GUARANTEE LIABILITIES - Contractual amounts (Details) - CNY (¥) ¥ in Thousands |
12 Months Ended | |
|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
|
| GUARANTEE LIABILITIES | ||
| Contractual amounts of outstanding loans subject to guarantee | ¥ 22,418,967 | ¥ 24,823,317 |
| Current contractual amounts of outstanding loans subject to guarantee | 21,846,082 | 24,515,488 |
| Contractual amounts of outstanding loans not subject to guarantee | ¥ 2,413,098 | ¥ 2,509,177 |
| Minimum | ||
| GUARANTEE LIABILITIES | ||
| Compensation service period | 1 month | 1 month |
| Maximum | ||
| GUARANTEE LIABILITIES | ||
| Compensation service period | 36 months | 36 months |
| 0 - 30 days past due | ||
| GUARANTEE LIABILITIES | ||
| Contractual amounts of outstanding loans subject to guarantee | ¥ 367,325 | ¥ 200,765 |
| 31 - 60 days past due | ||
| GUARANTEE LIABILITIES | ||
| Contractual amounts of outstanding loans subject to guarantee | 193,948 | 96,403 |
| 61 - 90 days past due | ||
| GUARANTEE LIABILITIES | ||
| Contractual amounts of outstanding loans subject to guarantee | ¥ 11,612 | ¥ 10,661 |