v3.26.1
Consolidated statements of cash flows - PEN (S/)
 12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Cash flows from operating activities      
Net profit for the year S/ 1,943,195,000 S/ 1,307,461,000 S/ 1,079,276,000
Adjustments to reconcile net profit to net cash flows      
Impairment loss on loans, net of recoveries 1,136,707,000 1,720,179,000 1,981,818,000
Loss due to impairment of financial investments 263,761,000 47,521,000 7,500,000
Depreciation and amortization 450,267,000 413,057,000 379,038,000
Provision for sundry risks 2,633,000 29,290,000 4,138,000
Deferred Income Tax (37,490,000) 100,053,000 102,244,000
Net gain on sale of financial investments (102,055,000) (26,544,000) (6,431,000)
Net gain on financial assets at fair value through profit or loss (362,033,000) (81,990,000) (15,181,000)
Net gain on valuation of investment property (101,104,000) (60,260,000) (7,111,000)
Net (gain) loss on sale of investment property 3,176,000
Gain on sale of property, furniture and equipment (2,078,000) (12,879,000) (15,300,000)
Exchange difference (38,004,000) 24,144,000 (8,427,000)
Net changes in assets and liabilities      
Net increase in loan portfolio (2,692,565,000) (4,523,015,000) (2,883,998,000)
Net decrease (increase) in other accounts receivable and other assets 508,944,000 (245,377,000) (295,748,000)
Net (increase) decrease in restricted funds (1,056,144,000) 100,925,000 (246,775,000)
Increase in deposits and obligations 2,204,284,000 4,687,587,000 503,544,000
Decrease (increase) in accrued interest receivable 22,494,000 58,688,000 (167,468,000)
(Decrease) increase in accrued interest payable (68,442,000) (120,753,000) 194,285,000
(Decrease) increase in due to banks and correspondents (367,271,000) (1,445,205,000) 1,837,830,000
Increase in other accounts payable, provisions and other liabilities 336,571,000 1,422,823,000 558,971,000
Decrease (increase) of investments at fair value through profit or loss 94,499,000 (125,386,000) 323,112,000
Income Tax paid (305,590,000) (363,463,000) (450,125,000)
Net cash provided by operating activities 1,830,579,000 2,910,032,000 2,875,192,000
Cash flows from investing activities      
(Purchase) sale of investments at fair value through other comprehensive income (257,231,000) 722,080,000 (2,957,858,000)
Purchase of investments at amortized cost (98,667,000) (401,898,000) (162,598,000)
Purchase of property, furniture and equipment (301,435,000) (104,719,000) (147,645,000)
Purchase of intangible assets (221,967,000) (245,334,000) (280,388,000)
Purchase of investment property (62,723,000) (61,812,000) (16,903,000)
Sale of investment property 39,176,000
Sale of property, furniture and equipment 3,461,000 45,462,000 32,667,000
Net cash used in investing activities (938,562,000) (7,045,000) (3,532,725,000)
Cash flows from financing activities      
Dividends paid (406,830,000) (427,369,000) (511,788,000)
Issuance of securities, bonds and obligations in circulation 1,625,953,000 1,706,371,000
Payments of bonds, notes and other obligations (1,502,749,000) (1,266,504,000) (2,189,040,000)
Net decrease (increase) in receivable inter-bank funds 180,054,000 304,855,000 (228,796,000)
Net increase (decrease) in payable inter-bank funds 54,992,000 (121,438,000) 91,245,000
Purchase of treasury stock, net (262,549,000) (122,688,000) (80,946,000)
Dividend payments to non-controlling interest (3,040,000) (2,911,000) (4,776,000)
Lease payments (83,054,000) (82,644,000) (89,334,000)
Net cash used in financing activities (397,223,000) (12,328,000) (3,013,435,000)
Net increase (decrease) in cash and cash equivalents 494,794,000 2,890,659,000 (3,670,968,000)
Translation (loss) gain on cash and cash equivalents (124,217,000) 12,496,000 37,403,000
Cash and cash equivalents at the beginning of the year 11,977,366,000 9,074,211,000 12,707,776,000
Cash and cash equivalents at the end of the year, Note 3.4(ad) 12,347,943,000 11,977,366,000 9,074,211,000
Cash paid by -      
Interest 2,114,166,000 2,426,411,000 2,253,881,000
Dividends 423,136,000 430,280,000 516,564,000
Income Tax 305,590,000 363,463,000 450,125,000
Cash received from -      
Interest 6,817,200,000 7,025,584,000 6,905,711,000
Dividends received 81,924,000 50,862,000 52,215,000
Non-cash transactions -      
Recognition of right-of-use assets S/ 48,851,000 S/ 105,860,000 S/ 35,901,000