v3.26.1
Consolidated statement of income - PEN (S/)
shares in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Profit or loss [abstract]      
Interest and similar income S/ 6,888,377,000 S/ 7,029,391,000 S/ 7,120,411,000
Interest and similar expenses (2,258,971,000) (2,480,270,000) (2,592,366,000)
Net interest and similar income 4,629,406,000 4,549,121,000 4,528,045,000
Impairment loss on loans, net of recoveries (1,136,707,000) (1,720,179,000) (1,981,818,000)
Loss due to impairment of financial investments (263,761,000) (47,521,000) (7,500,000)
Net interest and similar income after impairment loss 3,228,938,000 2,781,421,000 2,538,727,000
Fee income from financial services, net 1,219,631,000 1,142,943,000 1,178,462,000
Net gain on foreign exchange transactions 409,737,000 433,691,000 306,431,000
Net gain (loss) on sale of financial investments 102,055,000 26,544,000 6,431,000
Net gain on financial assets at fair value through profit or loss 362,033,000 81,990,000 15,181,000
Net gain on investment property 182,588,000 128,164,000 73,072,000
Other income 141,463,000 121,222,000 156,700,000
Other operating income 2,417,507,000 1,934,554,000 1,736,277,000
Result from insurance activities (47,797,000) (169,789,000) (178,392,000)
Other expenses      
Salaries and employee benefits (1,115,613,000) (955,246,000) (897,275,000)
Administrative expenses (1,436,828,000) (1,336,954,000) (1,288,862,000)
Depreciation and amortization (450,267,000) (413,057,000) (379,038,000)
Other expenses (160,497,000) (194,959,000) (184,992,000)
Operating expense (3,163,205,000) (2,900,216,000) (2,750,167,000)
Income before exchange difference and Income Tax 2,435,443,000 1,645,970,000 1,346,445,000
Exchange difference 38,004,000 (24,144,000) 8,427,000
Income Tax (530,252,000) (314,365,000) (275,596,000)
Net profit for the year 1,943,195,000 1,307,461,000 1,079,276,000
Attributable to:      
IFS's shareholders 1,932,470,000 1,300,078,000 1,072,728,000
Non-controlling interest 10,725,000 7,383,000 6,548,000
Net profit for the year S/ 1,943,195,000 S/ 1,307,461,000 S/ 1,079,276,000
Earnings per share attributable to IFS's shareholders, basic (stated in Soles) S/ 17.299 S/ 11.376 S/ 9.327
Earnings per share attributable to IFS's shareholders, diluted (stated in Soles) S/ 17.299 S/ 11.376 S/ 9.327
Weighted average number of outstanding shares (in thousands) 111,713 114,287 115,012