v3.26.1
Financial Instruments (Details 11) - BRL (R$)
R$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
IfrsStatementLineItems [Line Items]
Provision for expected credit losses
R$ 2,417,890
R$ 1,628,126
R$ 1,295,693
Personal Credit [Member]
IfrsStatementLineItems [Line Items]
Provision for expected credit losses
1,004,565
806,790
660,154
Payroll Loans [Member]
IfrsStatementLineItems [Line Items]
Provision for expected credit losses
1,266,038
697,987
535,182
Payroll Credit Card Loans [Member]
IfrsStatementLineItems [Line Items]
Provision for expected credit losses
126,787
90,969
58,527
Credit card loans
IfrsStatementLineItems [Line Items]
Provision for expected credit losses
16,251
27,561
33,096
Subtotal [Member]
IfrsStatementLineItems [Line Items]
Provision for expected credit losses
2,413,641
1,623,379
1,289,257
Credit Limits Granted And Not Used [Member]
IfrsStatementLineItems [Line Items]
Provision for expected credit losses
4,249
4,747
6,436
Others [Member]
IfrsStatementLineItems [Line Items]
Provision for expected credit losses
72
2,298
Stage 1 [Member]
IfrsStatementLineItems [Line Items]
Provision for expected credit losses
653,664
585,815
411,369
Stage 1 [Member] | Personal Credit [Member]
IfrsStatementLineItems [Line Items]
Provision for expected credit losses
191,616
220,057
184,823
Stage 1 [Member] | Payroll Loans [Member]
IfrsStatementLineItems [Line Items]
Provision for expected credit losses
401,157
311,714
187,342
Stage 1 [Member] | Payroll Credit Card Loans [Member]
IfrsStatementLineItems [Line Items]
Provision for expected credit losses
52,687
41,730
26,161
Stage 1 [Member] | Credit card loans
IfrsStatementLineItems [Line Items]
Provision for expected credit losses
5,137
8,834
7,778
Stage 1 [Member] | Subtotal [Member]
IfrsStatementLineItems [Line Items]
Provision for expected credit losses
650,597
582,340
407,392
Stage 1 [Member] | Credit Limits Granted And Not Used [Member]
IfrsStatementLineItems [Line Items]
Provision for expected credit losses
3,067
3,475
3,977
Stage 1 [Member] | Others [Member]
IfrsStatementLineItems [Line Items]
Provision for expected credit losses
5
1,288
Stage 2 [Member]
IfrsStatementLineItems [Line Items]
Provision for expected credit losses
553,975
270,553
190,472
Stage 2 [Member] | Personal Credit [Member]
IfrsStatementLineItems [Line Items]
Provision for expected credit losses
290,052
143,334
127,543
Stage 2 [Member] | Payroll Loans [Member]
IfrsStatementLineItems [Line Items]
Provision for expected credit losses
236,888
107,426
47,265
Stage 2 [Member] | Payroll Credit Card Loans [Member]
IfrsStatementLineItems [Line Items]
Provision for expected credit losses
19,914
11,407
5,251
Stage 2 [Member] | Credit card loans
IfrsStatementLineItems [Line Items]
Provision for expected credit losses
6,035
7,401
8,917
Stage 2 [Member] | Subtotal [Member]
IfrsStatementLineItems [Line Items]
Provision for expected credit losses
552,889
269,572
189,227
Stage 2 [Member] | Credit Limits Granted And Not Used [Member]
IfrsStatementLineItems [Line Items]
Provision for expected credit losses
1,086
981
1,245
Stage 2 [Member] | Others [Member]
IfrsStatementLineItems [Line Items]
Provision for expected credit losses
4
251
Stage 3 [Member]
IfrsStatementLineItems [Line Items]
Provision for expected credit losses
1,210,251
771,758
693,852
Stage 3 [Member] | Personal Credit [Member]
IfrsStatementLineItems [Line Items]
Provision for expected credit losses
522,897
443,399
347,788
Stage 3 [Member] | Payroll Loans [Member]
IfrsStatementLineItems [Line Items]
Provision for expected credit losses
627,993
278,847
300,575
Stage 3 [Member] | Payroll Credit Card Loans [Member]
IfrsStatementLineItems [Line Items]
Provision for expected credit losses
54,186
37,832
27,115
Stage 3 [Member] | Credit card loans
IfrsStatementLineItems [Line Items]
Provision for expected credit losses
5,079
11,326
16,401
Stage 3 [Member] | Subtotal [Member]
IfrsStatementLineItems [Line Items]
Provision for expected credit losses
1,210,155
771,467
692,638
Stage 3 [Member] | Credit Limits Granted And Not Used [Member]
IfrsStatementLineItems [Line Items]
Provision for expected credit losses
R$ 96
291
1,214
Stage 3 [Member] | Others [Member]
IfrsStatementLineItems [Line Items]
Provision for expected credit losses
R$ 63
R$ 759
X
- References
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- Definition
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