FINANCIAL ASSETS RECEIVABLE, NET (Tables)
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12 Months Ended |
Dec. 31, 2025 |
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| Schedule of financial assets receivable |
| | | | | | | December 31, | | December 31, | | | 2024 | | 2025 | | | RMB | | RMB | Financial assets receivable | | 2,170,780 | | 2,149,846 | Allowance for uncollectible receivables | | (446,089) | | (430,182) | Financial assets receivable, net | | 1,724,691 | | 1,719,664 |
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| Schedule of movement of financial assets receivable |
| | | | | | | | | Year ended | | Year ended | | Year ended | | | December 31, 2023 | | December 31, 2024 | | December 31, 2025 | | | RMB | | RMB | | RMB | Balance at beginning of year | | 4,225,014 | | 3,694,269 | | 2,170,780 | Addition in the current year | | 4,906,586 | | 2,350,319 | | 3,549,392 | Collection in the current year | | (5,050,047) | | (3,429,622) | | (3,304,181) | Write-off | | (387,284) | | (444,186) | | (266,145) | Balance at end of year | | 3,694,269 | | 2,170,780 | | 2,149,846 |
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| Schedule of movement of allowance for uncollectible receivables |
| | | | | | | | | Year ended | | Year ended | | Year ended | | | December 31, 2023 | | December 31, 2024 | | December 31, 2025 | | | RMB | | RMB | | RMB | Balance at beginning of year | | 554,095 | | 575,396 | | 446,089 | Current year net provision | | 408,585 | | 314,879 | | 250,238 | Write-off | | (387,284) | | (444,186) | | (266,145) | Balance at end of year | | 575,396 | | 446,089 | | 430,182 |
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| Schedule of aging of loans |
| | | | | | | | | | | | | | | 31-60 | | over 60 | | | | Total | | | 0-30 days | | days | | days | | | | financial | | | past | | past | | past | | | | assets | | | due | | due | | due | | Current | | receivable | December 31, 2024 | | 20,764 | | 23,495 | | — | | 2,126,521 | | 2,170,780 | December 31, 2025 | | 29,290 | | 33,841 | | — | | 2,086,715 | | 2,149,846 |
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| Schedule of principal of financial assets receivable by year of origination |
| | | | | | | | | | | 2024 | | 2023 | | 2022 | | Total | December 31, 2024 | | 1,491,165 | | 549,475 | | 130,140 | | 2,170,780 |
| | | | | | | | | | | 2025 | | 2024 | | 2023 | | Total | December 31, 2025 | | 1,876,676 | | 197,574 | | 75,596 | | 2,149,846 |
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| Due From Related Parties |
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| Schedule of financial assets receivable |
| | | | | | | December 31, | | December 31, | | | 2024 | | 2025 | | | RMB | | RMB | Financial assets receivable | | 1,227 | | — | Allowance for uncollectible receivables | | (1,272) | | — | Financial assets receivable, net | | (45) | | — |
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| Schedule of movement of financial assets receivable |
| | | | | | | | | Year ended | | Year ended | | Year ended | | | December 31, | | December 31, | | December 31, | | | 2023 | | 2024 | | 2025 | | | RMB | | RMB | | RMB | Balance at beginning of year | | 42,724 | | 12,717 | | 1,227 | Addition in the current year | | 19,981 | | — | | — | Collection in the current year | | (49,581) | | (10,062) | | (1,174) | Write-off | | (407) | | (1,428) | | (53) | Balance at end of year | | 12,717 | | 1,227 | | — |
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| Schedule of movement of allowance for uncollectible receivables |
| | | | | | | | | Year ended | | Year ended | | Year ended | | | December 31, | | December 31, | | December 31, | | | 2023 | | 2024 | | 2025 | | | RMB | | RMB | | RMB | Balance at beginning of year | | 2,648 | | 2,912 | | 1,272 | Current year net provision (reversal) | | 671 | | (212) | | (1,219) | Write-off | | (407) | | (1,428) | | (53) | Balance at end of year | | 2,912 | | 1,272 | | — |
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