v3.26.1
Financial risk management - Schedule Of Items Exposed To Interest Rate Risk And Repricing Gap (Detail) - PEN (S/)
S/ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Financial assets        
Cash and due from banks S/ 14,035,949 S/ 12,615,226    
Inter-bank funds 40,006 220,060    
Investments at amortized cost 70,078,996 67,579,297    
Loans, net 50,770,150 49,229,448    
Total assets 99,097,427 95,503,781    
Financial liabilities        
Deposits and obligations 56,027,630 53,768,028    
Inter-bank funds 55,019    
Due to banks and correspondents 7,166,014 7,562,057    
Bonds, notes and other obligations 5,590,408 6,075,433    
Other liabilities 4,585,800 4,445,532    
Equity 12,421,844 10,978,595 S/ 10,008,101 S/ 9,426,227
Total liabilities and equity 99,097,427 95,503,781    
Off- balance sheet accounts        
Derivatives held as assets 12,348 70,455    
Derivatives held as liabilities 138,270 15,187    
Mining rights [member]        
Financial assets        
Cash and due from banks 14,035,949 12,615,226    
Inter-bank funds 40,006 220,060    
Investments at fair value through other comprehensive income 22,218,800 21,183,160    
Investments at amortized cost 3,989,015 3,898,198    
Loans, net 50,770,150 49,229,448    
Other assets 5,968,986 6,508,376    
Total assets 97,022,906 93,654,468    
Financial liabilities        
Deposits and obligations 56,027,630 53,768,028    
Inter-bank funds 55,019      
Due to banks and correspondents 7,166,014 7,562,057    
Bonds, notes and other obligations 5,590,408 6,075,433    
Insurance and reinsurance contract liabilities 13,063,254 12,524,320    
Other liabilities 4,704,444 4,447,094    
Equity 12,421,844 10,978,595    
Total liabilities and equity 99,028,613 95,355,527    
Off- balance sheet accounts        
Derivatives held as assets 2,018,800 2,334,880    
Derivatives held as liabilities 2,018,800 2,334,880    
Marginal gap (2,005,707) (1,701,059)    
Up to 1 month [member] | Mining rights [member]        
Financial assets        
Cash and due from banks 10,825,339 8,575,399    
Inter-bank funds 40,006 220,060    
Investments at fair value through other comprehensive income 933,604 894,402    
Investments at amortized cost 57,847 61,382    
Loans, net 4,491,049 4,082,359    
Other assets 380,019 852,858    
Total assets 16,727,864 14,686,460    
Financial liabilities        
Deposits and obligations 36,179,084 34,089,992    
Inter-bank funds 55,019      
Due to banks and correspondents 1,102,456 2,055,726    
Bonds, notes and other obligations 229,334 251,845    
Insurance and reinsurance contract liabilities 48,895 47,878    
Other liabilities 362,658 952,940    
Total liabilities and equity 37,977,446 37,398,381    
Off- balance sheet accounts        
Derivatives held as assets   75,280    
Derivatives held as liabilities   75,280    
Marginal gap (21,249,582) (22,711,921)    
Cumulative gap (21,249,582) (22,711,921)    
From 1 to 3 months [member] | Mining rights [member]        
Financial assets        
Cash and due from banks 8,000 17,936    
Investments at fair value through other comprehensive income 1,209,375 1,245,519    
Investments at amortized cost 109,974 101,450    
Loans, net 6,265,940 5,328,773    
Other assets 329,598 152,093    
Total assets 7,922,887 6,845,771    
Financial liabilities        
Deposits and obligations 6,135,106 5,181,622    
Due to banks and correspondents 1,667,301 772,527    
Bonds, notes and other obligations 1,703 1,680    
Insurance and reinsurance contract liabilities 135,358 99,710    
Other liabilities 339,515 104,144    
Total liabilities and equity 8,278,983 6,159,683    
Off- balance sheet accounts        
Derivatives held as assets 336,300      
Net Derivative Financial Assets And Liabilities Held For Hedging 336,300      
Marginal gap (19,796) 686,088    
Cumulative gap (21,269,378) (22,025,833)    
From 3 months to 1 year [member] | Mining rights [member]        
Financial assets        
Cash and due from banks 5,700 11    
Investments at fair value through other comprehensive income 2,122,067 768,069    
Investments at amortized cost 451,184 12,131    
Loans, net 12,354,108 13,689,207    
Other assets 111,680 97,488    
Total assets 15,044,739 14,566,906    
Financial liabilities        
Deposits and obligations 5,567,137 6,435,281    
Due to banks and correspondents 2,548,362 1,398,001    
Bonds, notes and other obligations 1,893,027 1,490,591    
Insurance and reinsurance contract liabilities 445,243 464,997    
Other liabilities 189,550 88,873    
Total liabilities and equity 10,643,319 9,877,743    
Off- balance sheet accounts        
Derivatives held as assets 1,008,900 1,505,600    
Derivatives held as liabilities 1,008,900 1,505,600    
Marginal gap 4,401,420 4,689,163    
Cumulative gap (16,867,958) (17,336,670)    
From 1 to 5 years [member] | Mining rights [member]        
Financial assets        
Investments at fair value through other comprehensive income 3,036,679 5,473,331    
Investments at amortized cost 332,983 752,424    
Loans, net 20,584,227 19,835,684    
Other assets 152,671 371,874    
Total assets 24,106,560 26,433,313    
Financial liabilities        
Deposits and obligations 353,772 413,041    
Due to banks and correspondents 536,995 1,944,760    
Bonds, notes and other obligations 3,126,381 4,005,402    
Insurance and reinsurance contract liabilities 2,463,739 2,486,668    
Other liabilities 159,869 160,189    
Total liabilities and equity 6,640,756 9,010,060    
Off- balance sheet accounts        
Derivatives held as assets 673,600 754,000    
Derivatives held as liabilities 1,009,900 754,000    
Net Derivative Financial Assets And Liabilities Held For Hedging (336,300)      
Marginal gap 17,129,504 17,423,253    
Cumulative gap 261,546 86,583    
More than 5 years [member] | Mining rights [member]        
Financial assets        
Investments at fair value through other comprehensive income 14,360,926 12,343,571    
Investments at amortized cost 3,037,027 2,970,811    
Loans, net 7,307,132 6,589,089    
Other assets 9,482 (6,718)    
Total assets 24,695,603 21,896,753    
Financial liabilities        
Deposits and obligations 32,855 33,499    
Due to banks and correspondents 1,310,900 1,391,043    
Bonds, notes and other obligations 339,963 325,915    
Insurance and reinsurance contract liabilities 9,658,216 9,203,598    
Other liabilities 2,142,201 1,312,693    
Total liabilities and equity 13,484,135 12,266,748    
Off- balance sheet accounts        
Marginal gap 11,211,468 9,630,005    
Cumulative gap 11,473,014 9,716,588    
Non-interest bearing [member] | Mining rights [member]        
Financial assets        
Cash and due from banks 3,196,910 4,021,880    
Investments at fair value through other comprehensive income 556,149 458,268    
Loans, net 232,306 (295,664)    
Other assets 5,004,500 5,040,781    
Total assets 8,525,253 9,225,265    
Financial liabilities        
Deposits and obligations 7,759,676 7,614,593    
Insurance and reinsurance contract liabilities 311,803 221,469    
Other liabilities 1,510,651 1,828,255    
Equity 12,421,844 10,978,595    
Total liabilities and equity 22,003,974 20,642,912    
Off- balance sheet accounts        
Marginal gap (13,478,721) (11,417,647)    
Cumulative gap S/ (2,005,707) S/ (1,701,059)