| Schedule of net interest income |
| Schedule of net interest income |
|
|
|
| |
For the Year Ended December 31, |
| |
2025 |
2024 |
2023 |
| Interest income using the effective interest method |
| Fixed income securities |
550,767 |
423,493 |
279,057 |
| Loans and advances - Credit institutions |
166,814 |
44,218 |
44,617 |
| Loans and advances - Customers |
8,804,905 |
6,197,611 |
4,385,449 |
| Total income |
9,522,486 |
6,665,322 |
4,709,123 |
| |
|
|
|
| Interest expense using the effective interest method |
| Customer deposits |
(2,557,849) |
(1,772,029) |
(1,269,577) |
| Assignment of financial assets |
(1,525,389) |
(615,274) |
(491,458) |
| Contributions to the Credit Guarantee Fund |
(879,768) |
(331,393) |
(124,286) |
| Interbank deposits |
(32,010) |
(7,772) |
(114) |
| Interest expense on loans and borrowings |
(81,156) |
(44,385) |
- |
| Total expense |
(5,076,172) |
(2,770,853) |
(1,885,435) |
| Net interest income |
4,446,314 |
3,894,469 |
2,823,688 |
|