Exhibit 15.2

Graphic

KPMG Huazhen LLP

15th Floor

China Resources Tower

2666 Keyuan South Road

Nanshan District

Shenzhen 518052

China

Telephone+86 (755) 2547 1000

Fax+86 (755) 2547 3366

Internetkpmg.com/cn

毕马威华振会计师事务所

(特殊普通合伙)

中国深圳

南山区科苑南路2666

中国华润大厦15

邮政编码:518052

电话+86 (755) 2547 1000

传真+86 (755) 2547 3366

网址kpmg.com/cn

Consent of Independent Registered Public Accounting Firm

We consent to the incorporation by reference in the registration statement (No. 333-227938) on Form S-8 of our report dated April 25, 2025, with respect to the consolidated financial statements of X Financial.

/s/ KPMG Huazhen LLP

Shenzhen, China

April 30, 2026

KPMG Huazhen LLP, a People's Republic of China

partnership and a member firm of the KPMG global

organisation of independent member firms affiliated with

KPMG International Limited,

毕马威华振会计师事务所(特殊普通合伙) — 中国合伙制会计

师事务所,是与毕马威国际有限公司(英国私营担保有限

)相关联的独立成员所全球组织中的成员