v3.26.1
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Summary of loans (Details) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
LOANS AND ALLOWANCE FOR CREDIT LOSSES      
Total gross loans $ 802,446 $ 763,239  
Unearned discount and net deferred fees and costs 773 742  
Total loans 803,219 763,981  
Allowance for credit losses (8,749) (8,545) $ (8,076)
Net loans 794,470 755,436  
Residential real estate      
LOANS AND ALLOWANCE FOR CREDIT LOSSES      
Total gross loans 318,694 303,156  
Allowance for credit losses (2,721) (2,564) (2,466)
HELOCs      
LOANS AND ALLOWANCE FOR CREDIT LOSSES      
Total gross loans 17,092 15,526  
Allowance for credit losses (71) (104) (91)
Commercial real estate      
LOANS AND ALLOWANCE FOR CREDIT LOSSES      
Total gross loans 370,380 349,369  
Allowance for credit losses (5,355) (5,396) (5,091)
Commercial and industrial      
LOANS AND ALLOWANCE FOR CREDIT LOSSES      
Total gross loans 32,582 39,596  
Allowance for credit losses (375) (313) (275)
Consumer      
LOANS AND ALLOWANCE FOR CREDIT LOSSES      
Total gross loans 63,698 55,592  
Allowance for credit losses $ (227) $ (168) $ (153)