:*WBWD'9'6)$P156::2>HB!/NP8*$S1N])^=U.<=C J,^:T?D]@ I ]Y]2*$Y"EV^LX/"#CQCK>%@%-Z2H*]1E) M"H/,44;QB&'H_]%_8TS2R(%C")#A1,)H@9=C[Z32E.J@L"!MB,9YXN@"7M'! M^R5K1/,\<4PA,@ !,A9\3>)&C!Z3!"KB; '.&U.5IKFF:#*$&;9-9J'@&&D_ MR[QAO0M((C4P.V#[A88'^\?/4*COO+1^ @V=N8ZC#V@"%SCT4T& PNC#X4QL MU0)O-2"SFJ0&'X<#"].>*(:TP81P:&H;8!1B5]H@^O2^N%.B(K03_W?G\+&H M\L:)G:/'_T^DNIU;-YJ*G>/'8C)65OWOQM(=+Z]MV6Z]XOW%.7A^L/"_Y?:L M9PIM1]7I_EED#4T/.8H TW12X(3?9&$:DH%]."'H$>LT#!F8%@H#B.;'X*B MMXKW_A]2L51Q3A@&\+:!'C]N5*E4[T-X1V+Q+-87JM]\5'YC_]S M\>&'UQ\YU]->O'TE7KU^]=/+J\MW;[?-B8-]&(\K(%H='KY8)3D['V6N7/]; M: *YDI^5>[PVW,NB&CC;/SE90Q-TW]LJ,,S;=U>OS[H:PLH&I[ M X44,40CVCA%E(;Z2Y?51LR*\_S%[:AF(:T2B:68S"\U1GF;)>XO,I M1=TB#!]HZA9A5# =)!.,!! B,L'PH")#9(+9"30]+3C#(A9*V3GO!9+@&\PV M&*PCLGY/&.K]W7.5L%8"= %8&$U %H"%X4 7?_4N*(6/ #-E@6:V) SY35E) MS9H#9/!,,!R@J8R (9^J.@J& 63543 <8'X(D#@$,-33X6#AC-[7Z[4R8+P]Z* /!/BPE6V692FI]HX1IZ2[]6XH>AO)5*&C*3)Z;2:B+ M"G]/PT<3)605'#45/UODJ/^+%\DX&W1?_&H:S_'P&B[64556W^A<1:%VXMVD M5';'/8ZU4GX!:Q,XW53^7QI,Q4!2:ZOT_AB0G,G5O/J([CC786'Y$:S\/2 M>&V2)+;Q:WD3E?.L)G/ND>%M;A_[>%_\XK64B1=WRGL&C.?/S.4(NWWEYSI/ M>"CKV%4Z4X228*I]N\W)::XI2C@-ILV4"&L,9OVIB^U@&#%GF+)F@V6-GCM6 M.>OC0+,6?N9GP0_>[[$RYQQ3NT@2]NB[P20T#6MCH/K,8#A L,'0WU3<8X*U$8\/1"IG+HP#D/G,:F1F*+R+ZU$4Z;*3JRN0U P M9'SNI3GVQ66V)/FA79\927?[E)&+Z0V9YR:)04__:**8!$RW@U.AZ8_V99"O@- 33.64P!Q))4!)' H@ ML6'HIX[2P^R#4&#">KK=+[PW0BBJ8!V4:1P)2A ,_=Q/@HH,'P>'!YVSS#Q3 M>PMG25+$ R,-NNSJ5(6L8\REUH6*!=!=49:7D\5Z:-&48R@E79<4 4N<0E"_FJSIG_D(K+D08J?=-M]ES8BH[A;A;%GS M8PZ\-W9PF+;2MRM!ULZ1-%3B\">)_&'- IK:-QSZ21'W<-@PDBXT'W0=3TTQ M4C;8CU,EK1-.EXFZ6_X?M<<72O^[VY\=^>=7QNE@5IY;Y5FM;]2+B4[KL7^Y M\.SYJT:FKDUQ?G![B1PYDS?UZDOF+-#@&RC[;0S0YVOQ[?1@D0'S_X9WU.E_ M/=*C]/G1:7IZ=O8T/3DY4 ?R^.#IV>EQIH[5*$G3[+^/GAX>/^HO&]O^S2OO MY^R-K)*?]F*_X[G,)W+J'CU9-,B]-=Z]TVF 6+_+IY8;W_UK9/UU2UYVN6U_ M>+1)X_[H#G//EN^/Y3,#KB[^S[?<(&N^RS:@(/X46RX_?OSIVTYV^*MPYL/K M-Q=7KU\1O,\V8HA_;B^]&[BRA"O_>4WP+ML(-OXIMKQ_]^;RY:\/)#(46EMO M&[53Y1*KJS;.%9KCK]NZ;^&:PK_WM ^6U?*SL$T8?%(I6TM=QAY((W*=J1 @ M:ZP,ME#TH+1RH8/6W\ZI+T;P)UUKM;^HI"9=F*HU/\D:4*>(3_#?B,W;] M!=?!^ P1-T&#\89C@L;ZX\JJNN4'[TC&9*R3L1<905,6A\,(4_D]Z+<6>S^U ML>V\&$'2KH3#B#;OP9H%(Y)&%1SZ6^5(HQ%@QMBY9O0;]XU H@'(P')6)8D MT6L8#LC:6\W3F/RF*) [A-D(K1?2N3*ZQ8D)K1M6C57I AA/R %U?PB&=H#L MB:A WM^1Z8U.U+[XI6_ZL,J_1H]D%9X2W)A6VA:0;8R_@_>(O&,4GE;6NFR\ M:^,__KWQ?E\V#0^XXSC%SA'_S*JQE7'!!0I-)K(,[U7(3RJNY_4M!I&ZEC;M M<6BRI@Y/"]?75LFZ1[ )U]Q!??NZX93/]@_7&5,;OG>VL>&49TM7]NVFAU,N MB0"0#"E=3OZKS68H5X4_"#;V 2=#E0,AEW5;T;39O"BT'H M;G%CT^1I"$@%^'L1D+U$KJXWB_$&SYE8 RX_L^9!0%1P:I #4X?!#B&NHNHX MGR"]TI-]XBN8@,* M%TA, 1CJW^B,PBFB:)3^NNKH/@6U4I;20;K,R]/\Z MD1NOL$-'1BVQ[N;KJX M#9X/<^,[.7N?L<9O*H@&\^&( _?ML#Q4Q9HE5'XY#@<60I3!P4J\)1U_N?6L M=F,/0MM',%)=L\(,T.8KFP, (L'KQVQ%EMTSW9L@@0\L$;[6[2 MC_T-TZ!E:+B8!F85,FW[0_QEW7GT M&:=1Y_J3\D=+U[Z2-O'%0\?(11H6-_:0=*0\+#&YS"*89]LU%VZ6;S+%< MJ,^)4FD["+SK)KXO9CWKVK#'TA#'0C!D=V6_4/!UI^TXZZSI .CZEXOQE0#( M,)I%6/[YMV='1PO\>96FO?CGPY?/)!E";MW;J_.!Q7;_3H;Y!TW[E?N MVU%3]TNT^,T_NW$?"G#A;@C^S#PT6#?-* ME1%O'2!YKWZN)'/YEQ1SH& .@.N @C2L/]OUYVX"=O5THYPW&VZGXH76D0GO M.DL2>%R8P>D75:7*5'\6+RD*3''8X(;*LKF$8,">]Z9"Q%N,@\!TJ8NFN)-6 M[\H!K/J]T5:E(4_87[R/%&(;\M.^/, 1(3$,8 M9B[^5.4',.O?>8PD56@H//#/Z;UCSFS@;04.BI"F#@N% 81E6"@LF(4664<# M^K!H:,68!<@>2E/%!<7:G:$L7>@]EI8DEO,41WXI:BF?PE!/X,[3@9SBJ@*B["D80:'0ASD:8M42S5H@5+?P&#B.H3@88A=B# M37#F 1%B&_L+-\SM(/9G 5%@&H@Z1%?VQ66>>Q)M M-P.H<7Z=XVU8[R_F2I8[LF< 40(+>>L#4@F_N!H 3.JI?^0=Q8FLX9W+I:[26#5M7;^[50JK*K"_/6R;H=[ M&RM&4Y'(/ ]AQ,.]9P<'>T1S$F,M0*TEB MM1RCL(!D3!P,]11]4S#$%Y(DC 5#_T23N*TP]$L2)&D8Y7]1DZ6J<'AP3>*S MH9!/,R8.9O5/3CDOOJ3PUF&HIXG6P)Q]M2Y8:S[FRT\6ICF&4?X3R=KST\XU M*B7I#X01@?^PU@&I)DG=P]!/8O_@"#_S$W"DKG59^M?BS 3F_A]1QA:%?*<_ MU[-F\%^5M&*GCPF)BVLE3@\>KTP\#9FFK\LT?2]IH))A]IHL3%.21!Q@6$"3 M:D*'GOW[X<'!KG_>H&J^D:IYQ6P&QKU'_INL&A%F#LJ[BFI0*HZZ6?XFAX.> M^49ZYF-CK?*<()F#@K+1J.9OPC@10Q:)L?2GLN9=\TP20,')H0R=+X-/M]2G M.SH=7+H'7Z>,L\OHN@QA0O6#JJ5K,L3A04/D;S$WN'$$X+K1J0H?L^9"956A MF^))(AUOG4@6?H#A0&*LU:EA'80BZKS%$0)>7MA]=^ODZ>[1Z0%K$=B)';' .Y2U#@&((4 P!B@-(PN"5,_?*GQ[N/CL:O/+!*R?Q MRG$VPJU7SEH*;B,2K-E@,IPZE:.3L_VC9_]8'0?JOGUVY)]2&:>#47-N51[! M[%],=%J/_2N$6\U?-3)U;8KS@]M+Y,B9O*E77S(77@I"HNRWB24]7VM)3N\4 M1<__.[:W,;%KM3>R2G[:DYE_PW.93^34/7JRB$BHR_[FIR?^Z7<);LGZ[E\C MZZ];\M0_!V[HGQ'1Z6]7PGJ'=,]S+Y>54^?]#R]2[:I<3L]U&=D1+WK1/;!; MOE/_A!ME:Z^Z\NXI\8'MGSO"GIWL'Q\_#[35UO^7]@_NR-[W9#^Y__G)\?[A M\^.E?SK8/USZ^:I;'9[N/S\^1;O5T<'^Z?'9%V_U)#*L99I?EB )__7H\.C1 MG:4+JW]8U<+O'YV*L %Z03@_JCZ+PT4Q"+)Q=]':]=K*=GMV9[N=+=UN ?DS M1LM$%S$2E9Q&J5VIATC?5[L(1YJ'.F)$V]7G[FSD.EVQO,=? ML;H'86T[ ?I?W>"ABD=H%065A(N%)LZYU>:V1C^V\7[096J5"^:[W0F2,Y:A MMZKN]*>0->AJ6>T^B29@4NL2\PW] BQU,J,0Z5F?[DU %P699>P2?C M<)QNXN#\$_MAT<0^;G.[FV#02C<6/T=$]9==H9>XFHNK M;D9]M**QDF%;X\>]UOB_*IV+]4M_63+/3G;/3H_WGS];H/0/-OS#W]9SF_AB M+CGT=1OY(:SO^MOU(5"SF+YXX,1\8>L]B<&?+\>?#H]6A9NV%SC]C[(J%'T= MGKU@C=O'';5+\D;N[6;F['+> J.&->H"^\$5G!??$<+.X.34V>/.D"!OP%#_ M][,(L$ !WPW#@W^K1#:.]2;@;@H/1\%0/]L](^F\AH&:S4BP%V#(IU$[,.13XM' M,($8C@:&#U26*,Y,589H-$LLXZ5O4M_+]@YX"W_"\'AVNGOR=# \MJ]K4,@G M@I[&4;7#84MRV,(( '&C^4,X;_?7=?RW5MJRLB-FDWP[@]G*7ZC7)V A=V\ M5E? %GE <: MYT'7!,9:#C8+&;&*?!3J-VS2+2'_8/\09P.T#88$ D"1RUO5 M(D) /D4F:^4&V&Q"?Y4 P#!@8@C(/Z02@'5Q&I:V&0]( 0-2P.9;X@:D@ $I M %4\!J0 _#4:D (&I( !*0#A#0>D@ $IX"_;6LX%*>!.P=U?ELZGQ[LG!\_V MGYX,4 $#5 ^-8O5* ^=FL.P-L?[9\<#(E1)%:GM^E*I^E4 LXFZ+O&V:]+8BPA'"D@*:/ M $< Y$*FDJ4(D%C*.!+ ?0=036[%V0!=JGE7T"")H+!AHO*<,X0([]4W-R1 M2C#TU[I0%(!J.$!"-%/<8;8_4<049_U)[$ <\BDCIC";@&1H+\P9T(:+>6?. M2/)F.%J EP99O=;6?/VA2O>-O#?#^>KDEA* ',CZ*WBK?XOJ,+!."Q@;@!\ MT.X3[SC !6L?@"8= &,"TAP ..?_< ,!X#[)/KB")+2,1AE0*0+842!*B2, M0C^-,X1"/65 &(@)G2(DL8E1N- 63K(^%LGFS,!P0.9NH_!,\ RXD58KWL-V M4E6I,K0PB;.S@Z,.XE!%L<*_2A]>"$HDXAFV\?=XA?^V5;\W MVH:OZY;5\W>=F"9/19P"+*3_:N97*"Q)U6)"^=NG3_Q34NUJJT=-O*9;L595 M=5 S_M$1+$CXI2^D+FO_GTA,4>4Z(G"%'K%XU<+:MP*"I^V^"EGW2G[>^ "- M5;#3X*##7E)>$0UF0&?->VL2I=+5@,S$1_M/"YKZ\.!P1S[>.7S\176]*ZZM M<<&8\3M?B=0H%U66_SUO4M4#V'HUDRA],SL.9*]*O'YR#4F;/8P]> ?C=YM6 M%1@U QMNF1INC:,#&ETZFR,I>_U%$-U$VYG+^*'9K MRB[EEZEP1T]19\J*R=B(WQM/=*953 9*X9]4:/^L?!I26,G8FC+@U?M?0Q)5 MEYZ!.O67B,3?QR^C^AP#R*G(K"D6ERO.'_TXO(YU7V"QOT=,U/D_ M=HG=+CL8[IT*XS_QBSB_2=N%\+K[]M5N7[C+0O94A=NGVHM5W4I#6/WN-SF_ M6SN!F\L\-F6N_%OV$MKE.4-%B7\QJT2AZGUQ%Q.*HI87]\-MC MUL?-$'S@;&SU1P!K)G3''VL>A*.?LR*0)),_<-8_5@6QYD!7LL":!Z6I-0V2 M&PP+N"N"8-735&C#G 4DY0@X'L%@$T=GFC4/!J^0\^J'\ UK!@P8!M$2N%%6 M7O.6A,KJ$-.DZ&#'*5"DT8A_8)B0QXAP,E!XC MCA@$0YGY(!#O+1;2OYX.1P3GPR$9R_):I:%:*8 69/Y%Q45SW;A:')[MBJ.# M@Z=X)5D##,"W88W)Q(^R;JRN-[H'5G&'0!O\I: *#!8<&)^M=_7- 78,+'? M4!'%&J6KD+Q[TDV2-+S[,&CZ\5"H9]Z33C30"87\CXVU*A3?L]:!/Q-A=\.( M \&[+E25O 7AC)&MHHDM_#(YJE9;*\<9H8]Z>?VU5 M".NRYD$]YJT+^B98UD(0&WUC&VXE;>UO)USO+;3=P1V7.FAA%QMR11=3ZWN/ MM6O[DG66*7]M$KKTZXE2;6?SS/WHH(;#7>Q,HX'<+VYU;ELM8WZL5$I_78TQ_(F[]J9.K:%.<'MY?(D3-Y4Z^^9"YP MFZC07/EMXK;/UUJ:TZ-%!LS_.[;]*U3R6NV-O#K[M!>S,N_1D,0.C MR_[FIR?^Z7<);LGZ[E\CZZ];\E249 Y2UN8I55YBR\5\J\A'H?X':R8D$-4X M J!)Y!^%^LVC;:W@P"E.9G*Y5;40\X)+2Y;3A=$'\_,(.)=:Z 70]8AP,@_G MPIDUD['V5N<\)WADT%N>W NKQK'8KL9%D&_+39Y.&@YA+IQB*.H/V+E-J)K3LN1/6U M7U=.1F'./@3&?%R(3!&\%CR'WKZF=Y;M7EX MXF$?_07VT6/8 +K[IQ9GB8T9'2 O%LPJN#Y,A<=""#28WFCZ"(G0&SQ?D5$ M _N]"1DZ1]'YC<.-GRJ2$5TX#)AI#XHI+3ALX(Z%$J,1.^ZQ:(/.K'GA-63; MX$@C%!3))+QZ<1@F4*6A<,1 ?4Y41:$23F!80#.]!H9\&D6(L_QM>1N%A83# M Y+&.1SR93FE6'^<4Z >D_0-X4A . ;GFON'<1%2@B93AG04-34X## $>),X7"A,5B M+-X[@@1D!$829)HR1\\>!BVQ-@UH8!=QZ"?%741A E4=#8X81+R;B#>5[H96 M95&/M1-58ROCU&YHQ]29T+48RU2, FB.58G2-RK=%Q?\%29?YE*SDM5%D+4P4S!Z\?<47'@,B:? [BJ&_Z[.K%0U?F;L0G MDO?AD *S=D//YGQC_M0T=J$[/W1RACMZ.@-[0O:\PT9RM=6C)E;H=RGE]FI= MWBA71V9V\$?MV^R+]_<1F>;&%?GU"4O>0S$U941Q"M?7IO97>=)I_\V>V[/(#H8N%1IKQDM('!^RA2L7=VHKW0M]1E MVKK:_YO50=8[SO^JI'6[@2&>S9_44OZ'>\0F7/^!\QLA-'9Y$8T2[U^CN_U5 MH(U WYRAJ)OO)0D6 @S]%V1%6S L<)5*-MR^ALX"JL%V, R(X^PHDC,P'/B) MR/2&84 ]-B3C+6$8D&B;> .G#B <),%I&$[0A"(H /)692E:5!?.,M !VG!F M0<#RX4S_6+*VB3K8*\XLD)R)'_RBT-%6-+GL(GJ3L4[&7=0EQ/;$K =6YGD< M]#D?Y0GAE=MP3%OZ\U B?U?67YR%(-@\-/DK?:.=IRYT0,LR?>(I_EX'#EPD M240V[Z-L(8BJ/=7^3P$^;RZ8YT1F33$?10SQPXEI\C1>Z9DZ=W$?K6N#A7C, M&T"V5S*!!&0;AGI^&,M+2[TV:CZAXVS3@.[A:(!-U_J!K?^Z2>7H6RM7KSS, MB(_^R^P.8G0XEJ4H3*HS[<]D;\Z82_UN_G/^C._L@MM\W/PA M;\*IOV D<#8Y.XQ;SBP@*83"H5Y^9IV(N*L@.?* J'L6AG[>&H!DZB@,];R# MKA011YS$D]?[37FT\:(3.@9RF/1"&_D)2+#]!Q&15,QAG MZFD6'PO,30(2/PL'F9HFX0!#/DV\'89\[SIQHG_= M\NRE0U]A?+NAX6@E$W@W'+TDQX M43?6U>T4\GMH?!WF6J2I#?\YF:L6I"_766@3=8T-AJVH[DPT[^. ]0QW[M[- M_0:*MT^D&R]"WD5G![\VGY M\H1%UC1YW8+(Q>!H8)A,;[0S5HR4?UO_I:!S JK<[>+YF\=O+UV.X3@=CM/A M.,4\4##6'_TXO0P:[38MB7:@?F]:/=V!Y;K=6Q7=JOSX]N$LNM=^&<$JI#\8 MI5N O.U.B_G3;RLY-]"S8EU!^;&K?=C^OL79+*^W4?:QY(UHX+R_BC4O35L+ MLGW.D!VQZ[+F8RWKV_XW- U[P;HRCRR-#,.!D0K>(T4*^1B&!Q35J3AA\VV< M[/!,V,K1#L^%;9SB\$R8C!7O^;[5,.Q]&/;>C@IAS8(NE,V:!YTN8*T/#C4:1P^,6#O)?;[Q[.S@Z.(/\HU71%5X.-R*"(NL.9!L/-D& MSP*KKJ4EJLO&X0+W";"U_+SGCT]EN;<^:KKY,S"38$>-SM.]IF(M"-YX6,@; MF[91NBWBXMS(%51%9A5K'J1*DG2S':,PH)LNS%D&2(!B8:@/)30$]!^AT-]N M@$1+.]W1RCVF:&B#$8:QF7C7VK+F ?44 9PL?1RS)$6?KA:4*5L<>Y(P98O# M!.[X0NW4-NF$OCOJ1(K>_1:R+!M=QY+7QNW&HM=VL%LI*FEK_Q*W5;+^[UVO M1POM%*I;3>@O%ETP_ Z*ST2'<7%)0G)XPRR#ID"DP-MJU5;)6K+5 :+MDO06X'P.$Y7,XBB#4SU',_,+9!I>\M8!,4QU\ XK@ M#0X7NLY"UCR@CF#!,((F2H$C"'10OS@$,GNX)#/N],J4VGH*J?HN$1AP1Q8 M3:5*F=?34$YY>/ /T92YW3I;!2.CO-[+5>;O_VQI[WS[D2Y3 M5=;G>^%+6VVO_>??GAT=/7VQ;4:_6&3-R?YIH#N@>[.N8I89^^ $:]3P!?"P M;>X % ;(.G0TD0"&PPB!)*G,QK%"3I__\V^'SYZ_V/RAA+,1EE3\+%\/LQI; M<+ VOL[:\+HF&G%$ 1"8$:@D+A\.Q J-R0%$O_QG,1F#U.D+">HI"-6VX_G&6-T MZB\8347$>>FAA3LL8,_[OIY'A)J6>[-M]\5E1(CW]_L4R.N^W+#)C_ M=VQO%>6UVAM9)3_MQ:C_N/5G<(7Y[=#<_/?%/OTMP2]9W_QI9?]V2 MI$NMG[C=/)Z%ZN$>BL>4"2 MC8%1 JERB=4CYNF8&"'@+ 8Q8'WPXCT9U#4,)]Z$"&@,C[K]R)7#61@?)M[U M5;.7" =?$D!*?15KMC .$9CZUY\WC]&[ZH70!Y9MUC-8\2H$$(1?Q90+Y[QN MHQG^!S_BCKU94MY"XN=M0WJMV M @H7-JNET:FG:#V&V?]DT&0X.J"0O.D?2Y)\)\P6J.5GUNN?F-+%$L9$.0ID M)AA!>)\KZ2BV HY)'&2AR5D;0Q--,VD!1@:HD/9A&,#]0)#IC7;,'<.1R@P) M*A>.'NC"(S3-F3#'@;&B#1*$^O]8E1^[,+0_)ZT,C0MMD3Y>K\7RX.C'2B5Z MLTA3*T*D%'GMY3QXZ8T<'0"W-@X\N(H5*)S(2#(Z.)+PQF]E @90U/HM9\!E MK\8HN(#"A #^M-%*'W0UL-D9SNC+O]'X+_K2_[MQ_C-'<@JB)Z]?E[6NIRL- M.^+D;3]Z_.CIB2!)X."@]W$?I@S0Q(G#C-#%*711&:><*)M"6=.XMH6[-?@% M28LC#H.X[Y8X<5LYYH/Q2'I<<.B/,^M8!#BF '-W(-56)34)!!D.$TA.0J M4!)* 0X;>#L%MSCN/#G8%;KTQ[P.8VH4!9P^E%0,M4:MAFP'ZR2F M4"(E*5*%D8I45:H,,ZF$*45 '-=)*#81N9S$(4ZQSS#1-FD*%_>0Z^="W?DP MFQLX-#_Z:47)_5W",9+"/* L6:.Y7%N9-MXBI?#-@#2! M)$&Y!&( J2K$X8/U6X$$Y M&(?S"'=[)*A<&R'*6 9*Z=AA[J#3E7N\HL+:, M%KPLUI[2<#P.KD)P%426D[@+,($YRSR)00(D 4/]X<$_*&QC&/I_-0UG\D-^ M0N4TMC%.!H_$.,8AGP@-'8@GXO"@RZ6)0J:L MCC4'PLZTTG$E0M8 M'365>,L8O:)C\K>Z$3UU_O[^JN: M#GHD7-'=/U3TW-Y6.Z'+Q-C0+K(OWGK+Q2H77TS(7*O2"6F5<,WH-_^%\!+' M!_]8J$G9:;%(S,3?NK9*UE,1@B"/0UG*TG(4O-*AY2OT$]'T:I@X/TWY"XZ" M_MY8_RL%UB-.1/D]3BPS#A%]X'XD3G%,TI.&T(S$$M^XISUC+ /+W1NWZLF4 !+("S XX/ M_L&:_A"Z(1D!@+,!NL .:QXL]EC59M:$E;5Q Q&">[7NP7\SJ?/XK>!.36,( M391J(JRJC*U#)"TT[LU'UKKCMLT=I2K,$&SC@+KTCRAB3.^G_8_[XI6JI*W# M]_J&OBNKI&OL=%_\HF+;I'_9)#=.Q;^VU[=!QXGRSTF4OE$BLZ;H,$)$&&EE M(U4QUOCAXZX(6FQLI)"U'##'&J)J3L;A0-A\89LSAV MO1IQ M3EK>F%.\6P/:PXVU !"-?X<1@1@G9%T%NP1<@*,@R-R1A$I0Z"<:@P2C"$F" MI3#23Q@KA=D!)!5.,!+ &GV4;"P-COZ+(136' AQ+\Z;@*0;%&?YY6(D=!I# MH#&F6%ESHU,E?G)M'%16_I/*/[%6,8HZJXF,!8\QPB12DS0AQ-F&+1-3^B^6 M$12K=B* !C8]T-6B!P)39;A\?OJ/3=UL%O(1;7KZ?8^QV2SRZ0H&G*(#.K_2 M-\JZV5Y8*=#$=;)7?YR&B#7),C55K5)AU763RWEDNGX2_;/#LYWQX_[B>P7. M<3#W9*R3L0@HH:,\5##'O5^FTJ81S3!=Y%FC98TMLZ\A6;"0Y3T#/WIEB=A.T82=H6<(40J$G#B,Y2CC*2M'8;Z M("&+/P+" )-$+0WTPU#5%U0L,!XX/.%.?RBF%.PM# M?W!"E M(F>%I =@R*\G%&X@Q0S:/U($),#G./O@&8D6/$$A?]""K+7@V*K!'FK5(&2@B=DU> MBW;DMSZ$&N(6(T6.S,W]5X=I_YOGX6J)J60:VI;W MG;V-#TY.5 '\OC@Z=GI M<::.U2A)T^R_CYX>GSSZLH0>'FU21(_^3"'^#Z_?OOYP\>9;KN6:[[.-@-^? M8LW[#^]^OOQX^>[MQW6TT+.M]]NL34=CD[%T&SVV5KP0A1_W=;RQ)E&I5]UN MY1H3'RT7G$VNB+FB:++R,$R0597?Z9-B:7D21>)0R"=$7<#QPUWC-X.B"DK# ML"&TL+&6 Q( %ASR73/RSAK-N0C#!!(X.AP9:"@T($Z51CVVIKFFZ-V$L0A( MRO5Q)$!>*Y+I/3@<(.G:A*%^9,TGDJY=G#/ J3RG@6+$V00TH]RHR%\[L!5! MRD#S)^L2<46RM%0%B.MRI="E+IIB$/K[\F+JS>)-/5")^5[2)*W!V7)1$,U_ MI)K\MRYC0H)^V$8@EL8QNM9]3X6'2C9*=EW.D(!DPG/%6.U-3YF3#%. YXYV MKB&)ZU)!RPZ;Z<]PY>^'!P>[_GD4Y;GH$D,RTA;=B+'*WX\$Y@B=,S3F'3I7 M;/AY,'M!TH_HTM+#_0ZLP4C6P-LOJ>KPH4D2!Z*+I8H8.11$<3*O)B(@KV0)M9UG & ^M!*&! MI.M.Z)\#FJM8$F1F+2)Q55ES@&+X$0[U;;2/ A@%AP<3WAN@JT1FS0.B^4]( M#. M /*:A'X4\DG08G%6G[OT7X9>>)H)H# \(.E!P"'_[)0U^23A'!CU/_7N M_S7-"% 4%DB2"9@HU _G/VOZR6I^8#; *UDKBJ0[C@R\"V.#.(M '+8Y"4A% M)"T8.))@E:NM3MJYIX6.=5\\"WAZE7$Z6'KG5H51]S?JQ42G]=@_/MQE_JJ1J6M3G!_< M7B)'SN1-O?J2.;,N46%,_;>QX9ZO)1ZG)XL,F/]W;/M7J.2UVAM9)3_MQ=*6 MK)HP'KKM;OYZ8E_^EV"6[*6(4_^ 7 E:^-W/6=PN4T<(%@)7A"^ M:7;[&.'UAVMT3>=Q MP;/'-OG#07>_I/ :J3 "EJ5Z.9,_D300$3!.,^78"QPN).9&69J:/YBM0-+Q MAB,"KI:6$UK,?5./-?7,T%_NTZ\+Y@P@$0 JD(7[NY]T# $,&WC!D"SQ:SOD M<8H.,)BS@,@G@I$"HOD#,.OO%$G4"X9^BA98'.FOY+2@@1['X<%$UQ3E93@, MX.X.S$9SB3G#D&1(, I'>*%5WS\3J-!T<8QC$M\ QB@8!; 8S@P@<8QA]C_W MEJB,!CP*9OW)]#\,!TBJBV'DGQ=\YHJ.2(JH&',)@"$_59+$)X;9 B-5JDR3 M#"9%88&IB/(C,$) 4P\((P#,=6 REO9ZZV6R4%X@\PV@/E>J="0B@#.3L(6V MY9PFOS-_D.-)>#5F7BM %Q%&X0!S 7!C,V%=+$3B"N#D"+GG2"MVD_'N:\ \ M;UQMJ:M"O_Q66'6MG7]'&NQD%%98584Y M=&4= 43VQ67PE[43K<<@_$^S.F,1*LTB<-Q.OZ"O$/+LR8XOV MCIZ]3_Q=/0=KVW2(@1$8T-\E[(]YR %QVW>_*^8:JD7L'@Z7^4,U46GC2;I] M_DCYI2]4'> 'I_UK$VPV'-BGV5YBS86@&P@8 (.!1P)7C[/\5M6-+9GO 1(# M'(A\DG@$#OVI3D@2X^BD* TA",3CKSUT-T';RXO"AY'T:!K^. M0@WBI.F]U\FZ5BOS?CIG^O_=N!!3,@LX8B/@2S"Y@7[L=9Y'?B MRV(B71<352EH;'=-+.3X4JE*3)N#/8\!UO"M1]]=%I6Q]3;P[;[BI5 P*K_( MN-N ]I;?=A6VYT/GJ!R99MN58JNZ!Q\Z+U]ZW6.*K9OV?U71O R8^CJC<9C_ MJC+Z?I:X6WFX$F=*KRB" S#)HK'**\[TT]C$,.1?A[*&D@CD"(8+6?B9,P.8 M[X+,'U@THSUA6$ ":0!#O7\Q:ZQV%.$A&";0]#/BI$D*4RJ*PE48 ^R#4 M<.NZ:6NX22H+<<#?S*B6NJ0X&7"0'V["920(6#@\8#8-;\GAD!C+FP7SW2ZQ MK45W"03EA)+)6%3*NI!B'AMA E:*\&\FDR1T/NV+7\:J#%U+\4]S?]D-/39$ M+0PP_:/2?0+);=!8'8:B7 ^&_.GV)Q5#T5_*0C$_7=/4.QXD#CB.J1GJE5@S M@"0FC;,)1MK68]Y;@,;*QJ'?U&-EY]NJ67,C&-FL&<#>+.*L*J$XM[-98 MYRH$G:7_M:@ZE*CPP/!YZ)?J'TZA=7!0W2XIHA$XY$]XQZ*D)4&X12&_*>4H M9\T!&DA3%.K)7 ^8V .1ZP%#?^]Z<.9!,+LT[QCL\0%G-9C20&C ; "2C!R. M\#,_ CIH9=9N$,D.P"&?O174@HAS/@,K,J!MG(.@PY#G79Q!-/0'A?RN7G?' M/9X%59/<.)7&R0)6I4H5_A?=5O;:-(X1B(';,E1SY/$K11PC.P=O_U!BTLQS M,"E%- B'_-+P+L0)HT7\6^6L$W%.D50CP= ?A[YIDOY(&!X0E>3A:$*:O! . M_5F\4ZRN26)E M,.91Q-,1WY-!J< PHIL&^+$.&-RYG(@=UR1C(9V0HI!6_];(4HK$7ZB3Q[NA M;D\NM$]/VNF!WEZ/=\7Q03T.V_;X MT-5ANX;AI(5_H?'<+=@?J!/3Y&E;S3S1CKO#Q9K\E&BP'PX'2+P+'/*]$F"N M <(6",T0 Q<&1<"8?.Z1UTQ;Q]LL3*7W>'G'7MEO A-@$6A0FW&XL,QA9&\@ M1'=]L! 8DR]%(MTXQ%M2E8<>Z:G8>?GNU6,QDDZ[6*H6=\J=\,*ZD9HV3C,K M@%NX)![.HCV@V@]Z1=5'=Z[\AW?B1VYL)F5_!_^A%._E]<,IB_NI\J_N*I6$ M%FP1$+25YT'@6%9Y!GW4@FGR+[[K,E?*.+GA7&AI[L M0([^W++1B.>>P/SK:D.8I.+7(EO=P&>?HQR%@^[07RY=CO-Q63*;,[=34@ MMR+<<7I_=G'57IQT%_MCV:NCM E#5]LQ;0$XG"R4:,IA" OHIS4P<+@2+B3?"?@CT\)8!S?HH*'E#Z?9>$>L=T%8GW[IXG/?#SB 1 M['7B;>TJ:R%P)E?Y5-QJA\ 5UR=Q$E.F.L3:(H)!! 3:%3H6[3[&BP>=?8W( M?0QYF\WV::QX'PJ GZ]BS?LN0KCQ%X+@P7*XH?>YOR=J1/D7(GO^%$9MS1"M M67-A1&'%/46A/B8T6:]_+B>LQ]:_IP/E@-D%- ,B8,@GZ0["T0!],I?B'(11 M ]%YH1 #% 9<6]-4G"6 9(3R4YCU=Y4IG:%)^,+(@+16EM=M.0OG$U%24 ^S M%28T.'4XNX#UZI.4/^.L/07U.+:P+E-]H]-&YFV_P[ZX$-$R$G-'0ZB,E*$@ M\MK*H@M[3\8Z@,J(VC:N5FI7J*+*S539B$WCM']#:7O$F=[B=K?=1S&;%#H= MI*"RQ(YA5H&D/Q$&)_I6!DE&A^!( 84J@AD<0 $0B*,!!AU(XH[BU-O<*D'6 M4M :(9S-\8LA*D,4E<'9!7.V-^=RHWFW@S,?J&+U.$HQ>IN<18 D3 %#?1]; M8+T'VO(=1Q8N@?$478PAU53(#3!\H)FTB$*])LE8X3B,G4ZDZ=>$X0+SJ &) M60"C J1S)M'L$7PZPX#U1AB,HL$H&HPB]D91H8J1LKQYD#&WB6@ +&!40+6% M1C1T'O ^! @[/'"T@"G#Q*M[Y4UP_;?+W[X'D0RP=RT.I#?K7(^$:L,G':SD MK*!JUM70%6AU=56Q&JM/JBT6=95)WJ2A!&LB ^[MEL7E8!]FPYA,5%85NBF$ MD[GG96YD.Z2^Y4SH[':-M2HRML7HW!6'VZW:^%[ZT56G\Y]^>'1T]?;'MA;G#FI/]TT#W+.[%NHO/ M9)E.O*7+F@FIMBJI#7,NR.O0O<&;!27K+AY=%"K5-(W=.*5#[:U85_/3A3]@ M]@*)ZP=#/4WL T<'4*4!<#A $OR#D7_*\E$<&9CS\C?OM $Q8NWFGCE[\9Y[ M/OCC_TM_G'/1/HG6/4&AOO5 6:\_A=5Y D,^C=D)(_\O3>&?1>)ZHK" )@(# M0SY-W06.G;6\%LXU(Z=3+:U^./,)Y[(Z8;A4(5/5)=3"?$+;A/20+KM!4?T8 MQCA24/9SH.8&"T;DA#C34+4)I7#/4H-#]2OKRL\OU[Q]8?Y& M=Y>SHU"295P)?R5EOXU[\WPM]IR>+C)@_M^QO0V!7ZN]D57RTY[,_!N>RWPBI^[1DT6_ MS3MMWN_/V'I7R-0S0;O:1BGQWW'=%PK_9T] /8V?ATSAWHLK5\L_P O/8>_F1[MW\V:7KFE ?6QS^'4MGXE^7%N59EN??65Q=^$HNU M?,PZ1FT:UCF:KF:<@ 4P.)-1D5,P &8/M.<69QF@R5/ :(%%@X4S)Z*M1E$= M \,!YEMA1&(.H5#//&.?ZBQ3EB94!L.$F9/*.G8>@?_*/:<%[_ 8-^5=[@P50O_4)QB.$DOVCF>L+D/@OC[=HI26D4C B0 MH)_AA+=8;_^FU)FQ%#8&F!D:@JH>!@1H GMX&B!-K%+4@V'P@(: M_#,8"9@E\TGFR:%P@2:^SUP-PI#?EZ^P5@1$Q: HY/_>R%QG72L2Q5 UF-WP M83@10I]QU@L3DG'O,.27AB+MBU-!FVKGK8-"ES2(<3B, M:,I,:IM/A;R6NG2UD.4TU&H[4U*$4' 8Z3]F??X0(0/#T$]C@<,HW@"-2Y%L MA^FJ&J#A.8M_$L>&LC:]*.U/LGVPK@$6>L]-^F*E"3;87%]G3)L1AAEVPZ4)@%;@]&XPYD[ MG+G\>I:',Y?HS"U) ")0MMH;PQPK[-+O@I$_<4OE2!I581A!DE<9"EE Z"?J M&4 AGSE2%/?*DB&O,ABR\4XN%3*E.'9@M@)= MH N% T.X(4*C&_KC,:@G&L$!0S_)ZN,(_]0T MK)N57^D;[8CFKL-,GZ=!(\3QN(A**U#(_UY_)JGGA4ES=&-_61\$DD0#PI#/ MW Q@K@$'/-I!^OG:P$-MV1!N_/8/7AYNU)F0597K1(YRM2ND*$VM$R7JL:S] M/TJT;]Q4?QC88O/V'6=&-(DJF M'O.& M=E9FPA0^2%=4VS5;\WVI)X6SA,J UK\D>\&]AUF>1-RGP+T#2VP) _ M@#@PG/QX[Y$-]P$I40Q8BP!-BQL*]9GR&X &8 *%!;F<[+/.Q%Y0G %(\?:I MJ'6A=L74-#'9'UPDY6HA16:5$DD$()E/Z(]"04"NJK$)P^/%X=ZS@X.]HY.S MO>?/GSV;"=.]D$TA[;4N]VI3^4R",BCZ6- G_[L:^CXJ.R-3C8[+6C% M"Q$L\5>QYN)&ZCQT@(@;+3?^5L",V+ AN.)=*(Z KV++51?H4RM5 '$8[Y+U MD&.:( Z,!^^%D\1LQ3%<2$IY<,AO2$KE8;9_?5<[LPQE5E;?Z%Q=*Y*N 1AE MJ$M7VR:IB3"48,0AXUW3P#RBF9D\-Q,:V%X_;N >?%WW!$#W[UFO+S9,AG+ M\IKWR4O27P,3EY'>!TDDF2<.(P6\L^I94SXMMM3E[/M,8RGYYP$^M%_8YRSCGF^C[BUC#BPKL7Q,H)*#?;& MP[/^!$_WK:MKY4HQ!WSYX?0MCVY.H6QCJV6M;EXQ5 MVN0D':LP4A!+6S(2W"(J'@S'#BECEY]&34FY'>&=S7Z;NFVO(B6ZSMHX1P.T M\;BE#5$T5S&*"P M@$( 8-9?[A<4@/@PBT\S?!)F^4\YKWW%7/9?2^??C741_94N6'N"),T#.-8/ M#0PRS.JG)%$@'"^H'O/V@YB#)[W]]>-KUNI/#S#02X[$2I5#.=DW2S0TO&M5 M2!(-QRC46Y4H?4-2,H@C 10VUA$*]31Q=A3J1RHS))@8,-+/O$$YR0T)9C/, M#B IU<(9MTHC_C"KS][#VKE699BY3()1 ",&)^(TNO$#B?\/]NG/_,L9Y#\8IY:Y4F:^]ZD==CTUR/1:FT7TXK_#_BHZJDE;42%TEB_$$G2M/^X:4I_)M-A7;" M*E>9TNE1KD36_5DV_E]_+B:ZG@J3B=E<+C$WO5/,8_KM+G^>+-.%Y_F'*7NC MXF\C\C??%KZ81(1J5:]F_HQ1>8<57;_+:KZ'(K"G\IYF5 M38"]\T^^O9O_OBY#1DO5_N:?4N)RII$I8U_;GAOZ9S_<>%MXXO.;G"914+GK@I_]D:G:$?!JG0W MO$8AP_/GZ8O4I8T*3VG*L!K&>EE( RWS-,Z-4MT75XN/BFNYE*7^ER1O4G7N M24L\1P(#99ZO^#;%X&H81,\.P(VF_QZ&"Y6R80=06,DX-I(.D6.=:;(Q+CB< M*+UN*=A/L]DI9:%8:\=X6'!F0-D4(V59RX SB28Y&7 F"3J5--9;RJR/QV$K M?#?2MAYS-@Q2[_I12 , U2=[%/4#>*H@>#P.U5&GW+BE6*M2I&8,M.=P1@\ MVN 3OYN4RH:BB,.S%]XM3E/OLKH0:FA=TM51E^YI9T?^=2KC=+CIN56Y#/G\ M%Q.=UF/_KN%5YJ\:F;HVQ?G![25RY$S>U*LOF8OG)"K$#[Y-..?Y6FP\?;K( M@/E_Q_:V[N5:[8VLDI_V8@S_7.83.76/GBS&J739W_STQ#_]+L$M6=_]:V3] M=4N>"A#R.EO*I!^U<[57.6%6[28E_0QGTRUGQ&:#URO()SAVEU-_L=G!2_BK MO]'>C^!W\&W28U[RDRXF#]+ZS2+?<>.=$YB<>(0K],?Z-! M6L 1 689Q_NNDI(TOB(,!T:J5)GFO0M(RN]PR.>N!+S[1A(N@6$ R6 0&.JO M%VQ4CAR8C!7S5A195;E.0N$'9] 7/Q*6]%K MFCP58WFC1% FHFILXI6J2H6LXS7=*3-+.R;&6I74(OAAH;2V-A49:C&3<+/_ILZ?$N6B1*Q%-J_@KU6L1*Z7=O^VK>* M(OB!H_ OBK9$O!8?M/LD1M.V*CRDB7N&Z[)?HA7,[83AR]_"*^'_JE3&6U/N MO9C$)JOHI)[Q<&#:/E>[@?:G%UM&)MWZ84B%HP'68TG=8X M%HT;TX"NP B 'H;7<.ZP]F>QCCV&G(\ ;Y16.?-AID.C-<'J@_=9=]W!#]Q/ MN_3.:EDK5\N1SN?:0="4)#+)A:'A7"84Y"L,"$G1?&.H+Z5^-IFD- M!]ZVF"N>I[!(#G$X(5.*0WGY(<+%,X-1!C06&0SYNM0U=U7897I"6]B.HVC? MP]&%&4E%'@[]S+5!%;,H%)5H,"P@:X62$7LP8D1 M4R6M:\$9PY_;(@WQ*M3DB!"&%%TL+M3Q]%$9L1"9$,$[#\\.Z)&N&;D R!>J MAA9L]A84,DTCM(._16)NE)77$?O1JH!FV-WOSG6[ >,QEI<%4,9.^;4(F']P ML_3VXSLHE*Y)QG=?+TK4U][W6W(^(+/T7[V(56B1&W?90S+X#D7H:8IT8,@/ MTL29_EP7FB02BF/\>_?YPZ^ 2U6EXHA5 MBL8@]!ZE#^I:NSHN__MFY&5BXV\&S(QN0LPVVMD@N+!<@7VO;8%:)[K]>-C! M/HR:SW0I2P)D>R 6D)4' O%@Z]T*0+1O/Q$*1/Q[J\O0;\UX_[^5;:**+P?> MZ(SQ%KCL013XLJ!K3.++@)^EC5,)^7* MP[H!WKRY4#GI_)E@"RWC44%1'P+ M+E0ZD^LT5N?,_$(Q5Z/4%=;,;$;1FTXB: \Q.TAG8W"E[;"-*F/C;;O(X<=M MC#.!QTH@:1&'";!?S"K$6 O!Y>V048JJ-!Q&7(V-XP0:@!.'@NK2W/XQ#"4$ M<<(;"2HF# M<,E8A'<^[2"W >W+./Q/!),/L MEX\XA$$>"( .^JK->V).E0 M@]D"_Y1%]8*U3?RK:39;-X N F_>O-\5>COE-BMX 2,,=E96PYD+U<8KBN"U M@MQ*2=$J08!A0YBU35&B"N,J/SLXY&P>_F!I8@4P()L7-ZIL2.9IP@ ^Q'96SM5C<<=3GSF(71-^K%1*?U MV+]&>,K\52-3UZ8X/[B]1(ZEQIH[5*$G3[+^]L7'ZJ+]L;/LW MK^2UVAM9)3_M10"8K+8V:7+_IU.3_Q+W^53RXWO_C6R_KHE+[N\ M2>SP:)-=8D=_IO/GS>L?+MY\R\VPYMMLH['V3S'F_8=W+U^_?G7Y]H>/<'V M7Z7JKHC&.I.U3J_+F%#W51J1JVN9B\J:1*G47^%$".,&:*?)6"<4X/P/@G.Y M_J3RJ>#5E;\N@XCRXO!\D8(0[I\J)+8V<](;96FJR^#E)LMHAH3 M*[%\N^N6$%W3 E0R -@U,"6)?J&'^;:V@J'I!\ G2L168:H2_DAV#9-F.4^ ML9H&RQEGY-X*Z1F)(N!T =)Y?CB3 M.X@:P&#H'U0 :_$G0JV$L@5H<"NQU(#D585\/W0S!S')6A!(!EOBD,_^/""$ M586!C"')%>$+0V=.GNYRNKS MH_VCT[ PW6N_HD2AEX9]V MHZOS]\;6F1-MG=T\OQ1O(DN&Y5>U-UG>X>/ MA'*)K,(*VT8]6AFG?;88P_N6,G!XLBP4>7^+OG__^NVKR_\C+M:).0*\\$]O M7[W^\.;7R[<_B._]SQ_%Q<\7EV\N_OWFM8A_$E?_>2W>OWMS^?+718K67WIK M7*62NG'*7=Q(G8=9#/?7_O3@*U9YVS/$A)?=W$Q"=YMV0HI:WV MQ;^55ZA*3$TC='FC7+T;?W9CT^2IL.I&JTD[D7&.KW$ 8_CP[@OM"NE$(:=B MI(1?$?_75&36%*+6A0J/#?^_+SR)[LX=PXI*78K"1)SWF987NG#A"S3 MOC5;NT]N7_SJWSSQZY3I]B^+CPA?-_[3_Y^]=VV.&U?2=?\*0[VG]UH1+9@ M"(*TURB.[+9[><;N]ECN7F<^G:!4M%6[2U6:JI+=WK_^ *S2E;<2+T7B5<;$ MN+TDU^5% F ^B43FKY\^>??OVC=TD$+.SQ<6SUW^E M9U?VP?+'[^_DQ^R&^.WW2&:KA1G#_[DRX^K97NGW/WEM+S:>+Z84Q].V;+K)Z^=/KNE?E^G\VCC;5-*L[/_=@3I-S6(PDC_/C"G-Y$NW__[FQ=MF CD# MGAK+3A;F'\P7Z^O79_]R,PWR;[0^-T8Q\W^Y73O97#9+96F7RNOK?_4M6QMF MBI\;5>9]'G[WF]^;KVUG6_;MS(3?O)%Y?;KI93"[,NO#O&]B5N>#[_[C#Y'@ M^L7*NTR,E>\-S$;-/#U+5ZMD.;5K?WY=KL".EAF,SU?K*_,1=U[&O%%.A9.% MV1;*K&?OK]IQ$.9S-^O1*C-_8=E/^0OO./O?-S_?;)871KQQ6;/?9/;<[&LK MF_E_L1DPL\\DWN6UCV!?OYD0=UYJ=I/?S/@EMC3>[?PPV^*W>;;[)0\_>F/. M3$G)O%I=&3MGKS+_^&JYJ3&Q-%/2FM!^\V6ZNIIE&_WF*V?[__QZLFZ^U'N[ M/T[2M=T$;K>N;/_+O3#W'5=W'A/F]S=?Z':VW>R7X]TZMA*R!,=;R195O<5E MEER2K=JOR?*[MRGVN1V.;%W?-B,Q6C^;);0!'&/1BE__;[/I3)<7S#M)4^^7 MU[^^_GC\SOOY];V_N."[>H7=SM.J]M2[613J9VJ^3M8;* MON*#X7UVS[VI&>YU9K\;;%F:97-HAGV67*[2Y]=_>3&9KBYGR??GT^PA=IB] MZ,7VS;:L8_WPK^ER;7:.V=8ES+S#S:]OW7GF;USZ]=+\_\0\L6;VN__[@3RX M_A;7'V8TI!82S+_:_F;[)LR\0='/ R:T+/R5SWCQ2TK>2OI,^7$G;V6^51P7 MO^31;^4S&0>=O)5F4NL1OE/UF#_+)LT-6&Y7L]";F;SK9+K[KY:+;YN_BYM7 MG"9G?WY9+LQ.=KC=?R:Q_;\7V]61@2>_-%NP;4KDV=WI^E<;_BS^7;;F[O]F MBZW/Q>5?'K]/4_9#'BZGB^ED,DLK:5CK AK.?M@7J3W<:G.D)F.[U7Z_3!]L M4NL)&6,88UB'R/O5$!599"06.9Y\G9J7/BMUDQS1<7)UFFRD['MJ/>GI\VK# MOZ[/GFLDKID[,6U%?6Y%1DKR)?6.YW-+KY\6:_/GQW1]M30H]+Q=M#)N#>0=+J=E>PBO M.TW(]I#*I *E*A)*OO^6':1/OQ9E%N3R1TXNDMGLV7LSFK^S$^:]_I^KK#;# M_9B_M_OC<&\F;#X^-E95,#2B*NEBI+/D^.7FW,8>NGQ8+B97]@SZQ+Q7NLH. M*G_RWL[/V&-3Y![YU8H?@C]/5V<+8SE[LC2[L@D?UT>:K1_OO0UR23QDEJQ6 M#[.8'IZ*.;XFMB'#@F4A75P6L]G49A:,=Z85?^^7J>V%FD[GWCOVH>88MN<) MY]G_RIPW73[WNAFGW8[:MQ/]C:W49=-*KN;3S32?7UV<&F>_8.I/TK.I>=2M M_OT@N+L.MK'.ZUCAAW1I><&,I)%G_HE-W[M>",'!D<\B<6V(ZP\_^K<;.Y%% M.K#(-F*X"1AF\<)MN)!;K*HRD#HX$BR*R4 #&4A9 U4NH?#@*&):]62A=O&4 MIVX][M>:3UOSJ3KS$0KN%07#IB@8/73LLG2P>;*]5@-"@I7#4T*"L8LN[WA) M\/Z\(AH<_[HHI<'0S]]*"OWJ6TF#V_$QC%B1[#I2'=;,6Y-LR)Y>I+6AUYO[! MK%LHW)9+AE[J8YH6G>_DI2"O@X<;TC4E>P4'KN/?MZG1 M_?:Z\/PV[/;C#UP'+P:)N#WX9MMOLHV]O4QF]EM.LE^Z&7433ROJ1MMQN^VX M-+ 6Y6Z2O$HNIYN:@2N#&6?G6>WZ]\G<>+Q96?6;]K!#[M%0#!AW$$N+A(VE MZ;HS3;)(2XLT#I=%-FG>;+-]90V0A5J'Q*(L+YYSRNL8H?7JHUZ1.CC2+*PK M1T&4N$^WQ-Y?;42)42YY_\WT+^.ROYV?+6SE>[<)L7I82@C1R63FT1+BM9_[ MK\5R-O%>+N8;'-RBHJ-42)PU[(96SEFYXA_$67OV.JSEVG-6G'&6)"^^7XLT MYJS8/SB*F:2B9)TDTN13!R;)X\#+%7_\[MVKXP];:J/SNWU= M('^8%45DN>>=NY0LXUR)$B++?;M7O .RC$.ZHKT/BS0G2VTVPJ"^;A)9J"\+ MU0-E5N8@Z O^"2A;K:]ZH(SM"1X!Y;C<$M$,**6?RVA\ERR_I$AMCZK'II F MI>]D[=[1'N-MZXDY3()$5L-N865D)?U<\0@BJWW[&:(]64E?6J]0M;KJ2!:I MMTA3LI)^<' D?":(K(:R4!U925\9^)5,4LWG,9JO%JVD'V;IQW&=_8BM]NJ8 MR*9LE$KS*)5HY,$DP#^M>__[A^)7+9.;8&1WW"26'W;'+43)W MYYE0P )7E6^E533]J>+=(8);E-*0S-^)"%!K)0+4IR82M/!93U.4;K MU9,DE_:0SJ\S'X'D7MV2H"%(\EQN(R1(5@Y/,4AR%UL_88+DK^FW.PF?;M_0 MFF"9%+I?, M@1DRWJS/?R6KW;?/!*X#*77>; %'KYZW][ M[]/9S&PL&W;+'-$;P2O7$,Y,4N-E>R=K8QF'F[H:M/\ZM8A_GBS3U=,"TJ'W MA6:SH_EN4@J0,M^,9L<)\&EZ86:-/;#_N+A(YF8B/-KWJ-@=ME]XT\GYQMH/ M[+S/3>S9(]='_?"(G3[W9ETV-_[)U6E2:O_\'?4]V]^\P_J^[>]$*WXU4LZ] M;73R)^_=NU=E:OKB?&50Y M.,7!6^EB6R>TX.WM%/2V!>50(KBP23K-UV%YV#-?.X3"GNZ%/2N-7QGVS)^C M88<]*=AR9\ZTCFP&?A;9I-(#/5NDN%@:X@Y:G%RMULET MG@5Y[YCREGD?D :![YBVE>:SN11\@UQLCL#70?"M-'X5^ ;Y&"2![]-P Z,N MP#=KNQ33+9B>+=(,19V"HOCLBWKP562[Z*9_?, M!)'OJ,@W;DB^*E>O 8]\*\>FF'Q5[F:Y S/D#EO\D2RG&?;><31=K!=Q?'FY M-%O8)MWKQG2NJ2!@KUF$I<"N\BWI"=C= _9*XUB?) MN']F%Q+5@EG>_3\%2ZI+%_''<0$E"V[ +C5+JD9XLT#@DH;6^" M:&J*.)2!ZB,"D;60WY>%*"#0:GG5!P3BK'!)2-W,QQ00T'[#@$"8NQ*/V"BA M>GB*8P*ABPW-S9O8P;D-"'Q:7JW6;IY[O_KCD_?Z^,UK[_Z,?#N?I'^Y&QS8 ME,1\\[0JD- &WFX#+PV8A 6]W#<[0$E)3"J%V95[92W6FB?#K(=[2+C2LT4: M\V08'!Q)8R'JX3Z4A6J!,LP*!,B^TC0(*%NMKUJ@#$/;>(]XH\1U8.2PE'NMBY'8TC[YSE_;),)JGWS= MS?>-YOQ[B:HH/L- MS%%0H=5"JPTJZ,#FZ81U_6<)\A)=-3<_VS'@07G"NXAH=58]I&V^^H:>=X8@ZR8/O!-4V;M)R73S/1I7(=EH;+ MXER9A'TG.]B)6-P%8%O_OR;E@3)>=IH!51DO<;[([YXGP<>/KU^_N3;XW'O' MWK%7E.32&8 ''<0TXRQQO+=B F21MF'+6!D#&;2D))>A+%0;CXQ#&[.*Z.[, M&*U7'W*,M36?HKLSHR)TU930G!-#SU^O'/TL 7US8\9.2'MK MYH]D=I42E]->V'"MEP4!S <]7.Z[0SD53>S(8U'M&2WP>5:$GPH=]&R1IHP6 M^,(82+.HKZ9O9*&VC!;XTF:RU[9U(T8;9'W5,5K@![9H(J>+".XX+6$S@ O\ M7*IO]RW[AK9M\X$K)+O =[$JPIOI))T9:_[X ]?!BZ);"!^6B\G5V7JUN8[@ M.0=[#Q6^_;"=P(>;\J %M1+ZNJ)0] 6;7E$X>;]'0U1EQ>6>8-7]"3? BGV] MHG+SJ#@M#/S\_?CF'U3.I/D*#+W.GL[:Y&U7\EUFWC3+NZGDL)5^[U+'DSK% MWK=)WG\L"6;\[??__+OW;GHQ7:<3[V_VW]D?#&&3':;-W_ZYF'_Q_M/\\> [ M_Y/])_O[>)]XS07_1V*^T .QFY_5[,PCVJFAB"WL(D:5%WHEZ MR'L8=Z*"PCM1BNY$T9THNA-%609- O:Z8<">Y_+,H5H@50Y+<3B>NU@4Z$F& MX_]I?NT]#,:[IJOC^/:H%UQ5")OG3\&:?U!I")OON101A; IA$TA['$)WE$ MF^)F=W;KUE%JKK/*0:U*0)%%ZBW2/! =9;?=Z#[B8!:JCS5G%9K:5=^B:')? MZZLVFBQ\6Y%;UC5EH]C+7F,O49^EW^F:^<[I8/=J.VA;G/E>BX-V\A\"74W M C!4OKG11*@*%,K!:WC_DBXF:=MRS70K;"&=#N2;D?2[4C*T&L0W8S\AM%- MF:MX=;]!/4:27O7PE,0O\Q7'QC])GF;\\OZ4?1"]=$V?>YEHW<7PR MWT&"XI-.QR>K)T)5?#+('S^Y&)^DH,B=F= Z!!EP&X(,Z/I6SQ9I'&4,Q,&1 M%"RJ*R9%%NK+0K6!Q$!F@<2^+JE2ZE*K]56;NA0$!T=A??HFX?M>\9TWQ/<@ M5^WC84MMY]&]?.@O8Y"<>X9_00=*C<:4J##D&^9P %'=P..E1.A,J@0SYF3$$'EUUPWD70 M(:L]+ZFJ3\\6:1QT4+:\?,@BLM!0%JH-.JA-!?G>3#2J#"6Z.C0R.A<-Z5SE MUY_(00Y$Z JI?]XFG\W;7UV(5V*A\5>'F'U2*TFK/A<:>O3.52\6T5RNE]6>+\L@+Q?ED]_L#_5=+^,[I?1_3*7 MTA7&$P*7#4/@82X-_[?U>;KT#FUE[97]+._G]+/A!_-JYU/5*@>I.-0=/HVD MM#_&&ZIX3"GXS80]62>7LW1%(6\7EEU55#O,GS,U_Z#2J':XYVX/%-6FJ#9% MM<(CL(7(=!%K@>+C-L_'2QV\YUV-9Z*Z/6F*9!0/OS8GF1K/_] M8/K7^KGYL,/)8GVX?>M;.ZN#(\E$/D2Z'P3I,8^,,N+&F*4Q_J=:M2<<- T' MY'I@7X<#-JEPWNMYNOP"GA%7.7@E88+$9/Q3Z&G&2;8S&"JGNW^4JP,'>1+ MS33_H/+0P9YK4%'H@$('%#H8EV!*B!M97"'H(*Z@_2RN,$@U9C)7VX0XS3=) M-ZTZK)'Y^C)?;4*<%@='0K8,ZU%&W"!+LS8C3F?UJ<*="AQ10MS#A#@%F1"G M"Q/B(DJ(HX0X2HA[>D=6743 5<,(N,[=<7QO+/)]6^S*^12XRF$ICFWK_-W2 M\4^.1\>V$4+;ORS,A)AOXD=W)BU((ISK:7"52Z\JEJWSATO-/Z@TEJUS1W\4 MRZ98-L6R*99-:7!]!EE4%^'J*"MAURI<31:IMTCSB'1\?-]"_CD+R= MGRTNW+^'6#DLQ4&8Z$F4W$,(PIRLE\DZ_6*LOIFME&GHQ+*K"L!$CZRN5_E! MI0&8B*KK40"& C 4@*$ S%YY).P@ !-E!?14JP)Z9)%ZBS0.P$3:XCVU$!C, M0/4!F.C@2+"XKR5$ 9A6RZL^ &,+W=47,:1+HN.)SNB&T9DX5S/J93*S.#]Y MUGEWPZ%MW'P B^,XL9/UI);)_$_S8^]3>G$Y2]=FCRF/Y6Q".>-USDL".=<2 MMT$;&\EYU]-R^YK53W:"LA%OJU">DNX M#6-IT5"W.E@D<[4T5V-NC(.LL9D:Y"H2F:\U5<8JNVU$-\F<,VT]@F&=TDHR2F)BP7-0V3Y:YMO+6;_#S;LI)9 M5\U%APZ"50Y/21!LSV63* CVR"#8^ZNU\<:\7V:+4_.?GZ>K,WNS[/M3CXK1 M9MENLRP/?.6JM3VII+;8=VP7!VABM5P]K MW+>) VJ?N>KDC-0Y(S:KO!&L\5Q*-1RL58]-,:SQ/;LJY9-%6EJD,:EQ ME9%:1->^A[)0+:GQT)):;Q?SB=1:K:]Z4M/9L2C?*<>;4&U??@AOBFJYQ+\3 M,U]FS]Z;T43"M#R6+"BY.G":KU+Z#>0006PZ[IY>RI63V9K.+/MV ML$071&F3%YFO"5CZM4ASHHPM40I*_QW*0+5$*;/KM#%UHAJC]>J)4G);:9Q. M+,?EACO06A:OXG7A$&I;,QX7)6B*]H=?@F :Z\RVVE *#W$7LVSFZ:0QVV_GT)^_= M>I+#P6JY0SUWJ.<.'4,^'D!5PQA?\"1Z[E0/3TD8CWKNC#+B=:OLS6)I M?C%'B=WUE?]?].&4_^_H5EX>2\P=UG0<2ZS\6E6Q1%5^XWU?L40*8-RQ8NMP MH>+9E86(L4@)6N5#F8PF8N+*QEQ5VP951=KF":G?U;)'F7!F;_<^XO75]8)ZHA0[; MFFAEOK<9\&X(,_2S4H549VW<=JQGS3"K.AA;YEWG)G6?+C%ZK-SXW,[R9@GYF7IRGO[ MEKAMV#VQE-O"W%WXZWE(5^%[8@/= :V%V57XB&BM9XLTIK4PS)HMA51:;B@+ MU3.:SM+#)1T#CM%\.Z"9O0P?L*ANB1&;[=4/B9JR62Z'"K/;4N7X%/.9=O%2 M^]/@LTUW)9?9C-!LV"VQ%,UT[H(ZH5G/?DK4 9II07UP]V&1QFBFY<&1X,RG M/KA#6:@6S71@7'O=7WR#T*S5 JM%,ZVR1KBB;A,D--NK'Q(W1#.=2TC$.S:K M')L2+,OE/#DP0Z"Q[-5BF6XGI--,1E V\&98#F6YB\D$93U[*'$74!9GM^;H MO*QGBS2&LLC/LALCNMG9^ODDOOE^7BV_K< M:4XC3!MX>RSEM"AWJY@XK5^G);-4:U"+PNSTK*^+,V22]J2F#XX"ZL(TH(7J M22VR33WCO@XX"=3:+;!Z4HLS4I-UP1 BM?VZ(KPAJ<6Y_#W$.I\UXU,,:G$N MR16KL55DMJ<=;Q6-0=B1*H[=<5$4U! M+9?1]]OZ/%UZA]<5_SZFUA]>K9.U\Y4I:T:I!-=<[,L C6OYB4F@1KMC\W5? M#FH%#:D)U/KU641[4 M]/TM]["MKBTS2%M1"XYH>]7C9B2S4FM-"W^;.]5=[ MDSBMW0*KX[30MW<^61 0IXW*$Y'-."WT<^E]UYSV3^,'K\_=9[/*D2EDL]#/ MI3PY,$&@V6PS&;U7R9*@C+;"%@N^#,I"/WWH649[C*,U73V7+]7IQ46)4\E/J M_92@(;+Q7*)?/[?5AC9PB]$KQCJ>2Y!R8!)!8]W[9#KW3M;+U':UVEYFV MM72[QE]DOM[,5XN4/+3VBUI1?U/[$6^V6YKUO*D/CF+F[\2;S];6;[WK$]FO M.#4?FKWBKL^Q5:J%]35RC6V_32?K=5VEOBW+TE.C76OUN4ON6-6 M*]&,V\Y6/#9^^*S$AO%.)K1)RO?'I,DW^/$P^FV_X/)E] M2[ZO+)??$7(QG5^_N0K,IY<)?N#-"57@S=D?;L?AZ!^G2_-!!5_S@?FV$T($ ML9EJF\EG?I5.CM3:BV8M>;-]L.P,*.AYGAM[\^G9LF+\9GT=%0K:_V;X),V]0]/. "2T+ M?^4S7OR2DK>2/E-^W,E;F6\5Q\4O>?1;^4S&02=OI9G4>H3O5#WFE-BP7Z!3 M3:-DN?QJT)I.E0-4$@C+): Z,$^>3" LFZ.&:."J_.Y8MLC3F M)0I**5#"0[\LICH(:PF>9:%3PD/?)FDB&@"8+BDLB%MZM')]B/I.YY%$' MILE_)/.KE7>\,LZ,MR6!3\NKU=HUBMGH^&QR/)0L*LBY.4U6J7V' M@R/N %RVV ]*R4VZV#3IX5+*8'.]6*Z\WT^\=^]>#6I++(]+=T"94M'%Y[V8 MI#%ERM#L@)J) 0(!OC50JUVG, -T .+J40FQQW[9(VK*'KDXZ,MD9H\2)L^. M5ZMT[1W/S+_/2,1] *D_- M78PZ\. #/^O0V%<2$IFDM0% 59MJ6HRP2C@Z)A5ECM M05$@[4%1;9]:@K7]PEK<$-:"7.@3-).O7ETOC_A.J MN;"D2E$M<#$_EE!M;UY+W 6J;:K,$JKU;9+FJ!;9?+&@+PP@"W5 :G&6TM=7 MUB616KL%5DMJRO8_$DS1I:M1H9JMN],(U52ND.R;Z5_IQ-XI6%RXWY6Q>ER* M"4VY6"(6E=#>S-*_IC:#[^5B#G.>1OE[X]D#2I%2N9O22TC9OWME9U5KI%1! M=OI'1TM]FZ0Q4BIE>:6V)?D3M=!A:Q.MS! *GJ,GV)."]U-*L/C MM&U1CX_IRFQ09^3- 8X'1J "UA$;5R _LIG3*T@5N, M7C']12ZF@+U+OWSQWB?6%_V0+-=SXY;>[99FKV!N<- Y2'HU,[O:R^5T\B6] M560GL>V8YNS9W:M9LNJ@7=K0BZ_90+=8LJ48&>6N'^]JST_3BW3E_9I^\SXN M+I*YL>NCG_&92*9_'>[V5#]A?&F5C]U0?7]K58LYS?H /DCV?Y")-FK MK;T:QP.BX. H:%G=A*N4[!5JH5U!G(E)KY-)^MS,T[9,-QYU7:6^+S;\GWE0VWW!%R,9U?O[D*S*>7"7[@;@E5X&[9'QY4]#BY=A;O MFF\[(400']H<\>VOTLGQ^N;'XOXWN4B67\R7SI9AE'U@-C\>K'QC@%ERN4J? M7__EQ77,:3K/1C1[T8OMFVUG0$'MD&O?,:+7U+R5M(WZRONY*W,MXKCXI<\^JU\)N.@D[?23&H]PG>J'G-* M;=EO\%,U#'Y&N:Q@S+K1U0-4$M]TL<'/$XMO9K,UBW#^LEQ\6SM\2:&C0.=H M-\L6R[,\EIDOZT"QS/:QS$IC5,4RXSV?"+D0RZ3XR=UYU3I<&6]J E#!Z;Y- MTC@B&0O;6::WVPN.6^CQ]=L>FJC3^FUQ%OT7?5T'H@ACNZ56&V&, [O8Y#X3 ME4;K88X(Q\.&.![G2@. XGCE !7C>!SF J?F9X?Y=(;QSYYW4P/BL_E=,%]= M+6T#6^_# =9S8W'_K*[%I7R^^6SZ=F5_..+R^79@O< MA,0M)U4[UXU!LR#TOIDJPUQ;R=#^+@7>/]G9Y\P;XTXQIEG=_6Y?&KR(+I:%_=:?[7&;Z(JYVXQI90PB%[7-;4>WH^J] M3^;&\[)__M/^1S*[2S2FG:XKN ;E3+<%"V+P 5_;S,H[7?BYF M2QR_XYA6<+SVVG*7HPS JKC1YP6T[49[PN_$/1@_UZFU'#Z '/G7B_G7^>;HPZ(F6?U/S4=M_=MDL;$S$-[W"XI MNWXP"]4",]>]YJP0,+=;8/7 ;*M_LG"?I^UNEJ<;D4\8-X7IW W27GKQ#6W? M%H-7S-C"R=J?3XZQ[T[E?+[]^'5URM9#+\(Q#7?WFVPI>(M\S6.$XA-T_!VA1+(?KW9KS:*()3M MI:H'L1^%&-JMS=H0@\BB>**NSQ(5!BTRH?8Q"X.*XL*@D@J#4F%0*@Q*A^5- M^-+&Z1H%1L43*0Q:/4 EP4\G"X,^L>#G=>>CV^M*KNFBQ*(Q[97E\4246#28A6I# M@E):$_66G4=1OW8+K#;J)P-KO]K[B(3(^W7[>$-$EOF+WW!E/*H'IQB/9>[F MM@-SY*GA,6$Q[8]=[(^E6"RIO&73,:W$8BIO.1(7D7>!Q5EYRXC*'_1MDL98 M'/B;/)I6>5!DHC8FJN7B@&?U$8.Z= H"XV&66"T8!R(K4>'OE ]#9+PWST\T M).,@=]<:]/"XO@1=$IJYN' MJ[>2?IDM3F_FY!:275-3>+0ZR(UPHEAZ=M3OC:6@K7+%$=Z;&9V\/7_.WI).2+MS\F0'C*MDYI/7-;@FD[0U26/&5;;2@&2"3#28B6K) M5BG; 3#HZQ";R+;="JLE6Q7:S.$P(+ =E7,2- 7;?&X<7N9PY>"44*V+%VNQ MJ79S/@J LX26M'L_8H,J1\O<=5]"R_U[64$':!GZ684[XI:^3=(8+<--8F?L MDXF&,E$M6H:;W,V(;J6.TG[U;!G*+,.=NLN/S#U1#>$RS"68@B;?5@Y0,6"& M+B;@00.FO6GW\W1UMC 3 .+8E#B3-O)'[%.EG!GF;M$39^[?XU)=<*;.CC"I MJ5K?)FG.F3;Q4U ;\L[2=!_:J-,TW3"[-*WJ#L,(.(=9:[7 J3<-R0.J@S0N M/R5L")PZEXOZ,IE9.)D\.UX99\4[GIE_7UC9PSWHK!RD8NC4+O8CAX;.;+_R M-AL6 G,2Q0V\.Y92G,[=A">*V[\;$W9 <3J@4CU[,4ECBM,J\RMC*C(\F(EJ MV4UGC8]X7ZN(V*W="JMG-WUPI)G<)[I1V]:6GHMNRG6Y;,S?UN?ITCOT?E]/ M9]-UYC4C-\:N'KD2V,NEASDP@:!A[V:R7E''I[&-/DZ'[O+Z76 M*'?Q?F_42BUG=_/N= =(&VV:LK1J^4'V:FNOQKP;B:RXD&X%4V2_WNQ7"\.1 MS&"J50(ZM7@>9FW6DG(4'!S%3-1E?5"+Y\(6SP\]1Y 6S[*XQ7-P_YM0B^?= MWHI:/%.+9V(\VXVX47PO>@K]JRH'ISB$%[G8OPHZA+=I5@60J/&THG>T>;?< MO,L#=+D"(I16LG]NC+J(P479)?2^DIG)).W#;'%V.4!3F?7!3%0;28M]&VP) M^RJS3L&R=BNL-E@6FR4X$YS# MW9^=YG\MI_.5L?=#>G--H7 D!8NI=,!@)JJCS\@/;"J^3_0Y2O/5TF?DJ^P N.XJ M!='G?IT3WHP^(S^7@HE)GY7C4T*?N=0O!Z8).GW>'!O>GZ9$G73@^>2V]7+F MS-43(>;OMY*6SRW.5V@LW]^UVB M ]CD899=2R33MTF:PZ:VJ7^<+D@66NC1W9-R)NJR>U+$HX,CR211YSB76CUU M9MVOHKI\#Z+._7HILB%UBEPR*>95R>H!*L9/D4M2H..GG9CV6N2F)@]! M)T'GD]O.2Z%3Y.Z]$W3NW^V2'4"GD%EI;,JJ[=LDC:%3!/;TC XXA[-0+6J* M+"DS]@DUQVB^>M04X4Y5E0@U]^N;!$U1,Y_IE=F-_B2+KV7Z?+"?.[6,UUY[Y.Y6?079F&[ MVFUD>Z[YRW+Q;7WN+F=N^/*$"',\&T IODD7.PWE]H"W\Z_I:ITM_>OMX"?O MW;M7@QH5R]M271"FS@B3$[_T;)+FA!EE%P(I!C"8A>H),SXX"NKO_!%A#K/ M:@DS\#/"U'6[8)>$V5^+[2>"GV%#_ QR^:/=-[@PE:J%M8SR/EEWZ:3];D9J&P< M[KQJ.TW\VY?/\^6M MM_0E/3Q=ILF?A\EG\PV?)[-OR?>5C2G<$7(QG5^_N0K,IY<)?N!["57@>]D? M;L?AZ!^G2_-!!5_S@?FV,T($\:$M";3]53HY7M_\6-W_)A<&M,V7SM9AE'U@ M-C\>+'UC@%ERN4J?7__EQ75@93K/1C1[T8OMFVUG0('#GAEZ\^O;L6'^9GP> M%<79_F;[)LR\0='/;010%O[*9[SX)25O)7VF_+B3MS+?*HZ+7_+HM_*9C(-. MWDHSJ?4(WZEZS"G!9+\1/MTTPI=+VP=-,*D&^N MYI.5X@0*@X7>/?BTD:QP!55D29>F)*([7;H'5 MQO%4D'5FIHIQXV+>J"'SJMS%@>/5*EU[QS/SS[)PG?NX6SDVQ;BKG,RE-M+. MT^7<>V=_N+J]Q^]FKLJGWS[T?_&@Z*.;$MNG]]U^W5WOFF3X,/$^3E=_>B^3 MF2W8,/%>?WKC?'K/PT./,0+PF,:R^R='.:/GRK_\DWH87[Z4@/5Q*5:7BL@HKKRFQ00&&_;F'<,* 0YO*Y\0(* ME6-3'% (76Q^1@&%H0,*0\03O'L!A?<+LZZ2=3K[[AU_^;),5ROS]>]'%UR; M!]O@@E/9 )I"(0,_\TI#(6$NA X1"JDC*KXA\Z'^BG^ 8P"=J:TCG]H1?&/O9BD6"C,LOY$WC'[FB =?IZ<_P B&5@U0< M"(EW[5[^5]XAT#88W/=U3V(W0;C1,C.T"WV*83,MY7[V\R27MTT]DY7!R1B88R43VZ1?8T M.Z"$SU&:;P=RRRXL^W4!K"[);>@FRN/W*6J\JZ 9UL5^+MNQ4ZP;VJXM!JV0 M^6+?R;PP1.;[I_F)]]_3=$:@A[+DRB@P]EV\G+X_"J0&V;MY2T%[1(Q]F9WN M<6IH/J2]FO)C[&>=6L:]L8>FX582&VM$/LS3KP#/V0PN> M:J<$4.I&_[ ;O<3L1J^*N]&'][\)=:/?[:VH&SUUH^^;\5336)2+:=&_S!:G MR6QSX'SH_7[RL_?/=/(EG3A_7EMIQ9+@F)-YMHC!L;?6^YAGS]+KR7E;&NUO MO[,3YOUL'X'+P\UL_;MS.IV_6>U\(_GJ':(\EI>K/S&JV39T+(_B!W?G5^MP M'?>S]O"4Z=VW21I'Y'C6*JQ=1(XLU,9"M4$W+K)%1-W<1FF^^K@:ES8A)ZK+ MF7(,0L?O-=3X3V%#3N:YO'.L5/S*<2DF3^YDFC B>;Y;F&_Q*5U>>!EE_K(P M$V">>',(BN%-YYO(S4F^Q&\C<:1";N -YTE$E.N=]\F:0YO4=8;A^"M MT$*'K4VT,E_<#'A'&!=;8T5UA7P)XX99:K48)WR;>N;7I9X1QNT7XW1#C!.Y M5/*3<_/JC?.,17250U1,=,+)E%],HOOF_7RUW"3F$,0YLZY*(4[D2CF,RGX$ M<:-Q8W0'$"<"Z[6$5 ZK;Y,TACBALK3;OKB +-0>W416F* V,YK0;9@%5H]N MMFQ!?<$Y0K?]HEO4%-URB8Y8O%8Y+B6\YF1:%R*OV5+&WF9G(EQS9UF5XIIT MLB$5X=K^79>H UR3MNXJDY0PV;=)&N.:% ='FD5TYC:8A6IQ3=IN04RT*A) MN-;; JO%-1G8G.1:^Q&N[1?7XH:X)G/9@; G;95#5$QNTLF<+D1RNS,K"=R< M657EX.;B?68"MP&K!+> V8USOLW0Q@5LMN"F_(;@%N21 *%JK'I=B6@N<3-Y"I+5L9\H= MM#DG!A'8JA=6*; %3C9T(F#;N_-BYU=K8 N4!3;=5U4%,DEK8 M"6RPXHK/0 MP2Q4#VPZNQ-%=]I&:;X=@"WK%20)V,8%;+PIL.6R +& K7)9%=G-Z;J_ED]9,U*>NVX.*N]/7'*^_''R+!^8M-9MY M\ YH2PGK*%*EBMY-TIBVE+1YC9PN"A9:Z-&U1'(FZK26B,IN=?9V9Y"XJ]U2 MJ^4NI6R&:N03=XV*NT1#[E*Y'#XL[JHW&6V5XMEZGV8 M7:TV]+8%-N9J&%N[.5CMW&N\A* M"2ETLFL&';OMR8N1'3!<&%JG,R)"Z-LDS1E.'QS)'?Q*,E%O)JI'MRCC[+XB M(81N[598/;K%-I'8WV<#MFWS^F*C$M?5X[\Q"G/X557BH#:R38;_2)@?W;&8!^RU*530U(W-EN<=9RI[9M(SA3 M.Q6R?+:V+NS=QZ;]CE/SJ=DK[OH%6ZE:6']@L9K:?_!\FGBZ3),_#Y//YAL^3V;?DN\K"^AWA%Q,Y]=OK@+SZ66"'WA<0A5X M7/:'VW$X^L?ITGQ0P==\8+[MC!!!?&A[^&Y_E4Z.US<_UO>_R86A5O.ELW48 M91^8S8\'2]\88)9]&+[9ML98$4]7*'6T)M?WXX- M\S?C\ZB0R/8WVS=AY@V*?AXPH67AKWS&BU]2\E;2IBC%G;R5^59Q7/R21[^5 MSV0<=/)6FDFM1_A.U6-.:1#[#9>IIN&R7)HV9AI$Y?B4!,6BW$9M?G9(H;+Q M1);NALJVL8C7QO[F6?=E>RUY51PT>QB5:":U^"&_F23#AMARWN,^9QO8[E > MO'.RYQ+E;^P)*54'\;G(M_<$.?6&[-LDC4-PD=GJI38X0R8:RD2U4;9(V ZK M?E\I-A1':[?":N-HD;3Y&[6[(#'G?IDS;,B<42Z_'.NV=.6X%+-FY'8J,#!5 M+LP$F&>U7'],+BY?>/\T__#PO\P69O,R[MZ@=DTE2NY]Y6HK9;?(R:Y+Q&Y[ M=UQ7WTB';?0X^]//S11I_>GHZP<@>BK7C=!7+NE M5@MQ<1;*$G1_>EP0IQM"7)P[!^L^SWYPW[)R<(I)+G8[H[>2Y%Q#G+L@MYF= MKY)+[Y?EXMOZ_*;PU5O75&W!K=OBSYIQM<-4*4@WLROQ4+*H(*OH-%FE]AW, MQN\\9E9N!2=7ITD9:<9!/HT@#@K2"%I\?BGFQK+@PZ7C.0R%\/O,>[=8>D&N9]0,;?F[KCN(!@1 M9]V.J/EI[R9I'(R(-\GBDMH=#6:BVAA$K ^.8A8$%(,8H_EVB$%$V7TIG^IN MCRL($34-0N0R\ "#$)6#4QB$X.:;..WAXYXGWX8A3K+SY ^>\GWJG43[9/M] MLBP(8':#'.\_LA3W,Z_-%ZN(CICOEHN7GER:[7YY=6'Q/%W?0_A-$/+!ADYH MV=S+BMJCI3%A5D1 T$%WWS9IRI;&1+90@&8A)9(/9J,ZN#1&LL4 L8)+T=I MP%J\-!8,,PO6]N6B2G,C:HUAS5FJ-3R"8!L]!O&C#CN8O_>.D:U:-3$@_C=/U_/%&DN_&P M6XW72=#'EY?+U":-VRF7^7.<;N4USEX)10G "^^N\GT,B-ZZ]>)X5W0FPBROGAT7;IOFS2G-Z$V]Z6)L >S43V]B?#@ M*&!AG>M/\#;,&ML!WO3!46B&B-AM5.PF&K-;+O,:C]TJ!Z>,W=Q.CWUB[":) MW<:\QLK93;I=EX#8K5\?1G3!;I)3W>V]V*0YNTF1'>JT:WM--FICHWIVD])V M3>JM.CJQ6[LU5L]N,K )_SZQV[C8339E-YG+$L1CM\K!*6$WZ78ZUQ-CMX#8 M;W0+? M=K92U/%VE/;;@=T";BM-4\[DR-@M:,IN02XW$(_=*@>GA-T"MY.YGAB[*6*W M,:^Q"M,R=&=0%O2F3E2B@AKV^;-(E,GBCD[>1P5O8%-Y4+CL0#]XJ!Z<,WMQ.YWI2\'9B M%*[3+\;R1MW"_(! ;KSKK0+DW&Y[1"#7KT,3=@)R<5:YA""A;YLT![G0SUS, MH*^J&&2C#D NY ='LK]U1"#7;HW5@UPH;.F9>*=^*-2*IJLG3GX.K[]R+ S=[OY! MK3D'])UT%\QH/###C-3:<5B#M0!*;5MSBE:W)LE^O=EO!]B,+*M$@RQ (M%V MBW,'$HVS0CIURY,Z'V2RE MW(C1KZ[R()AVNWD2Y4;T2V91%W$N+;/<".KWV+=-FH>R=&!9F=)7AC-1?;1* MJX,CT5_C'0I(M5MB]0$I'5H#UO:])7K;+[W%C>DME\K=3_;#X+YEY0B5D9O; M2;? Y&;GZ*OD\AK8G!.#0FR5JZJ"V-QNF43$UJ_K$G=!;)%OB2VB>L!]VZ0Y ML44\JP?,J:;48#:J1[9(V#:.(B9D&Z/]=D"V2-IZP+5%MPG9]HIL]MBL&;)% MN;1KN%O)U8-30FN1V[FPN]':8,1U)W.S'UV8/6XLQG+(B]WNG420UZ^SP[N O#C(((^: M/?9MD^:0%]N*I9R%?1WND(TZ@+PXM'FM?E\'V01Y[=;8#I"G[0FJ),@;%^2) MQI"72PO$@[S*P2F#/+>SN@CR[D/>+\O%M_4Y(=ZHEV(IXG'?[0Y+A'C]NCJB M \3C/L^J/]&MN+YMTACQN"^R'$L5DHV&LE$MXG$_2]'K[:R5$*_=&JM%/.X' MUH"[U6DBQ-L;XLF&B,?]7"XA'N)5#DXQXG'?[>0P0CSOS2S]:VJ'8%ORA/!N MS,NP N_<[L%$>->OFR,[P;LH.\&C*W1]VZ0%WL69XTET-YB)ZNF.^[8?3.T% M+**[8998/=UQ;D]@^3Z+G@S=K6#\OD2-6Q4T13^>2U7L'/V&-FZ+D2OA0NYV M/AEQX9U_2.=^KB_2Q(!%VN^6Y V%'F7EKXUC4 MZ*:PT8W&;'03%S:Z$?[];T*-;G9[*VIT0XUN*#"H5>/ 8"Z]_:W=Z.?9MF4; M[F)42JX>H)+XGW RV?AJ;83>!O\^+:]6SO5^N1;QR;L_&_](9E=I%L9T3=$F M?O?VI0.9'6,:S.XWP_(PHLB5N=A.P]OP7;Z+/%RO_W[0WL^>V2! MNT_3BW3E_9I^\SXN+I*Y&:2'XR-V&I^;[;G%.)UVY/=:X65X/%]8^GE-83*RZB#$*:3LQ^Y3)T;=-FH<117!P) .J M6S>@C>HCA<+6-! LH(+5HS3@#L% $=JB:+7!>@+G_?J*85-P%KE4Y7?)\DL* MU5^H>G3*J-G)_D)8U+R9BK:7T#;OA9"9ML'&"[T"F7/10W!DKARG2F26^6 B M(3.8YQAV@#LW*QZNI)>G:UG*Z_/ZCB> WWOUQ]^9+.S2LNMO_ O[J[]0:H#,_ M*^Z"+Y5-.&2:4J_[MDESOE3JX$@*%E%S[\%L5 ^8*K1X$O05IR&^;+?&=N!+ MG9W*JKJ=D !SKX 9^8T!,Y>7=@V8OZ^G,^.? H!E]>B4@:6+[;T1P/)FWA%2 M$E)VLL++D3)TL9 ?(>6PKI6=;.V1,N094A*N]&V3YD@9BNR:H4]GEH/9J!XI M0VF3L7MK^$Y(V6Z-U2-E&%@#AG79]-1N;D2XR9OB9IA+?KO&S7^FR6Q]CMUL MKGK<2D T=/'Z[R?F?5Q\2[T/9A32;6:W=V+>*WV80><(UVVFIW=R-DWG9X9- M;XSG7+^\MV^]+$O8]8YQ8QKI[C?1"F;-7;J]M]A&O(-B>4.\$PJ,LMN>G#IU M#6FP%H@89XC8[BXH&; W ];SH\[:E0_3*X_@LMWJK(=+S2UXH:K?'[WX0:K>WV5M1HC1JM$/M?&5L.3^SE+Z87)VM5VYF9USK>OOANCW]S>S,\C7<"X<9 MQ]0X2MW$Q&BC;+E1EH>]=*Y"QG8J'J]6B[-ILC83\-5B>;E89O[>L%LE%IJ) M+B)=6F57M"F%OF^;- ]FZ?#@2(8L(!L-9J,=XE4ZNZ.M6H6,*2;5VR+;(285 MV9B4I#O:X_)+9&. RV6*OTQFUM6?/#.^2;KVCF?F!2/P2KH N,I1*@&XR,4L M6^-=?KE*EI,BA+.@LW(-=&X%O7WC7<_0VSP&!]"GQ ?*-V[,R] =H$_QIJ<2;)1;S:J M1[:8'QP%3%#1IU':;P=DBT762ZFN7S(1VWX]$M64V.)<0MV[9/DEA>K"4STZ M):06N]B%!YO4ME>'C8.\N$B)S\:XF,KA)\[=]A_5]*.SM<$=%M4%J,5A=K9& MI93ZMDD+4-/9V1KU3!W.1CN 6I31M*+#M5$:>M8FU!MOZ@6-D0U MX>=2Y]Y,_THG6W_8?4JK')AB2A.^BQE;V)2VO0KVM;;0R M7]R,>#?L(WQE%U0PLEM5OK5CJR=488$40H#^GM&/FM!_K:;/Y]/9]O';! )O MYF]X<)2;NS5N@VY,);F,MA.S+&?/WAL30QTB58Y0&9[D,GX/+65LZ: M9RE^AE+&@2:/?CJWF*D5")#O\>9 MXB0#D1?>RV0ZFTU3[Y?IY\]FK+W?S&"MTF3EO5M/;JL*C]R6HW:&=1> PGWK M3TE*GNO;)LT!A=L.)#&+J;W%8#:JYQ*>W1L,*7ENE/:K/Y(17&;WG6J+JA"/ M[3=F&C6%'YY+$@.%G\H1*H$?[F+&#S;\F'EY^"JYI'.9D>TQY5#&V);(ZVW4AR$/>W66#WV M"#_#'EVW$U);OQ'Y*W%3)A*YE*S.2S\,;=P6(U?"2B*7?N/ #,)FI8]I,O-> MK];).NV:EX:>OV.R1/>;4SE,B=QEQ]Y@BOIX[>9QQ%V0E@BR2S^#].TB@[7' M,*%LWS7J?#A2^]4CF@AM68=V=[6V74-!X[SR%FHO[CD> M7#)U;8"I\;7FZ^>'FY_M/N)5/>ZBG8:;W^2,5'D?ZEYQX4_IA6TSLOS^)DT_ MIK:9CQF8U8-G5Y$KDL\,VY/.^R,?LBBPHVP=(>NS_^^5=[;Y\EZZ_?9>LDR] MU56&?-YZX27>^EKT];_QENGTXO1JN=KDZB3SR;/%TONII\7RS3[Z\U7^3S]8O[)REN=+[[-S1?[/,N^]\U7MM]J>6,I MYGV8I4FFX+/YGD;>^G8D+I>+U:5Y]=7*,Y_C79C/,E_$_/4BX]CR%*-*WAG' M9!6=,_]DVBS+_/9LM5L;6Q@CS])L9:9L'MEBNO&_3];FQN9=<7LZF MV_)\-N4[R2;#Q!+:XK/W)CU=7ED+\Y\\X7/YDYTF7M:'DNW8BFHF8V/"_YFDQG&>?;U3"]3=,SYOB/JWGJ*3OPXO;KNS#8@8.#_=YLCS*;Y4(Y M-=AJ'(/]83E=9'M]-FO%9B W3Q'[9+>;R?K&'M^25?:;?]FGT]([/ELLYP^R MB.WCPBD[A*.SP^R[)Z+=#''\_I-W)^<_8]YZ$[3K UDEOWDV0R3/Y+95>J=F"^8KIPR2#0R@QQ?+JO@Q8,MROROY72^,C2SL:= M72#;^PMS[Y49P"OCJ_X\79U-+^VG3FS+RG1K'N>>*-P?UC*"-3;,I]\^W"R: MS863B?=QNOK3G@=\,^#Q^M.;\N7R[$%O^7MVVGY;+6R\(U3MGOZ2'I\LT^?,P0[+G MR>Q;\GUE#_+O1HFF\^LW5\:@I8(?V%ZH@F,K<;L$"F^^9G\^,-\V/B."^-"> M8V]_E4Z.US<_%A7?9"1KD>.MQ??V:I@%_<)%Z=1..7#DI85UMJ5=;KR\Z=KL M.?]WLW *GEB5>^/NEJE8HJ)XBBP/>%SRDA:L&3C:; (78^U!TN4/Y M-)Z'MK!AV?/0?D=KANGI)!9JHK0.)T'@IWXB_5 K^3F5Z>G99/+Y_]/9)7XW M'J+Y8YZMS>*NME8NZA)XLJ$__O#A]:\_O_U_S1,D]%\<;_[SXP^1X/R%]^GX MXR^O/WD?/KY^__;W]]['XT^O3[Q#[XU9!1_,4^3LN^?]G+6./\U.%;S?SM:+ M6Q+FI;.ZI\FVH^1"57^[--_[?_&?S ?:A;R5]R8Y2PV!+*[FZ[_?'YKWR2PM MU7?GY"Z\?TIZ(S<[]'MPGFMDSY++5?K\^B\OKA,XI_-,1O:B%_SF3M\^MYNC-W/US;8Y M]0\\,+YQ$!_DXQBRVOQ=/"HWYW%9J9MGQL--_F(ZF%V2*IR%3/@V9 MP=.0J4@FD,Q0D4P2U)(2D=20*$,Q*4Q4!:AD(R$<32%8A$**FNF4: L M9AK$.P.2(@73(#L8DA3%]"[7PTC*7J5$3(,\5X"D!'RW W^20E(ZD@(*92#; MM/"S;FP04@(6HD@)60@2!A0X#T^Y:4U.4L8E1;(()**))"5D,4B$#$E*S&(0 M1Q-(2B"9#[(9DQ0WI(!"&PRD+6" M)"5@,4@ TE*Q'8J,TA2]APRW^F*.TG9JY2 *9"L99+BAA10*$/QF3G.E9\= MKQB[("6"29BWQ1A UHH4. <90%)"ME.E>)*RYX., ,2E 9(2")R4+" I"N8& M.4EQ0PHHE('XS$+@Y/QIME.7&Q>DQ$R"/'$DQX$RB9/'!"1%,PFR@P%)"7R8 MFB5(4@+F@SQ7D*3HW4J/DA22TI$44"@#@6@AF421$NU6M-X!*=)G$F1#L,4+ M4-Q_M5OY7)*RY^PR15+&)B40.#%.H'DA*S"&0' Y(22!: ;,9(4C3C(,\5 M("G*9QID,R8I;D@!A3*0;=IVQ$*1@E./20H8/T#B3##;&H>DC$U*P!E**5PD M*6;9@\0MD:1$,-7]@:0H 9,H1U+V9S(@$RSP<6IC TD)& ?QF9&D1(RC\"6.%&4>D3C1?Q@I M.'%+DN*&%% H SG($!JFLJR4,,D_,F0^R(9@SV1 7)J ,X5",D!2%,P.AB0E MANFY "1%!3#/%20I$4PLAJ2X(044RD#0U0^FY8,]D0 (8 M@8"Y'HR8#LE:"D/D@$PQ(BO)ABN(@25%, MD)3123'/%9 4'R I80!3LX2DN"$%%,I LLLDA^G&("/F@YPWV]K8(!/,GLF M3+! LQ#ET ]'BA(X!QE 4C3C("X-D)20X^3\ 4D)8;*52(H;4D"A#.3A*072 M\9+$.5Z"J8VM<$[*8IA*,D!2%$[)0B0I,?-!-F,@*2%.=0PD*3A9RR3%#2F@ M4 :R34O)8I2##!^FG:2MC0VR(02:*1 IRFIP3.E1\@*1KF M_B60E%#"-,)#DA*Q &0S!I*B)4Q>#$EQ0PHFE 4@/K,,F0#)F DD4R!6"7"N M,2B?:9 )I@*8_%@D*3&+0+PS("FA@GFN $G1/DPC/"0I( MGE*S .2)$P0XF9@1S!-'"9@B1@HG8P9(2LB9!EDK2%(TS$$&D!0MF0^R&2-) MB6!*2I 4-Z2 0AE(\H^,8$KB!R%#L8KRF0"Q"E+Q@@BGCCR.E%#"E"I"DA+# MY,<"2=$*)D(&)"7B,%672(H;4D"A#,1>,L8ICJ=A3LH4QY&B6 RR5E1,4L8G M)50X5;)PI&@.4TD&28IY1()D^ -)B21)(2E[E0(*92 ^,U)'K)@ID(>GDBP$ MF6!*,PTRP9!:XP!)B6!*%0%)T0%.[3(<*9'/ I#-&$D*3D*8?:V4,(<9 !)T3Z3(#L8DI20:9 X,Y"42,)4]T>2 M$K, )!9#4MR0 @IE(%&:(("Y7*)P^F K#9//''(6HD@)8>Z6 TG1 F:"(4F) MF0 YZP>2$BD6D92Q28D%0TF\(BEN2 &%,I"$AD#!Q -4P!2*E!BF>72(T^XC MC)A L0J.%*V8#_+P!)(2<1:!Q"V1I.!4]062$BN8>Q"6EQ1@LHF(%LU4"=L4+! M) IC:J90:$8PC2)%0S4N I$2*9AT$R IL60H225 4KC/88*76%IBYH.FD&*12"^"Y06$3 -$BXC+#LV3HYG:7FOY/IUZ-_F#\> ML)H6YNTO%ZOI>KJ8/U^FLV0]_9J^^#:=K,^?<]^^]=U7G2[6Z\7%<__V)_)#=8W0Q+O)LO=,L_V0#<_?-\>6O?+^GAZ3)-_CQ,/IMO^#R9?4N^ MKPZ>W1-R,9U?O[D*S*>7"=[.EL-9^GG]7#"A[ AO?[;,7K[YX78%DU B]O6T+=V6D[2Y:$9VUERN4J?7__EQ62ZNIPE MWY]/Y]E@92]ZL7WWK7'M]WTPG[//V_QZ*UO;^\ ;$5D,8'+]R=M18;[YW;/\ M+V2\>5G!KTI?0V]&;T9O1F_FZIN51$F#HBCIX267!:X"Y8Z[3 7)IR)1/0V;P-&0JD@DD,U0D$T=F]#0F[1.1&3^-2?LT9 K^)"8MR826 M"7H+!B0S+N0P)0JTA"GTJ6,6H5P="9F/Z](F(O]0%JXSQ3( MK40L+>;A G+Q%4J+B&&>E*3%&2V@> ;B/8>2H=0IUR$3(*09"1AO((I@+OC& MBDF4CJ4X4FS_%90F95!:>, DRA5R)"U"L@@E!("D14J8>E&DQ1DMH'@&LBF$ MBFD0/TU'+ (!@4C![ @Q9S'(6HDCF#YE0%)L#Q:4Q0*EA4=,H)S0(FD1$4S] M2"@M4K,8).A/6IS1 HIG((<;H88YW(@XS$%@A-/U+U8X#U#?H":*\XRDA0NV M4ZD,TK)GYUG -%V TB(%"T!"9E!: @'3=I&T.*,%$]!"D(>H]ID ":1' 4S* M5LR9!&'-.,))#/(5SMT@)"U< <$FD!81L@!E[2-ID2&+86 32$N@84+,I,49 M+:" !O(0U0:H0>9>I&%*'L0!"X".G4(4$O C%J-X:4A:;)4 D#P *"W2AZG8 M!*4EX#!/?2@M2C"%\MPG+:YH 24T$(-IQ7P0_SGV8;*#8LU0SFCM60M,@8YP =28OB,->4"DQ1DMH(@&\A"-?,9!GCMQR 3*5NT'3( $ >QI##28LK6D 1#613B 2+0%@@CG%.!7R-$[&U MQ0]0(E B ,)-("TRQ$E$0=(2Q,R'*>0 I"7D.%=KD+1H"5-:F[0XHP44T4"< MSD@!M442#,4LG'.<(T$>,XWB>'S$?Q.7G (I I9@L@H'1%MVEH"B6>AJ0E M4$RC^,](6E3,?)08()(6#91.BZ3%QLQ1_#'2XHH64$8#242+.1,@4K@?X_B< M/,*)VPB-XW/:)CPH,5LD+W28LS6D 9#<7IM&VX4 XY M!&<^RD-4+I,DS\/D\_F&SY/9M^2[ZN# M9_>$7$SGUV^N O/I98*WL^5PEGY>/Q=,*#O"VY\MLY=O?K@=AZ-_G"[-!Q5\ MS;N?G2R_F(]?+RZ?AT43L)LQY?Z#0=6%@_KI^.,OKS]Y'SZ^?O_V]_?>Q^-/ MKT^\OUVF2^]_\9_,!WJ+S]Z'Q6QZ]MU[DYREWO'%XFJ^_ON//_#0?_'C#Y'@ M_(7W)KU(9NE]V8\3G,WLVXFYG*3+0R-\EERNTN?7?WDQF:XN9\GWY]-Y)B1[ MT8OMNV]GLS70@P6^=HLIW*@GU!D6AWN7BV^;OXL9UVN[+VYW6.$^><1>F M$\\^FUYL?VDW^0>_&97'E7L*ZL ^!>V3Y'GV\#[^8OY2[T8Z+?=DGX2RG=: MX$Z92VXKW"4_PVV%\,[,3DDW@6C71@!W_^WW:WL MKDSQ-&3*IR$S>!HR% M9,A\H*/:IRPRVJUX-HD=G\0IGZ980%)&)R7"H18<*=*' M:3F )$7"U$Q$DJ)8B#+!2(H34@ #&3Q<\U"$)84.#UZ[;$1R!&K"%B(SZ@0.GWB"0E8!(D201)BF8^RED+27%""@" @;CZ/&(" MA/,%3E*"/38">;H(Q13*68MF 8@G!B1%^HR#K!4D*8+%*.X+D!3%0I N>TA2 M(IC4'9+BAA0 -9_+9*"(@4(9A& ;" A2A20J90SEHBG&,C'"F2,X%S; 0C M)6 [=0H@*7N5$L(\[9&DQ+N5HR,I)*4C*0 !A*IM)4K0/8Q(6%R]>VQ$8I5 M-%,@[@O0;7P@*5+@'.8!25%,HK DD)2(290)AB,EP(F[D!0WI &(AM;.4* M$$],!"P P6)[10?D^%M$,"=@]C8^R+)'DB)9B#+!@*2$.%?8@:3$,$DB0%(" M 7/60E+D -W&!Y(2[M9*DZ3L^8 B (F& 4D)!$QQ)R0I(0[ADQ0GI+@/8!+$?;&5 M*T"FF= ,QBHQS'4VR5D$,L'L;7R08 62%,T4R!D^D)3 AZF1@"0%IW8[DA3- M-,C3GJ2X(04 P$ .*&SE"I3#O(BA6$7Z,,VSI,1I+JM@DA*0I$0L!CGX!I(2 M")@+N4A20IC>1DA28IRX"TEQ0@H @($\*&WE"A!77\0P,3%[;(3"D@%#J1@J M0YR+4SA2 IPR0DA2 IP$'B I&J:G-) 4Q6&B823%#2D 82U;>5*T">^=*' MB53:*SH@BU\JG"J($?-!@A5 4@(.4[D"28J"*1V()"6&J:X+)$5)F+L3),4- M*0 !G(Z"52Y0G*+< 0-JGH4C)9 P/:61I&B8P!Z0%!L*!WFN M($E1,!VG2(H;4@ #,2I%)JA%'24./5$I(+QCV7$!$ZR6PP2=T&2HF N&2)) MB1D'\8^!I"@)$]A#DJ)A+J^3%#>D 82+*;B' 3,)4J[)7=% +&8AR#YF M;^.C4 N0%)P^N4!2E ]33P1)BF(<)ZH/(R5F <@CDJ2X(04 P$ 6OZU< ?)T MD0JGBTX$$W0-.,X5=D/X(!,,24H$DR$&)$4)F! 2DA2-0RTX4D+.%$DA*7N4 M @!@(%NR]!D*2\H0)JJ/=$5',(7"DHHID(-O("G*9QPE4@DD)8!II($D)<;) MV\.1$DH8PBE"J$*;P%)"7D+ +9C)&D:)CB3D!2M&0^2-P% M24H$$WR I88!3 MK0I(2HR3MXD 82*0R MX"P$F69!S&(4:@D8![&*BI@$(?Q0P)391)(2P=1Q!9*B YC-&$A*Q&%*TB)) MT3";,4EQ0PH @(%DB 62<9!<),5A6I>KD*&T- M]F'I[88!3CQI'BC:>&,A: M09*B86KO $F) IAZ(D!28I^%(#%*DN*&% X'C(& AB!0E60CB5*H(!\ $ M3+6J4#,?Y)D/)$7C=#($DA+Y#*5.%9(4#1-N!9(22YB.4R3%#2GN Y@"\8^# M$.>VD6(*9,6$/N,@AWEAP"*4$[ 8QA,#DJ)#)D'6"I"42,)D'@-)B7TF0*)A M2%(T$R"/2)+BAA0 .Q3:!ANA_&$($^'7G"F0 *P] M=P&1$@FF4-@%1TKLXU2P I(2,PYRLQ5(BHV(2Y!G))06KF!NAI 69[0 8!@( MNZB0Q2!> MI' _A,FLAM+" Q:#G(1#:1&212C)KZ3%%2T ( 9R]A)RF""LEC"5;31.>2Y[ M]@(B)>8,I3H/D)2L%"_(;HRE)<9Q89"T\ @'7Y"TB(AQE#E&6ES1DJ'8LW5R M.DO-?R?3KT?_,']OIU_3%M^ED??[EBO5Y^_:Y,9QI>O^%80\ MX[#W<2_FRGNB=1C!/4,[%#'V*"3ZQ/EV BV )+; 1@<:)#?__:X$09/LBUBT MI3[(I](?6@S *."IK,Q<[\IU^6@*'6[ IW]?[CZ.[XO5V<5NM?CY;/%\^(7S MQ>;MXMWU-X\^ WFUOOQP\>"';[\/^/BTG&U6S_=S*S;4.WQ\;7?X^/L7C_?A M\;<7N^&+[OB9GW[W8O=B^/K]]FH>[WH AVL=!OKC..V6J]W9<&\WBZOKU?S# M/\Z7Z^NKS>+=?'UYN%F'#YT?KWX\8T3M?[U?J5^I7ZE=ZN"OE7[S2T;]Y8Q=5?UC.;U@/ MN^W;]_^V_[ DCNOR<:4=;(G9L'NNE[.Z_9T?WZR+_(UW3LH 23=WVN2'?>!9 MW4GFA[WLR8OA'U^VJIK&_7&_N%PN=DLZYQBW:]. 8WQE30..$3A- XXY2&\: M<$Q<3=. 8^(%FP8 MGM$[HQ,KJ%.V#,OX\?Y78Q[30PW30P_30P0\<$8<;0,3F8>1H/[40P MRS0>VFE@6IW$0]LQT9B _!5(U&1T,LJ=U0!*"IA" MEB*KIE3IV]XC'-#D H MM8NY0N8]BD4=J"@MB,4.6SYE[I-8G!5*>:K.T@Q+^U(L0A: &,11\N\Y1G_V M4B"C4E0\I!Y229A"]""4VNLD=9;38]&$:=2&8K&@WD D%I=$.TMG>5@6@!2# MU->/"2/YLW(:FR9,$:'BA>*V4*/B*&<6)!8=Y#XD2@'%8A5TE@1B<8J)'T&Q M>)5"V2L[2RLL #$&.;:(13)%P3C)D&6Y&(X8&W0EQ8@Q7C)DWJ-8-'!Z!)%8 M;."<\I%87!0+\<"B6'R4!(DAZ2S-L #$&,3 3!:SEN7A,8.8E\5)H@C#J0\7)%,I=-M9 M6F$!R#%(.$D&%?$REC-GU' BR;2(IVA+FS@E5D@LWG!3&()@;-?DEABX<20DUBRXU3P)+$4DK;L M+(VP /08Q%@>Q@83LZ21$T]BHSB*C]Q%CN;W@5,JDL02#2=I1D6@""#J.5#HRN*L6R]1(I0 M=D$,9),Y5"B@>/QKLQO(PHQB2O]_=_Y-;- M^G5N2QEU6_+'I?UP S[]^W+W<7Q?K,XN=JO%SV>+Y\,OG"\V;Q?OKK]Y]!G( MJ_7EAXL'/WS[?<#'I^5LLWJ^GUNQH=[AXVN[P\??OWB\#X^_O=@-7W3'S_ST MNQ>[%\/7[[=7\WC7 _CKW%,U-VYJNG53PP#[[,D/?WGZ;/;]#T__^MW?_SK[ MXX,.3_?'!W"U7N[,!?+.XNE[-/_SC?+F^ MOMHLWLW7EP>0PX?.CU<_/LWU"VY,X,/WO7_[.,[)Z(=1.SHYCM]\? QDN'?U M@;GYQJ#Y#A^[XZU[/],OUB_6+]8OUNK%CJ[@&Z:&^O>KY^-:?ER=!X-K-I@8Z^6L[F?GQS?KQG#CG9.RTF[MG,G7G;/N/O/#AO_DQ?"/ M+YN>3>/^N%]<+A>[)9USC+^M:< QCJNF <=X@)H&'.-*:1IPC(YO&G#,84O3 M@&/R1YH&''.,V32@CHG0;)MPS+%ZVX1X8V94E].V"?'FC.+M&;W#F3]24H^1 MT2W< 6/^??PHMXMIIX'IIH'IIX$9.B8(,X:.R<',TWAH)X)9IO'03@/3ZB0> MVHZ)QKQ'C.J7Q>BI:_'[@E$YWH;[\E+%@$Y0[DM:DP@Z1;D']6,JH1$[CC"P&,NU!*,Y([B@GA^(P[3)(*!%3 M.HN$4C ]6#M*&RA0448I#5;$492,$Z44H0F8-L;U7 HR5P8E@RDYS4%QBNG, M1$+Q0FG+0D))$CO*J:%X@RF9WU':0(&*,LAX#:*,8IT-HJQ ENE!E&%01L8' MM(!2.LKIH3B+: V@.(-Q8)!0O!C(8DQ"23*JD&)'>6"7.<6;3$)QXB"[ M?4=I P4JRB FC57,HU?[SD',?YLD44:E<$*R5 KD 2.A!-&.\C.I4TE$>.N.?\H!Q4+QB(C%)*![CMR2A)$R$?T=I P4JRB#C M91TGYB]C"DDZ(Q%R?EG/9" .)Q?$07PQ))2,JL, 0?%6/$7)@% ")FJ9A%(D M4'PQ':4)%*@H@P0T6,]I[E7&M7=N ,4I)J?,>4RC A,!** MPQR0DU 2Q@4+0@DJE+IQ':4-%*8HHYS)V("Q YS!! $[*QFR(-0S&OO*&V@0$49Q/RW413RZ#GEI,E[ M3!9S/9.!S!57,%6802C>858P$DH20U$R')1@I$!\,204CSF*[2AMH-PMRDKC MF@PR7#9QJK!9"10A$TAE&#!I,H93A@&$XCFG2R"4+ ERU ]""58R9#$FH41, M?>*.T@8*]* ,XF:V60P$Q3E.Q<*(22VO1S(0%,_I'D%"B4+I&0E""49\1SDY ME$'U4T+^0"A9,R=ETQ!29(@2KD>R5!0G(2.,A)(E<)S_%)3HQ'24CO* *%!1!ADOIYR4LH3I M4N8-IDU!/9.!A/[[R,G#XJ#4:K^0%8R$$C!^9A!*-)B:2R24(!:2O-11VD"! MBC+(>#F+*??E,J9OB5?)%%$6,*VC?>84+.2@H L7MXN2.%GR')1H)5)B_D H M"=.DN*.T@0(591#SWSE,LP]7.&7^'":-P4=,F(DOG-9>')3@.8E8()2"43(@ ME.@QM0M(*,,#!O'%=)0V4*"B#&+2."\4%*^8\V;O)5'T9<8,SA1"DJ4TE%.#:5F_$-L9A)*%DK7&!!*\IC^ M)"24@HE:[BAMH$!%&<3/[ JF#)M/F.K^0<5 #OV"EP)Q8(2,2?T%H42/:;0. M0DFM6+ MA]@!I.(%EG.\!$(IHA"W$@@E!:%$^(-0LF*J^I)0$J:23$=I P4JRB"&IG?B M**),,7DR(8J%+ BU> '$I(E>"D7)<% 2IY(,"66P RCZDH.2O5!"?$ HQ4B! MG,ETE#90H*(,)1!J&H24))B^DLS;! A1EDJ0X64V8J.HR:B5DRY %+'F/6I"(>XH\!H>0D M#J)F0"@E8 [*02C5;VXA>R2*1544XBCK+,VP0*499%$(G'J,,6#J,2;%I)VF MR G0LI@BAB"48CAZ!H22,44,02AJ(B:[%,6B 5/\K[,TPP*59A##)@R6,P0E M)BF0+30YB1#MGPJFIEGVF 9Y()3BA-),$H2B1C'%3% L:C ALRR6C E?ZBS- ML$#%&611"%D"Y83&8.HUI8@Y2<]6#$1GYB09,E= *"5*A,P5$(J: !*:(!;U MF%+S*!;KQ%!$0&=IA04JSB"+=302(0<;R4JB9#9E3+Q&]I(ABULQ4B!SA812 M,+T90"AJ.'4-42R:,7X_%(M-8B$V96=IA@4JSB"+0K089VT*8B$&9U;QD%') M21)%G'DQD*-9$$HM"D I;()B42NYLYP>B^4TS42Q.)7863K+P[) Y1G$EQ8] MIRI@(ATX68@\*T82)/BD)$QQ,!!*+0R R0DBL6B4"%F/42PVBH>X,5$L+F*J M&G>69E@.\NS1?G&Q60W_7:[?//YV^'-#K24[7/YJ>[W>K[>7\]UJL]BOWZS. MWZZ7^Y=S-?72GW[J8KO?;U_-S<>/+"ZNMYO7^_L_K2\_7#SXX=OO SX^ M+6>;U?/]W(H-]0X?7]L=/O[^Q>-]>/SMQ6[XHCM^YJ??O=B]&+Y^O[V:A[L> MP"JXZT!_'*?=._;)MP3'!#VX1X M8T;QULRH!@EM$^+M&1V5&7*GI!XCHUNX \;\^_A1;A?33@/330/33P,S=$P0 M9@P=DX.9I_'03@2S3..AG0:FU4D\M!T3C0G-@X'4^HD)4[\PS-,/"%&B4 MRMBQB(/8 ]F)0J91,9CBS61'% M8@MF24:QN )2FR"68"10C@,[2RLL4(4&6:R3EU')Y@V@Y"P%,BHEBJ.L",9A M>C&I*B;V%,52.[)@5 V(Q3G.>2")Q7L)D%T?Q1("I^M/9VF%!:K0( 9TBD*) MURS*46A%*.V^ZEF-Q2@T+P4R6U L-HJ#I 6C6%R23%G'2"R^B*-X 4@LT7!2 MMCM+*RQ0A08Q.E/!>-*+YR36&,LQGW58$B@.*,V,N64:U)6D 14T4AY$U7CSE5,!: M3D$W$HOS4BASG\3BDUB,W 2QA *2FR"6I)R<@,[2"@M4HD&./?-@/T,DFAKE MY J8(IGBMD%5/XB2*.-"8G$%%!T(8@E6#&2K1+%$S[$Y22PIB:?X9CM+*RQ0 MC08Q.G/BV,_&:M->"AA-226X"11Y@N))2:A;)4HEJQ"R=9 L90@E%ITG:49%N8Q6H*< M<90HEK+O:)! <3_;P#D2=)Y3U=%[\92UFL02,J/K6.T_79.3V*)0=Q%"<@B,4:3LM*%(M&L91GK+.TP@(5:913#A,E M4%ALD@SQJ*G+G*9BOF \G;493X8$.J-8:N$ BN DL13E%$ !L5B3,/WK42R6 MDXW:69IA@8HTBM&IAA/"X:Q8R":J'E3M-7A.VF,,G+04$DM6R92Y3V(IF1/J M#&*QZC&=-U L3C%IPIVE&1:H2*-LHL,"9R@L+DJ&'$G7$MP[1?7&Q6PW^7ZS>/ MOQW^W-!LR0Z7O]I>K_?K[>5\M]HL]NLWJ_.WZ^7^Y5Q-O?2GG[K8[O?;5W/S M\2.+B^OMYO7^_H_?09R*OUY8>+!S]\^WW QZ?E;+-ZOI_7(Z9ZAX^O[0X??__B M\3X\_O9B-WS1'3_ST^]>[%X,7[_?7LT_?O)?O(-J;MS"=.L6A@'MV9,?_O+T MV>S['Y[^];N__W7VPY-G3W^;_&S;X]\_=FSS^_H[7MY?)3+KW4[\Z@'\G_\ M85V_Z'#'WKY<[5:SQ=75;OMFM3R?;??#"V_7UZO9V\/+FW>SX979;O@__^'Z MC[/A@ZOGSU<_[6<7J^?;X9,W[O)LMWJQV WKSO4P&,\_'9P_RLB;$>]:W![L M:3/W/6U_N!HH_TW_-'SA)V1_7ORTFCUYM7U]N?_C[/>_RU;U?/;7Q69U+^Q= M:(?U\>/RMENN=F<#XF9Q=;V:?_C'^7)]?;59O)NO+P\_^?"A\\_O79WF-[:! MP_>]?_NX6I0BN;BZ8!P\:,L/7WQ<2V2X!8]NO^XE97OG.T;TSM?[E?J5^I7Z ME1[N2OD7KW0\,+C/P#ZNN]6\&>SKV6!1KI>SNL6+R^5@6* AQ\2UM$LW)B2Y7;HQYZSMTHTYR&N7;LS17KMT M8P[(VJ4;.Q+1:]LZC$ M%SB//L+&4)^\^!IIVR9C/;_!,]H),+H),/H),(;.B&",H3,2&/,$GM4I,)8) M/*L38+3*?U8[(Y01< Q\*ZSK/2G%G7HWGL_B*![5NPE#DD(YK;F;,%JA'-C< M Y@D4AS'=Q,F.ZZ4?2<\8<(RKGI7)SQ=PARE4 (7IDI8O% .42<*J$;%4\X: M.^*D$+\@A$^=Z+\UO MU)FQ<_QS'$GB;U)WN7/\DT;OL/ 2W%@=I &0UO4484<<]%1!Z"EEG+/%^!M5 M[W]H"U[%(3CBN%C!SO% 2L1#E"&$H_:()EB^&(XBGN#)HG"H26((#U8':0"D M=45%\&D%11RM1\LXQXV)8?@FRW QI@0)7(1PY""1L.Q2.(H3CQ"&$(Z:5X'( M1 "!9"D$$ZN#- #2NJ0BV"C!2B;L[=$QG%HQ2R1,]^08AY^IB$5H0PA'3J*$ M^4'A*($1WDOAJ+D5AK"AWOT$@@:-Q9& M88H4QE7Q/'6.;!@:%\.1)1'F.86C1,F$\QT*AQHOF3#1.2!J*19\!SEYD-8U M%2%&*WA&$'D,XXHKGSI'4H;_.D5&[%^VC+1U"DP4ITO1NHXBS/(0(#HJ2D'H*"L>H:,R(_,S.T:N"X6C$ X0$!!J M#*/N# @D2R($-G! -"&*]G:.4^=H74L1;-X \?S$S/"Y)R>9,-M386C"#*FO M2N$HCA&O2.%08T>U>.T<#Y=.D3K(28$4050NZR -@#2NJ9P!#$M(C)CQ6,01 MM&&"V+[92"&?(\)12.$H0PFX(P:@)+H@>AAP0M8RD/ Z(54CYR YR^B"M M:RK">4+(B++IR4@D;(DI,D+XLQ6/"/G+C!07"D>AE,:#<-0,%X,P3S @ZB43 MEEX.B*6<27>0TP=I7501UN!0&'7YDT(X$H,C.P@'9'Y0.$IF%.2G<-06DQWD MI$ T=I#3 K&A@W20!P)I7541PFFB,MIP)">(\:BI2(3 H!P8I>R+2B2<'5(X M:BV!3)CH'! EA,%3*(HHXG@' V(SPS#I( V M*ZH")9OM(Q\O>09Q[DU$8F@ M<&L#4\)S50:E3MC9*1RUF !#&4(XU(I!V"<8$*N0^H48$&<8<[USG#A'ZXJ* MX(./@Z5%4"(IBB',DIJ'A%!4E/:E00QA?E X:BV!T$%."40]I"PQA*.F6'20 M4P)Q3I20)M)!&@!I7541_+YQV-L)'"F)1Z@J)X7@+:T-3 D!RR5*1IRW03AJ M,8& V \Q(!K%(HQ?#(@-DA&"'0/B@@3"=MA!&@!I75<1[/@8&*<*B5'$, ?Q MA-E>K!C"8U6R1(3,A7#45J"(YF<<$(74E>2 V$S1AQ00ER'E^CO(Z8.T+JL( MPQ(CI)^0$42:6TYB"!S%,?HBU7H"OH.<$H@:QLDT!\0:"0CS%P/B#*-.$ ?$ M&R&$!76.4^=H7541?(TQ0[K-JA!$;LX2"9%!M;LI01S6F@(6L?IB0-0RSG,Y M(-9*0F@1#(BSC%!R#HAWD'*&'>3T01H75IY0B3461LV*[,02!&(QC,"'VN,4 MX68TGE/L@0&BGA(_1P&Q'A&"C>%P01QA$^& ^"")X##M( V M*ZK"#,^&4;: M1?:2".Z'HI()T[UDR0AOO F,.%D.B$8)B,-0#(A-HH1-A /B$B0*&P/BLSC" MQMY!&@!I75D1AB4IPP+.D1'I5!PEA@XBV=4DAM;E@&AFQ,93.&QAU/[D@'C# M"/#G@ 0#\6MUD-,':5U8$>S&Y!B-6W.21%B!:YLAQ-YNK!">*S4%DG>! ;&# M9$=,$0R(4XD(&P4#XBTC5Y<#$ARD6UT'.7V0UI45P7),GE$I+!?&R6Z)C*#& MFM-#& ]5BK&% ;%6,D,B4D"DZ0@['@-D%@4#$@M,4!8LC@@ M+C/\C$$>V*91B"4DB MP8G" ;&%$;_, ?$JBCA:P( $*P4QV3$@T4,J?'>0TP=I75L1/(YIL( 1VBI M4A:,DX38W%4E$6:(:H%DOF% G$(.%S @WD&JHV! 0J $TE% (L6UU4%.'Z1U M;468\5DA_763!(0+P@1(I0%U$&UE%1+(8,> 1&54RN6 ),C*8)XLFIB3T$\ M6C:*0P0-8$ <8J8S*()"&H)C0*)G1*%P0%(4Q%SO'"?.T;JD(CA1K1?7&Q6PW^7ZS>/OQW^?/@UQT\G.US^:GN] MWJ^WE_/=:K/8K]^LSM^NE_N7$&?/KWY>[CX+Y8G5WL5HN?SQ;/AU\X7VS>+MY= M?_/H,Y!7Z\L/%P]^^/;[@(^/RMEF]7P_'RS@4._P\;7=X>/O7SS>A\??7NR& M+[KC9W[A)AY&]N/ [):KW=EP,S>+J^O5_,,_SI?KZZO-XMU\?7FX.XOWXQ<>[(,-=>'3[=2\IVSO?,:)W MOMZOU*_4K]2O]'!7RK]XI2^X*(_K[K#;SP>S8#;LA>OEK&YFYZ=C,:0[+89G M=2>8CS!]VD7\<;^X7"YV2S3DF*.!=NG&>-C;I1OCY6V7;LQY:+MT8V)4VJ4; M$VW7+MV80XEVZ<9$AK1+IV-JKS2,-\8;U3 >VUP9U9JN83RVP:)LBT6_JKKQ MD?/H(VP,]T4Z T4V T4^ ,71&!&,,G9' F"?PK$Z!L4S@ M69T HU7^L]H9H8RM9ZH0\@ERAE2_,A%2@%"#1$1JFO60%&='B6?%@/AALB,R M@S$@T4#J6F) TC#9$1LB!B1'2,6E#G+Z(*V+*\*N6(P$Q.-ELD1$TKDF2%][ M&P4Q("Y(1E0FPX#X(AXQ13 @T8E!&, 8D!0E(API&)#!U$+X&CO'B7.TKJL( M-DJQD,*0:@2A#[5(06SLMLBH@/63!W%9'$,@4D""A93 PH#$* 8QV3$@J1;$ MZ2 G!%(H?3T[R.F#M*ZM"+;\,"J%H!%5+22TQEJ*)E%(#6YO($&S&) 0("<+ M&)!89%3AA@[R@-5L+<(GCP$I25P'Z2 / M*ZN"(X@4N0A'"=JI>,T"36BT=, M>#?H=H3'T3M(T"P&)"1(@V4,2*(T <. Y"B1H1(A(-88QH;801H :5U<$89E MD+R!(:X2I*&DC9(09XDN0AXM'\4B- D&)!I(I! &) 5(W1H,2#$RJDIZ!WDP M"]@S"B=TD 9 &A=7<4QSE5.'*$4<8>6JJ4J,[(6:JH08$5?$('S OD!T.P8D M.BD=Y)1 4I;<04X)I*9A=) 3 K&UVE8'Z2 / M*ZN"(,BQJ%1#1;%<\X\5%! M'(JJ5\:NJ$$E$P)3.""1=IQSX>$$\6<%3-"(%)!E1Q!3!@.0@$9'Q2@&Q1D4)%@H' M1"/#:=I!&@!I75PA7, F",+>LI&Q!-=,)<:3Y1-$MH?$L+\Z))TR4FJH$:484)!(<0QJC9(+!Q0')3A!S'<)1VZQ @NDH M(!H9/CH.R&"@!(+[MX,T -*ZMD(8P.K$$;;WFJID$':C3^((FXF&#-%6R8@A M!*9P0'+J("<%4A-C.LA)@5CM(*<%XK(8ABW?04X>I'5U1?!PJ0;(. U,P8A@6, ;&!,=DY(-XB$BP[QZESM"ZL M"#NB:A($AU?Q"#,^.+&$^:XQB"%LB+7B0$:<[&) BF?$3T01H75\D AD6M@<0$UHY*A%U10X0T0HY9/&'IJB4' L&3 MS0$I60+"E4(!J6DQB.X1'!#G&6$<')!:W@GA2ND@IP_2NKHB^%/46DBQ[*K> M&>JJ2$8\6LDR^J=E2"=D"(I2$8(W=I.%#$B%!"K*H4@ MV3D@3L4B)#L&)!A((A\&)$)B43I( R"MJRO"C-=A,_$(D)"$H7>3@8B2["$R ML211@L&% 3FTO"&X4C@@+D*RPC$@(4(.1#$@"=(DIH,T -*ZNB*<5JN#E*JJ M];X1\0/#7TPD':-RKE&(@PL#8BDG/A@0;T4)+B$.2+2,(E4OYN;C1Q87U]O-Z_W]'[EUIWZ=VU*^=%ML_2&?^"T/ M-^#3OR]W'P?WQ>KL8K=:_'RV>#[\POEB\W;Q[OJ;1Y^!O%I??KAX\,.WWP=\ M?%3.-JOG^[D5&^H=/KZV.WS\_8O'^_#XVXO=\$5W_,Q/OWNQ>S%\_?'VQ[L> MP%_GMJJY<5_3K?L:!MYG3W[XR]-GL^]_>/K7[_[^U]D/3YX]_7'VAZO5;O9O M^J?A"V?;Y[/OMYOU3^]F?U[\M)H]>;5]?;G_X^SWO\M6]7SVY]6KQ6;U.?07 MGIG#@_SQ.=PM5[NS 7*SN+I>S3_\XWRYOK[:+-[-UY>''WWXT/GG=Z^.Q\W) M6K_O_=O'82U%,7'P==AD%_=/MU+RG;.]\QHG>^WJ_4K]2OU*_T M<%?*OWBE+WADC^ON8-S,!RMH-FS]Z^6L;C+G7VT@O5HOEYO5;V,CW=JT#C;2 ML[H9S$<8>TU3_KA?7"X7NR6=<\R12-. 8V1)TX!C#AV:!ASCLV@:<(QSOVG M,7[ I@''Q/4T#3C&M]XTH(YIJ- VX9@3J[8)\<:,XJT9Q9LSHPIEM$T8;WO0 MORB&CV[%]FB?O/@:-=PL9O703P'33@/330/33P,S=$P09@P=DX.9I_'03@2S M3..AG0:FU4D\M!T3C?EPA\T/'F?_L)Z2!\;S85Q&6KN$8619@(8)\[C UW8) MHQ,#)TSX,<03)B_V@0]A.^&O3)A5S .?_G3"7YLP27K@6(%.^"L3EI&9[)VP M$YX28>-E,"PAHWS0M)F0AQT&;4[(7@Y%(J%V1!RL7T+N@I M'-D*8;FB8!3QA-VD8&1!&(F=X]0Y6I=2A+J./DDD MV+PA,69)5"F$\8B#1"<<2R650'BN,!Q9(D#ARD$QXKB@$6E"X5!CQ1#,JP[2 $CK%T4 M%/$$^SUZ<01+*Q9Q MA/%(PWATC%/!R K)-J)P%!E55;QS/%@^14#H0@B'&B^&D%[?01H :5U/$61N M, S/7#2,%3@&B01+*QE&0!.E7@"%(SNQ!'\#A:,8R81]$,.1&7Y%"H>:2+'? M.\C)@[2NJ @68U#Q!-]<5$F$%3A&1J7%9,?5ES]YCL2(P*1P9,^8'Q2.8B42 MS!,*1\VK<(2%%P22Q1!,K [2 $CKFHI@HP3+\ 9%*X6P L?,*/V5G'C"J4@M M'T#P7E,XR-YR02;L=80(/A.,!P94M,!PE&B(#HQ4CAJ@@6B!C$'1"VC&6,':0"D M<4WE#&!8@H=D4P5Q!(YD&&5\TV"C$,[;,'4$*!R%$3-'X2B943R+PE%3+!!5 MB#D@.IA8"+G>04X?I'5-11B6$!@Q*#%*)*S R3+\URDQ\MNR8Y3*8V 49=1O MP7 4*02'+X6C)E@@4A(X(!HAB7H=Y/1!6E=4A#TQ1$1+JIBD$(8C.4;IPE08 M+L;L&;V<&!C%,5)>*!QJ5#)AN>* J!%'B X @61&-H2=O=D)!"F28J,BB'9,NK@YBR6L+-3.$H20UAW*1QJ D2, M8$#42R0XM#@@U@EA3^\U)&'?4$"6',#L(QS ^"QX'" M43(CAI&!H28QRFQP0#128A@I(':0Z@1G;P=I *1U347P:4450UBY$B,!/Q4A M*-P<)" L>$H= 0A';0**""D%@4"<0,8EA@D$ZRM ME*40IDG-22+XYXJ%! %F1JP A:.V!$6<*% X-(LG++P<$)L%44B+ ^(@Q5<[ M2 ,@K:LJ@J3;B"59*34E"J"H'*;-C#*,?,P=$C42$0,2 V $$<:B M :GY%H1MG0/B#:-]30=I *1U9440O#$C0A^R2D$(*TY2$J3T'"3;C0.B%E&= M!L-A+:2"'@:DYEL0-A$.B'?B"696!VD I'5911B66!AA9]DQ@CAJ4A)A;R\) M42F^EA9 -%+@@*AG>!XX(#:()>R%')":D8A#.>),AB@0#4ON$$N8Z!\061LT@ M#@@X>:11D*"0G@H=Y/1!6I=6A$.2Y""1@%DL84^LF4F(Z6X01U9J*/%S%!!, MHU ,B+.07 4,2$VZ0$QV#$CP@O"A=(X3YVA=4Q&T2/*,8)1<&!G'-2N)P%&S M>0K"0%&*I84!P30*Q8"X8;(CSA0P(#7K@K"O&(5R\!L?QB0#"-0C$@+D'J3&) ?&:LOA2.2(D4Z""G M#]*ZKB+,^)08%:F*@_0/-"I*$(@UF8?A^=4(:6F# <$T"\6 >",&D;F' :D9 M%XC)C@&)CF+)=Y"3!VE<6P4#&)94Q!)V]Q(8A3.-$TQB$B+&5#4SJF9R0&JW M4,26B 'QEE$WB ,2*"?4&) 8(9'8'>3T05J75@1;/@^[.^'Q*A%B-QI(VINJ M@SB K3)4.X7#.4$\5Q0.'\0A'BP,2$V\0#Q:&)#:*I1@9G60!D!:UU6$&9\M MY,@J"R8["3'=-4"RCJT3AU#L&! 7)"'L7PR(SV(0DQT#4I,O&$%T%)!D&1[L M#M( 2.O2BC LV3$RK=08"8A-L68H$9XLU03Q -L B?7'@-2^H8C)C@$)1C+! MU<@!J=D7B,F. 4E!"B+XMX.SN&)#:/A01 XP!"5$0R<<;U?#?Y?K-XV^'/Q]^S/'#R0Y7O]I>K_?K[>5\M]HL]NLWJ_.W MZ^7^Y5R-&:[\Z:+=]3>//@-YM;[\_P\;7=X>/O7SS>A\??7NR&+[KC9W[A)AY&]N/ [):K MW=EP,S>+J^O5_,,_SI?KZZO-XMU\?7FX.X[(,-=>'3[=2\IVSO?,:)WOMZOU*_4K]2O]'!7RK]X MI2^X)X_K[K#9SP>K8#;LA>OEK&YFYU]M,+Q:+Y>;U6]C,Z0[;89G=3.8CS!^ MFJ;\<;^X7"YV2SKGF*"2I@''.*V:!ASC\&T:<(R ;QIPC))L&G",F[)IP#$) M\TT#CHET:QI0QW06:)MPC&NZ;4*\,3.J!5S;A'AS9E2]F[8)ORH1XHAZ="NV M1_ODQ=>HX68QJ\MZ"IAV&IAN&IA^&IBA8X(P8^B8',P\C8=V(IAE&@_M-#"M M3N*A[9AHS-9S80B!=#E+0%3--5$08?Z#"*HW%G)B'P%#(B/HH3%EP,2 MBGA$ A\&!%S]MU&0'"&=^#K(Z8.TKJT(=DHQ8A$KE\EB$2*Q%I8F<-A!["(6 M+D>I2V0(D(6TFO7)4'4^:9P!)5(6'HY(#% *M%A0&K!7,2!* :D.$C+X YR M^B"M*RN"G3*,2D0\7FK%( -Q;F% @I> <*-@0&(6 M1!0'!Z36S$4\6AB0$B4B'JT.+4Z2 ,@K8LKPK"H,9 */%9E5 O$DP=Q*A8! MXE4<8HX$%=]!3@DD1DA*# 8DJR2$*,& E"@9L;-30.RH-MN=HE/\LQ2M*RJ$ MV6LH76ZL@V0K. ?IX.$]I%]$\! 7-@8D%DF(R8X!R8%QJ( !J6D7A$ 4#(=& MR-E(!SE]D-:U%<&#HL9+1FSN-DA&V(TNBD4$;/D("6H,"5+Y%P.2K!3$',& MY PYY*& U-P+A+.1 V(-)*VG@YP^2.OJBC L:J)D!(C-D,;'+DM!'/CX@G Y MUB(##+F+ 4F45M08D&(AK:@I(#7W E+XC )B/:-830=I *1U<44('E!#,>6= M8;2G]DEJ'\[ M2 ,@K6LKA)VB*H9PYEXSE2S!XU@SE1"N4PU!/,%..50:Z""G!)(=I%\$!J04 M2.HN!:3F802$Y8@!&4P4)1B-':0!D-;5%<&?HCIL[X23476!44A(?6)D5&O( ME+.KP>!"F, 8D!R%L"E2.*QQC/Q*#H@UC-[''!"7&+5K.D@#((UKJV0 PZ(: M&-FB-5,)X=_28!C]YS6J(/J_:7*,M%<.2#'B"28P!L2:87LG.%(X(#8P6K9S M0+P53]@0.T@#(*VK*\*,5X6H]YJKQ,C6#XX1]J^14HDR18F(R8X!*5XLP@-! M ;&J4@C.+0Z(+8P^X1P0GQBI"QVD 9#6U15!]&JMXDC83&JR$L,O'R(D+C!F M1DBS9B.(N4[A*!D2RTP!J8DQB%JM'!#G(78C!B18B".E@YP^2.O:BK &J[60 MX*V:JH0X)PF%41]4DPJCHF9V#&+=]3>//@-YM;[\E?O_O[7V<_/'GV],?9'ZY6N]F_Z9^& M+YQMG\^^WV[6/[V;_7GQTVKVY-7V]>7^C[/?_RX/AM+Y[.^7Z^O5_[[WX;P+ M[O#\?WP.=\O5[FR W"RNKE?S#_\X7ZZOKS:+=_/UY>%''SYT_OG=J^-Q4K9WOF-$[WR]7ZE?J5^I7^GA MKI1_\4I?\.0>U]W!)IH/QM-LV/K7RUG=9,Z_VJYZM5XN-ZO?QK2ZM6D=3*MG M=3.8C[ 1FZ;\<;^X7"YV2SKGF#"BI@''A$XT#3A&KC4-.,;YU#3@& ]TTX!C MSM.:!AP3Z] TX)C8QJ8!=4PKAK8)QX2LM4V(-V9&U2IJFQ!OSHPZWFR;\*O" MFHZH1[=B>[1/7GR-&FX6LWKHIX!IIX'IIH'IIX$9.B8(,X:.R<',TWAH)X)9 MIO'03@/3ZB0>VHZ)QGRXP^8'3[1]6$_) ^/Y)/&!#PX>F#"D<74JVB6,*H4] MAC'*J,2^=@F32F _I1,@S.,*0G;"TR7,03+[*>43%DO?#_F$:D8VQ>F('?'$ M$!LOH8%HA^(SH_!$R(S^"-$Q>IS%-&[G/76.9!EMERD<>=A%"-54,1R)T:6" MPE&\1$)M6PJ'FI%.YP[20?YED-85%6%']$4\H013*.((%F/T8@D[22R,=I\) M4FZ8PI%5 F%^8#B*&((2H7"4*)ZP[E(XU#C)! .K@S0 TKJB(LSX "EJ&XUX M@L*-03SAS# -XT&P&%.00)CG%([LQ""4(82C&(F$YPK#D1F>$PJ'FL H)-Y! M&@!I75$1AB4H)%IN9*[,R7-$B02%FU0284=,40K!=TWAR%X(#@<(1K&,$W4, M1V$$-%$XU*1QZ9\=I(/\RR"MZRF"W1N&G81@9T7+T"$Q229,]^3$$"R4E,41 M=#J%(T=&XUX*1W$,RY?"45,K,F%#!X$4B037>P=I *1U347P,@8G2N"(3A+! MAH]%1G4E.G6.Y!E1F*DP0@0H'#E)(LP/"D<)C H"%(Z:7!$)&SH'1!5BP7>0 MTP=I75,1SA."AU27\U((*W RX@C/50J,N+^L0I"&%(PBCJ!$*!PE,2H(4#AJ MT@#8"TKJ<(40(!$M$?DSB"_9X(VWIMQTIP MP&?/,+,H' 62+DGAJ-DN!F&<<$ *H\8J!T23%$)T0 =I *1Q2>4,8%A"$B6L M7#$SRM\FSRAGGPW#1LF!D:!'X2C#_$ <[D XU%@IB*0$#(A"ZMYR0*P1@H>Q M((5GRRC1%#- M10)@9,BJ50RCNC*&HT@BS \*AYH,T2(8D)IET3E.A\-&*8@ST YR^B"M2RJ" MS1A5 F'E2HX1_H=)1(J8L@B,L#D(1ZTF$ DGTAP0-9(1\A #@DT8:96C",)8 M[" -@+2NJ@@'(]$RDGA2$$0E1E R4B8\5\4S^B]3.&H;4$;N.@9$+222$0-2 M,RT(BR\'Q*DD@KG801H :5U7$>S?"#GE29$1X533D0B5X7,13SAU*X&1PD[A MJ,U /6(_Q(!H$(,P?C$@-=<"(=DQ(,Z+)9A9':0!D-9U%<%.B8%15B!EAC\^ M0W:2HHPB9R5!,L0@'+4G:.+4X M(%XAI33T05J75@3%FYPD@@6 6&5DP5 XG)7404X)Q#O)!,/$.5H7503'5@J,3/9B!*&I MDB"4B F,'F*JEM%$C -B!SN+L&)Q0-PPV1%J'0/BHR#ROSD@8=C8$7J]@YP^ M2.O"BF ")TAJ:&%X?DL11]#K-9VG(-Q!ZB%U?C$@-C(:F'- 7)) V PY(+Z( M(6SK')!HQ"/<*!WD]$%:5U8$4SXE283=O3B*)%%1A %LLA2$MU$I/=DQ(#9# M)CL&Q!N( 8P!"0J9[!B0.)@H"-G>04X?I'5M19"\J3!*(94 V1.-A=3\52,9 M83=JAF1>8$"/$.1K75<$ 1B5;2 &+S.@*8R(B7ZQF]3!B :V#&%H8$$?IK(L!\0GBU,* M1".&$>=$ 4E6'&)G[R"G#]*ZLB)8CME!NJD8P_ _F P)#](DAC!#U ;("HP! M<0DBVS$@P0BB_0@')%HIB(T= Y("),RT@YP^2.O:BC LF5(?VUA([0=,RR$M MH@B5:"D%6C$@WE#.>R@@P0EA.\1PQ" %<=J# 4E9$F*J=Y#3!VE=6A&&)4>( MM648-=!3@LDQ YR6B"Q=)#3 JF9%QVD@SP(2.O* MBF YYBP68(Z6L7I",".5P'E)"'@/B,^1,% ,2 M53+"M84!28.YA7"D8$!R9C00[2 -@!RTU:/]XF*S&OZ[7+]Y_.WPY\.O.7XZ MV>'R5]OK]7Z]O9SO5IO%?OUF=?YVO=R_G*LQPZ4__=3%=K_?OIJ;CQ]97%QO M-Z_W]W_DUIWZ=6Y+^=)ML?6'?)+(?+@!G_Y]N?LXN"]69Q>[U>+GL\7SX1?. M%YNWBW?7WSSZ#.35^O+#Q8,?OOT^X..C[(8ONN-G?N$F'D;VX\#LEJO=V7 S-XNKZ]7\PS_.E^OKJ\WBW7Q]>;@[ MAP^=OUKL7@PTQ]&L/_#FTUN_[_W;1\Y2)!=748]R_?C%Q[L@PUUX=/MU+RG; M.]\QHG>^WJ_4K]2OU*_T<%?*OWBE+W@HC^ONL-O/![-@-NR%Z^6L;F;G7VTQ MO%HOEYO5;V,TI#N-AF=U,YB/L'Z:IOQQO[A<+G9+.N<8S=HTX)CCM:8!Q_B! MF@8C:4 =TUR@;<(QSM"V"?'&S*A@ MH;8)\>;,J&HW;1/&VR[E+XKAHUNQ/=HG+[Y>+65W64\"TT\!TT\#TT\ , M'1.$&4/'Y&#F:3RT$\$LTWAHIX%I=1(/;<=$8[:>#D,(]B\J" XU!9)&HD4, M(K729E%$AI)+D*0%#$A0,8C)C@&)7C(B:0$#DK(@JB%Q0(H5B]@0.\CI@[0N MK@B[8G%B$>)*%=(DT:I8Q%[B#$2WNP*I[80!"0Y2600#$A/$MX4!R0JI]8(! M*0%2ZZ6#G#Y(Z^**L"L6Q+,U*FS\Y"EJ66D"AT,*@P(*4PUMW.<>(K86DMSHGAC#CU3O(66)P M@BA2PP&)60KBT<* 9 ^IKX4!*44B(>0) V)'M=7J%)WBGZ5H75$A=D+CQ2&D MH0V4JMY!&&+=1T@L8(CB$8\6!B19&=6YM8,\F!!)E(,W"$C-O?"$?80#4CNH M$!Q:':0!D-;5%<&'HB8*8G>WB1(,2$FT\EDR85.LA08\0R520%(0Q.)+X2@* MZ8Y& :FY%YC\) :(=6()EE8':0"D=6F%L%),IAQ<%2D$AV/-3X)($A7&'(D6 M4 ^*&G9VP_':0!D!:5U>$Z %5SVC+IRY!RGW[ G%F1THE^60933 X M(+DP$C$P(-9$1%,H#(=UC!,X"H !"N* M (E.,@(D!88KFP-2'*/$$P:D]E9!%#CE@-3V\XA'"P/B \.+W4$: &E<724# M&!;5PJAR>FBD1. (02S!I@(IEHT!*4D,XFB7 F+52R%$#7! G)6, MT"08D-JVG1 UT$$: &E=7"'<\E:E$+;WFJD$Z5*;(><+R3#\0K7F ")\ -B MC0KAR<)P5!<=P9'" 7&49ET8D! AI]0=Y/1!6M=6A%U1K9= 6+IJGA+CO&<0 MNPB0Y"%QFCDR/*<8$&L"HZ$=!V381BS!1<=A@BQY6,1QSCRL>(0CU8)XA!Z MEP)RR(SI'*?#X;QXA &, 0E."N*8&@.2'"*VIG.<.D?KNHHP*NH0 MTPGLYWZTVB_WZS>K\ M[7JY?SE78X9+?_JIB^U^OWTU-Q\_LKBXWFY>[^__R*T[]>OKG[^$2\6)U=[%:+G\\6SP>L^6+S=O'N^IM'G]&_6E]^^$7!#S_YOKMT?+[. M-JOG^[D=K/\Z+,?7=H>/OW_Q>/,>?WNQ&[[H#K9/OWNQ>S%\_7',U/[CT__B MK:]7^NS>ISOO_9/OOW_ZM__\[O_]_>\TFO/_^?X_O_]=MJKGL^'-__KN/Y[\ MS_]Z.OO^Z0__\?1OSY[\Y>F/LS_\^;]_F/W7=W]^.OON;S_^_8S?YCN]NME]O=[-GJ>G\OP5USY3"!/\Z_W7*U.QM -HNK MZ]7\PS_.E^OKJ\WBW7Q]>?AAAP^=?WY#ZB-U-L7O+J]?[U;+PYJ3SJ^_:MH] MV(]\LM\OAA>7LR[U>4P!.^7 M]SYN?;HU.VQ]NK4Y;GVZ-3ELB.GV@%;E>T?*P]^:6PX%M<.M,6?>_/_R')_6 M;;"AWX5O'@?7;\)CC;[?A<>?]'Z?[DW03QI7C-XKFB;^I.#1EX:]:4[KQR]U M38.&\8M9TYP:TC1 XT0X5?/4UMZ;9WO0D;5NO&W1-&@(T^#4KQ!/38/&NY8D M(*?J79L,>NV=B#EH[5V*!@@:)K+'J)\(:)S(@ZMZUX"BU]Z)2%1K)V+@3T6* MZU046YJ(?:]ZEV)#K[T3D:CVSI$%@H:I2%0W$= TD1,9U;LD.'KMG8ARLV8B MTBU,A%/=1!1;FHA]KWK7)H->>R>R>B MW+1,9).)4Y&H=B)/;IJ(?:]F*& M4$Z]\U &O?9.962G$JT3)V+?JYV(8BM3$3+FKJ5HY-IK*N^Q..6I_=^:'(WB M_Z^I/';W1MA,O:+US87GD[_+\16M\SWJ MW^@>CRSE_$GAYB<__?3ZU>OZ$&TO#\6;9W^X^K2"V^Q&L;0_?E[G^J^+S8WZ M:2<#^>?M;O;]=K/^Z=UL]I^+_>IZ=K%ZOMVM9O_]TWY[,?#HGV;66/WJGW_7 M !_^/&PIZV3T0\GT>TI9_V.?^.P-5]Y_[.XZS%_Y1K]8OUB_6+_8B5_L:-#? M,*7T?0N%N^W+>\O8_5(-N[M[I?RC1NNOL/G=;)=R=X739W53F8_H^_)ERB_H MC:9ODP;S[[_*33IEQA3PC-;PQ]':"8SC!.:CG/'GQ-0*U1)RN=@M MV:CO+=L),+H),/H),(8),,8),([I;=TZXYC6\*TSE@DPJID"I$X!<@JFCD[! MUM$I&#LZ!6M'XQA%;=L_\;T[;NXK]I8V 365*%9!OJ%[.'TNDB*?T^4PB?&T MI4C,$^"T65#G#/=P:HR2)C">JD[2!,;3Q"0Z!4X;)"4\9\E94N%CAB">;R64 MX:&U%H^92Y+(MX5RLN+X2VWV60I_IJE 9I2O(11QGL+,&$PZCP%QD;)E"6@BJ=Q#O,68)**4A: [(?'C+( 9.O% M81XSXR24*6BW,:$:#6!H3%;&A<:W0.,&BSI2-B"UQ8'T@54GA;(%J?K!.J#L M06J*CCRL:H+&VY%'Q@W0E)(E4Z9-B48B946K:L=3EH!<@@3*SIECDH"QJ4FK M6=;,&9D:.E@HJUE* TR<@G0;$X#> (9&58YEH,Z5D7%$+=#8ZJ(:%A*\!RSK9@LGB-U,B=:.CL[LL)X"S &9.FD9#GE MEI)/H",JZR505K-4*_Y13("8/:=*9HR18YQ%7Z1,0K>-:+3BR> M$[Y:^QMAJRC(UQXS)^TX M^LSIBAP'CU:SS&G MHR%I@[H 4/:9D#RG'6V(1M(T5)MEC)BJ#R"A$SS'G,ZY<(Y!:\819LU.13EV M3@I.#.4Q2S7ED'.B8T!%IN-@YV!4FU=)F,?,&LF4I3D:Y122#=E+H-21##&# M).BP:6(*$@5O;E4LAZHVQQ@Q56,Y\1&U3@3&G,XAE M6*"U4IG%1'L-0@?382*D<*M8=KLP(8G!P'C#J98?K =Y.M1P4G%\29R663Z' M6[5*H:HM,D:LY,2Q#/*PRF%*7J28.7UTDK6W6CDV"U,[AG*"O8)*P1SH6,>) M*:R1:QQID"*G'F:HL>N4I3FXS"EZ%89]!A/N'4R22)DSOGA.:26?E?.8^7@[ M%QPJVA)CQ$H G<&G$F_5PFD7QCN.G#Y$X5$.=&.TH-PIIQS?=.T\DRF^@9 * MJ*Y"R!(P(^,*J(;YH',P^TRH11AO1X&W"Z.6T]XH9%#N9*U$@.D\%X8Y M@XF/KG%KH)R6Q-DTJ\[!^ 9\RAP?M(^1T_?#!U!I3^_=K4+%4-%6&".6ZRI' MF4LU6+(%B@,:0.=9T;0B$:=442A!#.38,L7 *Y0>?. 9HL(E36[[F MYW <[<6+I2P ]3PG41ZSJG-N)ANU"S/H'(<9F4'G*&;..'LK19\IVJQAC%B. MGF.SU0+FF/VG'DYQ*D0XD-.P-C[%+-DA98X!6EOH9,P1R+"98FI$!74@WW2) M()BLG.(]-6X-4^^FZAS, N"]Y5@ WBFG59NWMV&@HDT9(U8;'V.Z@23C.%V< M8TB<);LV<>7HG)PY;=Q#5- 1B,LXTOAS!F?G3B*H\/7@E>4.5/S MISX31C\(F4!1) 996\]YS5[!"WAGG,!IV#:?I3=8YB M'C,#\MJXHK?*6D!%FV>,6 J@9D#1&TX,3AP6!HP'--0:N93]IU;\QN14![W= M6K-9F%I4(5$>,Y](F5/1<.:,]X%SU%[K$$2,HZ.>YV!$FRF<-#!7"F=I=L5P MNDZZ?-O1 15M@3%BR7FQE/TG6N4T< S9@D1;,!QI4(/P,*?3P1A.-S"?#2@- M+#KQ&-'F$^@Q=0QF9JG,PMIG+A7,ZX(9]!E.DU"4K?A)] MVFQDC%A2(Y$2@Q.-%4-9&$+TDC"BK?H&*)9!#<+CI.[GR.DL48O'87P#/AC0 M$8@+$C$C4_M14U8S5-Q:U3F8UC)5YV J>[O:C 'SF"7E! ZYZ,3J)$1;8HQ8 MS(EC&80,2D.N;9HX(Z,9E#A1',@ 3:!&C;5(-J;GAW=9#&4!\-9QG(.'.@24 M!:#J'$S)99[2Z"L=A<+)]O01>6L9F[8-&]V-X:*MLP8L1@#J$W3 ,,) MCW0@RR 8RPF.\,-FRJD0$4#]"[Q7,9B1L4$"96FN=:4Q]=:JSG$81_N@N+Z3>NLERS)R:; 0* MPE..9> UB*78;+6N-*:W8=4Y-Q,GVH5)D9-N[&(DZ9S$\=HXGT$CXT']"YQS M($>'C;<2P:&B31DC5@O+9\K"$-2*HVRF/EO._E,[&RG%->5=Y"S9OF8;8A2H ML9R*WU7G<$*]JLZAN*!<#)RVYRX$3EU/YR,H#U>=8S &J ^<=H#.#:(-,S(V2\&,C%5.5KM3+QFSFIG;K9JAHLTQ1BQ$!3G: M4Y%,<8#XH)(IUG1--L*<&M1F0!&S9!='JD.00>UH8P25]0N>=)[C0<>&CB2G M;>+$1SLMH$(D:B5BYHR)H$W3F%LP4-'F&2,6/&@NL2I$.%#)_YILA(%Q)7&* M][BL8C$V6ZU#@($)01QE::XZAW,&ZCPG;J"FM&":FSK-M\J7-PQC0*W-C.,4 MO+*#!8"I[&W+[7H#!]'V:+^XV*R&_R[7;QY_._RYH>'2H.'.K[;7Z_UZ>SG? MK3:+_?K-ZOSM>KE_.5=3K_WIIRZV^_WVU=Q\_,CBXGJ[>;V__R.W[M:O-O+W;#)>_X08<_AY'Z>*-WR]7N;+@YF\75]6K^ MX1_GR_7UU6;Q;KZ^/- >/G3^:K%[,?RZX^B$X"(/O^G]V\??G/*/WWS$$C.\]^CV&ZZ\_]@=;]W[F7ZQ?K%^L7ZQ5B]VC_O3_X+[\[A^ M[[=7\\%DF U[Y'HYJYO<^4E9$^GFKIG\L)L]JYO*?(1E]&5*4QF/-Y=VFS2, MTH]M,Z91OMBF&>VX2EUM,X[K2=\VXP3FHYW ?'03F(]N O/136 ^N@G,1S^! M^>@G,!_]!.:CG\!\#'=Z>O\I?7KT&+9W#YZ\^!J!VB+FP7_]XWYQN5SLEFS4 M]Y;M!!C'9 FUSC@FJ*YUQC !QC@!QC0!QC$MTEMG'--1L'5&'=.!HWG(,15K MFX><@JFC4[!U= K&CD[!VM$X1E&WGO R9B0;X C62Z2D]7E?0#"UYB0EK:(6 M:N8D*>< ZOP>BV1*[*X+D9.^5W-$"F9DG)= B7=W-H"ZB&H$+1=NE:-O%Z;F*%(4 M**Q0LR/EPF=0:5,?;^T_[<(,.@>3UUMU#BA]/(K!C(S)8C!+LS&<:CBV."F4 MD;$Y<9IHV*Q2*/N,3?'640=4M(V)+&J PP_6-*;SN[?*@7$EBV+,G%JHF;)D MNVC%499LYS,(IO9$YM3\"K?:V+<+HP'4D*9Z.CG2H'#J@=FZIS,F5IML5PTHUM=I(QHBTEC@O*)N6DKM@8 MI&!6LV@X>: VW&XCS!1M?DPMJQ8X/*F-??9B, HT.K$4,^>0;(2!<%C@["<);LF&RE&YU@KCK+_.#6@HW8S MV&PW M"EY!1=N87B,M<&@"E;N("LH"\99CL]5D(TYXI#IQ')UCQ5!&IM8AX#C:!YV# MF3-5YW!.VF*63,G0/:2T4"R &NJ%J7=C@W)2]*V/H#DSV&8>LS37K/9IG+2- MZ9W8 H?Q8BBKG N&4PC+.@-;,P HU1&9.07:1AHS&!NYP#M,_?% M)BU7-R4*Q9)]].]/1HD>V5R4>WG#L^'UK+RA&UVH4KT5*R/CC8\W,):)#50" M(>G=:,N<=8#.LR(@R^3,F0/UD9;GXG$;!F/!,(]9(EDF@1;2 M:Q)0.*-U,=0*)6V983%?H,79K:L=!$82* /:.Z>C\+(GE)(;<+TUS)GQ^1Q, M0==Y#B=FRP;J6[/&V9/C(RT* 2:%A(H 1FV7,I:DY5(YEEGT#4-)6 M&!9+I7#N'U?"PT0&*0Z7C;E_?(<[)C==>RB4,^-Z:QR%B,%S. H1@^=P2-O@ M.8IQ #[2@@&3*L@!).7L U5MG-$55>.LG56-03&/F92]M$=6AL52SHLE#=L% M(Y&CW:'=0L-4#9J"FB,J:4"*,5+KB-V<^IXW( .F6HB8R[0D MD!!6SJ!M8(/G<.BTC^YC'$ ")0>]U8N33]-,(FVDC@XI(/$>29P=NAI[*!@' M$$O(^U"/[ R+N48AQS%T(8ED5\[2.2TY=(S+S@54-AP\IU.R-FJ1DX+29"!= M:6V@LJ&F4#&)#NE!, &H9% 3GD@03 HJUE PKCF27'.4!1@F:=43ME0N@6EQ&;B M_6FR"]*F#(NEN+389L%X$QY'\#>3FL!-0=0@&6BF6D%KSWVDA?.820;UX$A< M#$YL%TPDK3V/RMDZ*1TD=R$]!^&0MO&84;R9M!X2YLRTLN@;@)*VQ+"8CX%Q M=D[E"MIY:'E1M=XNF)1#Q4332FK/5Y)XCQAHA7/LH*'6:" '$ <#I9P9[X[" M. #I*21*!" ]!J$4=*55CN"5-..()TC3174 2MJ,83$? ^.LG#%0 L3WA$:* M8[CH$& LHP*:-AP\QS ,-#:0Y'],'"G,RQ0(Y9ZYE$ XEA$0 VV-TS<@+8.: M\#S0I&1MI/;0,=ZLU@4#A9*VS+"8CX%Q.@I-0(OJ4^1L"G<= DY#D==S,)89 M/(>3M8G*.3/>ZB44;^8E$$S6QKNC.H:TM1(RIP220&-@+8)Z/04 MVGT*!),;\!((Q@%X=Q1&PXD,FG#4([T$PI'UJQ84X\V\.PICF=(XDLM.#0HE I"2. EU*:0S MDSL)S%)SG4G:2F18S'?K1DHT[7M".6%.[T$X37@* N,\!Q,9#)[# 5,+:-C( M!\0Q8$H/#?.8E4*JYUB(&-<\J &'M UJD# I**<&F#.3,TCO)J=0=!>D31@6 M4\V+VNAVP43A+ -RO36,W(7SG(Y)Y])X#J@)3SFCDUX":9@S4W+(F)BMD"1B M2@2-@0UJP*'3@QH4C&MV:H )9[(LQL V#"8N%IA 29LR+*;2%WJ?FP7CPT:< MJG4#31LZS^%X.>@^D;\!)(P0SH%0&EH/*@TYQHNH3$X3D& M"F>R!L'D!@8UX&S0LP:* *R$OHOEVB4Q+*:BH&Q.CZ!T;DN@#*A+E'%(FX+T MU@IIVK"DA7KQAL'$4#!A3B9UKN?,H@8-DQL8U*!B4E"#&E2,:S:22*EESFXI ML;03],/,<,!82)A[ M9E #$&D3D!AVZJ (("WE8Z&DK4 LU@TTN5LS* -:>E!,:LK[UC"/F?,,\L@E7Q+03EG1H)A+#.H :>EV*D!!TP!C>BGI484 ME+15B,4:25:V"J@'Q[=18NX?[UO#Q&R#YS1,=7KP'(X#&#R'4YRR JJ!>@D$ MX\U,2:0M@L[,H 8%8YE40\0X@$$-.)G.-+P9)IQ)*8CL@K0UB,6:@12*?'\. M)@%2EJW&VP7C?6N8QVSP',ZTH360=H>1Y&,MD23*2&LR4B?%;!7TF UJP)F< M&M3 ,-[L!6JP83 "2MNF&*KM@K1UB,5J!YVEHB#UR%Q! >C@.1E#IP?/:9@P MQT@MQ:8D!AI9@Q,+-DH6.\V> YG+7G24 JQ8,:= Z8!JI..S7 M=.$.:B XM0 XP &->#$9II &XQ4@[XT MT_;F?+BYOQO_O3W^^.TWX\\S#E<'A[O^\/!X/!\?WE^=[NX/Y^./=]<_'6_/ M/UQ)],_^Y;MN'L[GAW=7\/#_WYSN#O]\??A^?,.KP_U/AT^/?WGS*R#OCN]__O!LXU]? ?@? M'Q_/Q^\_/2'^]IN;T_C(%[[0Y<_%4E]^Z-/MW>GU^''N#Q\>[ZY^_A_7M\?' M#_>'3U?']Q>TES==OSNTP[.8]K!>4P[.(^V@_-H M.SB/MH/S:#LXC_GY>?R/\].GC.'V?H._OOT]!'6+,"_YZ[^=#^]O#Z=;-M3/ MD>T.,*8=8+0=8,P[P+AFM?;6,:[91+=UC&L6-VP=XQJ=TZUCE#6Z0)L'N6:. M=O,@]Q#JR!YB'=E#L"-[B':DK&'46Q]X67,F-X!#"FE9K572KLH$:G?U67B, M95P.F /&0L0T(OMR#8PW\_%Q#I@6%#/QIJ1E@9J#<9KW;=&\OV$P(P+ W#.J M)#!">LQBL'5ET*V3MC4YA@W@\%5!'&I@!AH?MPB:A/-9> XU2*2U)Q(,,]@_ M>(YQ>$X-!>, !L_A+ 08U("S^&Q0 ^-(+NA"VWC#8(24Z(@@_0CIB[U'&P;3 M%GLGH*1M3 XG-S!XCF C8!QDAJ; I*00UJP-GBYE4#3C3=0\8\9DX-,"DHJ:".#EDNT8"2MC4C M+QO X:N"&B:;DQHHFAX\A[-W;_ VJS*!509I(I$U)'84!,W@.9_'FX#F0)DPV!* MZ)B8;? X ".YYA0RATYKZ&T7I&V-RO(&<%SD+CA->!'4!*X5-+GK/ ?SF/E("X>T MQ= Y 6@/Q@'30'IKWAW%B:8+"4P&#;4.:I P$8!3 \REZ=2 \Y@IJ6] %OW1 M3-+6UFR-V0".B]P%)F>@I$X/S2#U2.74 %,V'& XC]F(ICGYM$A:QQ0K2")F@'F^C@E*V@QB,9?UPYPEUUOCD+8* M6L;@/ ?CY0;/ 2E$:.@@137.ZH 88 MP\1F PRG<2B6G>QI:QEB,9?UP[AL:2%R):(#AA#,Q+Y2]H:2M M0"RFJ "T@)HCO&^-0]K&8\8!(R1A^0C:X.HE$ Z8!FKVCJ1\FE<-,)=F)*W0 M'& XLDH##$>\)Y)F"@88SDS! /-\@0F4M%6(Q5S6#^/E6(OJ-70. Q52KV<$ MK004I$ PQG$#P:*3=@I(Z.Y50[ ME+0UB,5\31/&R_DV2@X8(>V#$8-,H=.&\D!I- YEDF+Y""4M'6(Q:221EH41 U\/@=#VB))I!3' M5)(6I(>V#M"G$8I)"Y=P_?;$F M<,-@6A .F!HB!TP!S8$.G@.2+Q\\AP3F^66Z83 ))'CE)1!.-)U(WDQ)CYF& MPG$ 2DJH*ZEL*(L!/2AI2Q"+B9)T"F6 F&"88*&GK%(LETOX<6 #:2)8IG$H;;'0? MY0! WJ3Y_QYP: L,\%,,!/,! ,G;1(CUV03S 0SP4PP$\P$,\%,,!/,!#/! M[ H,E;4)UV03S 0SP4PP$\P$,\%,,!/,!#/![ H,E;4IUV03S 0SP4PP$\P$ M,\%,,!/,!#/![ H,E;4EKLDFF EF@IE@)I@)9H*98":8"6:"V148*FLSKLDF MF EF@IE@)I@)9H*98":8"6:"V148*FO+7)--,!/,!#/!3# 3S 0SP4PP$\P$ MLRLP5-96N":;8":8"6:"F6 FF EF@IE@)I@)9E=@J*RM_SQVV_&GVO_Z6Q:_UQ_PN?=7OTK]( MEUQ^@%_^_>'TQ?,K(.^.[W_^\&SC M7U\!^!\?'\_'[S\](?[VFYO3^,@7OM#ES\527W[HT^W=Z?7X<>X/'Q[OKG[^ M']>WQ\CF_W9)T\OMRS)_+RG3Z__/2]ZWAB-']F M\*?+D__T+S_!"G&\]F;Y0NJ?W_;"2U]]S_RP^6'SP^:';?7#OI+_M-_(?S[Y M[_/#AZL1,KP:=^3Q]I5?\\K^G!7\]"ECN+W?X*]O?P]!W2+,2_[Z;^?#^]O#Z98-]7-D MNP.,:0<8URQFWCK&-6O,MHYQC>C_UC&ND MI.P!Y!Y"'=E#K"-["'9D#]&.E#6,>O,3+VO6=N:CMXM *$_?Q/,!#/!3# 3 MS 0SP4PP$\P$,\'LE;6M&5'< A#Z\S?!3# 3S 0SP4PP$\P$,\%,,!/,7EG; M&HFY+0"A/W\3S 0SP4PP$\P$,\%,,!/,!#/![)6UK1'-W@(0^O,WP4PP$\P$ M,\%,,!/,!#/!3# 3S%Y9VYHU0%L 0G_^)I@)9H*98":8"6:"F6 FF EF@MDK M:UNSV'0+0.C/WP0SP4PP$\P$,\%,,!/,!#/!3# [96T:N2:;8":8"6:"F6 F MF EF@IE@)I@)9E=@+JSMS?EP'A\7@^/KR_ M.MW='\[''^^N?SK>GG^XDNB?__2OPS!77Z 7_[]X?3%P&_O7M^<[@[_?'WX?GS#J\/]3X=/CW]Y\RL@ M[X[O?_[P;.-?7P'X'Q\?S\?O/STA_O:;F]/XR!>^T/_]GTOBL]^KOOA[_??# MXP^O_O?A_N/=J[_^_>\?WWWTY^'A_:OO[A[/K_[+A[N3?Z?Q:[UZ^/[5WSZ> M3G?O;^].G]_P7__]WZ3$ZW__MZ8BUZ_^Y]V[P_W=K\'^\L<\G-Z.W_/I>2HO MG:K_5.#_\^'TZO]YN#_^_=.K_W$XWSV^NKG[_N%T]^I__?W\<#,@RG][I5%E M@6?X##]@7\[':?P@K\=WO3]\>+R[^OE_7-\>'S_<'SY='=]?_NW+FZY__2/D M\46?.9++;_+YY:?'K48=!_USXN5T<5A/__+3TQC\M3?+%U(/FE]^Z:OO^>H+ M%C]_AS_DP_[0;S8_;'[8_+#Y89<7OI*VMM](6S_Y[_/#AZL1Z;T:H574OVV,->,QZCKVMFV, MN@,[[N \Z@[.8]K!>4P[.(]I!^ \V@[.H^W@/-H.SJ/MX#SFE6U5*_CI M4\9P>[_!7]_^'H*Z19B7;/+?SH?WMX?3+1OJY\AV!QC3#C"NV:>]=8QKML]M M'>.:70U;Q[A&V73K&-?H &T=XYJIV:UCE#5-YIL'*7L N8=01_80Z\@>@IU5 MNW8W#[*L8=2_-:BTD93"R^UMO^-NV29 E51"-%!NZ"O]FRWF8,K'6;H$V8$] M3*QYEZ#%)V@#/MX[G58<^^@^=6K86>=H!38F@[ MN%>DEEW$">-B"4EV@%,L],['&5L-;0?W9RP:2EE5S]ZZ3 AC0E!C*6%=M\P& MT$@=\?BZ^V$+:$H:[&)5-+H%-'G81E?YP"V@L9I6,J)-H(F#]S0*FI0C"4V, MP59QM2V@T9Q#6179;@*-9)!/D]I69C\V@<9R2*NXQ2;0#*:TCN%O 4UL)52. MRD:)"]:S832I!-L%AUO3N;$!&-)[6IDMV@*:TEIHF%LHMQ0RQC=8+Z%C_+9I M"FU5=6 +:%*1E;7E3:")!>33-->5>>Y-H/&L/<8VEYH2AE^+#2_ 01-[B)C; M,]8.XMF,7T#,*1K!/&$H@T4BV8M*[N(MH#& M+($\7:H)5!U)0JHJ:HDKNV,W@6:P'L'X-*D:*N9)DY1#QO1]N&QWP_#K6(7$ MX4Q#P_BT*"4T"H?K75'^;8#(?\L*=NF$T*8:*N6]BMY43B9M 4Q24S8TI MATF6O.B87S#:*2'B@E$I4I03,.N: .EV**+ZG#"ZIQ)=%0M9(J' M[KT$P8"ID5.&[U8X84W7%#H&3$PA[:*#.4 M"NJ( 3 R/[7)8GR/2=TD,BPF5I4S<2DZ8E#,S/5E$ FTB$<4A";F<:-RF*@D M3FK7V4[&@!F1&R9'T&,-D=(6T6KCC%>WG!;3+ML%DV*(%-_<8N/L2*NMATAY MS&J-G$)!'0[@^5I>*'43AL7$I'$.T_B;.6E=D22A4H*#R_X=I63<)"I)_JL6 MSK%QLH,)W'JTH)1\1ZO&:?%H5CG+3YHJ1PZCQ- M<=&4"R5NB6$Q26*'Z!!SYZ5@XBHP^TE\I_JRE MSEE7V40XEJFM<+Q9+<9Q %X)P>@Q5C6.4F8=]\QS&8S-@BD]AD8AH:7F1>(& MRMN,83'1X;,Q3=02_0&DW$ 7I05,MJWG$AKE"G)Q@DP)VUI5SF/F\_R8DOME MPH7BSBXC\!3+U%PYNC$UE2"8$I44CNQOZ8V352\-),A<2N9TW)0LBX9\*&_+ M#(N)>H6*$K1)]!N(.*6,ML6T+I2V M%8;%1(9GP$2@O3>.KKDK+&!NT]9(.URL.^$U)QJD/% 6M$R_>OKJ/)LG*L-A%LU IAZD7 MTLHCGSFB>(:6&V?DP'?1*"4'6EOB='M<*CH8,*[Q1>$&-282T5&.:RY%.7-Z MQ3*GV\:+()R*CJLH4%*=)8*VHN=6@_5=L+;&L)C$3EJ'ZITK%##-U[=1VG": M]I HMVGM)#'C7$.A!&UUQ#DIYP9[_;"C!44D@/(K7.R@[F" M6H=R22%AP.2ENAJ3M6ED6$RB9,[SUTKE3(+X9B#,+'*M"31P-((V3+=7C16D M8]Q R8'B55#*F2D)I)=?I'+4BKW;"R-'E%OF.(! M"CH>,3.I@F'*_G< ;!Q#CJ\KF# M= IS!57:VRO%FF22ZF%4Y.\.SRRYC4E!>:B^[(&V)8;$N,23*_>.J MW\^W!6X73$J0YFVBAW4$MQKJ V_)P;9_-T63>. ["V' 2%DC9C6*S5&BHE,JA90JRD=9[3,56#"FIB7*I6E=0N>40#IG'YB5QM&[L=P66?/128P#2,81PS;-BTPG ME+0UAL5J[IP=SB4K)P!UD6R,JDINI%:O#-*[\;XUI02@SG- ]1SA3$Y9 RW7 MM0I2PK,"&M#S$@AFM9GY$G<,:5-0IM,T0Y&O,=']S&;C7RD!>/-?-H=H\5N&;0IW,Q( M/,=(U,! 0B2203706#A")*FWT'9!VE)D6*S&S!$O+;%R7+:+QW$$?RV#P*B$ MC $3A;/:S%KBK#:S4D'#1ME E3834JM7#$))VYIT4*\G:1V3C7NF4,Y,ZJ U M&'T#7@)!-/KF7KE)#J2SX%2'$ :43.F/RW5 MM)C0A9(V95BL^/X[PU(-@B%M M:AS7[%,@F.2@1=#^@M25T^N97/*?$INE2J+3I7'2MJG(0G$52MH2PV(E*6>Q MB3?A87H]LV10 -HC9T#/YW- ?6O*R0U8 BTP,04MI+^T>E$>L]0[IP::&DA6 MR4L@F,FI5)?1]';!%% ..N4"R@WDN&A/@9(V8UBL"$@'QYOP,#NGK%>02+9O M/:9$!I?Y' QI&SSG^1CR=L$H2%;)(DA8/G708^93()@N7"^!8#*=R?L&*!% MRIU3T$U9@V$>,Z\.8$A;ZB\OUWYS/MS<9AZN#PUU_>'@\ MGH\/[Z].=_>'\_''N^N?CK?G'ZXD^F?_\ETW#^?SP[NK^.4MAYO'A_N/YZ^_ M9?%K_3&_2U_UN_0O"P(N/\ O__YP^F+@MW>O;TYWAW^^/GP_ON'5X?ZGPZ?' MO[SY%9!WQ_<_?WBV\:^O /R/CX_GX_>?GA!_^\W-:7SD"U_H\N=BJ2\_].GV M[O1Z_#CWAP^/=U<__X_KV^/CA_O#IZOC^PO:RYNNWQU.;\>W>[).'E_NV1-Y M^4Z?7W[ZWC5JB/$S@3]=GORG?_D)5O#7WBQ?\ /3CTO[F62=*-*V,:Y3'MTT1HU\.^JZ&8EM8]S! M>=0=G,>T@_.8=G >TP[.8]K!>;0=G$?;P7FT'9Q'V\%YS,_/XW^\AJ%N$>'][.-VRH7Z.;'> <:J(FCO4>H9 M-%;1$L@R-85*F:OR\?&,&45RI5S,F;$6C -&.!NI4C*0 ]"E3AZ4M*U)Q&\ M1RX--#[>)42*8[!QF1K%,9B19+)\C3V&M,46$F:NMULH%,NDIIS]>BZ3E3&/ M61&.AG[**:QK)=T"&#-0;B!5CKAL2C&LZP+= I@1 7 D%Z0M7#.4M*WI+-H MCFR-D\YU 3/.II!A&8Q*CFD-'5//D:6 YF;!>#TG4AZSU 0D8%8C)S=PD0L@TFTEQXJI:";AC?+F'2N+=.YVP63.J=O("7A M[!'W$HA@P$CE=*XG$4Y+5XJ9L\5->P]]'Z1MS>SW!G!DTEDR2QR7;=(Y*[G' M_QN,8IG+&GN*92[U' PU&#P'XP"255#C:JJA81XSSW1BJ@8JG#9\+X%PSDPD M;:2*LJ &FP6CO7 &]+3+HJ.#2=ILC9;5%G#TQ$GGFC9.U MPYD"&3Q',-1 "Z<'QUN],H9.QPYRS5$YEO$22.2 B9PN*&T6,J6@J[5S9,JU M+J4PH:1MS:Z1+> 8 2BFT'MIPJ-XN30< R;/EHJ&1G'9/I]3*"[;>4[")-HU M@XI34D!->-[JA;',N&<2AQHD4 #:*F=$7YMPEC%H+9P!/:W":1S2LAS1AY*V M-;L3MX####0@/EPV9]BH5$ZO9\H2!$,-4@7E!@;/J9C<@&20J$(LH&BZ-\Z9 MN4R!4+R9ET JY:V)4VK7TC@='5H29[6,YKYXS*"D;8Y2J@8^T%(HWTUXY"^FU=5"BW157,9:I MA9-/TQHY"[2TY*"8,U- 4F0Z8C/,M(=F"4UW0=HRPV(^!L9I]4(M/;4$H@8* MRH!>^M8P9R:"2-MEI 5SF;*FW2/H,:N)LW1.2UW$;!L&HYQI#\V5!$9#Q8#Q M!2:4"$"]V6X?[9&%83$? ^/4ZM4PEJG"*;5["813S\GCTL20MFS!,(D.#V/&WAW5,:3-=WYPP"AG=$4]-N/P'".1MK@8T(.2ML:P6*II0;.W"T:'R\;4 M^6H1SK/P73A.L_AD+;2.5D;+2.:YE #4G'*>B@<, 9BH&E8!D/: M4@Z*N6?2CTH 89XYIUQ&88 M!R UE%WL:$273X-A:.902DDA\;2"+&]^3L8D];5H;%?+.2RY@S$Q74N1[CP@% 25MB6"R)@0+0.NX?3*6M&&BU9@8MG7.>PUG3-'@. MYS%S(2Q, *I&ZHXB:7=(!@6@$D&;)2)I(7U,G-$5IP:8A+KTRFD6C^Q@P@^> J$$%B?<(2?(_5I#@HG='4G&H :DZ'875':64QTQZXK042R<&F!45:2!\FE2!YW> MQ7+M7!D6TTK26S/2Y%123G/$98$CI@?'>0[FS R>DSC4 -6#TSG+@"XE$ X8 MX8R!B:_0I'@S:9E3T)6FH-Q !:T]EUHYO392;1%H0DE;8UA,2PF*2;2G$H3B M&"XK9RA)0^];XPAA"6GGU. YF(*N\YQ(L8Q/@6#.C)= . %H*Z%@'K.62)89 MCQDE.>C4(&,>LT$-,)+_4I7$0&.PO O2UAD6TUP72QJV"T8;J#M*.DF*.89. M24U=> Z%3DMOG/YH;_7":+'[% A&">]2 L$$H$T6>FO;!5,;Z,S4'#(F!36H M0>=8)H(8: &-Z(O7;>(>2%N)#(NI]6"4^\?WYW1,V5"4)/B+ZEMKG'W4/NV. M$8_S5B_,UF,O@30.F!B$XIJE%L[:0Z&3CO/X80YK7)R SX% NK!:20P.1B' MYRBHU%XZ9X&)4X-*H@:<:4.G!AAO5D@IJ+PL&T))FS(LILE :YIB ZGD^S9* MC&/HB2-WX3S',)89/(?3'CEX#F:!B4^!@.9S0+J>4BI(\;MD5M4 DX-V:L A M;2]0@PV#*23+6,C[(&V)83'5PKE,?7\.YS+MQM%B=Y[#V6PT> Z'3ONT.X<: MD&;:2@^5DD_S$@CG,2L@E6(I FHI'M0 LZG5J0%G0.\%:K!A,!HJQS*R4/:& MDC9C6,SE+C *$;X_![,-S'4(GL^';AB,@F;:!L_AK)SQ:7=,I:TTD$I^R:#& MU:(+B;+M@LF=1 TJ:-AH4(..270,:L"9*7B!&FP7C'50XY#54'47I"TS+*:2 M2*(*$@P#IAE(/&[P' XUJ*2"KD^[8QZS8J ,:!G>#!/FY/&88HP8;!%% ;OMFB"0)*V@K#8AHK* '2"FGG80=9IB;0 M?$XAB63[M#LF,B@1I$/@VU@PELD&VD>=E332$CG+3<4::+/$H :<%9HO4(,- M@TF@?: F>R%ME6$QC<+9!N;[EI)BW7'CR'LZ?-2L@<,,8:G. D!P/&VD++NR!M"K%8M5 P,5ON(,
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ck0001526622-20260429_htm.xml IDEA: XBRL DOCUMENT 0001526622 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member vip:RiskOfLossMember 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member vip:NotShortTermInvestmentRiskMember 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member vip:InvestmentOptionsRiskMember 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member vip:InsuranceCompanyRiskMember 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member vip:ContractLapseRiskMember 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member vip:PreviouslyOfferedMember 2026-05-01 2026-05-01 0001526622 ck0001526622:LifePaidUpOverloanProtectionMember ck0001526622:C000215152Member vip:PreviouslyOfferedMember 2026-05-01 2026-05-01 0001526622 ck0001526622:LifePaidUpIssuedWithGuidelinePremiumCashValueCorridorTestMember ck0001526622:C000215152Member vip:PreviouslyOfferedMember 2026-05-01 2026-05-01 0001526622 ck0001526622:LifePaidUpIssuedWithCashValueAccumulationTestMember ck0001526622:C000215152Member vip:PreviouslyOfferedMember 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:October12021ThroughMarch12026Member 2026-05-01 2026-05-01 0001526622 ck0001526622:LifePaidUpOverloanProtectionMember ck0001526622:C000215152Member 2026-05-01 2026-05-01 0001526622 ck0001526622:MaximumIfThePolicyIsIssuedWithTheCashValueAccumulationTestMember ck0001526622:C000215152Member 2026-05-01 2026-05-01 0001526622 ck0001526622:CurrentIfThePolicyIsIssuedWithTheCashValueAccumulationTestMember ck0001526622:C000215152Member 2026-05-01 2026-05-01 0001526622 ck0001526622:LifePaidUpIssuedWithGuidelinePremiumCashValueCorridorTestMember ck0001526622:C000215152Member 2026-05-01 2026-05-01 0001526622 ck0001526622:LifePaidUpIssuedWithCashValueAccumulationTestMember ck0001526622:C000215152Member 2026-05-01 2026-05-01 0001526622 ck0001526622:AssetBasedChargeMember ck0001526622:C000215152Member vip:PreviouslyOfferedMember 2026-05-01 2026-05-01 0001526622 ck0001526622:AssetBasedChargeMember ck0001526622:Yr15Member ck0001526622:C000215152Member vip:PreviouslyOfferedMember 2026-05-01 2026-05-01 0001526622 ck0001526622:AssetBasedChargeMember ck0001526622:Yr615Member ck0001526622:C000215152Member vip:PreviouslyOfferedMember 2026-05-01 2026-05-01 0001526622 ck0001526622:MonthlyPolicyIssueChargeMember ck0001526622:C000215152Member vip:PreviouslyOfferedMember 2026-05-01 2026-05-01 0001526622 ck0001526622:MonthlyPolicyIssueChargeSupplementalBenefitRiderMember ck0001526622:C000215152Member vip:PreviouslyOfferedMember 2026-05-01 2026-05-01 0001526622 ck0001526622:NetPolicyLoanChargeMember ck0001526622:C000215152Member vip:PreviouslyOfferedMember 2026-05-01 2026-05-01 0001526622 ck0001526622:SupplementalBenefitRiderMember ck0001526622:C000215152Member vip:PreviouslyOfferedMember 2026-05-01 2026-05-01 0001526622 ck0001526622:AssetBasedChargeMember ck0001526622:C000215152Member 2026-05-01 2026-05-01 0001526622 ck0001526622:AssetBasedChargeMember ck0001526622:C000215152Member ck0001526622:October12021ThroughMarch12026Member 2026-05-01 2026-05-01 0001526622 ck0001526622:MonthlyPolicyIssueChargeMember ck0001526622:C000215152Member 2026-05-01 2026-05-01 0001526622 ck0001526622:MonthlyPolicyIssueChargeSupplementalBenefitRiderMember ck0001526622:C000215152Member 2026-05-01 2026-05-01 0001526622 ck0001526622:NetPolicyLoanChargeMember ck0001526622:C000215152Member 2026-05-01 2026-05-01 0001526622 ck0001526622:NetPolicyLoanChargeMember ck0001526622:C000215152Member ck0001526622:October12021ThroughMarch12026Member 2026-05-01 2026-05-01 0001526622 ck0001526622:SupplementalBenefitRiderMember ck0001526622:C000215152Member 2026-05-01 2026-05-01 0001526622 ck0001526622:SupplementalBenefitRiderMember ck0001526622:C000215152Member ck0001526622:October12021ThroughMarch12026Member 2026-05-01 2026-05-01 0001526622 ck0001526622:AssetBasedChargeMember ck0001526622:PolicyWithoutEnhancedCashSurrenderValueRiderMember ck0001526622:C000215152Member 2026-05-01 2026-05-01 0001526622 ck0001526622:AssetBasedChargeMember ck0001526622:A25EnhancementFactorOptionMember ck0001526622:C000215152Member 2026-05-01 2026-05-01 0001526622 ck0001526622:AssetBasedChargeMember ck0001526622:A50EnhancementFactorOptionMember ck0001526622:C000215152Member 2026-05-01 2026-05-01 0001526622 ck0001526622:AssetBasedChargeMember ck0001526622:A75EnhancementFactorOptionMember ck0001526622:C000215152Member 2026-05-01 2026-05-01 0001526622 ck0001526622:AssetBasedChargeMember ck0001526622:A100EnhancementFactorOptionMember ck0001526622:C000215152Member 2026-05-01 2026-05-01 0001526622 ck0001526622:SupplementalBenefitRiderMember ck0001526622:A25EnhancementFactorOptionMember ck0001526622:C000215152Member 2026-05-01 2026-05-01 0001526622 ck0001526622:SupplementalBenefitRiderMember ck0001526622:A50EnhancementFactorOptionMember ck0001526622:C000215152Member 2026-05-01 2026-05-01 0001526622 ck0001526622:SupplementalBenefitRiderMember ck0001526622:A75EnhancementFactorOptionMember ck0001526622:C000215152Member 2026-05-01 2026-05-01 0001526622 ck0001526622:SupplementalBenefitRiderMember ck0001526622:A100EnhancementFactorOptionMember ck0001526622:C000215152Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:PolicyTerminationLapseRiskMember 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:LimitationsOnAccessToSurrenderValueRiskMember 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:AdverseTaxConsequencesMember 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:UnderlyingFundsRiskMember 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:PotentiallyHarmfulTransferActivitiesRiskMember 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:ConflictsOfInterestRiskMember 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:RisksAffectingOurAdministrationOfYourPolicyMember 2026-05-01 2026-05-01 0001526622 ck0001526622:ScheduledTransfersMember ck0001526622:C000215152Member 2026-05-01 2026-05-01 0001526622 ck0001526622:AutomaticPortfolioRebalancingMember ck0001526622:C000215152Member 2026-05-01 2026-05-01 0001526622 ck0001526622:ChangeOfInsuredMember ck0001526622:C000215152Member 2026-05-01 2026-05-01 0001526622 ck0001526622:DeathBenefitGuaranteeMember ck0001526622:C000215152Member 2026-05-01 2026-05-01 0001526622 ck0001526622:EnhancedCashSurrenderValueRiderMember ck0001526622:C000215152Member 2026-05-01 2026-05-01 0001526622 ck0001526622:ChangeOfInsuredRiderMember ck0001526622:C000215152Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000028838Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000028828Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000028836Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000028860Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000099202Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000037828Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000023915Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000023917Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000023920Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000023923Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000023925Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000007612Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000007615Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000005027Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000005036Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000055530Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000030374Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000030372Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000024404Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000077948Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000017231Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000020970Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000020981Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000021009Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000199918Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000199920Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000199922Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000021045Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000243080Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000021082Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000048775Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000048812Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000020130Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000020107Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000020109Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000020095Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000020099Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000020101Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000020103Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000020111Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000020114Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000020121Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000084678Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000084659Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000000453Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000209364Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000000410Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000000420Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000000432Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000000415Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000209375Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000000422Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000233310Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000028716Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000028720Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000028733Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000028736Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000028728Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000028740Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000047121Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000047262Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000247623Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000087493Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000086783Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000247643Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000247652Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000000000Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000087850Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000007319Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000007317Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000007330Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000007311Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000007313Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000007315Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000021906Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000007246Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000007262Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000068455Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000052150Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000068447Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000022324Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000022328Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000006666Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000097932Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000097937Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000097935Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000026478Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000026493Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000026494Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000026498Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000028252Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000026500Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000026502Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000026482Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000026484Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000026489Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000112990Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000020925Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000020929Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000038528Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000020904Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000020932Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000020930Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000020908Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000020910Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000038532Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000020916Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000020917Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000020918Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000020919Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000126088Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000020920Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000020921Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000038541Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000020923Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C0000385431Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C0000385432Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000038545Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000038548Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000038530Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000010852Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000010842Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000010862Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000010872Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000010428Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000010394Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000005449Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000025041Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000012146Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000102905Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000012155Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000192542Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000012159Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000012160Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000012148Member 2026-05-01 2026-05-01 pure iso4217:USD N-6 Principal National Life Insurance Co Variable Life Separate Account 0001526622 N-6 2026-04-29 false <div style="margin-top:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:22.606%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:37.262%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.526%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.101%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:17.005%"></td><td style="width:0.1%"></td></tr><tr><td colspan="12" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:0.9pt;padding-right:-2.63pt">FEES AND EXPENSES</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:0.15pt;padding-left:0.76pt;padding-right:0.76pt;text-align:center;text-indent:-6pt">Location in Statutory Prospectus</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:0.9pt;padding-right:-2.63pt">Charges for Early Withdrawals</div></td><td colspan="9" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">No surrender charge is imposed on a partial or full surrender. </td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:12pt;padding-right:14.12pt">SUMMARY: FEE TABLES - Transaction Fees</div><div style="margin-top:12pt;padding-right:17.72pt">CHARGES AND DEDUCTIONS</div></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:0.9pt;padding-right:-2.63pt">Transaction Charges</div></td><td colspan="9" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:0.9pt;padding-right:-2.63pt">You may be charged for other transactions, including a sales charge and taxes assessed on each premium paid, a transaction fee for unscheduled partial surrenders, transfer fees for unscheduled Division transfers, and illustration fees.</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:12pt;padding-right:14.12pt">SUMMARY: FEE TABLES - Transaction Fees</div><div style="margin-top:12pt;padding-right:17.72pt">CHARGES AND DEDUCTIONS</div></td></tr><tr style="height:78pt"><td colspan="3" rowspan="5" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:0.9pt;padding-right:6.62pt">Ongoing Fees and Expenses (annual charges)</div></td><td colspan="9" rowspan="2" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:0.9pt;padding-right:-2.63pt">In addition to transaction charges, an investment in the Policy is subject to certain ongoing fees and expenses, including fees and expenses covering the cost of insurance under the Policy and the cost of optional benefits under the Policy, as well as interest for any Loan Indebtedness. Certain fees and expenses are set based on the characteristics of the Insured (e.g., age, sex, and rating classification). You should view the Data Pages for rates applicable to you. "Data Pages" are the pages of the Policy which contain information specific to you, to the Insured and the Policy. Current or revised Data Pages may be sent to you from time to time.</div><div style="margin-top:6pt">Investors will also bear expenses associated with the Underlying Funds, as shown in the following table:</div></td><td colspan="3" rowspan="5" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:12pt;padding-right:14.12pt">SUMMARY: FEE TABLES - Periodic Charges Other Than Annual Underlying Fund Expenses</div><div style="margin-top:12pt;padding-right:-2.63pt">CHARGES AND DEDUCTIONS</div><div style="margin-top:12pt">SUMMARY: FEE TABLES -Annual Underlying Fund Expenses</div><div style="margin-top:12pt;padding-right:-2.63pt">CHARGES AND DEDUCTIONS</div><div style="margin-top:12pt;padding-right:-2.63pt">APPENDIX – Underlying Funds Available Under the Policy</div></td></tr><tr style="height:38pt"><td colspan="15" style="display:none"></td></tr><tr style="height:42pt"><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:11.72pt;padding-right:-2.63pt">Annual Fee</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.91pt;padding-right:0.91pt;text-align:center">Minimum</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.78pt;padding-right:0.78pt;text-align:center">Maximum</div></td></tr><tr style="height:18pt"><td colspan="3" rowspan="2" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:6.55pt;padding-left:11.77pt;padding-right:-0.08pt;text-indent:-0.05pt">Investment Options (Underlying Fund Fees and Expenses)</div></td><td colspan="3" rowspan="2" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom">0.12%</td><td colspan="3" rowspan="2" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom">2.86%</td></tr><tr style="height:53pt"><td colspan="15" style="display:none"></td></tr></table></div> <div style="margin-top:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:22.606%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:37.262%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.526%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.101%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:17.005%"></td><td style="width:0.1%"></td></tr><tr><td colspan="12" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:0.9pt;padding-right:-2.63pt">FEES AND EXPENSES</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:0.15pt;padding-left:0.76pt;padding-right:0.76pt;text-align:center;text-indent:-6pt">Location in Statutory Prospectus</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:0.9pt;padding-right:-2.63pt">Charges for Early Withdrawals</div></td><td colspan="9" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">No surrender charge is imposed on a partial or full surrender. </td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:12pt;padding-right:14.12pt">SUMMARY: FEE TABLES - Transaction Fees</div><div style="margin-top:12pt;padding-right:17.72pt">CHARGES AND DEDUCTIONS</div></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:0.9pt;padding-right:-2.63pt">Transaction Charges</div></td><td colspan="9" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:0.9pt;padding-right:-2.63pt">You may be charged for other transactions, including a sales charge and taxes assessed on each premium paid, a transaction fee for unscheduled partial surrenders, transfer fees for unscheduled Division transfers, and illustration fees.</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:12pt;padding-right:14.12pt">SUMMARY: FEE TABLES - Transaction Fees</div><div style="margin-top:12pt;padding-right:17.72pt">CHARGES AND DEDUCTIONS</div></td></tr><tr style="height:78pt"><td colspan="3" rowspan="5" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:0.9pt;padding-right:6.62pt">Ongoing Fees and Expenses (annual charges)</div></td><td colspan="9" rowspan="2" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:0.9pt;padding-right:-2.63pt">In addition to transaction charges, an investment in the Policy is subject to certain ongoing fees and expenses, including fees and expenses covering the cost of insurance under the Policy and the cost of optional benefits under the Policy, as well as interest for any Loan Indebtedness. Certain fees and expenses are set based on the characteristics of the Insured (e.g., age, sex, and rating classification). You should view the Data Pages for rates applicable to you. "Data Pages" are the pages of the Policy which contain information specific to you, to the Insured and the Policy. Current or revised Data Pages may be sent to you from time to time.</div><div style="margin-top:6pt">Investors will also bear expenses associated with the Underlying Funds, as shown in the following table:</div></td><td colspan="3" rowspan="5" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:12pt;padding-right:14.12pt">SUMMARY: FEE TABLES - Periodic Charges Other Than Annual Underlying Fund Expenses</div><div style="margin-top:12pt;padding-right:-2.63pt">CHARGES AND DEDUCTIONS</div><div style="margin-top:12pt">SUMMARY: FEE TABLES -Annual Underlying Fund Expenses</div><div style="margin-top:12pt;padding-right:-2.63pt">CHARGES AND DEDUCTIONS</div><div style="margin-top:12pt;padding-right:-2.63pt">APPENDIX – Underlying Funds Available Under the Policy</div></td></tr><tr style="height:38pt"><td colspan="15" style="display:none"></td></tr><tr style="height:42pt"><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:11.72pt;padding-right:-2.63pt">Annual Fee</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.91pt;padding-right:0.91pt;text-align:center">Minimum</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.78pt;padding-right:0.78pt;text-align:center">Maximum</div></td></tr><tr style="height:18pt"><td colspan="3" rowspan="2" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:6.55pt;padding-left:11.77pt;padding-right:-0.08pt;text-indent:-0.05pt">Investment Options (Underlying Fund Fees and Expenses)</div></td><td colspan="3" rowspan="2" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom">0.12%</td><td colspan="3" rowspan="2" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom">2.86%</td></tr><tr style="height:53pt"><td colspan="15" style="display:none"></td></tr></table></div> <div style="margin-top:0.9pt;padding-right:-2.63pt">Charges for Early Withdrawals</div>No surrender charge is imposed on a partial or full surrender. <div style="margin-top:12pt;padding-right:14.12pt">SUMMARY: FEE TABLES - Transaction Fees</div><div style="margin-top:12pt;padding-right:17.72pt">CHARGES AND DEDUCTIONS</div> <div style="margin-top:0.9pt;padding-right:-2.63pt">Transaction Charges</div><div style="margin-top:0.9pt;padding-right:-2.63pt">You may be charged for other transactions, including a sales charge and taxes assessed on each premium paid, a transaction fee for unscheduled partial surrenders, transfer fees for unscheduled Division transfers, and illustration fees.</div><div style="margin-top:12pt;padding-right:14.12pt">SUMMARY: FEE TABLES - Transaction Fees</div><div style="margin-top:12pt;padding-right:17.72pt">CHARGES AND DEDUCTIONS</div> 0.0012 0.0286 <div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:22.606%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:56.945%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:17.149%"></td><td style="width:0.1%"></td></tr><tr><td colspan="6" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:0.3pt;padding-right:-2.63pt">RISKS</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">Location in Statutory Prospectus</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Risk of Loss</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>You can lose money by investing in a Policy.</div></td><td colspan="3" rowspan="2" style="border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>PRINCIPAL RISKS OF INVESTING IN THE POLICY - Risk of Loss; Not a Short Term Investment</div></td></tr><tr style="height:53pt"><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Not a Short-Term Investment</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>The Policy is not a short-term investment and is not appropriate for an investor that needs ready access to cash.</div><div style="margin-top:12pt">Withdrawals will reduce the value of your Policy and the death benefit and may lead to adverse tax consequences.</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Risks Associated with Investment Options</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>An investment in the Policy is subject to the risk of poor investment performance and can vary depending on the performance of the investment options available under the Policy (e.g., the Underlying Funds). Each investment option (including the Fixed Account) has its own unique risks. A comprehensive discussion of the risks of each Underlying Fund may be found in the Underlying Fund’s prospectus. You should review these investment options before making an investment decision.</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>PRINCIPAL RISKS OF INVESTING IN THE POLICY - Risks of Underlying Funds</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Insurance Company Risks</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>An investment in the Policy is subject to the risks related to the Company. Any obligations (including under the Fixed Account), guarantees, or benefits are subject to the claims-paying ability of the Company. More information about the Company, including its financial strength ratings, is available at https://investors.principal.com/investor-relations/our-business/credit-ratings/default.aspx.</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>GENERAL DESCRIPTION OF THE POLICY - General Account</div></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Policy Lapse</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>When the Policy lapses, it terminates with no value and no longer provides any life insurance benefit upon the death of the Insured. Poor investment performance, partial surrenders, failure to pay sufficient premiums, and unpaid policy loans and loan interest will increase the risk of lapse. If your Policy lapses, you can only reinstate it under certain conditions, including making certain payments.</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>PRINCIPAL RISKS OF INVESTING IN THE POLICY - Policy Termination (Lapse)</div><div style="margin-top:12pt">POLICY TERMINATION AND REINSTATEMENT</div></td></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:22.606%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:56.945%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:17.149%"></td><td style="width:0.1%"></td></tr><tr><td colspan="6" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>RESTRICTIONS</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">Location in</div><div style="text-align:center">Statutory Prospectus</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">Investments</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>While you may transfer amounts in the Divisions (which invest in shares of a corresponding Underlying Fund) and Fixed Account, certain restrictions and transfer fees apply with regard to the number and amount of such transfers. Transfers from the Fixed Account are subject to significant limitations. Transfers are also subject to the excessive trading and market timing polices described in this prospectus.</div><div>We reserve the right to remove or substitute Underlying Funds as investment options.</div><div style="margin-top:12pt">Depending on your state, or your financial professional or your financial professional's firm, certain investment options may not be available.</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:12pt">GENERAL DESCRIPTION OF THE POLICY -Limitations on Transfers</div><div style="margin-top:12pt">GENERAL DESCRIPTION OF THE POLICY -Reservation of Rights</div><div style="margin-top:12pt">GENERAL DESCRIPTION OF THE POLICY -Material State Variations</div><div style="margin-top:12pt">GENERAL DESCRIPTION OF THE POLICY – Financial Intermediary Variations</div></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">Optional Benefits</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:12pt">Some optional benefits under the Policy are subject to limitations, restrictions, and additional charges, including with respect to their availability and the amounts that may be paid under such benefits.</div><div style="margin-top:12pt">Withdrawals may significantly reduce the value of a benefit.</div><div style="margin-top:12pt">Depending on your state, or your financial professional or your financial professional's firm, certain benefits may not be available or may be available on different terms.</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:12pt">OTHER BENEFITS AVAILABLE UNDER THE POLICY</div><div style="margin-top:12pt">GENERAL DESCRIPTION OF THE POLICY - Material State Variations</div><div style="margin-top:12pt">GENERAL DESCRIPTION OF THE POLICY – Financial Intermediary Variations</div></td></tr></table></div><div style="margin-top:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:22.606%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:56.945%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:17.149%"></td><td style="width:0.1%"></td></tr><tr><td colspan="6" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>TAXES</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">Location in</div><div style="text-align:center">Statutory Prospectus</div></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Tax Implications</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>You should consult with a tax professional to determine the tax implications of an investment in, and payments received under, the Policy. There is no additional tax benefit to you if the Policy is purchased through a tax-qualified plan or individual retirement account (IRA), and withdrawals will be subject to ordinary income tax and may be subject to tax penalties</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>TAX ISSUES RELATED TO THE POLICY</div></td></tr></table></div> <div>You can lose money by investing in a Policy.</div> <div>The Policy is not a short-term investment and is not appropriate for an investor that needs ready access to cash.</div><div style="margin-top:12pt">Withdrawals will reduce the value of your Policy and the death benefit and may lead to adverse tax consequences.</div> <div>An investment in the Policy is subject to the risk of poor investment performance and can vary depending on the performance of the investment options available under the Policy (e.g., the Underlying Funds). Each investment option (including the Fixed Account) has its own unique risks. A comprehensive discussion of the risks of each Underlying Fund may be found in the Underlying Fund’s prospectus. You should review these investment options before making an investment decision.</div> <div>An investment in the Policy is subject to the risks related to the Company. Any obligations (including under the Fixed Account), guarantees, or benefits are subject to the claims-paying ability of the Company. More information about the Company, including its financial strength ratings, is available at https://investors.principal.com/investor-relations/our-business/credit-ratings/default.aspx.</div> <div>When the Policy lapses, it terminates with no value and no longer provides any life insurance benefit upon the death of the Insured. Poor investment performance, partial surrenders, failure to pay sufficient premiums, and unpaid policy loans and loan interest will increase the risk of lapse. If your Policy lapses, you can only reinstate it under certain conditions, including making certain payments.</div> <div>While you may transfer amounts in the Divisions (which invest in shares of a corresponding Underlying Fund) and Fixed Account, certain restrictions and transfer fees apply with regard to the number and amount of such transfers. Transfers from the Fixed Account are subject to significant limitations. Transfers are also subject to the excessive trading and market timing polices described in this prospectus.</div><div>We reserve the right to remove or substitute Underlying Funds as investment options.</div><div style="margin-top:12pt">Depending on your state, or your financial professional or your financial professional's firm, certain investment options may not be available.</div> <div style="margin-top:12pt">Some optional benefits under the Policy are subject to limitations, restrictions, and additional charges, including with respect to their availability and the amounts that may be paid under such benefits.</div><div style="margin-top:12pt">Withdrawals may significantly reduce the value of a benefit.</div><div style="margin-top:12pt">Depending on your state, or your financial professional or your financial professional's firm, certain benefits may not be available or may be available on different terms.</div> <div>You should consult with a tax professional to determine the tax implications of an investment in, and payments received under, the Policy. There is no additional tax benefit to you if the Policy is purchased through a tax-qualified plan or individual retirement account (IRA), and withdrawals will be subject to ordinary income tax and may be subject to tax penalties</div> <div>The Company pays compensation to broker-dealers, financial institutions and other parties for the sale of the Policy, including commissions on premiums paid on the Policy. The Company and/or its affiliates may also pay other amounts such as marketing allowances, expense reimbursements and education payments. Such compensation may influence the financial intermediary or sales representative to recommend the purchase of this Policy over competing policies or over other investment options.</div> <div>Some financial representatives may have a financial incentive to offer a new policy in place of the one you already own. You should only exchange an existing policy if you determine, after comparing the features, fees and risks of both policies, and any fees or penalties to terminate the existing policy, that it is preferable to purchase the new policy rather than continue to own an existing policy.</div> <div style="margin-top:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.234%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Transaction Fees for Policy Dates before October 1, 2021</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Charge</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">When Charge is Deducted</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Amount Deducted</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Sales Charge</div></td><td colspan="3" rowspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div>upon receipt of premium</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>6.50% of premium paid</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Current</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>6.50% of premium paid</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Taxes (federal, state and local)</div></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:top"><div>upon receipt of premium</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>3.25% of premium paid</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Current</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>3.25% of premium paid</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:13.5pt">Transaction Fee for Unscheduled Partial Surrender</div></td><td colspan="3" rowspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div>from each unscheduled partial surrender after the second unscheduled partial surrender in a Policy Year</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>The lesser of $25 or 2% of the amount surrendered</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top">Current</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>The lesser of $25 or 2% of the amount surrendered</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Transfer Fee for Unscheduled Division Transfer</div></td><td colspan="3" rowspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>upon each unscheduled Division transfer after the first unscheduled Division transfer in a Policy Month</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$25 per unscheduled transfer</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Current</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>None</div></td></tr><tr style="height:15pt"><td colspan="9" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="9" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Optional Insurance Benefits</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Life Paid-Up Rider</div></td><td colspan="3" rowspan="5" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>on the date rider benefit begins</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:32pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum (if Policy is issued with the guideline premium/cash value corridor test)</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>7.50% of Policy Value</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum (if the Policy is issued with the cash value accumulation test)</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>13.50% of Policy Value</div></td></tr><tr style="height:32pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Current (if Policy is issued with the guideline premium/cash value</div><div style="padding-left:18pt">corridor test)</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>5.50% of Policy Value</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Current (if the Policy is issued with the cash value accumulation test)</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>9.50% of Policy Value</div></td></tr></table></div><div style="margin-top:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.234%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Transaction Fees for Policy Dates from October 1, 2021, through March 1, 2026</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Charge</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">When Charge is Deducted</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Amount Deducted</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Sales Charge(1)</div></td><td colspan="3" rowspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div>upon receipt of premium</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>7.75% of premium paid(2)</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Current</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>7.50% of premium paid(2)</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Taxes (federal, state and local)</div></td><td colspan="3" rowspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div>upon receipt of premium</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>3.25% of premium paid</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Current</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>3.25% of premium paid</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Transaction Fee for Unscheduled Partial Surrender</div></td><td colspan="3" rowspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div>from each unscheduled partial surrender after the second unscheduled partial surrender in a Policy Year</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>The lesser of $25 or 2% of the amount surrendered</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Current</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>The lesser of $25 or 2% of the amount surrendered</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Transfer Fee for Unscheduled Division Transfer(3)</div></td><td colspan="3" rowspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>upon each unscheduled Division transfer after the first unscheduled Division transfer in a Policy Month</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$25 per unscheduled transfer</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Current</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>None</div></td></tr></table></div><div style="margin-top:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.234%"></td><td style="width:0.1%"></td></tr><tr style="height:15pt"><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="9" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Optional Insurance Benefits</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Life Paid-Up Rider</div></td><td colspan="3" rowspan="5" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>on the date rider benefit begins</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:32pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum (if Policy is issued with the guideline premium/cash value corridor test)(4)</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>7.50% of Policy Value</div></td></tr><tr style="height:32pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum (if the Policy is issued with the cash value accumulation test) (4)</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>13.50% of Policy Value</div></td></tr><tr style="height:32pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Current (if Policy is issued with the guideline premium/cash value corridor test)(4)</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>5.50% of Policy Value</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Current (if the Policy is issued with the cash value accumulation test)(4)</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>7.50% of Policy Value</div></td></tr></table></div><div style="margin-top:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.234%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">Transaction Fees for Policy Dates on or after March 2, 2026</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">Charge</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">When Charge is Deducted</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">Amount Deducted</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Sales Charge(1)</div></td><td colspan="3" rowspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div>upon receipt of premium</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>6.75% of premium paid(2)</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Current</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>3.25% of premium paid(2)</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Taxes (federal, state and local)</div></td><td colspan="3" rowspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div>upon receipt of premium</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>3.25% of premium paid</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Current</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>3.25% of premium paid</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Transaction Fee for Unscheduled Partial Surrender</div></td><td colspan="3" rowspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div>from each unscheduled partial surrender after the second unscheduled partial surrender in a Policy Year</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>The lesser of $25 or 2% of the amount surrendered</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top">Current</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>The lesser of $25 or 2% of the amount surrendered</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Transfer Fee for Unscheduled Division Transfer(3)</div></td><td colspan="3" rowspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div>upon each unscheduled Division transfer after the first unscheduled Division transfer in a Policy Month</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$25 per unscheduled transfer</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Current</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>None</div></td></tr><tr style="height:15pt"><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Optional Insurance Benefits</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Life Paid-Up Rider</div></td><td colspan="3" rowspan="5" style="border-bottom:1pt solid #000;border-left:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>on the date rider benefit begins</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:32pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum (if Policy is issued with the guideline premium/cash value corridor test) (4)</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>7.50% of Policy Value</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum (if the Policy is issued with the cash value accumulation test) (4)</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>13.50% of Policy Value</div></td></tr><tr style="height:32pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Current (if Policy is issued with the guideline premium/cash value corridor test) (4)</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>5.50% of Policy Value</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Current (if the Policy is issued with the cash value accumulation test) (4)</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>7.50% of Policy Value</div></td></tr></table></div><div style="margin-top:2pt;padding-left:13.5pt;text-align:justify;text-indent:-13.5pt">(1)The sales charge varies over time and also varies with the existence of the Supplemental Benefit Rider, as described in CHARGES AND DEDUCTIONS - Premium Expense Charge.</div><div style="margin-top:2pt;padding-left:13.5pt;text-align:justify;text-indent:-13.5pt">(2)Premium paid up to Target Premium. The maximum sales charge on premium paid in excess of Target Premium is 3.00% for Policy Dates before October 1, 2021; 3.75% for Policy Dates from October 1, 2021 – March 1, 2026; and 6.75% for Policy Dates on or after March 2, 2026.</div><div style="margin-top:2pt;padding-left:13.5pt;text-align:justify;text-indent:-13.5pt">(3)In addition to the fees shown, additional transfer fees or restrictions may be imposed by federal regulators, state regulators and/or sponsors of the underlying mutual funds. See GENERAL DESCRIPTION OF THE POLICY.</div><div style="margin-top:2pt;padding-left:13.5pt;text-align:justify;text-indent:-13.5pt">(4)For more information regarding the guideline premium/cash value corridor test and the cash value accumulation test, see DEATH BENEFITS AND POLICY VALUES - IRS Definition of Life Insurance.</div> <div style="padding-left:9pt">Sales Charge</div> <div>upon receipt of premium</div> 0.0650 0.0650 <div style="padding-left:9pt">Taxes (federal, state and local)</div> <div>upon receipt of premium</div> 0.0325 0.0325 <div style="padding-left:13.5pt">Transaction Fee for Unscheduled Partial Surrender</div> <div>from each unscheduled partial surrender after the second unscheduled partial surrender in a Policy Year</div> 25 0.02 25 0.02 <div style="padding-left:9pt">Transfer Fee for Unscheduled Division Transfer</div> <div>upon each unscheduled Division transfer after the first unscheduled Division transfer in a Policy Month</div> 25 0 <div style="padding-left:9pt">Life Paid-Up Rider</div> <div>on the date rider benefit begins</div> 0.0750 0.1350 0.0550 0.0950 <div style="padding-left:9pt">Sales Charge(1)</div> <div>upon receipt of premium</div> 0.0775 0.0750 <div style="padding-left:9pt">Taxes (federal, state and local)</div> <div>upon receipt of premium</div> 0.0325 0.0325 <div style="padding-left:9pt">Transaction Fee for Unscheduled Partial Surrender</div> <div>from each unscheduled partial surrender after the second unscheduled partial surrender in a Policy Year</div> 25 0.02 25 0.02 <div style="padding-left:9pt">Transfer Fee for Unscheduled Division Transfer(3)</div> <div>upon each unscheduled Division transfer after the first unscheduled Division transfer in a Policy Month</div> 25 0 <div style="padding-left:9pt">Life Paid-Up Rider</div> <div>on the date rider benefit begins</div> 0.0750 0.1350 0.0550 0.0750 <div style="padding-left:9pt">Sales Charge(1)</div> <div>upon receipt of premium</div> 0.0675 0.0325 <div style="padding-left:9pt">Taxes (federal, state and local)</div> <div>upon receipt of premium</div> 0.0325 0.0325 <div style="padding-left:9pt">Transaction Fee for Unscheduled Partial Surrender</div> <div>from each unscheduled partial surrender after the second unscheduled partial surrender in a Policy Year</div> 25 0.02 25 0.02 <div style="padding-left:9pt">Transfer Fee for Unscheduled Division Transfer(3)</div> <div>upon each unscheduled Division transfer after the first unscheduled Division transfer in a Policy Month</div> 25 <div style="padding-left:9pt">Life Paid-Up Rider</div> <div>on the date rider benefit begins</div> 0.0750 0.1350 0.0550 0.0750 The sales charge varies over time and also varies with the existence of the Supplemental Benefit Rider, as described in CHARGES AND DEDUCTIONS - Premium Expense Charge. Premium paid up to Target Premium. The maximum sales charge on premium paid in excess of Target Premium is 3.00% for Policy Dates before October 1, 2021; 3.75% for Policy Dates from October 1, 2021 – March 1, 2026; and 6.75% for Policy Dates on or after March 2, 2026.For more information regarding the guideline premium/cash value corridor test and the cash value accumulation test, see DEATH BENEFITS AND POLICY VALUES - IRS Definition of Life Insurance. In addition to the fees shown, additional transfer fees or restrictions may be imposed by federal regulators, state regulators and/or sponsors of the underlying mutual funds. See GENERAL DESCRIPTION OF THE POLICY. <div style="margin-top:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.234%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">Periodic Charges Other Than Annual Underlying Fund Expenses For Policy Dates before October 1, 2021</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:0.75pt solid #000008;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">Charge</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:0.75pt solid #000008;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">When Charge is Deducted</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:0.75pt solid #000008;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">Amount Deducted</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Cost of Insurance(1)</div></td><td colspan="3" rowspan="4" style="padding:2px 1pt;text-align:left;vertical-align:top"><div>monthly</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$83.33 per $1,000 of Net Amount at Risk</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Minimum</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.00167 per $1,000 of Net Amount at Risk</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum Charge for Representative Insured(2)</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.21196 per $1,000 of Net Amount at Risk</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Asset Based Charge</div></td><td colspan="3" rowspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div>monthly</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>0.35% of Division value per year</div></td></tr><tr style="height:32pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Current Charge</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Yr 1-5: 0.35% of Division value per year Yr 6-15: 0.30% of Division value per year Yr 16+: 0.25% of Division value per year</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Monthly Policy Issue Charge (except as noted below)(1)</div></td><td colspan="3" rowspan="4" style="padding:2px 1pt;text-align:left;vertical-align:top"><div>monthly</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.67709 per $1,000 of Total Face Amount</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Minimum</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.02667 per $1,000 of Total Face Amount</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum Charge for Representative Insured(2)</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.06250 per $1,000 of Total Face Amount</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Monthly Policy Issue Charge, for Policies with the Supplemental Benefit Rider.(1)</div></td><td colspan="3" rowspan="4" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.67709 per $1,000 of Total Face Amount</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Minimum</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.02667 per $1,000 of Total Face Amount</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum Charge for Representative</div><div style="padding-left:18pt">Insured(2)</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.06250 per $1,000 of Total Face Amount</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Net Policy Loan Charge(3)</div></td><td colspan="3" rowspan="3" style="border-bottom:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>annually (accrued daily)</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>1.0% of Loan Indebtedness per year(4)</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Current</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>1.0% of Loan Indebtedness per year(4)</div></td></tr><tr><td colspan="9" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Optional Insurance Benefits</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Supplemental Benefit Rider (Cost of Supplemental Insurance)(1)</div></td><td colspan="3" rowspan="4" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>monthly</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$83.33 per $1,000 of Net Amount at Risk</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Minimum</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.00062 per $1,000 of Net Amount at Risk</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum Charge for Representative Insured(2)</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.21196 per $1,000 of Net Amount at Risk</div></td></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.234%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">Periodic Charges Other Than Annual Underlying Mutual Fund Expenses For Policy Dates from October 1, 2021, through March 1, 2026</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">Charge</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">When Charge is Deducted</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">Amount Deducted</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Cost of Insurance(1)</div></td><td colspan="3" rowspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top">monthly</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum</div><div style="padding-left:18pt">Minimum</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$83.33333 per $1,000 of Net Amount at Risk</div><div>$0.00167 per $1,000 of Net Amount at Risk</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum Charge for Representative Insured(2)</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.00667 per $1,000 of Net Amount at Risk</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Asset Based Charge</div></td><td colspan="3" rowspan="2" style="border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">monthly</td><td colspan="3" rowspan="2" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>0.35% of Division value per year</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Current Charge</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>0.35% of Division value per year</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Monthly Policy Issue Charge (except as noted below)(1)</div></td><td colspan="3" rowspan="4" style="padding:2px 1pt;text-align:left;vertical-align:top">monthly</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$1.08418 per $1,000 of Total Face Amount</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Minimum</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.05467 per $1,000 of Total Face Amount</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum Charge for Representative Insured(2)</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.06000 per $1,000 of Total Face Amount</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Monthly Policy Issue Charge, for Policies with the Supplemental Benefit Rider(1)</div></td><td colspan="3" rowspan="4" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$1.08418 per $1,000 of Total Face Amount</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Minimum</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.00547 per $1,000 of Total Face</div><div>Amount</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum Charge for Representative Insured(2)</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.04800 per $1,000 of Total Face Amount</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Net Policy Loan Charge(3)</div></td><td colspan="3" rowspan="3" style="border-bottom:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>annually (accrued daily)</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>1.0% of Loan Indebtedness per year(4)</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Current</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>1.0% of Loan Indebtedness per year(4)</div></td></tr><tr><td colspan="9" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Optional Insurance Benefits</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Supplemental Benefit Rider (Cost of Supplemental Insurance)(1)</div></td><td colspan="3" rowspan="4" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">monthly</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$83.33333 per $1,000 of Net Amount at Risk</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Minimum</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.00062 per $1,000 of Net Amount at Risk</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum Charge for Representative Insured(2)</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.00200 per $1,000 of Net Amount at Risk</div></td></tr></table></div><div style="margin-top:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.234%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">Periodic Charges Other Than Annual Underlying Mutual Fund Expenses </div><div style="text-align:center">For Policy Dates on or after March 2, 2026</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">Charge</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">When Charge is Deducted</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">Amount Deducted</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Cost of Insurance(1)</div></td><td colspan="3" rowspan="4" style="padding:2px 1pt;text-align:left;vertical-align:top"><div>monthly</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$83.33333 per $1,000 of Net Amount at Risk</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top">Minimum</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.00585 per $1,000 of Net Amount at Risk</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum Charge for Representative Insured(2)</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.01455 per $1,000 of Net Amount at Risk</div></td></tr></table></div><div style="margin-top:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.234%"></td><td style="width:0.1%"></td></tr><tr style="height:41pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Asset Based Charge for Base Face Amount(5)</div><div style="padding-left:18pt">Policy without Enhanced Cash Surrender Value Rider</div></td><td colspan="3" rowspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><div>monthly</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>0.90% of Division value per year</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:27pt">Current Charge</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>0.30% of Division value per year</div></td></tr><tr style="height:41pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Policy with Enhanced Cash Surrender Value Rider (including 1.20 charge multiplier for 25% Enhancement Factor option)</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>0.90% of Division value per year</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:27pt">Current Charge</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>0.36% of Division value per year</div></td></tr><tr style="height:41pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Policy with Enhanced Cash Surrender Value Rider (including 1.45 charge multiplier for 50% Enhancement Factor option)</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>0.90% of Division value per year</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Current</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>0.44% of Division value per year</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top">Policy with Enhanced Cash Surrender Value Rider (including 1.65 charge multiplier for 75% Enhancement Factor option)</td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>0.90% of Division value per year</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Current</td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>0.50% of Division value per year</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top">Policy with Enhanced Cash Surrender Value Rider (including 1.80 charge multiplier for 100% Enhancement Factor option)</td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>0.90% of Division value per year</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Current</td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>0.54% of Division value per year</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Monthly Policy Issue Charge(1)</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">monthly</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top">Policy without Supplemental Benefit Rider</td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$1.08418 per $1,000 of Total Face Amount</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Minimum</td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.05467 per $1,000 of Total Face Amount</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:27pt">Maximum Charge for Representative Insured(2)</div></td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.06000 per $1,000 of Total Face Amount</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top">Policy with Supplemental Benefit Rider</td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$1.08418 per $1,000 of Total Face Amount</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Minimum</td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.00547 per $1,000 of Total Face Amount</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:27pt">Maximum Charge for Representative Insured(2)</div></td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.04800 per $1,000 of Total Face Amount</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Net Policy Loan Charge(3)</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">annually (accrued daily)</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>1.00% of Loan Indebtedness per year(4)</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Current</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>1.00% of Loan Indebtedness per year(4)</div></td></tr><tr><td colspan="9" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 10pt;text-align:left;vertical-align:top">Optional Insurance Benefits</td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 10pt;text-align:left;vertical-align:top">Supplemental Benefit Rider</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">monthly</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Asset Based Charge for Supplement Benefit Rider Face Amount(5)</div></td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top">Policy without Enhanced Cash Surrender Value Rider</td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>0.90% of Division value per year</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Current</td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>0.15% of Division value per year</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top">Policy with Enhanced Cash Surrender Value Rider (including 1.20 charge multiplier for 25% Enhancement Factor option)</td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>0.90% of Division value per year</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Current</td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>0.18% of Division value per year</div></td></tr></table></div><div style="margin-top:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.234%"></td><td style="width:0.1%"></td></tr><tr style="height:32pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Policy with Enhanced Cash Surrender Value Rider (including 1.45 charge multiplier for 50% Enhancement Factor option)</div></td><td colspan="3" rowspan="6" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>0.90% of Division value per year</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Current</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>0.22% of Division value per year</div></td></tr><tr style="height:32pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Policy with Enhanced Cash Surrender Value Rider (including 1.65 charge multiplier for 75% Enhancement Factor option)</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>0.90% of Division value per year</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Current</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>0.25% of Division value per year</div></td></tr><tr style="height:32pt"><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Policy with Enhanced Cash Surrender Value Rider (including 1.80 charge multiplier for 100% Enhancement Factor option)</div></td><td colspan="3" rowspan="7" style="border-bottom:1pt solid #000;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>0.90% of Division value per year</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Current</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>0.27% of Division value per year</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Cost of Supplemental Insurance Charge(1)</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$83.33333 per $1,000 of Net Amount at Risk</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Minimum</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.00374 per $1,000 of Net Amount at Risk</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:27pt">Maximum Charge for Representative Insured(2)</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.00873 per $1,000 of Net Amount at Risk</div></td></tr></table></div><div style="margin-top:3pt;padding-left:13.5pt;text-align:justify;text-indent:-13.5pt">(1)This charge varies based on individual characteristics, within the minimum and maximum shown. As a result, the current charge shown in the table may not be representative of the charge that you will pay. To obtain more information about the charge that would apply to you, contact your registered representative or call 1-800-247-9988 and request personalized illustrations.</div><div style="margin-top:3pt;padding-left:13.5pt;text-align:justify;text-indent:-13.5pt">(2)Current charges reflect the charges in effect as of the date of this prospectus supplement for a Representative Insured, which is a 45 year-old male with a risk classification of preferred non-tobacco for Policy Year one.</div><div style="margin-top:3pt;padding-left:13.5pt;text-align:justify;text-indent:-13.5pt">(3)The difference between the interest charged on the Loan Indebtedness and the interest credited to the Loan Account.</div><div style="margin-top:3pt;padding-left:13.5pt;text-align:justify;text-indent:-13.5pt">(4)This charge decreases after Policy Year ten.</div><div style="margin-top:3pt;padding-left:13.5pt;text-align:justify;text-indent:-13.5pt">(5)For Policies issued on or after March 2, 2026, if you elect the Enhanced Cash Surrender Value Rider, the current asset based charge(s) under your Policy will be increased by a designated multiplier, which varies based on the applicable Enhancement Factor option, subject to a maximum charge of 0.90% of Division value per year. The multiplier will be applied to the asset based charge for the proportionate Base Face Amount and, if elected, the Supplemental Benefit Rider. A higher Enhancement Factor will generally result in higher asset based charges compared to a lower Enhancement Factor. In no case will a multiplier result in a current asset-based charge greater than the maximum charge. There is no multiplier to the asset based charge(s) if the Enhanced Cash Surrender Value Rider has not been elected. For details, see CHARGES AND DEDUCTIONS – Monthly Policy Charge.</div> <div style="padding-left:9pt">Cost of Insurance(1)</div> 83.33 0.00167 0.21196 <div style="padding-left:9pt">Asset Based Charge</div> <div>monthly</div> 0.0035 0.0035 0.0030 0.0025 <div style="padding-left:9pt">Monthly Policy Issue Charge (except as noted below)(1)</div> <div>monthly</div> 0.67709 0.02667 0.06250 <div style="padding-left:9pt">Monthly Policy Issue Charge, for Policies with the Supplemental Benefit Rider.(1)</div> 0.67709 0.02667 0.06250 <div style="padding-left:9pt">Net Policy Loan Charge(3)</div> <div>annually (accrued daily)</div> 0.010 0.010 <div style="padding-left:9pt">Supplemental Benefit Rider (Cost of Supplemental Insurance)(1)</div> <div>monthly</div>monthly 83.33 0.00062 0.21196 <div style="padding-left:9pt">Cost of Insurance(1)</div> 83.33333 0.00167 0.00667 <div style="padding-left:9pt">Asset Based Charge</div> monthly 0.0035 0.0035 <div style="padding-left:9pt">Monthly Policy Issue Charge (except as noted below)(1)</div> monthly 1.08418 0.05467 0.06000 <div style="padding-left:9pt">Monthly Policy Issue Charge, for Policies with the Supplemental Benefit Rider(1)</div> 1.08418 0.00547 0.04800 <div style="padding-left:9pt">Net Policy Loan Charge(3)</div> <div>annually (accrued daily)</div> 0.010 0.010 <div style="padding-left:9pt">Supplemental Benefit Rider (Cost of Supplemental Insurance)(1)</div> 83.33333 0.00062 0.00200 <div style="padding-left:9pt">Cost of Insurance(1)</div> 83.33333 0.00585 0.01455 Asset Based Charge for Base Face Amount <div>monthly</div> 0.0090 0.0030 0.0090 0.0036 0.0090 0.0044 0.0090 0.0050 0.0090 0.0054 <div style="padding-left:9pt">Monthly Policy Issue Charge(1)</div> monthly 1.08418 0.05467 0.06000 1.08418 0.00547 0.04800 <div style="padding-left:9pt">Net Policy Loan Charge(3)</div> annually (accrued daily) 0.0100 0.0100 Supplemental Benefit Rider monthly 0.0090 0.0015 0.0090 0.0018 0.0090 0.0022 0.0090 0.0025 0.0090 0.0027 83.33333 0.00374 0.00873 Current charges reflect the charges in effect as of the date of this prospectus supplement for a Representative Insured, which is a 45 year-old male with a risk classification of preferred non-tobacco for Policy Year one. The difference between the interest charged on the Loan Indebtedness and the interest credited to the Loan Account. <div style="margin-top:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:70.164%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.267%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.269%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="border-left:0.75pt solid #000008;border-top:0.75pt solid #000008;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:2.1pt;padding-right:-2.63pt">Annual Underlying Fund Expenses as of December 31, 2025</div></td><td colspan="3" style="border-left:0.75pt solid #000008;border-top:0.75pt solid #000008;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:3.2pt;padding-right:-2.05pt;text-align:center">Minimum</div></td><td colspan="3" style="border-left:0.75pt solid #000008;border-right:0.75pt solid #000008;border-top:0.75pt solid #000008;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:3.2pt;padding-right:-2.05pt;text-align:center">Maximum</div></td></tr><tr><td colspan="3" style="border-bottom:0.75pt solid #000008;border-left:0.75pt solid #000008;border-top:0.75pt solid #000008;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:1.05pt;padding-right:-2.63pt">Total annual Underlying Fund expenses (expenses that are deducted from underlying fund assets, including management fees, distribution and/or service (12b-1) fees and other expenses)</div></td><td colspan="3" style="border-bottom:0.75pt solid #000000;border-left:0.75pt solid #000000;border-top:0.75pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top">0.12%</td><td colspan="3" style="border-bottom:0.75pt solid #000000;border-left:0.75pt solid #000000;border-right:0.75pt solid #000000;border-top:0.75pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top">2.86%</td></tr></table></div> 0.0012 0.0286 <div style="margin-top:12pt;text-align:justify">PRINCIPAL RISKS OF INVESTING IN THE POLICY</div><div style="margin-top:6pt;text-align:justify">Risk of Loss</div><div style="text-align:justify">You can lose money by investing in a Policy, including loss of principal. It is possible that investment performance could cause a loss of the entire amount allocated to the Divisions. Without additional premium payments or a death benefit guarantee rider, it is possible that no death benefit would be paid upon the Insured’s death.</div><div style="margin-top:6pt;text-align:justify">Not a Short Term Investment</div><div style="text-align:justify">This Policy is not suitable as a short-term savings vehicle and is not appropriate if you need ready access to cash. Costs of insurance and other Policy expenses may reduce the value of your Policy and its benefits. In addition, the benefits of tax </div><div style="text-align:justify">deferral are better for investors with long time horizons. Partial surrenders may significantly reduce the Policy Value, the death benefit, and any optional benefits and will increase the risk of lapse.</div><div style="margin-top:6pt;text-align:justify">Policy Termination (Lapse)</div><div style="text-align:justify">On an ongoing basis, the Policy’s Net Surrender Value must be sufficient to cover the Monthly Policy Charges and any Loan Indebtedness. It is possible that poor investment performance, Monthly Policy Charges, Loan Indebtedness, and/or partial surrenders could cause the Policy to lapse unless additional premiums are paid. Partial surrenders and policy loans increase the risk of lapse because the amount of either or both is not available to generate investment return or pay for policy charges. It is possible that the Policy could lapse even if your Policy has a rider that is intended to help you manage the risk of lapse. When the Policy lapses, it terminates with no value and no longer provides any life insurance benefit upon the death of the Insured. If your Policy lapses, you can only reinstate it under certain conditions, including making certain payments.</div><div style="margin-top:6pt;text-align:justify">Limitations on Access to Surrender Value</div><div style="text-align:justify">The Policy should not be viewed as a highly-liquid investment. Your ability to withdraw money from the Policy is restricted and partial surrenders may negatively affect your Policy Value, death benefit, and any optional benefits.</div><div style="margin-top:6pt;text-align:justify">Unscheduled Partial Surrenders</div><div style="text-align:justify">Up to two unscheduled partial surrenders may be made in a Policy Year before the transaction fees apply. The minimum amount of a partial surrender is $500. The total of the amount(s) surrendered may not be greater than 90% of the Net Policy Value as of the effective date of the unscheduled partial surrender. The unscheduled partial surrender may not decrease the Total Face Amount to less than $100,000.</div><div style="margin-top:6pt;text-align:justify">Scheduled Partial Surrenders</div><div style="text-align:justify">Partial surrenders may be scheduled on a monthly, quarterly, semiannual, or annual basis. Each scheduled partial surrender may not be greater than 90% of the Net Policy Value (as of the date of the scheduled partial surrender).</div><div style="margin-top:6pt;text-align:justify">Full Surrender</div><div style="text-align:justify">The Policy may be surrendered while the Policy is in effect. There is no refund of any Monthly Policy Charges deducted before the full surrender effective date.</div><div style="margin-top:6pt;text-align:justify">Adverse Tax Consequences</div><div style="text-align:justify">A full surrender, cancellation of the Policy by lapse or the maturity of the Policy on its maturity date may have adverse tax consequences. If the amount received by the Owner plus any Loan Indebtedness exceeds the premiums paid into the Policy, then the excess generally will be treated as taxable income.</div><div style="margin-top:6pt;text-align:justify">In certain employer-sponsored life insurance arrangements, participants may be required to report for income tax purposes, one or more of the following:</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•the value each year of the life insurance protection provided;</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•an amount equal to any employer-paid premiums; or</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•some or all of the amount by which the current value exceeds the employer’s interest in the Policy.</div><div style="margin-top:6pt;text-align:justify;text-indent:0.1pt">You should consult with a tax professional to determine the tax implications of an investment in, and payments received under, the Policy. Participants should consult with the sponsor or the administrator of the plan and/or with their personal tax or legal adviser to determine the tax consequences, if any, of their employer-sponsored life insurance arrangements. There is no additional tax benefit to you if the Policy is purchased through a tax-qualified plan or individual retirement account (IRA), and withdrawals will be subject to ordinary income tax and may be subject to tax penalties.</div><div style="margin-top:6pt;text-align:justify">There are other tax issues to consider when you own a life insurance policy. These are described in more detail in TAX ISSUES RELATED TO THE POLICY.</div><div style="margin-top:6pt;text-align:justify">Risks of Underlying Funds</div><div style="text-align:justify">Amounts that you allocate to the Divisions are subject to the risk of poor investment performance. Each Division invests in an Underlying Fund. The performance of each Division depends on the performance of its Underlying Fund. Each Underlying Fund has its own investment risks, and you are exposed to an Underlying Fund’s investment risks when you invest in the corresponding Division. A comprehensive discussion of the risks of each Underlying Fund may be found in the Underlying Fund’s prospectus. As with all mutual funds, as the value of an Underlying Fund’s assets rise or fall, the fund’s share price changes.</div><div style="margin-top:6pt;text-align:justify">The Underlying Funds are NOT available to the general public directly but are available only as investment options in variable life insurance policies or variable annuity contracts issued by life insurance companies and qualified plans. Some of the Underlying Funds have been established by investment advisers that manage publicly available mutual funds having similar names and investment objectives. While some of the Underlying Funds may be similar to, and may in fact be modeled after publicly available mutual funds, the Underlying Funds are not otherwise directly related to any publicly available mutual fund. Consequently, the investment performance of publicly available mutual funds and of any Underlying Fund may differ substantially.</div><div style="margin-top:6pt;text-align:justify">Potentially Harmful Transfer Activity</div><div style="text-align:justify">This Policy is not designed as a vehicle for market timing. Accordingly, your ability to make transfers under the Policy is subject to limitation if we determine, in our sole opinion, that the exercise of that privilege may disadvantage or potentially hurt the rights or interests of other Policy owners. We have limitations and restrictions on transfer activity, which we apply to all owners of the Policy without exception.</div><div style="margin-top:6pt;text-align:justify">Insurance Company Risks</div><div style="text-align:justify">An investment in the Policy is subject to the risks related to the Company. Any obligations, guarantees, or benefits are subject to the claims-paying ability of the Company. If the Company is unable to meet its obligations to creditors, it is possible that the Company's obligations to you under this Policy may not be satisfied.</div><div style="margin-top:6pt;text-align:justify">Conflicts of Interest</div><div style="margin-top:6pt;text-align:justify">Investment Professional Compensation</div><div style="text-align:justify">The Company pays compensation to broker-dealers, financial institutions and other parties (“Financial Intermediaries”) for the sale of the Policy according to schedules in the sales agreements and other agreements reached between the Company and the Financial Intermediaries. Such compensation generally consists of commissions on premiums paid on the Policy. The Company and/or its affiliates may also pay other amounts (“Additional Payments”) that include, but are not limited to, marketing allowances, expense reimbursements and education payments. These Additional Payments are designed to provide incentives for the sale and retention of the Policies as well as other products sold by the Company and may influence the Financial Intermediary or sales representative to recommend the purchase of this Policy over competing policies or over other investment options. You may ask your sales representative about these differing and divergent interests and the compensation paid to your representative and such representative's broker-dealer for soliciting applications for the Policy.</div><div style="margin-top:6pt;text-align:justify">Some financial representatives may have a financial incentive to offer a new policy in place of the one you already own. You should only exchange an existing policy if you determine, after comparing the features, fees and risks of both policies, and any fees or penalties to terminate the existing policy, that it is preferable to purchase the new policy rather than continue to own an existing policy.</div><div style="margin-top:6pt;text-align:justify">Compensation and Underlying Fund Selection</div><div style="text-align:justify">When selecting the Underlying Funds, we consider each such fund’s investment strategy, asset class, manager’s reputation, and performance. We also consider the amount of compensation that we receive from the Underlying Funds, their advisers, sub-advisers, or their distributors, which can be significant. Additionally, we offer certain Underlying Funds at least in part because they are managed by an affiliate.</div><div style="margin-top:6pt;text-align:justify">Compensation We Receive from Underlying Funds</div><div style="text-align:justify">The Company and certain of our affiliates receive compensation from certain Underlying Funds pursuant to Rule 12b-1 under the 1940 Act. This compensation is paid out of an Underlying Fund’s assets and is as much as 0.25% of the average net assets of an Underlying Fund that are attributable to the variable life insurance products issued by us and our affiliates that offer the particular fund (the Company’s variable contracts). An investment in an Underlying Fund with a 12b-1 fee will increase the cost of your investment.</div><div style="margin-top:6pt;text-align:justify">Compensation We Receive from Underlying Fund Advisors</div><div style="text-align:justify">We and certain of our affiliates also receive compensation from the advisers and sub-advisers to some of the Underlying Funds. We use this compensation for such purposes as paying expenses that we incur in promoting, issuing, distributing and administering the Policy and providing services on behalf of the Underlying Funds in our role as intermediary. Some advisers and sub-advisers pay us more than others; some advisers and sub-advisers do not pay us any such compensation. The advisers’ revenues from which such compensation is paid may be derived, in whole or in part, from the advisory fees deducted from Underlying Fund assets.</div><div style="margin-top:6pt;text-align:justify">Owners, through their indirect investment in the Underlying Funds, bear the costs of these advisory fees.</div><div style="margin-top:6pt;text-align:justify">Other Conflicts of Interest</div><div style="text-align:justify">The Underlying Funds are available to registered separate accounts offering variable annuity and variable life products of other affiliated and unaffiliated insurance companies, as well as to the Separate Account and other separate accounts of the Company. Although we do not anticipate any disadvantages to these arrangements, it is possible that a material conflict may arise between the interests of the Separate Account and one or more of the other separate accounts participating in the Underlying Funds. A conflict may occur, for example, as a result of a change in law affecting the operations of variable life and variable annuity separate accounts, differences in the voting instructions of the Owners and payees and those of other insurance companies, or some other reason. In the event of a conflict of interest, we will take steps necessary to protect Owners and payees, including withdrawing the Separate Account from participation in the Underlying Funds involved in the conflict or substituting shares of other funds.</div><div style="margin-top:6pt;text-align:justify">Risks Affecting Our Administration of Your Policy</div><div style="text-align:justify">Our operations and/or the activities and operations of our service providers and business partners are subject to certain risks that may be beyond our control, including systems failures and operational disruptions caused by severe natural or man-made events (e.g., natural disasters, pandemics, cyberattacks). These risks are not unique to the Company and they could materially impact our ability to conduct business, safeguard your personal information, and administer the Policy (e.g., calculate Policy values or Unit values, process Policy transactions). These events could also impact the issuers of the securities in which the Underlying Funds invest, which could cause your Policy to lose value.</div><div style="margin-top:6pt;text-align:justify">The Company is highly dependent upon its computer systems and those of its business partners. This makes the Company potentially susceptible to operational and information security risks resulting from a cyberattack or other cybersecurity incident. These risks include direct risks, such as theft, misuse, corruption and destruction of data maintained by the Company, and indirect risks, such as denial of service attacks on service provider websites and other operational disruptions that impede our ability to electronically interact with service providers. Cybersecurity threats, and the methods and devices used to attack systems and networks, evolve constantly (for example, through the increased use of artificial intelligent (“AI”) tools). Although we make substantial efforts to protect our computer systems from these security risks, including internal processes and technological defenses that are preventative or detective, and other controls designed to provide multiple layers of security assurance, there can be no guarantee that we, our service providers, or the Underlying Funds will be able to avoid adverse impacts from cybersecurity incidents, including the types of impacts described above. If your Contract is adversely affected as a result of the failure of our cybersecurity controls, we will take reasonable steps to restore your Contract.</div> <div style="margin-top:6pt;text-align:justify">Risk of Loss</div><div style="text-align:justify">You can lose money by investing in a Policy, including loss of principal. It is possible that investment performance could cause a loss of the entire amount allocated to the Divisions. Without additional premium payments or a death benefit guarantee rider, it is possible that no death benefit would be paid upon the Insured’s death.</div> <div style="margin-top:6pt;text-align:justify">Not a Short Term Investment</div><div style="text-align:justify">This Policy is not suitable as a short-term savings vehicle and is not appropriate if you need ready access to cash. Costs of insurance and other Policy expenses may reduce the value of your Policy and its benefits. In addition, the benefits of tax </div><div style="text-align:justify">deferral are better for investors with long time horizons. Partial surrenders may significantly reduce the Policy Value, the death benefit, and any optional benefits and will increase the risk of lapse.</div> <div style="margin-top:6pt;text-align:justify">Policy Termination (Lapse)</div><div style="text-align:justify">On an ongoing basis, the Policy’s Net Surrender Value must be sufficient to cover the Monthly Policy Charges and any Loan Indebtedness. It is possible that poor investment performance, Monthly Policy Charges, Loan Indebtedness, and/or partial surrenders could cause the Policy to lapse unless additional premiums are paid. Partial surrenders and policy loans increase the risk of lapse because the amount of either or both is not available to generate investment return or pay for policy charges. It is possible that the Policy could lapse even if your Policy has a rider that is intended to help you manage the risk of lapse. When the Policy lapses, it terminates with no value and no longer provides any life insurance benefit upon the death of the Insured. If your Policy lapses, you can only reinstate it under certain conditions, including making certain payments.</div> <div style="margin-top:6pt;text-align:justify">Limitations on Access to Surrender Value</div><div style="text-align:justify">The Policy should not be viewed as a highly-liquid investment. Your ability to withdraw money from the Policy is restricted and partial surrenders may negatively affect your Policy Value, death benefit, and any optional benefits.</div><div style="margin-top:6pt;text-align:justify">Unscheduled Partial Surrenders</div><div style="text-align:justify">Up to two unscheduled partial surrenders may be made in a Policy Year before the transaction fees apply. The minimum amount of a partial surrender is $500. The total of the amount(s) surrendered may not be greater than 90% of the Net Policy Value as of the effective date of the unscheduled partial surrender. The unscheduled partial surrender may not decrease the Total Face Amount to less than $100,000.</div><div style="margin-top:6pt;text-align:justify">Scheduled Partial Surrenders</div><div style="text-align:justify">Partial surrenders may be scheduled on a monthly, quarterly, semiannual, or annual basis. Each scheduled partial surrender may not be greater than 90% of the Net Policy Value (as of the date of the scheduled partial surrender).</div><div style="margin-top:6pt;text-align:justify">Full Surrender</div><div style="text-align:justify">The Policy may be surrendered while the Policy is in effect. There is no refund of any Monthly Policy Charges deducted before the full surrender effective date.</div> <div style="margin-top:6pt;text-align:justify">Adverse Tax Consequences</div><div style="text-align:justify">A full surrender, cancellation of the Policy by lapse or the maturity of the Policy on its maturity date may have adverse tax consequences. If the amount received by the Owner plus any Loan Indebtedness exceeds the premiums paid into the Policy, then the excess generally will be treated as taxable income.</div><div style="margin-top:6pt;text-align:justify">In certain employer-sponsored life insurance arrangements, participants may be required to report for income tax purposes, one or more of the following:</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•the value each year of the life insurance protection provided;</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•an amount equal to any employer-paid premiums; or</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•some or all of the amount by which the current value exceeds the employer’s interest in the Policy.</div><div style="margin-top:6pt;text-align:justify;text-indent:0.1pt">You should consult with a tax professional to determine the tax implications of an investment in, and payments received under, the Policy. Participants should consult with the sponsor or the administrator of the plan and/or with their personal tax or legal adviser to determine the tax consequences, if any, of their employer-sponsored life insurance arrangements. There is no additional tax benefit to you if the Policy is purchased through a tax-qualified plan or individual retirement account (IRA), and withdrawals will be subject to ordinary income tax and may be subject to tax penalties.</div><div style="margin-top:6pt;text-align:justify">There are other tax issues to consider when you own a life insurance policy. These are described in more detail in TAX ISSUES RELATED TO THE POLICY.</div> <div style="margin-top:6pt;text-align:justify">Risks of Underlying Funds</div><div style="text-align:justify">Amounts that you allocate to the Divisions are subject to the risk of poor investment performance. Each Division invests in an Underlying Fund. The performance of each Division depends on the performance of its Underlying Fund. Each Underlying Fund has its own investment risks, and you are exposed to an Underlying Fund’s investment risks when you invest in the corresponding Division. A comprehensive discussion of the risks of each Underlying Fund may be found in the Underlying Fund’s prospectus. As with all mutual funds, as the value of an Underlying Fund’s assets rise or fall, the fund’s share price changes.</div><div style="margin-top:6pt;text-align:justify">The Underlying Funds are NOT available to the general public directly but are available only as investment options in variable life insurance policies or variable annuity contracts issued by life insurance companies and qualified plans. Some of the Underlying Funds have been established by investment advisers that manage publicly available mutual funds having similar names and investment objectives. While some of the Underlying Funds may be similar to, and may in fact be modeled after publicly available mutual funds, the Underlying Funds are not otherwise directly related to any publicly available mutual fund. Consequently, the investment performance of publicly available mutual funds and of any Underlying Fund may differ substantially.</div> <div style="margin-top:6pt;text-align:justify">Potentially Harmful Transfer Activity</div><div style="text-align:justify">This Policy is not designed as a vehicle for market timing. Accordingly, your ability to make transfers under the Policy is subject to limitation if we determine, in our sole opinion, that the exercise of that privilege may disadvantage or potentially hurt the rights or interests of other Policy owners. We have limitations and restrictions on transfer activity, which we apply to all owners of the Policy without exception.</div> <div style="margin-top:6pt;text-align:justify">Insurance Company Risks</div><div style="text-align:justify">An investment in the Policy is subject to the risks related to the Company. Any obligations, guarantees, or benefits are subject to the claims-paying ability of the Company. If the Company is unable to meet its obligations to creditors, it is possible that the Company's obligations to you under this Policy may not be satisfied.</div> <div style="margin-top:6pt;text-align:justify">Conflicts of Interest</div><div style="margin-top:6pt;text-align:justify">Investment Professional Compensation</div><div style="text-align:justify">The Company pays compensation to broker-dealers, financial institutions and other parties (“Financial Intermediaries”) for the sale of the Policy according to schedules in the sales agreements and other agreements reached between the Company and the Financial Intermediaries. Such compensation generally consists of commissions on premiums paid on the Policy. The Company and/or its affiliates may also pay other amounts (“Additional Payments”) that include, but are not limited to, marketing allowances, expense reimbursements and education payments. These Additional Payments are designed to provide incentives for the sale and retention of the Policies as well as other products sold by the Company and may influence the Financial Intermediary or sales representative to recommend the purchase of this Policy over competing policies or over other investment options. You may ask your sales representative about these differing and divergent interests and the compensation paid to your representative and such representative's broker-dealer for soliciting applications for the Policy.</div><div style="margin-top:6pt;text-align:justify">Some financial representatives may have a financial incentive to offer a new policy in place of the one you already own. You should only exchange an existing policy if you determine, after comparing the features, fees and risks of both policies, and any fees or penalties to terminate the existing policy, that it is preferable to purchase the new policy rather than continue to own an existing policy.</div><div style="margin-top:6pt;text-align:justify">Compensation and Underlying Fund Selection</div><div style="text-align:justify">When selecting the Underlying Funds, we consider each such fund’s investment strategy, asset class, manager’s reputation, and performance. We also consider the amount of compensation that we receive from the Underlying Funds, their advisers, sub-advisers, or their distributors, which can be significant. Additionally, we offer certain Underlying Funds at least in part because they are managed by an affiliate.</div><div style="margin-top:6pt;text-align:justify">Compensation We Receive from Underlying Funds</div><div style="text-align:justify">The Company and certain of our affiliates receive compensation from certain Underlying Funds pursuant to Rule 12b-1 under the 1940 Act. This compensation is paid out of an Underlying Fund’s assets and is as much as 0.25% of the average net assets of an Underlying Fund that are attributable to the variable life insurance products issued by us and our affiliates that offer the particular fund (the Company’s variable contracts). An investment in an Underlying Fund with a 12b-1 fee will increase the cost of your investment.</div><div style="margin-top:6pt;text-align:justify">Compensation We Receive from Underlying Fund Advisors</div><div style="text-align:justify">We and certain of our affiliates also receive compensation from the advisers and sub-advisers to some of the Underlying Funds. We use this compensation for such purposes as paying expenses that we incur in promoting, issuing, distributing and administering the Policy and providing services on behalf of the Underlying Funds in our role as intermediary. Some advisers and sub-advisers pay us more than others; some advisers and sub-advisers do not pay us any such compensation. The advisers’ revenues from which such compensation is paid may be derived, in whole or in part, from the advisory fees deducted from Underlying Fund assets.</div><div style="margin-top:6pt;text-align:justify">Owners, through their indirect investment in the Underlying Funds, bear the costs of these advisory fees.</div><div style="margin-top:6pt;text-align:justify">Other Conflicts of Interest</div><div style="text-align:justify">The Underlying Funds are available to registered separate accounts offering variable annuity and variable life products of other affiliated and unaffiliated insurance companies, as well as to the Separate Account and other separate accounts of the Company. Although we do not anticipate any disadvantages to these arrangements, it is possible that a material conflict may arise between the interests of the Separate Account and one or more of the other separate accounts participating in the Underlying Funds. A conflict may occur, for example, as a result of a change in law affecting the operations of variable life and variable annuity separate accounts, differences in the voting instructions of the Owners and payees and those of other insurance companies, or some other reason. In the event of a conflict of interest, we will take steps necessary to protect Owners and payees, including withdrawing the Separate Account from participation in the Underlying Funds involved in the conflict or substituting shares of other funds.</div> <div style="margin-top:6pt;text-align:justify">Risks Affecting Our Administration of Your Policy</div><div style="text-align:justify">Our operations and/or the activities and operations of our service providers and business partners are subject to certain risks that may be beyond our control, including systems failures and operational disruptions caused by severe natural or man-made events (e.g., natural disasters, pandemics, cyberattacks). These risks are not unique to the Company and they could materially impact our ability to conduct business, safeguard your personal information, and administer the Policy (e.g., calculate Policy values or Unit values, process Policy transactions). These events could also impact the issuers of the securities in which the Underlying Funds invest, which could cause your Policy to lose value.</div><div style="margin-top:6pt;text-align:justify">The Company is highly dependent upon its computer systems and those of its business partners. This makes the Company potentially susceptible to operational and information security risks resulting from a cyberattack or other cybersecurity incident. These risks include direct risks, such as theft, misuse, corruption and destruction of data maintained by the Company, and indirect risks, such as denial of service attacks on service provider websites and other operational disruptions that impede our ability to electronically interact with service providers. Cybersecurity threats, and the methods and devices used to attack systems and networks, evolve constantly (for example, through the increased use of artificial intelligent (“AI”) tools). Although we make substantial efforts to protect our computer systems from these security risks, including internal processes and technological defenses that are preventative or detective, and other controls designed to provide multiple layers of security assurance, there can be no guarantee that we, our service providers, or the Underlying Funds will be able to avoid adverse impacts from cybersecurity incidents, including the types of impacts described above. If your Contract is adversely affected as a result of the failure of our cybersecurity controls, we will take reasonable steps to restore your Contract.</div> <div style="margin-top:12pt;text-align:justify">DEATH BENEFITS AND POLICY VALUES</div><div style="margin-top:12pt;text-align:justify">Death Proceeds</div><div style="text-align:justify">We will pay the death proceeds to the beneficiary(ies) subject to the provisions of the Policy, after we receive:</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•notice and proof that the Insured died while the Policy was in force and before the Policy Maturity Date. Proof of the Insured's death consists of a certified copy of the death certificate of the Insured;</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Sufficient information to determine our liability, the extent of the liability, and the appropriate payee legally entitled to the proceeds; and</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Sufficient evidence that any legal impediments to payment of proceeds that depend on the action of parties other than us are resolved. Legal impediments to payment include, but are not limited to: (a) the establishment of guardianships and conservatorships; (b) the appointment and qualification of trustees, executors and administrators; and (c) the submission of information required to satisfy state and federal reporting requirements.</div><div style="margin-top:6pt;text-align:justify">We pay death proceeds first to the assignee, if any, in a lump sum. We pay the remainder to your named beneficiary(ies) as described below. If no beneficiary(ies) survives the Insured, we will pay the death proceeds to the Owner or the Owner’s estate unless you have given us written notice otherwise.</div><div style="margin-top:6pt;text-align:justify">We will pay death proceeds according to the benefit payment option (shown below) that you have chosen. If you do not select a benefit payment option, your named beneficiary(ies) may each choose to receive payment in a lump sum or according to a benefit payment option. If your beneficiary(ies) does not choose a benefit payment option, we will pay the death proceeds in a lump sum.</div><div style="margin-top:6pt;text-align:justify">Death proceeds, calculated as of the date of death of the Insured, are A minus B minus C where:</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•A is the death benefit plus any proceeds from any benefit rider on the Insured's life;</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•B is any Loan Indebtedness; and</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•C, if the Insured's death occurs during a grace period, is the lesser of any overdue Monthly Policy Charges and, if applicable, the Death Benefit Guarantee Premium Requirement.</div><div style="margin-top:6pt;text-align:justify">Benefit Payment Instructions</div><div style="text-align:justify">While the Insured is alive, you may give us instructions for payment of death proceeds under one of the fixed benefit payment options shown below. If we have not received written benefit payment instructions from you prior to the Insured’s death, each of your beneficiaries may select either a lump sum distribution or one of the benefit payment options shown below. You may change your benefit payment instructions by sending us written notice. If you change your beneficiary(ies) designation, your prior benefit payment instructions are automatically revoked.</div><div style="margin-top:6pt;text-align:justify">Benefit Payment Options</div><div style="text-align:justify">The benefit payment options include:</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Custom Benefit Arrangement – We will make benefit payments based on arrangements you have requested and we have agreed to in writing (e.g., equal payments made over a specified period of time, joint and survivor life income with a reduced survivor benefit, etc.).</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Life Income – We will make benefit payments for a person’s lifetime; payments stop after the death of that person. It is possible that we would make no payments if the person were to die before the first payment was due.</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Life Income with Period Certain – We will make benefit payments for the longer of a person’s lifetime or a guaranteed period that you specify (must be between 5 to 30 years). If the person dies before all of the guaranteed payments have been made, we will continue to make the guaranteed payments to the person(s) you or your beneficiary designate until the end of the guaranteed period.</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Joint and Survivor Life Income – We will make benefit payments for the longer of the lifetimes of two named people. Payments stop upon the death of the survivor of the two persons. It is possible that we would make no payments if both persons were to die before the first payment was due.</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Joint and Survivor Life Income with Period Certain – We will make benefit payments for the longer of the lifetimes of two named people or a guaranteed payment period that you specify (must be between 5 to 30 years). If both people die before all of the guaranteed payments have been made, we will continue to make the guaranteed payments to the person(s) you or your beneficiary designates until the end of the guaranteed period.</div><div style="margin-top:6pt;text-align:justify">These benefit payment options are also available if the Policy matures or is surrendered.</div><div style="margin-top:6pt;text-align:justify">Death Benefit Options</div><div style="text-align:justify">The death benefit option is selected at the time of application. If a death benefit option is not chosen, the Policy will be issued with Death Benefit Option 1.</div><div style="margin-top:6pt;text-align:justify">The three death benefit options available are:</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Death Benefit Option 1 – the death benefit equals the greater of:</div><div style="padding-left:31.5pt;text-align:justify;text-indent:-18pt">•the Total Face Amount; or</div><div style="padding-left:31.5pt;text-align:justify;text-indent:-18pt">•the amount found by multiplying the Surrender Value by the applicable percentage*.</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Death Benefit Option 2 – the death benefit equals the greater of:</div><div style="padding-left:31.5pt;text-align:justify;text-indent:-18pt">•the Total Face Amount plus the Policy Value; or</div><div style="padding-left:31.5pt;text-align:justify;text-indent:-18pt">•the amount found by multiplying the Surrender Value by the applicable percentage*.</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Death Benefit Option 3 – the death benefit equals the greater of:</div><div style="padding-left:31.5pt;text-align:justify;text-indent:-18pt">•the Total Face Amount plus the greater of a) premiums paid less partial surrenders and b) zero; or</div><div style="padding-left:31.5pt;text-align:justify;text-indent:-18pt">•the amount found by multiplying the Surrender Value by the applicable percentage*.</div><div style="margin-top:6pt;padding-left:36pt;text-align:justify;text-indent:-36pt">*The applicable percentage tables are in Appendix B and are based on our interpretation of Section 7702 of the Internal Revenue Code as set forth below. The table which applies to your Policy is determined by your choice of either the guideline premium/cash value corridor test or the cash value accumulation test.</div><div style="margin-top:6pt;padding-left:66.24pt;text-align:justify;text-indent:-49.5pt">Example: The following assumptions are made to demonstrate the use of the Tables found in Appendix B: Death Benefit Option: 1</div><div style="padding-left:67.5pt;text-align:justify">Total Face Amount:</div><div style="padding-left:67.5pt;text-align:justify">$1,000,000 Surrender Value:</div><div style="padding-left:67.5pt;text-align:justify">$900,000</div><div style="padding-left:67.5pt;text-align:justify">Definition of Life Insurance Test: Guideline Premium/Cash Value Corridor Test Attained Age: 45</div><div style="padding-left:67.5pt;text-align:justify">Risk Class: Preferred Non-</div><div style="padding-left:67.5pt;text-align:justify">Tobacco Applicable Percentage: 215%</div><div style="padding-left:67.5pt;text-align:justify">Death Benefit: $900,000 x 215% = $1,935,000</div><div style="padding-left:67.5pt;text-align:justify">For Policy Dates before October 1, 2021, if the Definition of Life Insurance Test was the Cash Value Accumulation Test, the applicable percentage would be 378.88% (assuming the Insured is a male) and the death benefit would be $3,409,920.</div><div style="padding-left:67.5pt;text-align:justify">For Policy Dates on or after October 1, 2021, if the Definition of Life Insurance Test was the Cash Value Accumulation Test, the applicable percentage would be 201.591% (assuming the Insured is a male) and the death benefit would be $1,814,319.</div><div style="margin-top:6pt;text-align:justify">Change in Death Benefit Option</div><div style="text-align:justify">You may change the death benefit option on or after the first policy anniversary. Up to two changes are allowed per Policy Year. Your request must be made in writing and approved by us. The effective date of the change will be the Monthly Date that coincides with, or next follows, our approval. If the death benefit option change involves a face decrease, you may elect to keep the current Total Face Amount, subject to underwriting review and approval.</div><div style="margin-top:6pt;text-align:justify">The option may not be changed from Death Benefit Option 1 to Death Benefit Option 3 or from Death Benefit Option 2 to Death Benefit Option 3. We will increase or decrease the Total Face Amount so that the death benefit immediately after the change equals the death benefit before the change.</div><div style="margin-top:6pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:39.129%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:27.062%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Changing from Death Benefit Option 1 to Death Benefit Option 2</div><div>We will decrease the Total Face Amount. The amount of the decrease is equal to the Policy Value on the effective date of the change. If there have been previous increases in the Total Face Amount, the decrease of Total Face Amount will be made on a last in, first out basis. Because the death benefit can continue to increase under Death Benefit Option 2, thereby increasing the Company’s risk we may require proof of insurability. In addition, cost of insurance charges will likely increase. This example assumes that the Base Policy Face Amount equals the Total Face Amount.</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Total Face Amount</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Death Benefit</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Policy Value</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">before the change</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">before the change</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">before the change</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom">$1,000,000</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom">$1,000,000</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom">$50,000</td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">after the change</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">after the change</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">after the change</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">$950,000 </div><div style="text-align:center">($1,000,000 - $50,000)</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">$1,000,000 </div><div style="text-align:center">($950,000+$50,000)</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$50,000</td></tr><tr style="height:15pt"><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="9" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Changing from Death Benefit Option 2 to Death Benefit Option 1</div><div>We will increase the Total Face Amount. The amount of the increase is equal to the Policy Value on the effective date of the change. The Total Face Amount increase will be in the same proportion as the Base Policy Face Amount to the Total Face Amount. Because the death benefit will not continue to increase under Death Benefit Option 1, no proof of insurability is required. Cost of insurance charges will likely decrease. This example assumes that the policy face amount equals the Total Face Amount.</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Total Face Amount</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Death Benefit</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Policy Value</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">before the change</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">before the change</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">before the change</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$1,000,000</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">$1,050,000 </div><div style="text-align:center">($1,000,000 + $50,000)</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$50,000</td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">after the change</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">after the change</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">after the change</div></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">$1,050,000 </div><div style="text-align:center">($1,000,000 + $50,000)</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$1,050,000</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$50,000</td></tr></table></div><div style="margin-top:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:39.129%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:27.062%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">Changing from Death Benefit Option 3 to Death Benefit Option 1</div><div>We will increase the Total Face Amount if the total premiums paid are greater than total partial surrenders (including any transaction fees) as of the effective date of the change. The increase will be in the same proportion as the Base Policy Face Amount is to the Total Face Amount. Because the death benefit will not continue to increase under Death Benefit Option 1, no proof of insurability is required. Cost of insurance charges will likely decrease. This example assumes total premiums paid are $30,000, total partial surrenders are $10,000 and the Base Policy Face Amount equals the Total Face Amount.</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">Total Face Amount</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">Death Benefit</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">Policy Value</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">before the change</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">before the change</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">before the change</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$1,000,000</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">$1,020,000 </div><div style="text-align:center">($1,000,000 + ($30,000 - $10,000))</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$50,000</td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">after the change</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">after the change</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">after the change</div></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">$1,020,000 </div><div style="text-align:center">($1,000,000 + ($30,000 - $10,000))</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$1,020,000</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$50,000</td></tr></table></div><div style="margin-top:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:39.129%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:27.062%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">Changing from Death Benefit Option 3 to Death Benefit Option 2</div><div>We will either increase or decrease the Total Face Amount by subtracting the Policy Value from the greater of a) premiums paid less partial surrenders and b) zero. Because the death benefit can continue to increase under Death Benefit Option 2, therefore increasing the Company’s risk, we may require proof of insurability. In addition, cost of insurance charges will likely increase. This example assumes that total premiums paid are $30,000, total partial surrenders are $10,000 and the policy face amount equals the Total Face Amount.</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">Total Face Amount</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">Death Benefit</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">Policy Value</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">before the change</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">before the change</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">before the change</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$1,000,000</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">$1,020,000 </div><div style="text-align:center">($1,000,000 + ($30,000 - $10,000))</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$50,000</td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">after the change</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">after the change</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">after the change</div></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">$970,000</div><div style="text-align:center">($1,000,000 + ($30,000 - $10,000 - $50,000))</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">$1,020,000 </div><div style="text-align:center">($970,000 + $50,000)</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$50,000</td></tr></table></div><div style="margin-top:12pt;text-align:justify">IRS Definition of Life Insurance</div><div style="text-align:justify">The Policy should qualify as a life insurance contract as long as it satisfies either the guideline premium/cash value corridor test or the cash value accumulation test as defined under Section 7702 of the Internal Revenue Code. One of these tests is chosen at issue. If a test is not chosen, the Policy will comply with the guideline premium/cash value corridor test. Once a test is chosen, it cannot be changed on the Policy.</div><div style="margin-top:6pt;text-align:justify">The guideline premium/cash value corridor test places limitations on the amount of premium payments that may be made and on Policy Values that can accumulate relative to the death benefit. Guideline premium limits are determined when the Policy is issued and can vary by the death benefit option chosen. Guideline premium limits will likely change due to any Adjustment to the Policy.</div><div style="margin-top:6pt;text-align:justify">If you make a premium payment that we determine exceeds the current guideline premium limits under Internal Revenue Code Section 7702, we reserve the right to apply or refund the payment as described under “Premium Limitations.”</div><div style="margin-top:6pt;text-align:justify">The cash value accumulation test does not place limitations on the amount of premium payments but limits the amount of Policy Values that can accumulate relative to the death benefit.</div><div style="margin-top:6pt;text-align:justify">To satisfy either test, the ratio of the death benefit to the Policy Value must be at least as great as the applicable percentage shown in Appendix B. As the Policy Value increases, the minimum death benefit may be required to increase. Because the cost of insurance you pay is based in part on the amount of the death benefit, an increase in the death benefit increases the cost of insurance.</div><div style="margin-top:6pt;text-align:justify">As compared to the cash value accumulation test, the guideline premium/cash value corridor test generally has:</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•smaller applicable percentages</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•lower minimum death benefit</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•lower cost of insurance charges</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•better Policy Value growth.</div><div style="margin-top:6pt;text-align:justify">The smaller applicable percentages lead to a lower minimum death benefit and thus lower cost of insurance charges. Lower charges result in better Policy Value growth.</div><div style="margin-top:6pt;text-align:justify">This may not be the result in all cases. The specifics of each Policy determine which test is more suitable. Illustrations using each of the tests will help you determine which test meets your objectives. An illustration may be obtained from your registered representative or by calling 1-800-247-9988.</div><div style="margin-top:6pt;text-align:justify">The table below demonstrates the minimum death benefit based on the test chosen. </div><div style="margin-top:6pt;text-align:justify">For Policy Dates before October 1, 2021</div><div style="text-align:justify">The example below is based on the following:</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•The Insured is a male with an Attained Age of 45 at the time the Policy was issued. He dies at the beginning of the sixth Policy Year (Attained Age 50)</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Total Face amount is $100,000</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Death Benefit Option 1</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Surrender value at the date of death is $25,000</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•The minimum death benefit under the guideline premium/cash value corridor test is $46,250 (assuming an applicable percentage of 185% x Surrender Value)</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•The minimum death benefit under the cash value accumulation test is $80,494 (assuming an applicable percentage of 321.976%)</div><div style="margin-top:6pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:93.390%"><tr><td style="width:1.0%"></td><td style="width:39.976%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.592%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.592%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:22.440%"></td><td style="width:0.1%"></td></tr><tr><td colspan="12" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">The death benefit payable is the larger of these two amounts</div></td></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Face Amount</div></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Minimum death </div><div style="text-align:center">benefit</div></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Net amount at risk </div><div style="text-align:center">used in</div><div style="text-align:center">calculating the cost of </div><div style="text-align:center">insurance charge</div></td></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Guideline Premium/Cash Value Corridor Test</div></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$100,000</td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$46,250</td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$74,705.44</td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div>Cash Value Accumulation Test</div></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top">$100,000</td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top">$80,494</td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top">$74,705.44</td></tr></table></div><div style="margin-top:6pt;text-align:justify">Here’s the same example, but with a Surrender Value of $75,000. Because the Surrender Value has increased, the minimum death benefit is now:</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•$138,750 for the guideline premium/cash value corridor test</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•$214,482 for the cash value accumulation test.</div><div style="margin-top:6pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:93.390%"><tr><td style="width:1.0%"></td><td style="width:39.976%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.592%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.592%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:22.440%"></td><td style="width:0.1%"></td></tr><tr><td colspan="12" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom">The death benefit payable is the larger of these two amounts</td></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Face Amount</div></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Minimum death </div><div style="text-align:center">benefit</div></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Net amount at risk </div><div style="text-align:center">used in</div><div style="text-align:center">calculating the cost of </div><div style="text-align:center">insurance charge</div></td></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Guideline Premium/Cash Value Corridor Test</div></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$100,000</td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$138,750</td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$65,521.22</td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div>Cash Value Accumulation Test</div></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top">$100,000</td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top">$214,482</td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top">$166,083.83</td></tr></table></div><div style="margin-top:6pt;text-align:justify">For Policy Dates on or after October 1, 2021 </div><div style="text-align:justify">The example below is based on the following:</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•The Insured is a male with an Attained Age of 45 at the time the Policy was issued. He dies at the beginning of the sixth Policy Year (Attained Age 50)</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Total Face amount is $100,000</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Death Benefit Option 1</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Surrender value at the date of death is $25,000</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•The minimum death benefit under the guideline premium/cash value corridor test is $46,250 (assuming an applicable percentage of 185% x Surrender Value)</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•The minimum death benefit under the cash value accumulation test is $46,219 (assuming an applicable percentage of 184.874%)</div><div style="margin-top:6pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:93.390%"><tr><td style="width:1.0%"></td><td style="width:39.976%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.592%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.592%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:22.440%"></td><td style="width:0.1%"></td></tr><tr><td colspan="12" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom">The death benefit payable is the larger of these two amounts</td></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Face Amount</div></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Minimum death </div><div style="text-align:center">benefit</div></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Net amount at risk </div><div style="text-align:center">used in</div><div style="text-align:center">calculating the cost of </div><div style="text-align:center">insurance charge</div></td></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Guideline Premium/Cash Value Corridor Test</div></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$100,000</td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$46,250</td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$74,917.11</td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div>Cash Value Accumulation Test</div></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top">$100,000</td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top">$46,219</td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top">$74,917.11</td></tr></table></div><div style="margin-top:6pt;text-align:justify">Here’s the same example, but with a Surrender Value of $75,000. Because the Surrender Value has increased, the minimum death benefit is now:</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•$138,750 for the guideline premium/cash value corridor test</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•$138,656 for the cash value accumulation test.</div><div style="margin-top:6pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:93.390%"><tr><td style="width:1.0%"></td><td style="width:39.976%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.592%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.592%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:22.440%"></td><td style="width:0.1%"></td></tr><tr><td colspan="12" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom">The death benefit payable is the larger of these two amounts</td></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Face Amount</div></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Minimum death </div><div style="text-align:center">benefit</div></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Net amount at risk </div><div style="text-align:center">used in</div><div style="text-align:center">calculating the cost of </div><div style="text-align:center">insurance charge</div></td></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Guideline Premium/Cash Value Corridor Test</div></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$100,000</td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$138,750</td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$63,635.00</td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div>Cash Value Accumulation Test</div></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top">$100,000</td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top">$138,656</td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top">$63,540.58</td></tr></table></div><div style="margin-top:6pt;text-align:justify">Keep in mind that cost of insurance charges, which affect your Policy’s value, increase with the amount of the death benefit, as well as over time. The cost of insurance is charged at a rate per $1,000 of Net Amount at Risk. As the Net Amount at Risk increases, the cost of insurance increases. Policy value also varies depending on the performance of the investment options in your Policy.</div><div style="margin-top:6pt;text-align:justify">All transactions will be subject to the limits as defined under Section 7702 of the Internal Revenue Code. A transaction may not be allowed, or an increase in Total Face Amount may be required, if the transaction would cause a refund of premium and/or distribution of the Policy Value in order to maintain compliance with the Section 7702 limits.</div><div style="margin-top:6pt;text-align:justify">Maturity Proceeds</div><div style="text-align:justify">If your Policy is in force and the Insured is living on the Policy Maturity Date shown on the Data Pages, you may elect to be paid the maturity proceeds, which are equal to the Net Surrender Value.</div><div style="margin-top:6pt;text-align:justify">Adjustment Options</div><div style="margin-top:6pt;text-align:justify">Increase in Total Face Amount</div><div style="text-align:justify">You may request an increase in the Total Face Amount provided that the Policy is not in a grace period and Monthly Policy Charges are not being waived under a rider. The minimum increase in Total Face Amount is $10,000.</div><div style="margin-top:6pt;text-align:justify">The request must be made on an Adjustment application. The application must be signed by the Owner(s) and the Insured. If your request is not approved, no changes are made to your Policy.</div><div style="margin-top:6pt;text-align:justify">We will approve your request if:</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•the Attained Age of the Insured does not exceed the maximum age limit that applies to the Policy on a new issue basis; and</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•the amount of the face amount increase is at least the minimum face amount Increase shown on the Data Pages; and</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•you supply evidence which satisfies us that the Insured is alive and insurable under our underwriting guidelines then in effect; and</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•the death proceeds less the Policy Value does not exceed our maximum limits as defined under our underwriting guidelines then in effect; and</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•your policy is not in a grace period; and</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•the face amount after Adjustment is not less than the minimum face amount shown on the Data Pages; and</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•your Monthly Policy Charges or premiums are not being waived under any rider.</div><div style="margin-top:6pt;text-align:justify">The increase in Total Face Amount is in a risk classification determined by us. The Adjustment is effective on the Monthly Date on or next following our approval of your request.</div><div style="margin-top:6pt;text-align:justify">If you want insurance coverage to start at the time the Adjustment application is submitted, an “adjustment premium” payment must be sent with the completed application. The amount of the adjustment premium is based on the face amount of the Policy, the death benefit option and the charges and expenses of the Policy. This amount is shown on the Policy illustration provided to you by your registered representative. If this amount is submitted with the application, an adjustment premium conditional receipt will be given to you. The receipt acknowledges the adjustment premium payment and details any interim conditional insurance coverage.</div><div style="margin-top:6pt;text-align:justify">Any adjustment premium payment made in connection with the Adjustment application is held in our General Account without interest (for a period of up to a 60 days) while we complete underwriting for the Adjustment. If we approve the Adjustment, on the effective date of the Adjustment, the amount of the adjustment premium payment being held minus the Premium Expense Charge is moved to the Divisions and/or Fixed Account according to your then current premium allocation percentages.</div><div style="margin-top:6pt;text-align:justify">The cost of insurance charge will increase in the event of an increase in a Policy’s Total Face Amount. If there is insufficient value to pay the higher charges after an increase in Total Face Amount, the Policy will lapse, unless the protections of the death benefit guarantee rider are in effect. The entire Policy would be at risk of lapsing, not just the incremental increase in Total Face Amount.</div><div style="margin-top:6pt;text-align:justify">Decrease in Total Face Amount</div><div style="text-align:justify">On or after the first policy anniversary, you may request a decrease in the Total Face Amount. No transaction fee is imposed on decreases in the Total Face Amount. A request for a decrease requires the following:</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•the request must be made on an Adjustment application;</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•the application must be signed by the Owner(s);</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•the decrease is at least the minimum amount as determined by our underwriting guidelines in place at the time of your request;</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•the decrease may not reduce the Total Face Amount below $100,000; and</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•if there have been previous increases in the Total Face Amount, the decrease of Total Face Amount will be made on a last in, first out basis.</div><div style="margin-top:6pt;text-align:justify">A decrease may not be allowed if the decrease would cause a refund of premium and/or the distribution of the Policy Value in order to maintain compliance with the limits required by the Internal Revenue Code relating to the definition of life insurance.</div><div style="margin-top:6pt;text-align:justify">Policy Values</div><div style="text-align:justify">Your Policy Value is equal to the sum of the values in the Divisions, the Fixed Account, and Loan Account. The Policy Value:</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•increases as premiums are applied and interest is credited;</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•decreases as partial surrenders and Policy expenses are deducted; and</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•can increase or decrease as the investment experience of your chosen Divisions fluctuates.</div> <div style="margin-top:12pt;text-align:justify">Death Proceeds</div><div style="text-align:justify">We will pay the death proceeds to the beneficiary(ies) subject to the provisions of the Policy, after we receive:</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•notice and proof that the Insured died while the Policy was in force and before the Policy Maturity Date. Proof of the Insured's death consists of a certified copy of the death certificate of the Insured;</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Sufficient information to determine our liability, the extent of the liability, and the appropriate payee legally entitled to the proceeds; and</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Sufficient evidence that any legal impediments to payment of proceeds that depend on the action of parties other than us are resolved. Legal impediments to payment include, but are not limited to: (a) the establishment of guardianships and conservatorships; (b) the appointment and qualification of trustees, executors and administrators; and (c) the submission of information required to satisfy state and federal reporting requirements.</div><div style="margin-top:6pt;text-align:justify">We pay death proceeds first to the assignee, if any, in a lump sum. We pay the remainder to your named beneficiary(ies) as described below. If no beneficiary(ies) survives the Insured, we will pay the death proceeds to the Owner or the Owner’s estate unless you have given us written notice otherwise.</div><div style="margin-top:6pt;text-align:justify">We will pay death proceeds according to the benefit payment option (shown below) that you have chosen. If you do not select a benefit payment option, your named beneficiary(ies) may each choose to receive payment in a lump sum or according to a benefit payment option. If your beneficiary(ies) does not choose a benefit payment option, we will pay the death proceeds in a lump sum.</div><div style="margin-top:6pt;text-align:justify">Death proceeds, calculated as of the date of death of the Insured, are A minus B minus C where:</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•A is the death benefit plus any proceeds from any benefit rider on the Insured's life;</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•B is any Loan Indebtedness; and</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•C, if the Insured's death occurs during a grace period, is the lesser of any overdue Monthly Policy Charges and, if applicable, the Death Benefit Guarantee Premium Requirement.</div><div style="margin-top:6pt;text-align:justify">Benefit Payment Instructions</div><div style="text-align:justify">While the Insured is alive, you may give us instructions for payment of death proceeds under one of the fixed benefit payment options shown below. If we have not received written benefit payment instructions from you prior to the Insured’s death, each of your beneficiaries may select either a lump sum distribution or one of the benefit payment options shown below. You may change your benefit payment instructions by sending us written notice. If you change your beneficiary(ies) designation, your prior benefit payment instructions are automatically revoked.</div><div style="margin-top:6pt;text-align:justify">Benefit Payment Options</div><div style="text-align:justify">The benefit payment options include:</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Custom Benefit Arrangement – We will make benefit payments based on arrangements you have requested and we have agreed to in writing (e.g., equal payments made over a specified period of time, joint and survivor life income with a reduced survivor benefit, etc.).</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Life Income – We will make benefit payments for a person’s lifetime; payments stop after the death of that person. It is possible that we would make no payments if the person were to die before the first payment was due.</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Life Income with Period Certain – We will make benefit payments for the longer of a person’s lifetime or a guaranteed period that you specify (must be between 5 to 30 years). If the person dies before all of the guaranteed payments have been made, we will continue to make the guaranteed payments to the person(s) you or your beneficiary designate until the end of the guaranteed period.</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Joint and Survivor Life Income – We will make benefit payments for the longer of the lifetimes of two named people. Payments stop upon the death of the survivor of the two persons. It is possible that we would make no payments if both persons were to die before the first payment was due.</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Joint and Survivor Life Income with Period Certain – We will make benefit payments for the longer of the lifetimes of two named people or a guaranteed payment period that you specify (must be between 5 to 30 years). If both people die before all of the guaranteed payments have been made, we will continue to make the guaranteed payments to the person(s) you or your beneficiary designates until the end of the guaranteed period.</div><div style="margin-top:6pt;text-align:justify">These benefit payment options are also available if the Policy matures or is surrendered.</div> <div style="margin-top:12pt;text-align:justify">OTHER BENEFITS AVAILABLE UNDER THE POLICY</div><div style="margin-top:12pt;text-align:justify">In addition to the standard death benefit associated with the Policy, other standard and/or optional benefits may also be available. The following table summarizes information about those benefits. For information about the fees associated with each benefit included in the table, if any, see SUMMARY: FEE TABLES.</div><div style="margin-top:6pt;text-align:justify">Not all benefits (including those referred to below as "standard") are available to all Owners or in all states, and provisions may vary. In addition, depending on your financial professional or your financial professional’s firm, certain benefits may not be available, or may be available on different terms. See GENERAL DESCRIPTION OF THE POLICY – Financial Intermediary Variations.</div><div style="margin-top:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:18.009%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:22.032%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.400%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:21.026%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:22.033%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Name of Benefit</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">Purpose</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Standard/ </div><div>Optional</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">Charge</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Brief Description of </div><div>Restrictions/Limitations</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Scheduled Transfers</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Permits automatic transfers from one Division to one or more of the other Divisions, or from the Fixed Account to one or more of the Divisions, on a regular basis</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">Standard</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">No</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Automatic transfers are not available from the Divisions to the Fixed Account</div><div>Transfers from the Divisions take place annually, semi-annually, quarterly, or monthly.</div><div>Additional limitations apply to scheduled transfers from the Fixed Account.</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Automatic Portfolio Rebalancing</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Allows you to maintain a specific percentage of your Net Policy Value in the Divisions over time.</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">Standard</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">No</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Not available if you have scheduled transfers from the same Divisions.</div><div>Not available for the Fixed Account.</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Change of Insured</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Allows the business to change the Insured when an employee leaves employment or ownership of the business changes</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">Optional</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">No</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>available on business cases only</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Death Benefit Guarantee</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Guarantees the Policy will not lapse before the Insured attains age 85 if premiums paid equal or exceed the Death Benefit Guarantee Premium requirement</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Standard(1)</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">No</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>If the rider terminates, it may not be reinstated.</div></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Life Paid-Up (Overloan Protection)</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Under certain circumstances, guarantees the Policy will not lapse when there is large Loan Indebtedness by converting the Policy to paid-up life insurance</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">Optional</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">Yes</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Once the benefit begins, certain limitations and restrictions are imposed on the Policy. Consult your tax advisor regarding this rider.</div></td></tr><tr style="height:32pt"><td colspan="3" rowspan="2" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Enhanced Cash Surrender Value Rider</div></td><td colspan="3" rowspan="2" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>If you surrender a Policy in full, we will pay an amount in addition to the Net Policy Value</div></td><td colspan="3" rowspan="2" style="border-left:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">Optional</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Yes. There is no initial cost to purchase the</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Underwriting guidelines and plan premium levels determine availability to</div></td></tr><tr style="height:69pt"><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Enhanced Cash Surrender Value Rider. However, your Policy Value will be impacted if a higher current asset based charge is</div><div>deducted from your Policy Value.</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Select the enhanced cash surrender options. Contact your registered representative for more information.</div><div>Election will generally result in higher asset based charges.</div></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Supplemental Benefit Rider</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Provides additional insurance (Total Face Amount) at a reduced cost</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">Optional</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">Yes</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Our approval, under our then current underwriting guidelines, is required to add this rider. The supplemental cost of insurance rate applies.</div><div>For Policy Dates on or after March 2, 2026, Supplemental Benefit Rider asset based charges also apply.</div></td></tr></table></div><div style="margin-top:6pt;padding-left:18pt;text-align:justify;text-indent:-18pt">(1)Availability of these riders varies. See the more detailed information below.</div><div style="margin-top:12pt;text-align:justify">Change of Insured Rider</div><div style="text-align:justify">This rider is available on business cases only and may be added at any time prior to the proposed Insured’s issue age 69. It allows the business to change the Insured when an employee leaves employment or ownership of the business changes. We must receive satisfactory evidence of insurability (according to our underwriting guidelines then in effect) for the newly named Insured. Future cost of insurance rates are based on the gender, issue age, tobacco status and risk classification of the newly named Insured. Until the effective date of the change of Insured application, coverage remains in effect on the life of the prior Insured. The death proceeds are paid when the newly named Insured dies. There is no charge for this rider.</div><div style="margin-top:6pt;text-align:justify">Death Benefit Guarantee Rider</div><div style="text-align:justify">This rider is automatically made a part of the Policy at issue as long as the premium (planned or paid) is equal to or greater than the annual Death Benefit Guarantee Premium Requirement. This rider provides that your Policy will not lapse before Insured’s Attained Age 85 if premiums paid equal or exceed the Death Benefit Guarantee Premium Requirement. The Death Benefit Guarantee Premium Requirement is described in PREMIUMS - Premiums Affecting Guarantee Provisions, and an illustration (available at no charge from your registered representative or our Home Office) will provide the Death Benefit Guarantee Premium Requirement applicable to your Policy.</div><div style="margin-top:6pt;text-align:justify">If on any Monthly Date, the death benefit guarantee premium is not met, we send you a notice stating the premium required to keep the rider in effect. If the premium required to maintain the rider is not received in our Home Office before the expiration of the 61 days (which begins when the notice is mailed), the death benefit guarantee is no longer in effect and the rider is terminated. If the rider terminates, it may not be reinstated (except in states where reinstatement is required). The rider may not be added after the Policy has been issued. There is no charge to purchase this rider; however, sufficient premiums are required to be paid in order for the rider benefits to apply.</div><div style="margin-top:6pt;text-align:justify">Enhanced Cash Surrender Value Rider</div><div style="text-align:justify">If you surrender a Policy in full that has the optional Enhanced Cash Surrender Value Rider, we will pay an amount in addition to the Net Policy Value as set out below. The additional amount reflects a partial refund of past policy charges. The additional amount is only available upon a full cash surrender of the Policy that is not associated with a replacement or an exchange under Section 1035 of the Internal Revenue Code, or with the exercise of your right to return the Policy pursuant to the examination offer (Free-Look) provision. In Florida, the additional amount is only available upon a full cash surrender of the Policy that is not associated with the exercise of your right to return the Policy pursuant to the examination offer (Free-Look) provision. This rider has no value unless or until you surrender the Policy in full. This rider generally terminates if there is a change of ownership of your Policy. This rider may be reinstated as part of your Policy if the rider was part of your Policy at the end of the grace period (as described in the grace period provision of the Policy) and if all conditions for reinstatement are met. If the rider is reinstated pursuant to the terms and conditions of the rider, Policy Year of surrender for the rider benefit will be based on the Policy Date.</div><div style="margin-top:6pt;text-align:justify">The Enhanced Cash Surrender Value Rider benefit is equal to the additional amount shown in the applicable table below, multiplied by the Enhancement Factor. There are four Enhancement Factor options available - 25%, 50%, 75%, or 100%. Underwriting guidelines and plan premium levels determine availability to select these options. Higher Enhancement Factors are available for relatively larger plan premium levels. Contact your registered representative for more information.</div><div style="margin-top:6pt;text-align:justify">For Policy Dates before March 2, 2026*</div><div style="margin-top:6pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:29.503%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:68.297%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:6.2pt;padding-left:13.5pt;padding-right:-2.63pt">Policy Year of Surrender</div></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:6.2pt;padding-right:-2.63pt">Additional Amount</div></td></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:6.2pt;padding-right:-1.31pt;text-align:center">1</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:6.2pt;padding-right:-2.63pt">8.15% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-1.31pt;text-align:center">2</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-2.63pt">9.50% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.7pt;padding-right:-1.31pt;text-align:center">3</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.7pt;padding-right:-2.63pt">9.40% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-1.31pt;text-align:center">4</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-2.63pt">9.00% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.7pt;padding-right:-1.31pt;text-align:center">5</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.7pt;padding-right:-2.63pt">8.40% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-1.31pt;text-align:center">6</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-2.63pt">7.50% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-1.31pt;text-align:center">7</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-2.63pt">6.50% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.7pt;padding-right:-1.31pt;text-align:center">8</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.7pt;padding-right:-2.63pt">5.50% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-1.31pt;text-align:center">9</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-2.63pt">4.75% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr></table></div><div style="margin-top:6pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:29.503%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:68.297%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.7pt;padding-right:-1.16pt;text-align:center">10</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.7pt;padding-right:-2.63pt">4.00% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-1.16pt;text-align:center">11</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-2.63pt">3.00% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-1.16pt;text-align:center">12</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-2.63pt">2.00% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.7pt;padding-right:-1.16pt;text-align:center">13</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.7pt;padding-right:-2.63pt">0.90% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-1.19pt;text-align:center">14+</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-2.63pt">0.00% of premium received since issue less partial surrenders</div></td></tr></table></div><div style="margin-bottom:12pt;padding-left:9pt;text-align:justify;text-indent:-9pt">*There is no initial cost to purchase this rider, however, your Policy Value will be impacted because a higher current asset based charge will be deducted from your Policy Value with 100% Enhancement Factor as compared to a Policy issued without this rider. This higher current asset based charge will continue even if this rider terminates.</div><div style="margin-top:6pt;text-align:justify">For Policy Dates on or after March 2, 2026**</div><div style="margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:29.503%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:68.297%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.75pt;padding-left:13.5pt;padding-right:-2.63pt">Policy Year of Surrender</div></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.75pt;padding-right:-2.63pt">Additional Amount</div></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.85pt;padding-right:-1.31pt;text-align:center">1</div></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.85pt;padding-right:-2.63pt">8.00% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-1.31pt;text-align:center">2</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-2.63pt">7.20% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-1.31pt;text-align:center">3</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-2.63pt">6.50% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-1.31pt;text-align:center">4</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-2.63pt">5.75% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.55pt;padding-right:-1.31pt;text-align:center">5</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.55pt;padding-right:-2.63pt">5.10% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-1.31pt;text-align:center">6</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-2.63pt">4.50% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-1.31pt;text-align:center">7</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-2.63pt">3.90% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-1.31pt;text-align:center">8</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-2.63pt">2.95% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-1.31pt;text-align:center">9</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-2.63pt">1.90% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-1.31pt;text-align:center">10</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-2.63pt">0.90% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-1.31pt;text-align:center">11</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-2.63pt">0.00% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.55pt;padding-right:-1.31pt;text-align:center">12</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.55pt;padding-right:-2.63pt">0.00% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-1.31pt;text-align:center">13</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-2.63pt">0.00% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-1.31pt;text-align:center">14+</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-2.63pt">0.00% of premium received since issue less partial surrenders</div></td></tr></table></div><div style="margin-top:6pt;padding-left:18pt;text-align:justify;text-indent:-18pt">**There is no initial cost to purchase this rider, however, the current asset based charge(s) under the Policy will be increased, subject to a maximum charge of 0.90% of Division value per year, based on a designated multiplier, which varies based on the applicable Enhancement Factor option. The multiplier will be applied to the asset based charge for the proportionate Base Face Amount and, if elected, the Supplemental Benefit Rider. The higher current asset based charge(s) will continue even if this rider terminates.</div><div style="margin-top:6pt;text-align:justify">See SUMMARY: FEE TABLES and CHARGES AND DEDUCTIONS for additional information about asset based charges under the Policy</div><div style="margin-top:6pt;text-align:justify">Life Paid-Up Rider (Overloan Protection)</div><div style="margin-bottom:6pt;text-align:justify">This rider may be elected at any time prior to the Policy Maturity Date. Under certain circumstances, this rider can guarantee the Policy will not lapse when there is large Loan Indebtedness by converting the Policy to paid-up life insurance. The rider benefit will begin on any Monthly Date the following conditions are satisfied:</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•the Loan Indebtedness is at least the following percentages of the Surrender Value:</div><div style="padding-left:45pt;text-align:justify;text-indent:-13.5pt">◦92% current (92% guaranteed) for the guideline premium test; or</div><div style="padding-left:45pt;text-align:justify;text-indent:-13.5pt">◦90% current (86% guaranteed) for the cash value accumulation test.</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•there is sufficient Net Surrender Value to cover the one-time rider charge;</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•the Insured’s Attained Age is 75 years or older;</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•the Policy has been in force for at least 15 Policy Years; and</div><div style="margin-bottom:6pt;padding-left:18pt;text-align:justify;text-indent:-18pt">•premiums paid have been surrendered.</div><div style="text-align:justify">The amount of Loan Indebtedness is stated in the annual policy statement you receive each Policy Year. Once the rider benefit begins:</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•All values in the Divisions are immediately transferred to the Fixed Account where they will earn interest.</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•No further Monthly Policy Charges are deducted for the remaining paid-up death benefit.</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•No new premium payments, Face Amount Adjustments, partial surrenders or loans are allowed.</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•If death benefit option 2 or 3 is in effect, your death benefit option will change to death benefit option 1 and you may no longer change the death benefit option.</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Your Loan Indebtedness remains and interest will continue to accrue on the Loan Indebtedness. However, loan payments can be submitted.</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•All optional riders will automatically be terminated.</div><div style="margin-top:6pt;text-align:justify">There is a one-time maximum charge of 13.5% of the Policy Value, which is taken from the Policy Value on the date the rider benefit begins. For example, if your Policy Value is $100,000, it will be reduced by $13,500 when the benefit begins. We will send you new Data Pages reflecting the change. You have the right to reject this change by giving us Notice.</div><div style="margin-top:6pt;text-align:justify">The Internal Revenue Service has not taken a position on the Life Paid-Up rider. You should consult your tax advisor regarding this rider.</div><div style="margin-top:6pt;text-align:justify">Supplemental Benefit Rider</div><div style="text-align:justify">This rider provides additional insurance (Total Face Amount) at a reduced cost. Our approval, under our then current underwriting guidelines, is required to add this rider.</div><div style="margin-top:6pt;text-align:justify">There is a supplemental cost of insurance charge for the Net Amount at Risk provided by this rider. The supplemental cost of insurance rate varies depending upon the Insured’s gender, issue age, duration since issue and Adjustment, tobacco status, and risk classification, and is determined based on, without limitation, our expectations as to our future earnings, expenses, state and federal taxes, mortality and persistency experience, market conditions, and revenue for profit. For Policy Dates before March 2, 2026, the supplemental cost of insurance rate ranges from a maximum of $83.33333 per $1,000 Net Amount at Risk to $0.00062 per $1,000 Net Amount at Risk. For Policy Dates on or after March 2, 2026, the supplemental cost of insurance rate ranges from a maximum of $83.33333 per $1,000 Net Amount at Risk to $0.00374 per $1,000 Net Amount at Risk.</div><div style="margin-top:6pt;text-align:justify">In addition to the supplemental cost of insurance charge, for Policy Dates on or after March 2, 2026, there is an additional asset based charge for the Supplemental Benefit Rider. The maximum asset based charge for the Supplemental Benefit Rider with or without the Enhanced Cash Surrender Value Rider will always be 0.90% of the Division value per year. The current asset-based charge will be increased by a multiplier if the Enhancement Cash Surrender Value Rider has been elected, depending on the applicable Enhancement Factor option and subject to the maximum charge. See SUMMARY: FEE TABLES and CHARGES AND DEDUCTIONS for additional information about asset based charges under the Policy.</div> <div style="margin-top:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:18.009%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:22.032%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.400%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:21.026%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:22.033%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Name of Benefit</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">Purpose</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Standard/ </div><div>Optional</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">Charge</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Brief Description of </div><div>Restrictions/Limitations</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Scheduled Transfers</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Permits automatic transfers from one Division to one or more of the other Divisions, or from the Fixed Account to one or more of the Divisions, on a regular basis</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">Standard</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">No</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Automatic transfers are not available from the Divisions to the Fixed Account</div><div>Transfers from the Divisions take place annually, semi-annually, quarterly, or monthly.</div><div>Additional limitations apply to scheduled transfers from the Fixed Account.</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Automatic Portfolio Rebalancing</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Allows you to maintain a specific percentage of your Net Policy Value in the Divisions over time.</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">Standard</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">No</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Not available if you have scheduled transfers from the same Divisions.</div><div>Not available for the Fixed Account.</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Change of Insured</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Allows the business to change the Insured when an employee leaves employment or ownership of the business changes</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">Optional</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">No</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>available on business cases only</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Death Benefit Guarantee</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Guarantees the Policy will not lapse before the Insured attains age 85 if premiums paid equal or exceed the Death Benefit Guarantee Premium requirement</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Standard(1)</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">No</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>If the rider terminates, it may not be reinstated.</div></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Life Paid-Up (Overloan Protection)</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Under certain circumstances, guarantees the Policy will not lapse when there is large Loan Indebtedness by converting the Policy to paid-up life insurance</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">Optional</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">Yes</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Once the benefit begins, certain limitations and restrictions are imposed on the Policy. Consult your tax advisor regarding this rider.</div></td></tr><tr style="height:32pt"><td colspan="3" rowspan="2" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Enhanced Cash Surrender Value Rider</div></td><td colspan="3" rowspan="2" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>If you surrender a Policy in full, we will pay an amount in addition to the Net Policy Value</div></td><td colspan="3" rowspan="2" style="border-left:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">Optional</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Yes. There is no initial cost to purchase the</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Underwriting guidelines and plan premium levels determine availability to</div></td></tr><tr style="height:69pt"><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Enhanced Cash Surrender Value Rider. However, your Policy Value will be impacted if a higher current asset based charge is</div><div>deducted from your Policy Value.</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Select the enhanced cash surrender options. Contact your registered representative for more information.</div><div>Election will generally result in higher asset based charges.</div></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Supplemental Benefit Rider</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Provides additional insurance (Total Face Amount) at a reduced cost</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">Optional</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">Yes</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Our approval, under our then current underwriting guidelines, is required to add this rider. The supplemental cost of insurance rate applies.</div><div>For Policy Dates on or after March 2, 2026, Supplemental Benefit Rider asset based charges also apply.</div></td></tr></table></div><div style="margin-top:6pt;padding-left:18pt;text-align:justify;text-indent:-18pt">(1)Availability of these riders varies. See the more detailed information below.</div> <div>Scheduled Transfers</div> <div>Permits automatic transfers from one Division to one or more of the other Divisions, or from the Fixed Account to one or more of the Divisions, on a regular basis</div> true <div>Automatic transfers are not available from the Divisions to the Fixed Account</div><div>Transfers from the Divisions take place annually, semi-annually, quarterly, or monthly.</div><div>Additional limitations apply to scheduled transfers from the Fixed Account.</div> <div>Automatic Portfolio Rebalancing</div> <div>Allows you to maintain a specific percentage of your Net Policy Value in the Divisions over time.</div> true <div>Not available if you have scheduled transfers from the same Divisions.</div><div>Not available for the Fixed Account.</div> <div>Change of Insured</div> <div>Allows the business to change the Insured when an employee leaves employment or ownership of the business changes</div> true <div>available on business cases only</div> <div>Death Benefit Guarantee</div> <div>Guarantees the Policy will not lapse before the Insured attains age 85 if premiums paid equal or exceed the Death Benefit Guarantee Premium requirement</div> true <div>If the rider terminates, it may not be reinstated.</div> <div>Life Paid-Up (Overloan Protection)</div> <div>Under certain circumstances, guarantees the Policy will not lapse when there is large Loan Indebtedness by converting the Policy to paid-up life insurance</div> true <div>Once the benefit begins, certain limitations and restrictions are imposed on the Policy. Consult your tax advisor regarding this rider.</div> <div>Enhanced Cash Surrender Value Rider</div> <div>If you surrender a Policy in full, we will pay an amount in addition to the Net Policy Value</div> true <div>Underwriting guidelines and plan premium levels determine availability to</div><div>Select the enhanced cash surrender options. Contact your registered representative for more information.</div><div>Election will generally result in higher asset based charges.</div> <div>Supplemental Benefit Rider</div> <div>Provides additional insurance (Total Face Amount) at a reduced cost</div> true <div>Our approval, under our then current underwriting guidelines, is required to add this rider. The supplemental cost of insurance rate applies.</div><div>For Policy Dates on or after March 2, 2026, Supplemental Benefit Rider asset based charges also apply.</div> <div style="margin-top:12pt;text-align:justify">Change of Insured Rider</div><div style="text-align:justify">This rider is available on business cases only and may be added at any time prior to the proposed Insured’s issue age 69. It allows the business to change the Insured when an employee leaves employment or ownership of the business changes. We must receive satisfactory evidence of insurability (according to our underwriting guidelines then in effect) for the newly named Insured. Future cost of insurance rates are based on the gender, issue age, tobacco status and risk classification of the newly named Insured. Until the effective date of the change of Insured application, coverage remains in effect on the life of the prior Insured. The death proceeds are paid when the newly named Insured dies. There is no charge for this rider.</div> <div style="margin-top:6pt;text-align:justify">Death Benefit Guarantee Rider</div><div style="text-align:justify">This rider is automatically made a part of the Policy at issue as long as the premium (planned or paid) is equal to or greater than the annual Death Benefit Guarantee Premium Requirement. This rider provides that your Policy will not lapse before Insured’s Attained Age 85 if premiums paid equal or exceed the Death Benefit Guarantee Premium Requirement. The Death Benefit Guarantee Premium Requirement is described in PREMIUMS - Premiums Affecting Guarantee Provisions, and an illustration (available at no charge from your registered representative or our Home Office) will provide the Death Benefit Guarantee Premium Requirement applicable to your Policy.</div><div style="margin-top:6pt;text-align:justify">If on any Monthly Date, the death benefit guarantee premium is not met, we send you a notice stating the premium required to keep the rider in effect. If the premium required to maintain the rider is not received in our Home Office before the expiration of the 61 days (which begins when the notice is mailed), the death benefit guarantee is no longer in effect and the rider is terminated. If the rider terminates, it may not be reinstated (except in states where reinstatement is required). The rider may not be added after the Policy has been issued. There is no charge to purchase this rider; however, sufficient premiums are required to be paid in order for the rider benefits to apply.</div> <div style="margin-top:6pt;text-align:justify">Enhanced Cash Surrender Value Rider</div><div style="text-align:justify">If you surrender a Policy in full that has the optional Enhanced Cash Surrender Value Rider, we will pay an amount in addition to the Net Policy Value as set out below. The additional amount reflects a partial refund of past policy charges. The additional amount is only available upon a full cash surrender of the Policy that is not associated with a replacement or an exchange under Section 1035 of the Internal Revenue Code, or with the exercise of your right to return the Policy pursuant to the examination offer (Free-Look) provision. In Florida, the additional amount is only available upon a full cash surrender of the Policy that is not associated with the exercise of your right to return the Policy pursuant to the examination offer (Free-Look) provision. This rider has no value unless or until you surrender the Policy in full. This rider generally terminates if there is a change of ownership of your Policy. This rider may be reinstated as part of your Policy if the rider was part of your Policy at the end of the grace period (as described in the grace period provision of the Policy) and if all conditions for reinstatement are met. If the rider is reinstated pursuant to the terms and conditions of the rider, Policy Year of surrender for the rider benefit will be based on the Policy Date.</div><div style="margin-top:6pt;text-align:justify">The Enhanced Cash Surrender Value Rider benefit is equal to the additional amount shown in the applicable table below, multiplied by the Enhancement Factor. There are four Enhancement Factor options available - 25%, 50%, 75%, or 100%. Underwriting guidelines and plan premium levels determine availability to select these options. Higher Enhancement Factors are available for relatively larger plan premium levels. Contact your registered representative for more information.</div><div style="margin-top:6pt;text-align:justify">For Policy Dates before March 2, 2026*</div><div style="margin-top:6pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:29.503%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:68.297%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:6.2pt;padding-left:13.5pt;padding-right:-2.63pt">Policy Year of Surrender</div></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:6.2pt;padding-right:-2.63pt">Additional Amount</div></td></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:6.2pt;padding-right:-1.31pt;text-align:center">1</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:6.2pt;padding-right:-2.63pt">8.15% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-1.31pt;text-align:center">2</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-2.63pt">9.50% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.7pt;padding-right:-1.31pt;text-align:center">3</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.7pt;padding-right:-2.63pt">9.40% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-1.31pt;text-align:center">4</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-2.63pt">9.00% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.7pt;padding-right:-1.31pt;text-align:center">5</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.7pt;padding-right:-2.63pt">8.40% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-1.31pt;text-align:center">6</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-2.63pt">7.50% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-1.31pt;text-align:center">7</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-2.63pt">6.50% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.7pt;padding-right:-1.31pt;text-align:center">8</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.7pt;padding-right:-2.63pt">5.50% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-1.31pt;text-align:center">9</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-2.63pt">4.75% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr></table></div><div style="margin-top:6pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:29.503%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:68.297%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.7pt;padding-right:-1.16pt;text-align:center">10</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.7pt;padding-right:-2.63pt">4.00% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-1.16pt;text-align:center">11</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-2.63pt">3.00% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-1.16pt;text-align:center">12</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-2.63pt">2.00% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.7pt;padding-right:-1.16pt;text-align:center">13</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.7pt;padding-right:-2.63pt">0.90% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-1.19pt;text-align:center">14+</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-2.63pt">0.00% of premium received since issue less partial surrenders</div></td></tr></table></div><div style="margin-bottom:12pt;padding-left:9pt;text-align:justify;text-indent:-9pt">*There is no initial cost to purchase this rider, however, your Policy Value will be impacted because a higher current asset based charge will be deducted from your Policy Value with 100% Enhancement Factor as compared to a Policy issued without this rider. This higher current asset based charge will continue even if this rider terminates.</div><div style="margin-top:6pt;text-align:justify">For Policy Dates on or after March 2, 2026**</div><div style="margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:29.503%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:68.297%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.75pt;padding-left:13.5pt;padding-right:-2.63pt">Policy Year of Surrender</div></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.75pt;padding-right:-2.63pt">Additional Amount</div></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.85pt;padding-right:-1.31pt;text-align:center">1</div></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.85pt;padding-right:-2.63pt">8.00% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-1.31pt;text-align:center">2</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-2.63pt">7.20% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-1.31pt;text-align:center">3</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-2.63pt">6.50% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-1.31pt;text-align:center">4</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-2.63pt">5.75% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.55pt;padding-right:-1.31pt;text-align:center">5</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.55pt;padding-right:-2.63pt">5.10% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-1.31pt;text-align:center">6</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-2.63pt">4.50% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-1.31pt;text-align:center">7</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-2.63pt">3.90% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-1.31pt;text-align:center">8</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-2.63pt">2.95% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-1.31pt;text-align:center">9</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-2.63pt">1.90% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-1.31pt;text-align:center">10</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-2.63pt">0.90% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-1.31pt;text-align:center">11</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-2.63pt">0.00% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.55pt;padding-right:-1.31pt;text-align:center">12</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.55pt;padding-right:-2.63pt">0.00% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-1.31pt;text-align:center">13</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-2.63pt">0.00% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-1.31pt;text-align:center">14+</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-2.63pt">0.00% of premium received since issue less partial surrenders</div></td></tr></table></div><div style="margin-top:6pt;padding-left:18pt;text-align:justify;text-indent:-18pt">**There is no initial cost to purchase this rider, however, the current asset based charge(s) under the Policy will be increased, subject to a maximum charge of 0.90% of Division value per year, based on a designated multiplier, which varies based on the applicable Enhancement Factor option. The multiplier will be applied to the asset based charge for the proportionate Base Face Amount and, if elected, the Supplemental Benefit Rider. The higher current asset based charge(s) will continue even if this rider terminates.</div> <div style="margin-top:6pt;text-align:justify">Life Paid-Up Rider (Overloan Protection)</div><div style="margin-bottom:6pt;text-align:justify">This rider may be elected at any time prior to the Policy Maturity Date. Under certain circumstances, this rider can guarantee the Policy will not lapse when there is large Loan Indebtedness by converting the Policy to paid-up life insurance. The rider benefit will begin on any Monthly Date the following conditions are satisfied:</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•the Loan Indebtedness is at least the following percentages of the Surrender Value:</div><div style="padding-left:45pt;text-align:justify;text-indent:-13.5pt">◦92% current (92% guaranteed) for the guideline premium test; or</div><div style="padding-left:45pt;text-align:justify;text-indent:-13.5pt">◦90% current (86% guaranteed) for the cash value accumulation test.</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•there is sufficient Net Surrender Value to cover the one-time rider charge;</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•the Insured’s Attained Age is 75 years or older;</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•the Policy has been in force for at least 15 Policy Years; and</div><div style="margin-bottom:6pt;padding-left:18pt;text-align:justify;text-indent:-18pt">•premiums paid have been surrendered.</div><div style="text-align:justify">The amount of Loan Indebtedness is stated in the annual policy statement you receive each Policy Year. Once the rider benefit begins:</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•All values in the Divisions are immediately transferred to the Fixed Account where they will earn interest.</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•No further Monthly Policy Charges are deducted for the remaining paid-up death benefit.</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•No new premium payments, Face Amount Adjustments, partial surrenders or loans are allowed.</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•If death benefit option 2 or 3 is in effect, your death benefit option will change to death benefit option 1 and you may no longer change the death benefit option.</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Your Loan Indebtedness remains and interest will continue to accrue on the Loan Indebtedness. However, loan payments can be submitted.</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•All optional riders will automatically be terminated.</div><div style="margin-top:6pt;text-align:justify">There is a one-time maximum charge of 13.5% of the Policy Value, which is taken from the Policy Value on the date the rider benefit begins. For example, if your Policy Value is $100,000, it will be reduced by $13,500 when the benefit begins. We will send you new Data Pages reflecting the change. You have the right to reject this change by giving us Notice.</div><div style="margin-top:6pt;text-align:justify">The Internal Revenue Service has not taken a position on the Life Paid-Up rider. You should consult your tax advisor regarding this rider.</div> <div style="margin-top:6pt;text-align:justify">Supplemental Benefit Rider</div><div style="text-align:justify">This rider provides additional insurance (Total Face Amount) at a reduced cost. Our approval, under our then current underwriting guidelines, is required to add this rider.</div><div style="margin-top:6pt;text-align:justify">There is a supplemental cost of insurance charge for the Net Amount at Risk provided by this rider. The supplemental cost of insurance rate varies depending upon the Insured’s gender, issue age, duration since issue and Adjustment, tobacco status, and risk classification, and is determined based on, without limitation, our expectations as to our future earnings, expenses, state and federal taxes, mortality and persistency experience, market conditions, and revenue for profit. For Policy Dates before March 2, 2026, the supplemental cost of insurance rate ranges from a maximum of $83.33333 per $1,000 Net Amount at Risk to $0.00062 per $1,000 Net Amount at Risk. For Policy Dates on or after March 2, 2026, the supplemental cost of insurance rate ranges from a maximum of $83.33333 per $1,000 Net Amount at Risk to $0.00374 per $1,000 Net Amount at Risk.</div><div style="margin-top:6pt;text-align:justify">In addition to the supplemental cost of insurance charge, for Policy Dates on or after March 2, 2026, there is an additional asset based charge for the Supplemental Benefit Rider. The maximum asset based charge for the Supplemental Benefit Rider with or without the Enhanced Cash Surrender Value Rider will always be 0.90% of the Division value per year. The current asset-based charge will be increased by a multiplier if the Enhancement Cash Surrender Value Rider has been elected, depending on the applicable Enhancement Factor option and subject to the maximum charge. See SUMMARY: FEE TABLES and CHARGES AND DEDUCTIONS for additional information about asset based charges under the Policy.</div> <div style="margin-top:18pt;text-align:center">APPENDIX A</div><div style="margin-top:18pt;text-align:center">UNDERLYING FUNDS AVAILABLE UNDER THE POLICY</div><div style="margin-top:18pt">The following is a list of Underlying Funds currently available under the Policy, which is subject to change. Before you invest, you should review the prospectuses for the Underlying Funds, as may be amended from time to time. These prospectuses contain more information about the Underlying Funds and their risks. You can find the prospectuses and other information about the Underlying Funds online at https://www.principal.com/ExecutiveVUL3Report. You can also request this information at no cost by calling 1-800-247-9988 or by sending an email request to Lifeinsurance@principal.com.</div><div style="margin-top:18pt">The current expenses and performance information below reflects fees and expenses of the Underlying Funds but does not reflect the other fees and expenses that your Policy may charge. Expenses would be higher and performance would be lower if these charges were included. Each Underlying Fund’s past performance is not necessarily an indication of future performance. </div><div style="margin-top:18pt">Some of the Underlying Funds are “funds of funds.” A fund of funds is a mutual fund that invests primarily in a portfolio of other mutual funds. Operating expenses shown for a fund of funds include the fees and expenses that such fund incurs indirectly as a result of investing in other funds. More detail about the risks of investing in a fund of funds is available in such fund’s prospectus.</div><div style="margin-top:18pt">The availability of investment options may vary depending in your financial professional or your financial professional's firm. See GENERAL DESCRIPTION OF THE POLICY - Financial Intermediary Variations.</div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.273%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.991%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.379%"></td><td style="width:0.1%"></td></tr><tr style="height:27pt"><td colspan="3" style="display:none"></td><td colspan="3" rowspan="2" style="background-color:#d9d9d9;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:2.77pt;padding-right:2.77pt;text-align:center">Type</div></td><td colspan="3" rowspan="2" style="background-color:#d9d9d9;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:2.77pt;padding-right:2.77pt;text-align:center">Fund Name</div></td><td colspan="3" rowspan="2" style="background-color:#d9d9d9;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:2.77pt;padding-right:2.77pt;text-align:center">Adviser/</div><div style="padding-left:2.77pt;padding-right:2.77pt;text-align:center">Subadviser</div></td><td colspan="3" rowspan="2" style="background-color:#d9d9d9;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:2.77pt;padding-right:2.77pt;text-align:center">Current</div><div style="padding-left:2.77pt;padding-right:2.77pt;text-align:center">Expenses</div></td><td colspan="9" style="background-color:#d9d9d9;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:2.77pt;padding-right:2.77pt;text-align:center">Average Annual Total Returns (as of 12/31/25)</div></td></tr><tr style="height:27pt"><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#d9d9d9;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt;text-align:center">1 </div><div style="padding-left:2.77pt;padding-right:2.77pt;text-align:center">Year</div></td><td colspan="3" style="background-color:#d9d9d9;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt;text-align:center">5 </div><div style="padding-left:2.77pt;padding-right:2.77pt;text-align:center">Year</div></td><td colspan="3" style="background-color:#d9d9d9;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt;text-align:center">10 </div><div style="padding-left:2.77pt;padding-right:2.77pt;text-align:center">Year</div></td></tr><tr style="height:15pt"><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#d9d9d9;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#d9d9d9;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#d9d9d9;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#d9d9d9;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#d9d9d9;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#d9d9d9;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#d9d9d9;border-left:1pt solid #000;border-right:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">AB Variable Products Series Fund, Inc. Discovery Value Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Class A</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Alliance</div><div style="padding-left:2.77pt;padding-right:2.77pt">Bernstein L.P.</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.82%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">2.89%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.75%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.55%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">International Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">AB Variable Products Series Fund, Inc. International Value Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Class A</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Alliance</div><div style="padding-left:2.77pt;padding-right:2.77pt">Bernstein L.P. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.90%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">41.70%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.47%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">6.64%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">AB Variable Products Series Fund, Inc.</div><div style="padding-left:2.77pt;padding-right:2.77pt">Small Cap Growth Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class A 1,2</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Alliance</div><div style="padding-left:2.77pt;padding-right:2.77pt">Bernstein L.P.</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.90%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">4.80%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">-0.44%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">11.26%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">International Equity </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">AB Variable Products Series Fund, Inc. Sustainable Global Thematic Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Class A 1</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Alliance Bernstein L.P. </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.94%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">6.32%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">3.28%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.08%</td></tr></table></div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.273%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.991%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.379%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Asset Allocation </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">American Funds Insurance Series® American Funds ® Global Balanced Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Capital Research and Management Company </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.76%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">17.14%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">6.11%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.69%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fixed Income </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">American Funds Insurance Series® Capital World Bond Fund ®</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Capital Research and Management Company </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.73%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.39%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">-2.50%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.23%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">International Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">American Funds Insurance Series® </div><div style="padding-left:2.77pt;padding-right:2.77pt">SMALLCAP World Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2 1,9</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Capital Research and Management Company </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.90%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">14.64%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.49%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.23%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Large U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">American Funds Insurance Series® Growth Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Capital Research and Management Company </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.58%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">20.24%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">13.37%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">17.97%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">International Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">American Funds Insurance Series® </div><div style="padding-left:2.77pt;padding-right:2.77pt">EUPAC Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2 1,10</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Capital Research and Management Company </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.72%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">26.77%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">3.40%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.00%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">International Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">American Funds Insurance Series® </div><div style="padding-left:2.77pt;padding-right:2.77pt">New World Fund ®</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Capital Research and Management Company </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.82%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">28.29%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.33%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.25%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Large U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">American Funds Insurance Series® Washington Mutual Investors Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Capital Research and Management Company </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.50%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">17.21%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">13.89%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">12.36%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">BNY Mellon Investment Portfolios</div><div style="padding-left:2.77pt;padding-right:2.77pt">MidCap Stock Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Shares 1</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">BNY Mellon Investment Adviser, Inc./ Newton Investment Management North America, LLC</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.05%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.81%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.39%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.51%</td></tr></table></div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.273%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.991%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.379%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Other - Technology </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">BNY Mellon Investment Portfolios</div><div style="padding-left:2.77pt;padding-right:2.77pt">Technology Growth Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Shares</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">BNY Mellon Investment Adviser, Inc./ Newton Investment Management North America, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.07%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">27.87%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.96%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">16.97%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Large U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">BNY Mellon Sustainable U.S. Equity Portfolio, Inc.</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Shares</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">BNY Mellon Investment Adviser, Inc./ Newton Investment Management North America, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.91%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">15.67%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">11.65%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">13.27%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Large U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">BNY Mellon Variable Investment Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Appreciation Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Shares</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">BNY Mellon Investment Adviser, Inc./ Fayez Sarofim & Co., LLC </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.10%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.78%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.08%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">12.63%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">International Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Calvert Variable Trust, Inc.</div><div style="padding-left:2.77pt;padding-right:2.77pt">CVT EAFE International Index Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class F 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Calvert Research and Management </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.68%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">30.64%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.31%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.63%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fixed Income </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Calvert Variable Trust, Inc.</div><div style="padding-left:2.77pt;padding-right:2.77pt">CVT Investment Grade Bond Index Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class I 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Calvert Research and Management/ Ameritas Investment Partners, Inc.</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.57%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">6.64%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">-0.68%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.62%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Calvert Variable Trust, Inc.</div><div style="padding-left:2.77pt;padding-right:2.77pt">CVT Russell 2000 Small Cap Index Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Class F 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Calvert Research and Management/ Ameritas Investment Partners, Inc.</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.60%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">12.23%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.62%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.08%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">International Equity </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Columbia Funds Variable Insurance Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Acorn International Fund 1,2</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Columbia Wanger Asset Management, LLC</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.09%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">12.76%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">-1.00%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">4.31%</td></tr></table></div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.273%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.991%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.379%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Other - Multinarrative </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Deutsche DWS Variable Series II</div><div style="padding-left:2.77pt;padding-right:2.77pt">DWS Alternative Asset Allocation VIP</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class B</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">DWS Investment Management Americas, Inc./ RREEF American L.L.C.</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.31%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.03%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">4.88%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">4.52%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Deutsche DWS Variable Series II</div><div style="padding-left:2.77pt;padding-right:2.77pt">DWS Small Mid Cap Value VIP</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class B</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">DWS Investment Management Americas, Inc. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.17%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">17.85%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.27%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.18%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Large U.S. Equity </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® Variable Insurance Products Trust I</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® VIP Equity-Income Portfolio SM</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 2</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.71%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">18.75%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">12.23%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">11.32%</td></tr></table></div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.273%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.991%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.379%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fixed Income </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® Variable Insurance Products Trust I</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® VIP High Income Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 2</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.06%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.31%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">4.00%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.34%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Large U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® Variable Insurance Products Trust II</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® VIP Contrafund SM Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 2</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.79%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">21.24%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">15.08%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">15.49%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® Variable Insurance Products Trust II</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® VIP Extended Market Index Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 2</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ Geode</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.37%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">12.03%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.75%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"><div style="padding-left:2.77pt;padding-right:2.77pt"> </div></td></tr></table></div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.273%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.991%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.379%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">International Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® Variable Insurance Products Trust II</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® VIP International Index Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 2</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ Geode</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.41%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">32.82%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.76%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">6.79%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Asset Allocation </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® Variable Insurance Products Trust II</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® VIP Total Market Index Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 2 </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ Geode</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.36%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">16.86%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">12.86%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"><div style="padding-left:2.77pt;padding-right:2.77pt"> </div></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® Variable Insurance Products Trust III</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® VIP Mid Cap Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 2</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.80%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">11.49%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.83%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.31%</td></tr></table></div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.273%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.991%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.379%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Other - Consumer Defensive </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® Variable Insurance Products Trust IV</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® VIP Consumer Staples Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 2</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.86%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">-3.23</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"><div style="padding-left:2.77pt;padding-right:2.77pt"> </div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"><div style="padding-left:2.77pt;padding-right:2.77pt"> </div></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Other - Equity Energy </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® Variable Insurance Products Trust IV</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® VIP Energy Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 2</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.85%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.34%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">23.86%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.69%</td></tr></table></div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.273%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.991%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.379%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Money Market </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® Variable Insurance Products Trust V</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® VIP Government Money Market Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.35%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">4.03%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">3.02%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.95%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fixed Income </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® Variable Insurance Products Trust V</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® VIP Strategic Income Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 2</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.50%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">3.86%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">2.90%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.83%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Balanced/Asset Allocation </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Templeton Variable Insurance Product Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Income VIP Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Advisers, Inc. </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.72%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">12.56%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.66%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.30%</td></tr></table></div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.273%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.991%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.379%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">International Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Templeton Variable Insurance Product Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Mutual Global Discovery VIP Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Mutual Advisers, LLC </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.16%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">23.34%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">12.00%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.52%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Large U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Templeton Variable Insurance Product Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Mutual Shares VIP Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Mutual Advisers, LLC </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.94%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">11.52%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.20%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.53%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Large U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Templeton Variable Insurance Product Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Rising Dividends VIP Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Advisers, Inc. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.89%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">11.80%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.50%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">12.10%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Templeton Variable Insurance Product Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Small Cap Value VIP Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Mutual Advisers, LLC </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.91%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.65%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.86%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.81%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fixed Income </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Templeton Variable Insurance Product Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Strategic Income VIP Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Advisers, Inc. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.07%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.24%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.92%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">3.10%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fixed Income </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Templeton Variable Insurance Product Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin U.S. Government Securities VIP Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Advisers, Inc. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.79%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">6.69%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.02%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.14%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">International Equity </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Templeton Variable Insurance Product Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Templeton Developing Markets VIP Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Templeton Asset Management, Ltd./Franklin Templeton Investment Management Limited </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.37%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">46.27%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.46%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.40%</td></tr></table></div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.273%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.991%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.379%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">International Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Templeton Variable Insurance Product Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Templeton Foreign VIP Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 21</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Templeton Asset Management, Ltd./Franklin Templeton Investment Management Limited </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.08%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">29.19%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.25%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.75%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fixed Income </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Templeton Variable Insurance Product Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Templeton Global Bond VIP Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Templeton Asset Management, Ltd. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.75%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">15.73%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">-0.96%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">-0.15%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Large U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco V.I. American Franchise Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Series II</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Advisers, Inc. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.85%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">11.67%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.35%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">14.87%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco V.I. American Value Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Series I</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Advisers, Inc. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.89%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">21.00%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">17.85%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">12.29%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Large U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco V.I. Core Equity Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Series II</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Advisers, Inc. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.05%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">15.88%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">12.52%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">11.46%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco V.I. Discovery Mid Cap Growth Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Series I</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Advisers, Inc. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.86%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">4.79%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">3.90%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">11.38%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">International Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco V.I. EQV International Equity Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Series I</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Advisers, Inc. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.90%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">16.50%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">3.68%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">6.22%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Other - Global Real Estate </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco V.I. Global Real Estate Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Series I</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Advisers, Inc. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.02%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.85%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.73%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">2.44%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Other - Health </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco V.I. Health Care Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Series I</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Advisers, Inc. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.99%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">15.33%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">3.80%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">6.58%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco V.I. Main Street Mid Cap Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Series II</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Advisers, Inc. </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.19%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.96%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.83%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.08%</td></tr></table></div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.273%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.991%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.379%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco V.I. Main Street Small Cap Fund®</div><div style="padding-left:2.77pt;padding-right:2.77pt">Series II</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Advisers, Inc. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.09%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.44%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.07%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.31%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco V.I. Small Cap Equity Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Series I</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Advisers, Inc. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.96%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.05%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.32%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.55%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">International Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Aspen Series Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Global Sustainable Equity Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Shares 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Investors US LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.99%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">17.26%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"><div style="padding-left:2.77pt;padding-right:2.77pt"> </div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"><div style="padding-left:2.77pt;padding-right:2.77pt"> </div></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Balanced/Asset Allocation </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Aspen Series Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Balanced Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Shares</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Investors US LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.87%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">14.82%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.21%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.86%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Aspen Series Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Enterprise Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Shares</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Investors US LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.97%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.41%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.35%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">12.51%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fixed Income </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Aspen Series Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Flexible Bond Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Shares 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Investors US LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.82%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.22%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">-0.47%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">2.07%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Large U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Aspen Series Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Forty Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Shares</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Investors US LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.87%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">17.86%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">11.37%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">15.96%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">International Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Aspen Series Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Global Research Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Shares</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Investors US LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.07%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">20.60%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">12.23%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">12.64%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Other - Technology </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Aspen Series Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Global Technology and Innovation Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Shares</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Investors US LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.97%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">24.84%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">13.44%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">21.18%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Legg Mason Partners Variable Income Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">ClearBridge Variable Mid Cap Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class I</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Templeton Fund Adviser, LLC/</div><div style="padding-left:2.77pt;padding-right:2.77pt">ClearBridge Investments, LLC</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.82%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">4.35%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">4.50%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.50%</td></tr></table></div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.273%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.991%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.379%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Legg Mason Partners Variable Income Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">ClearBridge Variable Small Cap Growth Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class I</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Templeton Fund Adviser, LLC/</div><div style="padding-left:2.77pt;padding-right:2.77pt">ClearBridge Investments, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.81%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.23%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">-0.20%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.38%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Lincoln Variable Insurance Products Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">LVIP American Century Capital Appreciation Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Lincoln Financial Investments Corporation/</div><div style="padding-left:2.77pt;padding-right:2.77pt">American Century Investment Management, Inc. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.62%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">6.56%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.02%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">11.31%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Large U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Lincoln Variable Insurance Products Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">LVIP Avantis Large Cap Value Fund </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 6</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Lincoln Financial Investments Corporation/</div><div style="padding-left:2.77pt;padding-right:2.77pt">American Century Investment Management, Inc. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.96%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">14.56%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.51%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.12%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Inflation - Protected Bond </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Lincoln Variable Insurance Products Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">LVIP American Century Inflation Protection Fund </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Lincoln Financial Investments Corporation/</div><div style="padding-left:2.77pt;padding-right:2.77pt">American Century Investment Management, Inc. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.72%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">6.33%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.62%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">2.61%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">International Equity </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Lincoln Variable Insurance Products Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">LVIP American Century International Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Lincoln Financial Investments Corporation/</div><div style="padding-left:2.77pt;padding-right:2.77pt">American Century Investment Management, Inc. </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.95%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">15.81%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.71%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">6.27%</td></tr></table></div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.273%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.991%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.379%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Lincoln Variable Insurance Products Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">LVIP American Century Mid Cap Value Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Lincoln Financial Investments Corporation/</div><div style="padding-left:2.77pt;padding-right:2.77pt">American Century Investment Management, Inc. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.01%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.83%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.72%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.96%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Large U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Lincoln Variable Insurance Products Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">LVIP American Century Value Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Lincoln Financial Investments Corporation/</div><div style="padding-left:2.77pt;padding-right:2.77pt">American Century Investment Management, Inc. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.86%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">15.85%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">11.47%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.07%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Lord Abbett Series Fund, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">Developing Growth Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Class VC 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Lord Abbett</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.27%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">14.59%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">-1.17%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">11.03%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">International Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Global Equity Series</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Massachusetts Financial Services Company </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.18%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">13.28%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.45%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.64%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Large U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Growth Series</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Massachusetts Financial Services Company </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.98%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">11.90%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.82%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">15.31%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® New Discovery Series</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Massachusetts Financial Services Company </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.12%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">12.56%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">-0.54%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.46%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Balanced/Asset Allocation </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Total Return Series</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Massachusetts Financial Services Company </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.86%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.91%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">6.16%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.36%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Other - Utilities </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Utilities Series </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 1</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Massachusetts Financial Services Company </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.03%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">14.76%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.38%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.22%</td></tr></table></div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.273%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.991%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.379%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Large U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Value Series</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Massachusetts Financial Services Company </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.94%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">12.77%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.69%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.77%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust III </div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Blended Research Small Cap Equity Portfolio 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Massachusetts Financial Services Company </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.83%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.49%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">6.62%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.82%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">International Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust II </div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® International Intrinsic Equity Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 1,5</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Massachusetts Financial Services Company </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.14%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">32.96%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.02%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.68%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">International Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust II </div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Research International Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Massachusetts Financial Services Company </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.15%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">21.75%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.25%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.27%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fixed Income </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust III</div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Inflation-Adjusted Bond Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Massachusetts Financial Services Company </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.85%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.17%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">-3.35%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.84%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust III</div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Mid Cap Value Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Massachusetts Financial Services Company </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.04%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.75%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.90%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.69%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust III</div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® New Discovery Value Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Massachusetts Financial Services Company </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.13%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">2.88%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.22%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.30%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Neuberger Berman Advisers Management Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">Mid Cap Growth Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class S 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Neuberger Berman Investment Advisers, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.11%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.23%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">4.27%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.71%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Large U.S. Equity </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Neuberger Berman Advisers Management Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">Quality Equity Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Class I 3</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Neuberger Berman Investment Advisers, LLC</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.87%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">13.74%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">12.83%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">12.94%</td></tr></table></div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.273%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.991%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.379%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Nomura Funds </div><div style="padding-left:2.77pt;padding-right:2.77pt">Nomura VIP Small Cap Value Series </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 1,4</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Delaware Management Company, a series of Nomura Investment Management Business Trust</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.04%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.83%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.93%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.84%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Asset Allocation </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Northern Lights Variable Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">TOPS TM Managed Risk Balanced ETF Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Valmark Advisers, Inc./ Milliman Financial Risk Management, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.76%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.03%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">3.83%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">4.92%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Asset Allocation </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Northern Lights Variable Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">TOPS TM Managed Risk Moderately Aggressive ETF Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2 7</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Valmark Advisers, Inc./ Milliman Financial Risk Management, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.75%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">11.65%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.36%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">6.13%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Asset Allocation </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Northern Lights Variable Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">TOPS TM Managed Risk Moderate ETF Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2 8</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Valmark Advisers, Inc./ Milliman Financial Risk Management, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.75%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.36%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">4.74%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.72%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Balanced/Asset Allocation </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO All Asset Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Administrative Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Pacific Investment Management Company, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">2.13%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">14.20%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.60%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">6.77%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Other - Commodities </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO CommodityRealReturn®Strategy Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Administrative Class</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Pacific Investment Management Company, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.86%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">18.79%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.55%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">6.54%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fixed Income </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Emerging Markets Bond Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Administrative Class</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Pacific Investment Management Company, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.17%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">14.98%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">2.44%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.06%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fixed Income </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO High Yield Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Administrative Class</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Pacific Investment Management Company, LLC</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.81%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.95%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">3.97%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.57%</td></tr></table></div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.273%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.991%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.379%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Global Bond - USD Hedged</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO International Bond Portfolio (U.S. Dollar-Hedged) </div><div style="padding-left:2.77pt;padding-right:2.77pt">Administrative Class 4</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Pacific Investment Management Company, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.09%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">3.95%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.03%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">2.88%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fixed Income </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Long-Term U.S. Government Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Administrative Class</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Pacific Investment Management Company, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">2.48%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">6.15%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">-6.82%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.01%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Short-Term Fixed Income </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Low Duration Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Administrative Class</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Pacific Investment Management Company, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.66%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.52%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.57%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.79%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fixed Income </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Real Return Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Administrative Class</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Pacific Investment Management Company, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.39%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.85%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.21%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">3.21%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Short-Term Fixed Income </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Short-Term Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Administrative Class</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Pacific Investment Management Company, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.65%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">4.67%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">3.25%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">2.76%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fixed Income </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Total Return Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Administrative Class</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Pacific Investment Management Company, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.73%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.89%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.02%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">2.36%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fixed Income </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. PVC – Bond Market Index Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.15%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.16%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">-0.52%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.80%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fixed Income </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Core Plus Bond Account </div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.50%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.46%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">-0.48%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">2.36%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">International Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Diversified International Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.86%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">32.36%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.40%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.08%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Large U.S. Equity </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Equity Income Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.48%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">15.50%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.21%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">11.51%</td></tr></table></div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.273%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.991%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.379%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">International Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Global Emerging Markets Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1 </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.12%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">37.27%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.06%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.12%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fixed Income </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Government & High-Quality Bond Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.50%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.91%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">-0.23%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.26%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Large U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc.</div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Large Cap Growth Account I</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC/ Los Angeles Capital Management, LLC T. Rowe Price Associates, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">Westfield Capital Management Company, L.P. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.67%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">11.39%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.44%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">15.00%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Large U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Large Cap S&P 500 Index Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC/ Spectrum Asset Management, Inc. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.20%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">17.62%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">14.14%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">14.52%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – MidCap Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.53%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.78%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.33%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">12.58%</td></tr></table></div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.273%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.991%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.379%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Large U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Principal Capital Appreciation Account </div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.63%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">13.52%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">13.82%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">14.35%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Asset Allocation </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Principal LifeTime 2020 Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.47%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">11.33%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">4.65%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">6.77%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Asset Allocation </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Principal LifeTime 2030 Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.50%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">13.21%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.91%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.07%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Asset Allocation </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Principal LifeTime 2040 Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.54%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">15.57%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.56%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.35%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Asset Allocation </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Principal LifeTime 2050 Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.58%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">17.50%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.77%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.22%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Asset Allocation </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Principal LifeTime 2060 Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.61%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">17.68%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.97%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.35%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Asset Allocation </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Principal LifeTime Strategic Income Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.48%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.45%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">3.48%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">4.98%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Real Estate Securities Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.78%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.24%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">4.88%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.94%</td></tr></table></div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.273%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.991%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.379%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Short - Term Fixed Income </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Short-Term Income Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.42%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.48%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">2.33%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">2.52%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – SmallCap Account </div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.84%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">15.10%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">6.29%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.57%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Asset Allocation </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. PVC – Strategic Asset Management (SAM) – Balanced Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.68%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">14.00%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.27%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.29%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Asset Allocation </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Strategic Asset Management (SAM) – Conservative Balanced Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.67%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">11.69%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.04%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">6.39%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Asset Allocation </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Strategic Asset Management (SAM) – Conservative Growth Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.72%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">15.56%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.00%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.94%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Asset Allocation </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Strategic Asset Management (SAM) – Flexible Income Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.64%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.96%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">3.57%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.12%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Asset Allocation </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Strategic Asset Management (SAM) – Strategic Growth Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div><div style="padding-left:2.77pt;padding-right:2.77pt"> </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.75%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">16.86%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.16%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.96%</td></tr></table></div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.273%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.991%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.379%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">International Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Putnam Variable Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Putnam VT International Value Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class IB</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Putnam Management, LLC (d/b/a Putnam Management)/ Franklin Advisers, Inc.</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.06%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">34.68%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">12.49%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.86%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Large U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Putnam Variable Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Putnam VT Large Cap Growth Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class IB</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Putnam Management, LLC (d/b/a Putnam Management)/ Franklin Advisers, Inc.</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.88%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">14.34%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">13.44%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">17.66%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Putnam Variable Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Putnam VT Small Cap Growth Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class IB 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Putnam Management, LLC (d/b/a Putnam Management)/ Franklin Advisers, Inc.</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.12%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.80%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">6.18%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">11.45%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Putnam Variable Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Putnam VT Small Cap Value Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class IB</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Putnam Management, LLC (d/b/a Putnam Management)/ Franklin Advisers, Inc.</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.02%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.27%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.99%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.13%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Other - Natural Resources </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Rydex Variable Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Basic Materials Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Rydex VT 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Security Investors, LLC (d/b/a Guggenheim Investments)</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.78%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">32.89%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.42%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">11.58%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Other - Utilities </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Rydex Variable Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Utilities Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Rydex VT 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Security Investors, LLC (d/b/a Guggenheim Investments)</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.79%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">17.07%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.56%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.60%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Other - Health </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">T. Rowe Price Equity Series, Inc.</div><div style="padding-left:2.77pt;padding-right:2.77pt">Health Sciences Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">II Class</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">T. Rowe Price </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.11%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">17.80%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">3.86%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.70%</td></tr></table></div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.273%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.991%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.379%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Other - Natural Resources </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">VanEck Variable Insurance Products Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">VanEck VIP Global Resources Fund </div><div style="padding-left:2.77pt;padding-right:2.77pt">Initial Class</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">VanEck Associates Corporation </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.08%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">36.48%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.51%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.33%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Balanced/Asset Allocation </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard VIF Balanced Portfolio</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Wellington Management Company, LLP</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.20%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">16.46%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.29%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.03%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Balanced/Asset Allocation </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard VIF Conservative Allocation Portfolio 3</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">The Vanguard Group, Inc. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.12%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">12.73%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">4.22%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">6.14%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Large U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard VIF Equity Income Portfolio 3</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Wellington Management Company, LLP</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.29%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">16.80%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">12.59%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">11.52%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fixed Income </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard VIF Global Bond Index Portfolio</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">The Vanguard Group, Inc. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.13%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.69%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">-0.41%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"><div style="padding-left:2.77pt;padding-right:2.77pt"> </div></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard VIF International Portfolio</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">Schroder Investment Management North America Inc.; Baillie Gifford Overseas Ltd.</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.32%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">19.97%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.62%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.48%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard VIF Mid-Cap Index Portfolio</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">The Vanguard Group, Inc. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.17%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">11.54%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.46%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.77%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Asset Allocation </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard VIF Real Estate Index Portfolio</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">The Vanguard Group, Inc. </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.26%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">3.11%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">4.51%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.08%</td></tr></table></div><div style="margin-top:18pt;padding-left:13.5pt;text-indent:-13.5pt">1.The Fund's current expenses are subject to a temporary expense reimbursement and/or fee waiver arrangement that is in place. This arrangement may be terminated in the future and, therefore, the expense figures shown reflect temporary fee reductions. Please refer to the Fund's prospectus for more information.</div><div style="padding-left:13.5pt;text-indent:-13.5pt">2.This fund is closed to new investors with an application signature date of February 1, 2013, and after. </div><div style="padding-left:13.5pt;text-indent:-13.5pt">3.This fund became available for investment on June 5, 2023.</div><div style="padding-left:13.5pt;text-indent:-13.5pt">4.This fund became available for investment on May 31, 2025.</div><div style="padding-left:13.5pt;text-indent:-13.5pt">5.Prior to June 2, 2025, the name of this fund was the Wanger Acorn International Fund.</div><div style="padding-left:13.5pt;text-indent:-13.5pt">6.Prior to July 28, 2025, the name of this fund was the AMT Sustainable Equity Portfolio.</div><div style="padding-left:13.5pt;text-indent:-13.5pt">7.Prior to December 1, 2025, the name of this fund was the Macquarie VIP Small Cap Value Series.</div><div style="padding-left:13.5pt;text-indent:-13.5pt">8.Prior to April 30, 2026, the name of this fund was the MFS ® International Intrinsic Value Portfolio. </div><div style="padding-left:13.5pt;text-indent:-13.5pt">9.Prior to May 1, 2026, the name of this fund was the LVIP American Century Disciplined Core Value Fund.</div><div style="padding-left:13.5pt;text-indent:-13.5pt">10.Prior to May 1, 2026, the name of this fund was the TOPS ® Managed Risk Growth ETF Portfolio. </div><div style="padding-left:13.5pt;text-indent:-13.5pt">11.Prior to May 1, 2026, the name of this fund was the TOPS ® Managed Risk Moderate Growth ETF Portfolio.</div><div style="padding-left:13.5pt;text-indent:-13.5pt">12.Prior to May 1, 2026, the name of this fund was the Global Small Capitalization Fund.</div>13.Prior to May 1, 2026, the name of this fund was the International Fund. <div style="margin-top:18pt">The following is a list of Underlying Funds currently available under the Policy, which is subject to change. Before you invest, you should review the prospectuses for the Underlying Funds, as may be amended from time to time. These prospectuses contain more information about the Underlying Funds and their risks. You can find the prospectuses and other information about the Underlying Funds online at https://www.principal.com/ExecutiveVUL3Report. You can also request this information at no cost by calling 1-800-247-9988 or by sending an email request to Lifeinsurance@principal.com.</div><div style="margin-top:18pt">The current expenses and performance information below reflects fees and expenses of the Underlying Funds but does not reflect the other fees and expenses that your Policy may charge. Expenses would be higher and performance would be lower if these charges were included. Each Underlying Fund’s past performance is not necessarily an indication of future performance. </div><div style="margin-top:18pt">Some of the Underlying Funds are “funds of funds.” A fund of funds is a mutual fund that invests primarily in a portfolio of other mutual funds. Operating expenses shown for a fund of funds include the fees and expenses that such fund incurs indirectly as a result of investing in other funds. More detail about the risks of investing in a fund of funds is available in such fund’s prospectus.</div><div style="margin-top:18pt">The availability of investment options may vary depending in your financial professional or your financial professional's firm. See GENERAL DESCRIPTION OF THE POLICY - Financial Intermediary Variations.</div> Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">AB Variable Products Series Fund, Inc. Discovery Value Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Class A</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Alliance</div><div style="padding-left:2.77pt;padding-right:2.77pt">Bernstein L.P.</div> 0.0082 0.0289 0.0875 0.0855 International Equity <div style="padding-left:2.77pt;padding-right:2.77pt">AB Variable Products Series Fund, Inc. International Value Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Class A</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Alliance</div>Bernstein L.P. 0.0090 0.4170 0.1047 0.0664 <div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity</div> <div style="padding-left:2.77pt;padding-right:2.77pt">AB Variable Products Series Fund, Inc.</div><div style="padding-left:2.77pt;padding-right:2.77pt">Small Cap Growth Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class A 1,2</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Alliance</div><div style="padding-left:2.77pt;padding-right:2.77pt">Bernstein L.P.</div> 0.0090 0.0480 -0.0044 0.1126 International Equity <div style="padding-left:2.77pt;padding-right:2.77pt">AB Variable Products Series Fund, Inc. Sustainable Global Thematic Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Class A 1</div> Alliance Bernstein L.P. 0.0094 0.0632 0.0328 0.1008 Asset Allocation <div style="padding-left:2.77pt;padding-right:2.77pt">American Funds Insurance Series® American Funds ® Global Balanced Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2 1</div> Capital Research and Management Company 0.0076 0.1714 0.0611 0.0769 Fixed Income <div style="padding-left:2.77pt;padding-right:2.77pt">American Funds Insurance Series® Capital World Bond Fund ®</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2</div> Capital Research and Management Company 0.0073 0.0939 -0.0250 0.0123 International Equity <div style="padding-left:2.77pt;padding-right:2.77pt">American Funds Insurance Series® </div><div style="padding-left:2.77pt;padding-right:2.77pt">SMALLCAP World Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2 1,9</div> Capital Research and Management Company 0.0090 0.1464 0.0049 0.0723 Large U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">American Funds Insurance Series® Growth Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2</div> Capital Research and Management Company 0.0058 0.2024 0.1337 0.1797 International Equity <div style="padding-left:2.77pt;padding-right:2.77pt">American Funds Insurance Series® </div><div style="padding-left:2.77pt;padding-right:2.77pt">EUPAC Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2 1,10</div> Capital Research and Management Company 0.0072 0.2677 0.0340 0.0700 International Equity <div style="padding-left:2.77pt;padding-right:2.77pt">American Funds Insurance Series® </div><div style="padding-left:2.77pt;padding-right:2.77pt">New World Fund ®</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2 1</div> Capital Research and Management Company 0.0082 0.2829 0.0533 0.0925 Large U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">American Funds Insurance Series® Washington Mutual Investors Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2 1</div> Capital Research and Management Company 0.0050 0.1721 0.1389 0.1236 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">BNY Mellon Investment Portfolios</div><div style="padding-left:2.77pt;padding-right:2.77pt">MidCap Stock Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Shares 1</div> BNY Mellon Investment Adviser, Inc. Newton Investment Management North America, LLC 0.0105 0.0981 0.0939 0.0851 Other - Technology <div style="padding-left:2.77pt;padding-right:2.77pt">BNY Mellon Investment Portfolios</div><div style="padding-left:2.77pt;padding-right:2.77pt">Technology Growth Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Shares</div> BNY Mellon Investment Adviser, Inc. Newton Investment Management North America, LLC 0.0107 0.2787 0.0896 0.1697 Large U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">BNY Mellon Sustainable U.S. Equity Portfolio, Inc.</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Shares</div> BNY Mellon Investment Adviser, Inc. Newton Investment Management North America, LLC 0.0091 0.1567 0.1165 0.1327 Large U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">BNY Mellon Variable Investment Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Appreciation Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Shares</div> BNY Mellon Investment Adviser, Inc. Fayez Sarofim & Co., LLC 0.0110 0.0978 0.0908 0.1263 International Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Calvert Variable Trust, Inc.</div><div style="padding-left:2.77pt;padding-right:2.77pt">CVT EAFE International Index Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class F 1</div> Calvert Research and Management 0.0068 0.3064 0.0831 0.0763 Fixed Income <div style="padding-left:2.77pt;padding-right:2.77pt">Calvert Variable Trust, Inc.</div><div style="padding-left:2.77pt;padding-right:2.77pt">CVT Investment Grade Bond Index Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class I 1</div> Calvert Research and Management Ameritas Investment Partners, Inc. 0.0057 0.0664 -0.0068 0.0162 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Calvert Variable Trust, Inc.</div><div style="padding-left:2.77pt;padding-right:2.77pt">CVT Russell 2000 Small Cap Index Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Class F 1</div> Calvert Research and Management Ameritas Investment Partners, Inc. 0.0060 0.1223 0.0562 0.0908 International Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Columbia Funds Variable Insurance Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Acorn International Fund 1,2</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Columbia Wanger Asset Management, LLC</div> 0.0109 0.1276 -0.0100 0.0431 Other - Multinarrative <div style="padding-left:2.77pt;padding-right:2.77pt">Deutsche DWS Variable Series II</div><div style="padding-left:2.77pt;padding-right:2.77pt">DWS Alternative Asset Allocation VIP</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class B</div> DWS Investment Management Americas, Inc. RREEF American L.L.C. 0.0131 0.1003 0.0488 0.0452 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Deutsche DWS Variable Series II</div><div style="padding-left:2.77pt;padding-right:2.77pt">DWS Small Mid Cap Value VIP</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class B</div> DWS Investment Management Americas, Inc. 0.0117 0.1785 0.0927 0.0718 Large U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® Variable Insurance Products Trust I</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® VIP Equity-Income Portfolio SM</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 2</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div> 0.0071 0.1875 0.1223 0.1132 Fixed Income <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® Variable Insurance Products Trust I</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® VIP High Income Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 2</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div> 0.0106 0.1031 0.0400 0.0534 Large U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® Variable Insurance Products Trust II</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® VIP Contrafund SM Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 2</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div> 0.0079 0.2124 0.1508 0.1549 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® Variable Insurance Products Trust II</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® VIP Extended Market Index Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 2</div> Fidelity Management & Research Company, LLC Geode 0.0037 0.1203 0.0775 International Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® Variable Insurance Products Trust II</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® VIP International Index Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 2</div> Fidelity Management & Research Company, LLC Geode 0.0041 0.3282 0.0776 0.0679 Asset Allocation <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® Variable Insurance Products Trust II</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® VIP Total Market Index Portfolio</div>Service Class 2 Fidelity Management & Research Company, LLC Geode 0.0036 0.1686 0.1286 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® Variable Insurance Products Trust III</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® VIP Mid Cap Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 2</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div> 0.0080 0.1149 0.0983 0.1031 Other - Consumer Defensive <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® Variable Insurance Products Trust IV</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® VIP Consumer Staples Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 2</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div> 0.0086 -3.23 Other - Equity Energy <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® Variable Insurance Products Trust IV</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® VIP Energy Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 2</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div> 0.0085 0.1034 0.2386 0.0769 Money Market <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® Variable Insurance Products Trust V</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® VIP Government Money Market Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div> 0.0035 0.0403 0.0302 0.0195 Fixed Income <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® Variable Insurance Products Trust V</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® VIP Strategic Income Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 2</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div> 0.0050 0.0386 0.0290 0.0183 Balanced/Asset Allocation <div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Templeton Variable Insurance Product Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Income VIP Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2</div> Franklin Advisers, Inc. 0.0072 0.1256 0.0766 0.0730 International Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Templeton Variable Insurance Product Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Mutual Global Discovery VIP Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2</div> Franklin Mutual Advisers, LLC 0.0116 0.2334 0.1200 0.0852 Large U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Templeton Variable Insurance Product Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Mutual Shares VIP Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2</div> Franklin Mutual Advisers, LLC 0.0094 0.1152 0.0920 0.0753 Large U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Templeton Variable Insurance Product Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Rising Dividends VIP Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2</div> Franklin Advisers, Inc. 0.0089 0.1180 0.0950 0.1210 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Templeton Variable Insurance Product Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Small Cap Value VIP Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2 1</div> Franklin Mutual Advisers, LLC 0.0091 0.0765 0.0886 0.0981 Fixed Income <div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Templeton Variable Insurance Product Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Strategic Income VIP Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2 1</div> Franklin Advisers, Inc. 0.0107 0.0724 0.0192 0.0310 Fixed Income <div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Templeton Variable Insurance Product Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin U.S. Government Securities VIP Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2</div> Franklin Advisers, Inc. 0.0079 0.0669 0.0002 0.0114 International Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Templeton Variable Insurance Product Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Templeton Developing Markets VIP Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2</div> Templeton Asset Management, Ltd. Franklin Templeton Investment Management Limited 0.0137 0.4627 0.0546 0.1040 International Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Templeton Variable Insurance Product Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Templeton Foreign VIP Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 21</div> Templeton Asset Management, Ltd. Franklin Templeton Investment Management Limited 0.0108 0.2919 0.0825 0.0575 Fixed Income <div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Templeton Variable Insurance Product Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Templeton Global Bond VIP Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2 1</div> Templeton Asset Management, Ltd. 0.0075 0.1573 -0.0096 -0.0015 Large U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco V.I. American Franchise Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Series II</div> Invesco Advisers, Inc. 0.0085 0.1167 0.1035 0.1487 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco V.I. American Value Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Series I</div> Invesco Advisers, Inc. 0.0089 0.2100 0.1785 0.1229 Large U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco V.I. Core Equity Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Series II</div> Invesco Advisers, Inc. 0.0105 0.1588 0.1252 0.1146 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco V.I. Discovery Mid Cap Growth Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Series I</div> Invesco Advisers, Inc. 0.0086 0.0479 0.0390 0.1138 International Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco V.I. EQV International Equity Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Series I</div> Invesco Advisers, Inc. 0.0090 0.1650 0.0368 0.0622 Other - Global Real Estate <div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco V.I. Global Real Estate Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Series I</div> Invesco Advisers, Inc. 0.0102 0.0785 0.0173 0.0244 Other - Health <div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco V.I. Health Care Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Series I</div> Invesco Advisers, Inc. 0.0099 0.1533 0.0380 0.0658 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco V.I. Main Street Mid Cap Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Series II</div> Invesco Advisers, Inc. 0.0119 0.0896 0.0883 0.0908 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco V.I. Main Street Small Cap Fund®</div><div style="padding-left:2.77pt;padding-right:2.77pt">Series II</div> Invesco Advisers, Inc. 0.0109 0.0844 0.0807 0.1031 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco V.I. Small Cap Equity Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Series I</div> Invesco Advisers, Inc. 0.0096 0.0805 0.0732 0.0955 International Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Janus Aspen Series Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Global Sustainable Equity Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Shares 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Investors US LLC</div> 0.0099 0.1726 Balanced/Asset Allocation <div style="padding-left:2.77pt;padding-right:2.77pt">Janus Aspen Series Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Balanced Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Shares</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Investors US LLC</div> 0.0087 0.1482 0.0821 0.0986 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Janus Aspen Series Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Enterprise Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Shares</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Investors US LLC</div> 0.0097 0.0741 0.0735 0.1251 Fixed Income <div style="padding-left:2.77pt;padding-right:2.77pt">Janus Aspen Series Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Flexible Bond Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Shares 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Investors US LLC</div> 0.0082 0.0722 -0.0047 0.0207 Large U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Janus Aspen Series Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Forty Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Shares</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Investors US LLC</div> 0.0087 0.1786 0.1137 0.1596 International Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Janus Aspen Series Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Global Research Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Shares</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Investors US LLC</div> 0.0107 0.2060 0.1223 0.1264 Other - Technology <div style="padding-left:2.77pt;padding-right:2.77pt">Janus Aspen Series Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Global Technology and Innovation Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Shares</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Investors US LLC</div> 0.0097 0.2484 0.1344 0.2118 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Legg Mason Partners Variable Income Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">ClearBridge Variable Mid Cap Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class I</div> Franklin Templeton Fund Adviser, LLC <div style="padding-left:2.77pt;padding-right:2.77pt">ClearBridge Investments, LLC</div> 0.0082 0.0435 0.0450 0.0750 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Legg Mason Partners Variable Income Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">ClearBridge Variable Small Cap Growth Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class I</div> Franklin Templeton Fund Adviser, LLC <div style="padding-left:2.77pt;padding-right:2.77pt">ClearBridge Investments, LLC</div> 0.0081 0.0923 -0.0020 0.0938 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Lincoln Variable Insurance Products Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">LVIP American Century Capital Appreciation Fund</div>Service Class Lincoln Financial Investments Corporation American Century Investment Management, Inc. 0.0062 0.0656 0.0502 0.1131 Large U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Lincoln Variable Insurance Products Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">LVIP Avantis Large Cap Value Fund </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 6</div> Lincoln Financial Investments Corporation American Century Investment Management, Inc. 0.0096 0.1456 0.0851 0.1012 Inflation - Protected Bond <div style="padding-left:2.77pt;padding-right:2.77pt">Lincoln Variable Insurance Products Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">LVIP American Century Inflation Protection Fund </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class</div> Lincoln Financial Investments Corporation American Century Investment Management, Inc. 0.0072 0.0633 0.0062 0.0261 International Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Lincoln Variable Insurance Products Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">LVIP American Century International Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class</div> Lincoln Financial Investments Corporation American Century Investment Management, Inc. 0.0095 0.1581 0.0171 0.0627 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Lincoln Variable Insurance Products Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">LVIP American Century Mid Cap Value Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class</div> Lincoln Financial Investments Corporation American Century Investment Management, Inc. 0.0101 0.0883 0.0872 0.0896 Large U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Lincoln Variable Insurance Products Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">LVIP American Century Value Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class</div> Lincoln Financial Investments Corporation American Century Investment Management, Inc. 0.0086 0.1585 0.1147 0.1007 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Lord Abbett Series Fund, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">Developing Growth Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Class VC 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Lord Abbett</div> 0.0127 0.1459 -0.0117 0.1103 International Equity <div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Global Equity Series</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 1</div> Massachusetts Financial Services Company 0.0118 0.1328 0.0545 0.0864 Large U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Growth Series</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 1</div> Massachusetts Financial Services Company 0.0098 0.1190 0.1082 0.1531 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® New Discovery Series</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 1</div> Massachusetts Financial Services Company 0.0112 0.1256 -0.0054 0.1046 Balanced/Asset Allocation <div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Total Return Series</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class</div> Massachusetts Financial Services Company 0.0086 0.1091 0.0616 0.0736 Other - Utilities <div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Utilities Series </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 1</div> Massachusetts Financial Services Company 0.0103 0.1476 0.0738 0.0922 Large U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Value Series</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 1</div> Massachusetts Financial Services Company 0.0094 0.1277 0.0969 0.0977 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust III </div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Blended Research Small Cap Equity Portfolio 1</div> Massachusetts Financial Services Company 0.0083 0.0549 0.0662 0.0882 International Equity <div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust II </div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® International Intrinsic Equity Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 1,5</div> Massachusetts Financial Services Company 0.0114 0.3296 0.0702 0.0968 International Equity <div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust II </div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Research International Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 1</div> Massachusetts Financial Services Company 0.0115 0.2175 0.0525 0.0727 Fixed Income <div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust III</div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Inflation-Adjusted Bond Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 1</div> Massachusetts Financial Services Company 0.0085 0.0817 -0.0335 0.0084 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust III</div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Mid Cap Value Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 1</div> Massachusetts Financial Services Company 0.0104 0.0575 0.0990 0.0969 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust III</div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® New Discovery Value Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 1</div> Massachusetts Financial Services Company 0.0113 0.0288 0.0822 0.1030 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Neuberger Berman Advisers Management Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">Mid Cap Growth Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class S 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Neuberger Berman Investment Advisers, LLC</div> 0.0111 0.0523 0.0427 0.1071 Large U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Neuberger Berman Advisers Management Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">Quality Equity Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Class I 3</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Neuberger Berman Investment Advisers, LLC</div> 0.0087 0.1374 0.1283 0.1294 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Nomura Funds </div><div style="padding-left:2.77pt;padding-right:2.77pt">Nomura VIP Small Cap Value Series </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 1,4</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Delaware Management Company, a series of Nomura Investment Management Business Trust</div> 0.0104 0.0783 0.0893 0.0884 Asset Allocation <div style="padding-left:2.77pt;padding-right:2.77pt">Northern Lights Variable Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">TOPS TM Managed Risk Balanced ETF Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2</div> Valmark Advisers, Inc. Milliman Financial Risk Management, LLC 0.0076 0.0903 0.0383 0.0492 Asset Allocation <div style="padding-left:2.77pt;padding-right:2.77pt">Northern Lights Variable Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">TOPS TM Managed Risk Moderately Aggressive ETF Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2 7</div> Valmark Advisers, Inc. Milliman Financial Risk Management, LLC 0.0075 0.1165 0.0536 0.0613 Asset Allocation <div style="padding-left:2.77pt;padding-right:2.77pt">Northern Lights Variable Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">TOPS TM Managed Risk Moderate ETF Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2 8</div> Valmark Advisers, Inc. Milliman Financial Risk Management, LLC 0.0075 0.1036 0.0474 0.0572 Balanced/Asset Allocation <div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO All Asset Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Administrative Class 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Pacific Investment Management Company, LLC</div> 0.0213 0.1420 0.0560 0.0677 Other - Commodities <div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO CommodityRealReturn®Strategy Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Administrative Class</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Pacific Investment Management Company, LLC</div> 0.0086 0.1879 0.1055 0.0654 Fixed Income <div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Emerging Markets Bond Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Administrative Class</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Pacific Investment Management Company, LLC</div> 0.0117 0.1498 0.0244 0.0506 Fixed Income <div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO High Yield Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Administrative Class</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Pacific Investment Management Company, LLC</div> 0.0081 0.0895 0.0397 0.0557 <div style="padding-left:2.77pt;padding-right:2.77pt">Global Bond - USD Hedged</div> <div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO International Bond Portfolio (U.S. Dollar-Hedged) </div><div style="padding-left:2.77pt;padding-right:2.77pt">Administrative Class 4</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Pacific Investment Management Company, LLC</div> 0.0109 0.0395 0.0103 0.0288 Fixed Income <div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Long-Term U.S. Government Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Administrative Class</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Pacific Investment Management Company, LLC</div> 0.0248 0.0615 -0.0682 0.0001 Short-Term Fixed Income <div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Low Duration Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Administrative Class</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Pacific Investment Management Company, LLC</div> 0.0066 0.0552 0.0157 0.0179 Fixed Income <div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Real Return Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Administrative Class</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Pacific Investment Management Company, LLC</div> 0.0139 0.0785 0.0121 0.0321 Short-Term Fixed Income <div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Short-Term Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Administrative Class</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Pacific Investment Management Company, LLC</div> 0.0065 0.0467 0.0325 0.0276 Fixed Income <div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Total Return Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Administrative Class</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Pacific Investment Management Company, LLC</div> 0.0073 0.0889 0.0002 0.0236 Fixed Income <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. PVC – Bond Market Index Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div> 0.0015 0.0716 -0.0052 0.0180 Fixed Income <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Core Plus Bond Account </div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div> Principal Global Investors, LLC 0.0050 0.0746 -0.0048 0.0236 International Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Diversified International Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div> 0.0086 0.3236 0.0740 0.0808 Large U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Equity Income Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div> 0.0048 0.1550 0.1021 0.1151 International Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Global Emerging Markets Account</div>Class 1 <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div> 0.0112 0.3727 0.0506 0.0812 Fixed Income <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Government & High-Quality Bond Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div> 0.0050 0.0791 -0.0023 0.0126 Large U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc.</div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Large Cap Growth Account I</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC/ Los Angeles Capital Management, LLC T. Rowe Price Associates, Inc. </div>Westfield Capital Management Company, L.P. <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC/ Los Angeles Capital Management, LLC T. Rowe Price Associates, Inc. </div>Westfield Capital Management Company, L.P. 0.0067 0.1139 0.0944 0.1500 Large U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Large Cap S&P 500 Index Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div> Principal Global Investors, LLC Spectrum Asset Management, Inc. 0.0020 0.1762 0.1414 0.1452 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – MidCap Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div> 0.0053 0.0178 0.0833 0.1258 Large U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Principal Capital Appreciation Account </div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div> 0.0063 0.1352 0.1382 0.1435 Asset Allocation <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Principal LifeTime 2020 Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div> 0.0047 0.1133 0.0465 0.0677 Asset Allocation <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Principal LifeTime 2030 Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div> 0.0050 0.1321 0.0591 0.0807 Asset Allocation <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Principal LifeTime 2040 Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div> 0.0054 0.1557 0.0756 0.0935 Asset Allocation <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Principal LifeTime 2050 Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div> 0.0058 0.1750 0.0877 0.1022 Asset Allocation <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Principal LifeTime 2060 Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div> 0.0061 0.1768 0.0897 0.1035 Asset Allocation <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Principal LifeTime Strategic Income Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div> 0.0048 0.1045 0.0348 0.0498 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Real Estate Securities Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div> 0.0078 0.0124 0.0488 0.0594 Short - Term Fixed Income <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Short-Term Income Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div> 0.0042 0.0548 0.0233 0.0252 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – SmallCap Account </div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div> 0.0084 0.1510 0.0629 0.0957 Asset Allocation <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. PVC – Strategic Asset Management (SAM) – Balanced Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div> 0.0068 0.1400 0.0727 0.0829 Asset Allocation <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Strategic Asset Management (SAM) – Conservative Balanced Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div> 0.0067 0.1169 0.0504 0.0639 Asset Allocation <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Strategic Asset Management (SAM) – Conservative Growth Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div> 0.0072 0.1556 0.0900 0.0994 Asset Allocation <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Strategic Asset Management (SAM) – Flexible Income Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div> 0.0064 0.0996 0.0357 0.0512 Asset Allocation <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Strategic Asset Management (SAM) – Strategic Growth Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div> 0.0075 0.1686 0.1016 0.1096 International Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Putnam Variable Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Putnam VT International Value Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class IB</div> Putnam Management, LLC (d/b/a Putnam Management) Franklin Advisers, Inc. 0.0106 0.3468 0.1249 0.0886 Large U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Putnam Variable Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Putnam VT Large Cap Growth Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class IB</div> Putnam Management, LLC (d/b/a Putnam Management) Franklin Advisers, Inc. 0.0088 0.1434 0.1344 0.1766 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Putnam Variable Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Putnam VT Small Cap Growth Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class IB 1</div> Putnam Management, LLC (d/b/a Putnam Management) Franklin Advisers, Inc. 0.0112 0.0880 0.0618 0.1145 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Putnam Variable Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Putnam VT Small Cap Value Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class IB</div> Putnam Management, LLC (d/b/a Putnam Management) Franklin Advisers, Inc. 0.0102 0.0527 0.1099 0.0913 Other - Natural Resources <div style="padding-left:2.77pt;padding-right:2.77pt">Rydex Variable Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Basic Materials Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Rydex VT 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Security Investors, LLC (d/b/a Guggenheim Investments)</div> 0.0178 0.3289 0.0942 0.1158 Other - Utilities <div style="padding-left:2.77pt;padding-right:2.77pt">Rydex Variable Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Utilities Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Rydex VT 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Security Investors, LLC (d/b/a Guggenheim Investments)</div> 0.0179 0.1707 0.0856 0.0860 Other - Health <div style="padding-left:2.77pt;padding-right:2.77pt">T. Rowe Price Equity Series, Inc.</div><div style="padding-left:2.77pt;padding-right:2.77pt">Health Sciences Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">II Class</div> T. Rowe Price 0.0111 0.1780 0.0386 0.0870 Other - Natural Resources <div style="padding-left:2.77pt;padding-right:2.77pt">VanEck Variable Insurance Products Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">VanEck VIP Global Resources Fund </div><div style="padding-left:2.77pt;padding-right:2.77pt">Initial Class</div> VanEck Associates Corporation 0.0108 0.3648 0.1051 0.0833 Balanced/Asset Allocation <div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard VIF Balanced Portfolio</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Wellington Management Company, LLP</div> 0.0020 0.1646 0.0929 0.1003 Balanced/Asset Allocation <div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard VIF Conservative Allocation Portfolio 3</div> The Vanguard Group, Inc. 0.0012 0.1273 0.0422 0.0614 Large U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard VIF Equity Income Portfolio 3</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Wellington Management Company, LLP</div> 0.0029 0.1680 0.1259 0.1152 Fixed Income <div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard VIF Global Bond Index Portfolio</div> The Vanguard Group, Inc. 0.0013 0.0569 -0.0041 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard VIF International Portfolio</div> Schroder Investment Management North America Inc.; Baillie Gifford Overseas Ltd. 0.0032 0.1997 0.0062 0.1048 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard VIF Mid-Cap Index Portfolio</div> The Vanguard Group, Inc. 0.0017 0.1154 0.0846 0.1077 Asset Allocation <div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard VIF Real Estate Index Portfolio</div> The Vanguard Group, Inc. 0.0026 0.0311 0.0451 0.0508 The Fund's current expenses are subject to a temporary expense reimbursement and/or fee waiver arrangement that is in place. This arrangement may be terminated in the future and, therefore, the expense figures shown reflect temporary fee reductions. Please refer to the Fund's prospectus for more information.