v3.26.1
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Activity in the allowance for credit losses (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Allowance for credit losses:    
Beginning balance $ 8,545 $ 8,076
Provision (credit) for credit losses 630 600
Loans charged-off (445) (153)
Recoveries 19 22
Ending balance 8,749 8,545
Residential real estate    
Allowance for credit losses:    
Beginning balance 2,564 2,466
Provision (credit) for credit losses 220 167
Loans charged-off (63) (69)
Ending balance 2,721 2,564
HELOCs    
Allowance for credit losses:    
Beginning balance 104 91
Provision (credit) for credit losses (33) 13
Ending balance 71 104
Commercial real estate    
Allowance for credit losses:    
Beginning balance 5,396 5,091
Provision (credit) for credit losses (41) 305
Ending balance 5,355 5,396
Commercial and industrial    
Allowance for credit losses:    
Beginning balance 313 275
Provision (credit) for credit losses 264 39
Loans charged-off (202) (1)
Ending balance 375 313
Consumer    
Allowance for credit losses:    
Beginning balance 168 153
Provision (credit) for credit losses 220 76
Loans charged-off (180) (83)
Recoveries 19 22
Ending balance $ 227 $ 168