v3.26.1
Significant accounting policies (Tables)
12 Months Ended
Dec. 31, 2025
Disclosure of Significant accounting policies [Abstract]  
Summary of Expected Credit Loss Models Relies on Macroeconomic Variables

In its expected credit loss models, the Group relies on the following macroeconomic variables as forward-looking information inputs as of December 31, 2025 and 2024:

 

 

 

2025

 

2024

Real gross domestic product

 

X

 

 

Average real formal salary

 

X

 

X

Average real informal salary

 

X

 

X

Real disposable income per capita

 

X

 

X

Unemployment rate

 

 

 

X

Private formal employment

 

 

 

X

Summary of Estimated Useful Lives Depreciation of property, furniture and equipment is calculated using the straight-line method over the estimated useful lives, which are as follows:

 

 

Years

Buildings and facilities

40 - 75

Leasehold improvements

5

Furniture and equipment

10

Vehicles

5