v3.26.1
Long-Term Loans
12 Months Ended
Dec. 31, 2025
Long-Term Loans [Abstract]  
LONG-TERM LOANS
13. LONG-TERM LOANS

 

In November 2024, the Company, through a wholly owned subsidiary, entered into Master Loan and Pledge Agreements (the “Agreements”) with an institution (the “Lender”). Pursuant to the Agreements, the Lender will provide loans in tranches, which is denominated in U.S. Dollar with a fixed interest rate of 6.5% per annum. The Agreements also require the Company to transfer certain amounts of its Bitcoins to the Lender as collateral (see Note 5), with the loan amount being 70% of the then-current fair market value (the “Loan-to-Value Ratio”) of the pledged Bitcoins. If the fair market value of Bitcoins falls, leading to the Loan-to-Value Ratio exceeding 80%, the Company is required to add additional collateral. The loans were paid in USDT. The repayment of the loan principal may be made in U.S. Dollar by default or in digital assets. In the event that the Company wishes to repay the loan balance to Lender in digital assets, the Company shall repay such amount of digital assets which, if converted into U.S. Dollar using the spot rate at the time of such repayment, would be no less than the amount Lender would receive in U.S. Dollar.

 

As of December 31, 2025, the outstanding loan drawn under the Agreements was $15.0 million, which matures in mid-2026 and is classified as a current liability as it becomes due within one year. As of December 31, 2024, the outstanding balance was $35.0 million.