GUARANTEE LIABILITIES |
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| GUARANTEE LIABILITIES | 11.GUARANTEE LIABILITIES The movement of guarantee liabilities during 2024 and 2025 is as follows: Guarantee liabilities-stand ready
11.GUARANTEE LIABILITIES – continued Guarantee liabilities-contingent
The following table summarizes the aging of the Group’s contractual amounts of the outstanding loans subject to guarantee:
As of December 31, 2024 and 2025, the contractual amounts of the outstanding loans subject to guarantee by the Group is estimated to be RMB24,823,317 and RMB22,418,967, respectively. The approximate term of guarantee compensation service ranged from 1 month to 36 months as of December 31, 2024 and 2025, respectively. As of December 31, 2024 and 2025, the contractual amounts of the outstanding loans (excluding loans that are written off) that have been compensated by the Group and therefore no longer subject to guarantee were estimated to be RMB2,509,177 and RMB2,413,098, respectively. |