v3.26.1
CONSOLIDATED BALANCE SHEETS (Parenthetical)
Dec. 31, 2025
CNY (¥)
shares
Dec. 31, 2025
USD ($)
$ / shares
shares
Dec. 31, 2024
CNY (¥)
shares
Dec. 31, 2024
USD ($)
$ / shares
shares
Add: Provision of credit losses for other financial assets ¥ 313,985 $ 44,899 ¥ 241,398  
Restricted cash 1,145,962,320 163,870,432 676,793,411  
Allowance for doubtful accounts of accounts receivable and contract assets 192,376,932 27,509,535 24,172,284 $ 3,456,591
Allowance for credit losses on loans receivable 236,233,265 33,780,908 175,820,629 $ 25,142,016
Allowance for credit loss on deposits 5,096,518   5,871,290  
Financial investments at amortized cost 390,931,941   141,685,928  
Allowance for doubtful accounts of financial investments 0   0  
Payable to investors and institutional funding partners at amortized cost 3,054,981,462 436,856,539 2,184,085,667  
Total amount of Short-term borrowings 409,530,006 58,562,012 328,500,000  
Accrued payroll and welfare 76,058,095 10,876,163 94,716,949  
Other taxes payable 221,939,999 31,736,998 279,994,194  
Income taxes payable 677,521,066 96,884,224 591,491,126  
Accrued expenses and other current liabilities 1,041,055,440 148,868,948 929,490,436  
Other non-current liabilities 34,806,908 4,977,322 27,516,391  
Deferred tax liabilities ¥ 69,672,705 $ 9,963,064 ¥ 65,958,569  
Common shares, par value (in dollars per share) | $ / shares   $ 0.0001   $ 0.0001
Common shares, shares authorized (in shares) | shares 1,000,000,000 1,000,000,000 1,000,000,000 1,000,000,000
Common shares, shares issued (in shares) | shares 329,117,943 329,117,943 329,117,943 329,117,943
Common shares, shares outstanding (in shares) | shares 234,517,901 234,517,901 250,678,439 250,678,439
Treasury stock, shares | shares 94,600,042 94,600,042 78,439,504 78,439,504
Xiaoying Credit Loans and Revolving Loans [Member]        
Allowance for credit losses on loans receivable ¥ 236,233,265   ¥ 175,820,629  
Loan receivable, net 5,298,631,388 $ 757,694,211 4,828,316,995  
Consolidated Trusts and Partnerships        
Restricted cash [1] 823,346,358   527,457,300  
Allowance for doubtful accounts of accounts receivable and contract assets [1] 52,994,846   37,373,243  
Consolidated Trusts and Partnerships | Xiaoying Credit Loans and Revolving Loans [Member]        
Loan receivable, net [1] 3,540,930,299   2,916,966,912  
Consolidated Variable Interest Entities, Trusts and Partnerships        
Restricted cash 823,463,489 117,753,713 532,603,866  
Payable to investors and institutional funding partners at amortized cost 3,054,981,462 [2] 436,856,539 2,184,085,667 [2]  
Total amount of Short-term borrowings 130,000,000 18,589,753 10,000,000 [2]  
Accrued payroll and welfare 11,482,779 [2] 1,642,016 18,482,497 [2]  
Other taxes payable 58,251,812 [2] 8,329,898 119,683,947 [2]  
Income taxes payable 169,015,224 [2] 24,168,856 174,425,660 [2]  
Accrued expenses and other current liabilities 163,383,863 [2] 23,363,582 94,825,511 [2]  
Other non-current liabilities 2,252,921 [2] 322,163 0 [2]  
Deferred tax liabilities ¥ 1,051,597 [2] $ 150,376 ¥ 642,602 [2]  
[1] The assets of the Consolidated Trusts and Partnerships can only be used to settle the obligations of the Consolidated Trusts and Partnerships.
[2] The liabilities of the Consolidated VIEs, Trusts and Partnerships for which creditors do not have recourse to the general credit of the Company.