Operating Expenses and other Revenues (Tables)
|
12 Months Ended |
Dec. 31, 2025 |
|---|
| Notes and other explanatory information [abstract] |
|
| Schedule of other revenue services |
| Schedule of other revenue services |
|
|
|
| |
For the Year Ended December 31, |
| |
2025 |
2024 |
2023 |
| Banking fees |
133,376 |
97,526 |
67,203 |
| Brokerage commissions |
716,800 |
405,045 |
110,444 |
| Other revenue commissions |
18,359 |
23,276 |
18,314 |
| IT development services |
- |
1,080 |
1,311 |
| Total |
868,535 |
526,927 |
197,272 |
|
| Schedule of selling and general administrative expenses |
| Schedule of selling and general
administrative expenses |
|
|
|
| |
For the Year Ended December 31, |
| |
2025 |
2024 |
2023 |
| Advertising expenses |
(28,133) |
(45,908) |
(23,509) |
| Communication expenses |
(27,925) |
(27,409) |
(24,944) |
| Financial system service expenses |
(434,464) |
(387,418) |
(273,859) |
| Maintenance expenses |
(35,805) |
(36,779) |
(31,063) |
| Promotion expenses |
(5,995) |
(9,024) |
(10,863) |
| Data processing (rental and maintenance expenses) |
(165,178) |
(126,856) |
(89,782) |
| Technical services expenses |
(329,622) |
(310,713) |
(243,170) |
| Travel expenses |
(10,857) |
(12,901) |
(6,653) |
| Administrative expenses |
(12,854) |
(9,406) |
(7,735) |
| Legal expenses |
(192,360) |
(233,763) |
(138,415) |
| Other general and administrative expenses |
(67,571) |
(25,660) |
(25,699) |
| Total selling, general and administrative expenses |
(1,310,764) |
(1,225,837) |
(875,692) |
|
| Schedule of personnel expenses |
| Schedule of personnel expenses |
|
|
|
| |
For the Year Ended December 31, |
| |
2025 |
2024 |
2023 |
| Compensation Expenses |
(243,867) |
(217,036) |
(232,593) |
| Benefits |
(140,145) |
(119,451) |
(103,750) |
| Other personal expenses |
(4,482) |
- |
- |
| Social security costs |
(136,180) |
(112,378) |
(102,406) |
| Total Personnel Expenses |
(524,674) |
(448,865) |
(438,749) |
|
| Schedule of tax expenses |
| Schedule of tax expenses |
|
|
|
| |
For the Year Ended December 31, |
| |
2025 |
2024 |
2023 |
| Tax on Services (ISS) |
(12,559) |
(5,457) |
(3,895) |
| Social Integration Program (PIS) |
(62,139) |
(53,367) |
(33,953) |
| Tax for Social Security Financing (Cofins) |
(336,111) |
(288,745) |
(187,586) |
| Other tax expenses |
(92,995) |
(82,400) |
(50,613) |
| Total Tax Expenses |
(503,804) |
(429,969) |
(276,047) |
|