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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON,D.C. 20549

__________________________

FORM

__________________________

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Actof 1934

Date of Report (Date of earliest event reported):

__________________________

(Exact name of Registrant as Specified in Its Charter)

__________________________

(State or Other Jurisdiction

of Incorporation)

(Commission File Number)

(IRS Employer

Identification No.)

,

,

(Address of Principal Executive Offices)

(Zip Code)

Registrant’s TelephoneNumber, Including Area Code: (

)

__________________________

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligationof the registrant under

any of the following provisions:

☐

Written communications pursuantto Rule 425 under the Securities Act (17 CFR 230.425)

☐

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐

Pre-commencement communications pursuant to Rule 14d-2(b)under the Exchange Act (17 CFR 240.14d-2(b))

☐

Pre-commencement communications pursuant to Rule 13e-4(c) under the ExchangeAct (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading

Symbol(s)

Name of each exchange on which registered

Indicate bycheck markwhether theregistrant isan emerginggrowth companyas definedin Rule405 ofthe SecuritiesAct of1933

(§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company

Ifanemerginggrowthcompany,indicatebycheckmarkiftheregistranthaselectednottousetheextendedtransitionperiodfor

complying with any new or revised financial accounting standards providedpursuant to Section 13(a) of the Exchange Act.

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Item 2.02. Results of Operations and Financial Condition.

On April 23, 2026, USCB Financial Holdings, Inc. (the “Company”) issued a press release announcingits financial results for

the quarter ended March 31, 2026.A copy of the press release isfurnished as Exhibit 99.1 tothis Current Report on Form 8-K(“Form

8-K”) and is incorporated herein by reference.

The information in thisItem 2.02, includingExhibit 99.1 hereto,is being furnishedand shall notbe deemed “filed”for purposes

of Section 18 of theSecurities Exchange Act of1934 (the “Exchange Act”),or otherwise be subject tothe liability of that section,and

shallnotbedeemedtobeincorporatedbyreferenceintoanyfilingundertheSecuritiesActof1933(the“SecuritiesAct”)orthe

Exchange Act except as expressly set forth by specific reference in such filing tothis Form 8-K.

Item 7.01. Regulation FD Disclosure.

As previouslyannounced, at 11:00a.m. ET onApril 24, 2026,the Company willhold an earningsconference call todiscuss

its financialperformancefor thequarterendedMarch 31,2026.A copyof theslides formingthe basisofthepresentationis being

furnished asExhibit 99.2to thisForm 8-Kand isincorporated hereinby reference.A copyof theslides hasalso beenposted tothe

Company’s investor relations website,located at investors.uscenturybank.com.

The information in thisItem 7.01, includingExhibit 99.2 hereto,is being furnishedand shall notbe deemed “filed”for purposes

of Section 18 of the Exchange Act, or otherwise be subject to the liability of that section, and shall not be deemed to be incorporated by

reference into any filing under theSecurities Act or the Exchange Actexcept as set forth byspecific reference in such filing to thisForm

8-K.

Item 9.01. Financial Statements and Exhibits.

(d) Exhibits.

Exhibit No.

Description

99.1

99.2

104

Cover Page Interactive Data File (embedded within the Inline XBRL document)

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SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has dulycaused this report to be signed on

its behalf by the undersigned hereunto duly authorized.

USCB Financial Holdings, Inc.

By:

/s/ Robert Anderson

Name:

Robert Anderson

Title:

Chief Financial Officer

Date: April 23, 2026