v3.26.1
REGULATORY CAPITAL REQUIREMENTS (Tables)
12 Months Ended
Dec. 31, 2025
REGULATORY CAPITAL REQUIREMENTS  
Schedule of the actual capital amounts and ratios for the Bank and the Company

The following is a summary of the actual capital amounts (dollars in thousands) and ratios as of December 31 for the Bank and the Company (on a consolidated basis):

Required Ratios

Minimum

Classification

Actual Capital

Capital

As Well

  ​ ​ ​

Amount

  ​ ​ ​

Ratio

  ​ ​ ​

Adequacy

  ​ ​ ​

Capitalized

2025

Tier 1 capital:

Bank

$

76,603

8.45

%  

4.00

%  

5.00

%

Consolidated

70,567

7.78

N/A

N/A

 

Tier 1 risk-based capital:

 

Bank

76,603

10.63

6.00

8.00

Consolidated

 

70,567

 

10.35

 

N/A

 

N/A

Common equity tier 1 capital:

 

Bank

76,603

 

10.63

 

4.50

 

6.50

Consolidated

 

70,567

 

10.35

 

N/A

 

N/A

Total risk-based capital:

 

Bank

85,444

 

11.86

 

8.00

 

10.00

Consolidated

 

87,158

 

12.79

 

N/A

 

N/A

  ​ ​ ​

Amount

  ​ ​ ​

Ratio

  ​ ​ ​

Adequacy

  ​ ​ ​

Capitalized

 

2024

Tier 1 capital:

Bank

$

71,596

 

8.23

%  

4.00

%  

5.00

%

Consolidated

 

64,310

 

7.63

 

N/A

 

N/A

Tier 1 risk-based capital:

Bank

 

71,596

 

10.54

 

6.00

 

8.00

Consolidated

 

64,310

 

9.47

 

N/A

 

N/A

Common equity tier 1 capital:

Bank

 

71,596

 

10.54

 

4.50

 

6.50

Consolidated

 

64,310

 

9.47

 

N/A

 

N/A

Total risk-based capital:

Bank

 

80,108

 

11.80

 

8.00

 

10.00

Consolidated

 

80,552

 

11.86

 

N/A

 

N/A