v3.26.1
Customer Deposits (Tables)
 3 Months Ended
Mar. 31, 2026
Deposits [Abstract]  
Customer deposits by component and type
As of March 31, 2026 and December 31, 2025, customer deposits were categorized as interest-bearing or non-interest-bearing as follows:
Table 6.1: Interest-bearing and Non-Interest-bearing Customer Deposits
(Millions)20262025
U.S.:
Interest-bearing$156,726 $151,425 
Non-interest-bearing (includes Card Member credit balances of: 2026, $567; 2025, $556)
610 606 
Non-U.S.:
Interest-bearing18 18 
Non-interest-bearing (includes Card Member credit balances of: 2026, $591; 2025, $436)
594 439 
Total customer deposits$157,948 $152,488 
Customer deposits by deposit type as of March 31, 2026 and December 31, 2025 were as follows:
Table 6.2: Customer Deposits by Type
(Millions)20262025
U.S. interest-bearing deposits:
Savings accounts
$121,257 $116,867 
Checking accounts
3,283 2,965 
Certificates of deposit:
Direct7,280 5,979 
Third-party (brokered)9,395 9,919 
Sweep accounts – Third-party (brokered)15,511 15,696 
Total U.S. interest-bearing deposits
$156,726 $151,425 
Other deposits65 71 
Card Member credit balances1,157 992 
Total customer deposits$157,948 $152,488 
Time deposits by maturity
The scheduled maturities of certificates of deposit as of March 31, 2026 were as follows:
Table 6.3: Scheduled Maturities of Certificates of Deposit
(Millions)20262027202820292030ThereafterTotal
Certificates of deposit (a)
$4,113 $7,256 $2,762 $671 $1,879 $5 $16,686 
(a)Includes $11 million of non-U.S. direct certificates of deposit as of March 31, 2026.