Exhibit 8.1

List of Significant Subsidiaries of Qfin Holdings, Inc. and the VIEs and the VIEs’ Subsidiaries

Subsidiaries | ​ ​ ​ | Place of Incorporation
HK Qirui International Technology Limited |  | Hong Kong
Shanghai Qiyue Information Technology Co., Ltd. |  | Mainland China
Shanghai Qidi Information Technology Co., Ltd. |  | Mainland China
Beihai Qi’ang Information Technology Co., Ltd. |  | Mainland China
​ | ​ | ​
VIEs and the VIEs’ subsidiaries |  | Place of Incorporation
Shanghai Qiyu Information Technology Co., Ltd. |  | Mainland China
Fuzhou Qifu Financing Guarantee Co., Ltd. |  | Mainland China
Fuzhou Qifu Online Microcredit Co., Ltd. |  | Mainland China
Beihai Yunhua Information Technology Co., Ltd. |  | Mainland China

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