| Summary of Other Operating Income (Expense) |
(a)This caption is comprised of the following:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
2025 |
|
|
2024 |
|
|
2023 |
|
|
|
S/(000) |
|
|
S/(000) |
|
|
S/(000) |
|
Other income |
|
|
|
|
|
|
|
|
|
Gain from sale of written-off-loans (b) |
|
|
39,255 |
|
|
|
2,542 |
|
|
|
18,770 |
|
Maintenance, installation and sale of POS equipment |
|
|
21,296 |
|
|
|
23,269 |
|
|
|
28,743 |
|
Other technical income from insurance operations |
|
|
9,342 |
|
|
|
4,162 |
|
|
|
10,163 |
|
Income from investments in associates |
|
|
7,612 |
|
|
|
7,447 |
|
|
|
— |
|
Services rendered to third parties |
|
|
6,800 |
|
|
|
8,223 |
|
|
|
7,512 |
|
Income from ATM rentals |
|
|
5,545 |
|
|
|
5,507 |
|
|
|
5,365 |
|
Profit from sale of property, furniture and equipment, Note 8(e) |
|
|
2,078 |
|
|
|
12,879 |
|
|
|
15,300 |
|
Others |
|
|
49,535 |
|
|
|
57,193 |
|
|
|
70,847 |
|
Total other income |
|
|
141,463 |
|
|
|
121,222 |
|
|
|
156,700 |
|
Other expenses |
|
|
|
|
|
|
|
|
|
Commissions from insurance activities |
|
|
(61,066 |
) |
|
|
(38,780 |
) |
|
|
(42,400 |
) |
Administrative and tax penalties |
|
|
(17,675 |
) |
|
|
(16,277 |
) |
|
|
(20,198 |
) |
Expenses related to rental income |
|
|
(13,294 |
) |
|
|
(12,607 |
) |
|
|
(5,814 |
) |
Sundry technical insurance expenses |
|
|
(11,458 |
) |
|
|
(14,414 |
) |
|
|
(10,066 |
) |
Provision for accounts receivable |
|
|
(8,673 |
) |
|
|
(11,508 |
) |
|
|
(13,847 |
) |
Donations |
|
|
(4,418 |
) |
|
|
(4,826 |
) |
|
|
(4,529 |
) |
Write-off of intangibles, Note 9(a) |
|
|
(3,166 |
) |
|
|
(10,400 |
) |
|
|
(3,455 |
) |
Provision for sundry risk |
|
|
(2,633 |
) |
|
|
(29,290 |
) |
|
|
(4,138 |
) |
Cost of sale of POS equipment |
|
|
(1,024 |
) |
|
|
(1,154 |
) |
|
|
(12,819 |
) |
Others (*) |
|
|
(37,090 |
) |
|
|
(55,703 |
) |
|
|
(67,726 |
) |
Total other expenses |
|
|
(160,497 |
) |
|
|
(194,959 |
) |
|
|
(184,992 |
) |
(*) During the year 2025, 2024 and 2023, corresponds mainly to expenses for operational write-offs, among other minor expenses. (b)During the years 2025, 2024 and 2023, Interbank sold written-off loan portfolios, in cash and to non-related third parties. The nominal value of the credits sold amounted to S/2,839,642,000, S/248,249,000 and S/1,300,296,000, respectively.
|