| Other income and (expenses) |
21.Other income and (expenses) (a)This caption is comprised of the following:
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2025 |
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2024 |
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2023 |
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S/(000) |
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S/(000) |
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S/(000) |
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Other income |
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Gain from sale of written-off-loans (b) |
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39,255 |
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2,542 |
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18,770 |
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Maintenance, installation and sale of POS equipment |
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21,296 |
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23,269 |
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28,743 |
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Other technical income from insurance operations |
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9,342 |
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4,162 |
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10,163 |
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Income from investments in associates |
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7,612 |
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7,447 |
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— |
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Services rendered to third parties |
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6,800 |
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8,223 |
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7,512 |
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Income from ATM rentals |
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5,545 |
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5,507 |
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5,365 |
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Profit from sale of property, furniture and equipment, Note 8(e) |
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2,078 |
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12,879 |
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15,300 |
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Others |
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49,535 |
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57,193 |
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70,847 |
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Total other income |
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141,463 |
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121,222 |
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156,700 |
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Other expenses |
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Commissions from insurance activities |
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(61,066 |
) |
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(38,780 |
) |
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(42,400 |
) |
Administrative and tax penalties |
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(17,675 |
) |
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(16,277 |
) |
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(20,198 |
) |
Expenses related to rental income |
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(13,294 |
) |
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(12,607 |
) |
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(5,814 |
) |
Sundry technical insurance expenses |
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(11,458 |
) |
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(14,414 |
) |
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(10,066 |
) |
Provision for accounts receivable |
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(8,673 |
) |
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(11,508 |
) |
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(13,847 |
) |
Donations |
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(4,418 |
) |
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(4,826 |
) |
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(4,529 |
) |
Write-off of intangibles, Note 9(a) |
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(3,166 |
) |
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(10,400 |
) |
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(3,455 |
) |
Provision for sundry risk |
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(2,633 |
) |
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(29,290 |
) |
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(4,138 |
) |
Cost of sale of POS equipment |
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(1,024 |
) |
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(1,154 |
) |
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(12,819 |
) |
Others (*) |
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(37,090 |
) |
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(55,703 |
) |
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(67,726 |
) |
Total other expenses |
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(160,497 |
) |
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(194,959 |
) |
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(184,992 |
) |
(*) During the year 2025, 2024 and 2023, corresponds mainly to expenses for operational write-offs, among other minor expenses. (b)During the years 2025, 2024 and 2023, Interbank sold written-off loan portfolios, in cash and to non-related third parties. The nominal value of the credits sold amounted to S/2,839,642,000, S/248,249,000 and S/1,300,296,000, respectively. |