| Schedule of accrued expenses and other current liabilities |
| | | | | | | December 31, | | December 31, | | | 2024 | | 2025 | | | RMB | | RMB | User traffic direction fees | | 384,364 | | 477,533 | Payable to financial institution partners (1) | | 114,437 | | 56,350 | Accrued payroll and welfare | | 509,917 | | 433,820 | Payable for third-party service fee | | 303,932 | | 411,419 | Payable to shareholder of non-controlling interests (2) | | 240,339 | | 256,969 | Operating lease liability | | 27,258 | | 18,357 | Accruals for purchase of property and equipment | | 109,018 | | 192,353 | Deferred revenue | | 525,763 | | 788,981 | Others | | 277,893 | | 299,944 | Total | | 2,492,921 | | 2,935,726 |
(1) | Payable to financial institution partners mainly include amounts collected from the borrowers but have not been transferred to the financial institution partners due to holiday breaks. |
(2) | Payable to shareholder of non-controlling interests mainly includes loans from non-controlling shareholder Qifu Changfeng to acquire land use right. |
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