v3.26.1
Consolidated Statement of Income - BRL (R$)
R$ in Thousands
 12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
IfrsStatementLineItems [Line Items]      
Interest income using the effective interest method R$ 9,522,486 R$ 6,665,322 R$ 4,709,123
Interest expense using the effective interest method (5,076,172) (2,770,853) (1,885,435)
Net interest income 4,446,314 3,894,469 2,823,688
Gain on financial assets at fair value through profit or loss 303,219 92,112 81,249
Commissions, banking fees and other revenues from services 868,535 526,927 197,272
Operating income 5,618,068 4,513,508 3,102,209
(-) Expected credit losses (1,700,492) (1,133,711) (788,054)
Personnel expenses (524,674) (448,865) (438,749)
Selling, general and administrative expenses (1,310,764) (1,225,837) (875,692)
Tax expenses (503,804) (429,969) (276,047)
Depreciation and amortization (201,868) (164,842) (134,858)
Operating expenses (4,241,602) (3,403,224) (2,513,400)
Net operating income 1,376,466 1,110,284 588,809
Loss on derecognition of financial assets (11,723)
Other income (expenses), net (39,645) (57,550) (7,174)
Income before income tax and social contribution 1,336,821 1,041,011 581,635
Current income tax and social contribution (700,567) (433,638) (221,525)
Deferred income tax and social contribution 410,359 186,983 65,948
Net income for the year 1,046,613 794,356 426,058
Attributable to the owners of the parent / Net investment of the parent companies 1,037,833 791,014 421,991
Attributable to non-controlling interests R$ 8,780 R$ 3,342 R$ 4,067
Common Shares [Member]      
Basic and diluted earnings per share – R$      
Basic earning per share R$ 1.23 R$ 1.00 R$ 0.53
Diluted earning per share 1.23 1.00 0.53
Preferred Shares [Member]      
Basic and diluted earnings per share – R$      
Basic earning per share 1.59 1.00 0.53
Diluted earning per share R$ 1.59 R$ 1.00 R$ 0.53