Consolidated statement of income - PEN (S/) shares in Thousands |
12 Months Ended | ||
|---|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
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| Profit or loss [abstract] | |||
| Interest and similar income | S/ 6,888,377,000 | S/ 7,029,391,000 | S/ 7,120,411,000 |
| Interest and similar expenses | (2,258,971,000) | (2,480,270,000) | (2,592,366,000) |
| Net interest and similar income | 4,629,406,000 | 4,549,121,000 | 4,528,045,000 |
| Impairment loss on loans, net of recoveries | (1,136,707,000) | (1,720,179,000) | (1,981,818,000) |
| Loss due to impairment of financial investments | (263,761,000) | (47,521,000) | (7,500,000) |
| Net interest and similar income after impairment loss | 3,228,938,000 | 2,781,421,000 | 2,538,727,000 |
| Fee income from financial services, net | 1,219,631,000 | 1,142,943,000 | 1,178,462,000 |
| Net gain on foreign exchange transactions | 409,737,000 | 433,691,000 | 306,431,000 |
| Net gain (loss) on sale of financial investments | 102,055,000 | 26,544,000 | 6,431,000 |
| Net gain on financial assets at fair value through profit or loss | 362,033,000 | 81,990,000 | 15,181,000 |
| Net gain on investment property | 182,588,000 | 128,164,000 | 73,072,000 |
| Other income | 141,463,000 | 121,222,000 | 156,700,000 |
| Other operating income | 2,417,507,000 | 1,934,554,000 | 1,736,277,000 |
| Result from insurance activities | (47,797,000) | (169,789,000) | (178,392,000) |
| Other expenses | |||
| Salaries and employee benefits | (1,115,613,000) | (955,246,000) | (897,275,000) |
| Administrative expenses | (1,436,828,000) | (1,336,954,000) | (1,288,862,000) |
| Depreciation and amortization | (450,267,000) | (413,057,000) | (379,038,000) |
| Other expenses | (160,497,000) | (194,959,000) | (184,992,000) |
| Operating expense | (3,163,205,000) | (2,900,216,000) | (2,750,167,000) |
| Income before exchange difference and Income Tax | 2,435,443,000 | 1,645,970,000 | 1,346,445,000 |
| Exchange difference | 38,004,000 | (24,144,000) | 8,427,000 |
| Income Tax | (530,252,000) | (314,365,000) | (275,596,000) |
| Net profit for the year | 1,943,195,000 | 1,307,461,000 | 1,079,276,000 |
| Attributable to: | |||
| IFS's shareholders | 1,932,470,000 | 1,300,078,000 | 1,072,728,000 |
| Non-controlling interest | 10,725,000 | 7,383,000 | 6,548,000 |
| Net profit for the year | S/ 1,943,195,000 | S/ 1,307,461,000 | S/ 1,079,276,000 |
| Earnings per share attributable to IFS's shareholders, basic (stated in Soles) | S/ 17.299 | S/ 11.376 | S/ 9.327 |
| Earnings per share attributable to IFS's shareholders, diluted (stated in Soles) | S/ 17.299 | S/ 11.376 | S/ 9.327 |
| Weighted average number of outstanding shares (in thousands) | 111,713 | 114,287 | 115,012 |
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- Definition The amount of profit (loss) attributable to ordinary equity holders of the parent entity (the numerator) divided by the weighted average number of ordinary shares outstanding during the period (the denominator). Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition The amount of depreciation and amortisation expense. Depreciation and amortisation are the systematic allocations of depreciable amounts of assets over their useful lives. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition The amount of profit (loss) attributable to ordinary equity holders of the parent entity (the numerator), divided by the weighted average number of ordinary shares outstanding during the period (the denominator), both adjusted for the effects of all dilutive potential ordinary shares. [Refer: Ordinary shares [member]; Weighted average [member]] Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition The amount of exchange differences recognised in profit or loss that arise from foreign currency transactions, excluding those arising on financial instruments measured at fair value through profit or loss in accordance with IFRS 9. [Refer: At fair value [member]; Classes of financial instruments [domain]] Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition The gains (losses) recognised in other comprehensive income on financial assets measured at fair value through other comprehensive income applying paragraph 4.1.2A of IFRS 9, before tax, before reclassification adjustments. [Refer: Financial assets measured at fair value through other comprehensive income; Other comprehensive income] Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition The amount of expense arising from interest. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition The total of income less expenses from continuing and discontinued operations, excluding the components of other comprehensive income. [Refer: Other comprehensive income] Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- References No definition available.
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- Definition The profit (loss) from continuing and discontinued operations attributable to non-controlling interests. [Refer: Profit (loss); Non-controlling interests] Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition The profit (loss) from continuing and discontinued operations attributable to owners of the parent. [Refer: Profit (loss)] Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition The profit (loss) from continuing operations. [Refer: Continuing operations, unless line item indicates otherwise [member]; Profit (loss)] Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition The amount of income arising from interest. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition The number of ordinary shares outstanding at the beginning of the period, adjusted by the number of ordinary shares bought back or issued during the period multiplied by a time-weighting factor. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition Gains losses on financial asset at fair value through profit or loss classified as held for trading. No definition available.
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- Definition Net gain on foreign exchange transactions. No definition available.
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- Definition Net interest and similar income after impairment loss. No definition available.
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- Definition Other Expense Abstract No definition available.
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