| Schedule of deposits to cooperators |
| | | | | | | | | As of | | | | | | | December 31, | | As of December 31, | | | 2024 | | 2025 | | 2025 | | | RMB | | RMB | | US$ | Deposits to institutional cooperators | | 1,964,168,534 | | 1,718,689,880 | | 245,769,384 | Provision for credit losses on deposits to institutional cooperators | | (5,871,290) | | (5,096,518) | | (728,792) | Deposits to institutional cooperators, net | | 1,958,297,244 | | 1,713,593,362 | | 245,040,592 |
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| Schedule of movement of the provision for deposits to institutional co-operators |
| | | | | | | | | | | | | Provision for | | | | | | | As of | | credit losses on | | Charge-off for | | As of | | | December 31, | | deposits to | | deposits to | | December 31, | | | 2023 | | institutional cooperators | | institutional cooperators | | 2024 | | | RMB | | RMB | | RMB | | RMB | Deposits to institutional cooperators | | 2,649,017 | | 3,222,273 | | — | | 5,871,290 |
| | | | | | | | | | | | | (Reversal of) | | | | | | | | | provision for | | | | | | | As of | | credit losses on | | Charge-off for | | As of | | | December 31, | | deposits to | | deposits to | | December 31, | | | 2024 | | institutional cooperators | | institutional cooperators | | 2025 | | | RMB | | RMB | | RMB | | RMB | Deposits to institutional cooperators | | 5,871,290 | | (774,772) | | — | | 5,096,518 |
| | | | | | | | | | | | | (Reversal of) | | | | | | | | | provision for | | | | | | | As of | | credit losses on | | Charge-off for | | As of | | | December 31, | | deposits to | | deposits to | | December 31, | | | 2024 | | institutional cooperators | | institutional cooperators | | 2025 | | | US$ | | US$ | | US$ | | US$ | Deposits to institutional cooperators | | 839,583 | | (110,791) | | — | | 728,792 |
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