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New Roman,serif; margin: 0 0 10pt; text-indent: 0.25in"><span class="xdx_phnt_RGlzY2xvc3VyZSAtIEN5YmVyc2VjdXJpdHkgUmlzayBNYW5hZ2VtZW50IGFuZCBTdHJhdGVneSBEaXNjbG9zdXJlAA__" id="xdx_903_ecyd--CybersecurityRiskManagementProcessesIntegratedTextBlock_c20250101__20251231_z5pPJzUu8Edl">Cybersecurity risk management is an <span class="xdx_phnt_RGlzY2xvc3VyZSAtIEN5YmVyc2VjdXJpdHkgUmlzayBNYW5hZ2VtZW50IGFuZCBTdHJhdGVneSBEaXNjbG9zdXJlAA__" id="xdx_90B_ecyd--CybersecurityRiskManagementProcessesIntegratedFlag_dbT_c20250101__20251231_zXDrYyHVZmsf">integral</span> component of our enterprise-wide risk management framework and is embedded across our technology-driven operations, including both customer-facing platforms and internal systems.</span> Our cybersecurity program is designed to align with recognized industry practices and focuses on protecting customer data, safeguarding financial transactions and ensuring the resilience of our digital infrastructure.</p><p style="font: 10pt Times New Roman,serif; margin: 0 0 10pt; text-indent: 0.25in">We have implemented a multi-layered security architecture that includes endpoint and network protection through advanced firewalls, intrusion prevention systems and encrypted virtual private networks. Our cloud and infrastructure environments are supported by leading <span class="xdx_phnt_RGlzY2xvc3VyZSAtIEN5YmVyc2VjdXJpdHkgUmlzayBNYW5hZ2VtZW50IGFuZCBTdHJhdGVneSBEaXNjbG9zdXJlAA__" id="xdx_907_ecyd--CybersecurityRiskManagementThirdPartyEngagedFlag_dbT_c20250101__20251231_zWn6HLi6VxCe">third-party</span> providers, including Amazon Web Services, Microsoft Azure and IBM Security, which provide cloud-native security capabilities and support the protection of our systems and data. We utilize Security Information and Event Management (SIEM) tools to enable real-time monitoring, threat intelligence and vulnerability management, and Security Orchestration, Automation and Response (SOAR) capabilities to integrate threat detection with incident response processes and automate workflows, enhancing the speed and effectiveness of our response to potential security events. In addition, our identity and access management (IAM) framework is designed to ensure secure authentication and mitigate fraud risks across our digital platforms.</p><p style="font: 10pt Times New Roman,serif; margin: 0 0 10pt; text-indent: 0.25in"><span class="xdx_phnt_RGlzY2xvc3VyZSAtIEN5YmVyc2VjdXJpdHkgUmlzayBNYW5hZ2VtZW50IGFuZCBTdHJhdGVneSBEaXNjbG9zdXJlAA__" id="xdx_90D_ecyd--CybersecurityRiskBoardCommitteeOrSubcommitteeResponsibleForOversightTextBlock_c20250101__20251231_zQ0GecYwf91k">Our board of directors has overall oversight responsibility for risk management, including cybersecurity risk, and receives periodic updates on cybersecurity matters.</span> <span class="xdx_phnt_RGlzY2xvc3VyZSAtIEN5YmVyc2VjdXJpdHkgUmlzayBNYW5hZ2VtZW50IGFuZCBTdHJhdGVneSBEaXNjbG9zdXJlAA__" id="xdx_90F_ecyd--CybersecurityRiskManagementPositionsOrCommitteesResponsibleTextBlock_c20250101__20251231_znD5GzMI10lj">Day-to-day responsibility for cybersecurity is managed by specialized teams within our technology and risk functions, which are responsible for monitoring threats, managing incidents and maintaining our security controls.</span> <span class="xdx_phnt_RGlzY2xvc3VyZSAtIEN5YmVyc2VjdXJpdHkgUmlzayBNYW5hZ2VtZW50IGFuZCBTdHJhdGVneSBEaXNjbG9zdXJlAA__" id="xdx_901_ecyd--CybersecurityRiskProcessForInformingManagementOrCommitteesResponsibleTextBlock_c20250101__20251231_zuVOzVpSkFMb">These teams also coordinate with third-party service providers and assess the effectiveness of our cybersecurity measures, including through the review of reports and security certifications provided by such third parties.</span></p><p style="font: 10pt Times New Roman,serif; margin: 0 0 10pt; text-indent: 0.25in"><span class="xdx_phnt_RGlzY2xvc3VyZSAtIEN5YmVyc2VjdXJpdHkgUmlzayBNYW5hZ2VtZW50IGFuZCBTdHJhdGVneSBEaXNjbG9zdXJlAA__" id="xdx_90C_ecyd--CybersecurityRiskRoleOfManagementTextBlock_c20250101__20251231_zNWyGtHorh2d">We maintain programs designed to promote cybersecurity awareness among our employees, including periodic training on information security, data protection and the identification and mitigation of cybersecurity risks. We also implement access controls and authentication protocols across our systems to reduce the risk of unauthorized access.</span></p><p style="font: 10pt Times New Roman,serif; margin: 0 0 10pt; text-indent: 0.25in"><span class="xdx_phnt_RGlzY2xvc3VyZSAtIEN5YmVyc2VjdXJpdHkgUmlzayBNYW5hZ2VtZW50IGFuZCBTdHJhdGVneSBEaXNjbG9zdXJlAA__" id="xdx_90B_ecyd--CybersecurityRiskMateriallyAffectedOrReasonablyLikelyToMateriallyAffectRegistrantTextBlock_c20250101__20251231_zyyf4vnAE0yl">In 2025, we did <span class="xdx_phnt_RGlzY2xvc3VyZSAtIEN5YmVyc2VjdXJpdHkgUmlzayBNYW5hZ2VtZW50IGFuZCBTdHJhdGVneSBEaXNjbG9zdXJlAA__" id="xdx_900_ecyd--CybersecurityRiskMateriallyAffectedOrReasonablyLikelyToMateriallyAffectRegistrantFlag_dbF_c20250101__20251231_zxLTO7lkZhV1">not</span> identify any cybersecurity threats that have materially affected or are reasonably likely to materially affect our business strategy, results of operations or financial condition. </span>However, cybersecurity threats continue to evolve in sophistication and frequency, and we cannot eliminate all risks associated with such threats or guarantee that we have not experienced undetected incidents. For additional information regarding cybersecurity risks, see “Item 3. Key Information—Risk Factors—We and our customers have been and could in the future be the target of attempted cyberattacks and other internet-based scams, which may materially and adversely affect our business and day-to-day operations.”</p> Cybersecurity risk management is an <span class="xdx_phnt_RGlzY2xvc3VyZSAtIEN5YmVyc2VjdXJpdHkgUmlzayBNYW5hZ2VtZW50IGFuZCBTdHJhdGVneSBEaXNjbG9zdXJlAA__" id="xdx_90B_ecyd--CybersecurityRiskManagementProcessesIntegratedFlag_dbT_c20250101__20251231_zXDrYyHVZmsf">integral</span> component of our enterprise-wide risk management framework and is embedded across our technology-driven operations, including both customer-facing platforms and internal systems. true true Our board of directors has overall oversight responsibility for risk management, including cybersecurity risk, and receives periodic updates on cybersecurity matters. Day-to-day responsibility for cybersecurity is managed by specialized teams within our technology and risk functions, which are responsible for monitoring threats, managing incidents and maintaining our security controls. These teams also coordinate with third-party service providers and assess the effectiveness of our cybersecurity measures, including through the review of reports and security certifications provided by such third parties. We maintain programs designed to promote cybersecurity awareness among our employees, including periodic training on information security, data protection and the identification and mitigation of cybersecurity risks. We also implement access controls and authentication protocols across our systems to reduce the risk of unauthorized access. In 2025, we did <span class="xdx_phnt_RGlzY2xvc3VyZSAtIEN5YmVyc2VjdXJpdHkgUmlzayBNYW5hZ2VtZW50IGFuZCBTdHJhdGVneSBEaXNjbG9zdXJlAA__" id="xdx_900_ecyd--CybersecurityRiskMateriallyAffectedOrReasonablyLikelyToMateriallyAffectRegistrantFlag_dbF_c20250101__20251231_zxLTO7lkZhV1">not</span> identify any cybersecurity threats that have materially affected or are reasonably likely to materially affect our business strategy, results of operations or financial condition. false 1448 Ernst & Young Auditores Independentes S/S Ltda. 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(the “Company”) is a privately held financial holding company, headquartered at Rua Sérgio Fernandes Borges Soares, No. 1,000, Building E-1, Industrial District, in the city of Campinas, State of São Paulo, Brazil. The Company was incorporated on January 20, 2020, and is ultimately controlled by Mr. Marciano Testa.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 6pt 0 0; text-align: justify">The Agibank Group (“Group”) comprises the consolidation of the Company and its subsidiaries following the corporate reorganization of September 30, 2024 (see Note 2 below), and the combination of the Company and Nuova Holding S.A., with their respective subsidiaries. Following the merger of Nuova Holding S.A. into Banco Agibank S.A. in 2024, Nuova Holding S.A. and its subsidiaries became part of the consolidated group of Agi Financial Holding S.A. (see Note 15 – Equity).</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 6pt 0 0; text-align: justify">The Group aims to provide a broad financial services platform, including personal credit, payroll loans, credit card and payroll credit card operations, as well as demand and time deposits, investments, insurance, among others.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 6pt 0 0; text-align: justify; background-color: white">These combined and consolidated financial statements have been prepared to provide shareholders, management, financial institutions, and potential investors with information regarding the financial position and performance of the entities under common control as of and for the years ended December 31, 2025 and 2024.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 6pt 0 0; text-align: justify; background-color: white"><span style="font-family: Calibri,sans-serif">The issuance of these financial statements was authorized by the Board of Directors on April 30</span><span style="font-size: 8pt; line-height: 115%"> </span><span style="font-family: Calibri,sans-serif">, 2026.</span></p> <p style="font: 10pt/115% Times New Roman,serif; margin: 6pt 0 0; text-align: justify; background-color: white"><span style="font-family: Calibri,sans-serif"></span> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 6pt; margin-bottom: 0; background-color: white"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>(a)</b></span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>Banco Agibank S.A. (“Bank”):</b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 6pt 0 0; text-align: justify">The Company’s directly held subsidiary, Banco Agibank S.A. ("Agibank" or the "Bank") was established following the transfer of control of Banco Gerador S.A. from its former shareholders to its then-parent company, Agipar Holding S.A., under a purchase and sale agreement and other covenants signed on May 2, 2016. The transaction was approved by the Central Bank of Brazil (BACEN), along with the Bank’s business continuity plan, on July 26, 2016.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 6pt 0 0; text-align: justify">On August 16, 2016, Banco Gerador S.A. was renamed Banco Agiplan S.A. Subsequently, on January 10, 2018, the name was changed to Banco Agibank S.A., with BACEN’s approval granted on January 24, 2018.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 6pt 0 0; text-align: justify">Agibank operates as a commercial bank, offering personal credit, payroll loans, credit cards, and payroll credit cards, as well as raising demand and time deposits. Since April 5, 2021, the Bank’s headquarters have been located at Rua Sérgio Fernandes Borges Soares, No. 1,000, Building 12 E-1, Industrial District, Campinas, São Paulo.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 6pt 0 0; text-align: justify; background-color: white"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 6pt; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>(b)</b></span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>Nuova Holding S.A. and subsidiaries (“Nuova”):</b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 6pt 0 0; text-align: justify">Nuova was a privately held, non-financial holding company headquartered at Rua Sérgio Fernandes Borges Soares, No. 1,000, Building E-1, Industrial District, in the city of Campinas, State of São Paulo, Brazil. It was incorporated on February 26, 2018, and was directly controlled by Mr. Marciano Testa.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 6pt 0 0; text-align: justify; background-color: white">On September 30, 2024, Nuova was merged into Agibank Corretora de Seguros Sociedade Simples Ltda., a subsidiary of the Company which subsequently assumed control of Nuova and its subsidiaries. As a result, these entities became indirect subsidiaries of the Company.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 6pt 0 0; text-align: justify; background-color: white">Nuova and its subsidiaries are primarily engaged in banking correspondent services, collections, shared administrative services, marketplace operations, advertising, and other related activities.</p> <p id="xdx_80F_ecustom--DisclosureOfBasisOfPreparationExplanatory_zKpSLB4B6796" style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 6pt 0 0; text-align: justify; background-color: white"> </p> <table cellpadding="0" cellspacing="0" style="font: 13pt/115% Calibri Light; width: 100%; margin-top: 5.05pt; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 14.2pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b>2.</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b><span id="xdx_824_zg0GvjJkg7yg">Basis of preparation</span></b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">The consolidated financial statements were prepared in accordance with IFRS Accounting Standards, as issued by the International Accounting Standards Board ("IASB"), and the interpretations of the IFRS Interpretations Committee ("IFRIC").</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">The preparation of the financial statements, in accordance with IFRS Accounting Standards, requires management to make judgments, estimates and assumptions that affect the application of accounting policies and the reported amounts of assets, liabilities, revenues, costs and expenses. Current results could differ from the estimates. The use of judgments or estimates relevant to the financial statements are presented in each note below.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">The main accounting policies and criteria adopted in the preparation of the consolidated financial statements as of December 31, 2025 and 2024 and for the years ended December 31, 2025, 2024 and 2023 are consistent throughout the periods presented.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b>Corporate reorganization</b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">On September 30, 2024, Nuova was merged with and into Agibank Corretora de Seguros Sociedade Simples Ltda., a subsidiary of the Company, which subsequently assumed control of Nuova and its subsidiaries—such merger, the Nuova Merger. As a result, these entities became indirect subsidiaries of the Company.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Since the entities within the Group were under common control both prior to and after the Nuova Merger, the corporate reorganization does not qualify as a business combination under IFRS 3 Business Combinations. Under IFRS Accounting Standards there is no specific guidance applicable to business combinations of entities under common control, as IFRS 3 excludes business combinations between such entities from its scope. Due to the lack of specific guidance the Group established an accounting policy as required by IAS 8 — Accounting Policies, Changes in Accounting Estimates and Errors.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">As a result, the Group accounted for the corporate reorganization using the predecessor method of accounting by measuring the assets and liabilities of Nuova at their previous carrying amounts, as the entities within the Group are controlled by the same shareholders.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Accordingly, our combined and consolidated financial statements include (i) the consolidated operations of the Company and its subsidiaries as of December 31, 2024 and for the three-month period from October 1, 2024 to December 31, 2024 , and (ii) the combined operations of the Company and Nuova and their respective subsidiaries as of December 31, 2024.<br/> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>(a)</b></span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>Entities included in the combined and consolidated financial statements and consolidation/combination criteria.</b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">These combined and consolidated financial statements include the following companies, headquartered in Brazil:</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" id="xdx_890_eifrs-full--DisclosureOfInterestsInSubsidiariesExplanatory_pn3n3_zCfVmlvJRojg" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Basis of preparation (Details)"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; line-height: 115%"><span id="xdx_8B8_zCvI8aVluphh" style="display: none">Schedule of financial statements</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 70%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><b>Subsidiaries</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><b>2025</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><b>2024</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><b>2023</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">Banco Agibank S.A. </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_90A_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20250101__20251231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--BancoAgibankS.A.Member_zBoy8OnWEaaa" title="Interest on subsidiaries">100.00</span>%</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_909_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20240101__20241231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--BancoAgibankS.A.Member_zwELTSB9CBid" title="Interest on subsidiaries">95.70</span>%</span></td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_902_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20230101__20231231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--BancoAgibankS.A.Member_zGhEYnyKJ2e4" title="Interest on subsidiaries">100.00</span>%</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">Agi Financeira S.A. – Sociedade De Crédito, Financiamento E Investimento</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_902_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20250101__20251231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--AgibankFinanceiraS.A.CreditoFinanciamentoeInvestimentoMember_zNxSV5pqUnM1" title="Interest on subsidiaries">100.00</span>%</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_90F_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20240101__20241231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--AgibankFinanceiraS.A.CreditoFinanciamentoeInvestimentoMember_zNkkeGTJvsQk" title="Interest on subsidiaries">100.00</span>%</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_90B_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20230101__20231231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--AgibankFinanceiraS.A.CreditoFinanciamentoeInvestimentoMember_zqrybzyf8e59" title="Interest on subsidiaries">100.00</span>%</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">Agibank Corretora de Seguros Sociedade Simples Ltda.</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_90A_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20250101__20251231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--AgibankCorretoradeSegurosSociedadeSimplesLtdaMember_ztCltfkZZE7d" title="Interest on subsidiaries">100.00</span>%</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_904_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20240101__20241231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--AgibankCorretoradeSegurosSociedadeSimplesLtdaMember_zD8pVzgLPyZ5" title="Interest on subsidiaries">99.00</span>%</span></td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_90D_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20230101__20231231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--AgibankCorretoradeSegurosSociedadeSimplesLtdaMember_zb32vcsrrisf" title="Interest on subsidiaries">99.00</span>%</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">Telecontato Call Center e Telemarketing Ltda.</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_90D_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20250101__20251231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--TelecontatoCallCentereTelemarketingLtdaMember_zHV9jZQIuTQ9" title="Interest on subsidiaries">100.00</span>%</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_904_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20240101__20241231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--TelecontatoCallCentereTelemarketingLtdaMember_zXyCNsOlNmk7" title="Interest on subsidiaries">99.40</span>%</span></td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_903_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20230101__20231231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--TelecontatoCallCentereTelemarketingLtdaMember_zUgzoN6C8n1f" title="Interest on subsidiaries">99.40</span>%</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">Hypeflame Tecnologia e Big Data Ltda.</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_90B_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20250101__20251231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--HypeflameTecnologiaeBigDataLtdaMember_zPgVkcXPch4k" title="Interest on subsidiaries">100.00</span>%</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_904_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20240101__20241231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--HypeflameTecnologiaeBigDataLtdaMember_zRj3WSFdwvce" title="Interest on subsidiaries">99.96</span>%</span></td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_90D_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20230101__20231231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--HypeflameTecnologiaeBigDataLtdaMember_zRkApT10gPV1" title="Interest on subsidiaries">99.96</span>%</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">Soldi Promotora de Vendas Ltda.</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_900_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20250101__20251231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--SoldiPromotoradeVendasLtdaMember_zAHElIUbWtxi" title="Interest on subsidiaries">100.00</span>%</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_907_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20240101__20241231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--SoldiPromotoradeVendasLtdaMember_zN82JBBxQbq9" title="Interest on subsidiaries">100.00</span>%</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_906_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20230101__20231231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--SoldiPromotoradeVendasLtdaMember_zbodL5Q1Y7Zf" title="Interest on subsidiaries">100.00</span>%</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">Promil Promotora de Vendas Ltda.</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_909_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20250101__20251231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--PromilPromotoradeVendasLtdaMember_zgiYFkW6Vwud" title="Interest on subsidiaries">100.00</span>%</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_909_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20240101__20241231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--PromilPromotoradeVendasLtdaMember_ziTc0D8crsj1" title="Interest on subsidiaries">100.00</span>%</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_900_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20230101__20231231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--PromilPromotoradeVendasLtdaMember_znwkJmNXV8B2" title="Interest on subsidiaries">100.00</span>%</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">Agiplan Serviços de Cobrança Ltda.</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_90F_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20250101__20251231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--AgiplanServicosdeCobrancaLtdaMember_zRNYq9mZWBD1" title="Interest on subsidiaries">100.00</span>%</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_908_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20240101__20241231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--AgiplanServicosdeCobrancaLtdaMember_z70uL7xU6Sj7" title="Interest on subsidiaries">98.01</span>%</span></td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_90C_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20230101__20231231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--AgiplanServicosdeCobrancaLtdaMember_z7VEcsO9oyVf" title="Interest on subsidiaries">99.00</span>%</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">Neo Núcleo de Excelência Operacional Ltda.</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_901_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20250101__20251231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--NeoNucleodeExcelenciaOperacionalLtdaMember_zRa9ABctLmuc" title="Interest on subsidiaries">100.00</span>%</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_906_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20240101__20241231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--NeoNucleodeExcelenciaOperacionalLtdaMember_zWwEnjOZ7KW8" title="Interest on subsidiaries">99.00</span>%</span></td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_905_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20230101__20231231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--NeoNucleodeExcelenciaOperacionalLtdaMember_zMZS5JffIDxe" title="Interest on subsidiaries">100.00</span>%</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">Agi Marketplace Ltda.</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_900_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20250101__20251231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--AgiMarketplaceLtdaMember_zJ2Oic2YclFl" title="Interest on subsidiaries">100.00</span>%</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_900_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20240101__20241231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--AgiMarketplaceLtdaMember_zaRBm1hrxMNh" title="Interest on subsidiaries">99.00</span>%</span></td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_90F_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20230101__20231231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--AgiMarketplaceLtdaMember_zprlnHtAc8T9" title="Interest on subsidiaries">100.00</span>%</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">A House Agência de Publicidade Ltda.</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_903_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20250101__20251231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--AHouseAgenciadePublicidadeLtdaMember_zJvIkLjstcuc" title="Interest on subsidiaries">100.00</span>%</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_90E_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20240101__20241231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--AHouseAgenciadePublicidadeLtdaMember_zqzdHmwZXup1" title="Interest on subsidiaries">99.00</span>%</span></td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_902_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20230101__20231231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--AHouseAgenciadePublicidadeLtdaMember_zdpWihosQVge" title="Interest on subsidiaries">100.00</span>%</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">Agi Corretora de Seguros Digital Ltda.</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_909_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20250101__20251231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--AgiCorretoradeSegurosDigitalLtdaMember_zPncWxk5WYi2" title="Interest on subsidiaries">100.00</span>%</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_909_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20240101__20241231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--AgiCorretoradeSegurosDigitalLtdaMember_z14F73hFJjh2" title="Interest on subsidiaries">99.00</span>%</span></td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_908_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20230101__20231231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--AgiCorretoradeSegurosDigitalLtdaMember_zchej4hhw7ni" title="Interest on subsidiaries">100.00</span>%</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">Fundo de Investimento em Direitos Creditórios Agibank I (“FIDC”)</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_90F_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20250101__20251231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--FundodeInvestimentoemDireitosCreditoriosAgibankIFIDCMember_zguwmK59pkSa" title="Interest on subsidiaries">15.45</span>%</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">-</span></td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">-</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">Agibank Asset Management Ltda.</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_906_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20250101__20251231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--AgibankAssetManagementLtdaMember_zYoygXGd77rl" title="Interest on subsidiaries">100.00</span>%</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">-</span></td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">-</span></td></tr> </table> <p id="xdx_8A0_zdXWAIbl5RVi" style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">In the combination and consolidation process, all balances and transactions among the entities under common control, including intercompany transactions and balances of their respective subsidiaries, have been eliminated to present a single set of financial statements as if they were a single economic entity.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">At the Extraordinary General Meeting held on December 27, 2024, the Bank approved a capital increase of R$<span id="xdx_90C_eifrs-full--IssuedCapital_iI_pn6n6_c20241227__ifrs-full--CounterpartiesAxis__custom--LuminaMember_zYIU6qppLcT1" title="Capital increase">400</span> million through the issuance of <span id="xdx_902_eifrs-full--NumberOfSharesIssued_iI_c20241227__ifrs-full--CounterpartiesAxis__custom--LuminaMember_zcHqCabV8pt6" title="Issuance common shares">35,165,009</span> common shares. This capital injection came from Lumina, which became a shareholder of the Bank alongside the Company, resulting in an increase in non-controlling interest in the Group’s consolidated financial statements.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">On February 19, 2025, Lumina’s non-controlling interest in the Bank was exchanged for shares in the Company, resulting in a decrease in non-controlling interest in the Group’s consolidated financial statements.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">On May 28, 2025, Class A Quotas of the Fundo de Investimento em Direitos Creditórios Agibank I Responsabilidade Limitada (Credit Rights Investment Fund) (“FIDC”) was incorporated and began to be consolidated, as the entity assumes or retains substantially all the risks and rewards associated with its operations, reflecting the control or significant influence exercised.</p> <p style="font: 10pt/115% Times New Roman, Times, Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">This conclusion involves significant judgment and is based on the determination that the Group controls the FIDC in accordance with IFRS 10, notwithstanding the absence of a majority of voting rights, as a result of the ownership of 100% of the subordinated equity interests, which absorb first losses and provide exposure to substantially all variable returns, together with substantive decision-making rights over the relevant activities. Based on the FIDC’s governance structure and voting quorum requirements, no other investor is able to unilaterally control or exercise significant influence over the relevant activities of the Fund. The transfer of credit rights does not result in full derecognition, as substantially all risks and rewards are retained; accordingly, the assets remain recognized with corresponding liabilities recorded in accordance with IFRS 9.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Within this structure, obligations relating to credit assignment (FIDC) are contractually divided into senior and subordinated quotas. Such obligations arise from the funding arrangements of the credit assignment transactions and reflect the consideration received for transferred credit rights that are not derecognized, with settlement linked to the cash flows generated by the underlying credit portfolios. Subordinated quotas, which absorb first losses and provide exposure to residual returns, are <span id="xdx_908_ecustom--ResidualReturnsPercentage_iI_pip0_dp_c20251231_zxsL6YrPh5Ak" title="Residual returns, percentage">100</span>% held by the Group and are therefore eliminated in the consolidation process. Accordingly, only senior quotas held by third-party investors remain recognized as liabilities in the consolidated financial statements. Obligations related to senior equity interests and credit assignment arrangements are classified as liabilities, rather than non-controlling interests, because they are redeemable at the option of the holder and convey a contractual obligation to deliver cash, however, such liabilities are presented within “Obligations related to credit assignment” in the note 14.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">On August 1, 2025, Banco Agibank established the company Agibank Asset Management Ltda., whose main business activity is the management of securities portfolios, investment funds, and portfolios of securities and financial assets, incorporated either in Brazil or abroad.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">On October 1, 2025, Banco Agibank acquired the non-controlling interests in the company’s Agibank Corretora de Seguros Ltda., Telecontato Call Center e Telemarketing Ltda., and Hypeflame Tecnologia e BigData Ltda. Additionally, its wholly-owned subsidiary, Agibank Corretora de Seguros Ltda., acquired equity interests in the companies Agiplan Serviços de Cobrança Ltda., and Neo Núcleo de Excelência Operacional Ltda.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>(b)</b></span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>Functional and presentation currency</b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: justify"><b> </b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">The financial statements are presented in thousands of Brazilian reais (R$ - BRL), rounded to the nearest thousand, which is the Group’s functional currency.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>(c)</b></span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>Segment Reporting</b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">For management purposes, the Bank’s Management has determined that it has only one operating segment related to the banking business. The Bank provides a standardized set of financial products and services exclusively to individuals, mainly focused on credit, including digital accounts, cards, payroll and personal loans, and insurance offered through partners.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">All products present similar economic characteristics, are directed to the same type of customer, use integrated distribution channels, and operate under the same regulatory environment. Consequently, the Bank does not manage its activities by business lines, customer categories, products, regions or any other segmentation for purposes of resource allocation or performance assessment.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Accordingly, operating results are monitored and presented to the Chief Operating Decision Maker on a consolidated basis.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">No single customer contributed 10% or more to the Agibank Group’s combined or consolidated revenue for the years ended December 31, 2025, 2024 and 2023.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Most of the Group’s assets are located in Brazil and all of the Group’s revenue is derived from customers located in Brazil.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 12pt Calibri Light; margin: 2pt 0 0; text-indent: 0in"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b>2.1</b></span><b><span style="font-family: Times New Roman, Times, Serif; font-size: 7pt"> </span><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt">Changes in accounting policies and disclosures</span></b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0"> </p> <p style="font: italic 10pt Calibri Light; margin: 2pt 0 0; text-indent: 0in"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-style: normal"><b>2.1.1</b></span><b><span style="font: normal 7pt Times New Roman, Times, Serif"> </span></b><b><span style="font-family: Calibri, Helvetica, Sans-Serif; font-style: normal">New and amended standards</span></b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">The following amendment to IAS 21 became effective for annual periods beginning on 1 January 2025:</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify"><b>Lack of exchangeability – Amendments to IAS 21</b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">For annual reporting periods beginning on or after 1 January 2025, Lack of Exchangeability – Amendments to IAS 21 The Effects of Changes in Foreign Exchange Rates specifies how an entity should assess whether a currency is exchangeable and how it should determine a spot exchange rate when exchangeability is lacking. The amendments also require disclosure of information that enables users of an entity’s financial statements to understand how the currency not being exchangeable into the other currency affects, or is expected to affect, the entity’s financial performance, financial position and cash flows.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">This amendment did not have an impact on the Group’s financial statements<b>.</b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">New and amended standards and interpretations that are issued but not yet effective are being assessed by the Group to determine the impact on the consolidated financial statements.</p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 2pt 0 0"><b> </b></p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 2pt 0 0"><b>Amendments to the Classification and Measurement of Financial Instruments—Amendments to IFRS 9 and IFRS 7 </b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt">On 30 May 2024, the IASB issued Amendments to IFRS 9 and IFRS 7, Amendments to the Classification and Measurement of Financial Instruments (the Amendments). The Amendments include:</p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 20.3pt"></td><td style="width: 18pt"><span style="font-family: Symbol">·</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Clarifications of the requirements for recognition and derecognition of financial assets and liabilities </span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 20.3pt"></td><td style="width: 18pt"><span style="font-family: Symbol">·</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">A clarification that a financial liability is derecognised on the ‘settlement date’ and introduce an accounting policy choice (if specific conditions are met) to derecognise financial liabilities settled using an electronic payment system before the settlement date </span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 20.3pt"></td><td style="width: 18pt"><span style="font-family: Symbol">·</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Additional guidance on how the contractual cash flows for financial assets with environmental, social and corporate governance (ESG) and similar features should be assessed ▪ Clarifications on what constitute ‘non-recourse features’ and what are the characteristics of contractually linked instruments </span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 20.3pt"></td><td style="width: 18pt"><span style="font-family: Symbol">·</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">The introduction of disclosures for financial instruments with contingent features and additional disclosure requirements for equity instruments classified at fair value through other comprehensive income (OCI).</span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">The Amendments are effective for annual periods starting on or after 1 January 2026.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">With respect to the amendments on the derecognition of financial liabilities that are settled through an electronic payment system, the Group has performed an assessment of all material electronic payment systems used in the various jurisdictions it operates.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">The electronic settlement systems used by the Group result in real-time settlement.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">The Group has determined that it will not apply the accounting policy option to derecognize financial liabilities prior to the settlement date. In addition, the Group has also reviewed its other payment systems (such as checks, credit cards, and debit cards) and concluded that the recognition and derecognition policies are already in compliance with the amendments.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">Based on the assessments performed, the amendments in these areas are not expected to have a material impact on the financial statements.</p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 2pt 0 0"><b> </b></p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 2pt 0 0"><b>Contracts Referencing Nature-dependent Electricity – Amendments to IFRS 9 and IFRS 7 </b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">In December 2024, the IASB issued Amendments to IFRS 9 and IFRS 7 Contracts Referencing Nature dependent Electricity.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">The amendments apply only to contracts that reference nature-dependent electricity. The amendments:</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">Clarify the application of the ‘own-use’ requirements for in-scope contracts</p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 20.3pt"></td><td style="width: 18pt"><span style="font-family: Symbol">·</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Amend the designation requirements for a hedged item in a cash flow hedging relationship for in-scope contracts </span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 20.3pt"></td><td style="width: 18pt"><span style="font-family: Symbol">·</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Add new disclosure requirements to enable investors to understand the effect of these contracts on a company’s financial performance and cash flows</span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">The amendments will take effect for annual reporting periods starting on or after 1 January 2026. Early adoption is allowed, but it must be disclosed. The amendments concerning the own-use exception are to be applied retrospectively, while the hedge accounting amendments should be applied prospectively to new hedging relationships designated from the initial application date. Additionally, the IFRS 7 disclosure amendments must be implemented alongside the IFRS 9 amendments. If an entity does not restate comparative information, it cannot present comparative disclosures. The Group expects that the amendments will have no impact on its financial statements.</p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 2pt 0 0"><b> </b></p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 2pt 0 0"><b>IFRS 18 Presentation and Disclosure in Financial Statements </b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">In April 2024, the IASB issued IFRS 18 Presentation and Disclosure in Financial Statements, which replaces IAS 1 Presentation of Financial Statements. IFRS 18 introduces new requirements for presentation within the statement of profit or loss, including specified totals and subtotals. Furthermore, entities are required to classify all income and expenses within the statement of profit or loss into one of five categories: operating, investing, financing, income taxes and discontinued operations, whereof the first three are new.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">There are specific presentation requirements and options for entities, such as Group, that have specified main business activities (either providing finance to customers or investing in specific type of assets, or both).</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">The standard requires disclosure of newly defined management-defined performance measures, subtotals of income and expenses, and it also includes new requirements for aggregation and disaggregation of financial information based on the identified ‘roles’ of the primary financial statements and the notes. In addition, narrow-scope amendments have been made to IAS 7 Statement of Cash Flows, which include changing the starting point for determining cash flows from operations under the indirect method, from ‘profit or loss’ to ‘operating profit or loss’ and removing the optionality around classification of cash flows from dividends and interest. In addition, there are consequential amendments to several other standards.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">The Group is currently working to identify the impacts the standard will have on the primary financial statements and notes to the financial statements. The Group considers its main business activities to include the provision of financing to customers and investing in financial assets. In accordance with IFRS 18, some of the income and expenses related to those activities are classified in the operating category, as an exception to the general requirements that would otherwise have resulted in their classification in the investing or financing categories.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">The Group is currently assessing the potential impacts of IFRS 18 – Presentation and Disclosure in Financial Statements on its financial statements and related disclosures. At this stage, the assessment is ongoing and the Group has not yet concluded on the extent of the effects that the new standard may have on the presentation of its financial statements, including the statement of profit or loss and the statement of cash flows. The Group will apply IFRS 18 from its effective date and will update its accounting policies and disclosures as necessary once the evaluation has been completed.</p> <table cellpadding="0" cellspacing="0" id="xdx_890_eifrs-full--DisclosureOfInterestsInSubsidiariesExplanatory_pn3n3_zCfVmlvJRojg" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Basis of preparation (Details)"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; line-height: 115%"><span id="xdx_8B8_zCvI8aVluphh" style="display: none">Schedule of financial statements</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 70%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><b>Subsidiaries</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><b>2025</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><b>2024</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><b>2023</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">Banco Agibank S.A. </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_90A_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20250101__20251231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--BancoAgibankS.A.Member_zBoy8OnWEaaa" title="Interest on subsidiaries">100.00</span>%</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_909_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20240101__20241231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--BancoAgibankS.A.Member_zwELTSB9CBid" title="Interest on subsidiaries">95.70</span>%</span></td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_902_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20230101__20231231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--BancoAgibankS.A.Member_zGhEYnyKJ2e4" title="Interest on subsidiaries">100.00</span>%</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">Agi Financeira S.A. – Sociedade De Crédito, Financiamento E Investimento</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_902_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20250101__20251231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--AgibankFinanceiraS.A.CreditoFinanciamentoeInvestimentoMember_zNxSV5pqUnM1" title="Interest on subsidiaries">100.00</span>%</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_90F_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20240101__20241231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--AgibankFinanceiraS.A.CreditoFinanciamentoeInvestimentoMember_zNkkeGTJvsQk" title="Interest on subsidiaries">100.00</span>%</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_90B_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20230101__20231231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--AgibankFinanceiraS.A.CreditoFinanciamentoeInvestimentoMember_zqrybzyf8e59" title="Interest on subsidiaries">100.00</span>%</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">Agibank Corretora de Seguros Sociedade Simples Ltda.</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_90A_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20250101__20251231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--AgibankCorretoradeSegurosSociedadeSimplesLtdaMember_ztCltfkZZE7d" title="Interest on subsidiaries">100.00</span>%</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_904_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20240101__20241231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--AgibankCorretoradeSegurosSociedadeSimplesLtdaMember_zD8pVzgLPyZ5" title="Interest on subsidiaries">99.00</span>%</span></td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_90D_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20230101__20231231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--AgibankCorretoradeSegurosSociedadeSimplesLtdaMember_zb32vcsrrisf" title="Interest on subsidiaries">99.00</span>%</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">Telecontato Call Center e Telemarketing Ltda.</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_90D_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20250101__20251231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--TelecontatoCallCentereTelemarketingLtdaMember_zHV9jZQIuTQ9" title="Interest on subsidiaries">100.00</span>%</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_904_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20240101__20241231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--TelecontatoCallCentereTelemarketingLtdaMember_zXyCNsOlNmk7" title="Interest on subsidiaries">99.40</span>%</span></td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_903_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20230101__20231231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--TelecontatoCallCentereTelemarketingLtdaMember_zUgzoN6C8n1f" title="Interest on subsidiaries">99.40</span>%</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">Hypeflame Tecnologia e Big Data Ltda.</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_90B_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20250101__20251231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--HypeflameTecnologiaeBigDataLtdaMember_zPgVkcXPch4k" title="Interest on subsidiaries">100.00</span>%</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_904_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20240101__20241231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--HypeflameTecnologiaeBigDataLtdaMember_zRj3WSFdwvce" title="Interest on subsidiaries">99.96</span>%</span></td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_90D_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20230101__20231231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--HypeflameTecnologiaeBigDataLtdaMember_zRkApT10gPV1" title="Interest on subsidiaries">99.96</span>%</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">Soldi Promotora de Vendas Ltda.</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_900_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20250101__20251231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--SoldiPromotoradeVendasLtdaMember_zAHElIUbWtxi" title="Interest on subsidiaries">100.00</span>%</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_907_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20240101__20241231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--SoldiPromotoradeVendasLtdaMember_zN82JBBxQbq9" title="Interest on subsidiaries">100.00</span>%</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_906_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20230101__20231231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--SoldiPromotoradeVendasLtdaMember_zbodL5Q1Y7Zf" title="Interest on subsidiaries">100.00</span>%</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">Promil Promotora de Vendas Ltda.</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_909_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20250101__20251231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--PromilPromotoradeVendasLtdaMember_zgiYFkW6Vwud" title="Interest on subsidiaries">100.00</span>%</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_909_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20240101__20241231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--PromilPromotoradeVendasLtdaMember_ziTc0D8crsj1" title="Interest on subsidiaries">100.00</span>%</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_900_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20230101__20231231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--PromilPromotoradeVendasLtdaMember_znwkJmNXV8B2" title="Interest on subsidiaries">100.00</span>%</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">Agiplan Serviços de Cobrança Ltda.</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_90F_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20250101__20251231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--AgiplanServicosdeCobrancaLtdaMember_zRNYq9mZWBD1" title="Interest on subsidiaries">100.00</span>%</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_908_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20240101__20241231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--AgiplanServicosdeCobrancaLtdaMember_z70uL7xU6Sj7" title="Interest on subsidiaries">98.01</span>%</span></td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_90C_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20230101__20231231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--AgiplanServicosdeCobrancaLtdaMember_z7VEcsO9oyVf" title="Interest on subsidiaries">99.00</span>%</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">Neo Núcleo de Excelência Operacional Ltda.</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_901_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20250101__20251231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--NeoNucleodeExcelenciaOperacionalLtdaMember_zRa9ABctLmuc" title="Interest on subsidiaries">100.00</span>%</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_906_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20240101__20241231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--NeoNucleodeExcelenciaOperacionalLtdaMember_zWwEnjOZ7KW8" title="Interest on subsidiaries">99.00</span>%</span></td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_905_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20230101__20231231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--NeoNucleodeExcelenciaOperacionalLtdaMember_zMZS5JffIDxe" title="Interest on subsidiaries">100.00</span>%</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">Agi Marketplace Ltda.</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_900_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20250101__20251231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--AgiMarketplaceLtdaMember_zJ2Oic2YclFl" title="Interest on subsidiaries">100.00</span>%</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_900_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20240101__20241231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--AgiMarketplaceLtdaMember_zaRBm1hrxMNh" title="Interest on subsidiaries">99.00</span>%</span></td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_90F_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20230101__20231231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--AgiMarketplaceLtdaMember_zprlnHtAc8T9" title="Interest on subsidiaries">100.00</span>%</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">A House Agência de Publicidade Ltda.</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_903_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20250101__20251231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--AHouseAgenciadePublicidadeLtdaMember_zJvIkLjstcuc" title="Interest on subsidiaries">100.00</span>%</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_90E_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20240101__20241231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--AHouseAgenciadePublicidadeLtdaMember_zqzdHmwZXup1" title="Interest on subsidiaries">99.00</span>%</span></td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_902_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20230101__20231231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--AHouseAgenciadePublicidadeLtdaMember_zdpWihosQVge" title="Interest on subsidiaries">100.00</span>%</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">Agi Corretora de Seguros Digital Ltda.</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_909_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20250101__20251231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--AgiCorretoradeSegurosDigitalLtdaMember_zPncWxk5WYi2" title="Interest on subsidiaries">100.00</span>%</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_909_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20240101__20241231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--AgiCorretoradeSegurosDigitalLtdaMember_z14F73hFJjh2" title="Interest on subsidiaries">99.00</span>%</span></td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_908_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20230101__20231231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--AgiCorretoradeSegurosDigitalLtdaMember_zchej4hhw7ni" title="Interest on subsidiaries">100.00</span>%</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">Fundo de Investimento em Direitos Creditórios Agibank I (“FIDC”)</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_90F_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20250101__20251231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--FundodeInvestimentoemDireitosCreditoriosAgibankIFIDCMember_zguwmK59pkSa" title="Interest on subsidiaries">15.45</span>%</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">-</span></td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">-</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">Agibank Asset Management Ltda.</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><span id="xdx_906_eifrs-full--ProportionOfVotingPowerHeldInSubsidiary_pip0_dp_c20250101__20251231__ifrs-full--SignificantInvestmentsInSubsidiariesAxis__custom--AgibankAssetManagementLtdaMember_zYoygXGd77rl" title="Interest on subsidiaries">100.00</span>%</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">-</span></td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 115%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">-</span></td></tr> </table> 1.0000 0.9570 1.0000 1.0000 1.0000 1.0000 1.0000 0.9900 0.9900 1.0000 0.9940 0.9940 1.0000 0.9996 0.9996 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 0.9801 0.9900 1.0000 0.9900 1.0000 1.0000 0.9900 1.0000 1.0000 0.9900 1.0000 1.0000 0.9900 1.0000 0.1545 1.0000 400000000 35165009 1 <p id="xdx_800_ecustom--DisclosureOfChangeInAccountingPoliciesExplanatory_zXKyRUckj6I9" style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" style="font: 13pt/115% Calibri Light; width: 100%; margin-top: 5.05pt; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 14.2pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b>3.</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b><span id="xdx_82F_z2UTYBsuEke2">Summary of significant accounting policies</span></b></span></td></tr></table> <p id="xdx_844_eifrs-full--DescriptionOfAccountingPolicyForFinancialInstrumentsExplanatory_zbm30oRp7zw5" style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 10.9pt"></td><td style="width: 35.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>3.1</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif"><b><span id="xdx_829_zRkO99wN54Yh">Financial instruments</span></b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 0 46.4pt"><b> </b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">A financial instrument is any contract that gives rise to a financial asset of one entity and a financial liability or equity instrument of another entity.</p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 10pt; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>(a)</b></span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>Initial recognition </b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">Financial assets or liabilities, except for “Loans and advances to clients” and “Time and Demand deposits” are recognized when the Group becomes a party to the contractual provisions of the instrument, which generally occurs on the trade date.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">Loans and advances to clients are recognized when cash is transferred to borrowers.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">Time and demand deposits are recognized when clients transfer funds to the Agibank Group.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 14.2pt; text-align: justify"><b><span style="text-decoration: underline">Initial measurement of financial instruments</span></b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">Financial instruments are initially measured at their fair value and, except in the case of financial assets or liabilities recorded at fair value through profit or loss, the costs attributable to the transaction are added to, or subtracted from, this value.</p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 10pt; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>(b)</b></span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>Classification and measurement of financial instruments</b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 14.2pt; text-align: justify">Financial Instruments, based on the business model used by the Group in managing its instruments and the SPPI (solely payments of principal and interest) Test, are measured: (i) at amortized cost, (ii) at fair value through other comprehensive income (FVTOCI); or (iii) at fair value through profit or loss (FVTPL).</p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 6pt; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>Business model </b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 6pt 0 0 35.4pt; text-align: justify">The group classifies its financial assets based on the business model used to manage these assets and their contractual terms, being measured (i) at amortized cost, (ii) at fair value through other comprehensive income and (iii) at fair value through profit or loss.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 35.4pt; text-align: justify">The Group classifies and measures its trading portfolio and derivatives at fair value through profit or loss. The Group may designate instruments at fair value through profit or loss if, by doing so, it eliminates and significantly reduces measurement and recognition inconsistencies.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt 35.45pt; text-align: justify">Financial liabilities are generally measured at amortized cost, except for derivative liabilities, financial liabilities held for trading, or when the fair value option is applied, which are measured at fair value through profit or loss.</p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>SPPI Test (Solely Payments of Principal and Interest)</b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 35.4pt; text-align: justify">Additionally in the classification process, the Group assesses the contractual terms of financial assets to verify if they have cash flows that represent only payments of principal and interest, meeting the criteria of the SPPI test.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 35.4pt; text-align: justify">“Principal”, for this test, is defined as the fair value of the financial asset at initial recognition and which may change over its lifetime (for example, if there are payments of principal).</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 35.4pt; text-align: justify">The most significant elements of interest in a basic loan agreement are consideration for the time value of money and credit risk. To apply the SPPI test, the Group makes judgments and considers certain relevant factors, such as the currency in which the financial asset is denominated and the period for which the interest rate is defined.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 35.4pt; text-align: justify">In contrast, contractual terms that introduce a material exposure to volatility risks in contractual cash flows that are not related to a basic loan agreement do not give rise to cash flows that represent only payments of principal and interest. In these cases, the financial asset is measured at fair value through profit or loss.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 14.2pt; text-align: justify"><b><span style="text-decoration: underline">Financial instruments at amortized cost</span></b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">A financial asset that is not designated at fair value through profit or loss upon initial recognition, is measured at amortized cost if both of the following conditions are met:</p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">It is maintained within a business model whose objective is to hold assets to obtain contractual cash flow; and</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">The contractual terms of the financial asset represent contractual cash flows that represent solely payments of principal and interest.</span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">Financial liabilities are classified as subsequently measured at amortized cost, except for financial liabilities at fair value through profit or loss.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">Amortized cost is the amount at which a financial asset or financial liability is measured on initial recognition minus the principal repayments plus or minus the accumulated amortization using the effective interest rate method, adjusted for any provision for expected credit losses and/or transaction costs, premiums or discounts.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">The effective interest rate is the rate that discounts the estimated future cash payments or receipts over the expected life of the financial asset or financial liability to the gross carrying amount of a financial asset (i.e. its amortized cost before any provision for impairment) or the amortized cost of a financial liability. The calculation does not consider expected credit losses, and includes transaction costs, premiums or discounts and fees or costs, such as origination fees.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">Interest income on financial assets measured at amortized cost is included in “Net interest income” using the effective interest rate method.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify"><b><span style="text-decoration: underline">Financial Instruments Measured at Fair Value Through Profit or Loss (FVTPL)</span></b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">Items at fair value through profit or loss comprise items held for trading and items irrevocably designated at fair value through profit or loss on initial recognition. A financial asset or liability may be irrevocably designated, as measured at fair value through profit or loss, if it eliminates or significantly reduces a measurement or recognition inconsistency (accounting mismatch) that may result from the measurement of assets or liabilities or the recognition of gains and losses on those assets and liabilities in a different approach. Furthermore, in accordance with IFRS 9, debt instruments whose contractual cash flows do not represent solely payments of principal and interest (SPPI) are required to be measured at fair value through profit or loss.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">Financial instruments measured at fair value through profit or loss are initially recognized at fair value, with transaction-related costs recognized in profit or loss when incurred. Subsequently, these instruments are measured at fair value and any gains or losses are recognized in profit or loss as they are determined.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">When a financial asset is measured at fair value, a credit valuation adjustment is included to reflect the credit quality of the counterparty, representing changes in fair value attributable to credit risk.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">When financial liability is designated at fair value through profit or loss, the change in fair value attributable to changes in the Group's credit quality is presented in other comprehensive income.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">Derivative financial instruments are measured at FVTPL and recorded as financial assets when their fair value is positive and as financial liabilities when their fair value is negative. Derivatives that have guarantees and that are settled daily at their net value through a settlement chamber (for example, futures transactions) are recorded at the amount pending settlement overnight.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 14.2pt; text-align: justify">As of December 31, 2025, 2024 and 2023, the Group had no financial assets or liabilities irrevocably designated as measured at fair value through profit or loss.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify"><b><span style="text-decoration: underline">Financial Instruments Measured at Fair Value Through Other Comprehensive Income (FVTOCI) - Debt instruments</span></b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">Debt instruments are instruments that meet the definition of financial liability from the perspective of the issuer, such as loans, government, and private securities. The classification and subsequent measurement of debt instruments depend on the business model to manage the asset and the cash flow characteristics of the asset.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">Investments in debt instruments are measured at FVTOCI as follows:</p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">When they have contractual terms that originate cash flows on specific dates, which represent only payments of principal and interest on the outstanding principal balance; and</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">When they are maintained in a business model whose objective is achieved both by obtaining contractual cash flows and by selling them.</span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">These debt instruments are initially recognized at fair value plus directly attributed transaction costs and subsequently measured at fair value. Gains and losses arising from changes in fair value are recorded in other comprehensive income. The result of impairment losses, interest income and foreign exchange gains and losses is recorded in income. Upon settlement of the debt instrument, gains or losses accumulated in other comprehensive income are reclassified to income. The impairment is measured based on the three-year model expected loss stages.</p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 10pt; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>(c)</b></span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>Fair value hierarchy</b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">Financial instruments are measured according to the measurement hierarchy of the fair value described below:</p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Level 1: Quoted (unadjusted) market prices in active markets for assets or identical liabilities. They include public securities, shares of listed companies, long/sell, futures and investment fund shares with immediate liquidity.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Level 2: Evaluation techniques for which the lowest level of information and measurement of fair value is directly or indirectly observable. They include over-the-counter derivatives and investment fund quotas without immediate liquidity.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Level 3: Evaluation techniques for which the lowest level of information and measurement of fair value is not available.</span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 17.4pt; text-align: justify">The distribution of financial instruments measured at fair value, and the fair value disclosure of financial instruments measured at amortized cost in the hierarchy of measurement is disclosed in notes 6.1, 6.2 and 6.3.</p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 10pt; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>(d)</b></span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>Reclassification of financial instruments</b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 0.25in; text-align: justify">The Group only reclassifies its financial assets after initial recognition, in circumstances in which it acquires, sells or closes a line of business. In such cases, the reclassification takes place from the beginning of the first reporting period after the change. These changes are expected to be infrequent.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 0.25in; text-align: justify">The Group did not reclassify any financial assets or liabilities during the years ended December 31, 2025, 2024 and 2023.</p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 10pt; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>(e)</b></span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>Derecognition of financial assets and liabilities</b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 14.2pt; text-align: justify"><b><span style="text-decoration: underline">Derecognition of financial assets</span></b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">Financial assets, or a portion thereof, are derecognized when contractual rights to receive the cash flows of the assets have expired or have become uncollectable, or if they have been transferred to third parties, and (i) the Group transfers substantially all the risks and benefits of the property, or (ii) the Group has neither transferred nor substantially retained all the risks and benefits of the asset, but has transferred control of the asset.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">The financial asset is also derecognized when overdue by more than 360 days.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 14.2pt; text-align: justify"><b><span style="text-decoration: underline">Derecognition of financial liabilities</span></b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">Financial liability is derecognized when the obligation related to that liability is forgiven, cancelled, or expired.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 14.2pt; text-align: justify"><b><span style="text-decoration: underline">Derecognition due to substantial changes in contractual terms and conditions</span></b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">The Group derecognizes a financial asset, or a financial liability, when its terms and conditions are renegotiated at such an extension that results in substantially different cash flows. Such exchange or modification is treated as derecognition of the original financial instrument and recognition of a new transaction, with any differences being recognized in the Income Statement, as gains or losses of derecognition.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">A newly recognized Financial Asset is classified in Stage 1 for the purpose of measuring its expected losses, unless it is a purchased or originated credit-impaired financial asset.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">If the renegotiation does not result in substantially different cash flows, the modification does not lead to a derecognition of the operation.</p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 10pt; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>(f)</b></span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>Credit risk management and allowance for expected credit losses</b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 14.2pt; text-align: justify"><b><span style="text-decoration: underline">Overview of the principles used in determining expected losses </span></b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">The Group accounts for the allowance for expected loss (EL) for its debt instruments and loans to clients not measured at FVTPL and for the Credit Limits Granted and Not Used, which in this section will all be considered as "financial instruments". Equity instruments are not subject to Allowance for Expected Losses in accordance with IFRS 9.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">The allowance is based on the expectation of credit losses arising over the asset life (expected lifetime loss, or “Lifetime EL”), unless there has been no significant increase in credit risk since its origination, in which case the allowance is based on a 12-month loss expectation (“12-month EL”). The 12-month EL represents the expected losses from events of default, the occurrence of which is possible within 12 months from the reporting period.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">The Group has established a policy to assess at the end of each reporting period whether the credit risk of a financial instrument has significantly increased since its initial recognition, considering the change in default risk that occurs over the remaining life of the Financial Instrument. Based on the process, the Group distributes its financial instruments in stages, as described below:</p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Stage 1: when financial instruments are initially recognized, the Group recognizes a 12-month EL-based provision. Stage 1 also includes operations that have improved their credit risks and that have been reclassified to Stage 2.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Stage 2: when a financial instrument presented a significant increase in credit risk since its origination, the Group registers a provision for Lifetime EL. In stage 2 operations are also included that have improved their credit risks and that have been reclassified from Stage 3.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Stage 3: financial instruments considered to have recovery problems. The Group registers a provision for Lifetime EL.</span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">Recoveries of amounts related to previously written-off loan receivables are recognized in the loan portfolio in the statement of financial position with a corresponding credit recognized as “Recoveries” in “Expected credit losses” (ECL) in the statement of income (see Note 6.4). Concurrently, as recovered loans are initially classified as stage 3, a corresponding increase in the Allowance for expected loss in the statement of financial position is recognized in an amount equal to the re-established loan receivable, resulting in a net zero impact on profit or loss.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">As a result of this accounting treatment, the impact of recoveries of previously written-off loans and the corresponding increase in expected credit loss provision are presented in the statement of income within the same line-item as the other components of the expected credit losses expense</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">In accordance with IFRS 7.35F(a), the Group evaluates at each reporting date whether the credit risk of a financial instrument has increased significantly since initial recognition (“SICR”). This assessment combines quantitative indicators, qualitative factors, delinquency backstops, and forward-looking macroeconomic information.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify"><span style="text-decoration: underline">Quantitative assessment</span></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">The Group compares the lifetime Probability of Default (‘PD’) at the reporting date with the PD measured at origination (‘PD origination’), which is recorded at initial recognition and remains fixed throughout the life of the instrument. The current PD is recalculated monthly. A significant increase in credit risk is deemed to have occurred when deterioration in the PD exceeds statistically calibrated thresholds derived from backtesting, sensitivity analyses and model performance reviews, as follows:</p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 32.2pt"></td><td style="width: 18pt"><span style="font-family: Symbol">·</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">PD origination ≤ 5% → SICR if current PD increases by more than 5 percentage points;</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 32.2pt"></td><td style="width: 18pt"><span style="font-family: Symbol">·</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">PD origination &gt; 5% and ≤ 20% → SICR if current PD doubles relative to PD origination;</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 32.2pt"></td><td style="width: 18pt"><span style="font-family: Symbol">·</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">PD origination &gt; 20% → SICR if current PD increases by more than 20 percentage points.</span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">These criteria were validated across all homogeneous risk groups and reflect statistically significant credit deterioration.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify"><span style="text-decoration: underline">Qualitative assessment</span></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">The Group also considers qualitative indicators of deterioration, including restructuring with economic concessions, adverse payment behavior, or changes in the customer’s financial condition. Renegotiations do not automatically trigger SICR, but the resulting behavioral risk typically increases PD and may lead to Stage 2 classification when thresholds are met.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify"><span style="text-decoration: underline">30-day past-due presumption</span></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">Consistent with IFRS 9.5.5.11, all exposures more than 30 days past due are classified in Stage 2. The Group does not apply rebuttal to this presumption, as historical data demonstrates materially higher default rates for these cases.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify"><span style="text-decoration: underline">Definition of default (Stage 3 criterion)</span></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">Default is presumed at more than 90 days past due, or earlier when objective evidence of unlikeliness to pay exists, including customer death without recoverable guarantor, adverse judicial decisions that restrict collection (under Brazilian judicial procedures, certain court orders may limit or suspend recovery actions), or restructuring involving concessions that indicate inability to pay.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify"><span style="text-decoration: underline">Forward-looking information</span></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">Forward-looking macroeconomic information is incorporated using historical series obtained from official sources, primarily the Central Bank of Brazil. Variables considered include inflation indices such as “IPCA” and “INPC” (widely used Brazilian consumer price inflation benchmarks), unemployment rates, interest rate conditions, and credit indicators relevant to specific products (e.g., payroll-deductible loans, called “crédito consignado”, a widely used Brazilian loan product where installments are automatically deducted from the borrower’s salary or social security benefits). The Group currently applies a single monitored macroeconomic scenario and periodically reassesses the need for multiple scenarios.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify"><span style="text-decoration: underline">Governance</span></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">SICR thresholds are reviewed by the Model Committee and approved by the Executive Risk Committee. Risk models undergo internal independent validation and external validation.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 14.2pt; text-align: justify"><b><span style="text-decoration: underline">Calculation of Allowance for Expected Credit Losses</span></b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">The Group calculates Allowance for Expected Credit Losses based on expected cash shortfalls, discounted at present value. A cash shortfall is the difference between contractual cash flows and the cash flows that the entity expects to receive. Except for revolving credits card balances, the contractual term is the maximum period for which credit losses are determined, unless the Group has a legal right for settlement in advance.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">The main elements involved in EL calculation, for which forward-looking information must be considered in the estimation, are:</p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Probability of Default (PD): estimation of the probability that the counterparty of a financial instrument will default its obligations over the expected life (stage 2 and 3) or over a 12-month period (stage 1).</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Exposure at Default (EAD): is an estimate of the total exposure at the expected future default date. Consider the expected changes to the Financial Instrument after the reporting period, including payments of principal and interest, use of additional limits and interest in unrealized payments.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Loss Given Default (LGD): estimates the loss in the event of a default occurring. It is based on the difference between the contractual cash flows due and the payments streams that the company expects to receive, including any existing collateral. It is usually expressed as a percentage of EAD.</span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">The Group calculates the allowance based on the mechanisms described below:</p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Stage 1: the PD for the 12 months following the reporting date is applied to EAD multiplied by the expected LGD. This calculated cash shortfall is then discounted at present value.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Stage 2: like that used for Stage 1, but PD and LGD are estimated for the lifetime of the instrument. </span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Stage 3: like that used for Stage 2, however the PD is assumed to be 100%.</span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 14.2pt; text-align: justify"><b><span style="text-decoration: underline">Debt instruments measured at FVTOCI</span></b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">The allowance for expected credit losses on debt instruments measured at fair value through other comprehensive income (FVTOCI) does not reduce the carrying amount of these assets in the statement of financial position, as they continue to be measured at fair value. Instead, the expected credit loss allowance is calculated as if the assets were measured at amortized cost and is recognized in other comprehensive income with a corresponding impact in profit or loss.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">The accumulated balances recognized in OCI are transferred to the Income Statement at the time of derecognition of the assets.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 14.2pt; text-align: justify"><b><span style="text-decoration: underline">Credit limits granted and not used</span></b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">The Group grants Credit Card Limits and overdraft accounts to its Clients, where the Group has the unilateral right to cancel and/or reduce those limits upon notice. For such, the Group does not limit its EAD to the contractual limit but instead calculates the EL by the Group’s expectation of client behavior throughout the lifetime of its relationship with the Group and its probability of default. Based on experience, the period for which the Group calculates EL for these products is approximately 4 years.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">For Credit Limits Granted and Not Used, the effective interest rate used to discount the Allowance for EL is based on the average effective interest rate that is expected to be charged over the estimated period of exposure, also considering that a part will be paid in full each month and, consequently, no interest will be charged.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">Continuous assessment to identify when a significant increase in credit risk occurred for granted limits is done together and in a manner analogous to the evaluation of increased risk of the product underlying the limit (e.g. risk of exposure to credit assessment on credit card limits).</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 14.2pt; text-align: justify"><b><span style="text-decoration: underline">Expected losses for assets with low credit risk (low default portfolio "LDP")</span></b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">For financial assets with low credit risk, it is not required to be assessed whether there has been a significant increase in credit risk since initial recognition. Thus, these operations will initially be assigned as Stage 1, and in case of evidence of default, will be automatically migrated to stage 3.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">To determine whether the financial instrument has low credit risk, the Group uses their internal credit risk ratings or other methodologies consistent with definition of low credit risk. An independent (rating agencies) investment grade classification and assets with federal authorities are examples of financial instruments that can be considered as low credit risk.</p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 10pt; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>(g)</b></span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>Derivatives – Hedge Accounting Instruments</b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 0.25in; text-align: justify"><b>(i) Usage policy:</b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 0.25in; text-align: justify">The Group contracts hedging instruments to eliminate or reduce risks associated with price fluctuations of certain variables, whose volatility could significantly impact on the Group’s financial position. The policy governing these operations defines the process for hedging cash flow risk and interest rate fluctuations, aiming to ensure adequate liquidity while adhering to the guidelines set forth in the Market Risk Management Regulation and IRRBB (Interest Rate Risk in the Banking Book), which refers to the risk of changes in interest rates affecting the value of a bank's assets and liabilities. The policy also ensures compliance with current risk exposure regulations. All hedge operations are evaluated and approved by the appropriate committee.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 0.25in; text-align: justify"><b>(ii) Risk management objectives and strategies:</b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 0.25in; text-align: justify">The allocation of available resources of the Group aims to mitigate exposure to market risk and the possibility of losses resulting from fluctuations in the market values of positions held by a financial institution, as well as its financial margins, including the risks of transactions subject to exchange rate variation, interest rates, indices, stock prices and commodity prices.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 0.25in; text-align: justify"><b>(iii) Valuation and measurement criteria, methods, and assumptions used in determining the market value:</b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 0.25in; text-align: justify">The market value of derivative financial instruments is determined based on market reference rates primarily disclosed by B3 S.A. – Brasil, Bolsa, Balcão. The assumptions used to calculate the market value of the hedged items are also based on the reference rates of the derivatives used as hedging instruments, as disclosed by B3.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 0.25in; text-align: justify"><b>Cash Flow Hedge</b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 0.25in; text-align: justify">The Group participates in operations involving derivative financial instruments, (Cash Flow Hedges), which are intended to reduce its global exposure to risk, as well as to manage the risk exposure of its clients. The derivative financial instruments used are mainly those with high liquidity in the stocks and futures market (B3 S.A. – Brasil, Bolsa, Balcão).</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 0.25in; text-align: justify">Financial instruments classified in this category are intended to reduce exposure to future changes in inflation rates, which impact the Group's results. The effective portion of the valuations or devaluations of these instruments is recognized in other comprehensive income, net of tax effects, and is only transferred to income in two situations: (i) in case of ineffectiveness of the hedge; or (ii) in the realization of the hedged object. The ineffective portion of the respective hedge is recognized directly in profit or loss.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 0.25in; text-align: justify"><b>Fair Value Hedge</b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 0.25in; text-align: justify">As of year-end 2024, the Group had two fair value hedge structures in place. The first hedging relationship covered portions of fixed-rate payroll loan contracts, with interest rate swap contracts as hedging instruments. The second hedging relationship involved a U.S. dollar funding transaction, for which the hedging instrument was also a swap contract.</p> <p style="font: 10pt/115% Times New Roman, Times, Serif; margin: 10pt 0 6pt 0.25in; text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">As of December 31, 2025, the Bank had several hedge structures in place. The cash flow hedges covered post</span><span style="font-family: Cambria Math,serif">-</span><span style="font-family: Calibri, Helvetica, Sans-Serif">fixed funding transactions indexed mainly to the CDI rate and to IPCA, with DI futures and swap contracts designated as hedging instruments. The fair value hedges covered portions of fixed</span><span style="font-family: Cambria Math,serif">-</span><span style="font-family: Calibri, Helvetica, Sans-Serif">rate payroll loan contracts and foreign</span><span style="font-family: Cambria Math,serif">-</span><span style="font-family: Calibri, Helvetica, Sans-Serif">currency funding, for which swap contracts were used as hedging instruments. </span></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 0.25in; text-align: justify">Both the hedged financial assets and the related derivative financial instruments are measured at fair value. Gains or losses arising from changes in the fair value of the derivatives are recognized in profit or loss. Simultaneously, any changes in the fair value of the hedged items attributable to the hedged risk are also recognized in profit or loss. Any hedge ineffectiveness is recognized in profit or loss as the difference between the change in fair value of the hedging instrument and the change in fair value of the hedged item attributable to the hedge risk.</p> <p id="xdx_844_eifrs-full--DescriptionOfAccountingPolicyForLeasesExplanatory_ziPW6D5q2fKb" style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 0.25in; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 6pt; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 10.9pt"></td><td style="width: 35.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>3.2</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif"><b><span id="xdx_86E_zoEPgjTws1Hk">Leases</span></b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify">Leases are recognized as a right-of-use asset and a corresponding lease liability on the date the leased asset becomes available for use by the Group, initially measured at present value.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">Lease liabilities include the net present value of the following lease payments:</p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Fixed lease payments (including in-substance fixed payments), less any lease incentives receivable.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Variable lease payments depend on an index or rate. </span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Amounts expected to be payable by the Group, under the residual value guarantees.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">The exercise price of purchase options if the Group is reasonably certain to exercise the options.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Payments of penalties for terminating the lease if the lease term reflects the exercise of an option to terminate the lease.</span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">Lease payments are discounted using the Group’s incremental borrowing rate, which is the rate that the Group would pay on a loan to obtain the funds necessary to acquire an asset of similar value, in a similar economic environment, under equivalent terms and conditions.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">Right-of-use assets are measured at cost, according to the following items:</p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">The initial measurement amount of the lease liability.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Any lease payments made on or before the commencement date, less any lease incentives received.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Any initial direct costs.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Restoration costs.</span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">The Group’s property leases include extension options. These terms are used to maximize operational flexibility in terms of contract management. Extensions options that are probable to be exercised by the Group are considered in the lease term.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">Finance costs are recognized in the Income Statement over the lease term using the Group’s incremental borrowing rate. The right-of-use asset is depreciated over the lease term on a straight-line basis.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0">Payments for short-term leases, defined as those with a lease term of <span id="xdx_909_ecustom--LeaseTerm_dtM_c20250101__20251231_zI2YvIn15UV5" title="Lease term">12</span> months or less, are recognized as an expense in profit or loss on a straight-line basis.</p> <p id="xdx_84D_eifrs-full--DescriptionOfAccountingPolicyForIntangibleAssetsAndGoodwillExplanatory_zbZbtAZeMFxf" style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 0 28.9pt"><b> </b></p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 10.9pt"></td><td style="width: 35.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>3.3</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif"><b><span id="xdx_861_zqY5XAxYjf24">Intangible assets</span></b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 0 46.4pt"><b> </b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">Intangible assets represent identifiable non-monetary assets (separable from other assets), without physical substance, with finite or indefinite useful lives. Only assets whose cost can be reliably estimated and which the combined entities consider to be probable that will generate future economic benefits are recognized.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">Intangible assets are initially recognized at purchase or incurred cost and are subsequently measured less any accumulated amortization and any impairment losses.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">Intangible assets with finite useful lives are amortized over those useful lives using methods like those used to depreciate Property and Equipment. Amortization expenses are recognized as “Depreciation and amortization” in the Income Statement. The amortization period intangible assets with finite useful lives are reviewed at the end of each fiscal year.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">Intangible assets are considered to have indefinite useful lives when, based on a review of all relevant factors, it is concluded that there is no foreseeable limit to the period for which an asset is expected to generate cash inflows for the Group.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">Intangible assets with indefinite useful lives are not amortized, but rather at the end of each annual period, the entity reviews the remaining useful lives of the assets to determine whether they continue to be indefinite and, if this is not the case, the change should be accounted for prospectively.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">At least at the end of each year, or when indicators arise, the Group assesses whether there is any indication that intangible assets might be impaired, i.e., whether the carrying amount of an asset exceeds its probable recoverable value. If an impairment loss is identified, the recoverable amount is written down until it reaches the asset’s realizable value (the higher of its fair value, less cost to sell and its value in use).</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify"><b><span style="text-decoration: underline">Internally generated intangible assets</span></b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">When an internally generated intangible asset can be recognized, development expenditures are capitalized as Intangible Assets and amortized as “Cost of services” for POS software or as ‘Selling, General and Administrative expenses’ for other intangible assets, in the Combined Income Statements.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Other expenses with projects that are not subject to capitalization are also recognized as Selling, General and Administrative expenses when incurred.</p> <p id="xdx_848_eifrs-full--DescriptionOfAccountingPolicyForPropertyPlantAndEquipmentExplanatory_zDPjI8bezAA3" style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 0 28.9pt"><b> </b></p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 10.9pt"></td><td style="width: 35.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>3.4</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif"><b><span id="xdx_86C_zDaWq3vPj59d">Property and Equipment</span></b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 0 46.4pt"><b> </b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">Property and equipment are stated at historical cost less accumulated depreciation. Depreciation is computed using the straight-line method, based on annual rates, which consider the economic useful life of the assets. For the years ended December 31, 2025 2024 and 2023, depreciation of Property and Equipment was carried out as follows:</p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.5in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Improvements and facilities: <span class="xdx_phnt_RGlzY2xvc3VyZSAtIFN1bW1hcnkgb2Ygc2lnbmlmaWNhbnQgYWNjb3VudGluZyBwb2xpY2llcyAoRGV0YWlscyBOYXJyYXRpdmUpAA__" id="xdx_902_eifrs-full--DepreciationRatePropertyPlantAndEquipment_pip0_dp_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--RangeAxis__ifrs-full--BottomOfRangeMember_z0Hd2IpFQBR2" title="Depreciation percentage per year">10</span>% to <span class="xdx_phnt_RGlzY2xvc3VyZSAtIFN1bW1hcnkgb2Ygc2lnbmlmaWNhbnQgYWNjb3VudGluZyBwb2xpY2llcyAoRGV0YWlscyBOYXJyYXRpdmUpAA__" id="xdx_909_eifrs-full--DepreciationRatePropertyPlantAndEquipment_pip0_dp_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--RangeAxis__ifrs-full--TopOfRangeMember_zFigMaA8FIu4" title="Depreciation percentage per year">20</span>% per year. </span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.5in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Furniture and fixtures: <span class="xdx_phnt_RGlzY2xvc3VyZSAtIFN1bW1hcnkgb2Ygc2lnbmlmaWNhbnQgYWNjb3VudGluZyBwb2xpY2llcyAoRGV0YWlscyBOYXJyYXRpdmUpAA__" id="xdx_90E_eifrs-full--DepreciationRatePropertyPlantAndEquipment_pip0_dp_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember_zqXrYqT81usj" title="Depreciation percentage per year">10</span>% per year. </span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.5in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Equipment and IT equipment: <span class="xdx_phnt_RGlzY2xvc3VyZSAtIFN1bW1hcnkgb2Ygc2lnbmlmaWNhbnQgYWNjb3VudGluZyBwb2xpY2llcyAoRGV0YWlscyBOYXJyYXRpdmUpAA__" id="xdx_905_eifrs-full--DepreciationRatePropertyPlantAndEquipment_pip0_dp_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--EquipmentAndITEquipmentMember_zEnXxQFfheAb" title="Depreciation percentage per year">20</span>% per year. </span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.5in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Other tangible assets: <span class="xdx_phnt_RGlzY2xvc3VyZSAtIFN1bW1hcnkgb2Ygc2lnbmlmaWNhbnQgYWNjb3VudGluZyBwb2xpY2llcyAoRGV0YWlscyBOYXJyYXRpdmUpAA__" id="xdx_907_eifrs-full--DepreciationRatePropertyPlantAndEquipment_pip0_dp_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OtherPropertyPlantAndEquipmentMember_zXHF84gEaZz3" title="Depreciation percentage per year">10</span>% per year.</span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">At the end of each year, the Group assesses its Property and Equipment for indications of impairment. If any such indications are identified, the assets are tested to determine whether their carrying amounts are fully recoverable.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">Gains and losses on disposals are determined by comparing the proceeds with the carrying amount and are recognized in the Income Statement when control of the asset is transferred.</p> <p id="xdx_84A_eifrs-full--DescriptionOfAccountingPolicyForProvisionsExplanatory_zrfyuTma9045" style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 0 28.9pt"><b> </b></p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 10.9pt"></td><td style="width: 35.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>3.5</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif"><b><span id="xdx_86A_zuXNyIabYnY3">Provision for contingencies</span></b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 0 46.4pt"><b> </b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0.7pt 6pt 0; text-align: justify">A provision for contingencies is recognized when: (a) there is a present obligation because of a past event; (b) it is probable that an outflow of funds will be required to settle the obligation; and (c) the amount has been reliably estimated.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0.7pt 6pt 0; text-align: justify">The likelihood of loss of judicial/administrative proceedings in which the Group is a party as a defendant is assessed by Management on the probable outcome of lawsuits on the reporting dates. In the case of a series of similar obligations, the likelihood that an outflow will be required to settle them is determined taking into consideration the class of obligations.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">Contingent liabilities classified as possible losses are not recognized in the financial statements and are instead only disclosed in the explanatory notes.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">Contingent liabilities classified as remote losses are neither recognized nor disclosed.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">Contingent assets are not recognized in financial statements since they refer to results that might never be realized. However, when the realization of such gain is virtually certain, then the related asset is no longer a contingent asset, its recognition becomes appropriate. As of December 31, 2025, 2024 and 2023, the Group had no contingent assets.</p> <p id="xdx_845_eifrs-full--DescriptionOfAccountingPolicyForTaxesOtherThanIncomeTaxExplanatory_zL9rztj6o9qh" style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 0 46.4pt"><b> </b></p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 10.9pt"></td><td style="width: 35.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>3.6</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif"><b><span id="xdx_863_z0MAmIEhuKC">Income taxes, social contribution and other taxes</span></b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0pt 0 12pt; text-align: justify"> <br/> The provision for Corporate Income Tax (IRPJ) is recognized at the statutory rate of <span id="xdx_906_eifrs-full--ApplicableTaxRate_pip0_dp_c20250101__20251231_zl5ZovrWvrdf" title="Statutory rate">15</span>% on taxable income, plus a <span id="xdx_901_ecustom--ApplicableTaxRates_pip0_dp_c20250101__20251231_zakQY6xtTzN2" title="Surtax on taxable income">10</span>% surtax on taxable income exceeding BRL <span id="xdx_906_ecustom--TaxableIncome_pn3n3_c20250101__20251231_zu2H9NeeI9q8" title="Taxable income">240,000</span> per year (BRL <span id="xdx_901_ecustom--TaxableIncomePerMonth_pn3n3_c20250101__20251231_zVIdt7BrThI7" title="Taxable income per month">20,000</span> per month). In addition to IRPJ, a Social Contribution on Net Profit (CSLL) is also due by our companies at a rate of <span id="xdx_905_eifrs-full--ApplicableTaxRate_pip0_dp_c20250101__20251231__ifrs-full--CounterpartiesAxis__custom--BancoAgibankS.A.Member_zcMDMOrCDuuf" title="Statutory rate">20</span>% for Banco Agibank S.A., <span id="xdx_903_eifrs-full--ApplicableTaxRate_pip0_dp_c20250101__20251231__ifrs-full--CounterpartiesAxis__custom--AgibankFinanceiraCreditoFinanciamentoeInvestimentoS.A.Member_zJLWYb2qiYM5" title="Statutory rate">15</span>% for the subsidiary Agi Financeira S.A – Sociedade de Crédito, Financiamento e Investimento, and <span id="xdx_904_eifrs-full--ApplicableTaxRate_pip0_dp_c20250101__20251231__ifrs-full--CounterpartiesAxis__custom--NonfinancialInstitutionMember_zmYdI7TlMfyg" title="Statutory rate">9</span>% for non-financial institution subsidiaries.Deferred tax assets (DTAs) and liabilities (DTLs) are recognized on temporary differences and tax loss carry forwards (IRPJ and CSLL). They are measured at the applicable rates mentioned above. DTAs are realized: (i) through the utilization and/or reversal of the corresponding temporary differences for which they were recognized; and (ii) in the case of tax loss carryforwards, to the extent that the realization of the related tax benefits against future taxable profits is considered probable. <span style="font-family: Calibri, Helvetica, Sans-Serif">Current and deferred tax assets and liabilities are offset when there is a legally enforceable right to offset current tax assets against current tax liabilities, and when current and deferred tax assets and liabilities relate to taxes levied by the same tax authority on the same taxable entity, with the intention to settle the balances on a net basis.</span></p> <p id="xdx_842_eifrs-full--DescriptionOfAccountingPolicyForRecognitionOfRevenue_z3Mfu7QHU3pc" style="margin-top: 0; margin-bottom: 0"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 10.9pt"></td><td style="width: 35.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>3.7</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif"><b><span id="xdx_868_zaa2PUT9ewmd">Revenues</span></b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 0 46.4pt"><b> </b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">Revenue from contracts with customers is recognized when control of the services is transferred to the client at an amount that reflects the consideration to which the Group expects to be entitled in exchange for those services in the ordinary course of the Group’s business.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">Revenue is recognized to the extent that it is probable that economic benefits will be generated for the Group and when it can be reliably measured, regardless of when the payment is received. Revenue is measured based on the fair value of the consideration received.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">On revenue earned from brokerage commissions, the Group acts as an agent and recognizes revenue at the net amount that is retained for these arrangements.</p> <p id="xdx_844_eifrs-full--DescriptionOfAccountingPolicyForFinancialInstrumentsExplanatory_zbm30oRp7zw5" style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 10.9pt"></td><td style="width: 35.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>3.1</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif"><b><span id="xdx_829_zRkO99wN54Yh">Financial instruments</span></b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 0 46.4pt"><b> </b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">A financial instrument is any contract that gives rise to a financial asset of one entity and a financial liability or equity instrument of another entity.</p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 10pt; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>(a)</b></span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>Initial recognition </b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">Financial assets or liabilities, except for “Loans and advances to clients” and “Time and Demand deposits” are recognized when the Group becomes a party to the contractual provisions of the instrument, which generally occurs on the trade date.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">Loans and advances to clients are recognized when cash is transferred to borrowers.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">Time and demand deposits are recognized when clients transfer funds to the Agibank Group.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 14.2pt; text-align: justify"><b><span style="text-decoration: underline">Initial measurement of financial instruments</span></b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">Financial instruments are initially measured at their fair value and, except in the case of financial assets or liabilities recorded at fair value through profit or loss, the costs attributable to the transaction are added to, or subtracted from, this value.</p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 10pt; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>(b)</b></span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>Classification and measurement of financial instruments</b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 14.2pt; text-align: justify">Financial Instruments, based on the business model used by the Group in managing its instruments and the SPPI (solely payments of principal and interest) Test, are measured: (i) at amortized cost, (ii) at fair value through other comprehensive income (FVTOCI); or (iii) at fair value through profit or loss (FVTPL).</p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 6pt; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>Business model </b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 6pt 0 0 35.4pt; text-align: justify">The group classifies its financial assets based on the business model used to manage these assets and their contractual terms, being measured (i) at amortized cost, (ii) at fair value through other comprehensive income and (iii) at fair value through profit or loss.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 35.4pt; text-align: justify">The Group classifies and measures its trading portfolio and derivatives at fair value through profit or loss. The Group may designate instruments at fair value through profit or loss if, by doing so, it eliminates and significantly reduces measurement and recognition inconsistencies.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt 35.45pt; text-align: justify">Financial liabilities are generally measured at amortized cost, except for derivative liabilities, financial liabilities held for trading, or when the fair value option is applied, which are measured at fair value through profit or loss.</p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>SPPI Test (Solely Payments of Principal and Interest)</b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 35.4pt; text-align: justify">Additionally in the classification process, the Group assesses the contractual terms of financial assets to verify if they have cash flows that represent only payments of principal and interest, meeting the criteria of the SPPI test.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 35.4pt; text-align: justify">“Principal”, for this test, is defined as the fair value of the financial asset at initial recognition and which may change over its lifetime (for example, if there are payments of principal).</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 35.4pt; text-align: justify">The most significant elements of interest in a basic loan agreement are consideration for the time value of money and credit risk. To apply the SPPI test, the Group makes judgments and considers certain relevant factors, such as the currency in which the financial asset is denominated and the period for which the interest rate is defined.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 35.4pt; text-align: justify">In contrast, contractual terms that introduce a material exposure to volatility risks in contractual cash flows that are not related to a basic loan agreement do not give rise to cash flows that represent only payments of principal and interest. In these cases, the financial asset is measured at fair value through profit or loss.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 14.2pt; text-align: justify"><b><span style="text-decoration: underline">Financial instruments at amortized cost</span></b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">A financial asset that is not designated at fair value through profit or loss upon initial recognition, is measured at amortized cost if both of the following conditions are met:</p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">It is maintained within a business model whose objective is to hold assets to obtain contractual cash flow; and</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">The contractual terms of the financial asset represent contractual cash flows that represent solely payments of principal and interest.</span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">Financial liabilities are classified as subsequently measured at amortized cost, except for financial liabilities at fair value through profit or loss.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">Amortized cost is the amount at which a financial asset or financial liability is measured on initial recognition minus the principal repayments plus or minus the accumulated amortization using the effective interest rate method, adjusted for any provision for expected credit losses and/or transaction costs, premiums or discounts.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">The effective interest rate is the rate that discounts the estimated future cash payments or receipts over the expected life of the financial asset or financial liability to the gross carrying amount of a financial asset (i.e. its amortized cost before any provision for impairment) or the amortized cost of a financial liability. The calculation does not consider expected credit losses, and includes transaction costs, premiums or discounts and fees or costs, such as origination fees.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">Interest income on financial assets measured at amortized cost is included in “Net interest income” using the effective interest rate method.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify"><b><span style="text-decoration: underline">Financial Instruments Measured at Fair Value Through Profit or Loss (FVTPL)</span></b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">Items at fair value through profit or loss comprise items held for trading and items irrevocably designated at fair value through profit or loss on initial recognition. A financial asset or liability may be irrevocably designated, as measured at fair value through profit or loss, if it eliminates or significantly reduces a measurement or recognition inconsistency (accounting mismatch) that may result from the measurement of assets or liabilities or the recognition of gains and losses on those assets and liabilities in a different approach. Furthermore, in accordance with IFRS 9, debt instruments whose contractual cash flows do not represent solely payments of principal and interest (SPPI) are required to be measured at fair value through profit or loss.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">Financial instruments measured at fair value through profit or loss are initially recognized at fair value, with transaction-related costs recognized in profit or loss when incurred. Subsequently, these instruments are measured at fair value and any gains or losses are recognized in profit or loss as they are determined.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">When a financial asset is measured at fair value, a credit valuation adjustment is included to reflect the credit quality of the counterparty, representing changes in fair value attributable to credit risk.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">When financial liability is designated at fair value through profit or loss, the change in fair value attributable to changes in the Group's credit quality is presented in other comprehensive income.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">Derivative financial instruments are measured at FVTPL and recorded as financial assets when their fair value is positive and as financial liabilities when their fair value is negative. Derivatives that have guarantees and that are settled daily at their net value through a settlement chamber (for example, futures transactions) are recorded at the amount pending settlement overnight.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 14.2pt; text-align: justify">As of December 31, 2025, 2024 and 2023, the Group had no financial assets or liabilities irrevocably designated as measured at fair value through profit or loss.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify"><b><span style="text-decoration: underline">Financial Instruments Measured at Fair Value Through Other Comprehensive Income (FVTOCI) - Debt instruments</span></b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">Debt instruments are instruments that meet the definition of financial liability from the perspective of the issuer, such as loans, government, and private securities. The classification and subsequent measurement of debt instruments depend on the business model to manage the asset and the cash flow characteristics of the asset.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">Investments in debt instruments are measured at FVTOCI as follows:</p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">When they have contractual terms that originate cash flows on specific dates, which represent only payments of principal and interest on the outstanding principal balance; and</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">When they are maintained in a business model whose objective is achieved both by obtaining contractual cash flows and by selling them.</span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">These debt instruments are initially recognized at fair value plus directly attributed transaction costs and subsequently measured at fair value. Gains and losses arising from changes in fair value are recorded in other comprehensive income. The result of impairment losses, interest income and foreign exchange gains and losses is recorded in income. Upon settlement of the debt instrument, gains or losses accumulated in other comprehensive income are reclassified to income. The impairment is measured based on the three-year model expected loss stages.</p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 10pt; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>(c)</b></span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>Fair value hierarchy</b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">Financial instruments are measured according to the measurement hierarchy of the fair value described below:</p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Level 1: Quoted (unadjusted) market prices in active markets for assets or identical liabilities. They include public securities, shares of listed companies, long/sell, futures and investment fund shares with immediate liquidity.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Level 2: Evaluation techniques for which the lowest level of information and measurement of fair value is directly or indirectly observable. They include over-the-counter derivatives and investment fund quotas without immediate liquidity.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Level 3: Evaluation techniques for which the lowest level of information and measurement of fair value is not available.</span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 17.4pt; text-align: justify">The distribution of financial instruments measured at fair value, and the fair value disclosure of financial instruments measured at amortized cost in the hierarchy of measurement is disclosed in notes 6.1, 6.2 and 6.3.</p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 10pt; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>(d)</b></span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>Reclassification of financial instruments</b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 0.25in; text-align: justify">The Group only reclassifies its financial assets after initial recognition, in circumstances in which it acquires, sells or closes a line of business. In such cases, the reclassification takes place from the beginning of the first reporting period after the change. These changes are expected to be infrequent.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 0.25in; text-align: justify">The Group did not reclassify any financial assets or liabilities during the years ended December 31, 2025, 2024 and 2023.</p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 10pt; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>(e)</b></span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>Derecognition of financial assets and liabilities</b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 14.2pt; text-align: justify"><b><span style="text-decoration: underline">Derecognition of financial assets</span></b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">Financial assets, or a portion thereof, are derecognized when contractual rights to receive the cash flows of the assets have expired or have become uncollectable, or if they have been transferred to third parties, and (i) the Group transfers substantially all the risks and benefits of the property, or (ii) the Group has neither transferred nor substantially retained all the risks and benefits of the asset, but has transferred control of the asset.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">The financial asset is also derecognized when overdue by more than 360 days.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 14.2pt; text-align: justify"><b><span style="text-decoration: underline">Derecognition of financial liabilities</span></b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">Financial liability is derecognized when the obligation related to that liability is forgiven, cancelled, or expired.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 14.2pt; text-align: justify"><b><span style="text-decoration: underline">Derecognition due to substantial changes in contractual terms and conditions</span></b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">The Group derecognizes a financial asset, or a financial liability, when its terms and conditions are renegotiated at such an extension that results in substantially different cash flows. Such exchange or modification is treated as derecognition of the original financial instrument and recognition of a new transaction, with any differences being recognized in the Income Statement, as gains or losses of derecognition.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">A newly recognized Financial Asset is classified in Stage 1 for the purpose of measuring its expected losses, unless it is a purchased or originated credit-impaired financial asset.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">If the renegotiation does not result in substantially different cash flows, the modification does not lead to a derecognition of the operation.</p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 10pt; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>(f)</b></span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>Credit risk management and allowance for expected credit losses</b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 14.2pt; text-align: justify"><b><span style="text-decoration: underline">Overview of the principles used in determining expected losses </span></b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">The Group accounts for the allowance for expected loss (EL) for its debt instruments and loans to clients not measured at FVTPL and for the Credit Limits Granted and Not Used, which in this section will all be considered as "financial instruments". Equity instruments are not subject to Allowance for Expected Losses in accordance with IFRS 9.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">The allowance is based on the expectation of credit losses arising over the asset life (expected lifetime loss, or “Lifetime EL”), unless there has been no significant increase in credit risk since its origination, in which case the allowance is based on a 12-month loss expectation (“12-month EL”). The 12-month EL represents the expected losses from events of default, the occurrence of which is possible within 12 months from the reporting period.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">The Group has established a policy to assess at the end of each reporting period whether the credit risk of a financial instrument has significantly increased since its initial recognition, considering the change in default risk that occurs over the remaining life of the Financial Instrument. Based on the process, the Group distributes its financial instruments in stages, as described below:</p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Stage 1: when financial instruments are initially recognized, the Group recognizes a 12-month EL-based provision. Stage 1 also includes operations that have improved their credit risks and that have been reclassified to Stage 2.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Stage 2: when a financial instrument presented a significant increase in credit risk since its origination, the Group registers a provision for Lifetime EL. In stage 2 operations are also included that have improved their credit risks and that have been reclassified from Stage 3.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Stage 3: financial instruments considered to have recovery problems. The Group registers a provision for Lifetime EL.</span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">Recoveries of amounts related to previously written-off loan receivables are recognized in the loan portfolio in the statement of financial position with a corresponding credit recognized as “Recoveries” in “Expected credit losses” (ECL) in the statement of income (see Note 6.4). Concurrently, as recovered loans are initially classified as stage 3, a corresponding increase in the Allowance for expected loss in the statement of financial position is recognized in an amount equal to the re-established loan receivable, resulting in a net zero impact on profit or loss.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">As a result of this accounting treatment, the impact of recoveries of previously written-off loans and the corresponding increase in expected credit loss provision are presented in the statement of income within the same line-item as the other components of the expected credit losses expense</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">In accordance with IFRS 7.35F(a), the Group evaluates at each reporting date whether the credit risk of a financial instrument has increased significantly since initial recognition (“SICR”). This assessment combines quantitative indicators, qualitative factors, delinquency backstops, and forward-looking macroeconomic information.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify"><span style="text-decoration: underline">Quantitative assessment</span></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">The Group compares the lifetime Probability of Default (‘PD’) at the reporting date with the PD measured at origination (‘PD origination’), which is recorded at initial recognition and remains fixed throughout the life of the instrument. The current PD is recalculated monthly. A significant increase in credit risk is deemed to have occurred when deterioration in the PD exceeds statistically calibrated thresholds derived from backtesting, sensitivity analyses and model performance reviews, as follows:</p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 32.2pt"></td><td style="width: 18pt"><span style="font-family: Symbol">·</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">PD origination ≤ 5% → SICR if current PD increases by more than 5 percentage points;</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 32.2pt"></td><td style="width: 18pt"><span style="font-family: Symbol">·</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">PD origination &gt; 5% and ≤ 20% → SICR if current PD doubles relative to PD origination;</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 32.2pt"></td><td style="width: 18pt"><span style="font-family: Symbol">·</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">PD origination &gt; 20% → SICR if current PD increases by more than 20 percentage points.</span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">These criteria were validated across all homogeneous risk groups and reflect statistically significant credit deterioration.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify"><span style="text-decoration: underline">Qualitative assessment</span></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">The Group also considers qualitative indicators of deterioration, including restructuring with economic concessions, adverse payment behavior, or changes in the customer’s financial condition. Renegotiations do not automatically trigger SICR, but the resulting behavioral risk typically increases PD and may lead to Stage 2 classification when thresholds are met.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify"><span style="text-decoration: underline">30-day past-due presumption</span></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">Consistent with IFRS 9.5.5.11, all exposures more than 30 days past due are classified in Stage 2. The Group does not apply rebuttal to this presumption, as historical data demonstrates materially higher default rates for these cases.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify"><span style="text-decoration: underline">Definition of default (Stage 3 criterion)</span></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">Default is presumed at more than 90 days past due, or earlier when objective evidence of unlikeliness to pay exists, including customer death without recoverable guarantor, adverse judicial decisions that restrict collection (under Brazilian judicial procedures, certain court orders may limit or suspend recovery actions), or restructuring involving concessions that indicate inability to pay.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify"><span style="text-decoration: underline">Forward-looking information</span></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">Forward-looking macroeconomic information is incorporated using historical series obtained from official sources, primarily the Central Bank of Brazil. Variables considered include inflation indices such as “IPCA” and “INPC” (widely used Brazilian consumer price inflation benchmarks), unemployment rates, interest rate conditions, and credit indicators relevant to specific products (e.g., payroll-deductible loans, called “crédito consignado”, a widely used Brazilian loan product where installments are automatically deducted from the borrower’s salary or social security benefits). The Group currently applies a single monitored macroeconomic scenario and periodically reassesses the need for multiple scenarios.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify"><span style="text-decoration: underline">Governance</span></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">SICR thresholds are reviewed by the Model Committee and approved by the Executive Risk Committee. Risk models undergo internal independent validation and external validation.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 14.2pt; text-align: justify"><b><span style="text-decoration: underline">Calculation of Allowance for Expected Credit Losses</span></b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">The Group calculates Allowance for Expected Credit Losses based on expected cash shortfalls, discounted at present value. A cash shortfall is the difference between contractual cash flows and the cash flows that the entity expects to receive. Except for revolving credits card balances, the contractual term is the maximum period for which credit losses are determined, unless the Group has a legal right for settlement in advance.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">The main elements involved in EL calculation, for which forward-looking information must be considered in the estimation, are:</p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Probability of Default (PD): estimation of the probability that the counterparty of a financial instrument will default its obligations over the expected life (stage 2 and 3) or over a 12-month period (stage 1).</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Exposure at Default (EAD): is an estimate of the total exposure at the expected future default date. Consider the expected changes to the Financial Instrument after the reporting period, including payments of principal and interest, use of additional limits and interest in unrealized payments.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Loss Given Default (LGD): estimates the loss in the event of a default occurring. It is based on the difference between the contractual cash flows due and the payments streams that the company expects to receive, including any existing collateral. It is usually expressed as a percentage of EAD.</span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">The Group calculates the allowance based on the mechanisms described below:</p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Stage 1: the PD for the 12 months following the reporting date is applied to EAD multiplied by the expected LGD. This calculated cash shortfall is then discounted at present value.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Stage 2: like that used for Stage 1, but PD and LGD are estimated for the lifetime of the instrument. </span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Stage 3: like that used for Stage 2, however the PD is assumed to be 100%.</span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 14.2pt; text-align: justify"><b><span style="text-decoration: underline">Debt instruments measured at FVTOCI</span></b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">The allowance for expected credit losses on debt instruments measured at fair value through other comprehensive income (FVTOCI) does not reduce the carrying amount of these assets in the statement of financial position, as they continue to be measured at fair value. Instead, the expected credit loss allowance is calculated as if the assets were measured at amortized cost and is recognized in other comprehensive income with a corresponding impact in profit or loss.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">The accumulated balances recognized in OCI are transferred to the Income Statement at the time of derecognition of the assets.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 14.2pt; text-align: justify"><b><span style="text-decoration: underline">Credit limits granted and not used</span></b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">The Group grants Credit Card Limits and overdraft accounts to its Clients, where the Group has the unilateral right to cancel and/or reduce those limits upon notice. For such, the Group does not limit its EAD to the contractual limit but instead calculates the EL by the Group’s expectation of client behavior throughout the lifetime of its relationship with the Group and its probability of default. Based on experience, the period for which the Group calculates EL for these products is approximately 4 years.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">For Credit Limits Granted and Not Used, the effective interest rate used to discount the Allowance for EL is based on the average effective interest rate that is expected to be charged over the estimated period of exposure, also considering that a part will be paid in full each month and, consequently, no interest will be charged.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">Continuous assessment to identify when a significant increase in credit risk occurred for granted limits is done together and in a manner analogous to the evaluation of increased risk of the product underlying the limit (e.g. risk of exposure to credit assessment on credit card limits).</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 14.2pt; text-align: justify"><b><span style="text-decoration: underline">Expected losses for assets with low credit risk (low default portfolio "LDP")</span></b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">For financial assets with low credit risk, it is not required to be assessed whether there has been a significant increase in credit risk since initial recognition. Thus, these operations will initially be assigned as Stage 1, and in case of evidence of default, will be automatically migrated to stage 3.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 14.2pt; text-align: justify">To determine whether the financial instrument has low credit risk, the Group uses their internal credit risk ratings or other methodologies consistent with definition of low credit risk. An independent (rating agencies) investment grade classification and assets with federal authorities are examples of financial instruments that can be considered as low credit risk.</p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 10pt; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>(g)</b></span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>Derivatives – Hedge Accounting Instruments</b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 0.25in; text-align: justify"><b>(i) Usage policy:</b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 0.25in; text-align: justify">The Group contracts hedging instruments to eliminate or reduce risks associated with price fluctuations of certain variables, whose volatility could significantly impact on the Group’s financial position. The policy governing these operations defines the process for hedging cash flow risk and interest rate fluctuations, aiming to ensure adequate liquidity while adhering to the guidelines set forth in the Market Risk Management Regulation and IRRBB (Interest Rate Risk in the Banking Book), which refers to the risk of changes in interest rates affecting the value of a bank's assets and liabilities. The policy also ensures compliance with current risk exposure regulations. All hedge operations are evaluated and approved by the appropriate committee.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 0.25in; text-align: justify"><b>(ii) Risk management objectives and strategies:</b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 0.25in; text-align: justify">The allocation of available resources of the Group aims to mitigate exposure to market risk and the possibility of losses resulting from fluctuations in the market values of positions held by a financial institution, as well as its financial margins, including the risks of transactions subject to exchange rate variation, interest rates, indices, stock prices and commodity prices.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 0.25in; text-align: justify"><b>(iii) Valuation and measurement criteria, methods, and assumptions used in determining the market value:</b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 0.25in; text-align: justify">The market value of derivative financial instruments is determined based on market reference rates primarily disclosed by B3 S.A. – Brasil, Bolsa, Balcão. The assumptions used to calculate the market value of the hedged items are also based on the reference rates of the derivatives used as hedging instruments, as disclosed by B3.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 0.25in; text-align: justify"><b>Cash Flow Hedge</b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 0.25in; text-align: justify">The Group participates in operations involving derivative financial instruments, (Cash Flow Hedges), which are intended to reduce its global exposure to risk, as well as to manage the risk exposure of its clients. The derivative financial instruments used are mainly those with high liquidity in the stocks and futures market (B3 S.A. – Brasil, Bolsa, Balcão).</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 0.25in; text-align: justify">Financial instruments classified in this category are intended to reduce exposure to future changes in inflation rates, which impact the Group's results. The effective portion of the valuations or devaluations of these instruments is recognized in other comprehensive income, net of tax effects, and is only transferred to income in two situations: (i) in case of ineffectiveness of the hedge; or (ii) in the realization of the hedged object. The ineffective portion of the respective hedge is recognized directly in profit or loss.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 0.25in; text-align: justify"><b>Fair Value Hedge</b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 0.25in; text-align: justify">As of year-end 2024, the Group had two fair value hedge structures in place. The first hedging relationship covered portions of fixed-rate payroll loan contracts, with interest rate swap contracts as hedging instruments. The second hedging relationship involved a U.S. dollar funding transaction, for which the hedging instrument was also a swap contract.</p> <p style="font: 10pt/115% Times New Roman, Times, Serif; margin: 10pt 0 6pt 0.25in; text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">As of December 31, 2025, the Bank had several hedge structures in place. The cash flow hedges covered post</span><span style="font-family: Cambria Math,serif">-</span><span style="font-family: Calibri, Helvetica, Sans-Serif">fixed funding transactions indexed mainly to the CDI rate and to IPCA, with DI futures and swap contracts designated as hedging instruments. The fair value hedges covered portions of fixed</span><span style="font-family: Cambria Math,serif">-</span><span style="font-family: Calibri, Helvetica, Sans-Serif">rate payroll loan contracts and foreign</span><span style="font-family: Cambria Math,serif">-</span><span style="font-family: Calibri, Helvetica, Sans-Serif">currency funding, for which swap contracts were used as hedging instruments. </span></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 0.25in; text-align: justify">Both the hedged financial assets and the related derivative financial instruments are measured at fair value. Gains or losses arising from changes in the fair value of the derivatives are recognized in profit or loss. Simultaneously, any changes in the fair value of the hedged items attributable to the hedged risk are also recognized in profit or loss. Any hedge ineffectiveness is recognized in profit or loss as the difference between the change in fair value of the hedging instrument and the change in fair value of the hedged item attributable to the hedge risk.</p> <p id="xdx_844_eifrs-full--DescriptionOfAccountingPolicyForLeasesExplanatory_ziPW6D5q2fKb" style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 10pt 0 6pt 0.25in; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 6pt; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 10.9pt"></td><td style="width: 35.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>3.2</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif"><b><span id="xdx_86E_zoEPgjTws1Hk">Leases</span></b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify">Leases are recognized as a right-of-use asset and a corresponding lease liability on the date the leased asset becomes available for use by the Group, initially measured at present value.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">Lease liabilities include the net present value of the following lease payments:</p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Fixed lease payments (including in-substance fixed payments), less any lease incentives receivable.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Variable lease payments depend on an index or rate. </span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Amounts expected to be payable by the Group, under the residual value guarantees.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">The exercise price of purchase options if the Group is reasonably certain to exercise the options.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Payments of penalties for terminating the lease if the lease term reflects the exercise of an option to terminate the lease.</span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">Lease payments are discounted using the Group’s incremental borrowing rate, which is the rate that the Group would pay on a loan to obtain the funds necessary to acquire an asset of similar value, in a similar economic environment, under equivalent terms and conditions.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">Right-of-use assets are measured at cost, according to the following items:</p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">The initial measurement amount of the lease liability.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Any lease payments made on or before the commencement date, less any lease incentives received.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Any initial direct costs.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Restoration costs.</span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">The Group’s property leases include extension options. These terms are used to maximize operational flexibility in terms of contract management. Extensions options that are probable to be exercised by the Group are considered in the lease term.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">Finance costs are recognized in the Income Statement over the lease term using the Group’s incremental borrowing rate. The right-of-use asset is depreciated over the lease term on a straight-line basis.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0">Payments for short-term leases, defined as those with a lease term of <span id="xdx_909_ecustom--LeaseTerm_dtM_c20250101__20251231_zI2YvIn15UV5" title="Lease term">12</span> months or less, are recognized as an expense in profit or loss on a straight-line basis.</p> P12M <p id="xdx_84D_eifrs-full--DescriptionOfAccountingPolicyForIntangibleAssetsAndGoodwillExplanatory_zbZbtAZeMFxf" style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 0 28.9pt"><b> </b></p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 10.9pt"></td><td style="width: 35.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>3.3</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif"><b><span id="xdx_861_zqY5XAxYjf24">Intangible assets</span></b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 0 46.4pt"><b> </b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">Intangible assets represent identifiable non-monetary assets (separable from other assets), without physical substance, with finite or indefinite useful lives. Only assets whose cost can be reliably estimated and which the combined entities consider to be probable that will generate future economic benefits are recognized.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">Intangible assets are initially recognized at purchase or incurred cost and are subsequently measured less any accumulated amortization and any impairment losses.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">Intangible assets with finite useful lives are amortized over those useful lives using methods like those used to depreciate Property and Equipment. Amortization expenses are recognized as “Depreciation and amortization” in the Income Statement. The amortization period intangible assets with finite useful lives are reviewed at the end of each fiscal year.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">Intangible assets are considered to have indefinite useful lives when, based on a review of all relevant factors, it is concluded that there is no foreseeable limit to the period for which an asset is expected to generate cash inflows for the Group.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">Intangible assets with indefinite useful lives are not amortized, but rather at the end of each annual period, the entity reviews the remaining useful lives of the assets to determine whether they continue to be indefinite and, if this is not the case, the change should be accounted for prospectively.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">At least at the end of each year, or when indicators arise, the Group assesses whether there is any indication that intangible assets might be impaired, i.e., whether the carrying amount of an asset exceeds its probable recoverable value. If an impairment loss is identified, the recoverable amount is written down until it reaches the asset’s realizable value (the higher of its fair value, less cost to sell and its value in use).</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify"><b><span style="text-decoration: underline">Internally generated intangible assets</span></b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">When an internally generated intangible asset can be recognized, development expenditures are capitalized as Intangible Assets and amortized as “Cost of services” for POS software or as ‘Selling, General and Administrative expenses’ for other intangible assets, in the Combined Income Statements.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Other expenses with projects that are not subject to capitalization are also recognized as Selling, General and Administrative expenses when incurred.</p> <p id="xdx_848_eifrs-full--DescriptionOfAccountingPolicyForPropertyPlantAndEquipmentExplanatory_zDPjI8bezAA3" style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 0 28.9pt"><b> </b></p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 10.9pt"></td><td style="width: 35.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>3.4</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif"><b><span id="xdx_86C_zDaWq3vPj59d">Property and Equipment</span></b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 0 46.4pt"><b> </b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">Property and equipment are stated at historical cost less accumulated depreciation. Depreciation is computed using the straight-line method, based on annual rates, which consider the economic useful life of the assets. For the years ended December 31, 2025 2024 and 2023, depreciation of Property and Equipment was carried out as follows:</p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.5in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Improvements and facilities: <span class="xdx_phnt_RGlzY2xvc3VyZSAtIFN1bW1hcnkgb2Ygc2lnbmlmaWNhbnQgYWNjb3VudGluZyBwb2xpY2llcyAoRGV0YWlscyBOYXJyYXRpdmUpAA__" id="xdx_902_eifrs-full--DepreciationRatePropertyPlantAndEquipment_pip0_dp_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--RangeAxis__ifrs-full--BottomOfRangeMember_z0Hd2IpFQBR2" title="Depreciation percentage per year">10</span>% to <span class="xdx_phnt_RGlzY2xvc3VyZSAtIFN1bW1hcnkgb2Ygc2lnbmlmaWNhbnQgYWNjb3VudGluZyBwb2xpY2llcyAoRGV0YWlscyBOYXJyYXRpdmUpAA__" id="xdx_909_eifrs-full--DepreciationRatePropertyPlantAndEquipment_pip0_dp_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--RangeAxis__ifrs-full--TopOfRangeMember_zFigMaA8FIu4" title="Depreciation percentage per year">20</span>% per year. </span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.5in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Furniture and fixtures: <span class="xdx_phnt_RGlzY2xvc3VyZSAtIFN1bW1hcnkgb2Ygc2lnbmlmaWNhbnQgYWNjb3VudGluZyBwb2xpY2llcyAoRGV0YWlscyBOYXJyYXRpdmUpAA__" id="xdx_90E_eifrs-full--DepreciationRatePropertyPlantAndEquipment_pip0_dp_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember_zqXrYqT81usj" title="Depreciation percentage per year">10</span>% per year. </span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.5in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Equipment and IT equipment: <span class="xdx_phnt_RGlzY2xvc3VyZSAtIFN1bW1hcnkgb2Ygc2lnbmlmaWNhbnQgYWNjb3VudGluZyBwb2xpY2llcyAoRGV0YWlscyBOYXJyYXRpdmUpAA__" id="xdx_905_eifrs-full--DepreciationRatePropertyPlantAndEquipment_pip0_dp_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--EquipmentAndITEquipmentMember_zEnXxQFfheAb" title="Depreciation percentage per year">20</span>% per year. </span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.5in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Other tangible assets: <span class="xdx_phnt_RGlzY2xvc3VyZSAtIFN1bW1hcnkgb2Ygc2lnbmlmaWNhbnQgYWNjb3VudGluZyBwb2xpY2llcyAoRGV0YWlscyBOYXJyYXRpdmUpAA__" id="xdx_907_eifrs-full--DepreciationRatePropertyPlantAndEquipment_pip0_dp_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OtherPropertyPlantAndEquipmentMember_zXHF84gEaZz3" title="Depreciation percentage per year">10</span>% per year.</span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">At the end of each year, the Group assesses its Property and Equipment for indications of impairment. If any such indications are identified, the assets are tested to determine whether their carrying amounts are fully recoverable.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">Gains and losses on disposals are determined by comparing the proceeds with the carrying amount and are recognized in the Income Statement when control of the asset is transferred.</p> 0.10 0.20 0.10 0.20 0.10 <p id="xdx_84A_eifrs-full--DescriptionOfAccountingPolicyForProvisionsExplanatory_zrfyuTma9045" style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 0 28.9pt"><b> </b></p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 10.9pt"></td><td style="width: 35.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>3.5</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif"><b><span id="xdx_86A_zuXNyIabYnY3">Provision for contingencies</span></b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 0 46.4pt"><b> </b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0.7pt 6pt 0; text-align: justify">A provision for contingencies is recognized when: (a) there is a present obligation because of a past event; (b) it is probable that an outflow of funds will be required to settle the obligation; and (c) the amount has been reliably estimated.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0.7pt 6pt 0; text-align: justify">The likelihood of loss of judicial/administrative proceedings in which the Group is a party as a defendant is assessed by Management on the probable outcome of lawsuits on the reporting dates. In the case of a series of similar obligations, the likelihood that an outflow will be required to settle them is determined taking into consideration the class of obligations.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">Contingent liabilities classified as possible losses are not recognized in the financial statements and are instead only disclosed in the explanatory notes.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">Contingent liabilities classified as remote losses are neither recognized nor disclosed.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">Contingent assets are not recognized in financial statements since they refer to results that might never be realized. However, when the realization of such gain is virtually certain, then the related asset is no longer a contingent asset, its recognition becomes appropriate. As of December 31, 2025, 2024 and 2023, the Group had no contingent assets.</p> <p id="xdx_845_eifrs-full--DescriptionOfAccountingPolicyForTaxesOtherThanIncomeTaxExplanatory_zL9rztj6o9qh" style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 0 46.4pt"><b> </b></p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 10.9pt"></td><td style="width: 35.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>3.6</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif"><b><span id="xdx_863_z0MAmIEhuKC">Income taxes, social contribution and other taxes</span></b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0pt 0 12pt; text-align: justify"> <br/> The provision for Corporate Income Tax (IRPJ) is recognized at the statutory rate of <span id="xdx_906_eifrs-full--ApplicableTaxRate_pip0_dp_c20250101__20251231_zl5ZovrWvrdf" title="Statutory rate">15</span>% on taxable income, plus a <span id="xdx_901_ecustom--ApplicableTaxRates_pip0_dp_c20250101__20251231_zakQY6xtTzN2" title="Surtax on taxable income">10</span>% surtax on taxable income exceeding BRL <span id="xdx_906_ecustom--TaxableIncome_pn3n3_c20250101__20251231_zu2H9NeeI9q8" title="Taxable income">240,000</span> per year (BRL <span id="xdx_901_ecustom--TaxableIncomePerMonth_pn3n3_c20250101__20251231_zVIdt7BrThI7" title="Taxable income per month">20,000</span> per month). In addition to IRPJ, a Social Contribution on Net Profit (CSLL) is also due by our companies at a rate of <span id="xdx_905_eifrs-full--ApplicableTaxRate_pip0_dp_c20250101__20251231__ifrs-full--CounterpartiesAxis__custom--BancoAgibankS.A.Member_zcMDMOrCDuuf" title="Statutory rate">20</span>% for Banco Agibank S.A., <span id="xdx_903_eifrs-full--ApplicableTaxRate_pip0_dp_c20250101__20251231__ifrs-full--CounterpartiesAxis__custom--AgibankFinanceiraCreditoFinanciamentoeInvestimentoS.A.Member_zJLWYb2qiYM5" title="Statutory rate">15</span>% for the subsidiary Agi Financeira S.A – Sociedade de Crédito, Financiamento e Investimento, and <span id="xdx_904_eifrs-full--ApplicableTaxRate_pip0_dp_c20250101__20251231__ifrs-full--CounterpartiesAxis__custom--NonfinancialInstitutionMember_zmYdI7TlMfyg" title="Statutory rate">9</span>% for non-financial institution subsidiaries.Deferred tax assets (DTAs) and liabilities (DTLs) are recognized on temporary differences and tax loss carry forwards (IRPJ and CSLL). They are measured at the applicable rates mentioned above. DTAs are realized: (i) through the utilization and/or reversal of the corresponding temporary differences for which they were recognized; and (ii) in the case of tax loss carryforwards, to the extent that the realization of the related tax benefits against future taxable profits is considered probable. <span style="font-family: Calibri, Helvetica, Sans-Serif">Current and deferred tax assets and liabilities are offset when there is a legally enforceable right to offset current tax assets against current tax liabilities, and when current and deferred tax assets and liabilities relate to taxes levied by the same tax authority on the same taxable entity, with the intention to settle the balances on a net basis.</span></p> 0.15 0.10 240000000 20000000 0.20 0.15 0.09 <p id="xdx_842_eifrs-full--DescriptionOfAccountingPolicyForRecognitionOfRevenue_z3Mfu7QHU3pc" style="margin-top: 0; margin-bottom: 0"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 10.9pt"></td><td style="width: 35.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>3.7</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif"><b><span id="xdx_868_zaa2PUT9ewmd">Revenues</span></b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 0 46.4pt"><b> </b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">Revenue from contracts with customers is recognized when control of the services is transferred to the client at an amount that reflects the consideration to which the Group expects to be entitled in exchange for those services in the ordinary course of the Group’s business.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">Revenue is recognized to the extent that it is probable that economic benefits will be generated for the Group and when it can be reliably measured, regardless of when the payment is received. Revenue is measured based on the fair value of the consideration received.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">On revenue earned from brokerage commissions, the Group acts as an agent and recognizes revenue at the net amount that is retained for these arrangements.</p> <p id="xdx_806_eifrs-full--DisclosureOfAccountingJudgementsAndEstimatesExplanatory_zrb86vkGxMo4" style="margin-top: 0; margin-bottom: 0"> </p> <table cellpadding="0" cellspacing="0" style="font: 13pt/115% Calibri Light; width: 100%; margin-top: 5.05pt; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 14.2pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b>4.</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b><span id="xdx_822_zg61VTJ5lHef">Significant accounting judgements, estimates and assumptions</span></b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 10.9pt"></td><td style="width: 35.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>4.1</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>Impairment losses on financial assets</b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 0 46.4pt"><b> </b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">Financial assets measured at amortized cost and fair value through other comprehensive income are tested for impairment at the end of each annual reporting period. The carrying amounts of these assets are adjusted by an Allowance for Expected Losses, with a corresponding entry to the Income Statement.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">The Group uses a series of forward-looking macroeconomic information in its EL calculation models. The Group carried out historical analyses and identified the main macroeconomic variables affecting credit risk and expected credit losses for each portfolio. The impact of these economic variables on PD was determined using an analysis of statistical regression to understand the changes in impact that these variables have historically in default rates.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">In accordance with IFRS 7.35G, Management identified the macroeconomic variables with statistically significant influence on the measurement of impairment, which include: (i) consumer inflation indices (“IPCA” and “INPC”), (ii) the Brazilian unemployment rate, and (iii) product-specific credit indicators provided by Central Bank of Brazil. These variables are incorporated into the PD models through historical regression analyses designed to capture the sensitivity of default rates to macroeconomic conditions.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">The Group currently applies a single forward-looking macroeconomic scenario, which is monitored periodically and reflects Management’s best estimate of future economic conditions. Management reassesses, at least annually, whether additional scenarios or probability-weighted outcomes are required based on model performance, portfolio behavior and the volatility of macroeconomic indicators.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">Economic forecasts, projections and probabilities of occurrence are subject to a high inherent degree of uncertainty and, therefore, the results differ significantly from those projected. The Group considers that these forecasts represent the best estimate of possible outcomes.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 0 28.9pt"><b> </b></p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 10.9pt"></td><td style="width: 35.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>4.2</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>Incremental rate on the lessee’s borrowing cost</b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 0 46.4pt"><b> </b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">Since the Group’s lease contracts have no identifiable discount rate (implicitly or explicitly), the Group’s incremental borrowing rate is used to calculate the present value of the Lease Liabilities at initial recognition.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">Obtaining this rate involves a high degree of judgment, since the credit risk of the Group, the terms of the leases, the nature and quality of the collateral offered, and the economic environment in which each transaction is conducted must be taken into consideration. This process preferably uses readily observable input, based on which the lessee must make the necessary adjustments to obtain its incremental borrowing rate.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">The Group applied the practical expedient to determine the incremental rate for a group of contracts, as the effects of its application do not differ materially from the application to individual leases.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">The Group criteria regarding the incremental interest rate were:</p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Risk-free rate: benchmark rate of the market where the Group operates.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Wingdings">§</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Credit spread: the spread applicable to the most recent borrowings in the same currency.</span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">To determine the lease term, Management considers all facts and circumstances that create an economic incentive to exercise an extension option or not to exercise a termination option. Extension options (or periods after termination options) are included in the lease term only when there is reasonable certainty that the lease will be extended (or will not be terminated).</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 0 28.9pt"><b> </b></p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 10.9pt"></td><td style="width: 35.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>4.3</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>Impairment losses on intangible assets</b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 0 46.4pt"><b> </b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">The Group tests whether goodwill suffered any impairment on an annual basis on December 31 and when circumstances indicate that the value may be impaired. See note 9.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 0 46.4pt"><b> </b></p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 10.9pt"></td><td style="width: 35.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>4.4</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>Provision for contingencies</b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 0 46.4pt"><b> </b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">The risk of loss contingency is an estimate that requires material judgment in accounting for and disclosing provisions. Management defines the probability of loss based on the nature of the proceedings, similarity with previous cases, and the complexity of the courts, including the advice of internal and external legal advisors.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0"><b> </b></p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 10.9pt"></td><td style="width: 35.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>4.5</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>Deferred taxes</b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 0 46.4pt"><b> </b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">Deferred tax assets arise from temporary differences caused mainly by non-deductible provisions. Deferred taxes are recognized to reflect future tax effects attributable to temporary differences between the tax base of assets and liabilities and their corresponding carrying amounts.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">The amount of deferred tax assets is reviewed at the end of each reporting period and reduced for the amount that is no longer probable to be realized through future taxable profits. The estimates of the availability of future taxable income against which deductible temporary differences and tax losses may be used to realize deferred tax assets is subject to significant judgement. Additionally, future taxable income may be higher or lower than the estimates considered in determining the deferred tax assets.</p> <p id="xdx_80C_eifrs-full--DisclosureOfCashAndCashEquivalentsExplanatory_zegpV1fET205" style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" style="font: 13pt/150% Calibri Light; width: 100%; margin-top: 5.05pt; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 14.2pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b>5.</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b><span id="xdx_824_zmDE2uQoQj89">Cash and Cash Equivalents</span></b></span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0"> </p> <p style="font: 10pt/150% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Comprise cash at banks and on hand in national or foreign currency, and investments in interbank deposits, whose maturity of operations on the effective date of investment is equal to or less than 90 days and present an insignificant risk of change in fair value, being used for managing short-term commitments.</p> <table cellpadding="0" cellspacing="0" id="xdx_890_ecustom--DisclosureOfDetailedInformationAboutCashAndCashEquivalentsExplanatory_pn3n3_zXXDZ3HmuVz8" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Cash and Cash Equivalents (Details)"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; line-height: 150%"><span id="xdx_8B4_zhLzsWlB21Qi" style="display: none">Schedule of cash and cash equivalents</span></td> <td id="xdx_49C_20251231_zhQH5BhhTadk" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; line-height: 150%"> </td> <td id="xdx_496_20241231_zxAPIc83N4a1" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; line-height: 150%"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 150%"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; line-height: 150%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt; line-height: 150%"><b>As of December 31,</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 80%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 150%"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; line-height: 150%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt; line-height: 150%"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; line-height: 150%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt; line-height: 150%"><b>2024</b></span></td></tr> <tr id="xdx_401_eifrs-full--Cash_iI_maCABWBzXu3_zZOabUm62Of4"> <td style="padding-right: 3.5pt; padding-left: 3.5pt; line-height: 150%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt; line-height: 150%">Cash and balances with banks in local currency</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 150%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt; line-height: 150%">326,592</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 150%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt; line-height: 150%">229,854</span></td></tr> <tr id="xdx_40D_ecustom--CashInForeignCurrency_iI_maCABWBzXu3_zB2lTxFo5J0b"> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; line-height: 150%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt; line-height: 150%">Cash and balances with banks in foreign currency </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 150%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt; line-height: 150%">701</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 150%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt; line-height: 150%">566</span></td></tr> <tr id="xdx_409_ecustom--CashAndBalancesWithBanks_iTI_mtCABWBzXu3_maCACEzPdv_zpG5Y1ifFopf"> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; line-height: 150%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt; line-height: 150%"><b>Total cash and balances with banks</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 150%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt; line-height: 150%"><b>327,293</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 150%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt; line-height: 150%"><b>230,420</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; line-height: 150%"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 150%"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr id="xdx_40E_eifrs-full--CurrentInvestments_iI_maCACEzPdv_ziA3tNPCmBzg"> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; line-height: 150%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt; line-height: 150%">Interbank investments ⁽¹⁾</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 150%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt; line-height: 150%">525,986</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 150%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt; line-height: 150%">1,174,990</span></td></tr> <tr id="xdx_40A_ecustom--CashAndCashEquivalent_iTI_mtCACEzPdv_zsSXA8CDodh6"> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; line-height: 150%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt; line-height: 150%"><b>Total cash and cash equivalents </b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 150%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt; line-height: 150%"><b>853,279</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 150%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt; line-height: 150%"><b>1,405,410</b></span></td></tr> </table> <p style="font: 8pt/150% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt">(1) Highly liquid Investments with a maturity equal to or less than 90 days readily convertible into a known amount of cash and subject to an insignificant risk of changes in fair value (see note 6.3).<br/></p> <p id="xdx_8A9_zWcdsZRbQHw6" style="font: 8pt/150% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt"> </p> <table cellpadding="0" cellspacing="0" id="xdx_890_ecustom--DisclosureOfDetailedInformationAboutCashAndCashEquivalentsExplanatory_pn3n3_zXXDZ3HmuVz8" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Cash and Cash Equivalents (Details)"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; line-height: 150%"><span id="xdx_8B4_zhLzsWlB21Qi" style="display: none">Schedule of cash and cash equivalents</span></td> <td id="xdx_49C_20251231_zhQH5BhhTadk" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; line-height: 150%"> </td> <td id="xdx_496_20241231_zxAPIc83N4a1" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; line-height: 150%"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 150%"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; line-height: 150%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt; line-height: 150%"><b>As of December 31,</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 80%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 150%"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; line-height: 150%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt; line-height: 150%"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; line-height: 150%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt; line-height: 150%"><b>2024</b></span></td></tr> <tr id="xdx_401_eifrs-full--Cash_iI_maCABWBzXu3_zZOabUm62Of4"> <td style="padding-right: 3.5pt; padding-left: 3.5pt; line-height: 150%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt; line-height: 150%">Cash and balances with banks in local currency</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 150%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt; line-height: 150%">326,592</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 150%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt; line-height: 150%">229,854</span></td></tr> <tr id="xdx_40D_ecustom--CashInForeignCurrency_iI_maCABWBzXu3_zB2lTxFo5J0b"> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; line-height: 150%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt; line-height: 150%">Cash and balances with banks in foreign currency </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 150%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt; line-height: 150%">701</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 150%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt; line-height: 150%">566</span></td></tr> <tr id="xdx_409_ecustom--CashAndBalancesWithBanks_iTI_mtCABWBzXu3_maCACEzPdv_zpG5Y1ifFopf"> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; line-height: 150%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt; line-height: 150%"><b>Total cash and balances with banks</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 150%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt; line-height: 150%"><b>327,293</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 150%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt; line-height: 150%"><b>230,420</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; line-height: 150%"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 150%"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr id="xdx_40E_eifrs-full--CurrentInvestments_iI_maCACEzPdv_ziA3tNPCmBzg"> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; line-height: 150%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt; line-height: 150%">Interbank investments ⁽¹⁾</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 150%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt; line-height: 150%">525,986</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 150%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt; line-height: 150%">1,174,990</span></td></tr> <tr id="xdx_40A_ecustom--CashAndCashEquivalent_iTI_mtCACEzPdv_zsSXA8CDodh6"> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; line-height: 150%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt; line-height: 150%"><b>Total cash and cash equivalents </b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 150%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt; line-height: 150%"><b>853,279</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 150%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt; line-height: 150%"><b>1,405,410</b></span></td></tr> </table> <p style="font: 8pt/150% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt">(1) Highly liquid Investments with a maturity equal to or less than 90 days readily convertible into a known amount of cash and subject to an insignificant risk of changes in fair value (see note 6.3).<br/></p> 326592000 229854000 701000 566000 327293000 230420000 525986000 1174990000 853279000 1405410000 <p id="xdx_800_eifrs-full--DisclosureOfFinancialInstrumentsExplanatory_z2XC5xGO7rb3" style="margin-top: 0; margin-bottom: 0"> </p> <table cellpadding="0" cellspacing="0" style="font: 13pt/115% Calibri Light; width: 100%; margin-top: 5.05pt; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 14.2pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b>6.</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b><span id="xdx_82C_zV9PtH6W5z5d">Financial Instruments</span></b></span></td></tr></table> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"><b> </b></p> <table cellpadding="0" cellspacing="0" style="font: 12pt Calibri Light; width: 100%; margin-top: 2pt; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 14.2pt"></td><td style="width: 35.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b>6.1</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b>Financial assets measured at fair value through profit or loss (FVTPL)</b></span></td></tr></table> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"> </p> <p style="font: 9pt Calibri, Helvetica, Sans-Serif; margin: 0"><b>Breakdown of Financial Assets Measured at Fair Value Through Profit or Loss (FVTPL)</b></p> <p style="font: 9pt Calibri, Helvetica, Sans-Serif; margin: 0"><b> </b></p> <table cellpadding="0" cellspacing="0" id="xdx_897_eifrs-full--DisclosureOfFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory_pn3n3_zKxVaco5VTsa" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details)"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8BD_zHgB2M3mIfvb" style="display: none">Schedule of financial assets</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>As of December 31,</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 80%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Derivatives</span></td> <td id="xdx_98A_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__ifrs-full--DerivativesMember_zNt7OkaCvVIh" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">250,582 </span></td> <td id="xdx_988_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__ifrs-full--DerivativesMember_zTCF5gaKs92g" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">407,994</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Premium bond</span></td> <td id="xdx_981_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--PremiumBondMember_zMnFCKSfkCx7" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1053">-</span></span></td> <td id="xdx_988_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--PremiumBondMember_zAtAlQNql1u1" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,573</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investments fund quotas¹</span></td> <td id="xdx_985_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentsFundQuotasMember_zaPUnXrLEcy1" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  13,987</span></td> <td id="xdx_98F_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentsFundQuotasMember_zoSAQhifiqx9" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">140,445</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - Letters of Credits (LF)</span></td> <td id="xdx_98C_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesLettersOfCreditsMember_zycY8xOq45P3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  210,891</span></td> <td id="xdx_988_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesLettersOfCreditsMember_zzpuD4Ly2Kka" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,073</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - Financial Treasury Bills (LFT)</span></td> <td id="xdx_988_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember_zWp6A2BtYEf" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> 1,722,314</span></td> <td id="xdx_981_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember_zH2KDppIiR27" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">546,768</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - National Treasury Bills (LTN)</span></td> <td id="xdx_986_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember_ziBxEUUqaIQk" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  646,754</span></td> <td id="xdx_981_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember_zLxAOCy1yb9j" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1071">-</span></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0">Investment securities - National Treasury Notes (NTN)</p> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0"> </p></td> <td id="xdx_98C_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember_zPIUvGfRA6ad" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">139,335</span></td> <td id="xdx_984_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember_zl07uDBspLof" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1075">-</span></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Mexican government securities - CETES</span></td> <td id="xdx_98A_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--MexicanGovernmentSecuritiesCETESMember_z4HGTnUvxmza" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">118,776</span></td> <td id="xdx_988_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--MexicanGovernmentSecuritiesCETESMember_zauYtiZK4Sdj" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1079">-</span></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Repurchase Agreements - Financial Treasury Bills (LFT)</span></td> <td id="xdx_983_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--RepurchaseAgreementsFinancialTreasuryBillsMember_zshGsPeJ85L2" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1081">-</span></span></td> <td id="xdx_982_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--RepurchaseAgreementsFinancialTreasuryBillsMember_zJJu3KsAhEDh" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,236</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td id="xdx_980_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231_ztmZIeUgBto7" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>3,102,639</b></span></td> <td id="xdx_98A_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231_zzwanHJquto2" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,105,089</b></span></td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt/107% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 8pt"><tr style="vertical-align: top"> <td style="width: 3.3pt"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Refers substantially to amounts invested in the investment fund, remunerated at the DI rate (the Brazilian interbank deposit rate), where the Group holds participation units. The underlying assets of the fund comprise public and private securities and repo with high liquidity (Level 1).</span></td></tr></table> <p id="xdx_8AB_zJfswuDWPbMi" style="margin-top: 0; margin-bottom: 0"> </p> <p style="font: 9pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt"><b>Fair Value of Financial Assets Measured at Fair Value Through Profit or Loss (FVTPL)</b></p> <table cellpadding="0" cellspacing="0" id="xdx_89C_ecustom--DisclosureOfFairValueHierarchyExplanatory_pn3n3_zAePxdaABh38" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 1)"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8BB_zUp8EDPJ2Me9" style="display: none">Schedule of fair value financial assets measured</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="4" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2025</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="4" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Fair Value</i></b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 60%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Level 1</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Level 2</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Level 3</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Derivatives</span></td> <td id="xdx_986_eifrs-full--FinancialAssets_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__ifrs-full--DerivativesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zlYOJMUTuWEe" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1092">-</span></span></td> <td id="xdx_985_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__ifrs-full--DerivativesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zyqVAshhdTM6" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">250,582</span></td> <td id="xdx_981_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__ifrs-full--DerivativesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zRMyFqrP0AJd" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1096">-</span></span></td> <td id="xdx_98E_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__ifrs-full--DerivativesMember_zbuU5IMWxbf3" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">250,582</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investments fund quotas</span></td> <td id="xdx_98F_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentsFundQuotasMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zAYYQ6W2m2tj" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">13,987</span></td> <td id="xdx_980_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentsFundQuotasMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zqER4cb4xptj" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1102">-</span></span></td> <td id="xdx_987_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentsFundQuotasMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zeZtEucxuxB2" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1104">-</span></span></td> <td id="xdx_987_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentsFundQuotasMember_zl884IymVyr9" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">13,987</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - Financial Bills (LF)</span></td> <td id="xdx_982_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesLettersOfCreditsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_z1fGqqOuJszc" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">210,891</span></td> <td id="xdx_984_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesLettersOfCreditsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_za9lBdQVLXsg" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1110">-</span></span></td> <td id="xdx_98F_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesLettersOfCreditsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zPKxwaTt45e5" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1112">-</span></span></td> <td id="xdx_988_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesLettersOfCreditsMember_zItndc4qzzx9" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">210,891</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - National Treasury Bills (LTN)</span></td> <td id="xdx_984_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zElOdfLzjpFe" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  646,754 </span></td> <td id="xdx_987_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_znVxLs4uSM7a" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl1118">-</span></span></td> <td id="xdx_98A_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zSXypPyfGcvd" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl1120">-</span></span></td> <td id="xdx_989_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember_zHYjhRYdHR1b" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> 646,754 </span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - Financial Treasury Bills (LFT)</span></td> <td id="xdx_987_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zh0XICet5jN7" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> 1,722,314 </span></td> <td id="xdx_98C_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zvF0c458WPAg" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl1126">-</span></span></td> <td id="xdx_981_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zjowow4Zk4La" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl1128">-</span></span></td> <td id="xdx_984_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember_zFdNSezOE79j" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,722,314 </span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - National Treasury Notes (NTN)</span></td> <td id="xdx_98F_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zjzGypRcE81d" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">139,335</span></td> <td id="xdx_98C_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zPJHXA9immNd" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl1134">-</span></span></td> <td id="xdx_989_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zTwdcWAnDevl" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl1136">-</span></span></td> <td id="xdx_985_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember_zTRzoUWiAve5" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">139,335</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Mexican government securities - CETES</span></td> <td id="xdx_984_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--MexicanGovernmentSecuritiesCETESMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_z83hzvAXLs0g" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">118,776</span></td> <td id="xdx_988_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--MexicanGovernmentSecuritiesCETESMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_z8SrIc1TsuQd" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl1142">-</span></span></td> <td id="xdx_985_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--MexicanGovernmentSecuritiesCETESMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zSkVy0jj9lAc" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl1144">-</span></span></td> <td id="xdx_98C_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--MexicanGovernmentSecuritiesCETESMember_zfpzPXSPbERl" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">118,776</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td id="xdx_98A_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zHvMxgOC7M8j" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> 2,852,057 </b></span></td> <td id="xdx_98A_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_z5vMZzRuPKY7" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>250,582 </b></span></td> <td id="xdx_983_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zuwNVeo9ymI9" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> <span style="-sec-ix-hidden: xdx2ixbrl1152">-</span></b></span></td> <td id="xdx_988_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231_z1jKwPWufmXg" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>3,102,639 </b></span></td></tr> </table> <p style="font: 10pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt"><b> </b></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="4" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2024</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="4" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Fair Value</i></b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 60%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Level 1</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Level 2</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Level 3</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Derivatives</span></td> <td id="xdx_982_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__ifrs-full--DerivativesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zinc7dyxIxJ6" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1156">-</span></span></td> <td id="xdx_98E_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__ifrs-full--DerivativesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_z5d050m9R499" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">407,994</span></td> <td id="xdx_989_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__ifrs-full--DerivativesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_ztLoZ64zDa9l" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1160">-</span></span></td> <td id="xdx_986_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__ifrs-full--DerivativesMember_zJx4PRacf13i" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">407,994</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Premium bond</span></td> <td id="xdx_985_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--PremiumBondMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zpvXTHewdbN6" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,573</span></td> <td id="xdx_981_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--PremiumBondMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zMSPlg3YG7t" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1166">-</span></span></td> <td id="xdx_988_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--PremiumBondMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zyCm3uAdlA3f" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1168">-</span></span></td> <td id="xdx_98F_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--PremiumBondMember_zgETrTLrvoB7" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,573</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investments fund quotas</span></td> <td id="xdx_985_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentsFundQuotasMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_ziy0LtuZj0Eb" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">140,445</span></td> <td id="xdx_988_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentsFundQuotasMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zgf022JznQ6g" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1174">-</span></span></td> <td id="xdx_988_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentsFundQuotasMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zdrpuLV0yx1c" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1176">-</span></span></td> <td id="xdx_98C_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentsFundQuotasMember_zUA6uOznJFsa" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">140,445</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - Financial Treasury Bills (LFT)</span></td> <td id="xdx_98E_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_z4yAIwJ74HH7" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">546,768</span></td> <td id="xdx_983_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zuswR9xlEDjd" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1182">-</span></span></td> <td id="xdx_989_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zvlBC2qty3G5" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1184">-</span></span></td> <td id="xdx_988_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember_zVvetERMRAWh" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">546,768</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - Letters of Credits (LF)</span></td> <td id="xdx_98E_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesLettersOfCreditsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zl5Pj5bRuUb6" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,073</span></td> <td id="xdx_985_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesLettersOfCreditsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zGq2nagWXon7" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1190">-</span></span></td> <td id="xdx_985_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesLettersOfCreditsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_z2cyIG5RVoXf" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1192">-</span></span></td> <td id="xdx_982_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesLettersOfCreditsMember_zTsgMhYQOC2j" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,073</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Repurchase Agreements - Financial Treasury Bills (LFT)</span></td> <td id="xdx_982_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--RepurchaseAgreementsFinancialTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zlh8QzL1JQFk" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,236</span></td> <td id="xdx_980_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--RepurchaseAgreementsFinancialTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_z66AUeywohl" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1198">-</span></span></td> <td id="xdx_984_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--RepurchaseAgreementsFinancialTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zlQkh57zQZik" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1200">-</span></span></td> <td id="xdx_985_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--RepurchaseAgreementsFinancialTreasuryBillsMember_znhc0y9XG2ah" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,236</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td id="xdx_98E_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_z5HeikTV1J8c" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>697,095</b></span></td> <td id="xdx_98D_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zma4C1vzZ3Rj" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>407,994</b></span></td> <td id="xdx_98F_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zronkz3Cc2d8" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1208">-</span></b></span></td> <td id="xdx_982_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231_zDOT5pLK30gl" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,105,089</b></span></td></tr> </table> <p id="xdx_8AD_z1Wcx2dQnm0a" style="margin-top: 0; margin-bottom: 0"> </p> <p style="font: 9pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt"><b>Maturity of Financial Assets Measured at Fair Value Through Profit or Loss (FVTPL)</b></p> <table cellpadding="0" cellspacing="0" id="xdx_890_ecustom--DisclosureOfFinancialInstrumentsByMaturityTableTextBlock_pn3n3_zaArNfqzZcRb" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 2)"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8BF_zwddMP4g3uqk" style="display: none">Schedule of maturity of financial assets</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="5" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2025</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 50%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Less than 12 months</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1 - 3 years</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>3 - 5 years</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Over 5 years</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Derivatives</span></td> <td id="xdx_983_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__ifrs-full--DerivativesMember__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_z2G1TuRT1oD5" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">250,582</span></td> <td id="xdx_983_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__ifrs-full--DerivativesMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_z1wzRLuAnHG5" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1217">-</span></span></td> <td id="xdx_989_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__ifrs-full--DerivativesMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_zzqt7eJ3oghb" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1219">-</span></span></td> <td id="xdx_98C_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__ifrs-full--DerivativesMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_zWrRFNe16Bd6" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1221">-</span></span></td> <td id="xdx_98A_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__ifrs-full--DerivativesMember_z2eEWSIAQIf1" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">250,582</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investments fund quotas</span></td> <td id="xdx_98C_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentsFundQuotasMember__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_zE0It8NBUWTi" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">13,987</span></td> <td id="xdx_98D_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentsFundQuotasMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_zGxPs4inaXv5" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1227">-</span></span></td> <td id="xdx_98B_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentsFundQuotasMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_zSqa4UZxPGq8" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1229">-</span></span></td> <td id="xdx_98B_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentsFundQuotasMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_zqUPVxANL8N8" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1231">-</span></span></td> <td id="xdx_985_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentsFundQuotasMember_zovkIhnPFml6" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">13,987</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - Financial Bills (LF)</span></td> <td id="xdx_982_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesLettersOfCreditsMember__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_zHjhXLuday6i" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">38,742</span></td> <td id="xdx_98E_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesLettersOfCreditsMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_zDL2uhkFCvRi" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">172,149</span></td> <td id="xdx_983_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesLettersOfCreditsMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_zbGE0makJYD7" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1239">-</span></span></td> <td id="xdx_982_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesLettersOfCreditsMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_zRBxJyi37XQ4" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1241">-</span></span></td> <td id="xdx_980_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesLettersOfCreditsMember_zUFDWgeUKJ7h" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">210,891</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - National Treasury Bills (LTN)</span></td> <td id="xdx_98B_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_zU1bceIK6k68" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl1245">-</span></span></td> <td id="xdx_982_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_zsCg0IINgsia" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl1247">-</span></span></td> <td id="xdx_989_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_zn5udmn2Kk1" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> 646,754 </span></td> <td id="xdx_98B_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_zoEz097NL0oe" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  <span style="-sec-ix-hidden: xdx2ixbrl1251">-</span></span></td> <td id="xdx_985_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember_zMSDWV1Pckl9" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">646,754</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - Financial Treasury Bills (LFT)</span></td> <td id="xdx_985_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_z8BJhLRuNDK" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  <span style="-sec-ix-hidden: xdx2ixbrl1255">-</span></span></td> <td id="xdx_986_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_zey0sYJ8Nus" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">186,660 </span></td> <td id="xdx_98E_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_z3cfVqrpxGJ6" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,535,654 </span></td> <td id="xdx_984_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_zQICrOgxoApl" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  <span style="-sec-ix-hidden: xdx2ixbrl1261">-</span></span></td> <td id="xdx_988_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember_zyd1L3RhQQ5" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,722,314</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - National Treasury Notes (NTN)</span></td> <td id="xdx_981_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_zaMHXBXGxwJ6" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  <span style="-sec-ix-hidden: xdx2ixbrl1265">-</span></span></td> <td id="xdx_988_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_zEFl35q9Yba4" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl1267">-</span> </span></td> <td id="xdx_985_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_zvPfMy1Q98O1" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1269">-</span></span></td> <td id="xdx_98D_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_zk2FMcy6qpd2" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">139,335</span></td> <td id="xdx_986_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember_zBjas6GfYIzg" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">139,335</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Mexican government securities - CETES</span></td> <td id="xdx_989_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--MexicanGovernmentSecuritiesCETESMember__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_zlQBnzyesvgi" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1275">-</span></span></td> <td id="xdx_980_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--MexicanGovernmentSecuritiesCETESMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_zglnmxQ53nqf" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">118,776</span></td> <td id="xdx_984_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--MexicanGovernmentSecuritiesCETESMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_zWGhV5uBkha7" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1279">-</span></span></td> <td id="xdx_985_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--MexicanGovernmentSecuritiesCETESMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_zzljn1h1CYq7" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1281">-</span></span></td> <td id="xdx_98C_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--MexicanGovernmentSecuritiesCETESMember_z4LW1zBXOKH3" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">118,776</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td id="xdx_980_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_zYKsxYwGsrvh" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>303,311</b></span></td> <td id="xdx_98E_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_zGQwo4hGPqVh" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>477,585</b></span></td> <td id="xdx_98B_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_zj9alL9sGDz7" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,182,408</b></span></td> <td id="xdx_987_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_ztrQjflsk4Hf" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>139,335</b></span></td> <td id="xdx_987_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231_zq1UYepi7KRi" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>3,102,639</b></span></td></tr> </table> <p style="font: 10pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt"><b> </b></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="5" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2024</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 50%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Less than 12 months</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1 - 3 years</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>3 - 5 years</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Over 5 years</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Derivatives</span></td> <td id="xdx_98A_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__ifrs-full--DerivativesMember__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_zEkWLAwoUpD8" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">407,994</span></td> <td id="xdx_987_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__ifrs-full--DerivativesMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_zSifbtfNVPZj" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1297">-</span></span></td> <td id="xdx_987_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__ifrs-full--DerivativesMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_zpljy7RKdnr6" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1299">-</span></span></td> <td id="xdx_988_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__ifrs-full--DerivativesMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_zu71K1QOgp0g" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1301">-</span></span></td> <td id="xdx_981_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__ifrs-full--DerivativesMember_zq9p6LcTgpo5" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">407,994</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Premium bond</span></td> <td id="xdx_98B_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--PremiumBondMember__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_zVwAkwXOQgul" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1305">-</span></span></td> <td id="xdx_980_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--PremiumBondMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_zCq4WqeT4oJ5" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,207</span></td> <td id="xdx_986_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--PremiumBondMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_zAEyf3THlKUb" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,366</span></td> <td id="xdx_982_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--PremiumBondMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_zZn0C3NUUCSg" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1311">-</span></span></td> <td id="xdx_980_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--PremiumBondMember_zyNxbUQnxLRj" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,573</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investments fund quotas </span></td> <td id="xdx_98A_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentsFundQuotasMember__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_zEgVG5XMr2V" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">140,445</span></td> <td id="xdx_98B_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentsFundQuotasMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_zUnpR5u7ThVe" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1317">-</span></span></td> <td id="xdx_984_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentsFundQuotasMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_zEvd2jXpaDv8" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1319">-</span></span></td> <td id="xdx_984_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentsFundQuotasMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_zs7swsvZMxTh" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1321">-</span></span></td> <td id="xdx_985_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentsFundQuotasMember_zT8PdttEVBpd" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">140,445</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - Financial Treasury Bills (LFT)</span></td> <td id="xdx_980_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_zip57l4fR65l" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">237,269</span></td> <td id="xdx_985_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_zF29EiuWgsX1" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">309,499</span></td> <td id="xdx_982_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_z0iYs87HRz5g" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1329">-</span></span></td> <td id="xdx_988_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_zuZf5Me5oT9d" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1331">-</span></span></td> <td id="xdx_986_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember_zBbcOzrbFWN5" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">546,768</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - Letters of Credits (LF)</span></td> <td id="xdx_983_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesLettersOfCreditsMember__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_zkzbuhSnxcA2" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1335">-</span></span></td> <td id="xdx_987_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesLettersOfCreditsMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_zNHc7NWD9uK8" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,073</span></td> <td id="xdx_984_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesLettersOfCreditsMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_zqIyctqmMsq3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1339">-</span></span></td> <td id="xdx_98F_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesLettersOfCreditsMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_zp1mhp3B0EP9" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1341">-</span></span></td> <td id="xdx_983_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesLettersOfCreditsMember_zVA4aFUvVpDe" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,073</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Repurchase Agreements - Financial Treasury Bills (LFT)</span></td> <td id="xdx_98D_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--RepurchaseAgreementsFinancialTreasuryBillsMember__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_zyBxYwjG44kh" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,236</span></td> <td id="xdx_982_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--RepurchaseAgreementsFinancialTreasuryBillsMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_zcGG2lspDq78" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1347">-</span></span></td> <td id="xdx_98B_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--RepurchaseAgreementsFinancialTreasuryBillsMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_zwmPyv9XM5Rf" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1349">-</span></span></td> <td id="xdx_985_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--RepurchaseAgreementsFinancialTreasuryBillsMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_zCFypMp0Qzrl" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1351">-</span></span></td> <td id="xdx_988_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--RepurchaseAgreementsFinancialTreasuryBillsMember_z4C2IswIlyof" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,236</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td id="xdx_98C_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_zfiNa30RmUYd" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>791,944</b></span></td> <td id="xdx_982_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_zX1bhaRNQB86" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>311,779</b></span></td> <td id="xdx_988_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_zLaEA81XcRPl" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,366</b></span></td> <td id="xdx_982_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_zchBibeb5Zti" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1361">-</span></b></span></td> <td id="xdx_980_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231_zFCZJyoNdEId" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,105,089</b></span></td></tr> </table> <p id="xdx_8A4_zKcsnZyQXUJ8" style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0"><b> </b></p> <table cellpadding="0" cellspacing="0" style="font: 12pt Calibri Light; width: 100%; margin-top: 2pt; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 14.2pt"></td><td style="width: 35.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b>6.2</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b>Financial Assets Measured at Fair Value Through Other Comprehensive Income (FVTOCI)</b></span></td></tr></table> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"><b> </b></p> <p style="font: 9pt Calibri, Helvetica, Sans-Serif; margin: 0"><b>Breakdown of Financial Assets Measured at Fair Value Through Other Comprehensive Income (FVTOCI)</b></p> <p style="font: 9pt Calibri, Helvetica, Sans-Serif; margin: 0"><b> </b></p> <table cellpadding="0" cellspacing="0" id="xdx_897_ecustom--DisclosureOfFinancialAssetsAtFairValueThroughOtherComprehensiveIncomeExplanatory_pn3n3_z5lYMb1IYRQ6" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 3)"> <tr> <td style="padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span id="xdx_8BB_z2paeCGl490d" style="display: none">Schedule of financial assets at fair value through other comprehensive income</span></td> <td id="xdx_491_20251231_zzW6Ksh9iRg4" style="padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: center"> </td> <td id="xdx_491_20241231_zjkxNrx9QIp5" style="padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: center"> </td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center"> </p> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center"><b>As of December 31,</b></p></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 80%; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Brazilian depositary</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td></tr> <tr id="xdx_40A_eifrs-full--FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome_iI_hifrs-full--ClassesOfFinancialAssetsAxis__custom--SecuritiesFinancialTreasuryBillsMember_zFgtzpoVFDUd"> <td style="border-bottom: Black 1pt solid; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Securities - Financial Treasury Bills (LFT)</span></td> <td style="padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1368">-</span></span></td> <td style="border-bottom: Black 1pt solid; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">14,394</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td id="xdx_987_eifrs-full--FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome_iI_pn3n3_c20251231_zFYO1SFifU2b" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Fair value through other comprehensive income"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1371">-</span></b></span></td> <td id="xdx_989_eifrs-full--FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome_iI_pn3n3_c20241231_zMd8X2znJYHj" style="border-bottom: Black 1pt solid; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Fair value through other comprehensive income"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>14,394</b></span></td></tr> </table> <p id="xdx_8AA_zO2zzEVI7Eb9" style="font: 10pt/107% Times New Roman, Times, Serif; margin: 0 0 8pt"> </p> <p style="font: 9pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt"><b>Fair Value of Financial Assets Measured at Fair Value Through Other Comprehensive Income (FVTOCI)</b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0"> </p> <table cellpadding="0" cellspacing="0" id="xdx_896_ecustom--DisclosureOfFinancialAssetsAtFairValueThroughOtherComprehensiveIncomeFairValueHierarchyExplanatory_pn3n3_zw5mLyjXFy61" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 4)"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; width: 60%; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8BD_zccQvvHmFXs5" style="display: none">Schedule of fair value of financial assets hierarchy</span></td> <td id="xdx_495_20241231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zS5cdKMGvx36" style="text-align: center; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_499_20241231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_z0UPayCdUOtd" style="text-align: center; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_499_20241231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zkUNyV9AjMr7" style="text-align: center; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_49B_20241231_zpDrFZ1rBRb7" style="text-align: center; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="4" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> December 31, 2024 </b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="4" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Fair Value </b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 7pt"><b> Level 1 </b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 7pt"><b> Level 2 </b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 7pt"><b> Level 3 </b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 7pt"><b> Total </b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Brazilian depositary </b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr id="xdx_408_eifrs-full--FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome_iI_hifrs-full--ClassesOfFinancialAssetsAxis__custom--SecuritiesFinancialTreasuryBillsMember_zZ5Da7QVzDA3"> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Securities - Financial Treasury Bills (LFT)</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">14,394</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1378">-</span></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1379">-</span></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">14,394</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total </b></span></td> <td id="xdx_989_eifrs-full--FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome_iI_pn3n3_c20241231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zmuZAYqMnla" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Fair value through other comprehensive income"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>14,394</b></span><span style="font-size: 8pt">  </span></td> <td id="xdx_98A_eifrs-full--FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome_iI_pn3n3_c20241231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zvyzz4Ye2bK6" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Fair value through other comprehensive income"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1384">-</span></b></span></td> <td id="xdx_98D_eifrs-full--FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome_iI_pn3n3_c20241231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zi0gwMfhKG3g" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Fair value through other comprehensive income"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1386">-</span></b></span></td> <td id="xdx_989_eifrs-full--FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome_iI_pn3n3_c20241231_zY1vnKEP4fB4" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Fair value through other comprehensive income"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>14,394</b></span></td></tr> </table> <p id="xdx_8A0_zhgFNbYAwUVl" style="font: 9pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt"><b> </b></p> <p style="font: 9pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt"><b>Maturity of Financial Assets Measured at Fair Value Through Other Comprehensive Income (FVTOCI)</b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0"> </p> <table cellpadding="0" cellspacing="0" id="xdx_898_eifrs-full--DisclosureOfFairValueOfEachInvestmentInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeExplanatory_pn3n3_zSV9CAtdO0wj" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 5)"> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B5_zkLfehtsqLrh" style="display: none">Schedule of maturity of financial assets measured at fair value</span></td> <td id="xdx_49F_20241231__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_zaHjkH4rMJDl" style="text-align: center; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_49F_20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_z7IZDy0JIzth" style="text-align: center; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_497_20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_zwfPftAIH5aj" style="text-align: center; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_493_20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_zZ9HDF5uSjil" style="text-align: center; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_49C_20241231_zBEf1hFoaTkd" style="text-align: center; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="5" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2024</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 50%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 7pt"><b>Less than 12 months</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 7pt"><b>1 - 3 years</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 7pt"><b>3 - 5 years</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 7pt"><b>Over 5 years</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 7pt"><b>Total</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Brazilian depositary</b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr id="xdx_408_eifrs-full--FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome_iI_hifrs-full--ClassesOfFinancialAssetsAxis__custom--SecuritiesFinancialTreasuryBillsMember_z9SKUAVh3ecl"> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Securities - Financial Treasury Bills (LFT)</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">14,394</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1393">-</span></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1394">-</span></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1395">-</span></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">14,394</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total </b></span></td> <td id="xdx_988_eifrs-full--FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_zaUPl0FNCIi7" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Fair value through other comprehensive income"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>14,394</b></span></td> <td id="xdx_981_eifrs-full--FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_z9d2u0Je6krj" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Fair value through other comprehensive income"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1400">-</span></b></span></td> <td id="xdx_98C_eifrs-full--FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_zaZgRwg22Jm3" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Fair value through other comprehensive income"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1402">-</span></b></span></td> <td id="xdx_98F_eifrs-full--FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_zxNZ3qy0ObAj" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Fair value through other comprehensive income"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1404">-</span></b></span></td> <td id="xdx_988_eifrs-full--FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome_iI_pn3n3_c20241231_zNyJ2unDtUx3" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Fair value through other comprehensive income"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>14,394</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> </table> <p id="xdx_8AC_zktekNImjnec" style="margin-top: 0; margin-bottom: 0"> </p> <table cellpadding="0" cellspacing="0" style="font: 12pt Calibri Light; width: 100%; margin-top: 2pt; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 14.2pt"></td><td style="width: 35.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b>6.3</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b>Financial Assets Measured at Amortized Cost</b></span></td></tr></table> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 14.2pt"><b> </b></p> <p style="font: 9pt Calibri, Helvetica, Sans-Serif; margin: 0"><b>Breakdown of Financial Assets at Amortized Cost</b></p> <table cellpadding="0" cellspacing="0" id="xdx_897_eifrs-full--DisclosureOfFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossExplanatory_pn3n3_ziTMSOgzUXV7" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 6)"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B8_zFgK4v9rfQ2d" style="display: none">Schedule of breakdown of financial assets at amortized cost</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td colspan="2" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>As of December 31,</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 80%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Held to collect contractual cash flows </b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Personal credit</span></td> <td id="xdx_98D_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--PersonalCreditMember_zPNLSYnlXDo8" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,073,632</span></td> <td id="xdx_987_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--PersonalCreditMember_z3q7vMa8lVGa" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">4,664,939</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Payroll loans </span></td> <td id="xdx_98D_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--PayrollLoansMember_z5D3JVwYKSEi" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">25,808,985</span></td> <td id="xdx_988_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--PayrollLoansMember_zgTay9sGCjP1" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">17,553,054</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Payroll credit cards</span></td> <td id="xdx_982_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--PayrollCreditCardsMember_zzdPnq6nMP38" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,375,184</span></td> <td id="xdx_983_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--PayrollCreditCardsMember_zM3UoyYZrVZg" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,983,957</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Credit card</span></td> <td id="xdx_981_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--CreditCardsMember_zTYoZNsXa53f" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">13,868</span></td> <td id="xdx_986_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--CreditCardsMember_zMUfe29gMUm9" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">84,679</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Others </span></td> <td id="xdx_989_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--OthersMember_zvS0dFcSxVI2" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">93,449</span></td> <td id="xdx_988_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--OthersMember_zLcK9xo88fWf" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">76</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (-) Allowance for Expected Credit Loss </span></td> <td id="xdx_982_ecustom--FinancialAssetsAtAmortizedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--AllowanceForExpectedCreditLossMember_z15wS2iOcVvg" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(2,413,641)</span></td> <td id="xdx_984_ecustom--FinancialAssetsAtAmortizedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--AllowanceForExpectedCreditLossMember_zdRST79i1Wa6" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,623,379)</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Subtotal </b></span></td> <td id="xdx_989_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalMember_ziwcq4LDpfNi" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>31,951,477</b></span></td> <td id="xdx_98F_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalMember_zOpYphZP2oaf" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>22,663,326</b></span></td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Premium paid on the acquisition of credit portfolios </span></td> <td id="xdx_980_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--PremiumPaidOnTheAcquisitionOfCreditPortfoliosMember_z9AQCgE45fM4" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">562,892</span></td> <td id="xdx_98A_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--PremiumPaidOnTheAcquisitionOfCreditPortfoliosMember_zdjZzohzaHW9" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">296,612</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (+/-) Adjustment of credit portfolios – hedge object </span></td> <td id="xdx_98F_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--AdjustmentOfCreditPortfoliosHedgeObjectMember_zVlvtqg93Yb9" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(72,969)</span></td> <td id="xdx_983_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--AdjustmentOfCreditPortfoliosHedgeObjectMember_zXeHNlo56LEj" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(359,688)</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Subtotal </b></span></td> <td id="xdx_982_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfCollectContractualCashFlowsMember_zQuTGLvORDoh" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>32,441,400</b></span></td> <td id="xdx_98E_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfCollectContractualCashFlowsMember_zXSXvs0Ez8tk" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>22,600,250</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Investment securities</b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Investment securities - National Treasury Notes (NTN) </span></td> <td id="xdx_986_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember_z7CsDRsprYfd" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,413</span></td> <td id="xdx_987_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember_zYdAZBRJ4SH1" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">90,866 </span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - Financial Treasury Bills (LFT)</span></td> <td id="xdx_981_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember_zMUYGDs2Jj2f" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">11,311</span></td> <td id="xdx_980_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember_zkTq5ogwPrL9" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">104,192</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Official Credit (ICO) – Spanish Government</span></td> <td id="xdx_98F_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--OfficialCreditICOSpanishGovernmentMember_zgjJjiGGqQJb" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,511,277</span></td> <td id="xdx_983_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--OfficialCreditICOSpanishGovernmentMember_zoyA12ZJTqr5" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1461">-</span> </span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Subtotal </b></span></td> <td id="xdx_98F_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfInvestmentSecuritiesMember_zIMVCUEEAdoa" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,525,001</b></span></td> <td id="xdx_989_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfInvestmentSecuritiesMember_zUkQpG9mXAea" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>195,058</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Repurchase Agreements </b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - National Treasury Bills (LTN) – Note 5</span></td> <td id="xdx_989_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesNTNMember_znloC3uBQkwe" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">256,000</span></td> <td id="xdx_98A_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesNTNMember_zHWUz5TQhQyj" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1469">-</span></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - Financial Treasury Bills (LFT) – Note 5</span></td> <td id="xdx_980_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsLFTMember_zQ7xuG6uwJH8" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">269,986</span></td> <td id="xdx_980_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsLFTMember_zlYIEKsJ5ZS1" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,174,990 </span></td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Subtotal </b></span></td> <td id="xdx_989_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfRepurchaseAgreementsMember_znLBYwyPOINe" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>525,986</b></span></td> <td id="xdx_983_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfRepurchaseAgreementsMember_zw2ST4NQIlB7" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,174,990 </b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Pledged of collateral</b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Government Bonds – KDB – Korea Development Bank</span></td> <td id="xdx_985_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--GovernmentBondsKDBKoreaDevelopmentBankMember_zOAap0YSgwW4" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">289,509</span></td> <td id="xdx_988_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--GovernmentBondsKDBKoreaDevelopmentBankMember_zErrdlzGo2K5" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">533,966</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - Financial Treasury Bills (LFT)</span></td> <td id="xdx_982_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillMember_zHBCPid8tbGh" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">42,818</span></td> <td id="xdx_983_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillMember_zfa4wezHHTaf" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1485">-</span>  </span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - National Treasury Notes (NTN)</span></td> <td id="xdx_98D_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNoteMember_z6qSEngZtjBl" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">91,657</span></td> <td id="xdx_986_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNoteMember_zjfQW763YR42" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1489">-</span>  </span></td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Subtotal </b></span></td> <td id="xdx_982_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfPledgedOfCollateralMember_zsFIlMzvcsF7" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>423,984</b></span></td> <td id="xdx_98B_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfPledgedOfCollateralMember_z6lNQDSvUSEc" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>533,966 </b></span></td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Debentures </span></td> <td id="xdx_980_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--DebenturesMember_zGkdc3fTlu7k" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">5,681,078</span></td> <td id="xdx_989_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--DebenturesMember_z5nJ7mjHAuFe" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,392,720</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Subtotal </b></span></td> <td id="xdx_983_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalDebenturesMember_ztyJbPkXfOC2" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>5,681,078</b></span></td> <td id="xdx_980_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalDebenturesMember_z83znWfcFGHd" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,392,720</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Compulsory deposits with the Brazilian Central Bank</span></td> <td id="xdx_98E_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--CompulsoryDepositsWithBrazilianCentralBankMember_zD6NgEPJnWzl" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">660,772</span></td> <td id="xdx_98B_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--CompulsoryDepositsWithBrazilianCentralBankMember_z5FZx9PdORE1" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1505">-</span></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Subtotal</b></span></td> <td id="xdx_984_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfCompulsoryDepositsWithBrazilianCentralBankMember_zKgeUwCDhdGe" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>660,772</b></span></td> <td id="xdx_98C_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfCompulsoryDepositsWithBrazilianCentralBankMember_zmP24ONqqn84" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1509">-</span></b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total </b></span></td> <td id="xdx_98D_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231_zvrTha6RNDQ5" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>41,258,221</b></span></td> <td id="xdx_98D_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231_z4f1u7NlRuW" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>25,896,984</b></span></td></tr> </table> <p id="xdx_8AE_zf9pbtF6QpR" style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 14.2pt"><b> </b></p> <p style="font: 9pt Calibri, Helvetica, Sans-Serif; margin: 0"><b>Fair Value of Financial Assets Measured at Amortized Cost<br/> </b><br/> Set out below is a comparison, by class, of the carrying amounts and fair values of the Group’s financial instruments measured at amortized cost, other than those with carrying amounts that are reasonable approximations of fair values:<br/> <br/> </p> <table cellpadding="0" cellspacing="0" id="xdx_89A_ecustom--DisclosureOfFairValueOfFinancialAssetsMeasuredAtAmortizedCostExplanatory_pn3n3_zrqUnGCOaIO5" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 7)"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8BA_zLXVOBSdCf5i" style="display: none">Schedule of fair value of financial assets carrying amounts</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="8" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2025</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="3" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Carrying Amount</b></span></td> <td colspan="5" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Fair Value</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; text-align: center; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Level 1</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Level 2</b></span></td> <td style="border-bottom: Black 1pt solid; text-align: center; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Level 3</b></span></td> <td style="border-bottom: Black 1pt solid; text-align: center; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total </b></span></td> <td style="border-bottom: Black 1pt solid; text-align: center; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Level 1</b></span></td> <td style="border-bottom: Black 1pt solid; text-align: center; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Level 2</b></span></td> <td style="border-bottom: Black 1pt solid; text-align: center; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Level 3 </b></span></td> <td style="border-bottom: Black 1pt solid; text-align: center; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Investment securities</b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Investment securities - National Treasury Notes (NTN) </span></td> <td id="xdx_981_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zIZzECjI3ybh" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,413</span></td> <td id="xdx_984_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_z66PaBsG8TEi" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1521">-</span></span></td> <td id="xdx_986_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_z5RNrjxGHZph" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1523">-</span></span></td> <td id="xdx_987_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember_zrSGAJI0Itbg" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,413</span></td> <td id="xdx_986_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zlAPrtP3dXF" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,344</b></span></td> <td id="xdx_986_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zymLRcFoNu3" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1529">-</span></b></span></td> <td id="xdx_98A_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zONv06fXrxv4" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1531">-</span></b></span></td> <td id="xdx_980_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember_zqUHLjdYTAbk" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,344</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities – Financial Treasury Bills (LFT)</span></td> <td id="xdx_98D_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_z5342BwcCanc" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">11,311</span></td> <td id="xdx_98F_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_z9M7Wk5XWha1" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1537">-</span></span></td> <td id="xdx_987_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zYqm1P6wlF6j" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1539">-</span></span></td> <td id="xdx_980_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember_zaSKPSP4s0Hc" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">11,311</span></td> <td id="xdx_986_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zmzAyqDxjXW8" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>11,335</b></span></td> <td id="xdx_98E_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zd4eBGhU6p2b" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1545">-</span></b></span></td> <td id="xdx_98C_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zdNJj2Q4V5ek" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1547">-</span></b></span></td> <td id="xdx_986_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember_zGrie5AfOFV2" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">11,335</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Official Credit (ICO) – Spanish Government</span></td> <td id="xdx_985_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--OfficialCreditICOSpanishGovernmentMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_z7R6sptGqKy1" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,511,277</span></td> <td id="xdx_981_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--OfficialCreditICOSpanishGovernmentMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zfxMEdMPHCC6" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1553">-</span></span></td> <td id="xdx_986_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--OfficialCreditICOSpanishGovernmentMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zBy8BI1elRK5" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1555">-</span></span></td> <td id="xdx_98F_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--OfficialCreditICOSpanishGovernmentMember_zniPUDYTJaZj" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,511,277</span></td> <td id="xdx_984_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--OfficialCreditICOSpanishGovernmentMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zVwEebsqSh8c" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,511,277</b></span></td> <td id="xdx_98D_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--OfficialCreditICOSpanishGovernmentMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zITo62A1S3c2" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1561">-</span></b></span></td> <td id="xdx_98E_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--OfficialCreditICOSpanishGovernmentMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zbKeIiC6Cmp1" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1563">-</span></b></span></td> <td id="xdx_982_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--OfficialCreditICOSpanishGovernmentMember_zLq6FFtzmuL6" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,511,277</b></span></td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Subtotal</b></span></td> <td id="xdx_983_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfInvestmentSecuritiesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zJT4B5DOub01" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,525,001</b></span></td> <td id="xdx_98F_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfInvestmentSecuritiesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zBvc8i9IqRX2" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1569">-</span></b></span></td> <td id="xdx_989_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfInvestmentSecuritiesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zFmuu6rGLFOk" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1571">-</span></b></span></td> <td id="xdx_980_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfInvestmentSecuritiesMember_z9IWWf8XlDOh" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,525,001</b></span></td> <td id="xdx_987_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfInvestmentSecuritiesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zbPO4q3G23x7" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,524,956</b></span></td> <td id="xdx_98A_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfInvestmentSecuritiesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zracws9ILno4" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1577">-</span></b></span></td> <td id="xdx_98A_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfInvestmentSecuritiesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zHrbOWuVQoc7" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1579">-</span></b></span></td> <td id="xdx_98C_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfInvestmentSecuritiesMember_zpm1YktfUH6l" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,524,956</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Repurchase Agreements</b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - National Treasury Bills (LTN)</span></td> <td id="xdx_98A_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zxr04xiKFuI" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">256,000</span></td> <td id="xdx_989_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zfYEtdj6Fo18" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1585">-</span></span></td> <td id="xdx_980_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zDDUrHhfmFYh" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1587">-</span></span></td> <td id="xdx_988_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember_zakWEiz31Yfd" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">256,000</span></td> <td id="xdx_986_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zZcvIyGIQnYj" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>257,708</b></span></td> <td id="xdx_98C_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zhJstrf2pJh3" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1593">-</span></b></span></td> <td id="xdx_988_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zUzslrcOJefl" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1595">-</span></b></span></td> <td id="xdx_98E_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember_zwEHu6VCB70g" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>257,708</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - Financial Treasury Bills (LFT)</span></td> <td id="xdx_98B_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--FinancialTreasuryBillsLFTMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zs032gmq7Nb7" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">269,986</span></td> <td id="xdx_98A_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--FinancialTreasuryBillsLFTMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zZI0v7Xko0Ll" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1601">-</span></span></td> <td id="xdx_983_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--FinancialTreasuryBillsLFTMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_z44CiKEBBiLh" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1603">-</span></span></td> <td id="xdx_986_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--FinancialTreasuryBillsLFTMember_zRESPCT0nzIe" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">269,986</span></td> <td id="xdx_98D_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--FinancialTreasuryBillsLFTMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zFzhYvdahfM2" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>270,989</b></span></td> <td id="xdx_989_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--FinancialTreasuryBillsLFTMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zIWDwgILsGa3" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1609">-</span></b></span></td> <td id="xdx_98B_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--FinancialTreasuryBillsLFTMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zo9Dywv5u8Li" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1611">-</span></b></span></td> <td id="xdx_984_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--FinancialTreasuryBillsLFTMember_zakmINxHiG31" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>270,989</b></span></td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Subtotal</b></span></td> <td id="xdx_988_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfRepurchaseAgreementsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zIosKIOd8bDh" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>525,986</b></span></td> <td id="xdx_98C_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfRepurchaseAgreementsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zwpl8cRMP7B8" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1617">-</span></b></span></td> <td id="xdx_989_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfRepurchaseAgreementsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zEHgk0kWd4qc" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1619">-</span></b></span></td> <td id="xdx_981_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfRepurchaseAgreementsMember_zv4vAvVMWbF4" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>525,986</b></span></td> <td id="xdx_98F_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfRepurchaseAgreementsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zK6F1FRMV7Ac" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>528,697</b></span></td> <td id="xdx_98C_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfRepurchaseAgreementsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zY94MZEPXwd5" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1625">-</span></b></span></td> <td id="xdx_98A_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfRepurchaseAgreementsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zZXmycnZBPhe" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1627">-</span></b></span></td> <td id="xdx_98B_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfRepurchaseAgreementsMember_zRkIj9W2S7j2" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>528,697</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Pledged of collateral </b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Government Bonds – KDB – Korea Development Bank</span></td> <td id="xdx_988_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--GovernmentBondsKDBKoreaDevelopmentBankMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zz75bPJMwFye" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">289,509</span></td> <td id="xdx_986_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--GovernmentBondsKDBKoreaDevelopmentBankMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zAKfYoz4dIj2" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1633">-</span></span></td> <td id="xdx_98D_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--GovernmentBondsKDBKoreaDevelopmentBankMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_znM7LN1PGqql" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1635">-</span></span></td> <td id="xdx_98B_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--GovernmentBondsKDBKoreaDevelopmentBankMember_z7om2NZvdmk" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">289,509</span></td> <td id="xdx_98E_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--GovernmentBondsKDBKoreaDevelopmentBankMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zB2yYMFhLIbb" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">289,509</span></td> <td id="xdx_98E_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--GovernmentBondsKDBKoreaDevelopmentBankMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zo9SGkfwXRDb" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1641">-</span></span></td> <td id="xdx_98F_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--GovernmentBondsKDBKoreaDevelopmentBankMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_z7XERLwbfL84" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1643">-</span></span></td> <td id="xdx_98C_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--GovernmentBondsKDBKoreaDevelopmentBankMember_z3XJUAZHQVsj" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">289,509</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - Financial Treasury Bills (LFT)</span></td> <td id="xdx_98E_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsLFTMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_z0NFKvz5DPKb" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">42,818</span></td> <td id="xdx_989_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsLFTMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zyVlZqfdViah" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1649">-</span></span></td> <td id="xdx_98F_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsLFTMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_ztSI3qw3ovxi" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1651">-</span></span></td> <td id="xdx_98C_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsLFTMember_zGvEZsamBIAf" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">42,818</span></td> <td id="xdx_98F_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsLFTMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_z8tj3cr2Tgw7" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">42,818</span></td> <td id="xdx_986_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsLFTMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_z5AGnVcx6iZe" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1657">-</span></span></td> <td id="xdx_98C_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsLFTMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_ziJlEc2SDcGj" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1659">-</span></span></td> <td id="xdx_98E_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsLFTMember_zbq0kLcNhTKd" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">42,818</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - National Treasury Notes (NTN)</span></td> <td id="xdx_980_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesNTNMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zmiCXqdEgp5j" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">91,657</span></td> <td id="xdx_980_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesNTNMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zL4ny42Q3yM3" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1665">-</span></span></td> <td id="xdx_984_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesNTNMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zXt1zikgYWPf" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1667">-</span></span></td> <td id="xdx_980_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesNTNMember_zWWoUXkGa6y3" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">91,657</span></td> <td id="xdx_982_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesNTNMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zMXRDDz8a7Jh" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">91,657</span></td> <td id="xdx_98C_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesNTNMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zVnpdPB25jnj" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1673">-</span></span></td> <td id="xdx_986_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesNTNMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zUY82lvjsR3h" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1675">-</span></span></td> <td id="xdx_98C_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesNTNMember_zeJpQg4fsUY" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">91,657</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Subtotal</b></span></td> <td id="xdx_984_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalPledgedOfCollateralMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zGqBr2jARKF5" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>423,984</b></span></td> <td id="xdx_984_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalPledgedOfCollateralMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zfZD9GWj6xQi" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1681">-</span></b></span></td> <td id="xdx_98A_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalPledgedOfCollateralMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zruomGgdRXEd" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1683">-</span></b></span></td> <td id="xdx_98D_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalPledgedOfCollateralMember_zQGjEVYYFBg1" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>423,984</b></span></td> <td id="xdx_98E_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalPledgedOfCollateralMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zz1ovgSs67y" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>423,984</b></span></td> <td id="xdx_982_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalPledgedOfCollateralMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zh2KlXTLfQDa" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1689">-</span></b></span></td> <td id="xdx_989_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalPledgedOfCollateralMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zG5mdtBiOQVa" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1691">-</span></b></span></td> <td id="xdx_98D_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalPledgedOfCollateralMember_z53VfdBXejvl" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>423,984</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Debentures</span></td> <td id="xdx_98A_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--DebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zht2iP8EihZ9" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1695">-</span></span></td> <td id="xdx_988_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--DebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zcd8pIhue1s4" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1697">-</span></span></td> <td id="xdx_986_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--DebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_z5kvj7iE21Se" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">5,681,078</span></td> <td id="xdx_981_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--DebenturesMember_zABSnjaBxTV4" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">5,681,078</span></td> <td id="xdx_980_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--DebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zquY8g9KLU6g" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1703">-</span></b></span></td> <td id="xdx_987_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--DebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zZqTIFSUZOij" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1705">-</span></b></span></td> <td id="xdx_98D_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--DebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zg5yLw1HNDej" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">5,681,078</span></td> <td id="xdx_985_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--DebenturesMember_zjeNKmQa3Cul" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">5,681,078</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Subtotal</b></span></td> <td id="xdx_982_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfDebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zZiJlMkrqeZi" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1711">-</span></b></span></td> <td id="xdx_984_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfDebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zp4f05ZAS2q1" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1713">-</span></b></span></td> <td id="xdx_98B_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfDebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_z7abiEJx2Yie" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>5,681,078</b></span></td> <td id="xdx_989_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfDebenturesMember_zkgSNnjl72B1" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>5,681,078</b></span></td> <td id="xdx_986_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfDebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zYIW3H7Z7I8" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1719">-</span></b></span></td> <td id="xdx_981_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfDebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zbD4zgdQtPN7" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1721">-</span></b></span></td> <td id="xdx_98D_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfDebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zjB2u8whyjWl" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>5,681,078</b></span></td> <td id="xdx_98F_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfDebenturesMember_zZdvi9NZFKUb" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>5,681,078</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Compulsory deposits with the Brazilian Central Bank</span></td> <td id="xdx_983_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--CompulsoryDepositsWithTheBrazilianCentralBankMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zxxAeg4ENro4" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">660,772</span></td> <td id="xdx_98B_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--CompulsoryDepositsWithTheBrazilianCentralBankMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zHqvvXwo6KL" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1729">-</span></span></td> <td id="xdx_985_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--CompulsoryDepositsWithTheBrazilianCentralBankMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zXYgCjky5EJg" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1731">-</span></span></td> <td id="xdx_982_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--CompulsoryDepositsWithTheBrazilianCentralBankMember_zoHkCyP5irV4" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>660,772</b></span></td> <td id="xdx_985_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--CompulsoryDepositsWithTheBrazilianCentralBankMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zryQVeX2v204" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">660,772</span></td> <td id="xdx_985_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--CompulsoryDepositsWithTheBrazilianCentralBankMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zdWeOfDJugLh" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1737">-</span></span></td> <td id="xdx_98C_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--CompulsoryDepositsWithTheBrazilianCentralBankMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zFIk4NIi6pa4" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1739">-</span></span></td> <td id="xdx_982_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--CompulsoryDepositsWithTheBrazilianCentralBankMember_z5JL4rsyLLbi" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>660,772</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Subtotal</b></span></td> <td id="xdx_98C_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfCompulsoryDepositsWithTheBrazilianCentralBankMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_z3YEdJdrvWL5" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>660,772</b></span></td> <td id="xdx_980_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfCompulsoryDepositsWithTheBrazilianCentralBankMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zuJ8D6RAIrQ5" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1745">-</span></b></span></td> <td id="xdx_985_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfCompulsoryDepositsWithTheBrazilianCentralBankMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_ztw9DhEAXfwe" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1747">-</span></b></span></td> <td id="xdx_985_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfCompulsoryDepositsWithTheBrazilianCentralBankMember_zsguo097cKIg" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>660,772</b></span></td> <td id="xdx_988_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfCompulsoryDepositsWithTheBrazilianCentralBankMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zMuo27eTFo65" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>660,772</b></span></td> <td id="xdx_980_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfCompulsoryDepositsWithTheBrazilianCentralBankMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zS6S2O4Qz7w7" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1753">-</span></b></span></td> <td id="xdx_98F_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfCompulsoryDepositsWithTheBrazilianCentralBankMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zpaaF4f50uAf" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1755">-</span></b></span></td> <td id="xdx_98C_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfCompulsoryDepositsWithTheBrazilianCentralBankMember_z54IjnVZbPFh" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>660,772</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td id="xdx_986_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zvSkzNMTKvlb" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>3,135,743</b></span></td> <td id="xdx_982_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zVScHY4nlZgc" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1761">-</span></b></span></td> <td id="xdx_982_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zu7UMjKxRgUg" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>5,681,078</b></span></td> <td id="xdx_98F_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231_z0umFnqp8Sj6" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>8,816,821</b></span></td> <td id="xdx_982_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zUAYJN5t4Wo6" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>3,138,409</b></span></td> <td id="xdx_986_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_z4dBLA1cX7Vl" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1769">-</span></b></span></td> <td id="xdx_988_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zSN63WljJZxe" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>5,681,078</b></span></td> <td id="xdx_980_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231_z9DoYdsaI1fi" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>8,819,487</b></span></td></tr> <tr> <td style="width: 44%"> </td> <td style="width: 7%"> </td> <td style="width: 7%"> </td> <td style="width: 7%"> </td> <td style="width: 7%"> </td> <td style="width: 7%"> </td> <td style="width: 7%"> </td> <td style="width: 7%"> </td> <td style="width: 7%"> </td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="8" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2024</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="4" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Carrying Amount</b></span></td> <td colspan="4" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Fair Value</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 44%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 7%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Level 1</b></span></td> <td style="border-bottom: Black 1pt solid; width: 7%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Level 2</b></span></td> <td style="border-bottom: Black 1pt solid; width: 7%; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Level 3</b></span></td> <td style="border-bottom: Black 1pt solid; width: 7%; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total </b></span></td> <td style="border-bottom: Black 1pt solid; width: 7%; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Level 1</b></span></td> <td style="border-bottom: Black 1pt solid; width: 7%; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Level 2</b></span></td> <td style="border-bottom: Black 1pt solid; width: 7%; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Level 3 </b></span></td> <td style="border-bottom: Black 1pt solid; width: 7%; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Investment securities</b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - National Treasury Notes (NTN)</span></td> <td id="xdx_981_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zxGNhcjH3RL8" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">90,866</span></td> <td id="xdx_987_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_z6PhIF0pEoIk" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1778">-</span></span></td> <td id="xdx_987_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zRX5OmNMnb84" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1780">-</span></span></td> <td id="xdx_98C_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember_z7Ln7gyGYlX6" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">90,866</span></td> <td id="xdx_98C_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_znW23eCU9zYl" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">87,152</span></td> <td id="xdx_988_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zq7uRQXQuDB8" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1786">-</span></span></td> <td id="xdx_983_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zfISEQEide56" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1788">-</span></span></td> <td id="xdx_986_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember_z47HkdE7n5zk" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">87,152</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - Financial Treasury Bills (LFT)</span></td> <td id="xdx_98E_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_ztCxPxMMaoAb" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">104,192</span></td> <td id="xdx_98E_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zYF4gpCbMQwl" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1794">-</span></span></td> <td id="xdx_98E_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_z6RjWjmUxR4e" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1796">-</span></span></td> <td id="xdx_982_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember_zXuZM0ayyQ8c" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">104,192</span></td> <td id="xdx_988_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zG1iuDyXrtv7" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">104,325</span></td> <td id="xdx_988_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zjxjDfIFIGd2" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1802">-</span></span></td> <td id="xdx_98F_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zdsdO3ocO36l" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1804">-</span></span></td> <td id="xdx_98C_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember_z8BkYbWWVN0a" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">104,325</span></td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Subtotal</b></span></td> <td id="xdx_98F_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfInvestmentSecuritiesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zU9DUGso5Mu6" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>195,058</b></span></td> <td id="xdx_98E_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfInvestmentSecuritiesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zACUm4UkiTvc" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1810">-</span></b></span></td> <td id="xdx_98E_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfInvestmentSecuritiesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zSiR0YldGAI1" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1812">-</span></b></span></td> <td id="xdx_987_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfInvestmentSecuritiesMember_zpZGMG5Vp13i" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>195,058</b></span></td> <td id="xdx_985_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfInvestmentSecuritiesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zu4w8RT3Hky8" style="border-bottom: Black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>191,477</b></span><b></b></td> <td id="xdx_982_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfInvestmentSecuritiesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zttiJrATEGyg" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1818">-</span></b></span></td> <td id="xdx_98E_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfInvestmentSecuritiesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zmQBtjKgpDO3" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1820">-</span></b></span></td> <td id="xdx_98C_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfInvestmentSecuritiesMember_zgwqRqqGUnpe" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>191,477</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Repurchase Agreements</b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Financial Treasury Bills (LFT)</span></td> <td id="xdx_983_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--FinancialTreasuryBillsLFTMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zNRqAM5mz9G2" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,174,990</span></td> <td id="xdx_983_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--FinancialTreasuryBillsLFTMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zlvDZrFKlMv8" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1826">-</span></span></td> <td id="xdx_987_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--FinancialTreasuryBillsLFTMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_z2sJh9nhlBK9" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1828">-</span></span></td> <td id="xdx_983_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--FinancialTreasuryBillsLFTMember_zJJSFg9fpTR4" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,174,990</span></td> <td id="xdx_985_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--FinancialTreasuryBillsLFTMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zPJMM14nnxx6" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1832">-</span></span></td> <td id="xdx_983_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--FinancialTreasuryBillsLFTMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_z6zj2z1LbRHh" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1834">-</span></span></td> <td id="xdx_984_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--FinancialTreasuryBillsLFTMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zaiqcFHnTSec" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,179,337</span></td> <td id="xdx_987_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--FinancialTreasuryBillsLFTMember_zu6zJfVCGxs2" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,179,337</span></td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Subtotal</b></span></td> <td id="xdx_982_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfRepurchaseAgreementsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zJsy6kuoRq6h" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,174,990</b></span></td> <td id="xdx_989_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfRepurchaseAgreementsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zWan95mVjQm4" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1842">-</span></b></span></td> <td id="xdx_986_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfRepurchaseAgreementsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_z5FE8FSVOH2d" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1844">-</span></b></span></td> <td id="xdx_98B_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfRepurchaseAgreementsMember_zucXfdMVmb6j" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,174,990</b></span></td> <td id="xdx_981_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfRepurchaseAgreementsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_z9ti8kZkmBOb" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1848">-</span></b></span></td> <td id="xdx_98A_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfRepurchaseAgreementsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zAe9cZnkeeu6" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1850">-</span></b></span></td> <td id="xdx_98C_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfRepurchaseAgreementsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zQdDc3LeJMc1" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,179,337</b></span></td> <td id="xdx_989_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfRepurchaseAgreementsMember_zztRhaS1kCMl" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,179,337</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Linked to the provision of collateral </b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Government Securities – Other Countries</span></td> <td id="xdx_988_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--GovernmentSecuritiesOtherCountriesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zIYSvMhm8464" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">533,966</span></td> <td id="xdx_984_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--GovernmentSecuritiesOtherCountriesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_z0HakzwI9dSc" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1858">-</span></span></td> <td id="xdx_985_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--GovernmentSecuritiesOtherCountriesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zunUzSn3lIIl" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1860">-</span></span></td> <td id="xdx_986_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--GovernmentSecuritiesOtherCountriesMember_zQj1BsThnIy1" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">533,966</span></td> <td id="xdx_98B_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--GovernmentSecuritiesOtherCountriesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zkmZOlH7fSy5" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">533,966</span></td> <td id="xdx_98D_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--GovernmentSecuritiesOtherCountriesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zzus7mauHz9f" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1866">-</span></span></td> <td id="xdx_981_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--GovernmentSecuritiesOtherCountriesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zMsePbMsUhaj" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1868">-</span></span></td> <td id="xdx_981_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--GovernmentSecuritiesOtherCountriesMember_zxbOqbT5OIvf" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">533,966</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Subtotal</b></span></td> <td id="xdx_982_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfGovernmentSecuritiesOtherCountriesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zpotL3byNXrg" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>533,966</b></span></td> <td id="xdx_987_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfGovernmentSecuritiesOtherCountriesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_z6tAnFjIVklj" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1874">-</span></b></span></td> <td id="xdx_98D_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfGovernmentSecuritiesOtherCountriesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_z26EOOVaiJD5" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1876">-</span></b></span></td> <td id="xdx_98C_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfGovernmentSecuritiesOtherCountriesMember_zu5l6nxIeTAg" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>533,966</b></span></td> <td id="xdx_989_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfGovernmentSecuritiesOtherCountriesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zDFmHx58USuk" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>533,966</b></span></td> <td id="xdx_98D_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfGovernmentSecuritiesOtherCountriesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zH4P2lwo8hKg" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1882">-</span></b></span></td> <td id="xdx_987_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfGovernmentSecuritiesOtherCountriesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zqfPPz42rfc6" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1884">-</span></b></span></td> <td id="xdx_983_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfGovernmentSecuritiesOtherCountriesMember_zFWX2qe4JhB7" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>533,966</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Debentures</span></td> <td id="xdx_981_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--DebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zZYSCXZMOrPh" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1888">-</span></span></td> <td id="xdx_98F_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--DebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zOenibq1t0l3" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1890">-</span></span></td> <td id="xdx_98A_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--DebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_z465uHLRaKEf" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,392,720</span></td> <td id="xdx_980_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--DebenturesMember_zTT7p8kkNdOk" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,392,720</span></td> <td id="xdx_98F_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--DebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zAmdnMNal3Cj" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1896">-</span></span></td> <td id="xdx_982_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--DebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zDs2gKiNb7Q3" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1898">-</span></span></td> <td id="xdx_989_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--DebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zh3pWyS5MvFj" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,392,720</span></td> <td id="xdx_986_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--DebenturesMember_zsmlOmx9XLyj" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,392,720</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Subtotal</b></span></td> <td id="xdx_986_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfDebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_ztRlePTSyWPa" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1904">-</span></b></span></td> <td id="xdx_980_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfDebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zjBtpYAnsixi" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1906">-</span></b></span></td> <td id="xdx_986_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfDebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zYZMghCd1Nxj" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,392,720</b></span></td> <td id="xdx_984_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfDebenturesMember_zdas5kA34GJk" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,392,720</b></span></td> <td id="xdx_98F_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfDebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_z6UbdM0qjlte" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1912">-</span></b></span></td> <td id="xdx_984_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfDebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zOwrIDAvjg0k" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1914">-</span></b></span></td> <td id="xdx_982_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfDebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zJ8kwn2Zyvwk" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,392,720</b></span></td> <td id="xdx_988_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfDebenturesMember_zdGfCT8wzDnb" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,392,720</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td id="xdx_98A_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zSHIllzEZrT8" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,904,014</b></span></td> <td id="xdx_989_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zvdA4VSiU9K2" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1922">-</span></b></span></td> <td id="xdx_983_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zt0i6WgwPalf" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,392,720</b></span></td> <td id="xdx_98C_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231_zcg2q1qrQVB6" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>3,296,734</b></span></td> <td id="xdx_98C_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_z2J6PTDZBBZi" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>725,443</b></span></td> <td id="xdx_988_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_z5YDuO4DXoc3" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1930">-</span></b></span></td> <td id="xdx_981_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_ztQO2w6W0Ih7" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,572,057</b></span></td> <td id="xdx_98F_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231_z9i1ens7KChh" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>3,297,500</b></span></td></tr> </table> <p id="xdx_8AA_zmHieB2bieek" style="font: 9pt Calibri, Helvetica, Sans-Serif; margin: 0"> </p> <p style="font: 9pt Calibri, Helvetica, Sans-Serif; margin: 0"><b>Maturity of Financial Assets Measured at Amortized Cost</b></p> <p style="font: 9pt Calibri, Helvetica, Sans-Serif; margin: 0"><b> </b></p> <table cellpadding="0" cellspacing="0" id="xdx_895_ecustom--DisclosureOfFinancialAssetsMeasuredAtAmortizedCostMaturityExplanatory_pn3n3_zoSdhnzBmH27" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 8)"> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B2_zaGkqoD0P9m3" style="display: none">Schedule of maturity of financial assets measured at amortized cost</span></td> <td id="xdx_495_20251231__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_zYLFeHCHJfhe" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_496_20251231__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_zuPFUnCJShq4" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_491_20251231__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_zmVrwufTu1Lg" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_498_20251231__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_zKlj8jfAbbLe" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_498_20251231_zBY0E1TYTE06" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="5" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> December 31, 2025</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 50%; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>  Product </b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Less than 12 months </b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> 1-3 years </b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> 3-5 years </b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>  Over 5 years  </b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total </b></span></td></tr> <tr id="xdx_40B_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_hifrs-full--ClassesOfFinancialAssetsAxis__custom--PersonalCreditMember_z0yVvrKUXi9c"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Personal credit  </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">3,200,346</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,568,374</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">198,904</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">106,008</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>6,073,632</b></span></td></tr> <tr id="xdx_409_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_hifrs-full--ClassesOfFinancialAssetsAxis__custom--PayrollLoansMember_zMaVjJFeYlpb"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Payroll loans </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">4,117,773</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,490,325</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,778,144</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">8,422,743</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>25,808,985</b></span></td></tr> <tr id="xdx_40A_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_hifrs-full--ClassesOfFinancialAssetsAxis__custom--PayrollCreditCardMember_zmakfDrcwd8g"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Payroll credit card </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">322,321</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">614,738</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">909,149</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">528,976</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,375,184</b></span></td></tr> <tr id="xdx_406_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_hifrs-full--ClassesOfFinancialAssetsAxis__custom--CreditCardsMember_z22U0VVxY7wk"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Credit card  </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">13,788</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">37</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">32</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">11</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>13,868</b></span></td></tr> <tr id="xdx_403_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_hifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember_zes6dj33lUc4"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Investment securities - National Treasury Notes (NTN) </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">94,070</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1964">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1965">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1966">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>94,070</b></span></td></tr> <tr id="xdx_40A_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_hifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsLTNMember_z9Klw1kCz16k"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - National Treasury Bills (LTN)</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0">256,000</p></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1970">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1971">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1972">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0"><b>256,000</b></p></td></tr> <tr id="xdx_406_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_hifrs-full--ClassesOfFinancialAssetsAxis__custom--OfficialCreditICOSpanishGovernmentMember_zTIbbQdEsgU8"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Official Credit (ICO) – Spanish Government</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,511,277</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1976">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1977">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1978">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,511,277</b></span></td></tr> <tr id="xdx_400_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_hifrs-full--ClassesOfFinancialAssetsAxis__custom--GovernmentBondsKDBKoreaDevelopmentBankMember_zlqTek6FyU6g"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Government Bonds – KDB – Korea Development Bank</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">289,509</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1982">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1983">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1984">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>289,509</b></span></td></tr> <tr id="xdx_408_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_hifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsLFTMember_zWNMpI5gB6fl"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Investment securities - Financial Treasury Bills (LFT) </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">324,115</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1988">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1989">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1990">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>324,115</b></span></td></tr> <tr id="xdx_408_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_hifrs-full--ClassesOfFinancialAssetsAxis__custom--DebenturesMember_zpWs65iKqr6l"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Debentures</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">189,752</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1994">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">3,361,772</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,129,554</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>5,681,078</b></span></td></tr> <tr id="xdx_40B_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_hifrs-full--ClassesOfFinancialAssetsAxis__custom--CompulsoryDepositsWithTheBrazilianCentralBankMember_zXNp4E0iueth"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Compulsory deposits with the Brazilian Central Bank</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">660,772</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2000">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2001">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2002">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>660,772</b></span></td></tr> <tr id="xdx_40A_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_hifrs-full--ClassesOfFinancialAssetsAxis__custom--OthersMember_zpQrAVYKA6V7"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Others </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">93,442</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">7</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2007">-</span></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2008">-</span></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>93,449</b></span></td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total </b></span></td> <td id="xdx_981_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_c20251231__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_zSC1rLEN9jhc" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets amortised costs"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>11,073,165 </b></span></td> <td id="xdx_986_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_c20251231__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_zx4NmrqKreSf" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets amortised costs"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>9,673,481 </b></span></td> <td id="xdx_984_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_c20251231__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_zf45JJnvVZr3" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets amortised costs"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>11,248,001 </b></span></td> <td id="xdx_985_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_c20251231__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_z0y35bW6TfE9" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets amortised costs"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>11,187,292 </b></span></td> <td id="xdx_98D_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_c20251231_zNHmT354rbY4" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets amortised costs"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>43,181,939 </b></span></td></tr> </table> <p style="font: 9pt Calibri, Helvetica, Sans-Serif; margin: 0"><b> </b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_493_20241231__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_zrB7Rk5o0H39" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_49D_20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_zuHWLFddij71" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_494_20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_z4edWzWeJTm4" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_496_20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_zV5cmNB5Q6E1" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_49F_20241231_zgGYCaI1sAx2" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="5" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> December 31, 2024 </b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 50%; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>  Product </b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Less than 12 months </b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> 1-3 years </b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> 3-5 years </b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>  Over 5 years  </b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total </b></span></td></tr> <tr id="xdx_400_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_hifrs-full--ClassesOfFinancialAssetsAxis__custom--PersonalCreditMember_zPPzJlIE6tAb"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Personal credit  </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">3,003,973 </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,547,700 </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">82,233 </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">31,033 </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>4,664,939 </b></span></td></tr> <tr id="xdx_408_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_hifrs-full--ClassesOfFinancialAssetsAxis__custom--PayrollLoansMember_zg6LbsnVsI0a"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Payroll loans </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,687,533 </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">4,792,620 </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">5,220,255 </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">4,852,646 </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>17,553,054 </b></span></td></tr> <tr id="xdx_405_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_hifrs-full--ClassesOfFinancialAssetsAxis__custom--PayrollCreditCardMember_zph7Ao0ok4R6"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Payroll credit card </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">286,487 </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">387,954 </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">685,440 </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">624,076 </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,983,957 </b></span></td></tr> <tr id="xdx_40F_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_hifrs-full--ClassesOfFinancialAssetsAxis__custom--CreditCardsMember_zaz697eL7vz"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Credit card  </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">84,606 </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">22 </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">30 </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">21 </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>84,679 </b></span></td></tr> <tr id="xdx_40B_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_hifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember_zCEDeIXQDnD7"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Investment securities - National Treasury Notes (NTN) </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2045">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">90,866</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2047">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2048">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>90,866</b></span></td></tr> <tr id="xdx_40D_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_hifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsLFTMember_zRBoGPBuQie8"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Investment securities - Financial Treasury Bills (LFT) </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">56,952</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">47,240</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2053">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2054">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>104,192</b></span></td></tr> <tr id="xdx_402_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_hifrs-full--ClassesOfFinancialAssetsAxis__custom--GovernmentSecuritiesOtherCountriesMember_zoM4XqI4AVil"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Government Securities – Other Countries </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">266,396</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">267,570</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2059">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2060">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>533,966</b></span></td></tr> <tr id="xdx_403_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_hifrs-full--ClassesOfFinancialAssetsAxis__custom--RepurchaseAgreementsFinancialTreasuryBillsLFTMember_znhVBc6P5D5e"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Repurchase Agreements - Financial Treasury Bills (LFT) </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2063">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2064">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,174,990</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2066">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,174,990</b></span></td></tr> <tr id="xdx_406_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_hifrs-full--ClassesOfFinancialAssetsAxis__custom--DebenturesMember_zyMJuEfeydmg"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Debentures </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,392,720</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2070">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2071">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2072">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,392,720</b></span></td></tr> <tr id="xdx_405_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_hifrs-full--ClassesOfFinancialAssetsAxis__custom--OthersMember_zXIl3kthGQS4"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Others </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">76</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2076">-</span></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2077">-</span></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2078">-</span></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>76 </b></span></td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total </b></span></td> <td id="xdx_981_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_zoCIwhDWMbQg" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets amortised costs"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>7,778,743</b></span></td> <td id="xdx_980_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_znbaI5MX5gwj" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets amortised costs"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>7,133,972</b></span></td> <td id="xdx_98B_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_zuEdvqIA8URh" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets amortised costs"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>7,162,948</b></span></td> <td id="xdx_98E_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_zxUxZrEXYpM" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets amortised costs"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>5,507,776</b></span></td> <td id="xdx_983_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_c20241231_zfoxqYtUrw0b" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets amortised costs"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>27,583,439</b></span></td></tr> </table> <p id="xdx_8A0_zKcq4iEUGyce" style="font: 10pt Times New Roman, Times, Serif; margin: 0"> </p> <p style="font: 9pt Calibri, Helvetica, Sans-Serif; margin: 0"><b>Concentration of Financial Assets Measured at Amortized Cost</b></p> <p style="font: 9pt Calibri, Helvetica, Sans-Serif; margin: 0"><b> </b></p> <table cellpadding="0" cellspacing="0" id="xdx_896_ecustom--DisclosureOfConcentrationOfFinancialAssetsMeasuredAtAmortizedCostExplanatory_pn3n3_zbilkpa8lApl" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 9)"> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><span id="xdx_8BC_z86Q0G5YiQJ1" style="display: none">Schedule of concentration of financial assets measured at amortized cost</span></td> <td id="xdx_499_20251231__custom--StagesAxis__custom--Stage1Member_z6HZw0pYWG17" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_49E_20251231__custom--StagesAxis__custom--Stage2Member_zAoBSUVts7i4" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_49D_20251231__custom--StagesAxis__custom--Stage3Member_zLxslv7ZxDVf" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_492_20251231_z9XFfiHdHrid" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td></tr> <tr> <td style="padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td colspan="4" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2025</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 60%; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Product</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 1</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 2</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 3</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total </b></span></td></tr> <tr id="xdx_403_ecustom--ExposureOfCreditOperationsWithCredit_iI_zE63IwB4yjE3"> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Exposure of credit operations with credit granting characteristics</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">31,663,353</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,287,563</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,414,204</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">34,365,120</span></td></tr> <tr id="xdx_40B_eifrs-full--AllowanceAccountForCreditLossesOfFinancialAssets_iI_z6HWXGp4Xp5e"> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(-) <i>Allowance for expected credit loss</i></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(650,597)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(552,889)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,210,155)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(2,413,641)</span></td></tr> <tr id="xdx_40C_ecustom--CreditLimitsGranted_iI_zD0vWe3vwLig"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Credit limits granted and not used¹</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(3,067)</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,086)</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(96)</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(4,249)</span></td></tr> <tr id="xdx_405_ecustom--ConcentrationFinancialAssetsMeasuredAmortizedCost_iI_zPIMUgbTVnO3"> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>31,009,689</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>733,588</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>203,953</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>31,947,230</b></span></td></tr> </table> <p style="font: 6pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt">¹ Refers to credit limits granted and not used under 'Other liabilities - expected credit losses, note 13.</p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td id="xdx_495_20241231__custom--StagesAxis__custom--Stage1Member_z6aU0uVVxvc9" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_493_20241231__custom--StagesAxis__custom--Stage2Member_z46fqIzxFZsj" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_49C_20241231__custom--StagesAxis__custom--Stage3Member_z3wCj0oR8bLa" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_49E_20241231_zqX0tvxdHqJ1" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td></tr> <tr> <td style="padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td colspan="4" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2024</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 60%; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Product</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 1</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 2</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 3</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total </b></span></td></tr> <tr id="xdx_403_ecustom--ExposureOfCreditOperationsWithCredit_iI_zdBzglNhltVl"> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Exposure of credit operations with credit granting characteristics</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">22,709,067 </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">713,007 </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">864,631 </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">24,286,705 </span></td></tr> <tr id="xdx_40B_eifrs-full--AllowanceAccountForCreditLossesOfFinancialAssets_iI_zSMhfvVcBShj"> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(-) <i>Allowance for expected credit loss</i></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(582,340)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(269,572)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(771,467)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,623,379)</span></td></tr> <tr id="xdx_40F_ecustom--CreditLimitsGranted_iI_zVbusFA69ak3"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Credit limits granted and not used¹</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(3,475)</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(981)</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(291)</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(4,747)</span></td></tr> <tr id="xdx_405_ecustom--ConcentrationFinancialAssetsMeasuredAmortizedCost_iI_ztSCgcEcZPi9"> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">22,123,252 </span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">442,454 </span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">92,873 </span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">22,658,579 </span></td></tr> </table> <p style="font: 6pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt">¹ Refers to credit limits granted and not used under 'Other liabilities - expected credit losses, note 13.</p> <p id="xdx_8A8_zulvySUt2ja9" style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 14.2pt"><b> </b></p> <table cellpadding="0" cellspacing="0" style="font: 12pt Calibri Light; width: 100%; margin-top: 2pt; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 14.2pt"></td><td style="width: 35.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b>6.4</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b>Allowance for Expected Credit Losses expense in the income statement</b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 0 14.2pt; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 0 14.2pt; text-align: justify">Impairment losses on the Group’s loan portfolio are recognized in the income statement under “Allowance for Expected Credit Losses”. The following tables present the breakdown of expected losses by stage and product, as well as the changes in the allowance for the years ended December 31, 2025, 2024 and 2023.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 0 14.2pt; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt"><b>(a)</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt"><b>Expected credit losses impact </b></span></td></tr></table> <table cellpadding="0" cellspacing="0" id="xdx_89C_ecustom--DisclosureOfExpectedLossesExplanatory_pn3n3_zEos9P6cRgr4" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 10)"> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8BB_zjNfCcoK6C9i" style="display: none">Schedule of expected losses</span></td> <td id="xdx_49A_20250101__20251231_zlV5LosRh8k8" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_492_20240101__20241231_zbqh2E3VcuNg" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_494_20230101__20231231_zXRnm2r9zs96" style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 70%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2023</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Expected credit losses</i></b></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr id="xdx_400_ecustom--ChangeInProvisionForExpectedCreditLosses_zbB5WVfePs1g"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Change in the provision for expected credit losses</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">789,764</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">332,433</span></td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">281,413</span></td></tr> <tr id="xdx_403_ecustom--ExpectedCreditLossesRecoveries_zSXdiUjkVlG7"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Recoveries</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(136,527)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(101,600)</span></td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(56,395)</span></td></tr> <tr id="xdx_404_ecustom--ExpectedCreditLossesWriteoffs_zk4HJVO8wXp7"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Write-offs</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,047,255</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">902,878</span></td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">563,036</span></td></tr> <tr id="xdx_40D_ecustom--ExpectedCreditLosses_zQsDCyZ9wnJ7"> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total Income statement charge for the period</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,700,492</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,133,711</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>788,054</b></span></td></tr> </table> <p id="xdx_8A8_zFMiXDghgqMi" style="font: 9pt Calibri, Helvetica, Sans-Serif; margin: 0"><b> </b></p> <p style="font: 9pt Calibri, Helvetica, Sans-Serif; margin: 0"><b> </b></p> <p style="font: 6pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt 19.2pt"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt"><b>(b)</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt"><b>Breakdown of provision for expected credit losses by classification of financial assets</b></span></td></tr></table> <p style="font: 6pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt 19.2pt"> </p> <table cellpadding="0" cellspacing="0" id="xdx_895_ecustom--DisclosureOfBreakdownOfProvisionForExpectedCreditLossesByClassificationOfFinancialAssetsExplanatory_pn3n3_zctCEUBUzjRa" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 11)"> <tr> <td style="padding-right: 5.4pt; padding-left: 5.4pt"><span id="xdx_8B1_zb7jpmQINFXi" style="display: none">Schedule of provision for expected credit losses</span></td> <td id="xdx_49B_20250101__20251231__custom--StagesAxis__custom--Stage1Member_zjaLaTACK1Rk" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_496_20250101__20251231__custom--StagesAxis__custom--Stage2Member_z89mbbNdCavf" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_497_20250101__20251231__custom--StagesAxis__custom--Stage3Member_z2qyz4eVbxD3" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_49F_20250101__20251231_zWZ7Q0GIR0jh" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td></tr> <tr> <td style="padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td colspan="4" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2025</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 60%; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Product</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 1</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 2</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 3</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td></tr> <tr id="xdx_405_ecustom--ProvisionForExpectedCreditLosses_hifrs-full--ClassesOfFinancialAssetsAxis__custom--PersonalCreditMember_zqaW6Wtht4Dd"> <td style="padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Personal credit loans</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">191,616</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">290,052</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">522,897</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,004,565</span></td></tr> <tr id="xdx_404_ecustom--ProvisionForExpectedCreditLosses_hifrs-full--ClassesOfFinancialAssetsAxis__custom--PayrollLoansMember_zECfJWZd0Iaf"> <td style="padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Payroll loans</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">401,157</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">236,888</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">627,993</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,266,038</span></td></tr> <tr id="xdx_406_ecustom--ProvisionForExpectedCreditLosses_hifrs-full--ClassesOfFinancialAssetsAxis__custom--PayrollCreditCardLoansMember_zi2MZ95Z8P0k"> <td style="padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Payroll credit card loans</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">52,687</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">19,914</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">54,186</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">126,787</span></td></tr> <tr id="xdx_40A_ecustom--ProvisionForExpectedCreditLosses_hifrs-full--ClassesOfFinancialAssetsAxis__ifrs-full--CreditCardLoans_zsbHacS3pwQ8"> <td style="padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Credit card loans</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">5,137</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,035</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">5,079</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">16,251</span></td></tr> <tr id="xdx_401_ecustom--ProvisionForExpectedCreditLosses_hifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalMember_zeFKf2bXd0Vi"> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Subtotal</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>650,597</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>552,889</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,210,155</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,413,641</b></span></td></tr> <tr id="xdx_400_ecustom--ProvisionForExpectedCreditLosses_hifrs-full--ClassesOfFinancialAssetsAxis__custom--CreditLimitsGrantedAndNotUsedMember_zv83RgACY5K2"> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Credit limits granted and not used ¹</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">3,067</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,086</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">96</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">4,249</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td id="xdx_986_ecustom--ProvisionForExpectedCreditLosses_pn3n3_c20250101__20251231__custom--StagesAxis__custom--Stage1Member_zG8y2VZfO5Ud" style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Provision for expected credit losses"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>653,664</b></span></td> <td id="xdx_982_ecustom--ProvisionForExpectedCreditLosses_pn3n3_c20250101__20251231__custom--StagesAxis__custom--Stage2Member_zC9oux15WwL6" style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Provision for expected credit losses"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>553,975</b></span></td> <td id="xdx_987_ecustom--ProvisionForExpectedCreditLosses_pn3n3_c20250101__20251231__custom--StagesAxis__custom--Stage3Member_zZhK7lt1mXRc" style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Provision for expected credit losses"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,210,251</b></span></td> <td id="xdx_98F_ecustom--ProvisionForExpectedCreditLosses_pn3n3_c20250101__20251231_zVhFZq42Uxa8" style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Provision for expected credit losses"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,417,890</b></span></td></tr> </table> <p style="font: 6pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt">¹ Refers to credit limits granted and not used under 'Other liabilities - expected credit losses, note 13.</p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr> <td style="padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td id="xdx_49B_20240101__20241231__custom--StagesAxis__custom--Stage1Member_zgWT3DVBJSY8" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_49C_20240101__20241231__custom--StagesAxis__custom--Stage2Member_z11Bsc8klHhk" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_491_20240101__20241231__custom--StagesAxis__custom--Stage3Member_zfWcNCmjqObi" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_49E_20240101__20241231_z06zoTR3nskh" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td></tr> <tr> <td style="padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td colspan="4" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2024</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 46%; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Product</b></span></td> <td style="border-bottom: Black 1pt solid; width: 14%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 1</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; width: 14%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 2</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; width: 14%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 3</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; width: 12%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td></tr> <tr id="xdx_405_ecustom--ProvisionForExpectedCreditLosses_hifrs-full--ClassesOfFinancialAssetsAxis__custom--PersonalCreditMember_zT9UanPoQ39i"> <td style="padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Personal credit loans</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">220,057</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">143,334</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">443,399</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">806,790</span></td></tr> <tr id="xdx_404_ecustom--ProvisionForExpectedCreditLosses_hifrs-full--ClassesOfFinancialAssetsAxis__custom--PayrollLoansMember_zYkaS9lwEYA3"> <td style="padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Payroll loans</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">311,714</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">107,426</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">278,847</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">697,987</span></td></tr> <tr id="xdx_406_ecustom--ProvisionForExpectedCreditLosses_hifrs-full--ClassesOfFinancialAssetsAxis__custom--PayrollCreditCardLoansMember_zjhqzISRoG8g"> <td style="width: 46%; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Payroll credit card loans</span></td> <td style="width: 14%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">41,730</span></td> <td style="width: 14%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">11,407</span></td> <td style="width: 14%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">37,832</span></td> <td style="width: 12%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">90,969</span></td></tr> <tr id="xdx_40A_ecustom--ProvisionForExpectedCreditLosses_hifrs-full--ClassesOfFinancialAssetsAxis__ifrs-full--CreditCardLoans_z4ZRbQv8vqK8"> <td style="padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Credit card loans</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">8,834</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">7,401</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">11,326</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">27,561</span></td></tr> <tr id="xdx_406_ecustom--ProvisionForExpectedCreditLosses_hifrs-full--ClassesOfFinancialAssetsAxis__custom--OthersMember_zMgDGQgAbcO"> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Others</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">5</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">4</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">63</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">72</span></td></tr> <tr id="xdx_401_ecustom--ProvisionForExpectedCreditLosses_hifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalMember_zowj6Jncbgke"> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Subtotal</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>582,340</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>269,572</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>771,467</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,623,379</b></span></td></tr> <tr id="xdx_400_ecustom--ProvisionForExpectedCreditLosses_hifrs-full--ClassesOfFinancialAssetsAxis__custom--CreditLimitsGrantedAndNotUsedMember_z5UdZxexbTnk"> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Credit limits granted and not used ¹</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">3,475</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">981</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">291</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">4,747</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td id="xdx_981_ecustom--ProvisionForExpectedCreditLosses_pn3n3_c20240101__20241231__custom--StagesAxis__custom--Stage1Member_zseK8FfFDQzg" style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Provision for expected credit losses"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>585,815</b></span></td> <td id="xdx_98C_ecustom--ProvisionForExpectedCreditLosses_pn3n3_c20240101__20241231__custom--StagesAxis__custom--Stage2Member_zI1cY9WCSwfg" style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Provision for expected credit losses"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>270,553</b></span></td> <td id="xdx_983_ecustom--ProvisionForExpectedCreditLosses_pn3n3_c20240101__20241231__custom--StagesAxis__custom--Stage3Member_z6Qlk140gzD8" style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Provision for expected credit losses"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>771,758</b></span></td> <td id="xdx_986_ecustom--ProvisionForExpectedCreditLosses_pn3n3_c20240101__20241231_zj8RxCvR0f0j" style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Provision for expected credit losses"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,628,126</b></span></td></tr> </table> <p style="border-top: Black 1pt solid; font: 6pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt">¹ Refers to credit limits granted and not used under 'Other liabilities - expected credit losses, note 13.</p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr> <td style="padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td id="xdx_49A_20230101__20231231__custom--StagesAxis__custom--Stage1Member_zPHLymmkMKO1" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_49F_20230101__20231231__custom--StagesAxis__custom--Stage2Member_zlJum9iVBWud" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_491_20230101__20231231__custom--StagesAxis__custom--Stage3Member_zxgvBkuPPqV7" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_495_20230101__20231231_zNQeea2SqDBj" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td></tr> <tr> <td style="padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td colspan="4" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2023</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 46%; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Product</b></span></td> <td style="border-bottom: Black 1pt solid; width: 14%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 1</b></span></td> <td style="border-bottom: Black 1pt solid; width: 14%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 2</b></span></td> <td style="border-bottom: Black 1pt solid; width: 14%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 3</b></span></td> <td style="border-bottom: Black 1pt solid; width: 12%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td></tr> <tr id="xdx_40A_ecustom--ProvisionForExpectedCreditLosses_hifrs-full--ClassesOfFinancialAssetsAxis__custom--PersonalCreditMember_zm5Msw33jUS4"> <td style="padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Personal credit loans</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">184,823</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">127,543</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">347,788</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">660,154</span></td></tr> <tr id="xdx_404_ecustom--ProvisionForExpectedCreditLosses_hifrs-full--ClassesOfFinancialAssetsAxis__custom--PayrollLoansMember_zgug0eA3Bw0g"> <td style="padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Payroll loans</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">187,342</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">47,265</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">300,575</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">535,182</span></td></tr> <tr id="xdx_406_ecustom--ProvisionForExpectedCreditLosses_hifrs-full--ClassesOfFinancialAssetsAxis__custom--PayrollCreditCardLoansMember_zHWf3UnylUr"> <td style="padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Payroll credit card loans</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">26,161</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">5,251</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">27,115</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">58,527</span></td></tr> <tr id="xdx_40A_ecustom--ProvisionForExpectedCreditLosses_hifrs-full--ClassesOfFinancialAssetsAxis__ifrs-full--CreditCardLoans_zr7G1RFKf1ca"> <td style="padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Credit card loans</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">7,778</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">8,917</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">16,401</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">33,096</span></td></tr> <tr id="xdx_406_ecustom--ProvisionForExpectedCreditLosses_hifrs-full--ClassesOfFinancialAssetsAxis__custom--OthersMember_zcwkplQQOrmd"> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Others</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,288</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">251</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">759</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,298</span></td></tr> <tr id="xdx_401_ecustom--ProvisionForExpectedCreditLosses_hifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalMember_zzJbedQa2uS6"> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Subtotal</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>407,392</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>189,227</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>692,638</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,289,257</b></span></td></tr> <tr id="xdx_400_ecustom--ProvisionForExpectedCreditLosses_hifrs-full--ClassesOfFinancialAssetsAxis__custom--CreditLimitsGrantedAndNotUsedMember_zPbG703XZkVi"> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Credit limits granted and not used ¹</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">3,977</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,245</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,214</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,436</span></td></tr> <tr> <td style="padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td id="xdx_981_ecustom--ProvisionForExpectedCreditLosses_pn3n3_c20230101__20231231__custom--StagesAxis__custom--Stage1Member_zGbdeZJzpju1" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Provision for expected credit losses"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>411,369</b></span></td> <td id="xdx_984_ecustom--ProvisionForExpectedCreditLosses_pn3n3_c20230101__20231231__custom--StagesAxis__custom--Stage2Member_zFIUh8VlBZP5" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Provision for expected credit losses"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>190,472</b></span></td> <td id="xdx_982_ecustom--ProvisionForExpectedCreditLosses_pn3n3_c20230101__20231231__custom--StagesAxis__custom--Stage3Member_zS9lwedyuGNe" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Provision for expected credit losses"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>693,852</b></span></td> <td id="xdx_98E_ecustom--ProvisionForExpectedCreditLosses_pn3n3_c20230101__20231231_zBK9aLhBOYy" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Provision for expected credit losses"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,295,693</b></span></td></tr> </table> <div style="border-top: Black 1pt solid; padding: 1pt 0in 0in"> <p style="font: 6pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt">¹ Refers to credit limits granted and not used under 'Other liabilities - expected credit losses, note 13.</p> <p style="font: 6pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt"> </p> </div> <p id="xdx_8A2_zEohfF19qzA3" style="margin-top: 0; margin-bottom: 0"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt"><b>(c)</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt"><b>Changes in the balances of provisions for expected credit losses of financial assets measured at amortized cost</b></span></td></tr></table> <p style="font: 9pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in"><b> </b></p> <table cellpadding="0" cellspacing="0" id="xdx_899_ecustom--DisclosureOfChangesInBalancesOfProvisionsForExpectedCreditLossesExplanatory_pn3n3_zYUF3CEHDElj" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 12)"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span id="xdx_8BE_zHUElLw1gin6" style="display: none">Schedule of changes in balances of provision for credit losses</span></td> <td id="xdx_492_20250101__20251231__custom--StagesAxis__custom--Stage1Member_zhl9lHQQTq6f" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_493_20250101__20251231__custom--StagesAxis__custom--Stage2Member_zkpM39a3syj3" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_49D_20250101__20251231__custom--StagesAxis__custom--Stage3Member_zTFAOTNYDrme" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_49D_20250101__20251231_zunP2anfrv9e" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td colspan="4" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2025</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 46%; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td style="border-bottom: Black 1pt solid; width: 14%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 1</b></span></td> <td style="border-bottom: Black 1pt solid; width: 14%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 2</b></span></td> <td style="border-bottom: Black 1pt solid; width: 14%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 3</b></span></td> <td style="border-bottom: Black 1pt solid; width: 12%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total </b></span></td></tr> <tr id="xdx_400_ecustom--ProvisionForExpectedCreditLossesFinancialAssets_iS_zCmQFBtOyZCf"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Balance at December 31, 2024</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>585,815</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>270,553</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>771,758</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,628,126</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Changes in stages:</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"> </td></tr> <tr id="xdx_400_ecustom--ProvisionForExpectedCreditLossesFinancialAssetsStage1toStage2_z4BXdOFyI3li" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Stage 1 to Stage 2</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(11,370)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">11,370</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2289">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2290">-</span></span></td></tr> <tr id="xdx_400_ecustom--ProvisionForExpectedCreditLossesFinancialAssetsStage1toStage3_zsbN8Wtd1xsj" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Stage 1 to Stage 3</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(23,429)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2293">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">23,429</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2295">-</span></span></td></tr> <tr id="xdx_40D_ecustom--ProvisionForExpectedCreditLossesFinancialAssetsStage2toStage3_zknohc910Is4" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Stage 2 to Stage 3</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2297">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(17,069)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">17,069</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2300">-</span></span></td></tr> <tr id="xdx_40D_ecustom--ProvisionForExpectedCreditLossesFinancialAssetsStage2toStage1_zoBiP5xaGyhh" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Stage 2 to Stage 1</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">30,072</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(30,072)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2304">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2305">-</span></span></td></tr> <tr id="xdx_40B_ecustom--ProvisionForExpectedCreditLossesFinancialAssetsStage3toStage2_z2xCoGKNAFuh" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Stage 3 to Stage 2</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2307">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,745</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(2,745)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2310">-</span></span></td></tr> <tr id="xdx_402_ecustom--ProvisionForExpectedCreditLossesFinancialAssetsStage3toStage1_znzLbhrP2Ryh" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Stage 3 to Stage 1</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">9,384</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2313">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(9,384)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2315">-</span></span></td></tr> <tr id="xdx_405_ecustom--ChangesInPdsLgdsEads_zqPeWMoXJ4o9" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Changes in PDs, LGDs, EADs ¹</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">63,192</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">316,448</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,320,852</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,700,492</span></td></tr> <tr id="xdx_401_ecustom--DecreaseDueToWriteoffs_zDkCFjsoJPDg" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Decrease due to write-offs</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2322">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2323">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,047,255)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,047,255)</span></td></tr> <tr id="xdx_401_ecustom--IncreaseDueToRecoveries_zTBFEIgNaUgk" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Increase due to recoveries</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2327">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2328">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">136,527</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">136,527</span></td></tr> <tr id="xdx_400_ecustom--NetWriteoff_zum2kIVmtwH2"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Net write-off ²</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2332">-</span></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2333">-</span></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(910,728)</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(910,728)</span></td></tr> <tr id="xdx_408_ecustom--ProvisionForExpectedCreditLossesFinancialAssets_iE_zt8m6Z4GtCo2" style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Balance of the year</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>653,664</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>553,975</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,210,251</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,417,890</b></span></td></tr> </table> <p style="font: 6pt/107% Calibri, Helvetica, Sans-Serif; margin: 0">¹ Changes in PDs, LGDs and EADs are recognized in profit or loss for the period and reconcile with the expected credit losses recognized in the income statement.</p> <p style="font: 6pt/107% Calibri, Helvetica, Sans-Serif; margin: 0">² Net write-off represents the net amount of “Write-offs” and “Recoveries” presented in Table 6.4(a).</p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td id="xdx_497_20240101__20241231__custom--StagesAxis__custom--Stage1Member_z13O3bG6gCMa" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_495_20240101__20241231__custom--StagesAxis__custom--Stage2Member_zmgbeMKFMM37" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_496_20240101__20241231__custom--StagesAxis__custom--Stage3Member_zK7U5fgXtzx9" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_49A_20240101__20241231_zsHaSrRDEKy5" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td colspan="4" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2024</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 46%; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td style="border-bottom: Black 1pt solid; width: 14%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 1</b></span></td> <td style="border-bottom: Black 1pt solid; width: 14%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 2</b></span></td> <td style="border-bottom: Black 1pt solid; width: 14%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 3</b></span></td> <td style="border-bottom: Black 1pt solid; width: 12%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total </b></span></td></tr> <tr id="xdx_40D_ecustom--ProvisionForExpectedCreditLossesFinancialAssets_iS_zfovHSgHFsul" style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Balance at December 31, 2023</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>411,369</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>190,472</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>693,852</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,295,693</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Changes in stages:</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"> </td></tr> <tr id="xdx_400_ecustom--ProvisionForExpectedCreditLossesFinancialAssetsStage1toStage2_z1dVtS14UR62" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Stage 1 to Stage 2</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(7,115)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">7,115</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2351">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2352">-</span></span></td></tr> <tr id="xdx_403_ecustom--ProvisionForExpectedCreditLossesFinancialAssetsStage1toStage3_zAM5hz02pX1e" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Stage 1 to Stage 3</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(24,415)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2355">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">24,415</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2357">-</span></span></td></tr> <tr id="xdx_40B_ecustom--ProvisionForExpectedCreditLossesFinancialAssetsStage2toStage3_zK5CUr1R7oCg" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Stage 2 to Stage 3</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2359">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(24,803)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">24,803</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2362">-</span></span></td></tr> <tr id="xdx_409_ecustom--ProvisionForExpectedCreditLossesFinancialAssetsStage2toStage1_zeBivYZPSckj" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Stage 2 to Stage 1</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">5,751</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(5,751)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2366">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2367">-</span></span></td></tr> <tr id="xdx_40E_ecustom--ProvisionForExpectedCreditLossesFinancialAssetsStage3toStage2_zy2DHtGx34g3" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Stage 3 to Stage 2</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2369">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,768</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,768)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2372">-</span></span></td></tr> <tr id="xdx_400_ecustom--ProvisionForExpectedCreditLossesFinancialAssetsStage3toStage1_zmcU1LokS6hc" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Stage 3 to Stage 1</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">3,515</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2375">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(3,515)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2377">-</span></span></td></tr> <tr id="xdx_406_ecustom--ChangesInPdsLgdsEads_zHFFoxRFGPTc" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Changes in PDs, LGDs, EADs ¹</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">196,710</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">101,752</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">835,249</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,133,711</span></td></tr> <tr id="xdx_40E_ecustom--DecreaseDueToWriteoffs_zcR75kcfDdHf" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Decrease due to write-offs</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2384">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2385">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(902,878)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(902,878)</span></td></tr> <tr id="xdx_406_ecustom--IncreaseDueToRecoveries_z5hHICWFb2xb" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Increase due to recoveries</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2389">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2390">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">101,600</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">101,600</span></td></tr> <tr id="xdx_401_ecustom--NetWriteoff_zdSERe7kmqHl"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Net write-off ²</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2394">-</span></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2395">-</span></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(801,278)</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(801,278)</span></td></tr> <tr id="xdx_40A_ecustom--ProvisionForExpectedCreditLossesFinancialAssets_iE_zwLQPtLFO6r5" style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Balance of the year</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>585,815</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>270,553</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>771,758</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,628,126</b></span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0"> </p> <p style="font: 6pt/107% Calibri, Helvetica, Sans-Serif; margin: 0">¹ Changes in PDs, LGDs and EADs are recognized in profit or loss for the period and reconcile with the expected credit losses recognized in the income statement.</p> <p style="font: 6pt/107% Calibri, Helvetica, Sans-Serif; margin: 0">² Net write-off” represents the net amount of “Write-offs” and “Recoveries”.</p> <p style="font: 6pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt 19.2pt"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td id="xdx_49E_20230101__20231231__custom--StagesAxis__custom--Stage1Member_zDgzgKcB2di2" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_492_20230101__20231231__custom--StagesAxis__custom--Stage2Member_zk7Ymy5EHZ68" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_49C_20230101__20231231__custom--StagesAxis__custom--Stage3Member_ziZzGsePLax1" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_49F_20230101__20231231_zU25kgCqb8bh" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td colspan="4" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2023</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 46%; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td style="border-bottom: Black 1pt solid; width: 14%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 1</b></span></td> <td style="border-bottom: Black 1pt solid; width: 14%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 2</b></span></td> <td style="border-bottom: Black 1pt solid; width: 14%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 3</b></span></td> <td style="border-bottom: Black 1pt solid; width: 12%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total </b></span></td></tr> <tr id="xdx_40D_ecustom--ProvisionForExpectedCreditLossesFinancialAssets_iS_zOFbROsTIX0l" style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Balance at December 31, 2022</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>301,970</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>132,316</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>579,994</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,014,280</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Changes in stages:</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"> </td></tr> <tr id="xdx_400_ecustom--ProvisionForExpectedCreditLossesFinancialAssetsStage1toStage2_zMqcYBfwjHq3" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Stage 1 to Stage 2</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(4,674)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">4,674</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2411">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2412">-</span></span></td></tr> <tr id="xdx_403_ecustom--ProvisionForExpectedCreditLossesFinancialAssetsStage1toStage3_zRIJ5t2yNAFi" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Stage 1 to Stage 3</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(23,567)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2415">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">23,567</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2417">-</span></span></td></tr> <tr id="xdx_40B_ecustom--ProvisionForExpectedCreditLossesFinancialAssetsStage2toStage3_zw0ZF3iuiKMh" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Stage 2 to Stage 3</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2419">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(34,095)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">34,095</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2422">-</span></span></td></tr> <tr id="xdx_409_ecustom--ProvisionForExpectedCreditLossesFinancialAssetsStage2toStage1_zafloZMM0MRc" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Stage 2 to Stage 1</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">3,528</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(3,528)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2426">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2427">-</span></span></td></tr> <tr id="xdx_40E_ecustom--ProvisionForExpectedCreditLossesFinancialAssetsStage3toStage2_zlXEzMzl2iye" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Stage 3 to Stage 2</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2429">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">3,600</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(3,600)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2432">-</span></span></td></tr> <tr id="xdx_400_ecustom--ProvisionForExpectedCreditLossesFinancialAssetsStage3toStage1_zUrWx2StQBy7" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Stage 3 to Stage 1</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,197</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2435">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,197)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2437">-</span></span></td></tr> <tr id="xdx_406_ecustom--ChangesInPdsLgdsEads_z8afgMXPmOtf" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Changes in PDs, LGDs, EADs ¹</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">132,915</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">87,505</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">567,634</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">788,054</span></td></tr> <tr id="xdx_40E_ecustom--DecreaseDueToWriteoffs_zvYy10ic0cs1" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Decrease due to write-offs</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2444">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2445">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(563,036)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(563,036)</span></td></tr> <tr id="xdx_406_ecustom--IncreaseDueToRecoveries_z3KCDusXyV9k" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Increase due to recoveries</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2449">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2450">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">56,395</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">56,395</span></td></tr> <tr id="xdx_401_ecustom--NetWriteoff_zbowfsS6U6kh" style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Net write-off ²</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2454">-</span></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2455">-</span></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(506,641)</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(506,641)</span></td></tr> <tr id="xdx_40A_ecustom--ProvisionForExpectedCreditLossesFinancialAssets_iE_zw1wVvXaiW97" style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Balance of the year</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>411,369</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>190,472</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>693,852</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,295,693</b></span></td></tr> </table> <p style="font: 6pt/107% Calibri, Helvetica, Sans-Serif; margin: 0"></p> <p style="font: 6pt/107% Calibri, Helvetica, Sans-Serif; margin: 0">¹ Changes in PDs, LGDs and EADs are recognized in profit or loss for the period and reconcile with the expected credit losses recognized in the income statement.</p> <p style="font: 6pt/107% Calibri, Helvetica, Sans-Serif; margin: 0">² Net write-off” represents the net amount of “Write-offs” and “Recoveries”.</p> <p id="xdx_8AA_zstQccNI2J8c" style="font: 6pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt 19.2pt"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt"><b>(d)</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt"><b>Credit Assignment</b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: justify"><b> </b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt; text-align: justify"><b><span style="text-decoration: underline">Credit Assignments </span></b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt; text-align: justify">In the year ended December 31, 2024, the Group carried out credit assignment transactions classified as with substantial retention of risks and rewards, involving defaulted receivables totaling R$<span id="xdx_90D_eifrs-full--ChangesInFairValueOfLoansOrReceivablesAttributableToChangesInCreditRiskOfFinancialAssets_pn3n3_c20240101__20241231_zkqweQSW8yvg" title="Credit assignment receivables loans">15,465</span> and loans previously written off as losses in the amount of R$<span id="xdx_904_eifrs-full--GainOnRecoveryOfLoansAndAdvancesPreviouslyWrittenOff_pn3n3_c20240101__20241231_zMWaXzHL3Lwg" title="Written off">118,758</span> assigned to the unrelated party B. Hoepers Companhia Securitizadora de Créditos.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt; text-align: justify">In the years ended December 31, 2025 and 2023, the Group did not carry out any credit assignment transactions without recourse.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt; text-align: justify"><b><span style="text-decoration: underline">Credit Assignments – with substantial retention of risks and benefits.</span></b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt; text-align: justify">Credit assignment transactions are classified as involving substantial retention of risks and rewards when the assigning institution retains a co-obligation or acquires subordinated quotas of the securitization funds. The transferred assets primarily comprise payroll-deducted loan receivables originated by the Bank, with fixed contractual cash flows and defined maturities. In such cases, the assigned receivables remain recorded as assets of the assigning institution, and the funds received are recognized as assets with a corresponding liability, depending on the nature of the obligation assumed.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt; text-align: justify">The Bank retains exposure to substantially all risks and rewards associated with the transferred receivables, including credit risk (borrower default), prepayment risk and variability in contractual cash flows, either through contractual co-obligation arrangements or through the holding of subordinated interests that absorb first losses. Income and expenses related to the assigned receivables are recognized in profit or loss over the remaining term of the operations.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt; text-align: justify">The associated liabilities represent the contractual obligation to repay the funding received in connection with the credit assignment transactions and are economically linked to the cash flows generated by the transferred receivables. The transferred receivables are contractually pledged as collateral for the associated liabilities and are subject to restrictions on their use, such that they are not available for unrestricted sale or re-pledging by the Bank.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt; text-align: justify">For the years ended December 31, 2025, 2024 and 2023, the Bank conducted payroll loan credit assignment operations with substantial retention of risks and benefits to (i) Vert-9 Companhia Securitizadora de Créditos Financeiros, Vert-5 Companhia Securitizadora de Créditos Financeiros, Opea – Companhia Securitizadora de Créditos Financeiros Agibank (each, an unrelated party) and Fundo de Investimento em Direitos Creditórios Agibank I – Responsabilidade Limitada (an entity controlled and consolidated by the Group). As the Bank continues to recognize all of the transferred receivables, the amounts presented below correspond to the carrying amounts of the transferred assets and the associated liabilities recognized in the statement of financial position as of December 31, 2025, 2024 and 2023.</p> <table cellpadding="0" cellspacing="0" id="xdx_896_ecustom--DisclosureOfStatementOfFinancialPositionExplanatory_pn3n3_zveqwDttLN8d" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 13)"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8BE_zeWoPAWmDNpi" style="display: none">Schedule of statement of financial position</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>As of December 31, 2025</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 70%; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Operations</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 15%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Assets assigned</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 15%; padding-right: 3.5pt; padding-left: 3.5pt"> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center"><b>Liabilities assumed</b></p> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center"><b>(note 14)</b></p></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Obligations related to assignment – Vert and Opea</span></td> <td id="xdx_989_eifrs-full--IdentifiableAssetsAcquiredLiabilitiesAssumed_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--ObligationsRelatedToAssignmentVertAndOpeaMember_z1oDa12tdOY5" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Assets assigned"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">8,365,977</span></td> <td id="xdx_987_ecustom--IdentifiableAcquiredLiabilitiesAssumed_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--ObligationsRelatedToAssignmentVertAndOpeaMember_zhJty0ZCsFmk" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Liabilities assumed"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">8,383,515</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Obligations related to assignment – FIDC</span></td> <td id="xdx_98E_eifrs-full--IdentifiableAssetsAcquiredLiabilitiesAssumed_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--ObligationsRelatedToAssignmentFIDCMember_zPpe8oYcvgs6" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Assets assigned"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,395,947</span></td> <td id="xdx_987_ecustom--IdentifiableAcquiredLiabilitiesAssumed_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--ObligationsRelatedToAssignmentFIDCMember_zd5Bi0z9xlrg" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Liabilities assumed"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,013,772 </span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td id="xdx_981_eifrs-full--IdentifiableAssetsAcquiredLiabilitiesAssumed_iI_pn3n3_c20251231_zziEHSmCBb9a" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Assets assigned"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>10,761,924</b></span></td> <td id="xdx_98C_ecustom--IdentifiableAcquiredLiabilitiesAssumed_iI_pn3n3_c20251231_zKv8hLPnTryg" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Liabilities assumed"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>10,397,287</b></span></td></tr> </table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>As of December 31, 2024</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 70%; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Operations</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 15%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Assets assigned</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 15%; padding-right: 3.5pt; padding-left: 3.5pt"> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center"><b>Liabilities assumed</b></p> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center"><b>(note 14)</b></p></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Obligations related to assignment – Vert</span></td> <td id="xdx_988_eifrs-full--IdentifiableAssetsAcquiredLiabilitiesAssumed_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--ObligationsRelatedToAssignmentVertMember_zMImijIGwKhc" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Assets assigned"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">3,965,055</span></td> <td id="xdx_989_ecustom--IdentifiableAcquiredLiabilitiesAssumed_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--ObligationsRelatedToAssignmentVertMember_zNbsSzBnla7e" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Liabilities assumed"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">4,459,629</span></td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td id="xdx_98A_eifrs-full--IdentifiableAssetsAcquiredLiabilitiesAssumed_iI_pn3n3_c20241231_zu7Gfyn4BKRd" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Assets assigned"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>3,965,055</b></span></td> <td id="xdx_986_ecustom--IdentifiableAcquiredLiabilitiesAssumed_iI_pn3n3_c20241231_ztwgFeFBua0g" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Liabilities assumed"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>4,459,629</b></span></td></tr> </table> <p id="xdx_8A0_zyV231TdQiX6" style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt 0.25in; text-align: justify">The counterparties to the associated liabilities do not have recourse exclusively to the transferred assets. The Bank continues to fully recognize all the transferred receivables.</p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt"><b>(e)</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt"><b>Contracts as Collateral</b></span></td></tr></table> <p style="font: 9pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in"><b> </b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt; text-align: justify">As of December 31, 2025,2024 and 2023, credit operations were secured by Time Deposits with Special Guarantee (DPGEII) with the Credit Guarantee Fund (FGC) (Note 6.5). As of December 31, 2025, the amount was R$<span id="xdx_908_ecustom--CreditExposures_iI_pn3n3_c20251231_zV0jzm3UGtyg" title="Credit exposures">3,693,820</span> (R$<span id="xdx_901_ecustom--CreditExposures_iI_pn3n3_c20241231_zswFpJm3zRL5" title="Credit exposures">3,080,517</span> as of December 31, 2024).</p> <table cellpadding="0" cellspacing="0" style="font: 12pt/115% Calibri Light; width: 100%; margin-top: 2pt; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 14.2pt"></td><td style="width: 35.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b>6.5</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b>Financial Liabilities Measured at Amortized Cost</b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt; text-align: justify">The balances of time deposits are primarily composed of Certificates of Bank Deposit (CDB), Time Deposits with Special Guarantee from the FGC (DPGEII), and Interbank Deposit Certificates (CDI), indexed to both fixed and floating interest rates.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt; text-align: justify">Investment securities comprise funds received from the issuance of mortgage, real estate, and credit backed debt instruments, indexed to fixed and floating interest rates.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt; text-align: justify">Funds from acceptances and issuance of securities comprise Letters of Credit (LF), Subordinated Letters of Credit (LFS) and Public Letters of Credit (LFP) issued by the Bank. These are funding instruments and do not represent standby or documentary letters of credit as used in international banking practice. Upon issuance, the Bank receives cash from investors and becomes contractually obligated to repay principal and interest at maturity. Accordingly, the Bank recognizes a financial liability for the amount of proceeds received, which is subsequently measured at amortized cost using the effective interest method, in accordance with IFRS 9.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt; text-align: justify">No fees or revenue are generated from the issuance of these instruments. The only income or expense associated with these liabilities corresponds to the interest expense recognized through the effective interest rate method. The Bank’s accounting policy for interest income and interest expense is disclosed in Note 3.1(b) – Financial instruments.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><span id="xdx_904_ecustom--FixedInterestRates_c20250101__20251231_zYTGoPVJzGya" title="Fixed interest rates, description">Fixed interest rates range from 6.71% to 16.50% per year, and floating interest rates range from (i) 99.65% to 132% of the CDI, (ii) IPCA + 0.75% to 9.60% per year, and (iii) CDI + 0.05% to 2.95% per year. The debt instruments eligible for capital refer to the Subordinated Letters of Credit (LFS) with a return of CDI + 2.85% to 4% and fixed rates ranging from 10.50% to 17.57% per year.</span></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 9pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b>Breakdown of Financial Liabilities at Amortized Cost</b></p> <table cellpadding="0" cellspacing="0" id="xdx_890_eifrs-full--DisclosureOfFinancialLiabilitiesExplanatory_pn3n3_z2nFedrvQjW9" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 14)"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B4_zcYpfR4udPkj" style="display: none">Schedule of financial liabilities at amortized cost</span></td> <td id="xdx_495_20251231_zKxqJqDXSOZ9" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_49F_20241231_z5YM0H74hiG2" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>As of December 31,</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 80%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td></tr> <tr id="xdx_403_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_hifrs-full--ClassesOfFinancialLiabilitiesAxis__custom--DemandCustomerDepositsMember_z1js6iYqwP49"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Demand customer deposits </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">345,801</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">320,209</span></td></tr> <tr id="xdx_403_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_hifrs-full--ClassesOfFinancialLiabilitiesAxis__custom--TimeCustomerDepositsMember_z3cO7F0Pu6z2"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Time customer deposits </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">20,504,881</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">16,256,733</span></td></tr> <tr id="xdx_40E_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_hifrs-full--ClassesOfFinancialLiabilitiesAxis__custom--LoansAndBorrowingMember_z3hmCLa5NMAc"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Loans and borrowing </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">667,089</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">480,103</span></td></tr> <tr id="xdx_40B_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_hifrs-full--ClassesOfFinancialLiabilitiesAxis__custom--FundsFromAcceptancesAndIssuanceOfSecuritiesMember_zTJymPBMbiue"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Funds from acceptances and issuance of securities⁽¹⁾</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,170,529</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">3,255,985</span></td></tr> <tr id="xdx_40E_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_hifrs-full--ClassesOfFinancialLiabilitiesAxis__custom--DebtIssuedAndOtherBorrowedFundsMember_zggzc3Uziqgc"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Debt issued and other borrowed funds </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">759,339</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">522,282</span></td></tr> <tr id="xdx_405_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_hifrs-full--ClassesOfFinancialLiabilitiesAxis__custom--InvestmentSecuritiesMember_z1mV89Bcq9c9"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Investment securities </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2515">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,221</span></td></tr> <tr id="xdx_404_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_hifrs-full--ClassesOfFinancialLiabilitiesAxis__custom--DebenturesMember_zdl4KcTlwSVe"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Debentures (from Repurchase Agreements)</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">3,251,446</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2519">-</span></span></td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total </b></span></td> <td id="xdx_98D_ecustom--FinancialLiabilitiesAtAmortisedCosts_iI_pn3n3_c20251231_z32I5xSbhnAe" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>31,699,085</b></span></td> <td id="xdx_983_ecustom--FinancialLiabilitiesAtAmortisedCosts_iI_pn3n3_c20241231_zSsBb3I1e3ql" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>20,841,533</b></span></td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 3.3pt"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 6pt">(1)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 6pt">The item "Funds from acceptances and issuance of securities" refers to obligations arising from the issuance of Letters of Credit (Letras Financeiras), which are long-term fixed-income securities widely used for funding by Brazilian financial institutions.</span></td></tr></table> <p id="xdx_8A8_zevsFnjF0lk" style="font: 8pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 8pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 9pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b> </b></p> <p style="font: 9pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b>Maturity of Financial Liabilities at Amortized Cost</b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b> </b></p> <table cellpadding="0" cellspacing="0" id="xdx_891_ecustom--DisclosureOfFinancialLiabilitiesAmortizedCostMaturityExplanatory_pn3n3_zWkwRmDHtxAl" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 15)"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B4_z79usHlEUPu2" style="display: none">Schedule of maturity of financial liabilities</span></td> <td id="xdx_492_20251231__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_zIWK0mHu9TXj" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_497_20251231__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_zUTMZlUkLQCe" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_49E_20251231__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_zYIGqHC8PaJ" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_490_20251231__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_zqACoVx3jyPh" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_49A_20251231_zbHJ3hoiGSoa" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="5" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> December 31, 2025</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 50%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Less than 12 months </b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> 1-3years </b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> 3-5years </b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Over 5years </b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total </b></span></td></tr> <tr id="xdx_403_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_hifrs-full--ClassesOfFinancialLiabilitiesAxis__custom--DemandCustomerDepositsMember_zp6X4Ty78H3d"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Demand customer deposits</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">345,801</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2528">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2529">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2530">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">345,801</span></td></tr> <tr id="xdx_403_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_hifrs-full--ClassesOfFinancialLiabilitiesAxis__custom--TimeCustomerDepositsMember_zvl5CYEs0T14"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Time customer deposits</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">8,923,141</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">10,556,122</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,025,618</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2536">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">20,504,881</span></td></tr> <tr id="xdx_40E_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_hifrs-full--ClassesOfFinancialLiabilitiesAxis__custom--LoansAndBorrowingMember_zUGvnXsyrNS3"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Loans and borrowing</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">211,902</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">227,875</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">227,312</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2542">-</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">667,089</span></td></tr> <tr id="xdx_40B_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_hifrs-full--ClassesOfFinancialLiabilitiesAxis__custom--FundsFromAcceptancesAndIssuanceOfSecuritiesMember_z3y1Nki8HTfc"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Funds from acceptances and issuance of securities</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,879,355</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">3,954,991</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">336,183</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2548">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,170,529</span></td></tr> <tr id="xdx_40E_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_hifrs-full--ClassesOfFinancialLiabilitiesAxis__custom--DebtIssuedAndOtherBorrowedFundsMember_zMcWDW57yxub"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Debt issued and other borrowed funds </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">35,200</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">28,680</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">591,087</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">104,372</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">759,339</span></td></tr> <tr id="xdx_404_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_hifrs-full--ClassesOfFinancialLiabilitiesAxis__custom--DebenturesMember_zpWtrfDJjD8f"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Debentures (from Repurchase Agreements)</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2557">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">832,392</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,419,054</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2560">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">3,251,446</span></td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total </b></span></td> <td id="xdx_98A_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_zarPD63gTpJh" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>11,395,399</b></span></td> <td id="xdx_98A_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_z6iwAG59TDil" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>15,600,060</b></span></td> <td id="xdx_98C_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_zsYfXXit5Xo2" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>4,599,254</b></span></td> <td id="xdx_98E_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_zNDcXLAFt92e" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>104,372</b></span></td> <td id="xdx_987_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_pn3n3_c20251231_zPVa4Xk8kMO4" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>31,699,085</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_496_20241231__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_zmOiNxkIBiEh" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_49C_20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_zn1z6akMqU04" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_495_20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_ztsDAfvPvAUf" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_496_20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_z7duwNMmdrB4" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_499_20241231_zBjJuyFqJ4Vf" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="5" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> December 31, 2024 </b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 50%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Less than 12 months </b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> 1-3years </b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> 3-5years </b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Over 5years </b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total </b></span></td></tr> <tr id="xdx_403_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_hifrs-full--ClassesOfFinancialLiabilitiesAxis__custom--DemandCustomerDepositsMember_zZxglBfTaHVi"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Demand customer deposits</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">320,209</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2574">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2575">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2576">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">320,209</span></td></tr> <tr id="xdx_403_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_hifrs-full--ClassesOfFinancialLiabilitiesAxis__custom--TimeCustomerDepositsMember_zITQnIzx6zf3"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Time customer deposits</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,274,830</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">9,590,159</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">391,744</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2582">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">16,256,733</span></td></tr> <tr id="xdx_40E_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_hifrs-full--ClassesOfFinancialLiabilitiesAxis__custom--LoansAndBorrowingMember_zzjIerBg2bP7"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Loans and borrowing</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">243,151</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2586">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">236,952</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2588">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">480,103</span></td></tr> <tr id="xdx_40B_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_hifrs-full--ClassesOfFinancialLiabilitiesAxis__custom--FundsFromAcceptancesAndIssuanceOfSecuritiesMember_zIdkMTGtuQIk"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Funds from acceptances and issuance of securities</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">720,765</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,425,848</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">109,372</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2594">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">3,255,985</span></td></tr> <tr id="xdx_40E_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_hifrs-full--ClassesOfFinancialLiabilitiesAxis__custom--DebtIssuedAndOtherBorrowedFundsMember_zc4JJ7AkO7Zf"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Debt issued and other borrowed funds </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">55,641</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">55,992</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">307,293</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">103,356</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">522,282</span></td></tr> <tr id="xdx_405_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_hifrs-full--ClassesOfFinancialLiabilitiesAxis__custom--InvestmentSecuritiesMember_zfaotAT972L5"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Investment securities</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,221</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2604">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2605">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2606">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,221</span></td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total </b></span></td> <td id="xdx_983_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_zrKlqVtaS1ub" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>7,620,817</b></span></td> <td id="xdx_983_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_zZ78ubjBoEX" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>12,071,999</b></span></td> <td id="xdx_98B_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_zyZPnPJwvg39" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,045,361</b></span></td> <td id="xdx_98D_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_zi4Blw7QVJDl" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>103,356</b></span></td> <td id="xdx_981_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_pn3n3_c20241231_zclQfjeX0Il" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>20,841,533</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> </table> <p id="xdx_8A8_zYe3fJqDoZm" style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"><b> </b></p> <table cellpadding="0" cellspacing="0" style="font: 12pt/115% Calibri Light; width: 100%; margin-top: 2pt; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 14.2pt"></td><td style="width: 35.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b>6.6</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b>Derivative Financial Instruments – Hedge</b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0.7pt 0 0; text-align: justify; text-indent: 0in"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0.7pt 0 0; text-align: justify; text-indent: 0in"><b>Values grouped by asset, maturity ranges, reference value (notional), curve value, market value, adjustment and fair value </b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0.7pt 0 0; text-align: justify; text-indent: 0in"><b><i> </i></b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 8pt; text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">As of December 31, 2024 and December 31, 2025, the Bank maintained hedging structures classified as cash flow hedges, for which the hedged items consisted of post-fixed (variable-rate) funding transactions, mainly indexed to the CDI rate, as well as funding indexed to IPCA, with the hedging instruments comprising DI futures contracts traded on B3 S.A. – Brasil, Bolsa, Balcão and swap contracts. These hedging relationships are designated in accordance with the requirements of IFRS 9 and disclosed pursuant to IFRS 7. In general, the Bank designates as the hedged item a specific risk component (interest rate, inflation, or foreign exchange risk) rather than all risks associated with the instrument in its entirety.</span></p> <p style="font: 10pt/115% Times New Roman, Times, Serif; margin: 0 0 8pt; text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Any gain or loss on the hedging instrument related to the effective portion of a cash flow hedge is recognized in equity, within other comprehensive income (OCI), net of tax effects. Consequently, mark</span><span style="font-family: Cambria Math,serif">-</span><span style="font-family: Calibri, Helvetica, Sans-Serif">to</span><span style="font-family: Cambria Math,serif">-</span><span style="font-family: Calibri, Helvetica, Sans-Serif">market adjustments of hedging instruments, previously recognized in profit or loss before hedge designation, are accumulated in equity and reclassified to profit or loss in the same period and under the same line item in which the hedged item affects earnings. The ineffective portion of the hedge is recognized immediately in profit or loss.</span></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt; text-align: justify">For fair value hedges, the carrying amount of the hedged item is adjusted for changes in fair value attributable to the hedged risk. Both the hedged items and the derivative instruments are measured at fair value, and changes in fair value of each are recognized in profit or loss. Hedge ineffectiveness represents the difference between changes in the fair value of the hedging instrument and those of the hedged item attributable to the hedged risk, and is recognized in profit or loss.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt; text-align: justify">The Bank maintains cash flow and fair value hedge relationships structured to manage exposure to interest rate, inflation, and foreign exchange risks arising from its funding operations and credit portfolio. Hedge effectiveness monitoring, which measures the extent to which derivative financial instruments offset market fluctuations affecting the hedged items, is performed monthly. Effectiveness is assessed considering the existence of an economic relationship between the hedged item and the hedging instrument, the alignment of the hedge ratio, and the expectation that any ineffectiveness will not be significant. The indicative range of effectiveness considered is between 80% and 125%.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt; text-align: justify">The economic relationship between the hedged item and the hedging instrument is established by matching their key contractual terms, including reference index (CDI, IPCA, or foreign exchange), currency, maturity, and calculation bases. The hedge ratio is defined to align notional amounts and cash flows, minimizing potential sources of ineffectiveness such as residual mismatches in maturity, indexation bases, reset dates, or prepayment behavior.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt; text-align: justify">The tables presented in this note disclose the notional amounts (“Reference Value”), curve values (“Accrual Value”), mark-to-market adjustments, and fair values of the hedging instruments and corresponding hedged items, grouped by risk type and hedge category.</p> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0 0.7pt 0 0; text-align: justify; text-indent: 0in"> </p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0.7pt 0 0; text-align: justify; text-indent: 0in"><b><span style="text-decoration: underline">Cash Flow Hedge - Inflation (IPCA)</span></b></p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0.7pt 0 0; text-align: justify; text-indent: 0in"><b> </b></p> <table cellpadding="0" cellspacing="0" id="xdx_895_ecustom--DisclosureOfCashFlowHedgeExplanatory_pn3n3_zvnrMamtvU98" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 16)"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B4_z5q7cvNiV7ph" style="display: none">Schedule of cash flow hedge</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Inflation (IPCA)</i></b></span></td> <td colspan="7" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2025</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 57%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Reference Value</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Curve Value(u)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Market Value Adjustment</b></span></td> <td style="border-bottom: Black 1pt solid; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Fair Value</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Item</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Variable rate CDBs - IPCA</span></td> <td id="xdx_980_ecustom--CashFlowHedgeInflationReferenceValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsIPCAMember_zJd17uYAqiZj" style="border-bottom: Black 1pt solid; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>488</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_98A_ecustom--CashFlowHedgeInflationCurveValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsIPCAMember_z6UifxW8EfTl" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>544</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_987_ecustom--CashFlowHedgeInflationMarketValueAdjustment_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsIPCAMember_zpuKKlXc3Xpe" style="border-bottom: Black 1pt solid; padding-right: 8.5pt; padding-left: 3.5pt; text-align: right" title="Market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(2)</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_986_ecustom--CashFlowHedgeInflationFairValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsIPCAMember_zNIZrTcQ31a4" style="border-bottom: Black 1pt solid; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>542</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Instrument</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>Swap</i> (b) <i>(assets) (c)</i></span></td> <td id="xdx_983_ecustom--CashFlowHedgeInflationReferenceValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zBAl9QfmRR9h" style="border-bottom: Black 1pt solid; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>488</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_98A_ecustom--CashFlowHedgeInflationCurveValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zcduHdGjken" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(19)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_980_ecustom--CashFlowHedgeInflationMarketValueAdjustment_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zBsJBHM8iojd" style="border-bottom: Black 1pt solid; padding-right: 8.5pt; padding-left: 3.5pt; text-align: right" title="Market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(1)</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_986_ecustom--CashFlowHedgeInflationFairValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zKMdvdHNSZ5e" style="border-bottom: Black 1pt solid; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(19)</b></span></td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 21.3pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(b)</span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Swap contracts traded in the over-the-counter market, registered on B3, with the longest maturity in February 2026.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 21.3pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(c)</span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">The amounts related to the differential to be received or paid are recognized in asset or liability accounts, respectively. The fair value of these swaps is recognized within derivative financial instruments (assets or liabilities), and the effective portion of the cash flow hedge is recorded in other comprehensive income.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman,serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 21.3pt"><span style="font-family: Calibri,sans-serif; font-size: 8pt">(u)</span></td><td><span style="font-family: Calibri,sans-serif; font-size: 8pt">The curve value corresponds to the present value of contractual cash flows discounted using the applicable market yield curves at the reporting date and does not represent the carrying amount under IFRS.</span></td></tr></table> <p id="xdx_8AA_ze8ixsaBmTrl" style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 21.3pt"> </p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0.7pt 0 0; text-align: justify; text-indent: 0in"><b><span style="text-decoration: underline"></span></b></p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0.7pt 0 0; text-align: justify; text-indent: 0in"><b><span style="text-decoration: underline"></span></b></p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0.7pt 0 0; text-align: justify; text-indent: 0in"><b><span style="text-decoration: underline">Fair Value Hedge - Fixed Interest Rate Risk</span></b></p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0.7pt 0 0; text-align: justify; text-indent: 0in"><b> </b></p> <table cellpadding="0" cellspacing="0" id="xdx_891_ecustom--DisclosureOfFairValueHedgeFixedInterestRateRiskExplanatory_pn3n3_zb0fteyX8O81" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 17)"> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8BE_zFs2i6Gvwydb" style="display: none">Schedule of fair value hedge</span></td> <td style="padding-right: 5.65pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 5.65pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 2.85pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 5.65pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Fixed Rate vs DI</i></b></span></td> <td colspan="7" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2025</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 57%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Reference Value</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Curve Value (u)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Market Value Adjustment</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Fair Value</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Item</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Payroll loan installments (d)</span></td> <td id="xdx_98B_ecustom--FairValueHedgeReferenceValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_zjuM8tHjdVMk" style="border-bottom: Black 1pt solid; padding-right: 5.65pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>15,206,925</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_989_ecustom--FairValueHedgeCurveValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_z9TMQ4CvJ0od" style="border-bottom: Black 1pt solid; padding-right: 5.65pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>16,823,165</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_988_ecustom--FairValueHedgeMarketValueAdjustment_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_z1LGlROTS9q9" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 2.85pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(86,302)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_98A_ecustom--FairValueHedge_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_z7ogOODOyjXd" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.65pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>16,736,862</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Instrument</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>Swap</i> (e) <i>(liabilities) (f)</i></span></td> <td id="xdx_987_ecustom--FairValueHedgeReferenceValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zRqTOWwshQ8" style="border-bottom: Black 1pt solid; padding-right: 5.65pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>15,206,925</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_98A_ecustom--FairValueHedgeCurveValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_z1Lv41Q9aEEh" style="border-bottom: Black 1pt solid; padding-right: 5.65pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>16,823,165</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_983_ecustom--FairValueHedgeMarketValueAdjustment_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_z9wx4Apg5cOh" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 2.85pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(86,302)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_98A_ecustom--FairValueHedge_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zXJzT2Tlg0h4" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.65pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>16,736,862</b></span></td></tr> </table> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 63.8pt; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(d)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">The hedge relationships are formalized in a memorandum, which includes portions of payroll loan contracts maturing within the specified range, with values close to the notional of each maturity of the derivative.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(e)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Swap contracts traded in the over-the-counter market, registered on B3, with the longest maturity in October, 2030.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(f)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">The amounts related to the differential to be received or paid are recognized in an asset or liability account, respectively. The net fair value of the swaps is R$368,265 to be received. The fair value adjustments on the hedged items and on the hedging instruments are recognized in profit or loss, within “Result of derivative financial instruments” or within the same line item as the hedged item, in accordance with the fair value hedge accounting requirements of IFRS 9.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman,serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 21.3pt"><span style="font-family: Calibri,sans-serif; font-size: 8pt">(u)</span></td><td><span style="font-family: Calibri,sans-serif; font-size: 8pt">The curve value corresponds to the present value of contractual cash flows discounted using the applicable market yield curves at the reporting date and does not represent the carrying amount under IFRS.</span></td></tr></table> <p id="xdx_8A7_zmsp9NBdazSk" style="margin-top: 0; margin-bottom: 0"> </p> <table cellpadding="0" cellspacing="0" id="xdx_898_ecustom--DisclosureOfFixedRateExplanatory_pn3n3_z44cy5M7qJp6" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 18)"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8BF_z2d3xdeSt3ng" style="display: none">Schedule of fixed rate</span></td> <td style="padding-right: 11.35pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 11.35pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 19.85pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Fixed Rate vs IPCA</i></b></span></td> <td colspan="7" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2025</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 57%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Reference Value</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Curve Value(u)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Market Value Adjustment</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Fair Value</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Item</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Payroll loan installments (d)</span></td> <td id="xdx_98F_ecustom--FixedRateReferenceValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_zC8IjD9oFxC7" style="border-bottom: Black 1pt solid; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Fixed rate reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,434,166</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_98C_ecustom--FixedRateCurveValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_zWzHa28Ox7D8" style="border-bottom: Black 1pt solid; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Fixed rate curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,534,071 </b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_983_ecustom--FixedRateMarketValueAdjustment_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_zldhOvju7bE8" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 19.85pt; padding-left: 3.5pt; text-align: right" title="Fixed rate market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>16,766</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_985_ecustom--FixedRateFairValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_zfczz2p8kJ8f" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Fixed rate fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,550,837</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Instrument</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>Swap</i> (g) (liabilities) (h)</span></td> <td id="xdx_98B_ecustom--FixedRateReferenceValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zmWPeB9hOHX9" style="border-bottom: Black 1pt solid; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Fixed rate reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,434,166</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_988_ecustom--FixedRateCurveValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zb7o2VODyJ98" style="border-bottom: Black 1pt solid; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Fixed rate curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,534,071 </b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_982_ecustom--FixedRateMarketValueAdjustment_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zEm4JaoDodc9" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 19.85pt; padding-left: 3.5pt; text-align: right" title="Fixed rate market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>16,766</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_982_ecustom--FixedRateFairValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zexHP3lF0MPf" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Fixed rate fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,550,837</b></span></td></tr> </table> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0 0.7pt 0 0; text-align: justify; text-indent: 0in"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman,serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 21.3pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(d)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">The hedge relationships are formalized in a memorandum, which includes portions of payroll loan contracts maturing within the specified range, with values close to the notional of each maturity of the derivative.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman,serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 21.3pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(g)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Swap contracts traded in the over-the-counter market, registered on B3, with the longest maturity in December 2026.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman,serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 21.3pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(h)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">The amounts related to the differential to be received or paid are recognized in an asset or liability account. Changes in the fair value of these swaps, as well as the corresponding fair value adjustments on the hedged items, are recognized in profit or loss. The net fair value of the swaps is R$ 33,284 payable.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 21.3pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(u)</span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">The curve value corresponds to the present value of contractual cash flows discounted using the applicable market yield curves at the reporting date and does not represent the carrying amount under IFRS.</span></td></tr></table> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0 0.7pt 0 0; text-align: justify; text-indent: 0in"> </p> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0 0.7pt 0 0; text-align: justify; text-indent: 0in"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr style="vertical-align: bottom"> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Fair Value Hedge - Currency</i></b></span></td> <td colspan="7" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2025</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 57%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Reference Value</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Curve Value(u)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Market Value Adjustment</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Fair Value</b></span></td> </tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Item</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> </tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Foreign borrowing (USD) (i)</span></td> <td id="xdx_980_ecustom--FairValueHedgeCurrencyReferenceValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--ForeignBorrowingMember_zh0w3EhxzBog" style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 8.5pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge currency reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>214,205</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> </b></span></td> <td id="xdx_989_ecustom--FairValueHedgeCurrencyCurveValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--ForeignBorrowingMember_zGrlRJKUNjPi" style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 8.5pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge currency curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>211,902</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> </b></span></td> <td id="xdx_981_ecustom--FairValueHedgeCurrencyMarketValueAdjustment_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--ForeignBorrowingMember_zG77UYYuXBN7" style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: top; padding-right: 5.65pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge currency market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(563)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> </b></span></td> <td id="xdx_983_ecustom--FairValueHedgeCurrencyFairValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--ForeignBorrowingMember_zNJEgujRvVi7" style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: top; padding-right: 8.5pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge currency fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>211,339</b></span></td> </tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Instrument</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> </tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>Swap</i> (j) (liabilities) (k)</span></td> <td id="xdx_981_ecustom--FairValueHedgeCurrencyReferenceValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zEwne7dJ7Nu4" style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 8.5pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge currency reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>214,205</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> </b></span></td> <td id="xdx_985_ecustom--FairValueHedgeCurrencyCurveValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zvajkqkcYru5" style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 8.5pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge currency curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>211,902</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> </b></span></td> <td id="xdx_98C_ecustom--FairValueHedgeCurrencyMarketValueAdjustment_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_ziAgMM7LxZBj" style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: top; padding-right: 5.65pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge currency market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(563)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> </b></span></td> <td id="xdx_988_ecustom--FairValueHedgeCurrencyFairValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zN8mE9sImg21" style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: top; padding-right: 8.5pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge currency fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>211,339</b></span></td> </tr> </table> <p style="margin-top: 0; margin-bottom: 0"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman,serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 21.3pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(i)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">The hedge relationship is formalized in a memorandum, which includes foreign borrowing in USD.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman,serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 21.3pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(j)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Swap contract traded in the over-the-counter market, registered on B3, with maturity in March 2026.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman,serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 21.3pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(k)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">The amounts related to the differential to be received or paid are recognized in an asset or liability account, respectively. The hedge is designated to protect the exposure to changes in fair value arising from foreign exchange and interest rate risk on the foreign currency borrowing. The net fair value of the swaps is R$ 8,570 payable.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 21.3pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(u)</span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">The curve value corresponds to the present value of contractual cash flows discounted using the applicable market yield curves at the reporting date and does not represent the carrying amount under IFRS.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Market Risk Hedge – IPCA × DI</i></b></span></td> <td colspan="7" style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2025</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 57%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Reference Value</b></span></td> <td style="border-bottom: Black 1pt solid; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Curve Value(u)</b></span></td> <td style="border-bottom: Black 1pt solid; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Market Value Adjustment</b></span></td> <td style="border-bottom: Black 1pt solid; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Fair Value</b></span></td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Item</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Variable rate CDBs – IPCA</span></td> <td id="xdx_988_ecustom--MarketRiskHedgeReferenceValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsIPCAMember_z4COjEEIDVwa" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,466,353</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_982_ecustom--MarketRiskHedgeCurveValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsIPCAMember_z7fRvZO2CTwa" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,607,784</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_98D_ecustom--MarketRiskHedgeMarketValueAdjustment_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsIPCAMember_zPNV3GhAn1S2" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(11,099)</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_98D_ecustom--MarketRiskHedgeFairValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsIPCAMember_zQFqtMRCPTa4" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,596,685</b></span></td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Instrument</b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>Swap (l) (assets) (m)</i></span></td> <td id="xdx_985_ecustom--MarketRiskHedgeReferenceValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zgpRmz6jbmeh" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,461,313</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_98D_ecustom--MarketRiskHedgeCurveValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zOPtkwHUOtke" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,602,421</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_98F_ecustom--MarketRiskHedgeMarketValueAdjustment_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zdQFcQT4UFmk" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(12,155)</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_980_ecustom--MarketRiskHedgeFairValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_z9R1641hSK58" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,590,267</b></span></td></tr> </table> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0 0.7pt 0 0; text-align: justify; text-indent: 0in"> </p> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0 0.7pt 0 0; text-align: justify; text-indent: 0in"></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 21.3pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(l)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Swap contract traded in the over-the-counter market, registered on B3, with maturity in May 2028.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 21.3pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(m)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Amounts related to the differential to be received or paid are recognized in asset or liability accounts, respectively. The net fair value of the swaps is R$ 61,627 payable.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 21.3pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(u)</span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">The curve value corresponds to the present value of contractual cash flows discounted using the applicable market yield curves at the reporting date and does not represent the carrying amount under IFRS.</span></td></tr></table> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0 0.7pt 0 0; text-align: justify; text-indent: 0in"> </p> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0 0.7pt 0 0; text-align: justify; text-indent: 0in"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Market Risk Hedge – Pre × DI </i></b></span></td> <td colspan="7" style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2025</b></span></td> </tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Reference Value</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Curve Value(u)</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Market Value Adjustment</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Fair Value</b></span></td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Item</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Fixed-rate CDBs</span></td> <td id="xdx_98D_ecustom--MarketRiskHedgeReferenceValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--FixedRateCDBsMember_zfLzDEEJbEP9" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,714,839</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_980_ecustom--MarketRiskHedgeCurveValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--FixedRateCDBsMember_zkJAx6xHoVsd" style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,843,760</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_98C_ecustom--MarketRiskHedgeMarketValueAdjustment_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--FixedRateCDBsMember_z3dKnRr83Ede" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>8,784</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_980_ecustom--MarketRiskHedgeFairValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--FixedRateCDBsMember_z88iwMI26bld" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,852,544</b></span></td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Instrument</b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>Swap (n) (assets) (o)</i></span></td> <td id="xdx_986_ecustom--MarketRiskHedgeReferenceValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsAssetsMember_zhCAkeEnGqzd" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,714,839</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_98A_ecustom--MarketRiskHedgeCurveValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsAssetsMember_zYRaKnX5uAUj" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,883,514</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_988_ecustom--MarketRiskHedgeMarketValueAdjustment_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsAssetsMember_z1SeefHpr8Hc" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>8,903</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_988_ecustom--MarketRiskHedgeFairValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsAssetsMember_zeoJWMVETtB8" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,892,417</b></span></td></tr> <tr> <td style="width: 57%"> </td> <td style="width: 10%"> </td> <td style="width: 1%"> </td> <td style="width: 10%"> </td> <td style="width: 1%"> </td> <td style="width: 10%"> </td> <td style="width: 1%"> </td> <td style="width: 10%"> </td> </tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(n)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Swap contract traded in the over-the-counter market, registered on B3, with maturity in January 2028.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(o)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Amounts related to the differential to be received or paid are recognized in asset or liability accounts, respectively. The net fair value of the swaps is R$ 3,261 receivable.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman,serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 21.3pt"><span style="font-family: Calibri,sans-serif; font-size: 8pt">(u)</span></td><td><span style="font-family: Calibri,sans-serif; font-size: 8pt">The curve value corresponds to the present value of contractual cash flows discounted using the applicable market yield curves at the reporting date and does not represent the carrying amount under IFRS.</span></td></tr></table> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0 8.5pt 0 0"><b> </b></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Market Risk Hedge – Pre × DI </i></b></span></td> <td colspan="5" style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2025</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 68%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Reference Value</b></span></td> <td style="border-bottom: Black 1pt solid; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Reference Value (R$)</b></span></td> <td style="border-bottom: Black 1pt solid; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Present Value (R$)</b></span></td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Item</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment (CETES)</span></td> <td id="xdx_98E_ecustom--MarketRiskHedgeReferenceValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--InvestmentCETEsMember_zzIAaaXSx1K2" style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>383,496</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_989_ecustom--ReferenceValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--InvestmentCETEsMember_zhJJGWlQUUe3" style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>111,022</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_982_ecustom--MarketRiskHedgePresentvalue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--InvestmentCETEsMember_zQM12nvKegKa" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Present value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>118,168</b></span></td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Instrument</b></span></td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>NDF (p) (liabilities) (q)</i></span></td> <td id="xdx_982_ecustom--MarketRiskHedgeReferenceValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--NDFLiabilitiesMember_zHrwiiHB2718" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>396,086</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_983_ecustom--ReferenceValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--NDFLiabilitiesMember_z2QP8KA4yrv5" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>116,065</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_982_ecustom--MarketRiskHedgePresentvalue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--NDFLiabilitiesMember_zGI262lJDW4c" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Present value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>114,101</b></span></td></tr> </table> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0 8.5pt 0 0"><b> </b></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(p)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">NDF contract traded in the over-the-counter market, registered on B3, with maturity in February 2026.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(q)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Amounts related to the differential to be received or paid are recognized in asset or liability accounts, respectively. The net fair value of the NDF is R$ 5,566 receivable.</span></td></tr></table> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0 0.7pt 0 0; text-align: justify; text-indent: 0in"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Market Risk Hedge – DI × Pre</i></b></span></td> <td colspan="7" style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2025</b></span></td> </tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Reference Value</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Curve Value(u)</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Market Value Adjustment</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Fair Value</b></span></td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Item</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment (ICO)</span></td> <td id="xdx_98B_ecustom--MarketRiskHedgeReferenceValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--InvestmentICOMember_z1Cx9LeJ95R7" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,000,000</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_986_ecustom--MarketRiskHedgeCurveValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--InvestmentICOMember_zknMolHhLeke" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,067,661</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_98C_ecustom--MarketRiskHedgeMarketValueAdjustment_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--InvestmentICOMember_zqICZVYYHNi2" style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(112)</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_987_ecustom--MarketRiskHedgeFairValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--InvestmentICOMember_zC3dykaqFlm5" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,067,549</b></span></td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Instrument</b></span></td> <td style="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>Swap (r) (liabilities) (s)</i></span></td> <td id="xdx_986_ecustom--MarketRiskHedgeReferenceValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapLiabilitiesMember_zlOGg9xTim0f" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,001,068</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_98A_ecustom--MarketRiskHedgeCurveValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapLiabilitiesMember_zCCS0RDRSY16" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,067,732</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_98F_ecustom--MarketRiskHedgeMarketValueAdjustment_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapLiabilitiesMember_zHhWE9ycdfdf" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(53)</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_989_ecustom--MarketRiskHedgeFairValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapLiabilitiesMember_zlWGttozHzj9" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,067,679</b></span></td></tr> <tr> <td style="width: 57%"> </td> <td style="width: 10%"> </td> <td style="width: 1%"> </td> <td style="width: 10%"> </td> <td style="width: 1%"> </td> <td style="width: 10%"> </td> <td style="width: 1%"> </td> <td style="width: 10%"> </td> </tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(r)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Swap contract traded in the over-the-counter market, registered on B3, with maturity in June 2026.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(s)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Amounts related to the differential to be received or paid are recognized in asset or liability accounts, respectively. The net fair value of the swaps is R$ 78 payable.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman,serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 21.3pt"><span style="font-family: Calibri,sans-serif; font-size: 8pt">(u)</span></td><td><span style="font-family: Calibri,sans-serif; font-size: 8pt">The curve value corresponds to the present value of contractual cash flows discounted using the applicable market yield curves at the reporting date and does not represent the carrying amount under IFRS.</span></td></tr></table> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0 8.5pt 0 0"><b> </b></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Market Risk Hedge – DI Futures × Pre (Purchase)</i></b></span></td> <td colspan="7" style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2025</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 57%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Reference Value</b></span></td> <td style="border-bottom: Black 1pt solid; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Curve Value(u)</b></span></td> <td style="border-bottom: Black 1pt solid; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Market Value Adjustment</b></span></td> <td style="border-bottom: Black 1pt solid; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Fair Value</b></span></td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Item</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Payroll loan installments (c)</span></td> <td id="xdx_984_ecustom--MarketRiskHedgeFuturesReferenceValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_zHeeNBr70lH1" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge futures reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>4,818,641</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_986_ecustom--MarketRiskHedgeCurveValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_zZUJyp0my2r9" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge futures curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>4,900,444</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_98B_ecustom--MarketRiskHedgeFuturesMarketValueAdjustment_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_zqosUu1tsc55" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge futures market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(3,433)</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_981_ecustom--MarketRiskHedgeFuturesFairValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_z6d3I5Dq67Ai" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge futures fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>4,897,011</b></span></td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Instrument</b></span></td> <td style="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>DI Futures (d) (s)</i></span></td> <td id="xdx_98E_ecustom--MarketRiskHedgeFuturesReferenceValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--DIFuturesMember_zwBVEMT7ANGg" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge futures reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>4,818,641</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_98B_ecustom--MarketRiskHedgeCurveValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--DIFuturesMember_zORZm2UWuLW5" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge futures curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>4,900,444</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_984_ecustom--MarketRiskHedgeFuturesMarketValueAdjustment_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--DIFuturesMember_z267Ej08Iub" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge futures market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(3,367)</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_98D_ecustom--MarketRiskHedgeFuturesFairValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--DIFuturesMember_zZR2fdIehOQg" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge futures fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>4,897,077</b></span></td></tr> </table> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 21.25pt; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(c)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">The hedge relationships are formalized in memoranda that include portions of payroll loan contracts maturing within the specified ranges or considering their duration, with values close to the notional amount for each maturity of the derivative.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(d)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">DI Futures contracts traded in the over-the-counter market, registered on B3, with maturity in January 2031.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(s)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Amounts related to the differential to be received or paid are recognized in asset or liability accounts, respectively. The net fair value of the DI Futures is R$ 6,988 receivable.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman,serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 21.3pt"><span style="font-family: Calibri,sans-serif; font-size: 8pt">(u)</span></td><td><span style="font-family: Calibri,sans-serif; font-size: 8pt">The curve value corresponds to the present value of contractual cash flows discounted using the applicable market yield curves at the reporting date and does not represent the carrying amount under IFRS.</span></td></tr></table> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0 8.5pt 0 0"><b> </b></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Market Risk Hedge – Pre × DI Futures (Sale)  </i></b></span></td> <td colspan="7" style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2025</b></span></td> </tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Reference Value</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Curve Value(u)</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Market Value Adjustment</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Fair Value</b></span></td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Item</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Fixed-rate CDBs</span></td> <td id="xdx_980_ecustom--MarketRiskHedgePreFuturesReferenceValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--FixedRateCDBsMember_zCvfEICwHrcf" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge pre futures reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>451,132</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_986_ecustom--MarketRiskHedgePreFuturesCurveValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--FixedRateCDBsMember_zKAmbGxqFE9a" style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge pre futures curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>457,136</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_98E_ecustom--MarketRiskHedgePreFuturesMarketValueAdjustment_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--FixedRateCDBsMember_zvAQwc3K8Tvi" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge pre futures market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>398</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_982_ecustom--MarketRiskHedgePreFuturesFairValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--FixedRateCDBsMember_zFFwhGX5JUF3" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge pre futures fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>457,534</b></span></td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Instrument</b></span></td> <td style="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>DI Futures (d) (s)</i></span></td> <td id="xdx_983_ecustom--MarketRiskHedgePreFuturesReferenceValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--DIFuturesMember_zvdF0ki676xk" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge pre futures reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>451,070</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_981_ecustom--MarketRiskHedgePreFuturesCurveValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--DIFuturesMember_z1yk3oKbU97" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge pre futures curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>457,073</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_984_ecustom--MarketRiskHedgePreFuturesMarketValueAdjustment_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--DIFuturesMember_zYrLOLDM6RDe" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge pre futures market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>416</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_981_ecustom--MarketRiskHedgePreFuturesFairValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--DIFuturesMember_z9XMgcXUeEf1" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge pre futures fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>457,489</b></span></td></tr> <tr> <td style="width: 57%"> </td> <td style="width: 10%"> </td> <td style="width: 1%"> </td> <td style="width: 10%"> </td> <td style="width: 1%"> </td> <td style="width: 10%"> </td> <td style="width: 1%"> </td> <td style="width: 10%"> </td> </tr> </table> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 21.25pt; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(d)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">DI Futures contracts traded in the over-the-counter market, registered on B3, with maturity in July 2027.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(s)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Amounts related to the differential to be received or paid are recognized in asset or liability accounts, respectively. The net fair value of the DI Futures is R$ 51 payable.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman,serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 21.3pt"><span style="font-family: Calibri,sans-serif; font-size: 8pt">(u)</span></td><td><span style="font-family: Calibri,sans-serif; font-size: 8pt">The curve value corresponds to the present value of contractual cash flows discounted using the applicable market yield curves at the reporting date and does not represent the carrying amount under IFRS.</span></td></tr></table> <p id="xdx_8AF_zDPjxgP2rQfc" style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0.7pt 0 0; text-align: justify; text-indent: 0in"><b><span style="text-decoration: underline">Cash Flow Hedge - Interest Rate Risk</span></b></p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0.7pt 0 0; text-align: justify; text-indent: 0in"> </p> <table cellpadding="0" cellspacing="0" id="xdx_89E_ecustom--DisclosureOfCashFlowHedgeInterestRateRiskExplanatory_pn3n3_zLWoDgwlhGFd" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 19)"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8BA_zblddoG18azf" style="display: none">Schedule of cash flow hedge interest rate risk</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Interest Rate</i></b></span></td> <td colspan="7" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2024</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 57%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Reference Value</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Curve Value(u)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Market Value Adjustment</b></span></td> <td style="border-bottom: Black 1pt solid; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Fair Value</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Item</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Variable rate CDBs / CDI</span></td> <td id="xdx_982_ecustom--CashFlowHedgeInterestRateRiskReferenceValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsCDIMember_zvN9vKwUnc6e" style="border-bottom: Black 1pt solid; padding-right: 14.15pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>108,219</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_98F_ecustom--CashFlowHedgeInterestRateRiskCurveValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsCDIMember_zUMF3U5ny4yd" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(2,443)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_980_ecustom--CashFlowHedgeInterestRateRiskMarketValueAdjustment_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsCDIMember_zZQn56OdTVQk" style="border-bottom: Black 1pt solid; padding-right: 14.15pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>14,587</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_989_ecustom--CashFlowHedgeInterestRateRiskFairValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsCDIMember_z1TCzyDC18va" style="border-bottom: Black 1pt solid; padding-right: 14.15pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>12,144</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Instrument</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">DI Future Contracts (a)</span></td> <td id="xdx_981_ecustom--CashFlowHedgeInterestRateRiskReferenceValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--DIFutureContractsMember_zQwHnAxZotue" style="border-bottom: Black 1pt solid; padding-right: 14.15pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>107,985</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_98E_ecustom--CashFlowHedgeInterestRateRiskCurveValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--DIFutureContractsMember_zFDPd30vzHc4" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(2,728)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_98D_ecustom--CashFlowHedgeInterestRateRiskMarketValueAdjustment_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--DIFutureContractsMember_zD0xYazXIdCd" style="border-bottom: Black 1pt solid; padding-right: 14.15pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>14,587</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_981_ecustom--CashFlowHedgeInterestRateRiskFairValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--DIFutureContractsMember_zrk1NuKa0yO9" style="border-bottom: Black 1pt solid; padding-right: 14.15pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>11,859</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Item</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Debentures</span></td> <td id="xdx_989_ecustom--CashFlowHedgeInterestRateRiskReferenceValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--DebenturesMember_zmRtSNzaoJW9" style="border-bottom: Black 1pt solid; padding-right: 14.15pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>728,942</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_980_ecustom--CashFlowHedgeInterestRateRiskCurveValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--DebenturesMember_zLpKVJ4rJfhj" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(14,478)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_98D_ecustom--CashFlowHedgeInterestRateRiskMarketValueAdjustment_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--DebenturesMember_zFtD6x33ysb3" style="border-bottom: Black 1pt solid; padding-right: 14.15pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>35,028</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_98D_ecustom--CashFlowHedgeInterestRateRiskFairValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--DebenturesMember_zWaS6Y7VarGk" style="border-bottom: Black 1pt solid; padding-right: 14.15pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>20,550</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Instrument</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">DI Future Contracts (a)</span></td> <td id="xdx_982_ecustom--CashFlowHedgeInterestRateRiskReferenceValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--HedgeInstrumentDIFutureContractsMember_zvIvZfzwfaE3" style="border-bottom: Black 1pt solid; padding-right: 14.15pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>728,877</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_98C_ecustom--CashFlowHedgeInterestRateRiskCurveValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--HedgeInstrumentDIFutureContractsMember_zG5XnwPa9SQi" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(14,559)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_986_ecustom--CashFlowHedgeInterestRateRiskMarketValueAdjustment_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--HedgeInstrumentDIFutureContractsMember_zRAHwzp2Op5f" style="border-bottom: Black 1pt solid; padding-right: 14.15pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>35,028</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_985_ecustom--CashFlowHedgeInterestRateRiskFairValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--HedgeInstrumentDIFutureContractsMember_znN3EvNN39j1" style="border-bottom: Black 1pt solid; padding-right: 14.15pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>20,469</b></span></td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(a)</span></td><td style="text-align: justify; padding-right: 0.7pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">DI Futures contracts traded on B3 with the longest maturity in January 2030</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(u)</span></td><td style="text-align: justify; padding-right: 0.7pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">The curve value corresponds to the present value of contractual cash flows discounted using the applicable market yield curves at the reporting date and does not represent the carrying amount under IFRS.</span></td></tr></table> <p id="xdx_8A2_zVN21XMKgxxe" style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0 0.7pt 0 0; text-align: justify; text-indent: 0in"> </p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0.7pt 0 0; text-align: justify; text-indent: 0in"><b><span style="text-decoration: underline">Cash Flow Hedge - Inflation (IPCA)</span></b></p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0.7pt 0 0; text-align: justify; text-indent: 0in"><b> </b></p> <table cellpadding="0" cellspacing="0" id="xdx_89C_ecustom--DisclosureOfCashFlowHedgeInflationExplanatory_pn3n3_zkgSXlsC76g4" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 20)"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8BA_zr02YvY8frdd" style="display: none">Schedule of cash flow hedge inflation</span></td> <td style="padding-right: 11.35pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 8.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 11.35pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Inflation (IPCA)</i></b></span></td> <td colspan="7" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2024</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 57%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Reference Value</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Curve Value(u)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Market Value Adjustment</b></span></td> <td style="border-bottom: Black 1pt solid; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Fair Value</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Item</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Variable rate CDBs - IPCA</span></td> <td id="xdx_98F_ecustom--CashFlowHedgeInflationReferenceValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsIPCAMember_zebfkvI6vqFc" style="border-bottom: Black 1pt solid; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge inflation reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,383,593</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_983_ecustom--CashFlowHedgeInflationCurveValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsIPCAMember_zsgG8gEMREIl" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge inflation curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,737,950</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_983_ecustom--CashFlowHedgeInflationMarketValueAdjustment_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsIPCAMember_zNjTmVQDAu0e" style="border-bottom: Black 1pt solid; padding-right: 8.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge inflation market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(38,387)</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_987_ecustom--CashFlowHedgeInflationFairValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsIPCAMember_zESWO7sR0C15" style="border-bottom: Black 1pt solid; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge inflation fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,699,563</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Instrument</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>Swap</i> (b) <i>(assets) (c)</i></span></td> <td id="xdx_98E_ecustom--CashFlowHedgeInflationReferenceValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zRyiFbdNfpH3" style="border-bottom: Black 1pt solid; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge inflation reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,383,211</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_98F_ecustom--CashFlowHedgeInflationCurveValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zKebdVGfjN9" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge inflation curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,737,119</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_98F_ecustom--CashFlowHedgeInflationMarketValueAdjustment_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_z6FbUrkqeYsi" style="border-bottom: Black 1pt solid; padding-right: 8.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge inflation market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(38,196)</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_987_ecustom--CashFlowHedgeInflationFairValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zGE0WuR5jZBk" style="border-bottom: Black 1pt solid; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge inflation fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,698,923</b></span></td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(b)</span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Swap contracts traded in the over-the-counter market, registered on B3, with the longest maturity in August 2028.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(c)</span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">The amounts related to the differential to be received or paid are recognized in asset or liability accounts, respectively. The fair value of these swaps is recognized within derivative financial instruments (assets or liabilities), and the effective portion of the cash flow hedge is recorded in other comprehensive income.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman,serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 21.3pt"><span style="font-family: Calibri,sans-serif; font-size: 8pt">(u)</span></td><td><span style="font-family: Calibri,sans-serif; font-size: 8pt">The curve value corresponds to the present value of contractual cash flows discounted using the applicable market yield curves at the reporting date and does not represent the carrying amount under IFRS.</span></td></tr></table> <p id="xdx_8AB_znkJJom87Oyg" style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 21.3pt"> </p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0.7pt 0 0; text-align: justify; text-indent: 0in"><b><span style="text-decoration: underline">Fair Value Hedge - Fixed Interest Rate Risk</span></b></p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0.7pt 0 0; text-align: justify; text-indent: 0in"><b> </b></p> <table cellpadding="0" cellspacing="0" id="xdx_891_ecustom--DisclosureOfFairValueHedgeFixedInterestRateRiskOtherComprehensiveIncomeExplanatory_zfPxJO3WMwI3" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 21)"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B7_zSW1Kxtdf772" style="display: none">Schedule of fair value hedge fixed interest rate risk</span></td> <td style="padding-right: 5.65pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 5.65pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 2.85pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 5.65pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Fixed Rate vs DI</i></b></span></td> <td colspan="7" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2024</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 57%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Reference Value</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Curve Value (u)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Market Value Adjustment</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Fair Value</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Item</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Payroll loan installments (d)</span></td> <td id="xdx_983_ecustom--FairValueHedgeReferenceValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_zBzUljM114Ef" style="border-bottom: Black 1pt solid; padding-right: 5.65pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>7,172,936</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_987_ecustom--FairValueHedgeCurveValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_zArM0Rdc6MS2" style="border-bottom: Black 1pt solid; padding-right: 5.65pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>7,514,955</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_986_ecustom--FairValueHedgeMarketValueAdjustment_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_zwo4kWazBKb2" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 2.85pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(359,710)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_982_ecustom--FairValueHedge_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_zqHHZGm9eBy" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.65pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>7,155,245</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Instrument</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>Swap</i> (e) <i>(liabilities) (f)</i></span></td> <td id="xdx_980_ecustom--FairValueHedgeReferenceValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zEHUbHIuu5Sf" style="border-bottom: Black 1pt solid; padding-right: 5.65pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>7,172,915</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_98A_ecustom--FairValueHedgeCurveValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zq4FfE9nlnO1" style="border-bottom: Black 1pt solid; padding-right: 5.65pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>7,514,927</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_984_ecustom--FairValueHedgeMarketValueAdjustment_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zpw4m6IFPkH9" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 2.85pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(359,703)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_98F_ecustom--FairValueHedge_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_znIE8WxU4g09" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.65pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>7,155,224</b></span></td></tr> </table> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 63.8pt; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(d)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">The hedge relationships are formalized in a memorandum, which includes portions of payroll loan contracts maturing within the specified range, with values close to the notional of each maturity of the derivative.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(e)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Swap contracts traded in the over-the-counter market, registered on B3, with the longest maturity in November 2028.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(f)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">The amounts related to the differential to be received or paid are recognized in an asset or liability account, respectively. The net fair value of the swaps is R$368,265 to be received. The fair value adjustments on the hedged items and on the hedging instruments are recognized in profit or loss, within “Result of derivative financial instruments” or within the same line item as the hedged item, in accordance with the fair value hedge accounting requirements of IFRS 9.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman,serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 21.3pt"><span style="font-family: Calibri,sans-serif; font-size: 8pt">(u)</span></td><td><span style="font-family: Calibri,sans-serif; font-size: 8pt">The curve value corresponds to the present value of contractual cash flows discounted using the applicable market yield curves at the reporting date and does not represent the carrying amount under IFRS.</span></td></tr></table> <p id="xdx_8A6_zw1QnQtiRcU2" style="margin-top: 0; margin-bottom: 0"> </p> <table cellpadding="0" cellspacing="0" id="xdx_893_ecustom--DisclosureOfFixedRatesExplanatory_pn3n3_zUlxkFou084g" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 22)"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B4_zcHxQh0fvVoi" style="display: none">Schedule of fixed rates</span></td> <td style="padding-right: 11.35pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 11.35pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 19.85pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Fixed Rate vs IPCA</i></b></span></td> <td colspan="7" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2024</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 57%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Reference Value</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Curve Value(u)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Market Value Adjustment</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Fair Value</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Item</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Payroll loan installments (d)</span></td> <td id="xdx_98F_ecustom--FixedRateReferenceValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_z7O37budVHml" style="border-bottom: Black 1pt solid; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Fixed rate reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>16,700</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_98A_ecustom--FixedRateCurveValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_zEk3YDF27Xca" style="border-bottom: Black 1pt solid; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Fixed rate curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>16,798</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_983_ecustom--FixedRateMarketValueAdjustment_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_zqJ2tqFcBQni" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 19.85pt; padding-left: 3.5pt; text-align: right" title="Fixed rate market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>21</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_980_ecustom--FixedRateFairValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_zgwnfnjQkCfb" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Fixed rate fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>16,819</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Instrument</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>Swap</i> (g) (liabilities) (h)</span></td> <td id="xdx_98D_ecustom--FixedRateReferenceValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zN3iTjJM3o62" style="border-bottom: Black 1pt solid; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Fixed rate reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>16,700</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_984_ecustom--FixedRateCurveValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zJ37od0XrRth" style="border-bottom: Black 1pt solid; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Fixed rate curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>16,798</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_984_ecustom--FixedRateMarketValueAdjustment_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zpBJXDt8qC03" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 19.85pt; padding-left: 3.5pt; text-align: right" title="Fixed rate market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>21</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_988_ecustom--FixedRateFairValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zPBBanCp7VCg" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Fixed rate fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>16,819</b></span></td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(g)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Swap contracts traded in the over-the-counter market, registered on B3, with the longest maturity in December 2026.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(h)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">The amounts related to the differential to be received or paid are recognized in an asset or liability account. Changes in the fair value of these swaps, as well as the corresponding fair value adjustments on the hedged items, are recognized in profit or loss.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman,serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 21.3pt"><span style="font-family: Calibri,sans-serif; font-size: 8pt">(u)</span></td><td><span style="font-family: Calibri,sans-serif; font-size: 8pt">The curve value corresponds to the present value of contractual cash flows discounted using the applicable market yield curves at the reporting date and does not represent the carrying amount under IFRS.</span></td></tr></table> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0 8.5pt 0 0"><b> </b></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr style="vertical-align: bottom"> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Fair Value Hedge - Currency</i></b></span></td> <td colspan="7" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2024</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 57%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Reference Value</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Curve Value(u)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Market Value Adjustment</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Fair Value</b></span></td> </tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Item</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> </tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Foreign borrowing (USD) (i)</span></td> <td id="xdx_987_ecustom--FairValueHedgeCurrencyReferenceValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--ForeignBorrowingMember_zgd0GB8DPZwe" style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge currency reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>476,463 </b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_983_ecustom--FairValueHedgeCurrencyCurveValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--ForeignBorrowingMember_zoVEQbNIUxl" style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge currency curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>482,164 </b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_982_ecustom--FairValueHedgeCurrencyMarketValueAdjustment_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--ForeignBorrowingMember_z7Lzee4R80Hj" style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 5.65pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge currency market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(2,061)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_987_ecustom--FairValueHedgeCurrencyFairValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--ForeignBorrowingMember_zdQebI7urAR9" style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 8.5pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge currency fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>480,103 </b></span></td> </tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Instrument</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> </tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>Swap</i> (j) (liabilities) (k)</span></td> <td id="xdx_984_ecustom--FairValueHedgeCurrencyReferenceValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_z7znwoblzJZe" style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge currency reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>476,463 </b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_98D_ecustom--FairValueHedgeCurrencyCurveValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zwjUCyLye127" style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge currency curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>482,164 </b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_984_ecustom--FairValueHedgeCurrencyMarketValueAdjustment_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_z1Uz0Rer3K2l" style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 5.65pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge currency market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(2,061)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_986_ecustom--FairValueHedgeCurrencyFairValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zvbrd4wH08ic" style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 8.5pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge currency fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>480,103 </b></span></td> </tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(i)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">The hedge relationship is formalized in a memorandum, which includes foreign borrowing in USD.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(j)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Swap contract traded in the over-the-counter market, registered on B3, with maturity in March 2026.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(k)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">The amounts related to the differential to be received or paid are recognized in an asset or liability account, respectively. The hedge is designated to protect the exposure to changes in fair value arising from foreign exchange and interest rate risk on the foreign currency borrowing.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman,serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 21.3pt"><span style="font-family: Calibri,sans-serif; font-size: 8pt">(u)</span></td><td><span style="font-family: Calibri,sans-serif; font-size: 8pt">The curve value corresponds to the present value of contractual cash flows discounted using the applicable market yield curves at the reporting date and does not represent the carrying amount under IFRS.</span></td></tr></table> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0 8.5pt 0 0"><b> </b></p> <p id="xdx_8AF_zqlrze1IhKL" style="margin-top: 0; margin-bottom: 0"> </p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0.7pt 0 0; text-align: justify; text-indent: 0in"><b><span style="text-decoration: underline">Cash Flow Hedge - Interest Rate Risk</span></b></p> <p style="font: 11pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 63.8pt; text-align: left"><i> </i></p> <table cellpadding="0" cellspacing="0" id="xdx_89C_ecustom--DisclosureOfCashFlowHedgeInterestRateRisksExplanatory_pn3n3_zTopuqgBf3z8" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 19)"> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8BB_zKVklqT0eyU5" style="display: none">Schedule of cash flow hedge - interest rate risk</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Interest Rate</i></b></span></td> <td colspan="7" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2023</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 57%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Reference Value</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Curve Value</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Market Value Adjustment</b></span></td> <td style="border-bottom: Black 1pt solid; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Fair Value</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Item</b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Variable rate CDBs / CDI</span></td> <td id="xdx_988_ecustom--CashFlowHedgeInterestRateRiskReferenceValue_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsCDIMember_zRgyi8VF6YEk" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>305,935</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_98D_ecustom--CashFlowHedgeInterestRateRiskCurveValue_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsCDIMember_zwTJWUrh0J4i" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>178,474</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_98B_ecustom--CashFlowHedgeInterestRateRiskMarketValueAdjustment_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsCDIMember_zfUWD2j99674" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>597</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_983_ecustom--CashFlowHedgeInterestRateRiskFairValue_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsCDIMember_zlE8QU18PlLe" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(17,748)</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Instrument</b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">DI Future Contracts (a)</span></td> <td id="xdx_984_ecustom--CashFlowHedgeInterestRateRiskReferenceValue_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--DIFutureContractsMember_z5ZUwLje40jk" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>315,300</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_980_ecustom--CashFlowHedgeInterestRateRiskCurveValue_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--DIFutureContractsMember_zX2aHHoKE7R8" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>202,496</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_988_ecustom--CashFlowHedgeInterestRateRiskMarketValueAdjustment_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--DIFutureContractsMember_z7PchR2liHWe" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>626</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_98D_ecustom--CashFlowHedgeInterestRateRiskFairValue_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--DIFutureContractsMember_zv4piiSQE1Sh" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(18,291)</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Item</b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Debentures</span></td> <td id="xdx_980_ecustom--CashFlowHedgeInterestRateRiskReferenceValue_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--DebenturesMember_z4IxnwqwBllj" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,738,407</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_984_ecustom--CashFlowHedgeInterestRateRiskCurveValue_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--DebenturesMember_z9yhy77YKI1d" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,346,425</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_986_ecustom--CashFlowHedgeInterestRateRiskMarketValueAdjustment_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--DebenturesMember_zwWH9VFnxCL7" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>8,447</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_98A_ecustom--CashFlowHedgeInterestRateRiskFairValue_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--DebenturesMember_zuzJUhxUjyOf" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(61,155)</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Instrument</b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">DI Future Contracts (a)</span></td> <td id="xdx_981_ecustom--CashFlowHedgeInterestRateRiskReferenceValue_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--HedgeInstrumentDIFutureContractsMember_zbK6kNBvoYh6" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,251,500</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_98E_ecustom--CashFlowHedgeInterestRateRiskCurveValue_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--HedgeInstrumentDIFutureContractsMember_zgVVHrxdQzgk" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,882,907</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_98A_ecustom--CashFlowHedgeInterestRateRiskMarketValueAdjustment_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--HedgeInstrumentDIFutureContractsMember_z5pzqnNjOldk" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>6,498</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_988_ecustom--CashFlowHedgeInterestRateRiskFairValue_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--HedgeInstrumentDIFutureContractsMember_z8GbMMfg4Aq9" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(59,940)</b></span></td></tr> </table> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0 0.7pt 0 63.8pt; text-align: left"> </p> <table cellpadding="0" cellspacing="0" style="font: 11pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(a)</span></td><td style="text-align: justify; padding-right: 0.7pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">DI Futures contracts traded on B3 with the longest maturity in January 2029.</span></td></tr></table> <p id="xdx_8AA_zSWCyylnE3gj" style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0 0.7pt 0 0.5in; text-align: justify; text-indent: 0in"> </p> <p style="font: 7pt Calibri, Helvetica, Sans-Serif; margin: 0 0.7pt 0 0; text-align: justify; text-indent: 0in"> </p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0.7pt 0 0; text-align: justify; text-indent: 0in"><b><span style="text-decoration: underline">Cash Flow Hedge - Inflation (IPCA)</span></b></p> <p style="font: 11pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 63.8pt; text-align: left"> </p> <table cellpadding="0" cellspacing="0" id="xdx_894_ecustom--DisclosureOfCashFlowHedgeInflationIPCAExplanatory_pn3n3_z7KbIz4FUo18" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 20)"> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B1_zKkmxisgNWt1" style="display: none">Schedule of cash flow hedge - inflation ipca</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Inflation (IPCA)</i></b></span></td> <td colspan="7" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2023</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 57%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Reference Value</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Curve Value</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Market Value Adjustment</b></span></td> <td style="border-bottom: Black 1pt solid; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Fair Value</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Item</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Variable rate CDBs - IPCA</span></td> <td id="xdx_985_ecustom--CashFlowHedgeInflationReferenceValue_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsIPCAMember_zjdqDTMKZOy1" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge inflation reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>3,561,147</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_984_ecustom--CashFlowHedgeInflationCurveValue_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsIPCAMember_z3JzCIDsXRyd" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge inflation curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,923,249</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_982_ecustom--CashFlowHedgeInflationMarketValueAdjustment_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsIPCAMember_zFQ9f0dwafy" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge inflation market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(24,132)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_98A_ecustom--CashFlowHedgeInflationFairValue_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsIPCAMember_z9BMQC4MuJU6" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge inflation fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>37,493</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Instrument</b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>Swap</i> (b)</span></td> <td id="xdx_987_ecustom--CashFlowHedgeInflationReferenceValue_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zFxBfQ8XHFm4" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge inflation reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>3,560,997</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_98B_ecustom--CashFlowHedgeInflationCurveValue_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_z2381UeNt8u5" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge inflation curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,922,931</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_98B_ecustom--CashFlowHedgeInflationMarketValueAdjustment_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zZpop5Z2Pcka" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge inflation market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(24,114)</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_987_ecustom--CashFlowHedgeInflationFairValue_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zTj2d5TjwQxh" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge inflation fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>37,395</b></span></td></tr> </table> <p style="font: 11pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"> </p> <table cellpadding="0" cellspacing="0" style="font: 11pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(b)</span></td><td style="text-align: justify; padding-right: 0.7pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Swap contracts traded in the over-the-counter market, registered on B3, with the longest maturity in August 2028.</span></td></tr></table> <p id="xdx_8A5_zBnoi9jaLm4h" style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0.7pt 0 0; text-align: justify; text-indent: 0in"> </p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0.7pt 0 0; text-align: justify; text-indent: 0in"><b><span style="text-decoration: underline">Fair Value Hedge - Fixed Interest Rate Risk</span></b></p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0.7pt 0 0; text-align: justify; text-indent: 0in"></p> <p style="font: 11pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 63.8pt; text-align: left"><i> </i></p> <table cellpadding="0" cellspacing="0" id="xdx_899_ecustom--DisclosuresOfFairValueHedgeFixedInterestRateRiskExplanatory_z0dGd7E63lMl" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 21)"> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B5_zA1yj0nylXWj" style="display: none">Schedule of fair value hedge - fixed interest rate risk</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Fixed Rate</i></b></span></td> <td colspan="7" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2023</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 57%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Reference Value</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Curve Value</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Market Value Adjustment</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Fair Value</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Item</b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Payroll loan installments (c)</span></td> <td id="xdx_989_ecustom--FairValueHedgeReferenceValue_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_zHTiVeO4kHa1" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,016,917 </b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_983_ecustom--FairValueHedgeCurveValue_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_zStnBWeKuRsc" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,036,785 </b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_987_ecustom--FairValueHedgeMarketValueAdjustment_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_zMzjT81MaU7d" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>26,624</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_98C_ecustom--FairValueHedge_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_ztrQ8gTPmzz2" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,063,409 </b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Instrument</b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>Swap</i> (d) <i>(liabilities) (e)</i></span></td> <td id="xdx_98D_ecustom--FairValueHedgeReferenceValue_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zmrvpU0saFth" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,016,917 </b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_985_ecustom--FairValueHedgeCurveValue_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zMpqxSdFakwg" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,035,950 </b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_980_ecustom--FairValueHedgeMarketValueAdjustment_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_z3OBGbXHONok" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>27,055</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_980_ecustom--FairValueHedge_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zvRnJQ9Otgw4" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,063,005 </b></span></td></tr> </table> <p style="font: 11pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 63.8pt; text-align: left"> </p> <table cellpadding="0" cellspacing="0" style="font: 11pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(c)</span></td><td style="text-align: justify; padding-right: 0.7pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">The relationship of this hedge is formalized in a memorandum, which includes portions of payroll loan contracts maturing within the specified range, with values close to the notional of each derivative maturity.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 11pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(d)</span></td><td style="text-align: justify; padding-right: 0.7pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Swap contracts traded in the over-the-counter market, registered on B3, with the longest maturity in June 2027.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 11pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(e)</span></td><td style="text-align: justify; padding-right: 0.7pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">The amounts related to the differential to be received or paid are recognized in an asset or liability account, respectively. The fair value of the swaps is R$24,469,</span></td></tr></table> <p id="xdx_8A4_z8VRBqjHWaog" style="margin-top: 0; margin-bottom: 0"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b>Glossary of terms used in the tables above:</b></p> <p style="font: 11pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt; text-align: justify">Reference Value (Notional Amount): Contractual amount used as the basis for calculating the cash flows of the hedged items and derivative financial instruments (swaps, DI futures contracts, NDFs, among others). The notional amount does not represent amounts receivable or payable and does not correspond to the fair value of the instrument.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt; text-align: justify">Curve Value: Amount determined by projecting the future cash flows of the transactions based on the agreed interest rates, discounted using the market yield curves prevailing at the reporting date, as published by B3 S.A. – Brasil, Bolsa, Balcão or by other applicable market sources. It reflects the theoretical economic value before any mark-to-market adjustments.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt; text-align: justify">Present Value: Amount calculated by discounting expected future cash flows using market curves consistent with the risk and maturity of the transaction. When applicable, it corresponds to the basis used for measurement or economic disclosure of the instruments.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt; text-align: justify">Fair Value: Amount for which an asset could be exchanged, or a liability settled, between knowledgeable and willing parties in an arm’s length transaction under normal market conditions at the reporting date. The Bank measures fair value by projecting future cash flows in accordance with contractual terms and discounting them using prevailing market curves. For derivatives, fair value corresponds to the carrying amount recognized as an asset or liability. In the case of fair value hedges, it also includes the adjustment to the carrying amount of the hedged item attributable to the hedged risk, in accordance with IFRS 9.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt; text-align: justify">Market Value Adjustment: Change arising from the mark-to-market measurement of derivative financial instruments and, when applicable, the hedged items. For cashflow hedges, the effective portion is recognized in other comprehensive income, within equity, and reclassified to profit or loss when the hedged item affects financial performance. For fair value hedges, changes in the fair value of both the hedging instrument and the hedged item are recognized directly in profit or loss.</p> <p style="font: 11pt Calibri, Helvetica, Sans-Serif; margin: 0 0.7pt 0 0; text-align: justify; text-indent: 0in"> </p> <table cellpadding="0" cellspacing="0" id="xdx_897_eifrs-full--DisclosureOfFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory_pn3n3_zKxVaco5VTsa" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details)"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8BD_zHgB2M3mIfvb" style="display: none">Schedule of financial assets</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>As of December 31,</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 80%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Derivatives</span></td> <td id="xdx_98A_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__ifrs-full--DerivativesMember_zNt7OkaCvVIh" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">250,582 </span></td> <td id="xdx_988_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__ifrs-full--DerivativesMember_zTCF5gaKs92g" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">407,994</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Premium bond</span></td> <td id="xdx_981_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--PremiumBondMember_zMnFCKSfkCx7" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1053">-</span></span></td> <td id="xdx_988_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--PremiumBondMember_zAtAlQNql1u1" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,573</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investments fund quotas¹</span></td> <td id="xdx_985_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentsFundQuotasMember_zaPUnXrLEcy1" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  13,987</span></td> <td id="xdx_98F_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentsFundQuotasMember_zoSAQhifiqx9" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">140,445</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - Letters of Credits (LF)</span></td> <td id="xdx_98C_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesLettersOfCreditsMember_zycY8xOq45P3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  210,891</span></td> <td id="xdx_988_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesLettersOfCreditsMember_zzpuD4Ly2Kka" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,073</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - Financial Treasury Bills (LFT)</span></td> <td id="xdx_988_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember_zWp6A2BtYEf" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> 1,722,314</span></td> <td id="xdx_981_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember_zH2KDppIiR27" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">546,768</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - National Treasury Bills (LTN)</span></td> <td id="xdx_986_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember_ziBxEUUqaIQk" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  646,754</span></td> <td id="xdx_981_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember_zLxAOCy1yb9j" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1071">-</span></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0">Investment securities - National Treasury Notes (NTN)</p> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0"> </p></td> <td id="xdx_98C_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember_zPIUvGfRA6ad" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">139,335</span></td> <td id="xdx_984_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember_zl07uDBspLof" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1075">-</span></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Mexican government securities - CETES</span></td> <td id="xdx_98A_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--MexicanGovernmentSecuritiesCETESMember_z4HGTnUvxmza" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">118,776</span></td> <td id="xdx_988_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--MexicanGovernmentSecuritiesCETESMember_zauYtiZK4Sdj" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1079">-</span></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Repurchase Agreements - Financial Treasury Bills (LFT)</span></td> <td id="xdx_983_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--RepurchaseAgreementsFinancialTreasuryBillsMember_zshGsPeJ85L2" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1081">-</span></span></td> <td id="xdx_982_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--RepurchaseAgreementsFinancialTreasuryBillsMember_zJJu3KsAhEDh" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,236</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td id="xdx_980_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231_ztmZIeUgBto7" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>3,102,639</b></span></td> <td id="xdx_98A_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231_zzwanHJquto2" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,105,089</b></span></td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt/107% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 8pt"><tr style="vertical-align: top"> <td style="width: 3.3pt"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Refers substantially to amounts invested in the investment fund, remunerated at the DI rate (the Brazilian interbank deposit rate), where the Group holds participation units. The underlying assets of the fund comprise public and private securities and repo with high liquidity (Level 1).</span></td></tr></table> 250582000 407994000 2573000 13987000 140445000 210891000 1073000 1722314000 546768000 646754000 139335000 118776000 6236000 3102639000 1105089000 <table cellpadding="0" cellspacing="0" id="xdx_89C_ecustom--DisclosureOfFairValueHierarchyExplanatory_pn3n3_zAePxdaABh38" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 1)"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8BB_zUp8EDPJ2Me9" style="display: none">Schedule of fair value financial assets measured</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="4" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2025</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="4" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Fair Value</i></b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 60%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Level 1</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Level 2</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Level 3</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Derivatives</span></td> <td id="xdx_986_eifrs-full--FinancialAssets_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__ifrs-full--DerivativesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zlYOJMUTuWEe" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1092">-</span></span></td> <td id="xdx_985_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__ifrs-full--DerivativesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zyqVAshhdTM6" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">250,582</span></td> <td id="xdx_981_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__ifrs-full--DerivativesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zRMyFqrP0AJd" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1096">-</span></span></td> <td id="xdx_98E_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__ifrs-full--DerivativesMember_zbuU5IMWxbf3" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">250,582</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investments fund quotas</span></td> <td id="xdx_98F_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentsFundQuotasMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zAYYQ6W2m2tj" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">13,987</span></td> <td id="xdx_980_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentsFundQuotasMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zqER4cb4xptj" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1102">-</span></span></td> <td id="xdx_987_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentsFundQuotasMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zeZtEucxuxB2" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1104">-</span></span></td> <td id="xdx_987_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentsFundQuotasMember_zl884IymVyr9" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">13,987</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - Financial Bills (LF)</span></td> <td id="xdx_982_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesLettersOfCreditsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_z1fGqqOuJszc" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">210,891</span></td> <td id="xdx_984_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesLettersOfCreditsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_za9lBdQVLXsg" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1110">-</span></span></td> <td id="xdx_98F_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesLettersOfCreditsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zPKxwaTt45e5" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1112">-</span></span></td> <td id="xdx_988_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesLettersOfCreditsMember_zItndc4qzzx9" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">210,891</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - National Treasury Bills (LTN)</span></td> <td id="xdx_984_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zElOdfLzjpFe" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  646,754 </span></td> <td id="xdx_987_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_znVxLs4uSM7a" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl1118">-</span></span></td> <td id="xdx_98A_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zSXypPyfGcvd" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl1120">-</span></span></td> <td id="xdx_989_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember_zHYjhRYdHR1b" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> 646,754 </span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - Financial Treasury Bills (LFT)</span></td> <td id="xdx_987_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zh0XICet5jN7" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> 1,722,314 </span></td> <td id="xdx_98C_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zvF0c458WPAg" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl1126">-</span></span></td> <td id="xdx_981_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zjowow4Zk4La" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl1128">-</span></span></td> <td id="xdx_984_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember_zFdNSezOE79j" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,722,314 </span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - National Treasury Notes (NTN)</span></td> <td id="xdx_98F_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zjzGypRcE81d" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">139,335</span></td> <td id="xdx_98C_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zPJHXA9immNd" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl1134">-</span></span></td> <td id="xdx_989_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zTwdcWAnDevl" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl1136">-</span></span></td> <td id="xdx_985_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember_zTRzoUWiAve5" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">139,335</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Mexican government securities - CETES</span></td> <td id="xdx_984_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--MexicanGovernmentSecuritiesCETESMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_z83hzvAXLs0g" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">118,776</span></td> <td id="xdx_988_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--MexicanGovernmentSecuritiesCETESMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_z8SrIc1TsuQd" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl1142">-</span></span></td> <td id="xdx_985_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--MexicanGovernmentSecuritiesCETESMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zSkVy0jj9lAc" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl1144">-</span></span></td> <td id="xdx_98C_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--MexicanGovernmentSecuritiesCETESMember_zfpzPXSPbERl" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">118,776</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td id="xdx_98A_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zHvMxgOC7M8j" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> 2,852,057 </b></span></td> <td id="xdx_98A_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_z5vMZzRuPKY7" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>250,582 </b></span></td> <td id="xdx_983_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zuwNVeo9ymI9" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> <span style="-sec-ix-hidden: xdx2ixbrl1152">-</span></b></span></td> <td id="xdx_988_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231_z1jKwPWufmXg" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>3,102,639 </b></span></td></tr> </table> <p style="font: 10pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt"><b> </b></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="4" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2024</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="4" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Fair Value</i></b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 60%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Level 1</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Level 2</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Level 3</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Derivatives</span></td> <td id="xdx_982_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__ifrs-full--DerivativesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zinc7dyxIxJ6" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1156">-</span></span></td> <td id="xdx_98E_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__ifrs-full--DerivativesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_z5d050m9R499" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">407,994</span></td> <td id="xdx_989_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__ifrs-full--DerivativesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_ztLoZ64zDa9l" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1160">-</span></span></td> <td id="xdx_986_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__ifrs-full--DerivativesMember_zJx4PRacf13i" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">407,994</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Premium bond</span></td> <td id="xdx_985_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--PremiumBondMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zpvXTHewdbN6" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,573</span></td> <td id="xdx_981_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--PremiumBondMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zMSPlg3YG7t" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1166">-</span></span></td> <td id="xdx_988_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--PremiumBondMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zyCm3uAdlA3f" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1168">-</span></span></td> <td id="xdx_98F_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--PremiumBondMember_zgETrTLrvoB7" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,573</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investments fund quotas</span></td> <td id="xdx_985_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentsFundQuotasMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_ziy0LtuZj0Eb" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">140,445</span></td> <td id="xdx_988_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentsFundQuotasMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zgf022JznQ6g" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1174">-</span></span></td> <td id="xdx_988_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentsFundQuotasMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zdrpuLV0yx1c" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1176">-</span></span></td> <td id="xdx_98C_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentsFundQuotasMember_zUA6uOznJFsa" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">140,445</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - Financial Treasury Bills (LFT)</span></td> <td id="xdx_98E_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_z4yAIwJ74HH7" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">546,768</span></td> <td id="xdx_983_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zuswR9xlEDjd" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1182">-</span></span></td> <td id="xdx_989_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zvlBC2qty3G5" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1184">-</span></span></td> <td id="xdx_988_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember_zVvetERMRAWh" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">546,768</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - Letters of Credits (LF)</span></td> <td id="xdx_98E_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesLettersOfCreditsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zl5Pj5bRuUb6" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,073</span></td> <td id="xdx_985_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesLettersOfCreditsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zGq2nagWXon7" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1190">-</span></span></td> <td id="xdx_985_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesLettersOfCreditsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_z2cyIG5RVoXf" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1192">-</span></span></td> <td id="xdx_982_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesLettersOfCreditsMember_zTsgMhYQOC2j" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,073</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Repurchase Agreements - Financial Treasury Bills (LFT)</span></td> <td id="xdx_982_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--RepurchaseAgreementsFinancialTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zlh8QzL1JQFk" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,236</span></td> <td id="xdx_980_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--RepurchaseAgreementsFinancialTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_z66AUeywohl" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1198">-</span></span></td> <td id="xdx_984_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--RepurchaseAgreementsFinancialTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zlQkh57zQZik" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1200">-</span></span></td> <td id="xdx_985_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--RepurchaseAgreementsFinancialTreasuryBillsMember_znhc0y9XG2ah" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,236</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td id="xdx_98E_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_z5HeikTV1J8c" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>697,095</b></span></td> <td id="xdx_98D_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zma4C1vzZ3Rj" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>407,994</b></span></td> <td id="xdx_98F_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zronkz3Cc2d8" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1208">-</span></b></span></td> <td id="xdx_982_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231_zDOT5pLK30gl" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,105,089</b></span></td></tr> </table> 250582000 250582000 13987000 13987000 210891000 210891000 646754000 646754000 1722314000 1722314000 139335000 139335000 118776000 118776000 2852057000 250582000 3102639000 407994000 407994000 2573000 2573000 140445000 140445000 546768000 546768000 1073000 1073000 6236000 6236000 697095000 407994000 1105089000 <table cellpadding="0" cellspacing="0" id="xdx_890_ecustom--DisclosureOfFinancialInstrumentsByMaturityTableTextBlock_pn3n3_zaArNfqzZcRb" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 2)"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8BF_zwddMP4g3uqk" style="display: none">Schedule of maturity of financial assets</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="5" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2025</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 50%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Less than 12 months</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1 - 3 years</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>3 - 5 years</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Over 5 years</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Derivatives</span></td> <td id="xdx_983_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__ifrs-full--DerivativesMember__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_z2G1TuRT1oD5" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">250,582</span></td> <td id="xdx_983_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__ifrs-full--DerivativesMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_z1wzRLuAnHG5" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1217">-</span></span></td> <td id="xdx_989_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__ifrs-full--DerivativesMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_zzqt7eJ3oghb" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1219">-</span></span></td> <td id="xdx_98C_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__ifrs-full--DerivativesMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_zWrRFNe16Bd6" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1221">-</span></span></td> <td id="xdx_98A_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__ifrs-full--DerivativesMember_z2eEWSIAQIf1" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">250,582</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investments fund quotas</span></td> <td id="xdx_98C_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentsFundQuotasMember__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_zE0It8NBUWTi" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">13,987</span></td> <td id="xdx_98D_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentsFundQuotasMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_zGxPs4inaXv5" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1227">-</span></span></td> <td id="xdx_98B_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentsFundQuotasMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_zSqa4UZxPGq8" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1229">-</span></span></td> <td id="xdx_98B_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentsFundQuotasMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_zqUPVxANL8N8" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1231">-</span></span></td> <td id="xdx_985_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentsFundQuotasMember_zovkIhnPFml6" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">13,987</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - Financial Bills (LF)</span></td> <td id="xdx_982_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesLettersOfCreditsMember__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_zHjhXLuday6i" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">38,742</span></td> <td id="xdx_98E_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesLettersOfCreditsMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_zDL2uhkFCvRi" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">172,149</span></td> <td id="xdx_983_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesLettersOfCreditsMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_zbGE0makJYD7" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1239">-</span></span></td> <td id="xdx_982_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesLettersOfCreditsMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_zRBxJyi37XQ4" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1241">-</span></span></td> <td id="xdx_980_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesLettersOfCreditsMember_zUFDWgeUKJ7h" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">210,891</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - National Treasury Bills (LTN)</span></td> <td id="xdx_98B_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_zU1bceIK6k68" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl1245">-</span></span></td> <td id="xdx_982_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_zsCg0IINgsia" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl1247">-</span></span></td> <td id="xdx_989_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_zn5udmn2Kk1" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> 646,754 </span></td> <td id="xdx_98B_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_zoEz097NL0oe" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  <span style="-sec-ix-hidden: xdx2ixbrl1251">-</span></span></td> <td id="xdx_985_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember_zMSDWV1Pckl9" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">646,754</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - Financial Treasury Bills (LFT)</span></td> <td id="xdx_985_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_z8BJhLRuNDK" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  <span style="-sec-ix-hidden: xdx2ixbrl1255">-</span></span></td> <td id="xdx_986_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_zey0sYJ8Nus" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">186,660 </span></td> <td id="xdx_98E_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_z3cfVqrpxGJ6" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,535,654 </span></td> <td id="xdx_984_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_zQICrOgxoApl" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  <span style="-sec-ix-hidden: xdx2ixbrl1261">-</span></span></td> <td id="xdx_988_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember_zyd1L3RhQQ5" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,722,314</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - National Treasury Notes (NTN)</span></td> <td id="xdx_981_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_zaMHXBXGxwJ6" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  <span style="-sec-ix-hidden: xdx2ixbrl1265">-</span></span></td> <td id="xdx_988_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_zEFl35q9Yba4" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl1267">-</span> </span></td> <td id="xdx_985_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_zvPfMy1Q98O1" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1269">-</span></span></td> <td id="xdx_98D_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_zk2FMcy6qpd2" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">139,335</span></td> <td id="xdx_986_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember_zBjas6GfYIzg" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">139,335</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Mexican government securities - CETES</span></td> <td id="xdx_989_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--MexicanGovernmentSecuritiesCETESMember__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_zlQBnzyesvgi" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1275">-</span></span></td> <td id="xdx_980_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--MexicanGovernmentSecuritiesCETESMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_zglnmxQ53nqf" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">118,776</span></td> <td id="xdx_984_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--MexicanGovernmentSecuritiesCETESMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_zWGhV5uBkha7" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1279">-</span></span></td> <td id="xdx_985_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--MexicanGovernmentSecuritiesCETESMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_zzljn1h1CYq7" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1281">-</span></span></td> <td id="xdx_98C_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--MexicanGovernmentSecuritiesCETESMember_z4LW1zBXOKH3" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">118,776</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td id="xdx_980_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_zYKsxYwGsrvh" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>303,311</b></span></td> <td id="xdx_98E_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_zGQwo4hGPqVh" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>477,585</b></span></td> <td id="xdx_98B_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_zj9alL9sGDz7" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,182,408</b></span></td> <td id="xdx_987_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_ztrQjflsk4Hf" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>139,335</b></span></td> <td id="xdx_987_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20251231_zq1UYepi7KRi" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>3,102,639</b></span></td></tr> </table> <p style="font: 10pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt"><b> </b></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="5" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2024</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 50%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Less than 12 months</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1 - 3 years</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>3 - 5 years</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Over 5 years</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Derivatives</span></td> <td id="xdx_98A_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__ifrs-full--DerivativesMember__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_zEkWLAwoUpD8" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">407,994</span></td> <td id="xdx_987_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__ifrs-full--DerivativesMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_zSifbtfNVPZj" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1297">-</span></span></td> <td id="xdx_987_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__ifrs-full--DerivativesMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_zpljy7RKdnr6" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1299">-</span></span></td> <td id="xdx_988_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__ifrs-full--DerivativesMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_zu71K1QOgp0g" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1301">-</span></span></td> <td id="xdx_981_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__ifrs-full--DerivativesMember_zq9p6LcTgpo5" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">407,994</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Premium bond</span></td> <td id="xdx_98B_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--PremiumBondMember__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_zVwAkwXOQgul" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1305">-</span></span></td> <td id="xdx_980_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--PremiumBondMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_zCq4WqeT4oJ5" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,207</span></td> <td id="xdx_986_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--PremiumBondMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_zAEyf3THlKUb" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,366</span></td> <td id="xdx_982_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--PremiumBondMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_zZn0C3NUUCSg" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1311">-</span></span></td> <td id="xdx_980_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--PremiumBondMember_zyNxbUQnxLRj" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,573</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investments fund quotas </span></td> <td id="xdx_98A_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentsFundQuotasMember__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_zEgVG5XMr2V" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">140,445</span></td> <td id="xdx_98B_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentsFundQuotasMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_zUnpR5u7ThVe" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1317">-</span></span></td> <td id="xdx_984_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentsFundQuotasMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_zEvd2jXpaDv8" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1319">-</span></span></td> <td id="xdx_984_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentsFundQuotasMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_zs7swsvZMxTh" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1321">-</span></span></td> <td id="xdx_985_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentsFundQuotasMember_zT8PdttEVBpd" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">140,445</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - Financial Treasury Bills (LFT)</span></td> <td id="xdx_980_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_zip57l4fR65l" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">237,269</span></td> <td id="xdx_985_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_zF29EiuWgsX1" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">309,499</span></td> <td id="xdx_982_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_z0iYs87HRz5g" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1329">-</span></span></td> <td id="xdx_988_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_zuZf5Me5oT9d" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1331">-</span></span></td> <td id="xdx_986_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember_zBbcOzrbFWN5" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">546,768</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - Letters of Credits (LF)</span></td> <td id="xdx_983_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesLettersOfCreditsMember__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_zkzbuhSnxcA2" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1335">-</span></span></td> <td id="xdx_987_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesLettersOfCreditsMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_zNHc7NWD9uK8" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,073</span></td> <td id="xdx_984_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesLettersOfCreditsMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_zqIyctqmMsq3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1339">-</span></span></td> <td id="xdx_98F_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesLettersOfCreditsMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_zp1mhp3B0EP9" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1341">-</span></span></td> <td id="xdx_983_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesLettersOfCreditsMember_zVA4aFUvVpDe" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,073</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Repurchase Agreements - Financial Treasury Bills (LFT)</span></td> <td id="xdx_98D_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--RepurchaseAgreementsFinancialTreasuryBillsMember__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_zyBxYwjG44kh" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,236</span></td> <td id="xdx_982_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--RepurchaseAgreementsFinancialTreasuryBillsMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_zcGG2lspDq78" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1347">-</span></span></td> <td id="xdx_98B_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--RepurchaseAgreementsFinancialTreasuryBillsMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_zwmPyv9XM5Rf" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1349">-</span></span></td> <td id="xdx_985_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--RepurchaseAgreementsFinancialTreasuryBillsMember__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_zCFypMp0Qzrl" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1351">-</span></span></td> <td id="xdx_988_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--RepurchaseAgreementsFinancialTreasuryBillsMember_z4C2IswIlyof" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,236</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td id="xdx_98C_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_zfiNa30RmUYd" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>791,944</b></span></td> <td id="xdx_982_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_zX1bhaRNQB86" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>311,779</b></span></td> <td id="xdx_988_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_zLaEA81XcRPl" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,366</b></span></td> <td id="xdx_982_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_zchBibeb5Zti" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1361">-</span></b></span></td> <td id="xdx_980_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLoss_iI_pn3n3_c20241231_zFCZJyoNdEId" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,105,089</b></span></td></tr> </table> 250582000 250582000 13987000 13987000 38742000 172149000 210891000 646754000 646754000 186660000 1535654000 1722314000 139335000 139335000 118776000 118776000 303311000 477585000 2182408000 139335000 3102639000 407994000 407994000 1207000 1366000 2573000 140445000 140445000 237269000 309499000 546768000 1073000 1073000 6236000 6236000 791944000 311779000 1366000 1105089000 <table cellpadding="0" cellspacing="0" id="xdx_897_ecustom--DisclosureOfFinancialAssetsAtFairValueThroughOtherComprehensiveIncomeExplanatory_pn3n3_z5lYMb1IYRQ6" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 3)"> <tr> <td style="padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span id="xdx_8BB_z2paeCGl490d" style="display: none">Schedule of financial assets at fair value through other comprehensive income</span></td> <td id="xdx_491_20251231_zzW6Ksh9iRg4" style="padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: center"> </td> <td id="xdx_491_20241231_zjkxNrx9QIp5" style="padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: center"> </td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center"> </p> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center"><b>As of December 31,</b></p></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 80%; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Brazilian depositary</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td></tr> <tr id="xdx_40A_eifrs-full--FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome_iI_hifrs-full--ClassesOfFinancialAssetsAxis__custom--SecuritiesFinancialTreasuryBillsMember_zFgtzpoVFDUd"> <td style="border-bottom: Black 1pt solid; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Securities - Financial Treasury Bills (LFT)</span></td> <td style="padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1368">-</span></span></td> <td style="border-bottom: Black 1pt solid; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">14,394</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td id="xdx_987_eifrs-full--FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome_iI_pn3n3_c20251231_zFYO1SFifU2b" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Fair value through other comprehensive income"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1371">-</span></b></span></td> <td id="xdx_989_eifrs-full--FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome_iI_pn3n3_c20241231_zMd8X2znJYHj" style="border-bottom: Black 1pt solid; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Fair value through other comprehensive income"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>14,394</b></span></td></tr> </table> 14394000 14394000 <table cellpadding="0" cellspacing="0" id="xdx_896_ecustom--DisclosureOfFinancialAssetsAtFairValueThroughOtherComprehensiveIncomeFairValueHierarchyExplanatory_pn3n3_zw5mLyjXFy61" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 4)"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; width: 60%; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8BD_zccQvvHmFXs5" style="display: none">Schedule of fair value of financial assets hierarchy</span></td> <td id="xdx_495_20241231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zS5cdKMGvx36" style="text-align: center; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_499_20241231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_z0UPayCdUOtd" style="text-align: center; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_499_20241231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zkUNyV9AjMr7" style="text-align: center; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_49B_20241231_zpDrFZ1rBRb7" style="text-align: center; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="4" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> December 31, 2024 </b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="4" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Fair Value </b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 7pt"><b> Level 1 </b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 7pt"><b> Level 2 </b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 7pt"><b> Level 3 </b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 7pt"><b> Total </b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Brazilian depositary </b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr id="xdx_408_eifrs-full--FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome_iI_hifrs-full--ClassesOfFinancialAssetsAxis__custom--SecuritiesFinancialTreasuryBillsMember_zZ5Da7QVzDA3"> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Securities - Financial Treasury Bills (LFT)</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">14,394</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1378">-</span></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1379">-</span></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">14,394</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total </b></span></td> <td id="xdx_989_eifrs-full--FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome_iI_pn3n3_c20241231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zmuZAYqMnla" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Fair value through other comprehensive income"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>14,394</b></span><span style="font-size: 8pt">  </span></td> <td id="xdx_98A_eifrs-full--FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome_iI_pn3n3_c20241231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zvyzz4Ye2bK6" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Fair value through other comprehensive income"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1384">-</span></b></span></td> <td id="xdx_98D_eifrs-full--FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome_iI_pn3n3_c20241231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zi0gwMfhKG3g" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Fair value through other comprehensive income"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1386">-</span></b></span></td> <td id="xdx_989_eifrs-full--FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome_iI_pn3n3_c20241231_zY1vnKEP4fB4" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Fair value through other comprehensive income"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>14,394</b></span></td></tr> </table> 14394000 14394000 14394000 14394000 <table cellpadding="0" cellspacing="0" id="xdx_898_eifrs-full--DisclosureOfFairValueOfEachInvestmentInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeExplanatory_pn3n3_zSV9CAtdO0wj" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 5)"> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B5_zkLfehtsqLrh" style="display: none">Schedule of maturity of financial assets measured at fair value</span></td> <td id="xdx_49F_20241231__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_zaHjkH4rMJDl" style="text-align: center; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_49F_20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_z7IZDy0JIzth" style="text-align: center; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_497_20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_zwfPftAIH5aj" style="text-align: center; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_493_20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_zZ9HDF5uSjil" style="text-align: center; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_49C_20241231_zBEf1hFoaTkd" style="text-align: center; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="5" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2024</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 50%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 7pt"><b>Less than 12 months</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 7pt"><b>1 - 3 years</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 7pt"><b>3 - 5 years</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 7pt"><b>Over 5 years</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 7pt"><b>Total</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Brazilian depositary</b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr id="xdx_408_eifrs-full--FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome_iI_hifrs-full--ClassesOfFinancialAssetsAxis__custom--SecuritiesFinancialTreasuryBillsMember_z9SKUAVh3ecl"> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Securities - Financial Treasury Bills (LFT)</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">14,394</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1393">-</span></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1394">-</span></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1395">-</span></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">14,394</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total </b></span></td> <td id="xdx_988_eifrs-full--FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_zaUPl0FNCIi7" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Fair value through other comprehensive income"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>14,394</b></span></td> <td id="xdx_981_eifrs-full--FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_z9d2u0Je6krj" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Fair value through other comprehensive income"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1400">-</span></b></span></td> <td id="xdx_98C_eifrs-full--FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_zaZgRwg22Jm3" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Fair value through other comprehensive income"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1402">-</span></b></span></td> <td id="xdx_98F_eifrs-full--FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_zxNZ3qy0ObAj" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Fair value through other comprehensive income"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1404">-</span></b></span></td> <td id="xdx_988_eifrs-full--FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome_iI_pn3n3_c20241231_zNyJ2unDtUx3" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Fair value through other comprehensive income"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>14,394</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> </table> 14394000 14394000 14394000 14394000 <table cellpadding="0" cellspacing="0" id="xdx_897_eifrs-full--DisclosureOfFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossExplanatory_pn3n3_ziTMSOgzUXV7" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 6)"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B8_zFgK4v9rfQ2d" style="display: none">Schedule of breakdown of financial assets at amortized cost</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td colspan="2" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>As of December 31,</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 80%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Held to collect contractual cash flows </b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Personal credit</span></td> <td id="xdx_98D_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--PersonalCreditMember_zPNLSYnlXDo8" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,073,632</span></td> <td id="xdx_987_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--PersonalCreditMember_z3q7vMa8lVGa" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">4,664,939</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Payroll loans </span></td> <td id="xdx_98D_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--PayrollLoansMember_z5D3JVwYKSEi" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">25,808,985</span></td> <td id="xdx_988_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--PayrollLoansMember_zgTay9sGCjP1" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">17,553,054</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Payroll credit cards</span></td> <td id="xdx_982_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--PayrollCreditCardsMember_zzdPnq6nMP38" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,375,184</span></td> <td id="xdx_983_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--PayrollCreditCardsMember_zM3UoyYZrVZg" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,983,957</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Credit card</span></td> <td id="xdx_981_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--CreditCardsMember_zTYoZNsXa53f" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">13,868</span></td> <td id="xdx_986_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--CreditCardsMember_zMUfe29gMUm9" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">84,679</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Others </span></td> <td id="xdx_989_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--OthersMember_zvS0dFcSxVI2" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">93,449</span></td> <td id="xdx_988_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--OthersMember_zLcK9xo88fWf" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">76</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (-) Allowance for Expected Credit Loss </span></td> <td id="xdx_982_ecustom--FinancialAssetsAtAmortizedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--AllowanceForExpectedCreditLossMember_z15wS2iOcVvg" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(2,413,641)</span></td> <td id="xdx_984_ecustom--FinancialAssetsAtAmortizedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--AllowanceForExpectedCreditLossMember_zdRST79i1Wa6" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,623,379)</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Subtotal </b></span></td> <td id="xdx_989_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalMember_ziwcq4LDpfNi" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>31,951,477</b></span></td> <td id="xdx_98F_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalMember_zOpYphZP2oaf" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>22,663,326</b></span></td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Premium paid on the acquisition of credit portfolios </span></td> <td id="xdx_980_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--PremiumPaidOnTheAcquisitionOfCreditPortfoliosMember_z9AQCgE45fM4" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">562,892</span></td> <td id="xdx_98A_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--PremiumPaidOnTheAcquisitionOfCreditPortfoliosMember_zdjZzohzaHW9" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">296,612</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (+/-) Adjustment of credit portfolios – hedge object </span></td> <td id="xdx_98F_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--AdjustmentOfCreditPortfoliosHedgeObjectMember_zVlvtqg93Yb9" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(72,969)</span></td> <td id="xdx_983_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--AdjustmentOfCreditPortfoliosHedgeObjectMember_zXeHNlo56LEj" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(359,688)</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Subtotal </b></span></td> <td id="xdx_982_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfCollectContractualCashFlowsMember_zQuTGLvORDoh" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>32,441,400</b></span></td> <td id="xdx_98E_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfCollectContractualCashFlowsMember_zXSXvs0Ez8tk" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>22,600,250</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Investment securities</b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Investment securities - National Treasury Notes (NTN) </span></td> <td id="xdx_986_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember_z7CsDRsprYfd" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,413</span></td> <td id="xdx_987_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember_zYdAZBRJ4SH1" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">90,866 </span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - Financial Treasury Bills (LFT)</span></td> <td id="xdx_981_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember_zMUYGDs2Jj2f" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">11,311</span></td> <td id="xdx_980_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember_zkTq5ogwPrL9" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">104,192</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Official Credit (ICO) – Spanish Government</span></td> <td id="xdx_98F_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--OfficialCreditICOSpanishGovernmentMember_zgjJjiGGqQJb" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,511,277</span></td> <td id="xdx_983_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--OfficialCreditICOSpanishGovernmentMember_zoyA12ZJTqr5" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1461">-</span> </span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Subtotal </b></span></td> <td id="xdx_98F_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfInvestmentSecuritiesMember_zIMVCUEEAdoa" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,525,001</b></span></td> <td id="xdx_989_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfInvestmentSecuritiesMember_zUkQpG9mXAea" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>195,058</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Repurchase Agreements </b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - National Treasury Bills (LTN) – Note 5</span></td> <td id="xdx_989_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesNTNMember_znloC3uBQkwe" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">256,000</span></td> <td id="xdx_98A_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesNTNMember_zHWUz5TQhQyj" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1469">-</span></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - Financial Treasury Bills (LFT) – Note 5</span></td> <td id="xdx_980_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsLFTMember_zQ7xuG6uwJH8" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">269,986</span></td> <td id="xdx_980_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsLFTMember_zlYIEKsJ5ZS1" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,174,990 </span></td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Subtotal </b></span></td> <td id="xdx_989_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfRepurchaseAgreementsMember_znLBYwyPOINe" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>525,986</b></span></td> <td id="xdx_983_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfRepurchaseAgreementsMember_zw2ST4NQIlB7" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,174,990 </b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Pledged of collateral</b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Government Bonds – KDB – Korea Development Bank</span></td> <td id="xdx_985_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--GovernmentBondsKDBKoreaDevelopmentBankMember_zOAap0YSgwW4" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">289,509</span></td> <td id="xdx_988_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--GovernmentBondsKDBKoreaDevelopmentBankMember_zErrdlzGo2K5" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">533,966</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - Financial Treasury Bills (LFT)</span></td> <td id="xdx_982_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillMember_zHBCPid8tbGh" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">42,818</span></td> <td id="xdx_983_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillMember_zfa4wezHHTaf" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1485">-</span>  </span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - National Treasury Notes (NTN)</span></td> <td id="xdx_98D_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNoteMember_z6qSEngZtjBl" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">91,657</span></td> <td id="xdx_986_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNoteMember_zjfQW763YR42" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1489">-</span>  </span></td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Subtotal </b></span></td> <td id="xdx_982_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfPledgedOfCollateralMember_zsFIlMzvcsF7" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>423,984</b></span></td> <td id="xdx_98B_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfPledgedOfCollateralMember_z6lNQDSvUSEc" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>533,966 </b></span></td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Debentures </span></td> <td id="xdx_980_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--DebenturesMember_zGkdc3fTlu7k" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">5,681,078</span></td> <td id="xdx_989_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--DebenturesMember_z5nJ7mjHAuFe" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,392,720</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Subtotal </b></span></td> <td id="xdx_983_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalDebenturesMember_ztyJbPkXfOC2" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>5,681,078</b></span></td> <td id="xdx_980_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalDebenturesMember_z83znWfcFGHd" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,392,720</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Compulsory deposits with the Brazilian Central Bank</span></td> <td id="xdx_98E_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--CompulsoryDepositsWithBrazilianCentralBankMember_zD6NgEPJnWzl" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">660,772</span></td> <td id="xdx_98B_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--CompulsoryDepositsWithBrazilianCentralBankMember_z5FZx9PdORE1" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1505">-</span></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Subtotal</b></span></td> <td id="xdx_984_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfCompulsoryDepositsWithBrazilianCentralBankMember_zKgeUwCDhdGe" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>660,772</b></span></td> <td id="xdx_98C_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfCompulsoryDepositsWithBrazilianCentralBankMember_zmP24ONqqn84" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1509">-</span></b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total </b></span></td> <td id="xdx_98D_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20251231_zvrTha6RNDQ5" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>41,258,221</b></span></td> <td id="xdx_98D_eifrs-full--FinancialAssetsAtAmortisedCost_iI_pn3n3_c20241231_z4f1u7NlRuW" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>25,896,984</b></span></td></tr> </table> 6073632000 4664939000 25808985000 17553054000 2375184000 1983957000 13868000 84679000 93449000 76000 -2413641000 -1623379000 31951477000 22663326000 562892000 296612000 -72969000 -359688000 32441400000 22600250000 2413000 90866000 11311000 104192000 1511277000 1525001000 195058000 256000000 269986000 1174990000 525986000 1174990000 289509000 533966000 42818000 91657000 423984000 533966000 5681078000 1392720000 5681078000 1392720000 660772000 660772000 41258221000 25896984000 <table cellpadding="0" cellspacing="0" id="xdx_89A_ecustom--DisclosureOfFairValueOfFinancialAssetsMeasuredAtAmortizedCostExplanatory_pn3n3_zrqUnGCOaIO5" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 7)"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8BA_zLXVOBSdCf5i" style="display: none">Schedule of fair value of financial assets carrying amounts</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="8" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2025</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="3" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Carrying Amount</b></span></td> <td colspan="5" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Fair Value</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; text-align: center; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Level 1</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Level 2</b></span></td> <td style="border-bottom: Black 1pt solid; text-align: center; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Level 3</b></span></td> <td style="border-bottom: Black 1pt solid; text-align: center; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total </b></span></td> <td style="border-bottom: Black 1pt solid; text-align: center; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Level 1</b></span></td> <td style="border-bottom: Black 1pt solid; text-align: center; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Level 2</b></span></td> <td style="border-bottom: Black 1pt solid; text-align: center; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Level 3 </b></span></td> <td style="border-bottom: Black 1pt solid; text-align: center; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Investment securities</b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Investment securities - National Treasury Notes (NTN) </span></td> <td id="xdx_981_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zIZzECjI3ybh" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,413</span></td> <td id="xdx_984_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_z66PaBsG8TEi" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1521">-</span></span></td> <td id="xdx_986_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_z5RNrjxGHZph" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1523">-</span></span></td> <td id="xdx_987_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember_zrSGAJI0Itbg" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,413</span></td> <td id="xdx_986_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zlAPrtP3dXF" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,344</b></span></td> <td id="xdx_986_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zymLRcFoNu3" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1529">-</span></b></span></td> <td id="xdx_98A_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zONv06fXrxv4" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1531">-</span></b></span></td> <td id="xdx_980_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember_zqUHLjdYTAbk" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,344</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities – Financial Treasury Bills (LFT)</span></td> <td id="xdx_98D_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_z5342BwcCanc" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">11,311</span></td> <td id="xdx_98F_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_z9M7Wk5XWha1" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1537">-</span></span></td> <td id="xdx_987_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zYqm1P6wlF6j" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1539">-</span></span></td> <td id="xdx_980_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember_zaSKPSP4s0Hc" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">11,311</span></td> <td id="xdx_986_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zmzAyqDxjXW8" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>11,335</b></span></td> <td id="xdx_98E_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zd4eBGhU6p2b" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1545">-</span></b></span></td> <td id="xdx_98C_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zdNJj2Q4V5ek" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1547">-</span></b></span></td> <td id="xdx_986_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember_zGrie5AfOFV2" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">11,335</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Official Credit (ICO) – Spanish Government</span></td> <td id="xdx_985_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--OfficialCreditICOSpanishGovernmentMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_z7R6sptGqKy1" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,511,277</span></td> <td id="xdx_981_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--OfficialCreditICOSpanishGovernmentMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zfxMEdMPHCC6" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1553">-</span></span></td> <td id="xdx_986_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--OfficialCreditICOSpanishGovernmentMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zBy8BI1elRK5" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1555">-</span></span></td> <td id="xdx_98F_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--OfficialCreditICOSpanishGovernmentMember_zniPUDYTJaZj" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,511,277</span></td> <td id="xdx_984_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--OfficialCreditICOSpanishGovernmentMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zVwEebsqSh8c" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,511,277</b></span></td> <td id="xdx_98D_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--OfficialCreditICOSpanishGovernmentMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zITo62A1S3c2" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1561">-</span></b></span></td> <td id="xdx_98E_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--OfficialCreditICOSpanishGovernmentMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zbKeIiC6Cmp1" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1563">-</span></b></span></td> <td id="xdx_982_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--OfficialCreditICOSpanishGovernmentMember_zLq6FFtzmuL6" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,511,277</b></span></td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Subtotal</b></span></td> <td id="xdx_983_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfInvestmentSecuritiesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zJT4B5DOub01" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,525,001</b></span></td> <td id="xdx_98F_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfInvestmentSecuritiesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zBvc8i9IqRX2" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1569">-</span></b></span></td> <td id="xdx_989_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfInvestmentSecuritiesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zFmuu6rGLFOk" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1571">-</span></b></span></td> <td id="xdx_980_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfInvestmentSecuritiesMember_z9IWWf8XlDOh" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,525,001</b></span></td> <td id="xdx_987_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfInvestmentSecuritiesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zbPO4q3G23x7" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,524,956</b></span></td> <td id="xdx_98A_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfInvestmentSecuritiesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zracws9ILno4" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1577">-</span></b></span></td> <td id="xdx_98A_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfInvestmentSecuritiesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zHrbOWuVQoc7" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1579">-</span></b></span></td> <td id="xdx_98C_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfInvestmentSecuritiesMember_zpm1YktfUH6l" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,524,956</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Repurchase Agreements</b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - National Treasury Bills (LTN)</span></td> <td id="xdx_98A_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zxr04xiKFuI" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">256,000</span></td> <td id="xdx_989_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zfYEtdj6Fo18" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1585">-</span></span></td> <td id="xdx_980_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zDDUrHhfmFYh" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1587">-</span></span></td> <td id="xdx_988_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember_zakWEiz31Yfd" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">256,000</span></td> <td id="xdx_986_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zZcvIyGIQnYj" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>257,708</b></span></td> <td id="xdx_98C_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zhJstrf2pJh3" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1593">-</span></b></span></td> <td id="xdx_988_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zUzslrcOJefl" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1595">-</span></b></span></td> <td id="xdx_98E_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember_zwEHu6VCB70g" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>257,708</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - Financial Treasury Bills (LFT)</span></td> <td id="xdx_98B_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--FinancialTreasuryBillsLFTMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zs032gmq7Nb7" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">269,986</span></td> <td id="xdx_98A_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--FinancialTreasuryBillsLFTMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zZI0v7Xko0Ll" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1601">-</span></span></td> <td id="xdx_983_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--FinancialTreasuryBillsLFTMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_z44CiKEBBiLh" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1603">-</span></span></td> <td id="xdx_986_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--FinancialTreasuryBillsLFTMember_zRESPCT0nzIe" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">269,986</span></td> <td id="xdx_98D_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--FinancialTreasuryBillsLFTMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zFzhYvdahfM2" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>270,989</b></span></td> <td id="xdx_989_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--FinancialTreasuryBillsLFTMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zIWDwgILsGa3" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1609">-</span></b></span></td> <td id="xdx_98B_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--FinancialTreasuryBillsLFTMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zo9Dywv5u8Li" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1611">-</span></b></span></td> <td id="xdx_984_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--FinancialTreasuryBillsLFTMember_zakmINxHiG31" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>270,989</b></span></td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Subtotal</b></span></td> <td id="xdx_988_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfRepurchaseAgreementsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zIosKIOd8bDh" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>525,986</b></span></td> <td id="xdx_98C_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfRepurchaseAgreementsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zwpl8cRMP7B8" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1617">-</span></b></span></td> <td id="xdx_989_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfRepurchaseAgreementsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zEHgk0kWd4qc" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1619">-</span></b></span></td> <td id="xdx_981_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfRepurchaseAgreementsMember_zv4vAvVMWbF4" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>525,986</b></span></td> <td id="xdx_98F_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfRepurchaseAgreementsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zK6F1FRMV7Ac" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>528,697</b></span></td> <td id="xdx_98C_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfRepurchaseAgreementsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zY94MZEPXwd5" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1625">-</span></b></span></td> <td id="xdx_98A_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfRepurchaseAgreementsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zZXmycnZBPhe" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1627">-</span></b></span></td> <td id="xdx_98B_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfRepurchaseAgreementsMember_zRkIj9W2S7j2" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>528,697</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Pledged of collateral </b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Government Bonds – KDB – Korea Development Bank</span></td> <td id="xdx_988_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--GovernmentBondsKDBKoreaDevelopmentBankMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zz75bPJMwFye" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">289,509</span></td> <td id="xdx_986_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--GovernmentBondsKDBKoreaDevelopmentBankMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zAKfYoz4dIj2" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1633">-</span></span></td> <td id="xdx_98D_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--GovernmentBondsKDBKoreaDevelopmentBankMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_znM7LN1PGqql" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1635">-</span></span></td> <td id="xdx_98B_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--GovernmentBondsKDBKoreaDevelopmentBankMember_z7om2NZvdmk" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">289,509</span></td> <td id="xdx_98E_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--GovernmentBondsKDBKoreaDevelopmentBankMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zB2yYMFhLIbb" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">289,509</span></td> <td id="xdx_98E_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--GovernmentBondsKDBKoreaDevelopmentBankMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zo9SGkfwXRDb" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1641">-</span></span></td> <td id="xdx_98F_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--GovernmentBondsKDBKoreaDevelopmentBankMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_z7XERLwbfL84" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1643">-</span></span></td> <td id="xdx_98C_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--GovernmentBondsKDBKoreaDevelopmentBankMember_z3XJUAZHQVsj" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">289,509</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - Financial Treasury Bills (LFT)</span></td> <td id="xdx_98E_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsLFTMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_z0NFKvz5DPKb" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">42,818</span></td> <td id="xdx_989_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsLFTMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zyVlZqfdViah" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1649">-</span></span></td> <td id="xdx_98F_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsLFTMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_ztSI3qw3ovxi" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1651">-</span></span></td> <td id="xdx_98C_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsLFTMember_zGvEZsamBIAf" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">42,818</span></td> <td id="xdx_98F_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsLFTMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_z8tj3cr2Tgw7" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">42,818</span></td> <td id="xdx_986_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsLFTMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_z5AGnVcx6iZe" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1657">-</span></span></td> <td id="xdx_98C_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsLFTMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_ziJlEc2SDcGj" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1659">-</span></span></td> <td id="xdx_98E_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsLFTMember_zbq0kLcNhTKd" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">42,818</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - National Treasury Notes (NTN)</span></td> <td id="xdx_980_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesNTNMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zmiCXqdEgp5j" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">91,657</span></td> <td id="xdx_980_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesNTNMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zL4ny42Q3yM3" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1665">-</span></span></td> <td id="xdx_984_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesNTNMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zXt1zikgYWPf" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1667">-</span></span></td> <td id="xdx_980_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesNTNMember_zWWoUXkGa6y3" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">91,657</span></td> <td id="xdx_982_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesNTNMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zMXRDDz8a7Jh" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">91,657</span></td> <td id="xdx_98C_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesNTNMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zVnpdPB25jnj" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1673">-</span></span></td> <td id="xdx_986_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesNTNMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zUY82lvjsR3h" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1675">-</span></span></td> <td id="xdx_98C_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesNTNMember_zeJpQg4fsUY" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">91,657</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Subtotal</b></span></td> <td id="xdx_984_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalPledgedOfCollateralMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zGqBr2jARKF5" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>423,984</b></span></td> <td id="xdx_984_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalPledgedOfCollateralMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zfZD9GWj6xQi" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1681">-</span></b></span></td> <td id="xdx_98A_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalPledgedOfCollateralMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zruomGgdRXEd" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1683">-</span></b></span></td> <td id="xdx_98D_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalPledgedOfCollateralMember_zQGjEVYYFBg1" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>423,984</b></span></td> <td id="xdx_98E_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalPledgedOfCollateralMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zz1ovgSs67y" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>423,984</b></span></td> <td id="xdx_982_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalPledgedOfCollateralMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zh2KlXTLfQDa" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1689">-</span></b></span></td> <td id="xdx_989_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalPledgedOfCollateralMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zG5mdtBiOQVa" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1691">-</span></b></span></td> <td id="xdx_98D_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalPledgedOfCollateralMember_z53VfdBXejvl" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>423,984</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Debentures</span></td> <td id="xdx_98A_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--DebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zht2iP8EihZ9" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1695">-</span></span></td> <td id="xdx_988_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--DebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zcd8pIhue1s4" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1697">-</span></span></td> <td id="xdx_986_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--DebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_z5kvj7iE21Se" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">5,681,078</span></td> <td id="xdx_981_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--DebenturesMember_zABSnjaBxTV4" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">5,681,078</span></td> <td id="xdx_980_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--DebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zquY8g9KLU6g" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1703">-</span></b></span></td> <td id="xdx_987_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--DebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zZqTIFSUZOij" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1705">-</span></b></span></td> <td id="xdx_98D_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--DebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zg5yLw1HNDej" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">5,681,078</span></td> <td id="xdx_985_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--DebenturesMember_zjeNKmQa3Cul" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">5,681,078</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Subtotal</b></span></td> <td id="xdx_982_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfDebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zZiJlMkrqeZi" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1711">-</span></b></span></td> <td id="xdx_984_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfDebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zp4f05ZAS2q1" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1713">-</span></b></span></td> <td id="xdx_98B_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfDebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_z7abiEJx2Yie" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>5,681,078</b></span></td> <td id="xdx_989_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfDebenturesMember_zkgSNnjl72B1" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>5,681,078</b></span></td> <td id="xdx_986_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfDebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zYIW3H7Z7I8" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1719">-</span></b></span></td> <td id="xdx_981_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfDebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zbD4zgdQtPN7" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1721">-</span></b></span></td> <td id="xdx_98D_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfDebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zjB2u8whyjWl" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>5,681,078</b></span></td> <td id="xdx_98F_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfDebenturesMember_zZdvi9NZFKUb" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>5,681,078</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Compulsory deposits with the Brazilian Central Bank</span></td> <td id="xdx_983_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--CompulsoryDepositsWithTheBrazilianCentralBankMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zxxAeg4ENro4" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">660,772</span></td> <td id="xdx_98B_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--CompulsoryDepositsWithTheBrazilianCentralBankMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zHqvvXwo6KL" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1729">-</span></span></td> <td id="xdx_985_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--CompulsoryDepositsWithTheBrazilianCentralBankMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zXYgCjky5EJg" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1731">-</span></span></td> <td id="xdx_982_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--CompulsoryDepositsWithTheBrazilianCentralBankMember_zoHkCyP5irV4" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>660,772</b></span></td> <td id="xdx_985_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--CompulsoryDepositsWithTheBrazilianCentralBankMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zryQVeX2v204" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">660,772</span></td> <td id="xdx_985_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--CompulsoryDepositsWithTheBrazilianCentralBankMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zdWeOfDJugLh" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1737">-</span></span></td> <td id="xdx_98C_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--CompulsoryDepositsWithTheBrazilianCentralBankMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zFIk4NIi6pa4" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1739">-</span></span></td> <td id="xdx_982_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--CompulsoryDepositsWithTheBrazilianCentralBankMember_z5JL4rsyLLbi" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>660,772</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Subtotal</b></span></td> <td id="xdx_98C_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfCompulsoryDepositsWithTheBrazilianCentralBankMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_z3YEdJdrvWL5" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>660,772</b></span></td> <td id="xdx_980_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfCompulsoryDepositsWithTheBrazilianCentralBankMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zuJ8D6RAIrQ5" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1745">-</span></b></span></td> <td id="xdx_985_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfCompulsoryDepositsWithTheBrazilianCentralBankMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_ztw9DhEAXfwe" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1747">-</span></b></span></td> <td id="xdx_985_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfCompulsoryDepositsWithTheBrazilianCentralBankMember_zsguo097cKIg" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>660,772</b></span></td> <td id="xdx_988_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfCompulsoryDepositsWithTheBrazilianCentralBankMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zMuo27eTFo65" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>660,772</b></span></td> <td id="xdx_980_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfCompulsoryDepositsWithTheBrazilianCentralBankMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zS6S2O4Qz7w7" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1753">-</span></b></span></td> <td id="xdx_98F_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfCompulsoryDepositsWithTheBrazilianCentralBankMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zpaaF4f50uAf" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1755">-</span></b></span></td> <td id="xdx_98C_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfCompulsoryDepositsWithTheBrazilianCentralBankMember_z54IjnVZbPFh" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>660,772</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td id="xdx_986_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zvSkzNMTKvlb" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>3,135,743</b></span></td> <td id="xdx_982_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zVScHY4nlZgc" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1761">-</span></b></span></td> <td id="xdx_982_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zu7UMjKxRgUg" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>5,681,078</b></span></td> <td id="xdx_98F_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20251231_z0umFnqp8Sj6" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>8,816,821</b></span></td> <td id="xdx_982_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zUAYJN5t4Wo6" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>3,138,409</b></span></td> <td id="xdx_986_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_z4dBLA1cX7Vl" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1769">-</span></b></span></td> <td id="xdx_988_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zSN63WljJZxe" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>5,681,078</b></span></td> <td id="xdx_980_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20251231_z9DoYdsaI1fi" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>8,819,487</b></span></td></tr> <tr> <td style="width: 44%"> </td> <td style="width: 7%"> </td> <td style="width: 7%"> </td> <td style="width: 7%"> </td> <td style="width: 7%"> </td> <td style="width: 7%"> </td> <td style="width: 7%"> </td> <td style="width: 7%"> </td> <td style="width: 7%"> </td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="8" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2024</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="4" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Carrying Amount</b></span></td> <td colspan="4" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Fair Value</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 44%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 7%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Level 1</b></span></td> <td style="border-bottom: Black 1pt solid; width: 7%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Level 2</b></span></td> <td style="border-bottom: Black 1pt solid; width: 7%; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Level 3</b></span></td> <td style="border-bottom: Black 1pt solid; width: 7%; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total </b></span></td> <td style="border-bottom: Black 1pt solid; width: 7%; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Level 1</b></span></td> <td style="border-bottom: Black 1pt solid; width: 7%; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Level 2</b></span></td> <td style="border-bottom: Black 1pt solid; width: 7%; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Level 3 </b></span></td> <td style="border-bottom: Black 1pt solid; width: 7%; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Investment securities</b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - National Treasury Notes (NTN)</span></td> <td id="xdx_981_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zxGNhcjH3RL8" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">90,866</span></td> <td id="xdx_987_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_z6PhIF0pEoIk" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1778">-</span></span></td> <td id="xdx_987_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zRX5OmNMnb84" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1780">-</span></span></td> <td id="xdx_98C_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember_z7Ln7gyGYlX6" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">90,866</span></td> <td id="xdx_98C_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_znW23eCU9zYl" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">87,152</span></td> <td id="xdx_988_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zq7uRQXQuDB8" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1786">-</span></span></td> <td id="xdx_983_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zfISEQEide56" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1788">-</span></span></td> <td id="xdx_986_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember_z47HkdE7n5zk" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">87,152</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - Financial Treasury Bills (LFT)</span></td> <td id="xdx_98E_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_ztCxPxMMaoAb" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">104,192</span></td> <td id="xdx_98E_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zYF4gpCbMQwl" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1794">-</span></span></td> <td id="xdx_98E_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_z6RjWjmUxR4e" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1796">-</span></span></td> <td id="xdx_982_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember_zXuZM0ayyQ8c" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">104,192</span></td> <td id="xdx_988_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zG1iuDyXrtv7" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">104,325</span></td> <td id="xdx_988_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zjxjDfIFIGd2" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1802">-</span></span></td> <td id="xdx_98F_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zdsdO3ocO36l" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1804">-</span></span></td> <td id="xdx_98C_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember_z8BkYbWWVN0a" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">104,325</span></td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Subtotal</b></span></td> <td id="xdx_98F_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfInvestmentSecuritiesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zU9DUGso5Mu6" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>195,058</b></span></td> <td id="xdx_98E_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfInvestmentSecuritiesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zACUm4UkiTvc" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1810">-</span></b></span></td> <td id="xdx_98E_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfInvestmentSecuritiesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zSiR0YldGAI1" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1812">-</span></b></span></td> <td id="xdx_987_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfInvestmentSecuritiesMember_zpZGMG5Vp13i" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>195,058</b></span></td> <td id="xdx_985_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfInvestmentSecuritiesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zu4w8RT3Hky8" style="border-bottom: Black 1pt solid; text-align: right; padding-right: 3.5pt; padding-left: 3.5pt" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>191,477</b></span><b></b></td> <td id="xdx_982_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfInvestmentSecuritiesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zttiJrATEGyg" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1818">-</span></b></span></td> <td id="xdx_98E_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfInvestmentSecuritiesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zmQBtjKgpDO3" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1820">-</span></b></span></td> <td id="xdx_98C_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfInvestmentSecuritiesMember_zgwqRqqGUnpe" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>191,477</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Repurchase Agreements</b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Financial Treasury Bills (LFT)</span></td> <td id="xdx_983_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--FinancialTreasuryBillsLFTMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zNRqAM5mz9G2" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,174,990</span></td> <td id="xdx_983_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--FinancialTreasuryBillsLFTMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zlvDZrFKlMv8" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1826">-</span></span></td> <td id="xdx_987_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--FinancialTreasuryBillsLFTMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_z2sJh9nhlBK9" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1828">-</span></span></td> <td id="xdx_983_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--FinancialTreasuryBillsLFTMember_zJJSFg9fpTR4" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,174,990</span></td> <td id="xdx_985_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--FinancialTreasuryBillsLFTMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zPJMM14nnxx6" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1832">-</span></span></td> <td id="xdx_983_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--FinancialTreasuryBillsLFTMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_z6zj2z1LbRHh" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1834">-</span></span></td> <td id="xdx_984_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--FinancialTreasuryBillsLFTMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zaiqcFHnTSec" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,179,337</span></td> <td id="xdx_987_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--FinancialTreasuryBillsLFTMember_zu6zJfVCGxs2" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,179,337</span></td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Subtotal</b></span></td> <td id="xdx_982_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfRepurchaseAgreementsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zJsy6kuoRq6h" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,174,990</b></span></td> <td id="xdx_989_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfRepurchaseAgreementsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zWan95mVjQm4" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1842">-</span></b></span></td> <td id="xdx_986_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfRepurchaseAgreementsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_z5FE8FSVOH2d" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1844">-</span></b></span></td> <td id="xdx_98B_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfRepurchaseAgreementsMember_zucXfdMVmb6j" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,174,990</b></span></td> <td id="xdx_981_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfRepurchaseAgreementsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_z9ti8kZkmBOb" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1848">-</span></b></span></td> <td id="xdx_98A_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfRepurchaseAgreementsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zAe9cZnkeeu6" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1850">-</span></b></span></td> <td id="xdx_98C_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfRepurchaseAgreementsMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zQdDc3LeJMc1" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,179,337</b></span></td> <td id="xdx_989_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfRepurchaseAgreementsMember_zztRhaS1kCMl" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,179,337</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Linked to the provision of collateral </b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Government Securities – Other Countries</span></td> <td id="xdx_988_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--GovernmentSecuritiesOtherCountriesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zIYSvMhm8464" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">533,966</span></td> <td id="xdx_984_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--GovernmentSecuritiesOtherCountriesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_z0HakzwI9dSc" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1858">-</span></span></td> <td id="xdx_985_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--GovernmentSecuritiesOtherCountriesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zunUzSn3lIIl" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1860">-</span></span></td> <td id="xdx_986_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--GovernmentSecuritiesOtherCountriesMember_zQj1BsThnIy1" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">533,966</span></td> <td id="xdx_98B_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--GovernmentSecuritiesOtherCountriesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zkmZOlH7fSy5" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">533,966</span></td> <td id="xdx_98D_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--GovernmentSecuritiesOtherCountriesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zzus7mauHz9f" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1866">-</span></span></td> <td id="xdx_981_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--GovernmentSecuritiesOtherCountriesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zMsePbMsUhaj" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1868">-</span></span></td> <td id="xdx_981_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--GovernmentSecuritiesOtherCountriesMember_zxbOqbT5OIvf" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">533,966</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Subtotal</b></span></td> <td id="xdx_982_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfGovernmentSecuritiesOtherCountriesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zpotL3byNXrg" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>533,966</b></span></td> <td id="xdx_987_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfGovernmentSecuritiesOtherCountriesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_z6tAnFjIVklj" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1874">-</span></b></span></td> <td id="xdx_98D_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfGovernmentSecuritiesOtherCountriesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_z26EOOVaiJD5" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1876">-</span></b></span></td> <td id="xdx_98C_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfGovernmentSecuritiesOtherCountriesMember_zu5l6nxIeTAg" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>533,966</b></span></td> <td id="xdx_989_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfGovernmentSecuritiesOtherCountriesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zDFmHx58USuk" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>533,966</b></span></td> <td id="xdx_98D_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfGovernmentSecuritiesOtherCountriesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zH4P2lwo8hKg" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1882">-</span></b></span></td> <td id="xdx_987_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfGovernmentSecuritiesOtherCountriesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zqfPPz42rfc6" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1884">-</span></b></span></td> <td id="xdx_983_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfGovernmentSecuritiesOtherCountriesMember_zFWX2qe4JhB7" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>533,966</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Debentures</span></td> <td id="xdx_981_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--DebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zZYSCXZMOrPh" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1888">-</span></span></td> <td id="xdx_98F_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--DebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zOenibq1t0l3" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1890">-</span></span></td> <td id="xdx_98A_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--DebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_z465uHLRaKEf" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,392,720</span></td> <td id="xdx_980_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--DebenturesMember_zTT7p8kkNdOk" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,392,720</span></td> <td id="xdx_98F_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--DebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zAmdnMNal3Cj" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1896">-</span></span></td> <td id="xdx_982_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--DebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zDs2gKiNb7Q3" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1898">-</span></span></td> <td id="xdx_989_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--DebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zh3pWyS5MvFj" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,392,720</span></td> <td id="xdx_986_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--DebenturesMember_zsmlOmx9XLyj" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,392,720</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Subtotal</b></span></td> <td id="xdx_986_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfDebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_ztRlePTSyWPa" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1904">-</span></b></span></td> <td id="xdx_980_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfDebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zjBtpYAnsixi" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1906">-</span></b></span></td> <td id="xdx_986_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfDebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zYZMghCd1Nxj" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,392,720</b></span></td> <td id="xdx_984_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfDebenturesMember_zdas5kA34GJk" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,392,720</b></span></td> <td id="xdx_98F_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfDebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_z6UbdM0qjlte" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1912">-</span></b></span></td> <td id="xdx_984_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfDebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zOwrIDAvjg0k" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1914">-</span></b></span></td> <td id="xdx_982_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfDebenturesMember__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zJ8kwn2Zyvwk" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,392,720</b></span></td> <td id="xdx_988_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalOfDebenturesMember_zdGfCT8wzDnb" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,392,720</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td id="xdx_98A_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_zSHIllzEZrT8" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,904,014</b></span></td> <td id="xdx_989_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_zvdA4VSiU9K2" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1922">-</span></b></span></td> <td id="xdx_983_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_zt0i6WgwPalf" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,392,720</b></span></td> <td id="xdx_98C_eifrs-full--FinancialAssetsReclassifiedOutOfFinancialAssetsAtFairValueThroughProfitOrLossCarryingAmount_iI_pn3n3_c20241231_zcg2q1qrQVB6" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>3,296,734</b></span></td> <td id="xdx_98C_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level1OfFairValueHierarchyMember_z2J6PTDZBBZi" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>725,443</b></span></td> <td id="xdx_988_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level2OfFairValueHierarchyMember_z5YDuO4DXoc3" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl1930">-</span></b></span></td> <td id="xdx_981_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--LevelsOfFairValueHierarchyAxis__ifrs-full--Level3OfFairValueHierarchyMember_ztQO2w6W0Ih7" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,572,057</b></span></td> <td id="xdx_98F_eifrs-full--FairValueOfFinancialAssetsReclassifiedAsMeasuredAtAmortisedCost_iI_pn3n3_c20241231_z9i1ens7KChh" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets at amortized cost, Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>3,297,500</b></span></td></tr> </table> 2413000 2413000 2344000 2344000 11311000 11311000 11335000 11335000 1511277000 1511277000 1511277000 1511277000 1525001000 1525001000 1524956000 1524956000 256000000 256000000 257708000 257708000 269986000 269986000 270989000 270989000 525986000 525986000 528697000 528697000 289509000 289509000 289509000 289509000 42818000 42818000 42818000 42818000 91657000 91657000 91657000 91657000 423984000 423984000 423984000 423984000 5681078000 5681078000 5681078000 5681078000 5681078000 5681078000 5681078000 5681078000 660772000 660772000 660772000 660772000 660772000 660772000 660772000 660772000 3135743000 5681078000 8816821000 3138409000 5681078000 8819487000 90866000 90866000 87152000 87152000 104192000 104192000 104325000 104325000 195058000 195058000 191477000 191477000 1174990000 1174990000 1179337000 1179337000 1174990000 1174990000 1179337000 1179337000 533966000 533966000 533966000 533966000 533966000 533966000 533966000 533966000 1392720000 1392720000 1392720000 1392720000 1392720000 1392720000 1392720000 1392720000 1904014000 1392720000 3296734000 725443000 2572057000 3297500000 <table cellpadding="0" cellspacing="0" id="xdx_895_ecustom--DisclosureOfFinancialAssetsMeasuredAtAmortizedCostMaturityExplanatory_pn3n3_zoSdhnzBmH27" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 8)"> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B2_zaGkqoD0P9m3" style="display: none">Schedule of maturity of financial assets measured at amortized cost</span></td> <td id="xdx_495_20251231__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_zYLFeHCHJfhe" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_496_20251231__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_zuPFUnCJShq4" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_491_20251231__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_zmVrwufTu1Lg" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_498_20251231__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_zKlj8jfAbbLe" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_498_20251231_zBY0E1TYTE06" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="5" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> December 31, 2025</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 50%; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>  Product </b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Less than 12 months </b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> 1-3 years </b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> 3-5 years </b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>  Over 5 years  </b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total </b></span></td></tr> <tr id="xdx_40B_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_hifrs-full--ClassesOfFinancialAssetsAxis__custom--PersonalCreditMember_z0yVvrKUXi9c"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Personal credit  </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">3,200,346</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,568,374</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">198,904</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">106,008</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>6,073,632</b></span></td></tr> <tr id="xdx_409_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_hifrs-full--ClassesOfFinancialAssetsAxis__custom--PayrollLoansMember_zMaVjJFeYlpb"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Payroll loans </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">4,117,773</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,490,325</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,778,144</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">8,422,743</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>25,808,985</b></span></td></tr> <tr id="xdx_40A_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_hifrs-full--ClassesOfFinancialAssetsAxis__custom--PayrollCreditCardMember_zmakfDrcwd8g"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Payroll credit card </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">322,321</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">614,738</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">909,149</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">528,976</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,375,184</b></span></td></tr> <tr id="xdx_406_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_hifrs-full--ClassesOfFinancialAssetsAxis__custom--CreditCardsMember_z22U0VVxY7wk"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Credit card  </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">13,788</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">37</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">32</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">11</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>13,868</b></span></td></tr> <tr id="xdx_403_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_hifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember_zes6dj33lUc4"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Investment securities - National Treasury Notes (NTN) </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">94,070</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1964">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1965">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1966">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>94,070</b></span></td></tr> <tr id="xdx_40A_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_hifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsLTNMember_z9Klw1kCz16k"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - National Treasury Bills (LTN)</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0">256,000</p></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1970">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1971">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1972">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0"><b>256,000</b></p></td></tr> <tr id="xdx_406_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_hifrs-full--ClassesOfFinancialAssetsAxis__custom--OfficialCreditICOSpanishGovernmentMember_zTIbbQdEsgU8"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Official Credit (ICO) – Spanish Government</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,511,277</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1976">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1977">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1978">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,511,277</b></span></td></tr> <tr id="xdx_400_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_hifrs-full--ClassesOfFinancialAssetsAxis__custom--GovernmentBondsKDBKoreaDevelopmentBankMember_zlqTek6FyU6g"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Government Bonds – KDB – Korea Development Bank</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">289,509</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1982">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1983">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1984">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>289,509</b></span></td></tr> <tr id="xdx_408_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_hifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsLFTMember_zWNMpI5gB6fl"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Investment securities - Financial Treasury Bills (LFT) </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">324,115</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1988">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1989">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1990">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>324,115</b></span></td></tr> <tr id="xdx_408_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_hifrs-full--ClassesOfFinancialAssetsAxis__custom--DebenturesMember_zpWs65iKqr6l"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Debentures</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">189,752</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl1994">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">3,361,772</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,129,554</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>5,681,078</b></span></td></tr> <tr id="xdx_40B_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_hifrs-full--ClassesOfFinancialAssetsAxis__custom--CompulsoryDepositsWithTheBrazilianCentralBankMember_zXNp4E0iueth"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Compulsory deposits with the Brazilian Central Bank</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">660,772</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2000">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2001">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2002">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>660,772</b></span></td></tr> <tr id="xdx_40A_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_hifrs-full--ClassesOfFinancialAssetsAxis__custom--OthersMember_zpQrAVYKA6V7"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Others </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">93,442</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">7</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2007">-</span></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2008">-</span></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>93,449</b></span></td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total </b></span></td> <td id="xdx_981_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_c20251231__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_zSC1rLEN9jhc" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets amortised costs"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>11,073,165 </b></span></td> <td id="xdx_986_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_c20251231__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_zx4NmrqKreSf" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets amortised costs"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>9,673,481 </b></span></td> <td id="xdx_984_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_c20251231__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_zf45JJnvVZr3" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets amortised costs"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>11,248,001 </b></span></td> <td id="xdx_985_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_c20251231__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_z0y35bW6TfE9" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets amortised costs"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>11,187,292 </b></span></td> <td id="xdx_98D_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_c20251231_zNHmT354rbY4" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets amortised costs"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>43,181,939 </b></span></td></tr> </table> <p style="font: 9pt Calibri, Helvetica, Sans-Serif; margin: 0"><b> </b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_493_20241231__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_zrB7Rk5o0H39" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_49D_20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_zuHWLFddij71" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_494_20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_z4edWzWeJTm4" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_496_20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_zV5cmNB5Q6E1" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_49F_20241231_zgGYCaI1sAx2" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="5" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> December 31, 2024 </b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 50%; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>  Product </b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Less than 12 months </b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> 1-3 years </b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> 3-5 years </b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>  Over 5 years  </b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total </b></span></td></tr> <tr id="xdx_400_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_hifrs-full--ClassesOfFinancialAssetsAxis__custom--PersonalCreditMember_zPPzJlIE6tAb"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Personal credit  </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">3,003,973 </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,547,700 </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">82,233 </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">31,033 </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>4,664,939 </b></span></td></tr> <tr id="xdx_408_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_hifrs-full--ClassesOfFinancialAssetsAxis__custom--PayrollLoansMember_zg6LbsnVsI0a"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Payroll loans </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,687,533 </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">4,792,620 </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">5,220,255 </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">4,852,646 </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>17,553,054 </b></span></td></tr> <tr id="xdx_405_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_hifrs-full--ClassesOfFinancialAssetsAxis__custom--PayrollCreditCardMember_zph7Ao0ok4R6"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Payroll credit card </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">286,487 </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">387,954 </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">685,440 </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">624,076 </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,983,957 </b></span></td></tr> <tr id="xdx_40F_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_hifrs-full--ClassesOfFinancialAssetsAxis__custom--CreditCardsMember_zaz697eL7vz"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Credit card  </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">84,606 </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">22 </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">30 </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">21 </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>84,679 </b></span></td></tr> <tr id="xdx_40B_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_hifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember_zCEDeIXQDnD7"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Investment securities - National Treasury Notes (NTN) </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2045">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">90,866</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2047">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2048">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>90,866</b></span></td></tr> <tr id="xdx_40D_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_hifrs-full--ClassesOfFinancialAssetsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsLFTMember_zRBoGPBuQie8"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Investment securities - Financial Treasury Bills (LFT) </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">56,952</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">47,240</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2053">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2054">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>104,192</b></span></td></tr> <tr id="xdx_402_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_hifrs-full--ClassesOfFinancialAssetsAxis__custom--GovernmentSecuritiesOtherCountriesMember_zoM4XqI4AVil"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Government Securities – Other Countries </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">266,396</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">267,570</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2059">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2060">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>533,966</b></span></td></tr> <tr id="xdx_403_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_hifrs-full--ClassesOfFinancialAssetsAxis__custom--RepurchaseAgreementsFinancialTreasuryBillsLFTMember_znhVBc6P5D5e"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Repurchase Agreements - Financial Treasury Bills (LFT) </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2063">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2064">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,174,990</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2066">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,174,990</b></span></td></tr> <tr id="xdx_406_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_hifrs-full--ClassesOfFinancialAssetsAxis__custom--DebenturesMember_zyMJuEfeydmg"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Debentures </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,392,720</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2070">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2071">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2072">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,392,720</b></span></td></tr> <tr id="xdx_405_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_hifrs-full--ClassesOfFinancialAssetsAxis__custom--OthersMember_zXIl3kthGQS4"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Others </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">76</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2076">-</span></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2077">-</span></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2078">-</span></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>76 </b></span></td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total </b></span></td> <td id="xdx_981_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_zoCIwhDWMbQg" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets amortised costs"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>7,778,743</b></span></td> <td id="xdx_980_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_znbaI5MX5gwj" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets amortised costs"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>7,133,972</b></span></td> <td id="xdx_98B_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_zuEdvqIA8URh" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets amortised costs"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>7,162,948</b></span></td> <td id="xdx_98E_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_zxUxZrEXYpM" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets amortised costs"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>5,507,776</b></span></td> <td id="xdx_983_ecustom--FinancialAssetsAtAmortisedCosts_iI_pn3n3_c20241231_zfoxqYtUrw0b" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets amortised costs"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>27,583,439</b></span></td></tr> </table> 3200346000 2568374000 198904000 106008000 6073632000 4117773000 6490325000 6778144000 8422743000 25808985000 322321000 614738000 909149000 528976000 2375184000 13788000 37000 32000 11000 13868000 94070000 94070000 256000000 256000000 1511277000 1511277000 289509000 289509000 324115000 324115000 189752000 3361772000 2129554000 5681078000 660772000 660772000 93442000 7000 93449000 11073165000 9673481000 11248001000 11187292000 43181939000 3003973000 1547700000 82233000 31033000 4664939000 2687533000 4792620000 5220255000 4852646000 17553054000 286487000 387954000 685440000 624076000 1983957000 84606000 22000 30000 21000 84679000 90866000 90866000 56952000 47240000 104192000 266396000 267570000 533966000 1174990000 1174990000 1392720000 1392720000 76000 76000 7778743000 7133972000 7162948000 5507776000 27583439000 <table cellpadding="0" cellspacing="0" id="xdx_896_ecustom--DisclosureOfConcentrationOfFinancialAssetsMeasuredAtAmortizedCostExplanatory_pn3n3_zbilkpa8lApl" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 9)"> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><span id="xdx_8BC_z86Q0G5YiQJ1" style="display: none">Schedule of concentration of financial assets measured at amortized cost</span></td> <td id="xdx_499_20251231__custom--StagesAxis__custom--Stage1Member_z6HZw0pYWG17" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_49E_20251231__custom--StagesAxis__custom--Stage2Member_zAoBSUVts7i4" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_49D_20251231__custom--StagesAxis__custom--Stage3Member_zLxslv7ZxDVf" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_492_20251231_z9XFfiHdHrid" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td></tr> <tr> <td style="padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td colspan="4" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2025</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 60%; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Product</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 1</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 2</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 3</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total </b></span></td></tr> <tr id="xdx_403_ecustom--ExposureOfCreditOperationsWithCredit_iI_zE63IwB4yjE3"> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Exposure of credit operations with credit granting characteristics</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">31,663,353</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,287,563</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,414,204</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">34,365,120</span></td></tr> <tr id="xdx_40B_eifrs-full--AllowanceAccountForCreditLossesOfFinancialAssets_iI_z6HWXGp4Xp5e"> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(-) <i>Allowance for expected credit loss</i></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(650,597)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(552,889)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,210,155)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(2,413,641)</span></td></tr> <tr id="xdx_40C_ecustom--CreditLimitsGranted_iI_zD0vWe3vwLig"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Credit limits granted and not used¹</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(3,067)</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,086)</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(96)</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(4,249)</span></td></tr> <tr id="xdx_405_ecustom--ConcentrationFinancialAssetsMeasuredAmortizedCost_iI_zPIMUgbTVnO3"> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>31,009,689</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>733,588</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>203,953</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>31,947,230</b></span></td></tr> </table> <p style="font: 6pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt">¹ Refers to credit limits granted and not used under 'Other liabilities - expected credit losses, note 13.</p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td id="xdx_495_20241231__custom--StagesAxis__custom--Stage1Member_z6aU0uVVxvc9" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_493_20241231__custom--StagesAxis__custom--Stage2Member_z46fqIzxFZsj" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_49C_20241231__custom--StagesAxis__custom--Stage3Member_z3wCj0oR8bLa" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_49E_20241231_zqX0tvxdHqJ1" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td></tr> <tr> <td style="padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td colspan="4" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2024</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 60%; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Product</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 1</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 2</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 3</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total </b></span></td></tr> <tr id="xdx_403_ecustom--ExposureOfCreditOperationsWithCredit_iI_zdBzglNhltVl"> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Exposure of credit operations with credit granting characteristics</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">22,709,067 </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">713,007 </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">864,631 </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">24,286,705 </span></td></tr> <tr id="xdx_40B_eifrs-full--AllowanceAccountForCreditLossesOfFinancialAssets_iI_zSMhfvVcBShj"> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(-) <i>Allowance for expected credit loss</i></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(582,340)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(269,572)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(771,467)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,623,379)</span></td></tr> <tr id="xdx_40F_ecustom--CreditLimitsGranted_iI_zVbusFA69ak3"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Credit limits granted and not used¹</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(3,475)</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(981)</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(291)</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(4,747)</span></td></tr> <tr id="xdx_405_ecustom--ConcentrationFinancialAssetsMeasuredAmortizedCost_iI_ztSCgcEcZPi9"> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">22,123,252 </span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">442,454 </span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">92,873 </span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">22,658,579 </span></td></tr> </table> <p style="font: 6pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt">¹ Refers to credit limits granted and not used under 'Other liabilities - expected credit losses, note 13.</p> 31663353000 1287563000 1414204000 34365120000 -650597000 -552889000 -1210155000 -2413641000 -3067000 -1086000 -96000 -4249000 31009689000 733588000 203953000 31947230000 22709067000 713007000 864631000 24286705000 -582340000 -269572000 -771467000 -1623379000 -3475000 -981000 -291000 -4747000 22123252000 442454000 92873000 22658579000 <table cellpadding="0" cellspacing="0" id="xdx_89C_ecustom--DisclosureOfExpectedLossesExplanatory_pn3n3_zEos9P6cRgr4" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 10)"> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8BB_zjNfCcoK6C9i" style="display: none">Schedule of expected losses</span></td> <td id="xdx_49A_20250101__20251231_zlV5LosRh8k8" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_492_20240101__20241231_zbqh2E3VcuNg" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_494_20230101__20231231_zXRnm2r9zs96" style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 70%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2023</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Expected credit losses</i></b></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr id="xdx_400_ecustom--ChangeInProvisionForExpectedCreditLosses_zbB5WVfePs1g"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Change in the provision for expected credit losses</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">789,764</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">332,433</span></td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">281,413</span></td></tr> <tr id="xdx_403_ecustom--ExpectedCreditLossesRecoveries_zSXdiUjkVlG7"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Recoveries</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(136,527)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(101,600)</span></td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(56,395)</span></td></tr> <tr id="xdx_404_ecustom--ExpectedCreditLossesWriteoffs_zk4HJVO8wXp7"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Write-offs</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,047,255</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">902,878</span></td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">563,036</span></td></tr> <tr id="xdx_40D_ecustom--ExpectedCreditLosses_zQsDCyZ9wnJ7"> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total Income statement charge for the period</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,700,492</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,133,711</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>788,054</b></span></td></tr> </table> 789764000 332433000 281413000 -136527000 -101600000 -56395000 1047255000 902878000 563036000 1700492000 1133711000 788054000 <table cellpadding="0" cellspacing="0" id="xdx_895_ecustom--DisclosureOfBreakdownOfProvisionForExpectedCreditLossesByClassificationOfFinancialAssetsExplanatory_pn3n3_zctCEUBUzjRa" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 11)"> <tr> <td style="padding-right: 5.4pt; padding-left: 5.4pt"><span id="xdx_8B1_zb7jpmQINFXi" style="display: none">Schedule of provision for expected credit losses</span></td> <td id="xdx_49B_20250101__20251231__custom--StagesAxis__custom--Stage1Member_zjaLaTACK1Rk" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_496_20250101__20251231__custom--StagesAxis__custom--Stage2Member_z89mbbNdCavf" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_497_20250101__20251231__custom--StagesAxis__custom--Stage3Member_z2qyz4eVbxD3" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_49F_20250101__20251231_zWZ7Q0GIR0jh" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td></tr> <tr> <td style="padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td colspan="4" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2025</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 60%; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Product</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 1</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 2</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 3</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td></tr> <tr id="xdx_405_ecustom--ProvisionForExpectedCreditLosses_hifrs-full--ClassesOfFinancialAssetsAxis__custom--PersonalCreditMember_zqaW6Wtht4Dd"> <td style="padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Personal credit loans</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">191,616</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">290,052</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">522,897</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,004,565</span></td></tr> <tr id="xdx_404_ecustom--ProvisionForExpectedCreditLosses_hifrs-full--ClassesOfFinancialAssetsAxis__custom--PayrollLoansMember_zECfJWZd0Iaf"> <td style="padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Payroll loans</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">401,157</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">236,888</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">627,993</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,266,038</span></td></tr> <tr id="xdx_406_ecustom--ProvisionForExpectedCreditLosses_hifrs-full--ClassesOfFinancialAssetsAxis__custom--PayrollCreditCardLoansMember_zi2MZ95Z8P0k"> <td style="padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Payroll credit card loans</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">52,687</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">19,914</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">54,186</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">126,787</span></td></tr> <tr id="xdx_40A_ecustom--ProvisionForExpectedCreditLosses_hifrs-full--ClassesOfFinancialAssetsAxis__ifrs-full--CreditCardLoans_zsbHacS3pwQ8"> <td style="padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Credit card loans</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">5,137</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,035</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">5,079</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">16,251</span></td></tr> <tr id="xdx_401_ecustom--ProvisionForExpectedCreditLosses_hifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalMember_zeFKf2bXd0Vi"> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Subtotal</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>650,597</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>552,889</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,210,155</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,413,641</b></span></td></tr> <tr id="xdx_400_ecustom--ProvisionForExpectedCreditLosses_hifrs-full--ClassesOfFinancialAssetsAxis__custom--CreditLimitsGrantedAndNotUsedMember_zv83RgACY5K2"> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Credit limits granted and not used ¹</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">3,067</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,086</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">96</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">4,249</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td id="xdx_986_ecustom--ProvisionForExpectedCreditLosses_pn3n3_c20250101__20251231__custom--StagesAxis__custom--Stage1Member_zG8y2VZfO5Ud" style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Provision for expected credit losses"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>653,664</b></span></td> <td id="xdx_982_ecustom--ProvisionForExpectedCreditLosses_pn3n3_c20250101__20251231__custom--StagesAxis__custom--Stage2Member_zC9oux15WwL6" style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Provision for expected credit losses"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>553,975</b></span></td> <td id="xdx_987_ecustom--ProvisionForExpectedCreditLosses_pn3n3_c20250101__20251231__custom--StagesAxis__custom--Stage3Member_zZhK7lt1mXRc" style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Provision for expected credit losses"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,210,251</b></span></td> <td id="xdx_98F_ecustom--ProvisionForExpectedCreditLosses_pn3n3_c20250101__20251231_zVhFZq42Uxa8" style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Provision for expected credit losses"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,417,890</b></span></td></tr> </table> <p style="font: 6pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt">¹ Refers to credit limits granted and not used under 'Other liabilities - expected credit losses, note 13.</p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr> <td style="padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td id="xdx_49B_20240101__20241231__custom--StagesAxis__custom--Stage1Member_zgWT3DVBJSY8" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_49C_20240101__20241231__custom--StagesAxis__custom--Stage2Member_z11Bsc8klHhk" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_491_20240101__20241231__custom--StagesAxis__custom--Stage3Member_zfWcNCmjqObi" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_49E_20240101__20241231_z06zoTR3nskh" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td></tr> <tr> <td style="padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td colspan="4" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2024</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 46%; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Product</b></span></td> <td style="border-bottom: Black 1pt solid; width: 14%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 1</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; width: 14%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 2</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; width: 14%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 3</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; width: 12%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td></tr> <tr id="xdx_405_ecustom--ProvisionForExpectedCreditLosses_hifrs-full--ClassesOfFinancialAssetsAxis__custom--PersonalCreditMember_zT9UanPoQ39i"> <td style="padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Personal credit loans</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">220,057</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">143,334</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">443,399</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">806,790</span></td></tr> <tr id="xdx_404_ecustom--ProvisionForExpectedCreditLosses_hifrs-full--ClassesOfFinancialAssetsAxis__custom--PayrollLoansMember_zYkaS9lwEYA3"> <td style="padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Payroll loans</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">311,714</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">107,426</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">278,847</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">697,987</span></td></tr> <tr id="xdx_406_ecustom--ProvisionForExpectedCreditLosses_hifrs-full--ClassesOfFinancialAssetsAxis__custom--PayrollCreditCardLoansMember_zjhqzISRoG8g"> <td style="width: 46%; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Payroll credit card loans</span></td> <td style="width: 14%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">41,730</span></td> <td style="width: 14%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">11,407</span></td> <td style="width: 14%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">37,832</span></td> <td style="width: 12%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">90,969</span></td></tr> <tr id="xdx_40A_ecustom--ProvisionForExpectedCreditLosses_hifrs-full--ClassesOfFinancialAssetsAxis__ifrs-full--CreditCardLoans_z4ZRbQv8vqK8"> <td style="padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Credit card loans</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">8,834</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">7,401</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">11,326</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">27,561</span></td></tr> <tr id="xdx_406_ecustom--ProvisionForExpectedCreditLosses_hifrs-full--ClassesOfFinancialAssetsAxis__custom--OthersMember_zMgDGQgAbcO"> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Others</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">5</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">4</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">63</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">72</span></td></tr> <tr id="xdx_401_ecustom--ProvisionForExpectedCreditLosses_hifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalMember_zowj6Jncbgke"> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Subtotal</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>582,340</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>269,572</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>771,467</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,623,379</b></span></td></tr> <tr id="xdx_400_ecustom--ProvisionForExpectedCreditLosses_hifrs-full--ClassesOfFinancialAssetsAxis__custom--CreditLimitsGrantedAndNotUsedMember_z5UdZxexbTnk"> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Credit limits granted and not used ¹</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">3,475</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">981</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">291</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">4,747</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td id="xdx_981_ecustom--ProvisionForExpectedCreditLosses_pn3n3_c20240101__20241231__custom--StagesAxis__custom--Stage1Member_zseK8FfFDQzg" style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Provision for expected credit losses"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>585,815</b></span></td> <td id="xdx_98C_ecustom--ProvisionForExpectedCreditLosses_pn3n3_c20240101__20241231__custom--StagesAxis__custom--Stage2Member_zI1cY9WCSwfg" style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Provision for expected credit losses"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>270,553</b></span></td> <td id="xdx_983_ecustom--ProvisionForExpectedCreditLosses_pn3n3_c20240101__20241231__custom--StagesAxis__custom--Stage3Member_z6Qlk140gzD8" style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Provision for expected credit losses"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>771,758</b></span></td> <td id="xdx_986_ecustom--ProvisionForExpectedCreditLosses_pn3n3_c20240101__20241231_zj8RxCvR0f0j" style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Provision for expected credit losses"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,628,126</b></span></td></tr> </table> <p style="border-top: Black 1pt solid; font: 6pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt">¹ Refers to credit limits granted and not used under 'Other liabilities - expected credit losses, note 13.</p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr> <td style="padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td id="xdx_49A_20230101__20231231__custom--StagesAxis__custom--Stage1Member_zPHLymmkMKO1" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_49F_20230101__20231231__custom--StagesAxis__custom--Stage2Member_zlJum9iVBWud" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_491_20230101__20231231__custom--StagesAxis__custom--Stage3Member_zxgvBkuPPqV7" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_495_20230101__20231231_zNQeea2SqDBj" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td></tr> <tr> <td style="padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td colspan="4" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2023</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 46%; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Product</b></span></td> <td style="border-bottom: Black 1pt solid; width: 14%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 1</b></span></td> <td style="border-bottom: Black 1pt solid; width: 14%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 2</b></span></td> <td style="border-bottom: Black 1pt solid; width: 14%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 3</b></span></td> <td style="border-bottom: Black 1pt solid; width: 12%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td></tr> <tr id="xdx_40A_ecustom--ProvisionForExpectedCreditLosses_hifrs-full--ClassesOfFinancialAssetsAxis__custom--PersonalCreditMember_zm5Msw33jUS4"> <td style="padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Personal credit loans</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">184,823</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">127,543</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">347,788</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">660,154</span></td></tr> <tr id="xdx_404_ecustom--ProvisionForExpectedCreditLosses_hifrs-full--ClassesOfFinancialAssetsAxis__custom--PayrollLoansMember_zgug0eA3Bw0g"> <td style="padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Payroll loans</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">187,342</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">47,265</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">300,575</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">535,182</span></td></tr> <tr id="xdx_406_ecustom--ProvisionForExpectedCreditLosses_hifrs-full--ClassesOfFinancialAssetsAxis__custom--PayrollCreditCardLoansMember_zHWf3UnylUr"> <td style="padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Payroll credit card loans</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">26,161</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">5,251</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">27,115</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">58,527</span></td></tr> <tr id="xdx_40A_ecustom--ProvisionForExpectedCreditLosses_hifrs-full--ClassesOfFinancialAssetsAxis__ifrs-full--CreditCardLoans_zr7G1RFKf1ca"> <td style="padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Credit card loans</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">7,778</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">8,917</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">16,401</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">33,096</span></td></tr> <tr id="xdx_406_ecustom--ProvisionForExpectedCreditLosses_hifrs-full--ClassesOfFinancialAssetsAxis__custom--OthersMember_zcwkplQQOrmd"> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Others</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,288</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">251</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">759</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,298</span></td></tr> <tr id="xdx_401_ecustom--ProvisionForExpectedCreditLosses_hifrs-full--ClassesOfFinancialAssetsAxis__custom--SubtotalMember_zzJbedQa2uS6"> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Subtotal</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>407,392</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>189,227</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>692,638</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,289,257</b></span></td></tr> <tr id="xdx_400_ecustom--ProvisionForExpectedCreditLosses_hifrs-full--ClassesOfFinancialAssetsAxis__custom--CreditLimitsGrantedAndNotUsedMember_zPbG703XZkVi"> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Credit limits granted and not used ¹</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">3,977</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,245</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,214</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,436</span></td></tr> <tr> <td style="padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td id="xdx_981_ecustom--ProvisionForExpectedCreditLosses_pn3n3_c20230101__20231231__custom--StagesAxis__custom--Stage1Member_zGbdeZJzpju1" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Provision for expected credit losses"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>411,369</b></span></td> <td id="xdx_984_ecustom--ProvisionForExpectedCreditLosses_pn3n3_c20230101__20231231__custom--StagesAxis__custom--Stage2Member_zFIUh8VlBZP5" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Provision for expected credit losses"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>190,472</b></span></td> <td id="xdx_982_ecustom--ProvisionForExpectedCreditLosses_pn3n3_c20230101__20231231__custom--StagesAxis__custom--Stage3Member_zS9lwedyuGNe" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Provision for expected credit losses"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>693,852</b></span></td> <td id="xdx_98E_ecustom--ProvisionForExpectedCreditLosses_pn3n3_c20230101__20231231_zBK9aLhBOYy" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Provision for expected credit losses"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,295,693</b></span></td></tr> </table> <div style="border-top: Black 1pt solid; padding: 1pt 0in 0in"> <p style="font: 6pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt">¹ Refers to credit limits granted and not used under 'Other liabilities - expected credit losses, note 13.</p> <p style="font: 6pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt"> </p> </div> 191616000 290052000 522897000 1004565000 401157000 236888000 627993000 1266038000 52687000 19914000 54186000 126787000 5137000 6035000 5079000 16251000 650597000 552889000 1210155000 2413641000 3067000 1086000 96000 4249000 653664000 553975000 1210251000 2417890000 220057000 143334000 443399000 806790000 311714000 107426000 278847000 697987000 41730000 11407000 37832000 90969000 8834000 7401000 11326000 27561000 5000 4000 63000 72000 582340000 269572000 771467000 1623379000 3475000 981000 291000 4747000 585815000 270553000 771758000 1628126000 184823000 127543000 347788000 660154000 187342000 47265000 300575000 535182000 26161000 5251000 27115000 58527000 7778000 8917000 16401000 33096000 1288000 251000 759000 2298000 407392000 189227000 692638000 1289257000 3977000 1245000 1214000 6436000 411369000 190472000 693852000 1295693000 <table cellpadding="0" cellspacing="0" id="xdx_899_ecustom--DisclosureOfChangesInBalancesOfProvisionsForExpectedCreditLossesExplanatory_pn3n3_zYUF3CEHDElj" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 12)"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span id="xdx_8BE_zHUElLw1gin6" style="display: none">Schedule of changes in balances of provision for credit losses</span></td> <td id="xdx_492_20250101__20251231__custom--StagesAxis__custom--Stage1Member_zhl9lHQQTq6f" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_493_20250101__20251231__custom--StagesAxis__custom--Stage2Member_zkpM39a3syj3" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_49D_20250101__20251231__custom--StagesAxis__custom--Stage3Member_zTFAOTNYDrme" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_49D_20250101__20251231_zunP2anfrv9e" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td colspan="4" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2025</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 46%; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td style="border-bottom: Black 1pt solid; width: 14%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 1</b></span></td> <td style="border-bottom: Black 1pt solid; width: 14%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 2</b></span></td> <td style="border-bottom: Black 1pt solid; width: 14%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 3</b></span></td> <td style="border-bottom: Black 1pt solid; width: 12%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total </b></span></td></tr> <tr id="xdx_400_ecustom--ProvisionForExpectedCreditLossesFinancialAssets_iS_zCmQFBtOyZCf"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Balance at December 31, 2024</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>585,815</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>270,553</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>771,758</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,628,126</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Changes in stages:</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"> </td></tr> <tr id="xdx_400_ecustom--ProvisionForExpectedCreditLossesFinancialAssetsStage1toStage2_z4BXdOFyI3li" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Stage 1 to Stage 2</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(11,370)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">11,370</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2289">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2290">-</span></span></td></tr> <tr id="xdx_400_ecustom--ProvisionForExpectedCreditLossesFinancialAssetsStage1toStage3_zsbN8Wtd1xsj" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Stage 1 to Stage 3</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(23,429)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2293">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">23,429</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2295">-</span></span></td></tr> <tr id="xdx_40D_ecustom--ProvisionForExpectedCreditLossesFinancialAssetsStage2toStage3_zknohc910Is4" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Stage 2 to Stage 3</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2297">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(17,069)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">17,069</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2300">-</span></span></td></tr> <tr id="xdx_40D_ecustom--ProvisionForExpectedCreditLossesFinancialAssetsStage2toStage1_zoBiP5xaGyhh" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Stage 2 to Stage 1</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">30,072</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(30,072)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2304">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2305">-</span></span></td></tr> <tr id="xdx_40B_ecustom--ProvisionForExpectedCreditLossesFinancialAssetsStage3toStage2_z2xCoGKNAFuh" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Stage 3 to Stage 2</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2307">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,745</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(2,745)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2310">-</span></span></td></tr> <tr id="xdx_402_ecustom--ProvisionForExpectedCreditLossesFinancialAssetsStage3toStage1_znzLbhrP2Ryh" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Stage 3 to Stage 1</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">9,384</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2313">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(9,384)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2315">-</span></span></td></tr> <tr id="xdx_405_ecustom--ChangesInPdsLgdsEads_zqPeWMoXJ4o9" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Changes in PDs, LGDs, EADs ¹</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">63,192</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">316,448</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,320,852</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,700,492</span></td></tr> <tr id="xdx_401_ecustom--DecreaseDueToWriteoffs_zDkCFjsoJPDg" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Decrease due to write-offs</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2322">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2323">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,047,255)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,047,255)</span></td></tr> <tr id="xdx_401_ecustom--IncreaseDueToRecoveries_zTBFEIgNaUgk" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Increase due to recoveries</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2327">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2328">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">136,527</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">136,527</span></td></tr> <tr id="xdx_400_ecustom--NetWriteoff_zum2kIVmtwH2"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Net write-off ²</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2332">-</span></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2333">-</span></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(910,728)</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(910,728)</span></td></tr> <tr id="xdx_408_ecustom--ProvisionForExpectedCreditLossesFinancialAssets_iE_zt8m6Z4GtCo2" style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Balance of the year</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>653,664</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>553,975</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,210,251</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,417,890</b></span></td></tr> </table> <p style="font: 6pt/107% Calibri, Helvetica, Sans-Serif; margin: 0">¹ Changes in PDs, LGDs and EADs are recognized in profit or loss for the period and reconcile with the expected credit losses recognized in the income statement.</p> <p style="font: 6pt/107% Calibri, Helvetica, Sans-Serif; margin: 0">² Net write-off represents the net amount of “Write-offs” and “Recoveries” presented in Table 6.4(a).</p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td id="xdx_497_20240101__20241231__custom--StagesAxis__custom--Stage1Member_z13O3bG6gCMa" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_495_20240101__20241231__custom--StagesAxis__custom--Stage2Member_zmgbeMKFMM37" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_496_20240101__20241231__custom--StagesAxis__custom--Stage3Member_zK7U5fgXtzx9" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_49A_20240101__20241231_zsHaSrRDEKy5" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td colspan="4" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2024</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 46%; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td style="border-bottom: Black 1pt solid; width: 14%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 1</b></span></td> <td style="border-bottom: Black 1pt solid; width: 14%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 2</b></span></td> <td style="border-bottom: Black 1pt solid; width: 14%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 3</b></span></td> <td style="border-bottom: Black 1pt solid; width: 12%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total </b></span></td></tr> <tr id="xdx_40D_ecustom--ProvisionForExpectedCreditLossesFinancialAssets_iS_zfovHSgHFsul" style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Balance at December 31, 2023</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>411,369</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>190,472</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>693,852</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,295,693</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Changes in stages:</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"> </td></tr> <tr id="xdx_400_ecustom--ProvisionForExpectedCreditLossesFinancialAssetsStage1toStage2_z1dVtS14UR62" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Stage 1 to Stage 2</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(7,115)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">7,115</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2351">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2352">-</span></span></td></tr> <tr id="xdx_403_ecustom--ProvisionForExpectedCreditLossesFinancialAssetsStage1toStage3_zAM5hz02pX1e" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Stage 1 to Stage 3</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(24,415)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2355">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">24,415</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2357">-</span></span></td></tr> <tr id="xdx_40B_ecustom--ProvisionForExpectedCreditLossesFinancialAssetsStage2toStage3_zK5CUr1R7oCg" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Stage 2 to Stage 3</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2359">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(24,803)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">24,803</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2362">-</span></span></td></tr> <tr id="xdx_409_ecustom--ProvisionForExpectedCreditLossesFinancialAssetsStage2toStage1_zeBivYZPSckj" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Stage 2 to Stage 1</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">5,751</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(5,751)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2366">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2367">-</span></span></td></tr> <tr id="xdx_40E_ecustom--ProvisionForExpectedCreditLossesFinancialAssetsStage3toStage2_zy2DHtGx34g3" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Stage 3 to Stage 2</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2369">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,768</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,768)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2372">-</span></span></td></tr> <tr id="xdx_400_ecustom--ProvisionForExpectedCreditLossesFinancialAssetsStage3toStage1_zmcU1LokS6hc" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Stage 3 to Stage 1</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">3,515</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2375">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(3,515)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2377">-</span></span></td></tr> <tr id="xdx_406_ecustom--ChangesInPdsLgdsEads_zHFFoxRFGPTc" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Changes in PDs, LGDs, EADs ¹</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">196,710</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">101,752</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">835,249</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,133,711</span></td></tr> <tr id="xdx_40E_ecustom--DecreaseDueToWriteoffs_zcR75kcfDdHf" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Decrease due to write-offs</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2384">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2385">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(902,878)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(902,878)</span></td></tr> <tr id="xdx_406_ecustom--IncreaseDueToRecoveries_z5hHICWFb2xb" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Increase due to recoveries</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2389">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2390">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">101,600</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">101,600</span></td></tr> <tr id="xdx_401_ecustom--NetWriteoff_zdSERe7kmqHl"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Net write-off ²</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2394">-</span></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2395">-</span></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(801,278)</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(801,278)</span></td></tr> <tr id="xdx_40A_ecustom--ProvisionForExpectedCreditLossesFinancialAssets_iE_zwLQPtLFO6r5" style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Balance of the year</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>585,815</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>270,553</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>771,758</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,628,126</b></span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0"> </p> <p style="font: 6pt/107% Calibri, Helvetica, Sans-Serif; margin: 0">¹ Changes in PDs, LGDs and EADs are recognized in profit or loss for the period and reconcile with the expected credit losses recognized in the income statement.</p> <p style="font: 6pt/107% Calibri, Helvetica, Sans-Serif; margin: 0">² Net write-off” represents the net amount of “Write-offs” and “Recoveries”.</p> <p style="font: 6pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt 19.2pt"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td id="xdx_49E_20230101__20231231__custom--StagesAxis__custom--Stage1Member_zDgzgKcB2di2" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_492_20230101__20231231__custom--StagesAxis__custom--Stage2Member_zk7Ymy5EHZ68" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_49C_20230101__20231231__custom--StagesAxis__custom--Stage3Member_ziZzGsePLax1" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_49F_20230101__20231231_zU25kgCqb8bh" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td colspan="4" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2023</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 46%; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td style="border-bottom: Black 1pt solid; width: 14%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 1</b></span></td> <td style="border-bottom: Black 1pt solid; width: 14%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 2</b></span></td> <td style="border-bottom: Black 1pt solid; width: 14%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Stage 3</b></span></td> <td style="border-bottom: Black 1pt solid; width: 12%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total </b></span></td></tr> <tr id="xdx_40D_ecustom--ProvisionForExpectedCreditLossesFinancialAssets_iS_zOFbROsTIX0l" style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Balance at December 31, 2022</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>301,970</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>132,316</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>579,994</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,014,280</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Changes in stages:</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"> </td></tr> <tr id="xdx_400_ecustom--ProvisionForExpectedCreditLossesFinancialAssetsStage1toStage2_zMqcYBfwjHq3" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Stage 1 to Stage 2</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(4,674)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">4,674</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2411">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2412">-</span></span></td></tr> <tr id="xdx_403_ecustom--ProvisionForExpectedCreditLossesFinancialAssetsStage1toStage3_zRIJ5t2yNAFi" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Stage 1 to Stage 3</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(23,567)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2415">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">23,567</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2417">-</span></span></td></tr> <tr id="xdx_40B_ecustom--ProvisionForExpectedCreditLossesFinancialAssetsStage2toStage3_zw0ZF3iuiKMh" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Stage 2 to Stage 3</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2419">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(34,095)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">34,095</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2422">-</span></span></td></tr> <tr id="xdx_409_ecustom--ProvisionForExpectedCreditLossesFinancialAssetsStage2toStage1_zafloZMM0MRc" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Stage 2 to Stage 1</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">3,528</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(3,528)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2426">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2427">-</span></span></td></tr> <tr id="xdx_40E_ecustom--ProvisionForExpectedCreditLossesFinancialAssetsStage3toStage2_zlXEzMzl2iye" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Stage 3 to Stage 2</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2429">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">3,600</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(3,600)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2432">-</span></span></td></tr> <tr id="xdx_400_ecustom--ProvisionForExpectedCreditLossesFinancialAssetsStage3toStage1_zUrWx2StQBy7" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Stage 3 to Stage 1</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,197</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2435">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,197)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2437">-</span></span></td></tr> <tr id="xdx_406_ecustom--ChangesInPdsLgdsEads_z8afgMXPmOtf" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Changes in PDs, LGDs, EADs ¹</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">132,915</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">87,505</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">567,634</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">788,054</span></td></tr> <tr id="xdx_40E_ecustom--DecreaseDueToWriteoffs_zvYy10ic0cs1" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Decrease due to write-offs</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2444">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2445">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(563,036)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(563,036)</span></td></tr> <tr id="xdx_406_ecustom--IncreaseDueToRecoveries_z3KCDusXyV9k" style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Increase due to recoveries</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2449">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2450">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">56,395</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">56,395</span></td></tr> <tr id="xdx_401_ecustom--NetWriteoff_zbowfsS6U6kh" style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Net write-off ²</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2454">-</span></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2455">-</span></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(506,641)</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(506,641)</span></td></tr> <tr id="xdx_40A_ecustom--ProvisionForExpectedCreditLossesFinancialAssets_iE_zw1wVvXaiW97" style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Balance of the year</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>411,369</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>190,472</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>693,852</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,295,693</b></span></td></tr> </table> <p style="font: 6pt/107% Calibri, Helvetica, Sans-Serif; margin: 0"></p> <p style="font: 6pt/107% Calibri, Helvetica, Sans-Serif; margin: 0">¹ Changes in PDs, LGDs and EADs are recognized in profit or loss for the period and reconcile with the expected credit losses recognized in the income statement.</p> <p style="font: 6pt/107% Calibri, Helvetica, Sans-Serif; margin: 0">² Net write-off” represents the net amount of “Write-offs” and “Recoveries”.</p> 585815000 270553000 771758000 1628126000 -11370000 11370000 -23429000 23429000 -17069000 17069000 30072000 -30072000 2745000 -2745000 9384000 -9384000 63192000 316448000 1320852000 1700492000 -1047255000 -1047255000 136527000 136527000 -910728000 -910728000 653664000 553975000 1210251000 2417890000 411369000 190472000 693852000 1295693000 -7115000 7115000 -24415000 24415000 -24803000 24803000 5751000 -5751000 1768000 -1768000 3515000 -3515000 196710000 101752000 835249000 1133711000 -902878000 -902878000 101600000 101600000 -801278000 -801278000 585815000 270553000 771758000 1628126000 301970000 132316000 579994000 1014280000 -4674000 4674000 -23567000 23567000 -34095000 34095000 3528000 -3528000 3600000 -3600000 1197000 -1197000 132915000 87505000 567634000 788054000 -563036000 -563036000 56395000 56395000 -506641000 -506641000 411369000 190472000 693852000 1295693000 15465000 118758000 <table cellpadding="0" cellspacing="0" id="xdx_896_ecustom--DisclosureOfStatementOfFinancialPositionExplanatory_pn3n3_zveqwDttLN8d" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 13)"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8BE_zeWoPAWmDNpi" style="display: none">Schedule of statement of financial position</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>As of December 31, 2025</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 70%; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Operations</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 15%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Assets assigned</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 15%; padding-right: 3.5pt; padding-left: 3.5pt"> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center"><b>Liabilities assumed</b></p> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center"><b>(note 14)</b></p></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Obligations related to assignment – Vert and Opea</span></td> <td id="xdx_989_eifrs-full--IdentifiableAssetsAcquiredLiabilitiesAssumed_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--ObligationsRelatedToAssignmentVertAndOpeaMember_z1oDa12tdOY5" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Assets assigned"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">8,365,977</span></td> <td id="xdx_987_ecustom--IdentifiableAcquiredLiabilitiesAssumed_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--ObligationsRelatedToAssignmentVertAndOpeaMember_zhJty0ZCsFmk" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Liabilities assumed"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">8,383,515</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Obligations related to assignment – FIDC</span></td> <td id="xdx_98E_eifrs-full--IdentifiableAssetsAcquiredLiabilitiesAssumed_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--ObligationsRelatedToAssignmentFIDCMember_zPpe8oYcvgs6" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Assets assigned"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,395,947</span></td> <td id="xdx_987_ecustom--IdentifiableAcquiredLiabilitiesAssumed_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--ObligationsRelatedToAssignmentFIDCMember_zd5Bi0z9xlrg" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Liabilities assumed"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,013,772 </span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td id="xdx_981_eifrs-full--IdentifiableAssetsAcquiredLiabilitiesAssumed_iI_pn3n3_c20251231_zziEHSmCBb9a" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Assets assigned"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>10,761,924</b></span></td> <td id="xdx_98C_ecustom--IdentifiableAcquiredLiabilitiesAssumed_iI_pn3n3_c20251231_zKv8hLPnTryg" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Liabilities assumed"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>10,397,287</b></span></td></tr> </table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>As of December 31, 2024</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 70%; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Operations</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 15%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Assets assigned</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 15%; padding-right: 3.5pt; padding-left: 3.5pt"> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center"><b>Liabilities assumed</b></p> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: center"><b>(note 14)</b></p></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Obligations related to assignment – Vert</span></td> <td id="xdx_988_eifrs-full--IdentifiableAssetsAcquiredLiabilitiesAssumed_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--ObligationsRelatedToAssignmentVertMember_zMImijIGwKhc" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Assets assigned"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">3,965,055</span></td> <td id="xdx_989_ecustom--IdentifiableAcquiredLiabilitiesAssumed_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialAssetsAxis__custom--ObligationsRelatedToAssignmentVertMember_zNbsSzBnla7e" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Liabilities assumed"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">4,459,629</span></td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td id="xdx_98A_eifrs-full--IdentifiableAssetsAcquiredLiabilitiesAssumed_iI_pn3n3_c20241231_zu7Gfyn4BKRd" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Assets assigned"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>3,965,055</b></span></td> <td id="xdx_986_ecustom--IdentifiableAcquiredLiabilitiesAssumed_iI_pn3n3_c20241231_ztwgFeFBua0g" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Liabilities assumed"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>4,459,629</b></span></td></tr> </table> 8365977000 8383515000 2395947000 2013772000 10761924000 10397287000 3965055000 4459629000 3965055000 4459629000 3693820000 3080517000 Fixed interest rates range from 6.71% to 16.50% per year, and floating interest rates range from (i) 99.65% to 132% of the CDI, (ii) IPCA + 0.75% to 9.60% per year, and (iii) CDI + 0.05% to 2.95% per year. The debt instruments eligible for capital refer to the Subordinated Letters of Credit (LFS) with a return of CDI + 2.85% to 4% and fixed rates ranging from 10.50% to 17.57% per year. <table cellpadding="0" cellspacing="0" id="xdx_890_eifrs-full--DisclosureOfFinancialLiabilitiesExplanatory_pn3n3_z2nFedrvQjW9" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 14)"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B4_zcYpfR4udPkj" style="display: none">Schedule of financial liabilities at amortized cost</span></td> <td id="xdx_495_20251231_zKxqJqDXSOZ9" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_49F_20241231_z5YM0H74hiG2" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>As of December 31,</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 80%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td></tr> <tr id="xdx_403_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_hifrs-full--ClassesOfFinancialLiabilitiesAxis__custom--DemandCustomerDepositsMember_z1js6iYqwP49"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Demand customer deposits </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">345,801</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">320,209</span></td></tr> <tr id="xdx_403_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_hifrs-full--ClassesOfFinancialLiabilitiesAxis__custom--TimeCustomerDepositsMember_z3cO7F0Pu6z2"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Time customer deposits </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">20,504,881</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">16,256,733</span></td></tr> <tr id="xdx_40E_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_hifrs-full--ClassesOfFinancialLiabilitiesAxis__custom--LoansAndBorrowingMember_z3hmCLa5NMAc"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Loans and borrowing </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">667,089</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">480,103</span></td></tr> <tr id="xdx_40B_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_hifrs-full--ClassesOfFinancialLiabilitiesAxis__custom--FundsFromAcceptancesAndIssuanceOfSecuritiesMember_zTJymPBMbiue"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Funds from acceptances and issuance of securities⁽¹⁾</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,170,529</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">3,255,985</span></td></tr> <tr id="xdx_40E_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_hifrs-full--ClassesOfFinancialLiabilitiesAxis__custom--DebtIssuedAndOtherBorrowedFundsMember_zggzc3Uziqgc"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Debt issued and other borrowed funds </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">759,339</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">522,282</span></td></tr> <tr id="xdx_405_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_hifrs-full--ClassesOfFinancialLiabilitiesAxis__custom--InvestmentSecuritiesMember_z1mV89Bcq9c9"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Investment securities </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2515">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,221</span></td></tr> <tr id="xdx_404_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_hifrs-full--ClassesOfFinancialLiabilitiesAxis__custom--DebenturesMember_zdl4KcTlwSVe"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Debentures (from Repurchase Agreements)</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">3,251,446</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2519">-</span></span></td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total </b></span></td> <td id="xdx_98D_ecustom--FinancialLiabilitiesAtAmortisedCosts_iI_pn3n3_c20251231_z32I5xSbhnAe" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>31,699,085</b></span></td> <td id="xdx_983_ecustom--FinancialLiabilitiesAtAmortisedCosts_iI_pn3n3_c20241231_zSsBb3I1e3ql" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>20,841,533</b></span></td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 3.3pt"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 6pt">(1)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 6pt">The item "Funds from acceptances and issuance of securities" refers to obligations arising from the issuance of Letters of Credit (Letras Financeiras), which are long-term fixed-income securities widely used for funding by Brazilian financial institutions.</span></td></tr></table> 345801000 320209000 20504881000 16256733000 667089000 480103000 6170529000 3255985000 759339000 522282000 6221000 3251446000 31699085000 20841533000 <table cellpadding="0" cellspacing="0" id="xdx_891_ecustom--DisclosureOfFinancialLiabilitiesAmortizedCostMaturityExplanatory_pn3n3_zWkwRmDHtxAl" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 15)"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B4_z79usHlEUPu2" style="display: none">Schedule of maturity of financial liabilities</span></td> <td id="xdx_492_20251231__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_zIWK0mHu9TXj" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_497_20251231__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_zUTMZlUkLQCe" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_49E_20251231__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_zYIGqHC8PaJ" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_490_20251231__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_zqACoVx3jyPh" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_49A_20251231_zbHJ3hoiGSoa" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="5" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> December 31, 2025</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 50%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Less than 12 months </b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> 1-3years </b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> 3-5years </b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Over 5years </b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total </b></span></td></tr> <tr id="xdx_403_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_hifrs-full--ClassesOfFinancialLiabilitiesAxis__custom--DemandCustomerDepositsMember_zp6X4Ty78H3d"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Demand customer deposits</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">345,801</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2528">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2529">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2530">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">345,801</span></td></tr> <tr id="xdx_403_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_hifrs-full--ClassesOfFinancialLiabilitiesAxis__custom--TimeCustomerDepositsMember_zvl5CYEs0T14"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Time customer deposits</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">8,923,141</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">10,556,122</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,025,618</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2536">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">20,504,881</span></td></tr> <tr id="xdx_40E_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_hifrs-full--ClassesOfFinancialLiabilitiesAxis__custom--LoansAndBorrowingMember_zUGvnXsyrNS3"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Loans and borrowing</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">211,902</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">227,875</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">227,312</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2542">-</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">667,089</span></td></tr> <tr id="xdx_40B_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_hifrs-full--ClassesOfFinancialLiabilitiesAxis__custom--FundsFromAcceptancesAndIssuanceOfSecuritiesMember_z3y1Nki8HTfc"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Funds from acceptances and issuance of securities</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,879,355</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">3,954,991</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">336,183</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2548">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,170,529</span></td></tr> <tr id="xdx_40E_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_hifrs-full--ClassesOfFinancialLiabilitiesAxis__custom--DebtIssuedAndOtherBorrowedFundsMember_zMcWDW57yxub"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Debt issued and other borrowed funds </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">35,200</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">28,680</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">591,087</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">104,372</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">759,339</span></td></tr> <tr id="xdx_404_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_hifrs-full--ClassesOfFinancialLiabilitiesAxis__custom--DebenturesMember_zpWtrfDJjD8f"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Debentures (from Repurchase Agreements)</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2557">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">832,392</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,419,054</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2560">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">3,251,446</span></td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total </b></span></td> <td id="xdx_98A_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_zarPD63gTpJh" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>11,395,399</b></span></td> <td id="xdx_98A_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_z6iwAG59TDil" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>15,600,060</b></span></td> <td id="xdx_98C_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_zsYfXXit5Xo2" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>4,599,254</b></span></td> <td id="xdx_98E_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_zNDcXLAFt92e" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>104,372</b></span></td> <td id="xdx_987_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_pn3n3_c20251231_zPVa4Xk8kMO4" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>31,699,085</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_496_20241231__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_zmOiNxkIBiEh" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_49C_20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_zn1z6akMqU04" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_495_20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_ztsDAfvPvAUf" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_496_20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_z7duwNMmdrB4" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_499_20241231_zBjJuyFqJ4Vf" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="5" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> December 31, 2024 </b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 50%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Less than 12 months </b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> 1-3years </b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> 3-5years </b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Over 5years </b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total </b></span></td></tr> <tr id="xdx_403_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_hifrs-full--ClassesOfFinancialLiabilitiesAxis__custom--DemandCustomerDepositsMember_zZxglBfTaHVi"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Demand customer deposits</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">320,209</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2574">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2575">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2576">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">320,209</span></td></tr> <tr id="xdx_403_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_hifrs-full--ClassesOfFinancialLiabilitiesAxis__custom--TimeCustomerDepositsMember_zITQnIzx6zf3"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Time customer deposits</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,274,830</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">9,590,159</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">391,744</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2582">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">16,256,733</span></td></tr> <tr id="xdx_40E_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_hifrs-full--ClassesOfFinancialLiabilitiesAxis__custom--LoansAndBorrowingMember_zzjIerBg2bP7"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Loans and borrowing</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">243,151</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2586">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">236,952</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2588">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">480,103</span></td></tr> <tr id="xdx_40B_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_hifrs-full--ClassesOfFinancialLiabilitiesAxis__custom--FundsFromAcceptancesAndIssuanceOfSecuritiesMember_zIdkMTGtuQIk"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Funds from acceptances and issuance of securities</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">720,765</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,425,848</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">109,372</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2594">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">3,255,985</span></td></tr> <tr id="xdx_40E_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_hifrs-full--ClassesOfFinancialLiabilitiesAxis__custom--DebtIssuedAndOtherBorrowedFundsMember_zc4JJ7AkO7Zf"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Debt issued and other borrowed funds </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">55,641</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">55,992</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">307,293</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">103,356</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">522,282</span></td></tr> <tr id="xdx_405_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_hifrs-full--ClassesOfFinancialLiabilitiesAxis__custom--InvestmentSecuritiesMember_zfaotAT972L5"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Investment securities</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,221</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2604">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2605">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl2606">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,221</span></td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total </b></span></td> <td id="xdx_983_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__ifrs-full--NotLaterThanOneYearMember_zrKlqVtaS1ub" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>7,620,817</b></span></td> <td id="xdx_983_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_zZ78ubjBoEX" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>12,071,999</b></span></td> <td id="xdx_98B_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_zyZPnPJwvg39" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,045,361</b></span></td> <td id="xdx_98D_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_zi4Blw7QVJDl" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>103,356</b></span></td> <td id="xdx_981_eifrs-full--FinancialLiabilitiesAtAmortisedCost_iI_pn3n3_c20241231_zclQfjeX0Il" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>20,841,533</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> </table> 345801000 345801000 8923141000 10556122000 1025618000 20504881000 211902000 227875000 227312000 667089000 1879355000 3954991000 336183000 6170529000 35200000 28680000 591087000 104372000 759339000 832392000 2419054000 3251446000 11395399000 15600060000 4599254000 104372000 31699085000 320209000 320209000 6274830000 9590159000 391744000 16256733000 243151000 236952000 480103000 720765000 2425848000 109372000 3255985000 55641000 55992000 307293000 103356000 522282000 6221000 6221000 7620817000 12071999000 1045361000 103356000 20841533000 <table cellpadding="0" cellspacing="0" id="xdx_895_ecustom--DisclosureOfCashFlowHedgeExplanatory_pn3n3_zvnrMamtvU98" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 16)"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B4_z5q7cvNiV7ph" style="display: none">Schedule of cash flow hedge</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Inflation (IPCA)</i></b></span></td> <td colspan="7" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2025</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 57%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Reference Value</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Curve Value(u)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Market Value Adjustment</b></span></td> <td style="border-bottom: Black 1pt solid; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Fair Value</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Item</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Variable rate CDBs - IPCA</span></td> <td id="xdx_980_ecustom--CashFlowHedgeInflationReferenceValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsIPCAMember_zJd17uYAqiZj" style="border-bottom: Black 1pt solid; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>488</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_98A_ecustom--CashFlowHedgeInflationCurveValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsIPCAMember_z6UifxW8EfTl" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>544</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_987_ecustom--CashFlowHedgeInflationMarketValueAdjustment_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsIPCAMember_zpuKKlXc3Xpe" style="border-bottom: Black 1pt solid; padding-right: 8.5pt; padding-left: 3.5pt; text-align: right" title="Market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(2)</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_986_ecustom--CashFlowHedgeInflationFairValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsIPCAMember_zNIZrTcQ31a4" style="border-bottom: Black 1pt solid; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>542</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Instrument</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>Swap</i> (b) <i>(assets) (c)</i></span></td> <td id="xdx_983_ecustom--CashFlowHedgeInflationReferenceValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zBAl9QfmRR9h" style="border-bottom: Black 1pt solid; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>488</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_98A_ecustom--CashFlowHedgeInflationCurveValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zcduHdGjken" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(19)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_980_ecustom--CashFlowHedgeInflationMarketValueAdjustment_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zBsJBHM8iojd" style="border-bottom: Black 1pt solid; padding-right: 8.5pt; padding-left: 3.5pt; text-align: right" title="Market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(1)</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_986_ecustom--CashFlowHedgeInflationFairValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zKMdvdHNSZ5e" style="border-bottom: Black 1pt solid; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(19)</b></span></td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 21.3pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(b)</span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Swap contracts traded in the over-the-counter market, registered on B3, with the longest maturity in February 2026.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 21.3pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(c)</span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">The amounts related to the differential to be received or paid are recognized in asset or liability accounts, respectively. The fair value of these swaps is recognized within derivative financial instruments (assets or liabilities), and the effective portion of the cash flow hedge is recorded in other comprehensive income.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman,serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 21.3pt"><span style="font-family: Calibri,sans-serif; font-size: 8pt">(u)</span></td><td><span style="font-family: Calibri,sans-serif; font-size: 8pt">The curve value corresponds to the present value of contractual cash flows discounted using the applicable market yield curves at the reporting date and does not represent the carrying amount under IFRS.</span></td></tr></table> 488000 544000 -2000 542000 488000 -19000 -1000 -19000 <table cellpadding="0" cellspacing="0" id="xdx_891_ecustom--DisclosureOfFairValueHedgeFixedInterestRateRiskExplanatory_pn3n3_zb0fteyX8O81" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 17)"> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8BE_zFs2i6Gvwydb" style="display: none">Schedule of fair value hedge</span></td> <td style="padding-right: 5.65pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 5.65pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 2.85pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 5.65pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Fixed Rate vs DI</i></b></span></td> <td colspan="7" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2025</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 57%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Reference Value</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Curve Value (u)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Market Value Adjustment</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Fair Value</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Item</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Payroll loan installments (d)</span></td> <td id="xdx_98B_ecustom--FairValueHedgeReferenceValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_zjuM8tHjdVMk" style="border-bottom: Black 1pt solid; padding-right: 5.65pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>15,206,925</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_989_ecustom--FairValueHedgeCurveValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_z9TMQ4CvJ0od" style="border-bottom: Black 1pt solid; padding-right: 5.65pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>16,823,165</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_988_ecustom--FairValueHedgeMarketValueAdjustment_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_z1LGlROTS9q9" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 2.85pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(86,302)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_98A_ecustom--FairValueHedge_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_z7ogOODOyjXd" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.65pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>16,736,862</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Instrument</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>Swap</i> (e) <i>(liabilities) (f)</i></span></td> <td id="xdx_987_ecustom--FairValueHedgeReferenceValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zRqTOWwshQ8" style="border-bottom: Black 1pt solid; padding-right: 5.65pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>15,206,925</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_98A_ecustom--FairValueHedgeCurveValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_z1Lv41Q9aEEh" style="border-bottom: Black 1pt solid; padding-right: 5.65pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>16,823,165</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_983_ecustom--FairValueHedgeMarketValueAdjustment_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_z9wx4Apg5cOh" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 2.85pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(86,302)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_98A_ecustom--FairValueHedge_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zXJzT2Tlg0h4" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.65pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>16,736,862</b></span></td></tr> </table> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 63.8pt; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(d)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">The hedge relationships are formalized in a memorandum, which includes portions of payroll loan contracts maturing within the specified range, with values close to the notional of each maturity of the derivative.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(e)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Swap contracts traded in the over-the-counter market, registered on B3, with the longest maturity in October, 2030.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(f)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">The amounts related to the differential to be received or paid are recognized in an asset or liability account, respectively. The net fair value of the swaps is R$368,265 to be received. The fair value adjustments on the hedged items and on the hedging instruments are recognized in profit or loss, within “Result of derivative financial instruments” or within the same line item as the hedged item, in accordance with the fair value hedge accounting requirements of IFRS 9.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman,serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 21.3pt"><span style="font-family: Calibri,sans-serif; font-size: 8pt">(u)</span></td><td><span style="font-family: Calibri,sans-serif; font-size: 8pt">The curve value corresponds to the present value of contractual cash flows discounted using the applicable market yield curves at the reporting date and does not represent the carrying amount under IFRS.</span></td></tr></table> 15206925000 16823165000 -86302000 16736862000 15206925000 16823165000 -86302000 16736862000 <table cellpadding="0" cellspacing="0" id="xdx_898_ecustom--DisclosureOfFixedRateExplanatory_pn3n3_z44cy5M7qJp6" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 18)"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8BF_z2d3xdeSt3ng" style="display: none">Schedule of fixed rate</span></td> <td style="padding-right: 11.35pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 11.35pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 19.85pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Fixed Rate vs IPCA</i></b></span></td> <td colspan="7" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2025</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 57%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Reference Value</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Curve Value(u)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Market Value Adjustment</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Fair Value</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Item</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Payroll loan installments (d)</span></td> <td id="xdx_98F_ecustom--FixedRateReferenceValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_zC8IjD9oFxC7" style="border-bottom: Black 1pt solid; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Fixed rate reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,434,166</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_98C_ecustom--FixedRateCurveValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_zWzHa28Ox7D8" style="border-bottom: Black 1pt solid; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Fixed rate curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,534,071 </b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_983_ecustom--FixedRateMarketValueAdjustment_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_zldhOvju7bE8" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 19.85pt; padding-left: 3.5pt; text-align: right" title="Fixed rate market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>16,766</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_985_ecustom--FixedRateFairValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_zfczz2p8kJ8f" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Fixed rate fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,550,837</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Instrument</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>Swap</i> (g) (liabilities) (h)</span></td> <td id="xdx_98B_ecustom--FixedRateReferenceValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zmWPeB9hOHX9" style="border-bottom: Black 1pt solid; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Fixed rate reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,434,166</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_988_ecustom--FixedRateCurveValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zb7o2VODyJ98" style="border-bottom: Black 1pt solid; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Fixed rate curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,534,071 </b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_982_ecustom--FixedRateMarketValueAdjustment_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zEm4JaoDodc9" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 19.85pt; padding-left: 3.5pt; text-align: right" title="Fixed rate market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>16,766</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_982_ecustom--FixedRateFairValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zexHP3lF0MPf" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Fixed rate fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,550,837</b></span></td></tr> </table> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0 0.7pt 0 0; text-align: justify; text-indent: 0in"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman,serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 21.3pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(d)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">The hedge relationships are formalized in a memorandum, which includes portions of payroll loan contracts maturing within the specified range, with values close to the notional of each maturity of the derivative.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman,serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 21.3pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(g)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Swap contracts traded in the over-the-counter market, registered on B3, with the longest maturity in December 2026.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman,serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 21.3pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(h)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">The amounts related to the differential to be received or paid are recognized in an asset or liability account. Changes in the fair value of these swaps, as well as the corresponding fair value adjustments on the hedged items, are recognized in profit or loss. The net fair value of the swaps is R$ 33,284 payable.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 21.3pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(u)</span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">The curve value corresponds to the present value of contractual cash flows discounted using the applicable market yield curves at the reporting date and does not represent the carrying amount under IFRS.</span></td></tr></table> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0 0.7pt 0 0; text-align: justify; text-indent: 0in"> </p> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0 0.7pt 0 0; text-align: justify; text-indent: 0in"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr style="vertical-align: bottom"> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Fair Value Hedge - Currency</i></b></span></td> <td colspan="7" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2025</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 57%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Reference Value</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Curve Value(u)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Market Value Adjustment</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Fair Value</b></span></td> </tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Item</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> </tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Foreign borrowing (USD) (i)</span></td> <td id="xdx_980_ecustom--FairValueHedgeCurrencyReferenceValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--ForeignBorrowingMember_zh0w3EhxzBog" style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 8.5pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge currency reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>214,205</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> </b></span></td> <td id="xdx_989_ecustom--FairValueHedgeCurrencyCurveValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--ForeignBorrowingMember_zGrlRJKUNjPi" style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 8.5pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge currency curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>211,902</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> </b></span></td> <td id="xdx_981_ecustom--FairValueHedgeCurrencyMarketValueAdjustment_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--ForeignBorrowingMember_zG77UYYuXBN7" style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: top; padding-right: 5.65pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge currency market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(563)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> </b></span></td> <td id="xdx_983_ecustom--FairValueHedgeCurrencyFairValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--ForeignBorrowingMember_zNJEgujRvVi7" style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: top; padding-right: 8.5pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge currency fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>211,339</b></span></td> </tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Instrument</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> </tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>Swap</i> (j) (liabilities) (k)</span></td> <td id="xdx_981_ecustom--FairValueHedgeCurrencyReferenceValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zEwne7dJ7Nu4" style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 8.5pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge currency reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>214,205</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> </b></span></td> <td id="xdx_985_ecustom--FairValueHedgeCurrencyCurveValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zvajkqkcYru5" style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 8.5pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge currency curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>211,902</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> </b></span></td> <td id="xdx_98C_ecustom--FairValueHedgeCurrencyMarketValueAdjustment_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_ziAgMM7LxZBj" style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: top; padding-right: 5.65pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge currency market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(563)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> </b></span></td> <td id="xdx_988_ecustom--FairValueHedgeCurrencyFairValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zN8mE9sImg21" style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: top; padding-right: 8.5pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge currency fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>211,339</b></span></td> </tr> </table> <p style="margin-top: 0; margin-bottom: 0"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman,serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 21.3pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(i)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">The hedge relationship is formalized in a memorandum, which includes foreign borrowing in USD.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman,serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 21.3pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(j)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Swap contract traded in the over-the-counter market, registered on B3, with maturity in March 2026.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman,serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 21.3pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(k)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">The amounts related to the differential to be received or paid are recognized in an asset or liability account, respectively. The hedge is designated to protect the exposure to changes in fair value arising from foreign exchange and interest rate risk on the foreign currency borrowing. The net fair value of the swaps is R$ 8,570 payable.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 21.3pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(u)</span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">The curve value corresponds to the present value of contractual cash flows discounted using the applicable market yield curves at the reporting date and does not represent the carrying amount under IFRS.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Market Risk Hedge – IPCA × DI</i></b></span></td> <td colspan="7" style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2025</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 57%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Reference Value</b></span></td> <td style="border-bottom: Black 1pt solid; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Curve Value(u)</b></span></td> <td style="border-bottom: Black 1pt solid; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Market Value Adjustment</b></span></td> <td style="border-bottom: Black 1pt solid; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Fair Value</b></span></td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Item</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Variable rate CDBs – IPCA</span></td> <td id="xdx_988_ecustom--MarketRiskHedgeReferenceValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsIPCAMember_z4COjEEIDVwa" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,466,353</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_982_ecustom--MarketRiskHedgeCurveValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsIPCAMember_z7fRvZO2CTwa" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,607,784</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_98D_ecustom--MarketRiskHedgeMarketValueAdjustment_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsIPCAMember_zPNV3GhAn1S2" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(11,099)</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_98D_ecustom--MarketRiskHedgeFairValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsIPCAMember_zQFqtMRCPTa4" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,596,685</b></span></td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Instrument</b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>Swap (l) (assets) (m)</i></span></td> <td id="xdx_985_ecustom--MarketRiskHedgeReferenceValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zgpRmz6jbmeh" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,461,313</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_98D_ecustom--MarketRiskHedgeCurveValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zOPtkwHUOtke" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,602,421</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_98F_ecustom--MarketRiskHedgeMarketValueAdjustment_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zdQFcQT4UFmk" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(12,155)</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_980_ecustom--MarketRiskHedgeFairValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_z9R1641hSK58" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,590,267</b></span></td></tr> </table> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0 0.7pt 0 0; text-align: justify; text-indent: 0in"> </p> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0 0.7pt 0 0; text-align: justify; text-indent: 0in"></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 21.3pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(l)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Swap contract traded in the over-the-counter market, registered on B3, with maturity in May 2028.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 21.3pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(m)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Amounts related to the differential to be received or paid are recognized in asset or liability accounts, respectively. The net fair value of the swaps is R$ 61,627 payable.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 21.3pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(u)</span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">The curve value corresponds to the present value of contractual cash flows discounted using the applicable market yield curves at the reporting date and does not represent the carrying amount under IFRS.</span></td></tr></table> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0 0.7pt 0 0; text-align: justify; text-indent: 0in"> </p> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0 0.7pt 0 0; text-align: justify; text-indent: 0in"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Market Risk Hedge – Pre × DI </i></b></span></td> <td colspan="7" style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2025</b></span></td> </tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Reference Value</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Curve Value(u)</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Market Value Adjustment</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Fair Value</b></span></td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Item</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Fixed-rate CDBs</span></td> <td id="xdx_98D_ecustom--MarketRiskHedgeReferenceValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--FixedRateCDBsMember_zfLzDEEJbEP9" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,714,839</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_980_ecustom--MarketRiskHedgeCurveValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--FixedRateCDBsMember_zkJAx6xHoVsd" style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,843,760</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_98C_ecustom--MarketRiskHedgeMarketValueAdjustment_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--FixedRateCDBsMember_z3dKnRr83Ede" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>8,784</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_980_ecustom--MarketRiskHedgeFairValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--FixedRateCDBsMember_z88iwMI26bld" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,852,544</b></span></td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Instrument</b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>Swap (n) (assets) (o)</i></span></td> <td id="xdx_986_ecustom--MarketRiskHedgeReferenceValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsAssetsMember_zhCAkeEnGqzd" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,714,839</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_98A_ecustom--MarketRiskHedgeCurveValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsAssetsMember_zYRaKnX5uAUj" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,883,514</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_988_ecustom--MarketRiskHedgeMarketValueAdjustment_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsAssetsMember_z1SeefHpr8Hc" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>8,903</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_988_ecustom--MarketRiskHedgeFairValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsAssetsMember_zeoJWMVETtB8" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,892,417</b></span></td></tr> <tr> <td style="width: 57%"> </td> <td style="width: 10%"> </td> <td style="width: 1%"> </td> <td style="width: 10%"> </td> <td style="width: 1%"> </td> <td style="width: 10%"> </td> <td style="width: 1%"> </td> <td style="width: 10%"> </td> </tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(n)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Swap contract traded in the over-the-counter market, registered on B3, with maturity in January 2028.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(o)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Amounts related to the differential to be received or paid are recognized in asset or liability accounts, respectively. The net fair value of the swaps is R$ 3,261 receivable.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman,serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 21.3pt"><span style="font-family: Calibri,sans-serif; font-size: 8pt">(u)</span></td><td><span style="font-family: Calibri,sans-serif; font-size: 8pt">The curve value corresponds to the present value of contractual cash flows discounted using the applicable market yield curves at the reporting date and does not represent the carrying amount under IFRS.</span></td></tr></table> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0 8.5pt 0 0"><b> </b></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Market Risk Hedge – Pre × DI </i></b></span></td> <td colspan="5" style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2025</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 68%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Reference Value</b></span></td> <td style="border-bottom: Black 1pt solid; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Reference Value (R$)</b></span></td> <td style="border-bottom: Black 1pt solid; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Present Value (R$)</b></span></td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Item</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment (CETES)</span></td> <td id="xdx_98E_ecustom--MarketRiskHedgeReferenceValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--InvestmentCETEsMember_zzIAaaXSx1K2" style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>383,496</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_989_ecustom--ReferenceValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--InvestmentCETEsMember_zhJJGWlQUUe3" style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>111,022</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_982_ecustom--MarketRiskHedgePresentvalue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--InvestmentCETEsMember_zQM12nvKegKa" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Present value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>118,168</b></span></td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Instrument</b></span></td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>NDF (p) (liabilities) (q)</i></span></td> <td id="xdx_982_ecustom--MarketRiskHedgeReferenceValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--NDFLiabilitiesMember_zHrwiiHB2718" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>396,086</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_983_ecustom--ReferenceValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--NDFLiabilitiesMember_z2QP8KA4yrv5" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>116,065</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_982_ecustom--MarketRiskHedgePresentvalue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--NDFLiabilitiesMember_zGI262lJDW4c" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Present value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>114,101</b></span></td></tr> </table> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0 8.5pt 0 0"><b> </b></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(p)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">NDF contract traded in the over-the-counter market, registered on B3, with maturity in February 2026.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(q)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Amounts related to the differential to be received or paid are recognized in asset or liability accounts, respectively. The net fair value of the NDF is R$ 5,566 receivable.</span></td></tr></table> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0 0.7pt 0 0; text-align: justify; text-indent: 0in"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Market Risk Hedge – DI × Pre</i></b></span></td> <td colspan="7" style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2025</b></span></td> </tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Reference Value</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Curve Value(u)</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Market Value Adjustment</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Fair Value</b></span></td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Item</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment (ICO)</span></td> <td id="xdx_98B_ecustom--MarketRiskHedgeReferenceValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--InvestmentICOMember_z1Cx9LeJ95R7" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,000,000</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_986_ecustom--MarketRiskHedgeCurveValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--InvestmentICOMember_zknMolHhLeke" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,067,661</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_98C_ecustom--MarketRiskHedgeMarketValueAdjustment_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--InvestmentICOMember_zqICZVYYHNi2" style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(112)</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_987_ecustom--MarketRiskHedgeFairValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--InvestmentICOMember_zC3dykaqFlm5" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,067,549</b></span></td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Instrument</b></span></td> <td style="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>Swap (r) (liabilities) (s)</i></span></td> <td id="xdx_986_ecustom--MarketRiskHedgeReferenceValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapLiabilitiesMember_zlOGg9xTim0f" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,001,068</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_98A_ecustom--MarketRiskHedgeCurveValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapLiabilitiesMember_zCCS0RDRSY16" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,067,732</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_98F_ecustom--MarketRiskHedgeMarketValueAdjustment_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapLiabilitiesMember_zHhWE9ycdfdf" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(53)</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_989_ecustom--MarketRiskHedgeFairValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--SwapLiabilitiesMember_zlWGttozHzj9" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,067,679</b></span></td></tr> <tr> <td style="width: 57%"> </td> <td style="width: 10%"> </td> <td style="width: 1%"> </td> <td style="width: 10%"> </td> <td style="width: 1%"> </td> <td style="width: 10%"> </td> <td style="width: 1%"> </td> <td style="width: 10%"> </td> </tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(r)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Swap contract traded in the over-the-counter market, registered on B3, with maturity in June 2026.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(s)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Amounts related to the differential to be received or paid are recognized in asset or liability accounts, respectively. The net fair value of the swaps is R$ 78 payable.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman,serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 21.3pt"><span style="font-family: Calibri,sans-serif; font-size: 8pt">(u)</span></td><td><span style="font-family: Calibri,sans-serif; font-size: 8pt">The curve value corresponds to the present value of contractual cash flows discounted using the applicable market yield curves at the reporting date and does not represent the carrying amount under IFRS.</span></td></tr></table> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0 8.5pt 0 0"><b> </b></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Market Risk Hedge – DI Futures × Pre (Purchase)</i></b></span></td> <td colspan="7" style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2025</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 57%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Reference Value</b></span></td> <td style="border-bottom: Black 1pt solid; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Curve Value(u)</b></span></td> <td style="border-bottom: Black 1pt solid; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Market Value Adjustment</b></span></td> <td style="border-bottom: Black 1pt solid; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Fair Value</b></span></td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Item</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Payroll loan installments (c)</span></td> <td id="xdx_984_ecustom--MarketRiskHedgeFuturesReferenceValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_zHeeNBr70lH1" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge futures reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>4,818,641</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_986_ecustom--MarketRiskHedgeCurveValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_zZUJyp0my2r9" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge futures curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>4,900,444</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_98B_ecustom--MarketRiskHedgeFuturesMarketValueAdjustment_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_zqosUu1tsc55" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge futures market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(3,433)</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_981_ecustom--MarketRiskHedgeFuturesFairValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_z6d3I5Dq67Ai" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge futures fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>4,897,011</b></span></td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Instrument</b></span></td> <td style="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>DI Futures (d) (s)</i></span></td> <td id="xdx_98E_ecustom--MarketRiskHedgeFuturesReferenceValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--DIFuturesMember_zwBVEMT7ANGg" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge futures reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>4,818,641</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_98B_ecustom--MarketRiskHedgeCurveValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--DIFuturesMember_zORZm2UWuLW5" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge futures curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>4,900,444</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_984_ecustom--MarketRiskHedgeFuturesMarketValueAdjustment_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--DIFuturesMember_z267Ej08Iub" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge futures market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(3,367)</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_98D_ecustom--MarketRiskHedgeFuturesFairValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--DIFuturesMember_zZR2fdIehOQg" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge futures fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>4,897,077</b></span></td></tr> </table> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 21.25pt; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(c)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">The hedge relationships are formalized in memoranda that include portions of payroll loan contracts maturing within the specified ranges or considering their duration, with values close to the notional amount for each maturity of the derivative.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(d)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">DI Futures contracts traded in the over-the-counter market, registered on B3, with maturity in January 2031.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(s)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Amounts related to the differential to be received or paid are recognized in asset or liability accounts, respectively. The net fair value of the DI Futures is R$ 6,988 receivable.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman,serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 21.3pt"><span style="font-family: Calibri,sans-serif; font-size: 8pt">(u)</span></td><td><span style="font-family: Calibri,sans-serif; font-size: 8pt">The curve value corresponds to the present value of contractual cash flows discounted using the applicable market yield curves at the reporting date and does not represent the carrying amount under IFRS.</span></td></tr></table> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0 8.5pt 0 0"><b> </b></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Market Risk Hedge – Pre × DI Futures (Sale)  </i></b></span></td> <td colspan="7" style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2025</b></span></td> </tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Reference Value</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Curve Value(u)</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Market Value Adjustment</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Fair Value</b></span></td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Item</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Fixed-rate CDBs</span></td> <td id="xdx_980_ecustom--MarketRiskHedgePreFuturesReferenceValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--FixedRateCDBsMember_zCvfEICwHrcf" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge pre futures reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>451,132</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_986_ecustom--MarketRiskHedgePreFuturesCurveValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--FixedRateCDBsMember_zKAmbGxqFE9a" style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge pre futures curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>457,136</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_98E_ecustom--MarketRiskHedgePreFuturesMarketValueAdjustment_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--FixedRateCDBsMember_zvAQwc3K8Tvi" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge pre futures market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>398</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_982_ecustom--MarketRiskHedgePreFuturesFairValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--FixedRateCDBsMember_zFFwhGX5JUF3" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge pre futures fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>457,534</b></span></td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Instrument</b></span></td> <td style="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>DI Futures (d) (s)</i></span></td> <td id="xdx_983_ecustom--MarketRiskHedgePreFuturesReferenceValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--DIFuturesMember_zvdF0ki676xk" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge pre futures reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>451,070</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_981_ecustom--MarketRiskHedgePreFuturesCurveValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--DIFuturesMember_z1yk3oKbU97" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge pre futures curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>457,073</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_984_ecustom--MarketRiskHedgePreFuturesMarketValueAdjustment_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--DIFuturesMember_zYrLOLDM6RDe" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge pre futures market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>416</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_981_ecustom--MarketRiskHedgePreFuturesFairValue_pn3n3_c20250101__20251231__ifrs-full--HedgingInstrumentsAxis__custom--DIFuturesMember_z9XMgcXUeEf1" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center" title="Market risk hedge pre futures fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>457,489</b></span></td></tr> <tr> <td style="width: 57%"> </td> <td style="width: 10%"> </td> <td style="width: 1%"> </td> <td style="width: 10%"> </td> <td style="width: 1%"> </td> <td style="width: 10%"> </td> <td style="width: 1%"> </td> <td style="width: 10%"> </td> </tr> </table> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 21.25pt; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(d)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">DI Futures contracts traded in the over-the-counter market, registered on B3, with maturity in July 2027.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(s)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Amounts related to the differential to be received or paid are recognized in asset or liability accounts, respectively. The net fair value of the DI Futures is R$ 51 payable.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman,serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 21.3pt"><span style="font-family: Calibri,sans-serif; font-size: 8pt">(u)</span></td><td><span style="font-family: Calibri,sans-serif; font-size: 8pt">The curve value corresponds to the present value of contractual cash flows discounted using the applicable market yield curves at the reporting date and does not represent the carrying amount under IFRS.</span></td></tr></table> 1434166000 1534071000 16766000 1550837000 1434166000 1534071000 16766000 1550837000 214205000 211902000 -563000 211339000 214205000 211902000 -563000 211339000 2466353000 2607784000 -11099000 2596685000 2461313000 2602421000 -12155000 2590267000 1714839000 1843760000 8784000 1852544000 1714839000 1883514000 8903000 1892417000 383496000 111022000 118168000 396086000 116065000 114101000 1000000000 1067661000 -112000 1067549000 1001068000 1067732000 -53000 1067679000 4818641000 4900444000 -3433000 4897011000 4818641000 4900444000 -3367000 4897077000 451132000 457136000 398000 457534000 451070000 457073000 416000 457489000 <table cellpadding="0" cellspacing="0" id="xdx_89E_ecustom--DisclosureOfCashFlowHedgeInterestRateRiskExplanatory_pn3n3_zLWoDgwlhGFd" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 19)"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8BA_zblddoG18azf" style="display: none">Schedule of cash flow hedge interest rate risk</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Interest Rate</i></b></span></td> <td colspan="7" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2024</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 57%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Reference Value</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Curve Value(u)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Market Value Adjustment</b></span></td> <td style="border-bottom: Black 1pt solid; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Fair Value</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Item</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Variable rate CDBs / CDI</span></td> <td id="xdx_982_ecustom--CashFlowHedgeInterestRateRiskReferenceValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsCDIMember_zvN9vKwUnc6e" style="border-bottom: Black 1pt solid; padding-right: 14.15pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>108,219</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_98F_ecustom--CashFlowHedgeInterestRateRiskCurveValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsCDIMember_zUMF3U5ny4yd" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(2,443)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_980_ecustom--CashFlowHedgeInterestRateRiskMarketValueAdjustment_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsCDIMember_zZQn56OdTVQk" style="border-bottom: Black 1pt solid; padding-right: 14.15pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>14,587</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_989_ecustom--CashFlowHedgeInterestRateRiskFairValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsCDIMember_z1TCzyDC18va" style="border-bottom: Black 1pt solid; padding-right: 14.15pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>12,144</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Instrument</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">DI Future Contracts (a)</span></td> <td id="xdx_981_ecustom--CashFlowHedgeInterestRateRiskReferenceValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--DIFutureContractsMember_zQwHnAxZotue" style="border-bottom: Black 1pt solid; padding-right: 14.15pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>107,985</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_98E_ecustom--CashFlowHedgeInterestRateRiskCurveValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--DIFutureContractsMember_zFDPd30vzHc4" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(2,728)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_98D_ecustom--CashFlowHedgeInterestRateRiskMarketValueAdjustment_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--DIFutureContractsMember_zD0xYazXIdCd" style="border-bottom: Black 1pt solid; padding-right: 14.15pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>14,587</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_981_ecustom--CashFlowHedgeInterestRateRiskFairValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--DIFutureContractsMember_zrk1NuKa0yO9" style="border-bottom: Black 1pt solid; padding-right: 14.15pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>11,859</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Item</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Debentures</span></td> <td id="xdx_989_ecustom--CashFlowHedgeInterestRateRiskReferenceValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--DebenturesMember_zmRtSNzaoJW9" style="border-bottom: Black 1pt solid; padding-right: 14.15pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>728,942</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_980_ecustom--CashFlowHedgeInterestRateRiskCurveValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--DebenturesMember_zLpKVJ4rJfhj" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(14,478)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_98D_ecustom--CashFlowHedgeInterestRateRiskMarketValueAdjustment_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--DebenturesMember_zFtD6x33ysb3" style="border-bottom: Black 1pt solid; padding-right: 14.15pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>35,028</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_98D_ecustom--CashFlowHedgeInterestRateRiskFairValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--DebenturesMember_zWaS6Y7VarGk" style="border-bottom: Black 1pt solid; padding-right: 14.15pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>20,550</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Instrument</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">DI Future Contracts (a)</span></td> <td id="xdx_982_ecustom--CashFlowHedgeInterestRateRiskReferenceValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--HedgeInstrumentDIFutureContractsMember_zvIvZfzwfaE3" style="border-bottom: Black 1pt solid; padding-right: 14.15pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>728,877</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_98C_ecustom--CashFlowHedgeInterestRateRiskCurveValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--HedgeInstrumentDIFutureContractsMember_zG5XnwPa9SQi" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(14,559)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_986_ecustom--CashFlowHedgeInterestRateRiskMarketValueAdjustment_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--HedgeInstrumentDIFutureContractsMember_zRAHwzp2Op5f" style="border-bottom: Black 1pt solid; padding-right: 14.15pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>35,028</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_985_ecustom--CashFlowHedgeInterestRateRiskFairValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--HedgeInstrumentDIFutureContractsMember_znN3EvNN39j1" style="border-bottom: Black 1pt solid; padding-right: 14.15pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>20,469</b></span></td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(a)</span></td><td style="text-align: justify; padding-right: 0.7pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">DI Futures contracts traded on B3 with the longest maturity in January 2030</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(u)</span></td><td style="text-align: justify; padding-right: 0.7pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">The curve value corresponds to the present value of contractual cash flows discounted using the applicable market yield curves at the reporting date and does not represent the carrying amount under IFRS.</span></td></tr></table> 108219000 -2443000 14587000 12144000 107985000 -2728000 14587000 11859000 728942000 -14478000 35028000 20550000 728877000 -14559000 35028000 20469000 <table cellpadding="0" cellspacing="0" id="xdx_89C_ecustom--DisclosureOfCashFlowHedgeInflationExplanatory_pn3n3_zkgSXlsC76g4" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 20)"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8BA_zr02YvY8frdd" style="display: none">Schedule of cash flow hedge inflation</span></td> <td style="padding-right: 11.35pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 8.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 11.35pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Inflation (IPCA)</i></b></span></td> <td colspan="7" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2024</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 57%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Reference Value</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Curve Value(u)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Market Value Adjustment</b></span></td> <td style="border-bottom: Black 1pt solid; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Fair Value</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Item</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Variable rate CDBs - IPCA</span></td> <td id="xdx_98F_ecustom--CashFlowHedgeInflationReferenceValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsIPCAMember_zebfkvI6vqFc" style="border-bottom: Black 1pt solid; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge inflation reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,383,593</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_983_ecustom--CashFlowHedgeInflationCurveValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsIPCAMember_zsgG8gEMREIl" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge inflation curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,737,950</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_983_ecustom--CashFlowHedgeInflationMarketValueAdjustment_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsIPCAMember_zNjTmVQDAu0e" style="border-bottom: Black 1pt solid; padding-right: 8.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge inflation market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(38,387)</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_987_ecustom--CashFlowHedgeInflationFairValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsIPCAMember_zESWO7sR0C15" style="border-bottom: Black 1pt solid; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge inflation fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,699,563</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Instrument</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>Swap</i> (b) <i>(assets) (c)</i></span></td> <td id="xdx_98E_ecustom--CashFlowHedgeInflationReferenceValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zRyiFbdNfpH3" style="border-bottom: Black 1pt solid; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge inflation reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,383,211</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_98F_ecustom--CashFlowHedgeInflationCurveValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zKebdVGfjN9" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge inflation curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,737,119</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_98F_ecustom--CashFlowHedgeInflationMarketValueAdjustment_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_z6FbUrkqeYsi" style="border-bottom: Black 1pt solid; padding-right: 8.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge inflation market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(38,196)</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_987_ecustom--CashFlowHedgeInflationFairValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zGE0WuR5jZBk" style="border-bottom: Black 1pt solid; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge inflation fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,698,923</b></span></td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(b)</span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Swap contracts traded in the over-the-counter market, registered on B3, with the longest maturity in August 2028.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(c)</span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">The amounts related to the differential to be received or paid are recognized in asset or liability accounts, respectively. The fair value of these swaps is recognized within derivative financial instruments (assets or liabilities), and the effective portion of the cash flow hedge is recorded in other comprehensive income.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman,serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 21.3pt"><span style="font-family: Calibri,sans-serif; font-size: 8pt">(u)</span></td><td><span style="font-family: Calibri,sans-serif; font-size: 8pt">The curve value corresponds to the present value of contractual cash flows discounted using the applicable market yield curves at the reporting date and does not represent the carrying amount under IFRS.</span></td></tr></table> 2383593000 2737950000 -38387000 2699563000 2383211000 2737119000 -38196000 2698923000 <table cellpadding="0" cellspacing="0" id="xdx_891_ecustom--DisclosureOfFairValueHedgeFixedInterestRateRiskOtherComprehensiveIncomeExplanatory_zfPxJO3WMwI3" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 21)"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B7_zSW1Kxtdf772" style="display: none">Schedule of fair value hedge fixed interest rate risk</span></td> <td style="padding-right: 5.65pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 5.65pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 2.85pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 5.65pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Fixed Rate vs DI</i></b></span></td> <td colspan="7" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2024</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 57%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Reference Value</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Curve Value (u)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Market Value Adjustment</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Fair Value</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Item</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Payroll loan installments (d)</span></td> <td id="xdx_983_ecustom--FairValueHedgeReferenceValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_zBzUljM114Ef" style="border-bottom: Black 1pt solid; padding-right: 5.65pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>7,172,936</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_987_ecustom--FairValueHedgeCurveValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_zArM0Rdc6MS2" style="border-bottom: Black 1pt solid; padding-right: 5.65pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>7,514,955</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_986_ecustom--FairValueHedgeMarketValueAdjustment_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_zwo4kWazBKb2" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 2.85pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(359,710)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_982_ecustom--FairValueHedge_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_zqHHZGm9eBy" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.65pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>7,155,245</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Instrument</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>Swap</i> (e) <i>(liabilities) (f)</i></span></td> <td id="xdx_980_ecustom--FairValueHedgeReferenceValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zEHUbHIuu5Sf" style="border-bottom: Black 1pt solid; padding-right: 5.65pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>7,172,915</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_98A_ecustom--FairValueHedgeCurveValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zq4FfE9nlnO1" style="border-bottom: Black 1pt solid; padding-right: 5.65pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>7,514,927</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_984_ecustom--FairValueHedgeMarketValueAdjustment_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zpw4m6IFPkH9" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 2.85pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(359,703)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_98F_ecustom--FairValueHedge_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_znIE8WxU4g09" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.65pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>7,155,224</b></span></td></tr> </table> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 63.8pt; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(d)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">The hedge relationships are formalized in a memorandum, which includes portions of payroll loan contracts maturing within the specified range, with values close to the notional of each maturity of the derivative.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(e)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Swap contracts traded in the over-the-counter market, registered on B3, with the longest maturity in November 2028.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(f)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">The amounts related to the differential to be received or paid are recognized in an asset or liability account, respectively. The net fair value of the swaps is R$368,265 to be received. The fair value adjustments on the hedged items and on the hedging instruments are recognized in profit or loss, within “Result of derivative financial instruments” or within the same line item as the hedged item, in accordance with the fair value hedge accounting requirements of IFRS 9.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman,serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 21.3pt"><span style="font-family: Calibri,sans-serif; font-size: 8pt">(u)</span></td><td><span style="font-family: Calibri,sans-serif; font-size: 8pt">The curve value corresponds to the present value of contractual cash flows discounted using the applicable market yield curves at the reporting date and does not represent the carrying amount under IFRS.</span></td></tr></table> 7172936000 7514955000 -359710000 7155245000 7172915000 7514927000 -359703000 7155224000 <table cellpadding="0" cellspacing="0" id="xdx_893_ecustom--DisclosureOfFixedRatesExplanatory_pn3n3_zUlxkFou084g" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 22)"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B4_zcHxQh0fvVoi" style="display: none">Schedule of fixed rates</span></td> <td style="padding-right: 11.35pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 11.35pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 19.85pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Fixed Rate vs IPCA</i></b></span></td> <td colspan="7" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2024</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 57%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Reference Value</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Curve Value(u)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Market Value Adjustment</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Fair Value</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Item</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Payroll loan installments (d)</span></td> <td id="xdx_98F_ecustom--FixedRateReferenceValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_z7O37budVHml" style="border-bottom: Black 1pt solid; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Fixed rate reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>16,700</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_98A_ecustom--FixedRateCurveValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_zEk3YDF27Xca" style="border-bottom: Black 1pt solid; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Fixed rate curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>16,798</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_983_ecustom--FixedRateMarketValueAdjustment_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_zqJ2tqFcBQni" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 19.85pt; padding-left: 3.5pt; text-align: right" title="Fixed rate market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>21</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_980_ecustom--FixedRateFairValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_zgwnfnjQkCfb" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Fixed rate fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>16,819</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Instrument</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>Swap</i> (g) (liabilities) (h)</span></td> <td id="xdx_98D_ecustom--FixedRateReferenceValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zN3iTjJM3o62" style="border-bottom: Black 1pt solid; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Fixed rate reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>16,700</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_984_ecustom--FixedRateCurveValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zJ37od0XrRth" style="border-bottom: Black 1pt solid; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Fixed rate curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>16,798</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_984_ecustom--FixedRateMarketValueAdjustment_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zpBJXDt8qC03" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 19.85pt; padding-left: 3.5pt; text-align: right" title="Fixed rate market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>21</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_988_ecustom--FixedRateFairValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zPBBanCp7VCg" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 11.35pt; padding-left: 3.5pt; text-align: right" title="Fixed rate fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>16,819</b></span></td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(g)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Swap contracts traded in the over-the-counter market, registered on B3, with the longest maturity in December 2026.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(h)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">The amounts related to the differential to be received or paid are recognized in an asset or liability account. Changes in the fair value of these swaps, as well as the corresponding fair value adjustments on the hedged items, are recognized in profit or loss.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman,serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 21.3pt"><span style="font-family: Calibri,sans-serif; font-size: 8pt">(u)</span></td><td><span style="font-family: Calibri,sans-serif; font-size: 8pt">The curve value corresponds to the present value of contractual cash flows discounted using the applicable market yield curves at the reporting date and does not represent the carrying amount under IFRS.</span></td></tr></table> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0 8.5pt 0 0"><b> </b></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr style="vertical-align: bottom"> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Fair Value Hedge - Currency</i></b></span></td> <td colspan="7" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2024</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 57%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Reference Value</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Curve Value(u)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Market Value Adjustment</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Fair Value</b></span></td> </tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Item</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> </tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Foreign borrowing (USD) (i)</span></td> <td id="xdx_987_ecustom--FairValueHedgeCurrencyReferenceValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--ForeignBorrowingMember_zgd0GB8DPZwe" style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge currency reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>476,463 </b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_983_ecustom--FairValueHedgeCurrencyCurveValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--ForeignBorrowingMember_zoVEQbNIUxl" style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge currency curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>482,164 </b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_982_ecustom--FairValueHedgeCurrencyMarketValueAdjustment_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--ForeignBorrowingMember_z7Lzee4R80Hj" style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 5.65pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge currency market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(2,061)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_987_ecustom--FairValueHedgeCurrencyFairValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--ForeignBorrowingMember_zdQebI7urAR9" style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 8.5pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge currency fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>480,103 </b></span></td> </tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Instrument</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> </tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>Swap</i> (j) (liabilities) (k)</span></td> <td id="xdx_984_ecustom--FairValueHedgeCurrencyReferenceValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_z7znwoblzJZe" style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge currency reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>476,463 </b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_98D_ecustom--FairValueHedgeCurrencyCurveValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zwjUCyLye127" style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge currency curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>482,164 </b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_984_ecustom--FairValueHedgeCurrencyMarketValueAdjustment_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_z1Uz0Rer3K2l" style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 5.65pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge currency market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(2,061)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_986_ecustom--FairValueHedgeCurrencyFairValue_pn3n3_c20240101__20241231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zvbrd4wH08ic" style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 8.5pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge currency fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>480,103 </b></span></td> </tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(i)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">The hedge relationship is formalized in a memorandum, which includes foreign borrowing in USD.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(j)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Swap contract traded in the over-the-counter market, registered on B3, with maturity in March 2026.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0"><tr style="vertical-align: top"> <td style="width: 1px"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(k)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">The amounts related to the differential to be received or paid are recognized in an asset or liability account, respectively. The hedge is designated to protect the exposure to changes in fair value arising from foreign exchange and interest rate risk on the foreign currency borrowing.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman,serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 21.3pt"><span style="font-family: Calibri,sans-serif; font-size: 8pt">(u)</span></td><td><span style="font-family: Calibri,sans-serif; font-size: 8pt">The curve value corresponds to the present value of contractual cash flows discounted using the applicable market yield curves at the reporting date and does not represent the carrying amount under IFRS.</span></td></tr></table> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0 8.5pt 0 0"><b> </b></p> 16700000 16798000 21000 16819000 16700000 16798000 21000 16819000 476463000 482164000 -2061000 480103000 476463000 482164000 -2061000 480103000 <table cellpadding="0" cellspacing="0" id="xdx_89C_ecustom--DisclosureOfCashFlowHedgeInterestRateRisksExplanatory_pn3n3_zTopuqgBf3z8" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 19)"> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8BB_zKVklqT0eyU5" style="display: none">Schedule of cash flow hedge - interest rate risk</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Interest Rate</i></b></span></td> <td colspan="7" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2023</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 57%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Reference Value</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Curve Value</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Market Value Adjustment</b></span></td> <td style="border-bottom: Black 1pt solid; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Fair Value</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Item</b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Variable rate CDBs / CDI</span></td> <td id="xdx_988_ecustom--CashFlowHedgeInterestRateRiskReferenceValue_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsCDIMember_zRgyi8VF6YEk" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>305,935</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_98D_ecustom--CashFlowHedgeInterestRateRiskCurveValue_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsCDIMember_zwTJWUrh0J4i" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>178,474</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_98B_ecustom--CashFlowHedgeInterestRateRiskMarketValueAdjustment_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsCDIMember_zfUWD2j99674" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>597</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_983_ecustom--CashFlowHedgeInterestRateRiskFairValue_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsCDIMember_zlE8QU18PlLe" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(17,748)</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Instrument</b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">DI Future Contracts (a)</span></td> <td id="xdx_984_ecustom--CashFlowHedgeInterestRateRiskReferenceValue_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--DIFutureContractsMember_z5ZUwLje40jk" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>315,300</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_980_ecustom--CashFlowHedgeInterestRateRiskCurveValue_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--DIFutureContractsMember_zX2aHHoKE7R8" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>202,496</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_988_ecustom--CashFlowHedgeInterestRateRiskMarketValueAdjustment_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--DIFutureContractsMember_z7PchR2liHWe" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>626</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_98D_ecustom--CashFlowHedgeInterestRateRiskFairValue_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--DIFutureContractsMember_zv4piiSQE1Sh" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(18,291)</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Item</b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Debentures</span></td> <td id="xdx_980_ecustom--CashFlowHedgeInterestRateRiskReferenceValue_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--DebenturesMember_z4IxnwqwBllj" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,738,407</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_984_ecustom--CashFlowHedgeInterestRateRiskCurveValue_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--DebenturesMember_z9yhy77YKI1d" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,346,425</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_986_ecustom--CashFlowHedgeInterestRateRiskMarketValueAdjustment_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--DebenturesMember_zwWH9VFnxCL7" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>8,447</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_98A_ecustom--CashFlowHedgeInterestRateRiskFairValue_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--DebenturesMember_zuzJUhxUjyOf" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(61,155)</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Instrument</b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">DI Future Contracts (a)</span></td> <td id="xdx_981_ecustom--CashFlowHedgeInterestRateRiskReferenceValue_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--HedgeInstrumentDIFutureContractsMember_zbK6kNBvoYh6" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,251,500</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_98E_ecustom--CashFlowHedgeInterestRateRiskCurveValue_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--HedgeInstrumentDIFutureContractsMember_zgVVHrxdQzgk" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,882,907</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_98A_ecustom--CashFlowHedgeInterestRateRiskMarketValueAdjustment_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--HedgeInstrumentDIFutureContractsMember_z5pzqnNjOldk" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>6,498</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_988_ecustom--CashFlowHedgeInterestRateRiskFairValue_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--HedgeInstrumentDIFutureContractsMember_z8GbMMfg4Aq9" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge interest rate risk fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(59,940)</b></span></td></tr> </table> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0 0.7pt 0 63.8pt; text-align: left"> </p> <table cellpadding="0" cellspacing="0" style="font: 11pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(a)</span></td><td style="text-align: justify; padding-right: 0.7pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">DI Futures contracts traded on B3 with the longest maturity in January 2029.</span></td></tr></table> 305935000 178474000 597000 -17748000 315300000 202496000 626000 -18291000 2738407000 2346425000 8447000 -61155000 2251500000 1882907000 6498000 -59940000 <table cellpadding="0" cellspacing="0" id="xdx_894_ecustom--DisclosureOfCashFlowHedgeInflationIPCAExplanatory_pn3n3_z7KbIz4FUo18" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 20)"> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B1_zKkmxisgNWt1" style="display: none">Schedule of cash flow hedge - inflation ipca</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Inflation (IPCA)</i></b></span></td> <td colspan="7" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2023</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 57%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Reference Value</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Curve Value</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Market Value Adjustment</b></span></td> <td style="border-bottom: Black 1pt solid; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Fair Value</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Item</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Variable rate CDBs - IPCA</span></td> <td id="xdx_985_ecustom--CashFlowHedgeInflationReferenceValue_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsIPCAMember_zjdqDTMKZOy1" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge inflation reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>3,561,147</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_984_ecustom--CashFlowHedgeInflationCurveValue_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsIPCAMember_z3JzCIDsXRyd" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge inflation curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,923,249</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_982_ecustom--CashFlowHedgeInflationMarketValueAdjustment_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsIPCAMember_zFQ9f0dwafy" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge inflation market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(24,132)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_98A_ecustom--CashFlowHedgeInflationFairValue_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--VariableRateCDBsIPCAMember_z9BMQC4MuJU6" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge inflation fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>37,493</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Instrument</b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>Swap</i> (b)</span></td> <td id="xdx_987_ecustom--CashFlowHedgeInflationReferenceValue_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zFxBfQ8XHFm4" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge inflation reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>3,560,997</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_98B_ecustom--CashFlowHedgeInflationCurveValue_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_z2381UeNt8u5" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge inflation curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,922,931</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_98B_ecustom--CashFlowHedgeInflationMarketValueAdjustment_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zZpop5Z2Pcka" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge inflation market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(24,114)</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_987_ecustom--CashFlowHedgeInflationFairValue_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zTj2d5TjwQxh" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Cash flow hedge inflation fair value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>37,395</b></span></td></tr> </table> <p style="font: 11pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: left"> </p> <table cellpadding="0" cellspacing="0" style="font: 11pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(b)</span></td><td style="text-align: justify; padding-right: 0.7pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Swap contracts traded in the over-the-counter market, registered on B3, with the longest maturity in August 2028.</span></td></tr></table> 3561147000 2923249000 -24132000 37493000 3560997000 2922931000 -24114000 37395000 <table cellpadding="0" cellspacing="0" id="xdx_899_ecustom--DisclosuresOfFairValueHedgeFixedInterestRateRiskExplanatory_z0dGd7E63lMl" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Financial Instruments (Details 21)"> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B5_zA1yj0nylXWj" style="display: none">Schedule of fair value hedge - fixed interest rate risk</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Fixed Rate</i></b></span></td> <td colspan="7" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2023</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 57%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Reference Value</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Curve Value</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Market Value Adjustment</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Fair Value</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Item</b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Payroll loan installments (c)</span></td> <td id="xdx_989_ecustom--FairValueHedgeReferenceValue_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_zHTiVeO4kHa1" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,016,917 </b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_983_ecustom--FairValueHedgeCurveValue_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_zStnBWeKuRsc" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,036,785 </b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_987_ecustom--FairValueHedgeMarketValueAdjustment_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_zMzjT81MaU7d" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>26,624</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_98C_ecustom--FairValueHedge_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--PayrollLoanInstallmentsMember_ztrQ8gTPmzz2" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,063,409 </b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Hedge Instrument</b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>Swap</i> (d) <i>(liabilities) (e)</i></span></td> <td id="xdx_98D_ecustom--FairValueHedgeReferenceValue_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zmrvpU0saFth" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge reference value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,016,917 </b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_985_ecustom--FairValueHedgeCurveValue_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zMpqxSdFakwg" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge curve value"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,035,950 </b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_980_ecustom--FairValueHedgeMarketValueAdjustment_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_z3OBGbXHONok" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge market value adjustment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>27,055</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_980_ecustom--FairValueHedge_pn3n3_c20230101__20231231__ifrs-full--HedgingInstrumentsAxis__custom--SwapsMember_zvRnJQ9Otgw4" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Fair value hedge"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,063,005 </b></span></td></tr> </table> <p style="font: 11pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 63.8pt; text-align: left"> </p> <table cellpadding="0" cellspacing="0" style="font: 11pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(c)</span></td><td style="text-align: justify; padding-right: 0.7pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">The relationship of this hedge is formalized in a memorandum, which includes portions of payroll loan contracts maturing within the specified range, with values close to the notional of each derivative maturity.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 11pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(d)</span></td><td style="text-align: justify; padding-right: 0.7pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Swap contracts traded in the over-the-counter market, registered on B3, with the longest maturity in June 2027.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 11pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(e)</span></td><td style="text-align: justify; padding-right: 0.7pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">The amounts related to the differential to be received or paid are recognized in an asset or liability account, respectively. The fair value of the swaps is R$24,469,</span></td></tr></table> 1016917000 1036785000 26624000 1063409000 1016917000 1035950000 27055000 1063005000 <p id="xdx_807_ecustom--DisclosureOfTaxesExplanatory_z2ZDF4MMnbJ8" style="font: 13pt/115% Calibri Light; margin: 5.05pt 0 0 14.2pt; text-indent: 0in"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b>7.</b></span><b><span style="font-family: Times New Roman, Times, Serif; font-size: 7pt">   </span><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><span id="xdx_824_zNA7JVM9VGD4">Income Taxes, Social Contribution and Other Taxes</span></span></b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>(a)</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif">Movements of deferred tax assets</span></td></tr></table> <p style="font: 9pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt"> </p> <p style="font: 9pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt"><span style="text-decoration: underline">Deferred tax assets</span></p> <table cellpadding="0" cellspacing="0" id="xdx_891_ecustom--ScheduleOfMovementsOfDeferredTaxAssetsTableTextBlock_pn3n3_zIavaeIzeRck" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Income Taxes, Social Contribution and Other Taxes (Details)"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8BC_zVpHuDehACH" style="display: none">Schedule of deferred tax assets</span></td> <td id="xdx_495_20251231_zScQR4uMf9O3" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_49D_20241231_zjdUff4XwC4c" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_491_20231231_zDikVtXbBJjg" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="3" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>As of December 31,</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 70%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2023</b></span></td></tr> <tr id="xdx_407_ecustom--InitialAmountAssets_iI_z0CvMilTs3z7"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Initial amount</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">831,698 </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">687,362 </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">588,090 </span></td></tr> <tr id="xdx_402_ecustom--ProvisionReversalAssets_iI_zDH90Zez85m9"> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Provision/ reversal</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">615,621 </span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">144,336 </span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">99,272 </span></td></tr> <tr id="xdx_401_eifrs-full--DeferredTaxAssets_iI_zknDvRellurd"> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Deferred tax assets</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,447,319 </b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>831,698 </b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>687,362 </b></span></td></tr> </table> <p id="xdx_8A4_z8CjnZxQaIY4" style="font: 9pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt"> </p> <p style="font: 9pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt"><span style="text-decoration: underline">Deferred tax liabilities</span></p> <table cellpadding="0" cellspacing="0" id="xdx_89D_ecustom--ScheduleOfMovementsOfDeferredTaxLiabilitiesTableTextBlock_pn3n3_z2lEA6cfwTgd" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Income Taxes, Social Contribution and Other Taxes (Details 1)"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B3_zZcs6eZtEQV7" style="display: none">Schedule of deferred tax liabilities</span></td> <td id="xdx_493_20251231_zShfguCxowf7" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_493_20241231_zFTJUGML54za" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_497_20231231_zE3me3t9R8k1" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="3" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>As of December 31,</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 70%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2023</b></span></td></tr> <tr id="xdx_408_ecustom--InitialAmountLiabilities_iI_zeSjbdO7GxMa"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Initial amount</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">206,860 </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">194,284 </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">184,182 </span></td></tr> <tr id="xdx_408_ecustom--ProvisionReversalLiabilities_iI_zLM7mR58Ibtg"> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Provision/ reversal</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">176,014 </span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">12,576 </span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">10,102 </span></td></tr> <tr id="xdx_400_eifrs-full--DeferredTaxLiabilities_iI_ziAUWXey5MB1"> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Deferred tax liabilities</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>382,874 </b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>206,860 </b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>194,284 </b></span></td></tr> </table> <p id="xdx_8A7_zF7Bwpky9xt4" style="font: 10pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt"><b> </b></p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>(b)</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif">Income tax and social contribution expense</span></td></tr></table> <table cellpadding="0" cellspacing="0" id="xdx_897_ecustom--ScheduleOfIncomeTaxAndSocialContributionExpenseTableTextBlock_pn3n3_zCNW6OcT6Yzd" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Income Taxes, Social Contribution and Other Taxes (Details 2)"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8BA_zvvQU2Mmdjkl" style="display: none">Schedule of income tax and social contribution expense</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="3" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>As of December 31,</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 70%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2023</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Income tax in profit or loss </b></span></td> <td id="xdx_981_eifrs-full--IncomeTaxExpenseContinuingOperations_pn3n3_c20250101__20251231_zBXrlp657wr4" style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt" title="Income tax in profit or loss"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(700,567)</span></td> <td id="xdx_98A_eifrs-full--IncomeTaxExpenseContinuingOperations_pn3n3_c20240101__20241231_z59831RoAPtg" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Income tax in profit or loss"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(433,638)</span></td> <td id="xdx_98E_eifrs-full--IncomeTaxExpenseContinuingOperations_pn3n3_c20230101__20231231_z5eNpJ09j323" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Income tax in profit or loss"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(221,525)</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Deferred taxes:</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 8pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Temporary differences</span></td> <td id="xdx_980_ecustom--CurrentTaxExpenseIncomes_pn3n3_c20250101__20251231__ifrs-full--TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis__ifrs-full--TemporaryDifferenceMember_zm88PzxLWOHf" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Income tax expense"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">410,359 </span></td> <td id="xdx_984_ecustom--CurrentTaxExpenseIncomes_pn3n3_c20240101__20241231__ifrs-full--TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis__ifrs-full--TemporaryDifferenceMember_zgxx6JLLC8yj" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Temporary differences"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">195,590 </span></td> <td id="xdx_98D_ecustom--CurrentTaxExpenseIncomes_pn3n3_c20230101__20231231__ifrs-full--TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis__ifrs-full--TemporaryDifferenceMember_zNLeW14lfcbc" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Temporary differences"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">122,295 </span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 8pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Tax loss and negative calculation basis</span></td> <td id="xdx_982_ecustom--CurrentTaxExpenseIncomes_pn3n3_c20250101__20251231__ifrs-full--TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis__custom--TaxLossAndNegativeCalculationBasisMember_zCDKolsJ2tXd" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Income tax expense"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3005">-</span></span></td> <td id="xdx_98C_ecustom--CurrentTaxExpenseIncomes_pn3n3_c20240101__20241231__ifrs-full--TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis__custom--TaxLossAndNegativeCalculationBasisMember_zzAxQ66dCFJe" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Tax loss and negative calculation basis"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(8,607)</span></td> <td id="xdx_98D_ecustom--CurrentTaxExpenseIncomes_pn3n3_c20230101__20231231__ifrs-full--TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis__custom--TaxLossAndNegativeCalculationBasisMember_zc6sia3F9aF" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Tax loss and negative calculation basis"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(56,347)</span></td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td id="xdx_98B_ecustom--CurrentTaxExpensesIncome_pn3n3_c20250101__20251231_zd928KN8FVud" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Income tax expense"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(290,208)</b></span></td> <td id="xdx_981_ecustom--CurrentTaxExpensesIncome_pn3n3_c20240101__20241231_zOikbqQlP4jh" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Income tax in profit or loss"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(246,655)</b></span></td> <td id="xdx_98C_ecustom--CurrentTaxExpensesIncome_pn3n3_c20230101__20231231_zM4FNxjz9z59" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Income tax in profit or loss"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(155,577)</b></span></td></tr> </table> <p id="xdx_8AE_zHvMEIArto4g" style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>(c)</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif">Estimate of tax credit realization </span></td></tr></table> <table cellpadding="0" cellspacing="0" id="xdx_89D_ecustom--ScheduleOfEstimateOfTaxCreditRealizationTableTextBlock_pn3n3_zYTEFCq1Iixh" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Income Taxes, Social Contribution and Other Taxes (Details 3)"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B7_zGO1zoDJFy7j" style="display: none">Schedule of estimate of tax credit realization</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>As of December 31,</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 80%; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Expected income tax and social contribution, calculated with statutory rate</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Year 1</span></td> <td id="xdx_98C_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20251231__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_zDVbzoXHb2T3" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">640,419 </span></td> <td id="xdx_988_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_zBMiiHJziral" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">347,304</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Year 2</span></td> <td id="xdx_98A_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20251231__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_zZjHiFg0Oa18" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">221,450 </span></td> <td id="xdx_987_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_zQihlICjd9B" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">107,199</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Year 3</span></td> <td id="xdx_986_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20251231__ifrs-full--MaturityAxis__ifrs-full--LaterThanThreeYearsAndNotLaterThanFourYearsMember_zbMVX5ZtX4y3" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">158,845 </span></td> <td id="xdx_98A_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanThreeYearsAndNotLaterThanFourYearsMember_ziZwRCWIRSIe" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">110,136</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Year 4</span></td> <td id="xdx_98F_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20251231__ifrs-full--MaturityAxis__ifrs-full--LaterThanFourYearsAndNotLaterThanFiveYearsMember_zBCHqbetMvFg" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">131,901 </span></td> <td id="xdx_98F_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanFourYearsAndNotLaterThanFiveYearsMember_zAbpCwepYNHh" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">73,084</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Year 5</span></td> <td id="xdx_985_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20251231__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_z7vDzfOigD6k" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">111,304 </span></td> <td id="xdx_985_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_z3oyPrysdgpj" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">71,347</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Year 6 – 10</span></td> <td id="xdx_98B_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20251231__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsAndNotLaterThanTenYearsMember_zrga3HrKwgHh" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">183,399 </span></td> <td id="xdx_98E_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsAndNotLaterThanTenYearsMember_zqPWBNKeePBc" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">122,628</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td id="xdx_98B_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20251231_zr3rs2q0kISi" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,447,319 </b></span></td> <td id="xdx_98B_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20241231_zljK151lQ0h" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>831,698 </b></span></td></tr> </table> <p id="xdx_8A4_zhJS6TEyVQSf" style="font: 10pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt"><b> </b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">The net balance of the Group's tax credit as of December 31, 2025, was composed of R$<span id="xdx_901_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20251231_zEyalLyqrs3e" title="Deferred tax assets">1,447,319</span> related to deferred tax assets and R$<span id="xdx_903_ecustom--DeferredTaxLiability_iNI_pn3n3_di_c20251231_zopA19PYy3ae" title="Deferred tax liabilities">382,874</span> related to deferred tax liabilities.</p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>(d)</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif">Effective tax rate reconciliation </span></td></tr></table> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in"> </p> <table cellpadding="0" cellspacing="0" id="xdx_890_ecustom--ScheduleOfEstimateOfTaxRateRealizationTableTextBlock_pn3n3_zQ5oWyaqQPOf" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Income Taxes, Social Contribution and Other Taxes (Details 4)"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B8_z1h0D20PijBj" style="display: none">Schedule of effective tax rate reconciliation</span></td> <td id="xdx_495_20251231_zA0Vq1Vc1ll5" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_494_20241231_zPN5HpfFgjSc" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_49E_20231231_zoH7E3Kz5CP7" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="3" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>As of December 31,</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 70%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2023</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Net income before taxes</b></span></td> <td id="xdx_98D_eifrs-full--ProfitLossBeforeTax_pn3n3_c20250101__20251231_zi6M9543jyB5" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Net income before taxes"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,336,821</b></span></td> <td id="xdx_98A_eifrs-full--ProfitLossBeforeTax_pn3n3_c20240101__20241231_zKn2T6sETtDk" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Net income before taxes"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,041,011</b></span></td> <td id="xdx_987_eifrs-full--ProfitLossBeforeTax_pn3n3_c20230101__20231231_zmAlEXwAtz16" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Net income before taxes"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>581,635</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr id="xdx_400_eifrs-full--CurrentPayablesOnSocialSecurityAndTaxesOtherThanIncomeTax_iNI_di_zeXY5MFMfXF3"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Expected income tax and social contribution, at statutory rates </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(492,616)</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(379,283)</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(207,989)</span></td></tr> <tr id="xdx_40E_eifrs-full--OtherEquityInterest_iI_zLD5K3w9I0e9"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Interest on equity ⁽¹⁾</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">106,797</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">92,610</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">37,186</span></td></tr> <tr id="xdx_400_ecustom--PermanentAdditionsAndExclusions_iI_zwsOhA2Otozc"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Permanent additions and exclusions</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(2,582)</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">11,386</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,656</span></td></tr> <tr id="xdx_40A_ecustom--TaxIncentiveHungerPreventionProgramAndDonations_iI_zzLN7Uvyxd6e"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Tax incentive - Hunger Prevention Program and donations</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">24,318</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">7,229</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,457</span></td></tr> <tr id="xdx_406_eifrs-full--CreditExposure_iI_z2CYXD1j0MXc"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Extemporaneous credit</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3075">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">21,603</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">7,631</span></td></tr> <tr id="xdx_404_ecustom--Others1_iI_ziMQP26020R1"> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Others</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">72,954</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(200)</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(518)</span></td></tr> <tr id="xdx_404_ecustom--IncomeTaxExpense_iI_zInoMAgVWFbc"> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Income tax expense </b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(291,129)</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(246,655)</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(155,577)</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>The effective income tax rate </b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span id="xdx_90F_eifrs-full--AverageEffectiveTaxRate_pip0_dp_c20250101__20251231_zA275Kie7ma5" title="Effective income tax rate">22</span>%</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span id="xdx_905_eifrs-full--AverageEffectiveTaxRate_pip0_dp_c20240101__20241231_ze53fyPKrCH6" title="Effective income tax rate">24</span>%</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span id="xdx_906_eifrs-full--AverageEffectiveTaxRate_pip0_dp_c20230101__20231231_zL7IrKuzZ2Ka" title="Effective income tax rate">27</span>%</b></span></td></tr> </table> <p style="font: 9pt Calibri, Helvetica, Sans-Serif; margin: 0">⁽¹⁾Interest on equity refers to a profit distribution to shareholders and is deductible by the company for corporate income tax (IRPJ) and social contribution on net profit (CSLL) purposes.</p> <p id="xdx_8A5_zME55Z6nQUv6" style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>(e)</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif">Breakdown deferred tax assets and liabilities</span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0"> </p> <table cellpadding="0" cellspacing="0" id="xdx_89D_ecustom--ScheduleOfBreakdownDeferredTaxAssetsAndLiabilitiesTableTextBlock_pn3n3_znGUtgOMov57" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Income Taxes, Social Contribution and Other Taxes (Details 5)"> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span id="xdx_8BF_zP2Gpr1cfIQg" style="display: none">Schedule of breakdown deferred tax assets and liabilities</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"> </td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td colspan="2" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2025</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 70%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; width: 15%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Deferred Tax Assets</b></span></td> <td style="border-bottom: Black 1pt solid; width: 15%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Deferred Tax Liabilities</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Provisions</span></td> <td id="xdx_98B_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20251231__ifrs-full--ClassesOfProvisionsAxis__custom--ProvisionsMember_zZvcXEAu7oNk" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">148,247</span></td> <td id="xdx_98D_ecustom--DeferredTaxLiability_iI_pn3n3_c20251231__ifrs-full--ClassesOfProvisionsAxis__custom--ProvisionsMember_z4zBE0QsRTak" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax liabilities"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3098">-</span></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Allowance for expected credit losses</span></td> <td id="xdx_989_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20251231__ifrs-full--TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis__ifrs-full--AllowanceForCreditLossesMember_z45t5ttqs9s6" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,100,448</span></td> <td id="xdx_987_ecustom--DeferredTaxLiability_iI_pn3n3_c20251231__ifrs-full--TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis__ifrs-full--AllowanceForCreditLossesMember_zdpd5pEXlnc5" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax liabilities"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(98,816)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Lease liabilities</span></td> <td id="xdx_984_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20251231__ifrs-full--LiabilitiesArisingFromFinancingActivitiesAxis__ifrs-full--LeaseLiabilitiesMember_z7ibT7RGQK7h" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">131,854</span></td> <td id="xdx_98D_ecustom--DeferredTaxLiability_iI_pn3n3_c20251231__ifrs-full--LiabilitiesArisingFromFinancingActivitiesAxis__ifrs-full--LeaseLiabilitiesMember_zrQq4koFhbX6" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax liabilities"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(120,365)</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Other temporary differences</span></td> <td id="xdx_980_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20251231__ifrs-full--TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis__ifrs-full--OtherTemporaryDifferencesMember_z7yy4JsNmxC5" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">66,770</span></td> <td id="xdx_98F_ecustom--DeferredTaxLiability_iI_pn3n3_c20251231__ifrs-full--TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis__ifrs-full--OtherTemporaryDifferencesMember_zTYzwXZPEWd" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax liabilities"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(163,693)</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td id="xdx_98B_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20251231_zN8pB5T1P5wf" style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,447,319</b></span></td> <td id="xdx_98C_ecustom--DeferredTaxLiability_iI_pn3n3_c20251231_z8EnmZRQBI66" style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax liabilities"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(382,874)</b></span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td colspan="2" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2024</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 70%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; width: 15%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Deferred Tax Assets</b></span></td> <td style="border-bottom: Black 1pt solid; width: 15%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Deferred Tax Liabilities</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Provisions</span></td> <td id="xdx_98B_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20241231__ifrs-full--ClassesOfProvisionsAxis__custom--ProvisionsMember_zcpvqlQONdwl" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">141,076</span></td> <td id="xdx_98B_ecustom--DeferredTaxLiability_iI_pn3n3_c20241231__ifrs-full--ClassesOfProvisionsAxis__custom--ProvisionsMember_zFAUx6sVVegd" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax liabilities"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3118">-</span></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Impairment allowance for loans and advances to customers</span></td> <td id="xdx_988_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20241231__ifrs-full--TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis__ifrs-full--AllowanceForCreditLossesMember_zQvD9dJL1XB9" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">561,442</span></td> <td id="xdx_983_ecustom--DeferredTaxLiability_iI_pn3n3_c20241231__ifrs-full--TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis__ifrs-full--AllowanceForCreditLossesMember_zb4q54APe5a8" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax liabilities"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(89,117)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Fair value of financial instruments held for trading</span></td> <td id="xdx_98A_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20241231__ifrs-full--CategoriesOfFinancialAssetsAxis__ifrs-full--FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTradingCategoryMember_zwlPkXqueq58" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">21</span></td> <td id="xdx_98F_ecustom--DeferredTaxLiability_iI_pn3n3_c20241231__ifrs-full--CategoriesOfFinancialAssetsAxis__ifrs-full--FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTradingCategoryMember_zMlqFjUcWvY8" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax liabilities"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3126">-</span></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Net operating losses</span></td> <td id="xdx_980_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20241231__ifrs-full--CategoriesOfFinancialAssetsAxis__custom--NetOperatingLossesMember_ziqsIkvcUXv1" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">3,107</span></td> <td id="xdx_988_ecustom--DeferredTaxLiability_iI_pn3n3_c20241231__ifrs-full--CategoriesOfFinancialAssetsAxis__custom--NetOperatingLossesMember_zS8P1F2fp27l" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax liabilities"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3130">-</span></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Lease liabilities</span></td> <td id="xdx_98E_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20241231__ifrs-full--LiabilitiesArisingFromFinancingActivitiesAxis__ifrs-full--LeaseLiabilitiesMember_zzXisA7G2ht" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">116,078</span></td> <td id="xdx_98D_ecustom--DeferredTaxLiability_iNI_pn3n3_di_c20241231__ifrs-full--LiabilitiesArisingFromFinancingActivitiesAxis__ifrs-full--LeaseLiabilitiesMember_zJ4P6GaAiFsl" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax liabilities"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(105,465)</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Other temporary differences</span></td> <td id="xdx_983_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20241231__ifrs-full--TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis__ifrs-full--OtherTemporaryDifferencesMember_zssx2wKltxya" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">9,974</span></td> <td id="xdx_983_ecustom--DeferredTaxLiability_iI_pn3n3_c20241231__ifrs-full--TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis__ifrs-full--OtherTemporaryDifferencesMember_zyW8Tb0jJK6e" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax liabilities"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(12,278)</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td id="xdx_986_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20241231_zYnEMK0mFFTj" style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>831,698</b></span></td> <td id="xdx_98C_ecustom--DeferredTaxLiability_iI_pn3n3_c20241231_ztWsop6BHiI9" style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax liabilities"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(206,860)</b></span></td></tr> </table> <p id="xdx_8AB_z47QMD2fayR" style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0"> </p> <table cellpadding="0" cellspacing="0" id="xdx_891_ecustom--ScheduleOfMovementsOfDeferredTaxAssetsTableTextBlock_pn3n3_zIavaeIzeRck" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Income Taxes, Social Contribution and Other Taxes (Details)"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8BC_zVpHuDehACH" style="display: none">Schedule of deferred tax assets</span></td> <td id="xdx_495_20251231_zScQR4uMf9O3" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_49D_20241231_zjdUff4XwC4c" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_491_20231231_zDikVtXbBJjg" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="3" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>As of December 31,</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 70%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2023</b></span></td></tr> <tr id="xdx_407_ecustom--InitialAmountAssets_iI_z0CvMilTs3z7"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Initial amount</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">831,698 </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">687,362 </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">588,090 </span></td></tr> <tr id="xdx_402_ecustom--ProvisionReversalAssets_iI_zDH90Zez85m9"> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Provision/ reversal</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">615,621 </span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">144,336 </span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">99,272 </span></td></tr> <tr id="xdx_401_eifrs-full--DeferredTaxAssets_iI_zknDvRellurd"> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Deferred tax assets</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,447,319 </b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>831,698 </b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>687,362 </b></span></td></tr> </table> 831698000 687362000 588090000 615621000 144336000 99272000 1447319000 831698000 687362000 <table cellpadding="0" cellspacing="0" id="xdx_89D_ecustom--ScheduleOfMovementsOfDeferredTaxLiabilitiesTableTextBlock_pn3n3_z2lEA6cfwTgd" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Income Taxes, Social Contribution and Other Taxes (Details 1)"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B3_zZcs6eZtEQV7" style="display: none">Schedule of deferred tax liabilities</span></td> <td id="xdx_493_20251231_zShfguCxowf7" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_493_20241231_zFTJUGML54za" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_497_20231231_zE3me3t9R8k1" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="3" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>As of December 31,</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 70%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2023</b></span></td></tr> <tr id="xdx_408_ecustom--InitialAmountLiabilities_iI_zeSjbdO7GxMa"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Initial amount</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">206,860 </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">194,284 </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">184,182 </span></td></tr> <tr id="xdx_408_ecustom--ProvisionReversalLiabilities_iI_zLM7mR58Ibtg"> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Provision/ reversal</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">176,014 </span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">12,576 </span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">10,102 </span></td></tr> <tr id="xdx_400_eifrs-full--DeferredTaxLiabilities_iI_ziAUWXey5MB1"> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Deferred tax liabilities</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>382,874 </b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>206,860 </b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>194,284 </b></span></td></tr> </table> 206860000 194284000 184182000 176014000 12576000 10102000 382874000 206860000 194284000 <table cellpadding="0" cellspacing="0" id="xdx_897_ecustom--ScheduleOfIncomeTaxAndSocialContributionExpenseTableTextBlock_pn3n3_zCNW6OcT6Yzd" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Income Taxes, Social Contribution and Other Taxes (Details 2)"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8BA_zvvQU2Mmdjkl" style="display: none">Schedule of income tax and social contribution expense</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="3" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>As of December 31,</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 70%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2023</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Income tax in profit or loss </b></span></td> <td id="xdx_981_eifrs-full--IncomeTaxExpenseContinuingOperations_pn3n3_c20250101__20251231_zBXrlp657wr4" style="text-align: right; padding-right: 3.5pt; padding-left: 3.5pt" title="Income tax in profit or loss"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(700,567)</span></td> <td id="xdx_98A_eifrs-full--IncomeTaxExpenseContinuingOperations_pn3n3_c20240101__20241231_z59831RoAPtg" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Income tax in profit or loss"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(433,638)</span></td> <td id="xdx_98E_eifrs-full--IncomeTaxExpenseContinuingOperations_pn3n3_c20230101__20231231_z5eNpJ09j323" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Income tax in profit or loss"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(221,525)</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Deferred taxes:</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 8pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Temporary differences</span></td> <td id="xdx_980_ecustom--CurrentTaxExpenseIncomes_pn3n3_c20250101__20251231__ifrs-full--TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis__ifrs-full--TemporaryDifferenceMember_zm88PzxLWOHf" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Income tax expense"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">410,359 </span></td> <td id="xdx_984_ecustom--CurrentTaxExpenseIncomes_pn3n3_c20240101__20241231__ifrs-full--TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis__ifrs-full--TemporaryDifferenceMember_zgxx6JLLC8yj" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Temporary differences"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">195,590 </span></td> <td id="xdx_98D_ecustom--CurrentTaxExpenseIncomes_pn3n3_c20230101__20231231__ifrs-full--TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis__ifrs-full--TemporaryDifferenceMember_zNLeW14lfcbc" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Temporary differences"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">122,295 </span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 8pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Tax loss and negative calculation basis</span></td> <td id="xdx_982_ecustom--CurrentTaxExpenseIncomes_pn3n3_c20250101__20251231__ifrs-full--TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis__custom--TaxLossAndNegativeCalculationBasisMember_zCDKolsJ2tXd" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Income tax expense"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3005">-</span></span></td> <td id="xdx_98C_ecustom--CurrentTaxExpenseIncomes_pn3n3_c20240101__20241231__ifrs-full--TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis__custom--TaxLossAndNegativeCalculationBasisMember_zzAxQ66dCFJe" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Tax loss and negative calculation basis"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(8,607)</span></td> <td id="xdx_98D_ecustom--CurrentTaxExpenseIncomes_pn3n3_c20230101__20231231__ifrs-full--TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis__custom--TaxLossAndNegativeCalculationBasisMember_zc6sia3F9aF" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Tax loss and negative calculation basis"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(56,347)</span></td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td id="xdx_98B_ecustom--CurrentTaxExpensesIncome_pn3n3_c20250101__20251231_zd928KN8FVud" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Income tax expense"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(290,208)</b></span></td> <td id="xdx_981_ecustom--CurrentTaxExpensesIncome_pn3n3_c20240101__20241231_zOikbqQlP4jh" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Income tax in profit or loss"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(246,655)</b></span></td> <td id="xdx_98C_ecustom--CurrentTaxExpensesIncome_pn3n3_c20230101__20231231_zM4FNxjz9z59" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Income tax in profit or loss"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(155,577)</b></span></td></tr> </table> -700567000 -433638000 -221525000 410359000 195590000 122295000 -8607000 -56347000 -290208000 -246655000 -155577000 <table cellpadding="0" cellspacing="0" id="xdx_89D_ecustom--ScheduleOfEstimateOfTaxCreditRealizationTableTextBlock_pn3n3_zYTEFCq1Iixh" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Income Taxes, Social Contribution and Other Taxes (Details 3)"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B7_zGO1zoDJFy7j" style="display: none">Schedule of estimate of tax credit realization</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>As of December 31,</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 80%; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Expected income tax and social contribution, calculated with statutory rate</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Year 1</span></td> <td id="xdx_98C_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20251231__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_zDVbzoXHb2T3" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">640,419 </span></td> <td id="xdx_988_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_zBMiiHJziral" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">347,304</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Year 2</span></td> <td id="xdx_98A_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20251231__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_zZjHiFg0Oa18" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">221,450 </span></td> <td id="xdx_987_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanTwoYearsAndNotLaterThanThreeYearsMember_zQihlICjd9B" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">107,199</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Year 3</span></td> <td id="xdx_986_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20251231__ifrs-full--MaturityAxis__ifrs-full--LaterThanThreeYearsAndNotLaterThanFourYearsMember_zbMVX5ZtX4y3" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">158,845 </span></td> <td id="xdx_98A_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanThreeYearsAndNotLaterThanFourYearsMember_ziZwRCWIRSIe" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">110,136</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Year 4</span></td> <td id="xdx_98F_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20251231__ifrs-full--MaturityAxis__ifrs-full--LaterThanFourYearsAndNotLaterThanFiveYearsMember_zBCHqbetMvFg" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">131,901 </span></td> <td id="xdx_98F_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanFourYearsAndNotLaterThanFiveYearsMember_zAbpCwepYNHh" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">73,084</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Year 5</span></td> <td id="xdx_985_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20251231__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_z7vDzfOigD6k" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">111,304 </span></td> <td id="xdx_985_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_z3oyPrysdgpj" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">71,347</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Year 6 – 10</span></td> <td id="xdx_98B_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20251231__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsAndNotLaterThanTenYearsMember_zrga3HrKwgHh" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">183,399 </span></td> <td id="xdx_98E_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsAndNotLaterThanTenYearsMember_zqPWBNKeePBc" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">122,628</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td id="xdx_98B_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20251231_zr3rs2q0kISi" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,447,319 </b></span></td> <td id="xdx_98B_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20241231_zljK151lQ0h" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>831,698 </b></span></td></tr> </table> 640419000 347304000 221450000 107199000 158845000 110136000 131901000 73084000 111304000 71347000 183399000 122628000 1447319000 831698000 1447319000 -382874000 <table cellpadding="0" cellspacing="0" id="xdx_890_ecustom--ScheduleOfEstimateOfTaxRateRealizationTableTextBlock_pn3n3_zQ5oWyaqQPOf" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Income Taxes, Social Contribution and Other Taxes (Details 4)"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B8_z1h0D20PijBj" style="display: none">Schedule of effective tax rate reconciliation</span></td> <td id="xdx_495_20251231_zA0Vq1Vc1ll5" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_494_20241231_zPN5HpfFgjSc" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_49E_20231231_zoH7E3Kz5CP7" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="3" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>As of December 31,</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 70%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2023</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Net income before taxes</b></span></td> <td id="xdx_98D_eifrs-full--ProfitLossBeforeTax_pn3n3_c20250101__20251231_zi6M9543jyB5" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Net income before taxes"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,336,821</b></span></td> <td id="xdx_98A_eifrs-full--ProfitLossBeforeTax_pn3n3_c20240101__20241231_zKn2T6sETtDk" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Net income before taxes"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,041,011</b></span></td> <td id="xdx_987_eifrs-full--ProfitLossBeforeTax_pn3n3_c20230101__20231231_zmAlEXwAtz16" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Net income before taxes"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>581,635</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr id="xdx_400_eifrs-full--CurrentPayablesOnSocialSecurityAndTaxesOtherThanIncomeTax_iNI_di_zeXY5MFMfXF3"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Expected income tax and social contribution, at statutory rates </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(492,616)</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(379,283)</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(207,989)</span></td></tr> <tr id="xdx_40E_eifrs-full--OtherEquityInterest_iI_zLD5K3w9I0e9"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Interest on equity ⁽¹⁾</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">106,797</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">92,610</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">37,186</span></td></tr> <tr id="xdx_400_ecustom--PermanentAdditionsAndExclusions_iI_zwsOhA2Otozc"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Permanent additions and exclusions</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(2,582)</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">11,386</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,656</span></td></tr> <tr id="xdx_40A_ecustom--TaxIncentiveHungerPreventionProgramAndDonations_iI_zzLN7Uvyxd6e"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Tax incentive - Hunger Prevention Program and donations</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">24,318</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">7,229</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,457</span></td></tr> <tr id="xdx_406_eifrs-full--CreditExposure_iI_z2CYXD1j0MXc"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Extemporaneous credit</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3075">-</span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">21,603</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">7,631</span></td></tr> <tr id="xdx_404_ecustom--Others1_iI_ziMQP26020R1"> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Others</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">72,954</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(200)</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(518)</span></td></tr> <tr id="xdx_404_ecustom--IncomeTaxExpense_iI_zInoMAgVWFbc"> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Income tax expense </b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(291,129)</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(246,655)</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(155,577)</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>The effective income tax rate </b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span id="xdx_90F_eifrs-full--AverageEffectiveTaxRate_pip0_dp_c20250101__20251231_zA275Kie7ma5" title="Effective income tax rate">22</span>%</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span id="xdx_905_eifrs-full--AverageEffectiveTaxRate_pip0_dp_c20240101__20241231_ze53fyPKrCH6" title="Effective income tax rate">24</span>%</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span id="xdx_906_eifrs-full--AverageEffectiveTaxRate_pip0_dp_c20230101__20231231_zL7IrKuzZ2Ka" title="Effective income tax rate">27</span>%</b></span></td></tr> </table> <p style="font: 9pt Calibri, Helvetica, Sans-Serif; margin: 0">⁽¹⁾Interest on equity refers to a profit distribution to shareholders and is deductible by the company for corporate income tax (IRPJ) and social contribution on net profit (CSLL) purposes.</p> 1336821000 1041011000 581635000 492616000 379283000 207989000 106797000 92610000 37186000 -2582000 11386000 1656000 24318000 7229000 6457000 21603000 7631000 72954000 -200000 -518000 -291129000 -246655000 -155577000 0.22 0.24 0.27 <table cellpadding="0" cellspacing="0" id="xdx_89D_ecustom--ScheduleOfBreakdownDeferredTaxAssetsAndLiabilitiesTableTextBlock_pn3n3_znGUtgOMov57" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Income Taxes, Social Contribution and Other Taxes (Details 5)"> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span id="xdx_8BF_zP2Gpr1cfIQg" style="display: none">Schedule of breakdown deferred tax assets and liabilities</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"> </td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td colspan="2" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2025</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 70%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; width: 15%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Deferred Tax Assets</b></span></td> <td style="border-bottom: Black 1pt solid; width: 15%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Deferred Tax Liabilities</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Provisions</span></td> <td id="xdx_98B_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20251231__ifrs-full--ClassesOfProvisionsAxis__custom--ProvisionsMember_zZvcXEAu7oNk" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">148,247</span></td> <td id="xdx_98D_ecustom--DeferredTaxLiability_iI_pn3n3_c20251231__ifrs-full--ClassesOfProvisionsAxis__custom--ProvisionsMember_z4zBE0QsRTak" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax liabilities"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3098">-</span></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Allowance for expected credit losses</span></td> <td id="xdx_989_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20251231__ifrs-full--TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis__ifrs-full--AllowanceForCreditLossesMember_z45t5ttqs9s6" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,100,448</span></td> <td id="xdx_987_ecustom--DeferredTaxLiability_iI_pn3n3_c20251231__ifrs-full--TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis__ifrs-full--AllowanceForCreditLossesMember_zdpd5pEXlnc5" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax liabilities"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(98,816)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Lease liabilities</span></td> <td id="xdx_984_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20251231__ifrs-full--LiabilitiesArisingFromFinancingActivitiesAxis__ifrs-full--LeaseLiabilitiesMember_z7ibT7RGQK7h" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">131,854</span></td> <td id="xdx_98D_ecustom--DeferredTaxLiability_iI_pn3n3_c20251231__ifrs-full--LiabilitiesArisingFromFinancingActivitiesAxis__ifrs-full--LeaseLiabilitiesMember_zrQq4koFhbX6" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax liabilities"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(120,365)</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Other temporary differences</span></td> <td id="xdx_980_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20251231__ifrs-full--TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis__ifrs-full--OtherTemporaryDifferencesMember_z7yy4JsNmxC5" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">66,770</span></td> <td id="xdx_98F_ecustom--DeferredTaxLiability_iI_pn3n3_c20251231__ifrs-full--TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis__ifrs-full--OtherTemporaryDifferencesMember_zTYzwXZPEWd" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax liabilities"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(163,693)</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td id="xdx_98B_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20251231_zN8pB5T1P5wf" style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,447,319</b></span></td> <td id="xdx_98C_ecustom--DeferredTaxLiability_iI_pn3n3_c20251231_z8EnmZRQBI66" style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax liabilities"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(382,874)</b></span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td colspan="2" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2024</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 70%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; width: 15%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Deferred Tax Assets</b></span></td> <td style="border-bottom: Black 1pt solid; width: 15%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Deferred Tax Liabilities</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Provisions</span></td> <td id="xdx_98B_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20241231__ifrs-full--ClassesOfProvisionsAxis__custom--ProvisionsMember_zcpvqlQONdwl" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">141,076</span></td> <td id="xdx_98B_ecustom--DeferredTaxLiability_iI_pn3n3_c20241231__ifrs-full--ClassesOfProvisionsAxis__custom--ProvisionsMember_zFAUx6sVVegd" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax liabilities"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3118">-</span></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Impairment allowance for loans and advances to customers</span></td> <td id="xdx_988_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20241231__ifrs-full--TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis__ifrs-full--AllowanceForCreditLossesMember_zQvD9dJL1XB9" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">561,442</span></td> <td id="xdx_983_ecustom--DeferredTaxLiability_iI_pn3n3_c20241231__ifrs-full--TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis__ifrs-full--AllowanceForCreditLossesMember_zb4q54APe5a8" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax liabilities"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(89,117)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Fair value of financial instruments held for trading</span></td> <td id="xdx_98A_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20241231__ifrs-full--CategoriesOfFinancialAssetsAxis__ifrs-full--FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTradingCategoryMember_zwlPkXqueq58" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">21</span></td> <td id="xdx_98F_ecustom--DeferredTaxLiability_iI_pn3n3_c20241231__ifrs-full--CategoriesOfFinancialAssetsAxis__ifrs-full--FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTradingCategoryMember_zMlqFjUcWvY8" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax liabilities"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3126">-</span></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Net operating losses</span></td> <td id="xdx_980_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20241231__ifrs-full--CategoriesOfFinancialAssetsAxis__custom--NetOperatingLossesMember_ziqsIkvcUXv1" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">3,107</span></td> <td id="xdx_988_ecustom--DeferredTaxLiability_iI_pn3n3_c20241231__ifrs-full--CategoriesOfFinancialAssetsAxis__custom--NetOperatingLossesMember_zS8P1F2fp27l" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax liabilities"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3130">-</span></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Lease liabilities</span></td> <td id="xdx_98E_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20241231__ifrs-full--LiabilitiesArisingFromFinancingActivitiesAxis__ifrs-full--LeaseLiabilitiesMember_zzXisA7G2ht" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">116,078</span></td> <td id="xdx_98D_ecustom--DeferredTaxLiability_iNI_pn3n3_di_c20241231__ifrs-full--LiabilitiesArisingFromFinancingActivitiesAxis__ifrs-full--LeaseLiabilitiesMember_zJ4P6GaAiFsl" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax liabilities"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(105,465)</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Other temporary differences</span></td> <td id="xdx_983_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20241231__ifrs-full--TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis__ifrs-full--OtherTemporaryDifferencesMember_zssx2wKltxya" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">9,974</span></td> <td id="xdx_983_ecustom--DeferredTaxLiability_iI_pn3n3_c20241231__ifrs-full--TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis__ifrs-full--OtherTemporaryDifferencesMember_zyW8Tb0jJK6e" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax liabilities"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(12,278)</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td id="xdx_986_eifrs-full--DeferredTaxAssets_iI_pn3n3_c20241231_zYnEMK0mFFTj" style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax assets"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>831,698</b></span></td> <td id="xdx_98C_ecustom--DeferredTaxLiability_iI_pn3n3_c20241231_ztWsop6BHiI9" style="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Deferred tax liabilities"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(206,860)</b></span></td></tr> </table> 148247000 1100448000 -98816000 131854000 -120365000 66770000 -163693000 1447319000 -382874000 141076000 561442000 -89117000 21000 3107000 116078000 105465000 9974000 -12278000 831698000 -206860000 <p id="xdx_801_eifrs-full--DisclosureOfPropertyPlantAndEquipmentExplanatory_zvWemY9w8OI5" style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0"> </p> <table cellpadding="0" cellspacing="0" style="font: 13pt/115% Calibri Light; width: 100%; margin-top: 5.05pt; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 14.2pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b>8.</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b><span id="xdx_823_za1dvOpiTCz8">Property and Equipment</span></b></span></td></tr></table> <p style="font: 11pt Calibri, Helvetica, Sans-Serif; margin: 0"> </p> <table cellpadding="0" cellspacing="0" id="xdx_890_ecustom--ScheduleOfPropertyPlantAndEquipmentTableTextBlock_pn3n3_zHKf5WNyp6a6" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Property and Equipment (Details)"> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8BF_zXP1PLIjxYW" style="display: none">Schedule of property and equipment</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Property and equipment"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Property and equipment"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Property and equipment"> </td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>As of December 31,</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 70%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2023</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Furniture and fixtures</span></td> <td id="xdx_985_eifrs-full--PropertyPlantAndEquipment_iI_pn3n3_c20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember_zr38Ue4Aeby7" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Property and equipment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">19,865</span></td> <td id="xdx_98B_eifrs-full--PropertyPlantAndEquipment_iI_pn3n3_c20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember_zd2zrH8sans1" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Property and equipment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">15,936 </span></td> <td id="xdx_986_eifrs-full--PropertyPlantAndEquipment_iI_pn3n3_c20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember_zDbaFxieNf5h" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Property and equipment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">13,593 </span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Improvements and facilities </span></td> <td id="xdx_984_eifrs-full--PropertyPlantAndEquipment_iI_pn3n3_c20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember_zRZws07Ugcg9" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Property and equipment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">33,114</span></td> <td id="xdx_986_eifrs-full--PropertyPlantAndEquipment_iI_pn3n3_c20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember_z4t7dSeY4115" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Property and equipment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">17,026 </span></td> <td id="xdx_98E_eifrs-full--PropertyPlantAndEquipment_iI_pn3n3_c20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember_zlvV9YRs21aa" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Property and equipment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  9,718 </span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">IT equipment and systems</span></td> <td id="xdx_98F_eifrs-full--PropertyPlantAndEquipment_iI_pn3n3_c20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember_zdEAWbScRJQb" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Property and equipment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">20,905</span></td> <td id="xdx_984_eifrs-full--PropertyPlantAndEquipment_iI_pn3n3_c20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember_zgFQKY8wAd6k" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Property and equipment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">16,638 </span></td> <td id="xdx_98E_eifrs-full--PropertyPlantAndEquipment_iI_pn3n3_c20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember_zl0jtPS1OpLi" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Property and equipment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">14,840 </span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Equipment</span></td> <td id="xdx_985_eifrs-full--PropertyPlantAndEquipment_iI_pn3n3_c20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember_zOAPgAFKhEMf" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Property and equipment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,545</span></td> <td id="xdx_982_eifrs-full--PropertyPlantAndEquipment_iI_pn3n3_c20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember_zeVMtvLzxBh4" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Property and equipment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">561 </span></td> <td id="xdx_98A_eifrs-full--PropertyPlantAndEquipment_iI_pn3n3_c20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember_znN9bKa4xYe" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Property and equipment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">323 </span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Other tangible assets</span></td> <td id="xdx_988_eifrs-full--PropertyPlantAndEquipment_iI_pn3n3_c20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember_z4Q25KIgIANc" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Property and equipment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">11,984</span></td> <td id="xdx_988_eifrs-full--PropertyPlantAndEquipment_iI_pn3n3_c20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember_zIHA3aFY2UHc" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Property and equipment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  7,790 </span></td> <td id="xdx_981_eifrs-full--PropertyPlantAndEquipment_iI_pn3n3_c20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember_zvEHWAGuLHhd" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Property and equipment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  6,230 </span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total Carrying amount</b></span></td> <td id="xdx_98C_eifrs-full--PropertyPlantAndEquipment_iI_pn3n3_c20251231_zBw1OpiGh197" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Property and equipment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>92,413</b></span></td> <td id="xdx_980_eifrs-full--PropertyPlantAndEquipment_iI_pn3n3_c20241231_zi56ZmUK7TAf" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Property and equipment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>57,951 </b></span></td> <td id="xdx_984_eifrs-full--PropertyPlantAndEquipment_iI_pn3n3_c20231231_z4tzD1JT0KGg" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Property and equipment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>44,704</b></span></td></tr> </table> <p id="xdx_8AF_z8e70UHmIHoe" style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"> </p> <table cellpadding="0" cellspacing="0" id="xdx_897_eifrs-full--DisclosureOfDetailedInformationAboutPropertyPlantAndEquipmentExplanatory_pn3n3_z79fO3TSATok" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Property and Equipment (Details 1)"> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B4_z0EHNRJP0jTe" style="display: none">Schedule of changes in property, plant and equipment</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 50%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Additions</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Disposals</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Transfer</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Acquisition cost </b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Furniture and fixtures</span></td> <td id="xdx_981_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zXEWwpd3cmw4" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">25,668</span></td> <td id="xdx_989_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zHDjhLdaWeRl" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,673</span></td> <td id="xdx_985_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z8255dlpZ3Te" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(311)</span></td> <td id="xdx_98D_eifrs-full--IncreaseDecreaseThroughTransfersPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zYz6NQ7oYb76" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Transfer"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3192">-</span></span></td> <td id="xdx_98E_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zaYRseISSBn8" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">32,030</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Improvements and facilities </span></td> <td id="xdx_98B_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zkpYphJw6Fzg" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">21,911</span></td> <td id="xdx_98E_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zy2rqW672vBa" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">22,190</span></td> <td id="xdx_98F_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zqqRtLCQfLZ6" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(838)</span></td> <td id="xdx_982_eifrs-full--IncreaseDecreaseThroughTransfersPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zqHlAnfgHI02" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Transfer"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3202">-</span></span></td> <td id="xdx_988_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zMHlGV7GsZse" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">43,263</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">IT equipment and systems</span></td> <td id="xdx_98B_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zWtXRcWqGJp5" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">54,368</span></td> <td id="xdx_98F_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zxKtpD6KGImf" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">12,329</span></td> <td id="xdx_987_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zDWIwalZdOf8" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(2,486)</span></td> <td id="xdx_98F_eifrs-full--IncreaseDecreaseThroughTransfersPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zE56yLZJUV11" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Transfer"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,063)</span></td> <td id="xdx_982_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zVToQin47ZK9" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">63,148</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Equipment</span></td> <td id="xdx_985_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z5WiiOD60I55" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,868</span></td> <td id="xdx_988_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zpuPBAowyfv7" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,328</span></td> <td id="xdx_989_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zI3lW1kgOCH1" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(55)</span></td> <td id="xdx_987_eifrs-full--IncreaseDecreaseThroughTransfersPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zJ3LD4dwsY94" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Transfer"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3222">-</span></span></td> <td id="xdx_982_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zbSJOwXtYkW8" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">9,141</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Other tangible assets</span></td> <td id="xdx_986_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z3cbQjmjrnCj" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">13,906</span></td> <td id="xdx_987_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zQbJjvqe1nu7" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">4,989</span></td> <td id="xdx_981_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zsaAvnWKIenb" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(540)</span></td> <td id="xdx_983_eifrs-full--IncreaseDecreaseThroughTransfersPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_ziQ5mAQbCh4e" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Transfer"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,063</span></td> <td id="xdx_98A_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zgGUkpymSEBa" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">19,418</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total Cost</b></span></td> <td id="xdx_984_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z27E7sEByz1d" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>118,721</b></span></td> <td id="xdx_985_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zzCdLC2NORzi" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>52,509</b></span></td> <td id="xdx_980_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z8jLWAb7saZb" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(4,230)</b></span></td> <td id="xdx_989_eifrs-full--IncreaseDecreaseThroughTransfersPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zuuascY6ec9d" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Transfer"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl3242">-</span></b></span></td> <td id="xdx_98D_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z1rARNnmS9N7" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>167,000</b></span></td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr> <td style="border-top: Black 1pt solid; white-space: nowrap; width: 50%; padding-right: 3.5pt; padding-left: 3.5pt"> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0"><b> </b></p> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0"><b>Accumulated depreciation</b></p></td> <td style="border-top: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-top: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-top: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-top: Black 1pt solid; vertical-align: top; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="border-top: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Furniture and fixtures </span></td> <td id="xdx_98C_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zj4ILmmVkGnf" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(9,732)</span></td> <td id="xdx_988_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zEt4tqGzaRF2" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(2,633)</span></td> <td id="xdx_989_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_z0bL00BDJfI5" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">200</span></td> <td id="xdx_984_eifrs-full--IncreaseDecreaseThroughTransfersPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zf9bQ0VOYEfh" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Transfer"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3254">-</span></span></td> <td id="xdx_987_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zgzrB17Gjccc" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(12,165)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Improvements and facilities  </span></td> <td id="xdx_98A_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_z7qzTQiLPcmj" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(5,950)</span></td> <td id="xdx_987_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zzGMX4HV5Ql3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(4,255)</span></td> <td id="xdx_98A_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_z0VerEmOOiBh" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">56</span></td> <td id="xdx_98F_eifrs-full--IncreaseDecreaseThroughTransfersPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zzaCfWlZPWMd" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Transfer"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3264">-</span></span></td> <td id="xdx_987_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_z6BeThlnE0f2" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(10,149)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">IT equipment and systems </span></td> <td id="xdx_98F_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zmenkjuPByGd" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(36,664)</span></td> <td id="xdx_985_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zwthw0oOjhmj" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(7,864)</span></td> <td id="xdx_982_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_z63dzizfeefj" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2285</span></td> <td id="xdx_986_eifrs-full--IncreaseDecreaseThroughTransfersPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zUhiHfS58oy6" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Transfer"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3274">-</span></span></td> <td id="xdx_98B_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_z9wFpQwzuYA6" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(42,243)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Equipment </span></td> <td id="xdx_98E_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zQvFqYj1lEQ1" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(2,307)</span></td> <td id="xdx_98A_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zQPfdjqlmge6" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(316)</span></td> <td id="xdx_984_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zObZokDbouS5" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">27</span></td> <td id="xdx_98C_eifrs-full--IncreaseDecreaseThroughTransfersPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zCbP3AVy5gDd" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Transfer"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3284">-</span></span></td> <td id="xdx_988_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zVIGmSWXnBBf" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(2,596)</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Other tangible assets </span></td> <td id="xdx_986_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zkZrZRUen6d5" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(6,117)</span></td> <td id="xdx_98E_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zaMbxgkJIVuk" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,594)</span></td> <td id="xdx_98D_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zFxcdyvd7K4a" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">277</span></td> <td id="xdx_982_eifrs-full--IncreaseDecreaseThroughTransfersPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zaYKfIltDNR5" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Transfer"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3294">-</span></span></td> <td id="xdx_983_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zQEOFEoUSOMi" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(7,434)</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total Depreciation</b></span></td> <td id="xdx_98D_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zFxArUIkvT5c" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(60,770)</b></span></td> <td id="xdx_980_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zFLRcGke0G6k" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(16,662)</b></span></td> <td id="xdx_986_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zX9LEEHYV3td" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,845</b></span></td> <td id="xdx_987_eifrs-full--IncreaseDecreaseThroughTransfersPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zSYi5wdKCi43" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Transfer"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl3304">-</span></b></span></td> <td id="xdx_982_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zeRekd33tnD5" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(74,587)</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total Carrying amount</b></span></td> <td id="xdx_98C_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountPlantAndEquipmentNetMember_zojrHEs7xtz5" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>57,951</b></span></td> <td id="xdx_981_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountPlantAndEquipmentNetMember_zsKMVsJR86Q9" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>35,847</b></span></td> <td id="xdx_98C_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountPlantAndEquipmentNetMember_zE0xdHE1Iyzk" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(1,385)</b></span></td> <td id="xdx_981_eifrs-full--IncreaseDecreaseThroughTransfersPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountPlantAndEquipmentNetMember_zB8DvyedlDmk" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Transfer"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl3314">-</span></b></span></td> <td id="xdx_988_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountPlantAndEquipmentNetMember_zfAH6E09oCic" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>92,413</b></span></td></tr> </table> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 60%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2023</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Additions</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Disposals</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Acquisition cost </b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Furniture and fixtures</span></td> <td id="xdx_98D_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z3x8RbrTVn01" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">21,491</span></td> <td id="xdx_982_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z11PFmuCk99l" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">5,265</span></td> <td id="xdx_982_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zxmpD0GBVaA9" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,088)</span></td> <td id="xdx_980_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zJXFLpmKGRl5" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">25,668</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Improvements and facilities </span></td> <td id="xdx_982_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zZd6x6OFUhp9" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">14,293</span></td> <td id="xdx_982_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zqOw6ZwTMnS" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">7,937</span></td> <td id="xdx_987_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zCMsL5jE2G0a" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(319)</span></td> <td id="xdx_98C_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z1bslebhLY77" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">21,911</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">IT equipment and systems</span></td> <td id="xdx_981_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zpwkP0skkqg7" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">45,926</span></td> <td id="xdx_983_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zo0UUZXCBpJd" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">9,768</span></td> <td id="xdx_989_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zgjjZNxfIzf3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,326)</span></td> <td id="xdx_98A_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zziVKCfygHs7" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">54,368</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Machinery and equipment</span></td> <td id="xdx_98C_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zqz38ZRZlE86" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,507</span></td> <td id="xdx_982_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z9eganRq9E11" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">365</span></td> <td id="xdx_980_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zWt9fgwh5bzg" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(4)</span></td> <td id="xdx_985_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zqTw4aR1y1ld" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,868</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Other tangible assets</span></td> <td id="xdx_985_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zhmNA8wDHY8g" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">11,903</span></td> <td id="xdx_986_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zLmc9Q2sEVWe" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">3,567</span></td> <td id="xdx_98D_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zvLg4ECZ1MJ2" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,564)</span></td> <td id="xdx_988_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zzJ0W4W3bVsk" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">13,906</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total Cost</b></span></td> <td id="xdx_98B_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zStQbiXQqQH1" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>96,120</b></span></td> <td id="xdx_98D_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zyKybnxwIhR8" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>26,902</b></span></td> <td id="xdx_982_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zEC6I8xzHCl9" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(4,301)</b></span></td> <td id="xdx_983_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zYa8jEYBYFVh" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>118,721</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0"><b> </b></p> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0"><b>Accumulated depreciation</b></p></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Furniture and fixtures </span></td> <td id="xdx_983_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zGTkeTEhcyW4" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(7,891)</span></td> <td id="xdx_98E_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zfATfM68doxb" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(2,177)</span></td> <td id="xdx_985_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zaBYGXxh4SZd" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">336</span></td> <td id="xdx_985_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zVlIMOzRFGhl" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(9,732)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Improvements and facilities  </span></td> <td id="xdx_981_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zDhMnMtWLAd8" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(4,604)</span></td> <td id="xdx_989_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zfChRJ7rKIog" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,542)</span></td> <td id="xdx_983_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zJfAOMQeC4ub" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">196</span></td> <td id="xdx_98A_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zJ7olURa0Ave" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(5,950)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">IT equipment and systems </span></td> <td id="xdx_98A_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zg9vGdBxxNL2" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(31,145)</span></td> <td id="xdx_984_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zBsmK9NXddu8" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(6,507)</span></td> <td id="xdx_987_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zkBjpER03Bof" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">988</span></td> <td id="xdx_989_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zluD9PcDR6gj" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(36,664)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Machinery and equipment </span></td> <td id="xdx_980_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zLeYvGsc65Yh" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(2,185)</span></td> <td id="xdx_988_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_ztGjgSYy3pfl" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(127)</span></td> <td id="xdx_98E_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zr5qGv6m3Gf1" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">5</span></td> <td id="xdx_981_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zboca4P0c649" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(2,307)</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Other tangible assets </span></td> <td id="xdx_981_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_z3V3nR2XISD5" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(5,591)</span></td> <td id="xdx_98D_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_z41hRKSp2hq7" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,435)</span></td> <td id="xdx_987_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zu20KoEQsAKa" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">909</span></td> <td id="xdx_986_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zyDCNybIqzCg" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(6,117)</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total Depreciation</b></span></td> <td id="xdx_988_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zrVgqMz31kt1" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(51,416)</b></span></td> <td id="xdx_986_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_z4AKfJkzWpg8" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(11,788)</b></span></td> <td id="xdx_98E_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zWyGG7Mu4Ix7" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,434</b></span></td> <td id="xdx_982_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zY632HFAzWT1" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(60,770)</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total Carrying amount</b></span></td> <td id="xdx_984_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountPlantAndEquipmentNetMember_ziJFuxEBHhy2" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>44,704</b></span></td> <td id="xdx_984_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountPlantAndEquipmentNetMember_zjUe7NzQG0ji" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>15,114</b></span></td> <td id="xdx_98B_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountPlantAndEquipmentNetMember_zPoXcgg2Xg64" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(1,867)</b></span></td> <td id="xdx_986_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountPlantAndEquipmentNetMember_z5wSvzRpV0Bl" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>57,951</b></span></td></tr> </table> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 60%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2022</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Additions</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Disposals</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2023</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Acquisition cost </b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Furniture and fixtures</span></td> <td id="xdx_982_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z9HusPxK1G1g" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">19,634</span></td> <td id="xdx_984_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zxNuD1s0moSh" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">3,312</span></td> <td id="xdx_980_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zhVTV7ZtAAOg" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,455)</span></td> <td id="xdx_98E_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_znr3iun0jX47" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">21,491</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Improvements and facilities </span></td> <td id="xdx_982_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zVUtq2Ck4Se4" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">12,730</span></td> <td id="xdx_980_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zuPvMzGnd4vg" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,937</span></td> <td id="xdx_983_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zq2514dLze87" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,374)</span></td> <td id="xdx_98F_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zfahvsisxeG4" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">14,293</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">IT equipment and systems</span></td> <td id="xdx_980_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zyhJpbokkDtf" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">45,933</span></td> <td id="xdx_98A_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zUs9ImmShS7f" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,438</span></td> <td id="xdx_98C_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zHKJvgxQlzb3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,445)</span></td> <td id="xdx_985_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zh2J1aI7igcc" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">45,926</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Machinery and equipment</span></td> <td id="xdx_98D_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z3UGWm3XBFZ3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,353</span></td> <td id="xdx_981_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zIA4hFp3ASV4" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">159</span></td> <td id="xdx_98E_ecustom--Disposals_iN_pn3n3_di_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zyP7mV5OANo5" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(5)</span></td> <td id="xdx_988_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zMdvfp0yx8Rf" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,507</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Other tangible assets</span></td> <td id="xdx_988_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z5XQFmNPPhIc" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">11,198</span></td> <td id="xdx_985_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zUkQ0U9Emwq8" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,321</span></td> <td id="xdx_986_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zHeaKSJzfnB3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(616)</span></td> <td id="xdx_988_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z67MWlAn9Ei8" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">11,903</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total Cost</b></span></td> <td id="xdx_98B_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z5lOzFVnk2qe" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>91,848</b></span></td> <td id="xdx_987_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zIUsQW0QSre2" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>9,167</b></span></td> <td id="xdx_98D_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z2nIgTkmzBHf" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(4,895)</b></span></td> <td id="xdx_98B_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zgFAO1nu4vqk" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>96,120</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0"><b> </b></p> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0"><b>Accumulated depreciation</b></p></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Furniture and fixtures </span></td> <td id="xdx_980_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zlulb6yxcJq5" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(6,136)</span></td> <td id="xdx_98F_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_z09PzIsqj1nc" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,893)</span></td> <td id="xdx_98C_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zjw8SBzUk9Ai" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">138</span></td> <td id="xdx_98C_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zPe1UjzWDWrl" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(7,891)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Improvements and facilities  </span></td> <td id="xdx_98B_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zN8q3U1jDXs8" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(3,549)</span></td> <td id="xdx_988_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zX4qtrw8Jdp5" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,184)</span></td> <td id="xdx_984_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zREaj9c4FPea" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">129</span></td> <td id="xdx_985_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zic74bek03jd" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(4,604)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">IT equipment and systems </span></td> <td id="xdx_982_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_z0OyWA5dKO69" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(25,800)</span></td> <td id="xdx_982_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zvQsTMeTxQp2" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(6,324)</span></td> <td id="xdx_98D_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zNdVvSjmdYDb" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">979</span></td> <td id="xdx_98C_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zEouio1wpMe7" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(31,145)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Machinery and equipment </span></td> <td id="xdx_98C_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zT5xDh4G8pgj" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(2,100)</span></td> <td id="xdx_981_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zVanhFIEG3uh" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(92)</span></td> <td id="xdx_988_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zLihpIKNP88b" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">7</span></td> <td id="xdx_98B_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zSrWehsbw2H2" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(2,185)</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Other tangible assets </span></td> <td id="xdx_985_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zf9EoxccTQ9k" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(4,388)</span></td> <td id="xdx_987_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zay5Agcifpa4" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,325)</span></td> <td id="xdx_980_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_znuRoVX9313f" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">122</span></td> <td id="xdx_981_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_z3BPg1mp5uFb" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(5,591)</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total Depreciation</b></span></td> <td id="xdx_986_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zIIaOovB1NEg" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(41,973)</b></span></td> <td id="xdx_981_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zvJtThGQJb6l" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(10,818)</b></span></td> <td id="xdx_98B_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zKNv0EFe2OKc" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,375</b></span></td> <td id="xdx_98B_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zy1yy4fSwf2g" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(51,416)</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total Carrying amount</b></span></td> <td id="xdx_986_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountPlantAndEquipmentNetMember_zWW1iiAv0jCa" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>49,875</b></span></td> <td id="xdx_986_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountPlantAndEquipmentNetMember_z38oMbWZ57W" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(1,651)</b></span></td> <td id="xdx_985_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountPlantAndEquipmentNetMember_zPBIWFIL6sx" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(3,520)</b></span></td> <td id="xdx_98D_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountPlantAndEquipmentNetMember_ziVxVylTUGj3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>44,704</b></span></td></tr> </table> <p id="xdx_8AD_zUUiaTbTz8yg" style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"> </p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">There were no indicators of impairment of Property and Equipment for the years ended December 31, 2025, 2024 and 2023.</p> <table cellpadding="0" cellspacing="0" id="xdx_890_ecustom--ScheduleOfPropertyPlantAndEquipmentTableTextBlock_pn3n3_zHKf5WNyp6a6" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Property and Equipment (Details)"> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8BF_zXP1PLIjxYW" style="display: none">Schedule of property and equipment</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Property and equipment"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Property and equipment"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Property and equipment"> </td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>As of December 31,</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 70%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2023</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Furniture and fixtures</span></td> <td id="xdx_985_eifrs-full--PropertyPlantAndEquipment_iI_pn3n3_c20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember_zr38Ue4Aeby7" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Property and equipment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">19,865</span></td> <td id="xdx_98B_eifrs-full--PropertyPlantAndEquipment_iI_pn3n3_c20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember_zd2zrH8sans1" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Property and equipment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">15,936 </span></td> <td id="xdx_986_eifrs-full--PropertyPlantAndEquipment_iI_pn3n3_c20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember_zDbaFxieNf5h" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Property and equipment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">13,593 </span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Improvements and facilities </span></td> <td id="xdx_984_eifrs-full--PropertyPlantAndEquipment_iI_pn3n3_c20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember_zRZws07Ugcg9" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Property and equipment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">33,114</span></td> <td id="xdx_986_eifrs-full--PropertyPlantAndEquipment_iI_pn3n3_c20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember_z4t7dSeY4115" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Property and equipment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">17,026 </span></td> <td id="xdx_98E_eifrs-full--PropertyPlantAndEquipment_iI_pn3n3_c20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember_zlvV9YRs21aa" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Property and equipment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  9,718 </span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">IT equipment and systems</span></td> <td id="xdx_98F_eifrs-full--PropertyPlantAndEquipment_iI_pn3n3_c20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember_zdEAWbScRJQb" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Property and equipment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">20,905</span></td> <td id="xdx_984_eifrs-full--PropertyPlantAndEquipment_iI_pn3n3_c20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember_zgFQKY8wAd6k" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Property and equipment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">16,638 </span></td> <td id="xdx_98E_eifrs-full--PropertyPlantAndEquipment_iI_pn3n3_c20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember_zl0jtPS1OpLi" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Property and equipment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">14,840 </span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Equipment</span></td> <td id="xdx_985_eifrs-full--PropertyPlantAndEquipment_iI_pn3n3_c20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember_zOAPgAFKhEMf" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Property and equipment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,545</span></td> <td id="xdx_982_eifrs-full--PropertyPlantAndEquipment_iI_pn3n3_c20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember_zeVMtvLzxBh4" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Property and equipment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">561 </span></td> <td id="xdx_98A_eifrs-full--PropertyPlantAndEquipment_iI_pn3n3_c20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember_znN9bKa4xYe" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Property and equipment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">323 </span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Other tangible assets</span></td> <td id="xdx_988_eifrs-full--PropertyPlantAndEquipment_iI_pn3n3_c20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember_z4Q25KIgIANc" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Property and equipment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">11,984</span></td> <td id="xdx_988_eifrs-full--PropertyPlantAndEquipment_iI_pn3n3_c20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember_zIHA3aFY2UHc" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Property and equipment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  7,790 </span></td> <td id="xdx_981_eifrs-full--PropertyPlantAndEquipment_iI_pn3n3_c20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember_zvEHWAGuLHhd" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Property and equipment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  6,230 </span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total Carrying amount</b></span></td> <td id="xdx_98C_eifrs-full--PropertyPlantAndEquipment_iI_pn3n3_c20251231_zBw1OpiGh197" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Property and equipment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>92,413</b></span></td> <td id="xdx_980_eifrs-full--PropertyPlantAndEquipment_iI_pn3n3_c20241231_zi56ZmUK7TAf" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Property and equipment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>57,951 </b></span></td> <td id="xdx_984_eifrs-full--PropertyPlantAndEquipment_iI_pn3n3_c20231231_z4tzD1JT0KGg" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Property and equipment"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>44,704</b></span></td></tr> </table> 19865000 15936000 13593000 33114000 17026000 9718000 20905000 16638000 14840000 6545000 561000 323000 11984000 7790000 6230000 92413000 57951000 44704000 <table cellpadding="0" cellspacing="0" id="xdx_897_eifrs-full--DisclosureOfDetailedInformationAboutPropertyPlantAndEquipmentExplanatory_pn3n3_z79fO3TSATok" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Property and Equipment (Details 1)"> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B4_z0EHNRJP0jTe" style="display: none">Schedule of changes in property, plant and equipment</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 50%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Additions</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Disposals</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: top; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Transfer</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Acquisition cost </b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Furniture and fixtures</span></td> <td id="xdx_981_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zXEWwpd3cmw4" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">25,668</span></td> <td id="xdx_989_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zHDjhLdaWeRl" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,673</span></td> <td id="xdx_985_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z8255dlpZ3Te" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(311)</span></td> <td id="xdx_98D_eifrs-full--IncreaseDecreaseThroughTransfersPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zYz6NQ7oYb76" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Transfer"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3192">-</span></span></td> <td id="xdx_98E_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zaYRseISSBn8" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">32,030</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Improvements and facilities </span></td> <td id="xdx_98B_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zkpYphJw6Fzg" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">21,911</span></td> <td id="xdx_98E_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zy2rqW672vBa" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">22,190</span></td> <td id="xdx_98F_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zqqRtLCQfLZ6" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(838)</span></td> <td id="xdx_982_eifrs-full--IncreaseDecreaseThroughTransfersPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zqHlAnfgHI02" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Transfer"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3202">-</span></span></td> <td id="xdx_988_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zMHlGV7GsZse" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">43,263</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">IT equipment and systems</span></td> <td id="xdx_98B_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zWtXRcWqGJp5" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">54,368</span></td> <td id="xdx_98F_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zxKtpD6KGImf" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">12,329</span></td> <td id="xdx_987_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zDWIwalZdOf8" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(2,486)</span></td> <td id="xdx_98F_eifrs-full--IncreaseDecreaseThroughTransfersPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zE56yLZJUV11" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Transfer"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,063)</span></td> <td id="xdx_982_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zVToQin47ZK9" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">63,148</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Equipment</span></td> <td id="xdx_985_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z5WiiOD60I55" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,868</span></td> <td id="xdx_988_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zpuPBAowyfv7" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,328</span></td> <td id="xdx_989_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zI3lW1kgOCH1" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(55)</span></td> <td id="xdx_987_eifrs-full--IncreaseDecreaseThroughTransfersPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zJ3LD4dwsY94" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Transfer"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3222">-</span></span></td> <td id="xdx_982_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zbSJOwXtYkW8" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">9,141</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Other tangible assets</span></td> <td id="xdx_986_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z3cbQjmjrnCj" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">13,906</span></td> <td id="xdx_987_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zQbJjvqe1nu7" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">4,989</span></td> <td id="xdx_981_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zsaAvnWKIenb" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(540)</span></td> <td id="xdx_983_eifrs-full--IncreaseDecreaseThroughTransfersPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_ziQ5mAQbCh4e" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Transfer"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,063</span></td> <td id="xdx_98A_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zgGUkpymSEBa" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">19,418</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total Cost</b></span></td> <td id="xdx_984_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z27E7sEByz1d" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>118,721</b></span></td> <td id="xdx_985_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zzCdLC2NORzi" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>52,509</b></span></td> <td id="xdx_980_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z8jLWAb7saZb" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(4,230)</b></span></td> <td id="xdx_989_eifrs-full--IncreaseDecreaseThroughTransfersPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zuuascY6ec9d" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Transfer"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl3242">-</span></b></span></td> <td id="xdx_98D_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z1rARNnmS9N7" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>167,000</b></span></td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr> <td style="border-top: Black 1pt solid; white-space: nowrap; width: 50%; padding-right: 3.5pt; padding-left: 3.5pt"> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0"><b> </b></p> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0"><b>Accumulated depreciation</b></p></td> <td style="border-top: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-top: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-top: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-top: Black 1pt solid; vertical-align: top; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="border-top: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Furniture and fixtures </span></td> <td id="xdx_98C_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zj4ILmmVkGnf" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(9,732)</span></td> <td id="xdx_988_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zEt4tqGzaRF2" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(2,633)</span></td> <td id="xdx_989_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_z0bL00BDJfI5" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">200</span></td> <td id="xdx_984_eifrs-full--IncreaseDecreaseThroughTransfersPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zf9bQ0VOYEfh" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Transfer"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3254">-</span></span></td> <td id="xdx_987_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zgzrB17Gjccc" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(12,165)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Improvements and facilities  </span></td> <td id="xdx_98A_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_z7qzTQiLPcmj" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(5,950)</span></td> <td id="xdx_987_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zzGMX4HV5Ql3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(4,255)</span></td> <td id="xdx_98A_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_z0VerEmOOiBh" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">56</span></td> <td id="xdx_98F_eifrs-full--IncreaseDecreaseThroughTransfersPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zzaCfWlZPWMd" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Transfer"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3264">-</span></span></td> <td id="xdx_987_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_z6BeThlnE0f2" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(10,149)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">IT equipment and systems </span></td> <td id="xdx_98F_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zmenkjuPByGd" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(36,664)</span></td> <td id="xdx_985_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zwthw0oOjhmj" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(7,864)</span></td> <td id="xdx_982_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_z63dzizfeefj" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2285</span></td> <td id="xdx_986_eifrs-full--IncreaseDecreaseThroughTransfersPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zUhiHfS58oy6" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Transfer"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3274">-</span></span></td> <td id="xdx_98B_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_z9wFpQwzuYA6" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(42,243)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Equipment </span></td> <td id="xdx_98E_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zQvFqYj1lEQ1" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(2,307)</span></td> <td id="xdx_98A_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zQPfdjqlmge6" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(316)</span></td> <td id="xdx_984_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zObZokDbouS5" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">27</span></td> <td id="xdx_98C_eifrs-full--IncreaseDecreaseThroughTransfersPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zCbP3AVy5gDd" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Transfer"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3284">-</span></span></td> <td id="xdx_988_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zVIGmSWXnBBf" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(2,596)</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Other tangible assets </span></td> <td id="xdx_986_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zkZrZRUen6d5" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(6,117)</span></td> <td id="xdx_98E_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zaMbxgkJIVuk" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,594)</span></td> <td id="xdx_98D_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zFxcdyvd7K4a" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">277</span></td> <td id="xdx_982_eifrs-full--IncreaseDecreaseThroughTransfersPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zaYKfIltDNR5" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Transfer"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3294">-</span></span></td> <td id="xdx_983_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20250101__20251231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zQEOFEoUSOMi" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(7,434)</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total Depreciation</b></span></td> <td id="xdx_98D_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zFxArUIkvT5c" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(60,770)</b></span></td> <td id="xdx_980_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zFLRcGke0G6k" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(16,662)</b></span></td> <td id="xdx_986_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zX9LEEHYV3td" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,845</b></span></td> <td id="xdx_987_eifrs-full--IncreaseDecreaseThroughTransfersPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zSYi5wdKCi43" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Transfer"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl3304">-</span></b></span></td> <td id="xdx_982_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zeRekd33tnD5" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(74,587)</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total Carrying amount</b></span></td> <td id="xdx_98C_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountPlantAndEquipmentNetMember_zojrHEs7xtz5" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>57,951</b></span></td> <td id="xdx_981_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountPlantAndEquipmentNetMember_zsKMVsJR86Q9" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>35,847</b></span></td> <td id="xdx_98C_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountPlantAndEquipmentNetMember_zE0xdHE1Iyzk" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(1,385)</b></span></td> <td id="xdx_981_eifrs-full--IncreaseDecreaseThroughTransfersPropertyPlantAndEquipment_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountPlantAndEquipmentNetMember_zB8DvyedlDmk" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Transfer"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl3314">-</span></b></span></td> <td id="xdx_988_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountPlantAndEquipmentNetMember_zfAH6E09oCic" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>92,413</b></span></td></tr> </table> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 60%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2023</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Additions</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Disposals</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Acquisition cost </b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Furniture and fixtures</span></td> <td id="xdx_98D_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z3x8RbrTVn01" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">21,491</span></td> <td id="xdx_982_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z11PFmuCk99l" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">5,265</span></td> <td id="xdx_982_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zxmpD0GBVaA9" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,088)</span></td> <td id="xdx_980_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zJXFLpmKGRl5" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">25,668</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Improvements and facilities </span></td> <td id="xdx_982_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zZd6x6OFUhp9" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">14,293</span></td> <td id="xdx_982_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zqOw6ZwTMnS" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">7,937</span></td> <td id="xdx_987_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zCMsL5jE2G0a" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(319)</span></td> <td id="xdx_98C_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z1bslebhLY77" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">21,911</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">IT equipment and systems</span></td> <td id="xdx_981_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zpwkP0skkqg7" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">45,926</span></td> <td id="xdx_983_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zo0UUZXCBpJd" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">9,768</span></td> <td id="xdx_989_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zgjjZNxfIzf3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,326)</span></td> <td id="xdx_98A_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zziVKCfygHs7" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">54,368</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Machinery and equipment</span></td> <td id="xdx_98C_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zqz38ZRZlE86" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,507</span></td> <td id="xdx_982_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z9eganRq9E11" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">365</span></td> <td id="xdx_980_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zWt9fgwh5bzg" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(4)</span></td> <td id="xdx_985_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zqTw4aR1y1ld" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,868</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Other tangible assets</span></td> <td id="xdx_985_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zhmNA8wDHY8g" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">11,903</span></td> <td id="xdx_986_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zLmc9Q2sEVWe" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">3,567</span></td> <td id="xdx_98D_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zvLg4ECZ1MJ2" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,564)</span></td> <td id="xdx_988_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zzJ0W4W3bVsk" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">13,906</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total Cost</b></span></td> <td id="xdx_98B_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zStQbiXQqQH1" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>96,120</b></span></td> <td id="xdx_98D_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zyKybnxwIhR8" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>26,902</b></span></td> <td id="xdx_982_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zEC6I8xzHCl9" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(4,301)</b></span></td> <td id="xdx_983_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zYa8jEYBYFVh" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>118,721</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0"><b> </b></p> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0"><b>Accumulated depreciation</b></p></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Furniture and fixtures </span></td> <td id="xdx_983_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zGTkeTEhcyW4" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(7,891)</span></td> <td id="xdx_98E_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zfATfM68doxb" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(2,177)</span></td> <td id="xdx_985_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zaBYGXxh4SZd" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">336</span></td> <td id="xdx_985_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zVlIMOzRFGhl" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(9,732)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Improvements and facilities  </span></td> <td id="xdx_981_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zDhMnMtWLAd8" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(4,604)</span></td> <td id="xdx_989_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zfChRJ7rKIog" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,542)</span></td> <td id="xdx_983_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zJfAOMQeC4ub" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">196</span></td> <td id="xdx_98A_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zJ7olURa0Ave" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(5,950)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">IT equipment and systems </span></td> <td id="xdx_98A_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zg9vGdBxxNL2" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(31,145)</span></td> <td id="xdx_984_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zBsmK9NXddu8" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(6,507)</span></td> <td id="xdx_987_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zkBjpER03Bof" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">988</span></td> <td id="xdx_989_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zluD9PcDR6gj" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(36,664)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Machinery and equipment </span></td> <td id="xdx_980_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zLeYvGsc65Yh" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(2,185)</span></td> <td id="xdx_988_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_ztGjgSYy3pfl" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(127)</span></td> <td id="xdx_98E_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zr5qGv6m3Gf1" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">5</span></td> <td id="xdx_981_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zboca4P0c649" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(2,307)</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Other tangible assets </span></td> <td id="xdx_981_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_z3V3nR2XISD5" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(5,591)</span></td> <td id="xdx_98D_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_z41hRKSp2hq7" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,435)</span></td> <td id="xdx_987_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zu20KoEQsAKa" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">909</span></td> <td id="xdx_986_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20240101__20241231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zyDCNybIqzCg" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(6,117)</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total Depreciation</b></span></td> <td id="xdx_988_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zrVgqMz31kt1" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(51,416)</b></span></td> <td id="xdx_986_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_z4AKfJkzWpg8" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(11,788)</b></span></td> <td id="xdx_98E_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zWyGG7Mu4Ix7" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,434</b></span></td> <td id="xdx_982_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zY632HFAzWT1" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(60,770)</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total Carrying amount</b></span></td> <td id="xdx_984_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountPlantAndEquipmentNetMember_ziJFuxEBHhy2" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>44,704</b></span></td> <td id="xdx_984_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountPlantAndEquipmentNetMember_zjUe7NzQG0ji" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>15,114</b></span></td> <td id="xdx_98B_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountPlantAndEquipmentNetMember_zPoXcgg2Xg64" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(1,867)</b></span></td> <td id="xdx_986_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountPlantAndEquipmentNetMember_z5wSvzRpV0Bl" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>57,951</b></span></td></tr> </table> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 60%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2022</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Additions</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Disposals</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2023</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Acquisition cost </b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Furniture and fixtures</span></td> <td id="xdx_982_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z9HusPxK1G1g" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">19,634</span></td> <td id="xdx_984_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zxNuD1s0moSh" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">3,312</span></td> <td id="xdx_980_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zhVTV7ZtAAOg" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,455)</span></td> <td id="xdx_98E_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_znr3iun0jX47" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">21,491</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Improvements and facilities </span></td> <td id="xdx_982_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zVUtq2Ck4Se4" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">12,730</span></td> <td id="xdx_980_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zuPvMzGnd4vg" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,937</span></td> <td id="xdx_983_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zq2514dLze87" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,374)</span></td> <td id="xdx_98F_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zfahvsisxeG4" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">14,293</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">IT equipment and systems</span></td> <td id="xdx_980_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zyhJpbokkDtf" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">45,933</span></td> <td id="xdx_98A_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zUs9ImmShS7f" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,438</span></td> <td id="xdx_98C_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zHKJvgxQlzb3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,445)</span></td> <td id="xdx_985_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zh2J1aI7igcc" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">45,926</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Machinery and equipment</span></td> <td id="xdx_98D_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z3UGWm3XBFZ3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,353</span></td> <td id="xdx_981_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zIA4hFp3ASV4" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">159</span></td> <td id="xdx_98E_ecustom--Disposals_iN_pn3n3_di_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zyP7mV5OANo5" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(5)</span></td> <td id="xdx_988_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zMdvfp0yx8Rf" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,507</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Other tangible assets</span></td> <td id="xdx_988_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z5XQFmNPPhIc" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">11,198</span></td> <td id="xdx_985_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zUkQ0U9Emwq8" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,321</span></td> <td id="xdx_986_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zHeaKSJzfnB3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(616)</span></td> <td id="xdx_988_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z67MWlAn9Ei8" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">11,903</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total Cost</b></span></td> <td id="xdx_98B_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z5lOzFVnk2qe" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>91,848</b></span></td> <td id="xdx_987_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zIUsQW0QSre2" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>9,167</b></span></td> <td id="xdx_98D_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z2nIgTkmzBHf" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(4,895)</b></span></td> <td id="xdx_98B_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zgFAO1nu4vqk" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>96,120</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0"><b> </b></p> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0"><b>Accumulated depreciation</b></p></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Furniture and fixtures </span></td> <td id="xdx_980_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zlulb6yxcJq5" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(6,136)</span></td> <td id="xdx_98F_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_z09PzIsqj1nc" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,893)</span></td> <td id="xdx_98C_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zjw8SBzUk9Ai" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">138</span></td> <td id="xdx_98C_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--FixturesAndFittingsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zPe1UjzWDWrl" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(7,891)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Improvements and facilities  </span></td> <td id="xdx_98B_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zN8q3U1jDXs8" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(3,549)</span></td> <td id="xdx_988_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zX4qtrw8Jdp5" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,184)</span></td> <td id="xdx_984_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zREaj9c4FPea" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">129</span></td> <td id="xdx_985_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--LeaseholdImprovementsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zic74bek03jd" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(4,604)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">IT equipment and systems </span></td> <td id="xdx_982_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_z0OyWA5dKO69" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(25,800)</span></td> <td id="xdx_982_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zvQsTMeTxQp2" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(6,324)</span></td> <td id="xdx_98D_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zNdVvSjmdYDb" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">979</span></td> <td id="xdx_98C_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--ITEquipmentAndSystemsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zEouio1wpMe7" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(31,145)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Machinery and equipment </span></td> <td id="xdx_98C_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zT5xDh4G8pgj" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(2,100)</span></td> <td id="xdx_981_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zVanhFIEG3uh" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(92)</span></td> <td id="xdx_988_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zLihpIKNP88b" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">7</span></td> <td id="xdx_98B_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__ifrs-full--OfficeEquipmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zSrWehsbw2H2" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(2,185)</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Other tangible assets </span></td> <td id="xdx_985_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zf9EoxccTQ9k" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(4,388)</span></td> <td id="xdx_987_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zay5Agcifpa4" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,325)</span></td> <td id="xdx_980_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_znuRoVX9313f" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">122</span></td> <td id="xdx_981_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20230101__20231231__ifrs-full--ClassesOfPropertyPlantAndEquipmentAxis__custom--OtherTangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_z3BPg1mp5uFb" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(5,591)</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total Depreciation</b></span></td> <td id="xdx_986_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zIIaOovB1NEg" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(41,973)</b></span></td> <td id="xdx_981_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zvJtThGQJb6l" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(10,818)</b></span></td> <td id="xdx_98B_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zKNv0EFe2OKc" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,375</b></span></td> <td id="xdx_98B_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zy1yy4fSwf2g" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(51,416)</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total Carrying amount</b></span></td> <td id="xdx_986_eifrs-full--PropertyPlantAndEquipment_iS_pn3n3_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountPlantAndEquipmentNetMember_zWW1iiAv0jCa" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>49,875</b></span></td> <td id="xdx_986_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment_pn3n3_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountPlantAndEquipmentNetMember_z38oMbWZ57W" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Additions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(1,651)</b></span></td> <td id="xdx_985_eifrs-full--DisposalsPropertyPlantAndEquipment_iN_pn3n3_di_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountPlantAndEquipmentNetMember_zPBIWFIL6sx" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(3,520)</b></span></td> <td id="xdx_98D_eifrs-full--PropertyPlantAndEquipment_iE_pn3n3_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountPlantAndEquipmentNetMember_ziVxVylTUGj3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>44,704</b></span></td></tr> </table> 25668000 6673000 311000 32030000 21911000 22190000 838000 43263000 54368000 12329000 2486000 -1063000 63148000 2868000 6328000 55000 9141000 13906000 4989000 540000 1063000 19418000 118721000 52509000 4230000 167000000 -9732000 -2633000 -200000 -12165000 -5950000 -4255000 -56000 -10149000 -36664000 -7864000 -2285000 -42243000 -2307000 -316000 -27000 -2596000 -6117000 -1594000 -277000 -7434000 -60770000 -16662000 -2845000 -74587000 57951000 35847000 1385000 92413000 21491000 5265000 1088000 25668000 14293000 7937000 319000 21911000 45926000 9768000 1326000 54368000 2507000 365000 4000 2868000 11903000 3567000 1564000 13906000 96120000 26902000 4301000 118721000 -7891000 -2177000 -336000 -9732000 -4604000 -1542000 -196000 -5950000 -31145000 -6507000 -988000 -36664000 -2185000 -127000 -5000 -2307000 -5591000 -1435000 -909000 -6117000 -51416000 -11788000 -2434000 -60770000 44704000 15114000 1867000 57951000 19634000 3312000 1455000 21491000 12730000 2937000 1374000 14293000 45933000 1438000 1445000 45926000 2353000 159000 5000 2507000 11198000 1321000 616000 11903000 91848000 9167000 4895000 96120000 -6136000 -1893000 -138000 -7891000 -3549000 -1184000 -129000 -4604000 -25800000 -6324000 -979000 -31145000 -2100000 -92000 -7000 -2185000 -4388000 -1325000 -122000 -5591000 -41973000 -10818000 -1375000 -51416000 49875000 -1651000 3520000 44704000 <p id="xdx_808_eifrs-full--DisclosureOfIntangibleAssetsExplanatory_z0ncwo6mmTPe" style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" style="font: 13pt/115% Calibri Light; width: 100%; margin-top: 5.05pt; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 14.2pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b>9.</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b><span id="xdx_828_z8iP2gle4E1">Intangible Assets</span></b></span></td></tr></table> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"> </p> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0; text-indent: 5in"><b>As of December 31,</b></p> <table cellpadding="0" cellspacing="0" id="xdx_880_ecustom--ScheduleOfIntangibleAssetsTableTextBlock_pn3n3_znM2HuRbH4Ak" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Intangible Assets (Details)"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B1_z0pw7aDLv61f" style="display: none">Schedule of intangible assets</span></td> <td id="xdx_491_20251231_zUJ2ocOG7wEb" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_496_20241231_z4IZwHh6SQQ4" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_496_20231231_zPCIMnoTytUi" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 70%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2023</b></span></td></tr> <tr id="xdx_401_eifrs-full--Goodwill_iI_zd5rzePkHnoj"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Goodwill</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">147 </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">147 </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">147 </span></td></tr> <tr id="xdx_400_eifrs-full--OtherIntangibleAssets_iI_zczA30VXv5Cf"> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Other intangible assets</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> 182,058 </span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">199,009 </span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> 221,889 </span></td></tr> <tr id="xdx_403_eifrs-full--IntangibleAssetsAndGoodwill_iI_zmdmMNUMvwUh"> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>182,205 </b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>199,156 </b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>222,036 </b></span></td></tr> </table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" id="xdx_893_eifrs-full--DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillExplanatory_pn3n3_zcD6QshUVlza" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Intangible Assets (Details 1)"> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B4_zeUYEsuKnqAk" style="display: none">Schedule of movements in intangibles</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 50%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Additions</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Disposals</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Transfers</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td></tr> <tr> <td colspan="2" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Acquisition cost </b></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Software </span></td> <td id="xdx_98F_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zOMtEyvhK7N6" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">293,006</span></td> <td id="xdx_98D_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_ziUEf12tiTEc" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">5,291</span></td> <td id="xdx_982_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zdvNgwLzmr16" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3548">-</span></span></td> <td id="xdx_984_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_za7nxWaIq8Nj" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">7,460 </span></td> <td id="xdx_985_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zZ9pbESarssg" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">305,757</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Intangible under development (i)  </span></td> <td id="xdx_988_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--IntangibleAssetsUnderDevelopmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zhJNRMzWorT3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">9,405</span></td> <td id="xdx_986_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--IntangibleAssetsUnderDevelopmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zkQnOZnyp2te" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">27,687</span></td> <td id="xdx_985_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--IntangibleAssetsUnderDevelopmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z83jCz7NIfai" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(92)</span></td> <td id="xdx_989_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--IntangibleAssetsUnderDevelopmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zRNLoMg4n7H2" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(7,460)</span></td> <td id="xdx_98C_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--IntangibleAssetsUnderDevelopmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zIwrLywb8v24" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">29,540</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> License acquisition </span></td> <td id="xdx_982_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zlidHNUUDfye" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">95,496</span></td> <td id="xdx_98F_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zxa2bjI1Ugt5" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">76,901</span></td> <td id="xdx_98B_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zdCjH21c9XM3" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,310)</span></td> <td id="xdx_989_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zpOlSdTRv6t7" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl3570">-</span></span></td> <td id="xdx_98E_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zUX37voCtzBj" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">171,087</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Others </span></td> <td id="xdx_98B_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zHOFmagxTGZi" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,320 </span></td> <td id="xdx_981_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zFNLYVkYRjJ" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl3576">-</span></span></td> <td id="xdx_98F_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zrnydxeoThmd" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(60)</span></td> <td id="xdx_98B_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zvNcR9gsIld4" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl3580">-</span></span></td> <td id="xdx_985_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z7Is1kquBOmc" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,260 </span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total Costs</b></span></td> <td id="xdx_980_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zsMtZYdqW4cj" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>399,227</b></span></td> <td id="xdx_986_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zmhbgjgfF3wb" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>109,879</b></span></td> <td id="xdx_982_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zd1Kt5cy3izh" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(1,462)</b></span></td> <td id="xdx_982_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zWqoiM6VtNnl" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> <span style="-sec-ix-hidden: xdx2ixbrl3590">-</span></b></span></td> <td id="xdx_985_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zqUPOLms41dh" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>507,644</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td colspan="2" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Accumulated amortization</b></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Software </span></td> <td id="xdx_981_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zxRH9xqedQhj" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(120,874)</span></td> <td id="xdx_988_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_z209YvY9EiBh" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(60,545)</span></td> <td id="xdx_983_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zxl3XjDrPuUh" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl3598">-</span></span></td> <td id="xdx_987_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zYUeFieBmSZe" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl3600">-</span></span></td> <td id="xdx_985_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zkABq3aWKyl8" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(181,419)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">License acquisition </span></td> <td id="xdx_983_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zZZtbXTGX3d9" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(79,243)</span></td> <td id="xdx_985_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zfSCvzHLmD66" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(65,611)</span></td> <td id="xdx_98D_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zZzngnIuI3u7" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">788</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_981_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zE3j5ENKvsx" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(144,066)</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Others</span></td> <td id="xdx_98A_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zvVDwcd6STbd" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(101) </span></td> <td id="xdx_988_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_z2OsENsftrqf" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl3614">-</span></span></td> <td id="xdx_985_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zVsqj7ZE3OCe" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl3616">-</span></span></td> <td id="xdx_988_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zwvZAU430J56" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl3618">-</span></span></td> <td id="xdx_98E_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zy3f73prmxTl" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(101)</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total Amortization</b></span></td> <td id="xdx_98C_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zAm24hV7klD3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(200,218)</b></span></td> <td id="xdx_989_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zlLavijLLdi3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(126,156)</b></span></td> <td id="xdx_987_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zJiDcJeg4LSh" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>788</b></span></td> <td id="xdx_98A_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zCvyhU5DYgd8" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl3628">-</span></b></span></td> <td id="xdx_989_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_z9jQSYy7yQBc" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(325,586)</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total Carrying amount</b></span></td> <td id="xdx_983_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountIntangibleAssetsNetMember_zhX5KIJKzs45" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>199,009</b></span></td> <td id="xdx_988_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountIntangibleAssetsNetMember_zjk6Vv4PiwT4" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(16,277)</b></span></td> <td id="xdx_983_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountIntangibleAssetsNetMember_zxF0Yd8QpWv9" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(674)</b></span></td> <td id="xdx_987_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountIntangibleAssetsNetMember_z5qgemvqH372" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl3638">-</span></b></span></td> <td id="xdx_98B_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountIntangibleAssetsNetMember_zJC2GiLJm9Kl" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>182,058</b></span></td></tr> </table> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">(i) Substantially refers to expenses related to development of internal technology projects, substantially comprised of usage licenses and third-party services.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 50%; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2023</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Additions</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Transfers</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; width: 10%; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Disposals</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Acquisition cost </b></span></td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td> <td style="padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Software </span></td> <td id="xdx_981_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zkm6LE9b1sW3" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">169,077</span></td> <td id="xdx_98C_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zFuwuzDHKIYe" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">5,226</span></td> <td id="xdx_981_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zYTTwcYuEpv7" style="padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">121,596</span></td> <td id="xdx_98B_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z0DhsaPhdu75" style="padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(2,893)</span></td> <td id="xdx_98E_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zLFF4wuLxg46" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">293,006</span></td></tr> <tr> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Intangible under development (i)  </span></td> <td id="xdx_98F_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--IntangibleAssetsUnderDevelopmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zcFDp8Sx1JG7" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">103,988</span></td> <td id="xdx_98C_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--IntangibleAssetsUnderDevelopmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zxDBoIlwtusc" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">27,013</span></td> <td id="xdx_98E_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--IntangibleAssetsUnderDevelopmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zENk80qB809c" style="padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(121,596)</span></td> <td id="xdx_98B_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--IntangibleAssetsUnderDevelopmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zzT17QQo3DKl" style="padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3658">-</span></span></td> <td id="xdx_98D_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--IntangibleAssetsUnderDevelopmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zPyIoqPgzc73" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">9,405</span></td></tr> <tr> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> License acquisition </span></td> <td id="xdx_981_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zRI61eAFCTTg" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">77,645</span></td> <td id="xdx_98D_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zJ1dGbPevNK9" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">48,650</span></td> <td id="xdx_98D_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zcXc2Ijp1XF" style="padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3666">-</span></span></td> <td id="xdx_988_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zU9DNzgCN6x" style="padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(30,799)</span></td> <td id="xdx_980_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zGZENKBYVexe" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">95,496</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Others </span></td> <td id="xdx_98A_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z5qoZEWW2XFk" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,320</span></td> <td id="xdx_987_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zrCeUeev4Wfe" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3674">-</span></span></td> <td id="xdx_98C_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zTw0K8BMQ6hi" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3676">-</span></span></td> <td id="xdx_98F_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_znddy7amo9ad" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3678">-</span></span></td> <td id="xdx_98D_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z6A21IWVL104" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,320</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total Costs</b></span></td> <td id="xdx_98A_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zbMjJpKdsmQf" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>352,030</b></span></td> <td id="xdx_989_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zD7yrnSnNvLb" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>80,889</b></span></td> <td id="xdx_982_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zAehjjRDRV34" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl3686">-</span></b></span></td> <td id="xdx_98E_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zNqD9V0x3AQ3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(33,692)</b></span></td> <td id="xdx_98E_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z4rNpL2oETkf" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>399,227</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; line-height: 30%"> </td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right"> </td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right"> </td> <td style="padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right"> </td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right"> </td></tr> <tr> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Accumulated amortization</b></span></td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td> <td style="padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Software </span></td> <td id="xdx_988_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zMAUfYNeQ6lg" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(69,951)</span></td> <td id="xdx_989_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zpz1oyNfGOgg" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(53,816)</span></td> <td id="xdx_986_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zYWVUhWga6t4" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3696">-</span></span></td> <td id="xdx_989_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zSeQ87scSgg2" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,893</span></td> <td id="xdx_986_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zyjYZ5yssgfk" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(120,874)</span></td></tr> <tr> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">License acquisition </span></td> <td id="xdx_98B_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_z2vaHKSFBOXh" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(60,089)</span></td> <td id="xdx_984_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zL4cKBHC5tu1" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(49,948)</span></td> <td id="xdx_986_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zjDzWnVyhfa2" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3706">-</span></span></td> <td id="xdx_986_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zrCiEDiqe6th" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">30,794</span></td> <td id="xdx_987_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zJMafKzs0xB7" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(79,243)</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Others</span></td> <td id="xdx_98B_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zo2ZgNDB1ze5" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(101) </span></td> <td id="xdx_98A_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zbZ0EjGCfjwf" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl3714">-</span></span></td> <td id="xdx_98A_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zSRqULcvkk5f" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 0.75pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl3716">-</span></span></td> <td id="xdx_98B_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_z9kr9teWPLUa" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 0.75pt; padding-left: 3.5pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl3718">-</span></span></td> <td id="xdx_981_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zF1NLI769Td1" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 0.75pt; padding-left: 3.5pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(101)</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total Amortization</b></span></td> <td id="xdx_988_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_z7oaEhEyQIWg" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(130,141)</b></span></td> <td id="xdx_989_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zAX1W9MCqsj6" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(103,764)</b></span></td> <td id="xdx_980_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zqMt2QBCFYba" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl3726">-</span></b></span></td> <td id="xdx_982_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zqbmS5CVMx14" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>33,687</b></span></td> <td id="xdx_98E_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zumRPbi6Nv08" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(200,218)</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total Carrying amount</b></span></td> <td id="xdx_981_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountIntangibleAssetsNetMember_z79afLfh51lf" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>221,889</b></span></td> <td id="xdx_98A_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountIntangibleAssetsNetMember_zxyqWTQF7FPb" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(22,875)</b></span></td> <td id="xdx_98D_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountIntangibleAssetsNetMember_zKa8tp5BciPj" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl3736">-</span></b></span></td> <td id="xdx_983_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountIntangibleAssetsNetMember_z3xdZNBtHTwc" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(5)</b></span></td> <td id="xdx_980_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountIntangibleAssetsNetMember_zqK6zL3oWHt9" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>199,009</b></span></td></tr> </table> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">(i) Substantially refers to expenses related to development of internal technology projects, substantially comprised of usage licenses and third-party services.</p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 50%; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2022</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Additions</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Transfers</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; width: 10%; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Disposals</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2023</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Acquisition cost </b></span></td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td> <td style="padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Software </span></td> <td id="xdx_98C_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zIDTikL9LOxl" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">97,043</span></td> <td id="xdx_989_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zNrKc917kdp7" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,385</span></td> <td id="xdx_98B_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zBpLJIPL3fSi" style="padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">69,971</span></td> <td id="xdx_983_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zrSxIXbOCMwj" style="padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(322)</span></td> <td id="xdx_98F_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zbcpQRvrRgx6" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">169,077</span></td></tr> <tr> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Intangible under development (i)  </span></td> <td id="xdx_988_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--IntangibleAssetsUnderDevelopmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zNL48EmnFZ1k" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">143,234</span></td> <td id="xdx_986_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--IntangibleAssetsUnderDevelopmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zi0XE4eBzQJi" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">30,835</span></td> <td id="xdx_985_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--IntangibleAssetsUnderDevelopmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zMziXq2wMsqc" style="padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(69,971)</span></td> <td id="xdx_98D_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--IntangibleAssetsUnderDevelopmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z1bgjIR9TmWl" style="padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(110)</span></td> <td id="xdx_987_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--IntangibleAssetsUnderDevelopmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z20ZuIo43NTj" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">103,988</span></td></tr> <tr> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> License acquisition </span></td> <td id="xdx_983_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zulSUk27SMek" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">69,493</span></td> <td id="xdx_980_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zvLYxlGuZBvh" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">37,956</span></td> <td id="xdx_989_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zlFPD8bt6Z4k" style="padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3767">-</span></span></td> <td id="xdx_985_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zAUT467O4hs7" style="padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(29,804)</span></td> <td id="xdx_98A_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zRE3O7gsnMh9" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">77,645</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Others </span></td> <td id="xdx_981_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zLBlheKmaMj1" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,320</span></td> <td id="xdx_98D_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zcJ8j8N0RNdj" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3775">-</span></span></td> <td id="xdx_98F_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zaIor8ysZqXd" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3777">-</span></span></td> <td id="xdx_984_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zDeRMmft8Ox5" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3779">-</span></span></td> <td id="xdx_985_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zfmFN7Ytjpk9" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,320</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total Costs</b></span></td> <td id="xdx_98E_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zORIVM816DU" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>311,090</b></span></td> <td id="xdx_987_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zjIXIWd7ENL9" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>71,176</b></span></td> <td id="xdx_985_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zCBFjPR46J1e" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl3787">-</span></b></span></td> <td id="xdx_98B_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zi89s1B5Aqd4" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(30,236)</b></span></td> <td id="xdx_98E_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z9T9xLKORQ8i" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>352,030</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; line-height: 30%"> </td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right"> </td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right"> </td> <td style="padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right"> </td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right"> </td></tr> <tr> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Accumulated amortization</b></span></td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td> <td style="padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Software </span></td> <td id="xdx_981_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_z9WmOK4SFKS4" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(37,228)</span></td> <td id="xdx_98A_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zhqcnDmeJAxl" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(33,047)</span></td> <td id="xdx_98A_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zhYV8glrOBM5" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3797">-</span></span></td> <td id="xdx_986_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zAzRymdtaff1" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">324</span></td> <td id="xdx_98C_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zzJIFDvNtlIe" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(69,951)</span></td></tr> <tr> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">License acquisition </span></td> <td id="xdx_98B_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zDeleGwmF6H5" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(49,914)</span></td> <td id="xdx_984_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zZi3T3BYny8j" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(39,959)</span></td> <td id="xdx_981_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zkb8wAjFRbXd" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3807">-</span></span></td> <td id="xdx_98E_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zetVaXBFypeb" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">29,784</span></td> <td id="xdx_98E_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zrRYR9jPpJ5a" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(60,089)</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Others</span></td> <td id="xdx_982_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zwe5FyGHcJji" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(101) </span></td> <td id="xdx_984_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_z8VxFaDf97ja" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl3815">-</span></span></td> <td id="xdx_984_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zAjjLYWQGFQ5" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 0.75pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl3817">-</span></span></td> <td id="xdx_987_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zlxY0AMuyhuj" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 0.75pt; padding-left: 3.5pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl3819">-</span></span></td> <td id="xdx_987_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zHcBvuIPrTOj" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 0.75pt; padding-left: 3.5pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(101)</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total Amortization</b></span></td> <td id="xdx_981_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zI43Efsx1xU9" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(87,243)</b></span></td> <td id="xdx_98B_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zjS4s9ZFhT5d" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(73,006)</b></span></td> <td id="xdx_989_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_z7OiwGaZgJfg" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl3827">-</span></b></span></td> <td id="xdx_98C_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zXprN4DWa8X3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>30,108</b></span></td> <td id="xdx_986_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zDGg4HYu7CZ6" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(130,141)</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total Carrying amount</b></span></td> <td id="xdx_989_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountIntangibleAssetsNetMember_zcHQORkqeic" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>223,847</b></span></td> <td id="xdx_982_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountIntangibleAssetsNetMember_zJXgal59rXqg" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(1,830)</b></span></td> <td id="xdx_984_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountIntangibleAssetsNetMember_zcRbggLC0xG1" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl3837">-</span></b></span></td> <td id="xdx_98D_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountIntangibleAssetsNetMember_ziu8ReKEV9sb" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(128)</b></span></td> <td id="xdx_987_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountIntangibleAssetsNetMember_zQmljsvXTGVe" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>221,889</b></span></td></tr> </table> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">(i) Substantially refers to expenses related to development of internal technology projects, substantially comprised of usage licenses and third-party services.</p> <p id="xdx_8A3_zERnIHwZeVI8" style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">There were no indications of impairment of intangible assets for the years. Additionally, intangible assets recorded as “under development” were tested for impairment by comparing their carrying amount with their recoverable amount and no adjustments were identified.</p> <table cellpadding="0" cellspacing="0" id="xdx_880_ecustom--ScheduleOfIntangibleAssetsTableTextBlock_pn3n3_znM2HuRbH4Ak" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Intangible Assets (Details)"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B1_z0pw7aDLv61f" style="display: none">Schedule of intangible assets</span></td> <td id="xdx_491_20251231_zUJ2ocOG7wEb" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_496_20241231_z4IZwHh6SQQ4" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_496_20231231_zPCIMnoTytUi" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 70%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2023</b></span></td></tr> <tr id="xdx_401_eifrs-full--Goodwill_iI_zd5rzePkHnoj"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Goodwill</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">147 </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">147 </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">147 </span></td></tr> <tr id="xdx_400_eifrs-full--OtherIntangibleAssets_iI_zczA30VXv5Cf"> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Other intangible assets</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> 182,058 </span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">199,009 </span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> 221,889 </span></td></tr> <tr id="xdx_403_eifrs-full--IntangibleAssetsAndGoodwill_iI_zmdmMNUMvwUh"> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>182,205 </b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>199,156 </b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>222,036 </b></span></td></tr> </table> 147000 147000 147000 182058000 199009000 221889000 182205000 199156000 222036000 <table cellpadding="0" cellspacing="0" id="xdx_893_eifrs-full--DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillExplanatory_pn3n3_zcD6QshUVlza" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Intangible Assets (Details 1)"> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B4_zeUYEsuKnqAk" style="display: none">Schedule of movements in intangibles</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 50%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Additions</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Disposals</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Transfers</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td></tr> <tr> <td colspan="2" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Acquisition cost </b></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Software </span></td> <td id="xdx_98F_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zOMtEyvhK7N6" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">293,006</span></td> <td id="xdx_98D_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_ziUEf12tiTEc" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">5,291</span></td> <td id="xdx_982_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zdvNgwLzmr16" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3548">-</span></span></td> <td id="xdx_984_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_za7nxWaIq8Nj" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">7,460 </span></td> <td id="xdx_985_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zZ9pbESarssg" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">305,757</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Intangible under development (i)  </span></td> <td id="xdx_988_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--IntangibleAssetsUnderDevelopmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zhJNRMzWorT3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">9,405</span></td> <td id="xdx_986_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--IntangibleAssetsUnderDevelopmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zkQnOZnyp2te" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">27,687</span></td> <td id="xdx_985_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--IntangibleAssetsUnderDevelopmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z83jCz7NIfai" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(92)</span></td> <td id="xdx_989_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--IntangibleAssetsUnderDevelopmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zRNLoMg4n7H2" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(7,460)</span></td> <td id="xdx_98C_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--IntangibleAssetsUnderDevelopmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zIwrLywb8v24" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">29,540</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> License acquisition </span></td> <td id="xdx_982_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zlidHNUUDfye" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">95,496</span></td> <td id="xdx_98F_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zxa2bjI1Ugt5" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">76,901</span></td> <td id="xdx_98B_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zdCjH21c9XM3" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,310)</span></td> <td id="xdx_989_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zpOlSdTRv6t7" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl3570">-</span></span></td> <td id="xdx_98E_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zUX37voCtzBj" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">171,087</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Others </span></td> <td id="xdx_98B_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zHOFmagxTGZi" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,320 </span></td> <td id="xdx_981_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zFNLYVkYRjJ" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl3576">-</span></span></td> <td id="xdx_98F_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zrnydxeoThmd" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(60)</span></td> <td id="xdx_98B_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zvNcR9gsIld4" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl3580">-</span></span></td> <td id="xdx_985_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z7Is1kquBOmc" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,260 </span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total Costs</b></span></td> <td id="xdx_980_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zsMtZYdqW4cj" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>399,227</b></span></td> <td id="xdx_986_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zmhbgjgfF3wb" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>109,879</b></span></td> <td id="xdx_982_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zd1Kt5cy3izh" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(1,462)</b></span></td> <td id="xdx_982_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zWqoiM6VtNnl" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> <span style="-sec-ix-hidden: xdx2ixbrl3590">-</span></b></span></td> <td id="xdx_985_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zqUPOLms41dh" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>507,644</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td colspan="2" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Accumulated amortization</b></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Software </span></td> <td id="xdx_981_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zxRH9xqedQhj" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(120,874)</span></td> <td id="xdx_988_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_z209YvY9EiBh" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(60,545)</span></td> <td id="xdx_983_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zxl3XjDrPuUh" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl3598">-</span></span></td> <td id="xdx_987_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zYUeFieBmSZe" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl3600">-</span></span></td> <td id="xdx_985_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zkABq3aWKyl8" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(181,419)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">License acquisition </span></td> <td id="xdx_983_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zZZtbXTGX3d9" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(79,243)</span></td> <td id="xdx_985_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zfSCvzHLmD66" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(65,611)</span></td> <td id="xdx_98D_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zZzngnIuI3u7" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">788</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td id="xdx_981_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zE3j5ENKvsx" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(144,066)</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Others</span></td> <td id="xdx_98A_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zvVDwcd6STbd" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(101) </span></td> <td id="xdx_988_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_z2OsENsftrqf" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl3614">-</span></span></td> <td id="xdx_985_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zVsqj7ZE3OCe" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl3616">-</span></span></td> <td id="xdx_988_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zwvZAU430J56" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl3618">-</span></span></td> <td id="xdx_98E_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20250101__20251231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zy3f73prmxTl" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(101)</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total Amortization</b></span></td> <td id="xdx_98C_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zAm24hV7klD3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(200,218)</b></span></td> <td id="xdx_989_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zlLavijLLdi3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(126,156)</b></span></td> <td id="xdx_987_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zJiDcJeg4LSh" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>788</b></span></td> <td id="xdx_98A_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zCvyhU5DYgd8" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl3628">-</span></b></span></td> <td id="xdx_989_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_z9jQSYy7yQBc" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(325,586)</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total Carrying amount</b></span></td> <td id="xdx_983_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountIntangibleAssetsNetMember_zhX5KIJKzs45" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>199,009</b></span></td> <td id="xdx_988_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountIntangibleAssetsNetMember_zjk6Vv4PiwT4" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(16,277)</b></span></td> <td id="xdx_983_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountIntangibleAssetsNetMember_zxF0Yd8QpWv9" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(674)</b></span></td> <td id="xdx_987_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountIntangibleAssetsNetMember_z5qgemvqH372" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl3638">-</span></b></span></td> <td id="xdx_98B_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20250101__20251231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountIntangibleAssetsNetMember_zJC2GiLJm9Kl" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>182,058</b></span></td></tr> </table> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">(i) Substantially refers to expenses related to development of internal technology projects, substantially comprised of usage licenses and third-party services.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 50%; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2023</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Additions</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Transfers</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; width: 10%; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Disposals</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Acquisition cost </b></span></td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td> <td style="padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Software </span></td> <td id="xdx_981_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zkm6LE9b1sW3" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">169,077</span></td> <td id="xdx_98C_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zFuwuzDHKIYe" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">5,226</span></td> <td id="xdx_981_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zYTTwcYuEpv7" style="padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">121,596</span></td> <td id="xdx_98B_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z0DhsaPhdu75" style="padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(2,893)</span></td> <td id="xdx_98E_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zLFF4wuLxg46" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">293,006</span></td></tr> <tr> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Intangible under development (i)  </span></td> <td id="xdx_98F_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--IntangibleAssetsUnderDevelopmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zcFDp8Sx1JG7" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">103,988</span></td> <td id="xdx_98C_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--IntangibleAssetsUnderDevelopmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zxDBoIlwtusc" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">27,013</span></td> <td id="xdx_98E_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--IntangibleAssetsUnderDevelopmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zENk80qB809c" style="padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(121,596)</span></td> <td id="xdx_98B_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--IntangibleAssetsUnderDevelopmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zzT17QQo3DKl" style="padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3658">-</span></span></td> <td id="xdx_98D_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--IntangibleAssetsUnderDevelopmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zPyIoqPgzc73" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">9,405</span></td></tr> <tr> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> License acquisition </span></td> <td id="xdx_981_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zRI61eAFCTTg" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">77,645</span></td> <td id="xdx_98D_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zJ1dGbPevNK9" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">48,650</span></td> <td id="xdx_98D_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zcXc2Ijp1XF" style="padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3666">-</span></span></td> <td id="xdx_988_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zU9DNzgCN6x" style="padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(30,799)</span></td> <td id="xdx_980_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zGZENKBYVexe" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">95,496</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Others </span></td> <td id="xdx_98A_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z5qoZEWW2XFk" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,320</span></td> <td id="xdx_987_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zrCeUeev4Wfe" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3674">-</span></span></td> <td id="xdx_98C_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zTw0K8BMQ6hi" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3676">-</span></span></td> <td id="xdx_98F_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_znddy7amo9ad" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3678">-</span></span></td> <td id="xdx_98D_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z6A21IWVL104" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,320</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total Costs</b></span></td> <td id="xdx_98A_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zbMjJpKdsmQf" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>352,030</b></span></td> <td id="xdx_989_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zD7yrnSnNvLb" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>80,889</b></span></td> <td id="xdx_982_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zAehjjRDRV34" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl3686">-</span></b></span></td> <td id="xdx_98E_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zNqD9V0x3AQ3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(33,692)</b></span></td> <td id="xdx_98E_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z4rNpL2oETkf" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>399,227</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; line-height: 30%"> </td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right"> </td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right"> </td> <td style="padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right"> </td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right"> </td></tr> <tr> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Accumulated amortization</b></span></td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td> <td style="padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Software </span></td> <td id="xdx_988_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zMAUfYNeQ6lg" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(69,951)</span></td> <td id="xdx_989_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zpz1oyNfGOgg" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(53,816)</span></td> <td id="xdx_986_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zYWVUhWga6t4" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3696">-</span></span></td> <td id="xdx_989_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zSeQ87scSgg2" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,893</span></td> <td id="xdx_986_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zyjYZ5yssgfk" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(120,874)</span></td></tr> <tr> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">License acquisition </span></td> <td id="xdx_98B_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_z2vaHKSFBOXh" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(60,089)</span></td> <td id="xdx_984_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zL4cKBHC5tu1" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(49,948)</span></td> <td id="xdx_986_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zjDzWnVyhfa2" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3706">-</span></span></td> <td id="xdx_986_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zrCiEDiqe6th" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">30,794</span></td> <td id="xdx_987_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zJMafKzs0xB7" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(79,243)</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Others</span></td> <td id="xdx_98B_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zo2ZgNDB1ze5" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(101) </span></td> <td id="xdx_98A_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zbZ0EjGCfjwf" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl3714">-</span></span></td> <td id="xdx_98A_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zSRqULcvkk5f" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 0.75pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl3716">-</span></span></td> <td id="xdx_98B_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_z9kr9teWPLUa" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 0.75pt; padding-left: 3.5pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl3718">-</span></span></td> <td id="xdx_981_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20240101__20241231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zF1NLI769Td1" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 0.75pt; padding-left: 3.5pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(101)</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total Amortization</b></span></td> <td id="xdx_988_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_z7oaEhEyQIWg" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(130,141)</b></span></td> <td id="xdx_989_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zAX1W9MCqsj6" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(103,764)</b></span></td> <td id="xdx_980_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zqMt2QBCFYba" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl3726">-</span></b></span></td> <td id="xdx_982_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zqbmS5CVMx14" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>33,687</b></span></td> <td id="xdx_98E_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zumRPbi6Nv08" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(200,218)</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total Carrying amount</b></span></td> <td id="xdx_981_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountIntangibleAssetsNetMember_z79afLfh51lf" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>221,889</b></span></td> <td id="xdx_98A_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountIntangibleAssetsNetMember_zxyqWTQF7FPb" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(22,875)</b></span></td> <td id="xdx_98D_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountIntangibleAssetsNetMember_zKa8tp5BciPj" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl3736">-</span></b></span></td> <td id="xdx_983_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountIntangibleAssetsNetMember_z3xdZNBtHTwc" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(5)</b></span></td> <td id="xdx_980_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20240101__20241231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountIntangibleAssetsNetMember_zqK6zL3oWHt9" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>199,009</b></span></td></tr> </table> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">(i) Substantially refers to expenses related to development of internal technology projects, substantially comprised of usage licenses and third-party services.</p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 50%; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2022</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Additions</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Transfers</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; width: 10%; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Disposals</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2023</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Acquisition cost </b></span></td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td> <td style="padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Software </span></td> <td id="xdx_98C_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zIDTikL9LOxl" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">97,043</span></td> <td id="xdx_989_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zNrKc917kdp7" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,385</span></td> <td id="xdx_98B_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zBpLJIPL3fSi" style="padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">69,971</span></td> <td id="xdx_983_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zrSxIXbOCMwj" style="padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(322)</span></td> <td id="xdx_98F_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zbcpQRvrRgx6" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">169,077</span></td></tr> <tr> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Intangible under development (i)  </span></td> <td id="xdx_988_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--IntangibleAssetsUnderDevelopmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zNL48EmnFZ1k" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">143,234</span></td> <td id="xdx_986_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--IntangibleAssetsUnderDevelopmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zi0XE4eBzQJi" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">30,835</span></td> <td id="xdx_985_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--IntangibleAssetsUnderDevelopmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zMziXq2wMsqc" style="padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(69,971)</span></td> <td id="xdx_98D_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--IntangibleAssetsUnderDevelopmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z1bgjIR9TmWl" style="padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(110)</span></td> <td id="xdx_987_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--IntangibleAssetsUnderDevelopmentMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z20ZuIo43NTj" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">103,988</span></td></tr> <tr> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> License acquisition </span></td> <td id="xdx_983_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zulSUk27SMek" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">69,493</span></td> <td id="xdx_980_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zvLYxlGuZBvh" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">37,956</span></td> <td id="xdx_989_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zlFPD8bt6Z4k" style="padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3767">-</span></span></td> <td id="xdx_985_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zAUT467O4hs7" style="padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(29,804)</span></td> <td id="xdx_98A_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zRE3O7gsnMh9" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">77,645</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Others </span></td> <td id="xdx_981_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zLBlheKmaMj1" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,320</span></td> <td id="xdx_98D_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zcJ8j8N0RNdj" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3775">-</span></span></td> <td id="xdx_98F_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zaIor8ysZqXd" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3777">-</span></span></td> <td id="xdx_984_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zDeRMmft8Ox5" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3779">-</span></span></td> <td id="xdx_985_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zfmFN7Ytjpk9" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,320</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total Costs</b></span></td> <td id="xdx_98E_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zORIVM816DU" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>311,090</b></span></td> <td id="xdx_987_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zjIXIWd7ENL9" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>71,176</b></span></td> <td id="xdx_985_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zCBFjPR46J1e" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl3787">-</span></b></span></td> <td id="xdx_98B_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_zi89s1B5Aqd4" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(30,236)</b></span></td> <td id="xdx_98E_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--GrossCarryingAmountMember_z9T9xLKORQ8i" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>352,030</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; line-height: 30%"> </td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right"> </td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right"> </td> <td style="padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right"> </td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right"> </td></tr> <tr> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Accumulated amortization</b></span></td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td> <td style="padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Software </span></td> <td id="xdx_981_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_z9WmOK4SFKS4" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(37,228)</span></td> <td id="xdx_98A_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zhqcnDmeJAxl" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(33,047)</span></td> <td id="xdx_98A_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zhYV8glrOBM5" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3797">-</span></span></td> <td id="xdx_986_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zAzRymdtaff1" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">324</span></td> <td id="xdx_98C_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zzJIFDvNtlIe" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(69,951)</span></td></tr> <tr> <td style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">License acquisition </span></td> <td id="xdx_98B_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zDeleGwmF6H5" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(49,914)</span></td> <td id="xdx_984_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zZi3T3BYny8j" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(39,959)</span></td> <td id="xdx_981_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--ComputerSoftwareMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zkb8wAjFRbXd" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl3807">-</span></span></td> <td id="xdx_98E_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zetVaXBFypeb" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">29,784</span></td> <td id="xdx_98E_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--LicencesMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zrRYR9jPpJ5a" style="white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(60,089)</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Others</span></td> <td id="xdx_982_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zwe5FyGHcJji" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(101) </span></td> <td id="xdx_984_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_z8VxFaDf97ja" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl3815">-</span></span></td> <td id="xdx_984_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zAjjLYWQGFQ5" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 0.75pt; padding-left: 3.5pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl3817">-</span></span></td> <td id="xdx_987_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zlxY0AMuyhuj" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 0.75pt; padding-left: 3.5pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl3819">-</span></span></td> <td id="xdx_987_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20230101__20231231__ifrs-full--ClassesOfIntangibleAssetsAndGoodwillAxis__ifrs-full--OtherIntangibleAssetsMember__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zHcBvuIPrTOj" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 0.75pt; padding-left: 3.5pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(101)</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total Amortization</b></span></td> <td id="xdx_981_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zI43Efsx1xU9" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(87,243)</b></span></td> <td id="xdx_98B_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zjS4s9ZFhT5d" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(73,006)</b></span></td> <td id="xdx_989_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_z7OiwGaZgJfg" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl3827">-</span></b></span></td> <td id="xdx_98C_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zXprN4DWa8X3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>30,108</b></span></td> <td id="xdx_986_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__ifrs-full--AccumulatedDepreciationAndAmortisationMember_zDGg4HYu7CZ6" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(130,141)</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total Carrying amount</b></span></td> <td id="xdx_989_eifrs-full--IntangibleAssetsAndGoodwill_iS_pn3n3_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountIntangibleAssetsNetMember_zcHQORkqeic" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at beginning of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>223,847</b></span></td> <td id="xdx_982_eifrs-full--AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_pn3n3_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountIntangibleAssetsNetMember_zJXgal59rXqg" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Addition"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(1,830)</b></span></td> <td id="xdx_984_eifrs-full--IncreaseDecreaseThroughTransfersIntangibleAssetsAndGoodwill_pn3n3_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountIntangibleAssetsNetMember_zcRbggLC0xG1" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Transfers"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><span style="-sec-ix-hidden: xdx2ixbrl3837">-</span></b></span></td> <td id="xdx_98D_eifrs-full--DisposalsIntangibleAssetsOtherThanGoodwill_iN_pn3n3_di_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountIntangibleAssetsNetMember_ziu8ReKEV9sb" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Disposals"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(128)</b></span></td> <td id="xdx_987_eifrs-full--IntangibleAssetsAndGoodwill_iE_pn3n3_c20230101__20231231__ifrs-full--CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis__custom--TotalCarryingAmountIntangibleAssetsNetMember_zQmljsvXTGVe" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: right" title="Balance at ending of year"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>221,889</b></span></td></tr> </table> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">(i) Substantially refers to expenses related to development of internal technology projects, substantially comprised of usage licenses and third-party services.</p> 293006000 5291000 7460000 305757000 9405000 27687000 92000 -7460000 29540000 95496000 76901000 1310000 171087000 1320000 60000 1260000 399227000 109879000 1462000 507644000 -120874000 -60545000 -181419000 -79243000 -65611000 -788000 -144066000 -101000 -101000 -200218000 -126156000 -788000 -325586000 199009000 -16277000 674000 182058000 169077000 5226000 121596000 2893000 293006000 103988000 27013000 -121596000 9405000 77645000 48650000 30799000 95496000 1320000 1320000 352030000 80889000 33692000 399227000 -69951000 -53816000 -2893000 -120874000 -60089000 -49948000 -30794000 -79243000 -101000 -101000 -130141000 -103764000 -33687000 -200218000 221889000 -22875000 5000 199009000 97043000 2385000 69971000 322000 169077000 143234000 30835000 -69971000 110000 103988000 69493000 37956000 29804000 77645000 1320000 1320000 311090000 71176000 30236000 352030000 -37228000 -33047000 -324000 -69951000 -49914000 -39959000 -29784000 -60089000 -101000 -101000 -87243000 -73006000 -30108000 -130141000 223847000 -1830000 128000 221889000 <p id="xdx_80C_eifrs-full--DisclosureOfLeasesExplanatory_zlGDly9sS6d" style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" style="font: 13pt/115% Calibri Light; width: 100%; margin-top: 5.05pt; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 14.2pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b>10.</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b><span id="xdx_82B_zm1FyfmvZFj5">Leases</span></b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>(a)</b></span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>Amounts recognized in the statement of financial position</b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: justify"><b> </b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">The Group has operating lease contracts for the headquarters buildings located in Porto Alegre (2024) and Campinas, as well as for the hubs and sales offices related to customer services. In addition, the Group has leases for the use of vehicles throughout Brazil.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 9pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b><span style="text-decoration: underline">Right of use asset</span></b></p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b> </b></p> <table cellpadding="0" cellspacing="0" id="xdx_881_eifrs-full--DisclosureOfQuantitativeInformationAboutRightofuseAssetsTable_pn3n3_ztcUNib6Cgd6" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Leases (Details)"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8BA_zjmOBHnsNjC9" style="display: none">Schedule of right of use asset</span></td> <td id="xdx_493_20250101__20251231_zIbEFNlvERvf" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_49E_20240101__20241231_z3nARCoeNhG4" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_492_20230101__20231231_zwCXRZJPES59" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="3" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>As of December 31,</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 70%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2023</b></span></td></tr> <tr id="xdx_409_eifrs-full--RightofuseAssets_iS_zSEvMXLydnyc"> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Balance at end of previous year</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>223,285</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>182,245 </b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>192,995 </b></span></td></tr> <tr id="xdx_40E_eifrs-full--AdditionsToRightofuseAssets_z9H3NwtKwkx6"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Additions and contractual changes</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">47,462</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">90,331 </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  40,285 </span></td></tr> <tr id="xdx_40A_eifrs-full--DepreciationRightofuseAssets_zPx0pE1TMf5l"> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Depreciation</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(59,050)</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(49,291)</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(51,035)</span></td></tr> <tr id="xdx_409_eifrs-full--RightofuseAssets_iE_zOiqkrhTxyog"> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Balance at end of the period </b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>211,697</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>223,285 </b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>182,245 </b></span></td></tr> </table> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b> </b></p> <p style="font: 9pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b><span style="text-decoration: underline">Lease liabilities</span></b></p> <p style="font: 9pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b> </b></p> <table cellpadding="0" cellspacing="0" id="xdx_88E_ecustom--DisclosureOfLeaseLiabilitiesTableTextBlock_pn3n3_zyyaNYJpNHYf" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Leases (Details 1)"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B6_z3xIPlOJ57Ca" style="display: none">Schedule of lease liabilities</span></td> <td id="xdx_493_20250101__20251231_zWR0jIyP0Lrf" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_49E_20240101__20241231_zc8x3OZZycVf" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_497_20230101__20231231_zURptbm7WN07" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="3" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>As of December 31,</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 70%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2023</b></span></td></tr> <tr id="xdx_40A_eifrs-full--LeaseLiabilities_iS_zlR0UHwOumz"> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Balance at end of previous year</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>254,602</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>206,753 </b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>213,942 </b></span></td></tr> <tr id="xdx_405_ecustom--AdditionsAndContractualChanges_zPDzKyFQYIje"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Additions and contractual changes</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">47,462</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  90,331 </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  40,285 </span></td></tr> <tr id="xdx_405_eifrs-full--PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities_iN_di_zKxTnpTyUsu6"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Payments</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(86,097)</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(75,870)</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(69,752)</span></td></tr> <tr id="xdx_406_eifrs-full--InterestExpenseOnLeaseLiabilities_zR67u09n15Pk"> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Interest</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">32,313</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">33,388</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">22,278</span></td></tr> <tr id="xdx_403_eifrs-full--LeaseLiabilities_iE_zhxX8DtY0UIf"> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Balance at end of the period </b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>248,280 </b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>254,602 </b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>206,753 </b></span></td></tr> </table> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>(b)</b></span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>Expenses recognized in the income statement</b></span></td></tr></table> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.25in; text-align: justify"><b> </b></p> <table cellpadding="0" cellspacing="0" id="xdx_89B_ecustom--DisclosureOExpensesRecognizedInIncomeStatementTableTextBlock_pn3n3_zNcHcG3bNXM7" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Leases (Details 2)"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B9_z8Pcp5in7xIg" style="display: none">Schedule of expenses recognized in the income statement</span></td> <td id="xdx_49C_20250101__20251231_zH9cWb9uiv4k" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_498_20240101__20241231_zeGQLdf5RLel" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_494_20230101__20231231_zcKu2dym1nfe" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="3" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>As of December 31,</b></span></td></tr> <tr> <td style="width: 70%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2023</b></span></td></tr> <tr id="xdx_40D_ecustom--Depreciation1_zkG2gCpSUTlh"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Depreciation ⁽¹⁾</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">59,049</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">49,291</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">51,035</span></td></tr> <tr id="xdx_407_ecustom--InterestExpense1_zg4SHNS1wrc5"> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Interest expenses ⁽²⁾</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">32,314</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">33,388</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">22,278</span></td></tr> <tr id="xdx_405_eifrs-full--OtherEmployeeExpense_zLtS6vDDooOc"> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>91,363</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>82,679</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>73,313</b></span></td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">This amount is recorded in Depreciation and Amortization combined income statement.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(2)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">This amount is recorded in Other Expenses, Net combined income statement.</span></td></tr></table> <p id="xdx_8A2_zEiYtqzhFiU8" style="font: 10pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt"><b> </b></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt"><b>(c)</b></span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt"><b>Maturity of lease liabilities</b></span></td></tr></table> <p style="font: 9pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b> </b></p> <table cellpadding="0" cellspacing="0" id="xdx_890_eifrs-full--DisclosureOfMaturityAnalysisOfOperatingLeasePaymentsTable_pn3n3_zYVg6V39Vv9e" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Leases (Details 3)"> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B6_z3d3NoA2ht01" style="display: none">Schedule of maturity of lease liabilities</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="5" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2025</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 40%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 12%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Less than 12 months</b></span></td> <td style="border-bottom: Black 1pt solid; width: 12%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1 - 3 years</b></span></td> <td style="border-bottom: Black 1pt solid; width: 12%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>3 - 5 years</b></span></td> <td style="border-bottom: Black 1pt solid; width: 12%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Over 5 years</b></span></td> <td style="border-bottom: Black 1pt solid; width: 12%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Lease liabilities</b></span></td> <td id="xdx_984_eifrs-full--LeaseLiabilities_iI_pn3n3_c20251231__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_zPCEtp9CQJX1" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Lease liabilities"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">83,334 </span></td> <td id="xdx_989_eifrs-full--LeaseLiabilities_iI_pn3n3_c20251231__ifrs-full--MaturityAxis__custom--LaterThanOneYearsAndNotLaterThanThreeYearsMember_zFTKnF8niA2h" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Lease liabilities"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">115,219 </span></td> <td id="xdx_98C_eifrs-full--LeaseLiabilities_iI_pn3n3_c20251231__ifrs-full--MaturityAxis__ifrs-full--LaterThanThreeYearsAndNotLaterThanFiveYearsMember_zHxgA2yxvvb" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Lease liabilities"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">45,114 </span></td> <td id="xdx_98B_eifrs-full--LeaseLiabilities_iI_pn3n3_c20251231__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_zbEmJI7jWkKj" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Lease liabilities"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">4,613 </span></td> <td id="xdx_988_eifrs-full--LeaseLiabilities_iI_pn3n3_c20251231_zROUZtIDqWwi" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Lease liabilities"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>248,280 </b></span></td></tr> </table> <p style="font: 9pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt"><b> </b></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="5" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2024</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 40%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 12%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Less than 12 months</b></span></td> <td style="border-bottom: Black 1pt solid; width: 12%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1 - 3 years</b></span></td> <td style="border-bottom: Black 1pt solid; width: 12%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>3 - 5 years</b></span></td> <td style="border-bottom: Black 1pt solid; width: 12%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Over 5 years</b></span></td> <td style="border-bottom: Black 1pt solid; width: 12%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Lease liabilities</b></span></td> <td id="xdx_98C_eifrs-full--LeaseLiabilities_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_zygTec9Urrq8" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Lease liabilities"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  74,176 </span></td> <td id="xdx_989_eifrs-full--LeaseLiabilities_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__custom--LaterThanOneYearsAndNotLaterThanThreeYearsMember_zIyp9O1P7zw5" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Lease liabilities"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">110,414 </span></td> <td id="xdx_98B_eifrs-full--LeaseLiabilities_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanThreeYearsAndNotLaterThanFiveYearsMember_zqbfHyLjJ6Wk" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Lease liabilities"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  56,662 </span></td> <td id="xdx_989_eifrs-full--LeaseLiabilities_iI_pn3n3_c20241231__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_zU79YZtwwJW9" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Lease liabilities"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  13,350 </span></td> <td id="xdx_987_eifrs-full--LeaseLiabilities_iI_pn3n3_c20241231_z5uspgtBEnH1" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Lease liabilities"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>254,602 </b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> </table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify"><b> </b></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="5" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2023</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 40%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 12%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Less than 12 months</b></span></td> <td style="border-bottom: Black 1pt solid; width: 12%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1 - 3 years</b></span></td> <td style="border-bottom: Black 1pt solid; width: 12%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>3 - 5 years</b></span></td> <td style="border-bottom: Black 1pt solid; width: 12%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Over 5 years</b></span></td> <td style="border-bottom: Black 1pt solid; width: 12%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Lease liabilities</b></span></td> <td id="xdx_985_eifrs-full--LeaseLiabilities_iI_pn3n3_c20231231__ifrs-full--MaturityAxis__ifrs-full--LaterThanOneYearAndNotLaterThanTwoYearsMember_zpKolKO7d5Lj" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Lease liabilities"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  63,043 </span></td> <td id="xdx_984_eifrs-full--LeaseLiabilities_iI_pn3n3_c20231231__ifrs-full--MaturityAxis__custom--LaterThanOneYearsAndNotLaterThanThreeYearsMember_zPw71NbKIuO5" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Lease liabilities"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  97,890 </span></td> <td id="xdx_984_eifrs-full--LeaseLiabilities_iI_pn3n3_c20231231__ifrs-full--MaturityAxis__ifrs-full--LaterThanThreeYearsAndNotLaterThanFiveYearsMember_zdm3CbcoDEh6" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Lease liabilities"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  34,454 </span></td> <td id="xdx_98E_eifrs-full--LeaseLiabilities_iI_pn3n3_c20231231__ifrs-full--MaturityAxis__ifrs-full--LaterThanFiveYearsMember_z0gGynZBVDp3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Lease liabilities"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  11,366 </span></td> <td id="xdx_988_eifrs-full--LeaseLiabilities_iI_pn3n3_c20231231_zq0bJeCcUC8j" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Lease liabilities"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>206,753 </b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> </table> <p id="xdx_8A6_znRPSfvH7RIi" style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify"><b> </b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify"><b>Payments on short-term leases</b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">Leases under short-term contracts are not recognized as right-of-use assets, with the related expenses being recognized under “General and Administrative Expenses” in the Income Statement. For the year ended December 31, 2025, there were R$<span id="xdx_90E_eifrs-full--ShorttermEmployeeBenefitsExpense_pn3n3_c20250101__20251231_zl190nqpWDQ3" title="Short-term contract expenses">6,180</span> short-term contract expenses, R$<span id="xdx_905_eifrs-full--ShorttermEmployeeBenefitsExpense_pn3n3_c20240101__20241231_zEd4qd2SYdG5" title="Short-term contract expenses">5,040</span> for the year ended December 31, 2024, and R$<span id="xdx_908_eifrs-full--ShorttermEmployeeBenefitsExpense_pn3n3_c20230101__20231231_zzUSEv1Y4cA7" title="Short-term contract expenses">4,677</span> for the year ended December 31, 2023.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0"> </p> 223285000 182245000 192995000 47462000 90331000 40285000 -59050000 -49291000 -51035000 211697000 223285000 182245000 <table cellpadding="0" cellspacing="0" id="xdx_88E_ecustom--DisclosureOfLeaseLiabilitiesTableTextBlock_pn3n3_zyyaNYJpNHYf" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Leases (Details 1)"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B6_z3xIPlOJ57Ca" style="display: none">Schedule of lease liabilities</span></td> <td id="xdx_493_20250101__20251231_zWR0jIyP0Lrf" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_49E_20240101__20241231_zc8x3OZZycVf" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_497_20230101__20231231_zURptbm7WN07" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="3" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>As of December 31,</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 70%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2023</b></span></td></tr> <tr id="xdx_40A_eifrs-full--LeaseLiabilities_iS_zlR0UHwOumz"> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Balance at end of previous year</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>254,602</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>206,753 </b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>213,942 </b></span></td></tr> <tr id="xdx_405_ecustom--AdditionsAndContractualChanges_zPDzKyFQYIje"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Additions and contractual changes</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">47,462</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  90,331 </span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  40,285 </span></td></tr> <tr id="xdx_405_eifrs-full--PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities_iN_di_zKxTnpTyUsu6"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Payments</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(86,097)</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(75,870)</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(69,752)</span></td></tr> <tr id="xdx_406_eifrs-full--InterestExpenseOnLeaseLiabilities_zR67u09n15Pk"> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Interest</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">32,313</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">33,388</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">22,278</span></td></tr> <tr id="xdx_403_eifrs-full--LeaseLiabilities_iE_zhxX8DtY0UIf"> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Balance at end of the period </b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>248,280 </b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>254,602 </b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>206,753 </b></span></td></tr> </table> 254602000 206753000 213942000 47462000 90331000 40285000 86097000 75870000 69752000 32313000 33388000 22278000 248280000 254602000 206753000 <table cellpadding="0" cellspacing="0" id="xdx_89B_ecustom--DisclosureOExpensesRecognizedInIncomeStatementTableTextBlock_pn3n3_zNcHcG3bNXM7" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Leases (Details 2)"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B9_z8Pcp5in7xIg" style="display: none">Schedule of expenses recognized in the income statement</span></td> <td id="xdx_49C_20250101__20251231_zH9cWb9uiv4k" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_498_20240101__20241231_zeGQLdf5RLel" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_494_20230101__20231231_zcKu2dym1nfe" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="3" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>As of December 31,</b></span></td></tr> <tr> <td style="width: 70%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td> <td style="border-bottom: Black 1pt solid; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2023</b></span></td></tr> <tr id="xdx_40D_ecustom--Depreciation1_zkG2gCpSUTlh"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Depreciation ⁽¹⁾</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">59,049</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">49,291</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">51,035</span></td></tr> <tr id="xdx_407_ecustom--InterestExpense1_zg4SHNS1wrc5"> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Interest expenses ⁽²⁾</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">32,314</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">33,388</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">22,278</span></td></tr> <tr id="xdx_405_eifrs-full--OtherEmployeeExpense_zLtS6vDDooOc"> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>91,363</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>82,679</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>73,313</b></span></td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">This amount is recorded in Depreciation and Amortization combined income statement.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(2)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">This amount is recorded in Other Expenses, Net combined income statement.</span></td></tr></table> 59049000 49291000 51035000 32314000 33388000 22278000 91363000 82679000 73313000 83334000 115219000 45114000 4613000 248280000 74176000 110414000 56662000 13350000 254602000 63043000 97890000 34454000 11366000 206753000 6180000 5040000 4677000 <p id="xdx_808_eifrs-full--DisclosureOfOtherAssetsExplanatory_z9SMj9M7JVOd" style="margin-top: 0; margin-bottom: 0"> </p> <table cellpadding="0" cellspacing="0" style="font: 13pt/115% Calibri Light; width: 100%; margin-top: 5.05pt; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 14.2pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b>11.</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b><span id="xdx_828_zbUuia4hDG1k">Other Assets</span></b></span></td></tr></table> <table cellpadding="0" cellspacing="0" id="xdx_884_ecustom--DisclosureOfOtherAssetsTableTextBlock_pn3n3_zxp9KxzCTMe6" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Other Assets (Details)"> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8BA_zF1Ro2n4XKwc" style="display: none">Schedule of other assets</span></td> <td id="xdx_491_20251231" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_490_20241231" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="2"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>As of December 31,</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 80%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>2025</i></b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>2024</i></b></span></td></tr> <tr id="xdx_40B_ecustom--InterbankTransactionsAssets_iI_pn3n3_zfU6E6qnbfB7"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>Interbank transactions</i></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>123,290</i></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>223,761 </i></span></td></tr> <tr id="xdx_40B_eifrs-full--CurrentPrepaidExpenses_iI_pn3n3"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>Prepaid expenses</i></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>302,926</i></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>239,728 </i></span></td></tr> <tr id="xdx_403_ecustom--OtherReceivable_iI_pn3n3_z8fencMb4qa8"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>Collection receivable</i></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>291,331</i></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>206,140 </i></span></td></tr> <tr id="xdx_40B_ecustom--DepositsPledgedAsGuaranteeLabor_iI_pn3n3_zDjWvLOxd4Re"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>Deposits Pledged as Guarantee - Labor</i></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>37,500</i></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>37,091 </i></span></td></tr> <tr id="xdx_40D_eifrs-full--RecoverableAmountOfAssetOrCashgeneratingUnit_iI_pn3n3"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>Recoverable taxes</i></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>86,891</i></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>48,776 </i></span></td></tr> <tr id="xdx_400_ecustom--DepositsPledgedAsGuaranteeTax_iI_pn3n3_zc4p1VfQyGAb"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>Deposits Pledged as Guarantee - Tax</i></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>14,184</i></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>13,034 </i></span></td></tr> <tr id="xdx_403_ecustom--DepositsPledgedAsGuaranteeCivil_iI_pn3n3_zsY4bCEsEDAb"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>Deposits Pledged as Guarantee - Civil</i></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>74,960</i></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>30,958 </i></span></td></tr> <tr id="xdx_402_ecustom--PartnershipProgram_iI_pn3n3_zWBCZgs55Eda"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>Partnership Program</i></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>96,252</i></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>62,484 </i></span></td></tr> <tr id="xdx_408_ecustom--Commissions_iI_pn3n3_zqWHFQcvG8ki"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>Commissions</i></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>22,388</i></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>44,370 </i></span></td></tr> <tr id="xdx_406_ecustom--Others_iI_pn3n3_zuZoaszBWcxf"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>Others</i></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>89,076</i></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>49,642</i></span></td></tr> <tr id="xdx_40D_eifrs-full--OtherAssets_iI_pn3n3"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Total</i></b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>1,138,798</i></b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i> 955,984 </i></b></span></td></tr> </table> <table cellpadding="0" cellspacing="0" id="xdx_884_ecustom--DisclosureOfOtherAssetsTableTextBlock_pn3n3_zxp9KxzCTMe6" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Other Assets (Details)"> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8BA_zF1Ro2n4XKwc" style="display: none">Schedule of other assets</span></td> <td id="xdx_491_20251231" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_490_20241231" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="2"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>As of December 31,</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 80%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>2025</i></b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>2024</i></b></span></td></tr> <tr id="xdx_40B_ecustom--InterbankTransactionsAssets_iI_pn3n3_zfU6E6qnbfB7"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>Interbank transactions</i></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>123,290</i></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>223,761 </i></span></td></tr> <tr id="xdx_40B_eifrs-full--CurrentPrepaidExpenses_iI_pn3n3"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>Prepaid expenses</i></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>302,926</i></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>239,728 </i></span></td></tr> <tr id="xdx_403_ecustom--OtherReceivable_iI_pn3n3_z8fencMb4qa8"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>Collection receivable</i></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>291,331</i></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>206,140 </i></span></td></tr> <tr id="xdx_40B_ecustom--DepositsPledgedAsGuaranteeLabor_iI_pn3n3_zDjWvLOxd4Re"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>Deposits Pledged as Guarantee - Labor</i></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>37,500</i></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>37,091 </i></span></td></tr> <tr id="xdx_40D_eifrs-full--RecoverableAmountOfAssetOrCashgeneratingUnit_iI_pn3n3"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>Recoverable taxes</i></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>86,891</i></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>48,776 </i></span></td></tr> <tr id="xdx_400_ecustom--DepositsPledgedAsGuaranteeTax_iI_pn3n3_zc4p1VfQyGAb"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>Deposits Pledged as Guarantee - Tax</i></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>14,184</i></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>13,034 </i></span></td></tr> <tr id="xdx_403_ecustom--DepositsPledgedAsGuaranteeCivil_iI_pn3n3_zsY4bCEsEDAb"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>Deposits Pledged as Guarantee - Civil</i></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>74,960</i></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>30,958 </i></span></td></tr> <tr id="xdx_402_ecustom--PartnershipProgram_iI_pn3n3_zWBCZgs55Eda"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>Partnership Program</i></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>96,252</i></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>62,484 </i></span></td></tr> <tr id="xdx_408_ecustom--Commissions_iI_pn3n3_zqWHFQcvG8ki"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>Commissions</i></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>22,388</i></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>44,370 </i></span></td></tr> <tr id="xdx_406_ecustom--Others_iI_pn3n3_zuZoaszBWcxf"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>Others</i></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>89,076</i></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><i>49,642</i></span></td></tr> <tr id="xdx_40D_eifrs-full--OtherAssets_iI_pn3n3"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Total</i></b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>1,138,798</i></b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i> 955,984 </i></b></span></td></tr> </table> 123290000 223761000 302926000 239728000 291331000 206140000 37500000 37091000 86891000 48776000 14184000 13034000 74960000 30958000 96252000 62484000 22388000 44370000 89076000 49642000 1138798000 955984000 <p id="xdx_808_ecustom--DisclosureOfProvisionForContingenciesExplanatory_zXscbaHJwtx6" style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" style="font: 13pt/115% Calibri Light; width: 100%; margin-top: 5.05pt; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 14.2pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b>12.</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b><span id="xdx_82C_zkfrHOBQGLp">Provision for contingencies</span></b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt">Management classifies the risk of loss of legal and administrative proceedings in which the Group is a party as a defendant. Provisions are recorded for contingencies classified as a probable risk of loss and Management believes that the recorded amount is sufficient to cover those losses.</p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>(a)</b></span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>Probable losses</b></span></td></tr></table> <p style="font: 11pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" id="xdx_89D_ecustom--DisclosureOfLegalAndAdministrativeProceedingsExplanatory_pn3n3_zETQKnnQbU6i" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Provision for contingencies (Details)"> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8BD_z5gZSs2qg3Gd" style="display: none">Schedule of legal and administrative proceedings</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>As of December 31,</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 80%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Legal and administrative proceedings: </b></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Civil</span></td> <td id="xdx_98E_eifrs-full--LegalProceedingsProvision_c20251231__ifrs-full--ClassesOfProvisionsAxis__custom--CivilMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Legal and administrative proceedings"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">217,015</span></td> <td id="xdx_98D_eifrs-full--LegalProceedingsProvision_c20241231__ifrs-full--ClassesOfProvisionsAxis__custom--CivilMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Legal and administrative proceedings"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  217,845 </span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Labor</span></td> <td id="xdx_987_eifrs-full--LegalProceedingsProvision_c20251231__ifrs-full--ClassesOfProvisionsAxis__custom--LaborMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Legal and administrative proceedings"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">71,755</span></td> <td id="xdx_986_eifrs-full--LegalProceedingsProvision_c20241231__ifrs-full--ClassesOfProvisionsAxis__custom--LaborMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Legal and administrative proceedings"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  82,511 </span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Tax</span></td> <td id="xdx_988_eifrs-full--LegalProceedingsProvision_c20251231__ifrs-full--ClassesOfProvisionsAxis__custom--TaxMember_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Legal and administrative proceedings"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">21,573</span></td> <td id="xdx_986_eifrs-full--LegalProceedingsProvision_c20241231__ifrs-full--ClassesOfProvisionsAxis__custom--TaxMember_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Legal and administrative proceedings"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> 1,567 </span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td id="xdx_981_eifrs-full--LegalProceedingsProvision_c20251231_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Legal and administrative proceedings"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>310,343</b></span></td> <td id="xdx_98E_eifrs-full--LegalProceedingsProvision_c20241231_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Legal and administrative proceedings"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>301,923</b></span></td></tr> </table> <p id="xdx_8A4_zzTNaTP5FVV2" style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b> </b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Civil lawsuits are controlled individually, and the provision is recorded whenever the loss is evaluated as probable, considering the opinion of legal advisors, the nature of the lawsuits, similarity with previous cases, complexity, and legal precedent, as well as when there is probable expectation of future cash disbursement.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Labor claims are controlled individually, and the provision is recorded whenever the loss is evaluated as probable, considering the claim status and the history of losses. From the date of the hearing until an initial court decision, labor claims are measured by the average of losses occurred within the last 12 months. After the appeal, the losses are measured based on experts’ calculations until the settlement.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">There are no significant administrative claims in process for non-compliance with the rules of Brazilian Financial System, tax claims or payment of penalties that may cause significant impacts to the Group’s financial statements.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>(b)</b></span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>Possible losses</b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">The Group is a party to certain legal and administrative proceedings, which, in accordance with their nature and the risk of loss evaluation, the Group does not qualify the risk of loss as probable:</p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" id="xdx_893_ecustom--DisclosureOfPossibleLossesExplanatory_pn3n3_znOAc34mZkia" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Provision for contingencies (Details 1)"> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B3_zRHuwIfLNsT7" style="display: none">Schedule of possible losses</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>As of December 31,</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 80%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Possible losses:</b></span></td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="border-top: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Civil</span></td> <td id="xdx_989_ecustom--PossibleLosses_c20251231__ifrs-full--ClassesOfProvisionsAxis__custom--CivilMember_pn3n3" style="border-top: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Possible losses"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">50,000</span></td> <td id="xdx_982_ecustom--PossibleLosses_iI_pn3n3_c20241231__ifrs-full--ClassesOfProvisionsAxis__custom--CivilMember_za9mnpsLHMRk" style="border-top: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Possible losses"><span style="font-family: Calibri, Helvetica, Sans-Serif"><span style="-sec-ix-hidden: xdx2ixbrl3999">-</span></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Labor</span></td> <td id="xdx_980_ecustom--PossibleLosses_c20251231__ifrs-full--ClassesOfProvisionsAxis__custom--LaborMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Possible losses"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">23,455</span></td> <td id="xdx_981_ecustom--PossibleLosses_c20241231__ifrs-full--ClassesOfProvisionsAxis__custom--LaborMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Possible losses"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">22,569</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Tax</span></td> <td id="xdx_98C_ecustom--PossibleLosses_c20251231__ifrs-full--ClassesOfProvisionsAxis__custom--TaxMember_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Possible losses"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">40,176</span></td> <td id="xdx_982_ecustom--PossibleLosses_c20241231__ifrs-full--ClassesOfProvisionsAxis__custom--TaxMember_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Possible losses"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">38,773</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td id="xdx_98E_ecustom--PossibleLosses_c20251231_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Possible losses"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>113,631</b></span></td> <td id="xdx_981_ecustom--PossibleLosses_c20241231_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Possible losses"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>61,342</b></span></td></tr> </table> <p id="xdx_8A4_zVluKm15r5va" style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.75in; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>(c)</b></span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>Judicial deposits</b></span></td></tr></table> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: justify"><b> </b></p> <table cellpadding="0" cellspacing="0" id="xdx_89B_ecustom--DisclosureOfJudicialDepositsExplanatory_pn3n3_zfPMIxyxZJf9" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Provision for contingencies (Details 2)"> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B9_zOG5DDFPHu7b" style="display: none">Schedule of judicial deposits</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Judicial deposits"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Judicial deposits"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>As of December 31,</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 80%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Labor</span></td> <td id="xdx_982_eifrs-full--LongtermDeposits_c20251231__ifrs-full--ClassesOfProvisionsAxis__custom--CivilMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Judicial deposits"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">37,500</span></td> <td id="xdx_985_eifrs-full--LongtermDeposits_c20241231__ifrs-full--ClassesOfProvisionsAxis__custom--CivilMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Judicial deposits"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">37,091</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Civil</span></td> <td id="xdx_98B_eifrs-full--LongtermDeposits_c20251231__ifrs-full--ClassesOfProvisionsAxis__custom--LaborMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Judicial deposits"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">74,960</span></td> <td id="xdx_98A_eifrs-full--LongtermDeposits_c20241231__ifrs-full--ClassesOfProvisionsAxis__custom--LaborMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Judicial deposits"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">30,952</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Tax</span></td> <td id="xdx_98F_eifrs-full--LongtermDeposits_c20251231__ifrs-full--ClassesOfProvisionsAxis__custom--TaxMember_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Judicial deposits"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">14,184</span></td> <td id="xdx_98C_eifrs-full--LongtermDeposits_c20241231__ifrs-full--ClassesOfProvisionsAxis__custom--TaxMember_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Judicial deposits"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">13,034</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td id="xdx_98D_eifrs-full--LongtermDeposits_c20251231_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Judicial deposits"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>126,644</b></span></td> <td id="xdx_98E_eifrs-full--LongtermDeposits_c20241231_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Judicial deposits"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>81,077</b></span></td></tr> </table> <p id="xdx_8AF_zLm0jVbSxhWg" style="margin-top: 0; margin-bottom: 0"> </p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Judicial deposits are recognized as "Other Assets" in the balance sheet.</p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in"> </p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>(d)</b></span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>Changes in provision </b></span></td></tr></table> <table cellpadding="0" cellspacing="0" id="xdx_89B_eifrs-full--DisclosureOfProvisionMatrixTable_pn3n3_z7i2Yvl0xlq9" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Provision for contingencies (Details 3)"> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span id="xdx_8B5_zc1C2LmQtGKe" style="display: none">Schedule of changes in provision</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Reversals / additions in provision"> </td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Reversals / additions in provision"> </td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Reversals / additions in provision"> </td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Reversals / additions in provision"> </td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td colspan="4" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2025</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 60%; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Civil</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Labor</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Tax</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Opening balance</b></span></td> <td id="xdx_987_eifrs-full--RefundsProvision_iS_c20250101__20251231__ifrs-full--ClassesOfProvisionsAxis__custom--CivilMember_zjdG67UiMF8d" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Changes in provision, beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>217,845</b></span></td> <td id="xdx_98A_eifrs-full--RefundsProvision_iS_c20250101__20251231__ifrs-full--ClassesOfProvisionsAxis__custom--LaborMember_z6ekiXLpFLkc" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Changes in provision, beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>82,511</b></span></td> <td id="xdx_987_eifrs-full--RefundsProvision_iS_c20250101__20251231__ifrs-full--ClassesOfProvisionsAxis__custom--TaxMember_z3BUHrjHit5b" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Changes in provision, beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,567</b></span></td> <td id="xdx_989_eifrs-full--RefundsProvision_iS_c20250101__20251231__ifrs-full--ClassesOfProvisionsAxis__custom--TotalMember_zri0Asfhjny5" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Changes in provision, beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>301,923</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Reversals / additions in provision</span></td> <td id="xdx_98B_eifrs-full--OtherReversalsOfProvisions_c20250101__20251231__ifrs-full--ClassesOfProvisionsAxis__custom--CivilMember_zu5RFBonxZ25" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Reversals / additions in provision"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">159,097</span></td> <td id="xdx_983_eifrs-full--OtherReversalsOfProvisions_c20250101__20251231__ifrs-full--ClassesOfProvisionsAxis__custom--LaborMember_pn3n3" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Reversals / additions in provision"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">13,257</span></td> <td id="xdx_983_eifrs-full--OtherReversalsOfProvisions_c20250101__20251231__ifrs-full--ClassesOfProvisionsAxis__custom--TaxMember_pn3n3" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Reversals / additions in provision"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">20,006</span></td> <td id="xdx_98E_eifrs-full--OtherReversalsOfProvisions_c20250101__20251231__ifrs-full--ClassesOfProvisionsAxis__custom--TotalMember_pn3n3" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Reversals / additions in provision"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>192,360</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Consumption</span></td> <td id="xdx_98F_ecustom--ProvisionForConsumption_c20250101__20251231__ifrs-full--ClassesOfProvisionsAxis__custom--CivilMember_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Provision for consumption"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(159,927)</span></td> <td id="xdx_98E_ecustom--ProvisionForConsumption_pn3n3_c20250101__20251231__ifrs-full--ClassesOfProvisionsAxis__custom--LaborMember_zKxPZvVFBVW4" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Provision for consumption"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(24,013)</span></td> <td id="xdx_98B_ecustom--ProvisionForConsumption_c20250101__20251231__ifrs-full--ClassesOfProvisionsAxis__custom--TaxMember_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Provision for consumption"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl4053">-</span></span></td> <td id="xdx_98A_ecustom--ProvisionForConsumption_pn3n3_c20250101__20251231__ifrs-full--ClassesOfProvisionsAxis__custom--TotalMember_z5B4KZwSNvA7" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Provision for consumption"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(183,940)</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Closing balance</b></span></td> <td id="xdx_980_eifrs-full--RefundsProvision_iE_pn3n3_c20250101__20251231__ifrs-full--ClassesOfProvisionsAxis__custom--CivilMember_znhCkIwvZxcg" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Changes in provision, ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>217,015</b></span></td> <td id="xdx_98E_eifrs-full--RefundsProvision_iE_pn3n3_c20250101__20251231__ifrs-full--ClassesOfProvisionsAxis__custom--LaborMember_z0iXKSl21qEg" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Changes in provision, ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>71,755</b></span></td> <td id="xdx_985_eifrs-full--RefundsProvision_iE_pn3n3_c20250101__20251231__ifrs-full--ClassesOfProvisionsAxis__custom--TaxMember_zqT0PyTQbTBg" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Changes in provision, ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>21,573</b></span></td> <td id="xdx_989_eifrs-full--RefundsProvision_iE_c20250101__20251231__ifrs-full--ClassesOfProvisionsAxis__custom--TotalMember_zR2FIXZUg4L8" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Changes in provision, ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>310,343</b></span></td></tr> </table> <p style="font: 10pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt"><b> </b></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td colspan="4" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2024</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 60%; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Civil</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Labor</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Tax</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Opening balance</b></span></td> <td id="xdx_989_eifrs-full--RefundsProvision_iS_c20240101__20241231__ifrs-full--ClassesOfProvisionsAxis__custom--CivilMember_zEG0OwnPdOAj" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Changes in provision, beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>120,165</b></span></td> <td id="xdx_985_eifrs-full--RefundsProvision_iS_c20240101__20241231__ifrs-full--ClassesOfProvisionsAxis__custom--LaborMember_zOmL7KY7Zkb6" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Changes in provision, beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>112,074</b></span></td> <td id="xdx_982_eifrs-full--RefundsProvision_iS_c20240101__20241231__ifrs-full--ClassesOfProvisionsAxis__custom--TaxMember_zr7LGJj7EpY5" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Changes in provision, beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> <span style="-sec-ix-hidden: xdx2ixbrl4069">-</span></b></span></td> <td id="xdx_984_eifrs-full--RefundsProvision_iS_c20240101__20241231__ifrs-full--ClassesOfProvisionsAxis__custom--TotalMember_zhRfmsDCxgr6" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Changes in provision, beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>232,239</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Reversals / additions in provision</span></td> <td id="xdx_986_eifrs-full--OtherReversalsOfProvisions_c20240101__20241231__ifrs-full--ClassesOfProvisionsAxis__custom--CivilMember_zMbF3L9ZS7r1" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Reversals / additions in provision"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">219,878</span></td> <td id="xdx_985_eifrs-full--OtherReversalsOfProvisions_c20240101__20241231__ifrs-full--ClassesOfProvisionsAxis__custom--LaborMember_pn3n3" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Reversals / additions in provision"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">12,252</span></td> <td id="xdx_981_eifrs-full--OtherReversalsOfProvisions_c20240101__20241231__ifrs-full--ClassesOfProvisionsAxis__custom--TaxMember_pn3n3" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Reversals / additions in provision"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,567 </span></td> <td id="xdx_980_eifrs-full--OtherReversalsOfProvisions_c20240101__20241231__ifrs-full--ClassesOfProvisionsAxis__custom--TotalMember_pn3n3" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Reversals / additions in provision"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>233,697</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Consumption</span></td> <td id="xdx_981_ecustom--ProvisionForConsumption_c20240101__20241231__ifrs-full--ClassesOfProvisionsAxis__custom--CivilMember_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Provision for consumption"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(122,198)</span></td> <td id="xdx_989_ecustom--ProvisionForConsumption_c20240101__20241231__ifrs-full--ClassesOfProvisionsAxis__custom--LaborMember_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Provision for consumption"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(41,815)</span></td> <td id="xdx_989_ecustom--ProvisionForConsumption_c20240101__20241231__ifrs-full--ClassesOfProvisionsAxis__custom--TaxMember_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Provision for consumption"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <span style="-sec-ix-hidden: xdx2ixbrl4085">-</span></span></td> <td id="xdx_987_ecustom--ProvisionForConsumption_c20240101__20241231__ifrs-full--ClassesOfProvisionsAxis__custom--TotalMember_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Provision for consumption"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(164,013)</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Closing balance</b></span></td> <td id="xdx_98A_eifrs-full--RefundsProvision_iE_pn3n3_c20240101__20241231__ifrs-full--ClassesOfProvisionsAxis__custom--CivilMember_zyJq3hmxhNil" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Changes in provision, ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>217,845</b></span></td> <td id="xdx_98C_eifrs-full--RefundsProvision_iE_pn3n3_c20240101__20241231__ifrs-full--ClassesOfProvisionsAxis__custom--LaborMember_z1K5ltODozGi" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Changes in provision, ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>82,511</b></span></td> <td id="xdx_98F_eifrs-full--RefundsProvision_iE_pn3n3_c20240101__20241231__ifrs-full--ClassesOfProvisionsAxis__custom--TaxMember_zXaD69alah1h" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Changes in provision, ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,567 </b></span></td> <td id="xdx_989_eifrs-full--RefundsProvision_iE_c20240101__20241231__ifrs-full--ClassesOfProvisionsAxis__custom--TotalMember_z0nuqHrxlCsd" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Changes in provision, ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>301,923</b></span></td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td colspan="3" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2023</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 70%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Civil</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Labor</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Opening balance</b></span></td> <td id="xdx_98D_eifrs-full--RefundsProvision_iS_c20230101__20231231__ifrs-full--ClassesOfProvisionsAxis__custom--CivilMember_zLfKALfoSOOa" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Changes in provision, beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>58,514</b></span></td> <td id="xdx_98C_eifrs-full--RefundsProvision_iS_c20230101__20231231__ifrs-full--ClassesOfProvisionsAxis__custom--LaborMember_zJAFQgn2oSa6" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Changes in provision, beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>105,737</b></span></td> <td id="xdx_98A_eifrs-full--RefundsProvision_iS_c20230101__20231231__ifrs-full--ClassesOfProvisionsAxis__custom--TotalMember_zEJyI8l6JVF9" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Changes in provision, beginning"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>164,251</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Reversals / additions in provision</span></td> <td id="xdx_98B_eifrs-full--OtherReversalsOfProvisions_c20230101__20231231__ifrs-full--ClassesOfProvisionsAxis__custom--CivilMember_zAjE2MwlFRIf" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Reversals / additions in provision"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">115,281</span></td> <td id="xdx_985_eifrs-full--OtherReversalsOfProvisions_pn3n3_c20230101__20231231__ifrs-full--ClassesOfProvisionsAxis__custom--LaborMember_zS0qhGRqYHKj" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Reversals / additions in provision"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">23,167</span></td> <td id="xdx_98D_eifrs-full--OtherReversalsOfProvisions_pn3n3_c20230101__20231231__ifrs-full--ClassesOfProvisionsAxis__custom--TotalMember_zxY5RRGvusVa" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Reversals / additions in provision"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>138,448</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Consumption</span></td> <td id="xdx_987_ecustom--ProvisionForConsumption_pn3n3_c20230101__20231231__ifrs-full--ClassesOfProvisionsAxis__custom--CivilMember_zTk8H8uaWIeh" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Provision for consumption"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(53,630)</span></td> <td id="xdx_988_ecustom--ProvisionForConsumption_pn3n3_c20230101__20231231__ifrs-full--ClassesOfProvisionsAxis__custom--LaborMember_zY1s4Lw05IE6" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Provision for consumption"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(16,830)</span></td> <td id="xdx_98D_ecustom--ProvisionForConsumption_pn3n3_c20230101__20231231__ifrs-full--ClassesOfProvisionsAxis__custom--TotalMember_zg2sN4B2AKe7" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Provision for consumption"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(70,460)</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Closing balance</b></span></td> <td id="xdx_981_eifrs-full--RefundsProvision_iE_pn3n3_c20230101__20231231__ifrs-full--ClassesOfProvisionsAxis__custom--CivilMember_zvZ74UtPm9o3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Changes in provision, ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>120,165</b></span></td> <td id="xdx_980_eifrs-full--RefundsProvision_iE_pn3n3_c20230101__20231231__ifrs-full--ClassesOfProvisionsAxis__custom--LaborMember_zU96vSwelYz1" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Changes in provision, ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>112,074</b></span></td> <td id="xdx_986_eifrs-full--RefundsProvision_iE_c20230101__20231231__ifrs-full--ClassesOfProvisionsAxis__custom--TotalMember_zBDAlG4jf2ue" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Changes in provision, ending"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>232,239</b></span></td></tr> </table> <p id="xdx_8A3_zkFJgbx8MkYk" style="font: 10pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt"><b> </b></p> <table cellpadding="0" cellspacing="0" id="xdx_89D_ecustom--DisclosureOfLegalAndAdministrativeProceedingsExplanatory_pn3n3_zETQKnnQbU6i" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Provision for contingencies (Details)"> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8BD_z5gZSs2qg3Gd" style="display: none">Schedule of legal and administrative proceedings</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>As of December 31,</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 80%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Legal and administrative proceedings: </b></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Civil</span></td> <td id="xdx_98E_eifrs-full--LegalProceedingsProvision_c20251231__ifrs-full--ClassesOfProvisionsAxis__custom--CivilMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Legal and administrative proceedings"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">217,015</span></td> <td id="xdx_98D_eifrs-full--LegalProceedingsProvision_c20241231__ifrs-full--ClassesOfProvisionsAxis__custom--CivilMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Legal and administrative proceedings"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  217,845 </span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Labor</span></td> <td id="xdx_987_eifrs-full--LegalProceedingsProvision_c20251231__ifrs-full--ClassesOfProvisionsAxis__custom--LaborMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Legal and administrative proceedings"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">71,755</span></td> <td id="xdx_986_eifrs-full--LegalProceedingsProvision_c20241231__ifrs-full--ClassesOfProvisionsAxis__custom--LaborMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Legal and administrative proceedings"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  82,511 </span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Tax</span></td> <td id="xdx_988_eifrs-full--LegalProceedingsProvision_c20251231__ifrs-full--ClassesOfProvisionsAxis__custom--TaxMember_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Legal and administrative proceedings"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">21,573</span></td> <td id="xdx_986_eifrs-full--LegalProceedingsProvision_c20241231__ifrs-full--ClassesOfProvisionsAxis__custom--TaxMember_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Legal and administrative proceedings"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> 1,567 </span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td id="xdx_981_eifrs-full--LegalProceedingsProvision_c20251231_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Legal and administrative proceedings"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>310,343</b></span></td> <td id="xdx_98E_eifrs-full--LegalProceedingsProvision_c20241231_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Legal and administrative proceedings"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>301,923</b></span></td></tr> </table> 217015000 217845000 71755000 82511000 21573000 1567000 310343000 301923000 <table cellpadding="0" cellspacing="0" id="xdx_893_ecustom--DisclosureOfPossibleLossesExplanatory_pn3n3_znOAc34mZkia" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Provision for contingencies (Details 1)"> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B3_zRHuwIfLNsT7" style="display: none">Schedule of possible losses</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>As of December 31,</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 80%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Possible losses:</b></span></td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="border-top: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Civil</span></td> <td id="xdx_989_ecustom--PossibleLosses_c20251231__ifrs-full--ClassesOfProvisionsAxis__custom--CivilMember_pn3n3" style="border-top: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Possible losses"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">50,000</span></td> <td id="xdx_982_ecustom--PossibleLosses_iI_pn3n3_c20241231__ifrs-full--ClassesOfProvisionsAxis__custom--CivilMember_za9mnpsLHMRk" style="border-top: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Possible losses"><span style="font-family: Calibri, Helvetica, Sans-Serif"><span style="-sec-ix-hidden: xdx2ixbrl3999">-</span></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Labor</span></td> <td id="xdx_980_ecustom--PossibleLosses_c20251231__ifrs-full--ClassesOfProvisionsAxis__custom--LaborMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Possible losses"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">23,455</span></td> <td id="xdx_981_ecustom--PossibleLosses_c20241231__ifrs-full--ClassesOfProvisionsAxis__custom--LaborMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Possible losses"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">22,569</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Tax</span></td> <td id="xdx_98C_ecustom--PossibleLosses_c20251231__ifrs-full--ClassesOfProvisionsAxis__custom--TaxMember_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Possible losses"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">40,176</span></td> <td id="xdx_982_ecustom--PossibleLosses_c20241231__ifrs-full--ClassesOfProvisionsAxis__custom--TaxMember_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Possible losses"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">38,773</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td id="xdx_98E_ecustom--PossibleLosses_c20251231_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Possible losses"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>113,631</b></span></td> <td id="xdx_981_ecustom--PossibleLosses_c20241231_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Possible losses"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>61,342</b></span></td></tr> </table> 50000000 23455000 22569000 40176000 38773000 113631000 61342000 <table cellpadding="0" cellspacing="0" id="xdx_89B_ecustom--DisclosureOfJudicialDepositsExplanatory_pn3n3_zfPMIxyxZJf9" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Provision for contingencies (Details 2)"> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B9_zOG5DDFPHu7b" style="display: none">Schedule of judicial deposits</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Judicial deposits"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Judicial deposits"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>As of December 31,</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 80%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Labor</span></td> <td id="xdx_982_eifrs-full--LongtermDeposits_c20251231__ifrs-full--ClassesOfProvisionsAxis__custom--CivilMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Judicial deposits"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">37,500</span></td> <td id="xdx_985_eifrs-full--LongtermDeposits_c20241231__ifrs-full--ClassesOfProvisionsAxis__custom--CivilMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Judicial deposits"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">37,091</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Civil</span></td> <td id="xdx_98B_eifrs-full--LongtermDeposits_c20251231__ifrs-full--ClassesOfProvisionsAxis__custom--LaborMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Judicial deposits"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">74,960</span></td> <td id="xdx_98A_eifrs-full--LongtermDeposits_c20241231__ifrs-full--ClassesOfProvisionsAxis__custom--LaborMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Judicial deposits"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">30,952</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Tax</span></td> <td id="xdx_98F_eifrs-full--LongtermDeposits_c20251231__ifrs-full--ClassesOfProvisionsAxis__custom--TaxMember_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Judicial deposits"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">14,184</span></td> <td id="xdx_98C_eifrs-full--LongtermDeposits_c20241231__ifrs-full--ClassesOfProvisionsAxis__custom--TaxMember_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Judicial deposits"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">13,034</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td id="xdx_98D_eifrs-full--LongtermDeposits_c20251231_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Judicial deposits"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>126,644</b></span></td> <td id="xdx_98E_eifrs-full--LongtermDeposits_c20241231_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Judicial deposits"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>81,077</b></span></td></tr> </table> 37500000 37091000 74960000 30952000 14184000 13034000 126644000 81077000 217845000 82511000 1567000 301923000 159097000 13257000 20006000 192360000 -159927000 -24013000 -183940000 217015000 71755000 21573000 310343000 120165000 112074000 232239000 219878000 12252000 1567000 233697000 -122198000 -41815000 -164013000 217845000 82511000 1567000 301923000 58514000 105737000 164251000 115281000 23167000 138448000 -53630000 -16830000 -70460000 120165000 112074000 232239000 <p id="xdx_804_eifrs-full--DisclosureOfOtherLiabilitiesExplanatory_zALNcig6wWlh" style="font: 10pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt"> </p> <table cellpadding="0" cellspacing="0" style="font: 13pt/115% Calibri Light; width: 100%; margin-top: 5.05pt; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 14.2pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b>13.</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b><span id="xdx_827_zOcAEQrMri16">Other Liabilities</span></b></span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0"> </p> <table cellpadding="0" cellspacing="0" id="xdx_892_ecustom--DisclosureOfOtherLiabilitiesTableTextBlock_pn3n3_zU0UTKeUHiBd" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Other Liabilities (Details)"> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8BB_z84fMmHdb5D9" style="display: none">Schedule of other liabilities</span></td> <td id="xdx_49C_20251231_z9KDimCPgLo1" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_495_20241231_zWrcok0zGjje" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>As of December 31,</b></span></td></tr> <tr> <td style="white-space: nowrap; width: 80%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td></tr> <tr id="xdx_40A_eifrs-full--OtherPayables_iI_pn3n3"> <td style="border-top: Black 1.5pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Accounts payable</span></td> <td style="border-top: Black 1.5pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  370,628 </span></td> <td style="border-top: Black 1.5pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">222,944</span></td></tr> <tr id="xdx_401_ecustom--TaxAndSocialSecurity_iI_pn3n3_zqKxUsucqO7j"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Tax and social security</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  385,631 </span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">146,664</span></td></tr> <tr id="xdx_40E_ecustom--PersonalExpenses_iI_pn3n3_zhQvIJRvQIHl"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Personal expenses</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  118,739 </span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">106,658</span></td></tr> <tr id="xdx_401_ecustom--OtherLiabilitiesPersonalBonuses_iI_pn3n3_zMZv2IKZeWVk"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Other liabilities – personal bonuses</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  113,284 </span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">98,680</span></td></tr> <tr id="xdx_40E_ecustom--InterbankTransactions_iI_pn3n3_zQNySwMyQt6d"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Interbank transactions</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  78,774 </span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">113,129</span></td></tr> <tr id="xdx_402_ecustom--ExpectedCreditLosses1_iI_pn3n3_z4DZokT80xJ1"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Expected credit losses ⁽¹⁾</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  4,249 </span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">4,747 </span></td></tr> <tr id="xdx_402_ecustom--PartnershipProgramLiabilities_iI_pn3n3_zLTKBrSAGuka"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Partnership program liabilities ⁽²⁾</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">169,365 </span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> 107,405 </span></td></tr> <tr id="xdx_409_ecustom--OtherLiabilities1_iI_pn3n3_z6Uhvq8hOPo7"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Other Liabilities</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">90,051</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">165,085</span></td></tr> <tr id="xdx_40A_eifrs-full--OtherLiabilities_iI_pn3n3"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,330,721</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>965,312</b></span></td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 6pt">(1)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 6pt">Refers to credit limits granted and not used.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 6pt">(2)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 6pt">Related to partnership shares classified as financial instruments, in accordance with IAS 32 (note 19 b)</span></td></tr></table> <p id="xdx_8AD_zPV35jhgaRVf" style="margin-top: 0; margin-bottom: 0"> </p> <table cellpadding="0" cellspacing="0" id="xdx_892_ecustom--DisclosureOfOtherLiabilitiesTableTextBlock_pn3n3_zU0UTKeUHiBd" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Other Liabilities (Details)"> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8BB_z84fMmHdb5D9" style="display: none">Schedule of other liabilities</span></td> <td id="xdx_49C_20251231_z9KDimCPgLo1" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_495_20241231_zWrcok0zGjje" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>As of December 31,</b></span></td></tr> <tr> <td style="white-space: nowrap; width: 80%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td></tr> <tr id="xdx_40A_eifrs-full--OtherPayables_iI_pn3n3"> <td style="border-top: Black 1.5pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Accounts payable</span></td> <td style="border-top: Black 1.5pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  370,628 </span></td> <td style="border-top: Black 1.5pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">222,944</span></td></tr> <tr id="xdx_401_ecustom--TaxAndSocialSecurity_iI_pn3n3_zqKxUsucqO7j"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Tax and social security</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  385,631 </span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">146,664</span></td></tr> <tr id="xdx_40E_ecustom--PersonalExpenses_iI_pn3n3_zhQvIJRvQIHl"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Personal expenses</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  118,739 </span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">106,658</span></td></tr> <tr id="xdx_401_ecustom--OtherLiabilitiesPersonalBonuses_iI_pn3n3_zMZv2IKZeWVk"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Other liabilities – personal bonuses</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  113,284 </span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">98,680</span></td></tr> <tr id="xdx_40E_ecustom--InterbankTransactions_iI_pn3n3_zQNySwMyQt6d"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Interbank transactions</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  78,774 </span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">113,129</span></td></tr> <tr id="xdx_402_ecustom--ExpectedCreditLosses1_iI_pn3n3_z4DZokT80xJ1"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Expected credit losses ⁽¹⁾</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  4,249 </span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">4,747 </span></td></tr> <tr id="xdx_402_ecustom--PartnershipProgramLiabilities_iI_pn3n3_zLTKBrSAGuka"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Partnership program liabilities ⁽²⁾</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">169,365 </span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> 107,405 </span></td></tr> <tr id="xdx_409_ecustom--OtherLiabilities1_iI_pn3n3_z6Uhvq8hOPo7"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Other Liabilities</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">90,051</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">165,085</span></td></tr> <tr id="xdx_40A_eifrs-full--OtherLiabilities_iI_pn3n3"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,330,721</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>965,312</b></span></td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 6pt">(1)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 6pt">Refers to credit limits granted and not used.</span></td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 6pt">(2)</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 6pt">Related to partnership shares classified as financial instruments, in accordance with IAS 32 (note 19 b)</span></td></tr></table> 370628000 222944000 385631000 146664000 118739000 106658000 113284000 98680000 78774000 113129000 4249000 4747000 169365000 107405000 90051000 165085000 1330721000 965312000 <p id="xdx_803_eifrs-full--DisclosureOfPerformanceObligationsExplanatory_zpjv5l2V6ozi" style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0"> </p> <table cellpadding="0" cellspacing="0" style="font: 13pt/115% Calibri Light; width: 100%; margin-top: 5.05pt; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 14.2pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b>14.</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b><span id="xdx_828_zG42M03F29Gc">Obligations related to credit assignments</span></b></span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">The Group recognizes obligations arising from the assignment, with co-obligation, of credit receivables originating from payroll-deductible loan transactions, pursuant to agreements for the promise of transfer and acquisition of credit rights and other covenants entered into with Vert-9 Companhia Securitizadora de Créditos Financeiros, Vert-5 Companhia Securitizadora de Créditos Financeiros, Opea – Companhia Securitizadora de Créditos Financeiros Agibank (dated July 24, 2025) and Fundo de Investimento em Direitos Creditórios Agibank I – Responsabilidade Limitada “FIDC” (Note 6.4(d)).</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">The associated liabilities represent the Group’s contractual obligation to repay the funding obtained in connection with such credit assignment transactions and are economically linked to the cash flows generated by the transferred receivables. The transferred receivables are contractually pledged as collateral for the associated liabilities and are subject to restrictions; accordingly, they are not available for unrestricted sale or re-pledging by Banco Agibank.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Obligations related to the assignment of credit receivables through the investment fund “FIDC” are contractually segregated into senior and subordinated quotas. The subordinated quotas, which absorb first losses and provide exposure to residual returns, are fully held by the Group and, therefore, are eliminated in the consolidation process (note 2a). Accordingly, only the senior quotas held by third-party investors, which give rise to a contractual obligation to deliver cash, remain recognized as liabilities in the consolidated financial statements.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">These liabilities are measured at amortized cost and are presented as a separate item in the statement of financial position to provide more transparent disclosures of these transactions. </p> <table cellpadding="0" cellspacing="0" id="xdx_89A_eifrs-full--DisclosureOfPerformanceObligationsTable_pn3n3_zRWJ4T5I21u3" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Obligations related to credit assignments (Details)"> <tr> <td style="white-space: nowrap; vertical-align: bottom; width: 70%; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B8_zA3FQFTZ2Ry5" style="display: none">Schedule of obligations related to credit assignments</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 15%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 15%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2025</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2024</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Vert-9 Companhia Securitizadora de Créditos Financeiros</span></td> <td id="xdx_987_ecustom--ObligationsRelatedToCreditsAssignments_c20251231__ifrs-full--CounterpartiesAxis__custom--Vert9CompanhiaSecuritizadoradeCreditosFinanceirosMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Obligations related to credits assignments"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">3,364,206</span></td> <td id="xdx_986_ecustom--ObligationsRelatedToCreditsAssignments_c20241231__ifrs-full--CounterpartiesAxis__custom--Vert9CompanhiaSecuritizadoradeCreditosFinanceirosMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Obligations related to credits assignments"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">3,084,589</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Vert-5 Companhia Securitizadora de Créditos Financeiros</span></td> <td id="xdx_983_ecustom--ObligationsRelatedToCreditsAssignments_c20251231__ifrs-full--CounterpartiesAxis__custom--Vert5CompanhiaSecuritizadoradeCreditosFinanceirosMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Obligations related to credits assignments"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">748,641</span></td> <td id="xdx_982_ecustom--ObligationsRelatedToCreditsAssignments_c20241231__ifrs-full--CounterpartiesAxis__custom--Vert5CompanhiaSecuritizadoradeCreditosFinanceirosMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Obligations related to credits assignments"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,375,040</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Fundo de Investimento em Direitos Creditórios Agibank I – Responsabilidade Limitada “FIDC”</span></td> <td id="xdx_98B_ecustom--ObligationsRelatedToCreditsAssignments_c20251231__ifrs-full--CounterpartiesAxis__custom--FIDCMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Obligations related to credits assignments"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,013,830</span></td> <td id="xdx_98A_ecustom--ObligationsRelatedToCreditsAssignments_c20241231__ifrs-full--CounterpartiesAxis__custom--FIDCMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Obligations related to credits assignments"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl4168">-</span></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Opea SPE 02 Companhia Securitizadora de Créditos Financeiros</span></td> <td id="xdx_983_ecustom--ObligationsRelatedToCreditsAssignments_c20251231__ifrs-full--CounterpartiesAxis__custom--OpeaSPE02CompanhiaSecuritizadoradeCreditosFinanceirosMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Obligations related to credits assignments"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">4,270,668</span></td> <td id="xdx_980_ecustom--ObligationsRelatedToCreditsAssignments_c20241231__ifrs-full--CounterpartiesAxis__custom--OpeaSPE02CompanhiaSecuritizadoradeCreditosFinanceirosMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Obligations related to credits assignments"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl4172">-</span></span></td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td id="xdx_98D_ecustom--ObligationsRelatedToCreditsAssignments_c20251231_pn3n3" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Obligations related to credits assignments"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>10,397,345</b></span></td> <td id="xdx_98C_ecustom--ObligationsRelatedToCreditsAssignments_c20241231_pn3n3" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Obligations related to credits assignments"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>4,459,629 </b></span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0"> </p> 3364206000 3084589000 748641000 1375040000 2013830000 4270668000 10397345000 4459629000 <p id="xdx_80A_ecustom--DisclosureOfEquityExplanatory_zyJ1yCbRGCuk" style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" style="font: 13pt/115% Calibri Light; width: 100%; margin-top: 5.05pt; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 14.2pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b>15.</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b><span id="xdx_825_zD2qe5xITEx5">Equity / net investments</span></b></span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>(a)</b></span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>Pre reorganization</b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: justify"><b> </b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">The financial statements were prepared in accordance with the basis of preparation described in Note 2 and the accounting policies described in Note 2. No share capital is presented prior to the corporate reorganization as the financial statements reflect the combination of the Company and Nuova. The net investment and the profit (loss) for the year/period are derived by aggregating the net assets of the Company and its subsidiaries with those of Nuova and its subsidiaries.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">In accordance with Article 25 of the bylaws, the distribution of mandatory dividends amounting to <span id="xdx_907_ecustom--DistributionOfDividendsPercentage_pip0_dp_c20240101__20241231_zxp6DXVviIm4" title="Distribution of dividends percentage">25</span>% (twenty-five percent) of the net profit adjusted as per Articles 201 and 202 of Law No. 6,404/76 is assured, to be paid as stipulated in Article 205, § 3 of the same legal provision, upon the conclusion of the fiscal year. On the fiscal years ended December 31, 2024 and 2023, the Group allocated part of its net profit for the distribution of mandatory dividends, in the amounts of R$<span id="xdx_90F_eifrs-full--DividendsPayable_iI_pn3n3_c20241231_zf915XFQMjA6" title="Dividends">9,950</span> and R$ <span id="xdx_90D_eifrs-full--DividendsPayable_iI_pn3n3_c20231231_zWevjvexs1cl" title="Dividends">79,674</span>, respectively.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">On September 30, 2024, Nuova was merged with and into Agibank Corretora de Seguros Sociedade Simples Ltda., which subsequently assumed control of Nuova and its subsidiaries—such merger, the Nuova Merger. As a result, these entities became indirect subsidiaries of the Bank.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>(b)</b></span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>After reorganization</b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b> </b></p> <table cellpadding="0" cellspacing="0" id="xdx_89F_ecustom--ScheduleOfNumberOfSharesTableTextBlock_zq9TEG1aSmvg" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Equity / net investments (Details)"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B7_zLgWJrhygZk1" style="display: none">Schedule of number of shares</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2025</b></span></td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2024</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 20%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Class of shares</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 20%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Number of shares</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 20%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Carrying amount</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 20%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Number of shares</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 20%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Carrying amount</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Common shares</span></td> <td id="xdx_983_eifrs-full--NumberOfSharesIssued_iI_pip0_c20251231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--OrdinarySharesMember_zwISIXzDZ6zf" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Number of shares"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">418,168,922 </span></td> <td id="xdx_98E_eifrs-full--IssuedCapital_iI_pn3n3_c20251231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--OrdinarySharesMember_zucFWSxOOLrc" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> 1,156,729 </span></td> <td id="xdx_98C_eifrs-full--NumberOfSharesIssued_iI_pip0_c20241231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--OrdinarySharesMember_zHBuYotN5kMl" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Number of shares"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">418,168,922</span></td> <td id="xdx_981_eifrs-full--IssuedCapital_iI_pn3n3_c20241231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--OrdinarySharesMember_zVIAyHYUH8gk" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">723,610</span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Preferred shares A</span></td> <td id="xdx_986_eifrs-full--NumberOfSharesIssued_iI_pip0_c20251231__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassAPreferredSharesMember_zTwadGL9YF4f" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Number of shares"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  30,422,075 </span></td> <td id="xdx_98B_eifrs-full--IssuedCapital_iI_pn3n3_c20251231__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassAPreferredSharesMember_zlMjW6r7pSVa" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> 49,494 </span></td> <td id="xdx_981_eifrs-full--NumberOfSharesIssued_iI_pip0_c20241231__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassAPreferredSharesMember_zm5woTTRpNt1" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Number of shares"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">22,913,504</span></td> <td id="xdx_98A_eifrs-full--IssuedCapital_iI_pn3n3_c20241231__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassAPreferredSharesMember_zPFY0qOM67Z" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">17,984</span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Preferred shares B</span></td> <td id="xdx_98B_eifrs-full--NumberOfSharesIssued_iI_pip0_c20251231__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassBPreferredSharesMember_zCkrehtsc0T4" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Number of shares"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">145,674,473 </span></td> <td id="xdx_985_eifrs-full--IssuedCapital_iI_pn3n3_c20251231__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassBPreferredSharesMember_zq5ATjVqC2Pi" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> 402,961 </span></td> <td id="xdx_985_eifrs-full--NumberOfSharesIssued_iI_pip0_c20241231__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassBPreferredSharesMember_zmAVOKLm5y61" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Number of shares"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">145,674,473</span></td> <td id="xdx_987_eifrs-full--IssuedCapital_iI_pn3n3_c20241231__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassBPreferredSharesMember_zXYwjv5uzpkd" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">252,079</span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Preferred shares C</span></td> <td id="xdx_986_eifrs-full--NumberOfSharesIssued_iI_pip0_c20251231__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassCPreferredSharesMember_zIp1sLJqnQJf" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Number of shares"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">142,984,328 </span></td> <td id="xdx_982_eifrs-full--IssuedCapital_iI_pn3n3_c20251231__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassCPreferredSharesMember_zsA0gV4X3taf" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> 557,787 </span></td> <td id="xdx_988_eifrs-full--NumberOfSharesIssued_iI_pip0_c20241231__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassCPreferredSharesMember_zWmw4az657X7" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Number of shares"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">142,984,328</span></td> <td id="xdx_98E_eifrs-full--IssuedCapital_iI_pn3n3_c20241231__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassCPreferredSharesMember_zp1UqSWG1lS" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">409,691</span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Preferred shares D</span></td> <td id="xdx_984_eifrs-full--NumberOfSharesIssued_iI_pip0_c20251231__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassDPreferredSharesMember_zmjkQXRJKrSf" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Number of shares"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  35,466,285 </span></td> <td id="xdx_983_eifrs-full--IssuedCapital_iI_pn3n3_c20251231__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassDPreferredSharesMember_zCT3XL60om4b" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> 56,734 </span></td> <td id="xdx_987_eifrs-full--NumberOfSharesIssued_iI_pip0_c20241231__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassDPreferredSharesMember_zyKDd1u4iwpf" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Number of shares"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl4224">-</span></span></td> <td id="xdx_980_eifrs-full--IssuedCapital_iI_pn3n3_c20241231__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassDPreferredSharesMember_zC7hdmSZBgeg" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl4226">-</span></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Preferred shares E</span></td> <td id="xdx_988_eifrs-full--NumberOfSharesIssued_iI_pip0_c20251231__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassEPreferredSharesMember_zCq5WTBZJnTf" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Number of shares"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  74,111,384 </span></td> <td id="xdx_985_eifrs-full--IssuedCapital_iI_pn3n3_c20251231__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassEPreferredSharesMember_zDS6E5xAB8H5" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> 398,377 </span></td> <td id="xdx_98C_eifrs-full--NumberOfSharesIssued_iI_pip0_c20241231__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassEPreferredSharesMember_zu9f6BIDL1oe" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Number of shares"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">59,589,816</span></td> <td id="xdx_98D_eifrs-full--IssuedCapital_iI_pn3n3_c20241231__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassEPreferredSharesMember_z6eWtOZXfqo3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">269,636</span></td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <b>Total share capital</b></span></td> <td id="xdx_988_eifrs-full--NumberOfSharesIssued_iI_pip0_c20251231_zsYqdqZXJyw4" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Total share capital"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>846,827,467 </b></span></td> <td id="xdx_98B_eifrs-full--IssuedCapital_iI_pn3n3_c20251231_zipnEwT7rgek" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> 2,622,082 </b></span></td> <td id="xdx_981_eifrs-full--NumberOfSharesIssued_iI_pip0_c20241231_zvXJYq8ec4v2" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Total share capital"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>789,331,043</b></span></td> <td id="xdx_98D_eifrs-full--IssuedCapital_iI_pn3n3_c20241231_zaoG6Uk3GDih" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,673,000</b></span></td></tr> </table> <p id="xdx_8A3_zaOaNmV5i3xc" style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 0 0.25in; text-align: justify"><b> </b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b> </b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">As of December 31, 2025, Agi Financial Holding’s share capital amounted to R$<span id="xdx_90B_eifrs-full--IssuedCapital_iI_pn3n3_c20251231_z5xYtT66Bcvf" title="Share capital">2,622,082</span>, fully subscribed and paid in, and is divided into <span id="xdx_901_eifrs-full--NumberOfSharesIssued_iI_c20251231_zGCyQsBeQaQc" title="Total shares issued">846,827,467</span> book-entry shares with no par value, including <span id="xdx_905_eifrs-full--NumberOfSharesIssued_iI_c20251231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--OrdinarySharesMember_z4KZvTDe3zPf" title="Shares issued">418,168,922</span> common shares, <span id="xdx_90E_eifrs-full--NumberOfSharesIssued_iI_c20251231__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassAPreferredSharesMember_zb1pRhTe2Nle" title="Shares issued">30,422,075</span> class A preferred shares, <span id="xdx_902_eifrs-full--NumberOfSharesIssued_iI_c20251231__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassBPreferredSharesMember_zTHakfqAxxSh" title="Shares issued">145,674,473</span> class B preferred shares, <span id="xdx_900_eifrs-full--NumberOfSharesIssued_iI_c20251231__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassCPreferredSharesMember_zNCA0fD8JCak" title="Shares issued">142,984,328</span> class C preferred shares, <span id="xdx_902_eifrs-full--NumberOfSharesIssued_iI_c20251231__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassDPreferredSharesMember_zFgHLACGVRAg" title="Shares issued">35,466,285</span> class D preferred shares, and <span id="xdx_90C_eifrs-full--NumberOfSharesIssued_iI_c20251231__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassEPreferredSharesMember_zcxRTgkpYw4h" title="Shares issued">74,111,384</span> class E preferred shares, with rights defined as follows:</p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 0.25in"><span style="font-family: Symbol">·</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Class A preferred shares do not carry voting rights. As of the reporting date, Class A preferred shares do not grant preferential or priority rights to dividends or interest on capital and participate in profit distributions on the same basis as common shares.</span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 0.25in"><span style="font-family: Symbol">·</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Class B, Class C and Class E preferred shares each confer one vote per share. As of the reporting date, these classes do not grant preferential or priority rights to dividends or interest on capital and participate in profit distributions on the same basis as common shares.</span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 0.25in"><span style="font-family: Symbol">·</span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Class D preferred shares confer one vote per share and grant their holders a preferential participation in the Company’s distributable profits, resulting in a higher allocation of earnings per share relative to other classes of equity instruments. The preferential allocation applicable to Class D preferred shares is non-cumulative, contingent upon the availability of distributable profits for the period and does not give rise to any contractual obligation of the Company to deliver cash or other financial assets.</span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">At the Extraordinary General Meeting held on February 19, 2025, the issuance of <span id="xdx_90D_eifrs-full--NumberOfSharesIssued_iI_c20250219__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassDPreferredSharesMember_zdj7OmZcIotj" title="Shares issued">35,466,285</span> Class D preferred shares was approved at an issuance price of R$<span id="xdx_90A_eifrs-full--ShareIssueRelatedCost_pn3n3_c20250218__20250219__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassDPreferredSharesMember_z1RoO8tR8ghe" title="Issuance price">400,000</span>, of which R$<span id="xdx_904_ecustom--AllocatedShareCapital_pn3n3_c20250218__20250219__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassDPreferredSharesMember_z96rq9hJ8305" title="Allocated share capital">20,000</span> was allocated to share capital and R$<span id="xdx_90E_eifrs-full--CapitalReserve_iI_pn3n3_c20250219__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassDPreferredSharesMember_z93MslTwBw37" title="Capital reserve">380,000</span> was allocated to the capital reserve. The issuance forms part of the Shareholders’ Agreement entered into between the Company and the investment fund “LCM BIGBANG FUNDO DE INVESTIMENTO EM PARTICIPAÇÕES MULTIESTRATÉGIA RESPONSABILIDADE LIMITADA.” The transaction was carried out through the contribution of the shares of Banco Agibank S.A. that the investment fund had acquired on December 27, 2024. As a result, from that date the Company came to hold <span id="xdx_90D_eifrs-full--PercentageOfVotingEquityInterestsAcquired_iI_pip0_dp_c20250219_zk630DLDH9bd" title="Equity interest">100</span>% of the equity interest in Banco Agibank S.A. (<span id="xdx_903_eifrs-full--ProportionOfOwnershipInterestInSubsidiary_pip0_dp_c20250101__20251231_zTPm7HIXYFY2" title="Ownership interest">95.7</span>% as of December 31, 2025 — see Note 2.a). The share issuance, together with the increase in ownership interest in Banco Agibank S.A., resulted in a change of R$<span id="xdx_907_eifrs-full--NoncontrollingInterests_iI_pn3n3_c20250219_z8HDwj9mE6if" title="Controlling and non-controlling interests">124,961</span> between controlling and non-controlling interests.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><br/> On October 1, 2025, Banco Agibank acquired the non-controlling interests in the company’s Agibank Corretora de Seguros Ltda., Telecontato Call Center e Telemarketing Ltda., and Hypeflame Tecnologia e BigData Ltda. Additionally, its wholly-owned subsidiary, Agibank Corretora de Seguros Ltda., acquired equity interests in the companies Agiplan Serviços de Cobrança Ltda., and Neo Núcleo de Excelência Operacional Ltda. The Net Impact of the movement was R$<span id="xdx_902_ecustom--NetImpactOfMovement_iI_pn3n3_c20251001_zgSb7OePEs95" title="Net impact of movement">7,263</span>.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">At the Extraordinary General Meeting held on October 27, 2025, the increase of AGI Financial Holding’s share capital in the amount of R$<span id="xdx_90E_eifrs-full--OtherEquityInterest_iI_pn3n3_c20251027_zzxOn4TAEEdk" title="Increase share capital">53,873</span> thousand was approved, through the partial capitalization of the amounts recorded as interest on equity payable, with the issuance of <span id="xdx_90A_eifrs-full--NumberOfSharesIssuedAndFullyPaid_iI_pn3n3_c20251027_zzKez1VNAzj5" title="Registered shares">15,050</span> thousand registered shares. Of these, <span id="xdx_902_eifrs-full--NumberOfSharesIssuedAndFullyPaid_iI_pn3n3_c20251027__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassAPreferredSharesMember_zhQOWjeITHi5" title="Share issued">528</span> thousand were Class A preferred shares with a nominal value of R$<span id="xdx_90A_eifrs-full--NotionalAmount_iI_pn3n3_c20251027__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassAPreferredSharesMember_zjW6OWpixiu9" title="Nominal value">1,892</span> each, and <span id="xdx_90E_eifrs-full--NumberOfSharesIssuedAndFullyPaid_iI_pn3n3_c20251027__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassEPreferredSharesMember_zJC7CgKi01f2" title="Registered shares">14,522</span> thousand were Class E preferred shares with a nominal value of R$<span id="xdx_906_eifrs-full--NotionalAmount_iI_pn3n3_c20251027__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassEPreferredSharesMember_zzQJ8bxT52g5" title="Nominal value">51,981</span> each.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">At the Extraordinary General Meeting held on December 30, 2025, the increase of the Company’s share capital in the amount of R$<span id="xdx_902_eifrs-full--IssuedCapital_iI_pn3n3_c20251230_zGZ8URXyxYw3" title="Share capital">877,101</span> thousand was approved, without the issuance of new shares, through the capitalization of retained earnings for the period, legal reserve, statutory reserve and reserve for mandatory dividends not distributed, based on the interim balance sheet dated November 30, 2025.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>(c)</b></span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>Usufruct dividends</b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b> </b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">On June 28, 2024, a usufruct agreement was executed between the Bank and the Company, pursuant to which dividends and interest on capital declared by the Bank are paid directly to the shareholders of the Company. Although the Company remains the legal owner of the shares of the Bank, the shareholders of the Company are entitled to receive such distributions during the term of the agreement. These amounts distributed by the Bank directly to the shareholders of the Company were recorded as a reduction in retained earnings. As of December 31, 2025, the Board of Directors approved interest on capital in the amount of R$237,571.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>(d)</b></span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>Earnings per share</b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b> </b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Earnings per share are calculated by dividing profit for the period attributable to the equity holders of the Company by the weighted average number of ordinary shares outstanding during the period. Diluted earnings per share are calculated by adjusting the weighted average number of ordinary shares outstanding, considering the potential conversion of preferred shares into ordinary shares. As the effect of such conversion would increase, rather than decrease, earnings per share, these preferred shares are considered antidilutive and, therefore, are not included in the calculation of diluted earnings per share. The number of ordinary shares in issue by the Company following the corporate reorganization is presented retroactively for purposes of calculating earnings per share in all periods presented.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" id="xdx_897_ecustom--ScheduleOfBasicEarningsPerShareTableTextBlock_zfNz1C2leunh" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Equity / net investments (Details)"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 24pt"><span id="xdx_8BA_zGl3Vbb3Iuzi" style="display: none">Schedule of earnings per share</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="width: 55%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; width: 15%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2025</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; width: 15%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2024</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; width: 15%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2023</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Continuing operations:</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Net income attributable to owners of the parent company</b></span></td> <td id="xdx_986_eifrs-full--ProfitLossAttributableToOwnersOfParent_pn3n3_c20250101__20251231_zhvNJj5os1wa" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Net income attributable to owners of the parent company"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,037,833</b></span></td> <td id="xdx_982_eifrs-full--ProfitLossAttributableToOwnersOfParent_pn3n3_c20240101__20241231_zd4DsnWIYcK8" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Net income attributable to owners of the parent company"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>791,014</b></span></td> <td id="xdx_984_eifrs-full--ProfitLossAttributableToOwnersOfParent_pn3n3_c20230101__20231231_zFdZxux9GHOh" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Net income attributable to owners of the parent company"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>421,991</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 24pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Net income attributable to common shares</span></td> <td id="xdx_98C_eifrs-full--ProfitLossAttributableToOwnersOfParent_pn3n3_c20250101__20251231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--OrdinarySharesMember_zQUCEW5s5K2b" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Net income attributable to owners of the parent company"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">514,043</span></td> <td id="xdx_986_eifrs-full--ProfitLossAttributableToOwnersOfParent_pn3n3_c20240101__20241231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--OrdinarySharesMember_zjJ9MT4BSQq1" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Net income attributable to owners of the parent company"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">419,093</span></td> <td id="xdx_98F_eifrs-full--ProfitLossAttributableToOwnersOfParent_pn3n3_c20230101__20231231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--OrdinarySharesMember_zwFeVRn4Kjyf" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Net income attributable to owners of the parent company"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">223,578</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 24pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Net income attributable to preferred shares</span></td> <td id="xdx_98C_eifrs-full--ProfitLossAttributableToOwnersOfParent_pn3n3_c20250101__20251231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--PreferenceSharesMember_z6ME21YuXGm1" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Net income attributable to owners of the parent company"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">523,790</span></td> <td id="xdx_98C_eifrs-full--ProfitLossAttributableToOwnersOfParent_pn3n3_c20240101__20241231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--PreferenceSharesMember_zOuQ0BsAsSsf" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Net income attributable to owners of the parent company"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">371,920</span></td> <td id="xdx_988_eifrs-full--ProfitLossAttributableToOwnersOfParent_pn3n3_c20230101__20231231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--PreferenceSharesMember_z6aiESYB9edl" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Net income attributable to owners of the parent company"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">198,413</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Weighted average number of outstanding shares following the corporate reorganization</b></span></td> <td id="xdx_984_eifrs-full--WeightedAverageShares_pip0_c20250101__20251231_zExGDnIrySN4" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Weighted average number of outstanding shares"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>823,452,977</b></span></td> <td id="xdx_985_eifrs-full--WeightedAverageShares_pip0_c20240101__20241231_zNV3cEiA42md" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Weighted average number of outstanding shares"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>789,268,910</b></span></td> <td id="xdx_984_eifrs-full--WeightedAverageShares_pip0_c20230101__20231231_zr8Tmal9sAR1" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Weighted average number of outstanding shares"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>789,268,910</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 24pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Common</span></td> <td id="xdx_981_eifrs-full--WeightedAverageShares_pip0_c20250101__20251231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--OrdinarySharesMember_zRmi4ySuSr0d" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Weighted average number of outstanding shares"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">418,168,922</span></td> <td id="xdx_987_eifrs-full--WeightedAverageShares_pip0_c20240101__20241231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--OrdinarySharesMember_zKtofHseRTXj" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Weighted average number of outstanding shares"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">418,168,922</span></td> <td id="xdx_98B_eifrs-full--WeightedAverageShares_pip0_c20230101__20231231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--OrdinarySharesMember_zTeBa3ToYc9e" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Weighted average number of outstanding shares"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">418,168,922</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 24pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Preferred</span></td> <td id="xdx_98E_eifrs-full--WeightedAverageShares_pip0_c20250101__20251231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--PreferenceSharesMember_zIR8Yq8BASnf" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Weighted average number of outstanding shares"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">405,284,055</span></td> <td id="xdx_983_eifrs-full--WeightedAverageShares_pip0_c20240101__20241231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--PreferenceSharesMember_zrV7QeDdajT7" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Weighted average number of outstanding shares"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">371,099,988</span></td> <td id="xdx_984_eifrs-full--WeightedAverageShares_pip0_c20230101__20231231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--PreferenceSharesMember_zdV3F2kpyMBb" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Weighted average number of outstanding shares"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">371,099,988</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 24pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Basic and diluted earnings per share – R$</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 24pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Common</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_90B_eifrs-full--BasicEarningsLossPerShare_pip0_c20250101__20251231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--OrdinarySharesMember_z9UQwATdkosg" title="Basic earnings per share"><span id="xdx_905_eifrs-full--DilutedEarningsLossPerShare_pip0_c20250101__20251231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--OrdinarySharesMember_zd5YCgIkpNL1" title="Diluted earnings per share">1.23</span></span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_908_eifrs-full--BasicEarningsLossPerShare_pip0_c20240101__20241231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--OrdinarySharesMember_zZImucD4XK4j" title="Basic earnings per share"><span id="xdx_900_eifrs-full--DilutedEarningsLossPerShare_pip0_c20240101__20241231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--OrdinarySharesMember_zytrOch06vRg" title="Diluted earnings per share">1.00</span></span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_903_eifrs-full--BasicEarningsLossPerShare_pip0_c20230101__20231231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--OrdinarySharesMember_z0ydR91kTya4" title="Basic earnings per share"><span id="xdx_90C_eifrs-full--DilutedEarningsLossPerShare_pip0_c20230101__20231231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--OrdinarySharesMember_zP8B1mUeTLIc" title="Diluted earnings per share">0.53</span></span></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 24pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Preferred</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_90F_eifrs-full--BasicEarningsLossPerShare_pip0_c20250101__20251231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--PreferenceSharesMember_z2e6wePrTvL9" title="Basic earnings per share"><span id="xdx_90B_eifrs-full--DilutedEarningsLossPerShare_pip0_c20250101__20251231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--PreferenceSharesMember_zmVU1KbcehB1" title="Diluted earnings per share">1.59</span></span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_90C_eifrs-full--BasicEarningsLossPerShare_pip0_c20240101__20241231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--PreferenceSharesMember_zlYRcEb0ytci" title="Basic earnings per share"><span id="xdx_90F_eifrs-full--DilutedEarningsLossPerShare_pip0_c20240101__20241231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--PreferenceSharesMember_zlvEz1vk0gh9" title="Diluted earnings per share">1.00</span></span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_90B_eifrs-full--BasicEarningsLossPerShare_pip0_c20230101__20231231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--PreferenceSharesMember_zvIcHzyVkCBl" title="Basic earnings per share"><span id="xdx_90A_eifrs-full--DilutedEarningsLossPerShare_pip0_c20230101__20231231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--PreferenceSharesMember_zpnHy3unPPGh" title="Diluted earnings per share">0.53</span></span></span></td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> </table> <p id="xdx_8A8_zojlAMKglkli" style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"> </p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Net income attributable to preferred shares represents the portion of the Company’s profit for the period allocated to holders of preferred shares in accordance with the specific economic rights applicable to each class of preferred shares.</p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">For the year ended December 31, 2025 and 2024, all classes of preferred shares participate in profits on a basis equivalent to common shares.</p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">The allocation of earnings among classes of equity instruments is based solely on distributable profits for the period and does not result in fixed, cumulative or guaranteed returns. Accordingly, amounts attributed to preferred shares are presented as a component of profit attributable to equity holders of the Company.</p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> 0.25 9950000 79674000 <table cellpadding="0" cellspacing="0" id="xdx_89F_ecustom--ScheduleOfNumberOfSharesTableTextBlock_zq9TEG1aSmvg" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Equity / net investments (Details)"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B7_zLgWJrhygZk1" style="display: none">Schedule of number of shares</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2025</b></span></td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2024</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 20%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Class of shares</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 20%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Number of shares</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 20%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Carrying amount</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 20%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Number of shares</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 20%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Carrying amount</b></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Common shares</span></td> <td id="xdx_983_eifrs-full--NumberOfSharesIssued_iI_pip0_c20251231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--OrdinarySharesMember_zwISIXzDZ6zf" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Number of shares"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">418,168,922 </span></td> <td id="xdx_98E_eifrs-full--IssuedCapital_iI_pn3n3_c20251231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--OrdinarySharesMember_zucFWSxOOLrc" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> 1,156,729 </span></td> <td id="xdx_98C_eifrs-full--NumberOfSharesIssued_iI_pip0_c20241231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--OrdinarySharesMember_zHBuYotN5kMl" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Number of shares"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">418,168,922</span></td> <td id="xdx_981_eifrs-full--IssuedCapital_iI_pn3n3_c20241231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--OrdinarySharesMember_zVIAyHYUH8gk" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">723,610</span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Preferred shares A</span></td> <td id="xdx_986_eifrs-full--NumberOfSharesIssued_iI_pip0_c20251231__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassAPreferredSharesMember_zTwadGL9YF4f" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Number of shares"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  30,422,075 </span></td> <td id="xdx_98B_eifrs-full--IssuedCapital_iI_pn3n3_c20251231__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassAPreferredSharesMember_zlMjW6r7pSVa" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> 49,494 </span></td> <td id="xdx_981_eifrs-full--NumberOfSharesIssued_iI_pip0_c20241231__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassAPreferredSharesMember_zm5woTTRpNt1" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Number of shares"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">22,913,504</span></td> <td id="xdx_98A_eifrs-full--IssuedCapital_iI_pn3n3_c20241231__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassAPreferredSharesMember_zPFY0qOM67Z" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">17,984</span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Preferred shares B</span></td> <td id="xdx_98B_eifrs-full--NumberOfSharesIssued_iI_pip0_c20251231__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassBPreferredSharesMember_zCkrehtsc0T4" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Number of shares"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">145,674,473 </span></td> <td id="xdx_985_eifrs-full--IssuedCapital_iI_pn3n3_c20251231__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassBPreferredSharesMember_zq5ATjVqC2Pi" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> 402,961 </span></td> <td id="xdx_985_eifrs-full--NumberOfSharesIssued_iI_pip0_c20241231__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassBPreferredSharesMember_zmAVOKLm5y61" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Number of shares"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">145,674,473</span></td> <td id="xdx_987_eifrs-full--IssuedCapital_iI_pn3n3_c20241231__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassBPreferredSharesMember_zXYwjv5uzpkd" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">252,079</span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Preferred shares C</span></td> <td id="xdx_986_eifrs-full--NumberOfSharesIssued_iI_pip0_c20251231__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassCPreferredSharesMember_zIp1sLJqnQJf" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Number of shares"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">142,984,328 </span></td> <td id="xdx_982_eifrs-full--IssuedCapital_iI_pn3n3_c20251231__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassCPreferredSharesMember_zsA0gV4X3taf" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> 557,787 </span></td> <td id="xdx_988_eifrs-full--NumberOfSharesIssued_iI_pip0_c20241231__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassCPreferredSharesMember_zWmw4az657X7" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Number of shares"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">142,984,328</span></td> <td id="xdx_98E_eifrs-full--IssuedCapital_iI_pn3n3_c20241231__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassCPreferredSharesMember_zp1UqSWG1lS" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">409,691</span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Preferred shares D</span></td> <td id="xdx_984_eifrs-full--NumberOfSharesIssued_iI_pip0_c20251231__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassDPreferredSharesMember_zmjkQXRJKrSf" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Number of shares"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  35,466,285 </span></td> <td id="xdx_983_eifrs-full--IssuedCapital_iI_pn3n3_c20251231__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassDPreferredSharesMember_zCT3XL60om4b" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> 56,734 </span></td> <td id="xdx_987_eifrs-full--NumberOfSharesIssued_iI_pip0_c20241231__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassDPreferredSharesMember_zyKDd1u4iwpf" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Number of shares"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl4224">-</span></span></td> <td id="xdx_980_eifrs-full--IssuedCapital_iI_pn3n3_c20241231__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassDPreferredSharesMember_zC7hdmSZBgeg" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl4226">-</span></span></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Preferred shares E</span></td> <td id="xdx_988_eifrs-full--NumberOfSharesIssued_iI_pip0_c20251231__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassEPreferredSharesMember_zCq5WTBZJnTf" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Number of shares"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  74,111,384 </span></td> <td id="xdx_985_eifrs-full--IssuedCapital_iI_pn3n3_c20251231__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassEPreferredSharesMember_zDS6E5xAB8H5" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> 398,377 </span></td> <td id="xdx_98C_eifrs-full--NumberOfSharesIssued_iI_pip0_c20241231__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassEPreferredSharesMember_zu9f6BIDL1oe" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Number of shares"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">59,589,816</span></td> <td id="xdx_98D_eifrs-full--IssuedCapital_iI_pn3n3_c20241231__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassEPreferredSharesMember_z6eWtOZXfqo3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">269,636</span></td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> <b>Total share capital</b></span></td> <td id="xdx_988_eifrs-full--NumberOfSharesIssued_iI_pip0_c20251231_zsYqdqZXJyw4" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Total share capital"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>846,827,467 </b></span></td> <td id="xdx_98B_eifrs-full--IssuedCapital_iI_pn3n3_c20251231_zipnEwT7rgek" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> 2,622,082 </b></span></td> <td id="xdx_981_eifrs-full--NumberOfSharesIssued_iI_pip0_c20241231_zvXJYq8ec4v2" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Total share capital"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>789,331,043</b></span></td> <td id="xdx_98D_eifrs-full--IssuedCapital_iI_pn3n3_c20241231_zaoG6Uk3GDih" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Carrying amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,673,000</b></span></td></tr> </table> 418168922 1156729000 418168922 723610000 30422075 49494000 22913504 17984000 145674473 402961000 145674473 252079000 142984328 557787000 142984328 409691000 35466285 56734000 74111384 398377000 59589816 269636000 846827467 2622082000 789331043 1673000000 2622082000 846827467 418168922 30422075 145674473 142984328 35466285 74111384 35466285 400000000 20000000 380000000 1 0.957 124961000 7263000 53873000 15050000 528000 1892000 14522000 51981000 877101000 <table cellpadding="0" cellspacing="0" id="xdx_897_ecustom--ScheduleOfBasicEarningsPerShareTableTextBlock_zfNz1C2leunh" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Equity / net investments (Details)"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 24pt"><span id="xdx_8BA_zGl3Vbb3Iuzi" style="display: none">Schedule of earnings per share</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="width: 55%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; width: 15%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2025</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; width: 15%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2024</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; width: 15%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2023</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Continuing operations:</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Net income attributable to owners of the parent company</b></span></td> <td id="xdx_986_eifrs-full--ProfitLossAttributableToOwnersOfParent_pn3n3_c20250101__20251231_zhvNJj5os1wa" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Net income attributable to owners of the parent company"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,037,833</b></span></td> <td id="xdx_982_eifrs-full--ProfitLossAttributableToOwnersOfParent_pn3n3_c20240101__20241231_zd4DsnWIYcK8" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Net income attributable to owners of the parent company"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>791,014</b></span></td> <td id="xdx_984_eifrs-full--ProfitLossAttributableToOwnersOfParent_pn3n3_c20230101__20231231_zFdZxux9GHOh" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Net income attributable to owners of the parent company"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>421,991</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 24pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Net income attributable to common shares</span></td> <td id="xdx_98C_eifrs-full--ProfitLossAttributableToOwnersOfParent_pn3n3_c20250101__20251231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--OrdinarySharesMember_zQUCEW5s5K2b" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Net income attributable to owners of the parent company"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">514,043</span></td> <td id="xdx_986_eifrs-full--ProfitLossAttributableToOwnersOfParent_pn3n3_c20240101__20241231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--OrdinarySharesMember_zjJ9MT4BSQq1" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Net income attributable to owners of the parent company"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">419,093</span></td> <td id="xdx_98F_eifrs-full--ProfitLossAttributableToOwnersOfParent_pn3n3_c20230101__20231231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--OrdinarySharesMember_zwFeVRn4Kjyf" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Net income attributable to owners of the parent company"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">223,578</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 24pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Net income attributable to preferred shares</span></td> <td id="xdx_98C_eifrs-full--ProfitLossAttributableToOwnersOfParent_pn3n3_c20250101__20251231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--PreferenceSharesMember_z6ME21YuXGm1" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Net income attributable to owners of the parent company"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">523,790</span></td> <td id="xdx_98C_eifrs-full--ProfitLossAttributableToOwnersOfParent_pn3n3_c20240101__20241231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--PreferenceSharesMember_zOuQ0BsAsSsf" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Net income attributable to owners of the parent company"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">371,920</span></td> <td id="xdx_988_eifrs-full--ProfitLossAttributableToOwnersOfParent_pn3n3_c20230101__20231231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--PreferenceSharesMember_z6aiESYB9edl" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Net income attributable to owners of the parent company"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">198,413</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Weighted average number of outstanding shares following the corporate reorganization</b></span></td> <td id="xdx_984_eifrs-full--WeightedAverageShares_pip0_c20250101__20251231_zExGDnIrySN4" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Weighted average number of outstanding shares"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>823,452,977</b></span></td> <td id="xdx_985_eifrs-full--WeightedAverageShares_pip0_c20240101__20241231_zNV3cEiA42md" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Weighted average number of outstanding shares"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>789,268,910</b></span></td> <td id="xdx_984_eifrs-full--WeightedAverageShares_pip0_c20230101__20231231_zr8Tmal9sAR1" style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Weighted average number of outstanding shares"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>789,268,910</b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 24pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Common</span></td> <td id="xdx_981_eifrs-full--WeightedAverageShares_pip0_c20250101__20251231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--OrdinarySharesMember_zRmi4ySuSr0d" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Weighted average number of outstanding shares"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">418,168,922</span></td> <td id="xdx_987_eifrs-full--WeightedAverageShares_pip0_c20240101__20241231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--OrdinarySharesMember_zKtofHseRTXj" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Weighted average number of outstanding shares"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">418,168,922</span></td> <td id="xdx_98B_eifrs-full--WeightedAverageShares_pip0_c20230101__20231231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--OrdinarySharesMember_zTeBa3ToYc9e" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Weighted average number of outstanding shares"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">418,168,922</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 24pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Preferred</span></td> <td id="xdx_98E_eifrs-full--WeightedAverageShares_pip0_c20250101__20251231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--PreferenceSharesMember_zIR8Yq8BASnf" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Weighted average number of outstanding shares"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">405,284,055</span></td> <td id="xdx_983_eifrs-full--WeightedAverageShares_pip0_c20240101__20241231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--PreferenceSharesMember_zrV7QeDdajT7" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Weighted average number of outstanding shares"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">371,099,988</span></td> <td id="xdx_984_eifrs-full--WeightedAverageShares_pip0_c20230101__20231231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--PreferenceSharesMember_zdV3F2kpyMBb" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Weighted average number of outstanding shares"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">371,099,988</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 24pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Basic and diluted earnings per share – R$</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 24pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Common</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_90B_eifrs-full--BasicEarningsLossPerShare_pip0_c20250101__20251231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--OrdinarySharesMember_z9UQwATdkosg" title="Basic earnings per share"><span id="xdx_905_eifrs-full--DilutedEarningsLossPerShare_pip0_c20250101__20251231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--OrdinarySharesMember_zd5YCgIkpNL1" title="Diluted earnings per share">1.23</span></span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_908_eifrs-full--BasicEarningsLossPerShare_pip0_c20240101__20241231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--OrdinarySharesMember_zZImucD4XK4j" title="Basic earnings per share"><span id="xdx_900_eifrs-full--DilutedEarningsLossPerShare_pip0_c20240101__20241231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--OrdinarySharesMember_zytrOch06vRg" title="Diluted earnings per share">1.00</span></span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_903_eifrs-full--BasicEarningsLossPerShare_pip0_c20230101__20231231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--OrdinarySharesMember_z0ydR91kTya4" title="Basic earnings per share"><span id="xdx_90C_eifrs-full--DilutedEarningsLossPerShare_pip0_c20230101__20231231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--OrdinarySharesMember_zP8B1mUeTLIc" title="Diluted earnings per share">0.53</span></span></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 24pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Preferred</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_90F_eifrs-full--BasicEarningsLossPerShare_pip0_c20250101__20251231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--PreferenceSharesMember_z2e6wePrTvL9" title="Basic earnings per share"><span id="xdx_90B_eifrs-full--DilutedEarningsLossPerShare_pip0_c20250101__20251231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--PreferenceSharesMember_zmVU1KbcehB1" title="Diluted earnings per share">1.59</span></span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_90C_eifrs-full--BasicEarningsLossPerShare_pip0_c20240101__20241231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--PreferenceSharesMember_zlYRcEb0ytci" title="Basic earnings per share"><span id="xdx_90F_eifrs-full--DilutedEarningsLossPerShare_pip0_c20240101__20241231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--PreferenceSharesMember_zlvEz1vk0gh9" title="Diluted earnings per share">1.00</span></span></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_90B_eifrs-full--BasicEarningsLossPerShare_pip0_c20230101__20231231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--PreferenceSharesMember_zvIcHzyVkCBl" title="Basic earnings per share"><span id="xdx_90A_eifrs-full--DilutedEarningsLossPerShare_pip0_c20230101__20231231__ifrs-full--ClassesOfShareCapitalAxis__ifrs-full--PreferenceSharesMember_zpnHy3unPPGh" title="Diluted earnings per share">0.53</span></span></span></td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> </table> 1037833000 791014000 421991000 514043000 419093000 223578000 523790000 371920000 198413000 823452977 789268910 789268910 418168922 418168922 418168922 405284055 371099988 371099988 1.23 1.23 1.00 1.00 0.53 0.53 1.59 1.59 1.00 1.00 0.53 0.53 <p id="xdx_80A_eifrs-full--DisclosureOfInterestIncomeExplanatory_z6m1OhymRKPj" style="margin-top: 0; margin-bottom: 0"> </p> <table cellpadding="0" cellspacing="0" style="font: 13pt/115% Calibri Light; width: 100%; margin-top: 5.05pt; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 14.2pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b>16.</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b><span id="xdx_822_zU16jCKIdOcc">Net Interest Income</span></b></span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0"> </p> <table cellpadding="0" cellspacing="0" id="xdx_899_ecustom--ScheduleOfNetInterestIncomeTableTextBlock_pn3n3_z6aQorvZNMif" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Net Interest Income (Details)"> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8BC_zFbPH2i0LzRd" style="display: none">Schedule of net interest income</span></td> <td id="xdx_496_20250101_20251231" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_494_20240101_20241231" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_494_20230101__20231231_zVE1W9yynPMe" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td colspan="3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> For the Year Ended December 31, </b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 70%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2023</b></span></td></tr> <tr id="xdx_406_ecustom--InterestIncomeUsingEffectiveInterestMethodAbstract_iB_zoVnmQNf9vEd"> <td colspan="4" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Interest income using the effective interest method</b></span></td></tr> <tr id="xdx_40D_ecustom--FixedIncomeSecurities_zJcRTEUjMqM9"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Fixed income securities</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">550,767</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">423,493</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">279,057 </span></td></tr> <tr id="xdx_403_eifrs-full--InterestIncomeOnLoansAndAdvancesToBanks_i_pn3n3"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Loans and advances - Credit institutions</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">166,814</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">44,218</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">44,617 </span></td></tr> <tr id="xdx_403_ecustom--LoansAndAdvancesCustomers_zRKHcMMlj94f"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Loans and advances - Customers</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">8,804,905</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,197,611</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">4,385,449 </span></td></tr> <tr id="xdx_407_ecustom--RevenueFromInterests_zx5ts8kCWaQ"> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total income</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>9,522,486</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>6,665,322</b></span></td> <td style="border-top: black 1pt solid; border-bottom: black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>4,709,123</b> </span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr id="xdx_40C_ecustom--InterestIncomeUsingEffectiveInterestMethodAbstract_iB_zBFETx3hvth4"> <td colspan="4" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Interest expense using the effective interest method</b></span></td></tr> <tr id="xdx_40F_ecustom--CustomerDeposits_z8I6v0uboqHg"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Customer deposits</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(2,557,849)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,772,029) </span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,269,577) </span></td></tr> <tr id="xdx_40B_ecustom--AssignmentOfFinancialAssets_z0vFc9C3RNP4"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Assignment of financial assets</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,525,389)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(615,274) </span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(491,458) </span></td></tr> <tr id="xdx_408_ecustom--ContributionsToCreditGuaranteeFund_z91aCiFss4I"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Contributions to the Credit Guarantee Fund</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(879,768)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(331,393) </span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(124,286) </span></td></tr> <tr id="xdx_40D_eifrs-full--InterestIncomeOnDeposits_iN_di_zXboX5Aufuci"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Interbank deposits</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(32,010) </span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(7,772) </span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(114) </span></td></tr> <tr id="xdx_408_eifrs-full--InterestExpenseOnBorrowings_iN_di_zAxFcLbXWT29"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Interest expense on loans and borrowings</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(81,156)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(44,385) </span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl4402">-</span> </span></td></tr> <tr id="xdx_40D_eifrs-full--InterestExpense_iN_di_zi8BxVwYBUIc"> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total expense</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(5,076,172)</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(2,770,853)</b> </span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(1,885,435)</b> </span></td></tr> <tr id="xdx_400_eifrs-full--InterestRevenueExpense_i_pn3n3"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Net interest income</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>4,446,314</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>3,894,469</b> </span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,823,688</b> </span></td></tr> </table> <table cellpadding="0" cellspacing="0" id="xdx_899_ecustom--ScheduleOfNetInterestIncomeTableTextBlock_pn3n3_z6aQorvZNMif" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Net Interest Income (Details)"> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8BC_zFbPH2i0LzRd" style="display: none">Schedule of net interest income</span></td> <td id="xdx_496_20250101_20251231" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_494_20240101_20241231" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_494_20230101__20231231_zVE1W9yynPMe" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td colspan="3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> For the Year Ended December 31, </b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 70%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2023</b></span></td></tr> <tr id="xdx_406_ecustom--InterestIncomeUsingEffectiveInterestMethodAbstract_iB_zoVnmQNf9vEd"> <td colspan="4" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Interest income using the effective interest method</b></span></td></tr> <tr id="xdx_40D_ecustom--FixedIncomeSecurities_zJcRTEUjMqM9"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Fixed income securities</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">550,767</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">423,493</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">279,057 </span></td></tr> <tr id="xdx_403_eifrs-full--InterestIncomeOnLoansAndAdvancesToBanks_i_pn3n3"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Loans and advances - Credit institutions</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">166,814</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">44,218</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">44,617 </span></td></tr> <tr id="xdx_403_ecustom--LoansAndAdvancesCustomers_zRKHcMMlj94f"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Loans and advances - Customers</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">8,804,905</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,197,611</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">4,385,449 </span></td></tr> <tr id="xdx_407_ecustom--RevenueFromInterests_zx5ts8kCWaQ"> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total income</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>9,522,486</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>6,665,322</b></span></td> <td style="border-top: black 1pt solid; border-bottom: black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>4,709,123</b> </span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr id="xdx_40C_ecustom--InterestIncomeUsingEffectiveInterestMethodAbstract_iB_zBFETx3hvth4"> <td colspan="4" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Interest expense using the effective interest method</b></span></td></tr> <tr id="xdx_40F_ecustom--CustomerDeposits_z8I6v0uboqHg"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Customer deposits</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(2,557,849)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,772,029) </span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,269,577) </span></td></tr> <tr id="xdx_40B_ecustom--AssignmentOfFinancialAssets_z0vFc9C3RNP4"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Assignment of financial assets</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,525,389)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(615,274) </span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(491,458) </span></td></tr> <tr id="xdx_408_ecustom--ContributionsToCreditGuaranteeFund_z91aCiFss4I"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Contributions to the Credit Guarantee Fund</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(879,768)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(331,393) </span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(124,286) </span></td></tr> <tr id="xdx_40D_eifrs-full--InterestIncomeOnDeposits_iN_di_zXboX5Aufuci"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Interbank deposits</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(32,010) </span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(7,772) </span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(114) </span></td></tr> <tr id="xdx_408_eifrs-full--InterestExpenseOnBorrowings_iN_di_zAxFcLbXWT29"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Interest expense on loans and borrowings</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(81,156)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(44,385) </span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl4402">-</span> </span></td></tr> <tr id="xdx_40D_eifrs-full--InterestExpense_iN_di_zi8BxVwYBUIc"> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total expense</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(5,076,172)</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(2,770,853)</b> </span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(1,885,435)</b> </span></td></tr> <tr id="xdx_400_eifrs-full--InterestRevenueExpense_i_pn3n3"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Net interest income</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>4,446,314</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>3,894,469</b> </span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,823,688</b> </span></td></tr> </table> 550767000 423493000 279057000 166814000 44218000 44617000 8804905000 6197611000 4385449000 9522486000 6665322000 4709123000 -2557849000 -1772029000 -1269577000 -1525389000 -615274000 -491458000 -879768000 -331393000 -124286000 32010000 7772000 114000 81156000 44385000 5076172000 2770853000 1885435000 4446314000 3894469000 2823688000 <p id="xdx_807_eifrs-full--DisclosureOfRevenueExplanatory_zbVpzh9LxpEc" style="font: 10pt Times New Roman, Times, Serif; margin: 0"> </p> <table cellpadding="0" cellspacing="0" style="font: 13pt/115% Calibri Light; width: 100%; margin-top: 5.05pt; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 14.2pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b>17.</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b><span id="xdx_827_z0Ivolms1D85">Operating Expenses and other Revenues</span></b></span></td></tr></table> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 11pt"><b>(a)</b></span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>Commissions, banking fees and other revenues from services</b></span></td></tr></table> <table cellpadding="0" cellspacing="0" id="xdx_895_ecustom--DisclosureOfOtherRevenuesServicesExplanatory_z8zuPzM6xIof" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Operating Expenses and other Revenues (Details)"> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span id="xdx_8B5_zxF17rTRFaSd" style="display: none">Schedule of other revenue services</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td colspan="3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> For the Year Ended December 31, </b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 70%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2023</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Banking fees</span></td> <td id="xdx_980_ecustom--BankingFees_c20250101__20251231_pn3n3" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Banking fees"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">133,376</span></td> <td id="xdx_987_ecustom--BankingFees_pn3n3_c20240101__20241231_zbJUQkzAAsn8" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Banking fees"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">97,526</span></td> <td id="xdx_98A_ecustom--BankingFees_pn3n3_c20230101__20231231_z4ppIQQuSd3i" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Banking fees"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">67,203  </span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Brokerage commissions</span></td> <td id="xdx_982_eifrs-full--BrokerageFeeExpense_pn3n3_c20250101__20251231_ztZMu2yfrLW" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Brokerage commissions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">716,800</span></td> <td id="xdx_98B_eifrs-full--BrokerageFeeExpense_c20240101__20241231_pn3n3" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Brokerage commissions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">405,045</span></td> <td id="xdx_98B_eifrs-full--BrokerageFeeExpense_pn3n3_c20230101__20231231_zgp7lq19MiPg" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Brokerage commissions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">110,444  </span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Other revenue commissions</span></td> <td id="xdx_982_eifrs-full--OtherRevenue_c20250101__20251231_pn3n3" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Other revenue commissions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">18,359</span></td> <td id="xdx_984_eifrs-full--OtherRevenue_c20240101__20241231_pn3n3" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Other revenue commissions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">23,276</span></td> <td id="xdx_985_eifrs-full--OtherRevenue_pn3n3_c20230101__20231231_zy2IzsrrvUE2" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Other revenue commissions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">18,314  </span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">IT development services </span></td> <td id="xdx_988_eifrs-full--ServicesExpense_c20250101__20251231_pn3n3" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="IT development services"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl4434">-</span></span></td> <td id="xdx_98E_eifrs-full--ServicesExpense_c20240101__20241231_pn3n3" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="IT development services"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,080</span></td> <td id="xdx_989_eifrs-full--ServicesExpense_pn3n3_c20230101__20231231_zJKLGHzvoYJ6" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="IT development services"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,311  </span></td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td id="xdx_980_ecustom--CommissionsBankingFeesAndOtherRevenuesFromServices_c20250101__20251231_pn3n3" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Total"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>868,535</b></span></td> <td id="xdx_982_ecustom--CommissionsBankingFeesAndOtherRevenuesFromServices_c20240101__20241231_pn3n3" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Total"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>526,927</b></span></td> <td id="xdx_981_ecustom--CommissionsBankingFeesAndOtherRevenuesFromServices_pn3n3_c20230101__20231231_zTRg2GnrYQlg" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Total"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>197,272</b> </span></td></tr> </table> <p id="xdx_8AE_zymPLcAMx63c" style="font: 10pt Times New Roman, Times, Serif; margin: 0"> </p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>(b)</b></span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>Selling, General and Administrative Expenses</b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify"><b> </b></p> <table cellpadding="0" cellspacing="0" id="xdx_89A_eifrs-full--DisclosureOfGeneralAndAdministrativeExpenseExplanatory_pn3n3_zOTWI2zQ9yK2" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Operating Expenses and other Revenues (Details 1)"> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span id="xdx_8BE_zX6A07OXqan4" style="display: none">Schedule of selling and general administrative expenses</span></td> <td id="xdx_49A_20250101__20251231_zIJBIeUqjdNb" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_494_20240101__20241231_zNwXAogiGxYa" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_491_20230101__20231231_zxOS6nKOgeMf" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td colspan="3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> For the Year Ended December 31, </b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 70%; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2023</b></span></td></tr> <tr id="xdx_40A_eifrs-full--AdvertisingExpense_iN_di_zX4vW3G4lVFc"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Advertising expenses</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (28,133) </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (45,908) </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (23,509)  </span></td></tr> <tr id="xdx_409_eifrs-full--CommunicationExpense_i_pn3n3"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Communication expenses</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (27,925) </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (27,409) </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (24,944)  </span></td></tr> <tr id="xdx_40A_ecustom--FinancialSystemServiceExpenses_zTmz8GM7zJjd"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Financial system service expenses</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (434,464) </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (387,418) </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (273,859)  </span></td></tr> <tr id="xdx_408_ecustom--MaintenanceExpenses_zu1G3ZJHJ2G1"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Maintenance expenses</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (35,805) </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (36,779) </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (31,063)  </span></td></tr> <tr id="xdx_402_ecustom--PromotionExpenses_zOxj7klesZy1"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Promotion expenses</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (5,995) </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (9,024) </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (10,863)  </span></td></tr> <tr id="xdx_40D_eifrs-full--RevenueFromRenderingOfInternetAndDataServices_iN_di_z5FMUjN0Kvf1"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Data processing (rental and maintenance expenses)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (165,178) </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (126,856) </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (89,782)  </span></td></tr> <tr id="xdx_40A_ecustom--TechnicalServicesExpenses_zqmZGuNkkfCf"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Technical services expenses</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (329,622) </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (310,713) </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (243,170)  </span></td></tr> <tr id="xdx_40E_eifrs-full--TravelExpense_iN_di_zoeiTd5sd8p3"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Travel expenses</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (10,857) </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (12,901) </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (6,653)  </span></td></tr> <tr id="xdx_404_eifrs-full--AdministrativeExpense_i_pn3n3"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Administrative expenses</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (12,854) </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (9,406) </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (7,735)  </span></td></tr> <tr id="xdx_40C_ecustom--LegalExpenses_zHNxENYvEGHa"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Legal expenses</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  (192,360) </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (233,763) </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (138,415)  </span></td></tr> <tr id="xdx_40D_ecustom--OtherGeneralAndAdministrativeExpenses_z8gfVvizQrpc"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Other general and administrative expenses</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (67,571) </span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (25,660) </span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (25,699)  </span></td></tr> <tr id="xdx_40C_eifrs-full--SellingGeneralAndAdministrativeExpense_iN_di_zuXfo8K2Oedk"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total selling, general and administrative expenses</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(1,310,764)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(1,225,837)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> (875,692)  </b></span></td></tr> </table> <p id="xdx_8A2_zX9MSKTjV4id" style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify"><b> </b></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>(c)</b></span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>Personnel Expenses</b></span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0"> </p> <table cellpadding="0" cellspacing="0" id="xdx_892_ecustom--ScheduleOfPersonnelExpensesTableTextBlock_pn3n3_zpowB4PKetB9" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Operating Expenses and other Revenues (Details 2)"> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span id="xdx_8BF_zwEUKXDR7fld" style="display: none">Schedule of personnel expenses</span></td> <td id="xdx_49E_20250101__20251231_zbYMGZrmJHgl" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_492_20240101__20241231_zjWQUDgh8RIb" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_490_20230101__20231231_zOT72P0GA97d" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td colspan="3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> For the Year Ended December 31, </b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 70%; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2023</b></span></td></tr> <tr id="xdx_40F_ecustom--CompensationExpenses_zoV2Gb7kd7B6"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Compensation Expenses</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; text-indent: 0.7pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(243,867)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(217,036)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(232,593) </span></td></tr> <tr id="xdx_40D_ecustom--OtherEmployeeBenefits_zTf9uUCsjCsj"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Benefits</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(140,145)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(119,451)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(103,750)  </span></td></tr> <tr id="xdx_405_ecustom--OtherPersonalExpenses_zTOC4ivT0NC3"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Other personal expenses</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(4,482)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl4509">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl4510">-</span> </span></td></tr> <tr id="xdx_402_ecustom--SocialSecurityCosts_zPeWsjIbNNwb"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Social security costs</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(136,180)</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(112,378)</span></td> <td style="border-bottom: black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(102,406) </span></td></tr> <tr id="xdx_402_eifrs-full--EmployeeBenefitsExpense_iN_pn3n3_di_z29CaKKd00zl"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total Personnel Expenses</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(524,674)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(448,865)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(438,749)</b> </span></td></tr> </table> <p id="xdx_8A6_zo7eMPL5fQfi" style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 0.5in; text-align: justify"><b> </b></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>(d)</b></span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>Tax Expenses</b></span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0"> </p> <table cellpadding="0" cellspacing="0" id="xdx_895_ecustom--ScheduleOfTaxExpensesTableTextBlock_pn3n3_zBeV2qy2nyGa" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Operating Expenses and other Revenues (Details 3)"> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span id="xdx_8B4_zW8XjBANWYp7" style="display: none">Schedule of tax expenses</span></td> <td id="xdx_496_20250101__20251231_zFzg3dov3Gsh" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_49B_20240101__20241231_z0q6RrpfWZWb" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_490_20230101__20231231_z7IpUAG4qY01" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td colspan="3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> For the Year Ended December 31, </b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 70%; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2023</b></span></td></tr> <tr id="xdx_408_ecustom--TaxOnServices_zrXi9qJ1Uf21"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Tax on Services (ISS)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(12,559)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(5,457)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(3,895) </span></td></tr> <tr id="xdx_40E_ecustom--SocialIntegrationProgram_zcAU4Awjqan4"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Social Integration Program (PIS) </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(62,139)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(53,367)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(33,953) </span></td></tr> <tr id="xdx_405_ecustom--SocialSecurityContribution_iN_pn3n3_z51QPikf8Taf"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Tax for Social Security Financing (Cofins)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(336,111)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(288,745)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(187,586) </span></td></tr> <tr id="xdx_405_ecustom--OtherTaxExpenses_z465EWS1F5pc"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Other tax expenses</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(92,995)</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(82,400)</span></td> <td style="border-bottom: black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(50,613) </span></td></tr> <tr id="xdx_403_ecustom--CurrentTaxExpenseIncomes_i_pn3n3"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total Tax Expenses</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(503,804)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(429,969)</b></span></td> <td style="border-bottom: black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(276,047)</b> </span></td></tr> </table> <p id="xdx_8A3_zwNZRLomMQTe" style="margin-top: 0; margin-bottom: 0"> </p> <table cellpadding="0" cellspacing="0" id="xdx_895_ecustom--DisclosureOfOtherRevenuesServicesExplanatory_z8zuPzM6xIof" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Operating Expenses and other Revenues (Details)"> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span id="xdx_8B5_zxF17rTRFaSd" style="display: none">Schedule of other revenue services</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td colspan="3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> For the Year Ended December 31, </b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 70%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2023</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Banking fees</span></td> <td id="xdx_980_ecustom--BankingFees_c20250101__20251231_pn3n3" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Banking fees"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">133,376</span></td> <td id="xdx_987_ecustom--BankingFees_pn3n3_c20240101__20241231_zbJUQkzAAsn8" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Banking fees"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">97,526</span></td> <td id="xdx_98A_ecustom--BankingFees_pn3n3_c20230101__20231231_z4ppIQQuSd3i" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Banking fees"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">67,203  </span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Brokerage commissions</span></td> <td id="xdx_982_eifrs-full--BrokerageFeeExpense_pn3n3_c20250101__20251231_ztZMu2yfrLW" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Brokerage commissions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">716,800</span></td> <td id="xdx_98B_eifrs-full--BrokerageFeeExpense_c20240101__20241231_pn3n3" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Brokerage commissions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">405,045</span></td> <td id="xdx_98B_eifrs-full--BrokerageFeeExpense_pn3n3_c20230101__20231231_zgp7lq19MiPg" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Brokerage commissions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">110,444  </span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Other revenue commissions</span></td> <td id="xdx_982_eifrs-full--OtherRevenue_c20250101__20251231_pn3n3" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Other revenue commissions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">18,359</span></td> <td id="xdx_984_eifrs-full--OtherRevenue_c20240101__20241231_pn3n3" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Other revenue commissions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">23,276</span></td> <td id="xdx_985_eifrs-full--OtherRevenue_pn3n3_c20230101__20231231_zy2IzsrrvUE2" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Other revenue commissions"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">18,314  </span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">IT development services </span></td> <td id="xdx_988_eifrs-full--ServicesExpense_c20250101__20251231_pn3n3" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="IT development services"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl4434">-</span></span></td> <td id="xdx_98E_eifrs-full--ServicesExpense_c20240101__20241231_pn3n3" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="IT development services"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,080</span></td> <td id="xdx_989_eifrs-full--ServicesExpense_pn3n3_c20230101__20231231_zJKLGHzvoYJ6" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="IT development services"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,311  </span></td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td id="xdx_980_ecustom--CommissionsBankingFeesAndOtherRevenuesFromServices_c20250101__20251231_pn3n3" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Total"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>868,535</b></span></td> <td id="xdx_982_ecustom--CommissionsBankingFeesAndOtherRevenuesFromServices_c20240101__20241231_pn3n3" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Total"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>526,927</b></span></td> <td id="xdx_981_ecustom--CommissionsBankingFeesAndOtherRevenuesFromServices_pn3n3_c20230101__20231231_zTRg2GnrYQlg" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Total"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>197,272</b> </span></td></tr> </table> 133376000 97526000 67203000 716800000 405045000 110444000 18359000 23276000 18314000 1080000 1311000 868535000 526927000 197272000 <table cellpadding="0" cellspacing="0" id="xdx_89A_eifrs-full--DisclosureOfGeneralAndAdministrativeExpenseExplanatory_pn3n3_zOTWI2zQ9yK2" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Operating Expenses and other Revenues (Details 1)"> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span id="xdx_8BE_zX6A07OXqan4" style="display: none">Schedule of selling and general administrative expenses</span></td> <td id="xdx_49A_20250101__20251231_zIJBIeUqjdNb" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_494_20240101__20241231_zNwXAogiGxYa" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_491_20230101__20231231_zxOS6nKOgeMf" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td colspan="3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> For the Year Ended December 31, </b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 70%; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2023</b></span></td></tr> <tr id="xdx_40A_eifrs-full--AdvertisingExpense_iN_di_zX4vW3G4lVFc"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Advertising expenses</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (28,133) </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (45,908) </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (23,509)  </span></td></tr> <tr id="xdx_409_eifrs-full--CommunicationExpense_i_pn3n3"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Communication expenses</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (27,925) </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (27,409) </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (24,944)  </span></td></tr> <tr id="xdx_40A_ecustom--FinancialSystemServiceExpenses_zTmz8GM7zJjd"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Financial system service expenses</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (434,464) </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (387,418) </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (273,859)  </span></td></tr> <tr id="xdx_408_ecustom--MaintenanceExpenses_zu1G3ZJHJ2G1"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Maintenance expenses</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (35,805) </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (36,779) </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (31,063)  </span></td></tr> <tr id="xdx_402_ecustom--PromotionExpenses_zOxj7klesZy1"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Promotion expenses</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (5,995) </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (9,024) </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (10,863)  </span></td></tr> <tr id="xdx_40D_eifrs-full--RevenueFromRenderingOfInternetAndDataServices_iN_di_z5FMUjN0Kvf1"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Data processing (rental and maintenance expenses)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (165,178) </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (126,856) </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (89,782)  </span></td></tr> <tr id="xdx_40A_ecustom--TechnicalServicesExpenses_zqmZGuNkkfCf"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Technical services expenses</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (329,622) </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (310,713) </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (243,170)  </span></td></tr> <tr id="xdx_40E_eifrs-full--TravelExpense_iN_di_zoeiTd5sd8p3"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Travel expenses</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (10,857) </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (12,901) </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (6,653)  </span></td></tr> <tr id="xdx_404_eifrs-full--AdministrativeExpense_i_pn3n3"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Administrative expenses</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (12,854) </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (9,406) </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (7,735)  </span></td></tr> <tr id="xdx_40C_ecustom--LegalExpenses_zHNxENYvEGHa"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Legal expenses</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  (192,360) </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (233,763) </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (138,415)  </span></td></tr> <tr id="xdx_40D_ecustom--OtherGeneralAndAdministrativeExpenses_z8gfVvizQrpc"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Other general and administrative expenses</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (67,571) </span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (25,660) </span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> (25,699)  </span></td></tr> <tr id="xdx_40C_eifrs-full--SellingGeneralAndAdministrativeExpense_iN_di_zuXfo8K2Oedk"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total selling, general and administrative expenses</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(1,310,764)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(1,225,837)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> (875,692)  </b></span></td></tr> </table> 28133000 45908000 23509000 -27925000 -27409000 -24944000 -434464000 -387418000 -273859000 -35805000 -36779000 -31063000 -5995000 -9024000 -10863000 165178000 126856000 89782000 -329622000 -310713000 -243170000 10857000 12901000 6653000 -12854000 -9406000 -7735000 -192360000 -233763000 -138415000 -67571000 -25660000 -25699000 1310764000 1225837000 875692000 <table cellpadding="0" cellspacing="0" id="xdx_892_ecustom--ScheduleOfPersonnelExpensesTableTextBlock_pn3n3_zpowB4PKetB9" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Operating Expenses and other Revenues (Details 2)"> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span id="xdx_8BF_zwEUKXDR7fld" style="display: none">Schedule of personnel expenses</span></td> <td id="xdx_49E_20250101__20251231_zbYMGZrmJHgl" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_492_20240101__20241231_zjWQUDgh8RIb" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_490_20230101__20231231_zOT72P0GA97d" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td colspan="3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> For the Year Ended December 31, </b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 70%; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2023</b></span></td></tr> <tr id="xdx_40F_ecustom--CompensationExpenses_zoV2Gb7kd7B6"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Compensation Expenses</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; text-indent: 0.7pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(243,867)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(217,036)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(232,593) </span></td></tr> <tr id="xdx_40D_ecustom--OtherEmployeeBenefits_zTf9uUCsjCsj"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Benefits</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(140,145)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(119,451)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(103,750)  </span></td></tr> <tr id="xdx_405_ecustom--OtherPersonalExpenses_zTOC4ivT0NC3"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Other personal expenses</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(4,482)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl4509">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl4510">-</span> </span></td></tr> <tr id="xdx_402_ecustom--SocialSecurityCosts_zPeWsjIbNNwb"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Social security costs</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(136,180)</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(112,378)</span></td> <td style="border-bottom: black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(102,406) </span></td></tr> <tr id="xdx_402_eifrs-full--EmployeeBenefitsExpense_iN_pn3n3_di_z29CaKKd00zl"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total Personnel Expenses</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(524,674)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(448,865)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(438,749)</b> </span></td></tr> </table> -243867000 -217036000 -232593000 -140145000 -119451000 -103750000 -4482000 -136180000 -112378000 -102406000 524674000 448865000 438749000 <table cellpadding="0" cellspacing="0" id="xdx_895_ecustom--ScheduleOfTaxExpensesTableTextBlock_pn3n3_zBeV2qy2nyGa" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Operating Expenses and other Revenues (Details 3)"> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span id="xdx_8B4_zW8XjBANWYp7" style="display: none">Schedule of tax expenses</span></td> <td id="xdx_496_20250101__20251231_zFzg3dov3Gsh" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_49B_20240101__20241231_z0q6RrpfWZWb" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_490_20230101__20231231_z7IpUAG4qY01" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td colspan="3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> For the Year Ended December 31, </b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 70%; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2023</b></span></td></tr> <tr id="xdx_408_ecustom--TaxOnServices_zrXi9qJ1Uf21"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Tax on Services (ISS)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(12,559)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(5,457)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(3,895) </span></td></tr> <tr id="xdx_40E_ecustom--SocialIntegrationProgram_zcAU4Awjqan4"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Social Integration Program (PIS) </span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(62,139)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(53,367)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(33,953) </span></td></tr> <tr id="xdx_405_ecustom--SocialSecurityContribution_iN_pn3n3_z51QPikf8Taf"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Tax for Social Security Financing (Cofins)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(336,111)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(288,745)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(187,586) </span></td></tr> <tr id="xdx_405_ecustom--OtherTaxExpenses_z465EWS1F5pc"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Other tax expenses</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(92,995)</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(82,400)</span></td> <td style="border-bottom: black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(50,613) </span></td></tr> <tr id="xdx_403_ecustom--CurrentTaxExpenseIncomes_i_pn3n3"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total Tax Expenses</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(503,804)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(429,969)</b></span></td> <td style="border-bottom: black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(276,047)</b> </span></td></tr> </table> -12559000 -5457000 -3895000 -62139000 -53367000 -33953000 -336111000 -288745000 -187586000 -92995000 -82400000 -50613000 -503804000 -429969000 -276047000 <p id="xdx_800_eifrs-full--DisclosureOfOtherOperatingIncomeExpenseExplanatory_zasPLBYoMxG" style="font: 10pt Times New Roman, Times, Serif; margin: 0"> </p> <table cellpadding="0" cellspacing="0" style="font: 13pt/115% Calibri Light; width: 100%; margin-top: 5.05pt; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 14.2pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b>18.</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b><span id="xdx_82C_zSyNaZKa8Is1">Other income (expenses), net</span></b></span></td></tr></table> <table cellpadding="0" cellspacing="0" id="xdx_894_ecustom--DisclosureOfDetailedInformationAboutOtherIncomeAndExpensesExplanatory_pn3n3_z3ovK47oMAV4" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Other income (expenses), net (Details)"> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span id="xdx_8BA_z3NZPmomB8u5" style="display: none">Schedule of other income expenses net</span></td> <td id="xdx_49C_20250101__20251231_z6Gfa4xzks91" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_497_20240101__20241231_z0VaCOq66Zs" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_495_20230101__20231231_zZlQGAhzOdd6" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td colspan="3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>For the Year Ended December 31,</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 70%; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td> <td style="border-bottom: black 1pt solid; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2023</b> </span></td></tr> <tr id="xdx_40F_ecustom--CreditAssignmentResults_zqpkIEiAcOek"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Credit assignment results</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl4546">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">8</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl4548">-</span> </span></td></tr> <tr id="xdx_40B_eifrs-full--MiscellaneousOtherOperatingIncome_i_pn3n3"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Non-operating income</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">807</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">760</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">7,211 </span></td></tr> <tr id="xdx_409_ecustom--AdditionalProvisionsOtherProvision_zPL5P6H6Sgg8"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Addition/reversal of other provisions</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,913</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,966</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(373) </span></td></tr> <tr id="xdx_40B_ecustom--InterestExpensesOnLeaseLiabilities_iN_pn3n3_zZXhBXLRenih"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Interest on lease liabilities</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(31,607)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(33,388)</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(22,278) </span></td></tr> <tr id="xdx_400_ecustom--TaxIncentive_zxW4an1eM1Qf"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Tax Incentive ⁽¹⁾</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">46,513</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">39,140</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">24,272</span></td></tr> <tr id="xdx_40E_ecustom--PartnershipProgramExpense_zvk8FK3eVvJ5"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Partnership Program Expense ⁽²⁾</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(51,654)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(43,166)</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(4,302) </span></td></tr> <tr id="xdx_40C_ecustom--OtherOperatingExpense_zAyJb0UCFCBk"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Other operating expense</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(5,617)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(23,870)</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(11,704) </span></td></tr> <tr id="xdx_404_eifrs-full--OtherOperatingIncomeExpense_i_pn3n3"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total Other income (expense), net</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(39,645)</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(57,550)</b></span></td> <td style="border-top: black 1pt solid; border-bottom: black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(7,174)</b> </span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0"> </p> <p style="font: 6pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">(1) The Company receives a municipal tax incentive related to the local services tax (“ISS”), which reduces the effective tax rate on certain service revenues. The incentive is granted for a fixed 10-year period, subject to ongoing compliance with operational requirements, and the amounts may vary depending on service volumes or changes in local rules.</p> <p style="font: 6pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">(2) Related to partnership shares classified as financial instruments, in accordance with IAS 32 (note 19 b)</p> <p id="xdx_8AD_z7AykTp8FVLe" style="font: 6pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" id="xdx_894_ecustom--DisclosureOfDetailedInformationAboutOtherIncomeAndExpensesExplanatory_pn3n3_z3ovK47oMAV4" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Other income (expenses), net (Details)"> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span id="xdx_8BA_z3NZPmomB8u5" style="display: none">Schedule of other income expenses net</span></td> <td id="xdx_49C_20250101__20251231_z6Gfa4xzks91" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_497_20240101__20241231_z0VaCOq66Zs" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_495_20230101__20231231_zZlQGAhzOdd6" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td colspan="3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>For the Year Ended December 31,</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 70%; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td> <td style="border-bottom: black 1pt solid; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2023</b> </span></td></tr> <tr id="xdx_40F_ecustom--CreditAssignmentResults_zqpkIEiAcOek"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Credit assignment results</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl4546">-</span></span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">8</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl4548">-</span> </span></td></tr> <tr id="xdx_40B_eifrs-full--MiscellaneousOtherOperatingIncome_i_pn3n3"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Non-operating income</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">807</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">760</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">7,211 </span></td></tr> <tr id="xdx_409_ecustom--AdditionalProvisionsOtherProvision_zPL5P6H6Sgg8"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Addition/reversal of other provisions</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,913</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,966</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(373) </span></td></tr> <tr id="xdx_40B_ecustom--InterestExpensesOnLeaseLiabilities_iN_pn3n3_zZXhBXLRenih"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Interest on lease liabilities</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(31,607)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(33,388)</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(22,278) </span></td></tr> <tr id="xdx_400_ecustom--TaxIncentive_zxW4an1eM1Qf"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Tax Incentive ⁽¹⁾</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">46,513</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">39,140</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">24,272</span></td></tr> <tr id="xdx_40E_ecustom--PartnershipProgramExpense_zvk8FK3eVvJ5"> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Partnership Program Expense ⁽²⁾</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(51,654)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(43,166)</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(4,302) </span></td></tr> <tr id="xdx_40C_ecustom--OtherOperatingExpense_zAyJb0UCFCBk"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Other operating expense</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(5,617)</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(23,870)</span></td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(11,704) </span></td></tr> <tr id="xdx_404_eifrs-full--OtherOperatingIncomeExpense_i_pn3n3"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> Total Other income (expense), net</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(39,645)</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(57,550)</b></span></td> <td style="border-top: black 1pt solid; border-bottom: black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(7,174)</b> </span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0"> </p> <p style="font: 6pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">(1) The Company receives a municipal tax incentive related to the local services tax (“ISS”), which reduces the effective tax rate on certain service revenues. The incentive is granted for a fixed 10-year period, subject to ongoing compliance with operational requirements, and the amounts may vary depending on service volumes or changes in local rules.</p> <p style="font: 6pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">(2) Related to partnership shares classified as financial instruments, in accordance with IAS 32 (note 19 b)</p> 8000 807000 760000 7211000 1913000 2966000 -373000 -31607000 -33388000 -22278000 46513000 39140000 24272000 -51654000 -43166000 -4302000 -5617000 -23870000 -11704000 -39645000 -57550000 -7174000 <p id="xdx_802_eifrs-full--DisclosureOfRelatedPartyExplanatory_z3Oxh7oB3sc3" style="font: 6pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt 0.25in; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" style="font: 13pt/115% Calibri Light; width: 100%; margin-top: 5.05pt; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 14.2pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b>19.</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b><span id="xdx_828_z6Mu1IzIznz1">Related parties</span></b></span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 28.4pt"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>(a)</b></span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Compensation for key management personnel</span></td></tr></table> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 46.4pt; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">For the years ended December 31, 2025, 2024 and 2023, the benefits provided in the form of fixed compensation to the Group’s key management, were as follows:</p> <table cellpadding="0" cellspacing="0" id="xdx_882_eifrs-full--DisclosureOfInformationAboutKeyManagementPersonnelExplanatory_pn3n3_zTVgO5AjksM1" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Related parties (Details)"> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span id="xdx_8B2_zlEquFadEWok" style="display: none">Schedule of key management personnel</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"> </td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 55%; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 15%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2025</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 15%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2024</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 15%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31,2023</b> </span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Remuneration</span></td> <td id="xdx_984_eifrs-full--KeyManagementPersonnelCompensationOtherLongtermBenefits_c20250101__20251231_pn3n3" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Remuneration"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">29,255</span></td> <td id="xdx_986_eifrs-full--KeyManagementPersonnelCompensationOtherLongtermBenefits_c20240101__20241231_pn3n3" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Remuneration"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">50,162</span></td> <td id="xdx_986_eifrs-full--KeyManagementPersonnelCompensationOtherLongtermBenefits_pn3n3_c20230101__20231231_zM2ejWmnsyTc" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Remuneration"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">29,170 </span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Social charges</span></td> <td id="xdx_980_eifrs-full--KeyManagementPersonnelCompensationShorttermEmployeeBenefits_c20250101__20251231_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Social charges"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,582</span></td> <td id="xdx_986_eifrs-full--KeyManagementPersonnelCompensationShorttermEmployeeBenefits_c20240101__20241231_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Social charges"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">11,286</span></td> <td id="xdx_985_eifrs-full--KeyManagementPersonnelCompensationShorttermEmployeeBenefits_pn3n3_c20230101__20231231_zQ3NQQ5eEtLl" style="border-bottom: black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Social charges"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,563 </span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td id="xdx_98A_eifrs-full--KeyManagementPersonnelCompensation_c20250101__20251231_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Total"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>35,837</b></span></td> <td id="xdx_98C_eifrs-full--KeyManagementPersonnelCompensation_c20240101__20241231_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Total"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>61,448</b></span></td> <td id="xdx_98B_eifrs-full--KeyManagementPersonnelCompensation_pn3n3_c20230101__20231231_zYN6ihwZ81Y6" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Total"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>35,733</b> </span></td></tr> </table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">The Group does not provide long-term benefits, employment contract termination benefits or share-based compensation to its key management personnel.</p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 28.4pt"></td><td style="width: 18pt"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>(b)</b></span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif">Partnership program</span></td></tr></table> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0 0 0 46.4pt; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">On July 1, 2019, the Partnership Program was approved at the Extraordinary General Meeting, allowing managers and employees to participate in the Group’s increase in net assets by purchasing preferred shares. The purchase and sale value of the shares was initially defined as the Bank’s net assets per share (subsequently change to the Company’s net assets per share), based on the most recent available audited financial statements, with a payment term of 60 months. A participant leaving the Group’s employment has the right to sell their shares to the Bank, also at net assets per share, calculated based on the most recent audited financial statements available immediately before the repurchase request.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">As the shares are redeemable at the option of the holder, the Group does not have the legal right to avoid cash payment and so has classified the preferred shares issued under the Partnership program as a liability in accordance with IAS 32 Financial Instruments: Presentation.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">In 2022, a new Partnership Program was launched, allowing managers and employees to become shareholders of the Company through a contract related to the purchase of shares. The purchase value of the shares was based on the Group’s last fundraising round with third party investors, per share, adjusted by the TLP interest rate index until payment is settled by the employee. The Company retains the right to repurchase these shares, and the repurchase price is determined based on the growth in the Company’s net assets between the grant date and the relevant tranche period.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">On December 31, 2025, the receivable balance from participants was R$<span id="xdx_90D_ecustom--OtherAsset_c20251231_pn3n3" title="Other assets">96,252</span> (R$<span id="xdx_908_ecustom--OtherAsset_iI_pn3n3_c20241231_zg8yJUvNRY71" title="Other assets">62,484</span> as of December 31, 2024 and R$ <span id="xdx_902_ecustom--OtherAsset_iI_pn3n3_c20231231_zYftLxujU2h9" title="Other assets">3,586</span> as of December 31, 2023), as disclosed in the note 11 – “Other Assets”.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">On December 31, 2025, the Partnership program liability was R$<span id="xdx_909_ecustom--OtherLiability_iI_pn3n3_c20251231_zIKv2KcCB2za" title="Other liabilities">163,561</span> (R$<span id="xdx_901_ecustom--OtherLiability_iI_pn3n3_c20241231_zNTxAgE7akNj" title="Other liabilities">107,405</span> as of December 31, 2024 and R$<span id="xdx_902_ecustom--OtherLiability_iI_pn3n3_c20231231_zmTrrXIVMc91" title="Other liabilities">15,213</span> as of December 31, 2025), as disclosed in <i>Note 13 - Other liabilities</i>. For year-end ended December 31, 2025, the Group recorded a financial expense related to the change in the value of the program participants' shares amounting to R$5<span id="xdx_90C_ecustom--OtherOperatingIncomeExpenses_c20250101__20251231_pn3n3" title="Other income (expenses), net">1,654</span> (R$<span id="xdx_903_ecustom--OtherOperatingIncomeExpenses_pn3n3_c20240101__20241231_zuF3hQ9Bq81c" title="Other income (expenses), net">43,166</span> as of December 31, 2024 and R$<span id="xdx_90A_ecustom--OtherOperatingIncomeExpenses_pn3n3_c20230101__20231231_zmjT8jJrN5Ed" title="Other income (expenses), net">4,302</span> as of December 31, 2023), as disclosed in <i>note 18 - Other income (expenses), net</i>.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" id="xdx_882_eifrs-full--DisclosureOfInformationAboutKeyManagementPersonnelExplanatory_pn3n3_zTVgO5AjksM1" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Related parties (Details)"> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span id="xdx_8B2_zlEquFadEWok" style="display: none">Schedule of key management personnel</span></td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"> </td> <td style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 55%; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 15%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2025</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 15%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2024</b></span></td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 15%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31,2023</b> </span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Remuneration</span></td> <td id="xdx_984_eifrs-full--KeyManagementPersonnelCompensationOtherLongtermBenefits_c20250101__20251231_pn3n3" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Remuneration"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">29,255</span></td> <td id="xdx_986_eifrs-full--KeyManagementPersonnelCompensationOtherLongtermBenefits_c20240101__20241231_pn3n3" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Remuneration"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">50,162</span></td> <td id="xdx_986_eifrs-full--KeyManagementPersonnelCompensationOtherLongtermBenefits_pn3n3_c20230101__20231231_zM2ejWmnsyTc" style="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Remuneration"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">29,170 </span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Social charges</span></td> <td id="xdx_980_eifrs-full--KeyManagementPersonnelCompensationShorttermEmployeeBenefits_c20250101__20251231_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Social charges"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,582</span></td> <td id="xdx_986_eifrs-full--KeyManagementPersonnelCompensationShorttermEmployeeBenefits_c20240101__20241231_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Social charges"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">11,286</span></td> <td id="xdx_985_eifrs-full--KeyManagementPersonnelCompensationShorttermEmployeeBenefits_pn3n3_c20230101__20231231_zQ3NQQ5eEtLl" style="border-bottom: black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Social charges"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,563 </span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td id="xdx_98A_eifrs-full--KeyManagementPersonnelCompensation_c20250101__20251231_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Total"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>35,837</b></span></td> <td id="xdx_98C_eifrs-full--KeyManagementPersonnelCompensation_c20240101__20241231_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Total"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>61,448</b></span></td> <td id="xdx_98B_eifrs-full--KeyManagementPersonnelCompensation_pn3n3_c20230101__20231231_zYN6ihwZ81Y6" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right" title="Total"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>35,733</b> </span></td></tr> </table> 29255000 50162000 29170000 6582000 11286000 6563000 35837000 61448000 35733000 96252000 62484000 3586000 163561000 107405000 15213000 1654000 43166000 4302000 <p id="xdx_80F_ecustom--DisclosureOfCashFlowStatementsExplanatory_zgxXcaNTrpLd" style="margin-top: 0; margin-bottom: 0"> </p> <table cellpadding="0" cellspacing="0" style="font: 13pt/115% Calibri Light; width: 100%; margin-top: 5.05pt; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 14.2pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b>20.</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b><span id="xdx_828_zTnvMXQPBYla">Non-cash items</span></b></span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">The net cash generated by financing and investing activities includes only those transactions that impacted the Group’s cash. The table below shows investing and financing activities which did not involve the use of cash and/or cash equivalents:</p> <table cellpadding="0" cellspacing="0" id="xdx_892_ecustom--ScheduleOfFinancingAndInvestingActivitiesTableTextBlock_pn3n3_z2s6Jt5Tr20c" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Non-cash items (Details)"> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span id="xdx_8B4_znDS6Ehqh9td" style="display: none">Schedule of financing and investing activities</span></td> <td id="xdx_49E_20250101__20251231_zV9sVftKl1F2" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_490_20240101__20241231_z9hGxnO5NQwg" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_493_20230101__20231231_zdbPw880CoMd" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td colspan="3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>For the Year Ended December 31,</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 70%; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td> <td style="border-bottom: black 1pt solid; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2023</b> </span></td></tr> <tr id="xdx_408_eifrs-full--AdditionsToRightofuseAssets_zVTAEhb2I18"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Additions to right-of-use assets</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">47,462</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">90,331</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  40,285  </span></td></tr> <tr id="xdx_40A_eifrs-full--OtherAdjustmentsForNoncashItems_i_pn3n3"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">47,462</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>90,331</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>  40,285 </b> </span></td></tr> </table> <p id="xdx_8AD_zeIZ2FrBPEB9" style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" id="xdx_892_ecustom--ScheduleOfFinancingAndInvestingActivitiesTableTextBlock_pn3n3_z2s6Jt5Tr20c" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Non-cash items (Details)"> <tr> <td style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span id="xdx_8B4_znDS6Ehqh9td" style="display: none">Schedule of financing and investing activities</span></td> <td id="xdx_49E_20250101__20251231_zV9sVftKl1F2" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_490_20240101__20241231_z9hGxnO5NQwg" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td> <td id="xdx_493_20230101__20231231_zdbPw880CoMd" style="white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"> </td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td colspan="3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>For the Year Ended December 31,</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 70%; padding-right: 5.4pt; padding-left: 5.4pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td> <td style="border-bottom: black 1pt solid; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2023</b> </span></td></tr> <tr id="xdx_408_eifrs-full--AdditionsToRightofuseAssets_zVTAEhb2I18"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"> Additions to right-of-use assets</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">47,462</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">90,331</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">  40,285  </span></td></tr> <tr id="xdx_40A_eifrs-full--OtherAdjustmentsForNoncashItems_i_pn3n3"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">47,462</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>90,331</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>  40,285 </b> </span></td></tr> </table> 47462000 90331000 40285000 47462000 90331000 40285000 <p id="xdx_805_eifrs-full--DisclosureOfSensitivityAnalysisForActuarialAssumptionsExplanatory_zFhWwalXVTik" style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" style="font: 13pt/115% Calibri Light; width: 100%; margin-top: 5.05pt; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 14.2pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b>21.</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b><span id="xdx_829_zUCHc6QmiJQ2">Sensitivity analysis</span></b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">The following analysis estimates the potential impact on profit or loss of the Group financial instruments under hypothetical stress scenarios of the main market risk factors affecting each position.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">As of December 31, 2025 and December 31, 2024, we identified that the principal market risk is linked to changes in fixed and floating-rate indices applicable to our financial assets and liabilities, which serve as the benchmarks for these positions. For the hypothetical stress scenarios, the reasonably possible risk variation considered an increase in 10% and a decrease in 10% in the benchmark interest rate.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">The floating-rate indices are primarily tied to the CDI and SELIC index rate, which reflects the average interbank deposit rate in Brazil, and to the IPCA—Brazil’s broad national consumer price index, which measures overall Brazilian inflation and is published monthly by the Brazilian Institute of Geography and Statistics (IBGE). For floating rate instruments, the table below presents the sensitivity of 12 months of interest income/expense, considering no other changes during this period. For fixed rate instruments, the table presents the sensitivity of fair value in the hypothetical scenario. The Group has not identified any risks related to exchange rates or commodity fluctuations in assets or liabilities.</p> <table cellpadding="0" cellspacing="0" id="xdx_89C_ecustom--DisclosureOfExchangeRatesCommodityFluctuationsExplanatory_zsKCoZLWNtS7" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Sensitivity analysis (Details)"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 8pt"><span id="xdx_8B5_zVHVQqiQ8595" style="display: none">Schedule of exchange rates or commodity fluctuations</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td></tr> <tr> <td rowspan="3" style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td rowspan="3" style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="5" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>For the year ended</b></span></td></tr> <tr> <td colspan="5" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31,</b></span></td></tr> <tr> <td colspan="2" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="2" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td></tr> <tr> <td style="width: 54%; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 8pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Inflation (IPCA) ⁽¹⁾</span></td> <td style="white-space: nowrap; width: 4%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; width: 12%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_901_eifrs-full--ActuarialAssumptionOfExpectedRatesOfInflation_iI_pip0_dp_c20251231_zrbOcgQZ8uHf" title="Inflation rate">4.3</span></span></td> <td style="white-space: nowrap; width: 7%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">%</span></td> <td style="white-space: nowrap; width: 4%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; width: 12%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_903_eifrs-full--ActuarialAssumptionOfExpectedRatesOfInflation_iI_pip0_dp_c20241231_z0a8Y1cosC6" title="Inflation rate">4.8</span></span></td> <td style="white-space: nowrap; width: 7%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">%</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 8pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Interest rate (SELIC) ⁽²⁾</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_903_ecustom--ActuarialAssumptionOfExpectedInterestRates_iI_pip0_dp_c20251231_zg0zIXAmuaV3" title="Interest rate">14.9</span></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">%</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_904_ecustom--ActuarialAssumptionOfExpectedInterestRates_iI_pip0_dp_c20241231_zhIfUREVqgt8" title="Interest rate">12.2</span></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">%</span></td></tr> </table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">Source:  IBGE and Brazilian Central Bank. </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">⁽¹⁾The IPCA, compiled by the Brazilian Institute of Geography and Statistics (IBGE), is a comprehensive consumer price index. The inflation figure presented reflects the accumulated variation over the preceding 12-month period.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">⁽²⁾ The SELIC rate, recognized as Brazil’s risk-free benchmark, is established by the Central Bank and serves as the primary instrument for the implementation of national monetary policy.</p> <p id="xdx_8AA_zEHGQPFCEUvb" style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify"></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b>Sensitivity analysis of changes in interest rates</b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b> </b></p> <table cellpadding="0" cellspacing="0" id="xdx_891_ecustom--ScheduleOfFinancialAssetsAndLiabilitiesTableTextBlock_pn3n3_zPKHXsjWE8R7" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Sensitivity analysis (Details 1)"> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span id="xdx_8B1_zzhyKZ5palq8" style="display: none">Schedule of financial assets and liabilities</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td colspan="2" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Interest Change Scenario</b></span></td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 52%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>As of December 31, 2025</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 12%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Rate Risk</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 12%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total portfolio</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 12%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>10%</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 12%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(10%)</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt"><b><i>Financial Assets</i></b></span></td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Financial assets measured at amortized cost</b></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_986_ecustom--FinancialAssetAtAmortisedCost_iI_pn3n3_c20251231_zeQA9WmfSLdb" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>42,521,279</b></span></td> <td id="xdx_986_ecustom--FinancialAssetsIncreaseInInterestChangeScenario_iI_pn3n3_c20251231_z3gG0jZkDSWd" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(352,850)</b></span></td> <td id="xdx_988_ecustom--FinancialAssetsDecreaseInInterestChangeScenario_c20251231_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>352,850</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Debentures</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Fixed Rate</span></td> <td id="xdx_980_ecustom--FinancialAssetAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DebenturesMember_zTGVwaz7107h" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,739,683</span></td> <td id="xdx_981_ecustom--FinancialAssetsIncreaseInInterestChangeScenario_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DebenturesMember_zwqof3MkOfQ6" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(10,745)</span></td> <td id="xdx_983_ecustom--FinancialAssetsDecreaseInInterestChangeScenario_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DebenturesMember_zX3iCxgILbyj" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">10,745</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Debentures</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">CDI</span></td> <td id="xdx_98D_ecustom--FinancialAssetAtAmortisedCost_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--Debentures1Member_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">3,941,507</span></td> <td id="xdx_981_ecustom--FinancialAssetsIncreaseInInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--Debentures1Member_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">51,111</span></td> <td id="xdx_980_ecustom--FinancialAssetsDecreaseInInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--Debentures1Member_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(51,111)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Gross Credit Potfolio ¹</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Fixed Rate</span></td> <td id="xdx_986_ecustom--FinancialAssetAtAmortisedCost_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--GrossCreditPotfolioMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">34,365,118</span></td> <td id="xdx_98B_ecustom--FinancialAssetsIncreaseInInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--GrossCreditPotfolioMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(378,095)</span></td> <td id="xdx_988_ecustom--FinancialAssetsDecreaseInInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--GrossCreditPotfolioMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">378,095</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Government Securities – Other Countries (ICO)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Fixed Rate</span></td> <td id="xdx_988_ecustom--FinancialAssetAtAmortisedCost_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--GovernmentSecuritiesOtherCountriesICOMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,511,277</span></td> <td id="xdx_98E_ecustom--FinancialAssetsIncreaseInInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--GovernmentSecuritiesOtherCountriesICOMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(14,989)</span></td> <td id="xdx_98D_ecustom--FinancialAssetsDecreaseInInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--GovernmentSecuritiesOtherCountriesICOMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">14,989</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Government Securities – Other Countries (KDB)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Fixed Rate</span></td> <td id="xdx_983_ecustom--FinancialAssetAtAmortisedCost_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--GovernmentSecuritiesOtherCountriesKDBMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">289,509</span></td> <td id="xdx_980_ecustom--FinancialAssetsIncreaseInInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--GovernmentSecuritiesOtherCountriesKDBMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(2,103)</span></td> <td id="xdx_987_ecustom--FinancialAssetsDecreaseInInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--GovernmentSecuritiesOtherCountriesKDBMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,103</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">National Treasury Notes (NTN)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">IPCA</span></td> <td id="xdx_98F_ecustom--FinancialAssetAtAmortisedCost_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--NationalTreasuryNotesMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">94,070</span></td> <td id="xdx_98C_ecustom--FinancialAssetsIncreaseInInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--NationalTreasuryNotesMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">384</span></td> <td id="xdx_98F_ecustom--FinancialAssetsDecreaseInInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--NationalTreasuryNotesMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(384)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - National Treasury Bills (LTN)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Fixed Rate</span></td> <td id="xdx_98C_ecustom--FinancialAssetAtAmortisedCost_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">256,000</span></td> <td id="xdx_986_ecustom--FinancialAssetsIncreaseInInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(2,616)</span></td> <td id="xdx_989_ecustom--FinancialAssetsDecreaseInInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,616</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Financial Treasury Bills (LFT)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">SELIC</span></td> <td id="xdx_986_ecustom--FinancialAssetAtAmortisedCost_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--FinancialTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">324,115</span></td> <td id="xdx_987_ecustom--FinancialAssetsIncreaseInInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--FinancialTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">4,203</span></td> <td id="xdx_984_ecustom--FinancialAssetsDecreaseInInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--FinancialTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(4,203)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Financial assets measured at fair value through profit or loss </b></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_98B_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue_c20251231_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>3,102,639</b></span></td> <td id="xdx_987_ecustom--FinancialAssetsFairValueIncreaseInterestChangeScenario_c20251231_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>39,717</b></span></td> <td id="xdx_981_ecustom--FinancialAssetsFairValueDecreaseInInterestChangeScenario_iI_pn3n3_c20251231_zvQtjW7Af6F1" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(39,717)</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Financial Instruments - Derivatives</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">CDI</span></td> <td id="xdx_986_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--FinancialInstrumentsDerivativesMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">250,582</span></td> <td id="xdx_983_ecustom--FinancialAssetsFairValueIncreaseInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--FinancialInstrumentsDerivativesMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">23,175</span></td> <td id="xdx_98E_ecustom--FinancialAssetsFairValueDecreaseInInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--FinancialInstrumentsDerivativesMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(23,175)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - Financial Treasury Bills (LFT)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Selic</span></td> <td id="xdx_982_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,722,314</span></td> <td id="xdx_987_ecustom--FinancialAssetsFairValueIncreaseInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">22,335</span></td> <td id="xdx_985_ecustom--FinancialAssetsFairValueDecreaseInInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(22,335)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - Financial Bills (LF)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">CDI</span></td> <td id="xdx_98E_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesFinancialBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">210,891</span></td> <td id="xdx_980_ecustom--FinancialAssetsFairValueIncreaseInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesFinancialBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,735</span></td> <td id="xdx_983_ecustom--FinancialAssetsFairValueDecreaseInInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesFinancialBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(2,735)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - National Treasury Bills (LTN)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Fixed Rate</span></td> <td id="xdx_981_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">646,754</span></td> <td id="xdx_98C_ecustom--FinancialAssetsFairValueIncreaseInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(6,596)</span></td> <td id="xdx_98F_ecustom--FinancialAssetsFairValueDecreaseInInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,596</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - National Treasury Notes (NTN)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Fixed Rate</span></td> <td id="xdx_983_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">139,335</span></td> <td id="xdx_98C_ecustom--FinancialAssetsFairValueIncreaseInterestChangeScenario_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember_zzytxgYf227k" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,141)</span></td> <td id="xdx_98D_ecustom--FinancialAssetsFairValueDecreaseInInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,141</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investments fund quotas¹</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">-</span></td> <td id="xdx_98F_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentsFundQuotasMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">132,763</span></td> <td id="xdx_988_ecustom--FinancialAssetsFairValueIncreaseInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentsFundQuotasMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(791)</span></td> <td id="xdx_988_ecustom--FinancialAssetsFairValueDecreaseInInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentsFundQuotasMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">791</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt"><b><i>Financial Liabilities</i></b></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Other Liabilities</b></span></td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_98D_ecustom--OtherLiabilitiesIncreaseInterestChangesScenario_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--ObligationsRelatedToCreditAssignmentsMember_zlihach0f4hj" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Other liabilities"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(10,397,287)</b></span></td> <td id="xdx_985_ecustom--OtherLiabilitiesIncreaseInterestChangeScenario_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--ObligationsRelatedToCreditAssignmentsMember_z6CrIZ2T2Ba2" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Other Liabilities - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>161,526</b></span></td> <td id="xdx_98B_ecustom--OtherLiabilitiesDecreaseInterestChangeScenario_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--ObligationsRelatedToCreditAssignmentsMember_zEFswWHyv7ej" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Other Liabilities - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(161,526)</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Obligations related to credit assignments (Vert and FIDC)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Fixed Rate</span></td> <td id="xdx_98A_ecustom--OtherLiabilitiesIncreaseInterestChangesScenario_iI_pn3n3_c20251231_z5SxY6oVjAk6" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Other liabilities"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(10,397,287)</span></td> <td id="xdx_980_ecustom--OtherLiabilitiesIncreaseInterestChangeScenario_c20251231_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Other Liabilities - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">161,526</span></td> <td id="xdx_983_ecustom--OtherLiabilitiesDecreaseInterestChangeScenario_c20251231_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Other Liabilities - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(161,526)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Financial liabilities measured at amortized cost</b></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_985_ecustom--FinancialLiabilitiesMeasuredAtAmortizedCost_c20251231_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(31,699,084)</b></span></td> <td id="xdx_985_ecustom--FinancialLiabilitiesIncreaseInterestChangeScenario_c20251231_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(174,536)</b></span></td> <td id="xdx_984_ecustom--FinancialLiabilitiesDecreaseInterestChangeScenario_c20251231_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>174,536</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Demand customer deposits</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">-</span></td> <td id="xdx_984_ecustom--FinancialLiabilitiesMeasuredAtAmortizedCost_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DemandCustomerDepositsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(345,801)</span></td> <td id="xdx_982_ecustom--FinancialLiabilitiesIncreaseInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DemandCustomerDepositsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl4762">-</span></span></td> <td id="xdx_989_ecustom--FinancialLiabilitiesDecreaseInterestChangeScenario_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DemandCustomerDepositsMember_zVF0G3ZicL07" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl4764">-</span></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Funds from acceptances and issuance of securities</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">CDI</span></td> <td id="xdx_985_ecustom--FinancialLiabilitiesMeasuredAtAmortizedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--FundsFromAcceptancesAndIssuanceOfSecuritiesMember_zmLYzQ7d8iX6" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(6,152,941)</span></td> <td id="xdx_983_ecustom--FinancialLiabilitiesIncreaseInterestChangeScenario_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--FundsFromAcceptancesAndIssuanceOfSecuritiesMember_zsiO01LPIC0f" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(79,891)</span></td> <td id="xdx_980_ecustom--FinancialLiabilitiesDecreaseInterestChangeScenario_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--FundsFromAcceptancesAndIssuanceOfSecuritiesMember_zRPPWgNJCjp9" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">79,891</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Time customer deposits</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">CDI</span></td> <td id="xdx_982_ecustom--FinancialLiabilitiesMeasuredAtAmortizedCost_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--TimeCustomerDepositsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(8,025,775)</span></td> <td id="xdx_98D_ecustom--FinancialLiabilitiesIncreaseInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--TimeCustomerDepositsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(109,627)</span></td> <td id="xdx_988_ecustom--FinancialLiabilitiesDecreaseInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--TimeCustomerDepositsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">109,627</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Debt issued and other borrowed funds</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">CDI</span></td> <td id="xdx_980_ecustom--FinancialLiabilitiesMeasuredAtAmortizedCost_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DebtIssuedAndOtherBorrowedFundsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(530,311)</span></td> <td id="xdx_98D_ecustom--FinancialLiabilitiesIncreaseInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DebtIssuedAndOtherBorrowedFundsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(6,877)</span></td> <td id="xdx_98C_ecustom--FinancialLiabilitiesDecreaseInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DebtIssuedAndOtherBorrowedFundsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,877</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Time customer deposits</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">IPCA</span></td> <td id="xdx_983_ecustom--FinancialLiabilitiesMeasuredAtAmortizedCost_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--TimeCustomerDepositsOneMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(4,368,545)</span></td> <td id="xdx_98C_ecustom--FinancialLiabilitiesIncreaseInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--TimeCustomerDepositsOneMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(18,133)</span></td> <td id="xdx_982_ecustom--FinancialLiabilitiesDecreaseInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--TimeCustomerDepositsOneMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">18,133</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Funds from acceptances and issuance of securities</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Fixed Rate</span></td> <td id="xdx_987_ecustom--FinancialLiabilitiesMeasuredAtAmortizedCost_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--FundsFromAcceptancesAndIssuanceOfSecuritiesOneMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(17,588)</span></td> <td id="xdx_982_ecustom--FinancialLiabilitiesIncreaseInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--FundsFromAcceptancesAndIssuanceOfSecuritiesOneMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">176</span></td> <td id="xdx_985_ecustom--FinancialLiabilitiesDecreaseInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--FundsFromAcceptancesAndIssuanceOfSecuritiesOneMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(176)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Time customer deposits</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Fixed Rate</span></td> <td id="xdx_98D_ecustom--FinancialLiabilitiesMeasuredAtAmortizedCost_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--TimeCustomerDepositsTwoMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(8,110,561)</span></td> <td id="xdx_982_ecustom--FinancialLiabilitiesIncreaseInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--TimeCustomerDepositsTwoMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">87,870</span></td> <td id="xdx_98B_ecustom--FinancialLiabilitiesDecreaseInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--TimeCustomerDepositsTwoMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(87,870)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Loans and borrowing</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">CDI</span></td> <td id="xdx_989_ecustom--FinancialLiabilitiesMeasuredAtAmortizedCost_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--LoansAndBorrowingMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(667,089)</span></td> <td id="xdx_981_ecustom--FinancialLiabilitiesIncreaseInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--LoansAndBorrowingMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(8,651)</span></td> <td id="xdx_980_ecustom--FinancialLiabilitiesDecreaseInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--LoansAndBorrowingMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">8,651</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Debt issued and other borrowed funds</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Fixed Rate</span></td> <td id="xdx_989_ecustom--FinancialLiabilitiesMeasuredAtAmortizedCost_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DebtIssuedAndOtherBorrowedFundsOneMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(229,027)</span></td> <td id="xdx_987_ecustom--FinancialLiabilitiesIncreaseInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DebtIssuedAndOtherBorrowedFundsOneMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,761</span></td> <td id="xdx_981_ecustom--FinancialLiabilitiesDecreaseInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DebtIssuedAndOtherBorrowedFundsOneMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(2,761)</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Repurchase agrements</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">CDI</span></td> <td id="xdx_988_ecustom--FinancialLiabilitiesMeasuredAtAmortizedCost_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--RepurchaseAgrementsMember_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(3,251,446)</span></td> <td id="xdx_980_ecustom--FinancialLiabilitiesIncreaseInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--RepurchaseAgrementsMember_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(42,164)</span></td> <td id="xdx_983_ecustom--FinancialLiabilitiesDecreaseInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--RepurchaseAgrementsMember_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">42,164</span></td></tr> </table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">⁽¹⁾ Based on the gross credit portfolio balance, excluding allowance for loan losses, purchase premium, and hedging effects.</p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td colspan="2" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Interest Change Scenario</b></span></td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 52%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>As of December 31, 2024</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 12%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Rate Risk</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 12%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total portfolio</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 12%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>10%</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 12%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(10%)</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Financial Assets</i></b></span></td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Financial assets measured at amortized cost</b></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_98C_ecustom--FinancialAssetAtAmortisedCost_c20241231_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>27,583,439</b></span></td> <td id="xdx_987_ecustom--FinancialAssetsIncreaseInInterestChangeScenario_c20241231_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(270,796)</b></span></td> <td id="xdx_989_ecustom--FinancialAssetsDecreaseInInterestChangeScenario_c20241231_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>270,796</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Financial Treasury Bills (LFT)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">SELIC</span></td> <td id="xdx_987_ecustom--FinancialAssetAtAmortisedCost_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--FinancialTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">104,192</span></td> <td id="xdx_986_ecustom--FinancialAssetsIncreaseInInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--FinancialTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,129</span></td> <td id="xdx_985_ecustom--FinancialAssetsDecreaseInInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--FinancialTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,129)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Debentures</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">CDI</span></td> <td id="xdx_98C_ecustom--FinancialAssetAtAmortisedCost_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DebenturesMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,392,720</span></td> <td id="xdx_983_ecustom--FinancialAssetsIncreaseInInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DebenturesMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">10,030</span></td> <td id="xdx_98D_ecustom--FinancialAssetsDecreaseInInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DebenturesMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(10,030)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">National Treasury Notes (NTN)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">IPCA</span></td> <td id="xdx_98E_ecustom--FinancialAssetAtAmortisedCost_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--NationalTreasuryNotesMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">90,866</span></td> <td id="xdx_98D_ecustom--FinancialAssetsIncreaseInInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--NationalTreasuryNotesMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">419</span></td> <td id="xdx_98E_ecustom--FinancialAssetsDecreaseInInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--NationalTreasuryNotesMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(419)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Gross Credit Potfolio ⁽¹⁾</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Fixed Rate</span></td> <td id="xdx_985_ecustom--FinancialAssetAtAmortisedCost_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--GrossCreditPotfolioMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">24,286,705</span></td> <td id="xdx_98C_ecustom--FinancialAssetsIncreaseInInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--GrossCreditPotfolioMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(265,398)</span></td> <td id="xdx_98B_ecustom--FinancialAssetsDecreaseInInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--GrossCreditPotfolioMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">265,398</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">National Treasury Bills (LTN)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Fixed Rate</span></td> <td id="xdx_98D_ecustom--FinancialAssetAtAmortisedCost_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,174,990</span></td> <td id="xdx_987_ecustom--FinancialAssetsIncreaseInInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(12,729)</span></td> <td id="xdx_988_ecustom--FinancialAssetsDecreaseInInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">12,729</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Government Securities – Other Countries (KDB)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Fixed Rate</span></td> <td id="xdx_982_ecustom--FinancialAssetAtAmortisedCost_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--GovernmentSecuritiesOtherCountriesKDBMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">533,966</span></td> <td id="xdx_981_ecustom--FinancialAssetsIncreaseInInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--GovernmentSecuritiesOtherCountriesKDBMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(4,247)</span></td> <td id="xdx_986_ecustom--FinancialAssetsDecreaseInInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--GovernmentSecuritiesOtherCountriesKDBMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">4,247</span></td></tr> <tr> <td colspan="2" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Financial assets measured at fair value through other comprehensive income </b></span></td> <td id="xdx_983_eifrs-full--FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome_c20241231_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through other comprehensive income"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>14,394</b></span></td> <td id="xdx_987_ecustom--FinancialAssetsOtherComprehensiveIncomeIncreaseInInterestChangeScenario_iI_pn3n3_c20241231_zwjq8OwRjF21" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through other comprehensive income - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>156</b></span></td> <td id="xdx_987_ecustom--FinancialAssetsOtherComprehensiveIncomeDecreaseInInterestChangeScenario_iI_pn3n3_c20241231_z7wFW5tujWSh" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through other comprehensive income - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(156)</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Securities - Financial Treasury Bills (LFT)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">SELIC</span></td> <td id="xdx_98C_eifrs-full--FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SecuritiesFinancialTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through other comprehensive income"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">14,394</span></td> <td id="xdx_985_ecustom--FinancialAssetsOtherComprehensiveIncomeIncreaseInInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SecuritiesFinancialTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through other comprehensive income - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">156</span></td> <td id="xdx_98F_ecustom--FinancialAssetsOtherComprehensiveIncomeDecreaseInInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SecuritiesFinancialTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through other comprehensive income - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(156)</span></td></tr> <tr> <td colspan="2" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Financial assets measured at fair value through profit or loss </b></span></td> <td id="xdx_984_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue_c20241231_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,105,089</b></span></td> <td id="xdx_986_ecustom--FinancialAssetsFairValueIncreaseInterestChangeScenario_c20241231_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>46,349</b></span></td> <td id="xdx_981_ecustom--FinancialAssetsFairValueDecreaseInInterestChangeScenario_c20241231_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(46,349)</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Financial Instruments - Derivatives</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">CDI</span></td> <td id="xdx_987_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--FinancialInstrumentsDerivativesMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">407,994</span></td> <td id="xdx_980_ecustom--FinancialAssetsFairValueIncreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--FinancialInstrumentsDerivativesMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">39,330</span></td> <td id="xdx_98F_ecustom--FinancialAssetsFairValueDecreaseInInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--FinancialInstrumentsDerivativesMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(39,330)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - Financial Treasury Bills (LFT)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Selic</span></td> <td id="xdx_983_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">555,577</span></td> <td id="xdx_984_ecustom--FinancialAssetsFairValueIncreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">5,991</span></td> <td id="xdx_984_ecustom--FinancialAssetsFairValueDecreaseInInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(5,991)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - Financial Bills (LF)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">CDI</span></td> <td id="xdx_980_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesFinancialBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,073</span></td> <td id="xdx_981_ecustom--FinancialAssetsFairValueIncreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesFinancialBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">12</span></td> <td id="xdx_98C_ecustom--FinancialAssetsFairValueDecreaseInInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesFinancialBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(12)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investments fund quotas </span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">-</span></td> <td id="xdx_98C_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentsFundQuotasMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">140,445</span></td> <td id="xdx_989_ecustom--FinancialAssetsFairValueIncreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentsFundQuotasMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,016</span></td> <td id="xdx_98B_ecustom--FinancialAssetsFairValueDecreaseInInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentsFundQuotasMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,016)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Financial Liabilities</i></b></span></td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Obligations related to credit assignments</b></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_986_ecustom--ObligationsRelatedToCreditAssignments_iI_pn3n3_c20241231_z2qAEkwGcjlg" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Obligations related to credit assignments"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(4,459,629)</b></span></td> <td id="xdx_98D_ecustom--ObligationsRelatedToCreditAssignmentsIncreaseInterestChangeScenario_iI_pn3n3_c20241231_zyhcdqf1SaWc" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Obligations related to credit assignments - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>79,518</b></span></td> <td id="xdx_98E_ecustom--ObligationsRelatedToCreditAssignmentsDecreaseInterestChangeScenario_iI_pn3n3_c20241231_zfBFrE7jWsn6" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Obligations related to credit assignments - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(79,518)</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Obligations related to credit assignments (Vert and FIDC)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Fixed Rate</span></td> <td id="xdx_985_ecustom--ObligationsRelatedToCreditAssignments_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--ObligationsRelatedToCreditAssignmentsMember_zFCj5ygt7Aid" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Obligations related to credit assignments"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(4,459,629)</span></td> <td id="xdx_984_ecustom--ObligationsRelatedToCreditAssignmentsIncreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--ObligationsRelatedToCreditAssignmentsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Obligations related to credit assignments - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">79,518</span></td> <td id="xdx_983_ecustom--ObligationsRelatedToCreditAssignmentsDecreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--ObligationsRelatedToCreditAssignmentsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Obligations related to credit assignments - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(79,518)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Financial liabilities measured at amortized cost</b></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_984_ecustom--FinancialLiabilitiesMeasuredAtAmortizedCost_c20241231_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(20,841,533)</b></span></td> <td id="xdx_989_ecustom--FinancialLiabilitiesIncreaseInterestChangeScenario_c20241231_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(59,460)</b></span></td> <td id="xdx_987_ecustom--FinancialLiabilitiesDecreaseInterestChangeScenario_c20241231_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>59,460</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Demand customer deposits</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>-</b></span></td> <td id="xdx_985_ecustom--FinancialLiabilitiesMeasuredAtAmortizedCost_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DemandCustomerDepositsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(320,208)</span></td> <td id="xdx_981_ecustom--FinancialLiabilitiesIncreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DemandCustomerDepositsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl4925">-</span></span></td> <td id="xdx_98C_ecustom--FinancialLiabilitiesDecreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DemandCustomerDepositsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl4927">-</span></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Exchange Acceptance Resources</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">CDI</span></td> <td id="xdx_982_ecustom--FinancialLiabilitiesMeasuredAtAmortizedCost_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--ExchangeAcceptanceResourcesMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(3,227,072)</span></td> <td id="xdx_987_ecustom--FinancialLiabilitiesIncreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--ExchangeAcceptanceResourcesMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(35,035)</span></td> <td id="xdx_986_ecustom--FinancialLiabilitiesDecreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--ExchangeAcceptanceResourcesMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">35,035</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Time customer deposits</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">CDI</span></td> <td id="xdx_983_ecustom--FinancialLiabilitiesMeasuredAtAmortizedCost_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--TimeCustomerDepositsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(5,444,101)</span></td> <td id="xdx_98A_ecustom--FinancialLiabilitiesIncreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--TimeCustomerDepositsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(62,669)</span></td> <td id="xdx_98B_ecustom--FinancialLiabilitiesDecreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--TimeCustomerDepositsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">62,669</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Loans and borrowing</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">CDI</span></td> <td id="xdx_98A_ecustom--FinancialLiabilitiesMeasuredAtAmortizedCost_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--LoansAndBorrowingMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(480,103)</span></td> <td id="xdx_980_ecustom--FinancialLiabilitiesIncreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--LoansAndBorrowingMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(5,201)</span></td> <td id="xdx_981_ecustom--FinancialLiabilitiesDecreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--LoansAndBorrowingMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">5,201</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Debt issued and other borrowed funds</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">CDI</span></td> <td id="xdx_983_ecustom--FinancialLiabilitiesMeasuredAtAmortizedCost_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DebtIssuedAndOtherBorrowedFundsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(269,173)</span></td> <td id="xdx_98C_ecustom--FinancialLiabilitiesIncreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DebtIssuedAndOtherBorrowedFundsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(2,916)</span></td> <td id="xdx_98D_ecustom--FinancialLiabilitiesDecreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DebtIssuedAndOtherBorrowedFundsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,916</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Time customer deposits</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">IPCA</span></td> <td id="xdx_982_ecustom--FinancialLiabilitiesMeasuredAtAmortizedCost_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--TimeCustomerDepositsOneMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(4,486,875)</span></td> <td id="xdx_98F_ecustom--FinancialLiabilitiesIncreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--TimeCustomerDepositsOneMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(20,673)</span></td> <td id="xdx_98E_ecustom--FinancialLiabilitiesDecreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--TimeCustomerDepositsOneMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">20,673</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Exchange Acceptance Resources</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Fixed Rate</span></td> <td id="xdx_987_ecustom--FinancialLiabilitiesMeasuredAtAmortizedCost_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--ExchangeAcceptanceResourcesOneMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(28,913)</span></td> <td id="xdx_988_ecustom--FinancialLiabilitiesIncreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--ExchangeAcceptanceResourcesOneMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">278</span></td> <td id="xdx_989_ecustom--FinancialLiabilitiesDecreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--ExchangeAcceptanceResourcesOneMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(278)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Time customer deposits</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Fixed Rate</span></td> <td id="xdx_98C_ecustom--FinancialLiabilitiesMeasuredAtAmortizedCost_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--TimeCustomerDepositsTwoMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(6,325,758)</span></td> <td id="xdx_981_ecustom--FinancialLiabilitiesIncreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--TimeCustomerDepositsTwoMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">63,872</span></td> <td id="xdx_984_ecustom--FinancialLiabilitiesDecreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--TimeCustomerDepositsTwoMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(63,872)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Debt issued and other borrowed funds</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Fixed Rate</span></td> <td id="xdx_986_ecustom--FinancialLiabilitiesMeasuredAtAmortizedCost_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DebtIssuedAndOtherBorrowedFundsOneMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(253,109)</span></td> <td id="xdx_986_ecustom--FinancialLiabilitiesIncreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DebtIssuedAndOtherBorrowedFundsOneMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,825</span></td> <td id="xdx_980_ecustom--FinancialLiabilitiesDecreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DebtIssuedAndOtherBorrowedFundsOneMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(2,825)</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Repurchase agrements</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Fixed Rate</span></td> <td id="xdx_989_ecustom--FinancialLiabilitiesMeasuredAtAmortizedCost_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--RepurchaseAgrementsMember_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(6,221)</span></td> <td id="xdx_98F_ecustom--FinancialLiabilitiesIncreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--RepurchaseAgrementsMember_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">59</span></td> <td id="xdx_980_ecustom--FinancialLiabilitiesDecreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--RepurchaseAgrementsMember_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(59)</span></td></tr> </table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">^{(1) Based on the gross credit portfolio balance, excluding allowance for loan losses, purchase premium, and hedging effects.}</p> <p id="xdx_8A2_zKLGT0n58i3c" style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">^<br/></p> <table cellpadding="0" cellspacing="0" id="xdx_89C_ecustom--DisclosureOfExchangeRatesCommodityFluctuationsExplanatory_zsKCoZLWNtS7" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Sensitivity analysis (Details)"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 8pt"><span id="xdx_8B5_zVHVQqiQ8595" style="display: none">Schedule of exchange rates or commodity fluctuations</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td></tr> <tr> <td rowspan="3" style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td rowspan="3" style="padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="5" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>For the year ended</b></span></td></tr> <tr> <td colspan="5" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31,</b></span></td></tr> <tr> <td colspan="2" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="2" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td></tr> <tr> <td style="width: 54%; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 8pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Inflation (IPCA) ⁽¹⁾</span></td> <td style="white-space: nowrap; width: 4%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; width: 12%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_901_eifrs-full--ActuarialAssumptionOfExpectedRatesOfInflation_iI_pip0_dp_c20251231_zrbOcgQZ8uHf" title="Inflation rate">4.3</span></span></td> <td style="white-space: nowrap; width: 7%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">%</span></td> <td style="white-space: nowrap; width: 4%; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; width: 12%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_903_eifrs-full--ActuarialAssumptionOfExpectedRatesOfInflation_iI_pip0_dp_c20241231_z0a8Y1cosC6" title="Inflation rate">4.8</span></span></td> <td style="white-space: nowrap; width: 7%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">%</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 8pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Interest rate (SELIC) ⁽²⁾</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_903_ecustom--ActuarialAssumptionOfExpectedInterestRates_iI_pip0_dp_c20251231_zg0zIXAmuaV3" title="Interest rate">14.9</span></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">%</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_904_ecustom--ActuarialAssumptionOfExpectedInterestRates_iI_pip0_dp_c20241231_zhIfUREVqgt8" title="Interest rate">12.2</span></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">%</span></td></tr> </table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">Source:  IBGE and Brazilian Central Bank. </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">⁽¹⁾The IPCA, compiled by the Brazilian Institute of Geography and Statistics (IBGE), is a comprehensive consumer price index. The inflation figure presented reflects the accumulated variation over the preceding 12-month period.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">⁽²⁾ The SELIC rate, recognized as Brazil’s risk-free benchmark, is established by the Central Bank and serves as the primary instrument for the implementation of national monetary policy.</p> 0.043 0.048 0.149 0.122 <table cellpadding="0" cellspacing="0" id="xdx_891_ecustom--ScheduleOfFinancialAssetsAndLiabilitiesTableTextBlock_pn3n3_zPKHXsjWE8R7" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Sensitivity analysis (Details 1)"> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span id="xdx_8B1_zzhyKZ5palq8" style="display: none">Schedule of financial assets and liabilities</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td colspan="2" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Interest Change Scenario</b></span></td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 52%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>As of December 31, 2025</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 12%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Rate Risk</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 12%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total portfolio</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 12%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>10%</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 12%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(10%)</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt"><b><i>Financial Assets</i></b></span></td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Financial assets measured at amortized cost</b></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_986_ecustom--FinancialAssetAtAmortisedCost_iI_pn3n3_c20251231_zeQA9WmfSLdb" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>42,521,279</b></span></td> <td id="xdx_986_ecustom--FinancialAssetsIncreaseInInterestChangeScenario_iI_pn3n3_c20251231_z3gG0jZkDSWd" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(352,850)</b></span></td> <td id="xdx_988_ecustom--FinancialAssetsDecreaseInInterestChangeScenario_c20251231_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>352,850</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Debentures</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Fixed Rate</span></td> <td id="xdx_980_ecustom--FinancialAssetAtAmortisedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DebenturesMember_zTGVwaz7107h" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,739,683</span></td> <td id="xdx_981_ecustom--FinancialAssetsIncreaseInInterestChangeScenario_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DebenturesMember_zwqof3MkOfQ6" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(10,745)</span></td> <td id="xdx_983_ecustom--FinancialAssetsDecreaseInInterestChangeScenario_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DebenturesMember_zX3iCxgILbyj" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">10,745</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Debentures</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">CDI</span></td> <td id="xdx_98D_ecustom--FinancialAssetAtAmortisedCost_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--Debentures1Member_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">3,941,507</span></td> <td id="xdx_981_ecustom--FinancialAssetsIncreaseInInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--Debentures1Member_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">51,111</span></td> <td id="xdx_980_ecustom--FinancialAssetsDecreaseInInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--Debentures1Member_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(51,111)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Gross Credit Potfolio ¹</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Fixed Rate</span></td> <td id="xdx_986_ecustom--FinancialAssetAtAmortisedCost_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--GrossCreditPotfolioMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">34,365,118</span></td> <td id="xdx_98B_ecustom--FinancialAssetsIncreaseInInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--GrossCreditPotfolioMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(378,095)</span></td> <td id="xdx_988_ecustom--FinancialAssetsDecreaseInInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--GrossCreditPotfolioMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">378,095</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Government Securities – Other Countries (ICO)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Fixed Rate</span></td> <td id="xdx_988_ecustom--FinancialAssetAtAmortisedCost_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--GovernmentSecuritiesOtherCountriesICOMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,511,277</span></td> <td id="xdx_98E_ecustom--FinancialAssetsIncreaseInInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--GovernmentSecuritiesOtherCountriesICOMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(14,989)</span></td> <td id="xdx_98D_ecustom--FinancialAssetsDecreaseInInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--GovernmentSecuritiesOtherCountriesICOMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">14,989</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Government Securities – Other Countries (KDB)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Fixed Rate</span></td> <td id="xdx_983_ecustom--FinancialAssetAtAmortisedCost_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--GovernmentSecuritiesOtherCountriesKDBMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">289,509</span></td> <td id="xdx_980_ecustom--FinancialAssetsIncreaseInInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--GovernmentSecuritiesOtherCountriesKDBMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(2,103)</span></td> <td id="xdx_987_ecustom--FinancialAssetsDecreaseInInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--GovernmentSecuritiesOtherCountriesKDBMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,103</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">National Treasury Notes (NTN)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">IPCA</span></td> <td id="xdx_98F_ecustom--FinancialAssetAtAmortisedCost_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--NationalTreasuryNotesMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">94,070</span></td> <td id="xdx_98C_ecustom--FinancialAssetsIncreaseInInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--NationalTreasuryNotesMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">384</span></td> <td id="xdx_98F_ecustom--FinancialAssetsDecreaseInInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--NationalTreasuryNotesMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(384)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - National Treasury Bills (LTN)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Fixed Rate</span></td> <td id="xdx_98C_ecustom--FinancialAssetAtAmortisedCost_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">256,000</span></td> <td id="xdx_986_ecustom--FinancialAssetsIncreaseInInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(2,616)</span></td> <td id="xdx_989_ecustom--FinancialAssetsDecreaseInInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,616</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Financial Treasury Bills (LFT)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">SELIC</span></td> <td id="xdx_986_ecustom--FinancialAssetAtAmortisedCost_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--FinancialTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">324,115</span></td> <td id="xdx_987_ecustom--FinancialAssetsIncreaseInInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--FinancialTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">4,203</span></td> <td id="xdx_984_ecustom--FinancialAssetsDecreaseInInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--FinancialTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(4,203)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Financial assets measured at fair value through profit or loss </b></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_98B_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue_c20251231_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>3,102,639</b></span></td> <td id="xdx_987_ecustom--FinancialAssetsFairValueIncreaseInterestChangeScenario_c20251231_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>39,717</b></span></td> <td id="xdx_981_ecustom--FinancialAssetsFairValueDecreaseInInterestChangeScenario_iI_pn3n3_c20251231_zvQtjW7Af6F1" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(39,717)</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Financial Instruments - Derivatives</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">CDI</span></td> <td id="xdx_986_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--FinancialInstrumentsDerivativesMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">250,582</span></td> <td id="xdx_983_ecustom--FinancialAssetsFairValueIncreaseInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--FinancialInstrumentsDerivativesMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">23,175</span></td> <td id="xdx_98E_ecustom--FinancialAssetsFairValueDecreaseInInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--FinancialInstrumentsDerivativesMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(23,175)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - Financial Treasury Bills (LFT)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Selic</span></td> <td id="xdx_982_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,722,314</span></td> <td id="xdx_987_ecustom--FinancialAssetsFairValueIncreaseInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">22,335</span></td> <td id="xdx_985_ecustom--FinancialAssetsFairValueDecreaseInInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(22,335)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - Financial Bills (LF)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">CDI</span></td> <td id="xdx_98E_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesFinancialBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">210,891</span></td> <td id="xdx_980_ecustom--FinancialAssetsFairValueIncreaseInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesFinancialBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,735</span></td> <td id="xdx_983_ecustom--FinancialAssetsFairValueDecreaseInInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesFinancialBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(2,735)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - National Treasury Bills (LTN)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Fixed Rate</span></td> <td id="xdx_981_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">646,754</span></td> <td id="xdx_98C_ecustom--FinancialAssetsFairValueIncreaseInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(6,596)</span></td> <td id="xdx_98F_ecustom--FinancialAssetsFairValueDecreaseInInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,596</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - National Treasury Notes (NTN)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Fixed Rate</span></td> <td id="xdx_983_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">139,335</span></td> <td id="xdx_98C_ecustom--FinancialAssetsFairValueIncreaseInterestChangeScenario_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember_zzytxgYf227k" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,141)</span></td> <td id="xdx_98D_ecustom--FinancialAssetsFairValueDecreaseInInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesNationalTreasuryNotesMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,141</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investments fund quotas¹</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">-</span></td> <td id="xdx_98F_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentsFundQuotasMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">132,763</span></td> <td id="xdx_988_ecustom--FinancialAssetsFairValueIncreaseInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentsFundQuotasMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(791)</span></td> <td id="xdx_988_ecustom--FinancialAssetsFairValueDecreaseInInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentsFundQuotasMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">791</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 9pt"><b><i>Financial Liabilities</i></b></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Other Liabilities</b></span></td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_98D_ecustom--OtherLiabilitiesIncreaseInterestChangesScenario_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--ObligationsRelatedToCreditAssignmentsMember_zlihach0f4hj" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Other liabilities"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(10,397,287)</b></span></td> <td id="xdx_985_ecustom--OtherLiabilitiesIncreaseInterestChangeScenario_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--ObligationsRelatedToCreditAssignmentsMember_z6CrIZ2T2Ba2" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Other Liabilities - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>161,526</b></span></td> <td id="xdx_98B_ecustom--OtherLiabilitiesDecreaseInterestChangeScenario_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--ObligationsRelatedToCreditAssignmentsMember_zEFswWHyv7ej" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Other Liabilities - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(161,526)</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Obligations related to credit assignments (Vert and FIDC)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Fixed Rate</span></td> <td id="xdx_98A_ecustom--OtherLiabilitiesIncreaseInterestChangesScenario_iI_pn3n3_c20251231_z5SxY6oVjAk6" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Other liabilities"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(10,397,287)</span></td> <td id="xdx_980_ecustom--OtherLiabilitiesIncreaseInterestChangeScenario_c20251231_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Other Liabilities - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">161,526</span></td> <td id="xdx_983_ecustom--OtherLiabilitiesDecreaseInterestChangeScenario_c20251231_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Other Liabilities - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(161,526)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Financial liabilities measured at amortized cost</b></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_985_ecustom--FinancialLiabilitiesMeasuredAtAmortizedCost_c20251231_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(31,699,084)</b></span></td> <td id="xdx_985_ecustom--FinancialLiabilitiesIncreaseInterestChangeScenario_c20251231_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(174,536)</b></span></td> <td id="xdx_984_ecustom--FinancialLiabilitiesDecreaseInterestChangeScenario_c20251231_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>174,536</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Demand customer deposits</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">-</span></td> <td id="xdx_984_ecustom--FinancialLiabilitiesMeasuredAtAmortizedCost_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DemandCustomerDepositsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(345,801)</span></td> <td id="xdx_982_ecustom--FinancialLiabilitiesIncreaseInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DemandCustomerDepositsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl4762">-</span></span></td> <td id="xdx_989_ecustom--FinancialLiabilitiesDecreaseInterestChangeScenario_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DemandCustomerDepositsMember_zVF0G3ZicL07" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl4764">-</span></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Funds from acceptances and issuance of securities</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">CDI</span></td> <td id="xdx_985_ecustom--FinancialLiabilitiesMeasuredAtAmortizedCost_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--FundsFromAcceptancesAndIssuanceOfSecuritiesMember_zmLYzQ7d8iX6" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(6,152,941)</span></td> <td id="xdx_983_ecustom--FinancialLiabilitiesIncreaseInterestChangeScenario_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--FundsFromAcceptancesAndIssuanceOfSecuritiesMember_zsiO01LPIC0f" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(79,891)</span></td> <td id="xdx_980_ecustom--FinancialLiabilitiesDecreaseInterestChangeScenario_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--FundsFromAcceptancesAndIssuanceOfSecuritiesMember_zRPPWgNJCjp9" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">79,891</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Time customer deposits</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">CDI</span></td> <td id="xdx_982_ecustom--FinancialLiabilitiesMeasuredAtAmortizedCost_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--TimeCustomerDepositsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(8,025,775)</span></td> <td id="xdx_98D_ecustom--FinancialLiabilitiesIncreaseInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--TimeCustomerDepositsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(109,627)</span></td> <td id="xdx_988_ecustom--FinancialLiabilitiesDecreaseInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--TimeCustomerDepositsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">109,627</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Debt issued and other borrowed funds</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">CDI</span></td> <td id="xdx_980_ecustom--FinancialLiabilitiesMeasuredAtAmortizedCost_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DebtIssuedAndOtherBorrowedFundsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(530,311)</span></td> <td id="xdx_98D_ecustom--FinancialLiabilitiesIncreaseInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DebtIssuedAndOtherBorrowedFundsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(6,877)</span></td> <td id="xdx_98C_ecustom--FinancialLiabilitiesDecreaseInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DebtIssuedAndOtherBorrowedFundsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">6,877</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Time customer deposits</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">IPCA</span></td> <td id="xdx_983_ecustom--FinancialLiabilitiesMeasuredAtAmortizedCost_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--TimeCustomerDepositsOneMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(4,368,545)</span></td> <td id="xdx_98C_ecustom--FinancialLiabilitiesIncreaseInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--TimeCustomerDepositsOneMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(18,133)</span></td> <td id="xdx_982_ecustom--FinancialLiabilitiesDecreaseInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--TimeCustomerDepositsOneMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">18,133</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Funds from acceptances and issuance of securities</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Fixed Rate</span></td> <td id="xdx_987_ecustom--FinancialLiabilitiesMeasuredAtAmortizedCost_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--FundsFromAcceptancesAndIssuanceOfSecuritiesOneMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(17,588)</span></td> <td id="xdx_982_ecustom--FinancialLiabilitiesIncreaseInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--FundsFromAcceptancesAndIssuanceOfSecuritiesOneMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">176</span></td> <td id="xdx_985_ecustom--FinancialLiabilitiesDecreaseInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--FundsFromAcceptancesAndIssuanceOfSecuritiesOneMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(176)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Time customer deposits</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Fixed Rate</span></td> <td id="xdx_98D_ecustom--FinancialLiabilitiesMeasuredAtAmortizedCost_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--TimeCustomerDepositsTwoMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(8,110,561)</span></td> <td id="xdx_982_ecustom--FinancialLiabilitiesIncreaseInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--TimeCustomerDepositsTwoMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">87,870</span></td> <td id="xdx_98B_ecustom--FinancialLiabilitiesDecreaseInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--TimeCustomerDepositsTwoMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(87,870)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Loans and borrowing</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">CDI</span></td> <td id="xdx_989_ecustom--FinancialLiabilitiesMeasuredAtAmortizedCost_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--LoansAndBorrowingMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(667,089)</span></td> <td id="xdx_981_ecustom--FinancialLiabilitiesIncreaseInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--LoansAndBorrowingMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(8,651)</span></td> <td id="xdx_980_ecustom--FinancialLiabilitiesDecreaseInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--LoansAndBorrowingMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">8,651</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Debt issued and other borrowed funds</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Fixed Rate</span></td> <td id="xdx_989_ecustom--FinancialLiabilitiesMeasuredAtAmortizedCost_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DebtIssuedAndOtherBorrowedFundsOneMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(229,027)</span></td> <td id="xdx_987_ecustom--FinancialLiabilitiesIncreaseInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DebtIssuedAndOtherBorrowedFundsOneMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,761</span></td> <td id="xdx_981_ecustom--FinancialLiabilitiesDecreaseInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DebtIssuedAndOtherBorrowedFundsOneMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(2,761)</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Repurchase agrements</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">CDI</span></td> <td id="xdx_988_ecustom--FinancialLiabilitiesMeasuredAtAmortizedCost_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--RepurchaseAgrementsMember_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(3,251,446)</span></td> <td id="xdx_980_ecustom--FinancialLiabilitiesIncreaseInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--RepurchaseAgrementsMember_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(42,164)</span></td> <td id="xdx_983_ecustom--FinancialLiabilitiesDecreaseInterestChangeScenario_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--RepurchaseAgrementsMember_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">42,164</span></td></tr> </table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">⁽¹⁾ Based on the gross credit portfolio balance, excluding allowance for loan losses, purchase premium, and hedging effects.</p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse"> <tr> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td colspan="2" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Interest Change Scenario</b></span></td></tr> <tr> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 52%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>As of December 31, 2024</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 12%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Rate Risk</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 12%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total portfolio</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 12%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>10%</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 12%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(10%)</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Financial Assets</i></b></span></td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Financial assets measured at amortized cost</b></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_98C_ecustom--FinancialAssetAtAmortisedCost_c20241231_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>27,583,439</b></span></td> <td id="xdx_987_ecustom--FinancialAssetsIncreaseInInterestChangeScenario_c20241231_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(270,796)</b></span></td> <td id="xdx_989_ecustom--FinancialAssetsDecreaseInInterestChangeScenario_c20241231_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>270,796</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Financial Treasury Bills (LFT)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">SELIC</span></td> <td id="xdx_987_ecustom--FinancialAssetAtAmortisedCost_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--FinancialTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">104,192</span></td> <td id="xdx_986_ecustom--FinancialAssetsIncreaseInInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--FinancialTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,129</span></td> <td id="xdx_985_ecustom--FinancialAssetsDecreaseInInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--FinancialTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,129)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Debentures</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">CDI</span></td> <td id="xdx_98C_ecustom--FinancialAssetAtAmortisedCost_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DebenturesMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,392,720</span></td> <td id="xdx_983_ecustom--FinancialAssetsIncreaseInInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DebenturesMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">10,030</span></td> <td id="xdx_98D_ecustom--FinancialAssetsDecreaseInInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DebenturesMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(10,030)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">National Treasury Notes (NTN)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">IPCA</span></td> <td id="xdx_98E_ecustom--FinancialAssetAtAmortisedCost_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--NationalTreasuryNotesMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">90,866</span></td> <td id="xdx_98D_ecustom--FinancialAssetsIncreaseInInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--NationalTreasuryNotesMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">419</span></td> <td id="xdx_98E_ecustom--FinancialAssetsDecreaseInInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--NationalTreasuryNotesMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(419)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Gross Credit Potfolio ⁽¹⁾</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Fixed Rate</span></td> <td id="xdx_985_ecustom--FinancialAssetAtAmortisedCost_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--GrossCreditPotfolioMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">24,286,705</span></td> <td id="xdx_98C_ecustom--FinancialAssetsIncreaseInInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--GrossCreditPotfolioMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(265,398)</span></td> <td id="xdx_98B_ecustom--FinancialAssetsDecreaseInInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--GrossCreditPotfolioMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">265,398</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">National Treasury Bills (LTN)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Fixed Rate</span></td> <td id="xdx_98D_ecustom--FinancialAssetAtAmortisedCost_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,174,990</span></td> <td id="xdx_987_ecustom--FinancialAssetsIncreaseInInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(12,729)</span></td> <td id="xdx_988_ecustom--FinancialAssetsDecreaseInInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesNationalTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">12,729</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Government Securities – Other Countries (KDB)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Fixed Rate</span></td> <td id="xdx_982_ecustom--FinancialAssetAtAmortisedCost_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--GovernmentSecuritiesOtherCountriesKDBMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">533,966</span></td> <td id="xdx_981_ecustom--FinancialAssetsIncreaseInInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--GovernmentSecuritiesOtherCountriesKDBMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(4,247)</span></td> <td id="xdx_986_ecustom--FinancialAssetsDecreaseInInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--GovernmentSecuritiesOtherCountriesKDBMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">4,247</span></td></tr> <tr> <td colspan="2" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Financial assets measured at fair value through other comprehensive income </b></span></td> <td id="xdx_983_eifrs-full--FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome_c20241231_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through other comprehensive income"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>14,394</b></span></td> <td id="xdx_987_ecustom--FinancialAssetsOtherComprehensiveIncomeIncreaseInInterestChangeScenario_iI_pn3n3_c20241231_zwjq8OwRjF21" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through other comprehensive income - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>156</b></span></td> <td id="xdx_987_ecustom--FinancialAssetsOtherComprehensiveIncomeDecreaseInInterestChangeScenario_iI_pn3n3_c20241231_z7wFW5tujWSh" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through other comprehensive income - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(156)</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Securities - Financial Treasury Bills (LFT)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">SELIC</span></td> <td id="xdx_98C_eifrs-full--FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SecuritiesFinancialTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through other comprehensive income"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">14,394</span></td> <td id="xdx_985_ecustom--FinancialAssetsOtherComprehensiveIncomeIncreaseInInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SecuritiesFinancialTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through other comprehensive income - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">156</span></td> <td id="xdx_98F_ecustom--FinancialAssetsOtherComprehensiveIncomeDecreaseInInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SecuritiesFinancialTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through other comprehensive income - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(156)</span></td></tr> <tr> <td colspan="2" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Financial assets measured at fair value through profit or loss </b></span></td> <td id="xdx_984_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue_c20241231_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>1,105,089</b></span></td> <td id="xdx_986_ecustom--FinancialAssetsFairValueIncreaseInterestChangeScenario_c20241231_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>46,349</b></span></td> <td id="xdx_981_ecustom--FinancialAssetsFairValueDecreaseInInterestChangeScenario_c20241231_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(46,349)</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Financial Instruments - Derivatives</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">CDI</span></td> <td id="xdx_987_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--FinancialInstrumentsDerivativesMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">407,994</span></td> <td id="xdx_980_ecustom--FinancialAssetsFairValueIncreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--FinancialInstrumentsDerivativesMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">39,330</span></td> <td id="xdx_98F_ecustom--FinancialAssetsFairValueDecreaseInInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--FinancialInstrumentsDerivativesMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(39,330)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - Financial Treasury Bills (LFT)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Selic</span></td> <td id="xdx_983_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">555,577</span></td> <td id="xdx_984_ecustom--FinancialAssetsFairValueIncreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">5,991</span></td> <td id="xdx_984_ecustom--FinancialAssetsFairValueDecreaseInInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesFinancialTreasuryBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(5,991)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investment securities - Financial Bills (LF)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">CDI</span></td> <td id="xdx_980_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesFinancialBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,073</span></td> <td id="xdx_981_ecustom--FinancialAssetsFairValueIncreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesFinancialBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">12</span></td> <td id="xdx_98C_ecustom--FinancialAssetsFairValueDecreaseInInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentSecuritiesFinancialBillsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(12)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Investments fund quotas </span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">-</span></td> <td id="xdx_98C_eifrs-full--FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentsFundQuotasMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">140,445</span></td> <td id="xdx_989_ecustom--FinancialAssetsFairValueIncreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentsFundQuotasMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,016</span></td> <td id="xdx_98B_ecustom--FinancialAssetsFairValueDecreaseInInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--InvestmentsFundQuotasMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial assets measured at fair value through profit or loss - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,016)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b><i>Financial Liabilities</i></b></span></td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Obligations related to credit assignments</b></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_986_ecustom--ObligationsRelatedToCreditAssignments_iI_pn3n3_c20241231_z2qAEkwGcjlg" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Obligations related to credit assignments"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(4,459,629)</b></span></td> <td id="xdx_98D_ecustom--ObligationsRelatedToCreditAssignmentsIncreaseInterestChangeScenario_iI_pn3n3_c20241231_zyhcdqf1SaWc" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Obligations related to credit assignments - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>79,518</b></span></td> <td id="xdx_98E_ecustom--ObligationsRelatedToCreditAssignmentsDecreaseInterestChangeScenario_iI_pn3n3_c20241231_zfBFrE7jWsn6" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Obligations related to credit assignments - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(79,518)</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Obligations related to credit assignments (Vert and FIDC)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Fixed Rate</span></td> <td id="xdx_985_ecustom--ObligationsRelatedToCreditAssignments_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--ObligationsRelatedToCreditAssignmentsMember_zFCj5ygt7Aid" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Obligations related to credit assignments"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(4,459,629)</span></td> <td id="xdx_984_ecustom--ObligationsRelatedToCreditAssignmentsIncreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--ObligationsRelatedToCreditAssignmentsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Obligations related to credit assignments - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">79,518</span></td> <td id="xdx_983_ecustom--ObligationsRelatedToCreditAssignmentsDecreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--ObligationsRelatedToCreditAssignmentsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Obligations related to credit assignments - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(79,518)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Financial liabilities measured at amortized cost</b></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_984_ecustom--FinancialLiabilitiesMeasuredAtAmortizedCost_c20241231_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(20,841,533)</b></span></td> <td id="xdx_989_ecustom--FinancialLiabilitiesIncreaseInterestChangeScenario_c20241231_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>(59,460)</b></span></td> <td id="xdx_987_ecustom--FinancialLiabilitiesDecreaseInterestChangeScenario_c20241231_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>59,460</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Demand customer deposits</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>-</b></span></td> <td id="xdx_985_ecustom--FinancialLiabilitiesMeasuredAtAmortizedCost_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DemandCustomerDepositsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(320,208)</span></td> <td id="xdx_981_ecustom--FinancialLiabilitiesIncreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DemandCustomerDepositsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl4925">-</span></span></td> <td id="xdx_98C_ecustom--FinancialLiabilitiesDecreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DemandCustomerDepositsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl4927">-</span></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Exchange Acceptance Resources</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">CDI</span></td> <td id="xdx_982_ecustom--FinancialLiabilitiesMeasuredAtAmortizedCost_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--ExchangeAcceptanceResourcesMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(3,227,072)</span></td> <td id="xdx_987_ecustom--FinancialLiabilitiesIncreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--ExchangeAcceptanceResourcesMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(35,035)</span></td> <td id="xdx_986_ecustom--FinancialLiabilitiesDecreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--ExchangeAcceptanceResourcesMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">35,035</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Time customer deposits</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">CDI</span></td> <td id="xdx_983_ecustom--FinancialLiabilitiesMeasuredAtAmortizedCost_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--TimeCustomerDepositsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(5,444,101)</span></td> <td id="xdx_98A_ecustom--FinancialLiabilitiesIncreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--TimeCustomerDepositsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(62,669)</span></td> <td id="xdx_98B_ecustom--FinancialLiabilitiesDecreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--TimeCustomerDepositsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">62,669</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Loans and borrowing</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">CDI</span></td> <td id="xdx_98A_ecustom--FinancialLiabilitiesMeasuredAtAmortizedCost_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--LoansAndBorrowingMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(480,103)</span></td> <td id="xdx_980_ecustom--FinancialLiabilitiesIncreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--LoansAndBorrowingMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(5,201)</span></td> <td id="xdx_981_ecustom--FinancialLiabilitiesDecreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--LoansAndBorrowingMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">5,201</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Debt issued and other borrowed funds</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">CDI</span></td> <td id="xdx_983_ecustom--FinancialLiabilitiesMeasuredAtAmortizedCost_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DebtIssuedAndOtherBorrowedFundsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(269,173)</span></td> <td id="xdx_98C_ecustom--FinancialLiabilitiesIncreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DebtIssuedAndOtherBorrowedFundsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(2,916)</span></td> <td id="xdx_98D_ecustom--FinancialLiabilitiesDecreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DebtIssuedAndOtherBorrowedFundsMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,916</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Time customer deposits</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">IPCA</span></td> <td id="xdx_982_ecustom--FinancialLiabilitiesMeasuredAtAmortizedCost_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--TimeCustomerDepositsOneMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(4,486,875)</span></td> <td id="xdx_98F_ecustom--FinancialLiabilitiesIncreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--TimeCustomerDepositsOneMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(20,673)</span></td> <td id="xdx_98E_ecustom--FinancialLiabilitiesDecreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--TimeCustomerDepositsOneMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">20,673</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Exchange Acceptance Resources</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Fixed Rate</span></td> <td id="xdx_987_ecustom--FinancialLiabilitiesMeasuredAtAmortizedCost_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--ExchangeAcceptanceResourcesOneMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(28,913)</span></td> <td id="xdx_988_ecustom--FinancialLiabilitiesIncreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--ExchangeAcceptanceResourcesOneMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">278</span></td> <td id="xdx_989_ecustom--FinancialLiabilitiesDecreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--ExchangeAcceptanceResourcesOneMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(278)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Time customer deposits</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Fixed Rate</span></td> <td id="xdx_98C_ecustom--FinancialLiabilitiesMeasuredAtAmortizedCost_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--TimeCustomerDepositsTwoMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(6,325,758)</span></td> <td id="xdx_981_ecustom--FinancialLiabilitiesIncreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--TimeCustomerDepositsTwoMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">63,872</span></td> <td id="xdx_984_ecustom--FinancialLiabilitiesDecreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--TimeCustomerDepositsTwoMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(63,872)</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Debt issued and other borrowed funds</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Fixed Rate</span></td> <td id="xdx_986_ecustom--FinancialLiabilitiesMeasuredAtAmortizedCost_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DebtIssuedAndOtherBorrowedFundsOneMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(253,109)</span></td> <td id="xdx_986_ecustom--FinancialLiabilitiesIncreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DebtIssuedAndOtherBorrowedFundsOneMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,825</span></td> <td id="xdx_980_ecustom--FinancialLiabilitiesDecreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--DebtIssuedAndOtherBorrowedFundsOneMember_pn3n3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(2,825)</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Repurchase agrements</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Fixed Rate</span></td> <td id="xdx_989_ecustom--FinancialLiabilitiesMeasuredAtAmortizedCost_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--RepurchaseAgrementsMember_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(6,221)</span></td> <td id="xdx_98F_ecustom--FinancialLiabilitiesIncreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--RepurchaseAgrementsMember_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - 10%"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">59</span></td> <td id="xdx_980_ecustom--FinancialLiabilitiesDecreaseInterestChangeScenario_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--RepurchaseAgrementsMember_pn3n3" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Financial liabilities measured at amortized cost - (10%)"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(59)</span></td></tr> </table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">^{(1) Based on the gross credit portfolio balance, excluding allowance for loan losses, purchase premium, and hedging effects.}</p> 42521279000 -352850000 352850000 1739683000 -10745000 10745000 3941507000 51111000 -51111000 34365118000 -378095000 378095000 1511277000 -14989000 14989000 289509000 -2103000 2103000 94070000 384000 -384000 256000000 -2616000 2616000 324115000 4203000 -4203000 3102639000 39717000 -39717000 250582000 23175000 -23175000 1722314000 22335000 -22335000 210891000 2735000 -2735000 646754000 -6596000 6596000 139335000 -1141000 1141000 132763000 -791000 791000 -10397287000 161526000 -161526000 -10397287000 161526000 -161526000 -31699084000 -174536000 174536000 -345801000 -6152941000 -79891000 79891000 -8025775000 -109627000 109627000 -530311000 -6877000 6877000 -4368545000 -18133000 18133000 -17588000 176000 -176000 -8110561000 87870000 -87870000 -667089000 -8651000 8651000 -229027000 2761000 -2761000 -3251446000 -42164000 42164000 27583439000 -270796000 270796000 104192000 1129000 -1129000 1392720000 10030000 -10030000 90866000 419000 -419000 24286705000 -265398000 265398000 1174990000 -12729000 12729000 533966000 -4247000 4247000 14394000 156000 -156000 14394000 156000 -156000 1105089000 46349000 -46349000 407994000 39330000 -39330000 555577000 5991000 -5991000 1073000 12000 -12000 140445000 1016000 -1016000 -4459629000 79518000 -79518000 -4459629000 79518000 -79518000 -20841533000 -59460000 59460000 -320208000 -3227072000 -35035000 35035000 -5444101000 -62669000 62669000 -480103000 -5201000 5201000 -269173000 -2916000 2916000 -4486875000 -20673000 20673000 -28913000 278000 -278000 -6325758000 63872000 -63872000 -253109000 2825000 -2825000 -6221000 59000 -59000 <p id="xdx_809_ecustom--DisclosureOfCapitalManagementExplanatory_znjQyFXRKIu7" style="margin-top: 0; margin-bottom: 0"> </p> <table cellpadding="0" cellspacing="0" style="font: 13pt/115% Calibri Light; width: 100%; margin-top: 5.05pt; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 14.2pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b>22.</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b><span id="xdx_82B_zUy0NWAcVau6">Capital Management</span></b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b> </b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">The assessment of capital adequacy is based on Agibank's strategic planning, supported by the economic-financial budget, which is based on the following assumptions: the projection of asset growth, based on the estimated credit offering; estimated delinquency and collection; projection of liabilities necessary for the sustainable maintenance of liquidity given the need for asset growth, including the number of employees, technology level, and also the revenues and expenses, whether operational or administrative, expected to occur according to the anticipated evolution of the operations.</p> <table cellpadding="0" cellspacing="0" id="xdx_893_ecustom--ScheduleOfCapitalAdequacyTableTextBlock_pn3n3_zbVJG7HGdPq8" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Capital Management (Details)"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B3_zoNF7j0pyGVb" style="display: none">Schedule of capital adequacy</span></td> <td id="xdx_494_20251231_zbhfeTbc3KE6" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_491_20241231_z0C9G7AOspab" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 7pt"><b> </b></span><b><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">As of December 31, </span></b></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 80%; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Capital Adequacy</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td></tr> <tr id="xdx_401_ecustom--CapitalAdequacyReferentialEquityPr_iI_pn3n3_z5JjmTYr9mg7"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Referential Equity (PR)</b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>3,876,865</b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,443,053</b></span></td></tr> <tr id="xdx_405_ecustom--CapitalAdequacyReferentialEquityTierI_iI_pn3n3_zD48MhN1O6xh"> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Referential Equity - Tier I</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">3,549,410</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,077,838</span></td></tr> <tr id="xdx_40E_ecustom--CapitalAdequacyReferentialEquityTierIi_iI_pn3n3_zGhSVvIfiKqg"> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Referential Equity - Tier II</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">327,455</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">365,215</span></td></tr> <tr id="xdx_408_ecustom--CapitalAdequacyRiskweightedAssetsRwa_iI_pn3n3_zszlali2jZF8"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Risk-Weighted Assets (RWA)</b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>25,008,421</b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>17,481,130</b></span></td></tr> <tr id="xdx_409_ecustom--CapitalAdequacyCreditRiskRwacpad_iI_pn3n3_zzSNFBVex0fc"> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Credit Risk (RWAcpad)</span></td> <td style="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">22,483,368</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">15,192,006</span></td></tr> <tr id="xdx_40A_ecustom--CapitalAdequacyMarketRiskRwampad_iI_pn3n3_zD9GXaV1jJpd"> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Market Risk (RWAmpad)</span></td> <td style="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">227,428</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">9,290</span></td></tr> <tr id="xdx_404_ecustom--CapitalAdequacyOperationalRiskRwaopad_iI_pn3n3_zczpouRZpX6i"> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Operational Risk (RWAopad)</span></td> <td style="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,297,625</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,279,834</span></td></tr> <tr id="xdx_40D_ecustom--CapitalAdequacyBankingRiskRban_iI_pn3n3_zFf2DU5KxBCe"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Banking Risk (RBAN)</b></span></td> <td style="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>699,475</b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>942,939</b></span></td></tr> <tr id="xdx_409_ecustom--CapitalAdequacyFullExposure_iI_pn3n3_zADZAxxZNNni"> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Full Exposure</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>48,936,525</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>30,034,082 </b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Capital Adequacy Ratio (PR/RWA)</span></td> <td style="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_900_ecustom--CapitalAdequacyRatio_pip0_dp_c20250101__20251231_zgltEY0rAUXa" title="Capital adequacy ratio">15.50</span>%</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_905_ecustom--CapitalAdequacyRatio_pip0_dp_c20240101__20241231_zey9lZY11l1l" title="Capital adequacy ratio">13.98</span>%</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Capital Adequacy Ratio (PR/RWA+RBAN)</span></td> <td style="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_90A_ecustom--CapitalAdequacyRatio1_pip0_dp_c20250101__20251231_zjn46cBsa4We" title="Capital adequacy ratio">15.08</span>%</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_904_ecustom--CapitalAdequacyRatio1_pip0_dp_c20240101__20241231_zxIxPRd1iLYc" title="Capital adequacy ratio">13.26</span>%</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Leverage Ratio</span></td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_90A_ecustom--LeverageRatio_pip0_dp_c20250101__20251231_zQD3lQryhcfc" title="Leverage ratio">7.25</span>%</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_900_ecustom--LeverageRatio_pip0_dp_c20240101__20241231_zUDrSNofkLs6" title="Leverage ratio">6.92</span>%</span></td></tr> </table> <p id="xdx_8A9_zMh7GR3MS4E3" style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">The minimum level for the Capital Adequacy Ratio required by the current regulation is 10.5%, according to CMN Resolution No. 4.958/21. As of December 31, 2025, Agibank has a capital margin of 4.58% (2.76% as of December 31, 2024).</p> <p style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" id="xdx_891_ecustom--ScheduleOfReferentialEquityTableTextBlock_pn3n3_zUpvFzP01KCd" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Capital Management (Details 1)"> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B5_zoQuNf32vJ79" style="display: none">Schedule of referential equity</span></td> <td id="xdx_496_20251231__ifrs-full--CounterpartiesAxis__custom--AgibankMember_zdhG3DBmiTx2" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_495_20241231__ifrs-full--CounterpartiesAxis__custom--AgibankMember_zbMjp7TNoia9" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> As of December 31, </b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 80%; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Composition of Referential Equity (PR)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td></tr> <tr id="xdx_40D_eifrs-full--Equity_iI_z63OjUVtVG34"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 8pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Equity</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">5,277,257</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,719,761</span></td></tr> <tr id="xdx_40D_ecustom--ReferentialEquityPrudentialAdjustmentsToTier1Capital_iI_pn3n3_zxzzSBaBENjb"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 8pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Prudential Adjustments to Tier 1 Capital</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,956,689)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(641,923)</span></td></tr> <tr id="xdx_40D_ecustom--ReferentialEquity_iI_pn3n3_z6o6Rk4cRyW8"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Referential Equity</b></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>3,320,568</b></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,077,838</b></span></td></tr> <tr id="xdx_40F_ecustom--ReferentialEquityComplementaryCapital_iI_pn3n3_zUfo0NOi1Zkc"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0">Complementary Capital</p> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0"><b></b></p></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">228,842</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl5038">-</span></span></td></tr> <tr id="xdx_406_ecustom--ReferentialEquityTierI_iI_pn3n3_z416mz6Ilcme"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Tier I</b></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>3,549,410</b></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,077,838</b></span></td></tr> <tr id="xdx_405_ecustom--ReferentialEquityTierIInstrumentsEligibleForTierIi_iI_pn3n3_z2hyRcArHh3h"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 8pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Instruments Eligible for Tier II</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">327,455</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">365,215</span></td></tr> <tr id="xdx_40D_ecustom--ReferentialEquityTierIi_iI_pn3n3_zhaA32QjKuE4"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Tier II</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>327,455</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>365,215</b></span></td></tr> <tr id="xdx_406_ecustom--ReferentialEquity1_iI_pn3n3_zvqgSGU4WwEg"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Referential Equity</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>3,876,865</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,443,053</b></span></td></tr> </table> <p id="xdx_8AB_zrEF5vvOBgx7" style="font: 10pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">Agibank's Tier II Capital is composed of Subordinated Letters of Credits operations. As of December 31, 2025, the principal amounts to R$<span id="xdx_906_ecustom--PrincipalAmounts_iI_pn3n3_c20251231_zJVtLUfqnFQ" title="Principal amounts">342,700</span>, compared to R$<span id="xdx_909_ecustom--PrincipalAmounts_iI_pn3n3_c20241231_zBVSFMOJQi78" title="Principal amounts">372,700</span> on December 31, 2024. The balance of these operations stands at R$5<span id="xdx_90C_ecustom--LettersOfCreditsOperations_iI_pn3n3_c20251231_zlYBSQP8Npa1" title="Letters of credits operations">30,497</span> as of December 31, 2025, up from R$<span id="xdx_908_ecustom--LettersOfCreditsOperations_c20241231_pn3n3" title="Letters of credits operations">522,283</span> on December 31, 2024. There is no forecast for early repurchase of these operations.</p> <table cellpadding="0" cellspacing="0" id="xdx_897_ecustom--ScheduleOfSubordinatedLettersOfCreditsOperationTableTextBlock_pn3n3_z4COQ5pH6zF9" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Capital Management (Details 2)"> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8BF_zVaQbt31s0I5" style="display: none">Schedule of subordinated letters of credits</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>As of December 31,</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Financial Instrument</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Principal</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Issuance</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Maturity</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Remuneration</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Subordinated Letters of Credits</span></td> <td id="xdx_981_ecustom--PrincipalAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsMember_znhT0h4HkuJ1" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Principal amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">30,000</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_901_ecustom--DebtInstrumentsIssuance_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsMember_zu9LoO2YVP05" title="Debt instruments issuance">May/19</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_906_ecustom--DebtInstrumentsMaturity_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsMember_zFnK38ccm68c" title="Debt instruments maturity">Apr/25</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_909_ecustom--DebtInstrumentsRemuneration_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsMember_zdhirPdinHrk" title="Debt instruments remuneration">11.7%</span></span></td> <td id="xdx_98F_eifrs-full--DebtSecurities_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsMember_zrFvgGvuapE8" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl5071">-</span></span></td> <td id="xdx_98D_eifrs-full--DebtSecurities_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsMember_zSxSa28nIBAi" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">55,641</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Subordinated Letters of Credits</span></td> <td id="xdx_980_ecustom--PrincipalAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsOneMember_zO7x8dIqXSm3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Principal amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">20,000</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_90A_ecustom--DebtInstrumentsIssuance_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsOneMember_z8yypHhENS5d" title="Debt instruments issuance">Apr/20</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_906_ecustom--DebtInstrumentsMaturity_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsOneMember_z1QAUxrbLux1" title="Debt instruments maturity">Apr/26</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_907_ecustom--DebtInstrumentsRemuneration_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsOneMember_zdVMgBHE0Ela" title="Debt instruments remuneration">10.5%</span></span></td> <td id="xdx_98A_eifrs-full--DebtSecurities_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsOneMember_zkV4FcnwYBvh" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">35,200</span></td> <td id="xdx_98F_eifrs-full--DebtSecurities_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsOneMember_zIPyLdykqc4" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">31,865</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Subordinated Letters of Credits</span></td> <td id="xdx_98D_ecustom--PrincipalAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsTwoMember_zrWmwna4iiJ2" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Principal amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">15,000</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_90E_ecustom--DebtInstrumentsIssuance_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsTwoMember_zzXZhV4ms8i5" title="Debt instruments issuance">nov/21</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_902_ecustom--DebtInstrumentsMaturity_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsTwoMember_zhVCs6g2saWh" title="Debt instruments maturity">nov/27</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_904_ecustom--DebtInstrumentsRemuneration_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsTwoMember_zMOs1V6P0p2h" title="Debt instruments remuneration">CDI + 4%</span></span></td> <td id="xdx_983_eifrs-full--DebtSecurities_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsTwoMember_zsH0yJZHX4id" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">28,680</span></td> <td id="xdx_980_eifrs-full--DebtSecurities_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsTwoMember_zISldkXW8o49" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">24,127</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Subordinated Letters of Credits</span></td> <td id="xdx_98C_ecustom--PrincipalAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsThreeMember_zDXhoJhaiEF7" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Principal amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">300</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_904_ecustom--DebtInstrumentsIssuance_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsThreeMember_zfSBGo4vkHL1" title="Debt instruments issuance">May/22</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_908_ecustom--DebtInstrumentsMaturity_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsThreeMember_zT9HmmeYoSA" title="Debt instruments maturity">Jun/29</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_905_ecustom--DebtInstrumentsRemuneration_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsThreeMember_zOgll2jszVbk" title="Debt instruments remuneration">16.9%</span></span></td> <td id="xdx_988_eifrs-full--DebtSecurities_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsThreeMember_zpusfkMYIwah" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">523</span></td> <td id="xdx_984_eifrs-full--DebtSecurities_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsThreeMember_z5qqwSTG9Ma6" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">448</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Subordinated Letters of Credits</span></td> <td id="xdx_982_ecustom--PrincipalAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsFourMember_zcVdlVjSlti6" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Principal amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,900</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_902_ecustom--DebtInstrumentsIssuance_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsFourMember_zSJCwklzxjsf" title="Debt instruments issuance">May/22</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_905_ecustom--DebtInstrumentsMaturity_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsFourMember_zDkTAKqBoTUd" title="Debt instruments maturity">May/29</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_90F_ecustom--DebtInstrumentsRemuneration_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsFourMember_zc6UFyJaLS6g" title="Debt instruments remuneration">CDI + 4%</span></span></td> <td id="xdx_982_eifrs-full--DebtSecurities_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsFourMember_z8cpUCs3BPJ7" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">5,166</span></td> <td id="xdx_985_eifrs-full--DebtSecurities_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsFourMember_zFiC4bLXfjaa" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">4,346</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Subordinated Letters of Credits</span></td> <td id="xdx_980_ecustom--PrincipalAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsFiveMember_zKlBNNdNLBtk" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Principal amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">39,300</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_90A_ecustom--DebtInstrumentsIssuance_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsFiveMember_zRqcsfcuzWO5" title="Debt instruments issuance">May/22</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_905_ecustom--DebtInstrumentsMaturity_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsFiveMember_ze2jyZgzRp3h" title="Debt instruments maturity">May/29</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_902_ecustom--DebtInstrumentsRemuneration_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsFiveMember_zSF6UCeqBp3" title="Debt instruments remuneration">16.4% a 16.7%</span></span></td> <td id="xdx_982_eifrs-full--DebtSecurities_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsFiveMember_zTKD3a3dH0kg" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">67,971</span></td> <td id="xdx_983_eifrs-full--DebtSecurities_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsFiveMember_zNNCtRMkdjS6" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">58,401</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Subordinated Letters of Credits</span></td> <td id="xdx_98C_ecustom--PrincipalAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsSixMember_ztlaa7rrF2r8" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Principal amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">900</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_90D_ecustom--DebtInstrumentsIssuance_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsSixMember_zLiFnvs5IyYb" title="Debt instruments issuance">Jun/22</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_90C_ecustom--DebtInstrumentsMaturity_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsSixMember_zGaqI636MBJ2" title="Debt instruments maturity">Jun/29</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_90D_ecustom--DebtInstrumentsRemuneration_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsSixMember_z9QKLlIBUXI" title="Debt instruments remuneration">CDI + 4%</span></span></td> <td id="xdx_98C_eifrs-full--DebtSecurities_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsSixMember_zrYyxznfxZ5a" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,587</span></td> <td id="xdx_98A_eifrs-full--DebtSecurities_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsSixMember_zn7llqk5C4O5" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,335</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Subordinated Letters of Credits</span></td> <td id="xdx_98F_ecustom--PrincipalAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsSevenMember_zhzelEYyD4Uk" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Principal amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">600</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_90C_ecustom--DebtInstrumentsIssuance_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsSevenMember_zng66W98sZ2" title="Debt instruments issuance">Jun/22</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_900_ecustom--DebtInstrumentsMaturity_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsSevenMember_z4GSkqBbpZQa" title="Debt instruments maturity">Jun/29</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_90E_ecustom--DebtInstrumentsRemuneration_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsSevenMember_z5kcFRytcVa2" title="Debt instruments remuneration">17.3% a 17.6%</span></span></td> <td id="xdx_98B_eifrs-full--DebtSecurities_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsSevenMember_zR9gpJLyVn15" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,058</span></td> <td id="xdx_98D_eifrs-full--DebtSecurities_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsSevenMember_zgm865tXi8qg" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">902</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Subordinated Letters of Credits</span></td> <td id="xdx_98B_ecustom--PrincipalAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsEightMember_zUB6v5pbP2uk" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Principal amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">10,200</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_906_ecustom--DebtInstrumentsIssuance_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsEightMember_zDjpVuCksGml" title="Debt instruments issuance">Jun/22</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_906_ecustom--DebtInstrumentsMaturity_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsEightMember_zQqs7xH9q9C1" title="Debt instruments maturity">Jun/29</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_907_ecustom--DebtInstrumentsRemuneration_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsEightMember_zab5Ah0F4mm8" title="Debt instruments remuneration">17% a 17.4%</span></span></td> <td id="xdx_98A_eifrs-full--DebtSecurities_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsEightMember_zVCmh5figBkb" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">17,800</span></td> <td id="xdx_98E_eifrs-full--DebtSecurities_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsEightMember_zBT04h2J9Dva" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">15,211</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Subordinated Letters of Credits</span></td> <td id="xdx_987_ecustom--PrincipalAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsNineMember_zony1C2cgTLd" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Principal amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,500</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_904_ecustom--DebtInstrumentsIssuance_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsNineMember_zdEHIXdR8Lb1" title="Debt instruments issuance">Jun/22</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_907_ecustom--DebtInstrumentsMaturity_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsNineMember_zL9GrQNE6xib" title="Debt instruments maturity">jul/29</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_905_ecustom--DebtInstrumentsRemuneration_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsNineMember_zD6djCPgYcW9" title="Debt instruments remuneration">17.3% a 17.6%</span></span></td> <td id="xdx_983_eifrs-full--DebtSecurities_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsNineMember_zKhyS2uR91E2" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,627</span></td> <td id="xdx_983_eifrs-full--DebtSecurities_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsNineMember_zxsq4D0EmlGi" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,239</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Subordinated Letters of Credits</span></td> <td id="xdx_988_ecustom--PrincipalAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsTenMember_zpPWDEBRjPDb" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Principal amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">92,700</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_900_ecustom--DebtInstrumentsIssuance_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsTenMember_zxkKvYwcuGgi" title="Debt instruments issuance">Jul/22</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_90C_ecustom--DebtInstrumentsMaturity_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsTenMember_zmmmFBZW3yFg" title="Debt instruments maturity">Jul/29</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_902_ecustom--DebtInstrumentsRemuneration_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsTenMember_zM1euUdBQ4l2" title="Debt instruments remuneration">CDI + 4%</span></span></td> <td id="xdx_986_eifrs-full--DebtSecurities_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsTenMember_zZvBdB3FpFnb" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">161,666</span></td> <td id="xdx_98C_eifrs-full--DebtSecurities_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsTenMember_z7vrBDA4c9ok" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">136,010</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Subordinated Letters of Credits</span></td> <td id="xdx_987_ecustom--PrincipalAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsElevenMember_z5B3eXMJzRUf" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Principal amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">58,200</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_90F_ecustom--DebtInstrumentsIssuance_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsElevenMember_zwQVv5bZJKMg" title="Debt instruments issuance">Jul/22</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_90B_ecustom--DebtInstrumentsMaturity_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsElevenMember_zzBhfuqI4qi8" title="Debt instruments maturity">Jul/29</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_905_ecustom--DebtInstrumentsRemuneration_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsElevenMember_zgMx6crN4TP2" title="Debt instruments remuneration">17.3% a 17.6%</span></span></td> <td id="xdx_98A_eifrs-full--DebtSecurities_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsElevenMember_zXFHV64MAtWh" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">101,753</span></td> <td id="xdx_98C_eifrs-full--DebtSecurities_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsElevenMember_zhx3X0zzyD6e" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">86,616</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Subordinated Letters of Credits</span></td> <td id="xdx_980_ecustom--PrincipalAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsTwelveMember_zdp67lgVyDd" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Principal amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,200</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_903_ecustom--DebtInstrumentsIssuance_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsTwelveMember_zCJbwDuVkJZ2" title="Debt instruments issuance">Jul/22</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_90D_ecustom--DebtInstrumentsMaturity_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsTwelveMember_zS0vNmxqmque" title="Debt instruments maturity">Jul/29</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_90A_ecustom--DebtInstrumentsRemuneration_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsTwelveMember_z26SUAQm0T4h" title="Debt instruments remuneration">17% a 17.4%</span></span></td> <td id="xdx_98E_eifrs-full--DebtSecurities_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsTwelveMember_zRBF7JP3JkW8" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,095</span></td> <td id="xdx_983_eifrs-full--DebtSecurities_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsTwelveMember_zrF7gIx8Pxu4" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,786</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Subordinated Letters of Credits</span></td> <td id="xdx_98C_ecustom--PrincipalAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsThirteenMember_zzCNLMiHLa0a" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Principal amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">99,900</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_90C_ecustom--DebtInstrumentsIssuance_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsThirteenMember_zGmuo4XZ2p28" title="Debt instruments issuance">Mar/24</span></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_900_ecustom--DebtInstrumentsMaturity_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsThirteenMember_zaf6cM3gStki" title="Debt instruments maturity">Mar/34</span></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_908_ecustom--DebtInstrumentsRemuneration_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsThirteenMember_zNr0YMNS9Be1" title="Debt instruments remuneration">CDI + 2.9%</span></span></td> <td id="xdx_985_eifrs-full--DebtSecurities_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsThirteenMember_z3hdUCDckEzl" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">104,372</span></td> <td id="xdx_98D_eifrs-full--DebtSecurities_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsThirteenMember_z8smdnP7zlfd" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">103,356</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td id="xdx_98B_ecustom--PrincipalAmount_iI_pn3n3_c20251231_zF2o5ubwGpUa" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Principal amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>372,700</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_98C_eifrs-full--DebtSecurities_iI_pn3n3_c20251231_zOnDrYBlMEu7" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>530,498</b></span></td> <td id="xdx_983_eifrs-full--DebtSecurities_iI_pn3n3_c20241231_zxzwkY7zrKYi" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>522,283</b></span></td></tr> </table> <p id="xdx_8A4_zkpwIYJnB8Id" style="margin-top: 0; margin-bottom: 0"> </p> <table cellpadding="0" cellspacing="0" id="xdx_893_ecustom--ScheduleOfCapitalAdequacyTableTextBlock_pn3n3_zbVJG7HGdPq8" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Capital Management (Details)"> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B3_zoNF7j0pyGVb" style="display: none">Schedule of capital adequacy</span></td> <td id="xdx_494_20251231_zbhfeTbc3KE6" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_491_20241231_z0C9G7AOspab" style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 7pt"><b> </b></span><b><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">As of December 31, </span></b></td></tr> <tr> <td style="border-bottom: Black 1pt solid; width: 80%; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Capital Adequacy</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td></tr> <tr id="xdx_401_ecustom--CapitalAdequacyReferentialEquityPr_iI_pn3n3_z5JjmTYr9mg7"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Referential Equity (PR)</b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>3,876,865</b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,443,053</b></span></td></tr> <tr id="xdx_405_ecustom--CapitalAdequacyReferentialEquityTierI_iI_pn3n3_zD48MhN1O6xh"> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Referential Equity - Tier I</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">3,549,410</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,077,838</span></td></tr> <tr id="xdx_40E_ecustom--CapitalAdequacyReferentialEquityTierIi_iI_pn3n3_zGhSVvIfiKqg"> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Referential Equity - Tier II</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">327,455</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">365,215</span></td></tr> <tr id="xdx_408_ecustom--CapitalAdequacyRiskweightedAssetsRwa_iI_pn3n3_zszlali2jZF8"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Risk-Weighted Assets (RWA)</b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>25,008,421</b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>17,481,130</b></span></td></tr> <tr id="xdx_409_ecustom--CapitalAdequacyCreditRiskRwacpad_iI_pn3n3_zzSNFBVex0fc"> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Credit Risk (RWAcpad)</span></td> <td style="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">22,483,368</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">15,192,006</span></td></tr> <tr id="xdx_40A_ecustom--CapitalAdequacyMarketRiskRwampad_iI_pn3n3_zD9GXaV1jJpd"> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Market Risk (RWAmpad)</span></td> <td style="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">227,428</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">9,290</span></td></tr> <tr id="xdx_404_ecustom--CapitalAdequacyOperationalRiskRwaopad_iI_pn3n3_zczpouRZpX6i"> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Operational Risk (RWAopad)</span></td> <td style="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,297,625</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,279,834</span></td></tr> <tr id="xdx_40D_ecustom--CapitalAdequacyBankingRiskRban_iI_pn3n3_zFf2DU5KxBCe"> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Banking Risk (RBAN)</b></span></td> <td style="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>699,475</b></span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>942,939</b></span></td></tr> <tr id="xdx_409_ecustom--CapitalAdequacyFullExposure_iI_pn3n3_zADZAxxZNNni"> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Full Exposure</b></span></td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>48,936,525</b></span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>30,034,082 </b></span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Capital Adequacy Ratio (PR/RWA)</span></td> <td style="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_900_ecustom--CapitalAdequacyRatio_pip0_dp_c20250101__20251231_zgltEY0rAUXa" title="Capital adequacy ratio">15.50</span>%</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_905_ecustom--CapitalAdequacyRatio_pip0_dp_c20240101__20241231_zey9lZY11l1l" title="Capital adequacy ratio">13.98</span>%</span></td></tr> <tr> <td style="padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Capital Adequacy Ratio (PR/RWA+RBAN)</span></td> <td style="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_90A_ecustom--CapitalAdequacyRatio1_pip0_dp_c20250101__20251231_zjn46cBsa4We" title="Capital adequacy ratio">15.08</span>%</span></td> <td style="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_904_ecustom--CapitalAdequacyRatio1_pip0_dp_c20240101__20241231_zxIxPRd1iLYc" title="Capital adequacy ratio">13.26</span>%</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Leverage Ratio</span></td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_90A_ecustom--LeverageRatio_pip0_dp_c20250101__20251231_zQD3lQryhcfc" title="Leverage ratio">7.25</span>%</span></td> <td style="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_900_ecustom--LeverageRatio_pip0_dp_c20240101__20241231_zUDrSNofkLs6" title="Leverage ratio">6.92</span>%</span></td></tr> </table> 3876865000 2443053000 3549410000 2077838000 327455000 365215000 25008421000 17481130000 22483368000 15192006000 227428000 9290000 2297625000 2279834000 699475000 942939000 48936525000 30034082000 0.1550 0.1398 0.1508 0.1326 0.0725 0.0692 <table cellpadding="0" cellspacing="0" id="xdx_891_ecustom--ScheduleOfReferentialEquityTableTextBlock_pn3n3_zUpvFzP01KCd" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Capital Management (Details 1)"> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8B5_zoQuNf32vJ79" style="display: none">Schedule of referential equity</span></td> <td id="xdx_496_20251231__ifrs-full--CounterpartiesAxis__custom--AgibankMember_zdhG3DBmiTx2" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td id="xdx_495_20241231__ifrs-full--CounterpartiesAxis__custom--AgibankMember_zbMjp7TNoia9" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b> As of December 31, </b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 80%; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Composition of Referential Equity (PR)</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td></tr> <tr id="xdx_40D_eifrs-full--Equity_iI_z63OjUVtVG34"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 8pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Equity</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">5,277,257</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,719,761</span></td></tr> <tr id="xdx_40D_ecustom--ReferentialEquityPrudentialAdjustmentsToTier1Capital_iI_pn3n3_zxzzSBaBENjb"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 8pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Prudential Adjustments to Tier 1 Capital</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(1,956,689)</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">(641,923)</span></td></tr> <tr id="xdx_40D_ecustom--ReferentialEquity_iI_pn3n3_z6o6Rk4cRyW8"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Referential Equity</b></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>3,320,568</b></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,077,838</b></span></td></tr> <tr id="xdx_40F_ecustom--ReferentialEquityComplementaryCapital_iI_pn3n3_zUfo0NOi1Zkc"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0">Complementary Capital</p> <p style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0"><b></b></p></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">228,842</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl5038">-</span></span></td></tr> <tr id="xdx_406_ecustom--ReferentialEquityTierI_iI_pn3n3_z416mz6Ilcme"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Tier I</b></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>3,549,410</b></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,077,838</b></span></td></tr> <tr id="xdx_405_ecustom--ReferentialEquityTierIInstrumentsEligibleForTierIi_iI_pn3n3_z2hyRcArHh3h"> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 8pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Instruments Eligible for Tier II</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">327,455</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">365,215</span></td></tr> <tr id="xdx_40D_ecustom--ReferentialEquityTierIi_iI_pn3n3_zhaA32QjKuE4"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Tier II</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>327,455</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>365,215</b></span></td></tr> <tr id="xdx_406_ecustom--ReferentialEquity1_iI_pn3n3_zvqgSGU4WwEg"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Referential Equity</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>3,876,865</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2,443,053</b></span></td></tr> </table> 5277257000 2719761000 -1956689000 -641923000 3320568000 2077838000 228842000 3549410000 2077838000 327455000 365215000 327455000 365215000 3876865000 2443053000 342700000 372700000 30497000 522283000 <table cellpadding="0" cellspacing="0" id="xdx_897_ecustom--ScheduleOfSubordinatedLettersOfCreditsOperationTableTextBlock_pn3n3_z4COQ5pH6zF9" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse" summary="xdx: Disclosure - Capital Management (Details 2)"> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span id="xdx_8BF_zVaQbt31s0I5" style="display: none">Schedule of subordinated letters of credits</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"> </td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>As of December 31,</b></span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Financial Instrument</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Principal</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Issuance</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Maturity</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Remuneration</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2025</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>2024</b></span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Subordinated Letters of Credits</span></td> <td id="xdx_981_ecustom--PrincipalAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsMember_znhT0h4HkuJ1" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Principal amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">30,000</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_901_ecustom--DebtInstrumentsIssuance_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsMember_zu9LoO2YVP05" title="Debt instruments issuance">May/19</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_906_ecustom--DebtInstrumentsMaturity_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsMember_zFnK38ccm68c" title="Debt instruments maturity">Apr/25</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_909_ecustom--DebtInstrumentsRemuneration_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsMember_zdhirPdinHrk" title="Debt instruments remuneration">11.7%</span></span></td> <td id="xdx_98F_eifrs-full--DebtSecurities_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsMember_zrFvgGvuapE8" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl5071">-</span></span></td> <td id="xdx_98D_eifrs-full--DebtSecurities_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsMember_zSxSa28nIBAi" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">55,641</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Subordinated Letters of Credits</span></td> <td id="xdx_980_ecustom--PrincipalAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsOneMember_zO7x8dIqXSm3" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Principal amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">20,000</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_90A_ecustom--DebtInstrumentsIssuance_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsOneMember_z8yypHhENS5d" title="Debt instruments issuance">Apr/20</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_906_ecustom--DebtInstrumentsMaturity_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsOneMember_z1QAUxrbLux1" title="Debt instruments maturity">Apr/26</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_907_ecustom--DebtInstrumentsRemuneration_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsOneMember_zdVMgBHE0Ela" title="Debt instruments remuneration">10.5%</span></span></td> <td id="xdx_98A_eifrs-full--DebtSecurities_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsOneMember_zkV4FcnwYBvh" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">35,200</span></td> <td id="xdx_98F_eifrs-full--DebtSecurities_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsOneMember_zIPyLdykqc4" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">31,865</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Subordinated Letters of Credits</span></td> <td id="xdx_98D_ecustom--PrincipalAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsTwoMember_zrWmwna4iiJ2" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Principal amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">15,000</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_90E_ecustom--DebtInstrumentsIssuance_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsTwoMember_zzXZhV4ms8i5" title="Debt instruments issuance">nov/21</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_902_ecustom--DebtInstrumentsMaturity_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsTwoMember_zhVCs6g2saWh" title="Debt instruments maturity">nov/27</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_904_ecustom--DebtInstrumentsRemuneration_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsTwoMember_zMOs1V6P0p2h" title="Debt instruments remuneration">CDI + 4%</span></span></td> <td id="xdx_983_eifrs-full--DebtSecurities_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsTwoMember_zsH0yJZHX4id" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">28,680</span></td> <td id="xdx_980_eifrs-full--DebtSecurities_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsTwoMember_zISldkXW8o49" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">24,127</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Subordinated Letters of Credits</span></td> <td id="xdx_98C_ecustom--PrincipalAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsThreeMember_zDXhoJhaiEF7" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Principal amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">300</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_904_ecustom--DebtInstrumentsIssuance_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsThreeMember_zfSBGo4vkHL1" title="Debt instruments issuance">May/22</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_908_ecustom--DebtInstrumentsMaturity_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsThreeMember_zT9HmmeYoSA" title="Debt instruments maturity">Jun/29</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_905_ecustom--DebtInstrumentsRemuneration_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsThreeMember_zOgll2jszVbk" title="Debt instruments remuneration">16.9%</span></span></td> <td id="xdx_988_eifrs-full--DebtSecurities_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsThreeMember_zpusfkMYIwah" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">523</span></td> <td id="xdx_984_eifrs-full--DebtSecurities_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsThreeMember_z5qqwSTG9Ma6" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">448</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Subordinated Letters of Credits</span></td> <td id="xdx_982_ecustom--PrincipalAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsFourMember_zcVdlVjSlti6" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Principal amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,900</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_902_ecustom--DebtInstrumentsIssuance_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsFourMember_zSJCwklzxjsf" title="Debt instruments issuance">May/22</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_905_ecustom--DebtInstrumentsMaturity_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsFourMember_zDkTAKqBoTUd" title="Debt instruments maturity">May/29</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_90F_ecustom--DebtInstrumentsRemuneration_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsFourMember_zc6UFyJaLS6g" title="Debt instruments remuneration">CDI + 4%</span></span></td> <td id="xdx_982_eifrs-full--DebtSecurities_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsFourMember_z8cpUCs3BPJ7" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">5,166</span></td> <td id="xdx_985_eifrs-full--DebtSecurities_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsFourMember_zFiC4bLXfjaa" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">4,346</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Subordinated Letters of Credits</span></td> <td id="xdx_980_ecustom--PrincipalAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsFiveMember_zKlBNNdNLBtk" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Principal amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">39,300</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_90A_ecustom--DebtInstrumentsIssuance_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsFiveMember_zRqcsfcuzWO5" title="Debt instruments issuance">May/22</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_905_ecustom--DebtInstrumentsMaturity_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsFiveMember_ze2jyZgzRp3h" title="Debt instruments maturity">May/29</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_902_ecustom--DebtInstrumentsRemuneration_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsFiveMember_zSF6UCeqBp3" title="Debt instruments remuneration">16.4% a 16.7%</span></span></td> <td id="xdx_982_eifrs-full--DebtSecurities_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsFiveMember_zTKD3a3dH0kg" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">67,971</span></td> <td id="xdx_983_eifrs-full--DebtSecurities_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsFiveMember_zNNCtRMkdjS6" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">58,401</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Subordinated Letters of Credits</span></td> <td id="xdx_98C_ecustom--PrincipalAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsSixMember_ztlaa7rrF2r8" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Principal amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">900</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_90D_ecustom--DebtInstrumentsIssuance_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsSixMember_zLiFnvs5IyYb" title="Debt instruments issuance">Jun/22</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_90C_ecustom--DebtInstrumentsMaturity_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsSixMember_zGaqI636MBJ2" title="Debt instruments maturity">Jun/29</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_90D_ecustom--DebtInstrumentsRemuneration_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsSixMember_z9QKLlIBUXI" title="Debt instruments remuneration">CDI + 4%</span></span></td> <td id="xdx_98C_eifrs-full--DebtSecurities_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsSixMember_zrYyxznfxZ5a" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,587</span></td> <td id="xdx_98A_eifrs-full--DebtSecurities_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsSixMember_zn7llqk5C4O5" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,335</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Subordinated Letters of Credits</span></td> <td id="xdx_98F_ecustom--PrincipalAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsSevenMember_zhzelEYyD4Uk" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Principal amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">600</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_90C_ecustom--DebtInstrumentsIssuance_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsSevenMember_zng66W98sZ2" title="Debt instruments issuance">Jun/22</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_900_ecustom--DebtInstrumentsMaturity_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsSevenMember_z4GSkqBbpZQa" title="Debt instruments maturity">Jun/29</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_90E_ecustom--DebtInstrumentsRemuneration_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsSevenMember_z5kcFRytcVa2" title="Debt instruments remuneration">17.3% a 17.6%</span></span></td> <td id="xdx_98B_eifrs-full--DebtSecurities_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsSevenMember_zR9gpJLyVn15" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,058</span></td> <td id="xdx_98D_eifrs-full--DebtSecurities_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsSevenMember_zgm865tXi8qg" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">902</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Subordinated Letters of Credits</span></td> <td id="xdx_98B_ecustom--PrincipalAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsEightMember_zUB6v5pbP2uk" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Principal amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">10,200</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_906_ecustom--DebtInstrumentsIssuance_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsEightMember_zDjpVuCksGml" title="Debt instruments issuance">Jun/22</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_906_ecustom--DebtInstrumentsMaturity_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsEightMember_zQqs7xH9q9C1" title="Debt instruments maturity">Jun/29</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_907_ecustom--DebtInstrumentsRemuneration_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsEightMember_zab5Ah0F4mm8" title="Debt instruments remuneration">17% a 17.4%</span></span></td> <td id="xdx_98A_eifrs-full--DebtSecurities_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsEightMember_zVCmh5figBkb" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">17,800</span></td> <td id="xdx_98E_eifrs-full--DebtSecurities_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsEightMember_zBT04h2J9Dva" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">15,211</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Subordinated Letters of Credits</span></td> <td id="xdx_987_ecustom--PrincipalAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsNineMember_zony1C2cgTLd" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Principal amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,500</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_904_ecustom--DebtInstrumentsIssuance_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsNineMember_zdEHIXdR8Lb1" title="Debt instruments issuance">Jun/22</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_907_ecustom--DebtInstrumentsMaturity_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsNineMember_zL9GrQNE6xib" title="Debt instruments maturity">jul/29</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_905_ecustom--DebtInstrumentsRemuneration_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsNineMember_zD6djCPgYcW9" title="Debt instruments remuneration">17.3% a 17.6%</span></span></td> <td id="xdx_983_eifrs-full--DebtSecurities_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsNineMember_zKhyS2uR91E2" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,627</span></td> <td id="xdx_983_eifrs-full--DebtSecurities_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsNineMember_zxsq4D0EmlGi" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,239</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Subordinated Letters of Credits</span></td> <td id="xdx_988_ecustom--PrincipalAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsTenMember_zpPWDEBRjPDb" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Principal amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">92,700</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_900_ecustom--DebtInstrumentsIssuance_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsTenMember_zxkKvYwcuGgi" title="Debt instruments issuance">Jul/22</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_90C_ecustom--DebtInstrumentsMaturity_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsTenMember_zmmmFBZW3yFg" title="Debt instruments maturity">Jul/29</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_902_ecustom--DebtInstrumentsRemuneration_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsTenMember_zM1euUdBQ4l2" title="Debt instruments remuneration">CDI + 4%</span></span></td> <td id="xdx_986_eifrs-full--DebtSecurities_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsTenMember_zZvBdB3FpFnb" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">161,666</span></td> <td id="xdx_98C_eifrs-full--DebtSecurities_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsTenMember_z7vrBDA4c9ok" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">136,010</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Subordinated Letters of Credits</span></td> <td id="xdx_987_ecustom--PrincipalAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsElevenMember_z5B3eXMJzRUf" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Principal amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">58,200</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_90F_ecustom--DebtInstrumentsIssuance_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsElevenMember_zwQVv5bZJKMg" title="Debt instruments issuance">Jul/22</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_90B_ecustom--DebtInstrumentsMaturity_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsElevenMember_zzBhfuqI4qi8" title="Debt instruments maturity">Jul/29</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_905_ecustom--DebtInstrumentsRemuneration_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsElevenMember_zgMx6crN4TP2" title="Debt instruments remuneration">17.3% a 17.6%</span></span></td> <td id="xdx_98A_eifrs-full--DebtSecurities_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsElevenMember_zXFHV64MAtWh" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">101,753</span></td> <td id="xdx_98C_eifrs-full--DebtSecurities_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsElevenMember_zhx3X0zzyD6e" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">86,616</span></td></tr> <tr> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Subordinated Letters of Credits</span></td> <td id="xdx_980_ecustom--PrincipalAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsTwelveMember_zdp67lgVyDd" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Principal amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,200</span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_903_ecustom--DebtInstrumentsIssuance_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsTwelveMember_zCJbwDuVkJZ2" title="Debt instruments issuance">Jul/22</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_90D_ecustom--DebtInstrumentsMaturity_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsTwelveMember_zS0vNmxqmque" title="Debt instruments maturity">Jul/29</span></span></td> <td style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_90A_ecustom--DebtInstrumentsRemuneration_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsTwelveMember_z26SUAQm0T4h" title="Debt instruments remuneration">17% a 17.4%</span></span></td> <td id="xdx_98E_eifrs-full--DebtSecurities_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsTwelveMember_zRBF7JP3JkW8" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">2,095</span></td> <td id="xdx_983_eifrs-full--DebtSecurities_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsTwelveMember_zrF7gIx8Pxu4" style="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">1,786</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">Subordinated Letters of Credits</span></td> <td id="xdx_98C_ecustom--PrincipalAmount_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsThirteenMember_zzCNLMiHLa0a" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Principal amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">99,900</span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_90C_ecustom--DebtInstrumentsIssuance_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsThirteenMember_zGmuo4XZ2p28" title="Debt instruments issuance">Mar/24</span></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_900_ecustom--DebtInstrumentsMaturity_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsThirteenMember_zaf6cM3gStki" title="Debt instruments maturity">Mar/34</span></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_908_ecustom--DebtInstrumentsRemuneration_c20250101__20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsThirteenMember_zNr0YMNS9Be1" title="Debt instruments remuneration">CDI + 2.9%</span></span></td> <td id="xdx_985_eifrs-full--DebtSecurities_iI_pn3n3_c20251231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsThirteenMember_z3hdUCDckEzl" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">104,372</span></td> <td id="xdx_98D_eifrs-full--DebtSecurities_iI_pn3n3_c20241231__ifrs-full--ClassesOfFinancialInstrumentsAxis__custom--SubordinatedLettersOfCreditsThirteenMember_z8smdnP7zlfd" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt">103,356</span></td></tr> <tr> <td style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td> <td id="xdx_98B_ecustom--PrincipalAmount_iI_pn3n3_c20251231_zF2o5ubwGpUa" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Principal amount"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>372,700</b></span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"> </td> <td id="xdx_98C_eifrs-full--DebtSecurities_iI_pn3n3_c20251231_zOnDrYBlMEu7" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>530,498</b></span></td> <td id="xdx_983_eifrs-full--DebtSecurities_iI_pn3n3_c20241231_zxzwkY7zrKYi" style="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right" title="Debt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 8pt"><b>522,283</b></span></td></tr> </table> 30000000 May/19 Apr/25 11.7% 55641000 20000000 Apr/20 Apr/26 10.5% 35200000 31865000 15000000 nov/21 nov/27 CDI + 4% 28680000 24127000 300000 May/22 Jun/29 16.9% 523000 448000 2900000 May/22 May/29 CDI + 4% 5166000 4346000 39300000 May/22 May/29 16.4% a 16.7% 67971000 58401000 900000 Jun/22 Jun/29 CDI + 4% 1587000 1335000 600000 Jun/22 Jun/29 17.3% a 17.6% 1058000 902000 10200000 Jun/22 Jun/29 17% a 17.4% 17800000 15211000 1500000 Jun/22 jul/29 17.3% a 17.6% 2627000 2239000 92700000 Jul/22 Jul/29 CDI + 4% 161666000 136010000 58200000 Jul/22 Jul/29 17.3% a 17.6% 101753000 86616000 1200000 Jul/22 Jul/29 17% a 17.4% 2095000 1786000 99900000 Mar/24 Mar/34 CDI + 2.9% 104372000 103356000 372700000 530498000 522283000 <p id="xdx_801_eifrs-full--DisclosureOfFinancialRiskManagementExplanatory_zGzM0a1z084d" style="font: 8pt Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"></p> <table cellpadding="0" cellspacing="0" style="font: 13pt/115% Calibri Light; width: 100%; margin-top: 5.05pt; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.5in"></td><td style="width: 0.5in"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b>23.</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b><span id="xdx_827_zhOzTXQpESE">Risk Management and Financial Instruments</span></b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify">The Group considers risk management to be a fundamental strategic tool, carried out by an independent risk management unit, based on best market practices, with the objective of ensuring that the risks to which the institution is exposed are managed according to the risk appetite, policies, and established procedures. Monitoring is conducted through daily reports delivered to the Executive Officers and key leadership, with performance comments and exposure statements in relation to the limits set institutionally, always prioritizing proactivity in managing these risks.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b>(a) Credit Risk:</b> Refers to the possibility of losses resulting from the failure of the borrower, issuer, or counterparty to fulfill their respective financial obligations under the agreed terms. The risk management area conducts daily stress tests on the credit portfolio, measuring the impact of increased delinquency on the company’s results and other risk indicators.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b>(b) Market Risk:</b> The possibility of losses resulting from fluctuations in the market values of positions held by a financial institution, as well as its financial margins, including risks from transactions subject to currency variation, interest rates, indexes, stock prices, and commodity prices. Market risk control is conducted through standardized procedures and in accordance with corporate policies. The allocation of available resources from the Bank and controlled companies are always made with the goal of mitigating exposure to market risk.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b>(c) Liquidity Risk:</b> The possibility of imbalances between tradable assets and payable liabilities that could affect the institution's ability to meet its payment obligations, considering different currencies and settlement terms for its rights and obligations. Liquidity risk monitoring is performed daily based on established indicators, cash flow, and stress scenarios.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b>(d) Operational Risk:</b> The possibility of losses resulting from failure, deficiency, or inadequacy of internal processes, people, and systems, or from external events. It includes legal risk associated with inadequacy or deficiencies in contracts signed by the institution, as well as sanctions for non-compliance with legal provisions and compensation for third-party damages arising from the institution's activities. The evaluation of operational risks is conducted to ensure the quality of the control of the environment, adhering to internal guidelines and current regulations. Matters related to operational risk are reported through monthly reports to senior management and specific reports to area managers.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b>(e) Credit risk management and allowance for expected credit losses </b></p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Credit risk management objectives and strategies:</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>i.</b></span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>Credit Risk Exposure</b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Agibank’s credit risk exposures primarily originate from secured operations, particularly payroll products, where the primary risk relates to events such as death or suspension of social security benefits. For unsecured products, the risk stems from potential customer default, mitigated through policies that prioritize transactions with clients maintaining an active banking relationship, such as salary deposits with the institution.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>ii.</b></span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>Risk Management Objectives, Policies and Processes</b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">The objective of credit risk management is to ensure portfolio quality and preserve financial soundness, maintaining delinquency levels within the risk appetite defined by the Executive Board in the Risk Appetite Statement (RAS). Policies and processes include credit analysis based on internal models, risk classification, establishment of limits by client and segment, continuous exposure monitoring, and provisioning practices in compliance with Central Bank regulations and IFRS 9.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>iii.</b></span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>Measurement and Monitoring</b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Measurement methods encompass internal models for calculating Probability of Default (PD), Loss Given Default (LGD), and Exposure at Default (EAD), in addition to stress testing to assess portfolio resilience under adverse scenarios. Model monitoring is performed on an ongoing basis through periodic validation, backtesting, and performance analysis, ensuring that underlying assumptions remain aligned with observed data and that models maintain predictive capability amid changes in portfolio behavior and macroeconomic conditions. Key indicators monitored include the non-performing loan ratio (NPL), coverage ratio, sector concentration, internal ratings, and provisioning levels, which enable assessment of clients’ repayment capacity and adequacy of provisions relative to assumed risk.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>iv.</b></span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>Changes from Prior Period</b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">During the current period, there were no material changes in credit risk management policies or processes compared to the prior year, maintaining the strategy of concentration in secured products and mitigation through banking relationship.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt/115% Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0.25in"></td><td style="width: 0.25in"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>v.</b></span></td><td style="text-align: justify"><span style="font-family: Calibri, Helvetica, Sans-Serif"><b>Governance Structure</b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">Credit risk governance is organized into multiple layers to ensure effective oversight and compliance, including:</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 0 35.4pt; text-align: justify">• Credit Committee – responsible for defining strategies and lending policies.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 0 35.4pt; text-align: justify">• Risk Committee – overseeing regulatory indicators and adherence to the risk appetite.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 0 35.4pt; text-align: justify">• Credit Risk Management Department – an independent unit ensuring portfolio quality.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 0 35.4pt; text-align: justify">• Chief Risk Officer (CRO) – accountable for governance oversight and reporting to the Executive Board.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0 0 0 35.4pt; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">These governance structures ensure exposures are monitored, measured, and maintained within established limits, with processes regularly reviewed to ensure regulatory compliance and alignment with best market practices.</p> <p id="xdx_80D_eifrs-full--DisclosureOfEventsAfterReportingPeriodExplanatory_z0Tn6iLssWY4" style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <table cellpadding="0" cellspacing="0" style="font: 13pt/115% Calibri Light; width: 100%; margin-top: 5.05pt; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 14.2pt"><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b>24.</b></span></td><td><span style="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><b><span id="xdx_82E_zeSnaeQjkW9h">Subsequent Events</span></b></span></td></tr></table> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">In December 2025, the INSS announced a precautionary suspension of new payroll loan deductions under ACT No. 106/2025 (Banco Agibank) and ACT No. 221/2025 (Agi Financeira) following a CGU audit. The suspension was lifted on January 12, 2026, after a settlement with the INSS that fully reinstated the ability to process new payroll loan deductions, subject to enhanced compliance obligations and oversight. Under the settlement, the Company agreed, among other matters, to strengthen controls, review past transactions, make applicable refunds and pay a compensatory amount of R$<span id="xdx_90A_eifrs-full--NotionalAmount_iI_pn6n6_c20260112__ifrs-full--NonadjustingEventsAfterReportingPeriodAxis__custom--NonadjustingEventMember_zw095QWsqc0a" title="Compensatory amount">1</span>.0 million. Failure to comply may result in renewed suspensions, penalties and other administrative measures.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">On February 11, 2026, AGI Inc.’s initial public offering (IPO) was declared effective. On February 12, 2026, <span id="xdx_901_ecustom--PurchaseAdditionalShares_pip0_c20260211__20260212__ifrs-full--NonadjustingEventsAfterReportingPeriodAxis__custom--NonadjustingEventMember__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassACommonSharesMember_zRnNa3S0QPuf" title="Purchase of additional shares">20,000,000</span> Class A common shares (or up to <span id="xdx_905_ecustom--PurchaseOfAdditionalOptionShares_pip0_c20260211__20260212__ifrs-full--NonadjustingEventsAfterReportingPeriodAxis__custom--NonadjustingEventMember__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassACommonSharesMember_zYGh5nuZMeb3" title="Purchase of additional option shares">23,000,000</span> Class A common shares if the underwriters’ option to purchase additional shares is exercised in full) began trading on the New York Stock Exchange. In connection with the IPO, AGI Inc. issued and sold <span id="xdx_90E_ecustom--NumberOfSharesIssuedAnSold_iI_pn6n6_c20260212__ifrs-full--NonadjustingEventsAfterReportingPeriodAxis__custom--NonadjustingEventMember__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassACommonSharesMember_z3o9BKIZ5ryg" title="Shares issued and sold">20</span> million shares of Class A common stock, par value US$<span id="xdx_907_eifrs-full--ParValuePerShare_iI_pip0_uUSDPShares_c20260212__ifrs-full--NonadjustingEventsAfterReportingPeriodAxis__custom--NonadjustingEventMember__ifrs-full--ClassesOfShareCapitalAxis__custom--ClassACommonSharesMember_zrdfzpWTe2vl" title="Common stock par value">12</span>. As part of the transaction, all shares of AGI Financial Holding S.A. were contributed to AGI Inc. at an exchange ratio of 6.15:1, as a result of which AGI Financial Holding S.A. became a wholly owned subsidiary of AGI Inc.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">In March 2026, Agibank launched Agibank Asset Management Ltda. (“Agi Asset”), a new business vertical focused on asset management and private credit products. The initiative marks the beginning of the Bank’s expansion into wholesale banking activities, leveraging its credit expertise to structure receivables funds (FIDCs) and promote corporate access to capital markets. Headquartered in São Paulo, Agi Asset applies advanced technology and artificial intelligence to enhance credit analysis efficiency.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">On April 27, 2026, Agibank completed the issuance of R$ 2.5 billion in senior quotas in the 1st issuance of Class A of the Agibank II Limited Liability Credit Rights Investment Fund (FIDC), with a maturity of 120 months, remuneration of CDI + 1.05% per year, and backed by credit rights arising from INSS payroll-deductible loans. The fund was established as a closed-end condominium with limited liability, administered by Oliveira Trust Distribuidora de Títulos e Valores Mobiliários S.A., managed by Oliveira Trust Servicer S.A., and co-managed by Agibank Asset Management LTDA.</p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify"> </p> <p style="font: 10pt/115% Calibri, Helvetica, Sans-Serif; margin: 0; text-align: justify">On April 29, 2026, the Brazilian Federal Court of Accounts (TCU) issued a ruling indicating the temporary suspension of the granting of new personal loans, credit card loans, and credit card loans with INSS benefits across the entire market, until INSS security measures and internal controls are implemented. If implemented, this measure could affect all INSS operations with all banks, not just those with Agi.</p> 1000000 20000000 23000000 20000000 12