UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 10-D
ASSET-BACKED ISSUER
DISTRIBUTION REPORT PURSUANT TO SECTION 13 OR 15(d) OF
THE SECURITIES EXCHANGE ACT OF 1934
For the monthly distribution period from
March 1, 2026 to March 31, 2026
Commission File Number of issuing entity: 333-255899-02
Central Index Key Number of issuing entity: 0001905655
Nissan Auto Receivables 2022-A Owner Trust
(Exact name of issuing entity as specified in its charter)
Commission File Number of depositor: 333-255899
Central Index Key Number of depositor: 0001129068
Nissan Auto Receivables Company II LLC
(Exact name of depositor as specified in its charter)
Central Index Key Number of sponsor (if applicable): 0001540639
Nissan Motor Acceptance Company LLC
(Exact name of sponsor as specified in its charter)
Delaware
(State or other jurisdiction of incorporation or organization of the issuing entity)
Angela Vogeli, (629) 273-2551
(Name and telephone number, including area code, of the person to contact in connection with this filing)
38-7280036
(I.R.S. Employer Identification No.)
| c/o Wilmington Trust, National Association, Rodney Square North, 1100 North Market Street, Wilmington, Delaware |
19890 | |
| (Address of principal executive offices of the issuing entity) | (Zip Code) |
(302) 636-6194
(Telephone number, including area code)
N/A
(Former name, former address, if changed since last report)
| Registered/reporting pursuant to (check one) |
||||||||||
| Title of class |
Section 12(b) | Section 12(g) | Section 15(d) | Name of exchange (If Section 12(b)) |
||||||
| Asset-Backed Notes, Class A-1 |
☐ | ☐ | ☒ | |||||||
| Asset-Backed Notes, Class A-2 |
☐ | ☐ | ☒ | |||||||
| Asset-Backed Notes, Class A-3 |
☐ | ☐ | ☒ | |||||||
| Asset-Backed Notes, Class A-4 |
☐ | ☐ | ☒ | |||||||
Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes ☒ No ☐
PART I – DISTRIBUTION INFORMATION
| Item 1. | Distribution and Pool Performance Information. |
Distribution and pool performance information with respect to the assets of Nissan Auto Receivables 2022-A Owner Trust (the “Issuing Entity”), including the information required by Items 1121(a)-(b) of Regulation AB, is set forth in the attached Monthly Servicer’s Certificate.
No assets securitized by Nissan Motor Acceptance Company LLC (the “Securitizer”) and held by the Issuing Entity were the subject of a demand to repurchase or replace for breach of the representations and warranties during the distribution period from March 1, 2026 to March 31, 2026. Please refer to the Form ABS-15G filed by the Securitizer on February 2, 2026 for additional information. The CIK number of the Securitizer is 0001540639.
| Item 1A. | Asset-Level Information. |
Pursuant to Items 1111(h) and 1125, Schedule AL, of Regulation AB, the asset-level data for the asset pool of the Issuing Entity included in Exhibit 102 to the Form ABS-EE filed by the Issuing Entity with the U.S. Securities and Exchange Commission on April 22, 2026 (the “Form ABS-EE”) is incorporated into this Form 10-D by reference. The additional asset-level information or explanatory language for the asset pool of the Issuing Entity included in Exhibit 103 to the Form ABS-EE is also incorporated into this Form 10-D by reference.
| Item 1B. | Asset Representations Reviewer and Investor Communication. |
Nothing to report.
PART II – OTHER INFORMATION
| Item 2. | Legal Proceedings. |
None.
| Item 3. | Sales of Securities and Use of Proceeds. |
None.
| Item 4. | Defaults Upon Senior Securities. |
None.
| Item 5. | Submission of Matters to a Vote of Security Holders. |
None.
| Item 6. | Significant Obligors of Pool Assets. |
Not applicable.
| Item 7. | Change in Sponsor Interest in the Securities. |
None.
| Item 8. | Significant Enhancement Provider Information. |
Not applicable.
Page 2 of 4
| Item 9. | Other Information. |
Not applicable.
| Item 10. | Exhibits. |
| (a) |
Monthly Servicer’s Certificate for the month of March 2026 – Nissan Auto Receivables 2022-A Owner Trust. | |||
| Asset Data File (Incorporated by reference to Exhibit 102 to Form ABS-EE filed by the Issuing Entity on April 22, 2026). | ||||
| Asset Related Document (Additional Explanatory Disclosure) (Incorporated by reference to Exhibit 103 to Form ABS-EE filed by the Issuing Entity on April 22, 2026). | ||||
| (b) |
Exhibits: | 99.1 Monthly Servicer’s Certificate for the month of March 2026 – Nissan Auto Receivables 2022-A Owner Trust. | ||
| 102 Asset Data File (Incorporated by reference to Exhibit 102 to Form ABS-EE filed by the Issuing Entity on April 22, 2026). | ||||
| 103 Asset Related Document (Additional Explanatory Disclosure) (Incorporated by reference to Exhibit 103 to Form ABS-EE filed by the Issuing Entity on April 22, 2026). | ||||
Page 3 of 4
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.
| NISSAN AUTO RECEIVABLES COMPANY II LLC (Depositor) | ||||
| Date: April 24, 2026 | /s/ Nathan Debernardi | |||
| Nathan Debernardi, Assistant Treasurer | ||||
Page 4 of 4
Exhibit 99.1
Nissan Auto Receivables 2022-A Owner Trust
Servicer’s Certificate
| Collection Period |
31-Mar-26 | 30/360 Days | 30 | Collection Period Start | 1-Mar-26 | |||||||||||
| Distribution Date |
15-Apr-26 | Actual/360 Days | 30 | Collection Period End | 31-Mar-26 | |||||||||||
| Prior Month Settlement Date | 16-Mar-26 | |||||||||||||||
| Current Month Settlement Date | 15-Apr-26 |
| Coupon Rate | Initial Balance | Beginning Balance | Ending Balance | Pool Factor | ||||||||||||||||
| Pool Balance |
1,142,065,005.32 | 74,282,311.04 | 64,489,871.88 | 0.061910 | ||||||||||||||||
| Yield Supplement Overcollaterization |
|
100,398,337.54 | 1,672,337.58 | 1,388,441.00 | ||||||||||||||||
| Total Adjusted Pool Balance |
1,041,666,667.78 | 72,609,973.46 | 63,101,430.88 | |||||||||||||||||
| Total Adjusted Securities |
1,041,666,667.78 | 72,609,973.46 | 63,101,430.88 | 0.060577 | ||||||||||||||||
| Class A-1 Notes |
0.49597 | % | 180,000,000.00 | 0.00 | 0.00 | 0.000000 | ||||||||||||||
| Class A-2a Notes |
1.32000 | % | 365,000,000.00 | 0.00 | 0.00 | 0.000000 | ||||||||||||||
| Class A-2b Notes |
0.00000 | % | 0.00 | 0.00 | 0.00 | 0.000000 | ||||||||||||||
| Class A-3 Notes |
1.86000 | % | 365,000,000.00 | 0.00 | 0.00 | 0.000000 | ||||||||||||||
| Class A-4 Notes |
2.07000 | % | 90,000,000.00 | 30,943,305.68 | 21,434,763.10 | 0.238164 | ||||||||||||||
| Certificates |
0.00000 | % | 41,666,667.78 | 41,666,667.78 | 41,666,667.78 | 1.000000 | ||||||||||||||
| Principal Payment |
Interest Payment | Principal per $1000 Face Amount |
Interest per $1000 Face Amount |
|||||||||||||||||
| Class A-1 Notes |
0.00 | 0.00 | — | — | ||||||||||||||||
| Class A-2a Notes |
0.00 | 0.00 | — | — | ||||||||||||||||
| Class A-2b Notes |
0.00 | 0.00 | — | — | ||||||||||||||||
| Class A-3 Notes |
0.00 | 0.00 | — | — | ||||||||||||||||
| Class A-4 Notes |
9,508,542.58 | 53,377.20 | 105.6504731 | 0.5930800 | ||||||||||||||||
| Certificates |
0.00 | 0.00 | — | — | ||||||||||||||||
|
|
|
|
|
|||||||||||||||||
| Total Securities |
9,508,542.58 | 53,377.20 | ||||||||||||||||||
|
|
|
|
|
|||||||||||||||||
| I. COLLECTIONS |
||||||||||||||||||||
| Interest: |
||||||||||||||||||||
| Interest Collections |
97,311.73 | |||||||||||||||||||
| Repurchased Loan Proceeds Related to Interest |
|
0.00 | ||||||||||||||||||
|
|
|
|||||||||||||||||||
| Total Interest Collections |
97,311.73 | |||||||||||||||||||
| Principal: |
||||||||||||||||||||
| Principal Collections |
9,754,443.79 | |||||||||||||||||||
| Repurchased Loan Proceeds Related to Principal |
|
0.00 | ||||||||||||||||||
|
|
|
|||||||||||||||||||
| Total Principal Collections |
9,754,443.79 | |||||||||||||||||||
| Recoveries of Defaulted Receivables |
|
95,194.41 | ||||||||||||||||||
|
|
|
|||||||||||||||||||
| Total Collections |
9,946,949.93 | |||||||||||||||||||
|
|
|
|||||||||||||||||||
| II. COLLATERAL POOL BALANCE DATA |
|
|||||||||||||||||||
| Number | Amount | |||||||||||||||||||
| Adjusted Pool Balance - Beginning of Period |
|
15,776 | 72,609,973.46 | |||||||||||||||||
| Total Principal Payment |
9,508,542.58 | |||||||||||||||||||
|
|
|
|||||||||||||||||||
| 14,694 | 63,101,430.88 | |||||||||||||||||||
Nissan Auto Receivables 2022-A Owner Trust
Servicer’s Certificate
| III. DISTRIBUTIONS |
||||
| Total Collections |
9,946,949.93 | |||
| Reserve Account Draw |
0.00 | |||
| Total Available for Distribution |
9,946,949.93 | |||
| 1. Reimbursement of Advance |
0.00 | |||
| 2. Servicing Fee: |
||||
| Servicing Fee Due |
61,901.93 | |||
| Servicing Fee Paid |
61,901.93 | |||
| Servicing Fee Shortfall |
0.00 | |||
| 3. Interest: |
||||
| Class A-1 Notes Monthly Interest |
||||
| Class A-1 Notes Interest Carryover Shortfall |
0.00 | |||
| Class A-1 Notes Interest on Interest Carryover Shortfall |
0.00 | |||
| Class A-1 Notes Monthly Interest Distributable Amount |
0.00 | |||
| Class A-1 Notes Monthly Interest Paid |
0.00 | |||
| Change in Class A-1 Notes Interest Carryover Shortfall |
0.00 | |||
| Class A-2a Notes Monthly Interest |
||||
| Class A-2a Notes Interest Carryover Shortfall |
0.00 | |||
| Class A-2a Notes Interest on Interest Carryover Shortfall |
0.00 | |||
| Class A-2a Notes Monthly Interest Distributable Amount |
0.00 | |||
| Class A-2a Notes Monthly Interest Paid |
0.00 | |||
| Change in Class A-2a Notes Interest Carryover Shortfall |
0.00 | |||
| Class A-2b Notes Monthly Interest |
||||
| Class A-2b Notes Interest Carryover Shortfall |
0.00 | |||
| Class A-2b Notes Interest on Interest Carryover Shortfall |
0.00 | |||
| Class A-2b Notes Monthly Interest Distributable Amount |
0.00 | |||
| Class A-2b Notes Monthly Interest Paid |
0.00 | |||
| Change in Class A-2b Notes Interest Carryover Shortfall |
0.00 | |||
| Class A-3 Notes Monthly Interest |
||||
| Class A-3 Notes Interest Carryover Shortfall |
0.00 | |||
| Class A-3 Notes Interest on Interest Carryover Shortfall |
0.00 | |||
| Class A-3 Notes Monthly Interest Distributable Amount |
0.00 | |||
| Class A-3 Notes Monthly Interest Paid |
0.00 | |||
| Change in Class A-3 Notes Interest Carryover Shortfall |
0.00 | |||
| Class A-4 Notes Monthly Interest |
||||
| Class A-4 Notes Interest Carryover Shortfall |
0.00 | |||
| Class A-4 Notes Interest on Interest Carryover Shortfall |
0.00 | |||
| Class A-4 Notes Monthly Interest Distributable Amount |
53,377.20 | |||
| Class A-4 Notes Monthly Interest Paid |
53,377.20 | |||
| Change in Class A-4 Notes Interest Carryover Shortfall |
0.00 | |||
Nissan Auto Receivables 2022-A Owner Trust
Servicer’s Certificate
| Total Note Monthly Interest |
||||||||
| Total Note Monthly Interest Due |
53,377.20 | |||||||
| Total Note Monthly Interest Paid |
53,377.20 | |||||||
| Total Note Interest Carryover Shortfall |
0.00 | |||||||
| Change in Total Note Interest Carryover Shortfall |
0.00 | |||||||
| Total Available for Principal Distribution |
9,831,670.80 | |||||||
| 4. Total Monthly Principal Paid on the Notes |
9,508,542.58 | |||||||
| Total Noteholders’ Principal Carryover Shortfall |
0.00 | |||||||
| Total Noteholders’ Principal Distributable Amount |
9,508,542.58 | |||||||
| Change in Total Noteholders’ Principal Carryover Shortfall |
0.00 | |||||||
| 5. Total Monthly Principal Paid on the Certificates |
0.00 | |||||||
| Total Certificateholders’ Principal Carryover Shortfall |
0.00 | |||||||
| Total Certificateholders’ Principal Distributable Amount |
0.00 | |||||||
| Change in Total Certificateholders’ Principal Carryover Shortfall |
0.00 | |||||||
| Remaining Available Collections |
323,128.22 | |||||||
| Deposit from Remaining Available Collections to fund Reserve Account |
0.00 | |||||||
| Remaining Available Collections Released to Certificateholder |
323,128.22 | |||||||
| V. RESERVE ACCOUNT |
||||||||
| Initial Reserve Account Amount |
2,604,166.67 | |||||||
| Required Reserve Account Amount |
2,604,166.67 | |||||||
| Beginning Reserve Account Balance |
2,604,166.67 | |||||||
| Deposit of Remaining Available Collections |
0.00 | |||||||
| Ending Reserve Account Balance |
2,604,166.67 | |||||||
| Required Reserve Account Amount for Next Period |
2,604,166.67 | |||||||
| VI. POOL STATISTICS |
||||||||
| Weighted Average Coupon |
1.61 | % | ||||||
| Weighted Average Remaining Maturity |
13.22 | |||||||
| Amount | Number | |||||||
| Principal on Defaulted Receivables |
37,995.37 | 9 | ||||||
| Principal Recoveries of Defaulted Receivables |
95,194.41 | |||||||
|
|
|
|||||||
| Monthly Net Losses |
(57,199.04 | ) | ||||||
| Pool Balance at Beginning of Collection Period |
74,282,311.04 | |||||||
| Net Loss Ratio for Third Preceding Collection Period |
-0.99 | % | ||||||
| Net Loss Ratio for Second Preceding Collection Period |
-0.76 | % | ||||||
| Net Loss Ratio for Preceding Collection Period |
0.29 | % | ||||||
| Net Loss Ratio for Current Collection Period |
-0.92 | % | ||||||
| Four-Month Average Net Loss Ratio |
-0.60 | % | ||||||
| Cumulative Net Losses for all Periods |
1,908,332.28 | |||||||
Nissan Auto Receivables 2022-A Owner Trust
Servicer’s Certificate
| Amount | Number | % of Receivables (EOP Balance) |
||||||||||
| Delinquent Receivables: |
||||||||||||
| 31-60 Days Delinquent |
783,246.15 | 121 | 1.21 | % | ||||||||
| 61-90 Days Delinquent |
180,604.27 | 27 | 0.28 | % | ||||||||
| 91-120 Days Delinquent |
18,390.19 | 6 | 0.03 | % | ||||||||
| More than 120 Days |
0.00 | 0 | 0.00 | % | ||||||||
|
|
|
|
|
|
|
|||||||
| Total 31+ Days Delinquent Receivables: |
982,240.61 | 154 | 1.52 | % | ||||||||
| 61+ Days Delinquencies as Percentage of Receivables (EOP): |
||||||||||||
| Delinquency Ratio for Third Preceding Collection Period |
0.23 | % | 0.17 | % | ||||||||
| Delinquency Ratio for Second Preceding Collection Period |
0.25 | % | 0.17 | % | ||||||||
| Delinquency Ratio for Preceding Collection Period |
0.24 | % | 0.21 | % | ||||||||
| Delinquency Ratio for Current Collection Period |
0.31 | % | 0.22 | % | ||||||||
| Four-Month Average Delinquency Ratio |
0.26 | % | 0.20 | % | ||||||||
| 60 Day Delinquent Receivables |
198,994.46 | |||||||||||
| Delinquency Percentage |
0.31 | % | ||||||||||
| Delinquency Trigger |
4.90 | % | ||||||||||
| Does the Delinquency Percentage exceed the Delinquency Trigger? |
No | |||||||||||
| Principal Balance of Extensions |
387,139.73 | |||||||||||
| Number of Extensions |
43 | |||||||||||
| VII. STATEMENTS TO NOTEHOLDERS
1. Has there been a material change in practices with respect to charge-offs, collection and management of delinquent Receivables, and the effect of any grace period, re-aging, re-structuring, partial payments or other practices on delinquency and loss experience? |
|
NO | ||||||||||
| 2. Have there been any material breaches of representations, warranties or covenants contained in the Receivables? |
|
NO | ||||||||||
| 3. Has there been an issuance of notes or other securities backed by the Receivables? |
|
NO | ||||||||||
| 4. Has there been a material change in the underwriting, origination or acquisition of Receivables? |
|
NO | ||||||||||