LOANS RECEIVABLE, NET - Movement of allowance for loan losses (Details) - CNY (¥) ¥ in Thousands |
12 Months Ended | ||
|---|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
|
| Movement of allowance for loan losses | |||
| Balance at beginning of year | ¥ 2,694,427 | ¥ 1,871,431 | ¥ 1,457,419 |
| Provision for loan losses | 3,625,042 | 2,773,323 | 2,151,046 |
| Gross write-off | (3,196,230) | (2,419,180) | (1,844,349) |
| Recoveries | 506,896 | 468,853 | 107,315 |
| Balance at end of year | ¥ 3,630,135 | ¥ 2,694,427 | ¥ 1,871,431 |