v3.26.1
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Credit quality indicator (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Total gross loans    
Total gross loans $ 802,446 $ 763,239
Current period gross write off    
Total gross write off 445 153
Residential real estate    
Total gross loans    
2025/2024 49,283 41,108
2024/2023 32,818 54,289
2023/2022 44,660 49,980
2022/2021 43,589 60,945
2021/2020 51,801 29,934
Prior 96,543 66,900
Total gross loans 318,694 303,156
Current period gross write off    
Prior 63 69
Total gross write off 63 69
Residential real estate | Performing    
Total gross loans    
2025/2024 49,283 41,108
2024/2023 32,818 54,289
2023/2022 44,660 49,648
2022/2021 43,589 60,945
2021/2020 51,302 29,934
Prior 96,051 66,077
Total gross loans 317,703 302,001
Residential real estate | Non Performing    
Total gross loans    
2023/2022   332
2021/2020 499  
Prior 492 823
Total gross loans 991 1,155
HELOCs    
Total gross loans    
2025/2024 2,059 2,893
2024/2023 3,693 3,902
2023/2022 4,001 3,291
2022/2021 3,058 1,133
2021/2020 1,396 693
Prior 2,885 3,614
Total gross loans 17,092 15,526
HELOCs | Performing    
Total gross loans    
2025/2024 2,059 2,893
2024/2023 3,693 3,902
2023/2022 4,001 3,291
2022/2021 3,058 1,133
2021/2020 1,396 693
Prior 2,885 3,614
Total gross loans 17,092 15,526
Commercial real estate    
Total gross loans    
2025/2024 39,066 38,844
2024/2023 39,227 50,679
2023/2022 56,626 82,151
2022/2021 75,765 57,936
2021/2020 50,351 35,595
Prior 109,345 84,164
Total gross loans 370,380 349,369
Commercial real estate | Pass    
Total gross loans    
2025/2024 39,066 38,844
2024/2023 39,227 50,679
2023/2022 56,299 82,151
2022/2021 75,765 57,936
2021/2020 50,351 35,595
Prior 103,839 83,531
Total gross loans 364,547 348,736
Commercial real estate | Special mention    
Total gross loans    
Prior 4,884  
Total gross loans 4,884  
Commercial real estate | Substandard    
Total gross loans    
2023/2022 327  
Prior 622 633
Total gross loans 949 633
Commercial and industrial    
Total gross loans    
2025/2024 9,528 10,218
2024/2023 9,684 9,526
2023/2022 3,143 7,237
2022/2021 2,762 2,849
2021/2020 1,827 4,950
Prior 5,074 3,493
Revolving Loans 564 1,323
Total gross loans 32,582 39,596
Current period gross write off    
2024/2023 200  
Prior 2 1
Total gross write off 202 1
Commercial and industrial | Pass    
Total gross loans    
2025/2024 9,528 10,218
2024/2023 9,684 9,526
2023/2022 3,143 7,123
2022/2021 2,762 2,849
2021/2020 1,827 4,851
Prior 4,891 3,252
Revolving Loans 564 1,323
Total gross loans 32,399 39,142
Commercial and industrial | Substandard    
Total gross loans    
2023/2022   114
2021/2020   99
Prior 183 241
Total gross loans 183 454
Consumer    
Total gross loans    
2025/2024 16,187 19,236
2024/2023 16,229 10,248
2023/2022 8,142 7,110
2022/2021 5,543 2,964
2021/2020 2,462 3,167
Prior 15,135 12,867
Total gross loans 63,698 55,592
Current period gross write off    
2025/2024   19
2024/2023 24 14
2023/2022 35 39
2022/2021 45 2
2021/2020 18 5
Prior 58 4
Total gross write off 180 83
Consumer | Performing    
Total gross loans    
2025/2024 16,187 19,236
2024/2023 16,209 10,248
2023/2022 8,128 7,110
2022/2021 5,502 2,964
2021/2020 2,462 3,167
Prior 15,135 12,867
Total gross loans 63,623 $ 55,592
Consumer | Non Performing    
Total gross loans    
2024/2023 20  
2023/2022 14  
2022/2021 41  
Total gross loans $ 75