0001810720-26-000004.txt : 20260424 0001810720-26-000004.hdr.sgml : 20260424 20260424110411 ACCESSION NUMBER: 0001810720-26-000004 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20260331 FILED AS OF DATE: 20260424 DATE AS OF CHANGE: 20260424 EFFECTIVENESS DATE: 20260424 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Charter Oak Capital Management, LLC CENTRAL INDEX KEY: 0001810720 ORGANIZATION NAME: EIN: 263694779 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-20761 FILM NUMBER: 26891322 BUSINESS ADDRESS: STREET 1: TWO INTERNATIONAL DRIVE, SUITE 325 CITY: PORTSMOUTH STATE: NH ZIP: 03801 BUSINESS PHONE: 8006465720 MAIL ADDRESS: STREET 1: TWO INTERNATIONAL DRIVE, SUITE 325 CITY: PORTSMOUTH STATE: NH ZIP: 03801 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false true false 0001810720 XXXXXXXX 03-31-2026 03-31-2026 Charter Oak Capital Management, LLC

TWO INTERNATIONAL DRIVE, SUITE 325 PORTSMOUTH NH 03801

13F HOLDINGS REPORT 028-20761 000120870 801-64808 N Deanna B. Hutchinson 800-646-5720 Deanna B. Hutchinson Portsmouth NH 04-24-2026 0 211 1289683784 false INFORMATION TABLE 2 13f_q12026.xml AIR PRODUCTS AND CHEMICALS I COM 009158106 201003 692 SH SOLE 258 0 434 DOMINION ENERGY INC COM 25746U109 201161 3254 SH SOLE 0 0 3254 CARRIER GLOBAL CORPORATION COM 14448C104 201210 3573 SH SOLE 1532 0 2041 LAM RESEARCH CORP COM NEW 512807306 201622 944 SH SOLE 536 0 408 DTE ENERGY CO COM 233331107 203100 1389 SH SOLE 207 0 1182 ISHARES TR MSCI USA MIN VOL 46429B697 203370 2193 SH SOLE 1434 0 759 OTIS WORLDWIDE CORP COM 68902V107 204589 2654 SH SOLE 1773 0 881 NOVARTIS AG SPONSORED ADR 66987V109 207778 1360 SH SOLE 423 0 937 ISHARES TR U.S. FIN SVC ETF 464287770 208977 2523 SH SOLE 0 0 2523 GENERAL DYNAMICS CORP COM 369550108 209038 609 SH SOLE 259 0 350 INTUITIVE SURGICAL INC COM NEW 46120E602 211595 459 SH SOLE 435 0 24 VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565 212369 3107 SH SOLE 2795 0 312 ISHARES TR TRUST ISHARE 0-1 464288679 214491 1943 SH SOLE 1928 0 15 CHUBB LTD SWITZ COM H1467J104 214788 659 SH SOLE 0 0 659 ISHARES TR SELECT DIVID ETF 464287168 215306 1422 SH SOLE 530 0 892 CONOCOPHILLIPS COM 20825C104 216102 1637 SH SOLE 1187 0 450 EMERSON ELEC CO COM 291011104 219948 1679 SH SOLE 1226 0 453 SPDR SERIES TRUST STATE STREET SPD 78464A763 221229 1516 SH SOLE 902 0 614 GE VERNOVA INC COM 36828A101 221872 254 SH SOLE 121 0 133 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 225476 2542 SH SOLE 1605 0 937 FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402 229193 6737 SH SOLE 2257 0 4480 FIRST TR EXCHANGE-TRADED FD NASDQ CLN EDGE 33737A108 230648 1410 SH SOLE 1410 0 0 ISHARES TR FLTG RATE NT ETF 46429B655 234361 4600 SH SOLE 3782 0 818 KINDER MORGAN INC DEL COM 49456B101 235377 7020 SH SOLE 5633 0 1387 EVERSOURCE ENERGY COM 30040W108 240901 3477 SH SOLE 1400 0 2077 DUKE ENERGY CORP NEW COM NEW 26441C204 241061 1841 SH SOLE 1441 0 400 BANK NEW YORK MELLON CORP COM 064058100 243311 2051 SH SOLE 526 0 1525 MARATHON PETE CORP COM 56585A102 244180 1000 SH SOLE 0 0 1000 ISHARES INC ESG AWR MSCI EM 46434G863 247312 5439 SH SOLE 2213 0 3226 ISHARES TR ESG AWR MSCI USA 46436E221 248096 7794 SH SOLE 5000 0 2794 REALTY INCOME CORP COM 756109104 249642 4080 SH SOLE 2379 0 1701 THE CIGNA GROUP COM 125523100 251812 944 SH SOLE 436 0 508 ISHARES U S ETF TR SHORT DURATION B 46431W507 251819 4954 SH SOLE 4931 0 23 NUSHARES ETF TR NUVEEN ESG EMRGN 67092P888 258384 7033 SH SOLE 0 0 7033 COSTCO WHOLESALE CORPORATION COM 22160K105 265069 266 SH SOLE 98 0 168 CAPITAL ONE FINL CORP COM 14040H105 267994 1469 SH SOLE 119 0 1350 VANGUARD STAR FDS VG TL INTL STK F 921909768 269963 3501 SH SOLE 0 0 3501 SELECT SECTOR SPDR TR STATE STREET ENE 81369Y506 273968 4472 SH SOLE 1840 0 2632 SPDR GOLD TR GOLD SHS 78463V107 278828 648 SH SOLE 154 0 494 ISHARES TR ESG SELECT SCRE 46436E551 280342 6179 SH SOLE 6144 0 35 BLACKROCK INC COM 09290D101 282667 294 SH SOLE 25 0 269 ISHARES TR US TREAS BD ETF 46429B267 289988 12658 SH SOLE 12367 0 291 IRON MTN INC DEL COM 46284V101 292325 2862 SH SOLE 2290 0 572 PHILIP MORRIS INTL INC COM 718172109 295930 1790 SH SOLE 433 0 1357 ISHARES TR ESG SELECT SCREE 46436E544 298363 6853 SH SOLE 1475 0 5378 ISHARES TR CORE S&P500 ETF 464287200 298517 457 SH SOLE 0 0 457 UNITEDHEALTH GROUP INC COM 91324P102 300868 1112 SH SOLE 463 0 649 SI BONE INC COM 825704109 303158 24003 SH SOLE 0 0 24003 DISNEY WALT CO COM 254687106 304937 3164 SH SOLE 1339 0 1825 NETFLIX INC. COM 64110L106 305756 3180 SH SOLE 2210 0 970 WISDOMTREE TR US QTLY DIV GRT 97717X669 314257 3578 SH SOLE 1878 0 1700 ENTERPRISE PRODS PARTNERS L COM 293792107 316509 8364 SH SOLE 5527 0 2837 PIMCO ETF TR ENHAN SHRT MA AC 72201R833 317098 3153 SH SOLE 1939 0 1214 ISHARES TR TIPS BD ETF 464287176 318813 2889 SH SOLE 2889 0 0 PROSHARES TR PSHS ULT S&P 500 74347R107 320617 6180 SH SOLE 3000 0 3180 VERIZON COMMUNICATIONS INC COM 92343V104 322843 6431 SH SOLE 2936 0 3495 VANGUARD WORLD FD CONSUM STP ETF 92204A207 325179 1448 SH SOLE 88 0 1360 AMGEN INC COM 031162100 331347 942 SH SOLE 389 0 553 BOEING CO COM 097023105 332792 1672 SH SOLE 679 0 993 BANK AMERICA CORP COM 060505104 338196 6937 SH SOLE 3887 0 3050 AFLAC INC COM 001055102 340502 3104 SH SOLE 1829 0 1275 FIDELITY COVINGTON TRUST MSCI COMMNTN SVC 316092873 343121 5037 SH SOLE 1925 0 3112 SELECT SECTOR SPDR TR STATE STREET CON 81369Y407 344377 3160 SH SOLE 3052 0 108 ORACLE CORP COM 68389X105 349258 2374 SH SOLE 667 0 1707 LOWES COS INC COM 548661107 351466 1487 SH SOLE 1014 0 473 ISHARES TR NATIONAL MUN ETF 464288414 357050 3364 SH SOLE 3265 0 99 ISHARES TR U.S. FINLS ETF 464287788 358609 3048 SH SOLE 2442 0 606 SPDR SERIES TRUST STATE STREET SPD 78464A672 364130 12705 SH SOLE 0 0 12705 SELECT SECTOR SPDR TR STATE STREET COM 81369Y852 372490 3360 SH SOLE 2597 0 763 TEXTRON INC COM 883203101 373269 4263 SH SOLE 0 0 4263 VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 379566 990 SH SOLE 0 0 990 TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 386527 1144 SH SOLE 1025 0 119 AT&T INC COM 00206R102 390766 13479 SH SOLE 7132 0 6347 ABBOTT LABORATORIES COM 002824100 390906 3807 SH SOLE 2891 0 916 YUM CHINA HLDGS INC COM 98850P109 392728 8051 SH SOLE 7826 0 225 GE AEROSPACE COM NEW 369604301 393207 1386 SH SOLE 867 0 519 INTUIT COM 461202103 396925 918 SH SOLE 0 0 918 ISHARES TR ULTRA SHORT DUR 46434V878 409516 8090 SH SOLE 1250 0 6840 ALLSTATE CORP COM 020002101 414888 2001 SH SOLE 531 0 1470 INTERNATIONAL BUSINESS MACHS COM 459200101 420392 1734 SH SOLE 530 0 1204 FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808 422139 4972 SH SOLE 3422 0 1550 SELECT SECTOR SPDR TR STATE STREET TEC 81369Y803 422673 3180 SH SOLE 1976 0 1204 FIDELITY COVINGTON TRUST MSCI CONSM DIS 316092204 430912 4621 SH SOLE 1168 0 3453 AMPHENOL CORP CL A 032095101 443868 3513 SH SOLE 664 0 2849 CORNING INC COM 219350105 452917 3331 SH SOLE 1327 0 2004 ISHARES INC MSCI CDA ETF 464286509 468291 8547 SH SOLE 8115 0 432 ADVANCED MICRO DEVICES INC COM 007903107 468703 2304 SH SOLE 646 0 1658 ISHARES TR CORE MSCI EURO 46434V738 487357 6935 SH SOLE 5327 0 1608 PIMCO ETF TR 0-5 HIGH YIELD 72201R783 489246 5245 SH SOLE 4556 0 689 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 492164 6209 SH SOLE 2192 0 4017 CISCO SYS INC COM 17275R102 500806 6455 SH SOLE 3984 0 2471 META PLATFORMS INC CL A 30303M102 513147 897 SH SOLE 243 0 654 MARKEL GROUP INC COM 570535104 537854 281 SH SOLE 0 0 281 HONEYWELL INTL INC COM 438516106 554452 2453 SH SOLE 1271 0 1182 COCA COLA CO COM 191216100 566795 7453 SH SOLE 4506 0 2947 AMERIPRISE FINL INC COM 03076C106 575434 1295 SH SOLE 1044 0 251 ISHARES TR CORE S&P SCP ETF 464287804 577014 4642 SH SOLE 2438 0 2204 VANGUARD INDEX FDS LARGE CAP ETF 922908637 578275 1935 SH SOLE 632 0 1303 ISHARES TR US INDUSTRIALS 464287754 578662 3922 SH SOLE 2522 0 1400 TJX COS INC NEW COM 872540109 588417 3685 SH SOLE 587 0 3098 MASTERCARD INCORPORATED CL A 57636Q104 611153 1223 SH SOLE 421 0 802 SPDR SERIES TRUST STATE STREET SPD 78464A847 611157 10320 SH SOLE 7573 0 2747 SELECT SECTOR SPDR TR STATE STREET FIN 81369Y605 626413 12688 SH SOLE 6566 0 6122 ISHARES TR RUS 1000 GRW ETF 464287614 649834 1524 SH SOLE 695 0 829 VANGUARD WORLD FD ESG US CORP BD 921910691 661133 10523 SH SOLE 4296 0 6227 REGENERON PHARMACEUTICALS COM 75886F107 666789 863 SH SOLE 0 0 863 QUALCOMM INC COM 747525103 669779 5201 SH SOLE 2810 0 2391 ISHARES TR 1 3 YR TREAS BD 464287457 697169 8443 SH SOLE 7568 0 875 ISHARES TR ESG MSCI LEADR 46435U218 699679 6159 SH SOLE 6159 0 0 THERMO FISHER SCIENTIFIC INC COM 883556102 702779 1430 SH SOLE 441 0 989 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 719245 1501 SH SOLE 0 0 1501 VANGUARD WORLD FD INF TECH ETF 92204A702 760508 1090 SH SOLE 397 0 693 INTEL CORP COM 458140100 778845 17649 SH SOLE 13531 0 4118 VISA INC COM CL A 92826C839 788802 2610 SH SOLE 437 0 2173 MCDONALDS CORP COM 580135101 818426 2633 SH SOLE 1881 0 752 CHEVRON CORPORATION COM 166764100 835978 4040 SH SOLE 2603 0 1437 PEPSICO INC COM 713448108 840503 5412 SH SOLE 3033 0 2379 DEERE & CO COM 244199105 862581 1531 SH SOLE 1025 0 506 YUM BRANDS INC COM 988498101 866624 5574 SH SOLE 4173 0 1401 TESLA INC COM 88160R101 874737 2353 SH SOLE 530 0 1823 ISHARES TR CORE S&P TTL STK 464287150 875768 6149 SH SOLE 2812 0 3337 WATSCO INC COM 942622200 927665 2550 SH SOLE 2500 0 50 HOME DEPOT INC COM 437076102 942719 2866 SH SOLE 1167 0 1699 ISHARES TR RUS 1000 VAL ETF 464287598 972626 4552 SH SOLE 1861 0 2691 ISHARES TR RUSSELL 2000 ETF 464287655 973684 3926 SH SOLE 2351 0 1575 ISHARES TR CORE S&P MCP ETF 464287507 981311 14531 SH SOLE 9736 0 4795 CATERPILLAR INC COM 149123101 1002107 1414 SH SOLE 686 0 728 ISHARES TR RUSEL 2500 ETF 46435G268 1006523 13183 SH SOLE 10297 0 2886 ELI LILLY & CO COM 532457108 1007315 1095 SH SOLE 495 0 600 FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 1025638 14577 SH SOLE 9603 0 4974 INVESCO QQQ TR UNIT SER 1 46090E103 1053432 1825 SH SOLE 582 0 1243 ISHARES TR US AER DEF ETF 464288760 1079752 4936 SH SOLE 2946 0 1990 APPLIED MATLS INC COM 038222105 1087234 3181 SH SOLE 3099 0 82 NEXTERA ENERGY INC COM 65339F101 1152092 12404 SH SOLE 7601 0 4803 VANGUARD INDEX FDS SMALL CP ETF 922908751 1163732 4443 SH SOLE 524 0 3919 MERCK & CO INC COM 58933Y105 1181925 9826 SH SOLE 5957 0 3869 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1181946 2466 SH SOLE 651 0 1815 SALESFORCE INC COM 79466L302 1210049 6482 SH SOLE 1737 0 4745 VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 1213438 12876 SH SOLE 739 0 12137 ALPHABET INC CAP STK CL A 02079K305 1229154 4274 SH SOLE 1651 0 2623 VANGUARD WORLD FD UTILITIES ETF 92204A876 1238174 6249 SH SOLE 3979 0 2270 ISHARES TR CORE 1 5 YR USD 46432F859 1250138 25797 SH SOLE 21788 0 4009 VANGUARD WORLD FD HEALTH CAR ETF 92204A504 1266917 4652 SH SOLE 2815 0 1837 CELESTICA INC COM 15101Q207 1268124 4502 SH SOLE 0 0 4502 IDEXX LABS INC COM 45168D104 1309766 2331 SH SOLE 1636 0 695 WALMART INC COM 931142103 1337812 10764 SH SOLE 3128 0 7636 BROADCOM INC COM 11135F101 1376428 4447 SH SOLE 533 0 3914 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1377610 25488 SH SOLE 19635 0 5853 ISHARES INC CORE MSCI EMKT 46434G103 1413222 20261 SH SOLE 11247 0 9014 ISHARES TR U.S. TECH ETF 464287721 1450758 7997 SH SOLE 4932 0 3065 PROCTER & GAMBLE CO COM 742718109 1493821 10342 SH SOLE 7920 0 2422 MEDTRONIC PLC SHS G5960L103 1506517 17386 SH SOLE 16277 0 1109 ALPHABET INC CAP STK CL C 02079K107 1530127 5334 SH SOLE 1492 0 3842 ISHARES TR ESG AWR MSCI USA 46435G425 1570922 11108 SH SOLE 10738 0 370 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1571363 11360 SH SOLE 9078 0 2282 TE CONNECTIVITY PLC ORD SHS G87052109 1582437 7571 SH SOLE 7387 0 184 VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 1598668 16358 SH SOLE 15359 0 999 ISHARES TR ESG AWRE USD ETF 46435G193 1642334 70981 SH SOLE 14501 0 56480 TEXAS INSTRS INC COM 882508104 1645919 8478 SH SOLE 0 0 8478 EXXON MOBIL CORP COM 30231G102 1763490 10394 SH SOLE 3706 0 6688 NVIDIA CORPORATION COM 67066G104 1818418 10427 SH SOLE 2143 0 8284 ABBVIE INC COM 00287Y109 1821272 8374 SH SOLE 6355 0 2019 ISHARES TR ESG MSCI KLD 400 464288570 1885062 15555 SH SOLE 15505 0 50 RTX CORPORATION COM 75513E101 1903581 9868 SH SOLE 4829 0 5039 ISHARES TR 0-5YR INVT GR CP 46434V100 2012120 39852 SH SOLE 37476 0 2376 PNC FINL SVCS GROUP INC COM 693475105 2104623 10114 SH SOLE 0 0 10114 ISHARES TR ESG ADVANCED UNI 46436E619 2108520 48472 SH SOLE 20120 0 28352 DIREXION SHARES ETF TRUST DAILY S&P 500 BU 25459W862 2280019 12332 SH SOLE 4275 0 8057 ISHARES TR ESG AW MSCI EAFE 46435G516 2282886 23875 SH SOLE 22170 0 1705 ISHARES TR CORE MSCI EAFE 46432F842 2303902 25449 SH SOLE 10328 0 15121 AMAZON COM INC COM 023135106 2311084 11097 SH SOLE 2286 0 8811 ISHARES TR ESG AWARE MSCI 46435U663 2488844 52932 SH SOLE 43431 0 9501 MORGAN STANLEY COM NEW 617446448 2545584 15468 SH SOLE 171 0 15297 ISHARES TR U.S. MED DVC ETF 464288810 2575976 48284 SH SOLE 39931 0 8353 VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 2659125 32259 SH SOLE 27011 0 5248 JPMORGAN CHASE & CO COM 46625H100 2733519 9293 SH SOLE 4721 0 4572 JOHNSON & JOHNSON COM 478160104 3130340 12806 SH SOLE 7697 0 5109 ISHARES TR ESG AWR US AGRGT 46435U549 3319966 69821 SH SOLE 58380 0 11441 ISHARES TR ESG AWRE 1 5 YR 46435G243 3461962 138119 SH SOLE 95275 0 42844 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 3534262 55154 SH SOLE 40154 0 15000 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3811830 17724 SH SOLE 10309 0 7415 MICROSOFT CORP COM 594918104 3815408 10307 SH SOLE 5559 0 4748 VANGUARD INDEX FDS TOTAL STK MKT 922908769 4048307 12619 SH SOLE 5201 0 7418 ISHARES TR GLOBAL TECH ETF 464287291 4075805 40770 SH SOLE 33274 0 7496 VANGUARD INDEX FDS GROWTH ETF 922908736 4200779 9617 SH SOLE 5565 0 4052 STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 4456948 6853 SH SOLE 4321 0 2532 ANALOG DEVICES INC COM 032654105 4914413 15447 SH SOLE 0 0 15447 VANGUARD INDEX FDS VALUE ETF 922908744 5011024 25540 SH SOLE 9364 0 16176 ISHARES TR S&P 500 VAL ETF 464287408 5049810 23916 SH SOLE 16511 0 7405 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 5520942 37278 SH SOLE 16481 0 20797 VANGUARD WORLD FD ESG US STK ETF 921910733 5903418 52582 SH SOLE 36074 0 16508 NUSHARES ETF TR NUVEEN ESG US 67092P870 6035034 271726 SH SOLE 217265 0 54461 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 7170336 97370 SH SOLE 82144 0 15226 ISHARES TR S&P 500 GRWT ETF 464287309 7515383 66443 SH SOLE 56061 0 10382 ISHARES TR MSCI ACWI EX US 464288240 8935397 130501 SH SOLE 101839 0 28662 ISHARES TR CORE S&P US VLU 464287663 9567410 93569 SH SOLE 63286 0 30283 ISHARES TR ESG OPTIMIZED 464288802 10089022 76374 SH SOLE 58250 0 18124 ISHARES TR MSCI ACWI ETF 464288257 11060887 79937 SH SOLE 71230 0 8707 VANGUARD WORLD FD ESG INTL STK ETF 921910725 11271519 157138 SH SOLE 109631 0 47507 ISHARES TR ISHS 1-5YR INVS 464288646 12210565 232317 SH SOLE 196792 0 35525 APPLE INC COM 037833100 19509425 76872 SH SOLE 32005 0 44867 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 27961033 46793 SH SOLE 36093 0 10700 ISHARES TR CORE MSCI TOTAL 46432F834 33864158 390861 SH SOLE 318599 0 72262 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 35667978 474940 SH SOLE 368814 0 106126 VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 43455123 872856 SH SOLE 521297 0 351559 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 55340265 705781 SH SOLE 453745 0 252036 VANGUARD INDEX FDS EXTEND MKT ETF 922908652 72428599 351937 SH SOLE 225794 0 126143 ISHARES TR ISHS 5-10YR INVT 464288638 85144068 1599851 SH SOLE 905517 0 694334 VANGUARD STAR FDS VG TL INTL STK F 921909768 129021474 1673213 SH SOLE 801097 0 872116 ISHARES TR CORE US AGGBD ET 464287226 188314099 1896989 SH SOLE 1152754 0 744235 ISHARES TR CORE S&P500 ETF 464287200 316681205 484808 SH SOLE 321082 0 163726