| Summary of Consolidated Financial Statements of Subsidiaries |
The table below presents a summary of the consolidated financial statements of the main Subsidiaries, before adjustments and eliminations for consolidation, as of December 31, 2025 and 2024, in accordance with the IFRS. Additionally, for information on business segments, see Note 27:
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Interbank and Subsidiaries |
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Interseguro |
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Inteligo and Subsidiaries |
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2025 |
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2024 |
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2025 |
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2024 |
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2025 |
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2024 |
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S/(000) |
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S/(000) |
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S/(000) |
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S/(000) |
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S/(000) |
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S/(000) |
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Consolidated statement of financial position - |
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Cash and due from banks |
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12,917,558 |
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11,666,498 |
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482,545 |
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203,945 |
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420,559 |
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533,575 |
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Financial Investments |
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11,960,351 |
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11,187,487 |
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14,552,181 |
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13,669,514 |
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2,012,524 |
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1,986,408 |
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Loans, net |
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49,279,580 |
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47,607,947 |
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— |
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— |
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1,499,171 |
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1,622,503 |
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Investment property |
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— |
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— |
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1,540,615 |
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1,381,788 |
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— |
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— |
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Total assets |
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76,763,239 |
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73,626,419 |
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17,005,204 |
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15,706,165 |
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4,118,540 |
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4,316,010 |
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Deposits and obligations |
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53,667,207 |
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51,144,356 |
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— |
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— |
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2,632,943 |
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2,929,343 |
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Due to banks and correspondents |
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6,728,071 |
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6,963,726 |
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120,459 |
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301,139 |
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315,148 |
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265,772 |
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Bonds, notes and other obligations |
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4,289,662 |
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4,669,116 |
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342,687 |
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335,007 |
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— |
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— |
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Insurance and reinsurance contract liabilities |
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— |
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— |
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12,924,459 |
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12,385,525 |
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— |
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— |
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Total liabilities |
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66,505,666 |
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64,753,475 |
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15,625,799 |
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14,526,553 |
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3,019,002 |
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3,271,899 |
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Equity attributable to IFS’s shareholders |
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10,257,573 |
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8,872,944 |
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1,379,405 |
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1,179,612 |
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1,099,538 |
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1,044,111 |
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Consolidated statement of income - |
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Net interest and similar income |
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3,835,008 |
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3,752,432 |
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788,297 |
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771,400 |
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61,504 |
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69,694 |
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(Loss) recovery due to impairment on loans, net of recoveries |
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(1,136,728 |
) |
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(1,719,913 |
) |
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— |
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— |
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20 |
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(266 |
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(Loss) recovery due to impairment of financial investments |
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(30 |
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(982 |
) |
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(264,123 |
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(45,910 |
) |
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376 |
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(585 |
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Net gain of investment property |
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— |
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— |
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101,104 |
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60,260 |
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— |
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— |
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Fee income from financial services, net |
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884,628 |
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791,815 |
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(12,622 |
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(10,628 |
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195,956 |
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170,955 |
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Result from insurance activities |
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— |
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— |
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(47,777 |
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(169,750 |
) |
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— |
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— |
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Net profit for the year attributable to IFS’s shareholders |
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1,474,997 |
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1,007,353 |
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339,296 |
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269,568 |
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231,136 |
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137,336 |
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