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ck0001526622:C000012155Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000192542Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000012159Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000012160Member 2026-05-01 2026-05-01 0001526622 ck0001526622:C000215152Member ck0001526622:C000012148Member 2026-05-01 2026-05-01 pure iso4217:USD N-6 Principal National Life Insurance Co Variable Life Separate Account 0001526622 N-6 2026-04-29 false <div style="margin-top:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:22.606%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:37.262%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.526%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.101%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:17.005%"></td><td style="width:0.1%"></td></tr><tr><td colspan="12" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:0.9pt;padding-right:-2.63pt">FEES AND EXPENSES</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:0.15pt;padding-left:0.76pt;padding-right:0.76pt;text-align:center;text-indent:-6pt">Location in Statutory Prospectus</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:0.9pt;padding-right:-2.63pt">Charges for Early Withdrawals</div></td><td colspan="9" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">No surrender charge is imposed on a partial or full surrender. </td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:12pt;padding-right:14.12pt">SUMMARY: FEE TABLES - Transaction Fees</div><div style="margin-top:12pt;padding-right:17.72pt">CHARGES AND DEDUCTIONS</div></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:0.9pt;padding-right:-2.63pt">Transaction Charges</div></td><td colspan="9" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:0.9pt;padding-right:-2.63pt">You may be charged for other transactions, including a sales charge and taxes assessed on each premium paid, a transaction fee for unscheduled partial surrenders, transfer fees for unscheduled Division transfers, and illustration fees.</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:12pt;padding-right:14.12pt">SUMMARY: FEE TABLES - Transaction Fees</div><div style="margin-top:12pt;padding-right:17.72pt">CHARGES AND DEDUCTIONS</div></td></tr><tr style="height:78pt"><td colspan="3" rowspan="5" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:0.9pt;padding-right:6.62pt">Ongoing Fees and Expenses (annual charges)</div></td><td colspan="9" rowspan="2" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:0.9pt;padding-right:-2.63pt">In addition to transaction charges, an investment in the Policy is subject to certain ongoing fees and expenses, including fees and expenses covering the cost of insurance under the Policy and the cost of optional benefits under the Policy, as well as interest for any Loan Indebtedness. Certain fees and expenses are set based on the characteristics of the Insured (e.g., age, sex, and rating classification). You should view the Data Pages for rates applicable to you. "Data Pages" are the pages of the Policy which contain information specific to you, to the Insured and the Policy. Current or revised Data Pages may be sent to you from time to time.</div><div style="margin-top:6pt">Investors will also bear expenses associated with the Underlying Funds, as shown in the following table:</div></td><td colspan="3" rowspan="5" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:12pt;padding-right:14.12pt">SUMMARY: FEE TABLES - Periodic Charges Other Than Annual Underlying Fund Expenses</div><div style="margin-top:12pt;padding-right:-2.63pt">CHARGES AND DEDUCTIONS</div><div style="margin-top:12pt">SUMMARY: FEE TABLES -Annual Underlying Fund Expenses</div><div style="margin-top:12pt;padding-right:-2.63pt">CHARGES AND DEDUCTIONS</div><div style="margin-top:12pt;padding-right:-2.63pt">APPENDIX – Underlying Funds Available Under the Policy</div></td></tr><tr style="height:38pt"><td colspan="15" style="display:none"></td></tr><tr style="height:42pt"><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:11.72pt;padding-right:-2.63pt">Annual Fee</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.91pt;padding-right:0.91pt;text-align:center">Minimum</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.78pt;padding-right:0.78pt;text-align:center">Maximum</div></td></tr><tr style="height:18pt"><td colspan="3" rowspan="2" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:6.55pt;padding-left:11.77pt;padding-right:-0.08pt;text-indent:-0.05pt">Investment Options (Underlying Fund Fees and Expenses)</div></td><td colspan="3" rowspan="2" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom">0.12%</td><td colspan="3" rowspan="2" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom">2.86%</td></tr><tr style="height:53pt"><td colspan="15" style="display:none"></td></tr></table></div> <div style="margin-top:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:22.606%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:37.262%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.526%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.101%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:17.005%"></td><td style="width:0.1%"></td></tr><tr><td colspan="12" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:0.9pt;padding-right:-2.63pt">FEES AND EXPENSES</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:0.15pt;padding-left:0.76pt;padding-right:0.76pt;text-align:center;text-indent:-6pt">Location in Statutory Prospectus</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:0.9pt;padding-right:-2.63pt">Charges for Early Withdrawals</div></td><td colspan="9" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">No surrender charge is imposed on a partial or full surrender. </td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:12pt;padding-right:14.12pt">SUMMARY: FEE TABLES - Transaction Fees</div><div style="margin-top:12pt;padding-right:17.72pt">CHARGES AND DEDUCTIONS</div></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:0.9pt;padding-right:-2.63pt">Transaction Charges</div></td><td colspan="9" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:0.9pt;padding-right:-2.63pt">You may be charged for other transactions, including a sales charge and taxes assessed on each premium paid, a transaction fee for unscheduled partial surrenders, transfer fees for unscheduled Division transfers, and illustration fees.</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:12pt;padding-right:14.12pt">SUMMARY: FEE TABLES - Transaction Fees</div><div style="margin-top:12pt;padding-right:17.72pt">CHARGES AND DEDUCTIONS</div></td></tr><tr style="height:78pt"><td colspan="3" rowspan="5" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:0.9pt;padding-right:6.62pt">Ongoing Fees and Expenses (annual charges)</div></td><td colspan="9" rowspan="2" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:0.9pt;padding-right:-2.63pt">In addition to transaction charges, an investment in the Policy is subject to certain ongoing fees and expenses, including fees and expenses covering the cost of insurance under the Policy and the cost of optional benefits under the Policy, as well as interest for any Loan Indebtedness. Certain fees and expenses are set based on the characteristics of the Insured (e.g., age, sex, and rating classification). You should view the Data Pages for rates applicable to you. "Data Pages" are the pages of the Policy which contain information specific to you, to the Insured and the Policy. Current or revised Data Pages may be sent to you from time to time.</div><div style="margin-top:6pt">Investors will also bear expenses associated with the Underlying Funds, as shown in the following table:</div></td><td colspan="3" rowspan="5" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:12pt;padding-right:14.12pt">SUMMARY: FEE TABLES - Periodic Charges Other Than Annual Underlying Fund Expenses</div><div style="margin-top:12pt;padding-right:-2.63pt">CHARGES AND DEDUCTIONS</div><div style="margin-top:12pt">SUMMARY: FEE TABLES -Annual Underlying Fund Expenses</div><div style="margin-top:12pt;padding-right:-2.63pt">CHARGES AND DEDUCTIONS</div><div style="margin-top:12pt;padding-right:-2.63pt">APPENDIX – Underlying Funds Available Under the Policy</div></td></tr><tr style="height:38pt"><td colspan="15" style="display:none"></td></tr><tr style="height:42pt"><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:11.72pt;padding-right:-2.63pt">Annual Fee</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.91pt;padding-right:0.91pt;text-align:center">Minimum</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.78pt;padding-right:0.78pt;text-align:center">Maximum</div></td></tr><tr style="height:18pt"><td colspan="3" rowspan="2" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:6.55pt;padding-left:11.77pt;padding-right:-0.08pt;text-indent:-0.05pt">Investment Options (Underlying Fund Fees and Expenses)</div></td><td colspan="3" rowspan="2" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom">0.12%</td><td colspan="3" rowspan="2" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom">2.86%</td></tr><tr style="height:53pt"><td colspan="15" style="display:none"></td></tr></table></div> <div style="margin-top:0.9pt;padding-right:-2.63pt">Charges for Early Withdrawals</div>No surrender charge is imposed on a partial or full surrender. <div style="margin-top:12pt;padding-right:14.12pt">SUMMARY: FEE TABLES - Transaction Fees</div><div style="margin-top:12pt;padding-right:17.72pt">CHARGES AND DEDUCTIONS</div> <div style="margin-top:0.9pt;padding-right:-2.63pt">Transaction Charges</div><div style="margin-top:0.9pt;padding-right:-2.63pt">You may be charged for other transactions, including a sales charge and taxes assessed on each premium paid, a transaction fee for unscheduled partial surrenders, transfer fees for unscheduled Division transfers, and illustration fees.</div><div style="margin-top:12pt;padding-right:14.12pt">SUMMARY: FEE TABLES - Transaction Fees</div><div style="margin-top:12pt;padding-right:17.72pt">CHARGES AND DEDUCTIONS</div> 0.0012 0.0286 <div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:22.606%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:56.945%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:17.149%"></td><td style="width:0.1%"></td></tr><tr><td colspan="6" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:0.3pt;padding-right:-2.63pt">RISKS</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">Location in Statutory Prospectus</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Risk of Loss</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>You can lose money by investing in a Policy.</div></td><td colspan="3" rowspan="2" style="border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>PRINCIPAL RISKS OF INVESTING IN THE POLICY - Risk of Loss; Not a Short Term Investment</div></td></tr><tr style="height:53pt"><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Not a Short-Term Investment</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>The Policy is not a short-term investment and is not appropriate for an investor that needs ready access to cash.</div><div style="margin-top:12pt">Withdrawals will reduce the value of your Policy and the death benefit and may lead to adverse tax consequences.</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Risks Associated with Investment Options</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>An investment in the Policy is subject to the risk of poor investment performance and can vary depending on the performance of the investment options available under the Policy (e.g., the Underlying Funds). Each investment option (including the Fixed Account) has its own unique risks. A comprehensive discussion of the risks of each Underlying Fund may be found in the Underlying Fund’s prospectus. You should review these investment options before making an investment decision.</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>PRINCIPAL RISKS OF INVESTING IN THE POLICY - Risks of Underlying Funds</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Insurance Company Risks</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>An investment in the Policy is subject to the risks related to the Company. Any obligations (including under the Fixed Account), guarantees, or benefits are subject to the claims-paying ability of the Company. More information about the Company, including its financial strength ratings, is available at https://investors.principal.com/investor-relations/our-business/credit-ratings/default.aspx.</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>GENERAL DESCRIPTION OF THE POLICY - General Account</div></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Policy Lapse</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>When the Policy lapses, it terminates with no value and no longer provides any life insurance benefit upon the death of the Insured. Poor investment performance, partial surrenders, failure to pay sufficient premiums, and unpaid policy loans and loan interest will increase the risk of lapse. If your Policy lapses, you can only reinstate it under certain conditions, including making certain payments.</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>PRINCIPAL RISKS OF INVESTING IN THE POLICY - Policy Termination (Lapse)</div><div style="margin-top:12pt">POLICY TERMINATION AND REINSTATEMENT</div></td></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:22.606%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:56.945%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:17.149%"></td><td style="width:0.1%"></td></tr><tr><td colspan="6" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>RESTRICTIONS</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">Location in</div><div style="text-align:center">Statutory Prospectus</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">Investments</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>While you may transfer amounts in the Divisions (which invest in shares of a corresponding Underlying Fund) and Fixed Account, certain restrictions and transfer fees apply with regard to the number and amount of such transfers. Transfers from the Fixed Account are subject to significant limitations. Transfers are also subject to the excessive trading and market timing polices described in this prospectus.</div><div>We reserve the right to remove or substitute Underlying Funds as investment options.</div><div style="margin-top:12pt">Depending on your state, or your financial professional or your financial professional's firm, certain investment options may not be available.</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:12pt">GENERAL DESCRIPTION OF THE POLICY -Limitations on Transfers</div><div style="margin-top:12pt">GENERAL DESCRIPTION OF THE POLICY -Reservation of Rights</div><div style="margin-top:12pt">GENERAL DESCRIPTION OF THE POLICY -Material State Variations</div><div style="margin-top:12pt">GENERAL DESCRIPTION OF THE POLICY – Financial Intermediary Variations</div></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">Optional Benefits</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:12pt">Some optional benefits under the Policy are subject to limitations, restrictions, and additional charges, including with respect to their availability and the amounts that may be paid under such benefits.</div><div style="margin-top:12pt">Withdrawals may significantly reduce the value of a benefit.</div><div style="margin-top:12pt">Depending on your state, or your financial professional or your financial professional's firm, certain benefits may not be available or may be available on different terms.</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:12pt">OTHER BENEFITS AVAILABLE UNDER THE POLICY</div><div style="margin-top:12pt">GENERAL DESCRIPTION OF THE POLICY - Material State Variations</div><div style="margin-top:12pt">GENERAL DESCRIPTION OF THE POLICY – Financial Intermediary Variations</div></td></tr></table></div><div style="margin-top:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:22.606%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:56.945%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:17.149%"></td><td style="width:0.1%"></td></tr><tr><td colspan="6" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>TAXES</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">Location in</div><div style="text-align:center">Statutory Prospectus</div></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Tax Implications</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>You should consult with a tax professional to determine the tax implications of an investment in, and payments received under, the Policy. There is no additional tax benefit to you if the Policy is purchased through a tax-qualified plan or individual retirement account (IRA), and withdrawals will be subject to ordinary income tax and may be subject to tax penalties</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>TAX ISSUES RELATED TO THE POLICY</div></td></tr></table></div> <div>You can lose money by investing in a Policy.</div> <div>The Policy is not a short-term investment and is not appropriate for an investor that needs ready access to cash.</div><div style="margin-top:12pt">Withdrawals will reduce the value of your Policy and the death benefit and may lead to adverse tax consequences.</div> <div>An investment in the Policy is subject to the risk of poor investment performance and can vary depending on the performance of the investment options available under the Policy (e.g., the Underlying Funds). Each investment option (including the Fixed Account) has its own unique risks. A comprehensive discussion of the risks of each Underlying Fund may be found in the Underlying Fund’s prospectus. You should review these investment options before making an investment decision.</div> <div>An investment in the Policy is subject to the risks related to the Company. Any obligations (including under the Fixed Account), guarantees, or benefits are subject to the claims-paying ability of the Company. More information about the Company, including its financial strength ratings, is available at https://investors.principal.com/investor-relations/our-business/credit-ratings/default.aspx.</div> <div>When the Policy lapses, it terminates with no value and no longer provides any life insurance benefit upon the death of the Insured. Poor investment performance, partial surrenders, failure to pay sufficient premiums, and unpaid policy loans and loan interest will increase the risk of lapse. If your Policy lapses, you can only reinstate it under certain conditions, including making certain payments.</div> <div>While you may transfer amounts in the Divisions (which invest in shares of a corresponding Underlying Fund) and Fixed Account, certain restrictions and transfer fees apply with regard to the number and amount of such transfers. Transfers from the Fixed Account are subject to significant limitations. Transfers are also subject to the excessive trading and market timing polices described in this prospectus.</div><div>We reserve the right to remove or substitute Underlying Funds as investment options.</div><div style="margin-top:12pt">Depending on your state, or your financial professional or your financial professional's firm, certain investment options may not be available.</div> <div style="margin-top:12pt">Some optional benefits under the Policy are subject to limitations, restrictions, and additional charges, including with respect to their availability and the amounts that may be paid under such benefits.</div><div style="margin-top:12pt">Withdrawals may significantly reduce the value of a benefit.</div><div style="margin-top:12pt">Depending on your state, or your financial professional or your financial professional's firm, certain benefits may not be available or may be available on different terms.</div> <div>You should consult with a tax professional to determine the tax implications of an investment in, and payments received under, the Policy. There is no additional tax benefit to you if the Policy is purchased through a tax-qualified plan or individual retirement account (IRA), and withdrawals will be subject to ordinary income tax and may be subject to tax penalties</div> <div>The Company pays compensation to broker-dealers, financial institutions and other parties for the sale of the Policy, including commissions on premiums paid on the Policy. The Company and/or its affiliates may also pay other amounts such as marketing allowances, expense reimbursements and education payments. Such compensation may influence the financial intermediary or sales representative to recommend the purchase of this Policy over competing policies or over other investment options.</div> <div>Some financial representatives may have a financial incentive to offer a new policy in place of the one you already own. You should only exchange an existing policy if you determine, after comparing the features, fees and risks of both policies, and any fees or penalties to terminate the existing policy, that it is preferable to purchase the new policy rather than continue to own an existing policy.</div> <div style="margin-top:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.234%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Transaction Fees for Policy Dates before October 1, 2021</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Charge</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">When Charge is Deducted</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Amount Deducted</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Sales Charge</div></td><td colspan="3" rowspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div>upon receipt of premium</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>6.50% of premium paid</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Current</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>6.50% of premium paid</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Taxes (federal, state and local)</div></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:top"><div>upon receipt of premium</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>3.25% of premium paid</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Current</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>3.25% of premium paid</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:13.5pt">Transaction Fee for Unscheduled Partial Surrender</div></td><td colspan="3" rowspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div>from each unscheduled partial surrender after the second unscheduled partial surrender in a Policy Year</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>The lesser of $25 or 2% of the amount surrendered</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top">Current</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>The lesser of $25 or 2% of the amount surrendered</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Transfer Fee for Unscheduled Division Transfer</div></td><td colspan="3" rowspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>upon each unscheduled Division transfer after the first unscheduled Division transfer in a Policy Month</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$25 per unscheduled transfer</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Current</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>None</div></td></tr><tr style="height:15pt"><td colspan="9" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="9" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Optional Insurance Benefits</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Life Paid-Up Rider</div></td><td colspan="3" rowspan="5" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>on the date rider benefit begins</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:32pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum (if Policy is issued with the guideline premium/cash value corridor test)</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>7.50% of Policy Value</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum (if the Policy is issued with the cash value accumulation test)</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>13.50% of Policy Value</div></td></tr><tr style="height:32pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Current (if Policy is issued with the guideline premium/cash value</div><div style="padding-left:18pt">corridor test)</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>5.50% of Policy Value</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Current (if the Policy is issued with the cash value accumulation test)</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>9.50% of Policy Value</div></td></tr></table></div><div style="margin-top:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.234%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Transaction Fees for Policy Dates from October 1, 2021, through March 1, 2026</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Charge</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">When Charge is Deducted</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Amount Deducted</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Sales Charge(1)</div></td><td colspan="3" rowspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div>upon receipt of premium</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>7.75% of premium paid(2)</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Current</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>7.50% of premium paid(2)</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Taxes (federal, state and local)</div></td><td colspan="3" rowspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div>upon receipt of premium</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>3.25% of premium paid</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Current</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>3.25% of premium paid</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Transaction Fee for Unscheduled Partial Surrender</div></td><td colspan="3" rowspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div>from each unscheduled partial surrender after the second unscheduled partial surrender in a Policy Year</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>The lesser of $25 or 2% of the amount surrendered</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Current</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>The lesser of $25 or 2% of the amount surrendered</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Transfer Fee for Unscheduled Division Transfer(3)</div></td><td colspan="3" rowspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>upon each unscheduled Division transfer after the first unscheduled Division transfer in a Policy Month</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$25 per unscheduled transfer</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Current</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>None</div></td></tr></table></div><div style="margin-top:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.234%"></td><td style="width:0.1%"></td></tr><tr style="height:15pt"><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="9" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Optional Insurance Benefits</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Life Paid-Up Rider</div></td><td colspan="3" rowspan="5" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>on the date rider benefit begins</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:32pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum (if Policy is issued with the guideline premium/cash value corridor test)(4)</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>7.50% of Policy Value</div></td></tr><tr style="height:32pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum (if the Policy is issued with the cash value accumulation test) (4)</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>13.50% of Policy Value</div></td></tr><tr style="height:32pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Current (if Policy is issued with the guideline premium/cash value corridor test)(4)</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>5.50% of Policy Value</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Current (if the Policy is issued with the cash value accumulation test)(4)</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>7.50% of Policy Value</div></td></tr></table></div><div style="margin-top:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.234%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">Transaction Fees for Policy Dates on or after March 2, 2026</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">Charge</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">When Charge is Deducted</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">Amount Deducted</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Sales Charge(1)</div></td><td colspan="3" rowspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div>upon receipt of premium</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>6.75% of premium paid(2)</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Current</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>3.25% of premium paid(2)</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Taxes (federal, state and local)</div></td><td colspan="3" rowspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div>upon receipt of premium</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>3.25% of premium paid</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Current</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>3.25% of premium paid</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Transaction Fee for Unscheduled Partial Surrender</div></td><td colspan="3" rowspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div>from each unscheduled partial surrender after the second unscheduled partial surrender in a Policy Year</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>The lesser of $25 or 2% of the amount surrendered</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top">Current</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>The lesser of $25 or 2% of the amount surrendered</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Transfer Fee for Unscheduled Division Transfer(3)</div></td><td colspan="3" rowspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div>upon each unscheduled Division transfer after the first unscheduled Division transfer in a Policy Month</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$25 per unscheduled transfer</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Current</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>None</div></td></tr><tr style="height:15pt"><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Optional Insurance Benefits</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Life Paid-Up Rider</div></td><td colspan="3" rowspan="5" style="border-bottom:1pt solid #000;border-left:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>on the date rider benefit begins</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:32pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum (if Policy is issued with the guideline premium/cash value corridor test) (4)</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>7.50% of Policy Value</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum (if the Policy is issued with the cash value accumulation test) (4)</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>13.50% of Policy Value</div></td></tr><tr style="height:32pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Current (if Policy is issued with the guideline premium/cash value corridor test) (4)</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>5.50% of Policy Value</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Current (if the Policy is issued with the cash value accumulation test) (4)</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>7.50% of Policy Value</div></td></tr></table></div><div style="margin-top:2pt;padding-left:13.5pt;text-align:justify;text-indent:-13.5pt">(1)The sales charge varies over time and also varies with the existence of the Supplemental Benefit Rider, as described in CHARGES AND DEDUCTIONS - Premium Expense Charge.</div><div style="margin-top:2pt;padding-left:13.5pt;text-align:justify;text-indent:-13.5pt">(2)Premium paid up to Target Premium. The maximum sales charge on premium paid in excess of Target Premium is 3.00% for Policy Dates before October 1, 2021; 3.75% for Policy Dates from October 1, 2021 – March 1, 2026; and 6.75% for Policy Dates on or after March 2, 2026.</div><div style="margin-top:2pt;padding-left:13.5pt;text-align:justify;text-indent:-13.5pt">(3)In addition to the fees shown, additional transfer fees or restrictions may be imposed by federal regulators, state regulators and/or sponsors of the underlying mutual funds. See GENERAL DESCRIPTION OF THE POLICY.</div><div style="margin-top:2pt;padding-left:13.5pt;text-align:justify;text-indent:-13.5pt">(4)For more information regarding the guideline premium/cash value corridor test and the cash value accumulation test, see DEATH BENEFITS AND POLICY VALUES - IRS Definition of Life Insurance.</div> <div style="padding-left:9pt">Sales Charge</div> <div>upon receipt of premium</div> 0.0650 0.0650 <div style="padding-left:9pt">Taxes (federal, state and local)</div> <div>upon receipt of premium</div> 0.0325 0.0325 <div style="padding-left:13.5pt">Transaction Fee for Unscheduled Partial Surrender</div> <div>from each unscheduled partial surrender after the second unscheduled partial surrender in a Policy Year</div> 25 0.02 25 0.02 <div style="padding-left:9pt">Transfer Fee for Unscheduled Division Transfer</div> <div>upon each unscheduled Division transfer after the first unscheduled Division transfer in a Policy Month</div> 25 0 <div style="padding-left:9pt">Life Paid-Up Rider</div> <div>on the date rider benefit begins</div> 0.0750 0.1350 0.0550 0.0950 <div style="padding-left:9pt">Sales Charge(1)</div> <div>upon receipt of premium</div> 0.0775 0.0750 <div style="padding-left:9pt">Taxes (federal, state and local)</div> <div>upon receipt of premium</div> 0.0325 0.0325 <div style="padding-left:9pt">Transaction Fee for Unscheduled Partial Surrender</div> <div>from each unscheduled partial surrender after the second unscheduled partial surrender in a Policy Year</div> 25 0.02 25 0.02 <div style="padding-left:9pt">Transfer Fee for Unscheduled Division Transfer(3)</div> <div>upon each unscheduled Division transfer after the first unscheduled Division transfer in a Policy Month</div> 25 0 <div style="padding-left:9pt">Life Paid-Up Rider</div> <div>on the date rider benefit begins</div> 0.0750 0.1350 0.0550 0.0750 <div style="padding-left:9pt">Sales Charge(1)</div> <div>upon receipt of premium</div> 0.0675 0.0325 <div style="padding-left:9pt">Taxes (federal, state and local)</div> <div>upon receipt of premium</div> 0.0325 0.0325 <div style="padding-left:9pt">Transaction Fee for Unscheduled Partial Surrender</div> <div>from each unscheduled partial surrender after the second unscheduled partial surrender in a Policy Year</div> 25 0.02 25 0.02 <div style="padding-left:9pt">Transfer Fee for Unscheduled Division Transfer(3)</div> <div>upon each unscheduled Division transfer after the first unscheduled Division transfer in a Policy Month</div> 25 <div style="padding-left:9pt">Life Paid-Up Rider</div> <div>on the date rider benefit begins</div> 0.0750 0.1350 0.0550 0.0750 The sales charge varies over time and also varies with the existence of the Supplemental Benefit Rider, as described in CHARGES AND DEDUCTIONS - Premium Expense Charge. Premium paid up to Target Premium. The maximum sales charge on premium paid in excess of Target Premium is 3.00% for Policy Dates before October 1, 2021; 3.75% for Policy Dates from October 1, 2021 – March 1, 2026; and 6.75% for Policy Dates on or after March 2, 2026.For more information regarding the guideline premium/cash value corridor test and the cash value accumulation test, see DEATH BENEFITS AND POLICY VALUES - IRS Definition of Life Insurance. In addition to the fees shown, additional transfer fees or restrictions may be imposed by federal regulators, state regulators and/or sponsors of the underlying mutual funds. See GENERAL DESCRIPTION OF THE POLICY. <div style="margin-top:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.234%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">Periodic Charges Other Than Annual Underlying Fund Expenses For Policy Dates before October 1, 2021</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:0.75pt solid #000008;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">Charge</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:0.75pt solid #000008;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">When Charge is Deducted</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:0.75pt solid #000008;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">Amount Deducted</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Cost of Insurance(1)</div></td><td colspan="3" rowspan="4" style="padding:2px 1pt;text-align:left;vertical-align:top"><div>monthly</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$83.33 per $1,000 of Net Amount at Risk</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Minimum</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.00167 per $1,000 of Net Amount at Risk</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum Charge for Representative Insured(2)</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.21196 per $1,000 of Net Amount at Risk</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Asset Based Charge</div></td><td colspan="3" rowspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div>monthly</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>0.35% of Division value per year</div></td></tr><tr style="height:32pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Current Charge</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Yr 1-5: 0.35% of Division value per year Yr 6-15: 0.30% of Division value per year Yr 16+: 0.25% of Division value per year</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Monthly Policy Issue Charge (except as noted below)(1)</div></td><td colspan="3" rowspan="4" style="padding:2px 1pt;text-align:left;vertical-align:top"><div>monthly</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.67709 per $1,000 of Total Face Amount</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Minimum</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.02667 per $1,000 of Total Face Amount</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum Charge for Representative Insured(2)</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.06250 per $1,000 of Total Face Amount</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Monthly Policy Issue Charge, for Policies with the Supplemental Benefit Rider.(1)</div></td><td colspan="3" rowspan="4" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.67709 per $1,000 of Total Face Amount</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Minimum</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.02667 per $1,000 of Total Face Amount</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum Charge for Representative</div><div style="padding-left:18pt">Insured(2)</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.06250 per $1,000 of Total Face Amount</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Net Policy Loan Charge(3)</div></td><td colspan="3" rowspan="3" style="border-bottom:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>annually (accrued daily)</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>1.0% of Loan Indebtedness per year(4)</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Current</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>1.0% of Loan Indebtedness per year(4)</div></td></tr><tr><td colspan="9" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Optional Insurance Benefits</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Supplemental Benefit Rider (Cost of Supplemental Insurance)(1)</div></td><td colspan="3" rowspan="4" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>monthly</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$83.33 per $1,000 of Net Amount at Risk</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Minimum</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.00062 per $1,000 of Net Amount at Risk</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum Charge for Representative Insured(2)</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.21196 per $1,000 of Net Amount at Risk</div></td></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.234%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">Periodic Charges Other Than Annual Underlying Mutual Fund Expenses For Policy Dates from October 1, 2021, through March 1, 2026</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">Charge</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">When Charge is Deducted</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">Amount Deducted</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Cost of Insurance(1)</div></td><td colspan="3" rowspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top">monthly</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum</div><div style="padding-left:18pt">Minimum</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$83.33333 per $1,000 of Net Amount at Risk</div><div>$0.00167 per $1,000 of Net Amount at Risk</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum Charge for Representative Insured(2)</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.00667 per $1,000 of Net Amount at Risk</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Asset Based Charge</div></td><td colspan="3" rowspan="2" style="border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">monthly</td><td colspan="3" rowspan="2" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>0.35% of Division value per year</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Current Charge</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>0.35% of Division value per year</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Monthly Policy Issue Charge (except as noted below)(1)</div></td><td colspan="3" rowspan="4" style="padding:2px 1pt;text-align:left;vertical-align:top">monthly</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$1.08418 per $1,000 of Total Face Amount</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Minimum</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.05467 per $1,000 of Total Face Amount</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum Charge for Representative Insured(2)</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.06000 per $1,000 of Total Face Amount</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Monthly Policy Issue Charge, for Policies with the Supplemental Benefit Rider(1)</div></td><td colspan="3" rowspan="4" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$1.08418 per $1,000 of Total Face Amount</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Minimum</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.00547 per $1,000 of Total Face</div><div>Amount</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum Charge for Representative Insured(2)</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.04800 per $1,000 of Total Face Amount</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Net Policy Loan Charge(3)</div></td><td colspan="3" rowspan="3" style="border-bottom:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>annually (accrued daily)</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>1.0% of Loan Indebtedness per year(4)</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Current</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>1.0% of Loan Indebtedness per year(4)</div></td></tr><tr><td colspan="9" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Optional Insurance Benefits</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Supplemental Benefit Rider (Cost of Supplemental Insurance)(1)</div></td><td colspan="3" rowspan="4" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">monthly</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$83.33333 per $1,000 of Net Amount at Risk</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Minimum</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.00062 per $1,000 of Net Amount at Risk</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum Charge for Representative Insured(2)</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.00200 per $1,000 of Net Amount at Risk</div></td></tr></table></div><div style="margin-top:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.234%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">Periodic Charges Other Than Annual Underlying Mutual Fund Expenses </div><div style="text-align:center">For Policy Dates on or after March 2, 2026</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">Charge</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">When Charge is Deducted</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">Amount Deducted</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Cost of Insurance(1)</div></td><td colspan="3" rowspan="4" style="padding:2px 1pt;text-align:left;vertical-align:top"><div>monthly</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$83.33333 per $1,000 of Net Amount at Risk</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top">Minimum</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.00585 per $1,000 of Net Amount at Risk</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Maximum Charge for Representative Insured(2)</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.01455 per $1,000 of Net Amount at Risk</div></td></tr></table></div><div style="margin-top:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.234%"></td><td style="width:0.1%"></td></tr><tr style="height:41pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Asset Based Charge for Base Face Amount(5)</div><div style="padding-left:18pt">Policy without Enhanced Cash Surrender Value Rider</div></td><td colspan="3" rowspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><div>monthly</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>0.90% of Division value per year</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:27pt">Current Charge</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>0.30% of Division value per year</div></td></tr><tr style="height:41pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Policy with Enhanced Cash Surrender Value Rider (including 1.20 charge multiplier for 25% Enhancement Factor option)</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>0.90% of Division value per year</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:27pt">Current Charge</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>0.36% of Division value per year</div></td></tr><tr style="height:41pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt">Policy with Enhanced Cash Surrender Value Rider (including 1.45 charge multiplier for 50% Enhancement Factor option)</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>0.90% of Division value per year</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Current</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>0.44% of Division value per year</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top">Policy with Enhanced Cash Surrender Value Rider (including 1.65 charge multiplier for 75% Enhancement Factor option)</td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>0.90% of Division value per year</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Current</td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>0.50% of Division value per year</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top">Policy with Enhanced Cash Surrender Value Rider (including 1.80 charge multiplier for 100% Enhancement Factor option)</td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>0.90% of Division value per year</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Current</td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>0.54% of Division value per year</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Monthly Policy Issue Charge(1)</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">monthly</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top">Policy without Supplemental Benefit Rider</td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$1.08418 per $1,000 of Total Face Amount</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Minimum</td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.05467 per $1,000 of Total Face Amount</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:27pt">Maximum Charge for Representative Insured(2)</div></td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.06000 per $1,000 of Total Face Amount</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top">Policy with Supplemental Benefit Rider</td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$1.08418 per $1,000 of Total Face Amount</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Minimum</td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.00547 per $1,000 of Total Face Amount</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:27pt">Maximum Charge for Representative Insured(2)</div></td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.04800 per $1,000 of Total Face Amount</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Net Policy Loan Charge(3)</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">annually (accrued daily)</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>1.00% of Loan Indebtedness per year(4)</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Current</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>1.00% of Loan Indebtedness per year(4)</div></td></tr><tr><td colspan="9" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 10pt;text-align:left;vertical-align:top">Optional Insurance Benefits</td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 10pt;text-align:left;vertical-align:top">Supplemental Benefit Rider</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">monthly</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Asset Based Charge for Supplement Benefit Rider Face Amount(5)</div></td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top">Policy without Enhanced Cash Surrender Value Rider</td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>0.90% of Division value per year</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Current</td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>0.15% of Division value per year</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top">Policy with Enhanced Cash Surrender Value Rider (including 1.20 charge multiplier for 25% Enhancement Factor option)</td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>0.90% of Division value per year</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Current</td><td colspan="3" style="border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>0.18% of Division value per year</div></td></tr></table></div><div style="margin-top:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.234%"></td><td style="width:0.1%"></td></tr><tr style="height:32pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Policy with Enhanced Cash Surrender Value Rider (including 1.45 charge multiplier for 50% Enhancement Factor option)</div></td><td colspan="3" rowspan="6" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>0.90% of Division value per year</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Current</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>0.22% of Division value per year</div></td></tr><tr style="height:32pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Policy with Enhanced Cash Surrender Value Rider (including 1.65 charge multiplier for 75% Enhancement Factor option)</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>0.90% of Division value per year</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Current</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>0.25% of Division value per year</div></td></tr><tr style="height:32pt"><td colspan="3" style="border-left:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Policy with Enhanced Cash Surrender Value Rider (including 1.80 charge multiplier for 100% Enhancement Factor option)</div></td><td colspan="3" rowspan="7" style="border-bottom:1pt solid #000;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>0.90% of Division value per year</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Current</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>0.27% of Division value per year</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt">Cost of Supplemental Insurance Charge(1)</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Maximum</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$83.33333 per $1,000 of Net Amount at Risk</div></td></tr><tr style="height:12pt"><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt 2px 28pt;text-align:left;vertical-align:top">Minimum</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.00374 per $1,000 of Net Amount at Risk</div></td></tr><tr style="height:21pt"><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:27pt">Maximum Charge for Representative Insured(2)</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>$0.00873 per $1,000 of Net Amount at Risk</div></td></tr></table></div><div style="margin-top:3pt;padding-left:13.5pt;text-align:justify;text-indent:-13.5pt">(1)This charge varies based on individual characteristics, within the minimum and maximum shown. As a result, the current charge shown in the table may not be representative of the charge that you will pay. To obtain more information about the charge that would apply to you, contact your registered representative or call 1-800-247-9988 and request personalized illustrations.</div><div style="margin-top:3pt;padding-left:13.5pt;text-align:justify;text-indent:-13.5pt">(2)Current charges reflect the charges in effect as of the date of this prospectus supplement for a Representative Insured, which is a 45 year-old male with a risk classification of preferred non-tobacco for Policy Year one.</div><div style="margin-top:3pt;padding-left:13.5pt;text-align:justify;text-indent:-13.5pt">(3)The difference between the interest charged on the Loan Indebtedness and the interest credited to the Loan Account.</div><div style="margin-top:3pt;padding-left:13.5pt;text-align:justify;text-indent:-13.5pt">(4)This charge decreases after Policy Year ten.</div><div style="margin-top:3pt;padding-left:13.5pt;text-align:justify;text-indent:-13.5pt">(5)For Policies issued on or after March 2, 2026, if you elect the Enhanced Cash Surrender Value Rider, the current asset based charge(s) under your Policy will be increased by a designated multiplier, which varies based on the applicable Enhancement Factor option, subject to a maximum charge of 0.90% of Division value per year. The multiplier will be applied to the asset based charge for the proportionate Base Face Amount and, if elected, the Supplemental Benefit Rider. A higher Enhancement Factor will generally result in higher asset based charges compared to a lower Enhancement Factor. In no case will a multiplier result in a current asset-based charge greater than the maximum charge. There is no multiplier to the asset based charge(s) if the Enhanced Cash Surrender Value Rider has not been elected. For details, see CHARGES AND DEDUCTIONS – Monthly Policy Charge.</div> <div style="padding-left:9pt">Cost of Insurance(1)</div> 83.33 0.00167 0.21196 <div style="padding-left:9pt">Asset Based Charge</div> <div>monthly</div> 0.0035 0.0035 0.0030 0.0025 <div style="padding-left:9pt">Monthly Policy Issue Charge (except as noted below)(1)</div> <div>monthly</div> 0.67709 0.02667 0.06250 <div style="padding-left:9pt">Monthly Policy Issue Charge, for Policies with the Supplemental Benefit Rider.(1)</div> 0.67709 0.02667 0.06250 <div style="padding-left:9pt">Net Policy Loan Charge(3)</div> <div>annually (accrued daily)</div> 0.010 0.010 <div style="padding-left:9pt">Supplemental Benefit Rider (Cost of Supplemental Insurance)(1)</div> <div>monthly</div>monthly 83.33 0.00062 0.21196 <div style="padding-left:9pt">Cost of Insurance(1)</div> 83.33333 0.00167 0.00667 <div style="padding-left:9pt">Asset Based Charge</div> monthly 0.0035 0.0035 <div style="padding-left:9pt">Monthly Policy Issue Charge (except as noted below)(1)</div> monthly 1.08418 0.05467 0.06000 <div style="padding-left:9pt">Monthly Policy Issue Charge, for Policies with the Supplemental Benefit Rider(1)</div> 1.08418 0.00547 0.04800 <div style="padding-left:9pt">Net Policy Loan Charge(3)</div> <div>annually (accrued daily)</div> 0.010 0.010 <div style="padding-left:9pt">Supplemental Benefit Rider (Cost of Supplemental Insurance)(1)</div> 83.33333 0.00062 0.00200 <div style="padding-left:9pt">Cost of Insurance(1)</div> 83.33333 0.00585 0.01455 Asset Based Charge for Base Face Amount <div>monthly</div> 0.0090 0.0030 0.0090 0.0036 0.0090 0.0044 0.0090 0.0050 0.0090 0.0054 <div style="padding-left:9pt">Monthly Policy Issue Charge(1)</div> monthly 1.08418 0.05467 0.06000 1.08418 0.00547 0.04800 <div style="padding-left:9pt">Net Policy Loan Charge(3)</div> annually (accrued daily) 0.0100 0.0100 Supplemental Benefit Rider monthly 0.0090 0.0015 0.0090 0.0018 0.0090 0.0022 0.0090 0.0025 0.0090 0.0027 83.33333 0.00374 0.00873 Current charges reflect the charges in effect as of the date of this prospectus supplement for a Representative Insured, which is a 45 year-old male with a risk classification of preferred non-tobacco for Policy Year one. The difference between the interest charged on the Loan Indebtedness and the interest credited to the Loan Account. <div style="margin-top:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:70.164%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.267%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.269%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="border-left:0.75pt solid #000008;border-top:0.75pt solid #000008;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:2.1pt;padding-right:-2.63pt">Annual Underlying Fund Expenses as of December 31, 2025</div></td><td colspan="3" style="border-left:0.75pt solid #000008;border-top:0.75pt solid #000008;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:3.2pt;padding-right:-2.05pt;text-align:center">Minimum</div></td><td colspan="3" style="border-left:0.75pt solid #000008;border-right:0.75pt solid #000008;border-top:0.75pt solid #000008;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:3.2pt;padding-right:-2.05pt;text-align:center">Maximum</div></td></tr><tr><td colspan="3" style="border-bottom:0.75pt solid #000008;border-left:0.75pt solid #000008;border-top:0.75pt solid #000008;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:1.05pt;padding-right:-2.63pt">Total annual Underlying Fund expenses (expenses that are deducted from underlying fund assets, including management fees, distribution and/or service (12b-1) fees and other expenses)</div></td><td colspan="3" style="border-bottom:0.75pt solid #000000;border-left:0.75pt solid #000000;border-top:0.75pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top">0.12%</td><td colspan="3" style="border-bottom:0.75pt solid #000000;border-left:0.75pt solid #000000;border-right:0.75pt solid #000000;border-top:0.75pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top">2.86%</td></tr></table></div> 0.0012 0.0286 <div style="margin-top:12pt;text-align:justify">PRINCIPAL RISKS OF INVESTING IN THE POLICY</div><div style="margin-top:6pt;text-align:justify">Risk of Loss</div><div style="text-align:justify">You can lose money by investing in a Policy, including loss of principal. It is possible that investment performance could cause a loss of the entire amount allocated to the Divisions. Without additional premium payments or a death benefit guarantee rider, it is possible that no death benefit would be paid upon the Insured’s death.</div><div style="margin-top:6pt;text-align:justify">Not a Short Term Investment</div><div style="text-align:justify">This Policy is not suitable as a short-term savings vehicle and is not appropriate if you need ready access to cash. Costs of insurance and other Policy expenses may reduce the value of your Policy and its benefits. In addition, the benefits of tax </div><div style="text-align:justify">deferral are better for investors with long time horizons. Partial surrenders may significantly reduce the Policy Value, the death benefit, and any optional benefits and will increase the risk of lapse.</div><div style="margin-top:6pt;text-align:justify">Policy Termination (Lapse)</div><div style="text-align:justify">On an ongoing basis, the Policy’s Net Surrender Value must be sufficient to cover the Monthly Policy Charges and any Loan Indebtedness. It is possible that poor investment performance, Monthly Policy Charges, Loan Indebtedness, and/or partial surrenders could cause the Policy to lapse unless additional premiums are paid. Partial surrenders and policy loans increase the risk of lapse because the amount of either or both is not available to generate investment return or pay for policy charges. It is possible that the Policy could lapse even if your Policy has a rider that is intended to help you manage the risk of lapse. When the Policy lapses, it terminates with no value and no longer provides any life insurance benefit upon the death of the Insured. If your Policy lapses, you can only reinstate it under certain conditions, including making certain payments.</div><div style="margin-top:6pt;text-align:justify">Limitations on Access to Surrender Value</div><div style="text-align:justify">The Policy should not be viewed as a highly-liquid investment. Your ability to withdraw money from the Policy is restricted and partial surrenders may negatively affect your Policy Value, death benefit, and any optional benefits.</div><div style="margin-top:6pt;text-align:justify">Unscheduled Partial Surrenders</div><div style="text-align:justify">Up to two unscheduled partial surrenders may be made in a Policy Year before the transaction fees apply. The minimum amount of a partial surrender is $500. The total of the amount(s) surrendered may not be greater than 90% of the Net Policy Value as of the effective date of the unscheduled partial surrender. The unscheduled partial surrender may not decrease the Total Face Amount to less than $100,000.</div><div style="margin-top:6pt;text-align:justify">Scheduled Partial Surrenders</div><div style="text-align:justify">Partial surrenders may be scheduled on a monthly, quarterly, semiannual, or annual basis. Each scheduled partial surrender may not be greater than 90% of the Net Policy Value (as of the date of the scheduled partial surrender).</div><div style="margin-top:6pt;text-align:justify">Full Surrender</div><div style="text-align:justify">The Policy may be surrendered while the Policy is in effect. There is no refund of any Monthly Policy Charges deducted before the full surrender effective date.</div><div style="margin-top:6pt;text-align:justify">Adverse Tax Consequences</div><div style="text-align:justify">A full surrender, cancellation of the Policy by lapse or the maturity of the Policy on its maturity date may have adverse tax consequences. If the amount received by the Owner plus any Loan Indebtedness exceeds the premiums paid into the Policy, then the excess generally will be treated as taxable income.</div><div style="margin-top:6pt;text-align:justify">In certain employer-sponsored life insurance arrangements, participants may be required to report for income tax purposes, one or more of the following:</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•the value each year of the life insurance protection provided;</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•an amount equal to any employer-paid premiums; or</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•some or all of the amount by which the current value exceeds the employer’s interest in the Policy.</div><div style="margin-top:6pt;text-align:justify;text-indent:0.1pt">You should consult with a tax professional to determine the tax implications of an investment in, and payments received under, the Policy. Participants should consult with the sponsor or the administrator of the plan and/or with their personal tax or legal adviser to determine the tax consequences, if any, of their employer-sponsored life insurance arrangements. There is no additional tax benefit to you if the Policy is purchased through a tax-qualified plan or individual retirement account (IRA), and withdrawals will be subject to ordinary income tax and may be subject to tax penalties.</div><div style="margin-top:6pt;text-align:justify">There are other tax issues to consider when you own a life insurance policy. These are described in more detail in TAX ISSUES RELATED TO THE POLICY.</div><div style="margin-top:6pt;text-align:justify">Risks of Underlying Funds</div><div style="text-align:justify">Amounts that you allocate to the Divisions are subject to the risk of poor investment performance. Each Division invests in an Underlying Fund. The performance of each Division depends on the performance of its Underlying Fund. Each Underlying Fund has its own investment risks, and you are exposed to an Underlying Fund’s investment risks when you invest in the corresponding Division. A comprehensive discussion of the risks of each Underlying Fund may be found in the Underlying Fund’s prospectus. As with all mutual funds, as the value of an Underlying Fund’s assets rise or fall, the fund’s share price changes.</div><div style="margin-top:6pt;text-align:justify">The Underlying Funds are NOT available to the general public directly but are available only as investment options in variable life insurance policies or variable annuity contracts issued by life insurance companies and qualified plans. Some of the Underlying Funds have been established by investment advisers that manage publicly available mutual funds having similar names and investment objectives. While some of the Underlying Funds may be similar to, and may in fact be modeled after publicly available mutual funds, the Underlying Funds are not otherwise directly related to any publicly available mutual fund. Consequently, the investment performance of publicly available mutual funds and of any Underlying Fund may differ substantially.</div><div style="margin-top:6pt;text-align:justify">Potentially Harmful Transfer Activity</div><div style="text-align:justify">This Policy is not designed as a vehicle for market timing. Accordingly, your ability to make transfers under the Policy is subject to limitation if we determine, in our sole opinion, that the exercise of that privilege may disadvantage or potentially hurt the rights or interests of other Policy owners. We have limitations and restrictions on transfer activity, which we apply to all owners of the Policy without exception.</div><div style="margin-top:6pt;text-align:justify">Insurance Company Risks</div><div style="text-align:justify">An investment in the Policy is subject to the risks related to the Company. Any obligations, guarantees, or benefits are subject to the claims-paying ability of the Company. If the Company is unable to meet its obligations to creditors, it is possible that the Company's obligations to you under this Policy may not be satisfied.</div><div style="margin-top:6pt;text-align:justify">Conflicts of Interest</div><div style="margin-top:6pt;text-align:justify">Investment Professional Compensation</div><div style="text-align:justify">The Company pays compensation to broker-dealers, financial institutions and other parties (“Financial Intermediaries”) for the sale of the Policy according to schedules in the sales agreements and other agreements reached between the Company and the Financial Intermediaries. Such compensation generally consists of commissions on premiums paid on the Policy. The Company and/or its affiliates may also pay other amounts (“Additional Payments”) that include, but are not limited to, marketing allowances, expense reimbursements and education payments. These Additional Payments are designed to provide incentives for the sale and retention of the Policies as well as other products sold by the Company and may influence the Financial Intermediary or sales representative to recommend the purchase of this Policy over competing policies or over other investment options. You may ask your sales representative about these differing and divergent interests and the compensation paid to your representative and such representative's broker-dealer for soliciting applications for the Policy.</div><div style="margin-top:6pt;text-align:justify">Some financial representatives may have a financial incentive to offer a new policy in place of the one you already own. You should only exchange an existing policy if you determine, after comparing the features, fees and risks of both policies, and any fees or penalties to terminate the existing policy, that it is preferable to purchase the new policy rather than continue to own an existing policy.</div><div style="margin-top:6pt;text-align:justify">Compensation and Underlying Fund Selection</div><div style="text-align:justify">When selecting the Underlying Funds, we consider each such fund’s investment strategy, asset class, manager’s reputation, and performance. We also consider the amount of compensation that we receive from the Underlying Funds, their advisers, sub-advisers, or their distributors, which can be significant. Additionally, we offer certain Underlying Funds at least in part because they are managed by an affiliate.</div><div style="margin-top:6pt;text-align:justify">Compensation We Receive from Underlying Funds</div><div style="text-align:justify">The Company and certain of our affiliates receive compensation from certain Underlying Funds pursuant to Rule 12b-1 under the 1940 Act. This compensation is paid out of an Underlying Fund’s assets and is as much as 0.25% of the average net assets of an Underlying Fund that are attributable to the variable life insurance products issued by us and our affiliates that offer the particular fund (the Company’s variable contracts). An investment in an Underlying Fund with a 12b-1 fee will increase the cost of your investment.</div><div style="margin-top:6pt;text-align:justify">Compensation We Receive from Underlying Fund Advisors</div><div style="text-align:justify">We and certain of our affiliates also receive compensation from the advisers and sub-advisers to some of the Underlying Funds. We use this compensation for such purposes as paying expenses that we incur in promoting, issuing, distributing and administering the Policy and providing services on behalf of the Underlying Funds in our role as intermediary. Some advisers and sub-advisers pay us more than others; some advisers and sub-advisers do not pay us any such compensation. The advisers’ revenues from which such compensation is paid may be derived, in whole or in part, from the advisory fees deducted from Underlying Fund assets.</div><div style="margin-top:6pt;text-align:justify">Owners, through their indirect investment in the Underlying Funds, bear the costs of these advisory fees.</div><div style="margin-top:6pt;text-align:justify">Other Conflicts of Interest</div><div style="text-align:justify">The Underlying Funds are available to registered separate accounts offering variable annuity and variable life products of other affiliated and unaffiliated insurance companies, as well as to the Separate Account and other separate accounts of the Company. Although we do not anticipate any disadvantages to these arrangements, it is possible that a material conflict may arise between the interests of the Separate Account and one or more of the other separate accounts participating in the Underlying Funds. A conflict may occur, for example, as a result of a change in law affecting the operations of variable life and variable annuity separate accounts, differences in the voting instructions of the Owners and payees and those of other insurance companies, or some other reason. In the event of a conflict of interest, we will take steps necessary to protect Owners and payees, including withdrawing the Separate Account from participation in the Underlying Funds involved in the conflict or substituting shares of other funds.</div><div style="margin-top:6pt;text-align:justify">Risks Affecting Our Administration of Your Policy</div><div style="text-align:justify">Our operations and/or the activities and operations of our service providers and business partners are subject to certain risks that may be beyond our control, including systems failures and operational disruptions caused by severe natural or man-made events (e.g., natural disasters, pandemics, cyberattacks). These risks are not unique to the Company and they could materially impact our ability to conduct business, safeguard your personal information, and administer the Policy (e.g., calculate Policy values or Unit values, process Policy transactions). These events could also impact the issuers of the securities in which the Underlying Funds invest, which could cause your Policy to lose value.</div><div style="margin-top:6pt;text-align:justify">The Company is highly dependent upon its computer systems and those of its business partners. This makes the Company potentially susceptible to operational and information security risks resulting from a cyberattack or other cybersecurity incident. These risks include direct risks, such as theft, misuse, corruption and destruction of data maintained by the Company, and indirect risks, such as denial of service attacks on service provider websites and other operational disruptions that impede our ability to electronically interact with service providers. Cybersecurity threats, and the methods and devices used to attack systems and networks, evolve constantly (for example, through the increased use of artificial intelligent (“AI”) tools). Although we make substantial efforts to protect our computer systems from these security risks, including internal processes and technological defenses that are preventative or detective, and other controls designed to provide multiple layers of security assurance, there can be no guarantee that we, our service providers, or the Underlying Funds will be able to avoid adverse impacts from cybersecurity incidents, including the types of impacts described above. If your Contract is adversely affected as a result of the failure of our cybersecurity controls, we will take reasonable steps to restore your Contract.</div> <div style="margin-top:6pt;text-align:justify">Risk of Loss</div><div style="text-align:justify">You can lose money by investing in a Policy, including loss of principal. It is possible that investment performance could cause a loss of the entire amount allocated to the Divisions. Without additional premium payments or a death benefit guarantee rider, it is possible that no death benefit would be paid upon the Insured’s death.</div> <div style="margin-top:6pt;text-align:justify">Not a Short Term Investment</div><div style="text-align:justify">This Policy is not suitable as a short-term savings vehicle and is not appropriate if you need ready access to cash. Costs of insurance and other Policy expenses may reduce the value of your Policy and its benefits. In addition, the benefits of tax </div><div style="text-align:justify">deferral are better for investors with long time horizons. Partial surrenders may significantly reduce the Policy Value, the death benefit, and any optional benefits and will increase the risk of lapse.</div> <div style="margin-top:6pt;text-align:justify">Policy Termination (Lapse)</div><div style="text-align:justify">On an ongoing basis, the Policy’s Net Surrender Value must be sufficient to cover the Monthly Policy Charges and any Loan Indebtedness. It is possible that poor investment performance, Monthly Policy Charges, Loan Indebtedness, and/or partial surrenders could cause the Policy to lapse unless additional premiums are paid. Partial surrenders and policy loans increase the risk of lapse because the amount of either or both is not available to generate investment return or pay for policy charges. It is possible that the Policy could lapse even if your Policy has a rider that is intended to help you manage the risk of lapse. When the Policy lapses, it terminates with no value and no longer provides any life insurance benefit upon the death of the Insured. If your Policy lapses, you can only reinstate it under certain conditions, including making certain payments.</div> <div style="margin-top:6pt;text-align:justify">Limitations on Access to Surrender Value</div><div style="text-align:justify">The Policy should not be viewed as a highly-liquid investment. Your ability to withdraw money from the Policy is restricted and partial surrenders may negatively affect your Policy Value, death benefit, and any optional benefits.</div><div style="margin-top:6pt;text-align:justify">Unscheduled Partial Surrenders</div><div style="text-align:justify">Up to two unscheduled partial surrenders may be made in a Policy Year before the transaction fees apply. The minimum amount of a partial surrender is $500. The total of the amount(s) surrendered may not be greater than 90% of the Net Policy Value as of the effective date of the unscheduled partial surrender. The unscheduled partial surrender may not decrease the Total Face Amount to less than $100,000.</div><div style="margin-top:6pt;text-align:justify">Scheduled Partial Surrenders</div><div style="text-align:justify">Partial surrenders may be scheduled on a monthly, quarterly, semiannual, or annual basis. Each scheduled partial surrender may not be greater than 90% of the Net Policy Value (as of the date of the scheduled partial surrender).</div><div style="margin-top:6pt;text-align:justify">Full Surrender</div><div style="text-align:justify">The Policy may be surrendered while the Policy is in effect. There is no refund of any Monthly Policy Charges deducted before the full surrender effective date.</div> <div style="margin-top:6pt;text-align:justify">Adverse Tax Consequences</div><div style="text-align:justify">A full surrender, cancellation of the Policy by lapse or the maturity of the Policy on its maturity date may have adverse tax consequences. If the amount received by the Owner plus any Loan Indebtedness exceeds the premiums paid into the Policy, then the excess generally will be treated as taxable income.</div><div style="margin-top:6pt;text-align:justify">In certain employer-sponsored life insurance arrangements, participants may be required to report for income tax purposes, one or more of the following:</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•the value each year of the life insurance protection provided;</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•an amount equal to any employer-paid premiums; or</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•some or all of the amount by which the current value exceeds the employer’s interest in the Policy.</div><div style="margin-top:6pt;text-align:justify;text-indent:0.1pt">You should consult with a tax professional to determine the tax implications of an investment in, and payments received under, the Policy. Participants should consult with the sponsor or the administrator of the plan and/or with their personal tax or legal adviser to determine the tax consequences, if any, of their employer-sponsored life insurance arrangements. There is no additional tax benefit to you if the Policy is purchased through a tax-qualified plan or individual retirement account (IRA), and withdrawals will be subject to ordinary income tax and may be subject to tax penalties.</div><div style="margin-top:6pt;text-align:justify">There are other tax issues to consider when you own a life insurance policy. These are described in more detail in TAX ISSUES RELATED TO THE POLICY.</div> <div style="margin-top:6pt;text-align:justify">Risks of Underlying Funds</div><div style="text-align:justify">Amounts that you allocate to the Divisions are subject to the risk of poor investment performance. Each Division invests in an Underlying Fund. The performance of each Division depends on the performance of its Underlying Fund. Each Underlying Fund has its own investment risks, and you are exposed to an Underlying Fund’s investment risks when you invest in the corresponding Division. A comprehensive discussion of the risks of each Underlying Fund may be found in the Underlying Fund’s prospectus. As with all mutual funds, as the value of an Underlying Fund’s assets rise or fall, the fund’s share price changes.</div><div style="margin-top:6pt;text-align:justify">The Underlying Funds are NOT available to the general public directly but are available only as investment options in variable life insurance policies or variable annuity contracts issued by life insurance companies and qualified plans. Some of the Underlying Funds have been established by investment advisers that manage publicly available mutual funds having similar names and investment objectives. While some of the Underlying Funds may be similar to, and may in fact be modeled after publicly available mutual funds, the Underlying Funds are not otherwise directly related to any publicly available mutual fund. Consequently, the investment performance of publicly available mutual funds and of any Underlying Fund may differ substantially.</div> <div style="margin-top:6pt;text-align:justify">Potentially Harmful Transfer Activity</div><div style="text-align:justify">This Policy is not designed as a vehicle for market timing. Accordingly, your ability to make transfers under the Policy is subject to limitation if we determine, in our sole opinion, that the exercise of that privilege may disadvantage or potentially hurt the rights or interests of other Policy owners. We have limitations and restrictions on transfer activity, which we apply to all owners of the Policy without exception.</div> <div style="margin-top:6pt;text-align:justify">Insurance Company Risks</div><div style="text-align:justify">An investment in the Policy is subject to the risks related to the Company. Any obligations, guarantees, or benefits are subject to the claims-paying ability of the Company. If the Company is unable to meet its obligations to creditors, it is possible that the Company's obligations to you under this Policy may not be satisfied.</div> <div style="margin-top:6pt;text-align:justify">Conflicts of Interest</div><div style="margin-top:6pt;text-align:justify">Investment Professional Compensation</div><div style="text-align:justify">The Company pays compensation to broker-dealers, financial institutions and other parties (“Financial Intermediaries”) for the sale of the Policy according to schedules in the sales agreements and other agreements reached between the Company and the Financial Intermediaries. Such compensation generally consists of commissions on premiums paid on the Policy. The Company and/or its affiliates may also pay other amounts (“Additional Payments”) that include, but are not limited to, marketing allowances, expense reimbursements and education payments. These Additional Payments are designed to provide incentives for the sale and retention of the Policies as well as other products sold by the Company and may influence the Financial Intermediary or sales representative to recommend the purchase of this Policy over competing policies or over other investment options. You may ask your sales representative about these differing and divergent interests and the compensation paid to your representative and such representative's broker-dealer for soliciting applications for the Policy.</div><div style="margin-top:6pt;text-align:justify">Some financial representatives may have a financial incentive to offer a new policy in place of the one you already own. You should only exchange an existing policy if you determine, after comparing the features, fees and risks of both policies, and any fees or penalties to terminate the existing policy, that it is preferable to purchase the new policy rather than continue to own an existing policy.</div><div style="margin-top:6pt;text-align:justify">Compensation and Underlying Fund Selection</div><div style="text-align:justify">When selecting the Underlying Funds, we consider each such fund’s investment strategy, asset class, manager’s reputation, and performance. We also consider the amount of compensation that we receive from the Underlying Funds, their advisers, sub-advisers, or their distributors, which can be significant. Additionally, we offer certain Underlying Funds at least in part because they are managed by an affiliate.</div><div style="margin-top:6pt;text-align:justify">Compensation We Receive from Underlying Funds</div><div style="text-align:justify">The Company and certain of our affiliates receive compensation from certain Underlying Funds pursuant to Rule 12b-1 under the 1940 Act. This compensation is paid out of an Underlying Fund’s assets and is as much as 0.25% of the average net assets of an Underlying Fund that are attributable to the variable life insurance products issued by us and our affiliates that offer the particular fund (the Company’s variable contracts). An investment in an Underlying Fund with a 12b-1 fee will increase the cost of your investment.</div><div style="margin-top:6pt;text-align:justify">Compensation We Receive from Underlying Fund Advisors</div><div style="text-align:justify">We and certain of our affiliates also receive compensation from the advisers and sub-advisers to some of the Underlying Funds. We use this compensation for such purposes as paying expenses that we incur in promoting, issuing, distributing and administering the Policy and providing services on behalf of the Underlying Funds in our role as intermediary. Some advisers and sub-advisers pay us more than others; some advisers and sub-advisers do not pay us any such compensation. The advisers’ revenues from which such compensation is paid may be derived, in whole or in part, from the advisory fees deducted from Underlying Fund assets.</div><div style="margin-top:6pt;text-align:justify">Owners, through their indirect investment in the Underlying Funds, bear the costs of these advisory fees.</div><div style="margin-top:6pt;text-align:justify">Other Conflicts of Interest</div><div style="text-align:justify">The Underlying Funds are available to registered separate accounts offering variable annuity and variable life products of other affiliated and unaffiliated insurance companies, as well as to the Separate Account and other separate accounts of the Company. Although we do not anticipate any disadvantages to these arrangements, it is possible that a material conflict may arise between the interests of the Separate Account and one or more of the other separate accounts participating in the Underlying Funds. A conflict may occur, for example, as a result of a change in law affecting the operations of variable life and variable annuity separate accounts, differences in the voting instructions of the Owners and payees and those of other insurance companies, or some other reason. In the event of a conflict of interest, we will take steps necessary to protect Owners and payees, including withdrawing the Separate Account from participation in the Underlying Funds involved in the conflict or substituting shares of other funds.</div> <div style="margin-top:6pt;text-align:justify">Risks Affecting Our Administration of Your Policy</div><div style="text-align:justify">Our operations and/or the activities and operations of our service providers and business partners are subject to certain risks that may be beyond our control, including systems failures and operational disruptions caused by severe natural or man-made events (e.g., natural disasters, pandemics, cyberattacks). These risks are not unique to the Company and they could materially impact our ability to conduct business, safeguard your personal information, and administer the Policy (e.g., calculate Policy values or Unit values, process Policy transactions). These events could also impact the issuers of the securities in which the Underlying Funds invest, which could cause your Policy to lose value.</div><div style="margin-top:6pt;text-align:justify">The Company is highly dependent upon its computer systems and those of its business partners. This makes the Company potentially susceptible to operational and information security risks resulting from a cyberattack or other cybersecurity incident. These risks include direct risks, such as theft, misuse, corruption and destruction of data maintained by the Company, and indirect risks, such as denial of service attacks on service provider websites and other operational disruptions that impede our ability to electronically interact with service providers. Cybersecurity threats, and the methods and devices used to attack systems and networks, evolve constantly (for example, through the increased use of artificial intelligent (“AI”) tools). Although we make substantial efforts to protect our computer systems from these security risks, including internal processes and technological defenses that are preventative or detective, and other controls designed to provide multiple layers of security assurance, there can be no guarantee that we, our service providers, or the Underlying Funds will be able to avoid adverse impacts from cybersecurity incidents, including the types of impacts described above. If your Contract is adversely affected as a result of the failure of our cybersecurity controls, we will take reasonable steps to restore your Contract.</div> <div style="margin-top:12pt;text-align:justify">DEATH BENEFITS AND POLICY VALUES</div><div style="margin-top:12pt;text-align:justify">Death Proceeds</div><div style="text-align:justify">We will pay the death proceeds to the beneficiary(ies) subject to the provisions of the Policy, after we receive:</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•notice and proof that the Insured died while the Policy was in force and before the Policy Maturity Date. Proof of the Insured's death consists of a certified copy of the death certificate of the Insured;</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Sufficient information to determine our liability, the extent of the liability, and the appropriate payee legally entitled to the proceeds; and</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Sufficient evidence that any legal impediments to payment of proceeds that depend on the action of parties other than us are resolved. Legal impediments to payment include, but are not limited to: (a) the establishment of guardianships and conservatorships; (b) the appointment and qualification of trustees, executors and administrators; and (c) the submission of information required to satisfy state and federal reporting requirements.</div><div style="margin-top:6pt;text-align:justify">We pay death proceeds first to the assignee, if any, in a lump sum. We pay the remainder to your named beneficiary(ies) as described below. If no beneficiary(ies) survives the Insured, we will pay the death proceeds to the Owner or the Owner’s estate unless you have given us written notice otherwise.</div><div style="margin-top:6pt;text-align:justify">We will pay death proceeds according to the benefit payment option (shown below) that you have chosen. If you do not select a benefit payment option, your named beneficiary(ies) may each choose to receive payment in a lump sum or according to a benefit payment option. If your beneficiary(ies) does not choose a benefit payment option, we will pay the death proceeds in a lump sum.</div><div style="margin-top:6pt;text-align:justify">Death proceeds, calculated as of the date of death of the Insured, are A minus B minus C where:</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•A is the death benefit plus any proceeds from any benefit rider on the Insured's life;</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•B is any Loan Indebtedness; and</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•C, if the Insured's death occurs during a grace period, is the lesser of any overdue Monthly Policy Charges and, if applicable, the Death Benefit Guarantee Premium Requirement.</div><div style="margin-top:6pt;text-align:justify">Benefit Payment Instructions</div><div style="text-align:justify">While the Insured is alive, you may give us instructions for payment of death proceeds under one of the fixed benefit payment options shown below. If we have not received written benefit payment instructions from you prior to the Insured’s death, each of your beneficiaries may select either a lump sum distribution or one of the benefit payment options shown below. You may change your benefit payment instructions by sending us written notice. If you change your beneficiary(ies) designation, your prior benefit payment instructions are automatically revoked.</div><div style="margin-top:6pt;text-align:justify">Benefit Payment Options</div><div style="text-align:justify">The benefit payment options include:</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Custom Benefit Arrangement – We will make benefit payments based on arrangements you have requested and we have agreed to in writing (e.g., equal payments made over a specified period of time, joint and survivor life income with a reduced survivor benefit, etc.).</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Life Income – We will make benefit payments for a person’s lifetime; payments stop after the death of that person. It is possible that we would make no payments if the person were to die before the first payment was due.</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Life Income with Period Certain – We will make benefit payments for the longer of a person’s lifetime or a guaranteed period that you specify (must be between 5 to 30 years). If the person dies before all of the guaranteed payments have been made, we will continue to make the guaranteed payments to the person(s) you or your beneficiary designate until the end of the guaranteed period.</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Joint and Survivor Life Income – We will make benefit payments for the longer of the lifetimes of two named people. Payments stop upon the death of the survivor of the two persons. It is possible that we would make no payments if both persons were to die before the first payment was due.</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Joint and Survivor Life Income with Period Certain – We will make benefit payments for the longer of the lifetimes of two named people or a guaranteed payment period that you specify (must be between 5 to 30 years). If both people die before all of the guaranteed payments have been made, we will continue to make the guaranteed payments to the person(s) you or your beneficiary designates until the end of the guaranteed period.</div><div style="margin-top:6pt;text-align:justify">These benefit payment options are also available if the Policy matures or is surrendered.</div><div style="margin-top:6pt;text-align:justify">Death Benefit Options</div><div style="text-align:justify">The death benefit option is selected at the time of application. If a death benefit option is not chosen, the Policy will be issued with Death Benefit Option 1.</div><div style="margin-top:6pt;text-align:justify">The three death benefit options available are:</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Death Benefit Option 1 – the death benefit equals the greater of:</div><div style="padding-left:31.5pt;text-align:justify;text-indent:-18pt">•the Total Face Amount; or</div><div style="padding-left:31.5pt;text-align:justify;text-indent:-18pt">•the amount found by multiplying the Surrender Value by the applicable percentage*.</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Death Benefit Option 2 – the death benefit equals the greater of:</div><div style="padding-left:31.5pt;text-align:justify;text-indent:-18pt">•the Total Face Amount plus the Policy Value; or</div><div style="padding-left:31.5pt;text-align:justify;text-indent:-18pt">•the amount found by multiplying the Surrender Value by the applicable percentage*.</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Death Benefit Option 3 – the death benefit equals the greater of:</div><div style="padding-left:31.5pt;text-align:justify;text-indent:-18pt">•the Total Face Amount plus the greater of a) premiums paid less partial surrenders and b) zero; or</div><div style="padding-left:31.5pt;text-align:justify;text-indent:-18pt">•the amount found by multiplying the Surrender Value by the applicable percentage*.</div><div style="margin-top:6pt;padding-left:36pt;text-align:justify;text-indent:-36pt">*The applicable percentage tables are in Appendix B and are based on our interpretation of Section 7702 of the Internal Revenue Code as set forth below. The table which applies to your Policy is determined by your choice of either the guideline premium/cash value corridor test or the cash value accumulation test.</div><div style="margin-top:6pt;padding-left:66.24pt;text-align:justify;text-indent:-49.5pt">Example: The following assumptions are made to demonstrate the use of the Tables found in Appendix B: Death Benefit Option: 1</div><div style="padding-left:67.5pt;text-align:justify">Total Face Amount:</div><div style="padding-left:67.5pt;text-align:justify">$1,000,000 Surrender Value:</div><div style="padding-left:67.5pt;text-align:justify">$900,000</div><div style="padding-left:67.5pt;text-align:justify">Definition of Life Insurance Test: Guideline Premium/Cash Value Corridor Test Attained Age: 45</div><div style="padding-left:67.5pt;text-align:justify">Risk Class: Preferred Non-</div><div style="padding-left:67.5pt;text-align:justify">Tobacco Applicable Percentage: 215%</div><div style="padding-left:67.5pt;text-align:justify">Death Benefit: $900,000 x 215% = $1,935,000</div><div style="padding-left:67.5pt;text-align:justify">For Policy Dates before October 1, 2021, if the Definition of Life Insurance Test was the Cash Value Accumulation Test, the applicable percentage would be 378.88% (assuming the Insured is a male) and the death benefit would be $3,409,920.</div><div style="padding-left:67.5pt;text-align:justify">For Policy Dates on or after October 1, 2021, if the Definition of Life Insurance Test was the Cash Value Accumulation Test, the applicable percentage would be 201.591% (assuming the Insured is a male) and the death benefit would be $1,814,319.</div><div style="margin-top:6pt;text-align:justify">Change in Death Benefit Option</div><div style="text-align:justify">You may change the death benefit option on or after the first policy anniversary. Up to two changes are allowed per Policy Year. Your request must be made in writing and approved by us. The effective date of the change will be the Monthly Date that coincides with, or next follows, our approval. If the death benefit option change involves a face decrease, you may elect to keep the current Total Face Amount, subject to underwriting review and approval.</div><div style="margin-top:6pt;text-align:justify">The option may not be changed from Death Benefit Option 1 to Death Benefit Option 3 or from Death Benefit Option 2 to Death Benefit Option 3. We will increase or decrease the Total Face Amount so that the death benefit immediately after the change equals the death benefit before the change.</div><div style="margin-top:6pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:39.129%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:27.062%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Changing from Death Benefit Option 1 to Death Benefit Option 2</div><div>We will decrease the Total Face Amount. The amount of the decrease is equal to the Policy Value on the effective date of the change. If there have been previous increases in the Total Face Amount, the decrease of Total Face Amount will be made on a last in, first out basis. Because the death benefit can continue to increase under Death Benefit Option 2, thereby increasing the Company’s risk we may require proof of insurability. In addition, cost of insurance charges will likely increase. This example assumes that the Base Policy Face Amount equals the Total Face Amount.</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Total Face Amount</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Death Benefit</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Policy Value</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">before the change</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">before the change</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">before the change</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom">$1,000,000</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom">$1,000,000</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom">$50,000</td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">after the change</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">after the change</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">after the change</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">$950,000 </div><div style="text-align:center">($1,000,000 - $50,000)</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">$1,000,000 </div><div style="text-align:center">($950,000+$50,000)</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$50,000</td></tr><tr style="height:15pt"><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="9" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Changing from Death Benefit Option 2 to Death Benefit Option 1</div><div>We will increase the Total Face Amount. The amount of the increase is equal to the Policy Value on the effective date of the change. The Total Face Amount increase will be in the same proportion as the Base Policy Face Amount to the Total Face Amount. Because the death benefit will not continue to increase under Death Benefit Option 1, no proof of insurability is required. Cost of insurance charges will likely decrease. This example assumes that the policy face amount equals the Total Face Amount.</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Total Face Amount</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Death Benefit</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Policy Value</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">before the change</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">before the change</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">before the change</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$1,000,000</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">$1,050,000 </div><div style="text-align:center">($1,000,000 + $50,000)</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$50,000</td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">after the change</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">after the change</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">after the change</div></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">$1,050,000 </div><div style="text-align:center">($1,000,000 + $50,000)</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$1,050,000</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$50,000</td></tr></table></div><div style="margin-top:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:39.129%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:27.062%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">Changing from Death Benefit Option 3 to Death Benefit Option 1</div><div>We will increase the Total Face Amount if the total premiums paid are greater than total partial surrenders (including any transaction fees) as of the effective date of the change. The increase will be in the same proportion as the Base Policy Face Amount is to the Total Face Amount. Because the death benefit will not continue to increase under Death Benefit Option 1, no proof of insurability is required. Cost of insurance charges will likely decrease. This example assumes total premiums paid are $30,000, total partial surrenders are $10,000 and the Base Policy Face Amount equals the Total Face Amount.</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">Total Face Amount</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">Death Benefit</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">Policy Value</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">before the change</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">before the change</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">before the change</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$1,000,000</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">$1,020,000 </div><div style="text-align:center">($1,000,000 + ($30,000 - $10,000))</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$50,000</td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">after the change</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">after the change</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">after the change</div></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">$1,020,000 </div><div style="text-align:center">($1,000,000 + ($30,000 - $10,000))</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$1,020,000</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$50,000</td></tr></table></div><div style="margin-top:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:39.129%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:27.062%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">Changing from Death Benefit Option 3 to Death Benefit Option 2</div><div>We will either increase or decrease the Total Face Amount by subtracting the Policy Value from the greater of a) premiums paid less partial surrenders and b) zero. Because the death benefit can continue to increase under Death Benefit Option 2, therefore increasing the Company’s risk, we may require proof of insurability. In addition, cost of insurance charges will likely increase. This example assumes that total premiums paid are $30,000, total partial surrenders are $10,000 and the policy face amount equals the Total Face Amount.</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">Total Face Amount</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">Death Benefit</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">Policy Value</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">before the change</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">before the change</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">before the change</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$1,000,000</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">$1,020,000 </div><div style="text-align:center">($1,000,000 + ($30,000 - $10,000))</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$50,000</td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">after the change</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">after the change</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">after the change</div></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">$970,000</div><div style="text-align:center">($1,000,000 + ($30,000 - $10,000 - $50,000))</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center">$1,020,000 </div><div style="text-align:center">($970,000 + $50,000)</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$50,000</td></tr></table></div><div style="margin-top:12pt;text-align:justify">IRS Definition of Life Insurance</div><div style="text-align:justify">The Policy should qualify as a life insurance contract as long as it satisfies either the guideline premium/cash value corridor test or the cash value accumulation test as defined under Section 7702 of the Internal Revenue Code. One of these tests is chosen at issue. If a test is not chosen, the Policy will comply with the guideline premium/cash value corridor test. Once a test is chosen, it cannot be changed on the Policy.</div><div style="margin-top:6pt;text-align:justify">The guideline premium/cash value corridor test places limitations on the amount of premium payments that may be made and on Policy Values that can accumulate relative to the death benefit. Guideline premium limits are determined when the Policy is issued and can vary by the death benefit option chosen. Guideline premium limits will likely change due to any Adjustment to the Policy.</div><div style="margin-top:6pt;text-align:justify">If you make a premium payment that we determine exceeds the current guideline premium limits under Internal Revenue Code Section 7702, we reserve the right to apply or refund the payment as described under “Premium Limitations.”</div><div style="margin-top:6pt;text-align:justify">The cash value accumulation test does not place limitations on the amount of premium payments but limits the amount of Policy Values that can accumulate relative to the death benefit.</div><div style="margin-top:6pt;text-align:justify">To satisfy either test, the ratio of the death benefit to the Policy Value must be at least as great as the applicable percentage shown in Appendix B. As the Policy Value increases, the minimum death benefit may be required to increase. Because the cost of insurance you pay is based in part on the amount of the death benefit, an increase in the death benefit increases the cost of insurance.</div><div style="margin-top:6pt;text-align:justify">As compared to the cash value accumulation test, the guideline premium/cash value corridor test generally has:</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•smaller applicable percentages</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•lower minimum death benefit</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•lower cost of insurance charges</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•better Policy Value growth.</div><div style="margin-top:6pt;text-align:justify">The smaller applicable percentages lead to a lower minimum death benefit and thus lower cost of insurance charges. Lower charges result in better Policy Value growth.</div><div style="margin-top:6pt;text-align:justify">This may not be the result in all cases. The specifics of each Policy determine which test is more suitable. Illustrations using each of the tests will help you determine which test meets your objectives. An illustration may be obtained from your registered representative or by calling 1-800-247-9988.</div><div style="margin-top:6pt;text-align:justify">The table below demonstrates the minimum death benefit based on the test chosen. </div><div style="margin-top:6pt;text-align:justify">For Policy Dates before October 1, 2021</div><div style="text-align:justify">The example below is based on the following:</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•The Insured is a male with an Attained Age of 45 at the time the Policy was issued. He dies at the beginning of the sixth Policy Year (Attained Age 50)</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Total Face amount is $100,000</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Death Benefit Option 1</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Surrender value at the date of death is $25,000</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•The minimum death benefit under the guideline premium/cash value corridor test is $46,250 (assuming an applicable percentage of 185% x Surrender Value)</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•The minimum death benefit under the cash value accumulation test is $80,494 (assuming an applicable percentage of 321.976%)</div><div style="margin-top:6pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:93.390%"><tr><td style="width:1.0%"></td><td style="width:39.976%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.592%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.592%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:22.440%"></td><td style="width:0.1%"></td></tr><tr><td colspan="12" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">The death benefit payable is the larger of these two amounts</div></td></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Face Amount</div></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Minimum death </div><div style="text-align:center">benefit</div></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Net amount at risk </div><div style="text-align:center">used in</div><div style="text-align:center">calculating the cost of </div><div style="text-align:center">insurance charge</div></td></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Guideline Premium/Cash Value Corridor Test</div></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$100,000</td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$46,250</td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$74,705.44</td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div>Cash Value Accumulation Test</div></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top">$100,000</td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top">$80,494</td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top">$74,705.44</td></tr></table></div><div style="margin-top:6pt;text-align:justify">Here’s the same example, but with a Surrender Value of $75,000. Because the Surrender Value has increased, the minimum death benefit is now:</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•$138,750 for the guideline premium/cash value corridor test</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•$214,482 for the cash value accumulation test.</div><div style="margin-top:6pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:93.390%"><tr><td style="width:1.0%"></td><td style="width:39.976%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.592%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.592%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:22.440%"></td><td style="width:0.1%"></td></tr><tr><td colspan="12" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom">The death benefit payable is the larger of these two amounts</td></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Face Amount</div></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Minimum death </div><div style="text-align:center">benefit</div></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Net amount at risk </div><div style="text-align:center">used in</div><div style="text-align:center">calculating the cost of </div><div style="text-align:center">insurance charge</div></td></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Guideline Premium/Cash Value Corridor Test</div></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$100,000</td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$138,750</td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$65,521.22</td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div>Cash Value Accumulation Test</div></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top">$100,000</td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top">$214,482</td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top">$166,083.83</td></tr></table></div><div style="margin-top:6pt;text-align:justify">For Policy Dates on or after October 1, 2021 </div><div style="text-align:justify">The example below is based on the following:</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•The Insured is a male with an Attained Age of 45 at the time the Policy was issued. He dies at the beginning of the sixth Policy Year (Attained Age 50)</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Total Face amount is $100,000</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Death Benefit Option 1</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Surrender value at the date of death is $25,000</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•The minimum death benefit under the guideline premium/cash value corridor test is $46,250 (assuming an applicable percentage of 185% x Surrender Value)</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•The minimum death benefit under the cash value accumulation test is $46,219 (assuming an applicable percentage of 184.874%)</div><div style="margin-top:6pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:93.390%"><tr><td style="width:1.0%"></td><td style="width:39.976%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.592%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.592%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:22.440%"></td><td style="width:0.1%"></td></tr><tr><td colspan="12" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom">The death benefit payable is the larger of these two amounts</td></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Face Amount</div></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Minimum death </div><div style="text-align:center">benefit</div></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Net amount at risk </div><div style="text-align:center">used in</div><div style="text-align:center">calculating the cost of </div><div style="text-align:center">insurance charge</div></td></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Guideline Premium/Cash Value Corridor Test</div></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$100,000</td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$46,250</td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$74,917.11</td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div>Cash Value Accumulation Test</div></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top">$100,000</td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top">$46,219</td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top">$74,917.11</td></tr></table></div><div style="margin-top:6pt;text-align:justify">Here’s the same example, but with a Surrender Value of $75,000. Because the Surrender Value has increased, the minimum death benefit is now:</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•$138,750 for the guideline premium/cash value corridor test</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•$138,656 for the cash value accumulation test.</div><div style="margin-top:6pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:93.390%"><tr><td style="width:1.0%"></td><td style="width:39.976%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.592%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.592%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:22.440%"></td><td style="width:0.1%"></td></tr><tr><td colspan="12" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom">The death benefit payable is the larger of these two amounts</td></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Face Amount</div></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Minimum death </div><div style="text-align:center">benefit</div></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center">Net amount at risk </div><div style="text-align:center">used in</div><div style="text-align:center">calculating the cost of </div><div style="text-align:center">insurance charge</div></td></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Guideline Premium/Cash Value Corridor Test</div></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$100,000</td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$138,750</td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top">$63,635.00</td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div>Cash Value Accumulation Test</div></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top">$100,000</td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top">$138,656</td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top">$63,540.58</td></tr></table></div><div style="margin-top:6pt;text-align:justify">Keep in mind that cost of insurance charges, which affect your Policy’s value, increase with the amount of the death benefit, as well as over time. The cost of insurance is charged at a rate per $1,000 of Net Amount at Risk. As the Net Amount at Risk increases, the cost of insurance increases. Policy value also varies depending on the performance of the investment options in your Policy.</div><div style="margin-top:6pt;text-align:justify">All transactions will be subject to the limits as defined under Section 7702 of the Internal Revenue Code. A transaction may not be allowed, or an increase in Total Face Amount may be required, if the transaction would cause a refund of premium and/or distribution of the Policy Value in order to maintain compliance with the Section 7702 limits.</div><div style="margin-top:6pt;text-align:justify">Maturity Proceeds</div><div style="text-align:justify">If your Policy is in force and the Insured is living on the Policy Maturity Date shown on the Data Pages, you may elect to be paid the maturity proceeds, which are equal to the Net Surrender Value.</div><div style="margin-top:6pt;text-align:justify">Adjustment Options</div><div style="margin-top:6pt;text-align:justify">Increase in Total Face Amount</div><div style="text-align:justify">You may request an increase in the Total Face Amount provided that the Policy is not in a grace period and Monthly Policy Charges are not being waived under a rider. The minimum increase in Total Face Amount is $10,000.</div><div style="margin-top:6pt;text-align:justify">The request must be made on an Adjustment application. The application must be signed by the Owner(s) and the Insured. If your request is not approved, no changes are made to your Policy.</div><div style="margin-top:6pt;text-align:justify">We will approve your request if:</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•the Attained Age of the Insured does not exceed the maximum age limit that applies to the Policy on a new issue basis; and</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•the amount of the face amount increase is at least the minimum face amount Increase shown on the Data Pages; and</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•you supply evidence which satisfies us that the Insured is alive and insurable under our underwriting guidelines then in effect; and</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•the death proceeds less the Policy Value does not exceed our maximum limits as defined under our underwriting guidelines then in effect; and</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•your policy is not in a grace period; and</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•the face amount after Adjustment is not less than the minimum face amount shown on the Data Pages; and</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•your Monthly Policy Charges or premiums are not being waived under any rider.</div><div style="margin-top:6pt;text-align:justify">The increase in Total Face Amount is in a risk classification determined by us. The Adjustment is effective on the Monthly Date on or next following our approval of your request.</div><div style="margin-top:6pt;text-align:justify">If you want insurance coverage to start at the time the Adjustment application is submitted, an “adjustment premium” payment must be sent with the completed application. The amount of the adjustment premium is based on the face amount of the Policy, the death benefit option and the charges and expenses of the Policy. This amount is shown on the Policy illustration provided to you by your registered representative. If this amount is submitted with the application, an adjustment premium conditional receipt will be given to you. The receipt acknowledges the adjustment premium payment and details any interim conditional insurance coverage.</div><div style="margin-top:6pt;text-align:justify">Any adjustment premium payment made in connection with the Adjustment application is held in our General Account without interest (for a period of up to a 60 days) while we complete underwriting for the Adjustment. If we approve the Adjustment, on the effective date of the Adjustment, the amount of the adjustment premium payment being held minus the Premium Expense Charge is moved to the Divisions and/or Fixed Account according to your then current premium allocation percentages.</div><div style="margin-top:6pt;text-align:justify">The cost of insurance charge will increase in the event of an increase in a Policy’s Total Face Amount. If there is insufficient value to pay the higher charges after an increase in Total Face Amount, the Policy will lapse, unless the protections of the death benefit guarantee rider are in effect. The entire Policy would be at risk of lapsing, not just the incremental increase in Total Face Amount.</div><div style="margin-top:6pt;text-align:justify">Decrease in Total Face Amount</div><div style="text-align:justify">On or after the first policy anniversary, you may request a decrease in the Total Face Amount. No transaction fee is imposed on decreases in the Total Face Amount. A request for a decrease requires the following:</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•the request must be made on an Adjustment application;</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•the application must be signed by the Owner(s);</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•the decrease is at least the minimum amount as determined by our underwriting guidelines in place at the time of your request;</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•the decrease may not reduce the Total Face Amount below $100,000; and</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•if there have been previous increases in the Total Face Amount, the decrease of Total Face Amount will be made on a last in, first out basis.</div><div style="margin-top:6pt;text-align:justify">A decrease may not be allowed if the decrease would cause a refund of premium and/or the distribution of the Policy Value in order to maintain compliance with the limits required by the Internal Revenue Code relating to the definition of life insurance.</div><div style="margin-top:6pt;text-align:justify">Policy Values</div><div style="text-align:justify">Your Policy Value is equal to the sum of the values in the Divisions, the Fixed Account, and Loan Account. The Policy Value:</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•increases as premiums are applied and interest is credited;</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•decreases as partial surrenders and Policy expenses are deducted; and</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•can increase or decrease as the investment experience of your chosen Divisions fluctuates.</div> <div style="margin-top:12pt;text-align:justify">Death Proceeds</div><div style="text-align:justify">We will pay the death proceeds to the beneficiary(ies) subject to the provisions of the Policy, after we receive:</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•notice and proof that the Insured died while the Policy was in force and before the Policy Maturity Date. Proof of the Insured's death consists of a certified copy of the death certificate of the Insured;</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Sufficient information to determine our liability, the extent of the liability, and the appropriate payee legally entitled to the proceeds; and</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Sufficient evidence that any legal impediments to payment of proceeds that depend on the action of parties other than us are resolved. Legal impediments to payment include, but are not limited to: (a) the establishment of guardianships and conservatorships; (b) the appointment and qualification of trustees, executors and administrators; and (c) the submission of information required to satisfy state and federal reporting requirements.</div><div style="margin-top:6pt;text-align:justify">We pay death proceeds first to the assignee, if any, in a lump sum. We pay the remainder to your named beneficiary(ies) as described below. If no beneficiary(ies) survives the Insured, we will pay the death proceeds to the Owner or the Owner’s estate unless you have given us written notice otherwise.</div><div style="margin-top:6pt;text-align:justify">We will pay death proceeds according to the benefit payment option (shown below) that you have chosen. If you do not select a benefit payment option, your named beneficiary(ies) may each choose to receive payment in a lump sum or according to a benefit payment option. If your beneficiary(ies) does not choose a benefit payment option, we will pay the death proceeds in a lump sum.</div><div style="margin-top:6pt;text-align:justify">Death proceeds, calculated as of the date of death of the Insured, are A minus B minus C where:</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•A is the death benefit plus any proceeds from any benefit rider on the Insured's life;</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•B is any Loan Indebtedness; and</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•C, if the Insured's death occurs during a grace period, is the lesser of any overdue Monthly Policy Charges and, if applicable, the Death Benefit Guarantee Premium Requirement.</div><div style="margin-top:6pt;text-align:justify">Benefit Payment Instructions</div><div style="text-align:justify">While the Insured is alive, you may give us instructions for payment of death proceeds under one of the fixed benefit payment options shown below. If we have not received written benefit payment instructions from you prior to the Insured’s death, each of your beneficiaries may select either a lump sum distribution or one of the benefit payment options shown below. You may change your benefit payment instructions by sending us written notice. If you change your beneficiary(ies) designation, your prior benefit payment instructions are automatically revoked.</div><div style="margin-top:6pt;text-align:justify">Benefit Payment Options</div><div style="text-align:justify">The benefit payment options include:</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Custom Benefit Arrangement – We will make benefit payments based on arrangements you have requested and we have agreed to in writing (e.g., equal payments made over a specified period of time, joint and survivor life income with a reduced survivor benefit, etc.).</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Life Income – We will make benefit payments for a person’s lifetime; payments stop after the death of that person. It is possible that we would make no payments if the person were to die before the first payment was due.</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Life Income with Period Certain – We will make benefit payments for the longer of a person’s lifetime or a guaranteed period that you specify (must be between 5 to 30 years). If the person dies before all of the guaranteed payments have been made, we will continue to make the guaranteed payments to the person(s) you or your beneficiary designate until the end of the guaranteed period.</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Joint and Survivor Life Income – We will make benefit payments for the longer of the lifetimes of two named people. Payments stop upon the death of the survivor of the two persons. It is possible that we would make no payments if both persons were to die before the first payment was due.</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Joint and Survivor Life Income with Period Certain – We will make benefit payments for the longer of the lifetimes of two named people or a guaranteed payment period that you specify (must be between 5 to 30 years). If both people die before all of the guaranteed payments have been made, we will continue to make the guaranteed payments to the person(s) you or your beneficiary designates until the end of the guaranteed period.</div><div style="margin-top:6pt;text-align:justify">These benefit payment options are also available if the Policy matures or is surrendered.</div> <div style="margin-top:12pt;text-align:justify">OTHER BENEFITS AVAILABLE UNDER THE POLICY</div><div style="margin-top:12pt;text-align:justify">In addition to the standard death benefit associated with the Policy, other standard and/or optional benefits may also be available. The following table summarizes information about those benefits. For information about the fees associated with each benefit included in the table, if any, see SUMMARY: FEE TABLES.</div><div style="margin-top:6pt;text-align:justify">Not all benefits (including those referred to below as "standard") are available to all Owners or in all states, and provisions may vary. In addition, depending on your financial professional or your financial professional’s firm, certain benefits may not be available, or may be available on different terms. See GENERAL DESCRIPTION OF THE POLICY – Financial Intermediary Variations.</div><div style="margin-top:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:18.009%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:22.032%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.400%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:21.026%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:22.033%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Name of Benefit</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">Purpose</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Standard/ </div><div>Optional</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">Charge</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Brief Description of </div><div>Restrictions/Limitations</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Scheduled Transfers</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Permits automatic transfers from one Division to one or more of the other Divisions, or from the Fixed Account to one or more of the Divisions, on a regular basis</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">Standard</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">No</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Automatic transfers are not available from the Divisions to the Fixed Account</div><div>Transfers from the Divisions take place annually, semi-annually, quarterly, or monthly.</div><div>Additional limitations apply to scheduled transfers from the Fixed Account.</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Automatic Portfolio Rebalancing</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Allows you to maintain a specific percentage of your Net Policy Value in the Divisions over time.</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">Standard</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">No</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Not available if you have scheduled transfers from the same Divisions.</div><div>Not available for the Fixed Account.</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Change of Insured</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Allows the business to change the Insured when an employee leaves employment or ownership of the business changes</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">Optional</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">No</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>available on business cases only</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Death Benefit Guarantee</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Guarantees the Policy will not lapse before the Insured attains age 85 if premiums paid equal or exceed the Death Benefit Guarantee Premium requirement</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Standard(1)</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">No</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>If the rider terminates, it may not be reinstated.</div></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Life Paid-Up (Overloan Protection)</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Under certain circumstances, guarantees the Policy will not lapse when there is large Loan Indebtedness by converting the Policy to paid-up life insurance</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">Optional</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">Yes</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Once the benefit begins, certain limitations and restrictions are imposed on the Policy. Consult your tax advisor regarding this rider.</div></td></tr><tr style="height:32pt"><td colspan="3" rowspan="2" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Enhanced Cash Surrender Value Rider</div></td><td colspan="3" rowspan="2" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>If you surrender a Policy in full, we will pay an amount in addition to the Net Policy Value</div></td><td colspan="3" rowspan="2" style="border-left:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">Optional</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Yes. There is no initial cost to purchase the</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Underwriting guidelines and plan premium levels determine availability to</div></td></tr><tr style="height:69pt"><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Enhanced Cash Surrender Value Rider. However, your Policy Value will be impacted if a higher current asset based charge is</div><div>deducted from your Policy Value.</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Select the enhanced cash surrender options. Contact your registered representative for more information.</div><div>Election will generally result in higher asset based charges.</div></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Supplemental Benefit Rider</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Provides additional insurance (Total Face Amount) at a reduced cost</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">Optional</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">Yes</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Our approval, under our then current underwriting guidelines, is required to add this rider. The supplemental cost of insurance rate applies.</div><div>For Policy Dates on or after March 2, 2026, Supplemental Benefit Rider asset based charges also apply.</div></td></tr></table></div><div style="margin-top:6pt;padding-left:18pt;text-align:justify;text-indent:-18pt">(1)Availability of these riders varies. See the more detailed information below.</div><div style="margin-top:12pt;text-align:justify">Change of Insured Rider</div><div style="text-align:justify">This rider is available on business cases only and may be added at any time prior to the proposed Insured’s issue age 69. It allows the business to change the Insured when an employee leaves employment or ownership of the business changes. We must receive satisfactory evidence of insurability (according to our underwriting guidelines then in effect) for the newly named Insured. Future cost of insurance rates are based on the gender, issue age, tobacco status and risk classification of the newly named Insured. Until the effective date of the change of Insured application, coverage remains in effect on the life of the prior Insured. The death proceeds are paid when the newly named Insured dies. There is no charge for this rider.</div><div style="margin-top:6pt;text-align:justify">Death Benefit Guarantee Rider</div><div style="text-align:justify">This rider is automatically made a part of the Policy at issue as long as the premium (planned or paid) is equal to or greater than the annual Death Benefit Guarantee Premium Requirement. This rider provides that your Policy will not lapse before Insured’s Attained Age 85 if premiums paid equal or exceed the Death Benefit Guarantee Premium Requirement. The Death Benefit Guarantee Premium Requirement is described in PREMIUMS - Premiums Affecting Guarantee Provisions, and an illustration (available at no charge from your registered representative or our Home Office) will provide the Death Benefit Guarantee Premium Requirement applicable to your Policy.</div><div style="margin-top:6pt;text-align:justify">If on any Monthly Date, the death benefit guarantee premium is not met, we send you a notice stating the premium required to keep the rider in effect. If the premium required to maintain the rider is not received in our Home Office before the expiration of the 61 days (which begins when the notice is mailed), the death benefit guarantee is no longer in effect and the rider is terminated. If the rider terminates, it may not be reinstated (except in states where reinstatement is required). The rider may not be added after the Policy has been issued. There is no charge to purchase this rider; however, sufficient premiums are required to be paid in order for the rider benefits to apply.</div><div style="margin-top:6pt;text-align:justify">Enhanced Cash Surrender Value Rider</div><div style="text-align:justify">If you surrender a Policy in full that has the optional Enhanced Cash Surrender Value Rider, we will pay an amount in addition to the Net Policy Value as set out below. The additional amount reflects a partial refund of past policy charges. The additional amount is only available upon a full cash surrender of the Policy that is not associated with a replacement or an exchange under Section 1035 of the Internal Revenue Code, or with the exercise of your right to return the Policy pursuant to the examination offer (Free-Look) provision. In Florida, the additional amount is only available upon a full cash surrender of the Policy that is not associated with the exercise of your right to return the Policy pursuant to the examination offer (Free-Look) provision. This rider has no value unless or until you surrender the Policy in full. This rider generally terminates if there is a change of ownership of your Policy. This rider may be reinstated as part of your Policy if the rider was part of your Policy at the end of the grace period (as described in the grace period provision of the Policy) and if all conditions for reinstatement are met. If the rider is reinstated pursuant to the terms and conditions of the rider, Policy Year of surrender for the rider benefit will be based on the Policy Date.</div><div style="margin-top:6pt;text-align:justify">The Enhanced Cash Surrender Value Rider benefit is equal to the additional amount shown in the applicable table below, multiplied by the Enhancement Factor. There are four Enhancement Factor options available - 25%, 50%, 75%, or 100%. Underwriting guidelines and plan premium levels determine availability to select these options. Higher Enhancement Factors are available for relatively larger plan premium levels. Contact your registered representative for more information.</div><div style="margin-top:6pt;text-align:justify">For Policy Dates before March 2, 2026*</div><div style="margin-top:6pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:29.503%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:68.297%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:6.2pt;padding-left:13.5pt;padding-right:-2.63pt">Policy Year of Surrender</div></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:6.2pt;padding-right:-2.63pt">Additional Amount</div></td></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:6.2pt;padding-right:-1.31pt;text-align:center">1</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:6.2pt;padding-right:-2.63pt">8.15% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-1.31pt;text-align:center">2</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-2.63pt">9.50% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.7pt;padding-right:-1.31pt;text-align:center">3</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.7pt;padding-right:-2.63pt">9.40% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-1.31pt;text-align:center">4</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-2.63pt">9.00% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.7pt;padding-right:-1.31pt;text-align:center">5</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.7pt;padding-right:-2.63pt">8.40% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-1.31pt;text-align:center">6</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-2.63pt">7.50% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-1.31pt;text-align:center">7</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-2.63pt">6.50% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.7pt;padding-right:-1.31pt;text-align:center">8</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.7pt;padding-right:-2.63pt">5.50% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-1.31pt;text-align:center">9</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-2.63pt">4.75% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr></table></div><div style="margin-top:6pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:29.503%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:68.297%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.7pt;padding-right:-1.16pt;text-align:center">10</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.7pt;padding-right:-2.63pt">4.00% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-1.16pt;text-align:center">11</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-2.63pt">3.00% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-1.16pt;text-align:center">12</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-2.63pt">2.00% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.7pt;padding-right:-1.16pt;text-align:center">13</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.7pt;padding-right:-2.63pt">0.90% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-1.19pt;text-align:center">14+</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-2.63pt">0.00% of premium received since issue less partial surrenders</div></td></tr></table></div><div style="margin-bottom:12pt;padding-left:9pt;text-align:justify;text-indent:-9pt">*There is no initial cost to purchase this rider, however, your Policy Value will be impacted because a higher current asset based charge will be deducted from your Policy Value with 100% Enhancement Factor as compared to a Policy issued without this rider. This higher current asset based charge will continue even if this rider terminates.</div><div style="margin-top:6pt;text-align:justify">For Policy Dates on or after March 2, 2026**</div><div style="margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:29.503%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:68.297%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.75pt;padding-left:13.5pt;padding-right:-2.63pt">Policy Year of Surrender</div></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.75pt;padding-right:-2.63pt">Additional Amount</div></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.85pt;padding-right:-1.31pt;text-align:center">1</div></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.85pt;padding-right:-2.63pt">8.00% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-1.31pt;text-align:center">2</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-2.63pt">7.20% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-1.31pt;text-align:center">3</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-2.63pt">6.50% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-1.31pt;text-align:center">4</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-2.63pt">5.75% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.55pt;padding-right:-1.31pt;text-align:center">5</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.55pt;padding-right:-2.63pt">5.10% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-1.31pt;text-align:center">6</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-2.63pt">4.50% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-1.31pt;text-align:center">7</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-2.63pt">3.90% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-1.31pt;text-align:center">8</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-2.63pt">2.95% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-1.31pt;text-align:center">9</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-2.63pt">1.90% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-1.31pt;text-align:center">10</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-2.63pt">0.90% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-1.31pt;text-align:center">11</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-2.63pt">0.00% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.55pt;padding-right:-1.31pt;text-align:center">12</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.55pt;padding-right:-2.63pt">0.00% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-1.31pt;text-align:center">13</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-2.63pt">0.00% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-1.31pt;text-align:center">14+</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-2.63pt">0.00% of premium received since issue less partial surrenders</div></td></tr></table></div><div style="margin-top:6pt;padding-left:18pt;text-align:justify;text-indent:-18pt">**There is no initial cost to purchase this rider, however, the current asset based charge(s) under the Policy will be increased, subject to a maximum charge of 0.90% of Division value per year, based on a designated multiplier, which varies based on the applicable Enhancement Factor option. The multiplier will be applied to the asset based charge for the proportionate Base Face Amount and, if elected, the Supplemental Benefit Rider. The higher current asset based charge(s) will continue even if this rider terminates.</div><div style="margin-top:6pt;text-align:justify">See SUMMARY: FEE TABLES and CHARGES AND DEDUCTIONS for additional information about asset based charges under the Policy</div><div style="margin-top:6pt;text-align:justify">Life Paid-Up Rider (Overloan Protection)</div><div style="margin-bottom:6pt;text-align:justify">This rider may be elected at any time prior to the Policy Maturity Date. Under certain circumstances, this rider can guarantee the Policy will not lapse when there is large Loan Indebtedness by converting the Policy to paid-up life insurance. The rider benefit will begin on any Monthly Date the following conditions are satisfied:</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•the Loan Indebtedness is at least the following percentages of the Surrender Value:</div><div style="padding-left:45pt;text-align:justify;text-indent:-13.5pt">◦92% current (92% guaranteed) for the guideline premium test; or</div><div style="padding-left:45pt;text-align:justify;text-indent:-13.5pt">◦90% current (86% guaranteed) for the cash value accumulation test.</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•there is sufficient Net Surrender Value to cover the one-time rider charge;</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•the Insured’s Attained Age is 75 years or older;</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•the Policy has been in force for at least 15 Policy Years; and</div><div style="margin-bottom:6pt;padding-left:18pt;text-align:justify;text-indent:-18pt">•premiums paid have been surrendered.</div><div style="text-align:justify">The amount of Loan Indebtedness is stated in the annual policy statement you receive each Policy Year. Once the rider benefit begins:</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•All values in the Divisions are immediately transferred to the Fixed Account where they will earn interest.</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•No further Monthly Policy Charges are deducted for the remaining paid-up death benefit.</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•No new premium payments, Face Amount Adjustments, partial surrenders or loans are allowed.</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•If death benefit option 2 or 3 is in effect, your death benefit option will change to death benefit option 1 and you may no longer change the death benefit option.</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Your Loan Indebtedness remains and interest will continue to accrue on the Loan Indebtedness. However, loan payments can be submitted.</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•All optional riders will automatically be terminated.</div><div style="margin-top:6pt;text-align:justify">There is a one-time maximum charge of 13.5% of the Policy Value, which is taken from the Policy Value on the date the rider benefit begins. For example, if your Policy Value is $100,000, it will be reduced by $13,500 when the benefit begins. We will send you new Data Pages reflecting the change. You have the right to reject this change by giving us Notice.</div><div style="margin-top:6pt;text-align:justify">The Internal Revenue Service has not taken a position on the Life Paid-Up rider. You should consult your tax advisor regarding this rider.</div><div style="margin-top:6pt;text-align:justify">Supplemental Benefit Rider</div><div style="text-align:justify">This rider provides additional insurance (Total Face Amount) at a reduced cost. Our approval, under our then current underwriting guidelines, is required to add this rider.</div><div style="margin-top:6pt;text-align:justify">There is a supplemental cost of insurance charge for the Net Amount at Risk provided by this rider. The supplemental cost of insurance rate varies depending upon the Insured’s gender, issue age, duration since issue and Adjustment, tobacco status, and risk classification, and is determined based on, without limitation, our expectations as to our future earnings, expenses, state and federal taxes, mortality and persistency experience, market conditions, and revenue for profit. For Policy Dates before March 2, 2026, the supplemental cost of insurance rate ranges from a maximum of $83.33333 per $1,000 Net Amount at Risk to $0.00062 per $1,000 Net Amount at Risk. For Policy Dates on or after March 2, 2026, the supplemental cost of insurance rate ranges from a maximum of $83.33333 per $1,000 Net Amount at Risk to $0.00374 per $1,000 Net Amount at Risk.</div><div style="margin-top:6pt;text-align:justify">In addition to the supplemental cost of insurance charge, for Policy Dates on or after March 2, 2026, there is an additional asset based charge for the Supplemental Benefit Rider. The maximum asset based charge for the Supplemental Benefit Rider with or without the Enhanced Cash Surrender Value Rider will always be 0.90% of the Division value per year. The current asset-based charge will be increased by a multiplier if the Enhancement Cash Surrender Value Rider has been elected, depending on the applicable Enhancement Factor option and subject to the maximum charge. See SUMMARY: FEE TABLES and CHARGES AND DEDUCTIONS for additional information about asset based charges under the Policy.</div> <div style="margin-top:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:18.009%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:22.032%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.400%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:21.026%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:22.033%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Name of Benefit</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">Purpose</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Standard/ </div><div>Optional</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">Charge</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Brief Description of </div><div>Restrictions/Limitations</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Scheduled Transfers</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Permits automatic transfers from one Division to one or more of the other Divisions, or from the Fixed Account to one or more of the Divisions, on a regular basis</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">Standard</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">No</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Automatic transfers are not available from the Divisions to the Fixed Account</div><div>Transfers from the Divisions take place annually, semi-annually, quarterly, or monthly.</div><div>Additional limitations apply to scheduled transfers from the Fixed Account.</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Automatic Portfolio Rebalancing</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Allows you to maintain a specific percentage of your Net Policy Value in the Divisions over time.</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">Standard</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">No</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Not available if you have scheduled transfers from the same Divisions.</div><div>Not available for the Fixed Account.</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Change of Insured</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Allows the business to change the Insured when an employee leaves employment or ownership of the business changes</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">Optional</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">No</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>available on business cases only</div></td></tr><tr><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Death Benefit Guarantee</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Guarantees the Policy will not lapse before the Insured attains age 85 if premiums paid equal or exceed the Death Benefit Guarantee Premium requirement</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Standard(1)</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">No</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>If the rider terminates, it may not be reinstated.</div></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Life Paid-Up (Overloan Protection)</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Under certain circumstances, guarantees the Policy will not lapse when there is large Loan Indebtedness by converting the Policy to paid-up life insurance</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">Optional</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">Yes</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Once the benefit begins, certain limitations and restrictions are imposed on the Policy. Consult your tax advisor regarding this rider.</div></td></tr><tr style="height:32pt"><td colspan="3" rowspan="2" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Enhanced Cash Surrender Value Rider</div></td><td colspan="3" rowspan="2" style="border-left:1pt solid #000;border-right:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>If you surrender a Policy in full, we will pay an amount in addition to the Net Policy Value</div></td><td colspan="3" rowspan="2" style="border-left:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">Optional</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Yes. There is no initial cost to purchase the</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Underwriting guidelines and plan premium levels determine availability to</div></td></tr><tr style="height:69pt"><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Enhanced Cash Surrender Value Rider. However, your Policy Value will be impacted if a higher current asset based charge is</div><div>deducted from your Policy Value.</div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Select the enhanced cash surrender options. Contact your registered representative for more information.</div><div>Election will generally result in higher asset based charges.</div></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Supplemental Benefit Rider</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Provides additional insurance (Total Face Amount) at a reduced cost</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">Optional</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top">Yes</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div>Our approval, under our then current underwriting guidelines, is required to add this rider. The supplemental cost of insurance rate applies.</div><div>For Policy Dates on or after March 2, 2026, Supplemental Benefit Rider asset based charges also apply.</div></td></tr></table></div><div style="margin-top:6pt;padding-left:18pt;text-align:justify;text-indent:-18pt">(1)Availability of these riders varies. See the more detailed information below.</div> <div>Scheduled Transfers</div> <div>Permits automatic transfers from one Division to one or more of the other Divisions, or from the Fixed Account to one or more of the Divisions, on a regular basis</div> true <div>Automatic transfers are not available from the Divisions to the Fixed Account</div><div>Transfers from the Divisions take place annually, semi-annually, quarterly, or monthly.</div><div>Additional limitations apply to scheduled transfers from the Fixed Account.</div> <div>Automatic Portfolio Rebalancing</div> <div>Allows you to maintain a specific percentage of your Net Policy Value in the Divisions over time.</div> true <div>Not available if you have scheduled transfers from the same Divisions.</div><div>Not available for the Fixed Account.</div> <div>Change of Insured</div> <div>Allows the business to change the Insured when an employee leaves employment or ownership of the business changes</div> true <div>available on business cases only</div> <div>Death Benefit Guarantee</div> <div>Guarantees the Policy will not lapse before the Insured attains age 85 if premiums paid equal or exceed the Death Benefit Guarantee Premium requirement</div> true <div>If the rider terminates, it may not be reinstated.</div> <div>Life Paid-Up (Overloan Protection)</div> <div>Under certain circumstances, guarantees the Policy will not lapse when there is large Loan Indebtedness by converting the Policy to paid-up life insurance</div> true <div>Once the benefit begins, certain limitations and restrictions are imposed on the Policy. Consult your tax advisor regarding this rider.</div> <div>Enhanced Cash Surrender Value Rider</div> <div>If you surrender a Policy in full, we will pay an amount in addition to the Net Policy Value</div> true <div>Underwriting guidelines and plan premium levels determine availability to</div><div>Select the enhanced cash surrender options. Contact your registered representative for more information.</div><div>Election will generally result in higher asset based charges.</div> <div>Supplemental Benefit Rider</div> <div>Provides additional insurance (Total Face Amount) at a reduced cost</div> true <div>Our approval, under our then current underwriting guidelines, is required to add this rider. The supplemental cost of insurance rate applies.</div><div>For Policy Dates on or after March 2, 2026, Supplemental Benefit Rider asset based charges also apply.</div> <div style="margin-top:12pt;text-align:justify">Change of Insured Rider</div><div style="text-align:justify">This rider is available on business cases only and may be added at any time prior to the proposed Insured’s issue age 69. It allows the business to change the Insured when an employee leaves employment or ownership of the business changes. We must receive satisfactory evidence of insurability (according to our underwriting guidelines then in effect) for the newly named Insured. Future cost of insurance rates are based on the gender, issue age, tobacco status and risk classification of the newly named Insured. Until the effective date of the change of Insured application, coverage remains in effect on the life of the prior Insured. The death proceeds are paid when the newly named Insured dies. There is no charge for this rider.</div> <div style="margin-top:6pt;text-align:justify">Death Benefit Guarantee Rider</div><div style="text-align:justify">This rider is automatically made a part of the Policy at issue as long as the premium (planned or paid) is equal to or greater than the annual Death Benefit Guarantee Premium Requirement. This rider provides that your Policy will not lapse before Insured’s Attained Age 85 if premiums paid equal or exceed the Death Benefit Guarantee Premium Requirement. The Death Benefit Guarantee Premium Requirement is described in PREMIUMS - Premiums Affecting Guarantee Provisions, and an illustration (available at no charge from your registered representative or our Home Office) will provide the Death Benefit Guarantee Premium Requirement applicable to your Policy.</div><div style="margin-top:6pt;text-align:justify">If on any Monthly Date, the death benefit guarantee premium is not met, we send you a notice stating the premium required to keep the rider in effect. If the premium required to maintain the rider is not received in our Home Office before the expiration of the 61 days (which begins when the notice is mailed), the death benefit guarantee is no longer in effect and the rider is terminated. If the rider terminates, it may not be reinstated (except in states where reinstatement is required). The rider may not be added after the Policy has been issued. There is no charge to purchase this rider; however, sufficient premiums are required to be paid in order for the rider benefits to apply.</div> <div style="margin-top:6pt;text-align:justify">Enhanced Cash Surrender Value Rider</div><div style="text-align:justify">If you surrender a Policy in full that has the optional Enhanced Cash Surrender Value Rider, we will pay an amount in addition to the Net Policy Value as set out below. The additional amount reflects a partial refund of past policy charges. The additional amount is only available upon a full cash surrender of the Policy that is not associated with a replacement or an exchange under Section 1035 of the Internal Revenue Code, or with the exercise of your right to return the Policy pursuant to the examination offer (Free-Look) provision. In Florida, the additional amount is only available upon a full cash surrender of the Policy that is not associated with the exercise of your right to return the Policy pursuant to the examination offer (Free-Look) provision. This rider has no value unless or until you surrender the Policy in full. This rider generally terminates if there is a change of ownership of your Policy. This rider may be reinstated as part of your Policy if the rider was part of your Policy at the end of the grace period (as described in the grace period provision of the Policy) and if all conditions for reinstatement are met. If the rider is reinstated pursuant to the terms and conditions of the rider, Policy Year of surrender for the rider benefit will be based on the Policy Date.</div><div style="margin-top:6pt;text-align:justify">The Enhanced Cash Surrender Value Rider benefit is equal to the additional amount shown in the applicable table below, multiplied by the Enhancement Factor. There are four Enhancement Factor options available - 25%, 50%, 75%, or 100%. Underwriting guidelines and plan premium levels determine availability to select these options. Higher Enhancement Factors are available for relatively larger plan premium levels. Contact your registered representative for more information.</div><div style="margin-top:6pt;text-align:justify">For Policy Dates before March 2, 2026*</div><div style="margin-top:6pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:29.503%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:68.297%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:6.2pt;padding-left:13.5pt;padding-right:-2.63pt">Policy Year of Surrender</div></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:6.2pt;padding-right:-2.63pt">Additional Amount</div></td></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:6.2pt;padding-right:-1.31pt;text-align:center">1</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:6.2pt;padding-right:-2.63pt">8.15% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-1.31pt;text-align:center">2</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-2.63pt">9.50% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.7pt;padding-right:-1.31pt;text-align:center">3</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.7pt;padding-right:-2.63pt">9.40% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-1.31pt;text-align:center">4</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-2.63pt">9.00% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.7pt;padding-right:-1.31pt;text-align:center">5</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.7pt;padding-right:-2.63pt">8.40% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-1.31pt;text-align:center">6</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-2.63pt">7.50% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-1.31pt;text-align:center">7</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-2.63pt">6.50% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.7pt;padding-right:-1.31pt;text-align:center">8</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.7pt;padding-right:-2.63pt">5.50% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-1.31pt;text-align:center">9</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-2.63pt">4.75% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr></table></div><div style="margin-top:6pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:29.503%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:68.297%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.7pt;padding-right:-1.16pt;text-align:center">10</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.7pt;padding-right:-2.63pt">4.00% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-1.16pt;text-align:center">11</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-2.63pt">3.00% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-1.16pt;text-align:center">12</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-2.63pt">2.00% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.7pt;padding-right:-1.16pt;text-align:center">13</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.7pt;padding-right:-2.63pt">0.90% of premium received since issue less partial surrenders</div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-1.19pt;text-align:center">14+</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:3.65pt;padding-right:-2.63pt">0.00% of premium received since issue less partial surrenders</div></td></tr></table></div><div style="margin-bottom:12pt;padding-left:9pt;text-align:justify;text-indent:-9pt">*There is no initial cost to purchase this rider, however, your Policy Value will be impacted because a higher current asset based charge will be deducted from your Policy Value with 100% Enhancement Factor as compared to a Policy issued without this rider. This higher current asset based charge will continue even if this rider terminates.</div><div style="margin-top:6pt;text-align:justify">For Policy Dates on or after March 2, 2026**</div><div style="margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:29.503%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:68.297%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.75pt;padding-left:13.5pt;padding-right:-2.63pt">Policy Year of Surrender</div></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.75pt;padding-right:-2.63pt">Additional Amount</div></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.85pt;padding-right:-1.31pt;text-align:center">1</div></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.85pt;padding-right:-2.63pt">8.00% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-1.31pt;text-align:center">2</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-2.63pt">7.20% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-1.31pt;text-align:center">3</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-2.63pt">6.50% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-1.31pt;text-align:center">4</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-2.63pt">5.75% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.55pt;padding-right:-1.31pt;text-align:center">5</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.55pt;padding-right:-2.63pt">5.10% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-1.31pt;text-align:center">6</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-2.63pt">4.50% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-1.31pt;text-align:center">7</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-2.63pt">3.90% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-1.31pt;text-align:center">8</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-2.63pt">2.95% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-1.31pt;text-align:center">9</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-2.63pt">1.90% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-1.31pt;text-align:center">10</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-2.63pt">0.90% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-1.31pt;text-align:center">11</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-2.63pt">0.00% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.55pt;padding-right:-1.31pt;text-align:center">12</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.55pt;padding-right:-2.63pt">0.00% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-1.31pt;text-align:center">13</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-2.63pt">0.00% of premium received since issue less partial surrenders</div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-1.31pt;text-align:center">14+</div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-right:-2.63pt">0.00% of premium received since issue less partial surrenders</div></td></tr></table></div><div style="margin-top:6pt;padding-left:18pt;text-align:justify;text-indent:-18pt">**There is no initial cost to purchase this rider, however, the current asset based charge(s) under the Policy will be increased, subject to a maximum charge of 0.90% of Division value per year, based on a designated multiplier, which varies based on the applicable Enhancement Factor option. The multiplier will be applied to the asset based charge for the proportionate Base Face Amount and, if elected, the Supplemental Benefit Rider. The higher current asset based charge(s) will continue even if this rider terminates.</div> <div style="margin-top:6pt;text-align:justify">Life Paid-Up Rider (Overloan Protection)</div><div style="margin-bottom:6pt;text-align:justify">This rider may be elected at any time prior to the Policy Maturity Date. Under certain circumstances, this rider can guarantee the Policy will not lapse when there is large Loan Indebtedness by converting the Policy to paid-up life insurance. The rider benefit will begin on any Monthly Date the following conditions are satisfied:</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•the Loan Indebtedness is at least the following percentages of the Surrender Value:</div><div style="padding-left:45pt;text-align:justify;text-indent:-13.5pt">◦92% current (92% guaranteed) for the guideline premium test; or</div><div style="padding-left:45pt;text-align:justify;text-indent:-13.5pt">◦90% current (86% guaranteed) for the cash value accumulation test.</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•there is sufficient Net Surrender Value to cover the one-time rider charge;</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•the Insured’s Attained Age is 75 years or older;</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•the Policy has been in force for at least 15 Policy Years; and</div><div style="margin-bottom:6pt;padding-left:18pt;text-align:justify;text-indent:-18pt">•premiums paid have been surrendered.</div><div style="text-align:justify">The amount of Loan Indebtedness is stated in the annual policy statement you receive each Policy Year. Once the rider benefit begins:</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•All values in the Divisions are immediately transferred to the Fixed Account where they will earn interest.</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•No further Monthly Policy Charges are deducted for the remaining paid-up death benefit.</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•No new premium payments, Face Amount Adjustments, partial surrenders or loans are allowed.</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•If death benefit option 2 or 3 is in effect, your death benefit option will change to death benefit option 1 and you may no longer change the death benefit option.</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•Your Loan Indebtedness remains and interest will continue to accrue on the Loan Indebtedness. However, loan payments can be submitted.</div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt">•All optional riders will automatically be terminated.</div><div style="margin-top:6pt;text-align:justify">There is a one-time maximum charge of 13.5% of the Policy Value, which is taken from the Policy Value on the date the rider benefit begins. For example, if your Policy Value is $100,000, it will be reduced by $13,500 when the benefit begins. We will send you new Data Pages reflecting the change. You have the right to reject this change by giving us Notice.</div><div style="margin-top:6pt;text-align:justify">The Internal Revenue Service has not taken a position on the Life Paid-Up rider. You should consult your tax advisor regarding this rider.</div> <div style="margin-top:6pt;text-align:justify">Supplemental Benefit Rider</div><div style="text-align:justify">This rider provides additional insurance (Total Face Amount) at a reduced cost. Our approval, under our then current underwriting guidelines, is required to add this rider.</div><div style="margin-top:6pt;text-align:justify">There is a supplemental cost of insurance charge for the Net Amount at Risk provided by this rider. The supplemental cost of insurance rate varies depending upon the Insured’s gender, issue age, duration since issue and Adjustment, tobacco status, and risk classification, and is determined based on, without limitation, our expectations as to our future earnings, expenses, state and federal taxes, mortality and persistency experience, market conditions, and revenue for profit. For Policy Dates before March 2, 2026, the supplemental cost of insurance rate ranges from a maximum of $83.33333 per $1,000 Net Amount at Risk to $0.00062 per $1,000 Net Amount at Risk. For Policy Dates on or after March 2, 2026, the supplemental cost of insurance rate ranges from a maximum of $83.33333 per $1,000 Net Amount at Risk to $0.00374 per $1,000 Net Amount at Risk.</div><div style="margin-top:6pt;text-align:justify">In addition to the supplemental cost of insurance charge, for Policy Dates on or after March 2, 2026, there is an additional asset based charge for the Supplemental Benefit Rider. The maximum asset based charge for the Supplemental Benefit Rider with or without the Enhanced Cash Surrender Value Rider will always be 0.90% of the Division value per year. The current asset-based charge will be increased by a multiplier if the Enhancement Cash Surrender Value Rider has been elected, depending on the applicable Enhancement Factor option and subject to the maximum charge. See SUMMARY: FEE TABLES and CHARGES AND DEDUCTIONS for additional information about asset based charges under the Policy.</div> <div style="margin-top:18pt;text-align:center">APPENDIX A</div><div style="margin-top:18pt;text-align:center">UNDERLYING FUNDS AVAILABLE UNDER THE POLICY</div><div style="margin-top:18pt">The following is a list of Underlying Funds currently available under the Policy, which is subject to change. Before you invest, you should review the prospectuses for the Underlying Funds, as may be amended from time to time. These prospectuses contain more information about the Underlying Funds and their risks. You can find the prospectuses and other information about the Underlying Funds online at https://www.principal.com/ExecutiveVUL3Report. You can also request this information at no cost by calling 1-800-247-9988 or by sending an email request to Lifeinsurance@principal.com.</div><div style="margin-top:18pt">The current expenses and performance information below reflects fees and expenses of the Underlying Funds but does not reflect the other fees and expenses that your Policy may charge. Expenses would be higher and performance would be lower if these charges were included. Each Underlying Fund’s past performance is not necessarily an indication of future performance. </div><div style="margin-top:18pt">Some of the Underlying Funds are “funds of funds.” A fund of funds is a mutual fund that invests primarily in a portfolio of other mutual funds. Operating expenses shown for a fund of funds include the fees and expenses that such fund incurs indirectly as a result of investing in other funds. More detail about the risks of investing in a fund of funds is available in such fund’s prospectus.</div><div style="margin-top:18pt">The availability of investment options may vary depending in your financial professional or your financial professional's firm. See GENERAL DESCRIPTION OF THE POLICY - Financial Intermediary Variations.</div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.273%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.991%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.379%"></td><td style="width:0.1%"></td></tr><tr style="height:27pt"><td colspan="3" style="display:none"></td><td colspan="3" rowspan="2" style="background-color:#d9d9d9;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:2.77pt;padding-right:2.77pt;text-align:center">Type</div></td><td colspan="3" rowspan="2" style="background-color:#d9d9d9;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:2.77pt;padding-right:2.77pt;text-align:center">Fund Name</div></td><td colspan="3" rowspan="2" style="background-color:#d9d9d9;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:2.77pt;padding-right:2.77pt;text-align:center">Adviser/</div><div style="padding-left:2.77pt;padding-right:2.77pt;text-align:center">Subadviser</div></td><td colspan="3" rowspan="2" style="background-color:#d9d9d9;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:2.77pt;padding-right:2.77pt;text-align:center">Current</div><div style="padding-left:2.77pt;padding-right:2.77pt;text-align:center">Expenses</div></td><td colspan="9" style="background-color:#d9d9d9;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:2.77pt;padding-right:2.77pt;text-align:center">Average Annual Total Returns (as of 12/31/25)</div></td></tr><tr style="height:27pt"><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#d9d9d9;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt;text-align:center">1 </div><div style="padding-left:2.77pt;padding-right:2.77pt;text-align:center">Year</div></td><td colspan="3" style="background-color:#d9d9d9;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt;text-align:center">5 </div><div style="padding-left:2.77pt;padding-right:2.77pt;text-align:center">Year</div></td><td colspan="3" style="background-color:#d9d9d9;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt;text-align:center">10 </div><div style="padding-left:2.77pt;padding-right:2.77pt;text-align:center">Year</div></td></tr><tr style="height:15pt"><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#d9d9d9;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#d9d9d9;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#d9d9d9;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#d9d9d9;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#d9d9d9;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#d9d9d9;border-left:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#d9d9d9;border-left:1pt solid #000;border-right:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">AB Variable Products Series Fund, Inc. Discovery Value Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Class A</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Alliance</div><div style="padding-left:2.77pt;padding-right:2.77pt">Bernstein L.P.</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.82%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">2.89%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.75%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.55%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">International Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">AB Variable Products Series Fund, Inc. International Value Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Class A</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Alliance</div><div style="padding-left:2.77pt;padding-right:2.77pt">Bernstein L.P. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.90%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">41.70%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.47%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">6.64%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">AB Variable Products Series Fund, Inc.</div><div style="padding-left:2.77pt;padding-right:2.77pt">Small Cap Growth Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class A 1,2</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Alliance</div><div style="padding-left:2.77pt;padding-right:2.77pt">Bernstein L.P.</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.90%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">4.80%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">-0.44%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">11.26%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">International Equity </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">AB Variable Products Series Fund, Inc. Sustainable Global Thematic Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Class A 1</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Alliance Bernstein L.P. </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.94%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">6.32%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">3.28%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.08%</td></tr></table></div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.273%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.991%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.379%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Asset Allocation </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">American Funds Insurance Series® American Funds ® Global Balanced Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Capital Research and Management Company </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.76%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">17.14%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">6.11%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.69%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fixed Income </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">American Funds Insurance Series® Capital World Bond Fund ®</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Capital Research and Management Company </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.73%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.39%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">-2.50%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.23%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">International Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">American Funds Insurance Series® </div><div style="padding-left:2.77pt;padding-right:2.77pt">SMALLCAP World Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2 1,9</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Capital Research and Management Company </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.90%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">14.64%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.49%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.23%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Large U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">American Funds Insurance Series® Growth Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Capital Research and Management Company </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.58%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">20.24%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">13.37%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">17.97%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">International Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">American Funds Insurance Series® </div><div style="padding-left:2.77pt;padding-right:2.77pt">EUPAC Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2 1,10</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Capital Research and Management Company </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.72%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">26.77%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">3.40%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.00%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">International Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">American Funds Insurance Series® </div><div style="padding-left:2.77pt;padding-right:2.77pt">New World Fund ®</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Capital Research and Management Company </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.82%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">28.29%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.33%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.25%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Large U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">American Funds Insurance Series® Washington Mutual Investors Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Capital Research and Management Company </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.50%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">17.21%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">13.89%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">12.36%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">BNY Mellon Investment Portfolios</div><div style="padding-left:2.77pt;padding-right:2.77pt">MidCap Stock Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Shares 1</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">BNY Mellon Investment Adviser, Inc./ Newton Investment Management North America, LLC</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.05%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.81%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.39%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.51%</td></tr></table></div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.273%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.991%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.379%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Other - Technology </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">BNY Mellon Investment Portfolios</div><div style="padding-left:2.77pt;padding-right:2.77pt">Technology Growth Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Shares</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">BNY Mellon Investment Adviser, Inc./ Newton Investment Management North America, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.07%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">27.87%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.96%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">16.97%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Large U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">BNY Mellon Sustainable U.S. Equity Portfolio, Inc.</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Shares</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">BNY Mellon Investment Adviser, Inc./ Newton Investment Management North America, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.91%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">15.67%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">11.65%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">13.27%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Large U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">BNY Mellon Variable Investment Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Appreciation Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Shares</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">BNY Mellon Investment Adviser, Inc./ Fayez Sarofim & Co., LLC </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.10%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.78%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.08%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">12.63%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">International Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Calvert Variable Trust, Inc.</div><div style="padding-left:2.77pt;padding-right:2.77pt">CVT EAFE International Index Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class F 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Calvert Research and Management </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.68%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">30.64%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.31%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.63%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fixed Income </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Calvert Variable Trust, Inc.</div><div style="padding-left:2.77pt;padding-right:2.77pt">CVT Investment Grade Bond Index Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class I 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Calvert Research and Management/ Ameritas Investment Partners, Inc.</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.57%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">6.64%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">-0.68%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.62%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Calvert Variable Trust, Inc.</div><div style="padding-left:2.77pt;padding-right:2.77pt">CVT Russell 2000 Small Cap Index Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Class F 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Calvert Research and Management/ Ameritas Investment Partners, Inc.</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.60%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">12.23%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.62%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.08%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">International Equity </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Columbia Funds Variable Insurance Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Acorn International Fund 1,2</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Columbia Wanger Asset Management, LLC</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.09%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">12.76%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">-1.00%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">4.31%</td></tr></table></div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.273%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.991%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.379%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Other - Multinarrative </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Deutsche DWS Variable Series II</div><div style="padding-left:2.77pt;padding-right:2.77pt">DWS Alternative Asset Allocation VIP</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class B</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">DWS Investment Management Americas, Inc./ RREEF American L.L.C.</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.31%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.03%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">4.88%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">4.52%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Deutsche DWS Variable Series II</div><div style="padding-left:2.77pt;padding-right:2.77pt">DWS Small Mid Cap Value VIP</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class B</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">DWS Investment Management Americas, Inc. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.17%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">17.85%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.27%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.18%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Large U.S. Equity </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® Variable Insurance Products Trust I</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® VIP Equity-Income Portfolio SM</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 2</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.71%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">18.75%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">12.23%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">11.32%</td></tr></table></div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.273%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.991%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.379%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fixed Income </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® Variable Insurance Products Trust I</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® VIP High Income Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 2</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.06%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.31%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">4.00%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.34%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Large U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® Variable Insurance Products Trust II</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® VIP Contrafund SM Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 2</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.79%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">21.24%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">15.08%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">15.49%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® Variable Insurance Products Trust II</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® VIP Extended Market Index Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 2</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ Geode</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.37%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">12.03%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.75%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"><div style="padding-left:2.77pt;padding-right:2.77pt"> </div></td></tr></table></div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.273%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.991%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.379%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">International Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® Variable Insurance Products Trust II</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® VIP International Index Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 2</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ Geode</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.41%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">32.82%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.76%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">6.79%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Asset Allocation </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® Variable Insurance Products Trust II</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® VIP Total Market Index Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 2 </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ Geode</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.36%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">16.86%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">12.86%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"><div style="padding-left:2.77pt;padding-right:2.77pt"> </div></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® Variable Insurance Products Trust III</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® VIP Mid Cap Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 2</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.80%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">11.49%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.83%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.31%</td></tr></table></div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.273%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.991%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.379%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Other - Consumer Defensive </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® Variable Insurance Products Trust IV</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® VIP Consumer Staples Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 2</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.86%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">-3.23</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"><div style="padding-left:2.77pt;padding-right:2.77pt"> </div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"><div style="padding-left:2.77pt;padding-right:2.77pt"> </div></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Other - Equity Energy </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® Variable Insurance Products Trust IV</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® VIP Energy Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 2</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.85%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.34%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">23.86%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.69%</td></tr></table></div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.273%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.991%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.379%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Money Market </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® Variable Insurance Products Trust V</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® VIP Government Money Market Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.35%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">4.03%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">3.02%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.95%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fixed Income </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® Variable Insurance Products Trust V</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® VIP Strategic Income Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 2</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.50%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">3.86%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">2.90%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.83%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Balanced/Asset Allocation </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Templeton Variable Insurance Product Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Income VIP Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Advisers, Inc. </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.72%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">12.56%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.66%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.30%</td></tr></table></div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.273%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.991%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.379%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">International Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Templeton Variable Insurance Product Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Mutual Global Discovery VIP Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Mutual Advisers, LLC </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.16%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">23.34%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">12.00%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.52%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Large U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Templeton Variable Insurance Product Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Mutual Shares VIP Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Mutual Advisers, LLC </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.94%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">11.52%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.20%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.53%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Large U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Templeton Variable Insurance Product Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Rising Dividends VIP Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Advisers, Inc. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.89%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">11.80%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.50%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">12.10%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Templeton Variable Insurance Product Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Small Cap Value VIP Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Mutual Advisers, LLC </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.91%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.65%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.86%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.81%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fixed Income </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Templeton Variable Insurance Product Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Strategic Income VIP Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Advisers, Inc. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.07%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.24%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.92%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">3.10%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fixed Income </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Templeton Variable Insurance Product Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin U.S. Government Securities VIP Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Advisers, Inc. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.79%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">6.69%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.02%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.14%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">International Equity </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Templeton Variable Insurance Product Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Templeton Developing Markets VIP Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Templeton Asset Management, Ltd./Franklin Templeton Investment Management Limited </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.37%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">46.27%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.46%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.40%</td></tr></table></div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.273%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.991%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.379%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">International Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Templeton Variable Insurance Product Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Templeton Foreign VIP Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 21</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Templeton Asset Management, Ltd./Franklin Templeton Investment Management Limited </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.08%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">29.19%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.25%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.75%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fixed Income </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Templeton Variable Insurance Product Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Templeton Global Bond VIP Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Templeton Asset Management, Ltd. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.75%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">15.73%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">-0.96%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">-0.15%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Large U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco V.I. American Franchise Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Series II</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Advisers, Inc. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.85%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">11.67%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.35%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">14.87%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco V.I. American Value Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Series I</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Advisers, Inc. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.89%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">21.00%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">17.85%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">12.29%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Large U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco V.I. Core Equity Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Series II</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Advisers, Inc. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.05%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">15.88%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">12.52%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">11.46%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco V.I. Discovery Mid Cap Growth Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Series I</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Advisers, Inc. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.86%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">4.79%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">3.90%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">11.38%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">International Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco V.I. EQV International Equity Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Series I</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Advisers, Inc. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.90%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">16.50%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">3.68%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">6.22%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Other - Global Real Estate </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco V.I. Global Real Estate Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Series I</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Advisers, Inc. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.02%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.85%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.73%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">2.44%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Other - Health </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco V.I. Health Care Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Series I</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Advisers, Inc. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.99%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">15.33%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">3.80%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">6.58%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco V.I. Main Street Mid Cap Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Series II</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Advisers, Inc. </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.19%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.96%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.83%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.08%</td></tr></table></div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.273%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.991%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.379%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco V.I. Main Street Small Cap Fund®</div><div style="padding-left:2.77pt;padding-right:2.77pt">Series II</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Advisers, Inc. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.09%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.44%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.07%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.31%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco V.I. Small Cap Equity Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Series I</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Advisers, Inc. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.96%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.05%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.32%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.55%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">International Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Aspen Series Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Global Sustainable Equity Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Shares 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Investors US LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.99%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">17.26%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"><div style="padding-left:2.77pt;padding-right:2.77pt"> </div></td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"><div style="padding-left:2.77pt;padding-right:2.77pt"> </div></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Balanced/Asset Allocation </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Aspen Series Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Balanced Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Shares</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Investors US LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.87%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">14.82%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.21%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.86%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Aspen Series Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Enterprise Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Shares</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Investors US LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.97%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.41%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.35%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">12.51%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fixed Income </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Aspen Series Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Flexible Bond Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Shares 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Investors US LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.82%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.22%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">-0.47%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">2.07%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Large U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Aspen Series Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Forty Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Shares</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Investors US LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.87%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">17.86%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">11.37%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">15.96%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">International Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Aspen Series Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Global Research Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Shares</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Investors US LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.07%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">20.60%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">12.23%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">12.64%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Other - Technology </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Aspen Series Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Global Technology and Innovation Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Shares</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Investors US LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.97%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">24.84%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">13.44%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">21.18%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Legg Mason Partners Variable Income Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">ClearBridge Variable Mid Cap Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class I</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Templeton Fund Adviser, LLC/</div><div style="padding-left:2.77pt;padding-right:2.77pt">ClearBridge Investments, LLC</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.82%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">4.35%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">4.50%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.50%</td></tr></table></div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.273%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.991%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.379%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Legg Mason Partners Variable Income Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">ClearBridge Variable Small Cap Growth Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class I</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Templeton Fund Adviser, LLC/</div><div style="padding-left:2.77pt;padding-right:2.77pt">ClearBridge Investments, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.81%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.23%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">-0.20%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.38%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Lincoln Variable Insurance Products Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">LVIP American Century Capital Appreciation Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Lincoln Financial Investments Corporation/</div><div style="padding-left:2.77pt;padding-right:2.77pt">American Century Investment Management, Inc. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.62%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">6.56%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.02%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">11.31%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Large U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Lincoln Variable Insurance Products Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">LVIP Avantis Large Cap Value Fund </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 6</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Lincoln Financial Investments Corporation/</div><div style="padding-left:2.77pt;padding-right:2.77pt">American Century Investment Management, Inc. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.96%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">14.56%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.51%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.12%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Inflation - Protected Bond </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Lincoln Variable Insurance Products Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">LVIP American Century Inflation Protection Fund </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Lincoln Financial Investments Corporation/</div><div style="padding-left:2.77pt;padding-right:2.77pt">American Century Investment Management, Inc. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.72%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">6.33%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.62%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">2.61%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">International Equity </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Lincoln Variable Insurance Products Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">LVIP American Century International Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Lincoln Financial Investments Corporation/</div><div style="padding-left:2.77pt;padding-right:2.77pt">American Century Investment Management, Inc. </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.95%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">15.81%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.71%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">6.27%</td></tr></table></div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.273%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.991%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.379%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Lincoln Variable Insurance Products Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">LVIP American Century Mid Cap Value Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Lincoln Financial Investments Corporation/</div><div style="padding-left:2.77pt;padding-right:2.77pt">American Century Investment Management, Inc. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.01%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.83%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.72%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.96%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Large U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Lincoln Variable Insurance Products Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">LVIP American Century Value Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Lincoln Financial Investments Corporation/</div><div style="padding-left:2.77pt;padding-right:2.77pt">American Century Investment Management, Inc. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.86%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">15.85%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">11.47%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.07%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Lord Abbett Series Fund, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">Developing Growth Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Class VC 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Lord Abbett</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.27%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">14.59%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">-1.17%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">11.03%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">International Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Global Equity Series</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Massachusetts Financial Services Company </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.18%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">13.28%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.45%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.64%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Large U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Growth Series</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Massachusetts Financial Services Company </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.98%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">11.90%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.82%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">15.31%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® New Discovery Series</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Massachusetts Financial Services Company </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.12%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">12.56%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">-0.54%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.46%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Balanced/Asset Allocation </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Total Return Series</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Massachusetts Financial Services Company </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.86%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.91%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">6.16%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.36%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Other - Utilities </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Utilities Series </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 1</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Massachusetts Financial Services Company </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.03%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">14.76%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.38%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.22%</td></tr></table></div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.273%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.991%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.379%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Large U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Value Series</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Massachusetts Financial Services Company </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.94%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">12.77%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.69%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.77%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust III </div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Blended Research Small Cap Equity Portfolio 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Massachusetts Financial Services Company </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.83%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.49%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">6.62%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.82%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">International Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust II </div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® International Intrinsic Equity Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 1,5</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Massachusetts Financial Services Company </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.14%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">32.96%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.02%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.68%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">International Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust II </div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Research International Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Massachusetts Financial Services Company </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.15%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">21.75%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.25%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.27%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fixed Income </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust III</div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Inflation-Adjusted Bond Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Massachusetts Financial Services Company </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.85%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.17%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">-3.35%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.84%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust III</div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Mid Cap Value Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Massachusetts Financial Services Company </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.04%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.75%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.90%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.69%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust III</div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® New Discovery Value Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Massachusetts Financial Services Company </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.13%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">2.88%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.22%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.30%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Neuberger Berman Advisers Management Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">Mid Cap Growth Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class S 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Neuberger Berman Investment Advisers, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.11%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.23%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">4.27%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.71%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Large U.S. Equity </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Neuberger Berman Advisers Management Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">Quality Equity Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Class I 3</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Neuberger Berman Investment Advisers, LLC</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.87%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">13.74%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">12.83%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">12.94%</td></tr></table></div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.273%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.991%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.379%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Nomura Funds </div><div style="padding-left:2.77pt;padding-right:2.77pt">Nomura VIP Small Cap Value Series </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 1,4</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Delaware Management Company, a series of Nomura Investment Management Business Trust</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.04%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.83%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.93%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.84%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Asset Allocation </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Northern Lights Variable Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">TOPS TM Managed Risk Balanced ETF Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Valmark Advisers, Inc./ Milliman Financial Risk Management, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.76%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.03%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">3.83%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">4.92%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Asset Allocation </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Northern Lights Variable Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">TOPS TM Managed Risk Moderately Aggressive ETF Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2 7</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Valmark Advisers, Inc./ Milliman Financial Risk Management, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.75%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">11.65%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.36%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">6.13%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Asset Allocation </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Northern Lights Variable Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">TOPS TM Managed Risk Moderate ETF Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2 8</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Valmark Advisers, Inc./ Milliman Financial Risk Management, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.75%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.36%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">4.74%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.72%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Balanced/Asset Allocation </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO All Asset Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Administrative Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Pacific Investment Management Company, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">2.13%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">14.20%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.60%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">6.77%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Other - Commodities </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO CommodityRealReturn®Strategy Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Administrative Class</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Pacific Investment Management Company, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.86%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">18.79%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.55%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">6.54%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fixed Income </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Emerging Markets Bond Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Administrative Class</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Pacific Investment Management Company, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.17%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">14.98%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">2.44%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.06%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fixed Income </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO High Yield Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Administrative Class</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Pacific Investment Management Company, LLC</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.81%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.95%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">3.97%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.57%</td></tr></table></div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.273%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.991%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.379%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Global Bond - USD Hedged</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO International Bond Portfolio (U.S. Dollar-Hedged) </div><div style="padding-left:2.77pt;padding-right:2.77pt">Administrative Class 4</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Pacific Investment Management Company, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.09%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">3.95%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.03%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">2.88%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fixed Income </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Long-Term U.S. Government Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Administrative Class</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Pacific Investment Management Company, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">2.48%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">6.15%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">-6.82%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.01%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Short-Term Fixed Income </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Low Duration Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Administrative Class</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Pacific Investment Management Company, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.66%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.52%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.57%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.79%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fixed Income </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Real Return Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Administrative Class</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Pacific Investment Management Company, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.39%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.85%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.21%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">3.21%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Short-Term Fixed Income </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Short-Term Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Administrative Class</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Pacific Investment Management Company, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.65%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">4.67%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">3.25%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">2.76%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fixed Income </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Total Return Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Administrative Class</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Pacific Investment Management Company, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.73%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.89%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.02%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">2.36%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fixed Income </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. PVC – Bond Market Index Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.15%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.16%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">-0.52%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.80%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fixed Income </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Core Plus Bond Account </div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.50%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.46%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">-0.48%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">2.36%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">International Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Diversified International Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.86%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">32.36%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.40%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.08%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Large U.S. Equity </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Equity Income Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.48%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">15.50%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.21%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">11.51%</td></tr></table></div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.273%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.991%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.379%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">International Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Global Emerging Markets Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1 </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.12%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">37.27%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.06%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.12%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fixed Income </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Government & High-Quality Bond Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.50%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.91%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">-0.23%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.26%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Large U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc.</div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Large Cap Growth Account I</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC/ Los Angeles Capital Management, LLC T. Rowe Price Associates, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">Westfield Capital Management Company, L.P. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.67%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">11.39%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.44%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">15.00%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Large U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Large Cap S&P 500 Index Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC/ Spectrum Asset Management, Inc. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.20%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">17.62%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">14.14%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">14.52%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – MidCap Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.53%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.78%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.33%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">12.58%</td></tr></table></div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.273%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.991%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.379%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Large U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Principal Capital Appreciation Account </div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.63%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">13.52%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">13.82%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">14.35%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Asset Allocation </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Principal LifeTime 2020 Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.47%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">11.33%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">4.65%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">6.77%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Asset Allocation </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Principal LifeTime 2030 Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.50%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">13.21%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.91%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.07%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Asset Allocation </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Principal LifeTime 2040 Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.54%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">15.57%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.56%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.35%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Asset Allocation </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Principal LifeTime 2050 Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.58%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">17.50%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.77%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.22%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Asset Allocation </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Principal LifeTime 2060 Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.61%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">17.68%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.97%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.35%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Asset Allocation </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Principal LifeTime Strategic Income Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.48%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.45%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">3.48%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">4.98%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Real Estate Securities Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.78%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.24%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">4.88%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.94%</td></tr></table></div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.273%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.991%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.379%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Short - Term Fixed Income </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Short-Term Income Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.42%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.48%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">2.33%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">2.52%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – SmallCap Account </div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.84%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">15.10%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">6.29%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.57%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Asset Allocation </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. PVC – Strategic Asset Management (SAM) – Balanced Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.68%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">14.00%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">7.27%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.29%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Asset Allocation </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Strategic Asset Management (SAM) – Conservative Balanced Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.67%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">11.69%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.04%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">6.39%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Asset Allocation </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Strategic Asset Management (SAM) – Conservative Growth Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.72%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">15.56%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.00%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.94%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Asset Allocation </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Strategic Asset Management (SAM) – Flexible Income Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.64%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.96%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">3.57%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.12%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Asset Allocation </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Strategic Asset Management (SAM) – Strategic Growth Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div><div style="padding-left:2.77pt;padding-right:2.77pt"> </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.75%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">16.86%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.16%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.96%</td></tr></table></div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.273%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.991%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.379%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">International Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Putnam Variable Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Putnam VT International Value Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class IB</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Putnam Management, LLC (d/b/a Putnam Management)/ Franklin Advisers, Inc.</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.06%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">34.68%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">12.49%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.86%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Large U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Putnam Variable Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Putnam VT Large Cap Growth Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class IB</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Putnam Management, LLC (d/b/a Putnam Management)/ Franklin Advisers, Inc.</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.88%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">14.34%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">13.44%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">17.66%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Putnam Variable Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Putnam VT Small Cap Growth Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class IB 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Putnam Management, LLC (d/b/a Putnam Management)/ Franklin Advisers, Inc.</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.12%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.80%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">6.18%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">11.45%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Putnam Variable Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Putnam VT Small Cap Value Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class IB</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Putnam Management, LLC (d/b/a Putnam Management)/ Franklin Advisers, Inc.</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.02%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.27%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.99%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.13%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Other - Natural Resources </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Rydex Variable Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Basic Materials Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Rydex VT 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Security Investors, LLC (d/b/a Guggenheim Investments)</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.78%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">32.89%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.42%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">11.58%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Other - Utilities </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Rydex Variable Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Utilities Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Rydex VT 1</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Security Investors, LLC (d/b/a Guggenheim Investments)</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.79%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">17.07%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.56%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.60%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Other - Health </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">T. Rowe Price Equity Series, Inc.</div><div style="padding-left:2.77pt;padding-right:2.77pt">Health Sciences Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">II Class</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">T. Rowe Price </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.11%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">17.80%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">3.86%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.70%</td></tr></table></div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.273%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.991%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.377%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.379%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Other - Natural Resources </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">VanEck Variable Insurance Products Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">VanEck VIP Global Resources Fund </div><div style="padding-left:2.77pt;padding-right:2.77pt">Initial Class</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">VanEck Associates Corporation </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">1.08%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">36.48%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.51%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.33%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Balanced/Asset Allocation </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard VIF Balanced Portfolio</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Wellington Management Company, LLP</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.20%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">16.46%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">9.29%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.03%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Balanced/Asset Allocation </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard VIF Conservative Allocation Portfolio 3</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">The Vanguard Group, Inc. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.12%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">12.73%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">4.22%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">6.14%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Large U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard VIF Equity Income Portfolio 3</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Wellington Management Company, LLP</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.29%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">16.80%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">12.59%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">11.52%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Fixed Income </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard VIF Global Bond Index Portfolio</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">The Vanguard Group, Inc. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.13%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.69%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">-0.41%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"><div style="padding-left:2.77pt;padding-right:2.77pt"> </div></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard VIF International Portfolio</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">Schroder Investment Management North America Inc.; Baillie Gifford Overseas Ltd.</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.32%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">19.97%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.62%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.48%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard VIF Mid-Cap Index Portfolio</div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">The Vanguard Group, Inc. </div></td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.17%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">11.54%</td><td colspan="3" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">8.46%</td><td colspan="3" style="border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">10.77%</td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Asset Allocation </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard VIF Real Estate Index Portfolio</div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt">The Vanguard Group, Inc. </div></td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">0.26%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">3.11%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">4.51%</td><td colspan="3" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 3.77pt;text-align:left;vertical-align:top">5.08%</td></tr></table></div><div style="margin-top:18pt;padding-left:13.5pt;text-indent:-13.5pt">1.The Fund's current expenses are subject to a temporary expense reimbursement and/or fee waiver arrangement that is in place. This arrangement may be terminated in the future and, therefore, the expense figures shown reflect temporary fee reductions. Please refer to the Fund's prospectus for more information.</div><div style="padding-left:13.5pt;text-indent:-13.5pt">2.This fund is closed to new investors with an application signature date of February 1, 2013, and after. </div><div style="padding-left:13.5pt;text-indent:-13.5pt">3.This fund became available for investment on June 5, 2023.</div><div style="padding-left:13.5pt;text-indent:-13.5pt">4.This fund became available for investment on May 31, 2025.</div><div style="padding-left:13.5pt;text-indent:-13.5pt">5.Prior to June 2, 2025, the name of this fund was the Wanger Acorn International Fund.</div><div style="padding-left:13.5pt;text-indent:-13.5pt">6.Prior to July 28, 2025, the name of this fund was the AMT Sustainable Equity Portfolio.</div><div style="padding-left:13.5pt;text-indent:-13.5pt">7.Prior to December 1, 2025, the name of this fund was the Macquarie VIP Small Cap Value Series.</div><div style="padding-left:13.5pt;text-indent:-13.5pt">8.Prior to April 30, 2026, the name of this fund was the MFS ® International Intrinsic Value Portfolio. </div><div style="padding-left:13.5pt;text-indent:-13.5pt">9.Prior to May 1, 2026, the name of this fund was the LVIP American Century Disciplined Core Value Fund.</div><div style="padding-left:13.5pt;text-indent:-13.5pt">10.Prior to May 1, 2026, the name of this fund was the TOPS ® Managed Risk Growth ETF Portfolio. </div><div style="padding-left:13.5pt;text-indent:-13.5pt">11.Prior to May 1, 2026, the name of this fund was the TOPS ® Managed Risk Moderate Growth ETF Portfolio.</div><div style="padding-left:13.5pt;text-indent:-13.5pt">12.Prior to May 1, 2026, the name of this fund was the Global Small Capitalization Fund.</div>13.Prior to May 1, 2026, the name of this fund was the International Fund. <div style="margin-top:18pt">The following is a list of Underlying Funds currently available under the Policy, which is subject to change. Before you invest, you should review the prospectuses for the Underlying Funds, as may be amended from time to time. These prospectuses contain more information about the Underlying Funds and their risks. You can find the prospectuses and other information about the Underlying Funds online at https://www.principal.com/ExecutiveVUL3Report. You can also request this information at no cost by calling 1-800-247-9988 or by sending an email request to Lifeinsurance@principal.com.</div><div style="margin-top:18pt">The current expenses and performance information below reflects fees and expenses of the Underlying Funds but does not reflect the other fees and expenses that your Policy may charge. Expenses would be higher and performance would be lower if these charges were included. Each Underlying Fund’s past performance is not necessarily an indication of future performance. </div><div style="margin-top:18pt">Some of the Underlying Funds are “funds of funds.” A fund of funds is a mutual fund that invests primarily in a portfolio of other mutual funds. Operating expenses shown for a fund of funds include the fees and expenses that such fund incurs indirectly as a result of investing in other funds. More detail about the risks of investing in a fund of funds is available in such fund’s prospectus.</div><div style="margin-top:18pt">The availability of investment options may vary depending in your financial professional or your financial professional's firm. See GENERAL DESCRIPTION OF THE POLICY - Financial Intermediary Variations.</div> Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">AB Variable Products Series Fund, Inc. Discovery Value Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Class A</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Alliance</div><div style="padding-left:2.77pt;padding-right:2.77pt">Bernstein L.P.</div> 0.0082 0.0289 0.0875 0.0855 International Equity <div style="padding-left:2.77pt;padding-right:2.77pt">AB Variable Products Series Fund, Inc. International Value Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Class A</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Alliance</div>Bernstein L.P. 0.0090 0.4170 0.1047 0.0664 <div style="padding-left:2.77pt;padding-right:2.77pt">Small/Mid U.S. Equity</div> <div style="padding-left:2.77pt;padding-right:2.77pt">AB Variable Products Series Fund, Inc.</div><div style="padding-left:2.77pt;padding-right:2.77pt">Small Cap Growth Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class A 1,2</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Alliance</div><div style="padding-left:2.77pt;padding-right:2.77pt">Bernstein L.P.</div> 0.0090 0.0480 -0.0044 0.1126 International Equity <div style="padding-left:2.77pt;padding-right:2.77pt">AB Variable Products Series Fund, Inc. Sustainable Global Thematic Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Class A 1</div> Alliance Bernstein L.P. 0.0094 0.0632 0.0328 0.1008 Asset Allocation <div style="padding-left:2.77pt;padding-right:2.77pt">American Funds Insurance Series® American Funds ® Global Balanced Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2 1</div> Capital Research and Management Company 0.0076 0.1714 0.0611 0.0769 Fixed Income <div style="padding-left:2.77pt;padding-right:2.77pt">American Funds Insurance Series® Capital World Bond Fund ®</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2</div> Capital Research and Management Company 0.0073 0.0939 -0.0250 0.0123 International Equity <div style="padding-left:2.77pt;padding-right:2.77pt">American Funds Insurance Series® </div><div style="padding-left:2.77pt;padding-right:2.77pt">SMALLCAP World Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2 1,9</div> Capital Research and Management Company 0.0090 0.1464 0.0049 0.0723 Large U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">American Funds Insurance Series® Growth Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2</div> Capital Research and Management Company 0.0058 0.2024 0.1337 0.1797 International Equity <div style="padding-left:2.77pt;padding-right:2.77pt">American Funds Insurance Series® </div><div style="padding-left:2.77pt;padding-right:2.77pt">EUPAC Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2 1,10</div> Capital Research and Management Company 0.0072 0.2677 0.0340 0.0700 International Equity <div style="padding-left:2.77pt;padding-right:2.77pt">American Funds Insurance Series® </div><div style="padding-left:2.77pt;padding-right:2.77pt">New World Fund ®</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2 1</div> Capital Research and Management Company 0.0082 0.2829 0.0533 0.0925 Large U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">American Funds Insurance Series® Washington Mutual Investors Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2 1</div> Capital Research and Management Company 0.0050 0.1721 0.1389 0.1236 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">BNY Mellon Investment Portfolios</div><div style="padding-left:2.77pt;padding-right:2.77pt">MidCap Stock Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Shares 1</div> BNY Mellon Investment Adviser, Inc. Newton Investment Management North America, LLC 0.0105 0.0981 0.0939 0.0851 Other - Technology <div style="padding-left:2.77pt;padding-right:2.77pt">BNY Mellon Investment Portfolios</div><div style="padding-left:2.77pt;padding-right:2.77pt">Technology Growth Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Shares</div> BNY Mellon Investment Adviser, Inc. Newton Investment Management North America, LLC 0.0107 0.2787 0.0896 0.1697 Large U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">BNY Mellon Sustainable U.S. Equity Portfolio, Inc.</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Shares</div> BNY Mellon Investment Adviser, Inc. Newton Investment Management North America, LLC 0.0091 0.1567 0.1165 0.1327 Large U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">BNY Mellon Variable Investment Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Appreciation Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Shares</div> BNY Mellon Investment Adviser, Inc. Fayez Sarofim & Co., LLC 0.0110 0.0978 0.0908 0.1263 International Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Calvert Variable Trust, Inc.</div><div style="padding-left:2.77pt;padding-right:2.77pt">CVT EAFE International Index Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class F 1</div> Calvert Research and Management 0.0068 0.3064 0.0831 0.0763 Fixed Income <div style="padding-left:2.77pt;padding-right:2.77pt">Calvert Variable Trust, Inc.</div><div style="padding-left:2.77pt;padding-right:2.77pt">CVT Investment Grade Bond Index Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class I 1</div> Calvert Research and Management Ameritas Investment Partners, Inc. 0.0057 0.0664 -0.0068 0.0162 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Calvert Variable Trust, Inc.</div><div style="padding-left:2.77pt;padding-right:2.77pt">CVT Russell 2000 Small Cap Index Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Class F 1</div> Calvert Research and Management Ameritas Investment Partners, Inc. 0.0060 0.1223 0.0562 0.0908 International Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Columbia Funds Variable Insurance Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Acorn International Fund 1,2</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Columbia Wanger Asset Management, LLC</div> 0.0109 0.1276 -0.0100 0.0431 Other - Multinarrative <div style="padding-left:2.77pt;padding-right:2.77pt">Deutsche DWS Variable Series II</div><div style="padding-left:2.77pt;padding-right:2.77pt">DWS Alternative Asset Allocation VIP</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class B</div> DWS Investment Management Americas, Inc. RREEF American L.L.C. 0.0131 0.1003 0.0488 0.0452 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Deutsche DWS Variable Series II</div><div style="padding-left:2.77pt;padding-right:2.77pt">DWS Small Mid Cap Value VIP</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class B</div> DWS Investment Management Americas, Inc. 0.0117 0.1785 0.0927 0.0718 Large U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® Variable Insurance Products Trust I</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® VIP Equity-Income Portfolio SM</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 2</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div> 0.0071 0.1875 0.1223 0.1132 Fixed Income <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® Variable Insurance Products Trust I</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® VIP High Income Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 2</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div> 0.0106 0.1031 0.0400 0.0534 Large U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® Variable Insurance Products Trust II</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® VIP Contrafund SM Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 2</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div> 0.0079 0.2124 0.1508 0.1549 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® Variable Insurance Products Trust II</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® VIP Extended Market Index Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 2</div> Fidelity Management & Research Company, LLC Geode 0.0037 0.1203 0.0775 International Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® Variable Insurance Products Trust II</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® VIP International Index Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 2</div> Fidelity Management & Research Company, LLC Geode 0.0041 0.3282 0.0776 0.0679 Asset Allocation <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® Variable Insurance Products Trust II</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® VIP Total Market Index Portfolio</div>Service Class 2 Fidelity Management & Research Company, LLC Geode 0.0036 0.1686 0.1286 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® Variable Insurance Products Trust III</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® VIP Mid Cap Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 2</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div> 0.0080 0.1149 0.0983 0.1031 Other - Consumer Defensive <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® Variable Insurance Products Trust IV</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® VIP Consumer Staples Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 2</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div> 0.0086 -3.23 Other - Equity Energy <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® Variable Insurance Products Trust IV</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® VIP Energy Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 2</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div> 0.0085 0.1034 0.2386 0.0769 Money Market <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® Variable Insurance Products Trust V</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® VIP Government Money Market Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div> 0.0035 0.0403 0.0302 0.0195 Fixed Income <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® Variable Insurance Products Trust V</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity® VIP Strategic Income Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 2</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research Company, LLC/ FMR Investment Management (UK) Limited (FMR UK) Fidelity Management & Research (Hong Kong) Limited (FMR H.K.)</div><div style="padding-left:2.77pt;padding-right:2.77pt">Fidelity Management & Research (Japan) Limited (FMR Japan)</div> 0.0050 0.0386 0.0290 0.0183 Balanced/Asset Allocation <div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Templeton Variable Insurance Product Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Income VIP Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2</div> Franklin Advisers, Inc. 0.0072 0.1256 0.0766 0.0730 International Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Templeton Variable Insurance Product Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Mutual Global Discovery VIP Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2</div> Franklin Mutual Advisers, LLC 0.0116 0.2334 0.1200 0.0852 Large U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Templeton Variable Insurance Product Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Mutual Shares VIP Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2</div> Franklin Mutual Advisers, LLC 0.0094 0.1152 0.0920 0.0753 Large U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Templeton Variable Insurance Product Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Rising Dividends VIP Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2</div> Franklin Advisers, Inc. 0.0089 0.1180 0.0950 0.1210 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Templeton Variable Insurance Product Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Small Cap Value VIP Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2 1</div> Franklin Mutual Advisers, LLC 0.0091 0.0765 0.0886 0.0981 Fixed Income <div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Templeton Variable Insurance Product Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Strategic Income VIP Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2 1</div> Franklin Advisers, Inc. 0.0107 0.0724 0.0192 0.0310 Fixed Income <div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Templeton Variable Insurance Product Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Franklin U.S. Government Securities VIP Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2</div> Franklin Advisers, Inc. 0.0079 0.0669 0.0002 0.0114 International Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Templeton Variable Insurance Product Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Templeton Developing Markets VIP Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2</div> Templeton Asset Management, Ltd. Franklin Templeton Investment Management Limited 0.0137 0.4627 0.0546 0.1040 International Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Templeton Variable Insurance Product Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Templeton Foreign VIP Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 21</div> Templeton Asset Management, Ltd. Franklin Templeton Investment Management Limited 0.0108 0.2919 0.0825 0.0575 Fixed Income <div style="padding-left:2.77pt;padding-right:2.77pt">Franklin Templeton Variable Insurance Product Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Templeton Global Bond VIP Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2 1</div> Templeton Asset Management, Ltd. 0.0075 0.1573 -0.0096 -0.0015 Large U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco V.I. American Franchise Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Series II</div> Invesco Advisers, Inc. 0.0085 0.1167 0.1035 0.1487 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco V.I. American Value Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Series I</div> Invesco Advisers, Inc. 0.0089 0.2100 0.1785 0.1229 Large U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco V.I. Core Equity Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Series II</div> Invesco Advisers, Inc. 0.0105 0.1588 0.1252 0.1146 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco V.I. Discovery Mid Cap Growth Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Series I</div> Invesco Advisers, Inc. 0.0086 0.0479 0.0390 0.1138 International Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco V.I. EQV International Equity Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Series I</div> Invesco Advisers, Inc. 0.0090 0.1650 0.0368 0.0622 Other - Global Real Estate <div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco V.I. Global Real Estate Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Series I</div> Invesco Advisers, Inc. 0.0102 0.0785 0.0173 0.0244 Other - Health <div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco V.I. Health Care Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Series I</div> Invesco Advisers, Inc. 0.0099 0.1533 0.0380 0.0658 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco V.I. Main Street Mid Cap Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Series II</div> Invesco Advisers, Inc. 0.0119 0.0896 0.0883 0.0908 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco V.I. Main Street Small Cap Fund®</div><div style="padding-left:2.77pt;padding-right:2.77pt">Series II</div> Invesco Advisers, Inc. 0.0109 0.0844 0.0807 0.1031 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Invesco Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Invesco V.I. Small Cap Equity Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Series I</div> Invesco Advisers, Inc. 0.0096 0.0805 0.0732 0.0955 International Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Janus Aspen Series Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Global Sustainable Equity Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Shares 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Investors US LLC</div> 0.0099 0.1726 Balanced/Asset Allocation <div style="padding-left:2.77pt;padding-right:2.77pt">Janus Aspen Series Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Balanced Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Shares</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Investors US LLC</div> 0.0087 0.1482 0.0821 0.0986 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Janus Aspen Series Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Enterprise Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Shares</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Investors US LLC</div> 0.0097 0.0741 0.0735 0.1251 Fixed Income <div style="padding-left:2.77pt;padding-right:2.77pt">Janus Aspen Series Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Flexible Bond Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Shares 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Investors US LLC</div> 0.0082 0.0722 -0.0047 0.0207 Large U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Janus Aspen Series Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Forty Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Shares</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Investors US LLC</div> 0.0087 0.1786 0.1137 0.1596 International Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Janus Aspen Series Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Global Research Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Shares</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Investors US LLC</div> 0.0107 0.2060 0.1223 0.1264 Other - Technology <div style="padding-left:2.77pt;padding-right:2.77pt">Janus Aspen Series Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Global Technology and Innovation Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Shares</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Janus Henderson Investors US LLC</div> 0.0097 0.2484 0.1344 0.2118 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Legg Mason Partners Variable Income Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">ClearBridge Variable Mid Cap Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class I</div> Franklin Templeton Fund Adviser, LLC <div style="padding-left:2.77pt;padding-right:2.77pt">ClearBridge Investments, LLC</div> 0.0082 0.0435 0.0450 0.0750 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Legg Mason Partners Variable Income Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">ClearBridge Variable Small Cap Growth Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class I</div> Franklin Templeton Fund Adviser, LLC <div style="padding-left:2.77pt;padding-right:2.77pt">ClearBridge Investments, LLC</div> 0.0081 0.0923 -0.0020 0.0938 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Lincoln Variable Insurance Products Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">LVIP American Century Capital Appreciation Fund</div>Service Class Lincoln Financial Investments Corporation American Century Investment Management, Inc. 0.0062 0.0656 0.0502 0.1131 Large U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Lincoln Variable Insurance Products Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">LVIP Avantis Large Cap Value Fund </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 6</div> Lincoln Financial Investments Corporation American Century Investment Management, Inc. 0.0096 0.1456 0.0851 0.1012 Inflation - Protected Bond <div style="padding-left:2.77pt;padding-right:2.77pt">Lincoln Variable Insurance Products Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">LVIP American Century Inflation Protection Fund </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class</div> Lincoln Financial Investments Corporation American Century Investment Management, Inc. 0.0072 0.0633 0.0062 0.0261 International Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Lincoln Variable Insurance Products Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">LVIP American Century International Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class</div> Lincoln Financial Investments Corporation American Century Investment Management, Inc. 0.0095 0.1581 0.0171 0.0627 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Lincoln Variable Insurance Products Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">LVIP American Century Mid Cap Value Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class</div> Lincoln Financial Investments Corporation American Century Investment Management, Inc. 0.0101 0.0883 0.0872 0.0896 Large U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Lincoln Variable Insurance Products Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">LVIP American Century Value Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class</div> Lincoln Financial Investments Corporation American Century Investment Management, Inc. 0.0086 0.1585 0.1147 0.1007 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Lord Abbett Series Fund, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">Developing Growth Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Class VC 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Lord Abbett</div> 0.0127 0.1459 -0.0117 0.1103 International Equity <div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Global Equity Series</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 1</div> Massachusetts Financial Services Company 0.0118 0.1328 0.0545 0.0864 Large U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Growth Series</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 1</div> Massachusetts Financial Services Company 0.0098 0.1190 0.1082 0.1531 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® New Discovery Series</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 1</div> Massachusetts Financial Services Company 0.0112 0.1256 -0.0054 0.1046 Balanced/Asset Allocation <div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Total Return Series</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class</div> Massachusetts Financial Services Company 0.0086 0.1091 0.0616 0.0736 Other - Utilities <div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Utilities Series </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 1</div> Massachusetts Financial Services Company 0.0103 0.1476 0.0738 0.0922 Large U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Value Series</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 1</div> Massachusetts Financial Services Company 0.0094 0.1277 0.0969 0.0977 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust III </div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Blended Research Small Cap Equity Portfolio 1</div> Massachusetts Financial Services Company 0.0083 0.0549 0.0662 0.0882 International Equity <div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust II </div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® International Intrinsic Equity Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 1,5</div> Massachusetts Financial Services Company 0.0114 0.3296 0.0702 0.0968 International Equity <div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust II </div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Research International Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 1</div> Massachusetts Financial Services Company 0.0115 0.2175 0.0525 0.0727 Fixed Income <div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust III</div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Inflation-Adjusted Bond Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 1</div> Massachusetts Financial Services Company 0.0085 0.0817 -0.0335 0.0084 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust III</div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Mid Cap Value Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 1</div> Massachusetts Financial Services Company 0.0104 0.0575 0.0990 0.0969 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">MFS® Variable Insurance Trust III</div><div style="padding-left:2.77pt;padding-right:2.77pt">MFS® New Discovery Value Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 1</div> Massachusetts Financial Services Company 0.0113 0.0288 0.0822 0.1030 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Neuberger Berman Advisers Management Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">Mid Cap Growth Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class S 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Neuberger Berman Investment Advisers, LLC</div> 0.0111 0.0523 0.0427 0.1071 Large U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Neuberger Berman Advisers Management Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">Quality Equity Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Class I 3</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Neuberger Berman Investment Advisers, LLC</div> 0.0087 0.1374 0.1283 0.1294 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Nomura Funds </div><div style="padding-left:2.77pt;padding-right:2.77pt">Nomura VIP Small Cap Value Series </div><div style="padding-left:2.77pt;padding-right:2.77pt">Service Class 1,4</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Delaware Management Company, a series of Nomura Investment Management Business Trust</div> 0.0104 0.0783 0.0893 0.0884 Asset Allocation <div style="padding-left:2.77pt;padding-right:2.77pt">Northern Lights Variable Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">TOPS TM Managed Risk Balanced ETF Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2</div> Valmark Advisers, Inc. Milliman Financial Risk Management, LLC 0.0076 0.0903 0.0383 0.0492 Asset Allocation <div style="padding-left:2.77pt;padding-right:2.77pt">Northern Lights Variable Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">TOPS TM Managed Risk Moderately Aggressive ETF Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2 7</div> Valmark Advisers, Inc. Milliman Financial Risk Management, LLC 0.0075 0.1165 0.0536 0.0613 Asset Allocation <div style="padding-left:2.77pt;padding-right:2.77pt">Northern Lights Variable Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">TOPS TM Managed Risk Moderate ETF Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 2 8</div> Valmark Advisers, Inc. Milliman Financial Risk Management, LLC 0.0075 0.1036 0.0474 0.0572 Balanced/Asset Allocation <div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO All Asset Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Administrative Class 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Pacific Investment Management Company, LLC</div> 0.0213 0.1420 0.0560 0.0677 Other - Commodities <div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO CommodityRealReturn®Strategy Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Administrative Class</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Pacific Investment Management Company, LLC</div> 0.0086 0.1879 0.1055 0.0654 Fixed Income <div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Emerging Markets Bond Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Administrative Class</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Pacific Investment Management Company, LLC</div> 0.0117 0.1498 0.0244 0.0506 Fixed Income <div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO High Yield Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Administrative Class</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Pacific Investment Management Company, LLC</div> 0.0081 0.0895 0.0397 0.0557 <div style="padding-left:2.77pt;padding-right:2.77pt">Global Bond - USD Hedged</div> <div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO International Bond Portfolio (U.S. Dollar-Hedged) </div><div style="padding-left:2.77pt;padding-right:2.77pt">Administrative Class 4</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Pacific Investment Management Company, LLC</div> 0.0109 0.0395 0.0103 0.0288 Fixed Income <div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Long-Term U.S. Government Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Administrative Class</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Pacific Investment Management Company, LLC</div> 0.0248 0.0615 -0.0682 0.0001 Short-Term Fixed Income <div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Low Duration Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Administrative Class</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Pacific Investment Management Company, LLC</div> 0.0066 0.0552 0.0157 0.0179 Fixed Income <div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Real Return Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Administrative Class</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Pacific Investment Management Company, LLC</div> 0.0139 0.0785 0.0121 0.0321 Short-Term Fixed Income <div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Short-Term Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Administrative Class</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Pacific Investment Management Company, LLC</div> 0.0065 0.0467 0.0325 0.0276 Fixed Income <div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Variable Insurance Trust </div><div style="padding-left:2.77pt;padding-right:2.77pt">PIMCO Total Return Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">Administrative Class</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Pacific Investment Management Company, LLC</div> 0.0073 0.0889 0.0002 0.0236 Fixed Income <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. PVC – Bond Market Index Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div> 0.0015 0.0716 -0.0052 0.0180 Fixed Income <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Core Plus Bond Account </div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div> Principal Global Investors, LLC 0.0050 0.0746 -0.0048 0.0236 International Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Diversified International Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div> 0.0086 0.3236 0.0740 0.0808 Large U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Equity Income Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div> 0.0048 0.1550 0.1021 0.1151 International Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Global Emerging Markets Account</div>Class 1 <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div> 0.0112 0.3727 0.0506 0.0812 Fixed Income <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Government & High-Quality Bond Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div> 0.0050 0.0791 -0.0023 0.0126 Large U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc.</div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Large Cap Growth Account I</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC/ Los Angeles Capital Management, LLC T. Rowe Price Associates, Inc. </div>Westfield Capital Management Company, L.P. <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC/ Los Angeles Capital Management, LLC T. Rowe Price Associates, Inc. </div>Westfield Capital Management Company, L.P. 0.0067 0.1139 0.0944 0.1500 Large U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Large Cap S&P 500 Index Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div> Principal Global Investors, LLC Spectrum Asset Management, Inc. 0.0020 0.1762 0.1414 0.1452 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – MidCap Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div> 0.0053 0.0178 0.0833 0.1258 Large U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Principal Capital Appreciation Account </div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div> 0.0063 0.1352 0.1382 0.1435 Asset Allocation <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Principal LifeTime 2020 Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div> 0.0047 0.1133 0.0465 0.0677 Asset Allocation <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Principal LifeTime 2030 Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div> 0.0050 0.1321 0.0591 0.0807 Asset Allocation <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Principal LifeTime 2040 Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div> 0.0054 0.1557 0.0756 0.0935 Asset Allocation <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Principal LifeTime 2050 Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div> 0.0058 0.1750 0.0877 0.1022 Asset Allocation <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Principal LifeTime 2060 Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div> 0.0061 0.1768 0.0897 0.1035 Asset Allocation <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Principal LifeTime Strategic Income Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div> 0.0048 0.1045 0.0348 0.0498 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Real Estate Securities Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div> 0.0078 0.0124 0.0488 0.0594 Short - Term Fixed Income <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Short-Term Income Account</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div> 0.0042 0.0548 0.0233 0.0252 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – SmallCap Account </div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div> 0.0084 0.1510 0.0629 0.0957 Asset Allocation <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. PVC – Strategic Asset Management (SAM) – Balanced Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div> 0.0068 0.1400 0.0727 0.0829 Asset Allocation <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Strategic Asset Management (SAM) – Conservative Balanced Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div> 0.0067 0.1169 0.0504 0.0639 Asset Allocation <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Strategic Asset Management (SAM) – Conservative Growth Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div> 0.0072 0.1556 0.0900 0.0994 Asset Allocation <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Strategic Asset Management (SAM) – Flexible Income Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div> 0.0064 0.0996 0.0357 0.0512 Asset Allocation <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Variable Contract Funds, Inc. </div><div style="padding-left:2.77pt;padding-right:2.77pt">PVC – Strategic Asset Management (SAM) – Strategic Growth Portfolio</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Principal Global Investors, LLC</div> 0.0075 0.1686 0.1016 0.1096 International Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Putnam Variable Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Putnam VT International Value Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class IB</div> Putnam Management, LLC (d/b/a Putnam Management) Franklin Advisers, Inc. 0.0106 0.3468 0.1249 0.0886 Large U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Putnam Variable Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Putnam VT Large Cap Growth Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class IB</div> Putnam Management, LLC (d/b/a Putnam Management) Franklin Advisers, Inc. 0.0088 0.1434 0.1344 0.1766 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Putnam Variable Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Putnam VT Small Cap Growth Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class IB 1</div> Putnam Management, LLC (d/b/a Putnam Management) Franklin Advisers, Inc. 0.0112 0.0880 0.0618 0.1145 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Putnam Variable Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Putnam VT Small Cap Value Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Class IB</div> Putnam Management, LLC (d/b/a Putnam Management) Franklin Advisers, Inc. 0.0102 0.0527 0.1099 0.0913 Other - Natural Resources <div style="padding-left:2.77pt;padding-right:2.77pt">Rydex Variable Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Basic Materials Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Rydex VT 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Security Investors, LLC (d/b/a Guggenheim Investments)</div> 0.0178 0.3289 0.0942 0.1158 Other - Utilities <div style="padding-left:2.77pt;padding-right:2.77pt">Rydex Variable Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">Utilities Fund</div><div style="padding-left:2.77pt;padding-right:2.77pt">Rydex VT 1</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Security Investors, LLC (d/b/a Guggenheim Investments)</div> 0.0179 0.1707 0.0856 0.0860 Other - Health <div style="padding-left:2.77pt;padding-right:2.77pt">T. Rowe Price Equity Series, Inc.</div><div style="padding-left:2.77pt;padding-right:2.77pt">Health Sciences Portfolio </div><div style="padding-left:2.77pt;padding-right:2.77pt">II Class</div> T. Rowe Price 0.0111 0.1780 0.0386 0.0870 Other - Natural Resources <div style="padding-left:2.77pt;padding-right:2.77pt">VanEck Variable Insurance Products Trust</div><div style="padding-left:2.77pt;padding-right:2.77pt">VanEck VIP Global Resources Fund </div><div style="padding-left:2.77pt;padding-right:2.77pt">Initial Class</div> VanEck Associates Corporation 0.0108 0.3648 0.1051 0.0833 Balanced/Asset Allocation <div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard VIF Balanced Portfolio</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Wellington Management Company, LLP</div> 0.0020 0.1646 0.0929 0.1003 Balanced/Asset Allocation <div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard VIF Conservative Allocation Portfolio 3</div> The Vanguard Group, Inc. 0.0012 0.1273 0.0422 0.0614 Large U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard VIF Equity Income Portfolio 3</div> <div style="padding-left:2.77pt;padding-right:2.77pt">Wellington Management Company, LLP</div> 0.0029 0.1680 0.1259 0.1152 Fixed Income <div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard VIF Global Bond Index Portfolio</div> The Vanguard Group, Inc. 0.0013 0.0569 -0.0041 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard VIF International Portfolio</div> Schroder Investment Management North America Inc.; Baillie Gifford Overseas Ltd. 0.0032 0.1997 0.0062 0.1048 Small/Mid U.S. Equity <div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard VIF Mid-Cap Index Portfolio</div> The Vanguard Group, Inc. 0.0017 0.1154 0.0846 0.1077 Asset Allocation <div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard Variable Insurance Funds</div><div style="padding-left:2.77pt;padding-right:2.77pt">Vanguard VIF Real Estate Index Portfolio</div> The Vanguard Group, Inc. 0.0026 0.0311 0.0451 0.0508 The Fund's current expenses are subject to a temporary expense reimbursement and/or fee waiver arrangement that is in place. This arrangement may be terminated in the future and, therefore, the expense figures shown reflect temporary fee reductions. Please refer to the Fund's prospectus for more information.