LOANS RECEIVABLE, NET - Aging of loans (Details) - CNY (¥) ¥ in Thousands |
12 Months Ended | ||
|---|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
|
| Aging of loans | |||
| Current | ¥ 41,361,511 | ¥ 31,490,355 | |
| Total Loans receivable | ¥ 42,313,248 | ¥ 31,946,604 | |
| Period of non accrual of finance income (in days) | 60 days | 60 days | |
| Loans written off | ¥ 3,196,230 | ¥ 2,419,180 | ¥ 1,844,349 |
| 0-30 days past due | |||
| Aging of loans | |||
| Total amount past due | 517,775 | 258,759 | |
| 31 to 60 days past due | |||
| Aging of loans | |||
| Total amount past due | 433,961 | 197,490 | |
| Total amount past due | |||
| Aging of loans | |||
| Total amount past due | ¥ 951,737 | ¥ 456,249 | |