SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - Origination and servicing expense, Sales and marketing expenses, Government grant and Value added taxes (VAT) (Details) - CNY (¥) ¥ in Thousands |
12 Months Ended | ||
|---|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
|
| Product Information | |||
| Cash reward | ¥ 2,400 | ¥ 6,000 | ¥ 12,200 |
| Advertising and marketing related expenses | 2,184,164 | 1,443,261 | 1,693,585 |
| Government grants received | ¥ 224,665 | ¥ 112,564 | ¥ 189,930 |
| Consolidated Trusts | |||
| Product Information | |||
| VAT rate (as a percent) | 3.00% | ||
| Other Entities | |||
| Product Information | |||
| VAT rate (as a percent) | 6.00% | ||