v3.26.1
FINANCIAL ASSETS RECEIVABLE, NET
12 Months Ended
Dec. 31, 2025
FINANCIAL ASSETS RECEIVABLE, NET  
FINANCIAL ASSETS RECEIVABLE, NET

4.FINANCIAL ASSETS RECEIVABLE, NET

The Group’s financial assets receivable as of December 31, 2024 and 2025 are as follows:

  ​ ​ ​

December 31, 

  ​ ​ ​

December 31, 

2024

2025

RMB

RMB

Financial assets receivable

 

2,170,780

 

2,149,846

Allowance for uncollectible receivables

 

(446,089)

 

(430,182)

Financial assets receivable, net

 

1,724,691

 

1,719,664

The movement of financial assets receivable for the years ended December 31, 2023, 2024 and 2025 is as follows:

Year ended

Year ended

Year ended

  ​ ​ ​

December 31, 2023

  ​ ​ ​

December 31, 2024

  ​ ​ ​

December 31, 2025

RMB

RMB

RMB

Balance at beginning of year

 

4,225,014

3,694,269

 

2,170,780

Addition in the current year

 

4,906,586

2,350,319

 

3,549,392

Collection in the current year

(5,050,047)

(3,429,622)

(3,304,181)

Write-off

 

(387,284)

(444,186)

 

(266,145)

Balance at end of year

 

3,694,269

2,170,780

 

2,149,846

The movement of allowance for uncollectible receivables for the years ended December 31, 2023, 2024 and 2025 is as follows:

Year ended

Year ended

Year ended

  ​ ​ ​

December 31, 2023

  ​ ​ ​

December 31, 2024

  ​ ​ ​

December 31, 2025

RMB

 

RMB

 

RMB

Balance at beginning of year

 

554,095

 

575,396

 

446,089

Current year net provision

 

408,585

 

314,879

 

250,238

Write-off

 

(387,284)

 

(444,186)

 

(266,145)

Balance at end of year

 

575,396

 

446,089

 

430,182

4.FINANCIAL ASSETS RECEIVABLE, NET – continued

The Group’s financial assets receivable generated from related parties and recorded in amounts due from related parties as of December 31, 2024 and 2025 are as follows:

  ​ ​ ​

December 31, 

  ​ ​ ​

December 31, 

2024

2025

RMB

RMB

Financial assets receivable

 

1,227

 

Allowance for uncollectible receivables

 

(1,272)

 

Financial assets receivable, net

 

(45)

 

The movement of financial assets receivable generated from related parties and recorded in amounts due from related parties for the years ended December 31, 2023,2024 and 2025 is as follows:

  ​ ​ ​

Year ended

Year ended

  ​ ​ ​

Year ended

December 31, 

December 31, 

December 31, 

2023

  ​ ​ ​

2024

2025

RMB

RMB

RMB

Balance at beginning of year

 

42,724

12,717

 

1,227

Addition in the current year

 

19,981

 

Collection in the current year

 

(49,581)

(10,062)

 

(1,174)

Write-off

 

(407)

(1,428)

 

(53)

Balance at end of year

 

12,717

1,227

 

The movement of allowance for uncollectible receivables generated from related parties and recorded in amounts due from related parties for the years ended December 31, 2023,2024 and 2025 is as follows:

  ​ ​ ​

Year ended

Year ended

  ​ ​ ​

Year ended

December 31, 

December 31, 

December 31, 

2023

  ​ ​ ​

2024

  ​ ​ ​

2025

RMB

RMB

RMB

Balance at beginning of year

 

2,648

2,912

 

1,272

Current year net provision (reversal)

 

671

(212)

 

(1,219)

Write-off

 

(407)

(1,428)

 

(53)

Balance at end of year

 

2,912

1,272

 

The following table summarizes the aging of the Group’s financial assets receivable.

31-60

over 60

Total

0-30 days

days

days

financial

 

past

 

past

 

past

 

assets

  ​ ​ ​

due

  ​ ​ ​

due

  ​ ​ ​

due

  ​ ​ ​

Current

  ​ ​ ​

receivable

December 31, 2024

20,764

23,495

2,126,521

2,170,780

December 31, 2025

 

29,290

33,841

2,086,715

2,149,846

The principal of financial assets receivable by year of origination:

  ​ ​ ​

2024

  ​ ​ ​

2023

  ​ ​ ​

2022

  ​ ​ ​

Total

December 31, 2024

1,491,165

 

549,475

 

130,140

 

2,170,780

  ​ ​ ​

2025

  ​ ​ ​

2024

  ​ ​ ​

2023

  ​ ​ ​

Total

December 31, 2025

 

1,876,676

 

197,574

 

75,596

 

2,149,846